NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a power of sale contained in that certain Commercial Real Estate Deed to Secure Debt and Security Agreement from 1805 Herrington Road, LLC, a Georgia limited liability company, to SunTrust Bank , dated May 8, 2007, filed and recorded May 9, 2007, in Deed Book 47867, Page 397, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note in the original principal amount of ONE MILLION FIFTY THOUSAND AND 00/100 DOLLARS ($1,050,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours for sale on the first Tuesday in January, 2009, all property described in said Security Deed, including, but not limited to, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 74 AND 81 OF THE 7TH DISTRICT OF GWINNETT COUNTY, GEORGIA BEING BUILDING 1, HERRINGTON ROAD OFFICE CONDOMINIUMS, A CONDOMINIUM AS SHOWN ON THAT CERTAIN FINAL PLAT FOR HERRINGTON ROAD OFFICE CONDOMINIUM ASSOCIATION, INC., A CONDOMINIUM, PREPARED BY LANDWORKS ASSOCIATES, INC., DATED DECEMBER 13, 2004, REVISED DECEMBER 14, 2004, REVISED JANUARY 20, 2005, AND LAST REVISED MARCH 19, 2007, RECORDED IN CONDOMINIUM PLAT BOOK CD4, PAGE 275-276, GWINNETT COUNTY RECORDS, SAID FLOOR PLANS FOR BUILDING 1, AS SHOWN ON THE HERRINGTON ROAD CONDOMINIUMS, PREPARED BY RIDDLE ARCHITECTURE, P.C., BY DAVID J. RIDDLE, STATE OF GEORGIA REGISTERED ARCHITECT, DATED MARCH 20, 2007 AND RECORDED IN CONDOMINIUM PLAT FOLDER NO. 4786-4787, GWINNETT COUNTY RECORDS, TOGETHER WITH ALL RIGHTS, TITLE AND INTEREST OF GRANTOR IN THE AFORESAID BUILDING 1, AND THE EASEMENTS, RIGHTS-OF-WAY, STRIPS, GORES, WAYS, ALLEYS, PASSAGES, SEWER RIGHTS, WATERS, WATER COURSES, WATER RIGHT AND OWNERS, AND ALL ESTATE, RIGHTS, TITLE, INTERESTS, PRIVILEGES, LIBERTIES, TENEMENTS, HEREDITAMENTS AND APPURTENANCES, LIMITED COMMON ELEMENTS AND APPURTENANCES THERETO AS SET FORTH IN THE DECLARATION OF CONDOMINIUM FOR HERRINGTON ROAD OFFICE CONDOMINIUM ASSOCIATION, INC., A CONDOMINIUM RECORDED FEBRUARY 1, 2005, AT DEED BOOK 41510, PAGE 108, ET SEQ. GWINNETT COUNTY, GEORGIA RECORDS, (THE "DECLARATION"), AS SUPPLEMENTED AND AMENDED, (SUPPLEMENTAL DECLARATION OF CONDOMINIUM FOR HERRINGTON ROAD OFFICE CONDOMINIUMS, RECORDED AT DEED BOOK 45152, PAGE 247, AFORESAID RECORDS) (SECOND SUPPLEMENTAL DECLARATION OF CONDOMINIUM FOR HERRINGTON ROAD CONDOMINIUMS, RECORDED AT DEED BOOK 47797, PAGE 780, AFORESAID RECORDS)(AMENDMENT TO DECLARATION OF CONDOMINIUM FOR HERRINGTON ROAD OFFICE CONDOMINIUMS, RECORDED AT DEED BOOK 47797, PAGE 776, AFORESAID RECORDS) INCLUDING SUCH DIVIDED INTEREST IN THE COMMON ELEMENTS AS SET FORTH IN SAID DECLARATION.

LESS AND EXCEPT THAT PORTION OF THE RIGHT OF WAY CONDEMNED BY THAT CERTAIN CIVIL ACTION NO. 04-1-5280-5, GWINNETT COUNTY, GEORGIA RECORDS. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights of way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is 1805 Herrington Road, LLC or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. SunTrust Bank is acting as a debt collector. Any information obtained will be used for that purpose. SunTrust Bank as Attorney-in-Fact for 1805 Herrington Road, LLC Contact: Kathleen M. O'Connell, Esq. SunTrust Bank 303 Peachtree Street, Suite 900 Atlanta, Georgia 30308 Telephone (404) 813-0493 950-06599015,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ehab Abdelmessih and Angehan Gobran to World Savings Bank, FSB , dated May 31, 2001, recorded in Deed Book 23501, Page 256, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($137,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 169, 7th District, Gwinnett County, Georgia, being Lot 48, Block A, Northbrooke Square, Unit One, as per plat recorded in Plat Book 64, Page 132, Gwinnett County records, which plat is hereby referred to and made a part of this description, being property known as 560 Autumnbrooke Way according to the present system of numbering houses in said county. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Mortgage, FSB, 4101 Wiseman Blvd, San Antonio, TX 78251, . Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ehab Abdelmessih and Angehan Gobran or a tenant or tenants and said property is more commonly known as 560 Autumnbrooke Way, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wachovia Mortgage, FSB. f.k.a. World Savings Bank as Attorney in Fact for Ehab Abdelmessih and Angehan Gobran McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 1/6/09 Our file no. 52607308-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599646,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sandra M. Abel to NationsBank of Georgia, N.A., dated September 22, 1995, recorded in Deed Book 11793, Page 81, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWENTY-NINE THOUSAND THREE HUNDRED TWENTY-THREE AND 41/100 DOLLARS ($29,323.41), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: All that tract or parcel of land lying and being in Land Lot 295 of the 7th District, Gwinnett County, Georgia, and being Lot 18 and Lot 19 of the W.W. Power and C.G. Power Property, as per plat recorded in Plat Book 8, Page 28, Gwinnett County Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Bank of America can be contacted at 800-285-6000 or by writing to 4161 Piedmont Parkway, Greensboro, NC 27410-8110, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Sandra M. Abel or a tenant or tenants and said property is more commonly known as 450 Jones St, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A sbm NationsBank of Georgia, N.A. as Attorney in Fact for Sandra M. Abel Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/pxs 1/6/09 Our file no. 1792107-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07593829,12/11,18,25,1/1 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jose Abes to First Franklin Financial Corp., subsidiary of National City Bank of Indiana dated September 15, 2004, and recorded in Deed Book 39902, Page 187, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank National Association, as Trustee for First Franklin Mortgage Loan Trust 2004-FFH3, by Assignment securing a Note in the original principal amount of $138,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 188, 6th District, Gwinnett County, Georgia, being Lot 18, Block A, Terremont Town Homes, Phase Two, as per plat recorded in Plat Book 84, Page 122, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. Said property is known as 5820 Terremont Circle, Norcross, GA 30093 , together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Jose Abes, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jose Abes, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank National Association, as Trustee for First Franklin Mortgage Loan Trust 2004-FFH3 as Attorney-in-Fact for Jose Abes File no. 08-004798 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/BMB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594337,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Shannon D. Adams to First Franklin A Division of Nat. City Bank of IN, dated May 31, 2005, recorded in Deed Book 43114, Page 2, Gwinnett County, Georgia Records, as last transferred to National City Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ELEVEN THOUSAND ONE HUNDRED TWENTY AND 0/100 DOLLARS ($111,120.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 309 of the 5th District, Gwinnett County, Georgia, and being Lot 11, Block A, Tanner Estates North Subdivision, Unit 5, as per plat thereof recorded in Plat Book 83, Page 41, Gwinnett County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, 800-622-5035. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Shannon D. Adams or a tenant or tenants and said property is more commonly known as 2885 Superior Drive, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. National City Bank as Attorney in Fact for Shannon D. Adams McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ho 1/6/09 Our file no. 52746908-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599061,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Barbara B. Adams and Grace F. Bell a/k/a Grace Lucretta Friscia Bell to Greater Atlanta Financial Services, LLC, dated October 26, 2007, recorded in Deed Book 48394, Page 115, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA, National Association, as Trustee for WFMBS 2007-17 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED NINETY-ONE THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($491,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 278 of the 7th District of Gwinnett County, Georgia, being Lot 6, Block B, Suwanee Farms Subdivision, as per plat recorded in Plat Book 5, Page 204B, Gwinnett County, Georgia records, which plat is incorporated herein and by this reference made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Barbara B. Adams and Grace F. Bell a/k/a Grace Lucretta Friscia Bell or a tenant or tenants and said property is more commonly known as 4695 Settlesbridge Road, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, National Association, as Trustee for WFMBS 2007-17 as Attorney in Fact for Barbara B. Adams and Grace F. Bell a/k/a Grace Lucretta Friscia Bell McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/car 1/6/09 Our file no. 52790308-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599082,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Samuel V. Addo to Preferred Lending Group, Inc., dated April 29, 2003, recorded in Deed Book 32600, Page 2, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. , as Trustee for GSAMP Trust 2003-HE2 Mortgage Pass-Through Certificates, Series 2003-HE2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-ONE THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($141,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 91 of the 5th District, Gwinnett County, Georgia, being Lot 26, Block A, Haynes Creek Trace Subdivision, as per plat recorded in Plat Book 93, Page 231, Gwinnett County records, which said plat is incorporated herein and made a part hereof by reference, being improved property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: American Home Mortgage Servicing Inc., 6501 Irvine Center Drive, Irvine, CA 92618, 877-304-3100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Samuel V. Addo or a tenant or tenants and said property is more commonly known as 2414 Trace Pond Cir, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A., as Trustee for GSAMP Trust 2003-HE2 Mortgage Pass-Through Certificates, Series 2003-HE2 as Attorney in Fact for Samuel V. Addo McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ho 1/6/09 Our file no. 52808808-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599276,12/11,18,25,1/1 Notice of Sale Under Power Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Cornelius Addy to Mortgage Electronic Registration Systems, Inc. as nominee for DHI Mortgage Company, Ltd., dated April 19, 2006, and recorded in Deed Book 46552, Page 190, Gwinnett County, Georgia records, as last transferred to HSBC Bank USA, N.A., as Trustee on behalf of the ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates by assignment recorded in Deed Book 49166, Page 480, Gwinnett County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $159,120.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, to wit: January 6, 2009, the following described property: All that tract or parcel of land lying and being in Land Lot 62 of the 5th District, Gwinnett County, Georgia, being known as Lot 216, Block F, of The Preserve at Haynes Creek, Unit 4, POD A, as more particularly described on Plat of Survey recorded in Plat Book 108, Page 14-15, Gwinnett County records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 572 Preserve Park Drive, Loganville, GA 30052 is (are): Cornelius Addy or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. HSBC Bank USA, N.A., as Trustee on behalf of the ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates as attorney in fact for Cornelius Addy Richard B. Maner, P.C. 5775 Glenridge Drive Building D, Suite 100 Atlanta, GA 30328 (404)252-6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. FC08-894 950-06599304,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Shemi Johnson Adere to Chase Manhattan Mortgage Corporation, dated June 28, 2001, recorded in Deed Book 23776, Page 14, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND EIGHTY-FOUR AND 0/100 DOLLARS ($122,084.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 95 of the 5th District, Gwinnett County, Georgia, being Lot 10, Block A, Summit Creek Subdivision, Unit One, Phase II, according to plat of survey recorded in Plat Book 82, Page 98, Gwinnett County, Georgia records, which plat and the record thereof are incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Shemi Johnson Adere or a tenant or tenants and said property is more commonly known as 3462 Summit Creek Lane, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC, sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Shemi Johnson Adere McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jf 1/6/09 Our file no. 5694802-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594170,12/11,18,25,1/1 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by F olarin I. Adesalu to Mortgage Electronic Registration Systems, Inc . dated January 26, 2006, and recorded in Deed Book 46136, Page 461, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc Trust 2006-HE4, by Assignment securing a Note in the original principal amount of $166,720.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 321 of the 4th District of Gwinnett County, Georgia, being Lot 104, Block A, of Pembrook Farms, as per plat recorded in Plat Book 104, Page 128-129, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Said property is known as 3433 Foster Ridge Trail SW, Snellville, GA 30039 , together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Folarin I. Adesalu, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Folarin I. Adesalu , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc Trust 2006-HE4 as Attorney-in-Fact for Folarin I. Adesalu File no. 08-008017 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594317,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Melvin Agee to Mortgage Electronic Registration Systems, Inc., dated June 28, 2006, recorded in Deed Book 46705, Page 180, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2006-FF13, Mortgage Pass-Through Certificates, Series 2006-FF13 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THOUSAND AND 0/100 DOLLARS ($300,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 205, 5th District, Gwinnett County, Georgia, being Lot 33, Block A, St. Martin Subdivision, Unit 1, Phase 2, as per plat recorded at Plat Book 93, page 118, Gwinnett County, Georgia records, which plat is incorporated herein by this reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, 800-622-5035. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Melvin Agee or a tenant or tenants and said property is more commonly known as 685 Martin Field Dr, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2006-FF13, Mortgage Pass-Through Certificates, Series 2006-FF13 as Attorney in Fact for Melvin Agee McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ho 1/6/09 Our file no. 52245707-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594169,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Akinwale Akinropo to IndyMac Bank, F.S.B dated November 29, 2005 in the amount of $489,200.00, and recorded in Deed Book 45737, Page 270 same deed motified at Deed Book 47408, page 172, Gwinnett County, Georgia Records; as last transferred to IndyMac Federal Bank FSB by assignment; the undersigned, IndyMac Federal Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 3 of the 3rd District, Gwinnett County, Georgia, being Lot 9, Block A of Overlook at Mulberry Park-Unit 1, as per plat recorded in Plat Book 97, Page 142, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 4049 Mountainside Trail, Dacula, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Akinwale Akinropo and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Federal Bank FSB Attorney in Fact for Akinwale Akinropo Anthony DeMarlo, Attorney/llawson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-27223 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594271,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carmen Al-Khaibari to Mortgage Electronic Registration Systems, Inc ., dated September 22, 2005, recorded in Deed Book 44866, Page 165, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of May 1, 2006, GSAMP Trust 2006-HE3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($124,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 46 of the 5th District, Gwinnett County, Georgia, being Lot 31, Block A, Kentshire Subdivision, as per Plat of Survey recorded in Plat Book 85, Pages 93-94, as revised in Plat Book 89, Pages 295-296, Gwinnett County, Georgia Records, which Plat is incorporated herein by this reference and made a part hereof; being improved properly known as 2725 Kentshire Way, according to the present system of numbering property in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Carmen Cavender or a tenant or tenants and said property is more commonly known as 2725 Kentshire Way, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of May 1, 2006, GSAMP Trust 2006-HE3 as Attorney in Fact for Carmen Al-Khaibari McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/vb1 1/6/09 Our file no. 52662108-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594071,12/11,18,25,1/1 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in that certain Real Deed to Secure Debt from Liviu Alb & Teresa Lishman to Branch Banking & Trust Company as successor to Main Street Bank, dated May 24, 2006, and recorded in Deed Book 46539, Page 889, Gwinnett County, Georgia Records (hereinafter referred to as "Deed to Secure Debt"), said Deed to Secure Debt securing a Promissory Note ("Note") in the original principal sum of Ninety Nine Thousand Two Hundred Fifty and 00/100 Dollars ($99,250.00), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Gwinnett County, Georgia, within the legal hours of sale on Tuesday, January 6, 2009, the property described on Exhibit "A" attached hereto and incorporated herein by reference. EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 322 of the 7th District, Gwinnett County, Georgia, being Lot 150, Block B, Princeton Oaks Subdivision, Unit Three, as per plat recorded in Plat Book 56, Page 31, Gwinnett County Records, which plat is hereby referred to and made a part of this description. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice. To the best knowledge and belief of the undersigned, the Party in possession of the property is Liviu Alb & Teresa Lishman, or a tenant or tenants, and said property is more commonly known as 1059 Megan Court, Sugar Hill, Gwinnett County, Georgia 30518. However, please rely only on the legal description contained in this notice for the location of the property. Branch Banking & Trust Company As Successor to Main Street Bank Attorney in Fact for Liviu Alb & Teresa Lishman Martin G. Quirk, Esq. Quirk & Quirk, LLC 6000 Lake Forrest Drive Suite 325 Atlanta, Georgia 30328 (404) 252-1425 950-07593976,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Fidel Alcantar and Elia Granados Garcia to Mortgage Electronic Registration Systems, Inc . dated August 23, 2006 in the amount of $157,000.00, and recorded in Deed Book 46948, Page 844, Gwinnett County, Georgia Records; as last transferred to IndyMac Federal Bank FSB by assignment; the undersigned, IndyMac Federal Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 81 of the 5th District, Gwinnett County, Georgia, being Lot 32, Block B, Summerville Subdivision, Unit Four, as per plat recorded in Plat Book 53, Page 248, Gwinnett County, Georgia Records, said plat is incorporated herein by reference thereto. which has the property address of 476 Buttercup Trail, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Fidel Alcantar and Elia Granados Garcia and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Federal Bank FSB Attorney in Fact for Fidel Alcantar and Elia Granados Garcia Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-14503 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ted Alexa and Angela Alexa to Mortgage Electronic Registration Systems, Inc. , dated June 30, 2005, recorded in Deed Book 43571, Page 16, Gwinnett County, Georgia Records, as last transferred to US Bank National Association, as Trustee for BAFC 2005-8 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINETY-FOUR THOUSAND AND 0/100 DOLLARS ($394,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Puckett's District, G.M.D. 1397 of Gwinnett County, Georgia and being 3.828 acres as per plat for John R. Boss and Minnie Jane Boss, dated May 28, 1981 and recorded in Plat Book 16, Page 19, Gwinnett County, Georgia records, which plat is incorporated herein and by reference made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ted Alexa and Angela Alexa or a tenant or tenants and said property is more commonly known as 4115 Tuggle Rd, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. US Bank National Association, as Trustee for BAFC 2005-8 as Attorney in Fact for Ted Alexa and Angela Alexa McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/yjr 1/6/09 Our file no. 53035108-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599434,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Antonia Alexander to Mortgage Electronic Registration Systems, Inc., dated June 28, 2006, recorded in Deed Book 46732, Page 203, Gwinnett County, Georgia Records, as last transferred to US Bank National Association, as Trustee for Structured Asset Securities Corporation Trust 2006-WF3. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-EIGHT THOUSAND THREE HUNDRED EIGHT AND 0/100 DOLLARS ($158,308.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 46, 5th District, Gwinnett County, Georgia and shown as Lot 14, Block A, Phase 1, Unit 1, Laurelton Subdivision, in accordance with a plat of said subdivision recorded at Plat Book 114, Pages 149-150, Gwinnett County, Georgia records. said plat is incorporated herein for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Antonia Alexander or a tenant or tenants and said property is more commonly known as 415 Laurelton Circle, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. US Bank National Association, as Trustee for Structured Asset Securities Corporation Trust 2006-WF3. as Attorney in Fact for Antonia Alexander McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cls1 1/6/09 Our file no. 5848008-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07593828,12/11,18,25,1/1 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Timothy Allen and Rebecca Allen to Mortgage Electronic Registration Systems, Inc . dated November 28, 2006, and recorded in Deed Book 47384, Page 807, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Christiana Bank & Trust Company, as Owner Trustee of the Security National Funding Trust, by Assignment securing a Note in the original principal amount of $202,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 306 of the 5th District, Gwinnett County, Georgia, being Lot 71, Block A, Alcovy Ridge, as per plat recorded in Plat Book 108, Pages 90-96, Gwinnett County Records, said plat being incorporated herein by reference thereto. Said property is known as 2896 Spence Court, Dacula, GA 30019, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Timothy Allen and Rebecca Allen, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Timothy Allen and Rebecca Allen , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Christiana Bank & Trust Company, as Owner Trustee of the Security National Funding Trust as Attorney-in-Fact for Timothy Allen and Rebecca Allen File no. 08-007650 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599467,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jeffrey Allen to Long Beach Mortgage Company, dated April 23, 2003, recorded in Deed Book 32420, Page 170, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2003-4 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-THREE THOUSAND TWO HUNDRED NINETY-TWO AND 0/100 DOLLARS ($223,292.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: All that tract or parcel of land lying and being in Land Lot 56 of the 7th District, Gwinnett County, Georgia, being Lot 52, Block C, Turtle Creek Lake, Unit One, as per Plat recorded in Plat Book 52, Pages 44 and 45, Gwinnett County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). JPMorgan Chase Bank, National Association can be contacted at 866-926-8937 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jeffrey Allen or a tenant or tenants and said property is more commonly known as 1472 Turtlebrook Lane, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2003-4 as Attorney in Fact for Jeffrey Allen Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/cm8 1/6/09 Our file no. 11763208-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07593936,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Joshua Dale Allen to Mortgage Electronic Registration Systems, Inc. , dated August 31, 2006, recorded in Deed Book 47000, Page 169, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF16, Asset-Backed Certificates, Series 2006-FF16 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-EIGHT THOUSAND AND 0/100 DOLLARS ($238,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 244 of the 7th District of Gwinnett County, Georgia, being Lot 30, The Overlook Subdivision, as per plat, recorded in Plat Book 91, Pages 25-29, Gwinnett County, Georgia records, which plat is incorporated herein and made a part thereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, 800-622-5035. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Joshua Dale Allen or a tenant or tenants and said property is more commonly known as 2835 Niblick Way, Duluth, Georgia 30097. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF16, Asset-Backed Certificates, Series 2006-FF16 as Attorney in Fact for Joshua Dale Allen McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ho 1/6/09 Our file no. 51883708-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594168,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jacqueline Allen to Mortgage Electronic Registration Systems, Inc. , dated July 10, 2007, recorded in Deed Book 48117, Page 503, Gwinnett County, Georgia Records, as last transferred to Countywide Home Loans Inc. by assignment recorded in Deed Book 49085, Page 498, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-FOUR THOUSAND TWO HUNDRED FORTY-SIX AND 0/100 DOLLARS ($234,246.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 321 of the 4th District of Gwinnett County, georgia, being Lot 51, Block A , of Pembrook Farms, as per Plat recorded in Plat Book 109, Page 128-129, Gwinnett County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jacqueline Allen or a tenant or tenants and said property is more commonly known as 5049 Duval Point Way SW, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countywide Home Loans Inc. as Attorney in Fact for Jacqueline Allen McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wa2 1/6/09 Our file no. 52093908-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07593755,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Nicole Allen to Mortgage Electronic Registration Systems Inc . dated July 29, 2005 in the amount of $135,600.00, and recorded in Deed Book 43933, Page 71, Gwinnett County, Georgia Records; as last transferred to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securites I LLC, Asset Backed Certificates, Series 2005-HE10 by assignment; the undersigned, LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securites I LLC, Asset Backed Certificates, Series 2005-HE10 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 49 of the 6th District, Gwinnett County, Georgia, being Lot 26, Block B, Unit four of Eastmont Cove Subdivision, as per plat thereof recorded in Plat Book 59, page 83, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. which has the property address of 3297 Chinaberry Lane, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Nicole Allen and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securites I LLC, Asset Backed Certificates, Series 2005-HE10 Attorney in Fact for Nicole Allen Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02074 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594136,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Patricia L. Alm and Patricia L. Alm to Mortgage Electronic Registration Systems, Inc., dated December 21, 2007, recorded in Deed Book 48534, Page 380, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-THREE THOUSAND SIX HUNDRED FORTY-THREE AND 0/100 DOLLARS ($183,643.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract for parcel of land lying and being in Land Lot 7 of the 3rd District, Gwinnett County, Georgia being Lot 67, Block A, Weatherstone Park, Unit One, as per plat recorded in Plat Book 79, Page 13, Gwinnett County, Georgia records, said plat being incorporated, herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Patricia L. Alm and Patricia L. Alm or a tenant or tenants and said property is more commonly known as 2245 Pemberton Point, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Patricia L. Alm and Patricia L. Alm McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/car 1/6/09 Our file no. 52466908-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06598873,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Gilberto Almendares and Digna Urias to Mortgage Electronic Registration Systems, Inc., dated August 9, 2006, recorded in Deed Book 46892, Page 850, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA, National Association, as Trustee under the Pooling and Servicing Agreement dated as of December 1, 2006, Fremont Home Loan Trust 2006-E by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-SIX THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($276,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 162 of the 6th District of Gwinnett County, Georgia and being more particularly described on Plat of survey prepared on May 22, 2002 for Mrs. W. H. Johnston and Maher Budeir by Milton Robert Lemon, RLS #1439, as follows: Beginning at the common junction of the corner of Land Lot 171, 172, 161 and 162; running thence south 28 Degrees 19 minutes 54 seconds " east 255.10 feet to an open top pipe and the true point of beginning. Running thence south 28 Degrees 20 Minutes 22 Seconds east 150 feet to an iron pin set; thence south 60 Degrees 49 Minutes 56 Seconds west 230 feet to an iron pin set; thence south 29 Degrees 10 Minutes 04 Seconds east 16.63 feet to an iron pin set; thence south 60 Degrees 49 Minutes 56 Seconds west 316 feet to an iron pin set; thence north 28 Degrees 24 Minutes 50 Seconds west 166.63 feet to an open top pipe; thence north 60 Degrees 49 Minutes 56 Seconds east 545.97 feet to an open top pip and the true point of beginning and being 2.00 acres. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Gilberto Almendares and Digna Urias or a tenant or tenants and said property is more commonly known as 861 Johnston Oak Ln NW, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, National Association, as Trustee under the Pooling and Servicing Agreement dated as of December 1, 2006, Fremont Home Loan Trust 2006-E as Attorney in Fact for Gilberto Almendares and Digna Urias McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/vb1 1/6/09 Our file no. 52646108-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06598888,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER STATE OF GEORGIA, COUNTY OF HALL. Under and by virtue of the Power of Sale contained in the Deed to Secure Debt from Alpha/Omega Developers, LLC in favor of The Park Avenue Bank dated August 19, 2005, recorded in Deed Book 44117, Page 267 of the Gwinnett County, Georgia Deed Records and Modification Agreements, recorded in Deed Book 46997, pages 324; Deed Book 48312, page 284; Deed Book 48520, page 127 of the Gwinnett County Records, having been given to secure a Promissory Note with a principal balance of $278,658.41 plus interest of $8,916.29 and late charges of $1,656.56 for a total due as of November 21, 2008, of $289,231.26, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Gwinnett County, Georgia, on the first Tuesday in January, 2009, to wit, January 6, 2009, to the highest and best bidder for cash the property described on Exhibit "A" attached hereto and incorporated herein by reference. EXHIBIT "A" TRACT I: All that tract or parcel of land lying and being in GMD 1749, Gwinnett County, Georgia, containing 3.99 acres on a plat of survey for Elizabeth Bradford, prepared by Dean H. Teasley, GRLS #1898, dated November 12, 1991, recorded in Plat Book 57, Page 205B, Gwinnett County, Georgia Plat Records. Said plat is incorporated herein and made a part hereof by reference. TRACT II: (a) All that tract or parcel of land lying and being in General Militia District 1749, Gwinnett County, Georgia, being more particularly shown as follows: COMMENCING at a point located at the intersection of the southwestern right of way of Mineral Springs Road (80-foot right of way) with the northwestern right of way of Hog Mountain-Braselton Road; proceed thence northwesterly along said right of way of Mineral Springs Road 739.4 feet to an iron pin found, said iron pin being the point of beginning. CONTINUING from said point of beginning as thus established, proceed thence South 34 degrees 06 minutes 14 seconds West a distance of 321.52 feet to an iron pin found; thence South 06 degrees 42 minutes 04 seconds East a distance of 143.70 feet to an iron pin found; thence South 45 degrees 41 minutes 56 seconds West a distance of 199.69 feet to an iron pin found; thence South 70 degrees 43 minutes 36 seconds West a distance of 213.88 feet to a point; thence North 25 degrees 34 minutes 43 seconds East a distance of 244.08 feet to a point; thence North 33 degrees 03 minutes 00 seconds East a distance of 600.64 feet to a point found on the southwestern right of way line of Mineral Springs Road; thence continuing along said right of way the following courses and distances: Southeasterly along a curve to the left (said curve having a radius of 863.42 feet and being subtended by a chord bearing South 34 degrees 19 minutes 38 seconds East a distance of 92.41 feet) an arc distance of 92.45 feet; and South 39 degrees 24 minutes 52 seconds East a distance of 36.62 feet to an iron pin found, said iron pin being the point of beginning. Said parcel of land containing 2.4445 acres, more or less. (Ref. PT&B Job No. 98123, 08/12/99). (b) All that tract or parcel of land lying and being in GMD 1794, Gwinnett County, Georgia, and being shown as 1.215 acres, on a plat of survey for Omie Bradford Estate, dated July 29, 2003, prepared by W. T. Dunahoo and Associates, W. T. Dunahoo, GRLS #1577, recorded in Plat Book 99, Page 40, Gwinnett County, Georgia Plat Records. Said plat is incorporated herein and made a part hereof by reference. LESS AND EXCEPT from the above described property is that portion conveyed to Gwinnett County, Georgia, by Warranty Deed dated February 26, 2008, and recorded in Deed Book 48661, page 184 of the Gwinnett County Records, and Lots 1 and 3 as shown on plat prepared for JCB Development by EMC Engineering Services, Inc. dated December 6, 2005, recorded in Plat Book 113, pages 201-202 of the Gwinnett County Records, as described in Quit Claim Deed between The Park Avenue Bank and Alpha/Omega Developers, LLC dated August 4, 2006, and recorded in Deed Book 46848, page 377 of the Gwinnett County Records. The above described property now remaining are Lots No. 2, 4, and 5 on Plat prepared by EMC Engineering Services, Inc. dated December 6, 2005, and recorded in Plat Book 113, page 201 of the Gwinnett County Records. The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney's fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney's fees, and the remainder if any shall be applied as provided by law. To the best of the undersigned's knowledge and belief the property is in the possession of Alpha/Omega Developers, LLC, and said property will be sold as the property of Alpha/Omega Developers, LLC, subject to outstanding ad valorem taxes, and easements and restrictions of record superior to the above-referenced security deed, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt. THE PARK AVENUE BANK, as Attorney-in-Fact for Alpha/Omega Developers, LLC WHELCHEL, DUNLAP, JARRARD & WALKER, INC. Post Office Box 1 Gainesville, GA 30503 Attention: William L. Rogers, Jr. 950-07594070,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER STATE OF GEORGIA, COUNTY OF HALL. Under and by virtue of the Power of Sale contained in the Deed to Secure Debt from Alpha/Omega Developers, LLC in favor of The Park Avenue Bank dated August 4, 2006, recorded in Deed Book --46848, page 379, of the Gwinnett County Records, as modified by Modification Agreements recorded in Deed Book 48312, page 283; Deed Book 48520, page 126 of the Gwinnett County Records, having been given to secure a Promissory Note with a principal balance of $922,500.00 plus interest of $31,896.72 and late charges of $2,424.10 for a total due as of November 21, 2008, of $956,820.82, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Gwinnett County, Georgia, on the first Tuesday in January, 2009, to wit, January 6, 2009, to the highest and best bidder for cash the property described on Exhibit "A" attached hereto and incorporated herein by reference. EXHIBIT "A" All that tract or parcel of land, lying and being in Duncan's GMD No. 1749 of Gwinnett County, Georgia, consisting of Lots 1 and 3 as shown on plat prepared for JCB Development by EMC Engineering Services, Inc., dated December 6, 2005, recorded in Plat Book 113, pages 201-202, Gwinnett County Plat Records, which plat is incorporated herein by reference as a part hereof. The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney's fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney's fees, and the remainder if any shall be applied as provided by law. To the best of the undersigned's knowledge and belief the property is in the possession of Alpha/Omega Developers, LLC, and said property will be sold as the property of Alpha/Omega Developers, LLC, subject to outstanding ad valorem taxes, and easements and restrictions of record superior to the above-referenced security deed, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt. THE PARK AVENUE BANK, as Attorney-in-Fact for Alpha/Omega Developers, LLC WHELCHEL, DUNLAP, JARRARD & WALKER, INC. Post Office Box 1 Gainesville, GA 30503 Attention: William L. Rogers, Jr. 950-07594069,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Mikias Amezene and Nardos M Bekele to Mortgage Electronic Registration Systems, Inc . dated August 31, 2006 in the amount of $209,463.00, and recorded in Deed Book 47130, Page 348, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 6 of the 5th District, Gwinnett County, Georgia, being Lot 68, Block A, Newtons Crest Subdivision, as per Plat recorded in Plat Book 96, Pages 185-186, Gwinnett County, Georgia records, which recorded Plat is incorporated herein and made a part hereof by reference. which has the property address of 3363 Newtons Crest Circle, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Mikias Amezene and Nardos M Bekele and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Mikias Amezene and Nardos M Bekele Anthony DeMarlo, Attorney/llawson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-26194 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07593761,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Keisha Anderson and Michael Anderson to Wells Fargo Bank, N.A, dated September 1, 2006, recorded in Deed Book 47024, Page 419, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND ONE HUNDRED TWENTY AND 0/100 DOLLARS ($145,120.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 312 of the 5th District of Gwinnett County, Georgia, and being Lot 10, Block A of Archer Place, Unit One, as per plat recorded in plat book 65, page 20 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on January 6, 2009, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Keisha Anderson and Michael Anderson or a tenant or tenants and said property is more commonly known as 2650 Archer Way, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A as Attorney in Fact for Keisha Anderson and Michael Anderson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/car 1/6/09 Our file no. 51417907-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599083,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sean M. Anderson to Mortgage Electronic Registration Systems, Inc., dated January 24, 2007, recorded in Deed Book 47526, Page 729, Gwinnett County, Georgia Records, as last transferred to Litton Loan Servicing LP, as Servicer for GSAA Home Equity Trust 2007-6 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($244,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 277 of The 7th District of Gwinnett County, Georgia, Being Lot 8, Block A, Settles Bridge Subdivision, Phase II, as per Plat recorded in Plat Book 66, Page 66, Gwinnett County, Georgia records, which Plat is incorporated herein and by this reference made a part hereof. This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Sean M. Anderson (deceased) or a tenant or tenants and said property is more commonly known as 955 Settles Bridge Road, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Litton Loan Servicing LP, as Servicer for GSAA Home Equity Trust 2007-6 as Attorney in Fact for Sean M. Anderson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/vb1 1/6/09 Our file no. 52667608-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07593934,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jacquelyn Anderson to Mortgage Electronic Registration Systems, Inc. dated November 30, 2005 in the amount of $205,385.00, and recorded in Deed Book 45705, Page 197, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 185 of the 7th Land District of Gwinnett County, Georgia, being known and designated as Lot 11, Block A of Mill Creek Landing, as more particularly shown on that certain plat of survey recorded at Plat Book 110, Pages 76-77 and revised in Plat Book 110, Pages 272-273, Gwinnett County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description. which has the property address of 2268 White Alder Drive, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jacquelyn Anderson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Jacquelyn Anderson Anthony DeMarlo, Attorney/llawson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00793 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594220,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Nasheli Angeles to Mortgage Electronic Registration Systems, Inc. dated September 15, 2005 in the amount of $142,500.00, and recorded in Deed Book 45219, Page 0261, Gwinnett County, Georgia Records; as last transferred to IndyMac Federal Bank FSB by assignment; the undersigned, IndyMac Federal Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 161 of the 6th District, Gwinnett County, Georgia, being Lot 7, Block A, Dickens Mill Subdivision, Unit One, as per Plat thereof recorded in Plat Book 22, Page 91, Gwinnett County, Georgia records, said Plat being incorporated herein by reference thereto. which has the property address of 5268 Stafford Drive, Lilburn, Georgia ., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Nasheli Angeles and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Federal Bank FSB Attorney in Fact for Nasheli Angeles Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-20170 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594043,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Amadou Ann to Aames Funding Corporation DBA Aames Home Loan dated November 28, 2005 in the amount of $136,000.00, and recorded in Deed Book 45562, Page 256, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2006-1, Asset-Backed Certificates, Series 2006-1 by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2006-1, Asset-Backed Certificates, Series 2006-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 40 of the 7th District, Gwinnett County, Georgia, being Lot 11, Block C, Sweetwater Oaks, Unit One, as per plat recorded in Plat Book 39, Page 81, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. which has the property address of 2801 Treehouse Lane, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Amadou Ann and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2006-1, Asset-Backed Certificates, Series 2006-1 Attorney in Fact for Amadou Ann Anthony DeMarlo, Attorney/kjenrette McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-25479 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06598678,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Samuel Annin to Mortgage Electronic Registration Systems, Inc. dated September 8, 2006 in the amount of $117,600.00, and recorded in Deed Book 47029, Page 765, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 172, of the 5th District of Gwinnett County, Georgia and being Lot 18 in Block "D" of Quinn Ridge Forest, Unit One, according to a Plat thereof recorded in Plat Book 44, Page(s) 193, in the Office of the Clerk of the Superior Court of Gwinnett, Georgia records, to which Plat reference is made for a more detailed description. which has the property address of 295 Lamden Court, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Samuel Annin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Samuel Annin Anthony DeMarlo, Attorney/apatterson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-21770 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06598654,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Csaba T. Antal and Rowena L. Antal to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for GreenPoint Mortgage Funding, Inc., dated December 6, 2006, recorded December 12, 2006, in Deed Book 47352, Page 0868, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Forty-One Thousand Six Hundred and 00/100 dollars ($141,600.