NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Stella Hardnett-Nix to Argent Mortgage Company, LLC, dated February 25, 2005, recorded in Deed Book 41870, Page 27, Gwinnett County, Georgia Records, as last transferred to WELLS FARGO BANK, N.A. as Trustee under POOLING AND SERVICING AGREEMENT Dated as of April 1, 2005 Asset-Backed Pass-Through Certificates Series 2005-WHQ2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND AND 0/100 DOLLARS ($148,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 47 of the 6th District, Gwinnett County, Georgia, Being Lot 4, Block C, Laurel Fork Subdivision, Unit Three, as per Plat recorded in Plat Book 40, Page 279, Gwinnett County, Georgia records, said Plat being incorporated herein and made reference hereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, HomEq Servicing Corporation Loss Mitigation Department at 877-867-7378 or by writing to 1100 Corporate Center Drive, Attn: NC 4743, Raleigh, NC 27607, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Stella Hardnett-Nix or a tenant or tenants and said property is more commonly known as 2640 Tommie Grove Way, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. WELLS FARGO BANK, N.A. as Trustee under POOLING AND SERVICING AGREEMENT Dated as of April 1, 2005 Asset-Backed Pass-Through Certificates Series 2005-WHQ2 as Attorney in Fact for Stella Hardnett-Nix Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/js2 7/1/08 Our file no. 11323208-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593232,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Lallman Hardowar to Wells Fargo Bank, N.A., dated December 8, 2006, recorded in Deed Book 47378, Page 328, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for CMLTI 2007-WFHE2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FOUR THOUSAND FIVE HUNDRED THIRTY-ONE AND 0/100 DOLLARS ($224,531.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of Land lying and being in Land Lot 185, 5th District, Gwinnett County, Georgia, being Lot 69, Block C, the Estates at Chandler Woods Subdivision, Unit 4, as per plat recorded at Plat Book 109, Pages 203-205, Gwinnett County, Georgia Records, said plat being incorporated herein by reference thereto. Subject to any right of way deeds or other easements of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lallman Hardowar or a tenant or tenants and said property is more commonly known as 2098 Cutleaf Creek Rd, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as Trustee for CMLTI 2007-WFHE2 as Attorney in Fact for Lallman Hardowar McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 7/1/08 Our file no. 5293608-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593329,6/5,12,19,26 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Hardy Street Acquisition, LLC (the "Grantor") to and in favor of UPS Capital Business Credit (the "Lender") dated January 18, 2006, filed for record January 23, 2006, and recorded in Deed Book 46081, Page 0042, Gwinnett County, Georgia records (the "Security Deed"); securing that certain U.S. Small Business Administration Note from Grantor to and in favor of Lender dated January 18, 2006 in the original principal sum of EIGHT HUNDRED NINETY-FIVE THOUSAND AND 00/100 DOLLARS ($895,000.00) (the "Note"); there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Gwinnett County, Georgia, on the first Tuesday in July, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit: All that tract or parcel of land lying and being in Land Lot 175 of the 5th District of Gwinnett County, Georgia, being Lot 2, containing 0.93 acres, according to a Final Plat for R. Lastinger Properties dated February 2, 2005, prepared by Diversified Technical Group, LLC, C. Fred Cannington, G.R.L.S. No. 1433, as more particularly depicted on a plat recorded in Plat Book 108, Page 37, Records of Gwinnett County, Georgia, which plat is incorporated herein by reference hereto (the "Land"). Together with All buildings, structures and improvements of every nature whatsoever now or hereafter situated on the Land, and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers and any other safety equipment required by governmental regulation or law, washers, dryers, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes, which are or shall be attached to said buildings, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles (excluding Grantor's personal automobiles, if any), building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever now or hereafter owned by Grantor and located in, on or about, or used or intended to be used with or in connection with the use, operation or enjoyment of the Premises, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions, or proceeds from a permitted sale of any of the foregoing, and all the right, title and interest of Grantor in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and personal property subject to or covered by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments now or hereafter made by Grantor or on behalf of Grantor; all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way now or hereafter belong, relate or appertain to the Premises or any part thereof or are now or hereafter acquired by Grantor; and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared and shall be deemed to be fixtures and accessions to the Land and a part of the realty as between the parties hereto and all persons claiming by, through or under them, and which shall be deemed to be a portion of the security for the indebtedness herein described and to be secured by this Deed. The location of the above-described collateral is also the location of the Land. Together with all easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the Premises or any part thereof, or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Grantor. Together with all income, rents, issues, profits, and revenues of the Premises from time to time accruing (including, without limitation, all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by Grantor or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of, in and to the same. The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed. The Premises will be sold on an "as is, where is" basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto. The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises. To the best of the undersigned's knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor. UPS CAPITAL BUSINESS CREDIT As Attorney-in-Fact for HARDY STREET ACQUISITION, LLC James M. Ottley, Esq. Morris, Manning & Martin, L.L.P. 1600 Atlanta Financial Center 3343 Peachtree Road, N.E. Atlanta, Georgia 30326 (404) 233-7000 950-06593423,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Barbara J. Harris to Mortgage Electronic Registration Systems, Inc . dated August 30, 2007 in the amount of $456,000.00, and recorded in Deed Book 48246, Page 226, Gwinnett County, Georgia Records; as last transferred to Wachovia Mortgage Corporation by assignment; the undersigned, Wachovia Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lots 15 and 18 of the 6th District, Gwinnett County, Georgia, being Lot 14, Block B, Lochwolde Subdivision, Unit Three, as per plat recorded in Plat Book 42, Page 43, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. which has the property address of 3474 Carrick Circle, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Barbara J. Harris and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Wachovia Mortgage Corporation Attorney in Fact for Barbara J. Harris Anthony DeMarlo, Attorney/lseymore McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11374 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587628,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Carol T. Harrison and Thomas L. Harrison to Wachovia Mortgage Corporation dated March 18, 2005 in the amount of $194,750.00, and recorded in Deed Book 42383, Page 275, Gwinnett County, Georgia Records; as last transferred to Wachovia Mortgage Corporation by assignment; the undersigned, Wachovia Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that certain property situated in the City of Dacula in the County of Gwinnett and State of Georgia and being described in a deed dated 10/30/2001 and recorded 11/13/2001 in Book 25106 Page 220 among the Land Records of the County and State set forth above and referenced as follows: Lot 4, Block B, Unit One, Land Lot 17, District 7, Subdivision Winnbrook Chase, Plat Book 46, Plat Page 32. Parcel ID Number: R7017078 which has the property address of 1121 Winnbrook Drive, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Carol T. Harrison and Thomas L. Harrison and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Wachovia Mortgage Corporation Attorney in Fact for Carol T. Harrison and Thomas L. Harrison Anthony DeMarlo, Attorney/lseymore McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-03862 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592988,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Maria De La Luz Haseltine to Chase Bank USA, N.A., dated September 22, 2006, recorded in Deed Book 47226, Page 164, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as trustee for J.P. Morgan Chase Bank, National Association JPMAC 2007-CH2 by assignment recorded in Deed Book 48528, Page 450, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY THOUSAND THREE HUNDRED FIFTY AND 0/100 DOLLARS ($230,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 3 of the 5th District, Gwinnett County, Georgia, being Lot 56, Block A, Unit One, Southfork Plantation, Phase one, as per plat recorded in Plat Book 66, Page 231, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Manhattan Mortgage Corporation, 10790 Rancho Bernardo Road, San Diego, CA 92127, 877-838-1882x52195. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Maria De La Luz Haseltine or a tenant or tenants and said property is more commonly known as 3470 Prairie Dr, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as trustee for J.P. Morgan Chase Bank, National Association JPMAC 2007-CH2 as Attorney in Fact for Maria De La Luz Haseltine McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lr3 7/1/08 Our file no. 52132307-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593089,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jamey A. Hawkins and Michele Hawkins to FT Mortgage Companies dba HomeBanc Mortgage Corporation, dated January 20, 1998, recorded in Deed Book 15349, Page 190, Gwinnett County, Georgia Records, as last transferred to Secretary of Veterans Affairs by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND NINE HUNDRED FIFTY AND 0/100 DOLLARS ($109,950.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 83 of the 5th District, Gwinnett County, Georgia, being Lot 52, Block D, Grayland Hills Subdivision, Unit Four, as per plat recorded in Plat Book 46, Page 100, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jamey A. Hawkins and Michele Hawkins or a tenant or tenants and said property is more commonly known as 115 Grayland Creek Dr, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Secretary of Veterans Affairs as Attorney in Fact for Jamey A. Hawkins and Michele Hawkins McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/scc 7/1/08 Our file no. 5759398-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593286,6/5,12,19,26 NOTICE OF INTENT TO INCORPORATE Notice is given that articles of incorporation which will incorporate Hayden Professional Services, Inc. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code(O.C.G.A. 14-2-2-1.1). The initial registered office of the corporation will be located at 1835 Lawrenceville Hwy Lawrenceville, GA 30044 and its initial registered agent at such address is Larry Hoffman. 907-07588270,6/19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Phillip L. Haynes to Mortgage Electronic Registration Systems Inc. as nominee for GreenPoint Mortgage Funding, Inc., dated June 22, 2006, recorded in Deed Book 46721, Page 562, Gwinnett County, Georgia Records, as last transferred to GreenPoint Mortgage Funding, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-EIGHT THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($248,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being Land Lot 320 of the 7th District of Gwinnett County, Georgia, Being Lot 12, Block A, Ashbury Subdivision, as per Plat recorded in Plat Book 103, Pages 215-216, Gwinnett County, Georgia records, which Plat is incorporated herein and made a part hereof by this reference. Subject to all easements, covenants, and restrictions of records, if any. Parcel ID: R 7320-317 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, GreenPoint Mortgage Funding, Inc. Loss Mitigation Department at 800-784-5566x5533 or by writing to 2300 Brookstone Center PArkway, Columbus, GA 31904, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Phillip L. Haynes or a tenant or tenants and said property is more commonly known as 5336 Ashbury Manor Lane, Sugar Hill, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. GreenPoint Mortgage Funding, Inc. as Attorney in Fact for Phillip L. Haynes Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/tmc 7/1/08 Our file no. 11327908-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593213,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by James F. Head and Susan S Head to First Franklin Financial Corporation dated September 27, 1999 in the amount of $170,250.00, and recorded in Deed Book 19350, Page 0189, Gwinnett County, Georgia Records; as last transferred to The Bank of New York as successor to JPMorgan Chase Bank, National Association, f/k/a JPMorgan Chase Bank, as Trustee under the Pooling and Servicing Agreement, dated as of June 1, 2002, among Credit-Based Asset Servicing and Securitization LLC, Salomon Brothers Mortgage Securities VII, Inc., Litton Loan Servicing LP and JP Morgan Chase Bank, Salomon Mortgage Loan Trust, C-BASS Mortgage Loan Asset-Backed Certificates, Series 2002-CB3 by assignment; the undersigned, The Bank of New York as successor to JPMorgan Chase Bank, National Association, f/k/a JPMorgan Chase Bank, as Trustee under the Pooling and Servicing Agreement, dated as of June 1, 2002, among Credit-Based Asset Servicing and Securitization LLC, Salomon Brothers Mortgage Securities VII, Inc., Litton Loan Servicing LP and JP Morgan Chase Bank, Salomon Mortgage Loan Trust, C-BASS Mortgage Loan Asset-Backed Certificates, Series 2002-CB3 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 120 of the 6th District of Gwinnett County, Georgia and being Lot 26, Block C, Carrefour Place, Unit 6, as shown in Plat Book 9, Page 13, Gwinnett County records, which Plat is incorporated herein by this reference and made a part of this description, said property being known as 5416 Georgetown Trace, Lilburn, Georgia 30247, according to the present system of numbering in Gwinnett County, Georgia. which has the property address of 5416 Georgetown Trace, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of James F. Head and Susan S Head and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. The Bank of New York as successor to JPMorgan Chase Bank, National Association, f/k/a JPMorgan Chase Bank, as Trustee under the Pooling and Servicing Agreement, dated as of June 1, 2002, among Credit-Based Asset Servicing and Securitization LLC, Salomon Brothers Mortgage Securities VII, Inc., Litton Loan Servicing LP and JP Morgan Chase Bank, Salomon Mortgage Loan Trust, C-BASS Mortgage Loan Asset-Backed Certificates, Series 2002-CB3 Attorney in Fact for James F. Head and Susan S Head Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-12039 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593387,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Sylvia Heard to Mortgage Electronic Registration Systems, Inc . dated July 11, 2006, and recorded in Deed Book 46785, Page 367, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, Nationa Association , as Trustee for the holders of Nomura Home Equity Loan, Inc., Home Equity Loan Trust, Series 2007-1, by Assignment securing a Note in the original principal amount of $139,520.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 273 of the 4th District, Gwinnett County, Georgia, being Lot 94, Block A, Ivy Fork, as per plat recorded in Plat Book 103, Page 251-252, Gwinnett County, Georgia Records, said plat being incorporated herein and made a reference hereto. Said property is known as 4495 Ivy Fork Drive, Loganville, GA 30052, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Sylvia Heard, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Sylvia Heard , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, Nationa Association, as Trustee for the holders of Nomura Home Equity Loan, Inc., Home Equity Loan Trust, Series 2007-1 as Attorney-in-Fact for Sylvia Heard File no. 08-003415 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP*Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587845,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Stephen M. Heath and Margaret B. Heath to Centex Home Equity Company, LLC dated January 12, 2006, and recorded in Deed Book 46098, Page 595, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2006-3, by Assignment securing a Note in the original principal amount of $116,254.60, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 236 of the 6th District of Gwinnett County, Georgia, being Lot 8, Block A, Unit One, Sunset Hills, as per plat recorded in Plat Book 11, Page 233, Gwinnett County Records. Being the same property conveyed to Stephen M. Heath and Margaret B. Heath as joint tenants with the right of survivorship by deed from Eliodoro Ceballos and Marisol Ceballos recorded 01/20/1994 in Deed Book 9877 Page 49, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia. Said property is known as 2417 Samia Drive, Duluth, GA 30096, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Stephen M. Heath and Margaret B. Heath, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Stephen M. Heath and Margaret B. Heath, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2006-3 as Attorney-in-Fact for Stephen M. Heath and Margaret B. Heath File no. 07-4171 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593384,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER By virtue of the Power of Sale contained in that certain Construction Deed to Secure Debt and Security Agreement from Hedgewood Properties, Inc. ("Grantor") to Colonial Bank, N.A. ("Grantee") dated September 25, 2006 and recorded in Deed Book 47068, Page 0135, Gwinnett County, Georgia records (the "Security Deed"), conveying the after-described property to secure six Non-Consumer Real Estate Notes (the "Notes") in the total principal amount of Two Million Fifty Six Thousand Eight Hundred Seventy Five Dollars ($2,056,875.00), with interest thereon, and all modifications thereto, the undersigned, pursuant to said Security Deed has declared the entire amount of said indebtedness due and payable because of default. Further, pursuant to that Power of Sale, the undersigned will, on the first Tuesday in July, 2008, during the legal hours of sale before the courthouse door in Gwinnett County, Georgia, sell at public outcry to the highest bidder, for cash, the following described land, interests in land, and other property (hereinafter collectively referred to as the "Premises"): All that tract or parcel of land lying and being in Land Lot 243 of the 6th District, Gwinnett County, Georgia, being Lot S-20, Final Subdivision Plat for Seven Norcross fka Norcross Downtown, as per plat recorded in Plat Book 112, pages 246-253, Gwinnett County Records, said plat being incorporated herein by reference thereto; and All that tract or parcel of land lying and being in Land Lot 254, 6th District, City of Norcross, Gwinnett County, Georgia, and being more particularly described according to survey prepared by Rochester & Associates, Inc. as follows: Commencing at the intersection of the southern right-of-way line of Autry Street (30' r/w) with the western right-of-way line of Gaines Street (F.K.A. El Barrett Drive - 56' r/w), thence along said western right-of-way line of Gaines Street south 3407'44" west 68.56 feet to the point of beginning; thence continuing south 3407'44" west 67.50 feet to a point; thence leaving said right-of-way line north 5523'35" west 140.50 feet to a point; thence north 3407'44" east 67.50 feet to a point; thence south 5523'35" east 140.50 feet to the point of beginning, said tract containing 0.218 acres or 9484 square feet. Together with an easement for access to public dedicated rights of way as may exist from time to time, provided, however, as soon as the property conveyed herein is serviced or accessible by public rights of way, this easement shall cease. The plat for Seven Norcross Subdivision will be recorded in the Gwinnett County, Georgia public records after a metes and bounds description has been certified by the Surveyor and approved by the Lender. After such recording, Lots/Units T-82, T-83, T-84, T-85, and T-86 as shown on the recorded plat shall automatically be substituted for this legal description. Less and except Lots T-82, T-83, T-84 and T-85. (hereinafter referred to as the "Land"). Together with all buildings, structures and improvements of every nature whatsoever now or hereafter situated on the Land, and all fixtures, and building, construction and landscaping supplies and materials of any kind whatsoever, and equipment, machinery and appliances of every kind and nature whatsoever now or hereafter located in or on the Land or to be used on or in connection with the Land, including, but not limited to, all gas, electric, solar, oil burning and wood burning apparatuses, ranges and other cooking apparatuses, dishwashers, trash compactors, disposals, refrigerators, freezers, bathroom fixtures and equipment, plumbing and heating fixtures, carpeting and other floor coverings, curtains and draperies and related