NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Philip Ramsden and Nicole E. Ramsden to Mortgage Electronic Registration Systems, Inc., dated November 10, 2006, recorded in Deed Book 47299, Page 356, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND TWO HUNDRED FIFTY-FIVE AND 0/100 DOLLARS ($145,255.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 45 of the 7th District, Gwinnett County, Georgia Records, being Lot 36, Block D, Unit 1, Jackson's Township Subdivision, as per plat recorded in plat book 38, page 166, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Philip Ramsden and Nicole E. Ramsden or a tenant or tenants and said property is more commonly known as 1284 Township Drive, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Philip Ramsden and Nicole E. Ramsden McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cam 3/4/08 Our file no. 52471007-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583928,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Edilberto Rave to Mortgage Electronic Registration Systems, Inc., dated May 25, 2007, recorded in Deed Book 47944, Page 153, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND AND 0/100 DOLLARS ($151,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 45 of the 5th District of Gwinnett County, Georgia, being Lot 8, Block A, Harrison Cove Subdivision, Unit I, as per plat recorded in Plat Book 40, Page 224, in the Office of the Clerk of the Superior Court, of Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Edilberto Rave or a tenant or tenants and said property is more commonly known as 512 Rockmill Ct, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Edilberto Rave McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 5213308-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518323,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Alexander N. Reed to Mortgage Electronic Registration Systems, Inc. dated February 15, 2006 in the amount of $119,000.00, and recorded in Deed Book 46196, Page 396, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 172 of the 6th District, Gwinnett County, Georgia, being Lot 71, Unit Two, Block C, Glenn Hills Subdivision, as per plat recorded in Plat Book 26, Page 117, Gwinnett County Records. Which plat is incorporated herein by this reference and made a part of this description; being improved property known as 5187 Cold Springs Drive, according to the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 5187 Cold Springs Drive NW, Lilburn, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Alexander N. Reed and Beatriz B. Galindo and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Alexander N. Reed Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02772 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589403,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ronald C. Refec to Mortgage Electronic Registration Systems Inc. , dated November 24, 2004 in the amount of $204,000.00, and recorded in Deed Book 40767, Page 247, Gwinnett County, Georgia Records; as last transferred to HSBC Mortgage Services, Inc. by assignment; the undersigned, HSBC Mortgage Services, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 234, of the 6th District, Gwinnett County, Georgia, being Lot 97, Block A, Hampton Place Subdivision (f/k/a Prel. Unit Two) Phase Four, as per plat recorded in Plat Book 57, Page 248, and Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof reference for a more detailed description. which has the property address of 3021 Oak Hampton Court, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Ronald C. Refec and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. HSBC Mortgage Services, Inc. Attorney in Fact for Ronald C. Refec Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01875 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583658,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Keith A. Reiff and Tanya T. Reiff to Great Western Mortgage Corporation, dated April 4, 1994, recorded in Deed Book 10218, Page 18, Gwinnett County, Georgia Records, as last transferred to DEUTSCHE BANK TRUST COMPANY AMERICAS, AS TRUSTEE by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($77,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 5 of the 6th District of Gwinnett County, Georgia, being Lot 4, Block C, Castle Lake Subdivision, as per plat recorded in Plat Book 47, Page 107, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Keith A. Reiff and Tanya T. Reiff or a tenant or tenants and said property is more commonly known as 4071 South Fork Drive, Lithonia, Georgia 30058. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. DEUTSCHE BANK TRUST COMPANY AMERICAS, AS TRUSTEE as Attorney in Fact for Keith A. Reiff and Tanya T. Reiff McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 51536007-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518288,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Shannon L. Rein to Washington Mutual Bank, FA, dated November 25, 2005, recorded in Deed Book 45704, Page 52, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND THREE HUNDRED EIGHT AND 0/100 DOLLARS ($148,308.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A The following described real property situate in the City of Duluth, County of Gwinnett, and State of Georgia, to wit: All that tract or parcel of land lying and being in Land Lot 237 of the 6th District, Gwinnett County, Georgia, being Lot 20, Block "A" of Bromolow Creek Subdivision, as per plat recorded in plat book 27, page 244, Gwinnett County, Georgia Records, which palt is incorporated herein by reference and made a part hereof. Tax ID # R6237-173 Be fee simple deed from Chadwick Nelson Quayle as set forth in deed book 24018, page 0211 and recorded on 8/1/2001, Gwinnett County Records. The source deed a stated above is the last record of vesting filed for this property. There have been no vesting changes since the date of the above referenced source. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Shannon L. Rein or a tenant or tenants and said property is more commonly known as 2642 Creek Hollow Dr, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank NA as Attorney in Fact for Shannon L. Rein McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/oca 3/4/08 Our file no. 52032906-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583833,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Gerardo Resendez to Coastal Lending Corporation, dated May 19, 2003, recorded in Deed Book 32867, Page 174, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY THOUSAND THREE HUNDRED FIFTY AND 0/100 DOLLARS ($150,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 154 of the 6th District of Gwinnett County, Georgia, being Lot 55, Block B, Windwood Estates, Phase II, as shown on plat of subject property recorded at Plat Book 51, Page 76, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of this description. Being improved property known as 3020 Windwood Trail, according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gerardo Resendez or a tenant or tenants and said property is more commonly known as 3020 Windwood Trail, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Gerardo Resendez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tdb 3/4/08 Our file no. 5157508-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583864,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Susan B. Reyes and Roger Reyes to Mortgage Electronic Registration Systems, Inc. dated October 19, 2005, and recorded in Deed Book 45558, Page 95, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee, by Assignment securing a Note in the original principal amount of $246,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: A certain tract or parcel of land in Gwinnett County, in the State of Georgia, described as follows: All that tract or parcel of land lying and being in Land Lot 38 of the 6th District, Gwinnett County, Georgia, being Lot 2, Block E, Riverfront at the Moorings, Unit Two, as per plat recorded in Plat Book 36, Page 95, Gwinnett County Records, said plat being incorporated herein by reference thereto. Said property is known as 4491 Moorings Lane, Snellville, GA 30039, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Susan B. Reyes and Roger Reyes, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Susan B. Reyes and Roger Reyes , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association as Trustee as Attorney-in-Fact for Susan B. Reyes and Roger Reyes File no. 08-000780 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583914,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jose A. Reyes to Mortgage Electronic Registration Systems, Inc., dated March 8, 2007, recorded in Deed Book 47675, Page 308, Gwinnett County, Georgia Records, as last transferred to HSBC Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($268,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 177, 6th District, Gwinnett county, Georgia, being known as Lot 7, Block A, Arbor Brook, as Per Plat recorded at Plat Book 93, Pages 3-7, Gwinnett county, Georgia records. Said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jose A. Reyes or a tenant or tenants and said property is more commonly known as 930 Hannah Creek Court, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Mortgage Corporation as Attorney in Fact for Jose A. Reyes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 5147508-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583745,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sun Hwa Rhim to Mortgage Electronic Registration Systems, Inc . dated June 29, 2006 in the amount of $150,320.00, and recorded in Deed Book 46703, Page 74, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 156 of the 6th District, Gwinnett County, Georgia being Unit 16, Avery Park Townhomes, per Plat Book 114, Page 234, Gwinnett County, Georgia Records, which is referred to and made a part of this description. which has the property address of 4017 Labrador Way, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Sun Hwa Rhim and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Sun Hwa Rhim Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01065 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517963,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ted Richards to Mortgage Electronic Registration Systems, Inc., dated January 18, 2006, recorded in Deed Book 46093, Page 602, Gwinnett County, Georgia Records, as last transferred to EverHome Mortgage Company by assignment recorded in Deed Book 48277, Page 0470, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($220,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 196 of the 6th District, Gwinnett County, Georgia, being Lot 24, Brookside Green Townhomes, as per plat recorded in plat book 105, pages 96-100, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ted Richards, III or a tenant or tenants and said property is more commonly known as 5967 Brookside Oak Circle, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. EverHome Mortgage Company as Attorney in Fact for Ted Richards McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 51447106-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583782,2/7,14,21,28 STATE OF GEORGIA COUNTY OF Gwinnett NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Darrick Richardson to Mortgage Electronic Registration Systems, Inc . dated 06/20/2005, and recorded in Deed Book 44300, page 104, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in March, 2008 by Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Darrick Richardson the following described property: All that tract or parcel of land lying and being in Land Lot 174 of the 7th District, Gwinnett County, Georgia, being Lot 9, Block B of Sentinel Ridge Subdivision, Unit 1, Phase 3, as per plat recorded in Plat Book 69, Page 268, Gwinnett County, Georgia Records, to which plat reference is made for a more detailed description. Property known as: 3160 Sentinel Parkway, Lawrenceville, GA 30043 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Darrick Richardson. Mortgage Electronic Registration Systems, Inc., as Attorney-in-fact for Darrick Richardson. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces. Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-12518313,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Robert D. Rigli to Ashton Woods Mortgage, LLC, dated August 21, 2006, recorded in Deed Book 46924, Page 347, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-FIVE THOUSAND SIX HUNDRED FIFTY-THREE AND 0/100 DOLLARS ($265,653.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 385, 7th District, Gwinnett County, Georgia, being lot 259, laurel park Subdivision, Phase Four C, Unit Two, as per plat recorded in Plat Book 113, pages 5-11, Gwinnett County, Georgia records, which plat is hereby referred to and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert D. Rigli or a tenant or tenants and said property is more commonly known as 514 Van Briggle Court, Sugar Hill, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Robert D. Rigli McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/yrb 3/4/08 Our file no. 510508-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583574,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Giovani Rios to Mortgage Electronic Registration Systems, Inc . dated April 28, 2005 in the amount of $116,000.00, and recorded in Deed Book 42701, Page 223, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 179, District 6, Gwinnett County, Georgia and being Lot 18, Block A, Unit 2, Meadow View Subdivision, as per plat recorded in Plat Book 31, Page 281, Gwinnett County Records, which plat is incorporated herein by reference. which has the property address of 3144 Fescue Circle, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Giovani Rios and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Giovani Rios Anthony DeMarlo, Attorney/awilby McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-15764 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589408,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in that certain Deed to Secure Debt/Security Deed executed by Samuel Rivera and Sonia C. Rivera to Mortgage Electronic Registration Systems, Inc. as nominee for Wilmington Finance, dated August 12, 2005 and recorded in Book 44299, Page 70, Gwinnett County, Georgia Records, said Deed to Secure Debt/Security Deed having been given to secure a Note dated August 12, 2005, in the original principal sum of Two Hundred Twenty-Four Thousand and no/100 ($224,000.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the property described as: All that tract or parcel of land lying and being in land lot 205, 5th District, Gwinnett County, Georgia, being Lot 91 Block "A", St. Martin Subdivision, Unit 1, Phase 2, as per plat recorded at Plat Book 93, Page 118, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part hereof. Parcel No.: R5205422 which has the property address of 417 Martin Glen Ct., Lawrenceville, GA 30045, together with all fixtures and other personal property conveyed by said deed. The debt secured by said Deed to Secure Debt/Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold as the property of Samuel Rivera and Sonia C. Rivera, subject to the outstanding ad valoreum taxes and/or assessments, if any, and all rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record having priority over this Deed to Secure Debt/Security Deed. Said property will be sold as the property of Samuel Rivera and Sonia C. Rivera and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Deed to Secure Debt/Security Deed. The CIT Group/Consumer Finance Inc. as attorney-in-fact for Samuel Rivera and Sonia C. Rivera By: Trustee Management Company 10500 Barkley, Suite 100 Overland Park, KS 66212 THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589424,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Michael Rivers and Catessa Rivers to Mortgage Electronic Registration Systems, Inc. dated May 25, 2005, and recorded in Deed Book 43114, Page 225, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York, as Trustee for BS ALT A 2005-7, by Assignment securing a Note in the original principal amount of $150,272.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 339 of the 4th District of Gwinnett County, Georgia, being Lot 3, Block B, Phase Two of Ellington Springs, as per plat recorded in Plat Book 105, Pages 154 through 155, aforesaid records, which plat is incorporated herein for a more complete reference. Said property is known as 4001 Ash Tree Street, Snellville, GA 30039, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Michael Rivers and Catessa Rivers, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Michael Rivers and Catessa Rivers , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. The Bank of New York, as Trustee for BS ALT A 2005-7 as Attorney-in-Fact for Michael Rivers and Catessa Rivers File no. 07-1975 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588670,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Dennis Virgil Roberts and Joan Roberts to Inland Mortgage Corporation, dated April 22, 1994, recorded in Deed Book 10262, Page 301, Gwinnett County, Georgia Records, as last transferred to Secretary of Veterans Affairs by assignment recorded in Deed Book 17432, Page 87, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND SIX HUNDRED FIFTY AND 0/100 DOLLARS ($123,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 159 of the 6th District, Gwinnett County, Georgia, being Lot 7, Block A, Ashford Cove Subdivision, Phase Two, as shown on plat recorded in Plat Book 59, Page 63, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Dennis Virgil Roberts and Joan Roberts or a tenant or tenants and said property is more commonly known as 655 Ashford Cove Drive, Lilburn, Georgia 30247. