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Facebook, the world's largest social network, relied on Twitter on Wednesday to explain that its apps were experiencing outages around the world.

MoneyTips

Do you know who's lurking over your shoulder? They might be trying to get a peek at your financial information.

What is Shoulder Surfing?

Shoulder surfing is when a would-be thief spies over your shoulder while you're using your financial data. They're not just nosy – they're trying to get a peak, so they can steal your details for their own purposes.

Shoulder surfing can happen any time that your financial information could be visible or audible to others. Here are some common scenarios that are golden opportunities for shoulder surfers:

  • Keying in your PIN at the ATM or a bank teller
  • Using your debit or credit card and PIN to pay for a point-of-sale transaction in a store
  • Paying for gas at the pump
  • Signing into a banking app or website using a debit or credit card number or a username and password on a mobile de...

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MoneyTips

Gone are the days of having to call a 1-800 number to interact with customer service teams. With the rise of social media, support is often available around the clock. If you've ever called out a company on social media for bad service, you know they can be quick to respond. Don't be in a rush to dive in and hand over your details – a relatively new scam called “angler phishing” targets social media users by impersonating legitimate support accounts. You could be at risk.

What Exactly is Angler Phishing?

Picture this: your bank just bounced a check they shouldn't have, and now your insurance company is claiming you missed a payment. Understandably, you're steamed. You tag your bank in a scathing social media post about the terrible service. Next thing you know, the bank's support account responds inviting you to click a link to chat with them directly to resolve the...

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