equipment, washers, dryers, water heaters, elevators and motors, chandeliers and all other ceiling, wall and exterior lighting devices, mirrors, mantels, air conditioning apparatus (including humidity control equipment), attic and ceiling fans, window screens and screen doors, awnings and storm windows and doors, alarm devices of all types, garage door openers, sprinkler systems, central vacuum systems, cabinets and shelving, paneling and wall coverings, all of which are hereby declared and shall be deemed fixtures and accessions to the freehold and a part of the Land as between the parties hereto and all persons claiming by, through or under them, and which shall be deemed a portion of the security for the indebtedness herein described. Together with all easements, rights-of-way, strips and gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, minerals, royalties, easements, privileges, liberties, tenements, hereditaments and appurtenances whatsoever, in any way belong, relating or appertaining to the Premises of any part thereof, or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Grantor and the reversion and reversions, remainder and remainders, the rents, issues, profits and revenues of the Premises from time to time accruing (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of, in and to the same; reserving only the right to Grantor to collect the same as long as Grantor is not in default hereunder. The above-referenced Premises will be sold subject to the following: all, if any, outstanding ad valorem taxes and/or assessments; all, if any, other prior liens, easements, covenants, restrictions, encumbrances, zoning ordinances or other matters of record to which the Security Deed is junior in priority; and all, if any, matters affecting said Premises which would be disclosed by an accurate survey and inspection of said Premises. Said Premises will be sold as the Premises of Hedgewood Properties, Inc., and the proceeds will be applied to the payment of the described indebtedness, attorney's fees, and all expenses of this sale. Any remaining proceeds will be applied pursuant to the Security Deed and the laws of the State of Georgia. The above-referenced Premises will be sold on an "as is, where is" basis without recourse against Grantee and without representation or warranty of any kind or nature whatsoever by Grantee with respect thereto. To the best of the undersigned's knowledge and belief, the Premises is presently owned by Hedgewood Properties, Inc. who is the party in possession or a tenant or tenants, and said Premises is more commonly known as Lots S20 and T-86, Seven Norcross Subdivision, Gwinnett County, Georgia. Colonial Bank, N.A., as Attorney-in-Fact for Hedgewood Properties, Inc. Mark L. Golder, Esq. SIEGEL & GOLDER, P.C. One Premier Plaza 5605 Glenridge Drive, Suite 690 Atlanta, Georgia 30342 (404) 252-3000 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593277,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Seth Hendricks to Mortgage Electronic Registration Systems, Inc. as Nominee for SurePoint Lending abn First Residential Mortgage Network, Inc., dated April 17, 2007, recorded April 24, 2007, in Deed Book 47809, Page 434, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Sixty One Thousand Two Hundred and 00/100 Dollars ($161,200.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 1749TH DISTRICT, GWINNETT COUNTY, GEORGIA, IN THE CITY OF BRASELTON, BEING LOT 44, OF MULBERRY PARK TOWNHOMES AS PER PLAT THEREOF RECORDED IN PLAT BOOK 99, PAGES 56-68, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT FOR GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. Said property is commonly known as 6466 Mossy Oak Landing, Braselton, Georgia 30517. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Seth Hendricks or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for SETH HENDRICKS Lender Contact: Countrywide Home Loans, Loss Mitigation Dept. 800-262-4218 Lender Address; 400 Countrywide Way Mail Stop: SV-35,Simi Valley,CA 93065 Attorney Contact: Adorno & Yoss, L.L.C., 1349 West Peachtree Suite 1500, Atlanta, GA, 30309 TELEPHONE NUMBER: (888) 890-5390 ADORNO FILE NO. 215400.2299 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587642,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Brad A. Hendrickson and Angie M. Hendrickson to Mortgage Electronic Registration Systems, Inc., dated November 8, 2006, recorded in Deed Book 47272, Page 849, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2007-FF1, Mortgage Loan Asset-Backed Certificates, Series 2007-FF1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIX HUNDRED SEVENTY-SIX THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($676,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 316 of the 7th District, Gwinnett County, Georgia and being Lot 257, Block A, Ediburgh Subdivision, Unit II, as per plat recorded in Plat Book 93, Pages 194-196, Gwinnett County, Georgia County Georgia records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Brad A. Hendrickson and Angie M. Hendrickson or a tenant or tenants and said property is more commonly known as 347 Aviemore Ln, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2007-FF1, Mortgage Loan Asset-Backed Certificates, Series 2007-FF1 as Attorney in Fact for Brad A. Hendrickson and Angie M. Hendrickson. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 7/1/08 Our file no. 51207908-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587703,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Elliott B. Hennington A/K/A Elliott Hennington to HomeBanc Mortgage Corporation dated October 27, 2005 in the amount of $124,800.00, and recorded in Deed Book 45159, Page 218, Gwinnett County, Georgia Records; as last transferred to U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-5 by assignment; the undersigned, U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-5 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 45 of the 7th District, Gwinnett County, Georgia, being Lot 14, Block G, Unit Two, Jacksons Township, as per plat recorded in Plat Book 42, Page 97, Gwinnett County, Georgia Records, to which plat reference is made for a more detailed description. which has the property address of 1388 Sisters Court, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Elliott B. Hennington A/K/A Elliott Hennington and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-5 Attorney in Fact for Elliott B. Hennington A/K/A Elliott Hennington Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11116 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587574,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Danita Y. Henry and Demetrius D. Lollie to Fidelity National Mortgage dated July 23, 2002 in the amount of $128,898.46, and recorded in Deed Book 28453, Page 71, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 321, 4th District, Gwinnett County, Georgia, being Lot 65, Block A, Phase One B, Millenium West Place Subdivision, according to plat of survey recorded in Plat Book 89, Page 132, Gwinnett County, Georgia Records, which plat and the record thereof are incorporated herein by reference thereto. which has the property address of 3341 Metro Way, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Danita Y. Henry and Demetrius D. Lollie and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Danita Y. Henry and Demetrius D. Lollie Anthony DeMarlo, Attorney/jnesbitt McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11292 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587544,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Harold Val Herman and Patricia A. Herman to Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., dated April 25, 2005, recorded in Deed Book 42701, Page 88, Gwinnett County, Georgia Records, as last transferred to Suntrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($168,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 85, 5th District, Gwinnett County, Georgia, being known as Lot 3, Block "A", Tanners Pointe Subdivision, Unit One, as per Plat recorded at Plat Book 78, Page 156, Gwinnett County, Georgia records. Said Plat being incorporated herein by reference thereto. Being improved property known as 742 Tanners Point Drive, according to the present system of numbering in Gwinnett County, Georgia. Subject to any right of way deeds or other easements of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, Suntrust Mortgage, Inc. Loss Mitigation Department at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Harold Val Herman and Patricia A. Herman or a tenant or tenants and said property is more commonly known as 742 Tanners Point Drive, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Suntrust Mortgage, Inc. as Attorney in Fact for Harold Val Herman and Patricia A. Herman Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/jea 7/1/08 Our file no. 11350208-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593307,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Victor M. Hernandez to Mortgage Electronic Registration Systems, Inc. dated June 30, 2004, and recorded in Deed Book 39004, Page 161, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA as Trustee for Homestar 2004-4, by Assignment securing a Note in the original principal amount of $100,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 206 of the 5th District, Gwinnett County, Georgia, being Lot 85, Block B, Amelia Grove, Unit Two, as per plat recorded in Plat Book 90, Page 99, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. Said property is known as 905 Amelia Grove Lane, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Victor M. Hernandez, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Victor M. Hernandez , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA as Trustee for Homestar 2004-4 as Attorney-in-Fact for Victor M. Hernandez File no. 08-003593 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587645,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Douglas Hernandez to Mortgage Electronic Registration Systems, Inc. as Nominee for America's Wholesale Lender, dated August 15, 2006, recorded August 18, 2006, in Deed Book 46905, Page 715, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Forty Five Thousand and 00/100 Dollars ($145,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 163 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 1, BLOCK C, PEBBLE CREEK SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 4, PAGE 96, GWINNETT COUNTY, GEORGIA RECORDS, WHICH SAID PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION, BEING IMPROVED PROPERTY. Said property is commonly known as 741 Pebble Creek Drive, Norcross, Georgia 30093. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Douglas Hernandez or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for DOUGLAS HERNANDEZ Lender Contact: Countrywide Home Loans, Loss Mitigation Dept. 800-262-4218 Lender Address; 400 Countrywide Way Mail Stop: SV-35,Simi Valley,CA 93065 Attorney Contact: Adorno & Yoss, L.L.C., 1349 West Peachtree Suite 1500, Atlanta, GA, 30309 TELEPHONE NUMBER: (888) 890-5390 ADORNO FILE NO. 215400.2170 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592679,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Nestor J. Hernandez to Mortgage Electronic Registration Systems, Inc., dated February 28, 2006, recorded in Deed Book 46294, Page 738, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND FIVE HUNDRED TWENTY AND 0/100 DOLLARS ($119,520.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 111 of the 5th District, of Gwinnett County, Georgia, being Lot 1, Block A, of Crestwood Township, as per plat recorded in Plat Book 106, Page 196, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Nestor J. Hernandez or a tenant or tenants and said property is more commonly known as 5 Ferncrest Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Citibank, N.A., as Trustee for the certificateholders of Structured Asset Mortgage Investments II Inc., Bear Stearns Alt-A Trust, Mortgage Pass-Through Certificates Series 2006-4 as Attorney in Fact for Nestor J. Hernandez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 7/1/08 Our file no. 51151608-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587556,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Vanessa Hernandez to JPMorgan Chase Bank, N.A., dated February 26, 2007, recorded in Deed Book 47641, Page 144, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTY-TWO THOUSAND FIFTY AND 0/100 DOLLARS ($282,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 127 of the 7th District, Gwinnett County, Georgia, being known as Lot 74 of Brynfield Subdivision, as shown on Plat of survey recorded in Plat Book 115, Pages 260-262, Gwinnett County, Georgia Deed Records, which said Plat of survey is incorporated herein for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Vanessa Hernandez or a tenant or tenants and said property is more commonly known as 365 Brynfield Pkwy, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Vanessa Hernandez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/meh 7/1/08 Our file no. 51175808-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593116,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Andres Hernandez to Mortgage Electronic Registration Systems, Inc. dated March 29, 2004 in the amount of $123,500.00, and recorded in Deed Book 37688, Page 279, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 179 of the 6th District of Gwinnett County, Georgia, being Lot 30, Block A of Heritage Place Subdivision, Unit Two, as per Plat Recorded in Plat Book 37, Page 49 which said Recorded Plat is incorporated herein by reference thereto for a more complete description of property. A.P.N. #: 6179 294 which has the property address of 1211 Woodstream Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Andres Hernandez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Andres Hernandez Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-04667 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587585,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Camilo Hernandez to Mortgage Electronic Registration Systems, Inc. dated August 3, 2007 in the amount of $190,000.00, and recorded in Deed Book 48174, Page 388, Gwinnett County, Georgia Records; as last transferred to HSBC Bank, USA, N.A. by assignment; the undersigned, HSBC Bank, USA, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in GMD 1587, Land Lot 1 of the 2nd District, Gwinnett County, Georgia, being Lot 18, Block B, Magruder Crossing Subdivision, as per plat recorded in Plat Book 88, Page 183, Gwinnett County, Georgia Records, which plat is incorporated herein by reference. which has the property address of 748 Bartow Drive, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Camilo Hernandez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. HSBC Bank, USA, N.A. Attorney in Fact for Camilo Hernandez Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-02166 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593418,6/5,12,19,26 Notice of Sale Under Power Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Doris Hernandez to Mortgage Electronic Registration Systems, Inc. as nominee for First NLC Financial Services, LLC, dated August 15, 2006, and recorded in Deed Book 46911, Page 633, Gwinnett County, Georgia records, as last assigned to Deutsche Bank National Trust Company, as Trustee for the registered holders of the Soundview Home Loan Trust 2006-NLC1, Asset-Backed Certificates, Series 2006-NLC1 by assignment to be recorded in Gwinnett County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $120,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, to wit: July 1, 2008, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 183 OF THE 6TH DISTRICT AND 34TH SECTION OF GWINNETT COUNTY, GEORGIA, BEING LOT 36, BLOCK A OF BRAYS CROSSING SUBDIVISION, UNIT II, ACCORDING TO A PLAT AS RECORDED IN PLAT BOOK 42, PAGE 115, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED BY REFERENCE HEREIN. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 1288 Millstream Trail, Lawrenceville, GA 30044 is (are): Doris I. Hernandez and Bradis A. Hernandez Urquiza or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Deutsche Bank National Trust Company, as Trustee for the registered holders of the Soundview Home Loan Trust 2006-NLC1, Asset-Backed Certificates, Series 2006-NLC1 as attorney in fact for Doris Hernandez Richard B. Maner, P.C. 5775 Glenridge Drive Building D, Suite 100 Atlanta, GA 30328 (404)252-6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. FC08-323 950-06593552,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Maria Hernandez to CitiMortgage, Inc. in the original principal amount of $160,050.00 dated 10/03/2003, and recorded in Deed Book 36139, page 70, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2008 by CitiMortgage, Inc., as Attorney-in-Fact for Maria Hernandez the following described property: All that tract or parcel of land lying and being in Land Lot 194 of the 5th District, Gwinnett County, Georgia, being Lot 96, Block C, The Cove at Bay Creek Subdivision, Unit 2, as per plat recorded in Plat Book 92, page 141, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of the description hereof. Property known as: 715 Shannon Road, SW, Loganville, GA 30052 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc. 1000 Technology Drive O'Fallon, MO 63368 PHONE: 866-450-3172 Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Maria Hernandez. CitiMortgage, Inc., as Attorney-in-fact for Maria Hernandez. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-06593005,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Gary F. Hewatt to Mortgage Electronic Registration Systems, Inc. dated November 18, 2005, and recorded in Deed Book 45583, Page 111, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank, N.A, by Assignment securing a Note in the original principal amount of $120,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 80 of the 5th District, Gwinnett County, Georgia, and being a part of Lot 1, Block A, Davis Mill Woods Subdivision, Unit One and being more particularly described as follows: Beginning at a point on the Northeasterly right of way line of Davis Mill Road (60 foot R/W) at the intersection of the Northeasterly right of way line of Davis Mill Road and the Southeasterly right of way of Mill Run Court; thence running North 10 degrees 50 minutes 30 seconds East a distance of 29.73 feet to a point; thence running North 61 degrees 24 minutes East along the right of way line of Mill Run Court a distance of 79.48 feet to an iron pin found; thence running South 28 degrees 36 minutes East a distance of 182.00 feet to an iron pin found; thence running South 61 degrees 24 minutes 06 seconds West a distance of 90.08 feet to a point; thence running Northwesterly along the right of way line of Davis Mill Road an arc distance of 159.29 feet to the point of beginning. Said property is known as 1654 Mill Run Court, Lawrenceville, GA 30045 , together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Gary F. Hewatt, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Gary F. Hewatt , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank, N.A. as Attorney-in-Fact for Gary F. Hewatt File no. 08-003352 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587846,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated August 6, 2003, executed by ROBYN M. HICKS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 34754, Page 0104, Gwinnett County, Georgia Deed Records, and securing an Adjustable Rate Note ("Note") in the original principal amount of $202,350.00, Mortgage Electronic Registration Systems, Inc., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in July, 2008, to-wit: July 1, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 96 of the 5th Land District, Gwinnett County, Georgia, being known as Lot 13, Block A, Unit II of Butler Springs Subdivision, as per plat recorded in Plat Book 90, Page 129, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part hereof. The aforedescribed real property is also known as 1525 Holly Manor Drive, Loganville, Georgia, according to the present system of numbering houses in Gwinnett County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of Robyn M. Hicks and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for ROBYN M. HICKS David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE. 950-06593450,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Patricia C. Higdon and Robert C. Higdon to Mortgage Electronic Registration System Inc., dated May 3, 2007 in the amount of $131,500.00, and recorded in Deed Book 47876, Page 0721, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that parcel of land in Gwinnett County, State of Georgia, as described in Deed Book 38090, Page 148, ID# R7178 116, being known and designated as Lot 34, Block A, Millgate Crossing, Phase III, Land Lot 178, 7th District, filed in Plat Book 101, Page 177, Recorded 01/22/2004. By fee simple Deed from Robert C. Higdon as set forth in Deed Book 38090, Page 148 dated 03/26/2004 an recorded 05/04/2004, Gwinnett County Records, State of Georgia. which has the property address of 2178 Mill Garden Run, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Patricia C. Higdon and Robert C. Higdon and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Patricia C. Higdon and Robert C. Higdon Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01132 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592775,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Willie Hightower to Mortgage Electronic Registration Systems, Inc., dated March 1, 2006, recorded in Deed Book 46242, Page 138, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-EIGHT THOUSAND AND 0/100 DOLLARS ($238,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 38 of the 6th District, Gwinnett County, Georgia, being Lot 17, Block F, Riverfront at the