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Secretary of Veterans Affairs as Attorney in Fact for Dennis Virgil Roberts and Joan Roberts McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/djc 3/4/08 Our file no. 5114808-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583936,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Pedro Rodriguez to Netfirst Mortgage, Inc. dated July 25, 2001 in the amount of $105,204.00, and recorded in Deed Book 24138, Page 207, Gwinnett County, Georgia Records; as last transferred to Wells Fargo Bank, N.A. by assignment; the undersigned, Wells Fargo Bank, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 51 of the 5th District, Gwinnett County, Georgia, being Lot 75, Block A, Patterson Park Subdivision, as per plat recorded in Plat Book 81, Pages 110-111, Gwinnett County Records, said plat being incorporated herein and made a part hereof by reference. which has the property address of 1942 Patterson Park, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Pedro Rodriguez and Jenny Rodrigez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Wells Fargo Bank, N.A. Attorney in Fact for Pedro Rodriguez Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-08973 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518220,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Constance Rodriguez and Gilbert P. Rodriguez to Mortgage Electronic Registration Systems, Inc. dated February 16, 2005 in the amount of $184,500.00, and recorded in Deed Book 41979, Page 214, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 132 of the 5th District, of Gwinnett County, Georgia, being Lot 36, Block A, Unit Two, Vines Plantation Subdivision, as per plat recorded in Plat Book 70, Page 156, Gwinnett County, Georgia records, which recorded plat is incorporated herein and made a part hereof by reference and being known as 3211 Cobblers Walk, Loganville, Georgia 30052, according to the present system of numbering houses in Gwinnett County, Georgia which has the property address of 3211 Cobblers Walk, Loganville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Constance Rodriguez and Gilbert P. Rodriguez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Constance Rodriguez and Gilbert P. Rodriguez Anthony DeMarlo, Attorney/kgrant McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00362 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517937,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Eleuteria Y. Rodriguez to Mortgage Electronic Registration Systems, Inc., dated June 15, 2007, recorded in Deed Book 48002, Page 560, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-TWO THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($172,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 262 of the 5th District, Gwinnett County, Georgia, being Lot 4, Block B, Amberly Glen Subdivision, as per plat recorded in Plat Book 67, Page 1, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 2020 Amberly Glen Way according to the present system of numbering property in Gwinnett County, Georgia. Tax parcel # 5262A038 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Eleuteria Y. Rodriguez and Noquel Ramon Matos, Jr. or a tenant or tenants and said property is more commonly known as 2020 Amberly Glen Way, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Eleuteria Y. Rodriguez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tdb 3/4/08 Our file no. 5103608-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589354,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Abbynel Rojas to First Franklin, A Division of National City Bank of Indiana, dated May 27, 2005, recorded in Deed Book 43348, Page 179, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2006-FF1, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-SIX THOUSAND AND 0/100 DOLLARS ($296,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of Land lying and being in Land Lot 94 of the 7th District, Gwinnett County, Georgia, being Lot 99, Block B, Unit Six, of The Lakes of Old Peachtree Subdivision, as per plat of survey recorded in Plat Book 66, Page 226, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part hereof; being improved property known as 1820 Sunset Harbour Pointe, Lawrenceville, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Abbynel Rojas or a tenant or tenants and said property is more commonly known as 1820 Sunset Harbour Pointe, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2006-FF1, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1 as Attorney in Fact for Abbynel Rojas McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 52882008-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518241,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated June 20, 2007, executed by JACQUELYN ROLLEY-MARRERO, to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for WACHOVIA MORTGAGE CORPORATION, recorded in Deed Book 48025, Page 284, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $226,000.00, said Security Deed and Note having been last assigned to Wachovia Mortgage Corporation, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in March, 2008, to-wit: March 4, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 159 of the 5th District, Gwinnett County, Georgia, being Lot 35, Block B, Oak Crossing, Unit 1, as per plat recorded in Plat Book 118, pages 181-182, Gwinnett County records, said plat being incorporated herein by reference thereto. The aforedescribed real property is known as 198 Jarrod Oaks, Loganville, Georgia, according to the present system of numbering houses in Gwinnett County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to a determination that the borrower has not reinstated the loan prior to the foreclosure sale. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of Jacquelyn Rolley-Marrero, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. WACHOVIA MORTGAGE CORPORATION as Attorney-in-Fact for JACQUELYN ROLLEY-MARRERO David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE. 950-07583953,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jessika Rosa to Mortgage Electronic Registration Systems, Inc., dated January 18, 2007, recorded in Deed Book 47541, Page 73, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIX THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($206,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of Land lying and being in Land Lot 127 of the 7th District, Gwinnett County, Georgia, being known as Lot 3 of Bryn Field Subdivision, as shown on plat of survey recorded in Plat Book 115, Pages 260-262, Gwinnett County, Georgia Deed Records, which said plat of survey is incorporated herein for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jessika Rosa or a tenant or tenants and said property is more commonly known as 2608 Brynfield Cove, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Jessika Rosa McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 5235608-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07584008,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Rosa Rosales and Fernando Dominguez to Mortgage Electronic Registration Systems, Inc. dated June 13, 2002, and recorded in Deed Book 27814, Page 249, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $154,771.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 109 of the 5th District, Gwinnett County, Georgia, being Lot 33, Block A, Creekside Crossing, Unit Two, as recorded in Plat Book 35, Page 270, of Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of this description. Said property is known as 951 Lauren Kay Court, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Rosa Rosales and Fernando Dominguez, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Rosa Rosales; Fernando Dominquez , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, N.A. as Attorney-in-Fact for Rosa Rosales and Fernando Dominguez File no. 07-5902 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/AB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07584178,2/28,3/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Leslie Roseboro to Union Planters Bank, N.A., dated July 17, 2000, recorded in Deed Book 20983, Page 214, Gwinnett County, Georgia Records, as last transferred to Bank of New York as Trustee on Behalf of the Certificateholders by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND SEVEN HUNDRED EIGHTY-EIGHT AND 40/100 DOLLARS ($156,788.40), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 4 of the 7th District, Gwinnett County, Georgia, being Lot 50, Block B, Glen Oaks Racquet Club, Unit 1, as shown on plat recorded in Plat Book 55, Page 34, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Leslie Roseboro or a tenant or tenants and said property is more commonly known as 1945 Champions Parkway, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of New York as Trustee on Behalf of the Certificateholders as Attorney in Fact for Leslie Roseboro McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cam 3/4/08 Our file no. 5775706-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518364,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Larry Elliott Rouse to Mortgage Electronic Registration Systems, Inc as nominee for Guaranty Mortgage Services LLC, dated May 11, 2007, recorded May 15, 2007, in Deed Book 47886, Page 109, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Sixty Nine Thousand and 00/100 Dollars ($169,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Guaranty Bank, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 92 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING UNIT 8, BLOCK A, HAYNESCREST (FKA HIGHWAY 78 TRACT), AS PER PLAT RECORDED IN PLAT BOOK 119, PAGES 64-68, GWINNETT COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. Said property is commonly known as 1214 Misty Haynes Way, Grayson, Georgia 30017. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Larry Elliott Rouse or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. GUARANTY BANK as Attorney in Fact for LARRY ELLIOTT ROUSE Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML ADORNO FILE NO. 218164.0004 950-07583983,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from David R. Rowe and Lynda K. Rowe to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., a Delaware Corporation, dated January 22, 2003, recorded January 29, 2003, in Deed Book 30832, Page 0098, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND AND 00/100 DOLLARS ($115,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 83, 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 36, BLOCK B, UNIT TWO, GRAYLAND HILLS, AS PER PLAT RECORDED IN PLAT BOOK 36, PAGE 135, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION, BEING PROPERTY KNOWN AS 1295 GRAYLAND HILLS DRIVE, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN SAID COUNTY, AS MORE PARTICULARY SHOWN ON THAT CERTAIN PLAT OF SURVEY PREPARED BY CARTER LAND SURVEYING, CO., DATED JUNE 2, 1987. Said property is commonly known as 1295 Grayland Hills Drive, Lawrenceville, Georgia 30045. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is David R. Rowe and Lynda K. Rowe or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for DAVID R. ROWE AND LYNDA K. ROWE Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215400.1454 950-06589081,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Connie Rowe and Tim Rowe to Mortgage Electronic Registration Systems, Inc. dated April 23, 2001 in the amount of $115,000.00, and recorded in Deed Book 22991, Page 198, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 341 of the 5th District, Gwinnett County, Georgia, containing 1.102 Acres according to Plat of Survey for Michael R. Givens prepared by Robert M. Burch Land Surveying Co., Inc., dated January 27, 1987, and recorded in Plat Book 39, Page 130-A, Gwinnett County Georgia Records, which Plat is hereby referred to and made a part of this description. Being improved property known as 1675 Whitley Road according to the Present System of Numbering Houses in Gwinnett County, Georgia, also, an easement for purposes of ingress and egress over, across and through that tract of land owned by Tracy L. Givens immediately adjacent to the West line of the above described property for the purpose of maintaining the existing driveway located thereon. which has the property address of 1675 Whitley Road, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Connie Rowe and Tim Rowe and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Connie Rowe and Tim Rowe Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02006 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589231,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Richard Rowland and Lisa Rowland to Mortgage Electronic Registration Systems, Inc., dated November 6, 2006, recorded in Deed Book 47232, Page 515, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2007-FF1, Mortgage Loan Asset-Backed Certificates, Series 2007-FF1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWO THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($202,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 199 and 200 of the 5th District Gwinnett County, Georgia, being Lot 34, Saint Martins Cove, unit two , as per plat recorded in Plat Book 73, Page 283, Gwinnett County, Georgia Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Richard Rowland and Lisa Rowland or a tenant or tenants and said property is more commonly known as 820 Harbor Bay Dr, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2007-FF1, Mortgage Loan Asset-Backed Certificates, Series 2007-FF1 as Attorney in Fact for Richard Rowland and Lisa Rowland McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 5140708-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583783,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Nelson Ruiz to New Century Mortgage Corporation, dated April 29, 2005, recorded in Deed Book 42668, Page 37, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company as Trustee for HSBC BANK (USA) Trust 2005-NC1 (HASCO 2005-NC1) Securitization Name - HSI Asset Securitization Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND TWO HUNDRED ELEVEN AND 20/100 DOLLARS ($171,211.20), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 215 of the 7th District, Gwinnett County, Georgia, being Lot 76, Block D, Roxwood Park Subdivision, as per plat thereof recorded in Plat Book 106, page 154-155, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Nelson Ruiz or a tenant or tenants and said property is more commonly known as 878 Roxholly Lane, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company as Trustee for HSBC BANK (USA) Trust 2005-NC1 (HASCO 2005-NC1) Securitization Name - HSI Asset Securitization Corporation as Attorney in Fact for Nelson Ruiz McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ssh 3/4/08 Our file no. 52158207-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589335,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Wiver Saint-Vil to Mortgage Electronic Registration Systems, Inc., dated January 30, 2006, recorded in Deed Book 46117, Page 310, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF5, Mortgage Pass-Through Certificates, Series 2006-FF5 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($127,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 125 of the 5th District Gwinnett County, Georgia, being Lot 69, Block A, Unit Two of Wrenwood Hills Subdivision, as per plat thereof recorded in Plat Book 91, Page 105, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Wiver Saint-Vil or a tenant or tenants and said property is more commonly known as 3272 Shady Valley Court, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF5, Mortgage Pass-Through Certificates, Series 2006-FF5 as Attorney in Fact for Wiver Saint-Vil McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 52891608-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518243,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Alex Salas to Mortgage Electronic Registration Systems, Inc. dated November 15, 2006 in the amount of $576,000.00, and recorded in Deed Book 47290, Page 280, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 164, 7th District, Gwinnett County, Georgia, being known as Lot 129, Block A, Unit 1, Stonebriar at Sugarloaf Subdivision, as per Plat recorded at Plat Book 88, Pages 292-295, Gwinnett County, Georgia Records. Said Plat being incorporated herein by reference thereto. which has the property address of 3071 Creek Falls Way, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Alex Salas and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Alex Salas Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01746 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589342,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Guillermo Saldana to Mortgage Electronic Registration Systems, Inc., dated January 14, 2005, recorded in Deed Book 41439, Page 185, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FIVE THOUSAND TWO HUNDRED NINETY-TWO AND 0/100 DOLLARS ($185,292.