NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Gary L. Burnett to JPMorgan Chase Bank, N.A., dated June 4, 2007, recorded in Deed Book 48370, Page 875, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association as Trustee for JP MORGAN 2007-S3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED FIFTY-SIX THOUSAND AND 0/100 DOLLARS ($456,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 335 of the 4th District, Gwinnett County, Georgia, being Lot 19 and Lot 20, Block A, Unit II of Gin Plantation Subdivision, as per plat thereof recorded in Plat Book 50, page 225, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on March 4, 2008, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gary L. Burnett or a tenant or tenants and said property is more commonly known as 3600 Gin Way, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association as Trustee for JP MORGAN 2007-S3 as Attorney in Fact for Gary L. Burnett McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mt1 3/4/08 Our file no. 52457207-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583871,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Frank M. Burrow and Angela Burrow to HomeBanc Mortgage Corporation, dated August 15, 2003, recorded in Deed Book 35051, Page 42, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($153,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 132 of the 6th District, Gwinnett County, Georgia and being Lot 9, Block A, Lester Woods Cove Subdivision, Unit one, as per plat recorded at Plat Book 24, Page 54, Gwinnett County, Georgia Records, which plat is incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Frank M. Burrow and Angela Burrow or a tenant or tenants and said property is more commonly known as 158 Gaston Court, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney in Fact for Frank M. Burrow and Angela Burrow McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/djc 3/4/08 Our file no. 52529107-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518349,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Robert L. Busbee to Mortgage Electronic Registration Systems, Inc., dated July 8, 2005, recorded in Deed Book 43822, Page 163, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTEEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($117,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 154 of the 5th District of Gwinnett County, Georgia, being Lot 12, Block A, Grayfield Subdivision, Unit 3, as shown on plat of subject property recorded at Plat Book 56, Page 118, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert L. Busbee or a tenant or tenants and said property is more commonly known as 220 Meadow View Drive, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Robert L. Busbee McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dxp 3/4/08 Our file no. 51229607-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589029,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher Butrico to Mortgage Electronic Registration Systems, Inc., dated June 30, 2006, recorded in Deed Book 46718, Page 626, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($168,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 111 of the 6th District, Gwinnett County, Georgia, being Lot 19, Block G, of Hanarry Estates Subdivision, Unit Four, as per Plat Book U, Page 6, Gwinnett County, Georgia Records, said plat is by this reference being incorporated herein and made a part hereof for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher Butrico or a tenant or tenants and said property is more commonly known as 386 Dorsey Cr Sw, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Christopher Butrico Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/kns 3/4/08 Our file no. 1782307-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518260,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Rosa K. Byers to Mortgage Electronic Registration Systems, Inc. dated October 27, 2006, and recorded in Deed Book 47275, Page 266, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Saxon Mortgage Services, Inc. , by Assignment securing a Note in the original principal amount of $388,906.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 249 of the 5th District, Gwinnett County, Georgia, being Lot 86, Block B, Great River at Tribble Mill Subdivision, Unit Three, as per plat recorded in Plat Book 108, Page 41 and 42, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto. Said property is known as 1948 Alcovy Shoals Bluff, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Rosa K. Byers, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Rosa K. Byers, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Saxon Mortgage Services, Inc. as Attorney-in-Fact for Rosa K. Byers File no. 08-000555 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589315,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ethel Byers to Mortgage Electronic Registration Systems Inc . dated March 21, 2006 in the amount of $452,000.00, and recorded in Deed Book 46331, Page 865, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Rocky Creek GMD 1587, Gwinnett County, Georgia, being known and designated as Lot 63, Block A of the Oaks at Appalachee Farms Subdivision, Unit Three, as more particularly described on a plat of survey recorded at Plat Book 100, Pages 207 and 208, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 782 Pathview Court, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Ethel Byers and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Ethel Byers Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01298 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518028,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Willie Mae Byrd to Mortgage Electronic Registration Systems, Inc., dated September 9, 2005, recorded in Deed Book 44568, Page 241, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-TWO THOUSAND AND 0/100 DOLLARS ($192,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 232 of the 7th District, G.M., Gwinnett County, Georgia, being Lot 15, Block B, of Old Suwanee Station, a/k/a Howington Tract Subdivision, as per Plat recorded in Plat Book 87, Page 222, revised in Plat Book 90, Page 96, in the Office of the Clerk of Superior Court of Gwinnett County, Georgia, which recorded Plat is hereby incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Willie Mae Byrd and Donald B. Byrd or a tenant or tenants and said property is more commonly known as 4200 Suwanee Bend Drive, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Willie Mae Byrd McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/eda 3/4/08 Our file no. 51736107-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518352,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ralph E. Byrd to Mortgage Electronic Registration Systems, Inc., dated June 11, 2007, recorded in Deed Book 47984, Page 272, Gwinnett County, Georgia Records, as last transferred to HSBC Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SEVEN THOUSAND AND 0/100 DOLLARS ($167,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 57 of the 5th District, Gwinnett County, Georgia, being Lot 22, Block F, Unit 3, of Snellville North Subdivision, as per plat recorded in Plat Book W, Page 208, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ralph E. Byrd or a tenant or tenants and said property is more commonly known as 1981 Wickliffe Court, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Mortgage Corporation as Attorney in Fact for Ralph E. Byrd McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 592808-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583788,2/7,14,21,28 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF Gwinnett Pursuant to a power of sale contained in a certain security deed executed by Jermel R. Byrd, hereinafter referred to as Grantor, to Mortgage Electronic Registration Systems, Inc. as nominee for Irwin Mortgage Corporation recorded in Deed Book 45517, beginning at page 184, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in March, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". EXHIBIT "A" That certain condominium unit lying and being in Land Lot 5 of the 7th District, Gwinnett County, Georgia, and being shown as Unit Number 783 of The Arbors at Sugarloaf Condominium on plat recorded in Condominium Plat Book 3, Pages 293 through 295, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof; and as shown on Floor Plans recorded as Condominium Floor Plans 3411 through 3509, Gwinnett County Georgia Records; which floor plans are incorporated herein by reference and made a part hereof; together with its appurtenant percentage of undivided interest in the common elements of The Arbors at Sugarloaf Condominium, as set forth and provided in that certain Declaration of Condominium for The Arbors at Sugarloaf Condominium by Beazer Homes Corp., a Tennessee corporation, recorded in Deed Book 37467, Page 247, aforesaid records; as amended from time to time as provided therein; said Unit being known as Unit 2602 in Building 26 and having an address of 783 Tulip Poplar Way, Lawrenceville, Georgia 30044. Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Jermel R. Byrd. MidFirst Bank, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor Raymond S. Martin Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589220,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Margarita Cabrera to Mortgage Electronic Registration Systems, Inc., dated February 25, 2005, recorded in Deed Book 42222, Page 68, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA as trustee for Opteum Mortgage Acceptance Corporation Asset Backed, Pass through Certificates, Series 2005-2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-EIGHT THOUSAND AND 0/100 DOLLARS ($188,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All That Tract Or Parcel Of Land Lying And Being In Land Lot 68 Of The 7th District Of Gwinnett County, Georgia Being Known And Designated As Lot 22, Block A Wellington Estates Subdivision, As Per Plat Recorded In Plat Book 64, Page 186, Gwinnett County, Georgia Records Which Plat Is Incorporated Herein And Made A Part Hereof By Reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Margarita Cabrera and Adrian Ocampo or a tenant or tenants and said property is more commonly known as 1585 Cheshire Court, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA as trustee for Opteum Mortgage Acceptance Corporation Asset Backed, Pass through Certificates, Series 2005-2 as Attorney in Fact for Margarita Cabrera McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 52049305-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518250,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Yolanda Calcutt to Mortgage Electronic Registration Systems, Inc. dated May 2, 2005, and recorded in Deed Book 42918, Page 67, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee for the Structured Asset Investment Loan Trust, 2005-HE2, by Assignment securing a Note in the original principal amount of $198,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 196 of the 6th District, Gwinnett County, Georgia and being Unit 37, Brookside Green Townhomes, as per plat recorded in Plat Book 105, Pages 96-100, Gwinnett County, Georgia Records, said plat being incorporated herein by reference thereto. Said property is known as 5939 Brookside Oak Circle, Norcross, GA 30093, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Yolanda Calcutt, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Yolanda Calcutt, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. U.S. Bank National Association, as Trustee for the Structured Asset Investment Loan Trust, 2005-HE2 as Attorney-in-Fact for Yolanda Calcutt File no. 08-000454 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/HG www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589195,2/7,14,21,28 NOTICE OF SALE GEORGIA, GWINNETT COUNTY. Will be sold Tuesday, March 4, 2008, before the courthouse door in Gwinnett County, Georgia, during the legal hours of sale, to the highest bidder for cash, the following described property, to-wit: All that tract or parcel of land lying and being in Land Lot 181 of the 6th District, Gwinnett County, Georgia, being Lot 3, Block C, Rolling Ridge Subdivision, Unit I, Phase IV or Northwood P.U.D. as per plat recorded in Plat Book 4, Page 205, Gwinnett County, Georgia records, which plat is incorporated herein by reference thereto and made part of this description. Said property has an address of 3363 Timbercreek Drive, Lawrenceville, Georgia. Sale will be made under the power of sale contained in a deed to secure debt dated June 30, 2006, from Antonio Calderon to Banco Popular North America to secure a promissory note of even date therewith in the original principal amount of $129,200.00, and all renewals, extensions or modifications thereof. Said deed appears of record in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia, in Deed Book 46733, Page 448. Default having occurred in the payment of the indebtedness thereby secured and in compliance with other terms and provisions thereof, the power of sale in said deed to secure debt has become operative. A copy of this notice of sale has been given to the debtor as required by O.C.G.A. 44-14-162.1. The proceeds of said sale will be applied as provided in said deed to secure debt. Sale will be made subject to unpaid ad valorem taxes and assessments, if any. To the best of the undersigned's knowledge and belief the party in possession of the property is Antonio Calderon. This 30th day of January, 2008. BANCO POPULAR NORTH AMERICA AS ATTORNEY-IN-FACT FOR ANTONIO CALDERON CATER C. THOMPSON JONES, CORK & MILLER, LLP P. O. Box 6437 Macon, Georgia 31208-6437 (478) 745-2821 950-06589314,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Denise M Campbell to Beazer Mortgage Corporation, dated November 5, 2001, recorded in Deed Book 25767, Page 155, Gwinnett County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SEVEN THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($177,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract and or parcel of land lying and being in Land Lot 247 of the 5th District, Gwinnett County, Georgia, being Lot 24, Block A, Brooks Crossing, as per plat recorded in Plat Book 90, Page 65, Gwinnett County Records, which plat is incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Denise M Campbell or a tenant or tenants and said property is more commonly known as 1050 Cassina Court, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CitiMortgage, Inc. as Attorney in Fact for Denise M Campbell McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 3/4/08 Our file no. 51129706-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583701,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Cassandra Campbell to Old Kent Mortgage Company, dated September 29, 1998, recorded in Deed Book 16945, Page 262, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-FIVE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($55,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A That certain condominium unit lying and being in Land Lot 193 of the 6th District, Gwinnett County, Georgia, and being identified and depicted as Condominium Unit Number 1302 in Building Number 13 of Piccadilly Place, a condominium, as more particularly shown on an as-built survey for Piccadilly Place, a condominium, phase fifteen, prepared by Hayes, James & Associates, dated November 10, 1983, and recorded in Condominium Plat Book 1, page 105, Gwinnett County, Georgia Records, together with its appurtenant percentage of undecided interest in the common elements of said Piccadilly Place, a condominium, as set forth and provided in that certain Declaration of Condominium for Piccadilly Place, a condominium, dated September 14,1982, and recorded in Deed Book 2445, page 204, Gwinnett County, Georgia Records, as now or hereafter amended as provided therein. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Cassandra Campbell or a tenant or tenants and said property is more commonly known as 6721 Trafalgar Square, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Cassandra Campbell McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/axc 3/4/08 Our file no. 568808-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588982,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Fredy E Cardenas to Mortgage Electronic Registration Systems Inc. dated November 14, 2005 in the amount of $124,560.00, and recorded in Deed Book 45397, Page 0238, Gwinnett County, Georgia Records; as last transferred to Wells Fargo Bank, N.A. as Trustee for the MLMI Trust Series 2006-WMC1 by assignment; the undersigned, Wells Fargo Bank, N.A. as Trustee for the MLMI Trust Series 2006-WMC1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 161 of the 6th District, Gwinnett County, Georgia, being Lot 58, Block A, Durham Ridge Subdivision, Unit One, as per plat thereof recorded in Plat Book 59, page 278, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. which has the property address of 725 Durham Ridge Drive, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Fredy E Cardenas and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Wells Fargo Bank, N.A. as Trustee for the MLMI Trust Series 2006-WMC1 Attorney in Fact for Fredy E Cardenas Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02791 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589511,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Kenneth Cargill to Mortgage Electronic Registration Systems, Inc. dated January 3, 2006, and recorded in Deed Book 46093, Page 565, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for MASTR Asset Backed Securities Trust, 2006-FRE2, by Assignment securing a Note in the original principal amount of $108,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lots 35 and 36 of the 5th District, Gwinnett County, Georgia, being Lot 9, Block A, Unit One, The Station, as per plat recorded in Plat Book 14, Page 160, Gwinnett County records, said plat being incorporated herein by reference thereto. Said property is known as 2222 Rio Grande Court, Snellville, GA 30078, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Kenneth Cargill, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Kenneth Cargill , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association, as Trustee for MASTR Asset Backed Securities Trust, 2006-FRE2 as Attorney-in-Fact for Kenneth Cargill File no. 08-000221 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/HG www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588864,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jerlyn Carnley to Mortgage Electronic Registration Systems, Inc., dated January 12, 2006, recorded in Deed Book 46060, Page 703, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FIVE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($165,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 23, 7th District, Gwinnett County, Georgia, being known as Lot 26, Block D of Kensington Creek, Unit One, as recorded in Plat Book 108, Pages 267-268, Gwinnett County, Georgia deed records, which said plat is incorporated herein for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jerlyn Carnley or a tenant or tenants and said property is more commonly known as 1063 Gather Drive, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Jerlyn Carnley McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/syh 3/4/08 Our file no. 5191608-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07584009,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Maria Del Upegui Castano to Mortgage Electronic Registration Systems, Inc., dated March 30, 2004, recorded in Deed Book 38038, Page 109, Gwinnett County, Georgia Records, as last transferred to CitiMortgage, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-ONE THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($191,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 78 of the 5th District, Gwinnett County, Georgia, being Lot 11, Block D, Longmont at Sugarloaf, Unit IB, as per plat thereof recorded in Plat Book 100, pages 11-12, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Maria Del Upegui Castano or a tenant or tenants and said property is more commonly known as 2024 Longmont Drive, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CitiMortgage, Inc as Attorney in Fact for Maria Del Upegui Castano McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 3/4/08 Our file no. 5202408-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583940,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Arelis Castellanos to Mortgage Electronic Registration Systems, Inc., dated December 17, 2004, recorded in Deed Book 41030, Page 190, Gwinnett County, Georgia Records, as last transferred to EverHome Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($140,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 181 of the 5th District, Gwinnett County, Georgia, being Lot 90, Block "A", Unit Two of Madison Chase Subdivision, as per plat recorded in Plat Book 80, Page 158, Gwinnett County, Georgia records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Arelis Castellanos or a tenant or tenants and said property is more commonly known as 635 Madison Chase Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. EverHome Mortgage Company as Attorney in Fact for Arelis Castellanos McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 5150308-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583716,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Eli Castro to Wells Fargo Home Mortgage, Inc., dated June 27, 2003, recorded in Deed Book 33735, Page 162, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-THREE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($133,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 52 of the 6th District or Gwinnett County, Georgia, being Lot 20, Block B, Plantation Forest Subdivision, Unit one, as per plat recorded in Plat Book 43, Page 41, Gwinnett County records, which plat is incorporated herein by this reference made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Eli Castro or a tenant or tenants and said property is more commonly known as 2171 Boone Place, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Eli Castro McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 52874108-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583314,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTYUnder and by virtue of the Power of Sale contained in a Security Deed given by Randal Cauley to Mortgage Electronic Registration Systems, Inc., dated June 30, 2006, recorded in Deed Book 46778, Page 155, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THIRTEEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($313,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 122 of the 6th District, Gwinnett County, Georgia, being 1.52 acres on that certain plat of survey for Eustis R. Williams and Darlene B. Williams by Higginbotham & James Surveyors, dated January 8, 1968, and recorded in Plat Book Q, Page 45-B, Gwinnett County, Georgia Records, which plat is incorporated by reference herein and made a part hereof. Less and Except: That certain property conveyed in a Warranty Deed dated August 17, 1977 and recorded in Deed Book 1325, Page 137, Gwinnett County, Georgia Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Randal Cauley or a tenant or tenants and said property is more commonly known as 5013 Arcado Road Southwest, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Randal Cauley McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 52653906-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518234,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Donald K. Cavin to Mortgage Electronic Registration Systems, Inc. as nominee for Amtrust Mortgage Corporation, dated January 6, 2005, recorded in Deed Book 41384, Page 1, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWENTY-FIVE THOUSAND AND 0/100 DOLLARS ($25,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 206 of the 6th Land District of Gwinnett County, Georgia, being known and designated as Lot 18, Block B of Breckinridge Station as shown on that certain Final Plat of Breckinridge Station, as dated December 10, 2003, prepared by Precision Planning, Inc., said plat of survey filed for record on March 5, 2004 and recorded at Plat Book 102, pages 81-82 and revised at Plat Book 105, pages 90-91 recorded on August 26, 2004, Gwinnett County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Donald K. Cavin or a tenant or tenants and said property is more commonly known as 2695 Briaroak Dr., Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Donald K. Cavin Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/cjb 3/4/08 Our file no. 1740807-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518380,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Martha L. Celis and John Celis to First Franklin a division of National City Bank of Indiana, dated November 10, 2005, recorded in Deed Book 45430, Page 226, Gwinnett County, Georgia Records, as last transferred to National City Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TEN THOUSAND SEVEN HUNDRED TWENTY AND 0/100 DOLLARS ($110,720.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 37 of the 7th District, Gwinnett County, Georgia, being Lot 15, Block B, of Chestnut Grove Subdivision, Unit One, as per plat of survey recorded in Plat Book 25, Page 274, Gwinnett County, Georgia records, which plat is incorporated herein by this reference, and being improved property known as 823 Terrace Trace, according to the present system of numbering property in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Martha L. Celis and John Celis or a tenant or tenants and said property is more commonly known as 823 Terace Trace, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. National City Bank as Attorney in Fact for Martha L. Celis and John Celis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 515508-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583707,2/7,14,21,28 NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT GEORGIA, GWINNETT COUNTY Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by CENTURY FUNDING, LTD. to THE COMMUNITY BANK , dated October 20, 2004, and recorded in Deed Book 40585, page 167, of the records of the Clerk of the Superior Court of Gwinnett County, Georgia, THE COMMUNITY BANK, pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in March 2008, during the legal hours of sale at the Courthouse door in Gwinnett County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit: ALL THAT TRACT or parcel of land lying and being in land lot 201 of the 6th District of Gwinnett County, Georgia, being known as Building "D" shown on a plat of "The Traditions, a Condominium" by Survey Concepts, Inc., dated July 20, 2001 and being more particularly described as follows: BEGINNING at a point which is the southeasterly exterior corner of said building, known as "Building Corner 2", which point is South 87 Degrees 43 minutes 31 seconds West a distance of 54.18 feet from "Property Corner 2" as shown on aforementioned plat; thence around the exterior of said building the following calls: South 59 degrees 55 minutes 11 seconds West a distance of 59.4 feet to a building corner; North 30 degrees 04 minutes 49 seconds West a distance of 39.3 feet to a building corner; North 59 degrees 55 minutes 11 seconds East a distance of 22.3 feet to a building corner; North 30 degrees 04 minutes 49 seconds West a distance of 6.4 feet to a building corner; North 59 degrees 55 minutes 11 seconds East a distance of 14.0 feet to a building corner; South 30 degrees 04 minutes 49 seconds East a distance of 6.4 feet to a building corner; North 59 degrees 55 minutes 11 seconds East a distance of 23.1 feet to a building corner; thence South 30 degrees 04 minutes 49 seconds East a distance of 39.3 feet to "Building Corner 2" and the POINT OF BEGINNING. The above-described real estate is more commonly known as 4128 Steve Reynolds Blvd., Building D, Norcross, Georgia. The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney's fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of CENTURY FUNDING, LTD. and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney's fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia. The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale. CENTURY FUNDING, LTD. As Attorney in Fact for CENTURY FUNDING, LTD. RUSSELL, STELL, SMITH & MATTISON, P.C. ATTORNEYS FOR CENTURY FUNDING, LTD. 485 Perry Street Suite A Lawrenceville, Georgia 30045 770-962-4437 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589313,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Oscar A. Cerpas to New Century Mortgage Corporation dated January 27, 2006, and recorded in Deed Book 46101, Page 781, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Loan Trust 2006-NC1, by Assignment, securing a Note in the original principal amount of $136,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lots 148 of the 7th District, Gwinnett County, Georgia, being Lot 1, Block B, Unit One, Willow Bend Subdivision, as per plat recorded in Plat Book 46, Page 47, Gwinnett County, Georgia Records, which plat is incorporated herein, and made a part hereof by reference. Said property is known as 2900 Heather Stone Way, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Oscar A. Cerpas, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Oscar A. Cerpas and Olga M. Cerpas , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. U.S. Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Loan Trust 2006-NC1 as Attorney-in-Fact for Oscar A. Cerpas his successors-in-title being Oscar A. Cerpas and Olga M. Cerpas File no. 07-5652 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/HG www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583951,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Shakilah Chalmers and Terallys Chalmers to Mortgage Electronic Registration Systems, Inc. dated September 15, 2005 in the amount of $174,560.00, and recorded in Deed Book 44966, Page 46, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 216 of the 5th District of Gwinnett County, Georgia, being Lot 43, Block A, Melrose Subdivision, Unit V, as per plat recorded in Plat Book 92, Pages 23 and 24, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. which has the property address of 1255 Bramlett Creek Place, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Shakilah Chalmers and Terallys Chalmers and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. Attorney in Fact for Shakilah Chalmers and Terallys Chalmers Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02338 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589233,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Johnathan Desmoines Chaney and Tanja Marie Chaney to Mortgage Electronic Registration Systems, Inc. dated March 17, 2006 in the amount of $199,295.00, and recorded in Deed Book 46314, Page 750, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 339, of the 4th District, Gwinnett County, Georgia, and being Lot 188, Block A, Ellington Springs, Phase Two, as per plat recorded in Plat Book 105, Pages 154 and 155, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property. which has the property address of 4138 Ash Tree Street, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Johnathan Desmoines Chaney and Tanja Marie Chaney and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Johnathan Desmoines Chaney and Tanja Marie Chaney Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01834 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589057,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jin Chang to Mortgage Electronic Registration Systems, Inc. dated October 27, 2005 in the amount of $159,232.00, and recorded in Deed Book 45991, Page 232, Gwinnett County, Georgia Records; as last transferred to Indy Mac Bank , F.S.B. by assignment; the undersigned, Indy Mac Bank , F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 121of the 7th District, Gwinnett County, Georgia, and being more particularly described as follows: Condominium Unit 95, Building 15 of The Landings at Sugarloaf, a condominium, and any designated interest in the common area or other appurtenances of The Landings at Sugarloaf, a condominium, as more particularly described and delineated in The Declaration of Condominium for The Landings at Sugarloaf, recorded in Deed Book 41918, Page 1, Gwinnett County, Georgia Records, as may be amended from time to time. This conveyance is made subject to The Declaration and all matters referenced therein, all matters shown on the condominium plat for Landings at Sugarloaf, recorded in Condominium Plat Book 3, Page 254, Condo Floor Plan Page 3557, Gwinnett County, Georgia Records, and all matters shown on the condominium floor plans for The Landings at Sugarloaf. which has the property address of 2034 Meadow Peak Road, Duluth, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jin Chang and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Indy Mac Bank , F.S.B. Attorney in Fact for Jin Chang Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00284 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588823,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Chun S. Chang and Bok Y. Chang to Mortgage Electronic Registration Systems, Inc., dated December 24, 2003, recorded in Deed Book 36581, Page 204, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($270,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of Land lying and being in Land Lots 92, 101, and 102 of the 6th District, Gwinnett County, Georgia, being Lot 59, Block A, Hales Trace Unit I, formerly Hales Crossing, as per plat recorded in Plat Book 52, Page 158, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Chun S. Chang and Bok Y. Chang or a tenant or tenants and said property is more commonly known as 4707 Cedar Wood Drive, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Chun S. Chang and Bok Y. Chang McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cr1 3/4/08 Our file no. 5215408-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583904,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Linda Chatman to Mortgage Electronic Registration System, Inc. dated June 22, 2004, and recorded in Deed Book 39764, Page 275, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2004-HE2, Asset Backed Pass-Through Certificates, by Assignment securing a Note in the original principal amount of $342,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 22 of the 5th District of Gwinnett County, Georgia, being Lot 120, Block "B", Bright Water Subdivision, Phase V, as per plat recorded in Plat Book 88, Pages 142 and 143, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. Said property is known as 1045 Water Shine Way, Snellville, GA 30078, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Linda Chatman, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Linda M. L. Chatman, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2004-HE2, Asset Backed Pass-Through Certificates as Attorney-in-Fact for Linda Chatman File no. 06-4913 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/KF www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589080,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ramiro Chavez to Perimeter Mortgage Funding Corp., A Georgia Corporation, dated June 12, 1998, recorded in Deed Book 16370, Page 241, Gwinnett County, Georgia Records, as last transferred to Credit Based Assett Servicing and Securitization, LLC by assignment to be recorded in the office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY THOUSAND FIVE HUNDRED TWENTY-FIVE AND 0/100 DOLLARS ($90,525.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 2 of the 7th District of Gwinnett County, Georgia, being known as Lot 11, Block A, Unit One, Regency Woods Subdivision, as per plat recorded in Plat Book T, Page 57-B, Gwinnett County, Georgia records, which plat by reference is incorporated herein and made a part hereof. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on March 4, 2008, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ramiro Chavez or a tenant or tenants and said property is more commonly known as 869 Regency Drive, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Credit Based Assett Servicing and Securitization, LLC as Attorney in Fact for Ramiro Chavez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dxp 3/4/08 Our file no. 5513201-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589251,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Donna Chavis to Mortgage Electronic Registration Systems, Inc. dated August 11, 2006 in the amount of $143,120.00, and recorded in Deed Book 47138, Page 270, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc . by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 11 of the 6th District, Gwinnett County, Georgia, being Lot 13, Block E, Mountain Cove Subdivision, Unit Seven, as per plat recorded in Plat Book 40, Page 42, Gwinnett County, Georgia records, which recorded plat is incorporated herein and made a part hereof by reference. which has the property address of 3841 Mountain Cove Rd, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Donna Chavis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Donna Chavis Anthony DeMarlo, Attorney/ajackson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02483 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583826,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Aman Chawla to Mortgage Electronic Registration Systems, Inc. dated July 28, 2005 in the amount of $149,600.00, and recorded in Deed Book 43894, Page 177, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank F.S.B. by assignment; the undersigned, IndyMac Bank F.S.B . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 16 of the 5th District, Gwinnett County, Georgia, being Lot 10, Block D, of Sutton Barnes Subdivision, Unit Two, as per plat recorded in Plat Book 19, Page 257, in the Office of the Clerk of Superior Court of Gwinnett County, Georgia records, which plat is incorporated herein by reference. which has the property address of 538 Saddletop Lane, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Aman Chawla and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Bank F.S.B. Attorney in Fact for Aman Chawla Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02082 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589361,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gretchen Childs and William Childs to IndyMac Bank, F.S.B dated August 19, 2002 in the amount of $234,400.00, and recorded in Deed Book 28455, Page 145, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank National Trust Company as Trustee by assignment; the undersigned, Deutsche Bank National Trust Company as Trustee pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 227 of the 5th District, Gwinnett County, Georgia, being Lot 2, containing 1.619 acres according to a survey prepared by Paul E. Borders, dated 2/24/00, entitled "Survey for Andrew Lunsford Property, LLC", recorded in Plat Book 84, Page 77, Gwinnett County, Georgia Records, said plat being incorporated hereing and made reference hereto. which has the property address of 1415 Ozora Road, Loganville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Gretchen Childs and William Childs and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company as Trustee Attorney in Fact for Gretchen Childs and William Childs Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-09931 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588821,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Hak Yun Choe to Mortgage Electronic Registration Systems, Inc., dated November 10, 2005, recorded in Deed Book 45545, Page 194, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY THOUSAND AND 0/100 DOLLARS ($270,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lots 56 and 61, 7th District, Gwinnett County, Georgia, Georgia, being Lot 46, Block C, Turtle Creek Lake, Unit I. as per plat recorded in Plat Book 83, Pages 297 and 298, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Hak Yun Choe or a tenant or tenants and said property is more commonly known as 2014 Turtlebrook Way, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Hak Yun Choe McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 5130008-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583724,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Sung Hee Choi to Mortgage Electronic Registration Systems, Inc. dated August 4, 2006, and recorded in Deed Book 46989, Page 152, Gwinnett County Records, securing a Note in the original principal amount of $133,520.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 156 of the 6th District of Gwinnett County, Georgia, being Unit 76, Bldg. 1 of Avery Park, as per plat recorded in Plat book 115, Page 111, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. Said property is known as 3953 Snipes Court, Lilburn, GA 30047, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Sung Hee Choi, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Sung Hee Choi , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Sung Hee Choi File no. 08-000588 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518320,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Merritt Christian to Argent Mortgage Company, LLC, dated April 12, 2006, recorded June 8, 2006, in Deed Book 46594, Page 347, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Four Hundred Thirty One Thousand One Hundred and 00/100 Dollars ($431,100.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Argent Securities, Inc., Asset-Backed Pass-Through Certificates, Series 2006-M1, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 312 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 85, EDINBURGH, UNIT 1, PHASE I, AS PER PLAT RECORDED AT PLAT BOOK 89, PAGES 245-246, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. Said property is commonly known as 392 Bournemouth Drive, Suwanee, Georgia 30024. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Merritt Christian or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE, IN TRUST FOR THE REGISTERED HOLDERS OF ARGENT SECURITIES, INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-M1 as Attorney in Fact for MERRITT CHRISTIAN Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 212600.1771 950-06589085,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Gari R. Church and Mary W. Church to Pine State Mortgage Corporation, dated October 1, 1993, recorded in Deed Book 9631, Page 249, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND ONE HUNDRED EIGHTY-SIX AND 0/100 DOLLARS ($168,186.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 66, 7th District, Gwinnett County, Georgia, being Lot 27, Block B, Saint Johns Park Subdivision, Unit I, as per plat recorded in Plat Book 58, page 90, Gwinnett County, Georgia records, which plat is incorporated herein by this reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gari R. Church and Mary W. Church or a tenant or tenants and said property is more commonly known as 2160 Waters Ferry Drive, Lawrenceville, Georgia 30243. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Gari R. Church and Mary W. Church McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 3/4/08 Our file no. 51468505-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583723,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Glennicia M. Clifford to Mortgage Electronic Registration Systems, Inc., dated April 5, 2007, recorded in Deed Book 47763, Page 704, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2007-3, Mortgage Loan Asset-Backed Certificates, Series 2007-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FIFTY-TWO THOUSAND AND 0/100 DOLLARS ($352,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 180, 7th District, Gwinnett County, Georgia, being Lot 82, Block E, Hedgerows, Unit Two, as per Plat recorded in Plat Book 103, Pages 201-202, Gwinnett County, Georgia Records, which plat is hereby incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Glennicia M. Clifford or a tenant or tenants and said property is more commonly known as 2769 Bridle Ridge Way, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2007-3, Mortgage Loan Asset-Backed Certificates, Series 2007-3 as Attorney in Fact for Glennicia M. Clifford McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 52892408-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583772,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Thomas Edward Cocke, Jr., Mary S. Mach and Frankie David Mach to Mortgage Electronic Registration Systems, Inc., dated April 27, 2004, recorded in Deed Book 38244, Page 172, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND EIGHT HUNDRED TWENTY-FOUR AND 0/100 DOLLARS ($148,824.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 105 of the 6th District, Gwinnett County, Georgia and being Lot 15, Block D, Brandywine On The River Subdivision, Per Plat recorded at Plat Book 4, Page 136, Gwinnett County Records, said plat by this reference being incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Thomas Edward Cocke, Jr., Mary S. Mach and Frankie David Mach or a tenant or tenants and said property is more commonly known as 716 Ludlow Lane, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Thomas Edward Cocke, Jr., Mary S. Mach and Frankie David Mach McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ll2 3/4/08 Our file no. 5153008-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583621,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Orlando D. Coffer and Jennifer L. Dalton to Mortgage Electronic Registration Systems, Inc., dated June 21, 2004, recorded in Deed Book 38957, Page 20, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND THREE HUNDRED THIRTY-FIVE AND 0/100 DOLLARS ($134,335.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 240 of the 6th District of Gwinnett County, Georgia, and being Lot 29, Block A, Country Creek, Unit One, as per plat thereof, recorded in Plat Book 18, page 143, of the public records of Gwinnett County, Georgia, which plat is hereby referred to and made a part hereof by reference. File Number: o4slosobp The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Orlando D. Coffer and Jennifer L. Dalton or a tenant or tenants and said property is more commonly known as 2586 Sandy Creek Trail, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank NA as Attorney in Fact for Orlando D. Coffer and Jennifer L. Dalton McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/axc 3/4/08 Our file no. 547508-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518158,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Angelo B. Cogdell to Mortgage Electronic Registration Systems, Inc. dated June 27, 2003 in the amount of $137,738.00, and recorded in Deed Book 33527, Page 0244, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 349 of the 4th District, Gwinnett County, Georgia and being known and designated as Lots 64 and 65, Block B, Norris Lake Shores, First Section as shown on a plat of subdivision recorded in Plat Book F, Page 39, Gwinnett County Georgia, Records, which plat by reference is incorporated herein and made a part hereof. which has the property address of 8527 Lake Drive, Snelleville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Angelo B. Cogdell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Angelo B. Cogdell Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00563 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583400,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kimberly Coll and Timothy L. Coll to Creative Financial Services of Tampa Bay, Inc. , dated June 8, 2004, recorded in Deed Book 38769, Page 134, Gwinnett County, Georgia Records, as last transferred to Bayview Loan Servicing, LLC, a Delaware Limited Liability Company by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($240,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 245 of the 6th District of Gwinnett County, Georgia, and being more particularly described as follows: Beginning at a 1/2" rebar set found at the southeastern corner of said property and the northeastern corner of Lot 6 and being found on the westerly side of the right of way of Hillside Drive, thence north 27 degrees 32 minutes 07 seconds west along the westerly right of way of Hillside Drive a distance of 128.00 feet to a point found; thence north 65 degrees 01 minutes 48 seconds west a distance of 25.63 feet to a point found; thence south 74 degrees 37 minutes 11 seconds west along the southerly side of the right of way of Buford Highway a distance of 122.00 feet to a point found; thence south 74 degrees 37 minutes 11 seconds west along the southerly side of the right of way of Buford Highway a distance of 65.06 feet to a point found; thence south 25 degrees 38 feet 18 seconds east along the easterly line of lot 2 of said block and subdivision a distance of 146.41 feet to 1/2" rebar set; thence a distance north 73 degrees 59 minutes 35 seconds east along the northerly line of Lot 6 of said block and subdivision a distance of 65.00 feet to a 1.5" open top found; thence a distance north 73 degrees 59 minutes 35 seconds east along the northerly line of Lot 6 of said block and subdivision a distance of 142.50 feet to a 1/2" rebar set, and the true point of beginning. This property is shown as the property of Tim and Kim Coll on that survey prepared by Georgia Land Surveying Co. Inc. Registered Land Surveyor, dated May 12, 2004, attached hereto ad exhibit "B" and incorporated herein by reference thereto. Said property is also known as Lot 3,4 and 5, Block D, Oakhurst Subdivision, as shown on plat thereof recorded in plat book "E" page 107, Gwinnett County, Georgia Records. This being the same property conveyed to TImothy L. Coll by virtue of that warranty deed from Billy J. Terry and Aubrey E. Terry dated April 30, 1992, and recorded May 4, 1992, in deed book 7406, page 26, Gwinnett County, Georgia Records and that same property conveyed to Timothy Coll and Kimberly Coll by virtue of that executor's deed from Christine B. Husley and William Mathis, as co-executrix and co- executor of the last will and testament of Coy Mathis, deceased, dated October 31, 2003, and recorded November 4, 2003, in deed book 35833, page 83, Gwinnett County, Georgia Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kimberly Coll and Timothy L. Coll or a tenant or tenants and said property is more commonly known as 6530 & 6548 Buford Hwy NE, Doraville, Georgia 30340. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bayview Loan Serivicing, LLC, a Delaware Limited Liability Company as Attorney in Fact for Kimberly Coll and Timothy L. Coll McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/en 3/4/08 Our file no. 5492807-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583779,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Drake M. Collins to Household Realty Corporation dated November 24, 2003 in the amount of $166,694.08, and recorded in Deed Book 36129, Page 75, Gwinnett County, Georgia Records; as last transferred to Household Realty Corporation by assignment; the undersigned, Household Realty Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 58 of the 5th District, Gwinnett County, Georgia, being Lot 20, Block B, Windsor Forest Subdivision, Unit Number One, according to Plat of Survey recorded in Plat Book V, Page 144, Gwinnett County, Georgia Records, which Plat and the record thereof are incorporated herein by reference thereto. Tax Map or Parcel ID NO.:R5058-026 which has the property address of 2032 Windsor Lane, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Drake M. Collins and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Household Realty Corporation Attorney in Fact for Drake M. Collins Anthony DeMarlo, Attorney/efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01811 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583713,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Candice Combs to Mortgage Electronic Registration Systems, Inc. dated October 18, 2004 in the amount of $178,487.00, and recorded in Deed Book 40652, Page 0189, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 136 of the 7th Land District of Gwinnett County, Georgia, being Lot 29, Block A of Mill Creek Plantation, Unit One, as shown on that certain final plat for Mill Creek Plantation, Unit One, said plat being recorded at Plat Book 103, Pages 160 and 161, Gwinnett County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description. which has the property address of 2354 Valley Mill Drive, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Candice Combs and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Candice Combs Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18298 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07584019,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Shetera Q. Conerly to Mortgage Electronic Registration Systems, Inc., dated June 24, 2005, recorded in Deed Book 43777, Page 272, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($158,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 73 of the 7th District, Gwinnett County, Georgia, being Lot 41, Block B, Fairfield Oaks Subdivision, Unit Five, as per plat recorded in Plat Book 76, Page 200, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Shetera Q. Conerly or a tenant or tenants and said property is more commonly known as 1550 Racquet Club Drive, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Shetera Q. Conerly McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 52890308-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518239,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Theron M. Corbin to Phoenix Global Mortgage Corporation, dated October 27, 2003, recorded in Deed Book 35756, Page 66, Gwinnett County, Georgia Records, as last transferred to Washignton Mutual Bank, F.A. by assignment recorded in Deed Book 35756, Page 78, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FOUR THOUSAND SEVEN HUNDRED EIGHTY-SEVEN AND 0/100 DOLLARS ($154,787.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 246 of the 4th District, of Gwinnett County, Georgia being Lot 22, Block A, Phase II of Webb Meadows Subdivision, as per plat recorded in Plat Book 99, Page 11-12, Records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Theron M. Corbin and Gloria Cristina Corbin or a tenant or tenants and said property is more commonly known as 4398 Webb Meadows Drive, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Theron M. Corbin McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jr1 3/4/08 Our file no. 51455807-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583776,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Dawn Kathrina Cordell and Christopher T. Cordell to Mortgage Electronic Registration Systems, Inc. as nominee for Home Capital Inc., dated December 31, 2004, recorded January 10, 2005, in Deed Book 41271, Page 0137, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Eighty Thousand and 00/100 Dollars ($180,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 299 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 1, BLOCK B, BRAND'S RIDGE SUBDIVISION, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 77, PAGES 135 ABD 136, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF. THE ABOVE DESCRIPTION IS THE SAME AS FOUND IN PRIOR DEED OF RECORD AS A BOUNDARY LINE SURVEY WAS NOT DONE AT THE TIME OF THIS CONVEYANCE. BEING THE SAME PROPERTY CONVEYED TO CHRISTOPHER T. CORDELL AND DAWN KATHRINA CORDELL FROM DONALD TRAMMELL, SR. BY WARRANTY DEED DATED MARCH 30, 1999 AND RECORDED APRIL 28, 1999 IN BOOK 18261, PAGE 172 IN THE CLERK OF SUPERIOR COURT'S OFFICE FOR GWINNETT COUNTY, GEORGIA. THIS CONVEYANCE IS SUBJECT TO ALL RESTRICTIONS, EASEMENTS, SETBACK LINES, AND OTHER CONDITIONS SHOWN OF RECORD IN THE CLERK OF SUPERIOR COURT'S OFFICE FOR GWINNETT COUNTY, GEORGIA. Said property is commonly known as 2428 Courtney Renea Drive, Dacula, Georgia 30019. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Dawn Kathrina Cordell and Christopher T. Cordell or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. COUNTRYWIDE HOME LOANS, INC. as Attorney in Fact for DAWN KATHRINA CORDELL AND CHRISTOPHER T. CORDELL Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215400.1422 950-07583319,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Isidro Luna Corona to BancMortgage, a division of National Bank of Commerce., dated June 30, 2004, recorded in Deed Book 39001, Page 147, Gwinnett County, Georgia Records, as last transferred to SunTrut Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-TWO THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($142,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 187 of the 6th District, Gwinnett County, Georgia, being Lot 5, Block D, Kings Ridge, Unit One, as per plat recorded in Plat Book 10, Page 246, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Isidro Luna Corona or a tenant or tenants and said property is more commonly known as 1351 Kings Ridge Drive, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrut Bank as Attorney in Fact for Isidro Luna Corona McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tah 3/4/08 Our file no. 585808-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583933,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Nayves Cortes to Mortgage Electronic Registration Systems, Inc. as nominee for American Brokers Conduit, dated December 15, 2006, recorded December 21, 2006, in Deed Book 47391, Page 674, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Ninety Thousand and 00/100 Dollars ($190,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 245 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 5, BLOCK A, ALCOVY SPRINGS, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 84, PAGES 25 AND 26, GWINNETT COUTNY, GEORGIA RECORDS WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART OF THIS DESCRIPTION. Said property is commonly known as 1830 Alcovy Oaks Court, Lawrenceville, Georgia 30045. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Nayves Cortes or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for NAYVES CORTES Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 ADORNO File No. 215400.1522 950-07583841,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Joni L. Coscia to Mortgage Electronic Registration Systems, Inc., dated June 28, 2002, recorded in Deed Book 28346, Page 151, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SEVEN THOUSAND AND 0/100 DOLLARS ($157,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 110 of the 5th District, Gwinnett County, Georgia, being Lot 4, Block "C" of Camden Square, Unit Four, as per plat recorded in Plat Book 45, Page 237, Gwinnett County, Georgia Records. The aforesaid plat is incorporated herein by reference for a more complete description of captioned property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Joni L. Coscia or a tenant or tenants and said property is more commonly known as 370 Thornbush Trace, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Joni L. Coscia McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 52570007-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583796,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sandra Cown and Sandra Martz to Mortgage Electronic Registration Systems, Inc., dated September 27, 2005, recorded in Deed Book 44821, Page 195, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association as Trustee for J.P. Morgan Mortgage Acquisition Corp. JPMAC 2006-FRE1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SIX THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($126,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Rocky Creek GMD #1587, also being in Land Lot 1 of the 2nd District of Gwinnett County. Georgia, being Lot 89, Block A. Charleston Place Subdivision, Unit one. As per plat recorded in Plat Book 71, Page 21, Gwinnett County, Georgia records. Which plat is incorporated herein by this reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Sandra Cown and Sandra Martz or a tenant or tenants and said property is more commonly known as 1240 Wilkes Crest Dr, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association as Trustee for J.P. Morgan Mortgage Acquisition Corp. JPMAC 2006-FRE1 as Attorney in Fact for Sandra Cown and Sandra Martz McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tdb 3/4/08 Our file no. 549708-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518015,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Monica Crawford to Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., dated April 3, 2006, recorded April 14, 2006, in Deed Book 46386, Page 0074, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twelve Thousand Eight Hundred and 00/100 Dollars ($112,800.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to GreenPoint Mortgage Funding, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 179 AND 180 BEING UNIT 150 OF SPRINGLAKE COVE, A CONDOMINIUM, PHASE I, PER PLAT RECORDED JULY 25, 2006 IN CONDOMINIUM PLAT BOOK 2, PAGES 110-112, GWINNETT COUNTY, GEORGIA RECORDS; SUBJECT TO THAT CERTAIN DECLARATION OF CONDOMINIUM FOR SPRINGLAKE COVE, A CONDOMINIUM, RECORDED AT DEED BOOK 20961, PAGES 224-258, SAID COUNTY RECORDS, WHICH DECLARATION MAY BE AMENDED FROM TIME TO TIME AND WHICH TERMS AND CONDITIONS ARE INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property is commonly known as 335 Spring Haven Road, Lawrenceville, Georgia 30045. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Monica Crawford or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. GREENPOINT MORTGAGE FUNDING, INC. as Attorney in Fact for MONICA CRAWFORD Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215906.0078 950-06589108,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by John M. Crayton and Susan P. Crayton to Wells Fargo Home Mortgage, Inc., dated January 2, 2003, recorded in Deed Book 30838, Page 37, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($129,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being In Land Lot 216 of the 5th District, Gwinnett County, Georgia, being Lot 11, Block A, Bramlett Shoals, Unit I, as per plat recorded in Plat Book 77, Page 141, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is John M. Crayton and Susan P. Crayton or a tenant or tenants and said property is more commonly known as 1560 Bramlett Blvd, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Home Mortgage, Inc. sbm Wells Fargo Bank, N.A. as Attorney in Fact for John M. Crayton and Susan P. Crayton McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 581808-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589010,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by John M. Crayton and Susan P. Crayton to Wells Fargo Home Mortgage, Inc., dated January 2, 2003, recorded in Deed Book 30838, Page 37, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($129,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being In Land Lot 216 of the 5th District, Gwinnett County, Georgia, being Lot 11, Block A, Bramlett Shoals, Unit I, as per plat recorded in Plat Book 77, Page 141, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is John M. Crayton and Susan P. Crayton or a tenant or tenants and said property is more commonly known as 1560 Bramlett Blvd, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Home Mortgage, Inc. sbm Wells Fargo Bank, N.A. as Attorney in Fact for John M. Crayton and Susan P. Crayton McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 581808-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583577,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by James Floyd Creed to Mortgage Electronic Registration Systems, Inc. dated November 5, 2001 in the amount of $185,150.00, and recorded in Deed Book 25146, Page 159, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 96 of the 5th District, Gwinnett County, Georgia, being Lot 1, Block B, Butler Springs Subdivision, Unit II, as per plat recorded in Plat Book 88, Page 226, last revised at Plat Book 90, Page 129, Gwinnett County records, which plat is incorporated herein by reference. which has the property address of 3910 Butler Springs Drive, Loganville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of James Floyd Creed and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for James Floyd Creed Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02004 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583720,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Alsian L Crocker and Curtis J Crocker to Mortgage Electronic Registration Systems Inc. dated September 9, 2005 in the amount of $144,000.00, and recorded in Deed Book 45799, Page 223, Gwinnett County, Georgia Records; as last transferred to Indy Mac Bank by assignment; the undersigned, Indy Mac Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 97 of the 5th District, Gwinnett County, Georgia, being Lot 13, Block A, of Savannah Ridge Subdivision, as per plat thereof recorded in Plat Book 3412, Page 224, County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. which has the property address of 4058 Savannah Ridge Court, Loganville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Alsian L Crocker and Curtis J Crocker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Indy Mac Bank Attorney in Fact for Alsian L Crocker and Curtis J Crocker Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00272 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588684,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Alsian L. Crocker and Curtis J. Crocker to Mortgage Electronic Registration Systems, Inc . dated June 16, 2004 in the amount of $399,920.00, and recorded in Deed Book 38810, Page 0104, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 15, 16th District, Gwinnett County, Georgia, being Lot 10, Block B, Unit Three of Lochwolde Subdivision, as per plat recorded in Plat Book 42, Page 43, Gwinnett County, Georgia Records, which recorded plat is incorporated herein and made a part hereof by reference. which has the property address of 3624 Carrick Court, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Alsian L. Crocker and Curtis J. Crocker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Alsian L. Crocker and Curtis J. Crocker Anthony DeMarlo, Attorney/kgrant McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02076 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518276,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Silvia Cruz to Mortgage Electronic Registration Systems, Inc. dated January 15, 2004 in the amount of $176,460.00, and recorded in Deed Book 42667, Page 123, Gwinnett County, Georgia Records; as last transferred to Bank of New York, as Trustee for Encore Credit Receivables Trust 2005-2 by assignment; the undersigned, Bank of New York, as Trustee for Encore Credit Receivables Trust 2005-2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 223 of the 7th District, Gwinnett County, Georgia, being Lot 66, Block A, Hamilton Ridge Subdivision, as per plat thereof recorded in Plat Book 97, Pages 18-19; revised at Plat Book 106, Pages 89-90, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. which has the property address of 3620 Bogan Mill Road, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Silvia Cruz and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Bank of New York, as Trustee for Encore Credit Receivables Trust 2005-2 Attorney in Fact for Silvia Cruz Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-14325 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518049,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Pedro Cruz to Continental Mortgage Services, Inc., dated June 4, 2003, recorded in Deed Book 33038, Page 117, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($145,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 102, 6th District, Gwinnett County, Georgia, being Lot 2, Block A, Brighton Place Subdivision, Unit One, Section One, as per plat recorded at Plat Book 30, Page 294, Gwinnett County records, said plat being referred to and made a part hereof, and being more particularly described as follows: Beginning at a point marked by an iron pin on the northeasterly right-of-way of Killian Hill Road (a 100 foot right-of-way) 795.4 feet northwesterly as measured along the northeasterly right-of-way of Killian Hill Road from the intersection of said right-of-way with the northerly right-of-way of Cedar Creek Trail (a 60 foot right-of-way); run thence along said northeasterly right-of-way of Killian Hill Road a distance of 112 feet (said distance having a course of north 25 degrees 37 minutes west) to a point; run thence north 61 degrees 23 minutes east a distance of 161 feet to a point; run thence south 28 degrees 37 minutes east a distance of 112 feet to a point; run thence south 61 degrees 23 minutes west a distance of 151 feet to the point of beginning hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Pedro Cruz or a tenant or tenants and said property is more commonly known as 702 Killian Hill Road, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Pedro Cruz McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ssh 3/4/08 Our file no. 5111208-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589078,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jose Romeo Cruz to Mortgage Electronic Registration Systems, Inc., dated January 18, 2007, recorded in Deed Book 47627, Page 437, Gwinnett County, Georgia Records, as last transferred to CitiMortgage, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY THOUSAND AND 0/100 DOLLARS ($170,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or Parcel of Land lying and being in Land Lot 172 of the 6th district, Gwinnett county, Georgia, being Lot 23, Block D, Glenn Hills Subdivision, Unit Two, as per plat recorded in Plat Book 26, page 117, Gwinnett county, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. said property being known as 5162 Edinburgh ct according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jose Romeo Cruz or a tenant or tenants and said property is more commonly known as 5162 Edinburgh Court Northwest, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CitiMortgage, Inc as Attorney in Fact for Jose Romeo Cruz McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 3/4/08 Our file no. 566208-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589034,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Yong Cuccia to Mortgage Electronic Registration Systems, Inc. dated September 30, 2004, and recorded in Deed Book 40382, Page 58, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company, by Assignment securing a Note in the original principal amount of $185,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract and parcel of land lying and being in the City of Duluth in Land Lot 291 of the 6th District of Gwinnett County, Georgia, and being Lot 19, Block "A", Unit Four, Palisades Subdivision, as per plat recorded in Plat Book 70, Page 74, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference thereto. Said property is known as 3670 Palisade Park Drive, Duluth, GA 30096, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Yong Cuccia, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Yong Cuccia , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. EverHome Mortgage Company as Attorney-in-Fact for Yong Cuccia File no. 08-000539 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518218,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by George W. Curtis to FT Mortgage Companies d.b.a. HomeBanc Mortgage Corporation, dated August 14, 1998, recorded in Deed Book 16642, Page 36, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($131,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract of parcel of land lying and being in Duncan's GMD 1749, Gwinnett County, Georgia and being Lot 11, Hamilton Springs Subdivision, Unit One , as per plat recorded in Plat Book 74, Page 49, Gwinnett County Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is George W. Curtis or a tenant or tenants and said property is more commonly known as 1225 Platinum Drive, Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance, LLC as Attorney in Fact for George W. Curtis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 51031402-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583597,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sylvia Curtis-Calhoun to Quicken Loans Inc. dated January 30, 2004 in the amount of $111,000.00, and recorded in Deed Book 37012, Page 0271, Gwinnett County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: Land Situated in Gwinnett County, Georgia All that tract or parcel of land lying and being in Land Lot 169 of the 6th District of Gwinnett County, Georgia, being Lot 44, Block A, Sheffield Manor Subdivision, Unit 2, as per plat recorded in Plat Book 39, Page 300, Gwinnett County, Georgia records said plat being incorporated herein and made a part hereof by reference and being improved property know as 910 Chippendale Land, according to the present system of numbering property in Gwinnett County. Commonly know as: 910 Chippendale Ln, Norcross, GA 30093 which has the property address of 910 Chippendale Ln., Norcross, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Sylvia Curtis-Calhoun and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. GMAC Mortgage, LLC Attorney in Fact for Sylvia Curtis-Calhoun Anthony DeMarlo, Attorney/awilby McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-06423 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589370,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sylvia Curtis-Calhoun to Quicken Loans Inc. dated January 30, 2004 in the amount of $111,000.00, and recorded in Deed Book 37012, Page 0271, Gwinnett County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: Land Situated in Gwinnett County, Georgia All that tract or parcel of land lying and being in Land Lot 169 of the 6th District of Gwinnett County, Georgia, being Lot 44, Block A, Sheffield Manor Subdivision, Unit 2, as per plat recorded in Plat Book 39, Page 300, Gwinnett County, Georgia records said plat being incorporated herein and made a part hereof by reference and being improved property know as 910 Chippendale Land, according to the present system of numbering property in Gwinnett County. Commonly know as: 910 Chippendale