Moorings Subdivision, Unit Two, as per plat recorded in Plat Book 36, Page 95, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 2840 Riverfront Drive according to the present system of numbering houses in Gwinnett County, Georgia. Tax ID: R6038 181" The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Willie Hightower or a tenant or tenants and said property is more commonly known as 2840 Riverfront Dr, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9 as Attorney in Fact for Willie Hightower McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lo1 7/1/08 Our file no. 5837808-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587953,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Janet G. Hill to Mortgage Electronic Registration Systems Inc., dated June 16, 2006 in the amount of $165,000.00, and recorded in Deed Book 46665, Page 628, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank Trust Company Americas, as Trustee and Custodian for Soundview Home Loan Trust 2006-EQ1 by: Saxon Mortgage Services Inc. as its attorney-in-fact by assignment; the undersigned, Deutsche Bank Trust Company Americas, as Trustee and Custodian for Soundview Home Loan Trust 2006-EQ1 by: Saxon Mortgage Services Inc. as its attorney-in-fact pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lots 76 and Land Lot 77 of the 5th District, Gwinnett County, Georgia, being Lot 52, Block A, Ashton Place, Unit One, as per plat recorded at Plat Book 58, Page 84, Gwinnett County Records, which plat is referred to hereby as reference for a more particular description and delineation of the lot dimensions thereof. which has the property address of 1751 Surrey Hill Court, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Janet G. Hill and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank Trust Company Americas, as Trustee and Custodian for Soundview Home Loan Trust 2006-EQ1 by: Saxon Mortgage Services Inc. as its attorney-in-fact Attorney in Fact for Janet G. Hill Anthony DeMarlo, Attorney/ajackson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-10451 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587580,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ronald L. Hill to Wachovia Mortgage Company dated March 24, 1999 in the amount of $793,600.00, and recorded in Deed Book 18043, Page 228; modified in Deed Book 20019, page 240, Gwinnett County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 163 of the 7th District of Gwinnett County, Georgia, being Lot 201, in the Block "E", Sugarloaf Country Club Subdivision, Phase II, POD 16, as per plat recorded at Plat Book 79, Page 157, Gwinnett County, Georgia Records; which plat is hereby referred to and made a part of this description. which has the property address of 2735 Gordon Banks, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Ronald L. Hill and Cassandra A. Hill and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. GMAC Mortgage, LLC Attorney in Fact for Ronald L. Hill Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-10163 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593038,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Shakesa D. Hill to Mortgage Electronic Registration Systems, Inc. dated June 1, 2006 in the amount of $125,500.00, and recorded in Deed Book 46633, Page 376, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 47 and 50 of the 5th District of Gwinnett County, Georgia, being Unit 1, of Patriots Point, as per plat recorded in Plat Book 105, Pages 145-146, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 1 27 Meeting Place Rd, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Shakesa D. Hill and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. Attorney in Fact for Shakesa D. Hill Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11966 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587754,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony M. Hilliard and Monica M. Hilliard to Mortgage Electronic Registration Systems, Inc., as nominee for Fremont Investment & Loan, dated December 9, 2005, recorded in Deed Book 45946, Page 156, Gwinnett County, Georgia Records, as last transferred to Fremont Investment & Loan by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND NINE HUNDRED SIXTY AND 0/100 DOLLARS ($156,960.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 109 of the 7th District, Gwinnett County, Georgia, being Lot 12, Block A, Unit One, Chimney Walk Subdivision, as per plat recorded in Plat Book 60, Page 240, Gwinnett, County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, Fremont Investment & Loan Loss Mitigation Department at 866-484-0291 or by writing to 3110 E. Guasti Road, Suite #500, Ontario, CA 91761, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony M. Hilliard and Monica M. Hilliard or a tenant or tenants and said property is more commonly known as 95 Chimney Walk Ct, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Fremont Investment & Loan as Attorney in Fact for Anthony M. Hilliard and Monica M. Hilliard Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/jm6 7/1/08 Our file no. 11007208-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592985,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Karen L. Hines to Mortgage Electronic Registration Systems, Inc. dated June 3, 2004 in the amount of $96,399.04, and recorded in Deed Book 38597, Page 137, Gwinnett County, Georgia Reco rds; as last transferred to U.S. Bank National Association, as Trustee for Terwin Mortgage Trust 2004-19HE, Asset-Backed Certificates, Series 2004-19HE, without recourse; by assignment; the undersigned, U.S. Bank National Association, as Trustee for Terwin Mortgage Trust 2004-19HE, Asset-Backed Certificates, Series 2004-19HE, without recourse; pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 18 of the 6th District, Gwinnett County, Georgia, being Lot 9 and Part of Lot 8, Block I, Unit Three, Centerville-North Subdivision, per plat recorded at Plat Book 10, Page 311-B, Gwinnett County records, which plat is made a part hereof by reference and being improved property more particularly known as 3583 Denby Drive according to the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 3583 Denby Drive, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Karen L. Hines and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. U.S. Bank National Association, as Trustee for Terwin Mortgage Trust 2004-19HE, Asset-Backed Certificates, Series 2004-19HE, without recourse; Attorney in Fact for Karen L. Hines Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00281 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592980,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Tzegai Hinson to First Franklin, a division of National City Bank of Indiana, dated May 31, 2005, recorded in Deed Book 43014, Page 90, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2005-4 Asset-Backed Certificates, Series 2005-4 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND AND 0/100 DOLLARS ($132,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 19 of the 5th District, Gwinnett County, Georgia, being Lot 71, Block A, River Bridge Subdivision, Unit Three, as per plat recorded in Plat Book 48, Page 136, Gwinnett County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Tzegai Hinson or a tenant or tenants and said property is more commonly known as 220 Saint Simons Cove, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2005-4 Asset-Backed Certificates, Series 2005-4 as Attorney in Fact for Tzegai Hinson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 7/1/08 Our file no. 51127408-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587549,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Hollard Hodges to Mortgage Electronic Registration Systems, Inc as nominee for Fremont Investment & Loan, dated May 26, 2005, recorded in Deed Book 42961, Page 271, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company as trustee for GOLDMAN SACHS - GSAMP 2005-HE4 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($159,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 239 of the 6th District, Gwinnett County, Georgia Being Lot 57, Block A, Lake Villas, Unit Three, per Plat Book 61, Page 217, Gwinnett County, Georgia records, which is referred to and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, Chase Manhattan Mortgage Corporation Loss Mitigation Department at 877-838-1882x52195 or by writing to 10790 Rancho Bernardo Road, San Diego, CA 92127, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Hollard Hodges or a tenant or tenants and said property is more commonly known as 4524 Driftwater Rd, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company as trustee for GOLDMAN SACHS - GSAMP 2005-HE4 as Attorney in Fact for Hollard Hodges Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/ssh 7/1/08 Our file no. 11359908-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593097,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by George E. Hohenstreet to Mortgage Electronic Registration Systems, Inc., dated September 15, 2004, recorded in Deed Book 40394, Page 33, Gwinnett County, Georgia Records, as last transferred to The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Asset-Backed Certificates, Series 2004-28CB by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND EIGHT HUNDRED FORTY AND 0/100 DOLLARS ($91,840.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 290 of the 6th District of Gwinnett County, Georgia, and being known as Condominium Unit No. 907, Building No, 900, Phase III of Berkeley Woods Condominium, recorded in Condominium Plat Book 2, Page 20 of Gwinnett County, Georgia records, and as more particularly described in that certain declaration of condominium for Berkeley Woods Condominium, dated October 5, 1989, and recorded in Deed Book 6009, Page 323, aforesaid records, as the same may be amended from time to time (hereinafter referred to as the "Declaration") together with all the rights, title and interest of grantor in the aforesaid Unit and the appurtenants thereof as set forth in the declaration, including such undivided interest in the common areas as set forth in the declaration. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is George E. Hohenstreet or a tenant or tenants and said property is more commonly known as 907 Berkeley Woods Drive, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Asset-Backed Certificates, Series 2004-28CB as Attorney in Fact for George E. Hohenstreet McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mio 7/1/08 Our file no. 51232508-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587995,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by John Hollis to Wells Fargo Bank, NA, dated October 2, 2007, recorded in Deed Book 48331, Page 541, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($380,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of Land lying and being in Land Lot 2 of the 3rd District, (Duncans 1749 G.M.D), Gwinnett County, Georgia, and being Lot 58, Block H, Hamilton Mill - a home town, Phase 3B, as per plat recorded in Plat Book 72, Page 262, Gwinnett County Georgia Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., 3476 Stateview Blvd, Foreclosure Mac # X7801-013, Fort Mill, SC 29515, 877-216-8448. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is John Hollis or a tenant or tenants and said property is more commonly known as 4002 Walkers Ridge Ct, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for John Hollis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/daw 7/1/08 Our file no. 5559808-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592974,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by H. Clarke Holmquist and Denise M. Holmquist to Georgia Federal Bank, FSB, dated July 28, 1988, recorded in Deed Book 5032, Page 236, Gwinnett County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc . by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND AND 0/100 DOLLARS ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 83 of the 7th District of Gwinnett County, Georgia, and being Lot 22, Block "D", Steeplechase Subdivision, Unit Two, according to plat which is recorded in Plat Book 36, at Page 299, Gwinnett County Records; and being known as 1810 Furlong Run, according to the present system of numbering. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on July 1, 2008, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is H. Clarke Holmquist and Denise M. Holmquist or a tenant or tenants and said property is more commonly known as 1810 Furlong Run, Lawrenceville, Georgia 30245. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for H. Clarke Holmquist and Denise M. Holmquist. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/yjr 7/1/08 Our file no. 51460402-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588089,6/5,12,19,26 NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in a Deed to Secure Debt by Kenneth Hong to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for Fremont Investment & Loan , dated May 30, 2006 and filed for record June 27, 2006 in Deed Book 46674, Page 65, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $218,320.00; last transferred to HSBC Bank USA, National Association as Trustee for the Asset Backed Pass-Through Certificates Equity Loan Trust, Series 2006-FM2 by Assignment filed for record in the public deed records of Gwinnett County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in July, 2008, by HSBC Bank USA, National Association as Trustee for the Asset Backed Pass-Through Certificates Equity Loan Trust, Series 2006-FM2 as Attorney-in-Fact for Kenneth Hong the following property to-wit: ALL THAT TRACT or parcel of land lying and being in Land Lot 208 of the 7th District, Gwinnett County, Georgia, being Lot 73, Block B, of Baxley Point, as per plat recorded in Plat Book 111, Pages 47-49, Gwinnett County, Georgia Records, said plat being incorporated herein by reference thereto. The above described property is also known as 3817 Baxley Village Trail, Suwanee, GA 30024. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the undersigned's knowledge and belief, possession of the subject property is held by Kenneth Hong . Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. . The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall be construed to require Countrywide Home Loans Servicing, LP to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. HSBC Bank USA, National Association as Trustee for the Asset Backed Pass-Through Certificates Equity Loan Trust, Series 2006-FM2 as Attorney-in-Fact for Kenneth Hong SHUPING, MORSE & ROSS, LLP By: S. Andrew Shuping, Jr. S. Andrew Shuping, Jr. 6259 Riverdale Road, Suite 100 Riverdale, Georgia 30274-1698 (770) 991-0000 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587647,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by John Hooley to Mortgage Electronic Registration Systems, Inc. as nominee for Primary Capital Advisors LC, dated December 15, 2006, recorded in Deed Book 47441, Page 442, Gwinnett County, Georgia Records, as last transferred to Aurora Loan Services, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-ONE THOUSAND AND 0/100 DOLLARS ($141,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 87 of the 7th District, Gwinnett County, Georgia, and being Lot 14, Block A, Unit One, Oak Village Subdivision, as per Plat recorded in Plat Book 30, Page 179, Gwinnett County, Georgia records; said Plat being incorporated herein and made a part hereof by reference. Parcel ID r7087-016. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Aurora Loan Services LLC, 601 Fifth Avenue, Scottsbluff, NE 69361, 800-550-0509. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is John Hooley or a tenant or tenants and said property is more commonly known as 160 Chantilly Lane, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Aurora Loan Services, LLC as Attorney in Fact for John Hooley McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmc 7/1/08 Our file no. 51248608-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588035,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Gregory A. Hoover to Mortgage Electronic Registration Systems, Inc., dated November 23, 2004, recorded in Deed Book 40793, Page 225, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SIX THOUSAND SIX HUNDRED FIFTY AND 0/100 DOLLARS ($96,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 35 of the 6th District of Gwinnett County, Georgia, being known and designated as Lot 52, Block A, Quinn Ridge Subdivision, Unit Four, as per plat recorded in Plat Book 30, Page 162, Gwinnett County records, which plat is hereby incorporated by reference thereto and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Gregory A. Hoover or a tenant or tenants and said property is more commonly known as 3775 Linwood Way, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Gregory A. Hoover McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 7/1/08 Our file no. 5959208-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587990,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Aisha Nicole Horne and Errick Shawn Horne to Mortgage Electronic Registration Systems, Inc. dated April 24, 2006 in the amount of $211,920.00, and recorded in Deed Book 46471, Page 372, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 83 of the 5th District, Gwinnett County, Georgia, being Lot 55, Block A, Dunhill Subdivision, Unit 3, as per plat recorded in Plat Book 93, Page 39, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. which has the property address of 425 Cherington Lane, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Aisha Nicole Horne and Errick Shawn Horne and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Aisha Nicole Horne and Errick Shawn Horne Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-08441 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593424,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Rhonda F. Horton and Reginald Horton to CitiFinancial Services, Inc., dated March 31, 2000, recorded April 4, 2000, in Deed Book 20291, Page 170, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Nineteen Thousand One Hundred Fifty Three and 11/100 ($19,153.11), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Resurgent Capital Services, LP, as servicer for LVNV Funding, LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 19, BLOCK A, PACES WOODS SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 61, PAGE 258, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY INCORPORATED BY REFERENCE THERETO AND MADE A PART OF THIS DESCRIPTION. BY FEE SIMPLE DEED FROM DENNEY CONSTRUCTION COMPANY, INC., AS SET FORTH IN DEED BOOK 18496, PAGE 222, DATED 5/7/1999 AND RECORDED 06/02/1999, GWINNETT COUNTY RECORDS, STATE OF GEORGIA. Said property is commonly known as 3085 Paces Woods Drive, Lawrenceville, Georgia 30044. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Rhonda F. Horton and Reginald Horton or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. RESURGENT CAPITAL SERVICES, LP, AS SERVICER FOR LVNV FUNDING, LLC as Attorney in Fact for RHONDA F. HORTON AND REGINALD HORTON Lender Contact: Resurgent Capital Services, L.P., Loss Mitigation Dept. (800) 258-9035 Lender Address; 15 South Main Street Suite 401,Greenville,South Carolina 29601 Attorney Contact: Adorno & Yoss, L.L.C., 1349 West Peachtree Suite 1500, Atlanta, GA, 30309 TELEPHONE NUMBER: (888) 890-5390 ADORNO FILE NO. 213461.0167 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587701,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Horton, Michelle Vann-Horton and Charlene Graham to Mortgage Electronic Registration Systems, Inc., dated December 15, 2004, recorded in Deed Book 41724, Page 231, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-SEVEN THOUSAND SIX HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($197,671.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 338 of the 4th District, Gwinnett County, and being Lot 76, Block B, Unit Three, Bridle Point Subdivision formerly known as Lee Road Tract, as shown on plat of said subdivision recorded in Plat Book 105, Pages 93-94, Gwinnett County, Georgia records, which recorded plat is incorporated herein for a more complete reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., 3476 Stateview Blvd, Foreclosure Mac # X7801-013, Fort Mill, SC 29515, 877-216-8448. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Horton, Michelle Vann-Horton and Charlene Graham or a tenant or tenants and said property is more commonly known as 4538 Persian Court, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Michael Horton, Michelle Vann-Horton and Charlene Graham McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jr1 7/1/08 Our file no. 5807908-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593073,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Buth Houry to Mortgage Electronic Registration Systems, Inc. dated October 31, 2005, and recorded in Deed Book 45173, Page 97, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for Bear Stearns ABS 206-AC1 , by Assignment securing a Note in the original principal amount of $168,720.