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 325 of the 7th District, Gwinnett County, Georgia and being Lot 30, Block A, Providence Crossing Subdivision, Unit 1, as per plat thereof recorded in Plat Book 99, Page 142, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Guillermo Saldana or a tenant or tenants and said property is more commonly known as 2090 Skylar Leigh Drive, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Guillermo Saldana McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 3/4/08 Our file no. 51095206-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588851,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Dean A. Sampson and Marie E. Sampson to Union Planters Bank, N.A, dated September 10, 2001, recorded in Deed Book 24771, Page 201, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND AND 0/100 DOLLARS ($171,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of Land lying and being in Land Lot 89 of the 5th District, of Gwinnett County, Georgia, and being Lot 89, Block A of Pinehurst at Lakeview, Unit III, as per plat recorded in Plat Book 79, Page 45 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Dean A. Sampson and Marie E. Sampson or a tenant or tenants and said property is more commonly known as 1145 Pine Lake Drive, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Regions Mortgage DBA Regions Bank sbm Union Planters Bank, N.A as Attorney in Fact for Dean A. Sampson and Marie E. Sampson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 3/4/08 Our file no. 5214108-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583888,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Angelica Sanchez to Mortgage Electronic Registration Systems, Inc., dated June 29, 2007, recorded in Deed Book 48058, Page 254, Gwinnett County, Georgia Records, as last transferred to HSBC Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SEVEN THOUSAND AND 0/100 DOLLARS ($147,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 172, 6th District, Gwinnett County, Georgia, being Lot 12, Block C, Unit Two, Belmont Farms, as per plat recorded in Plat Book 9, Page 243, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Angelica Sanchez or a tenant or tenants and said property is more commonly known as 1134 Saratoga Court, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Mortgage Corporation as Attorney in Fact for Angelica Sanchez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 5135108-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518159,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Alva Sanchez and Marlin Sanchez to Mortgage Electronic Registration Systems, Inc. dated May 27, 2004 in the amount of $127,006.00, and recorded in Deed Book 39141, Page 256, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lots 179 and 180, of the 5th District of Gwinnett County, Georgia, being Unit 31, Block B of Springlake Cove, a Condominium, Unit Four, as per plat recorded in Condominium Plat Book 3, Pages 38-40, Gwinnett County, Georgia Records. Subject to that certain Declaration of Condominium for Springlake Cove, a condominium, filed for record July 25, 2000, and recorded at Deed Book 20961, Pages 224-258, Gwinnett County, Georgia Records, which declaration may be amended from time to time and which terms and conditions are incorporated herein and made a part hereof by reference. which has the property address of 127 Spring Walk Way, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Alva Sanchez and Marlin Sanchez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Alva Sanchez and Marlin Sanchez Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01573 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583750,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Marlyn D. Sankey to Mortgage Electronic Registration Systems, Inc. dated February 26, 2004 in the amount of $130,173.00, and recorded in Deed Book 37396, Page 64, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 179 of the 5th District, of Gwinnett County, Georgia, and being Lot 43, Block D of Springlake Falls, as per plat recorded in Plat Book 99, Page 43 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 764 Cool Weather Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Marlyn D. Sankey and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Marlyn D. Sankey Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-06876 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583955,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Emanuel Santiago and Freda Lacossia Santiago to Mortgage Electronic Registration Systems, Inc . dated February 6, 2006, and recorded in Deed Book 46135, Page 522, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank, N.A., by Assignment securing a Note in the original principal amount of $133,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 47 of the 5th District, Gwinnett County, Georgia, being Lot 128, Block A, Orchard Grove Subdivision, Unit Three as per plat recorded in Plat Book 79, Page 247, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property is known as 260 Taggart Run, Lawrenceville, GA 30044, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Emanuel Santiago and Freda Lacossia Santiago, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Emanuel Santiago and Freda Lacossia Santiago , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank, N.A. as Attorney-in-Fact for Emanuel Santiago and Freda Lacossia Santiago File no. 07-8012 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518044,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Anna Sarfo to Mortgage Electronic Registration Systems, Inc. , dated February 24, 2003, recorded in Deed Book 31260, Page 60, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FIVE THOUSAND SEVEN HUNDRED FORTY-TWO AND 0/100 DOLLARS ($175,742.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 216 of the 5th District, Gwinnett County, Georgia, being Lot 42, Block A, Melrose Subdivision, Unit VI, as per plat recorded in Plat Book 94, Pages 37-38, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. ***IF Notice given TF*** The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Anna Sarfo or a tenant or tenants and said property is more commonly known as 1235 Bramlett Creek Place, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank NA as Attorney in Fact for Anna Sarfo McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/axc 3/4/08 Our file no. 52508-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588985,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carl T. Savage to First Horizon Home Loan Corporation , dated May 23, 2005, recorded in Deed Book 43228, Page 224, Gwinnett County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTEEN THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($217,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 56, 6th District, Gwinnett County, Georgia, being known as Lot 1, Block C, Rivercliff Subdivision, Unit One, as per plat recorded at Plat Book V, Page 186, Gwinnett County, Georgia Records. Said plat being incorporated herein by reference thereto. Subject to any right of way deed or other easements of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Carl T. Savage or a tenant or tenants and said property is more commonly known as 4722 Castlewood Drive SW, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Carl T. Savage Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/clp2 3/4/08 Our file no. 1776207-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518382,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sean Thomas Scheiern to Bank of America, N.A., dated May 18, 2006, recorded in Deed Book 46531, Page 49, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FIVE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($125,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 126 of the 7th District of Gwinnett County, Georgia, being Lot 6, Block A of Northbrook Place Subdivision, as per plat recorded in Plat Book 67, Page 23, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part hereof by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Sean Thomas Scheiern or a tenant or tenants and said property is more commonly known as 845 Ahearn, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A as Attorney in Fact for Sean Thomas Scheiern Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/clp2 3/4/08 Our file no. 1986808-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518385,2/7,14,21,28 STATE OF GEORGIA GWINNETT COUNTY NOTICE OF SALE UNDER POWER By virtue of the powers of sale contained in that certain Construction Security Deed from SCMB Custom Homes, Inc. to Ironstone Bank dated November 3, 2006, recorded November 13, 2006 in Deed Book 47241 at Pages 696-705, Gwinnett County, Georgia Records, given to secure an indebtedness as evidenced in that certain Promissory Note dated November 3, 2006 in the original principal amount of $476,000.00, as modified by that certain Note Modification Agreement dated September 25, 2007 (hereinafter collectively "Note"), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the property described on Exhibit "A" attached hereto and incorporated herein by reference. Exhibit A All that tract or parcel of land lying and being in Land Lot 229 of the 5th District, Gwinnett County, Georgia being Lot 17, Block A, River Station Estates Subdivision, Unit One, as per plat thereof recorded in Plat Book 103, Page 184, Gwinnett County, Georgia Records, which plat is incorporated herein by reference. The debt secured by the Construction Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Construction Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Construction Security Deed first set out above. To the best knowledge and belief of the undersigned, the Party in possession of the property is SCMB Custom Homes, Inc., its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 17 River Station Estates, Lawrenceville, Gwinnett County, Georgia. NEAL J. QUIRK, ESQ. Attorney for Ironstone Bank QUIRK & QUIRK, LLC 325 Century Springs West 6000 Lake Forrest Drive, N.W. Atlanta, Georgia 30328 (404) 252-1425 950-07583645,2/7,14,21,28 STATE OF GEORGIA GWINNETT COUNTY NOTICE OF SALE UNDER POWER By virtue of the powers of sale contained in that certain Security Deed from SCMB Custom Homes, Inc. to Ironstone Bank dated November 3, 2006, recorded November 13, 2006 in Deed Book 47241 at Pages 706-715, Gwinnett County, Georgia Records, given to secure an indebtedness as evidenced in that certain Promissory Note dated November 3, 2006 in the original principal amount of $240,000.00, as modified by that certain Note Modification Agreement dated September 25, 2007 (hereinafter collectively "Note"), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the property described on Exhibit "A" attached hereto and incorporated herein by reference. Exhibit A All that tract or parcel of land lying and being in Land Lot 229 of the 5th District, Gwinnett County, Georgia being Lots 16, 19 & 20, Block A, River Station Estates Subdivision, Unit One, as per plat thereof recorded in Plat Book 103, Page 184, Gwinnett County, Georgia Records, which plat is incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above. o the best knowledge and belief of the undersigned, the Party in possession of the property is SCMB Custom Homes, Inc., its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lots 16, 19 & 20 River Station Estates, Lawrenceville, Gwinnett County, Georgia. NEAL J. QUIRK, ESQ. Attorney for Ironstone Bank QUIRK & QUIRK, LLC 325 Century Springs West 6000 Lake Forrest Drive, N.W. Atlanta, Georgia 30328 (404) 252-1425 950-06589111,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Robin Seabolt to Homeowners Loan Corp., dated August 30, 2002 in the amount of $97,500.00, and recorded in Deed Book 29646, Page 0153, Gwinnett County, Georgia Records; as last transferred to HSBC Mortgage Services, Inc. by assignment; the undersigned, HSBC Mortgage Services, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: File Number 508794 Description: The land referred to herein is situated in The State of Georgia, County of Gwinnett City of Snellville described as follows: All that tract or parcel of land lying and being in Land Lot 69 of the 6th District of Gwinnett County, Georgia, being Lot 18, Block E, Unit Three, Chimney Hills, as per plat recorded in Plat Book 6, Page 212, Gwinnett County Records, said plat being incorporated herein by reference. Source of title: Book 11887 Page 258 (10/24/1995) APN: 6-069-247 which has the property address of 1687 Ember Way, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Robin Seabolt and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. HSBC Mortgage Services, Inc. Attorney in Fact for Robin Seabolt Anthony DeMarlo, Attorney/efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00171 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588819,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Gairy Seivright to Mortgage Electronic Registration Systems, Inc. dated August 11, 2006, and recorded in Deed Book 46895, Page 210, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to REO Properties Corporation, by Assignment securing a Note in the original principal amount of $228,960.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 213, 5th District of Gwinnett County, Georgia, being Lot 55, Block A, Ballantrae Subdivision F.K.A. Ashton Park Subdivision, as per plat thereof in Plat Book 109, Pages 217-219, revised plat at Plat Book 114, Pages 49-51, Gwinnett County Records, which plat is incorporated herein by reference. Said property is known as 908 Ashton Park Court, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Gairy Seivright, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Gairy Seivright, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. REO Properties Corporation as Attorney-in-Fact for Gairy Seivright File no. 07-5370 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/KF www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589103,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Christopher C. Self A/K/A Christopher C. Self, Jr and Gail S. Self to SouthStar Funding, L.L.C. dated November 3, 1999 in the amount of $76,500.00, and recorded in Deed Book 19629, Page 0043, Gwinnett County, Georgia Records; as last transferred to LaSalle Bank National Association as Trustee by assignment; the undersigned, LaSalle Bank National Association as Trustee pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 187 of the **8th District, Gwinnett County, Georgia, being Lot 15, Block A, Unit Two, Reddington, as per plat recorded in Plat Book 14, Page 198, Gwinnett County Records, which plat is hereby referred to and made a part of this description , being improved property known as 1441 Reddington Land, Gwinnett county, Georgia, and being more particularly shown on a survey prepared by Lens Development Company, Dated April 1, 1981. **6th District which has the property address of 1441 Reddington Lane, Norcross, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Christopher C. Self A/K/A Christopher C. Self, Jr and Gail S. Self and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. LaSalle Bank National Association as Trustee Attorney in Fact for Christopher C. Self A/K/A Christopher C. Self, Jr and Gail S. Self Anthony DeMarlo, Attorney/awilby McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01788 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518394,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ismeck Severe and Philouse J Severe to Mortgage Electronic Registrations Systems, Inc . dated March 27, 2006 in the amount of $144,000.00, and recorded in Deed Book 46335, Page 332, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that Tract or Parcel of Land lying and being in Land Lot 126 of the 6th District, of Gwinnett County, Georgia, and being Lot 76, Block A, of Safehaven Point, Unit Two, as per Plat recorded in Plat Book 91, Pages 33 and 34 of Gwinnett County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference. which has the property address of 3895 Jackson Shoals Court, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Phillouse J. Severe and Ismeck V. Severe and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Ismeck Severe and Philouse J Severe Anthony DeMarlo, Attorney/apatterson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-12849 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583700,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jason L. Sexton to New Century Mortgage Corporation dated January 10, 2006, and recorded in Deed Book 46057, Page 506, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee for the Structured Asset Investment Loan Trust, 2006-4, by Assignment securing a Note in the original principal amount of $110,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 305 of the 7th District of Gwinnett County, Georgia, being Lot 52, Block A of Hillcrest Glen Subdivision, Unit Two, as per plat recorded in Plat Book 74, Page 82, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of the description hereof. Said property is known as 1100 Hillcrest Glenn Circle, Sugar Hill, GA 30518, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Jason L. Sexton, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jason L. Sexton , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. U.S. Bank National Association, as Trustee for the Structured Asset Investment Loan Trust, 2006-4 as Attorney-in-Fact for Jason L. Sexton File no. 08-000786 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583912,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Omari Shabazz to Mortgage Electronic Registration Systems, Inc. dated March 15, 2005 in the amount of $107,920.00, and recorded in Deed Book 42015, Page 143, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 5 of the 5th District of Gwinnett County, Georgia, being Lot 50, Block B, Unit Seven, Hickory Hills Subdivision, as shown on Plat Book X, Page 156 A, Gwinnett County Records, said Plat being incorporated herein and made a part hereof by reference; being improved property known as No. 2932 Hickory Trail, according to the present System of Numbering Houses in the City of Snellville. which has the property address of 2932 Hickory Trail, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Omari Shabazz and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Omari Shabazz Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01777 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589343,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Glen A. Shaffer and Keith E. Shaffer and Kimberly S. Shaffer to Mortgage Electronic Registration Systems, Inc. dated October 14, 2004 in the amount of $119,700.00, and recorded in Deed Book 40255, Page 0004, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 36 of the 6th District of Gwinnett County, Georgia, being Lot 1, Block C, of Brentwood Subdivision, Unit 1, as per plat recorded in Plat Book 15, Page 38, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 4044 McKinley Drive, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Glen A. Shaffer and Keith E. Shaffer and Kimberly S. Shaffer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Glen A. Shaffer and Keith E. Shaffer and Kimberly S. Shaffer Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-01436 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583393,1/24,31,2/7,14, 21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Imran Shahid to Aames Funding Corporation dba Aames Home Loan dated February 28, 2006, and recorded in Deed Book 46258, Page 102, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for MASTR Asset Backed Securities Trust 2006-AM2, by Assignment securing a Note in the original principal amount of $142,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 48 of the 5th District, Gwinnett County, Georgia, being Lot 7, Block A, Unit One of Oakland Park, as per plat recorded in Plat Book 51, Page 159, Gwinnett County Records, which plat is incorporated herein by this reference and made a part hereof. Said property is known as 2352 Condor Drive, Lawrenceville, GA 30044, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Imran Shahid, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Imran Shahid, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association, as Trustee for MASTR Asset Backed Securities Trust 2006-AM2 as Attorney-in-Fact for Imran Shahid File no. 07-1376 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589225,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Chad Sheehy to Mortgage Electronic Registration Systems, Inc as nominee for Countrywide KB Home Loans, a Countrywide Mortgage Ventures, LLC series, dated September 22, 2006, recorded September 28, 2006, in Deed Book 47063, Page 0125, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Twenty Three Thousand Seven Hundred Twenty Two and 00/100 Dollars ($223,722.