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to GreenPoint Mortgage Funding, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 128 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 63, BLOCK B, WESTCHESTER COMMONS SUBDIVISION, UNIT FIVE AS PER PLAT RECORDED IN PLAT BOOK 57, PAGE 292, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 320 PARIS DRIVE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA. Said property is commonly known as 320 Paris Drive, Lawrenceville, GA 30043. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Csaba T. Antal and Rowena L. Antal or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GREENPOINT MORTGAGE FUNDING, INC. as Attorney in Fact for CSABA T. ANTAL AND ROWENA L. ANTAL Lender Contact: GREENPOINT, Loss Mitigation Dept., 2300 Brookstone Center Parkway, Columbus, GA 31904 TELEPHONE NUMBER: 800-784-5566 ext 5383 Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092 TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215906.1165 WWW.ADORNO.COM/ATLDOCS/SALES.HTML 950-06598643,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Antwi and Caroline Conduah to Option One Mortgage Corporation, dated January 11, 2005, recorded in Deed Book 41592, Page 23, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2005-2 Asset-Backed Certificates, Series 2005-2 by assignment recorded in Deed Book 49037, Page 149, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FORTY-TWO THOUSAND AND 0/100 DOLLARS ($342,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 232 and 249, 5th District, Gwinnett County, Georgia, being Lot 104, Block "B", Great River at Tribble Mill Subdivision, Unit Three, Phase One, as per plat recorded at Plat Book 96, Pages 195-196, Gwinnett County, Georgia records, which plat is incorporated herein by this reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: American Home Mortgage Servicing Inc., 6501 Irvine Center Drive, Irvine, CA 92618, 877-304-3100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Antwi and Caroline Conduah or a tenant or tenants and said property is more commonly known as 1832 River Crest Way, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2005-2 Asset-Backed Certificates, Series 2005-2 as Attorney in Fact for Michael Antwi and Caroline Conduah McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 1/6/09 Our file no. 51727408-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599096,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jose Apollon to Mortgage Electronic Registration Systems, Inc. dated January 26, 2007 in the amount of $260,000.00, and recorded in Deed Book 47581, Page 770, Gwinnett County, Georgia Records; as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE5 by assignment; the undersigned, Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE5 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: The land referred ot in this Commitment is situated in the State of GA, County of GWINNETT and is described as follows: All that tract or parcel of land lying and being in Land Lot 129, 7th District, Gwinnett County, Georgia, being Lot 22, Block A, Unit Two, Mayfield Farms, as per plat recorded in Plat Book 71, Page 44, Gwinnett County Records, which recorded plat is incorporated herein by reference and made a part hereof. which has the property address of 2653 Mayfield Farms Place, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jose Apollon and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE5 Attorney in Fact for Jose Apollon Anthony DeMarlo, Attorney/kgrant McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-27481 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599332,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Appco Enterprises, Inc. (the "Grantor") to and in favor of Georgian Bank (the "Lender") dated August 8, 2006, filed for record August 11, 2006, and recorded in Deed Book 46881, Page 0117, Gwinnett County, Georgia records (the "Security Deed"); securing (i) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (ii) that certain renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (iii) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (iv) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (v) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (vi) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (vii) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (viii) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (ix) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-TWO THOUSAND AND 00/100 DOLLARS ($152,000.00); (x) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-TWO THOUSAND AND 00/100 DOLLARS ($152,000.00); (xi) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-TWO THOUSAND AND 00/100 DOLLARS ($152,000.00); (xii) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of SIX HUNDRED THIRTEEN THOUSAND SEVEN HUNDRED SEVENTY-TWO AND 72/100 DOLLARS ($613,772.70); and (xiii) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED SEVENTY-FIVE THOUSAND NINE HUNDRED AND 00/100 DOLLARS ($175,900.00) (collectively, the "Notes"); there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Gwinnett County, Georgia, on the first Tuesday in January, 2009, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit: All that tract or parcel of land lying and being in Land Lot 130 of the 5th District, Gwinnett County, Georgia and being shown as Lots 62, 63, 64, 65, 67, 68, 69, 70, 71, 72 and 73, Block A, Kelly Mill Subdivision, as shown on a plat of survey, prepared by Apalachee Land Surveying, Inc., Georgia Registered Land Surveyors, dated November 1, 2005, recorded in Plat Book 114, Page 47 and 48, Gwinnett County, Georgia Plat Records. Said plat is incorporated herein and made a part hereof by reference (the "Land"). The indebtedness evidenced by the Notes is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed. The Premises will be sold on an "as is, where is" basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto. The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Notes and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises. The Notes are also secured by real property described in Deed to Secure Debt recorded in Deed Book 46102, Page 0398, aforesaid records, for which a foreclosure ad is simultaneously running in Gwinnett County for a January, 2009 foreclosure sale. To the best of the undersigned's knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor. GEORGIAN BANK As Attorney-in-Fact for APPCO ENTERPRISES, INC. James M. Ottley, Esq. Morris, Manning & Martin, L.L.P. 1600 Atlanta Financial Center 3343 Peachtree Road, N.E. Atlanta, Georgia 30326 (404) 233-7000 950-06599535,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Appco Enterprises, Inc. (the "Grantor") to and in favor of Georgian Bank (the "Lender") dated January 13, 2006, filed for record January 30, 2006, and recorded in Deed Book 46102, Page 0398, Gwinnett County, Georgia records (the "Security Deed"); securing (i) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (ii) that certain renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (iii) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (iv) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (v) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (vi) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (vii) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (viii) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-SIX THOUSAND EIGHT HUNDRED AND 00/100 DOLLARS ($156,800.00); (ix) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-TWO THOUSAND AND 00/100 DOLLARS ($152,000.00); (x) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-TWO THOUSAND AND 00/100 DOLLARS ($152,000.00); (xi) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED FIFTY-TWO THOUSAND AND 00/100 DOLLARS ($152,000.00); (xii) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of SIX HUNDRED THIRTEEN THOUSAND SEVEN HUNDRED SEVENTY-TWO AND 72/100 DOLLARS ($613,772.70); and (xiii) that certain Renewal Promissory Note from Grantor to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE HUNDRED SEVENTY-FIVE THOUSAND NINE HUNDRED AND 00/100 DOLLARS ($175,900.00) (collectively, the "Notes"); there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Gwinnett County, Georgia, on the first Tuesday in January, 2009, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit: All that tract or parcel of land lying and being in GMD 1749, Gwinnett County, Georgia, being known as Lots 28, 29, 30, 31, 32, 38, 39, 40, 41, 42 and 43 of Millside Manor Subdivision, Phase III, as shown on plat of survey recorded in Plat Book 112, Pages 152-153, Gwinnett County, Georgia Deed Records, which said plat of survey is incorporated herein for a more complete legal description (the "Land"). The indebtedness evidenced by the Notes is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed. The Premises will be sold on an "as is, where is" basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto. The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Notes and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises. The Notes are also secured by real property described in Deed to Secure Debt recorded in Deed Book 46881, Page 0117, aforesaid records, for which a foreclosure ad is simultaneously running in Gwinnett County for a January, 2009 foreclosure sale. To the best of the undersigned's knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor. GEORGIAN BANK As Attorney-in-Fact for APPCO ENTERPRISES, INC. James M. Ottley, Esq. Morris, Manning & Martin, L.L.P. 1600 Atlanta Financial Center 3343 Peachtree Road, N.E. Atlanta, Georgia 30326 (404) 233-7000 950-06599534,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Nelda M. Appling and Douglas Scott Appling (collectively, the "Grantor") to and in favor of Georgian Bank (the "Lender") dated November 16, 2007, filed for record November 19, 2007, and recorded in Deed Book 48436, Page 0288, Gwinnett County, Georgia records (the "Security Deed"); securing that certain Renewal Promissory Note from SKA Developments, LLC ("SKA") to and in favor of Lender dated February 11, 2008 in the original principal sum of ONE MILLION AND 00/100 DOLLARS ($1,000,000.00) (the "Note"); there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Gwinnett County, Georgia, on the first Tuesday in January, 2009, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit: All that tract or parcel of land lying and being in Land Lot 360 of the 7th District of Gwinnett County, Georgia, being all of Lot 48 and portions of Lots 46 and 47 , Brogdon & Garrett Subdivision and addition from U.S. Government, consisting of .786 acres and being more particularly described as follows: Beginning at an iron pin found on the northwesterly side of Lakeview Drive (30 foot right of way), said iron pin being located a distance of 232.1 feet northeasterly as measured along the northwesterly right of way of Lakeview Drive from its intersection with the line dividing Land Lots 360 and 361, said district and county; running thence North 19 degrees 20 minutes 00 seconds East along the northwesterly right of way of Lakeview Drive a distance of 57.20 feet to an iron pin set; running thence North 56 degrees 27 minutes 50 seconds West a distance of 57.20 feet to an iron pin set; running thence North 56 degrees 27 minutes 50 seconds West a distance of 187.45 feet to an iron pin found; running thence North 52 degrees 25 minutes 23 seconds West a distance of 142.05 feet to an iron pin found; running thence South 58 degrees 18 minutes 47 seconds West a distance of 40.58 feet to an iron pin found; running thence North 31 degrees 32 minutes 54 seconds West a distance of 24.99 feet to an iron pin found; running thence South 58 degrees 00 minutes 17 seconds West a distance of 59.97 feet to an iron pin found; running thence South 32 degrees 05 minutes 56 seconds East a distance of 108.64 feet to an iron pin found; running thence South 67 degrees 30 minutes 29 seconds East a distance of 314.56 feet to an iron pin found at the point of beginning. Said tract being depicted on that certain survey prepared for the Estate of William G. Archer, by Thomas Wood & Associates, Thomas Wood, RLS # 1990, dated December 15, 2001 (the "Land"). Together with all buildings, structures and improvements of every nature whatsoever now or hereafter situated on the Land, and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes owned by Grantor and attached to said buildings, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, building supplies and materials, books and records, chattels, inventory, accounts, consumer goods, general intangibles and personal property of every kind and nature whatsoever owned by Grantor and now or hereafter located in, on or about, or used or intended to be used with or in connection with the use, operation or enjoyment of the Land and the improvements located from time to time thereon including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions or proceeds from a permitted sale of any of the foregoing, all tradenames, trademarks, servicemarks, logos, and goodwill related thereto which in any way now or hereafter belong, relate or appertain to the Land and the improvements located thereon or any part thereof and are now or hereafter acquired by Grantor, and all inventory, accounts, chattel paper, documents, equipment, fixtures, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared and shall be deemed to be fixtures and accessions to the Land as between the parties hereto and all persons claiming by, through or under them, and which shall be deemed to be a portion of the security for the indebtedness herein described and to be secured by this Security Deed. The location of the above described collateral is also the location of the Land; Together will all building materials, fixtures, building machinery and building equipment delivered on site to the Land during the course of, or in connection with, construction of the buildings and improvements upon the Land and which are now or hereafter owned by Grantor; Together with all easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, minerals, flowers, shrubs, trees, timber and other emblements now or hereafter located on the Land or under or above the same or any party or parcel thereof or appurtenant to the title to the Land or under or above the same or any part or parcel thereof or appurtenant to the title to the Land, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the Land or any part thereof, or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Grantor; and Together with all income, rents, issues, profits and revenues of the Property from time to time accruing (including, without limitation, all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by Grantor or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of in and to the same. The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed. The Premises will be sold on an "as is, where is" basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto. The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises. The Note is also secured by real property described in Deed to Secure Debt recorded in Deed Book 48436, Page 316, aforesaid records, for which a foreclosure is simultaneously running in Gwinnett County for a January, 2009 foreclosure sale. To the best of the undersigned's knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor. GEORGIAN BANK As Attorney-in-Fact for NELDA M. APPLING AND DOUGLAS SCOTT APPLING James M. Ottley, Esq. Morris, Manning & Martin, L.L.P. 1600 Atlanta Financial Center 3343 Peachtree Road, N.E. Atlanta, Georgia 30326 (404) 233-7000 950-06599533,12/11,18,25,1/1 Notice of Sale Under Power. State of Georgia, County of GWINNETT. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by WASCAR ARACENA AND DEBORAH ARACENA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR OWNIT MORTGAGE SOLUTIONS, INC., dated 04/05/2006, and Recorded on 04/17/2006 as Book No. 46390 and Page No. 0623, GWINNETT County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION CORP. 2006-HE2 (JPMMAC 2006-HE2) JPMAC 2006-HE2, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $116,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in January, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 75 OF THE 7TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING BLOCK B, OF HERRINTON PLACE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 23, PAGE 129, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION AND ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 74 AND 75 OF THE 7TH DISTRICT OF GWINNETT COUNTY, GEORGIA, AND BEING PART OF LOT 12, BLOCK B, OF HERRINGTON PLACE, UNIT TWO, AS PER PLAT RECORDED IN PLAT BOOK 35, PAGE 52, GWINNETT COUNTY, GEORGIA RECORDS, AND AS MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO ARRIVE AT THE TRUE POINT OF BEGINNING, COMMENCE AT THE CORNER FORMED BY THE INTERSECTION OF THE SOUTHERLY RIGHT OF WAY LINE OF ATKINSON LANE (50 FOOT RIGHT OF WAY) WITH THE EASTERLY RIGHT OF WAY LINE OF ERIC CIRCLE (50 FOOT RIGHT OF WAY); RUN THENCE SOUTHERLY ALONG THE EASTERLY RIGHT OF WAY OF ERIC CIRCLE 145.0 FEET TO A POINT; RUN THENCE NORTH 85 DEGREES 51 MINUTES 09 SECONDS EAST 428.58 FEET TO THE TRUE POINT OF BEGINNING: FROM SAID TRUE POINT OF BEGINNING AS THUS ESTABLISHED, RUNNING THNCE NORTH 23 DEGREES 13 MINUTES 16 SECONDS EAST 140.16 FEET TO A POINT; THENCE NORTH 57 DEGREES 01 MINUTES 57 SECONDS EAST 43.73 FEET TO A POINT; THENCE SOUTH 32 DEGREE 58 MINUTES 03 SECONDS EAST 155.47 FEET TO A POINT; THENCE SOUTH 38 DEGREES 51 MINUTES 48 SECONDS WEST 19.59 FEET TO A POINT; THENCE SOUTH 87 DEGREES 35 MINUTES 26 SECONDS WEST 164.41 FEET TO THE TRUE POINT OF BEGINNING; AS PER PLAT RECORDED IN PLAT BOOK 41, PAGE 281-B, AFORESAID RECORDS. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION, 10790 RANCHO BERNARDO ROAD, Foreclosure, SAN DIEGO, CA 92127, 877-838-1882. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1754 CYNTHIA CIRCLE, LAWRENCEVILLE, GEORGIA 30043 is/are: WASCAR ARACENA AND DEBORAH ARACENA or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISITION CORP. 2006-HE2 (JPMMAC 2006-HE2) JPMAC 2006-HE2 as Attorney in Fact for WASCAR ARACENA AND DEBORAH ARACENA. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20080161905170 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398. 950-06598627,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Dennis Irabor Aramunde to World Savings Bank,FSB ., dated January 16, 2007, recorded in Deed Book 47495, Page 615, Gwinnett County, Georgia Records, as last transferred to Wachovia Mortgage, FSB. f.k.a. World Savings Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-EIGHT THOUSAND AND 0/100 DOLLARS ($238,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that certain real property situated in the County of Gwinnett State of Georgia, described as follows: All that tract or parcel of land lying and being in Land Lot 5 of the 6th District, Gwinnett County, Georgia, being Lot 6, on plat of survey for Anderson Livsey Estates, as per plat recorded in Plat Book 105, Pages 62-66, Gwinnett County, Georgia records, said plat is incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Mortgage, FSB, 4101 Wiseman Blvd, San Antonio, TX 78251, 800-282-3458. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dennis Irabor Aramunde or a tenant or tenants and said property is more commonly known as 4052 Anderson Livsey Ln, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wachovia Mortgage, FSB. f.k.a. World Savings Bank as Attorney in Fact for Dennis Irabor Aramunde McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/gxw 1/6/09 Our file no. 53033108-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599432,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Maria Helena Arango to Bank of America, N.A. , dated May 10, 2007, recorded in Deed Book 47884, Page 3, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-TWO THOUSAND AND 0/100 DOLLARS ($172,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 215 of the 5th District, Gwinnett County, Georgia, being Lot 52, Block A, Cold Water Creek Subdivision, Unit Two, as per plat recorded in Plat Book 91, Page 173, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Property address: 1130 Chimney Trace Way, Lawrenceville, GA 30045 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Maria Helena Arango or a tenant or tenants and said property is more commonly known as 1130 Chimmey Trace Way, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Maria Helena Arango McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pxs 1/6/09 Our file no. 52429308-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594161,12/11,18,25,1/1 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Donald Aratius to Mortgage Electronic Registration Systems, Inc. dated December 7, 2006, and recorded in Deed Book 47371, Page 842, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley, MSAC 2007-HE5 , by Assignment securing a Note in the original principal amount of $137,200.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 92 of the 5th District, Gwinnett County, Georgia, being Lot 7, Block C, Summit Point Subdivision, Phase III, according to plat of survey recorded in Plat Book 48, Page 78, Gwinnett County, Georgia Records, which plat and the record thereof are incorporated herein by reference thereto. Said property is known as 1240 Summit Point Lane, Snellville, GA 30078, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Donald Aratius, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Donald Aratius , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Deutsche Bank National Trust Company, as Trustee for Morgan Stanley, MSAC 2007-HE5 as Attorney-in-Fact for Donald Aratius File no. 08-007559 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/BMB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594349,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Raymond E Ard and Connie E Ard to HomeBanc Mortgage Corporation, dated November 24, 2003, recorded in Deed Book 36174, Page 222, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FOUR THOUSAND EIGHT HUNDRED FIFTY AND 0/100 DOLLARS ($204,850.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 82 of The 6th District of Gwinnett County, Georgia, Being Lot 11, Block B, Olde Maryland Subdivision, Unit Two, as per Plat recorded in Plat Book 11, Page 141, Gwinnett County, Georgia records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Raymond E Ard and Connie E Ard or a tenant or tenants and said property is more commonly known as 1267 Aquila Place, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans Servicing LP as Attorney in Fact for Raymond E Ard and Connie E Ard McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wa2 1/6/09 Our file no. 53008508-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599425,12/11,18,25,1/1 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Genia R. Ardrey to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $116,000.00 dated 08/25/2005, and recorded in Deed Book 44533, page 2, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2009 by Mortgage Electronic Registration Systems, Inc. as nominee for Accredited Home Lenders, Inc., as Attorney-in-Fact for Genia R. Ardrey the following described property: All that tract or parcel of land lying and being in Land Lot 48 of the 6th District, Gwinnett County, Georgia, being Lot 15, Block A, Eastmont, as per plat recorded in Plat Book 17, page 109, Gwinnett County Records, which reference is made for the purpose of incorporating the same as a part herein. Property known as: 3698 Chinaberry Lane, Snellville, GA 30039 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Accredited Home Lenders, Inc. 16550 W. Bernardo Drive, Bldg. 1 San Diego, CA 92217 PHONE: 800-675-7334 Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Genia R. Ardrey. Mortgage Electronic Registration Systems, Inc. as nominee for Accredited Home Lenders, Inc., as Attorney-in-fact for Genia R. Ardrey. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-06599390,12/11,18,25,1/1 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Edy R. Arriaza and Diana Arriaza to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $211,500.00 dated 11/08/2006, and recorded in Deed Book 47281, page 1, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. , the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2009 by CitiMortgage, Inc., as Attorney-in-Fact for Edy R. Arriaza and Diana Arriaza the following described property: All that tract or parcel of land lying and being in Land Lot 223 of the 7th District, Gwinnett County, Georgia and being Lot 64, Block A, Hamilton Ridge Subdivision, as per plat thereof recorded in Plat Book 97, pages 18-19, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Property known as: 3600 Bogan Mill Road, Buford, GA 30519 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc. 4050 Regents Blvd. Irving, TX 75063 PHONE: 866-450-3172 Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Edy R. Arriaza and Diana Arriaza. CitiMortgage, Inc., as Attorney-in-fact for Edy R. Arriaza and Diana Arriaza. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-06599391,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Nosa Asemota-Morales to Mortgage Electronic Registration Systems, Inc. dated July 27, 2006 in the amount of $100,000.00, and recorded in Deed Book 46828, Page 832, Gwinnett County, Georgia Records; as last transferred to Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2006-FRE2 Asset-Backed Pass-Through Certificates by assignment; the undersigned, Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2006-FRE2 Asset-Backed Pass-Through Certificates pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 19 of the 5th District of Gwinnett County, Georgia, and being Lot 56, Block A of Planters Cove, Unit Two, as per plat recorded in Plat Book 63, Page 38, of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Being improved property known as 2427 Planters Cove Drive, according to the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 2427 Planters Cove, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of 2427 Planters Cove Trust, Roger Jones as Trustee and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2006-FRE2 Asset-Backed Pass-Through Certificates Attorney in Fact for Nosa Asemota-Morales Anthony DeMarlo, Attorney/kgrant McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-25201 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06598636,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Bruce L. Ashman to HomeBanc Mortgage Corporation, dated October 16, 2006, recorded in Deed Book 47154, Page 3, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-SEVEN THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($227,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 103 of The 7th District, Gwinnett County, Georgia, Being Lot 24, Block A, Woodhollow (FKA Old Peachtree Road Tract), per Plat thereof recorded in Plat Book 101, Page 168-171, Gwinnett County records, which Plat is made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Bruce L. Ashman or a tenant or tenants and said property is more commonly known as 1571 Jami Hollow Way, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans Servicing LP as Attorney in Fact for Bruce L. Ashman McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ps1 1/6/09 Our file no. 52629408-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594013,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER Under and by virtue of the Power of Sale contained in that certain Security Deed dated June 18, 2007 given by Asian Hope Christian Academy, Inc. (hereinafter "Grantor"), to Nara Bank, as recorded in Deed Book 48097, Pages 215 - 224, Gwinnett County Superior Court Records on July 18, 2007 (hereinafter the "Security Deed"), said Security Deed having been given to secure a certain Promissory Note dated on or about June 18, 2007 by and between Grantor and Nara Bank in the original principal amount of One Million One Hundred Twenty Thousand and 00/100 Dollars ($1,120,000.00) with interest thereon as provided therein (hereinafter the "Note"). There will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2009, the following described property: ALL THAT TRACT or parcel of land lying and being in Land Lot 321, of the 6th District, Gwinnett County, Georgia, being Lot 12I on that certain plat of North River Professional Park, recorded in Plat Book 78, Page 283, Gwinnett County, Georgia Records. Said tract or parcel being more particularly described as follows (hereinafter the "Property"): To find the true point of beginning commence at the westernmost end of the mitered intersection formed by the westerly right-of-way line of Peachtree Industrial Boulevard (150' R/W) with the southeasterly right-of-way line of Pleasant Hill Road (150' R/W), then running southwesterly along the right-of-way line of Pleasant Hill Road 917.91 feet to a point; thence running south 74 degrees 30 minutes 34 seconds West 28.21 feet to a point; thence running South 29 degrees 22 minutes 02 seconds West 187.45 feet to a point; thence running South 60 degrees 37 minutes 58 seconds East 418.33 feet to a point; thence running South 85 degrees 10 minutes 48 seconds East 10.15 feet to a rebar found at the true point of beginning, from said true point of beginning as thus established, thence continuing along said easement South 04 degrees 49 minutes 12 seconds West 114.83 feet to a rebar found; thence running North 85 degrees 10 minutes 48 seconds West 129.95 feet to a chiseled "X" in a concrete sidewalk; thence running North 42 degrees 35 minutes 39 seconds West 64.21 feet to a chiseled "X" in a concrete sidewalk; thence running North 08 degrees 11 minutes 30 seconds East 71.51 feet to an iron pin placed; thence running North 85 degrees 10 minutes 48 seconds East 173.02 feet to the rebar found at the true point of beginning. Said tract or parcel containing 19,174 square feet. Being improved property generally known by a street address of 4179 Pleasant Hill Road, Duluth, Georgia 30096. The debt secured by the above Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due in the manner provided in the Note and Security Deed. The debt described herein remaining in default, this sale will be made for the purpose of paying said debt and all expenses of this sale, as provided in the Security Deed and by law, including reasonable attorney's fees, as provided for therein. The above-described property will be sold subject to outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), matters which might be disclosed by an accurate survey and inspection of the property, assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the above-referenced Security Deed. To the best of the undersigned's knowledge, information and belief, equitable title to this property is held by the Grantor and said party has possession of this property. Inquiries about the sale, the Property, and/or the obligations under the Note and the Deed to Secure Debt may be made prior to the sale by contacting, Mr. Phillip Lee, Nara Bank, SAD Officer, 3731 Wilshire Blvd. #1000, Los Angeles, CA 90010, telephone number (213) 235-3019, or the attorney whose name, address and telephone number are shown at the end of this Notice. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) the provisions of O.C.G.A. 9-13-172.1; and (3) final confirmation and audit of the status of the loan by the holder of the Security Deed. Nara Bank as Attorney in Fact for Asian Hope Christian Academy, Inc. Patrick M. Sneed, Esq. Davis, Pickren & Seydel, LLP 285 Peachtree Center Avenue 2300 Marquis Two Tower Atlanta, GA 30303 Phone: (404) 588-0505 Fax: (404) 582-8823 950-06599505,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Glenn Atkins to Mortgage Electronic Registration Systems, Inc . dated February 12, 2007 in the amount of $185,600.00, and recorded in Deed Book 47592, Page 637, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 136 of the 5th District, Gwinnett County, Georgia, being Lot 23, Block A, The Enclave at Glenns Meadow Unit One, Phase Two, as per plat recorded in Plat Book 99, Pages 26-27, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of this description. which has the property address of 500 Glenns Farm Way, Grayson, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Glenn Atkins and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Glenn Atkins Anthony DeMarlo, Attorney/ajackson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-18281 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594084,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Frances C. Attaway to HomeBanc Mortgage Corporation dated August 18, 2003 in the amount of $196,000.00, and recorded in Deed Book 34479, Page 52, Gwinnett County, Georgia Records; as last transferred to The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JP Morgan Chase Bank, as Trustee by assignment; the undersigned, The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JP Morgan Chase Bank, as Trustee pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 125 of the 6th District, Gwinnett County, Georgia, being Lot 18, Block C, Shadow Lake Subdivision, Unit II, as per plat recorded in Plat Book 7, Page 85-B, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. which has the property address of 114 S. Shadow Lake Drive, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Frances C. Attaway and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JP Morgan Chase Bank, as Trustee Attorney in Fact for Frances C. Attaway Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-26579 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07593788,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT UNDER AND BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt dated January 24, 2006, executed and delivered by ATWOOD PROPERTIES, INC. (the "Borrower") to WACHOVIA BANK, NATIONAL ASSOCIATION ("Lender") , and recorded in Deed Book 46095, Page 482, records of Gwinnett County, Georgia (the "Security Deed"), Lender, as Attorney-in-Fact for Borrower, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property (hereinafter collectively referred to as the "Premises"): ALL THAT tract or parcel of land, situate, lying and being in the State of Georgia, County of Gwinnett, and more particularly described on Exhibit "A" hereto (the "Land"); EXHIBIT "A" ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 74 and 75 of the 7th District, Gwinnett County, Georgia being Lots 33-40 Block "A," of Ewell Parc FKA Herrington Road Subdivision as per plat recorded in Plat Book 110, Pages 186-188, Gwinnett County, Georgia records which plat and the legal description recorded thereon are incorporated herein by reference. TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the Land; (ii) all fixtures attached to the Land or any buildings or improvements situated thereon; and (iii) all estates, rights, tenements, hereditaments, privileges, rents, issues, profits easements, and appurtenances of any kind benefiting the Land; all means of access to and from the Land, whether public or private; and all water and mineral rights. The Premises will be sold as the property of Borrower. To the best of the knowledge of Lender, the Premises is in the possession of Borrower or those claiming by, through or under Borrower. The Premises will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Premises; and (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority. The Security Deed secures the indebtedness now evidenced by that certain Promissory Note dated January 24, 2006, made, executed and delivered by Borrower to Lender in the original principal amount of $784,000.00 (the "Note"), together with other indebtedness of Borrower to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed. The proceeds of the sale of the Premises shall be applied first to the expenses of publication, notice and sale, including attorney's fees (notice of intent to collect attorney's fees having been given and hereby given), and as otherwise provided by the Security Deed. The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned's intent will be given by announcement made at the commencement of the public sale. WACHOVIA BANK, NATIONAL ASSOCIATION As Attorney-in-Fact for ATWOOD PROPERTIES, INC. Eugene D. Bryant, Esq. Smith, Gambrell & Russell, LLP 1230 Peachtree Street Atlanta, Georgia 30309 (404) 815-3500 950-06599406,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT AND ASSIGNMENT OF RENTS UNDER AND BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt and Assignment of Rents dated January 24, 2006, executed and delivered by ATWOOD PROPERTIES, INC. (the "Borrower") to WACHOVIA BANK, NATIONAL ASSOCIATION ("Lender") , and recorded in Deed Book 46095, Page 430, records of Gwinnett County, Georgia (the "Security Deed"), Lender, as Attorney-in-Fact for Borrower, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property (hereinafter collectively referred to as the "Premises"): ALL THAT tract or parcel of land, situate, lying and being in the State of Georgia, County of Gwinnett, and more particularly described on Exhibit "A" hereto (the "Land"); EXHIBIT "A" ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 74 and 75 of the 7th District, Gwinnett County, Georgia being Lots 9-14 Block "A," of Ewell Parc FKA Herrington Road Subdivision as per plat recorded in Plat Book 110, Pages 186-188, Gwinnett County, Georgia records which plat and the legal description recorded thereon are incorporated herein by reference. TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the Land; (ii) all fixtures attached to the Land or any buildings or improvements situated thereon; and (iii) all estates, rights, tenements, hereditaments, privileges, rents, issues, profits easements, and appurtenances of any kind benefiting the Land; all means of access to and from the Land, whether public or private; and all water and mineral rights. The Premises will be sold as the property of Borrower. To the best of the knowledge of Lender, the Premises is in the possession of Borrower or those claiming by, through or under Borrower. The Premises will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Premises; and (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority. The Security Deed secures the indebtedness now evidenced by that certain Promissory Note dated January 24, 2006, made, executed and delivered by Borrower to Lender in the original principal amount of $1,128,000.00 (the "Note"), together with other indebtedness of Borrower to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed. The proceeds of the sale of the Premises shall be applied first to the expenses of publication, notice and sale, including attorney's fees (notice of intent to collect attorney's fees having been given and hereby given), and as otherwise provided by the Security Deed. The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned's intent will be given by announcement made at the commencement of the public sale. WACHOVIA BANK, NATIONAL ASSOCIATION As Attorney-in-Fact for ATWOOD PROPERTIES, INC. Eugene D. Bryant, Esq. Smith, Gambrell & Russell, LLP 1230 Peachtree Street Atlanta, Georgia 30309 (404) 815-3500 950-06599407,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Fernando G. Ayala and Jill Deyette Ayala to Mortgage Electronic Registration Systems, Inc., dated April 22, 2004, recorded in Deed Book 38136, Page 94, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 48932, Page 76, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-TWO THOUSAND FOUR HUNDRED FIFTY-FIVE AND 0/100 DOLLARS ($142,455.