Ln, Norcross, GA 30093 which has the property address of 910 Chippendale Ln., Norcross, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Sylvia Curtis-Calhoun and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. GMAC Mortgage, LLC Attorney in Fact for Sylvia Curtis-Calhoun Anthony DeMarlo, Attorney/awilby McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-06423 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583964,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Charles R. Dabney to HomeBanc Mortgage Corporation, dated September 12, 2003, recorded in Deed Book 37302, Page 266, Gwinnett County, Georgia Records, as last transferred to JPMorgan Chase Bank, N.A., as Trustee for the holders of Structured Asset Mortgage Investments, Inc., Mortgage Pass-Through Certificates, Series 2003-AR3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SIXTY-ONE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($461,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of Land lying and being in Rocky Creek GMD 1587, Gwinnett County, Georgia, being known and designated as Lot 11, Block K, The Oaks at Appalachee Farms, Unit One, as more particularly described on a plat of survey recorded at Plat Book 89, Pages 175 and 176, Gwinnett County Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Charles R. Dabney or a tenant or tenants and said property is more commonly known as 845 Golf View Court, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, N.A., as Trustee for the holders of Structured Asset Mortgage Investments, Inc., Mortgage Pass-Through Certificates, Series 2003-AR3 as Attorney in Fact for Charles R. Dabney McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 5209208-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583834,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Autavea L. Dabney and Mark A. Dabney to Mortgage Electronic Registration Systems, Inc., dated October 29, 2004, recorded in Deed Book 40665, Page 122, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($280,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 61 of the 7th District, Gwinnett County, Georgia, being Lot 25, Block C, Turtle Creek Lake, Unit Four, as per plat recorded in Plat Book 93, Page 22, Gwinnett County, Georgia Records, which plat is incorporated hereof and made a part hereof by reference. Being the same property conveyed to Mark A. Dabney, by Warranty Deed dated August 23, 2002, of record in Deed Book 28527, Page 126; Further Conveyed to Mark A. Dabney to Mark A. Dabney and Autavea L. Dabney, husband and wife by Quitclaim Deed dated October 29, 2004, of record in Deed Book 40665, Page 121, both in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Autavea L. Dabney and Mark A. Dabney or a tenant or tenants and said property is more commonly known as 1923 Blue Heron Way, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Autavea L. Dabney and Mark A. Dabney McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cam 3/4/08 Our file no. 5225207-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589347,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Courtney D'Amico and John D'Amico to Mortgage Electronic Registration Systems, Inc. dated January 15, 2004 in the amount of $83,000.00, and recorded in Deed Book 36844, Page 100, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 34, 6th District, Gwinnett County, Georgia, being more particularly described as follows: Beginning at an iron pin located on the Southerly Right-of-Way of Parkwood Road, said Right-of-Way being 80 feet in width, 484.77 feet Easterly from the intersection of the Southerly Right-of-Way of Parkwood Road with the Easterly Right-of-Way of Landress Road; running thence South 88 degrees 51 minutes East along the Southerly Right-of-Way of Parkwood Road, 136.23 feet to an iron pin located at the Northwest corner of property now or formerly owned by Randall T. Teague and Mary Ann Teague; running thence South 29 degrees 22 minutes 45 seconds East along the Westerly line of said Teague Property, 201.53 feet to an iron pin; running thence South 69 degrees 47 minutes 20 seconds West, 119.34 feet to an iron pin; running thence North 29 degrees 16 minutes 25 seconds West, 251.7 feet to The Point of Beginning; containing .612 acres according to plat of survey prepared by E.L. Chapman, Jr., R.L.S., dated June 18, 1985, being improved property known as 2865 Parkwood Road according to the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 2865 Parkwood Road, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Courtney D'Amico and John D'Amico and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Courtney D'Amico and John D'Amico Anthony DeMarlo, Attorney/llawson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02173 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589378,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Dwight Daniel to Mortgage Electronic Registration Systems, Inc., as nominee for First Magnus Financial Corporation, dated June 11, 2007, recorded in Deed Book 47985, Page 135, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THIRTY-SEVEN THOUSAND AND 0/100 DOLLARS ($337,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 79, 5th District, Gwinnett County, Georgia, being known as Lot 8, Block B, Winn Crossing Subdivision, as per plat recorded at Plat Book 35, Page 298, Gwinnett County, Georgia records. Said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Dwight Daniel or a tenant or tenants and said property is more commonly known as 56-62 Caboose Court, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Dwight Daniel Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/cj 3/4/08 Our file no. 11001908-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589258,2/7,14,21,28 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT By virtue of a Power of Sale contained in that certain Security Deed from Dwight Daniel to Mortgage Electronic Registration Systems, Inc. as nominee for First National Bank of Arizona, dated April 27, 2007 and recorded in Deed Book 47843, Page 733, in the Office of the Clerk of Superior Court of Gwinnett County, Georgia, said Security Deed having been given to secure a Note, dated April 27, 2007, in the original principal amount of Six Hundred Thirty Nine Thousand and 00/100 Dollars ($639,000.00) with interest thereon as provided therein, will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday of March 2008 regarding the following described property: All that tract or parcel of land lying and being in Land Lot 2 of the 3rd District, Gwinnett County, Georgia, being Lot 9, Block A, The Enclave at Hamilton Mill, per plat recorded in Plat Book 91, Page 264, which plat is incorporated herein for specific reference. Said property is commonly known as 2125 Enclave Mill Drive, Dacula, GA 30019. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney's fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may effect the title of said property; zoning ordinances, matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Dwight Daniel or tenant(s). Mortgage Electronic Registration Systems, Inc. as nominee for First National Bank of Arizona as Attorney-in-Fact for Dwight Daniel Contact: Topping & Associates, LLC 1930 N. Druid Hills Rd., Suite B Atlanta, Georgia 30319 (404) 728-0220 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589221,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ahmadou Daou to Mortgage Electronic Registration Systems, Inc., dated March 18, 2004, recorded in Deed Book 37579, Page 57, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND FIVE HUNDRED THIRTY-SIX AND 0/100 DOLLARS ($166,536.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 35 of the 5th District of Gwinnett County, Georgia, being Lot 10, Block A, Meadow Brook Ridge Subdivision, Unit 2, as per plat thereof recorded in plat book 98, page 42 and 43, Gwinnett County Records, which plat is incorporated herein by reference. ***IF Notice given TF*** The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ahmadou Daou or a tenant or tenants and said property is more commonly known as 2318 Pate Brook Road, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Ahmadou Daou McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/axc 3/4/08 Our file no. 51197607-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583590,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Oana Dascalu to Mortgage Electronic Registration Systems, Inc., dated August 13, 2007, recorded in Deed Book 48197, Page 59, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FOUR THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($224,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of Land lying and being in Land Lot 127 of the 5th District, Gwinnett County, Georgia, being Lot 19, Block F, Bradford Park Subdivision, as per plat recorded in Plat Book 76, Page 220, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 664 Weaver Falls Court according to the present system of numbering property in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Oana Dascalu or a tenant or tenants and said property is more commonly known as 664 Weaver Falls Court, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Oana Dascalu McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cam 3/4/08 Our file no. 5218108-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589349,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Latania T. Davenport and Aaron W. Griffin to Mortgage Electronic Registration Systems, Inc. dated June 17, 2005 in the amount of $127,600.00, and recorded in Deed Book 43281, Page 0056, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 334 of the 4th District, Gwinnett County, Georgia, being Lot 58, Blk. B, Willingham Manor Subdivision, as per final plat of Willingham Manor f/ka Bryan Drive Tract, recorded in Plat Book 106, Pages 22-224, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 4943 Bryant Drive, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Latania T. Davenport and Aaron W. Griffin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Latania T. Davenport and Aaron W. Griffin Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-19137 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589304,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jorge A. Davilla-Grisales to World Savings Bank, F.S.B. , dated September 4, 2002, recorded in Deed Book 28821, Page 194, Gwinnett County, Georgia Records and as re-recorded in Deed Book 48431, Page 874, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-NINE THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($89,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 46 of the 7th District, Gwinnett County, Georgia, being Lot 12, Block C, Unit One, The Arbor at Fairview Station, Phase C, Fairview planned unit development, as recorded in plat book 38, page 182, Gwinnett County Records. Being improved property known as 900 Misty Creek Court, according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jorge A. Davilla-Grisales or a tenant or tenants and said property is more commonly known as 900 Misty Creek Ct, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. World Savings Bank, F.S.B. as Attorney in Fact for Jorge A. Davilla-Grisales McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 3/4/08 Our file no. 51092406-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT 950-07583583,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Security Deed from Oscar L. Davis to MERS, Inc., as nominee for Infinity Mortgage Corporation dated March 24, 2006, recorded in Deed Book 46493, Page 470, Gwinnett County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND FIVE HUNDRED FIVE AND 00/100 ($176,505.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday in March, 2008 the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 14, 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOT 144, BLOCK K, WINNSONG CHASE SUBDIVISION, UNIT FIVE, PHASE ONE, AS PER PLAT RECORDED AT PLAT BOOK 76, PAGE 152, GWINNETT COUNTY, GEORGIA RECORDS. SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. SUBJECT TO ANY RIGHT OF WAY DEEDS OR OTHER EASEMENTS OF RECORD. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneys fees, notice of intent to collect attorneys fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Oscar L. Davis or, a tenant or tenants, and said property was or is commonly known as 451 Oak Vista Court, Lawrenceville, GA 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder for the security deed. Chase Home Finance LLC As Attorney in Fact for Oscar L. Davis Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 07-5306 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518233,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Royce A. Davis to Argent Mortgage Company, LLC., dated September 8, 2003, recorded September 15, 2003, in Deed Book 34782, Page 0029, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty Two Thousand Four Hundred and 00/100 Dollars ($122,400.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to D eutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2003-W6, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 171 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 8, BLOCK B, HARBIN HILLS SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 12, PAGE 185, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND BY THIS REFERENCE MADE A PART HEREOF. Said property is commonly known as 1182 Garden Place, Norcross, Georgia 30093. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Royce A. Davis or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE, IN TRUST FOR THE REGISTERED HOLDERS OF ARGENT SECURITIES INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2003-W6 as Attorney in Fact for ROYCE A. DAVIS Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 212600.1760 950-06589056,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Terretta Davis to Argent Mortgage Company, LLC, dated December 17, 2004, recorded in Deed Book 41032, Page 60, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A., as Trustee, in trust for the registered Holders of Park Place Securities, Inc., Asset-Backed Pass-Through Certificates, Series 2005-WLL1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND ONE HUNDRED SIXTY-FIVE AND 0/100 DOLLARS ($168,165.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 4 of the 6th District, Gwinnett County, Georgia, and being Lot 40 Block A, The Village at Laurel Falls Subdivision, as per plat thereof, recorded in Plat Book 89, Page 145 of the Public Records of Gwinnett County, Georgia, which plat is hereby referred to and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Terretta Davis or a tenant or tenants and said property is more commonly known as 3762 Jonathan Glen Way, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A., as Trustee, in trust for the registered Holders of Park Place Securities, Inc., Asset-Backed Pass-Through Certificates, Series 2005-WLL1 as Attorney in Fact for Terretta Davis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/syh 3/4/08 Our file no. 51061607-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583804,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Derek A Davis to HomeBanc Mortgage Corporation , dated December 1, 2005, recorded in Deed Book 45721, Page 2, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND AND 0/100 DOLLARS ($135,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 346, of the 4th District, Gwinnett County, Georgia, being Lot 1, Block F, Norris Lake Shores Subdivision, as per plat recorded in Plat Book F, Page 84, Gwinnett County Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Derek A Davis or a tenant or tenants and said property is more commonly known as 8605 Lake Drive, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney in Fact for Derek A Davis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rcr 3/4/08 Our file no. 51405306-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07584039,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Joe Davis and Linda Davis to Mortgage Electronic Registration Systems, Inc., dated July 3, 2003, recorded in Deed Book 33903, Page 186, Gwinnett County, Georgia Records, as last transferred to Everhome Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($134,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT AATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 337 of the 4th District of Gwinnett County, Georgia being Lot 9, Block A, of Ashlyn Cove subdivision, Unit I, as per plat recorded in Plat Book 95, page 24, Records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Joe Davis and Linda Davis or a tenant or tenants and said property is more commonly known as 4478 Ashlyn Rebecca Drive, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Everhome Mortgage Company as Attorney in Fact for Joe Davis and Linda Davis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 51986307-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518251,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Nicole Davis to Homebanc Mortgage Corporation, dated April 27, 2005, recorded in Deed Book 42607, Page 68, Gwinnett County, Georgia Records, as last transferred to Bank of New York as Trustee on Behalf of the Certificateholders by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($134,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Duncan's GMD 1749, Gwinnett County, Georgia, being Lot 54, Block A, Chimney Springs Subdivision, Unit One, as shown on plat recorded in Plat Book 65, page 293, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Nicole Davis or a tenant or tenants and said property is more commonly known as 4335 Chimney Sweep Court, Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of New York as Trustee on Behalf of the Certificateholders as Attorney in Fact for Nicole Davis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cam 3/4/08 Our file no. 52551307-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518353,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Andrea Davis to First Franklin Financial Corporation, dated May 23, 2003, recorded in Deed Book 33094, Page 147, Gwinnett County, Georgia Records, as last transferred to WELLS FARGO BANK MINNESOTA, N.A. AS TRUSTEE FOR FIRST FRANKLIN MORTGAGE LOAN TRUST 2003-FF4 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND AND 0/100 DOLLARS ($176,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 36, 6th District, Gwinnett County, Georgia, being Lot 47, Block J, Bridlegate Subdivision (F/K/A Trotters Ridge, Unit II), per plat recorded in Plat Book 66, Page 174, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Andrea