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 350, 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 70, BLOCK A, LANIER SPRINGS SUBDIVISION, UNIT 1, PHASE 3, AS PER PLAT RECORDED AT PLAT BOOK 113, PAGE 116-117, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE. SUBJECT TO ANY RIGHT OF WAY DEEDS OR OTHER EASEMENTS OF RECORD. Said property is commonly known as 6058 Park Leaf Walk, Buford, Georgia 30518. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Chad Sheehy or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for CHAD SHEEHY Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML ADORNO FILE NO. 215400.1503 950-07583842,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Cynthia F. Sheffield to Mortgage Electronic Registration Systems, Inc. dated January 8, 2007 in the amount of $152,000.00, and recorded in Deed Book 47471, Page 0795, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: The land referred to in this policy is situated in the State of Georgia, County of Gwinnett, City of Lawrenceville, and described as follows: All that tract or parcel of land lying and being in Land Lot 4 of the 7th District, Gwinnett County, Georgia, being Lot 38 and part of Lot 37, Block B, Oakland North, Unit 4, as per plat recorded in Plat Book 65 Page 86, Gwinnett County, Georgia Records. APN: R7004 176 which has the property address of 1918 Oakland Pointe, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Cynthia F. Sheffield and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Cynthia F. Sheffield Anthony DeMarlo, Attorney/ajackson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01285 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588967,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by William Sherrill to Mortgage Electronic Registration System Inc., dated June 19, 2006 in the amount of $156,000.00, and recorded in Deed Book 46699, Page 0475, Gwinnett County, Georgia Records; as last transferred to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-MLN1 by assignment; the undersigned, LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-MLN1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 260 of the 6th District, Gwinnett County Georgia being Lot 6, Block B, Unit One, Bromolow Woods, as shown on plat recorded in Plat Book 51, Page 148, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. which has the property address of 3920 Genoa Court, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of William Sherrill and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-MLN1 Attorney in Fact for William Sherrill Anthony DeMarlo, Attorney/ajackson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-13187 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583613,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Frederick Shipman and Brenda Shipman to Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an Op. Sub. of MLB&T Co., FSB, dated February 15, 2007, recorded March 2, 2007, in Deed Book 47621, Page 0509, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty-Six Thousand Three Hundred Twenty and 00/100 Dollars ($126,320.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2007-1, Mortgage Loan Asset-Backed Certificates, Series 2007-1, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 49 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 11, BLOCK D, EASTMONT COVE SUBDIVISION, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 73, PAGE 124, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND BY THIS REFERENCE MADE A PART HEREOF. Said property is commonly known as 3550 Stillwood Drive, Snellville, Georgia 30039. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Frederick Shipman and Brenda Shipman or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. LASALLE BANK NATIONAL ASSOCIATION AS TRUSTEE FOR FIRST FRANKLIN MORTGAGE LOAN TRUST 2007-1, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-1 as Attorney in Fact for FREDERICK SHIPMAN AND BRENDA SHIPMAN Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML ADORNO FILE NO. 215758.0328 950-06589287,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Man Shon to Mortgage Electronic Registration Systems, Inc. , dated August 31, 2007, recorded in Deed Book 48263, Page 227, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TEN THOUSAND ONE HUNDRED TWENTY AND 0/100 DOLLARS ($210,120.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 234 of the 6th District of Gwinnett County, Georgia, being Lot 10, Block L, Cardinal Lake Estates Subdivision, as per plat recorded in Plat Book J, Page 192, Records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Man Shon or a tenant or tenants and said property is more commonly known as 3341 Cardinal Lake Drive, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Man Shon McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 3/4/08 Our file no. 5137308-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518367,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Cecilia E. Silva to Mortgage Electronic Registration Systems, Inc. dated October 4, 2005, and recorded in Deed Book 44764, Page 245, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for MASTR Asset Backed Securities Trust 2006-FRE1, by Assignment securing a Note in the original principal amount of $171,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 3 of the 2nd District, Gwinnett County, Georgia being Lot 21, Block C, Brookside Crossing (F/K/A Hwy. 324 Tract), Unit 1, Phase 2, per Plat Book 106, Page 141-142, Gwinnett County, Georgia Records, which is referred to and made a part of this description. Said property is known as 631 Rock Elm Drive, Auburn, GA 30011, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Cecilia E. Silva, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Cecilia E. Silva , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association, as Trustee for MASTR Asset Backed Securities Trust 2006-FRE1 as Attorney-in-Fact for Cecilia E. Silva File no. 08-000484 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518274,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kevin Silver, Mary Charmion Silver and a/k/a Mary Charmion Lay to New Century Mortgage Corporation, dated August 12, 2005, recorded in Deed Book 44150, Page 97, Gwinnett County, Georgia Records, as last transferred to DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee under POOLING AND SERVICING AGREEMENT Dated as of January 1, 2006 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2006-NC1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-ONE THOUSAND FOUR HUNDRED SEVENTY-FIVE AND 0/100 DOLLARS ($181,475.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 311, of the 7th District, Gwinnett County, Georgia, and being Lot 5, Block A, Deer Valley Subdivision, Unit 3, as per plat recorded in Plat Book 69, Page 146, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. Subject easements and restrictions of record affecting said bargain premises. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kevin Silver, Mary Charmion Silver and a/k/a Mary Charmion Lay or a tenant or tenants and said property is more commonly known as 549 Staghorn Lane, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee under POOLING AND SERVICING AGREEMENT Dated as of January 1, 2006 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2006-NC1 as Attorney in Fact for Kevin Silver, Mary Charmion Silver and a/k/a Mary Charmion Lay Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/kb4 3/4/08 Our file no. 1668307-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518327,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Atenodoro Silverio-Nava to Wells Fargo Home Mortgage, Inc. dated May 17, 2002, and recorded in Deed Book 27495, Page 160, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $132,914.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 189 of the 6Th District, Gwinnett County, Georgia, being Lot 5, Block A, Marcelle Heights/Walton Woods Phase Subdivision, Unit II, as per plat recorded in Plat Book 5, Page 178, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. Said property is known as 5733 Hall Hollow, Norcross, GA 30093, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Atenodoro Silverio-Nava, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Atenodoro Silverio-Nava , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, N.A. as Attorney-in-Fact for Atenodoro Silverio-Nava File no. 08-000088 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/AB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517942,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Dharmendra Singh and Richard McIsaac to United Funding, Inc. dated December 8, 2005, and recorded in Deed Book 45690, Page 5, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for Mortgage Pass-Through Certificates, Series 2006-NC2, by Assignment securing a Note in the original principal amount of $188,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lots 184 and 221 of the 7th District, Gwinnett County, Georgia, being Lot 31, Block B, Chandler Grove Subdivision, Unit Two, as per plat thereof recorded in Plat Book 81, Page 186, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part hereof. Said property is known as 2585 Chandler Grove Drive, Buford, GA 30519, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Dharmendra Singh and Richard McIsaac, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Dharmendra Singh; Richard McIsaac , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association, as Trustee for Mortgage Pass-Through Certificates, Series 2006-NC2 as Attorney-in-Fact for Dharmendra Singh and Richard McIsaac File no. 07-7048 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583321,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Anjanee Singh to Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., dated March 14, 2006, recorded in Deed Book 46485, Page 374, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($135,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 69 of the 5th Land District, Gwinnett County, Georgia and being Lot 72, Block A, of Dorian Cove Subdivision, Unit One, all as more particularly shown on a plat of said subdivision recorded at Plat Book 49, page 270, Gwinnett County Plat Records which plat is incorporated herein by reference thereto for a more complete description of said lot. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Anjanee Singh or a tenant or tenants and said property is more commonly known as 1740 Inlet Lake Place, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Anjanee Singh Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/jea 3/4/08 Our file no. 1981408-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583822,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Valerie Singleton to Mortgage Electronic Registration Systems, Inc. dated August 26, 2004 in the amount of $134,741.00, and recorded in Deed Book 39888, Page 74, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 179 of the 5th District, of Gwinnett County, Georgia, and being Lot 29, Block C of Springlake Falls, as per plat recorded in Plat Book 99, Page 43 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 172 Water Canna Court, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Valerie Singleton and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Valerie Singleton Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-01799 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583399,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Paul W. Sitahal aka Paul Wilfred Sitahal and Fatima Sitahal-Ali aka Fatima Firuze Sitahal-Ali to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc., dated April 20, 2005, recorded May 2, 2005, in Deed Book 42557, Page 1, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Thousand Eight Hundred and 00/100 Dollars ($200,800.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 56 AND 61 OF THE 7TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 48, BLOCK A, UNIT 1, TURTLE CREEK SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 82, PAGE 127, GWINNETT COUNTY, GEORGIA RECORDS, WHICH SAID PLAT IS INCORPORATED HEREIN AND MADE PART HEREOF BY REFERENCE. Said property is commonly known as 1808 Gold Finch Way, Lawrenceville, Georgia 30043. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Paul W. Sitahal aka Paul Wilfred Sitahal and Fatima Sitahal-Ali aka Fatima Firuze Sitahal-Ali or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for PAUL W. SITAHAL AKA PAUL WILFRED SITAHAL AND FATIMA SITAHAL-ALI AKA FATIMA FIRUZE SITAHAL-ALI Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215400.1434 950-06588711,2/7,14,21,28 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF STEPHENS Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Scott A. Skrove to Branch Banking and Trust Company, dated September 15, 2005 and recorded in Deed Book 727, page 279 in the Office of the Clerk of the Superior Court of Stephens County, Georgia (as modified and/or amended from time to time, the "Security Deed"), the undersigned will sell at public outcry before the door of the Courthouse of Stephens County, Georgia during the legal hours of sale on the first Tuesday in March 2008 to the highest and best bidder for cash the following described real property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 215 AND 440 G.M.D STEPHENS COUNTY, GEORGIA, BEING LOT 14, OF CURRAHEE CLUB SUBDIVISION, PARCEL F, AS PER PLAT RECORDED IN PLAT BOOK 17, PAGE 65, STEPHENS COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. The debt secured by the Security Deed is evidenced by a Promissory Note dated September 15, 2005 executed by Scott A. Skrove in favor of Branch Banking and Trust Company in the original principal amount of $224,700.00 (as modified and/or amended from time to time, the "Note"), plus interest from date on the unpaid balance until paid, and other indebtedness. Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys' fees, notice of intent to collect attorneys' fees having been given. Said property will be sold subject to any outstanding ad valorem taxes and/or assessments (including taxes which are a lien but are not yet due and payable), possible redemptive rights of the Internal Revenue Service, if any, any matters which might be disclosed by an accurate survey and inspection of the property, and any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final audit and confirmation of the status of the loan with the holder of the Security Deed. To the best of the undersigned's knowledge and belief, the real property is presently owned by Scott A. Skrove. To the best of the undersigned's knowledge and belief, the party in possession of the real property is Scott A. Skrove and tenants holding under Scott A. Skrove. Branch Banking and Trust Company, as Attorney-in-Fact for Scott A. Skrove. Michael R. Wing Greenberg Traurig, LLP The Forum 3290 Northside Parkway, N.W., Suite 400 Atlanta, Georgia 30327 (678) 553-2675 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589281,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Eva J. Sleeper to Bayrock Mortgage Corporation, dated June 13, 2005, recorded in Deed Book 43200, Page 274, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as trustee under the Pooling and Servicing Agreement dated as of November 1, 2005, GSAMP Trust 2005-HE5 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($131,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 347 of the 4th Land District, Gwinnett County, Georgia, being known and designated as Lot 11, Block A, Norris Lake Manor Subdivision recorded in Plat Book 40, page 80, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Eva J. Sleeper or a tenant or tenants and said property is more commonly known as 4451 Marci Street, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as trustee under the Pooling and Servicing Agreement dated as of November 1, 2005, GSAMP Trust 2005-HE5 as Attorney in Fact for Eva J. Sleeper McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/qns 3/4/08 Our file no. 52099806-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589035,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Monica D. Smalls to Mortgage Electronic Registration Systems, Inc., dated July 26, 2005, recorded in Deed Book 44598, Page 2, Gwinnett County, Georgia Records, as last transferred to CitiMortgage, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND ONE HUNDRED TWENTY AND 0/100 DOLLARS ($135,120.