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of Land lying and being in Land Lot 120 of the 6th District, Gwinnett County, Georgia, being Lot 9, Block E, of Carrefour Place Subdivision, Unit 6, as per plat recorded in Plat Book 8, Page 85, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part of hereof by reference, for a more complete description. Home Title Services File Number: 04-0406 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Fernando G. Ayala and Jill Deyette Ayala or a tenant or tenants and said property is more commonly known as 227 Coteau Place SW, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Fernando G. Ayala and Jill Deyette Ayala McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/car 1/6/09 Our file no. 5462708-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06598898,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Rotimi Ayanbeku to Mortgage Electronic Registration Systems, Inc. , dated March 22, 2006, recorded in Deed Book 46313, Page 527, Gwinnett County, Georgia Records, as last transferred to Suntrust Mortgage, Inc . by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND AND 0/100 DOLLARS ($134,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 125 of the 6th District, Gwinnett County, Georgia, being Lot 9, Block B, Unit One of River Pointe Subdivision, as pe plat recorded in plat book 32, page 131, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Rotimi Ayanbeku or a tenant or tenants and said property is more commonly known as 4120 Bowers Pointe Dr SW, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Suntrust Mortgage, Inc. as Attorney in Fact for Rotimi Ayanbeku McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cn 1/6/09 Our file no. 52530408-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599025,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Amy Ayer to Mortgage Electronic Registration Systems, Inc. dated September 7, 2007 in the amount of $157,675.00, and recorded in Deed Book 48265, Page 645, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 147 of the 7th District, Gwinnett County, Georgia, being Lot 105, Block A, Sentinel Ridge Subdivision, Unit 1, Phase 2, as per plat recorded in Plat Book 66, page 267, and revised in Plat Book 72, page 300, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference. Being known as 3040 Sentinel Parkway, according to the present system of numbering property in Gwinnett County, Georgia. which has the property address of 3040 Sentinel Parkway, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Amy Ayer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Amy Ayer Anthony DeMarlo, Attorney/thayle McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-07422 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07593676,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Olawale O. Babatunde and Temilade L. Babatunde to Mortgage Electronic Registration Systems, Inc. dated October 18, 2006 in the amount of $147,688.00, and recorded in Deed Book 47213, Page 0220, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Pucketts G.M.D. 1397, Gwinnett County, Georgia, being Lot 17, Block A, Ivy Mill Plantation Subdivision, Unit 1, as per plat there of recorded in Plat Book 78, Pages 132, Gwinnett County records, said plat being incorporated herein by reference thereto. This transfer is subject to that certain deed to secure debt from Temilade L. Babatunde to CH Mortgage Company I, LTD., dated 10/8/99, recorded in Gwinnett County, Georgia Records. This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises. Being the same property conveyed to Temilade L. Babatunde and Olawale O. Babatunde, as joint tenants with survivorship by deed from Temilade L. Babatunde recorded 12/27/1999 in Deed Book 19784 Page 156, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia. Tax ID # R1001D113 which has the property address of 3871 Plantation Mill Drive, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Olawale O. Babatunde and Temilade L. Babatunde and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Olawale O. Babatunde and Temilade L. Babatunde Anthony DeMarlo, Attorney/apatterson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-14545 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599444,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Olugbenga K. Bada to First Franklin A Division of Nat. City Bank of IN, dated May 12, 2005, recorded in Deed Book 42778, Page 125, Gwinnett County, Georgia Records, as last transferred to National City Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ELEVEN THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($111,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 309, 5th District, Gwinnett County, Georgia, being Lot 27, Block C, Tanner Estates, Section "C" as per plat recorded in Plat Book 4, Page 133, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, 800-622-5035. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Olugbenga K. Bada or a tenant or tenants and said property is more commonly known as 2772 Drowning Creek Road, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. National City Bank as Attorney in Fact for Olugbenga K. Bada McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ho 1/6/09 Our file no. 52737308-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599069,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Rayhana Bajunaid and Abdulbasit Bajunaid to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc. d/b/a Sun America Mortgage dated August 11, 2004, recorded in Deed Book 39576, Page 65, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SEVEN THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($177,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: All that tract or parcel of land lying and being in Land Lot 339 of the 4th District, Gwinnett County, Georgia, and Being Lot 33, Block B, Phase One of Ellington Springs Subdivision, as shown on Plat of said Subdivision recorded in Plat Book 103, Page 32, Gwinnett County records, which Plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Rayhana Bajunaid and Abdulbasit Bajunaid or a tenant or tenants and said property is more commonly known as 5015 Michael Jay Street, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Rayhana Bajunaid and Abdulbasit Bajunaid Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/cj 1/6/09 Our file no. 11789708-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594312,12/11,18,25,1/1 Notice of Sale Under Power State of Georgia, County of GWINNETT Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by HUGO BARBOSA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR ACCREDITED HOME LENDERS, INC. A CALIFORNIA CORPORATION , dated 05/25/2005, and Recorded on 06/28/2005 as Book No. 43299 and Page No. 0165, GWINNETT County, Georgia records, as last assigned to HSBC BANK USA, NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE FOR FBR SECURITIZATION TRUST 2005-2, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $112,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in January, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 50 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 12, BLOCK A, TROTTERS WALK, AS PER PLAT RECORDED IN PLAT BOOK 33, PAGE 147, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION, 10790 RANCHO BERNARDO ROAD, Foreclosure, SAN DIEGO, CA 92127, 877-838-1882. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 3220 TROTTERS WALK CIRCLE, SNELLVILLE, GEORGIA 30078 is/are: HUGO BARBOSA or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. HSBC BANK USA, NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE FOR FBR SECURITIZATION TRUST 2005-2 as Attorney in Fact for HUGO BARBOSA. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20080161905054 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398. 950-07594032,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT By virtue of Power of Sale contained in Security Deed from Eria Jean Barnett to Mildred L. Davis and Christopher T. Davis, dated November 1, 2006, and recorded in Deed Book 47205, page 461 in the Gwinnett County Records; said Security Deed being given to secure a note of even date in the original amount of One Hundred Twenty Four Thousand Dollars and No/100 ($124,000.00) , with interest from date on the unpaid balance until paid; the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the First Tuesday in January, 2009, the following described property: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 321 of the 6th District, Gwinnett County, Georgia, being Building 27, Unit F, Woodehaven at Chattahoochee Crossing, and being improved property having a townhouse located thereon known as 3552 Knotsberry Drive according to the present system of numbering houses in the City of Duluth, County of Gwinnett, Georgia as per plat recorded in Plat Book, 32, Page 158, Gwinnett County, Georgia Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. To the best of the undersigned's knowledge, information and belief the property is in the possession of Eria Jean Barnett. Said property will be sold as the property of Eria Jean Barnett subject to any outstanding ad valorem taxes and/or assessments, if any. Mildred L. Davis and Christopher T. Davis As Attorney in Fact for Eria Jean Barnett. Fred Stokes & Associates, P.C. 11 Lumpkin Street Suite 100 Lawrenceville, GA 30045 678-518-4341 This law firm is acting as a debt collector. Any information or response will be used for that purpose. 950-07594335,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Nicholett S. Stewart Barrow and Sherlond Barrow to HomeBanc Mortgage Corporation, dated July 21, 2006, recorded in Deed Book 46804, Page 597, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association as Trustee for the Certificateholders of Mortgage Pass-Through Certificates, Series 2006-AR7 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SEVENTY THOUSAND AND 0/100 DOLLARS ($470,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 70 of the 7th District of Gwinnett County, Georgia, being shown as 2.88 acres on plat of survey for Jimmy Don Nunn prepared by S.R. Fields, dated June 28, 1972, and being more particularly described as follows: To find the true place or point of beginning, begin at the corner common to Land Lots 70,71 84, and 85, said district and county, and run thence southeasterly along the land lot line common to Land Lots 70 and 71 a distance of 2189.0 feet to a point; thence easterly a distance of 440.9 feet to a point located on the centerline of McKendree Church Road, and the true place or point of beginning; running thence northerly and northeasterly along the centerline of McKendree Church Road and following the curvature thereof, a distance of 506.8 feet to a point; thence south 64 degrees 36 minutes east a distance of 475.5 feet to an iron pin found; thence south 59 degrees 31 minutes west a distance of 562.1 feet to the point located on the centerline of McKendree Church Road and the true place or point of beginning, less and except any portion of the above described property lying within the right of way of McKendree Church Road. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Nicholett S. Stewart Barrow and Sherlond Barrow or a tenant or tenants and said property is more commonly known as 1615 Mckendree Church Rd, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association as Trustee for the Certificateholders of Mortgage Pass-Through Certificates, Series 2006-AR7 as Attorney in Fact for Nicholett S. Stewart Barrow and Sherlond Barrow McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ho 1/6/09 Our file no. 5655708-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599050,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Melinda Bartley to Bayrock Mortgage Corporation, dated June 28, 2004, recorded in Deed Book 39020, Page 33, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2004-HE8 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND AND 0/100 DOLLARS ($135,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 3 of the 5th District Gwinnett County, Georgia, being Lot 5, Block A, Tradd Court Subdivision, Unit One, as per plat recorded in Plat Book 55, Page 201 Gwinnett County, Georgia records, which plat is hereby referred to and made a part of this description; being improved property known as 3550 Andrea Lee Court, Snellville, Georgia 30278, according to the present system of numbering in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Melinda Bartley or a tenant or tenants and said property is more commonly known as 3550 Andrea Lee Court, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2004-HE8 as Attorney in Fact for Melinda Bartley McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 1/6/09 Our file no. 52606608-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06598705,12/11,18,25,1/1 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Erum Basaria to Mortgage Electronic Registration Systems, Inc . dated March 22, 2006, and recorded in Deed Book 46311, Page 568, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee, by Assignment securing a Note in the original principal amount of $219,992.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lots 108 & 109 of the 5th District, Gwinnett County, Georgia, being Lot 17, Block C, Unit Two of Sugarloaf Manor Subdivision, as per plat thereof recorded in Plat Book 106, Page 207, as revised in Plat Book 110, Page 206, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. Said property is known as 3410 Drayton Manor Run, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Erum Basaria, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Erum Basaria , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association, as Trustee as Attorney-in-Fact for Erum Basaria File no. 07-2782 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594359,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by CLEYVIS BASILIO to Mortgage Electronic Registation System, Inc. dated June 9, 2006 in the amount of $150,050.00, and recorded in Deed Book 46762, Page 847, Gwinnett County, Georgia Records; as last transferred to Citibank, N.A., as Trustee by assignment; the undersigned, Citibank, N.A., as Trustee pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 46, 5th District, Gwinnett County, Georgia and shown as Lot 13, Block B, Phase 1, Unit 1, Laurelton Subdivision, in accordance with a plat of said subdivision recorded at Plat Book 114, Pages 149-150, Gwinnett County, Georgia records. Said plat is incorporated herein for a more complete description. which has the property address of 1981 Laurelton Lane SW, Lawerenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of CLEYVIS BASILIO and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Citibank, N.A., as Trustee Attorney in Fact for CLEYVIS BASILIO Anthony DeMarlo, Attorney/lseymore McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-27491 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599546,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Terry F. Bass to Mortgage Electronic Registration Systems, Inc., dated August 1, 2005, recorded in Deed Book 44056, Page 2, Gwinnett County, Georgia Records, as last transferred to HSBC MORTGAGE SERVICES INC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FORTY-EIGHT THOUSAND THREE HUNDRED TWENTY AND 0/100 DOLLARS ($348,320.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 4 of the 3rd District, Gwinnett County, Georgia, being Lot 114, Block A of Trilogy Park Subdivision, Unit Two-B, said plat being recorded at Plat Book 104, Pages 12-13, Gwinnett County, Georgia records, which said plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Mortgage Services, 636 Grand Regency Blvd., Brandon, FL 33569, 800-365-6730. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Terry F. Bass or a tenant or tenants and said property is more commonly known as 1559 Heartland Path, Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC MORTGAGE SERVICES INC as Attorney in Fact for Terry F. Bass McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/gxw 1/6/09 Our file no. 53028108-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594223,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Mable Bass to ABN AMRO Mortgage Group, Inc . dated December 26, 2002 in the amount of $177,460.00, and recorded in Deed Book 30514, Page 173, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. sbm ABN AMRO Mortgage, Group, Inc. by assignment; the undersigned, CitiMortgage, Inc. sbm ABN AMRO Mortgage, Group, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 25, of the 6th District, Gwinnett County, Georgia, and being Lot 25 Rockbridge Place, as per plat recorded in Plat Book 92, Pages 272-273, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference for a more complete description of said property. which has the property address of 5385 Rock Place Drive, Stone Mountain, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Mable Bass and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. sbm ABN AMRO Mortgage, Group, Inc. Attorney in Fact for Mable Bass Anthony DeMarlo, Attorney/apatterson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-21514 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599442,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Frank Bate and Constance S. Bate to H&R Block Mortgage Corporation, dated July 14, 2003, recorded in Deed Book 34367, Page 119, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association, as Trustee for Structured Asset Securities Corporation Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2003-BC11 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FIVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($175,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 16 of the 5th District of Gwinnett, Georgia, being Lot 33, Block D, Unit 3, Sutton Barnes as recorded in Plat Book 18 Page 261 Gwinnett County records The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: American Home Mortgage Servicing Inc., 6501 Irvine Center Drive, Irvine, CA 92618, 877-304-3100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Frank Bate and Constance S. Bate or a tenant or tenants and said property is more commonly known as 579 Saddletop Lane, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association, as Trustee for Structured Asset Securities Corporation Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2003-BC11 as Attorney in Fact for Frank Bate and Constance S. Bate McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ho 1/6/09 Our file no. 52808908-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594132,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Stephanie D. Bates to National City Mortgage Co dba Commonwealth United Mortgage Company , dated February 14, 2000, recorded in Deed Book 20070, Page 172, Gwinnett County, Georgia Records, as last transferred to Midfirst Bank by assignment recorded in Deed Book 48647, Page 512, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FIVE THOUSAND SIX HUNDRED SIXTY-THREE AND 0/100 DOLLARS ($165,663.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 108 of the 7th District, Gwinnett County, Georgia and being Lot 36, Block A, Walnut Grove Park Subdivision, as per plat recorded in Plat Book 64, page 183, Gwinnett County records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Midland Mortgage Corporation, 999 N.W. Grand Boulevard Suite 100, Oklahoma City, OK 73118-6116, 800-654-4566. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Stephanie D. Bates and Terry L. Bates or a tenant or tenants and said property is more commonly known as 2410 Walnut Grove Way, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Midfirst Bank as Attorney in Fact for Stephanie D. Bates McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 1/6/09 Our file no. 5611903-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594286,12/11,18,25,1/1 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED Under and by virtue of the power of sale contained in that certain Deed to Secure Debt, Assignment of Rents and Security Agreement from Battle Properties, Inc., a Georgia corporation (hereinafter referred to as "Grantor"), to Wachovia Bank, National Association, a national banking association (hereinafter referred to as "Grantee") , dated July 20, 2004, and recorded in Deed Book 39571, page 12, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia (the "Original Deed"), as modified by that certain Modification and Extension of Deed to Secure Debt from Grantor to Grantee, dated October 6, 2006, and recorded in Deed Book 47116, page 156, aforesaid records (the "Modification"; the Original Deed and the Modification collectively, the "Security Deed"), said Security Deed securing payment of that certain Promissory Note (the "Note"), dated October 6, 2006, given by Grantor in favor of Grantee, in the original principal amount of SEVEN MILLION FIVE HUNDRED THOUSAND AND NO/100 DOLLARS ($7,500,000.00), there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, namely January 6, 2009, the property conveyed by said Security Deed and described as follows, to-wit: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 147 of the 6th District, City of Lilburn, Gwinnett County, Georgia, and being Lots 9, 10, 12, 53, 55, 58 and 59 of Barrington Ridge Fee-Simple Townhomes, as per plat recorded in Plat Book 104, Page 132-134, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. The property will be sold together with (i) all buildings and improvements erected on the above described real property; (ii) all fixtures, machinery, equipment and other articles of real, personal or mixed property attached to, situated or installed in or upon, or used in the operation or maintenance of, the above described real property or any buildings or improvements situated thereon, whether or not such real, personal or mixed property is affixed to the above described real property; (iii) all building materials, building machinery and building equipment delivered on site to the above described real property during the course of, or in connection with, any construction, repair or renovation of the buildings and improvements situated thereon; (iv) all leases, licenses or occupancy agreements of all or any part of the above described real property and all extensions, renewals, and modifications thereof, and any options, rights of first refusal or guarantees relating thereto; all rents, income, revenues, security deposits, issues, profits, awards and payments of any kind payable under the leases or otherwise arising from the above described real property; (v) all contract rights, accounts receivable and general intangibles relating to the above described real property or the use, occupancy, maintenance, construction, repair or operation thereof; all management agreements, franchise agreements, utility agreements and deposits; all maps, plans, surveys and specifications; all warranties and guaranties; all permits, licenses and approvals; and all insurance policies; (vi) all estates, rights, tenements, hereditaments, privileges, easements, and appurtenances of any kind benefiting the above described real property; all means of access to and from the above described real property, whether public or private; and all water and mineral rights; and (vii) all "Proceeds" of any of the above-described property, which term shall have the meaning given to it in the Uniform Commercial Code of Georgia, whether cash or non-cash, and including insurance proceeds and condemnation awards; and all replacements, substitutions and accessions thereof. Because of the default in the payment of Note at maturity, which the Security Deed secures, the entire indebtedness is due and payable, and said property will be sold as the property of Grantor to satisfy the indebtedness evidenced by the Note together with the cost of said sale, including attorney's fees, notice having been given pursuant to the Official Code of Georgia Annotated Section 13-1-11. Grantee has the power to conduct such additional sales of the property or any part thereof until all the property is sold or the secured indebtedness is paid in full. To the best of the undersigned's knowledge and belief, the party in possession of said property is Grantor or tenants claiming by, through or under Grantor. The above-referenced property consists of lots in the Barrington Ridge Fee-Simple Townhomes development located in Land Lot 147 of the 6th District of Gwinnett County, Georgia, but the street addresses of said lots are not known. Said property will be sold subject to all liens, encumbrances, easements and other matters of record, if any, to which the Security Deed is junior and inferior in terms of priority, and subject to any and all unpaid taxes or assessments relating to the property. Wachovia Bank, National Association, a national banking association, as attorney-in-fact for Battle Properties, Inc. Daniel M. Ludlam, Esq. Troutman Sanders LLP 600 Peachtree Street, N.E. Suite 5200 Atlanta, Georgia 30308-2216 (404)885-3082 Attorneys for Wachovia Bank, National Association 950-07594346,12/11,18,25,1/1 Notice of Sale Under Power Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Nyombo Batubenge to Aames Funding Corporation DBA Aames Home Loan , dated October 4, 2005, and recorded in Deed Book 44873, Page 239, Gwinnett County, Georgia records, as last transferred to U. S. Bank, N.A. as Trustee for the registered holders of MASTR Asset Backed Securities Trust, 2006-AM1, Mortgage Pass Through Certificates, Series 2006-AM1 by assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $156,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, to wit: January 6, 2009, the following described property: All that tract of land lying and being in Land Lot 102 of the 7th District, Gwinett County, Georgia, being Lot 23, Block B, The Oaks as Charleston Commons, Unit One, per Plat Book 89, Pages 155-157, Gwinnett County, Georgia records, which is referred to and made a part of this description. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 2045 Charleston Oak Circle, Lawrenceville, GA 30043 is (are): Okitokenge Lenga or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U. S. Bank, N.A. as Trustee for the registered holders of MASTR Asset Backed Securities Trust, 2006-AM1, Mortgage Pass Through Certificates, Series 2006-AM1 as attorney in fact for Nyombo Batubenge Richard B. Maner, P.C. 5775 Glenridge Drive Building D, Suite 100 Atlanta, GA 30328 (404)252-6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. FC08-926 950-06599175,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Linda Bauer Woodley fka Linda J. Bauer to Option One Mortgage Corproation, dated March 6, 2001, recorded in Deed Book 22673, Page 224, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2001-B, Asset-Backed Certificates, Series 2001-B by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($102,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: All that tract or parcel of land lying and being in Land Lot 11 of The 5th District, Gwinnett County, Georgia, Being Lot 3, Block A, Dogwood Farm Subdivision, Unit One, as per Plat recorded in Plat Book 9, Page 300, Gwinnett County records, which said Plat is incorporated herein by this reference and made a part of this description, being improved property. This property is subject to any and all easements of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). American Home Mortgage Servicing Inc. can be contacted at 877-304-3100 or by writing to 6501 Irvine Center Drive, Irvine, CA 92618, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Linda Bauer Woodley fka Linda J. Bauer or a tenant or tenants and said property is more commonly known as 1041 Dogwood Road, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2001-B, Asset-Backed Certificates, Series 2001-B as Attorney in Fact for Linda Bauer Woodley fka Linda J. Bauer Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/ho 1/6/09 Our file no. 11776608-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594146,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Dairy A. Baynes to Mortgage Electronic Registration Systems, Inc. , dated June 13, 2008, recorded in Deed Book 48980, Page 188, Gwinnett County, Georgia Records and as re-recorded in Deed Book 49017, Page 42, Gwinnett County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND SEVEN HUNDRED SEVENTY-SEVEN AND 0/100 DOLLARS ($109,777.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 346 of the 4th District, Gwinnett County, Georgia, being Lots 32 and 33, Block F, Norris Lake Shores Subdivision, Second Section, as shown on a plat of subdivision recorded in Plat Book F, Page 84, Gwinnett County, Georgia records and as shown on a survey prepared for James Farmer by Gordon Story & Associates, dated January 20, 1987, and being more particularly described as follows: Beginning at an iron pin on the northwesterly right-of-way of Marjorie Road (based on a 50 foot right of way) 1,137.00 feet northwesterly as measure along the northwesterly right-of-way of Marjorie Road from its intersection with the easterly right-of-way of Lake Drive; thence north 53 degrees 53 minutes 19 seconds west, 117.78 feet to an iron pin; thence north 29 degrees 27 minutes 26 seconds east, 69.79 feet to an iron pin; thence north 29 degrees 27 minutes 26 seconds east, 69.79 feet to an iron pin; thence north 29 degrees 27 minutes 26 seconds east 60.00 feet to an iron pin; thence south 53 degrees 36 minutes 03 seconds east 115.26 feet to an iron pin on the northwesterly right-of-way of Marjorie Road; thence south 28 degrees 18 minutes 03 seconds west, along the northwesterly right-of-way of Marjorie Road, 129.53 feet to an iron pin and the point of beginning. Said property is known as 4405 Marjorie Road, Snellville, GA 30339 , together with all fixtures and personal property attached to and constituting a part of said property, if any. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dairy A. Baynes or a tenant or tenants and said property is more commonly known as 4405 Marjorie Road, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Flagstar Bank, FSB as Attorney in Fact for Dairy A. Baynes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 1/6/09 Our file no. 52839508-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594131,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Guillermo Iniquez Becerra to Washington Mutual Bank, FA dated December 28, 2007 in the amount of $180,000.00, and recorded in Deed Book 48544, Page 329, Gwinnett County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 241 of the 6th District of Gwinnett County, Georgia, being Lot 9, Block I, Edgemoor North Subdivision, Unit 8, as per plat recorded in Plat Book T, Page 87, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto. Said property is known as 5207 Edgemoor Drive, Norcross, GA 30071, together with all fixtures and personal property attached to and constituting a part of said property, if any. which has the property address of 5207 Edgemoor Drive, Norcross, Georgia ., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Guillermo Iniquez Becerra and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. JPMorgan Chase Bank, National Association Attorney in Fact for Guillermo Iniquez Becerra Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-22450 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594320,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Benetta Behnzukeh to Mortgage Electronic Registration Systems, Inc. , dated February 6, 2007, recorded in Deed Book 47608, Page 656, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association, as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($99,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 242 of the 6th District, Gwinnett County, Georgia, being Unit 804 of Sierra West Condominiums as per plat recorded in Condominium Plat Book 3, Pages 262 - 264, Gwinnett County records, which plat is hereby referred to and made a part hereof, together with all right, title and interest contained in the declaration of covenants, conditions and restriction recorded in Deed Book 43119, Page 134, Gwinnett County records, as amended, being improved property known as 804 Summer Place according to the present system of numbering in the City of Norcross, Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, 800-622-5035. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Benetta Behnzukeh or a tenant or tenants and said property is more commonly known as 804 Summer Place, Unit 804, Norcross, Georgia 30071. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association, as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-1 as Attorney in Fact for Benetta Behnzukeh McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 1/6/09 Our file no. 52700208-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599080,12/11,18,25,1/1 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Eric D. Bell and Stevie N. Bell to Mortgage Electronic Registration Systems, Inc . dated June 16, 2006, and recorded in Deed Book 46697, Page 387, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company, by Assignment securing a Note in the original principal amount of $104,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 322 of the 7th District, Gwinnett County, Georgia, being Lot 2, Block C, Unit One of Sycamore Summit Subdivision, as per plat thereof recorded in Plat Book 51, Page 206, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. Said property is known as 5567 Sycamore Road, Sugar Hill, GA 30518, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Eric D. Bell and Stevie N. Bell, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Eric D. Bell and Stevie N. Bell , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. EverHome Mortgage Company as Attorney-in-Fact for Eric D. Bell and Stevie N. Bell File no. 08-002343 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/BB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07593946,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Chasity Bellagamba and Trevor Bellagamba to Mortgage Electronic Registration Systems, Inc, dated February 28, 2005, recorded in Deed Book 42069, Page 194, Gwinnett County, Georgia records, as last transferred to HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-HE3, Asset Backed Pass-Through Certificates by assignment to be recorded at Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY FIVE THOUSAND ONE HUNDRED FIFTY AND 00/100 DOLLARS ($155,150.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January 2009 the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 339 OF THE 4TH DISTRICT, GWINNETT COUNTY, GEORGIA AND BEING LOT 86, BLOCK A, PHASE ONE OF ELLINGTON SPRINGS SUBDIVISION, AS SHOWN ON PLAT OF SAID SUBDIVISION RECORDED IN PLAT BOOK 103, PAGE 32, GWINNETT COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, 12650 Ingenuity Drive, Orlando, FL 32826, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Chasity Bellagamba and Trevor Bellagamba or a tenant or tenants and said property is more commonly known as 5063 Laythan Jace Court, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-HE3, Asset Backed Pass-Through Certificates as Attorney in Fact for Chasity Bellagamba and Trevor Bellagamba. McCalla Raymer, LLC Attn: Ocwen Team Six Concourse Parkway, Suite 3200 Atlanta, GA 30328 950-06599514,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ronald P. Bertrand, Jr. and Michelle Bertrand to Mortgage Electronic Registration Systems, Inc. , dated March 9, 2007, recorded in Deed Book 47666, Page 650, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTEEN THOUSAND FOUR HUNDRED THIRTY-FIVE AND 0/100 DOLLARS ($216,435.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 91, 5th District, Gwinnett County, Georgia, Being Lot 36, Hawthorn Farms Subdivision, Unit II, as per Plat recorded at Plat Book 115, Page 225, Gwinnett County, Georgia records, said Plat being incorporated herein by reference. Subject to any right of way deeds or other easements of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald P. Bertrand, Jr. and Michelle Bertrand or a tenant or tenants and said property is more commonly known as 2591 Farmstead Ct, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans Servicing LP as Attorney in Fact for Ronald P. Bertrand, Jr. and Michelle Bertrand McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ps1 1/6/09 Our file no. 52614908-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594017,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Liliana Monsalve Betancur to Aames Funding Corporation DBA Aames Home Loan , dated December 14, 2005, recorded in Deed Book 46091, Page 468, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Pass-Through Certificates, (SASCO) Series 2006-AMI by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($128,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of alnd lying and being in ALnd Lot 94, 6th District, Gwinnett County, Georgia, being Lot 5, Block B, Barrington Farms Subdivision, as per plat thereof recorded in Plat Book 6, Page 236, Gwinnett County Records, said plat being incorporated herein by The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Manhattan Mortgage Corporation, 10790 Rancho Bernardo Road, San Diego, CA 92127, 877-838-1882x52195. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Liliana Monsalve Betancur or a tenant or tenants and said property is more commonly known as 1157 Barrington Court SW, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as Trustee for Structured Asset Securities Corporation Mortgage Pass-Through Certificates, (SASCO) Series 2006-AMI as Attorney in Fact for Liliana Monsalve Betancur McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ssh 1/6/09 Our file no. 52763208-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599364,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT, ASSIGNMENT OF RENTS, SECURITY AGREEMENT AND FINANCING STATEMENT UNDER AND BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt, Assignment of Rents, Security Agreement and Financing Statement dated December 26, 2002, executed and delivered by BEVERLY HENRY DISTINCTIVE HOMES, INC. (the "Borrower") to WACHOVIA BANK, NATIONAL ASSOCIATION ("Lender"), and recorded in Deed Book 30496, Page 121, records of Gwinnett County, Georgia, as modified by that certain Modification and Extension of Deed to Secure Debt dated October 26, 2006, and recorded in Deed Book 47220, Page 811, aforesaid records (as modified, the "Security Deed"), Lender, as Attorney-in-Fact for Borrower, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property (hereinafter collectively referred to as the "Premises"): (a) The real property lying and being in Gwinnett County, Georgia and described in Exhibit "A" attached hereto and incorporated herein by reference (the "Land"); and EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 278 of the 7th District of Gwinnett County, Georgia, being Lot 107 Block A, as described on that certain subdivision plat for The River Club, Phase 1 recorded in Plat Book 95 at Pages 135-143, in the office of the Clerk of Superior Court of Gwinnett County, Georgia. (b) All buildings and other improvements located in, on or about the Land, and all of Borrower's building materials intended for incorporation but not incorporated into the improvements to the Land, and all furnishings, furniture, fixtures, machinery, equipment, tools, and all other personal property or chattels used in connection with the operation of such improvements, specifically including, without limitation, appliances, gas and electric fixtures and systems, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures and systems, carpeting and other floor coverings, water heaters, air conditioning apparatus and systems, window screens, awnings, storm sashes and any other personal property collateral described in any schedule of additional personal property collateral attached to the Security Deed, whenever acquired by Borrower and located in, upon or under the Land, together with all additions and accessions thereto and replacements and proceeds thereof (the "Improvements"); and (c) All rents, issues, profits, royalties, income and other benefits derived from the Land and the Improvements, and the proceeds from any insurance or condemnation award relating to the Land and the Improvements; and all the rights, interest and privileges which the Borrower as lessor has or may have in the leases affecting the Land or the Improvements or any part thereof, as such leases may have been modified, extended and renewed, together with any and all guarantees of such leases and all security deposits received in connection with such leases; and (d) All easements, rights-of-way and rights used in connection with the Land and the Improvements or as a means of access thereto, and all tenements, hereditaments and appurtenances thereof and thereto; and (e) All of Borrower's deposit accounts (as such term is defined in the Uniform Commercial Code of the State of Georgia, as the same may be amended from time to time) held by Lender. The Premises will be sold as the property of Borrower. To the best of the knowledge of Lender, the Premises is in the possession of Borrower or those claiming by, through or under Borrower. The Premises will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Premises; and (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority. The Security Deed secures the indebtedness now evidenced by that certain Promissory Note dated December 26, 2002, made, executed and delivered by Borrower to Lender in the original principal amount of $2,201,250.00, as modified to a principal indebtedness of $1,755,000.00 by that certain Promissory Note dated October 26, 2006, made, executed and delivered by Borrower to Lender (as modified, the "Note"), together with other indebtedness of Borrower to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed. The proceeds of the sale of the Premises shall be applied first to the expenses of publication, notice and sale, including attorney's fees (notice of intent to collect attorney's fees having been given and hereby given), and as otherwise provided by the Security Deed. The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned's intent will be given by announcement made at the commencement of the public sale. WACHOVIA BANK, NATIONAL ASSOCIATION As Attorney-in-Fact for BEVERLY HENRY DISTINCTIVE HOMES, INC. Eugene D. Bryant, Esq. Smith, Gambrell & Russell, LLP 1230 Peachtree Street Atlanta, Georgia 30309 (404) 815-3500 950-06599362,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT, ASSIGNMENT OF RENTS AND SECURITY AGREEMENT UNDER AND BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt, Assignment of Rents and Security Agreement dated July 28, 2005, executed and delivered by BEVERLY HENRY DISTINCTIVE HOMES, INC. (the "Borrower") to WACHOVIA BANK, NATIONAL ASSOCIATION ("Lender"), and recorded in Deed Book 43782, Page 210, records of Gwinnett County, Georgia, as modified by that certain Modification and Extension of Deed to Secure Debt dated February 20, 2008, and recorded in Deed Book 48840, Page 178, aforesaid records (as modified, the "Security Deed"), Lender, as Attorney-in-Fact for Borrower, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property (hereinafter collectively referred to as the "Premises"): ALL THAT tract or parcel of land, situate, lying and being in the State of Georgia, County of Gwinnett, and more particularly described on Exhibit "A" hereto (the "Land"); EXHIBIT "A" ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 284 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 222, THE RIVER CLUB, PHASE IV, UNIT 2, AS PER PLAT RECORDED IN PLAT BOOK 110, PAGE 32-37, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE REFERENCE HERETO. TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the Land; (ii) all fixtures, machinery, equipment and other articles of real, personal or mixed property attached to, situated or installed in or upon, or used in the operation or maintenance of, the Land or any buildings or improvements situated thereon, whether or not such real, personal or mixed property is or shall be affixed to the Land; (iii) all building materials, building machinery and building equipment delivered on site to the Land during the course of, or in connection with, any construction, repair or renovation of the buildings and improvements situated