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 7 of the 3rd District, Gwinnett County, Georgia, being Lot 40, Block C, Flowery Branch Crossing, Unit I, as per plat recorded in Plat Book 109, Pages 22-24, Gwinnett County Records, said plat being incorporated herein by reference thereto. Said property is known as 4956 Lily Stem Drive, Auburn, GA 30011, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Buth Houry, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Buth Houry , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association, as Trustee for Bear Stearns ABS 206-AC1 as Attorney-in-Fact for Buth Houry File no. 08-001354 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587924,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Pisey R. Houry to Mortgage Electronic Registration Systems, Inc., dated April 6, 2007, recorded in Deed Book 47781, Page 333, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTY-TWO THOUSAND AND 0/100 DOLLARS ($282,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A "Street address: 3452 Lake Mill Rd. Buford, Georgia 30519-5349 All that tract or parcel of land lying and being in GMD 1397, Gwinnett County, Georgia, and being Lot 35, Thompson Mill Lakes, as per plat recorded in Plat Book 107, Pages 284 and 285, Gwinnett County, Georgia records, which plat is hereby incorporated herein and made a part hereof by reference. Being the same property acquired by the above-referenced mortgagor by deed dated 6th day of April 2007, filed of record in Deed Book 4778, Page 331, or instrument number 055837, in the Office of the Clerk of Superior of Gwinnett County, Georgia Parcel ID: R1-003-440" The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Pisey R. Houry or a tenant or tenants and said property is more commonly known as 3452 Lake Mill Rd, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney in Fact for Pisey R. Houry McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/meh 7/1/08 Our file no. 51161908-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593184,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Joan Howard to Mortgage Electronic Registration Systems, Inc. dated June 30, 2005, and recorded in Deed Book 43934, Page 166, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U .S. Bank National Association, successor in interest to Wachovia Bank, National Association, as Trustee for the Registered Holders of Aegis Asset Backed Securites Trust Mortgage Pass-Through Certificates, Series 2005-4, by Assignment securing a Note in the original principal amount of $108,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 30, 7th District, Gwinnett County, GA, being Lot 85, Block A, Heritage Place Subdivision, Unit One, as per plat recorded in Plat Book 33, Page 314, Gwinnett County, GA Records, which plat is incorporated herein and made a part hereof by reference. Said property is known as 1300 Hampton Hill Court NE, Lawrenceville, GA 30044, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Joan Howard, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Joan Howard , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. U.S. Bank National Association, successor in interest to Wachovia Bank, National Association, as Trustee for the Registered Holders of Aegis Asset Backed Securites Trust Mortgage Pass-Through Certificates, Series 2005-4 as Attorney-in-Fact for Joan Howard File no. 07-6967 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/KF www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592937,6/5,12,19,26 NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT, ASSIGNMENT OF RENTS AND SECURITY AGREEMENT UNDER AND BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt, Assignment of Rents and Security Agreement dated July 29, 2004, executed and delivered by MARK R. HUDGENS (the "Borrower") to JACQUELINE C. HUDGENS (the "Lender") , and recorded in Deed Book 39365, Page 122, records of Gwinnett County, Georgia (the "Security Deed"), Lender, as Attorney-in-Fact for Borrower, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property (hereinafter collectively referred to as the "Premises"): ALL THAT tract or parcel of land, situate, lying and being in the State of Georgia, County of Gwinnett, and more particularly described on Exhibit "A" hereto (the "Property"); EXHIBIT "A" ALL THAT TRACT OR PARCEL OF LAND Lying and being in Land Lot 232, 6th District, Gwinnett County, Georgia, being Lot 9, Block D, Unit Thirteen, Gwinnett Place Commercial Center, as per plat recorded in Plat Book 43, page 266, Gwinnett County, Georgia Records, and more particularly described as follows: BEGINNING at a point on the northwestern right-of-way line of Satellite Boulevard (100-foot right-of-way) which point is located 961.52 feet northeasterly from the intersection of the northwestern right-of-way line of Satellite Boulevard with the northeastern right-of-way line of Pleasant Hill Road (120-foot right-of-way), as measured along said northwestern right-of-way line of Satellite Boulevard; thence departing the northwestern right-of-way line of Satellite Boulevard and running North 77 degrees 00 minutes 00 seconds West 214.00 feet to a point; running thence North 13 degrees 00 minutes 00 seconds East 233.50 feet to a point; running thence South 77 degrees 00 minutes 00 seconds East 194.00 feet to a point; running thence South 32 degrees 00 minutes 00 seconds East 28.28 feet to a point on the northwestern right-of-way line of Satellite Boulevard; running thence South 13 degrees 00 minutes 00 seconds West along said right-of-way line 213.50 feet to the POINT OF BEGINNING. The above-referenced property is described according to Boundary Survey for HM Development Company, dated December 17, 1987, prepared by Development Consultants Group, J. Dennis Billew, Georgia Registered Land Surveyor No. 2195, which survey is incorporated herein by reference and made a part of this description. LESS AND EXCEPT All that tract or parcel lying and being in Land Lot 232 of the 6th District, Gwinnett County, Georgia, and being more particularly described as follows: Begin at point 578, said point being 50.00 feet left of Satellite Blvd. Construction Centerline Station 42+78.94; thence North 76 degrees 59 minutes 02.07 seconds West for a distance of 4.9995 feet to point 577, said point being 55.00 feet left of Satellite Blvd. Construction Centerline Station 42+79.94; thence North 13 degrees 00 minutes 22.64 seconds East for a distance of 206.0625 feet to point 579, said point being 55.00 feet left of Satellite Blvd. Construction Centerline Station 44+85.00; thence North 31 degrees 22 minutes 42.18 seconds West for a distance of 37.9421 feet to point 580, said point being 44.00 feet left of Merchants Way Construction Centerline Station 101+54.00; thence South 76 degrees 59 minutes 35.18 seconds East for a distance of 11.5432 feet to point 581, said point being 44.00 feet right of Merchants Way Construction Centerline Station 101+65.54; thence South 31 degrees 59 minutes 36.08 seconds East for a distance of 28.2794 feet to point 582, said point being 50.00 feet left of Satellite Blvd. Construction Centerline Station 44+92.12; thence South 13 degrees 00 minutes 23.26 seconds West for a distance of 213.1823 feet back to the POINT OF BEGINNING. TOGETHER WITH all and singular, the improvements, fixtures, easements, hereditaments, rights, members and appurtenances thereunto belonging or in anywise appertaining, including, without limitation: the buildings and improvements now or hereafter erected thereon, and the fixtures, attachments, appliances, equipment, machinery, furnishings and other articles affixed or attached to said buildings and improvements or used or intended to be used with or in connection with the use, operation or enjoyment of the Property including, without limitation, all building materials not used in the ordinary course of Borrower's or any Lessee's business, electrical, plumbing, heating and air conditioning systems (including window units), all built-in appliances, cabinets and lighting fixtures, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions, or proceeds from a permitted sale of, any of the foregoing (all of the foregoing is hereinafter collectively referred to as the "Improvements and Personal Property"; the Improvements and Personal Property shall be limited to items owned by Borrower); and all minerals, shrubs, trees or other emblements now or hereafter on said Property or under or above the same or any part or parcel thereof, and all leasehold estates, usufructuary interests, and rights of Borrower in the Property, and all rights of Borrower as lessor or landlord under any lease or sublease letting or demising all or any portion of the Property or the Improvements and Personal Property, including, without limitation, the interest of Borrower in all rents and security deposits paid or to be paid thereunder; and all right of claim of Borrower with respect to the proceeds of insurance which Borrower now has or may hereafter acquire in the Property and the Improvements and Personal Property and any and all awards made for the taking by eminent domain, by any proceeding or purchase in lieu thereof, of the whole or any part of the Property and the Improvements and Personal Property; and if this is a construction mortgage all right, title and interest of Borrower in and to all construction materials, equipment, supplies and contracts. The Premises will be sold as the property of Borrower. To the best of the knowledge of Lender, the Premises is in the possession of the Estate of Borrower or those claiming by, through or under Borrower. The Premises will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Premises; (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority; and (iv) that certain Purchase Money Deed to Secure Debt, Security Agreement and Fixture Filing dated April 20, 1992, executed and delivered by Borrower to Gwinnett Prado, L.P.. The Security Deed secures the indebtedness now evidenced by that certain Promissory Note dated July 29, 2004, made, executed and delivered by Borrower to Lender in the original principal amount of $800,000.00, (the "Note"), together with other indebtedness of Borrower to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed. The proceeds of the sale of the Premises shall be applied first to the expenses of publication, notice and sale, including attorney's fees (notice of intent to collect attorney's fees having been given and hereby given), and as otherwise provided by the Security Deed. The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned's intent will be given by announcement made at the commencement of the public sale. JACQUELINE C. HUDGENS As Attorney-in-Fact for MARK R. HUDGENS Eugene D. Bryant, Esq. Smith, Gambrell & Russell, LLP 1230 Peachtree Street Atlanta, Georgia 30309 (404) 815-3500 950-07587806,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Alfonso Huerta to Mortgage Electronic Registration Systems, Inc. dated March 30, 2006, and recorded in Deed Book 46366, Page 841, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-13 , by Assignment securing a Note in the original principal amount of $126,255.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 112 of the 6th District, Gwinnett County, Georgia, being Lot 8, Block B of Village Creek Subdivision, as per plat thereof recorded in Plat Book 14, Page 52, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. Said property is known as 644 Village Creek Drive SW, Lilburn, GA 30047, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Alfonso Huerta, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Alfonso Huerta , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-13 as Attorney-in-Fact for Alfonso Huerta File no. 08-003652 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587837,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Marvin E. Huggins and Olivia Williams to Mortgage Electronic Registration Systems, Inc. dated October 5, 2006 in the amount of $194,750.00, and recorded in Deed Book 47154, Page 333, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that parcel of land in Gwinnett County, State of Georgia, as more fully described in Deed Book 43510, Page 32, Id number R5162 074, being known and designated as Lot 62, Block A, Shadowbrooke, Unit Two, Land Lot 159 and 162, 5th District, filed in Plat Book 105, Page 187. By fee simple deed from Scenic Homes, Inc. As set forth in Deed Book 43510, Page 32 dated 06/29/2005 and recorded 07/13/2005, Gwinnett County Records, State of Georgia. which has the property address of 56 Shadowhill Lane, Loganville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Marvin E. Huggins and Olivia Williams and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Marvin E. Huggins and Olivia Williams Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-14429 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593459,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Paul Alan Humbert a/k/a Paul A. Humbert and Marcia Lynn Humbert a/ka Marcia L. Humbert to Option One Mortgage Corporation, dated August 27, 1999, recorded in Deed Book 19241, Page 40, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 1999-C by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-SIX THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($186,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 314 of the 6th District, Gwinnett County, Georgia and being Lot 6, Block A, Unit I of Spalding Corners Subdivision, as shown and designated on a plat thereof recorded at Plat Book 7, Page 219, in the Clerk's Office for the Superior Court of Gwinnett County, Georgia to which plat reference is hereby made for a more complete and accurate description as to the metes, bounds and location of said property. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on July 1, 2008, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Option One Mortgage Corporation, 3 Ada, Irvine, CA 92618, 888-275-2648. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Paul Alan Humbert a/k/a Paul A. Humbert and Marcia Lynn Humbert a/ka Marcia L. Humbert or a tenant or tenants and said property is more commonly known as 6217 Rosecommon Drive, Norcross, Georgia 30092. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 1999-C as Attorney in Fact for Paul Alan Humbert a/k/a Paul A. Humbert and Marcia Lynn Humbert a/ka Marcia L. Humbert McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/db1 7/1/08 Our file no. 52102607-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587514,6/5,12,19,26 NOTICE OF SALE UNDER POWER Georgia, Gwinnett County, Under and by virtue of the Power of Sale contained in a Security Deed given by Huntcrest Partners, LLC, to Providence Bank, dated September 26, 2007, recorded in Deed Book 48319, Page 446, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE MILLION, FIVE HUNDRED THOUSAND AND 00/100 DOLLARS ($1,500,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: (BUILDING #1) ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 155 OF THE 7TH DISTRICT. GWINNETT COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO ARRIVE AT THE TRUE POINT OF BEGINNING, BEGIN AT THE NORTHWESTERLY INTERSECTION OF INTERSTATE 85 (RIGHT OF WAY VARIES) AND OLD PEACHTREE ROAD (RIGHT OF WAY VARIES), THENCE IN A NORTHERLY DIRECTION ALONG THE NORTHWEST RIGHT OF WAY OF INTERSTATE 85, 3,483.88 FEET TO A POINT ON THE RIGHT OF WAY SAID POINT IS THE SOUTHWEST PROPERTY CORNER OF SATELLITE PARK AT HUNTCREST. THENCE NORTH 76 DEGREES 10 MINUTES 57 SECONDS WEST FOR A DISTANCE OF 891.77 FEET TO A POINT, SAID POINT IS THE SOUTHEAST PROPERTY CORNER OF SATELLITE PARK AT HUNTCREST ON THE EASTERN RIGHT OF WAY OR SATELLITE BOULEVARD. THENCE ALONG A CURVE TO THE RIGHT HAVING A RADIUS OF 756.46 FEET AND AN ARC LENGTH OF 63.20 FEET, BEING SUBTENDED BY A CHORD OF NORTH 07 DEGREES 29 MINUTES 56 SECONDS EAST FOR A DISTANCE OF 63.18 FEET TO A POINT ON SAID RIGHT OF WAY, SAID POINT BEING THE TRUE POINT OF BEGINNING. THENCE ALONG A CURVE TO THE RIGHT HAVING A RADIUS OF 756.45 FEET AND AN ARC LENGTH OF 172.25 FEET, BEING SUBTENDED BY A CHORD OF NORTH 16 DEGREES 24 MINUTES 57 SECONDS EAST FOR A DISTANCE OF 171.88 FEET FOLLOWING SAID RIGHT OF WAY TO A POINT; THENCE LEAVING SAID RIGHT OF WAY THE FOLLOWING COURSES: THENCE SOUTH 65 DEGREES 33 MINUTES 17 SECONDS EAST FOR A DISTANCE OF 125.17 FEET TO A POINT; THENCE SOUTH 18 DEGREES 09 MINUTES 45 SECONDS WEST FOR A DISTANCE OF 149.38 FEET TO A POINT; THENCE SOUTH 18 DEGREES 09 MINUTES 45 SECONDS WEST FOR A DISTANCE OF 149.38 FEET TO A POINT; THENCE NORTH 76 DEGREES 01 MINUTES 22 SECONDS WEST FOR A DISTANCE OF 119.50 FEET TO A POINT ON THE RIGHT OF WAY OF SATELLITE BOULEVARD, SAID POINT BEING THE TRUE POINT OF BEGINNING. TOGETHER WITH AND SUBJECT TO COVENANTS, EASEMENTS AND RESTRICTIONS OF RECORD. SAID PROPERTY CONTAINS APPROXIMATEDLY 0.462 ACRES. The debt secured by said Security Deed has been declared due made payable because of, among other possible events of default, failure to make payments on said Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees (Notice of intent to collect attorneys' fees having been given in Security Deed). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice. This sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. To the best knowledge and belief of the undersigned, the Party in possession of the property is Huntcrest Partners, LLC, or a tenant or tenants thereof, and said property is more commonly known as LL 155, 7th Dist., Gwinnett County, Building 1 , Gwinnett County, Georgia. Providence Bank, Attorney in Fact for Huntcrest Partners, LLC. Belle Isle Law Group, LLC, 11875 Alpharetta, Georgia 30004; (770) 664-6699. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTMEPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588081,6/5,12,19,26 NOTICE OF SALE UNDER POWER Georgia, Gwinnett County, Under and by virtue of the Power of Sale contained in a Security Deed given by Huntcrest Partners, LLC, to Providence Bank, dated September 26, 2007, recorded in Deed Book 48319, Page 446, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE MILLION, FIVE HUNDRED THOUSAND AND 00/100 DOLLARS ($1,500,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: (BUILDING #6) ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 155 OF THE 7TH DISTRICT. GWINNETT COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO ARRIVE AT THE TRUE POINT OF BEGINNING, BEGIN AT THE NORTHWESTERLY INTERSECTION OF INTERSTATE 85 (RIGHT OF WAY VARIES) AND OLD PEACHTREE ROAD (RIGHT OF WAY VARIES), THENCE IN A NORTHERLY DIRECTION ALONG THE NORTHWEST RIGHT OF WAY OF INTERSTATE 85, 3,483.88 FEET TO A POINT ON THE RIGHT OF WAY SAID POINT IS THE SOUTHEAST PROPERTY CORNER OF SATELLITE PARK AT HUNTCREST. THENCE NORTH 76 DEGREES 10 MINUTES 57 SECONDS WEST FOR A DISTANCE OF 891.77 FEET TO A POINT, SAID POINT IS THE SOUTHWEST PROPERTY CORNER OF SATELLITE PARK AT HUNTCREST, ON THE EASTERN RIGHT OF WAY OF SATELLITE BOULEVARD. THENCE NORTH 69 DEGREES 12 MINUTES 44 SECONDS EAST FOR A DISTANCE OF 286.66 FEET TO A POINT, SAID POINT BEING THE TRUE POINT OF BEGINNING; THENCE NORTH 30 DEGREES 51 MINUTES 38 SECONDS EAST FOR A DISTANCE OF 180.00 FEET TO A POINT; THENCE SOUTH 59 DEGREES 08 MINUTES 22 SECONDS EAST FOR A DISTANCE OF 49.00 FEET TO A POINT; THENCE SOUTH 30 DEGREES 51 MINUTES 38 SECONDS WEST FOR A DISTANCE OF 180.00 FEET TO A POINT; THENCE NORTH 59 DEGREES 08 MINUTES 22 SECONDS WEST FOR A DISTANCE OF 49.00 FEET TO A POINT, SAID POINT BEING THE TRUE POINT OF BEGINNING. TOGETHER WITH AND SUBJECT TO COVENANTS, EASEMENTS AND RESTRICTIONS OF RECORD. SAID PROPERTY CONTAINS APPROXIMATELY 0.202 ACRES. The debt secured by said Security Deed has been declared due made payable because of, among other possible events of default, failure to make payments on said Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees (Notice of intent to collect attorneys' fees having been given in Security Deed). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice. This sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. To the best knowledge and belief of the undersigned, the Party in possession of the property is Huntcrest Partners, LLC, or a tenant or tenants thereof, and said property is more commonly known as LL 155, 7th Dist., Gwinnett County, Building 6 , Gwinnett County, Georgia. Providence Bank, Attorney in Fact for Huntcrest Partners, LLC. Belle Isle Law Group, LLC, 11875 Alpharetta, Georgia 30004; (770) 664-6699. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTMEPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588082,6/5,12,19,26 NOTICE OF SALE UNDER POWER Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Security Deed given by Huntcrest Partners, LLC, to Providence Bank, dated September 26, 2007, recorded in Deed Book 48319, Page 446, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE MILLION, FIVE HUNDRED THOUSAND AND 00/100 DOLLARS ($1,500,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: (Building #12) All that tract or parcel of land lying and being in Land Lot 155 of the 7th District, Gwinnett County, Georgia, and being more particularly described as follows: To arrive at the true point of beginning, begin at the northwesterly intersection of Interstate 85 (Right of Way varies) and Old Peachtree Road (Right of Way varies), thence in a northerly direction along the northwest Right of Way of Interstate 85, 3,483.88 feet 10 a point on the Right of Way said point is the southeast property corner of Satellite Park at Huntcrest. Thence north 76 degrees 10 minutes 57 seconds west for a distance of 891.77 feet to a point, said point is the southwest property corner of Satellite Park at Huntcrest, on the eastern Right of Way of Satellite Boulevard. Thence north 68 degrees 11minutes 09 seconds cast for a distance of 643.63 feet to a point, said point being the true point of beginning; thence north 07 degrees 51 minutes 58 seconds east for a distance of 80.00 feet to a point; thence north 82 degrees 08 minutes 02 seconds east for a distance of 47.67 feet to a point; thence south 07 degrees 51 minutes 58 seconds west for a distance of 80.00 feet to a point; thence south 82 degrees 08 minutes 02 seconds west for a distance of 47.67 feet to a point, said point being the true point of beginning. Together with and subject to covenants, easements and restrictions of record. Said property contains approximately 0.088 acres. The debt secured by said Security Deed has been declared due made payable because of, among other possible events of default, failure to make payments on said Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees (Notice of intent to collect attorneys' fees having been given in Security Deed). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice. This sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. To the best knowledge and belief of the undersigned, the Party in possession of the property is Huntcrest Partners, LLC, or a tenant or tenants thereof, and said property is more commonly known as LL 155, 7th Dist., Gwinnett County, Building 12, Gwinnett County, Georgia. Providence Bank, Attorney in Fact for Huntcrest Partners, LLC. Belle Isle Law Group, LLC, 11875 Alpharetta, Georgia 30004; (770) 664-6699. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTMEPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588090,6/5,12,19,26 NOTICE OF SALE UNDER POWER Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Construction Deed To Secure Debt and Security Agreement ("Security Deed") given by Huntcrest Partners, LLC, to Providence Bank , dated September 27, 2007, recorded in Deed Book 48319, Page 580, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE MILLION, TWO HUNDRED AND NINETY THOUSAND AND 00/100 DOLLARS ($1,290,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: (BUILDING 13) ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 155 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO ARRIVE AT THE TRUE POINT OF BEGINNING, BEGIN AT THE NORTHWESTERLY INTERSECTION OF INTERSTATE 85 (RIGHT OF WAY VARIES) AND OLD PEACHTREE ROAD (RIGHT OF WAY VARIES), THENCE IN A NORTHERLY DIRECTION ALONG THE NORTHWEST RIGHT OF WAY OF INTERSTATE 85, 3.483.88 FEET TO A POINT ON THE RIGHT OF WAY SAID POINT IS THE SOUTHEAST PROPERTY CORNER OF SATELLITE PARK AT HUNTCREST. THENCE NORTH 76 DEGREES 10 MINUTES 57 SECONDS WEST FOR A DISTANCE OF 891.77 FEET TO A POINT, SAID POINT IS THE SOUTHWEST PROPERTY CORNER OF SATELLITE PARK AT HUNTCREST, ON THE EASTERN RIGHT OF WAY OF SATELLITE BOULEVARD. THENCE NORTH 59 DEGREES 40 MINUTES 44 SECONDS EAST FOR A DISTANCE OF 677.52 FEET TO A POINT, SAID POINT BEING THE TRUE POINT OF BEGINNING; THENCE NORTH 30 DEGREES 05 MINUTES 09 SECONDS WEST FOR A DISTANCE OF 80.00 FEET TO A POINT; THENCE NORTH 59 DEGREES 54 MINUTES 51 SECONDS EAST FOR A DISTANCE OF 47.67 FEET TO A POINT; THENCE SOUTH 30 DEGREES 05 MINUTES 09 SECONDS EAST FOR A DISTANCE OF 80.00 FEET TO A POINT; THENCE SOUTH 59 DEGREES 54 MINUTES 51 SECONDS WEST FOR A DISTANCE OF 47.67 FEET TO A POINT, SAID POINT BEING THE TRUE POINT OF BEGINNING. TOGETHER WITH AND SUBJECT TO COVENANTS, EASEMENTS AND RESTRICTIONS OF RECORD. SAID PROPERTY CONTAINS APPROXIMATELY 0.088 ACRES. The debt secured by said Security Deed has been declared due made payable because of, among other possible events of default, failure to make payments on said Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees (Notice of intent to collect attorneys' fees having been given in Security Deed). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice. This sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. To the best knowledge and belief of the undersigned, the Party in possession of the property is Huntcrest Partners, LLC, or a tenant or tenants thereof, and said property is more commonly known as LL 155, 7th Dist., Gwinnett County, Building 13, Gwinnett County, Georgia. Providence Bank, Attorney in Fact for Huntcrest Partners, LLC. Belle Isle Law Group, LLC, 11875 Alpharetta, Georgia 30004; (770) 664-6699. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTMEPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588091,6/5,12,19,26 NOTICE OF SALE UNDER POWER Georgia, Gwinnett County, Under and by virtue of the Power of Sale contained in a Construction Deed To Secure Debt and Security Agreement ("Security Deed") given by Huntcrest Partners, LLC, to Providence Bank , dated September 27, 2007, recorded in Deed Book 48319, Page 537, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE MILLION, TWO HUNDRED AND NINETY THOUSAND AND 00/100 DOLLARS ($1,290,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: (BUILDING 14) ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 155 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO ARRIVE AT THE TRUE POINT OF BEGINNING, BEGIN AT THE NORTHWESTERLY INTERSECTION OF INTERSTATE 85 (RIGHT OF WAY VARIES) AND OLD PEACHTREE ROAD (RIGHT OF WAY VARIES), THENCE IN A NORTHERLY DIRECTION ALONG THE NORTHWEST RIGHT OF WAY OF INTERSTATE 85, 3,483.88 FEET TO A POINT ON THE RIGHT OF WAY SAID POINT IS THE SOUTHEAST PROPERTY CORNER OF SATELLITE PARK AT HUNTCREST. THENCE NORTH 76 DEGREES 10 MINUTES 57 SECONDS WEST FOR A DISTANCE OF 891.77 FEET TO A POINT, SAID POINT IS THE SOUTHWEST PROPERTY CORNER OF SATELLITE PARK AT HUNTCREST, ON THE EASTERN RIGHT OF WAY OF SATELLITE BOULEVARD. THENCE NORTH 51 DEGREES 17 MINUTES 17 SECONDS EAST FOR A DISTANCE OF 685.26 FEET TO A POINT, SAID POINT BEING THE TRUE POINT OF BEGINNING; THENCE NORTH 30 DEGREES 05 MINUTES 09 SECONDS WEST FOR A DISTANCE OF 80.00 FEET TO A POINT; THENCE NORTH 59 DEGREES 54 MINUTES 51 SECONDS EAST FOR A DISTANCE OF 47.67 FEET TO A POINT; THENCE SOUTH 30 DEGREES 05 MINUTES 09 SECONDS EAST FOR A DISTANCE OF 80.00 FEET TO A POINT; THENCE SOUTH 59 DEGREES 54 MINUTES 51 SECONDS WEST FOR N DISTANCE OF 47.67 FEET TO A POINT, SAID POINT BEING THE TRUE POINT OF BEGINNING. TOGETHER WITH AND SUBJECT TO COVENANTS, EASEMENTS AND RESTRICTIONS OF RECORD. SAID PROPERTY CONTAINS APPROXIMATELY 0.088 ACRES. The debt secured by said Security Deed has been declared due made payable because of, among other possible events of default, failure to make payments on said Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees (Notice of intent to collect attorneys' fees having been given in Security Deed). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice. This sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. To the best knowledge and belief of the undersigned, the Party in possession of the property is Huntcrest Partners, LLC, or a tenant or tenants thereof, and said property is more commonly known as LL 155, 7th Dist., Gwinnett County, Building 14, Gwinnett County, Georgia. Providence Bank, Attorney in Fact for Huntcrest Partners, LLC. Belle Isle Law Group, LLC, 11875 Alpharetta, Georgia 30004; (770) 664-6699. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTMEPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE 950-07588092,6/5,12,19,26 NOTICE OF SALE UNDER POWER Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Construction Deed To Secure Debt and Security Agreement ("Security Deed") given by Huntcrest Partners, LLC, to Providence Bank , dated September 27, 2007, recorded in Deed Book 48319, Page 494, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE MILLION, TWO HUNDRED AND NINETY THOUSAND AND 00/100 DOLLARS ($1,290,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: (Building 15) All that tract or parcel of land lying and being in Land Lot 155 of the 7th District. Gwinnett County, Georgia, and being more particularly described as follows: To arrive at the true point of beginning, begin at the northwesterly intersection of Interstate 85 (Right of Way varies) and Old Peachtree Road (Right of Way varies), thence in a northerly direction along the northwest Right of Way of Interstate 85, 3,483.88 feet to a point on the Right of Way said point is the southeast property corner of Satellite Park at Huntcrest. Thence north 76 degrees 10 minutes 57 seconds west for a distance of 891.77 feet to a point, said point is the southwest property corner of Satellite Park at Huntcrest, on the eastern Right of Way of Satellite Boulevard. Thence north 42 degrees 56 minutes 28 seconds east for a distance of 705.12 feet to a point, said point being the true point of beginning; thence north 45 degrees 05 minutes 09 seconds west for a distance of 80.00 feet to a point; thence north 44 degrees 54 minutes 51 seconds east for a distance of 47.67feet to a point; thence south 45 degrees 05minutes 09 seconds east for a distance of 80.00 feet to a point; thence south 44 degrees 54 minutes 51 seconds west for a distance of 47.67 feet to a point, said point being the true point of beginning. Together with and subject to covenants, easements and restrictions of record. Said property contains 0.088 acres, more or less.. The debt secured by said Security Deed has been declared due made payable because of, among other possible events of default, failure to make payments on said Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees (Notice of intent to collect attorneys' fees having been given in Security Deed). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice. This sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. To the best knowledge and belief of the undersigned, the Party in possession of the property is Huntcrest Partners, LLC, or a tenant or tenants thereof, and said property is more commonly known as LL 155, 7th Dist., Gwinnett County, Building 15, Gwinnett County, Georgia. Providence Bank, Attorney in Fact for Huntcrest Partners, LLC. Belle Isle Law Group, LLC, 11875 Alpharetta, Georgia 30004; (770) 664-6699. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTMEPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588093,6/5,12,19,26 NOTICE OF SALE UNDER POWER Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Security Deed given by Huntcrest Partners, LLC, to Providence Bank, dated September 26, 2007, recorded in Deed Book 48319, Page 446, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE MILLION, FIVE HUNDRED THOUSAND AND 00/100 DOLLARS ($1,500,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: (BUILDING #7) ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 155 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO ARRIVE AT THE TRUE POINT OF BEGINNING, BEGIN AT THE NORTHWESTERLY INTERSECTION OF INTERSTATE 85 (RIGHT OF WAY VARIES) AND OLD PEACHTREE ROAD (RIGHT OF WAY VARIES), THENCE IN A NORTHERLY DIRECTION ALONG THE NORTHWEST RIGHT OF WAY OF INTERSTATE 85, 3,483.88 FEET 10 A POINT ON THE RIGHT OF WAY SAID POINT IS THE SOUTHEAST PROPERTY CORNER OF SATELLITE PARK AT HUNTCREST. THENCE NORTH 76 DEGREES 10 MINUTES 57 SECONDS WEST FOR A DISTANCE OF 891.77 FEET TO A POINT, SAID POINT IS THE SOUTHWEST PROPERTY COMER OF SATELLITE PARK AT HUNTCREST, ON THE EASTERN RIGHT OF WAY OF SATELLITE BOULEVARD. THENCE NORTH 77 DEGREES 45 MINUTES 35 SECONDS EAST FOR A DISTANCE OF 343.58 FEET TO A POINT, SAID POINT BEING THE TRUE POINT OF BEGINNING; THENCE NORTH 30 DEGREES 51 MINUTES 38 SECONDS EAST FOR A DISTANCE OF 180.00 FEET TO A POINT; THENCE SOUTH 59 DEGREES 08 MINUTES 22 SECONDS EAST FOR A DISTANCE OF 49.00 FEET TO A POINT; THENCE SOUTH 30 DEGREES 51 MINUTES 38 SECONDS WEST FOR A DISTANCE OF 180.00 FEET TO A POINT; THENCE NORTH 59 DEGREES 08 MINUTES 22 SECONDS WEST FOR A DISTANCE OF 49.00 FEET TO A POINT, SAID POINT BEING THE TRUE POINT OF BEGINNING. TOGETHER WITH AND SUBJECT TO COVENANTS, EASEMENTS AND RESTRICTIONS OF RECORD. SAID PROPERTY CONTAINS APPROXIMATELY 0.202 ACRES. The debt secured by said Security Deed has been declared due made payable because of, among other possible events of default, failure to make payments on said Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys' fees (Notice of intent to collect attorneys' fees having been given in Security Deed). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice. This sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. To the best knowledge and belief of the undersigned, the Party in possession of the property is Huntcrest Partners, LLC, or a tenant or tenants thereof, and said property is more commonly known as LL 155, 7th Dist., Gwinnett County, Building 7 , Gwinnett County, Georgia. Providence Bank, Attorney in Fact for Huntcrest Partners, LLC. Belle Isle Law Group, LLC, 11875 Alpharetta, Georgia 30004; (770) 664-6699. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTMEPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588083,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Stephen A. Hunter and Cruz Estrada Nunez to FT Mortgage Companies d.b.a. HomeBanc Mortgage Corporation, dated August 20, 1999, recorded in Deed Book 19159, Page 31, Gwinnett County, Georgia Records, as last transferred to Merrill Lynch Credit Corporation by assignment recorded in Deed Book 21266, Page 34, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($160,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 168 of the 6th District of Gwinnett County, Georgia, being Lot 14, Block H, Unit Four, Smoketree, as per plat recorded in Plat Book 8, Page 15, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH Mortgage Corporation, Mailstop SV01, 4001 Leadenhall Rd, Mount Laurel, NJ 08054, 800-750-2518. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Stephen A. Hunter and Cruz Estrada Nunez or a tenant or tenants and said property is more commonly known as 6471 Bennington Drive, Tucker, Georgia 30084. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. PHH Mortgage Corporation fka Cendant Mortgage Corporation dba Merrill Lynch Credit as Attorney in Fact for Stephen A. Hunter and Cruz Estrada Nunez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 7/1/08 Our file no. 5286406-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593267,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Hanh Huynh to Bank of America, NA, dated April 25, 2001, recorded in Deed Book 23114, Page 157, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND ONE HUNDRED NINETY-SIX AND 0/100 DOLLARS ($127,196.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 112 of the 5th District of Gwinnett County, Georgia, being Lot 3, Block A, Unit two of Kingsport Subdivision, as per plat recorded in Plat Book 29, Page 265, Records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, Bank of America Loss Mitigation Department at 866-246-8222 or by writing to 475 Crosspoint Parkway, Getzville, NY 14068, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Hanh Huynh and Sandy Thi Tran or a tenant or tenants and said property is more commonly known as 1452 Providence Way, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, NA as Attorney in Fact for Hanh Huynh Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/tmc 7/1/08 Our file no. 1284007-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593219,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Hye Hwang to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc. , dated February 16, 2007, recorded in Deed Book 47623, Page 452, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($244,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 182 of the 7th District, Gwinnett County, Georgia, being Lot 63, Block A, Amelia Parc fka Hamilton Mill Road Tract, as per plat recorded in Plat Book 115, Pages 279-280, Gwinnett County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, Suntrust Mortgage, Inc. Loss Mitigation Department at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Hye Hwang or a tenant or tenants and said property is more commonly known as 3376 Rosecliff Trace, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. mas Attorney in Fact for Hye Hwang Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/jpk 7/1/08 Our file no. 11245308-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587869,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Gladys Idiake to Mortgage Electronic Registration Systems, Inc. dated March 8, 2006, and recorded in Deed Book 46263, Page 878, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee for SG Mortgage Securities Asset Backed Certificates, Series 2006-FRE2 , by Assignment securing a Note in the original principal amount of $154,320.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 47 of the 7th District, Gwinnett County, Georgia, being Lot 1, Block A, Riverside Gables Subdivision, Unit One, as per plat recorded in Plat Book 62, Page 31, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as the same property conveyed to Mark Spaziano via Warranty Deed dated August 4, 2005 and recorded in Deed Book 43923 Page 1, Gwinnett County, Georgia Records. Said property is known as 1320 Ox Bridge Way, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Gladys Idiake, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Gladys Idiake , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. U.S. Bank National Association, as Trustee for SG Mortgage Securities Asset Backed Certificates, Series 2006-FRE2 as Attorney-in-Fact for Gladys Idiake File no. 08-003550 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587842,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated May 23, 2007, executed by ERICK IGUARDIA and MARIATHAMARA PEREZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 47944, Page 267, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $166,500.00, Mortgage Electronic Registration Systems, Inc., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in July, 2008 , to-wit: July 1, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 135, 6th District, Gwinnett County, Georgia, being Lot 44, Block A, St. Albans Subdivision, Unit One, according to plat recorded at Plat Book 60, Page 210, Gwinnett County records, which plat is hereby referred to and made a part of this description; being known as 205 Jon Jeff Drive, according to the present system of numbering houses in Gwinnett County, Georgia. The aforedescribed real property is also known as 205 Jon Jeff Drive NW, Lilburn, Georgia, according to the present system of numbering houses in Gwinnett County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of Erick Iguardia and Mariathamara Perez and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for ERICK IGUARDIA and MARIATHAMARA PEREZ David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE. 950-07587578,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Joseph K. Ip to Mortgage Electronic Registration Systems, Inc. as Nominee for GreenPoint Mortgage Funding, dated June 25, 2004, recorded July 9, 2004, in Deed Book 38997, Page 147, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty Seven Thousand Six Hundred and 00/100 Dollars ($137,600.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 24 OF THE 7TH DISTRICT, OF GWINNETT COUNTY, GEORGIA, AND BEING LOT 72, BLOCK A OF AMHEARST, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 80, PAGE 91 OF GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property is commonly known as 1562 Amhearst Mill Drive, Lawrenceville, Georgia 30043. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Joseph K. Ip or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for JOSEPH K. IP Lender Contact: GREENPOINT MORTGAGE FUNDING, INC., Loss Mitigation Dept. 706-641-4206 Lender Address; 2300 BROOKSTONE CENTRE PKWY ,COLUMBUS,GA 31904 Attorney Contact: Adorno & Yoss, L.L.C., 1349 West Peachtree Suite 1500, Atlanta, GA, 30309 TELEPHONE NUMBER: (888) 890-5390 ADORNO FILE NO. 215906.0214 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587767,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Manuel A. Irizarry and Jennifer Verde to Mortgage Electronic Registration Systems, Inc., dated September 30, 2004, recorded in Deed Book 40392, Page 216, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-TWO THOUSAND TWO HUNDRED NINETY-SIX AND 0/100 DOLLARS ($192,296.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 63 of the 5th District, Gwinnett County, Georgia, being Lot 235, Block H, The Park at Haynes Creek, Unit One, as per plat recorded in Plat Book 103, Page 134, revised at Plat Book 103, Page 178, Gwinnett County records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., 3476 Stateview Blvd, Foreclosure Mac # X7801-013, Fort Mill, SC 29515, 877-216-8448. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Manuel A. Irizarry and Jennifer Verde or a tenant or tenants and said property is more commonly known as 1442 Preserve Park Drive, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Manuel A. Irizarry and Jennifer Verde McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/yjr 7/1/08 Our file no. 5872908-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593076,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Beneta Irving and Sonia Stewart to Mortgage Electronic Registration Systems, Inc. dated April 28, 2006 in the amount of $221,900.00, and recorded in Deed Book 46542, Page 0280, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 21, 6th District, Gwinnet County, Georgia, containing 2.00 acres according to Plat of Survey for Judith L. and Larry L. Landress, prepared by Michael A. Royston, Georgia Registered Land Surveyor No. 1731, and being more particularly described as follows: To find the POINT OF BEGINNING, begin at the intersection of the centerline of Pratt Road with the centerline of Johnson Road (60 foot Right of Way), running thence Southeasterly along the centerline of Johnson Road 447.3 feet to a point, running thence Northeasterly forming a 90 degree angle with the centerline of Johnson Road 30 feet to an iron pin located on the Northeasterly Right of Way of Johnsons Road and the true POINT OF BEGINNING, Running thence North 66 degrees 11 minutes 35 seconds East a distance of 497.82 feet to an iron pin found, running thence South 26 degrees 41 minutes 00 seconds East a distance of 181.69 feet to an axel found, running thence South 71 degrees 46 minutes 30 seconds West a distance of 353.22 feet to an iron pin found, running thence south 06 degrees 04 minutes 33 seconds West a distance of 75.62 feet to an iron pin found, running thence south 63 degrees 29 minutes 31 seconds West a distance of 104.72 feet to a point located on the Northeasterly Right of Way line of Johnson Road (60 foot Right of Way), thence running along said Right of Way line North 28 degrees 15 minutes 10 seconds West a distance of 70.96 feet to a point, thence continuing along said Right of Way and following the curvilinear distance of 151.79 feet to a point, said curve being subtended by chord of North 26 degrees 50 minutes 14 seconds West for a distance of 151.75 feet, said point also being the true POINT OF BEGINNING. Subject to any Right of Way Deeds or other easements of record. which has the property address of 3494 Johnson Drive, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Beneta Irving and Sonia Stewart and Nathania Grant the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Beneta Irving and Sonia Stewart Anthony DeMarlo, Attorney/lseymore McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11077 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587531,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Aleksandra Isayev and Igor Isayev to IndyMac Bank, F.S.B., a Federally Chartered Savings Bank dated December 26, 2006 in the amount of $149,000.00, and recorded in Deed Book 47416, Page 0443, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank, F.S.B. by assignment; the undersigned, IndyMac Bank, F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 237 of the 6th District, Gwinnett County, Georgia and being Lot 14, Block A, Unit One, Sugar Mill, as recorded in Plat Book 43, Page 253, Gwinnett County, Georgia Records, said plat is incorporated herein and made a part hereof by reference. which has the property address of 2517 Sugar Cane Place, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Aleksandra Isayev and Igor Isayev and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Bank, F.S.B. Attorney in Fact for Aleksandra Isayev and Igor Isayev Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11762 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593304,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Andrew Iteghie and Emike Iteghie to Mortgage Electronic Registration Systems Inc., dated April 2, 2007 in the amount of $437,000.00, and recorded in Deed Book 47931, Page 0762, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lots 155 & 156, 7th District, Gwinnett County, Georgia, being known as Lot 63, Block A, Phase 1 and 2, Belmont at Sugarloaf Subdivision, as per plat recorded at Plat Book 106, Page 146, and revised at Plat Book 109, Page 103-104, Gwinnett County, Georgia Records, said plat is being incorporated herein by reference thereto. which has the property address of 1390 Belmont Hills Drive, Suwanee, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Andrew Iteghie and Emike Iteghie and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Andrew Iteghie and Emike Iteghie Anthony DeMarlo, Attorney/apatterson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-10299 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587140,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Susana Iverson to Mortgage Electronic Registration Systems, Inc. dated April 21, 2005, and recorded in Deed Book 42638, Page 248, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Mortgage Electronic Registration Systems, Inc., by Assignment securing a Note in the original principal amount of $135,920.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 111 of the 5th District, of Gwinnett County, Georgia, and being Lot 32, Block A of Crestwood Township, as per plat recorded in Plat Book 106, Page 196 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Said property is known as 325 Fern Crest Drive, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Susana Iverson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Susana Iverson , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Susana Iverson File no. 08-003436 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592948,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Arvel M. Ivie to Oakmont Mortgage Company, Inc dated April 24, 2000 in the amount of $117,000.00, and recorded in Deed Book 20464, Page 0037, Gwinnett County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying in Land Lot 262 of the 5th District of Gwinnett County, Georgia, and being shown and designated as Lot 11, Block A, of Amberly Glen Subdivision, Unit One, according to plat thereof recorded in Plat Book 67, Page 1 in the Clerk's Office of the Superior Court of Gwinnett County, Georgia; said recorded plat being incorporated herein by reference and made a part of this description. which has the property address of 2065 Amberly Glen Way, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Arvel M. Ivie and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. GMAC Mortgage, LLC Attorney in Fact for Arvel M. Ivie Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11166 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587814,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Becauseof a default in the payment of the indebtedness secured by a Security Deed executed by Harriett Amburn Jackson to Mortgage Electronic Registration Systems, Inc. dated June 23, 2004, and recorded in Deed Book 39155, Page 21, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York, as Trustee for Nomura Asset Acceptance Corporation Mortgage Pass Through Certificates, Series 2004-AR2, by Assignment securing a Note in the original principal amount of $120,300.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 26, 7th District, Gwinnett County, Georgia, being Lot 6, Block B, Gunter Estates Subdivision, Unit 1, as per plat recorded in Plat Book 62, Page 7, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Said property is known as 1052 Oak Grove Circle, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Harriett Amburn Jackson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Harriett Amburn Jackson , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. The Bank of New York, as Trustee for Nomura Asset Acceptance Corporation Mortgage Pass Through Certificates, Series 2004-AR2 as Attorney-in-Fact for Harriett Amburn Jackson File no. 07-4682 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587903,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Darrell Keith Jackson and Maureen E. Jackson to First Union Mortgage Corporation, dated June 25, 1998, recorded in Deed Book 16282, Page 151, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($89,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 77 of the 6th District, Gwinnett County, Georgia, being Lot 19, Block "B", Mountain Park Subdivision, Unit One, according to plat recorded in Plat Book "H", Page 260, Gwinnett County Records, which plat is incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Darrell Keith Jackson and Maureen E. Jackson or a tenant or tenants and said property is more commonly known as 1514 Carlton Ave, Stone Mountain, Georgia 30087. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Darrell Keith Jackson and Maureen E. Jackson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mam 7/1/08 Our file no. 51746305-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587868,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ronald E. Jackson and Shawn D. Jackson to Mortgage Electronic Registration Systems, Inc . dated October 26, 2006 in the amount of $172,800.00, and recorded in Deed Book 47247, Page 405, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc . by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 59 of the 5th District, Gwinnett County, Georgia, being Lot 111, Block A of Olde Hickory Village, Phase 1, as per plat recorded in Plat Book 39, Page 271, Gwinnett County records, which plat is incorporated herein by reference and made a part hereof, being improved property known as 2155 Hickory Station Circle according to the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 2155 Hickory Station Circle, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Ronald E. Jackson and Shawn D. Jackson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Ronald E. Jackson and Shawn D. Jackson Anthony DeMarlo, Attorney/llawson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18409 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587813,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Deed to Secure Debt and Security Agreement from JAMES GRADY ENTERPRISES, INC. to COMMERCIAL CONTRACTORS ENTERPRISES, INC., dated June 21, 2005, in the original amount of $200,000.00 and recorded in Deed Book 45952, Page 106, Gwinnett County Records (the "Security Deed"), there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the First Tuesday in July, 2008, the following described property (the "Property"): ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 69 of the 5th District, Gwinnett County, Georgia, being designated as Parcel 1, containing 1.685 acres, more or less, according to a ALTA/ACSM Land Title Survey for Cartmell & sons, Inc., James Grady Enterprises, Inc., Branch Banking and Trust Company, U.S. Small Business Administration and Chicago Title Insurance Company, dated January 26, 2005, last revised June 6, 2005, prepared by Clark Design Group, H. Lanier Dunn G.R.L.S. No. 2243, and being more particularly described according to said plat as follows: BEGINNING at a concrete monument found at the southern most point of the mitre formed by the intersection of the northeasterly right of way line of Summit Chase Drive (variable right of way) and the southeasterly right of way line of U.S. Highway No. 78 (variable right of way) and run thence along said mitre north 15 degrees 57 minutes 38 seconds east a distance of 37.76 feet to a concrete monument found at the northern most point of said mitre; run thence along the southeasterly right of way line of U.S. Highway No. 78 (variable right of way) north 68 degrees 50 minutes 58 seconds east a distance of 160.89 feet to a point; leaving said right of way line run thence south 44 degrees 50 minutes 48 seconds east a distance of 356.54 feet to point; run thence south 31 degrees 11 minutes 36 seconds west a distance of 167.72 feet to a point located on the northeasterly right of way line of Summit Chase Drive (variable right of way); run thence along said right of way line north 45 degrees 25 minutes 28 seconds west a distance 332.10 feet to a concrete monument found at the southern most point of the mitre formed by the intersection of the northeasterly right of way line of Summit Chase Drive (variable right of way) and the southeasterly right of way line of U.S. Highway No. 78 (variable right of way), which monument marks the TRUE PLACE OF POINT OF BEGINNING. Said property is commonly known as 1560 Summit Chase Drive, Snellville, Georgia 30078. The indebtedness secured by the Security Deed has been declared due and payable by reason of default under the provisions of the Security Deed and the terms of the note or notes secured thereby, and sale will be made for the purpose of applying the proceeds thereof toward expenses of sale, payment of indebtedness and interest thereon, and any balance remaining shall be applied as provided by law. The Property will be sold as the property of JAMES GRADY ENTERPRISES, INC. Notice has been given of intention to enforce provisions for collection of attorney's fees and expenses of foreclosure in accordance with legal requirements and the terms of the above note or notes and Security Deed. The Property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the Property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements and covenants and matters of record superior to the Security Deed. COMMERCIAL CONTRACTORS ENTERPRISES, INC., ATTORNEY-IN-FACT FOR JAMES GRADY ENTERPRISES, INC. JAMES C. JOEDECKE, JR., ESQ. R. MATTHEW REEVES, ESQ. ANDERSEN, TATE & CARR P.C. P.O. BOX 2000 LAWRENCEVILLE, GEORGIA 30046 770-822-0900 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 892128_1 950-06593128,6/5,12,19,26 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF Gwinnett Pursuant to a power of sale contained in a certain security deed executed by George James, hereinafter referred to as Grantor, to Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan recorded in Deed Book 46542, beginning at page 857, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in July, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 85 of the 5th District of Gwinnett County, Georgia, being known and designated as Lot 14, Block "B", of Villages of Flowers Crossing Subdivision, Unit One, as per plat recorded in Plat Book 85, Page 15, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference thereto. This loan is made subject and subordinate to Security Deed from George James to Fremont Investment and Loan dated May 19, 2006, in the original principal amount of 200,000.00. Any default under the terms thereof shall constitute a default hereunder. 738 Edgeley Lane Lawrenceville, GA 30044 Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. Popular Mortgage is the entity with authority to negotiate, amend and modify the terms of the Note and Security Deed. Popular Mortgage's address is: 121 Woodcrest Road, Cherry Hill, NJ 08053. Popular Mortgage may be contacted by telephone at 856-396-2600. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be George James or tenant(s). HSBC Bank USA, National Association as Trustee for Nomura Home Equity Loan, Inc., Asset-Backed Certificates, Series 2006-FM2, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor J. Michael Campbell Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593146,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER By virtue of the Power of Sale contained in that certain Deed to Secure Debt from JDMG Holdings, Inc. ("Grantor") to Piedmont Bank of Georgia, through acquisition and merger, Piedmont Bank of Georgia is now known as The PrivateBank ("Grantee") dated October 29, 2003, and recorded in Deed Book 35829, Page 0081, Gwinnett County, Georgia records (the "Security Deed"), conveying the after-described property to secure a Note (the "Note") in the original principal amount of Six Hundred Thirty Thousand Five Hundred ($630,500.00) Dollars, with interest thereon as set forth therein, the undersigned, pursuant to said Security Deed has declared the entire amount of said indebtedness due and payable because of default in the payment of said indebtedness. Further, pursuant to that Power of Sale, the undersigned will, on the first Tuesday in July 2008, during the legal hours of sale before the courthouse door in Gwinnett County, Georgia, sell at public outcry to the highest bidder, for cash, the following property described in said Security Deed, to wit: All that tract or parcel of land lying and being in Land Lot 44 of the 7th District, Gwinnett County, Georgia, designated as Tract 1B, as shown on that certain survey for JDMG Holdings, Inc., Piedmont Bank of Georgia, The Business Growth Corporation of Georgia, U.S. Small Business Administration and Chicago Title Insurance Company, prepared by Lannes K. Burkhalter, GRLS No. 2581, dated October 23, 2003 and being more particularly described as follows: BEGINNING at a point marked by a nail set located on the northeasterly right of way line of Capital Circle (60 foot right of way), said point being located 113.04 feet in a generally southeasterly direction along Capital Circle from the intersection of Capital Circle, if extended, with the right of way line of Purcell Road (80 foot right of way), if extended, and leaving said right of way line, run thence north 33 degrees 36 minutes 25 seconds east 99.31 feet to a point marked by a nail set; run thence north 24 degrees 10 minutes 18 seconds east a distance of 248.78 feet to a point marked by a one half inch rebar found; run thence south 51 degrees 01 minute 21 seconds east a distance of 213.72 feet to a point marked by a one half inch rebar found; run thence south 40 degrees 11 minutes 46 seconds west a distance of 347.97 feet to a point marked by a one half inch rebar found located on the northeasterly right of way line of Capital Circle; run thence along said right of way line of Capital Circle north 46 minutes 53 seconds west a distance of 50.21 feet to a point; continuing along Capital Circle, run thence following the curvature of an arc a distance of 83.78 feet to a point marked by a nail set, said point being along the TRUE PLACE OR POINT OF BEGINNING, said arc having a radius of 350.00 feet and being subtended by a chord bearing and distance of north 45 degrees 56 minutes 11 seconds west 83.58 feet; said tract of land contains 1.320 acres as shown on survey referenced above and having improvements thereon known as 1375 Capital Circle, according to the present system of numbering in the Gwinnett County, Georgia. TOGETHER with access rights and related obligations pursuant to that certain Reciprocal Access Easement Agreement dated June 20, 1998, by and between Gulfshore Building & Development Company and Thomas F. Mahone, recorded in Deed Book 16292, Page 251, Gwinnett County, Georgia records (hereinafter referred to as "Property"). TOGETHER WITH: (i) all buildings, structures and other improvements now or hereafter located on the Property or on any part or parcel of the Property, hereinafter called the "Improvements" (ii) all and singular the tenements, hereditaments, easements and appurtenances belonging to the Property or in anywise appertaining to the Property, and the reversion or reversions, remainder or remainders thereof; (iii) all leases, undertakings to lease, contracts to rent, usufructs and other agreements for use, occupancy or possession now or hereafter in force with respect to the Property or any part or parcel of the Property or any of the Improvements, and any and all other agreements, contracts, licenses, permits and arrangements now or hereafter affecting the Property or any part or parcel of the Property or any of the Improvements, whether written or oral and whether now or hereafter made or executed and delivered, hereinafter collectively called the "Leases (iv) all rents, issues, income, revenues and profits now or hereafter accruing from, and all accounts and contract rights now or hereafter arising in connection with, the Property or any part or parcel of the Property or any of the Improvements, including without limitation all rents, issues, income, revenues and profits accruing from, and all accounts and contract rights arising in connection with, the Leases, together with all monies and proceeds now or hereafter due or payable with respect thereto or on account thereof, and (subject to the rights of the parties depositing the same) all security deposits, damage deposits and other funds paid by any lessee, sublessee, tenant, subtenant, licensee, permittee or other obligee under any of the Leases, whether paid in a lump stun or installments, all of which are hereinafter collectively called the "Rents"; (v) all minerals, flowers, crops, trees, timber, shrubbery and other emblements now or hereafter located on the Property or under the Property or on or under any part or parcel of the Property; (vi) all estates, rights, title and interest in the Property, or in any part or parcel of the Property; (vii) all equipment, machinery, apparatus, fittings, furniture, furnishings and personal property of every kind or description whatsoever now or hereafter located on the Property or on any part or parcel of the Property or in or on any of the Improvements, and used in connection with the operation or maintenance of the Property or any of the Improvements, all accessions and additions to and replacements of the foregoing and all proceeds (direct and remote) of the foregoing, including without limitation all plumbing, heating, lighting, ventilating, refrigerating, waterheating, incinerating, air-conditioning and heating, and sprinkling equipment and systems, and all screens, awnings and signs; (viii) all fixtures (including all trade, domestic and ornamental fixtures) now or hereafter on the Property or on any part or parcel of the Property or in or on any of the Improvements, whether actually or constructively attached or affixed, including without limitation all plumbing, heating, lighting, ventilating, refrigerating, water-heating, incinerating, air-conditioning and heating, and sprinkling fixtures, and all screens awnings and signs which are fixtures; (ix) all building materials, supplies, goods, machinery and equipment delivered to the Property and placed on the Property for the purpose of being affixed to or installed or incorporated or otherwise used in or on the Property or any part or parcel of the Property or any of the Improvements, and all accessions and additions to and replacements of the foregoing and all proceeds (direct or remote) of the foregoing; (x) all payments, awards, judgments and settlements (including interest thereon) to which Grantor may be or become entitled as a result of the exercise of the right of eminent domain with respect to the Property or any part or parcel of the Property or any of the Improvements; (xi) all policies of insurance which insure against loss or damage to any property described above and all proceeds from and payments under such policies; and (xii) all names, trade names, signs, marks and trademarks under which any business located on the Property is operated or known. The Property and all of the foregoing are hereinafter sometimes collectively called the "Premises." The above-referenced Premises shall be sold subject to the following: all, if any, outstanding ad valorem taxes and/or assessments; all, if any, other prior liens, easements, covenants, restrictions, encumbrances, zoning ordinances or other matters of record to which the Security Deed is junior in priority; and all, if any, matters affecting said Premises which would be disclosed by an accurate survey and inspection of said Premises. Said Premises will be sold as the property of JDMG Holdings, Inc. and the proceeds will be applied to the payment of the described indebtedness, attorney's fees, and all expenses of this sale. Any remaining proceeds will be applied pursuant to the Security Deed and the laws of the State of Georgia. The above-referenced Premises will be sold on an "as is, where is" basis without recourse against Grantee and without representation or warranty of any kind or nature whatsoever by Grantee with respect thereto. To the best of the undersigned's knowledge and belief, the Premises is presently owned by JDMG Holdings, Inc., who is the party in possession or a tenant or tenants, and said Premises is more