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 321 of the 4th District of Gwinnett County. Georgia, being Lot 6, Block A, Pembrook Farms, as per plat recorded in Plat Book 103, Page 78-79, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Monica D. Smalls or a tenant or tenants and said property is more commonly known as 3447 Pembrook Farm Way, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CitiMortgage, Inc as Attorney in Fact for Monica D. Smalls McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 3/4/08 Our file no. 5229708-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583981,2/7,14,21,28 950-07583981,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ricardo A. Smith and Shaunda R. Smith to Mortgage Electronic Registration Systems Inc . dated February 4, 2005 in the amount of $210,000.00, and recorded in Deed Book 41637, Page 99, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 26 of the 7th District, Gwinnett County, Georgia, being Lot 518, Block C, Unit Five, Creekshire at the Fielding, Phase One, as per plat recorded in Plat Book 75, Page 261, Gwinnett County, Georgia Records, as further recorded in Plat Book 79, Page 277, aforesaid records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 1009 Creekshire Cove, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Ricardo A. Smith and Shaunda R. Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Ricardo A. Smith and Shaunda R. Smith Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00954 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589003,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Norman John Smith, Jr. to Mortgage Electronic Registration Systems, Inc as nominee for American Brokers Conduit, dated February 15, 2007, recorded in Deed Book 47626, Page 578, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($161,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 115 of the 5th District of Gwinnett County, Georgia, being Lot 32, Block A, Camden Park subdivision, as per plat recorded in Plat Book 86, page 26, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Norman John Smith, Jr. or a tenant or tenants and said property is more commonly known as 235 Sasnett Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Norman John Smith, Jr. Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/tr 3/4/08 Our file no. 1677007-FT11 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583756,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Calvin A. Smith to Preferred Lending Group, Inc. , dated March 30, 2005, recorded May 10, 2005, in Deed Book 42682, Page 260, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifty Four Thousand Four Hundred Seventy and 00/100 Dollars ($154,470.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc. as nominee for US Bank, N.A., as Trustee, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 224 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 45, BLOCK F, UNIT SIX, THE MARSHES AT OAKBROOK SUBDIVISION ACCORDING TO PLAT RECORDED IN PLAT BOOK 38, PAGE 76, GWINNETT COUNTY, GEORGIA RECORDS TO WHICH PLAT REFERENCE IS MADE FOR A MORE DETAILED DESCRIPTION. Said property is commonly known as 1940 Marshes Glenn Drive, Norcorss, Georgia 30071. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Calvin A. Smith or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR US BANK, N.A., AS TRUSTEE as Attorney in Fact for CALVIN A. SMITH Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 TEL (888) 890-5309 ADORNO File No. 212508.0592 THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583437,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sara J. Herbst Smith and Bryan E. Smith to New Century Mortgage Corporation, dated May 24, 2003, recorded in Deed Book 33027, Page 3, Gwinnett County, Georgia Records, as last transferred to U.S Bank National Association, as Trustee relating to the Asset-Backed Pass-Through Certificates, Series 2003-HE4 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SIX THOUSAND AND 0/100 DOLLARS ($96,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that certain parcel of land situate in Land Lot 156 of the 6th District, Gwinnett County, Georgia, and being Lot 3, Block B, Cainbridge Hill Subdivision, Unit 1, as per plat recorded in Plat book 71, Page 43, Gwinnett County records, which plat is hereby referred to and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Sara J. Herbst Smith and Bryan E. Smith or a tenant or tenants and said property is more commonly known as 3613 Cainbridge Court, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S Bank National Association, as Trustee relating to the Asset-Backed Pass-Through Certificates, Series 2003-HE4 as Attorney in Fact for Sara J. Herbst Smith and Bryan E. Smith McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dxp 3/4/08 Our file no. 51650107-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583603,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sean P. Smith and Jada C. Smith to HomeBanc Mortgage Corporation, dated August 27, 2002, recorded in Deed Book 28901, Page 270, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc. by assignment recorded in Deed Book 34132, Page 73, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($149,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 49 of the 6th District, Gwinnett County, Georgia, and being Lot 24, Block A, Parkwood Ridge, as per plat thereof, recorded in Plat Book 42, page 58, of the public records of Gwinnett County, Georgia, which plat is hereby referred to and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Sean P. Smith and Jada C. Smith or a tenant or tenants and said property is more commonly known as 3230 Ridgerock Way, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney in Fact for Sean P. Smith and Jada C. Smith McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rcr 3/4/08 Our file no. 5500505-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589350,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Raymond Smith and Shirley Diana Smith to Mortgage Electronic Registration Systems, Inc., dated August 5, 2005, recorded in Deed Book 43926, Page 170, Gwinnett County, Georgia Records, as last transferred to Secretary of Veterans Affairs by assignment recorded in Deed Book 46963, Page 395, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-EIGHT THOUSAND SIX HUNDRED SIXTY AND 0/100 DOLLARS ($178,660.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 7 of the 5th District of Gwinnett County, Georgia, being Lot 9, Block A, of Westridge Subdivision, as per plat recorded in Plat Book 19, Page 40, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia. The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by Osric Antonio Jones. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Raymond Smith and Osric Antonio Jones or a tenant or tenants and said property is more commonly known as 2302 Westridge Drive, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Secretary of Veterans Affairs as Attorney in Fact for Raymond Smith and Shirley Diana Smith McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rcr 3/4/08 Our file no. 5779806-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589337,2/7,14,21,28 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF Gwinnett Pursuant to a power of sale contained in a certain security deed executed by Alicia C. Smith, hereinafter referred to as Grantor, to Mortgage Electronic Registration Systems, Inc. as nominee for First Horizon Home Loan Corporation recorded in Deed Book 46948, beginning at page 861, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in March, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". EXHIBIT "A" All that tract or parcel of land lying and being in Land Lots 179 and 180 of the 5th District, Gwinnett County, Georgia, being Unit No.90 of Springlake Cove, A Condominium, Phase 1, as per plat recorded in condominium Plat Book 2, Pages 134-136, Gwinnett County Records, Subject to that certain declaration of condominium for Springlake Cove, a condominium recorded in Deed Book 20961, Pages 224-258, Gwinnett County records, which declaration may be amended from time to time and which terms and conditions are incorporated herein and made a part hereof by reference. Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Alicia C. Smith or tenant(s). Avelo Mortgage, LLC, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor J. Michael Campbell Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589288,2/7,14,21,28 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF Gwinnett Pursuant to a power of sale contained in a certain security deed executed by Dwight H. Smith, hereinafter referred to as Grantor, to Mortgage Electronic Registration Systems, Inc. as nominee for Equity One, Inc. recorded in Deed Book 47215, beginning at page 607, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in March, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 127 of the 6th District, Gwinnett County, Georgia, Being Lot 15, Block 8, Bethesda Cove, Unit 2, as per plat of survey recorded in Plat Book 79, Page 260, Gwinnett County records, which plat is hereby referred to and made a part of this description. Address: 3530 Bethesda Park CT., Lawrenceville, GA 30044-6411 Tax Map or Parcel ID No.: R6127-117 Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Dwight H. Smith or tenant(s). The Bank Of New York as Trustee for Popular Mortgage Servicing Inc., Mortgage/pass through certified series # 2006-E, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor J. Michael Campbell Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Popular/Dwight H. Smith/08-53420 950-12518283,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Larry Smith and Lynette Smith to Mortgage Electronic Registration Systems Inc., dated November 14, 2005 in the amount of $172,500.00, and recorded in Deed Book 45796, Page 0070, Gwinnett County, Georgia Records; as last transferred to Wachovia Mortgage Corporation by assignment; the undersigned, Wachovia Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 104 & 105 of the 5t District, Gwinnett County, Georgia, being Lot 2, Block G, Unit II of Waterton Subdivision, as per plat thereof recorded in Plat Book 60, Page 71, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. which has the property address of 1935 Big Haynes Court, Grayson, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Larry Smith and Lynette Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Wachovia Mortgage Corporation Attorney in Fact for Larry Smith and Lynette Smith Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01355 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583706,2/7,14,21,28 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF Gwinnett Pursuant to a power of sale contained in a certain security deed executed by Albert L. Snow and Faye S. Patillar, hereinafter referred to as Grantor, to Sunrise Mortgage Corporation recorded in Deed Book 4027, beginning at page 280, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in March, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 74 of the 7th District of Gwinnett County, Georgia, being shown and designated as Lot 6, Block A, Herrington Place Subdivision, Unit One, according to a plat of subdivision recorded in Plat Book 23, Page 129, Gwinnett County, Georgia Records, which plat is incorporated by reference herein and made a part hereof. Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Faye S. Patillar and Albert L. Snow. MidFirst Bank, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor Raymond S. Martin Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589228,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Gregory Soetan to Mortgage Electronic Registration Systems, Inc. dated July 12, 2005, and recorded in Deed Book 43684, Page 37, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for FBR Securitization Trust 2005-3, by Assignment securing a Note in the original principal amount of $212,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 4, 2007, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 180 of the 5th District, Gwinnett County, Georgia, being Lot 75, Block B, of Paper Mill Subdivision, per plat of survey recorded in Plat Book 95, Page 232, Gwinnett County, Georgia Records, said plat is incorporated herein by reference. Said property is known as 1095 Paper Creek Drive, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Gregory Soetan, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Gregory Soetan , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, National Association, as Trustee for FBR Securitization Trust 2005-3 as Attorney-in-Fact for Gregory Soetan File no. 07-2511 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517940,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Hazel Soloman to USMoney Source, Inc., d/b/a Solunafirst, a Georgia Corporation dated August 2, 2002 in the amount of $101,600.00, and recorded in Deed Book 28300, Page 40, Gwinnett County, Georgia Records; as last transferred to JPMorgan Chase Bank, NA by assignment; the undersigned, JPMorgan Chase Bank, NA pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lots 38 and 41 of the 7th District of Gwinnett County, Georgia, being more particularly shown on plat of survey prepared by D.W. Lynah Surveyors, Georgia Registered Land Surveyors No. 1845, dated January 14, 1994, entitled survey for John Hardy Jones, and recorded in Plat Book 61, Page 100B, of the Gwinnett County, Georgia Records, said plat and record thereof are by reference incorporated herein. which has the property address of 1210 Herrington Road, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Hazel Soloman and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. JPMorgan Chase Bank, NA Attorney in Fact for Hazel Soloman Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00500 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588826,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in that certain Georgia Security Deed & Security Agreement from Nam Kyu Song to Branch Banking & Trust Company dated November 21, 2006, and recorded in Deed Book 47285, Page 703, Gwinnett County, Georgia Records (hereinafter referred to as "Deed to Secure Debt") and that certain Georgia Security Deed & Security Agreement from Nam Kyu Song to Branch Banking & Trust Company dated November 21, 2006, and recorded in Deed Book 19443, Page 407, Dekalb County, Georgia Records (hereinafter referred to as "Deed to Secure Debt"), said Deeds to Secure Debt securing an Promissory Note in the original principal sum of Eight Hundred Seventy Thousand and 00/100 Dollars ($870,000.00) (the "Note"), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at DEKALB County, Georgia, within the legal hours of sale on Tuesday, March 4, 2008, the property described on Exhibit "A" attached hereto and incorporated herein by reference. EXHIBIT "A" Legal Description All that tract or parcel of land lying and being in Land Lot 280 of the 6th District, Dekalb County and Gwinnett County, Georgia, containing 1.39 acres and being identified as Tract II on that certain Final Plat for Southern Properties, LLC dated August 15, 2002, last revised March 11, 2004 and prepared by Harkleroad and Associates, Donald W. Harkelroad, GRLS no. 1578, and being more particularly described according to said survey as follows: To find the POINT OF BEGINNING commence at point on the northeasterly right of way line of Winters Chapel Road (100' Right of Way), 964.40 feet along said right of way line from the intersection of said right of way with the Gwinnett/Dekalb County line; run thence along said right of way line North 59 degrees 15 minutes 00 Seconds East, 20.02 feet to an iron pin set on the northeasterly right of way line of Winters Chapel Road and the POINT OF BEGINNING; from the POINT OF BEGINNING AS THUS ESTABLISHED, run thence along the northeasterly right of way line of said roadway North 33 Degrees 21 Minutes 18 Seconds West a distance of 43.05 feet to an iron pin set; leaving said right of way line run thence North 58 Degrees 24 Minutes 50 Seconds East a distance of 292.33 feet to an iron pin set; thence North 30 Degrees 48 Minutes 37 Seconds West, 170.82 feet to an iron pin set; thence North 59 Degrees 11 Minutes 23 Seconds East a distance of 25.00 feet to an iron pin set; thence North 30 Degrees 48 Minutes 37 Seconds West a distance of 79.00 feet to an iron pin set; thence North 60 Degrees 19 Minutes 00 Seconds East a distance of 12.90 feet to an iron pin set; thence North 59 Degrees 25 Minutes 00 Seconds East a distance of 55.00 feet to an iron pin set; thence South 30 Degrees 48 Minutes 37 Seconds East a distance of 150.00 feet to an iron pin set; thence North 59 Degrees 30 Minutes 24 Seconds East a distance of 150.00 feet to an iron pin found; thence South 30 Degrees 48 Minutes 00 Seconds East a distance of 146.10 feet to an iron pin found; thence South 59 Degrees 15 Minutes 00 Seconds West a distance of 533.23 feet to the POINT OF BEGINNING. TOGETHER WITH easement rights contained in that certain Declaration of Restrictions and Cross Easement by and between Southern Properties, LLC and Young & Kang Enterprise, Inc. dated March 19, 2004 and recorded in Deed Book 37635, Page 27, Gwinnett County, Georgia records, and Deed Book 15983, Page 679, Dekalb County, Georgia records. The debt secured by said Deed to Secure Debt has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice. To the best knowledge and belief of the undersigned, the Party or Parties in possession of the property is/are Nam Kyu Song, or a tenant or tenants, and said property is more commonly known as 5009 Winter Chapel Road, Gwinnett County and Dekalb County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Because the property lies in both Gwinnett County and Dekalb County, the sale will be conducted only in Dekalb County as indicated above. Branch Banking & Trust Company Attorney in Fact for Nam Kyu Song Martin G. Quirk, Esq. Quirk & Quirk, LLC 6000 Lake Forest Drive Suite 325 Atlanta, Georgia 30328 404-252-1425 950-12518278,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Petal C. Sorocaniuc and Nelu I. Sorocaniuc to New Century Mortgage Corporation dated November 22, 2005, and recorded in Deed Book 45466, Page 252, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley Loan Trust 2006-NC2 by Assignment securing a Note in the original principal amount of $346,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 30 of the 5th District, Gwinnett County, Georgia, containing 4.76 acres, according to plat of survey by S.R. Fields, GRLS No. 739 prepared for Ronald D. Crook, dated October 20, 1976 and being recorded in Plat Book 6, Page 101-B, Gwinnett County, Georgia Records, which plat and the record thereof are incorporated by reference thereto. Said property is known as 2445 Temple Johnson Road, Snellville, GA 30078, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Petal C. Sorocaniuc and Nelu I. Sorocaniuc, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Petal C. Sorocaniuc and Nelu I. Sorocaniuc , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Deutsche Bank National Trust Company, as Trustee for Morgan Stanley Loan Trust 2006-NC2 as Attorney-in-Fact for Petal C. Sorocaniuc and Nelu I. Sorocaniuc File no. 07-5055 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589061,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Farris Wayne Sorrow and Angela Sorrow to Wells Fargo Bank NA , dated February 9, 2007, recorded in Deed Book 47591, Page 597, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA, National Association, as Trustee for WFHET 2007-2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND ONE HUNDRED TWENTY-FIVE AND 0/100 DOLLARS ($121,125.