or to be situated thereon; (iv) all leases, licenses or occupancy agreements of all or any part of the Land and all extensions, renewals, and modifications thereof, and any options, rights of first refusal or guarantees relating thereto; all rents, income, revenues, security deposits, issues, profits, awards and payments of any kind payable under the leases or otherwise arising from the Land; (v) all contract rights, accounts receivable and general intangibles relating to the Land or the use, occupancy, maintenance, construction, repair or operation thereof; all management agreements, franchise agreements, utility agreements and deposits; all maps, plans, surveys and specifications; all warranties and guaranties; all permits, licenses and approvals; and all insurance policies; (vi) all estates, rights, tenements, hereditaments, privileges, easements, and appurtenances of any kind benefiting the Land; all means of access to and from the Land, whether public or private; and all water and mineral rights; and (vii) all "Proceeds" of any of the above-described property, which term shall have the meaning given to it in the Uniform Commercial Code of the jurisdiction where the Security Deed is recorded, whether cash or non-cash, and including insurance proceeds and condemnation awards; and all replacements, substitutions and accessions thereof. The Premises will be sold as the property of Borrower. To the best of the knowledge of Lender, the Premises is in the possession of Borrower or those claiming by, through or under Borrower. The Premises will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Premises; and (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority. The Security Deed secures the indebtedness now evidenced by that certain Promissory Note dated July 28, 2005, made, executed and delivered by Borrower to Lender in the original principal amount of $1,912,500.00, as modified to a principal indebtedness of $494,226.03 by that certain Promissory Note dated February 20, 2008, made, executed and delivered by Borrower to Lender (as modified, the "Note"), together with other indebtedness of Borrower to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed. The proceeds of the sale of the Premises shall be applied first to the expenses of publication, notice and sale, including attorney's fees (notice of intent to collect attorney's fees having been given and hereby given), and as otherwise provided by the Security Deed. The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned's intent will be given by announcement made at the commencement of the public sale. WACHOVIA BANK, NATIONAL ASSOCIATION As Attorney-in-Fact for BEVERLY HENRY DISTINCTIVE HOMES, INC. Eugene D. Bryant, Esq. Smith, Gambrell & Russell, LLP 1230 Peachtree Street Atlanta, Georgia 30309 (404) 815-3500 950-06599363,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT AND ASSIGNMENT OF RENTS UNDER AND BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt and Assignment of Rents dated December 15, 2005, executed and delivered by BEVERLY HENRY DISTINCTIVE HOMES, INC. (the "Borrower") to WACHOVIA BANK, NATIONAL ASSOCIATION ("Lender"), and recorded in Deed Book 45778, Page 14, records of Gwinnett County, Georgia, as modified by that certain Modification and Extension of Deed to Secure Debt dated January 22, 2007, and recorded in Deed Book 47535, Page 128, aforesaid records (as modified, the "Security Deed"), Lender, as Attorney-in-Fact for Borrower, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property (hereinafter collectively referred to as the "Premises"): ALL THAT tract or parcel of land, situate, lying and being in the State of Georgia, County of Gwinnett, and more particularly described on Exhibit "A" hereto (the "Land"); EXHIBIT "A" ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 162 AND 163 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 812 , BLOCK J, SUGARLOAF COUNTRY CLUB, POD 10B, UNIT 3, AS PER PLAT RECORDED IN PLAT BOOK 111, PAGES 273-275, GWINNETT COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the Land; (ii) all fixtures attached to the Land or any buildings or improvements situated thereon; and (iii) all estates, rights, tenements, hereditaments, privileges, rents, issues, profits easements, and appurtenances of any kind benefiting the Land; all means of access to and from the Land, whether public or private; and all water and mineral rights. The Premises will be sold as the property of Borrower. To the best of the knowledge of Lender, the Premises is in the possession of Borrower or those claiming by, through or under Borrower. The Premises will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Premises; and (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority. The Security Deed secures the indebtedness now evidenced by that certain Promissory Note dated December 15, 2005, made, executed and delivered by Borrower to Lender in the original principal amount of $900,000.00, as modified to a principal indebtedness of $351,465.00 by that certain Promissory Note dated January 22, 2007, made, executed and delivered by Borrower to Lender, as further modified to a principal indebtedness of $1,448,535.00 by that certain Promissory Note dated January 31, 2007, made, executed and delivered by Borrower to Lender, as further modified to a principal indebtedness of $1,912,500.00 by that certain Promissory Note dated October 9, 2007, made, executed and delivered by Borrower to Lender (as modified, the "Note"), together with other indebtedness of Borrower to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed. The proceeds of the sale of the Premises shall be applied first to the expenses of publication, notice and sale, including attorney's fees (notice of intent to collect attorney's fees having been given and hereby given), and as otherwise provided by the Security Deed. The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned's intent will be given by announcement made at the commencement of the public sale. WACHOVIA BANK, NATIONAL ASSOCIATION As Attorney-in-Fact for BEVERLY HENRY DISTINCTIVE HOMES, INC. Eugene D. Bryant, Esq. Smith, Gambrell & Russell, LLP 1230 Peachtree Street Atlanta, Georgia 30309 (404) 815-3500 950-06599361,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Charles S. Blamo to Mortgage Electronic Registration Systems, Inc . dated September 7, 2007 in the amount of $401,850.00, and recorded in Deed Book 48270, Page 260 (Re-recorded @ bk:48799/pg:258), Gwinnett County, Georgia Records; as last transferred to IndyMac Federal Bank FSB by assignment; the undersigned, IndyMac Federal Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All That Tract Or Parcel Of Land Lying And Being In Land Lot 232 Of The 5th District, Gwinnett County, Georgia, Being Lot 127, Block C, Great River At Tribble Mill Subdivision, Unit Two, Phase Three, As Per Plat Recorded In Plat Book 104, Pages 212-213, Gwinnett County, Georgia Records, Said Plat Being Incorporated Herein And Made Reference Thereto. which has the property address of 1028 River Forest Point, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Charles S. Blamo and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Federal Bank FSB Attorney in Fact for Charles S. Blamo Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-04952 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594137,12/11,18,25,1/1 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Gary Lockman to Leader Federal Mortgage, Inc. dated May 8, 1986, and recorded in Deed Book 3565, Page 90, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverBank, by Assignment securing a Note in the original principal amount of $84,181.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 318 of the 6th District, Gwinnett County, Georgia being Lot 7, Block B, The Timbers Subdivision, as per plat recorded in Plat Book 13, Page 300, Gwinnett County, Georgia Records, which plat is referred to and made a part of this description Said property is known as 3983 Everett Court, Duluth, GA 30097, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Gary Lockman, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of William Joe Bleckley and Barbara G. Bleckley; Gary Lockman , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Everbank as Attorney-in-Fact for Gary Lockman File no. 05-1310 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/BB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594225,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lisa A. Bloomfield to HomeBanc Mortgage Corporation dated June 12, 2006 in the amount of $145,600.00, and recorded in Deed Book 46622, Page 108, Gwinnett County, Georgia Records; as last transferred to Citibank, N.A., as Trustee by assignment; the undersigned, Citibank, N.A., as Trustee pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 171 of the 5th District, Gwinnett County, Georgia, and being a portion of Lot 15, Block A, Unit One, Magnolia Place Subdivision, and being more particularly described as follows: Beginning at a Point on the Westerly Right of Way of Spanish Moss Lane (50 foot Right of Way) which point is located a distance of 833.13 feet as measured along said Right of Way from its intersection with the 50 foot Right of Way of Savannah Rose Way, said point also being at the Southeasterly corner of Lot 15, Block A, Magnolia Place, Unit One, as shown on Plat Book 73, Page 173, Gwinnett County, Georgia Records; run thence South 81 Degrees 19 Minutes 48 Seconds West along the line dividing Lots 14 and 15, said block, unit and subdivision a distance of 146.86 feet to a point; run thence North 08 Degrees 40 Minutes 12 Seconds West a distance of 100.0 feet to a point; run thence North 81 Degrees 19 Minutes 48 Seconds East along the line dividing Lots 15 and 16, said block, unit and subdivision a distance of 141.43 feet to a point on the Westerly Right of Way of Spanish Moss Lane; run thence in a Southerly and Southeasterly of Spanish Moss Lane; run thence in a Southerly and Southeasterly direction, along said Right of Way and following the curvature thereof, a distance of 100.41 feet to the Point of Beginning. which has the property address of 1015 Spanish Moss Lane, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Lisa A. Bloomfield and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Citibank, N.A., as Trustee Attorney in Fact for Lisa A. Bloomfield Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-26584 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07593799,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Abraham Boateng and Christine Anhui to Chase Bank USA, N.A. , dated October 20, 2005, recorded in Deed Book 45335, Page 226, Gwinnett County, Georgia Records, as last transferred to JPMorgan Chase Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTEEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($213,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 53, 5th District, Gwinnett County, Georgia, being Lot 3 of Patterson Mill Subdivision, as per plat recorded in Plat Book 94, Page 252, Gwinnett County, Georgia, records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Manhattan Mortgage Corporation, 10790 Rancho Bernardo Road, San Diego, CA 92127, 877-838-1882x52195. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Abraham Boateng or a tenant or tenants and said property is more commonly known as 644 Patterson Rd, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, N.A. as Attorney in Fact for Abraham Boateng and Christine Anhui McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lr3 1/6/09 Our file no. 52345408-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599336,12/11,18,25,1/1 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Wole Bolaji to Cardinal Financial Company, Ltd. Partnership dated October 25, 2002, and recorded in Deed Book 29781, Page 101, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. , by Assignment securing a Note in the original principal amount of $127,499.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 53 of the 6th District, of Gwinnett County, Georgia, and being Lot 86, Block A of Oakland Creek, as per plat recorded in Plat Book 85, Page 183 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Said property is known as 2394 Oakland Spring Drive, Snellville, GA 30039 , together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Wole Bolaji, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Wole Bolaji, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, N.A. as Attorney-in-Fact for Wole Bolaji File no. 08-007477 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LS www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594134,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT AND ASSIGNMENT OF RENTS UNDER AND BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt and Assignment of Rents dated January 24, 2006, executed and delivered by BONNER & BONNER, INC. (the "Borrower") to WACHOVIA BANK, NATIONAL ASSOCIATION ("Lender"), and recorded in Deed Book 46204, Page 442, records of Gwinnett County, Georgia (the "Security Deed"), Lender, as Attorney-in-Fact for Borrower, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property (hereinafter collectively referred to as the "Premises"): ALL THAT tract or parcel of land, situate, lying and being in the State of Georgia, County of Gwinnett, and more particularly described on Exhibit "A" hereto (the "Land"); EXHIBIT "A" ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 74 and 75 of the 7th District, Gwinnett County, Georgia being Lots 1-8 Block "A, " of Ewell Parc FKA Herrington Road Subdivision as per plat recorded in Plat Book 110, Pages 186-188, Gwinnett County, Georgia records which plat and the legal description recorded thereon are incorporated herein by reference. TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the Land; (ii) all fixtures attached to the Land or any buildings or improvements situated thereon; and (iii) all estates, rights, tenements, hereditaments, privileges, rents, issues, profits easements, and appurtenances of any kind benefiting the Land; all means of access to and from the Land, whether public or private; and all water and mineral rights. The Premises will be sold as the property of Borrower. To the best of the knowledge of Lender, the Premises is in the possession of Borrower or those claiming by, through or under Borrower. The Premises will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Premises; and (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority. The Security Deed secures the indebtedness now evidenced by that certain Promissory Note dated January 24, 2006, made, executed and delivered by Borrower to Lender in the original principal amount of $1,504,000.00 (the "Note"), together with other indebtedness of Borrower to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed. The proceeds of the sale of the Premises shall be applied first to the expenses of publication, notice and sale, including attorney's fees (notice of intent to collect attorney's fees having been given and hereby given), and as otherwise provided by the Security Deed. The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned's intent will be given by announcement made at the commencement of the public sale. WACHOVIA BANK, NATIONAL ASSOCIATION As Attorney-in-Fact for BONNER & BONNER, INC. Eugene D. Bryant, Esq. Smith, Gambrell & Russell, LLP 1230 Peachtree Street Atlanta, Georgia 30309 (404) 815-3500 950-06599405,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Arnet Boone to Bank of America, N.A., dated October 16, 2007, recorded October 25, 2007, in Deed Book 48375, Page 0596, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Million and 00/100 dollars ($1,000,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bank Of America, N.A. , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 157 AND 164 OF THE 7TH DISTRICT, OF GWINNETT COUNTY, GEORGIA, BEING LOT 519, BLOCK P, SUGARLOAF COUNTRY CLUB SUBDIVISION, PHASE 111, POD 15, AS RECORDED IN PLAT BOOK 81, PAGE 197-199, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property is commonly known as 2693 Bonar Hall Path, Duluth, GA 30097. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Arnet Boone or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BANK OF AMERICA, N.A. as Attorney in Fact for ARNET BOONE Lender Contact: BOA, Loss Mitigation Dept., 475 CrossPoint Parkway, P.O. Box 9000, Getzville, NY 14068-9000 TELEPHONE NUMBER: 800-846-2222 Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092 TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 218303.0147 WWW.ADORNO.COM/ATLDOCS/SALES.HTML 950-07594193,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by David A. Boone to First Franklin Financial Corporation, dated August 15, 2003, recorded in Deed Book 35170, Page 213, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($127,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 248 of the 5th District, of Gwinnett County, Georgia being Lot 3, Block A of Leigh's Meadow Subdivision, Unit I, as per plat recorded in Plat Book 76, Page 14 records, of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, 800-622-5035. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is David A. Boone or a tenant or tenants and said property is more commonly known as 1775 Leigh Meadow Drive, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1 as Attorney in Fact for David A. Boone McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 1/6/09 Our file no. 52698408-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599081,12/11,18,25,1/1 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Sandra Boreland, and Hazel M. Boreland, and Horace E. Boreland to Mortgage Electronic Registration Systems, Inc . dated August 4, 2004, and recorded in Deed Book 39482, Page 254, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for Home Equity Loan Trust Series ACE 2005-HE3, by Assignment securing a Note in the original principal amount of $218,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 6, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 36, 6th District Gwinnett County, Georgia, being Lot 13, Block J, Bridlegate, F/K/A Trotter's Ridge, Unit II, as recorded in Plat Book 66, Page 174, Gwinnett County Records, said plat is incorporated herein and made a part hereof by reference. Said property is known as 4122 Trotters Way Drive, Snellville, GA 30039 , together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Sandra Boreland, and Hazel M. Boreland, and Horace E. Boreland, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Sandra Boreland; Hazel M. and Horace E. Boreland , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, National Association, as Trustee for Home Equity Loan Trust Series ACE 2005-HE3 as Attorney-in-Fact for Sandra Boreland, and Hazel M. Boreland, and Horace E. Boreland File no. 08-000027 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594339,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Angela D. Botello and Adam A. Sowinski to HomeBanc Mortgage Corporation dated August 25, 2006 in the amount of $143,550.00, and recorded in Deed Book 46972, Page 812, Gwinnett County, Georgia Records; as last transferred to EMC Mortgage Corporation by assignment; the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 242 of the 6th District, Gwinnett County, Georgia, being Unit 222 of Sierra West Condominiums as per plat recorded in Condominium Plat Book 3, Pages 262-264, Gwinnett County Records, which plat is hereby referred to and made a part hereof, together with all right, title and interest contained in the Declaration of Covenants, Conditions and Restrictions recorded in Deed Book 43119, Page 134, Gwinnett County Records, as amended, being improved property known as 222 Summer Place according to the present system of numbering in the City of Norcross, Gwinnett County, Georgia. which has the property address of 222 Summer Place, Norcross, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Angela D. Botello and Adam A. Sowinski and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. EMC Mortgage Corporation Attorney in Fact for Angela D. Botello and Adam A. Sowinski Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-25300 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594304,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Anette G. Boucard to Mortgage Electronic Registration Systems, Inc ., dated January 19, 2007, recorded in Deed Book 47515, Page 393, Gwinnett County, Georgia Records, as last transferred to The Bank of New York as Trustee for the Certificateholders of CWALT, Inc. Asset-Backed Certificates, Series 2007-06 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED ONE THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($201,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 72 of the 5th District, Gwinnett County, Georgia, being described according to a survey prepared for Lois T. Shell by Hann, Meeks and Bagwell, dated May 13, 1983 and being more particularly described as follows: Beginning at a point located on the centerline of Ridgedale Drive (80 foot right-of-way) 676.2 feet southeasterly from a point where the centerline of Ridgedale Drive intersects the centerline of Pharrs Road; running thence south 14 Degrees 35 Minutes 21 Seconds west 40.31 feet to an Iron pin set on the southerly right-of-way of Ridgedale Drive, which point is the true point of beginning; running thence south 58 Degrees 35 Minutes 27 Seconds east a chord distance 258.97 feet and an arc distance of 260.18 feet, as measured along the southerly right-of-way of said Ridgedale Drive to an Iron pin set; running thence south 36 Degrees 10 Minutes 21 Seconds west 438.36 feet to an Iron pin found; running thence north 37 Degrees 22 Minutes 42 Seconds west a distance of 110.00 feet to an Iron pin found; running thence north 14 Degrees 35 Minutes 21 Seconds east 414.79 feet to the true point of beginning. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Anette G. Boucard or a tenant or tenants and said property is more commonly known as 1865 Ridgedale Drive, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The Bank of New York as Trustee for the Certificateholders of CWALT, Inc. Asset-Backed Certificates, Series 2007-06 as Attorney in Fact for Anette G. Boucard McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/vb1 1/6/09 Our file no. 52607108-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599142,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carolyn Boumait to Mortgage Electronic Registration Systems, Inc. , dated February 28, 2003, recorded in Deed Book 31401, Page 40, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND NINE HUNDRED TWENTY-EIGHT AND 0/100 DOLLARS ($116,928.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 52 of the 6th District, Gwinnett County, Georgia, being Lot 42, Block A, Plantation Forest, Unit One, as per plat recorded in Plat Book 43, Page 41, Gwinnett County, Georgia, Records, which plat is hereby referred to and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Carolyn Boumait or a tenant or tenants and said property is more commonly known as 2190 Boone Place, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Carolyn Boumait McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/car 1/6/09 Our file no. 52240604-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599649,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Connie S. Bowen and Johnny R. Bowen to Mortgage Electronic Registration Systems, Inc . dated August 19, 2005 in the amount of $153,900.00, and recorded in Deed Book 44273, Page 0001, Gwinnett County, Georgia Records; as last transferred to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-PC1 by assignment; the undersigned, LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-PC1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 93 of the 7th District, Gwinnett County, Georgia, and being known as Lot 25, Block B, Peachtree Downs Subdivision, as per plat recorded in Plat Book 32, Page 55, Gwinnett County, Georgia records, which Plat is incorporated herein and by this reference made a part hereof. Parcel/Tax I.D. #: 7-093-123. Commonly known as: 1940 Winners Circle, Lawrenceville, GA 30043 which has the property address of 1940 Winners Circle, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Connie S. Bowen and Johnny R. Bowen and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-PC1 Attorney in Fact for Connie S. Bowen and Johnny R. Bowen Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11348 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594352,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Shawna Marie Bowen to New Century Mortgage Corporation dated May 23, 2005 in the amount of $143,440.00, and recorded in Deed Book 42993, Page 0002, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-3 by assignment; the undersigned, Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-3 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 32 of the 7th District, Gwinnett County, Georgia, being Lot 13, Block B, Unit One of Fairview Station Walk Subdivision, as per plat thereof recorded in Plat Book 55, page 239, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. which has the property address of 560 Station View Run, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Shawna Marie Bowen and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-3 Attorney in Fact for Shawna Marie Bowen Anthony DeMarlo, Attorney/kgassett McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-25142 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07593728,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Robert Dean Boyer to Bank of America, N.A. , dated November 29, 2005, recorded in Deed Book 45480, Page 230, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-TWO THOUSAND SEVEN HUNDRED NINETY-SEVEN AND 0/100 DOLLARS ($172,797.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 104 of the 5th District, Gwinnett County, Georgia, being Lot 2, Block A, Unit One, Waterton Subdivision, as per plat recorded in Plat Book 19, page 51, Gwinnett County Records, which plat is hereby referred to and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert Dean Boyer and Sally A. Boyer or a tenant or tenants and said property is more commonly known as 1189 Lakeview Road, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Robert Dean Boyer McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pxs 1/6/09 Our file no. 5213407-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599317,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Lonnie Boykin, Jr. and Alisa W. Boykin to Mortgage Electronic Registration Systems, Inc. , dated March 28, 2005, recorded in Deed Book 42195, Page 120, Gwinnett County, Georgia Records, as last transferred to US Bank National Association as Trustee for Credit Suisse First Boston HEAT 2005-4 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND EIGHTY AND 0/100 DOLLARS ($118,080.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 35 of the 5th District, Gwinnett County, Georgia, being Lot 3, Block A, of Unit One, Twin Oaks Farms Subdivision, as per plat recorded in Plat Book 80, Page 93, in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: A.S.C. for Norwest Home Improvement, PO Box 10328, Des Moines, IA 50306-0328, 1-800-662-3806. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lonnie Boykin, Jr. and Alisa W. Boykin or a tenant or tenants and said property is more commonly known as 2235 Shady Oaks Dr, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. US Bank National Association as Trustee for Credit Suisse First Boston HEAT 2005-4 as Attorney in Fact for Lonnie Boykin, Jr. and Alisa W. Boykin McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/yjr 1/6/09 Our file no. 5221707-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599430,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jewel M Boykins and Daisy L Ruffin and Edward P Ruffin to Mortgage Electronic Registration Systems, Inc. dated April 2, 2003 in the amount of $179,200.00, and recorded in Deed Book 32384, Page 137, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 47 of the 7th District, Gwinnett County, Georgia, being Lot 44, Block A of Chandler Creek Subdivision, Unit One, according to plat recorded in Plat Book 51, Page 46, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference; being improved property more commonly known as 1465 Gabriel Drive, according to the present system of numbering houses in the City of Lawrenceville, Georgia. which has the property address of 1465 Gabriel Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jewel M Boykins and Daisy L Ruffin and Edward P Ruffin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Jewel M Boykins and Daisy L Ruffin and Edward P Ruffin Anthony DeMarlo, Attorney/thayle McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-07952 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594248,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GWINNETT COUNTY, GEORGIA By virtue of the Power of Sale contained in that certain Security Deed from Lesia W. Branch ("Borrower") in favor of Haven Trust Bank ("Lender"), dated February 16, 2006, filed March 15, 2006 and recorded in Deed Book 46262, Page 652, Superior Court of Gwinnett County, Georgia Records (the "Security Deed"), said Security Deed being given to secure the Guarantee, of an SBA Express Revolving Line of Credit Note made by RLIK Branch Investments Corporation in favor of Lender, the Note being dated April 1, 2007, in the original principal amount of THIRTY THOUSAND AND 00/100 DOLLARS ($30,000.00) (hereinafter the "Note"), with interest from the date thereof at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF. EXHIBIT "A" Description of Property (i) All of Borrower's interest in that certain real property commonly known as as 3535 Parkbrooke Lane, Duluth, Gwinnett County, Georgia, and being more particularly described as follows: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 292, 6th District, Gwinnett County, Georgia, being Lot 42, Block "F", Unit Three, The Grove at Willbrooke, and as more completely shown on that plat recorded at Plat Book 80, Page 106, Gwinnett County, Georgia records, which recorded plat is incorporated herein and made a part hereof by reference. (ii)All buildings, structures and improvements of every nature whatsoever now or hereafter situated on the Land, and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers, and any other safety equipment required by governmental regulation or law, washers, dryers, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes, which are or shall be owned by Borrower and attached to said buildings, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles, building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever now or hereafter owned by Borrower and located in, on or about, or used or intended to be used with or in connection with the use, operation or enjoyment of the Property, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacement and substitutions, or proceeds from a permitted sale of any of the foregoing and all the right, title and interest of Borrower in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and personal property subject to or conveyed by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments now or hereafter made by Borrower or on behalf of Borrower, all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way now or hereafter belong, relate or appertain to the Property or any part thereof or are now or hereafter acquired by Borrower; and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared and shall be deemed to be fixtures and accessions to the Land and a part of the Property as between the parties hereto and all persons claiming by, through or under them, and which shall be deemed to be a portion of the security for the indebtedness herein described and to be secured by this Deed. The location of the above described collateral is also the location of the Land. (iii)All easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter located on the Land or under or above the same or any part or parcel therof and all estates, rights, titles, interest, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the Property or any part thereof, or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Borrower. (iv)All income, rents, issues, profits and revenues of the Property from time to time accruing (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by Borrower or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Borrower or, in and to the same; reserving only the right to Borrower to collect the same (other than insurance proceeds and condemnation payments) so long as Borrower is not in default hereunder. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees (notice of intent to collect attorneys' fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed set out above, including but not limited to that certain Deed to Secure Debt in favor of Horizon Bank n/k/a Haven Trust Bank, dated March 23, 2005, recorded April 6, 2005 in Deed Book 42236, Page 17, Gwinnett County, Georgia records. To the best knowledge and belief of Lender, the described property is in the possession of Borrower, and said property is more commonly known as 3535 Parkbrooke Lane, Duluth, Gwinnett County, Georgia. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit as to the status of the loan with the holder of the Security Deed. Haven Trust Bank, Successor-in-interest to Horizon Bank As Attorney-in-Fact for Lesia W. Branch Richard G. Gaalema, Esq. Kitchens Kelley Gaynes, P.C. 3495 Piedmont Road NE Eleven Piedmont Center, Suite 900 Atlanta, Georgia 30305 404-237-4100 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594318,12/11.18,25,1/1 NOTICE OF SALE UNDER POWER GWINNETT COUNTY, GEORGIA By virtue of the Power of Sale contained in that certain Deed to Secure Debt from Lesia Branch ("Borrower") in favor of Horizon Bank n/k/a Haven Trust Bank ("Lender" ), dated March 23, 2005, filed April 6, 2005 and recorded in Deed Book 42236, Page 17, Superior Court of Gwinnett County, Georgia Records (the "Security Deed"), said Security Deed being given to secure the Guarantee, of a Note made by RLIK Branch Investments Corporation in favor of Lender, dated March 23, 3005, in the original principal amount of ONE HUNDRED TWENTY THOUSAND AND 00/100 DOLLARS ($120,000.00) (hereinafter the "Note"), with interest from the date thereof at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF. EXHIBIT "A" Description of Property (i) All of Borrower's interest in that certain real property commonly known as as 3535 Parkbrooke Lane, Duluth, Gwinnett County, Georgia, and being more particularly described as follows: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 292, 6th District, Gwinnett County, Georgia, being Lot 42, Block "F", Unit Three, The Grove at Willbrooke, and as more completely shown on that plat recorded at Plat Book 80, Page 106, Gwinnett County, Georgia records, which recorded plat is incorporated herein and made a part hereof by reference. (ii)All buildings, structures and improvements of every nature whatsoever now or hereafter situated on the Land, and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers, and any other safety equipment required by governmental regulation or law, washers, dryers, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes, which are or shall be owned by Borrower and attached to said buildings, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles, building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever now or hereafter owned by Borrower and located in, on or about, or used or intended to be used with or in connection with the use, operation or enjoyment of the Property, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacement and substitutions, or proceeds from a permitted sale of any of the foregoing and all the right, title and interest of Borrower in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and personal property subject to or conveyed by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments now or hereafter made by Borrower or on behalf of Borrower, all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way now or hereafter belong, relate or appertain to the Property or any part thereof or are now or hereafter acquired by Borrower; and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared and shall be deemed to be fixtures and accessions to the Land and a part of the Property as between the parties hereto and all persons claiming by, through or under them, and which shall be deemed to be a portion of the security for the indebtedness herein described and to be secured by this Deed. The location of the above described collateral is also the location of the Land. (iii)All easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter located on the Land or under or above the same or any part or parcel therof and all estates, rights, titles, interest, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the Property or any part thereof, or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Borrower. (iv)All income, rents, issues, profits and revenues of the Property from time to time accruing (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by Borrower or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Borrower or, in and to the same; reserving only the right to Borrower to collect the same (other than insurance proceeds and condemnation payments) so long as Borrower is not in default hereunder. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees (notice of intent to collect attorneys' fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed set out above. To the best knowledge and belief of Lender, the described property is in the possession of Borrower, and said property is more commonly known as 3535 Parkbrooke Lane, Duluth, Gwinnett County, Georgia. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit as to the status of the loan with the holder of the Security Deed. Haven Trust Bank, Successor-in-interest to Horizon Bank As Attorney-in-Fact for Lesia W. Branch Richard G. Gaalema, Esq. Kitchens Kelley Gaynes, P.C. 3495 Piedmont Road NE Eleven Piedmont Center, Suite 900 Atlanta, Georgia 30305 404-237-4100 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07594319,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Marilyn Brannon to Mortgage Electronic Registration Systems, Inc. , dated October 5, 2005, recorded in Deed Book 45184, Page 128, Gwinnett County, Georgia Records, as last transferred to The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JP Morgan Chase Bank, N.A. as Trustee of Structured Asset Mortgage Investments II Inc., Bear Stearns Alt-A Trust, Mortgage Pass-Through Certificates Series 2005-10 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SIX THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($126,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 1 of the 2nd District, Gwinnett County, Georgia, being Lot 61, Block H, Evergreen Subdivision, Unit 3, Phase 1, as per plat thereof recorded in Plat Book 71, Page 170, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Marilyn Brannon or a tenant or tenants and said property is more commonly known as 3135 Evergreen Eve Crossing, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JP Morgan Chase Bank, N.A. as Trustee of Structured Asset Mortgage Investments II Inc., Bear Stearns Alt-A Trust, Mortgage Pass-Through Certificates Series 2005-10 as Attorney in Fact for Marilyn Brannon McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kb4 1/6/09 Our file no. 52557708-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06599436,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Donna K. Braswell to Unity Mortgage Corp., dated April 18, 1994, recorded in Deed Book 10300, Page 11, Gwinnett County, Georgia Records, as last transferred to Northwest Mortgage, Inc. by assignment recorded in Deed Book 13223, Page 13, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-NINE THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($49,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 266 of the 7th District, Gwinnett County Georgia, being Lot 19, Block A Section One of Pebble Brook, as per plat recorded in plat book 5, page 7, in the Office of the Clerk of Superior Court of Gwinnett County Georgia, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Donna K. Braswell or a tenant or tenants and said property is more commonly known as 4633 Vintage Lane, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. fka Northwest Mortgage Inc. as Attorney in Fact for Donna K. Braswell McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/car 1/6/09 Our file no. 52227007-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06598858,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Greg Brennan to Mortgage Electronic Registration Systems Inc dated November 29, 2001 in the amount of $112,273.00, and recorded in Deed Book 25475, Page 145, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2009 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 50, 6th District, Gwinnett County, Georgia, being Lot 27, Block A, Unit One, Rosedale Creek Subdivision (f/k/a Highpoint Square), as per plat recorded in Plat Book 48, Page 23, Gwinnett County, Georgia Records; which recorded plat is incorporated herein by reference and made a part hereof. which has the property address of 3275 Rosedale Creek Court, Snellville, Georgia ., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Greg Brennan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Greg Brennan Anthony DeMarlo, Attorney/thayle McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-12027 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07593779,12/11,18,25,1/1 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Warren Bridges and Sharice Bridges to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for United Financial Mortgage Corp. , dated April 24, 2006, recorded April 28, 2006, in Deed Book 46435, Page 0826, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seventeen Thousand and 00/100 dollars ($117,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to HSBC Bank USA, National Association, As Trustee For The Holders Of Deutsche ALT-B Securities Mortgage Loan Trust, Mortgage Pass-Through Certificates Series 2007, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2009, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 50 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 96, BLOCK A, STEPHENS SQUARE SUBDIVISION, PHASE I, AS SHOWN ON PLAT OF SUBJECT PROPERTY RECORDED AT PLAT BOOK 42, PAGE 192, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. BEING IMPROVED PROPERTY KNOWN AS 121 MONA COURT, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA. Said property is commonly known as 121 Mona Court, Lawrenceville, GA 30044. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Warren Bridges and Sharice Bridges or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF DEUTSCHE ALT-B SECURITIES MORTGAGE LOAN TRUST, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2007 as Attorney in Fact for WARREN BRIDGES AND SHARICE BRIDGES Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024 TELEPHONE NUMBER: 800-669-6087 Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092 TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215400.5126 WWW.ADORNO.COM/ATLDOCS/SALES.HTML 950-07594315.12/11,18,25,1/1