Davis or a tenant or tenants and said property is more commonly known as 2960 Forbes Trail, Snellville, Georgia 30039 . The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. WELLS FARGO BANK MINNESOTA, N.A. AS TRUSTEE FOR FIRST FRANKLIN MORTGAGE LOAN TRUST 2003-FF4as Attorney in Fact for Andrea Davis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tdb 3/4/08 Our file no. 5681307-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583460,2/7,14,21,28 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF Gwinnett Pursuant to a power of sale contained in a certain security deed executed by Stephanie A Davis, hereinafter referred to as Grantor, to Mortgage Electronic Registration Systems, Inc. as nominee for People's Choice Home Loan, Inc. recorded in Deed Book 42685, beginning at page 253, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in March, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 121 of the 5th District of Gwinnett County, Georgia, being known and designated as Lot 22, Block A, Natchez Trace Subdivision, as more particularly described on a plat of survey recorded in Plat Book 100, Pages 239 and 240, Gwinnett County records; reference to said plat of survey and the record thereof being hereby made for a more complete legal description. Property Address is: 848 Natchez Valley Trace, Grayson, GA 30017 Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Stephanie A Davis or tenant(s). HSBC Bank USA National Association, as Indenture Trustee under the Indenture relating to People's Choice Home Loan Securities Trust Series 2005-3, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor J. Michael Campbell Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589161,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jasmine S. Davy-Griffin to Option One Mortgage Corporation, a California Corporation dated November 12, 2004 in the amount of $208,000.00, and recorded in Deed Book 40943, Page 171, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Citigroup Mortgage Loan Trust, Series 2005-OPT1, Asset Backed Pass-Through Certificates by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee for Citigroup Mortgage Loan Trust, Series 2005-OPT1, Asset Backed Pass-Through Certificates pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 78 of the 5th District, Gwinnett County, Georgia, being Lot 58, Block A, Longmont at Sugarloaf, Unit 2A, (fka Sugarloaf Road Tract), as per plat recorded in Plat Book 101, Pages 119-120, Gwinnett County Records, said plat being incorporated herein by reference thereto. which has the property address of 1697 Longmont Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jasmine S. Davy-Griffin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company, as Trustee for Citigroup Mortgage Loan Trust, Series 2005-OPT1, Asset Backed Pass-Through Certificates Attorney in Fact for Jasmine S. Davy-Griffin Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02780 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589402,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jean Day to Mortgage Electronic Registration Systems, Inc., dated June 23, 2006, recorded in Deed Book 46674, Page 762, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINE THOUSAND FORTY AND 0/100 DOLLARS ($309,040.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in GMD 1587, Gwinnett County, Georgia, being Lot 24, Block A, wildflower Park Subdivision, Unit two, as per plat recorded in Plat Book 107, Page 116, Gwinnett County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jean Day or a tenant or tenants and said property is more commonly known as 3502 Cosmo Court, Auburn, Georgia 30011. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Jean Day McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 570008-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589198,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Michael A Dejesus to Mortgage Electronic Registration Systems Inc. dated December 16, 2005 in the amount of $240,000.00, and recorded in Deed Book 46036, Page 178, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc . by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that certain parcel of land situate in Land Lot 91 of the 7th District of Gwinnett County, Georgia, being known and designated as Lot 17, Block C, The Preserve Subdivision, Unit One, Phase Four, Gwinnett County Georgia, according to a plat of subdivision recorded in Plat Book 70, Page 43, Gwinnett County, Georgia records, which plat is incorporated by reference and made a part hereof. which has the property address of 2010 Bentbrooke Trail, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Michael A Dejesus and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Michael A Dejesus Anthony DeMarlo, Attorney/kgrant McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02154 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583867,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jose Luis Delsalto-Cornejo to Mortgage Electronic Registration Systems, Inc., dated December 29, 2004, recorded in Deed Book 41417, Page 198, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FOUR THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($174,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 234 of the 5th District, of Gwinnett County, Georgia, and being Lot 54 Block B of The Oaks at Coldwater Creek, Phase II, as per Plat Book 92, Page 197 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jose Luis Delsalto-Cornejo or a tenant or tenants and said property is more commonly known as 1581 Log Cabin Lane, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Jose Luis Delsalto-Cornejo McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 3/4/08 Our file no. 5128008-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518257,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Tiffeney L. Dennis to Long Beach Mortgage Company, dated January 13, 2006, recorded in Deed Book 46260, Page 152, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-2 by assignment recorded in Deed Book 48428, Page 0007, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED NINETY THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($590,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 243 of the 6th District of Gwinnett County, Georgia, being in the City of Norcross, as per survey for Edwin Nalley Prepared by Lloyd C. McNally, Jr., dated August 10, 1994, and recorded in Plat Book 64, Page 81, of the Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gregory Dennis or a tenant or tenants and said property is more commonly known as 335 Lively Avenue, Norcross, Georgia 30071. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-2 as Attorney in Fact for Tiffeney L. Dennis Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/jm6 3/4/08 Our file no. 1463107-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589336,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Gregory W. Dennis to Wells Fargo Bank N.A., dated December 15, 2006, recorded in Deed Book 47394, Page 704, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SEVEN THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($147,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 182 of the 6th District, Gwinnett County, Georgia, being Lot 28, Block A of Brooks Landing Subdivision, as per plat thereof recorded in Plat Book 43, Page 4, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gregory W. Dennis or a tenant or tenants and said property is more commonly known as 1411 Brooks Water Lane, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank N.A. as Attorney in Fact for Gregory W. Dennis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 3/4/08 Our file no. 52129007-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589236,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Loxley Denton to Mortgage Electronic Registration Systems, Inc., dated September 28, 2006, recorded in Deed Book 47075, Page 465, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-SIX THOUSAND SIX HUNDRED THIRTY-FIVE AND 0/100 DOLLARS ($256,635.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of Land lying and being in Land Lot 2 of the 2nd District, Gwinnett County, Georgia, being Lot 104, Block A, of Mineral Springs Crossing, Unit One, as per plat recorded in Plat Book 92, Page 178, Gwinnett County Records, which plat is incorporated herein by reference and made a part hereof, being improved property known as 866 Win West Pointe according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Loxley Denton or a tenant or tenants and said property is more commonly known as 866 Win West Pointe, Auburn, Georgia 30011. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Loxley Denton McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sm5 3/4/08 Our file no. 5216508-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583902,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Liesel K. Devening and Kenneth L. Devening, Sr. to Mortgage Electronic Registration Systesms, Inc. dated August 27, 2003 in the amount of $156,800.00, and recorded in Deed Book 35158, Page 143, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 158 of the 5th District, Gwinnett County, Georgia, being known as Lot 112, Block B of Phase Three, Grayson Manor Subdivision, as per plat recorded in Plat Book 95, Pages 241-242, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. which has the property address of 3576 Garden Manor Drive, Loganville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Liesel K. Devening and Kenneth L. Devening, Sr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Liesel K. Devening and Kenneth L. Devening, Sr. Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00296 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583396,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Beverly J. Dixon to Wells Fargo Home Mortgage, Inc., dated March 30, 2001, recorded in Deed Book 22983, Page 164, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND NINE HUNDRED THIRTEEN AND 0/100 DOLLARS ($163,913.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 2 of the 1st District, Gwinnett County, Georgia, being Lot 8, Block C, Duncan Park, Unit Five, as per plat thereof recorded in Plat Book 85, page 35, Gwinnett County, Georgia Records; which plat and legal description thereon are incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Beverly J. Dixon or a tenant or tenants and said property is more commonly known as 3863 Morgan Box Lane, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Beverly J. Dixon McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 52736706-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588850,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Tram Ngoc Thi Do to Mortgage Electronic Registration Systems, Inc., dated June 16, 2006, recorded in Deed Book 46864, Page 417, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FOUR THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($304,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel or land lying and being in Land Lots 83 and 84 of the 6th District of Gwinnett County, Georgia and being more particularly described as follows: Beginning at an iron pin located on the northeasterly line of the right of way of Killian Hill Road (50 feet from centerline at this point), which pin in located a distance 225.83 feet northwesterly, as measure along said northeasterly right of way line of Killian Hill Road from the northeasterly corner of the intersection of said Killian Hill Road and Thornhill Drive (50 foot right of way); running thence along offset in said Killian Hill Road right of way line south 41 degrees 37 minutes 15 seconds west a distance of 10.26 feet to a point located 40 feet from the centerline of said Killian Hill Road; running thence along said right of way line the following Courses and Distances north 34 degrees 51 minutes 50 seconds west a distance of 13.08 feet in a point; and along the arc of a curve to the left, said arc having a radius of 1763.10 feet and being subtended by a chord having a bearing of north 38 degrees 34 minutes 05 seconds west and a length of 176.23 feet, a distance of 176.30 feet to end iron pin; running thence north 37 degrees 14 minutes 06 seconds east a distance of 258.90 feet to an iron pin; running thence north 38 degrees 19 minutes 25 seconds east a distance of 70.34 feet to an iron pin; running thence north 48 degrees 27 minutes 18 seconds east a distance of 78.78 feet to an iron pin; running thence north 61 degrees 22 minutes 47 seconds east a distance of 32.11 feet to en iron pin; running thence north 73 degrees 14 minutes 35 seconds east a distance of 123.14 feet to an iron pin; running thence north 67 degrees 19 minutes 45 seconds east a distance of 128.72 feet to an iron pin; running thence north 59 degrees 18 minutes 56 seconds east a distance of 166.00 feet to an iron pin; running thence south 35 degrees 36 minutes 17 seconds east a distance of 206.95 feet to an iron pin; running thence south 61 degrees 17 minutes 15 seconds west a distance of 177.78 feet to an iron pin; running thence south 71 degrees 00 minutes 50 seconds west a distance of 134.08 feet to an iron pin; running thence south 71 degrees 45 minutes 45 seconds west a distance of 113.98 feet to an iron pin; running thence south 43 degrees 35 minutes 40 seconds west a distance of 122.20 feet to an iron pin; running thence south 38 degrees 53 minutes 25 seconds west a distance of 123.76 feet to an iron pin; running thence south 40 degrees 54 minutes 15 seconds west a distance of 95.44 feet to an iron pin; running thence south 41 degrees 37 minutes 15 seconds west a distance of 79.43 feet to an iron pin located on the northeasterly line or the right of way of Killian Hill Road and the point of beginning. Said property being described according to survey for Leah M. W. Nance by James A. Carter, Georgia Registered Land Surveyor, dated July 17, 1994, which survey to incorporated herein by this reference and made a part hereof and said property being described according to survey for Leah M.W. Nance by the Carter Group, dated July 17, 1995, recorded June 27, 2006, Plat Book 115, Page 154, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Tram Ngoc Thi Do or a tenant or tenants and said property is more commonly known as 1436 Killian Hill Road, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Tram Ngoc Thi Do McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 3/4/08 Our file no. 5192608-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518351,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Rufina Dominguez to Mortgage Electronic Registration Systems, Inc. as nominee for NetBank, dated December 19, 2006, recorded December 28, 2006, in Deed Book 47407, Page 0566, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Sixteen Thousand and 00/100 Dollars ($116,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank of New York, as Trustee for the Benefit of the Certificateholders of CHL Mortgage Pass-Through Trust 2007-HYB2 Mortgage Pass-Through Certificates, Series 2007-HYB2 , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 189 OF THE 6TH DISTRICT, GWINNETT COUNTY GEORGIA, BEING LOT 1-A, BLOCK A, WALTON WOODS PHASE, UNIT TWO, MARCELLE HEIGHTS SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 5 PAGE 178, GWINNETT COUNTY GEORGIA RECORDS; WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property is commonly known as 5752 Hall Hollow, Norcross, Georgia 30093. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Rufina Dominguez or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. THE BANK OF NEW YORK, AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF CHL MORTGAGE PASS-THROUGH TRUST 2007-HYB2 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-HYB2 as Attorney in Fact for RUFINA DOMINGUEZ Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 TEL (888) 890-5309 ADORNO File No. 215400.1356 950-07583821,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Karl V Donaldson and Marlene R Murray to Mortgage Electronic Registration Systems, Inc., dated July 5, 2005, recorded in Deed Book 43478, Page 128, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($137,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 29 of the 5th District, Gwinnett County, Georgia, being Lot 3, Block D, Unit One, Parkridge subdivision, per plat recorded in Plat Book 3, page 167, Gwinnett County Records, which plat is made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Karl V Donaldson and Marlene R Murray or a tenant or tenants and said property is more commonly known as 2524 Springdale Dr, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Karl V Donaldson and Marlene R Murray McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ib 3/4/08 Our file no. 51916207-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583636,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in a Security Deed from VALERIE DAWN DORSETT to BANK OF AMERICA, N.A., dated December 21, 2006, recorded December 28, 2006, in Deed Book 47407, Page 170, Gwinett County, Georgia records, said Security Deed being given to secure a Note from VALERIE DAWN DORSETT of even date in the original principal amount of One Hundred Thirty Four Thousand Eight Hundred and 00/100 ($134,800.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 134 of the 6th District of Gwinnett County, Georgia, being Lot 7, Block A, Sarann Woods Subdivision, as per plat recorded in Plat Book 6, Page 194, Gwinnett County, Georgia records, which plat is incorporated herein and by this reference made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is VALERIE DAWN DORSETT or a tenant or tenants. BANK OF AMERICA, N.A., as attorney in Fact for VALERIE DAWN DORSETT L. Lou Allen Stites & Harbison, PLLC 11 Mountain Street, Suite 8 Blue Ridge, Georgia 30513 (706) 632-7923 File No. 6970A-00318 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583942,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Adjovi Dossou to , dated November 18, 2003, recorded in Deed Book 36646, Page 2, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND EIGHT HUNDRED TWENTY-FOUR AND 0/100 DOLLARS ($135,824.