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 47 of the 6th District, Gwinnett County, Georgia, being Lot 12, Valley Brook Subdivision, Block C, Phase IV, as reflected on a plat of survey recorded in Plat Book 1, Page 135, Gwinnett County records, to which said plat reference is made for a more particular delineation of a metes, bounds and courses description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Farris Wayne Sorrow and Angela Sorrow or a tenant or tenants and said property is more commonly known as 2501 Northbrook Road, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, National Association, as Trustee for WFHET 2007-2 as Attorney in Fact for Farris Wayne Sorrow and Angela Sorrow McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/axc 3/4/08 Our file no. 523108-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589008,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Walter A. Sorto to Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation, dated July 31, 2006, recorded August 3, 2006, in Deed Book 46833, Page 168, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seventy Three Thousand and 00/100 Dollars ($173,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 146 AND 161 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 51, BLOCK A OF STERLING TRACE SUBDIVISION, PHASE II, AS PER PLAT RECORDED IN PLAT BOOK 68, PAGE 23, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property is commonly known as 5187 Sterling Trace Drive, Lilburn, Georgia 30047. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Walter A. Sorto or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for WALTER A. SORTO Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 TEL (888) 890-5309 ADORNO File No. 215400.1490 950-06589227,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Fatma Soud to HCA Federal Credit Union, dated July 7, 2005, recorded in Deed Book 43743, Page 196, Gwinnett County, Georgia Records, as last transferred to CU Members Mortgage, a division of Colonial Savings, F.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND AND 0/100 DOLLARS ($155,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 3 of the 5th District, Gwinnett County, Georgia, being Lot 41, Block C, Unit Two, Roselake Subdivision, as per plat recorded in plat book 64, page 300, Gwinnett County, Georgia Records, which said plat is incorporated herein by this reference and made a part of this description, being improved property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debtremaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Fatma Soud or a tenant or tenants and said property is more commonly known as 2968 King Stream Drive, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CU Members Mortgage, a division of Colonial Savings, F.A. as Attorney in Fact for Fatma Soud McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tah 3/4/08 Our file no. 556008-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583861,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by William D. Sowders II to Mortgage Electronic Registration Systems, Inc . dated August 12, 2005, and recorded in Deed Book 45582, Page 267, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee, by Assignment securing a Note in the original principal amount of $248,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 1 of the 3rd District, Duncans GMD 1749, Gwinnett County, Georgia, being Lot 34, Block W, Hamilton Mill - A Home Town, Phase 13B, as per plat recorded in Plat Book 82, Page 60, Gwinnett County, Georgia, which plat is incorporated herein by reference and made a part hereof. Said property is known as 3318 Highland Forge Trail, Dacula, GA 30019, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of William D. Sowders II, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of William D. Sowders II , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association as Trustee as Attorney-in-Fact for William D. Sowders II File no. 08-000779 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583898,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Lawrence M. Spencer to Mortgage Electronic Registration Systems, Inc., dated February 8, 2002, recorded in Deed Book 26486, Page 22, Gwinnett County, Georgia Records, as last transferred to PHH Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($128,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 150 of the 5th District, Gwinnett County, Georgia, being Lot 31, Block "A", St. Lawrence Plantation Subdivision, Unit Two, per plat recorded in plat book 41, page 101, Gwinnett County, Georgia. Records said plat by this reference being incorporated herein and made a part hereof for a more complete description. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on March 4, 2008, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Lawrence M. Spencer and Jesse Franklin Eleton or a tenant or tenants and said property is more commonly known as 1351 Creekwood Cove, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. PHH Mortgage Corporation as Attorney in Fact for Lawrence M. Spencer McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 51476607-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07584031,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Michael R. St. Pierre and Shelley J. St. Pierre to Merrill Lynch Credit Corporation dated December 12, 2002, and recorded in Deed Book 30378, Page 142, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to PHH Mortgage Corporation, by Assignment securing a Note in the original principal amount of $201,317.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 341 of the 7th District of Gwinnett County, Georgia, being Lot 7, Block A, Wild Timber Subdivision, Phase 1A, as per plat recorded in Plat Book 77, Pages 105-106, Gwinnett County, Georgia records which plat is incorporated herein by reference and made a part of this description. Being the same property conveyed to Michael R. St. Pierre and Shelley J. St. Pierre by deed from Haven Properties Inc. dated 9/2/99 and recorded in Deed Book 19335, Page 183 in the Gwinnett County records. Said property is known as 5965 Wild Timber Road, Sugar Hill, GA 30518 , together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Michael R. St. Pierre and Shelley J. St. Pierre, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Shelley J. St. Pierre, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. PHH Mortgage Corporation as Attorney-in-Fact for Michael R. St. Pierre and Shelley J. St. Pierre File no. 07-4818 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/HF www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583947,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Teri Stephens to Mortgage Electronic Registration Systems, Inc. dated November 17, 2005, and recorded in Deed Book 45455, Page 197, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company , by Assignment securing a Note in the original principal amount of $157,841.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 131 & 132 of the 7th District, Gwinnett County, Georgia, being Lot 183 Little Suwanee Pointe, Unit I, Phase 2, as per plat recorded in Plat Book 107, Pages 34-35, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. Said property is known as 2432 Clock Face Court, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Teri Stephens, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Teri Stephens , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. EverHome Mortgage Company as Attorney-in-Fact for Teri Stephens File no. 08-000048 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/HF www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS] 950-07583403,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Vicki L. Stephens to Cendant Mortgage Corporation, dated February 19, 1999, recorded in Deed Book 17836, Page 36, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND FOUR HUNDRED THIRTY-THREE AND 0/100 DOLLARS ($144,433.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 120 of the 5th District of Gwinnett County, Georgia, being shown and designated as Lot 20, Block A, Hillside Crossing Subdivision, Unit One, according to a plat of subdivision recorded in plat book 75, page 28, Gwinnett County, Georgia Records, which plat is incorporated by reference herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Andre' L. Stephens and Vicki L. Stephens or a tenant or tenants and said property is more commonly known as 1570 Hill Crossing Court, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Vicki L. Stephens McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 52336007-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588795,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michon J. Stevens to Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin, a division of National City Bank, dated October 16, 2006, recorded in Deed Book 47166, Page 715, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2006-FF18, Mortgage Loan Asset-Backed Certificates, Series 2006-FF18 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($140,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 211 of the 5th District, Gwinnett County, Georgia, being Lot 34, Block A, Olden Athens, Phase One, as per plat recorded in Plat Book 55, Page 277, Gwinnett County, Georgia, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michon J. Stevens or a tenant or tenants and said property is more commonly known as 995 Mercury Dr, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2006-FF18, Mortgage Loan Asset-Backed Certificates, Series 2006-FF18 as Attorney in Fact for Michon J. Stevens McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 3/4/08 Our file no. 5116408-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583628,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Beverley S. Stewart to World Saving Bank, FSB, dated April 2, 2007, recorded in Deed Book 47745, Page 318, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SIX THOUSAND AND 0/100 DOLLARS ($136,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 234 of the 5th District, Gwinnett County, Georgia being Lot 96, Block A, Brooks Crossing, as per plat recorded in Plat Book 93, Page 127, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Beverley S. Stewart or a tenant or tenants and said property is more commonly known as 1670 Brooks Pointe Ct, Lawrenceville, Georgia 30045-3291. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wachovia mortgage, FSB fka World Saving Bank, FSB as Attorney in Fact for Beverley S. Stewart McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 3/4/08 Our file no. 5146008-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583699,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Cary H Strange to Mortgage Electronic Registration Systems Inc. dated November 29, 2006 in the amount of $394,950.00, and recorded in Deed Book 47410, Page 0281, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 83 of the 7th District, Gwinnett County, Georgia, being Lot 63, Block A, Clairemont Subdivision, as per plat recorded in Plat Book 107, Page 300 and Plat Book 108, Page 1, Gwinnett County Records, said plat being incorporated herein by reference thereto. which has the property address of 1443 Sever Creek Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Cary H Strange and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Cary H Strange Anthony DeMarlo, Attorney/awilby McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00652 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518399,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kevin Strong to Mortgage Electronic Registration Systems, Inc., dated October 31, 2002, recorded in Deed Book 29554, Page 35, Gwinnett County, Georgia Records, as last transferred to EverHome Mortgage Company by assignment recorded in Deed Book 48284, Page 0860, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SEVEN THOUSAND FIVE HUNDRED SEVENTY-FIVE AND 0/100 DOLLARS ($157,575.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 4 of the 6th District, Gwinnett County, Georgia, and being Lot 52, Block A, The Village at Laurel Falls, as per thereof, recorded in Plat Book 89, Page 145, of the Public Records of Gwinnett County, Georgia, which plat is hereby referred to and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kevin Strong or a tenant or tenants and said property is more commonly known as 4143 Laurel Bend Court, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. EverHome Mortgage Company as Attorney in Fact for Kevin Strong McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 5564105-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518298,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Herbert L. Stubbs to Option One Mortgage Corporation dated March 10, 2005 in the amount of $134,000.00, and recorded in Deed Book 42354, Page 2, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Citigroup Mortgage Loan Trust, Series 2005-OPT3, Asset Backed Pass-Through Certificates by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee for Citigroup Mortgage Loan Trust, Series 2005-OPT3, Asset Backed Pass-Through Certificates pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 60 of the 7th District, and Duncans G.M.D.1749, Gwinnett County, Georgia, being Lot 85, Block F, Unit Three A of Apalachee Plantation Subdivision, as per Plat thereof recorded in Plat Book 77, Page 298, Gwinnett County, Georgia Records, which recorded Plat is incorporated herein by reference and made a part of this description. which has the property address of 2470 Fort Daniels Drive, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Herbert L. Stubbs and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company, as Trustee for Citigroup Mortgage Loan Trust, Series 2005-OPT3, Asset Backed Pass-Through Certificates Attorney in Fact for Herbert L. Stubbs Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00463 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589259,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Thomas K. Stumpf and Catherine A. Stumpf to Sunshine Mortgage Corporation, dated January 29, 1999, recorded in Deed Book 17695, Page 140, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 265 of the 6th District, Gwinnett County, Georgia, being Lot 50, Block A, Unit three, Creek port Estates Subdivision, as per plat thereof recorded in Plat Book Z, Page 90, Gwinnett County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Thomas K. Stumpf and Catherine A. Stumpf or a tenant or tenants and said property is more commonly known as 3468 Larch Pine Drive, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc as Attorney in Fact for Thomas K. Stumpf and Catherine A. Stumpf McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 5113608-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583569,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Susana Subeski to Wells Fargo Home Mortgage, Inc, dated October 9, 2002, recorded in Deed Book 29753, Page 264, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND AND 0/100 DOLLARS ($156,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 81 of the 5th Land District, Gwinnett County, Georgia, being known and designated as Lot 70, Bloc B, of Unit Five, Summerville Subdivision, as per plat of said subdivision recorded in Plat Book 36, page 221, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Susana Subeski or a tenant or tenants and said property is more commonly known as 1400 Sundale Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc as Attorney in Fact for Susana Subeski McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 52875308-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588943,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Douglas Sullivan and Georgetta L. Sullivan to Mortgage Electronic Registration Systems, Inc. dated November 30, 2006 in the amount of $181,800.00, and recorded in Deed Book 47337, Page 856, Gwinnett County, Georgia Records; as last transferred to RMS Residential Properties LLC by assignment; the undersigned, RMS Residential Properties LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 68 of the 6th District, Gwinnett County, Georgia, being Lot 84, Block A, Unit Two, Ashwood Grove Subdivision as per plat recorded in Plat Book 79, Page 245, Gwinnett County records, which plat is incorporated herein and made a part hereof by reference. The above description is the same as found in prior deed of record as a boundary line survey was not done at the time of this conveyance. Being the same property conveyed to Douglas Sullivan and Georgetta L. Sullivan, as joint tenants with the right of survivorship, from Georgetta L. Sullivan, by Quit Claim Deed recorded 08/06/04, in Book 39368, Page 0210, in the Clerk of Superior Courts Office for Gwinnett County, Georgia. Further being the same property conveyed to Georgetta L. Sullivan from D.R. Horton, Inc.