commonly known as 1375 Capital Circle, Lawrenceville, Georgia 30043. PrivateBank, as Attorney-in-Fact for JDMG Holdings, Inc. Mark L. Golder, Esq. Lynn L. Carroll, Esq. SIEGEL & GOLDER, P.C. One Premier Plaza 5605 Glenridge Drive, Suite 690 Atlanta, Georgia 30342 (404) 252-3000 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587689,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Daniella G. Jean and Stanley Metelus and Elmina Pierre to Mortgage Electronic Registration Systems, Inc. dated January 12, 2007 in the amount of $160,000.00, and recorded in Deed Book 47496, Page 0116, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 2 of the 5th District of Gwinnett County, Georgia; and being Lot 29, Block A, Sweetbriar Crossing Subdivision, Unit One, as per plat recorded in Plat Book 72, Page 114, Gwinnett County, Georgia Records; which plat by reference is incorporated herein and made a part hereof. which has the property address of 3825 Sweetbriar Trace, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Daniella G. Jean and Stanley Metelus and Elmina Pierre and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Daniella G. Jean and Stanley Metelus and Elmina Pierre Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-10144 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593222,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Suzieanna A. Jennings to Mortgage Electronic Registration Systems, Inc as nominee for Encore Credit Corp., dated March 31, 2005, recorded in Deed Book 42417, Page 2, Gwinnett County, Georgia Records, as last transferred to HSBC Bank, USA as Indenture Trustee for Friedman, Billings, Ramsey Group, Inc (FBR) Securitization Name - FBRSI 2005-2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($108,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in the City of Braselton, (GMD 1749) of Gwinnett County, Georgia and being Lot 47 of Mulberry Park Townhomes, a townhome development, as per that plat of the subdivision recorded in Plat Book 99, Pages 56-68, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part hereof. Subject to and together with all grants and restrictions contained on the above referenced plat and that declaration of covenants, conditions, easements and restrictions for Mulberry Townhomes, as recorded in Deed Book 24756, Page 1, Gwinnett County, Georgia records, and as subsequently amended at Deed Book 31357, Page 0017, aforesaid records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, Chase Manhattan Mortgage Corporation Loss Mitigation Department at 877-838-1882x52195 or by writing to 10790 Rancho Bernardo Road, San Diego, CA 92127, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Suzieanna A. Jennings or a tenant or tenants and said property is more commonly known as 6474 Mossy Oak Landing, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank, USA as Indenture Trustee for Friedman, Billings, Ramsey Group, Inc (FBR) Securitization Name - FBRSI 2005-2 as Attorney in Fact for Suzieanna A. Jennings Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/mt1 7/1/08 Our file no. 11093108-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588032,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Georgia Jewell to Mortgage Electronic Registration Systems, Inc. dated June 28, 2005, and recorded in Deed Book 43352, Page 0264, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, successor -in-interest to Wachovia Bank, National Association, as Trustee forthe registered holders of Aegis Asset Backed Securities Trust Mortgage Pass Through Certificates, Series 2005-4 , by Assignment securing a Note in the original principal amount of $190,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 49 of the 6th District, Gwinnett County, Georgia, being Lot 3, Block B, Parkwood Forest Subdivision, Unit One, According to plat of survey recorded in Plat Book 41, Page 117, Gwinnett County, Georgia Records, which plat and the record thereof are incorporated herein by reference thereto. Said property is known as 3360 Brownwood Drive, Snellville, GA 30078, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Georgia Jewell, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Georgia Jewell , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. U.S. Bank National Association, successor -in-interest to Wachovia Bank, National Association, as Trustee forthe registered holders of Aegis Asset Backed Securities Trust Mortgage Pass Through Certificates, Series 2005-4 as Attorney-in-Fact for Georgia Jewell File no. 08-002184 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/KF www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587670,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Mayra Jimenez to IndyMac Bank, F.S.B. dated February 20, 2004 in the amount of $198,000.00, and recorded in Deed Book 37154, Page 37, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank F.S.B. by assignment; the undersigned, IndyMac Bank F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 197 of the 7th District, Gwinnett County, Georgia, being Lot 4, Block A, Idlewild Subdivision, as per plat recorded in Plat Book 82, Page 268, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. which has the property address of 3798 Idlewild Place, Suwanee, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Mayra Jimenez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Bank F.S.B. Attorney in Fact for Mayra Jimenez Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-05693 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587311,6/5,12,19,26 NOTICE OF SALE UNDER POWER STATE OF GEORGIA GWINNETT COUNTY By virtue of the power of sale contained in a Commercial Deed to Secure Debt and Security Agreement from Jimwal Enterprises, LLC, to Main Street Bank, dated May 25, 2000, and recorded June 1, 2000, in Deed Book 20621, beginning at page 212, in the Records of the Clerk of Superior Court, Gwinnett County, Georgia, as modified by Modification Agreement by and between Jimwal Enterprises, LLC, Oakland Development, LLC, and Main Street Bank, dated December 30, 2003, recorded January 22, 2004 in Deed Book 36797, Page 158, aforesaid records, and assigned by Main Street Bank to George Duke Croxton pursuant to an assignment to be recorded in the aforesaid records prior to the First Tuesday in July, 2008; there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the First Tuesday in July, 2008, the following described property: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 29 of the 7th District, City of Lawrenceville, Gwinnett County, Georgia, being Lot 21, Block A, of Jimwal Park, according to a plat recorded in Plat Book 83, Page 209, Gwinnett County, Georgia Records, said plat being incorporated herein by this reference for a more particular description of subject property; AND ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 29 of the 7th District, Gwinnett County, Georgia and being part of Lot 22 of JIMWAL Park said Lot 22 being shown and designated on a plat recorded at Plat Book 83, Page 209, Gwinnett County, Georgia records and said part of said lot being more particularly described as follows: TO FIND THE TRUE POINT OF BEGINNING commence at a point on the northwesterly right-of-way of the cul de sac formed by Swanson Drive (based on a 60 foot right-of-way) and running along the common line of Lots 22 and 21 of said subdivision north 67 degrees 19 minutes 01 seconds west 133.98 feet to the TRUE POINT OF BEGINNING; thence continuing along the common line of Lots 22 and 21 of said subdivision north 67 degrees 19 minutes 01 seconds west 189.13 feet to a point on the westerly corner of said Lots 22 and 21, running thence along the original northerly line of Lot 22, north 69 degrees 14 minutes 26 seconds east 140.43 feet to an iron pin, running thence south 19 degrees 23 minutes 17 seconds east 130.09 feet to the TRUE POINT OF BEGINNING. The above-described tract being shown and designated as "Part of Lot 22" on a plat of survey for JIMWAL Development, LLC, dated December 26, 2002, revised December 10, 2003 by B J Goble, Jr., RLS of Goble & Associates, Inc. LESS AND EXCEPT: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 29, 7th District, Gwinnett County, Georgia and being a "Part of Lot 21" as shown and designated on a plat of survey dated December 26, 2002, as revised December 10, 2003 by B J Goble, Jr., RLS of Goble & Associates, Inc. and being a part of said original lot described on a plat of subdivision recorded at Plat Book 83, Page 209, Gwinnett County, Georgia records, said parcel and part being more particularly described as follows: Beginning at a point at the common corner of Lots 22 and 21 as shown on said plat of subdivision, located on the northwesterly right of way of the cul de sac of Swanson Drive (based on 60 foot right-of-way); running thence north 67 degrees 19 minutes 01 seconds west along the common line of Lots 22 and 21, 133.98 feet to an iron pin; running thence south 19 degrees 23 minutes 17 seconds east 41.70 feet to a point; running thence south 83 degrees 35 minutes 32 seconds east 110.47 feet to the point of beginning. The aforesaid Deed secures any other or future indebtedness of the Grantor therein specified, including any renewal thereof. The indebtedness secured by said Deed has been declared due and payable by reason of default under the provisions of said Deed and the terms of the note or notes secured thereby, and sale will be made for the purpose of applying the proceeds thereof toward expenses of sale, including attorneys' fees, payment of the indebtedness and interest thereon, and any balance remaining shall be applied as provided by law. The property will be sold as the property of Jimwal Enterprises, LLC, and Oakwood Development, LLC, who to the best of the undersigned's knowledge and belief, is the party in possession of the property. Notice has been given of intention to enforce provisions for collection of attorneys' fees and expenses of foreclosure in accordance with legal requirements and the terms of the above note and Deed. The property will be sold subject to any and all unpaid taxes, assessments, general subdivision restrictions, and other restrictions and easements of record, if any, and subject to the right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on the First Tuesday in July, 2008, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719) and subsequent amendments thereto, if any. George Duke Croxton Attorney in Fact for Jimwal Enterprises, LLC, and Oakland Development, LLC Brian Edwards WEBB, TANNER, POWELL, MERTZ & WILSON, LLP Attorney at Law P. O. Box 1390 Lawrenceville, GA 30046-1390 (770) 963-3423 950-06593381,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Mindy D. Johnson to Bank of America, N.A., dated June 9, 2006, recorded in Deed Book 46631, Page 830, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-SIX THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($236,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Rocky Creek GMD 1567, Gwinnett County, Georgia, Being Lot 23, Block D, The Terraces At Appalachee Farms, Unit Two A, as per Plat recorded in Plat Book 79, Page 254, Gwinnett County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, Bank of America Loss Mitigation Department at 800-285-6000 or by writing to 4161 Piedmont Parkway, Greensboro, NC 27410-8110, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Mindy D. Johnson or a tenant or tenants and said property is more commonly known as 578 Timber Ives Drive, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Mindy D. Johnson Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/tmc 7/1/08 Our file no. 11323608-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593212,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Donna Johnson to Mortgage Electronic Registration Systems, Inc. as Nominee for First Magnus Financial Corporation, An Arizona Corporation, dated June 25, 2007, recorded June 29, 2007, in Deed Book 48035, Page 504, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Eighty Eight Thousand Five Hundred and 00/100 Dollars ($288,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 3 OF THE 2ND DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 14, BLOCK E, BROOKSIDE CROSSING SUBDIVISION, UNIT 1, PHASE 2, AS PER PLAT RECORDED AT PLAT BOOK 110, PAGE 129 (ERRONEOUSLY REFERENCED AS 229 IN PRIOR DEEDS), GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART HEREOF. Said property is commonly known as 1016 Tama Hill Court, Auburn, Georgia 30011. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Donna Johnson or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for DONNA JOHNSON Lender Contact: Countrywide Home Loans, Loss Mitigation Dept. 800-262-4218 Lender Address; 400 Countrywide Way Mail Stop: SV-35,Simi Valley,CA 93065 Attorney Contact: Adorno & Yoss, L.L.C., 1349 West Peachtree Suite 1500, Atlanta, GA, 30309 TELEPHONE NUMBER: (888) 890-5390 ADORNO FILE NO. 215400.2383 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593452,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from W. Lewis Johnson, Jr. and Joy Y. Johnson to Mortgage Electronic Registration Systems, Inc as nominee for GreenPoint Mortgage Funding, Inc, dated November 7, 2003, recorded November 18, 2003, in Deed Book 36022, Page 0063, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Five Hundred Forty Four Thousand and 00/100 Dollars ($544,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 42, 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING LOT 70, BLOCK G, WATERFORD TOWNSHIP, UNIT III, PHASE ONE, AS PER PLAT RECORDED IN PLAT BOOK 80, PAGE 87, GWINNETT COUNTY, GEORGIA, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION, BEING IMPROVED PROPERTY KNOWN AS 1315 KILDARE COURT, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA. Said property is commonly known as 1315 Kildare Court, Snellville, Georgia 30078. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is W. Lewis Johnson, Jr. and Joy Y. Johnson or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for W. LEWIS JOHNSON, JR. AND JOY Y. JOHNSON Lender Contact: GREENPOINT MORTGAGE FUNDING, INC., Loss Mitigation Dept. 706-641-4206 Lender Address; 2300 BROOKSTONE CENTRE PKWY ,COLUMBUS,GA 31904 Attorney Contact: Adorno & Yoss, L.L.C., 1349 West Peachtree Suite 1500, Atlanta, GA, 30309 TELEPHONE NUMBER: (888) 890-5390 ADORNO FILE NO. 215906.0192 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587906,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ricardo Johnson to Mortgage Electronic Registration Systems, Inc., dated July 7, 2005, recorded in Deed Book 43778, Page 169, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA, National Association, as Trustee for FBR Securitization Trust 2005-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY THOUSAND FOUR HUNDRED SEVENTY AND 0/100 DOLLARS ($250,470.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land lot 78 of the 5th District, Gwinnett County, Georgia, being Lot 54, Block A, Longmont at Sugarloaf, (fka Sugarloaf Road Tract), Unit 3A, as per plat recorded in Plat Book 103, Pages 65-66, Gwinnett County Records, said plat being incorporated herein by reference thereto. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on July 1, 2008, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: A.S.C. for Norwest Home Improvement, PO Box 10328, Des Moines, IA 50306-0328, 1-800-662-3806. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ricardo Johnson or a tenant or tenants and said property is more commonly known as 1680 Maybell Trail, Lawerenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, National Association, as Trustee for FBR Securitization Trust 2005-3 as Attorney in Fact for Ricardo Johnson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ll2 7/1/08 Our file no. 51044706-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593281,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kenneth E. Johnson to Merrill Lynch Credit Corporation, dated December 16, 2003, recorded in Deed Book 36589, Page 82, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. fka Wells Fargo Bank Minnesota, National Association as trustee for Registered Holders of the Merrill Lynch Bank USA, Mortgage pass through Certificates, Series 2004-A by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($121,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 305 of the 6th District, Gwinnett County, Georgia, being Lot 259-41, Block B, Unit One of Meadow Green, per plat thereof recorded in Plat Book 53, Range 98, Gwinnett County records which plat is made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH Mortgage Corporation, Mailstop SV01, 4001 Leadenhall Rd, Mount Laurel, NJ 08054, 800-750-2518. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Kenneth E. Johnson or a tenant or tenants and said property is more commonly known as 3822 Meadow Green Court, Norcross, Georgia 30092. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. fka Wells Fargo Bank Minnesota, National Association as trustee for Registered Holders of the Merrill Lynch Bank USA, Mortgage pass through Certificates, Series 2004-A as Attorney in Fact for Kenneth E. Johnson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 7/1/08 Our file no. 51113608-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592922,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Wenford H. Johnson to First Franklin, a division of National City Bank of Indiana, dated September 23, 2005, recorded in Deed Book 44684, Page 16, Gwinnett County, Georgia Records, as last transferred to Citibank, N.A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-FF12 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FOUR THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($164,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 71 of the 5th District, Gwinnett County, Georgia, being Lot 38, Block A, Chandler Crossing Subdivision, as per plat recorded in Plat Book 92, Page 49, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by this reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Wenford H. Johnson or a tenant or tenants and said property is more commonly known as 1186 Chandler Way, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Citibank, N.A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-FF12 as Attorney in Fact for Wenford H. Johnson. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 7/1/08 Our file no. 51129408-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587551,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Dionne Johnson and Henry Johnson to Mortgage Electronic Registration Systems, Inc. dated March 26, 2003 in the amount of $163,642.00, and recorded in Deed Book 31871, Page 43, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 194 of the 5th District, Gwinnett County, Georgia, being Lot 2, Block B, The Cove at Bay Creek Subdivision, as per plat recorded at Plat Book 85, Page 178, Gwinnett County, Georgia Records which plat by reference is incorporated into and made a part of this description. which has the property address of 3671 Bay Cove CT, Loganville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Dionne Johnson and Henry Johnson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Dionne Johnson and Henry Johnson Anthony DeMarlo, Attorney/jnesbitt McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11353 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587854,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Edward O Johnson to Mortgage Electronic Registration Systems, Inc. dated May 19, 2006 in the amount of $159,600.00, and recorded in Deed Book 46554, Page 0315, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 71 of the 7th District, Gwinnett County, Georgia, being Lot 86, Block A, Keswick Subdivision, Unit IV, as per Plat recorded in Plat Book 62, page 229, and as per revised Plat recorded in Plat Book 70, Page 32, Gwinnett County, Georgia records, which recorded Plat is incorporated herein by this reference and made a part of this description. Said property being known as 915 Hillary Lane according to the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 915 Hillary Lane, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Edward O Johnson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Edward O Johnson Anthony DeMarlo, Attorney/jnesbitt McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11882 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587824,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from James Johnson to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $157,444.00 dated 12/04/2007, and recorded in Deed Book 487479, page 51, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2008 by CitiMortgage, Inc., as Attorney-in-Fact for James Johnson the following described property: All that tract or parcel of land lying and being in Land Lot 237 of the 5th District, Gwinnett County, Georgia, being known as Lot 28, Block F, Unit 2 of Alcovy Falls Subdivision, as shown on Plat of Survey, recorded in Plat Book 120, pages 184-185, Gwinnett County, Georgia Deed Records, which said plat of survey is incorporated herein for a more complete description. Property known as: 471 Double Creek Drive, Lawrenceville, GA 30045 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc. 1000 Technology Drive O'Fallon, MO 63368 PHONE: 866-450-3172 Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is James Johnson. CitiMortgage, Inc., as Attorney-in-fact for James Johnson. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-06593006,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Rawne Heinrich Johnson to HomeBanc Mortgage Corporation dated September 7, 2006 in the amount of $173,500.00, and recorded in Deed Book 47018, Page 0712, Gwinnett County, Georgia Records; as last transferred to EMC Mortgage Corporation by assignment; the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 130 of the 5th District, Gwinnett County, Georgia, being Lot 44, Block C, Bradford Park Subdivision, Unit Six, Phase I, as per plat recorded in Plat Book 82, Page 202, Gwinnett County records, said Plat being incorporated herein by reference thereto. which has the property address of 564 Bradford Park Ct, Loganville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Rawne Heinrich Johnson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. EMC Mortgage Corporation Attorney in Fact for Rawne Heinrich Johnson Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11078 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587570,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Wanda Johnson to Mortgage Electronic Registration Systems, Inc. dated September 17, 2007 in the amount of $166,800.00, and recorded in Deed Book 48299, Page 137, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank F.S.B . by assignment; the undersigned, IndyMac Bank F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 237 of the 6th District of Gwinnett County, Georgia being Lot 7, in Block E of Bromolow Ridge, Unit Two, as per plat recorded in Plat Book 47, Page 151, of the Gwinnett County Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 2590 Woodside Drive, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Wanda Johnson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Bank F.S.B. Attorney in Fact for Wanda Johnson Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11199 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587576,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Wakeela Jones and Dexter Jones to Mortgage Electronic Registration Systems, Inc., dated August 3, 2007, recorded in Deed Book 48167, Page 139, Gwinnett County, Georgia Records, as last transferred to Flagstar Bank, F.S.B. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-THREE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($253,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 1 of the 2nd District, Gwinnett County, Georgia, being Lot 12, Block A, Overlook at Apalachee, as per Plat recorded in Plat Book 114, Pages 253-254, Gwinnett County records, said Plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Wakeela Jones and Dexter Jones or a tenant or tenants and said property is more commonly known as 2986 Overlook Hill Pass, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Flagstar Bank, F.S.B. as Attorney in Fact for Wakeela Jones and Dexter Jones McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jpk 7/1/08 Our file no. 51007608-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587850,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Wilton Darnell Jones to Mortgage Electronic Registration Systems, Inc., dated April 21, 2006, recorded in Deed Book 46437, Page 746, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association as Trustee for Asset Backed Certificates, Series 2006-FRE2. Please deed/vest in the name: U.S. Bank National Association as Trustee for Asset Backed Certificates, Series 2006-FRE2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND TWO HUNDRED FORTY AND 0/100 DOLLARS ($140,240.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that parcel of land lying and being in Land Lot 14 of the 5th District, Gwinnett County, Georgia, being Lot 14, Block C, Unit One, Winnsong Chase Subdivision, per plat recorded in Plat Book 59, Page 154, said plat being incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: A.S.C. for Norwest Home Improvement, PO Box 10328, Des Moines, IA 50306-0328, 1-800-662-3806. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Wilton Darnell Jones or a tenant or tenants and said property is more commonly known as 2895 Maple Vista Ln, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association as Trustee for Asset Backed Certificates, Series 2006-FRE2. Please deed/vest in the name: U.S. Bank National Association as Trustee for Asset Backed Certificates, Series 2006-FRE2 as Attorney in Fact for Wilton Darnell Jones McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 7/1/08 Our file no. 52551506-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593314,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Donnell Jones-Craven and Jillisa L. Jones-Craven to Mortgage Electronic Registration Systems, Inc. dated June 29, 2005 in the amount of $163,000.00, and recorded in Deed Book 44787, Page 53, Gwinnett County, Georgia Records; as last transferred to HSBC Mortgage Services, Inc. by assignment; the undersigned, HSBC Mortgage Services, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: A certain tract or parcel of land in Gwinnett County, in the State of Georgia, described as follows: All that tract or parcel of land lying and being in Land Lot 273 of the 4th District, Gwinnett County, Georgia, being Lot 12, Block A, Lexington Ridge Subdivision, Unit One, as per plat recorded in Plat Book 81, Page 279, Gwinnett County, Georgia Records, which plat is incorporated herein by reference. which has the property address of 4430 Lexington Ridge Drive, Loganville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Donnell Jones-Craven and Jillisa L. Jones-Craven and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. HSBC Mortgage Services, Inc. Attorney in Fact for Donnell Jones-Craven and Jillisa L. Jones-Craven Anthony DeMarlo, Attorney/efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-07450 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593242,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Maria Jurado and Ruben Jurado to Mortgage Electronic Registration Systems, Inc. dated April 1, 2005 in the amount of $143,920.00, and recorded in Deed Book 42307, Page 92; re-recorded at Deed Book 43300, Page 89 , Gwinnett County, Georgia Records; as last transferred to Wells Fargo Bank, N.A. as Trustee for the MLMI Trust Series 2005-FM1 by assignment; the undersigned, Wells Fargo Bank, N.A. as Trustee for the MLMI Trust Series 2005-FM1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 163 of the 5th District, Gwinnett County, Georgia, being Lot 6, Block A, of the Sutton Place Subdivision, Unit 1, as per Plat recorded in Plat Book 43, Page 275, Gwinnett County, Georgia Records, which recorded Plat is incorporated herein and made a part hereof by reference. which has the property address of 210 The Esplanade Way, Loganville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Maria Jurado and Ruben Jurado and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Wells Fargo Bank, N.A. as Trustee for the MLMI Trust Series 2005-FM1 Attorney in Fact for Maria Jurado and Ruben Jurado Anthony DeMarlo, Attorney/kjenrette McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-04312 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593379,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Amira Kacevic to Mortgage Electronic Registration Systems, Inc., dated March 23, 2006, recorded in Deed Book 46323, Page 640, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of August 1, 2006, GSAMP Trust 2006-HE5 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($100,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 180 of the 5th District of Gwinnett County, Georgia, being Lot 13, Block B , Saddle Shoals Subdivision, Unit V, as per Plat recorded in Plat Book 80, Page 31, Gwinnett County, Georgia records, said Plat being incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 800-548-8665. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Amira Kacevic or a tenant or tenants and said property is more commonly known as 357 Shoal Circle, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of August 1, 2006, GSAMP Trust 2006-HE5 as Attorney in Fact for Amira Kacevic McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dxp 7/1/08 Our file no. 51086508-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592931,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jennifer N. Dean and Collin Kalevitch to Prestige Mortgage Company, Inc dated April 26, 2006 in the amount of $230,000.00, and recorded in Deed Book 46443, Page 68, Gwinnett County, Georgia Records; as last transferred to National City Mortgage Co. by assignment; the undersigned, National City Mortgage Co. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 224 of the 7th District, Gwinnett County, Georgia, being Lot 63, Block B, Ellsworth Subdivision, Unit One, f/k/a Sandy Branch Farms Unit One f/k/a Sandy Hill, per Plat Book 110, Page 222, Gwinnett County, Georgia Records, which is referred to and made a part of this description. which has the property address of 3206 Copper Creek Lane, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jennifer N. Dean and Collin Kalevitch and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. National City Mortgage Co. Attorney in Fact for Jennifer N. Dean and Collin Kalevitch Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18794 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587170,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Tong-Ho Kang to Mortgage Electronic Registration Systems, Inc., dated September 29, 2004, recorded in Deed Book 40254, Page 138, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 26 of the 7th District, Gwinnett County, Georgia and being Lot 68, Block C, Unit Four of the Fielding Subdivision, said plat being recorded in Plat Book 65, Page 62, Gwinnett County, Georgia records, which plat is incorporated herein and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., 3476 Stateview Blvd, Foreclosure Mac # X7801-013, Fort Mill, SC 29515, 877-216-8448. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Tong-Ho Kang or a tenant or tenants and said property is more commonly known as 1032 Sunny Glenn Court, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Tong-Ho Kang McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 7/1/08 Our file no. 51057308-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592942,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Priscilla Kanorr to Option One Mortgage Corporation, dated December 30, 2005, recorded January 18, 2006, in Deed Book 46065, Page 0348, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Thirty Two Thousand and 00/100 Dollars ($232,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to GRP LOAN, LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 288 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN LOCATED ON THE NORTHWESTERLY RIGHT-OF-WAY OF LOU IVY ROAD AKA AUNT LOU IVY ROAD (BASED UPON A 60 FOOT RIGHT-OF-WAY) 159.4 FEET NORTHEASTERLY. AS MEASURED ALONG THE NORTHWESTERLY RIGHT-OF-WAY LINE OF LOU IVY ROAD AKA AUNT LOU IVY ROAD, FROM THE POINT FORMED BY THE INTERSECTION OF THE NORTHWESTERLY RIGHT-OF-WAY LINE OF LOU IVY ROAD AKA AUNT LOU IVY ROAD AND THE NORTHEASTERLY RIGHT-OF-WAY LINE OF GRIST MILL COURT, SAID POINT OF BEGINNING ALSO BEING LOCATED ON THE LAND LOT LINE DIVIDING LAND LOT 287 AND 288; THENCE NORTH 29 DEGREES 57 MINUTES WEST, 200.00 FEET TO AN IRON PIN FOUND; THENCE NORTH 58 DEGREES 31 MINUTES 01 SECONDS EAST, 83.91 FEET TO AN IRON PIN FOUND; THENCE SOUTH 34 DEGREES 33 MINUTES 33 SECONDS EAST, 189.57 FEET TO AN IRON PIN FOUND ON THE NORTHWESTERLY RIGHT-OF-WAY LINE OF LOU IVY ROAD AKA AUNT IVY ROAD; THENCE SOUTHWEST ALONG THE NORTHWESTERLY SIDE OF SAID ROAD. 77.66 FEET TO AN IRON PIN FOUND AT THE POINT OF BEGINNING; AS SHOWN AND DELINEATED ON A PLAT OF SURVEY PREPARED BY FOR RICHARD J. TURNBULL AND ALICIA D. TURNBULL, BY JAMES H. CARTER, GEORGIA REGISTERED LAND SURVEYOR NO. 1999, DATED AUGUST 26, 1987. PROPERTY ADDRESS 4763 LOU IVY RD DULUTH, GA 30096 PROPERTY ID # R6288090 Said property is commonly known as 4763 Lou Ivy Road, Duluth, Georgia 30096. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Priscilla Kanorr and Russell Kanorr or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. GRP LOAN, LLC as Attorney in Fact for PRISCILLA KANORR Lender Contact: GRP Financial Services Corp., Loss Mitigation Dept. 914-397-7500 Lender Address; 360 Hamilton Avenue, 5th Floor ,White Plains,NY 10601 Attorney Contact: Adorno & Yoss, L.L.C., 1349 West Peachtree Suite 1500, Atlanta, GA, 30309 TELEPHONE NUMBER: (888) 890-5390 ADORNO FILE NO. 215059.0157 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587198,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Kenneth Kaufman and Lori Kaufman to Mortgage Electronic Registration Systems, Inc. as Nominee for American Mortgage Network, Inc., A Deleware Corporation, dated March 11, 2004, recorded April 7, 2004, in Deed Book 37711, Page 226, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Forty Seven Thousand Five Hundred and 00/100 Dollars ($247,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 303 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 9, BLOCK A, UNIT TWO, PEACHTREE STATION SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 20, PAGE 200, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS REFERRED TO AND INCORPORATED HEREIN BY REFERENCE. Said property is commonly known as 5703 Bloomingdale Court, Norcross, Georgia 30092. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Kenneth Kaufman and Lori Kaufman or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for KENNETH KAUFMAN AND LORI KAUFMAN Lender Contact: Countrywide Home Loans, Loss Mitigation Dept. 800-262-4218 Lender Address; 400 Countrywide Way Mail Stop: SV-35,Simi Valley,CA 93065 Attorney Contact: Adorno & Yoss, L.L.C., 1349 West Peachtree Suite 1500, Atlanta, GA, 30309 TELEPHONE NUMBER: (888) 890-5390 ADORNO FILE NO. 215400.2162 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592730,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sandra Keaton-Holloway to FT Mortgage Companies d.b.a HomeBanc Mortgage Corporation, dated February 21, 2000, recorded in Deed Book 20069, Page 36, Gwinnett County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 45535, Page 50, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($131,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in land lot 342 of the 5th district of Gwinnett County, Georgia, being lot 14, block "A", Fairfield Plantation Subdivision, as per plat recorded in plat book 61, page 235, Gwinnett County, Georgia records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: First Horizon Home Loans, a Division of, First Tennesee Bank National Association, 4000 Horizon Way Mail Stop 6205, Irving, TX 75063, 800-364-7662. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Sandra Keaton-Holloway or a tenant or tenants and said property is more commonly known as 2090 Harfield Court, Bethlehem, Georgia 30620. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. First Horizon Home Loans, a division of First Tennessee Bank, National Association fka FT Mortgage Companies d.b.a HomeBanc Mortgage Corporation as Attorney in Fact for Sandra Keaton-Holloway McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 7/1/08 Our file no. 5313402-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587592,6/5,12,19,26 STATE OF GEORGIA County of GWINNETT NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in that certain Georgia Security Deed & Security Agreement from Sherri P. Keel and James Howard Keel, Jr. to Branch Banking and Trust Company dated April 30, 2004 and recorded in Deed Book 38214, Page 260, Gwinnett County, Georgia Records (hereinafter referred to as "Deed to Secure Debt"), said Deed to Secure Debt securing Promissory Note (hereinafter jointly referred to as "Note") in the principal sum of Sixty Two Thousand Five Hundred and 00/100 Dollars ($62,500.00), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Gwinnett County, Georgia, within the legal hours of sale on Tuesday, July 1, 2008, the property described on Exhibit "A" attached hereto and incorporated herein by reference. Exhibit "A" Legal Description All that tract or parcel of land lying and being in Land Lot 254, 5th District, Gwinnett County, Georgia, being Lot 20, Miramonte Ridge Subdivision, Unit One, according to plat of survey recorded in Plat Book 100, Page 26, Gwinnett County, Georgia records, which plat and the record thereof are incorporated herein by reference thereto. The debts secured by said Deed to Secure Debt has been and are hereby declared due made payable because of, among other possible events of default, failure to make payments on said Notes. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above. To the best knowledge and belief of the undersigned, the Party in possession of the property is Sherri P. Keel and James Howard Keel, Jr., or a tenant or tenants, and said property is more commonly known as 1787 Miramonte Way, Lawrenceville, Georgia 30045, Gwinnett County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Branch Banking & Trust Company Attorney in Fact for Sherri P. Keel and James Howard Keel, Jr. Martin G. Quirk, Esq. Quirk & Quirk, LLC. 6000 Lake Forrest Drive Suite 325 Atlanta, Georgia 30328 404-252-1425 950-06593337,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Russell Kehren to Mortgage Electronic Registration Systems, Inc., dated March 30, 2006, recorded in Deed Book 46338, Page 699, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for J/P. Morgan Mortgage Aquasition Trust 2006-CW2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND AND 0/100 DOLLARS ($112,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 309 of the 5th District, Gwinnett County, Georgia, being Lot 18, Tanner Estates Subdivision, Section C, as per plat recorded in Plat Book 9, Page 297, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 2669 Majestic Circle Stone Mountain, Georgia 30083 according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Russell Kehren or a tenant or tenants and said property is more commonly known as 2669 Majestic Circle, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as Trustee for J/P. Morgan Mortgage Aquasition Trust 2006-CW2 as Attorney in Fact for Russell Kehren McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/scc 7/1/08 Our file no. 51112008-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593078,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Michael K. Kelly to HomeBanc Mortgage Corporation dated November 20, 2006, and recorded in Deed Book 47480, Page 806, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC BANK USA, NATIONAL ASSOCIATION , as trustee for Luminent Mortgage Trust 2007-2, by Assignment securing a Note in the original principal amount of $376,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 2 of the 3rd District (GMD 1749), Gwinnett County, Georgia, being Lot 61, Block KK, Hamilton Mill. A home town, Phase 9A, as per plat recorded in Plat Book 91, Page 249, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. Said property is known as 3651 Carriage Glenn Way, Dacula, GA 30019, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Michael K. Kelly, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Michael K. Kelly , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC BANK USA, NATIONAL ASSOCIATION, as trustee for Luminent Mortgage Trust 2007-2 as Attorney-in-Fact for Michael K. Kelly File no. 08-003637 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP*Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587840,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Yvonne L. Kemp to Mortgage Electronic Registration Systems, Inc., dated March 15, 2006, recorded in Deed Book 46296, Page 39, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($131,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 121 of the 6th District, Gwinnett County, Georgia, being Lot 13, Block C, Unit Six of Carrefour Place Subdivision, as per plat thereof recorded in Plat Book 21, Page 31, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Yvonne L. Kemp or a tenant or tenants and said property is more commonly known as 5362 Milieo Place Sw, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE7 as Attorney in Fact for Yvonne L. Kemp. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 7/1/08 Our file no. 51169408-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587336,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Mahmood I. Khan to Mortgage Electronic Registration Systems, Inc., dated September 29, 2006, recorded in Deed Book 47080, Page 800, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-TWO THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($152,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract of parcel of land and being in Land Lot 153 of the 5th District of Gwinnett County, Georgia, being Lot 31, Block A, Grayson Meadows Subdivision, Unit Three, as per plat recorded in Plat Book 73, Page 222, Gwinnett County, Georgia records, which plat is incorporated herein and by this reference made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., 3476 Stateview Blvd, Foreclosure Mac # X7801-013, Fort Mill, SC 29515, 877-216-8448. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Mahmood I. Khan or a tenant or tenants and said property is more commonly known as 2090 Graybrook Drive, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Mahmood I. Khan McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/meh 7/1/08 Our file no. 51074008-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592977,6/5,12,19,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Tranaise Khim to Mortgage Electronic Registration Systems, Inc., dated August 20, 2004, recorded in Deed Book 40095, Page 270, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SIX THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($136,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 45 of the 7th District of Gwinnett County, Georgia, being Lot 6, Block E, Jackson's Township Subdivision, as per plat at Plat Book 33, Page 3, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Tranaise Khim or a tenant or tenants and said property is more commonly known as 1390 Andrew Ct, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Tranaise Khim McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mam 7/1/08 Our file no. 52087707-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587858,6/5,12,19,26