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or Parcel of Land lying and being in Land Lot 128 of the 6th District, Gwinnett County, Georgia and being in Lot 52, Block H, Brentwood gates Subdivision, Unit six, as Per Plat thereof recorded in Plat Book 74, Page 236, Gwinnett County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Adjovi Dossou or a tenant or tenants and said property is more commonly known as 805 Heathgate Drive, Lawrenceville, Georgia 30044 . The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. as Attorney in Fact for Adjovi Dossou McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/axc 3/4/08 Our file no. 52870708-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583587,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Glenn Dowdell aka Glen Dowdell to Mortgage Electronic Registration Systems, Inc. as nominee for Greenpoint Mortgage Funding, Inc., dated November 28, 2006, recorded in Deed Book 47333, Page 300, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED TWENTY THOUSAND AND 0/100 DOLLARS ($520,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 259 of the 5th District, Gwinnett County, Georgia, being Lot 6, Block B, Unit One of Miramonte Hills Subdivision, as per plat thereof recorded in Plat Book 104, Pages 253-254, revised at Plat Book 114, Pages 107-108, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Glenn Dowdell aka Glen Dowdell or a tenant or tenants and said property is more commonly known as 3225 Kylee Dawn Circle, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Glenn Dowdell aka Glen Dowdell Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/cjb 3/4/08 Our file no. 130407-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518381,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony E. Dragan to Mortgage Electronic Registration Systems, Inc., dated May 1, 2006, recorded in Deed Book 46509, Page 519, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-NINE THOUSAND FOUR HUNDRED TWELVE AND 0/100 DOLLARS ($169,412.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 100 of the 7th District of Gwinnett County, Georgia, being all of lot 25, Block A of Amber Creek Subdivision, Unit Two, as per plat recorded in Plat book 46, page 147, Gwinnett County records. Said plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony E. Dragan or a tenant or tenants and said property is more commonly known as 2312 Amber Creek Trail, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Anthony E. Dragan McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/yrb 3/4/08 Our file no. 59508-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518150,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Alejandro Garcia Duarte to HomeStar Mortgage Services, LLC dated October 2, 2002, and recorded in Deed Book 29082, Page 257, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company, by Assignment securing a Note in the original principal amount of $118,146.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 70, of the 7th District, Gwinnett County, Georgia, being Lot 11, Block C, Unit II, Fairview Station Subdivision, as per plat recorded in Plat Book 7, Page 20, Gwinnett County, Georgia Records, which recorded plat is incorporated herein and made a part by reference. Said property is known as 902 Brighton Drive, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Alejandro Garcia Duarte, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Tifanie Riggs , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. EverHome Mortgage Company as Attorney-in-Fact for Alejandro Garcia Duarte his successor in title being Tifanie Riggs File no. 08-000250 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588946,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ignacia Duarte to Phoenix Global Mortgage Corporation, dated March 20, 2003, recorded in Deed Book 31873, Page 64, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND EIGHT HUNDRED ONE AND 0/100 DOLLARS ($138,801.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 172, of the 6th District, Gwinnett County, Georgia, being Lot 5, Block B, Oakleigh Subdivision, Unit 2, as recorded in Plat Book 13, Page 56, of Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of this description. Being improved property known as 1027 Riva Ridge Drive, according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ignacia Duarte or a tenant or tenants and said property is more commonly known as 1027 Riva Ridge Drive, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Ignacia Duarte McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 3/4/08 Our file no. 55308-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583642,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Charles A. Dubissette to Mortgage Electronic Registration Systems, Inc. as nominee for Oak Street Mortgage LLC, dated January 20, 2006, recorded in Deed Book 46091, Page 297, Gwinnett County, Georgia Records, as last transferred to HSBC Mortgage Services Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SIX THOUSAND AND 0/100 DOLLARS ($136,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 40, of the 7th District of Gwinnett County, Georgia, and being Lot/s 47 of Sweetwater Oaks Subdivision, Unit Eight, according to a plat thereof recorded in P1at Book 52, Page(s) 280, in the Office of the Clerk of the Superior Court of Gwinnett, Georgia Records, to which plat reference is made for a more detailed description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Charles A. Dubissette or a tenant or tenants and said property is more commonly known as 1267 Hamlet Court, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Mortgage Services Inc. as Attorney in Fact for Charles A. Dubissette McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 3/4/08 Our file no. 5128208-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583622,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Security Deed from Tamiko L. Dukes to New Century Mortgage Corporation dated May 18, 2004, recorded in Deed Book 38591, Page 91, Gwinnett County Records, and last assigned to Deutsche Bank National Trust Company, trustee for Morgan Stanley Mortgage ABS Capital I Inc. Trust 2004-NC7, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-THREE THOUSAND AND 00/100 ($133,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday in March , 2008 the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 238 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA AND BEING LOT 32, BLOCK I, COVERED BRIDGE SUBDIVISION, UNIT EIGHT, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 17, PAGE 205, GWINNETT COUNTY, GEORGIA RECORDS, AS REVISED IN PLAT BOOK 19, PAGE 113, AFORESAID RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees, notice of intent to collect attorney's fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Tamiko L. Dukes or, a tenant or tenants, and said property was or is commonly known as 4529 Iroquois Trail Duluth, GA 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder for the security deed. Deutsche Bank National Trust Company, trustee for Morgan Stanley Mortgage ABS Capital I Inc. Trust 2004-NC7 As Attorney in Fact for Tamiko L. Dukes Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 07-5769 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583817,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Nicola M. Duvernay to Mortgage Electronic Registration Systems, Inc., dated January 4, 2006, recorded in Deed Book 46065, Page 516, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($114,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in the City of Braselton (GMD 1749) of Gwinnett County, Georgia, and being Lot 107 of Mulberry Park Town Homes, a Town Home Development, as per that plat of the subdivision recorded in Plat Book 99, Pages 56-68, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. Subject to and together with all grants and restriction contained on the above referenced plat and that Declaration of Covenants, conditions, easements and restrictions for Mulberry Park Town Homes, as recorded in Deed Book 24756, Page 01, aforesaid records and as subsequently amended in Deed Book 31357, Page 0017, aforesaid records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Nicola M. Duvernay or a tenant or tenants and said property is more commonly known as 6429 Mossy Oak Landing, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Nicola M. Duvernay McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/qns 3/4/08 Our file no. 52682206-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588945,2/7,14,21,28 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF Gwinnett Pursuant to a power of sale contained in a certain security deed executed by Hyacinth Edwards, hereinafter referred to as Grantor, to Mortgage Electronic Registration Systems, Inc. as nominee for Popular Financial Services, LLC recorded in Deed Book 45382, beginning at page 271, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in March, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 39 of the 7th Land District of Gwinnett County, Georgia, being lot 117 Block A of Stonewall Mill Subdivision, Unit One, as per plat recorded at Plat Book 53, Page 214, Gwinnett County Georgia records, which plat is incorporated herein and made a part hereof by reference. 944 Merrimac Way Lawrencevil, GA 30044 Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Hyacinth Edwards or tenant(s). JP Morgan Chase Bank as Trustee for Equity One ABS., Inc Mortgage/Pass through Certificate Series # 2005-D , As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor J. Michael Campbell Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. EquityOne/Hyacinth Edwards/06-49888F2 950-12518282,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Dean Dyer-Williams to HomeBanc Mortgage Corporation dated December 22, 2004 in the amount of $209,000.00, and recorded in Deed Book 41205, Page 157, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 232 of the 5th District, Gwinnett County, Georgia, being Lot 176, Block C, Great River at Tribble Mill, Unit II, Phase I, per Plat Book 92, Pages 267 through 271, Gwinnett County, Georgia Records, which is referred to and made a part of this description. which has the property address of 1381 Low Water Way, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Dean Dyer-Williams and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Dean Dyer-Williams Anthony DeMarlo, Attorney/kgrant McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02043 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583711,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Thomas L. Eads, Jr. to Mortgage Electronic Registration Systems, Inc., dated November 25, 2003, recorded in Deed Book 36243, Page 144, Gwinnett County, Georgia Records, as last transferred to CitiMortgage Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND SEVEN HUNDRED EIGHTY-FOUR AND 32/100 DOLLARS ($128,784.32), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in GMD 1749 District of Gwinnett County, Georgia, being Lot 7, Block B, Fox Ridge, as per plat recorded in plat book 39, page 46, Gwinnett County, Georgia Records, which reference is made for the purpose of the same as part herein. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Thomas L. Eads, Jr. and Jennifer D. Eads or a tenant or tenants and said property is more commonly known as 1860 Fox Ridge Drive, Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CitiMortgage, Inc. as Attorney in Fact for Thomas L. Eads, Jr. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 3/4/08 Our file no. 51523406-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518016,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Wayne Eason and Tess R. Williams-Eason to Sun America Mortgage Corporation dated March 14, 2003, and recorded in Deed Book 31599, Page 114, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company, by Assignment securing a Note in the original principal amount of $160,350.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 80 of the 5th District, Gwinnett County, Georgia, being Lot 14, Block A, River Hill at Sugarloaf, Unit Two, as per plat recorded in Plat Book 96, Page 285-286, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto. Said property is known as 668 Parc River Blvd., Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Wayne Eason and Tess R. Williams-Eason, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Wayne Eason and Tess R. Williams-Eason , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. EverHome Mortgage Company as Attorney-in-Fact for Wayne Eason and Tess R. Williams-Eason File no. 08-000171 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588718,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Hyacinth Edwards to Mortgage Electronic Registration Systems, Inc . dated October 24, 2005, and recorded in Deed Book 45408, Page 109, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for Home Equity Loan Trust Series ACE 2006-HE1, by Assignment securing a Note in the original principal amount of $138,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 118 of the 5th District of Gwinnett County, Georgia, being known and designated as Lot 19, Block "A" of Johnson's Landing Subdivision, Unit Two as per plat of survey recorded at Plat Book 59, Page 106, Gwinnett County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete description. Said property is known as 690 Johns Landing Way, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Hyacinth Edwards, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Hyacinth Edwards , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, National Association, as Trustee for Home Equity Loan Trust Series ACE 2006-HE1 as Attorney-in-Fact for Hyacinth Edwards File no. 07-8302 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518045,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by John E. Edwards to HomeBanc Mortgage Corporation, dated July 31, 2001, recorded in Deed Book 24368, Page 41, Gwinnett County, Georgia Records, as last transferred to EverHome Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-THREE THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($223,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 167 of the 5th District of Gwinnett County, Georgia, being Lot 4, Block C, Woodland Brook Subdivision, Unit Two, as per plat at Plat Book 79, Page 218, Gwinnett County, Georgia records, which plat is incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is John E. Edwards or a tenant or tenants and said property is more commonly known as 180 Amberbrook Circle, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. EverHome Mortgage Company as Attorney in Fact for John E. Edwards McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 3/4/08 Our file no. 532608-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518285,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Theresa Egbebike to Mortgage Electronic Registration Systems, Inc., dated November 22, 2002, recorded in Deed Book 30559, Page 20, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($168,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 6 of the 5th District, Gwinnett County, Georgia, being Lot 26, Block B, Skylars Mill Subdivision, as per plat recorded in plat book 93, page 150, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Egbebike or a tenant or tenants and said property is more commonly known as 2410 Skylars Mill Way, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Theresa Egbebike McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/yrb 3/4/08 Our file no. 52329007-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12518246,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by George Eggleston to First Street Financial Inc. dated September 14, 2006 in the amount of $152,000.00, and recorded in Deed Book 47049, Page 0120, Gwinnett County, Georgia Records; as last transferred to LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE6 by assignment; the undersigned, LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE6 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 214 of the 6th District, Gwinnett County, Georgia, being Lot 43, Block A, Brook Hollow Trace Subdivision, as per plat recorded in Plat Book 58, Page 189, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 1880 Hollow Trace Way according to the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 1880 Hollow Trace Way, Norcross, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of George Eggleston and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. LaSalle Bank, N.A. as Trustee for the MLMI Trust Series 2006-HE6 Attorney in Fact for George Eggleston Anthony DeMarlo, Attorney/ajackson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-11187 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517955,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carlos Egusquiza to Mortgage Electronic Registration Systems, Inc., dated January 25, 2007, recorded in Deed Book 47522, Page 781, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($99,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 188, 6th District, Gwinnett County, Georgia, being Lot 13, Block A, Unit One, Roman Point, as per plat recorded in plat book 13, page 97, Gwinnett County Records, which plat is hereby referred to and made a part of this description; being improved property known as 1427 Roman Point Drive, according to the present system of numbering houses in said county. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Carlos Egusquiza or a tenant or tenants and said property is more commonly known as 1427 Roman Point Drive, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Carlos Egusquiza McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mio 3/4/08 Our file no. 52069807-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589036,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Paul Ehi-Osifo to Mortgage Electronic Registration Systems, Inc. dated September 20, 2004, and recorded in Deed Book 40149, Page 241, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee, by Assignment securing a Note in the original principal amount of $128,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 125 & 126 of the 6th District, of Gwinnett County, Georgia, and being Lot 70, Block A of Safehaven Point, Unit Two, as per plat recorded in Plat Book 91, Pages 33-34 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Said property is known as 3955 Jackson Shoals Court, Lawrenceville, GA 30044, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Paul Ehi-Osifo, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Paul Ehi-Osifo, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee as Attorney-in-Fact for Paul Ehi-Osifo File no. 07-5288 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/MH www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589105,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Anen Eliassaint to Mortgage Electronic Registration Systems, Inc., dated October 19, 2006, recorded in Deed Book 47210, Page 708, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 174 of the 6th District, Gwinnett County, Georgia, being Lot 23, Block A, Park Forest Subdivision, as per plat recorded in plat book 14, page 234 Gwinnett County Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Anen Eliassaint or a tenant or tenants and said property is more commonly known as 1054 Park Forest Court, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc.as Attorney in Fact for Anen Eliassaint McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cam 3/4/08 Our file no. 51676207-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583858,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Vicki L. Engel to FT Mortgage Companies d.b.a. HomeBanc Mortgage Corporation, dated May 28, 1999, recorded in Deed Book 18545, Page 149, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-EIGHT THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($198,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 109, 7th District, Gwinnett County, Georgia, being Lot 27, Block A, Wildwood Lakes Subdivision, Unit One, as per plat recorded in Plat Book 62, Page 225, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Vicki L. Engel or a tenant or tenants and said property is more commonly known as 2165 Wildwood Lake Drive, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. First Horizon Home Loans, a division of First Tennessee Bank National Association sbm First Horizon Home Loan Corporation fka FT Mortgage Companies as Attorney in Fact for Vicki L. Engel McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 3/4/08 Our file no. 51732701-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589224,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Timothy L. Engleka to ABN Amro Mortgage Group, Inc., dated August 26, 2005 in the amount of $157,600.00, and recorded in Deed Book 44441, Page 0002, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 49 of the 7th District, Gwinnett County, Georgia, being Lot 65, Block B of Channings Lake Subdivision, said plat being recorded at Plat Book 51, Page 239, Gwinnett County, Georgia Records, which said plat is incorporated herein and made a part hereof by reference. which has the property address of 55 Channings Lake Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Timothy L. Engleka and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Timothy L. Engleka Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01931 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589374,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER By virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement from Epicurus Investment, LLC, party of the first part, to Piedmont Bank of Georgia, now known as The PrivateBank (through acquisition and merger), party of the second part, dated November 3, 2005, and recorded in Deed Book 45212, Page 0063, Gwinnett County, Georgia records (the "Security Deed") , conveying the after-described property to secure a Note (the "Note") in the principal amount of One Million Four Hundred Thirty Thousand Two Hundred Eighty Eight ($1,430,288.00) Dollars, and all modifications thereto, with interest thereon as set forth therein, the undersigned, pursuant to said Security Deed has declared the entire amount of said indebtedness due and payable because of default in the payment of said indebtedness. Further, pursuant to that Power of Sale, the undersigned will, on the first Tuesday in March 2008, during the legal hours of sale before the courthouse door in Gwinnett County, Georgia, sell at public outcry to the highest bidder, for cash, the following property (the "Land") described in said Security Deed, to wit: All that tract or parcel of land lying and being in Land Lot 184 of the 7th District, of Gwinnett County, Georgia and being Lot(s) 509, 513 and 515, Block A of Hidden Falls, Phase 5, as per plat recorded in Plat Book 111, Page 202-204 of Gwinnett County, Georgia records which plat is incorporated herein and made a part hereof by reference. TOGETHER WITH all buildings, structures and improvements now or hereafter erected upon the Land and any and all of the following items of property which party of the first part has heretofore placed or caused to be placed or hereafter places or causes to be placed in or on the said buildings; gas and electric fixtures, radiators, beaters, furnaces, heating equipment, steam and hot water boilers, hot water heaters, stoves, ranges and ovens, refrigerators, refrigerating plants, air conditioning equipment, elevators, tubs, sinks, water closets and basins, garbage disposal equipment, vacuum cleaning equipment, sprinkler systems, fire alarm systems, carpets, shades, screens, blinds, awnings, and all other furniture, furnishings and equipment placed in and about the said buildings for use therein which are necessary to the completed end comfortable use and occupancy of the said buildings for the purpose for which they were or are to be constructed or erected and together with all renewals or replacements of or articles in substitution for the said enumerated and described items of property. The items of property dealt with in this paragraph shall include but not be limited to those shown on any plans and specifications furnished by the party of the first part to party of the second part in connection with the making of the loan hereby secured. The items of property dealt with in this paragraph not actually attached to the buildings where located shall be deemed to be constructively attached and all items herein dealt with whether actually or constructively attached are agreed to be fixtures constituting a part of the realty above described. TO HAVE AND TO HOLD the same premises, with all and singular the rights, members and appurtenances thereof, to the same belonging or in any wise appertaining to the only proper use, benefit and behoof of the said party of the second part, its successors and assigns forever, in fee simple (all referred to as "Property"). The above-referenced Property will be sold subject to the following: all, if any, outstanding ad valorem taxes and/or assessments; all, if any, other prior liens, easements, covenants, restrictions, encumbrances, zoning ordinances or other matters of record to which the Security Deed is junior in priority; and all, if any, matters affecting said Property which would be disclosed by an accurate survey and inspection of said Property. Said Property will be sold as the property of Epicurus Investments, LLC, and the proceeds will be applied to the payment of the described indebtedness, the Security Deed and all expenses of this sale. Any remaining proceeds will be applied pursuant to the laws of the State of Georgia. The above-referenced Property will be sold on an "as is, where is" basis without recourse against party of the second part and without representation or warranty of any kind or nature whatsoever by party of the second part with respect thereto. To the best of the undersigned's knowledge and belief, the Property is presently owned by who is the party in possession or a tenant or tenants, and said Property is more commonly known as Lots 509, 513, and 515, Hidden Falls, Phase 5, Gwinnett County, Georgia. The PrivateBank, as attorney-in-fact for Epicurus Investments, LLC Mark L. Golder, Esq. Lynn L. Carroll, Esq. SIEGEL & GOLDER, P.C. One Premier Plaza 5605 Glenridge Drive, Suite 690 Atlanta, Georgia 30342 (404) 252-3000 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583869,2/7,14,21,28 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Epicurus Investments LLC (the "Grantor") to and in favor of Bank of North Georgia ("Lender") dated July 28, 2005, filed for record August 12, 2005, and recorded in Deed Book 43969, Page 0256, Gwinnett County, Georgia records (the "Security Deed"); securing that certain renewal Universal Note from Grantor to and in favor of Lender dated August 5, 2006 in the original principal sum of FOUR HUNDRED TWENTY-EIGHT THOUSAND AND NO/100 DOLLARS ($428,000.00) (the "Note"); there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Gwinnett County, Georgia, on the first Tuesday in March, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit: All that tract or parcel of land lying and being in Land Lots 179 & 184 of the 7th District, Gwinnett County, Georgia, being Lot 405, Hidden Falls, as per plat recorded in Plat Book 107, pages 142-148, Gwinnett County, Georgia, which plat is incorporated herein and made a part hereof (the "Land"). Together with all buildings, structures, and improvements now or hereafter erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the Land; all minerals, oil, gas, water, water rights and water stock, rights to trees, crops, timber and shrubs now or hereafter on the Land; all equipment, machinery, and fixtures now or hereafter attached to the Land, all of which, including replacements and additions thereto, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property. The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed. The Premises will be sold on an "as is, where is" basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto. The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises. To the best of the undersigned's knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor. BANK OF NORTH GEORGIA As Attorney-in-Fact for EPICURUS INVESTMENTS LLC James M. Ottley, Esq. Morris, Manning & Martin, L.L.P. 1600 Atlanta Financial Center 3343 Peachtree Road, N.E. Atlanta, Georgia 30326 (404) 233-7000 950-06589311,2/7,14,21,28 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Epicurus Investments LLC (the "Grantor") to and in favor of Bank of North Georgia ("Lender") dated July 28, 2005, filed for record August 12, 2005, and recorded in Deed Book 43969, Page 0251, Gwinnett County, Georgia records (the "Security Deed"); securing that certain renewal Universal Note from Grantor to and in favor of Lender dated August 5, 2006 in the original principal sum of FOUR HUNDRED NINETEEN THOUSAND NINE HUNDRED TWENTY AND NO/100 DOLLARS ($419,920.00) (the "Note"); there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Gwinnett County, Georgia, on the first Tuesday in March, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit: All that tract or parcel of land lying and being in Land Lots 179 & 184 of the 7th District, Gwinnett County, Georgia, being Lot 425, Hidden Falls, as per plat recorded in Plat Book 107, pages 142-148, Gwinnett County, Georgia, which plat is incorporated herein and made a part hereof (the "Land"). Together with all buildings, structures, and improvements now or hereafter erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the Land; all minerals, oil, gas, water, water rights and water stock, rights to trees, crops, timber and shrubs now or hereafter on the Land; all equipment, machinery, and fixtures now or hereafter attached to the Land, all of which, including replacements and additions thereto, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property. The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed. The Premises will be sold on an "as is, where is" basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto. The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises. To the best of the undersigned's knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor. BANK OF NORTH GEORGIA As Attorney-in-Fact for EPICURUS INVESTMENTS LLC James M. Ottley, Esq. Morris, Manning & Martin, L.L.P. 1600 Atlanta Financial Center 3343 Peachtree Road, N.E. Atlanta, Georgia 30326 (404) 233-7000 950-06589312,2/7,14,21,28 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Epicurus Investments, LLC (the "Grantor") to and in favor of Bank of North Georgia ("Lender") dated March 9, 2005, filed for record March 23, 2005, and recorded in Deed Book 42058, Page 0163, Gwinnett County, Georgia records (the "Security Deed"); securing: (i) that certain renewal Universal Note from Epicurus Investments LLC to and in favor of Lender dated September 5, 2006 in the original principal sum of FOUR HUNDRED NINETEEN THOUSAND NINE HUNDRED TWENTY AND NO/100 DOLLARS ($419,920.00); (ii) that certain renewal Universal Note from Epicurus Investments LLC to and in favor of Lender dated September 5, 2006 in the original principal sum of FOUR HUNDRED TWENTY-SEVEN THOUSAND NINE HUNDRED TWENTY AND NO/100 DOLLARS ($427,920.00); and (iii) that certain renewal Universal Note from Epicurus Investments LLC to and in favor of Lender dated September 5, 2006 in the original principal sum of FOUR HUNDRED TWENTY-THREE THOUSAND NINE HUNDRED AND NO/100 DOLLARS ($423,900.00) (collectively, the "Notes"); there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Gwinnett County, Georgia, on the first Tuesday in March, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit: All that tract or parcel of land lying and being in Land Lots 179 & 184 of the 7th District, Gwinnett County, Georgia, being Lots 403, 426 & 427, Hidden Falls, Phase 4, as per plat recorded in Plat Book 107, pages 142-148, which plat is incorporated herein and made a part hereof (the "Land"). Together with all buildings, structures, and improvements now or hereafter erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the Land; all minerals, oil, gas, water, water rights and water stock, rights to trees, crops, timber and shrubs now or hereafter on the Land; all equipment, machinery, and fixtures now or hereafter attached to the Land, all of which, including replacements and additions thereto, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property. The indebtedness evidenced by the Notes is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed. The Premises will be sold on an "as is, where is" basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto. The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Notes and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises. To the best of the undersigned's knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor. BANK OF NORTH GEORGIA As Attorney-in-Fact for EPICURUS INVESTMENTS, LLC James M. Ottley, Esq. Morris, Manning & Martin, L.L.P. 1600 Atlanta Financial Center 3343 Peachtree Road, N.E. Atlanta, Georgia 30326 (404) 233-7000 950-06589310,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Lorna L. Ervin to Mortgage Electronic Registration Systems, Inc., dated October 4, 2004, recorded in Deed Book 40146, Page 2, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($140,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 247 of the 4 District, Gwinnett County, Georgia, being Lot 30, Simonton Ridge Subdivision, as per plat recorded in Plat Book 100, Page 290, in the Office of the Clerk of Superior Court of Walton County, Georgia records, which plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Lorna L. Ervin or a tenant or tenants and said property is more commonly known as 4383 Prather, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Lorna L. Ervin McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/qns 3/4/08 Our file no. 5148308-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589064,2/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Maria Cristina Espinal to Mortgage Electronic Registration Systems, Inc. dated May 18, 2006, and recorded in Deed Book 46533, Page 822, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee, by Assignment securing a Note in the original principal amount of $147,440.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 36 of the 5th District of Gwinnett County, Georgia, on the southwesterly side of Skyland Drive, as shown and delineated on Plat of Survey prepared for Joseph B. Holloway and Tina Kay Holloway by Georgia Land Surveying Co., Inc. Georgia Registered Land Surveyors, dated January 7, 1997, said plat of survey being incorporated herein by reference and being more particularly described according to said Georgia Land Survey as follows: Beginning at an iron pin found on the southwesterly right of way of Skyland Drive, said iron pin lying 391.12 feet northwesterly of the right of way of Springdale Drive, as measured along the southwesterly right of way of Skyland Drive; thence running south 58 degrees 43'54 west 468.92 feet to an iron pin found; thence north 36 degrees 22' West 95.82 feet to an iron pin found; thence North 57 degrees 38'9" East 460.98 feet to an iron pin found on the southwesterly right of way of Skyland Drive; thence along said right of way, south 40 degrees 16'46" east 105.56 feet to the point of beginning. Said property is known as 2953 Skyland Drive, Snellville, GA 30078, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Maria Cristina Espinal, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Maria Cristina Espinal , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association as Trustee as Attorney-in-Fact for Maria Cristina Espinal File no. 08-000344 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589369,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Esther Espinoza to Mortgage Electronic Registration Systems, Inc., dated June 30, 2006, recorded in Deed Book 46827, Page 208, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FOURTEEN THOUSAND AND 0/100 DOLLARS ($314,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 182 of the 17th District, Gwinnett County, Georgia, being Lot 69, Block A, Amella Parc fka Hamilton Mill Road Tract, as per plat recorded in Plat Book 110, Pages 184-185, Gwinnett County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Esther Espinoza or a tenant or tenants and said property is more commonly known as 3306 Rosecliff Trace, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Esther Espinoza McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/qns 3/4/08 Our file no. 5149008-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06589065,2/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Geraldo Estevez to Mortgage Electronic Registration Systems, Inc., dated February 16, 2006, recorded in Deed Book 46196, Page 442, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-NINE THOUSAND THREE HUNDRED TEN AND 0/100 DOLLARS ($79,310.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 214, 6th District, Gwinnett County, Georgia, being Lot 43, Block B, Unit One, Oakbrook Station, as per Plat recorded in Plat Book 24, Page 10, Gwinnett County, Georgia Records, which Plat is hereby referred to and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Geraldo Estevez or a tenant or tenants and said property is more commonly known as 5457 Rails Way, Norcross, Georgia 30071. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Geraldo Estevez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/syh 3/4/08 Our file no. 52063107-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583705,2/7,14,21,28