-Torrey, a Delaware Corporation, by Warranty Deed dated 10/29/99 and recorded 11/10/99, in Book 19542, Page 0258, in the Clerk of Superior Courts Office for Gwinnett County, Georgia. This derivation clause represents a 24 month chain of title. This conveyance is subject to all restrictions, easements, setback lines, and other conditions shown of record in the Clerk of Superior Courts Office for Gwinnett County, Georgia. which has the property address of 1 901 Ashwood Grove Drive, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Douglas Sullivan and Georgetta L. Sullivan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. RMS Residential Properties LLC Attorney in Fact for Douglas Sullivan and Georgetta L. Sullivan Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01498 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583709,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Brian Summerall and Valerie Summerall to HomeBanc Mortgage Corporation, dated June 28, 2001, recorded in Deed Book 23773, Page 92, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($168,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 49 of the 7th District, Gwinnett County, Georgia, being Lot 54, Block B, Unit III, Charter Club on the River Subdivision, per plat thereof recorded in Plat Book 72, page 248, Gwinnett County Records, which plat is made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Brian Summerall and Valerie Summerall or a tenant or tenants and said property is more commonly known as 1185 Charter Club Drive, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Brian Summerall and Valerie Summerall McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 52524207-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588797,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jacqueline R. Surratt and Michael D. Surratt to Centex Home Equity Company, LLC dated August 26, 2003 in the amount of $202,500.00, and recorded in Deed Book 34712, Page 8, Gwinnett County, Georgia Records; as last transferred to Nationstar Mortgage LLC f/k/a Centex Home Equity Company, LLC by assignment; the undersigned, Nationstar Mortgage LLC f/k/a Centex Home Equity Company, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that Tract or Parcel of Land lying and being in Land Lot 63 of the 5th District of Gwinnett County, Georgia, being Lot 11, Block A Streamwood Subdivision, Unit Two, according to Plat recorded in Plat Book 54, Page 47, Records of Gwinnett County, Georgia, which Plat is incorporated herein by reference. Tax Map Reference: R5063-069 Being that Parcel of Land conveyed to Michael D. Surratt and Jacqueline R. Surratt from John B. Kline and Mary K. Hall Kline by the Deed dated 07/31/2002 and recorded 08/14/2002 in Deed Book 28378, at Page 0229 of the Gwinnett County, GA Public Registry. Being that Parcel of Land conveyed to John B. Kline and Mary K. Hall Kline from Milimac, LTD, by that Deed dated 04/08/1933 and recorded 04/20/1993 in Deed Book 8633, at Page 59 of the Gwinnett County, GA Public Registry. which has the property address of 3974 Tadpole Court, Loganville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jacqueline R. Surratt and Michael D. Surratt and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Nationstar Mortgage LLC f/k/a Centex Home Equity Company, LLC Attorney in Fact for Jacqueline R. Surratt and Michael D. Surratt Anthony DeMarlo, Attorney/kgrant McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-12427 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589002,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Lucian Susa and Diorela Susa to Mortgage Electronic Registration Systems, Inc., dated March 22, 2007, recorded in Deed Book 47739, Page 576, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-ONE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($181,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel op land lying and being in Land Lot 209 of the 7th District of Gwinnett County, Georgia being Unit 33, Block B, Suwanee Station, Unit I-A, as per plat recorded in Plat Book 99, Page 1-4, Gwinnett County. Georgia records, which plat is incorporated herein by reference and made a part hereof; together with and subject to all right, title and interest in and to those certain covenants. Restrictions and easements as contained in declaration of covenants. Restrictions and easements for the Town homes of Suwannee Station. Dated October 29, 2002, filed for record on October 30, 2002 at 3:20 p.m. and recorded in deed book 29461, page 95, aforesaid records; as amended from time to time. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Lucian Susa and Diorela Susa or a tenant or tenants and said property is more commonly known as 1157 Station Center Blvd, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Lucian Susa and Diorela Susa McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 52876308-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588623,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Rifise Sylvestre to Mortgage Electronic Registration Systems, Inc . dated January 9, 2006 in the amount of $191,400.00, and recorded in Deed Book 46068, Page 838, Gwinnett County, Georgia Records; as last transferred to Indy Mac Bank , F.S.B. by assignment; the undersigned, Indy Mac Bank , F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 335 of the 4th District of Gwinnett County, Georgia, being Lot 13, Block A, Prescott at Mink Livsey fka Mink Livsey Manor, as per plat thereof recorded in Plat Book 108, Page 251, revised at Plat Book 109, Page 36, Gwinnett County Records, which plat is incorporated herein by reference. which has the property address of 4766 Beau Point Court, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Rifise Sylvestre and Rousier Sylvestre and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Indy Mac Bank , F.S.B. Attorney in Fact for Rifise Sylvestre Anthony DeMarlo, Attorney/ajackson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-06059 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588966,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Che Tabor-Raye to Mortgage Electronic Registration Systems, Inc., dated December 6, 2004, recorded in Deed Book 40907, Page 29, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED ELEVEN THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($211,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 234 of the 7th District of Gwinnett County, Georgia being designated as Lot 7, Block D, Ruby Forest Subdivision, Unit Three, Gwinnett County, Georgia, according to a plat of subdivision recorded in Plat Book 64, page 265, Gwinnett County, Georgia Records, which plat is incorporated by reference herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Che Tabor-Raye, Che' Myra Raye and Carlos Tabor or a tenant or tenants and said property is more commonly known as 244 Lake Ruby Dr, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Che Tabor-Raye McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/syh 3/4/08 Our file no. 52423307-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589166,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Saeeda M. Tadkod to Mortgage Electronic Registration Systems, Inc. dated November 24, 2004 in the amount of $151,800.00, and recorded in Deed Book 41671, Page 75, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 273 of the 4th District, Gwinnett County, Georgia, being Lot 9, Block A, Ivy Fork, as per plat recorded in Plat Book 103, Pages 251-252, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto. which has the property address of 4260 Ivy Fork Drive, Loganville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Saeeda M. Tadkod and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Saeeda M. Tadkod Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02831 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589404,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jorge T. Taffur to Mortgage Electronic Registration Systems, Inc . dated September 23, 2005 in the amount of $129,600.00, and recorded in Deed Book 44692, Page 56, Gwinnett County, Georgia Records; as last transferred to HSBC Mortgage Services Inc. by assignment; the undersigned, HSBC Mortgage Services Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 3 of the5th District of Gwinnett County, Georgia, being Lot 35, Block A, Unit One, Tradd Court, as per plat recorded in Plat Book 55, page 201, Gwinnett County Records. Reference to said plat is hereby made for a complete description of the property herein described. Said property is improved property known as 3605 Andrea Lee Court, according to the present system of numbering property in Gwinnett County, Georgia. which has the property address of 3605 Andrea Lee Court, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jorge T. Taffur and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. HSBC Mortgage Services Inc. Attorney in Fact for Jorge T. Taffur Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01868 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583657,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Marcia A. Taft to Mortgage Electronic Registration Systems, Inc. dated July 17, 2006 in the amount of $363,500.00, and recorded in Deed Book 46902, Page 198, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 279 of the 7th District, Gwinnett County, Georgia, being shown and depicted as Lot 603, Block E, Unit 6A of Rivermoore Park Subdivision on Plat recorded at Plat Book 77, Page 14, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. which has the property address of 1003 Fowler Creek Cove, Suwanee, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Marcia A. Taft and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Marcia A. Taft Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-11266 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589038,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Shernice Nicole Tatem to Mortgage Electronic Registration Systems, Inc., dated May 16, 2006, recorded in Deed Book 46557, Page 131, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND NINE HUNDRED TEN AND 0/100 DOLLARS ($116,910.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 3 of the 5th District, of Gwinnett County, Georgia, being Lot 28, Block "A" of the Sagewood Subdivision, Unit five, as per plat recorded in Plat Book 28, Page 61, Gwinnett County Records, which plat is incorporated and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Shernice Nicole Tatem or a tenant or tenants and said property is more commonly known as 3531 Oakwilde Dr., Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc.as Attorney in Fact for Shernice Nicole Tatem McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/qns 3/4/08 Our file no. 51419907-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583422,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Matthew B. Taylor to Mortgage Electronic Registration Systems, Inc., dated September 30, 2005, recorded in Deed Book 45671, Page 262, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-ONE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($141,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 228 of the 5th District, Gwinnett County, Georgia, being Lot 18, Block A, of Sierra Ridge Subdivision, as per plat thereof recorded in Plat Book 94, Pages 34-36, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Matthew B. Taylor or a tenant or tenants and said property is more commonly known as 3010 Sierra Ridge Court, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Matthew B. Taylor McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/syh 3/4/08 Our file no. 51690206-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583710,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Harry R. Taylor, Jr. and Toni Taylor to Prestige Mortgage Co., Inc., dated March 25, 1996, recorded in Deed Book 12680, Page 149, Gwinnett County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 47778, Page 0301, Gwinnett County, Georgia Records, as last transferred to National City Mortgage Co. by assignment recorded in Deed Book 15100, Page 153, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($162,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 71 of the 5th District, Gwinnett County, Georgia, being Lot 31, Block A, Wellington, as per plat recorded in Plat Book 63, Page 62, in the Office of the Clerk of Superior Court of Gwinnett County, Georgia, which recorded plat is incorporated herein and by reference made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Harry R. Taylor, Jr., and Toni Taylor or a tenant or tenants and said property is more commonly known as 2365 Pinehaven Court, Grayson, Georgia 30221. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. National City Real Estate Services LLC sbm National City Mortgage, Inc. fka National City Mortgage Co. sbm First of America Loan Services, Inc. as Attorney in Fact for Harry R. Taylor, Jr. and Toni Taylor McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 52529802-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583703,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Gregorio Teran to JPMorgan Chase Bank, N.A., dated November 21, 2005, recorded in Deed Book 45711, Page 54, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FOUR THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($174,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 68 of the 7th District, Gwinnett County, Georgia, being Lot 23, Block A, Windsor Chase, Unit one, as per plat recorded in Plat Book 56, page 27, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gregorio Teran or a tenant or tenants and said property is more commonly known as 50 Windsor Chase Dr, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Gregorio Teran McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ssh 3/4/08 Our file no. 5177408-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518355,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Inpanh Thavongsa to Allstate Home Loans, Inc. dated July 15, 2005 in the amount of $324,000.00, and recorded in Deed Book 44278, Page 269, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank Trust Company Americas formerly known as Banker's Trust Company, IXIS 2005-HE4 as Trustee and Custodian by: Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as its attorney-in-fact by assignment; the undersigned, Deutsche Bank Trust Company Americas formerly known as Banker's Trust Company, IXIS 2005-HE4 as Trustee and Custodian by: Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as its attorney-in-fact pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: The following described real property, to wit: all that tract and parcel of land lying and being in Land Lot 88 of the 5th District, Gwinnett County, Georgia, being Lot 11, Block A, Unit One, Castle Pointe, as per Plat recorded in Plat Book 58, Page 288, Gwinnett County Records, said Plat is incorporated herein and made a part hereof by reference; with all the rights, members and appurtenance, to the said described premises in any wise appertaining or belonging. which has the property address of 1605 Castle Pointe Cove, Grayson, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Inpanh Thavongsa and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank Trust Company Americas formerly known as Banker's Trust Company, IXIS 2005-HE4 as Trustee and Custodian by: Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as its attorney-in-fact Attorney in Fact for Inpanh Thavongsa Anthony DeMarlo, Attorney/ajackson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-09379 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588815,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Herbertta Thomas to Mortgage Electronic Registration Systems, Inc . dated February 15, 2006, and recorded in Deed Book 46180, Page 158, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Pass-Through Certificates 2006-EQ1 by Assignment securing a Note in the original principal amount of $122,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 178, 5th District, Gwinnett County, GA, being Lot 78, Timber Gate Subdivision, Phase One, as per plat recorded in Plat Book 93, Page 128, Gwinnett County, GA Records, which plat is incorporated herein and made a part hereof by reference. Together with and subject to all right, title and interest in and to those certain covenants, conditions and easements contained in the declaration of covenants, restrictions and easements for Timber Gate, dated May 17, 2001, recorded in Deed Book 23195, Page 151, Gwinnett County, Georgia Records, as amended from time to time. Said property is known as 93 Timber Mist Lane, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Herbertta Thomas, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Herbertta Thomas , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. U.S. Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Pass-Through Certificates 2006-EQ1 as Attorney-in-Fact for Herbertta Thomas File no. 08-000789 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583916,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Cornelius Thomas and Felicia Sanders-Thomas to Netfirst Mortgage, Inc., dated August 30, 2001, recorded in Deed Book 24614, Page 2, Gwinnett County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment recorded in Deed Book 26037, Page 229, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND FOUR HUNDRED FIFTY-FIVE AND 0/100 DOLLARS ($134,455.