Details for SMITH A-4698427

NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained with that certain Security Deed dated September 23, 2002, from Darien C. Smith and Kristin H. Smith to State Farm Bank, F.S.B., recorded on October 1, 2002 in Deed Book 28993 at Page 197 Gwinnett County, Georgia records, having been last sold, assigned, transferred and conveyed to State Farm Bank, Assignment and said Security Deed having been given to secure a note dated September 23, 2002, in the amount of $163,400.00 said note being modified by Loan Modification agreement and recorded on March 8, 2017 in Book 54975 Page 490 in the real property records of Gwinnett County, Georgia, and said Note AND Loan Modification Agreement being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Gwinnett County, Georgia, on September 3, 2019 the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1 OF THE 1ST DISTRICT (GMD 1397), OF GWINNETT COUNTY, GEORGIA, BEING LOT 61, BLOCK A, UNIT ONE OF CASCADE FALLS SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 78, PAGE 170, RECORDS OF GWINNETT COUNTY, GEORGIA, WHICH PLAT IS BY REFERENCE INCORPORATED HEREIN AND MADE A PART HEREOF. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is Darien C. Smith, Kristin H. Smith. The property, being commonly known as 3423 Cascade Ive Drive , Buford, GA, 30519 in Gwinnett County, will be sold as the property of Darien C. Smith, Kristin H. Smith, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A. Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Cenlar FSB, Attn: FC 425 Phillips Blvd, Ewing, NJ 08618, 800-223-6527 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for State Farm Bank, F.S.B. as Attorney in Fact for Darien C. Smith and Kristin H. Smith 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (770) 373-4242 By: Danielle Weit For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. wc - 19-003425 A-4698427 08/07/2019, 08/14/2019, 08/21/2019, 08/28/2019