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 95, 5th District, Gwinnett County, Georgia, being Lot 8, Block B, Wade's Mill as per plat thereof recorded in Plat Book 57, Page 148, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Cornelius Thomas and Felicia Sanders-Thomas or a tenant or tenants and said property is more commonly known as 1520 Rose Pointe Drive, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CitiMortgage, Inc. as Attorney in Fact for Cornelius Thomas and Felicia Sanders-Thomas McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 3/4/08 Our file no. 51127403-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583803,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Bertha M. Thomas to HomeBanc Mortgage Corporation, dated March 30, 2004, recorded in Deed Book 37684, Page 127, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($162,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 102 of the 7th District, Gwinnett County, Georgia, being Lot 40, Block C, The Oaks at Charleston Commons, Unit I, per Plat Book 95, Pages 256-258, Gwinnett County, Georgia Records, which is referred to and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Bertha M. Thomas or a tenant or tenants and said property is more commonly known as 1920 Charleston Oak Cir, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney in Fact for Bertha M. Thomas McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ba1 3/4/08 Our file no. 5226608-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583905,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Perisha Thompson to Mortgage Electronic Registration Systems, Inc . dated May 16, 2005, and recorded in Deed Book 42797, Page 73, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for Home Equity Loan Trust Series ACE 2005-HE5, by Assignment securing a Note in the original principal amount of $102,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 354 of the 5th District, Gwinnett County, Georgia, being Lot 19, Block A, Biltmorewoods, Unit One, as per plat recorded in Plat Book 68, Page 149, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part of this description. Said property is known as 3800 Biltmore Oaks Drive, Bethlehem, GA 30620, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Perisha Thompson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Perisha Thompson , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, National Association, as Trustee for Home Equity Loan Trust Series ACE 2005-HE5 as Attorney-in-Fact for Perisha Thompson File no. 08-000784 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583913,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Penelope Tolbert to Mortgage Electronic Registration Systems, Inc., dated September 22, 2005, recorded in Deed Book 45265, Page 31, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-TWO THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($142,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 49 of the 4th District, Gwinnett County, Georgia, being known and designated as Lot 11, Block B, Parkwood Ridge Subdivision, Unit II, as per plat recorded at Plat Book 46, Page 170, Gwinnett County, Georgia Records, which plat by reference is incorporated herein and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Penelope Tolbert or a tenant or tenants and said property is more commonly known as 3356 Woodlaurel Dr, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Penelope Tolbert McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cam 3/4/08 Our file no. 51229806-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583868,2/7,14,21,28 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF Gwinnett Pursuant to a power of sale contained in a certain security deed executed by Douglas Toodle, II and Melissa L. Hallback-Toodle, hereinafter referred to as Grantor, to Damla Corporation dba Alpha Mortgage Bankers recorded in Deed Book 18238, beginning at page 205, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in March, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 35 of the 6th District, Gwinnett County, Georgia, being Lot 14, Block B, Springridge Subdivision, Unit One, as per plat recorded in Plat Book 38, Page 233, Gwinnett County, Georgia Records, said plat being incorporated herein by reference and made a part hereof. Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Douglas Toodle, II and Melissa L. Hallback-Toodle. MidFirst Bank, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor Raymond S. Martin Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589239,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kevin E. Toro and Holli Toro to Mortgage Electronic Registration Systems, Inc., dated March 21, 2003, recorded in Deed Book 32000, Page 209, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY THOUSAND SIX HUNDRED THIRTY AND 0/100 DOLLARS ($130,630.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 185 of the 7th District, Gwinnett County, Georgia, being Lot 6, Block B, Unit 2 Ivy Crest Subdivision, as shown on survey for Sheila E. Thompson and Larry Todd Thompson dated January 13, 1994, prepared by William C. Ellis, registered Land Surveyor. This is the same property shown on said lot and subdivision on subdivision plat recorded at Plat Book 26, Page 276, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. Being the same property conveyed to Kevin E. Toro and Holli Toro by Deed from AFN Properties, LLC Recorded 10/18/2000 in Deed Book 21511, Page 249. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kevin E. Toro and Holli Toro or a tenant or tenants and said property is more commonly known as 2303 Ivy Crest Drive, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Kevin E. Toro and Holli Toro McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sm5 3/4/08 Our file no. 5249208-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07584036,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by William Tovar to HomeBanc Mortgage Corporation, dated November 30, 2005, recorded in Deed Book 46062, Page 271, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIVE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($205,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in 1587 GMD of Gwinnett County, Georgia, being Lot 26, Block A, of Yorkshire Estates, as per plat recorded in Plat Book 107, Page 117-118, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is William Tovar or a tenant or tenants and said property is more commonly known as 653 York View Drive, Auburn, Georgia 30011. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for William Tovar McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tdb 3/4/08 Our file no. 5150808-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518354,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Gregory D. Towe to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. dba America's Wholesale Lender, dated May 23, 2007, recorded May 31, 2007, in Deed Book 47932, Page 0831, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty-Eight Thousand and 00/100 Dollars ($138,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT NO. 308 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORGIA AND BEING LOT NO. 2 OF A SURVEY FOR D.C. TULLIS BY W.T. DUNAHOO, SURVEYOR ON APRIL 8TH, 1972, AND SAID LAND IS DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE WEST SIDE OF TANNER ROAD A/K/A TANNER'S ROAD AND SAID POINT OF BEGINNING BEING 315 FEET NORTHWEST FROM DACULA'S CITY LIMITS; THENCE SOUTH 57 DEGREES 40 MINUTES WEST 210 FEET TO AN IRON PIN CORNER; THENCE NORTH 58 DEGREES 24 MINUTES WEST 105 FEET TO AN IRON PIN CORNER; THENCE NORTH 57 DEGREES 40 MINUTES EAST 210 FEET TO AN IRON PIN CORNER; THENCE SOUTH 58 DEGREES 24 MINUTES EAST 105 FEET TO THE POINT OF BEGINNING. Said property is commonly known as 577 Tanner Road, Dacula, Georgia 30019. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Gregory D. Towe or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for GREGORY D. TOWE Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML ADORNO FILE NO. 215400.1506 950-06589273,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER By virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement from Towne & Country Homes, LLC, party of the first part, to Piedmont Bank of Georgia, now known as The PrivateBank (through acquisition and merger), party of the second part, dated August 17, 2005, and recorded in Deed Book 44077, Page 0002, Gwinnett County, Georgia records, and all modifications thereto (the "Security Deed") , conveying the after-described property to secure a Construction Loan Note (the "Note") in the original principal amount of Seven Hundred Thirty Seven Thousand Twenty Five ($737,025.00) Dollars, with interest thereon as set forth therein, the undersigned, pursuant to said Security Deed has declared the entire amount of said indebtedness due and payable because of default in the payment of said indebtedness. Further, pursuant to that Power of Sale, the undersigned will, on the first Tuesday in March 2008, during the legal hours of sale before the courthouse door in Gwinnett County, Georgia, sell at public outcry to the highest bidder, for cash, the following property (the "Land") described in said Security Deed, to wit: All that tract or parcel of land lying and being in Land Lots 346 and 353 of the 5th Land District of Gwinnett County, Georgia and being designated as Lot 34, Block A of Ivey Springs Subdivision f/k/a June Ivey Plantation according to that plat of survey recorded in Plat Book 108, Pages 175 and 176, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein. TOGETHER WITH all buildings, structures and improvements now or hereafter erected upon the Land and any and all of the following items of property which party of the first part has heretofore placed or caused to be placed or hereafter places or causes to be placed in or on the said buildings; gas and electric fixtures, radiators, beaters, furnaces, heating equipment, steam and hot water boilers, hot water heaters, stoves, ranges and ovens, refrigerators, refrigerating plants, air conditioning equipment, elevators, tubs, sinks, water closets and basins, garbage disposal equipment, vacuum cleaning equipment, sprinkler systems, fire alarm systems, carpets, shades, screens, blinds, awnings, and all other furniture, furnishings and equipment placed in and about the said buildings for use therein which are necessary to the completed end comfortable use and occupancy of the said buildings for the purpose for which they were or are to be constructed or erected and together with all renewals or replacements of or articles in substitution for the said enumerated and described items of property. TO HAVE AND TO HOLD the same premises, with all and singular the rights, members and appurtenances thereof, to the same belonging or in any wise appertaining to the only proper use, benefit and behoof of the said party of the second part, its successors and assigns forever, in fee simple (all referred to as "Property"). The above-referenced Property will be sold subject to the following: all, if any, outstanding ad valorem taxes and/or assessments; all, if any, other prior liens, easements, covenants, restrictions, encumbrances, zoning ordinances or other matters of record to which the Security Deed is junior in priority; and all, if any, matters affecting said Property which would be disclosed by an accurate survey and inspection of said Property. Said Property will be sold as the property of Towne & Country Homes, LLC, and the proceeds will be applied to the payment of the described indebtedness, the Security Deed and all expenses of this sale. Any remaining proceeds will be applied pursuant to the laws of the State of Georgia. The above-referenced Property will be sold on an "as is, where is" basis without recourse against party of the second part and without representation or warranty of any kind or nature whatsoever by party of the second part with respect thereto. To the best of the undersigned's knowledge and belief, the Property is presently owned by Towne & Country Homes, LLC who is the party in possession or a tenant or tenants, and said Property is more commonly known as Lot 34, Block A of Ivey Springs Subdivision f/k/a June Ivey Plantation. The PrivateBank, as attorney-in-fact for Towne & Country Homes, LLC Mark L. Golder, Esq. Lynn L. Carroll, Esq. SIEGEL & GOLDER, P.C. One Premier Plaza 5605 Glenridge Drive, Suite 690 Atlanta, Georgia 30342 (404) 252-3000 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518281,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kenneth W. Traub and Lynda G. Traub to Mortgage Electronic Registration Systems, Inc., dated September 24, 2003, recorded in Deed Book 35485, Page 196, Gwinnett County, Georgia Records, as last transferred to Bank of America, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-TWO THOUSAND AND 0/100 DOLLARS ($252,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or Parcel of Land lying and being in Land Lot 298 & 299, 6th District, Gwinnett County, Georgia, being Lot 2, Block A, Unit One, Berkeley Lake Ridge Subdivision, as Per Plat recorded in Plat Book 24, page 137, Gwinnett County Records, which plat is hereby referred to and made a part of this description, being property known as 4407 Bush Road according to the present system of numbering houses in said county. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kenneth W. Traub and Lynda G. Traub or a tenant or tenants and said property is more commonly known as 4407 Bush Road, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Kenneth W. Traub and Lynda G. Traub McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 585108-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588942,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given b y Antonio Trejo to Chase Manhattan Mortgage Corporation, dated October 23, 2003, recorded in Deed Book 35678, Page 24, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($159,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 187 of the 6th District, Gwinnett County, Georgia, being Lot 9, Block A, Unit Two of Country Downs Subdivision, as per plat recorded in Plat Book 8, Page 259, Gwinnett County, Georgia Records, which plat is referred to and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Antonio Trejo and Barranco Castano Piedad or a tenant or tenants and said property is more commonly known as 1366 Country Downs Dr, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC sbm Chase Manhattan Mortgage Corporation as Attorney in Fact for Antonio Trejo McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 52743306-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583576,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Rene M. Triantis to Mortgage Electronic Registration Systems, Inc., dated May 26, 2006 in the amount of $204,400.00, and recorded in Deed Book 46570, Page 546, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 348 of the 7th District, Gwinnett County, Georgia, being Lot 8, Block G, Unit I of Barrington Estates Subdivision, as per plat thereof recorded in Plat Book 110, Pages 175-176, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. which has the property address of 811 Sapphire Lane, Sugar Hill, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Rene M. Triantis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Rene M. Triantis Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02777 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589409,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sharon Tuinfort to Mortgage Electronic Registration Systems, Inc. dated February 22, 2007 in the amount of $112,800.00, and recorded in Deed Book 4762, Page 0222, Gwinnett County, Georgia Records; as last transferred to RMS Residential Properties LLC by assignment; the undersigned, RMS Residential Properties LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 174, 6th District, Gwinnett County, Georgia, being known as Lot 1, Block C, Heatherglen Subdivision, Unit Two, as per plat recorded at Plat Book 12, Page 260, Gwinnett County, Georgia Records, said plat being incorporated herein by reference thereto. Said property being known as 995 Douglas Court, according to the present system of numbering houses in Gwinnett Country, Georgia Records. which has the property address of 995 Douglas Court, Norcross, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Sharon Tuinfort and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. RMS Residential Properties LLC Attorney in Fact for Sharon Tuinfort Anthony DeMarlo, Attorney/efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01581 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583571,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by J ulius E. Turner to Mortgage Electronic Registration Systems, Inc., as nominee for Popular Financial Services, LLC, dated August 15, 2006, recorded in Deed Book 46942, Page 534, Gwinnett County, Georgia Records, as last transferred to The Bank of New York as Trustee for Popular Financial Services Mortgage/pass through certificate series # 2006-D by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND ONE HUNDRED TWENTY AND 0/100 DOLLARS ($139,120.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 93 of the 6th District of Gwinnett County, Georgia, being known and designated as Lot 5, Block A, Clearview Subdivision, Unit One as per plat recorded in Plat Book 19, Page 281, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Julius E. Turner or a tenant or tenants and said property is more commonly known as 1090 Chartley Drive, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The Bank of New York as Trustee for Popular Financial Services Mortgage/pass through certificate series # 2006-D as Attorney in Fact for Julius E. Turner Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/cj 3/4/08 Our file no. 11005408-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583909,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Farzana Uddin to Branch Banking & Trust Company, dated July 30, 2002, recorded August 9, 2002, in Deed Book 28332, Page 194, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Twenty Thousand and 00/100 Dollars ($20,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Branch Banking & Trust Company, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 251 OF THE 7TH LAND DISTRICT, GWINNETT COUNTY, GEORGIA AND BEING IN LOT 86, BLOCK C UNIT ONE OF STONERIDGE SUBDIVISION ALL AS MORE PARTICULARLY SHOWN ON A PLAT OF SAID SUBDIVISION RECORDED AT PLAT BOOK 65, PAGE 264, AND REVISED IN PLAT BOOK 71, PAGE 214, GWINNETT COUNTY PLAT RECORDS WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE THERETO FOR A MORE COMPLETE DESCRIPTION OF SAID LOT. Said property is commonly known as 4394 Silver Peak Parkway, Suwanee, Georgia 30024. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Farzana Uddin or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. BRANCH BANKING & TRUST COMPANY as Attorney in Fact for FARZANA UDDIN Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML ADORNO FILE NO. 212495.0576 950-07583918,2/7,14,21,28