NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given b y Brian C. Smith and Melissa L. Smith to Option One Mortgage Corporation, dated March 3, 1997, recorded in Deed Book 13888, Page 105, Gwinnett County, Georgia Records, as last transferred to The Bank of New York as successor to JPMorgan Chase Bank, National Association, as Trustee for the C-BASS Mortgage Loan Asset Backed Certificates, Series 2006-RP1 by assignment recorded in Deed Book 47152, Page 109, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-FIVE THOUSAND AND 0/100 DOLLARS ($195,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 2 of the 3rd District, ( aka Duncan's GMD 1749) of Gwinnett County, Georgia, being Lot 2, Block A, Hamilton Mill- A Home Town, Phase 1A, as per plat recorded in Plat Book 67, Pages 50 through 51, Gwinnett County records, said plat being incorporated herein by reference thereto.

The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on January 2, 2008, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Melissa L. Smith or a tenant or tenants and said property is more commonly known as 3440 Millwater Crossing, Dacula, Georgia 30211. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The Bank of New York as successor to JPMorgan Chase Bank, National Association, as Trustee for the C-BASS Mortgage Loan Asset Backed Certificates, Series 2006-RP1 as Attorney in Fact for Brian C. Smith and Melissa L. Smith McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/yrb 1/2/08 Our file no. 51424907-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581789,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sharon Smith-king to American Summit Lending Corporation, dated March 22, 2002, recorded in Deed Book 27011, Page 104, Gwinnett County, Georgia Records, as last transferred to JPMorgan Chase Bank As Trustee, c/o Residential Funding by assignment recorded in Deed Book 32185, Page 251, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SEVEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($97,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 82, 5th District, Gwinnett County, Georgia, being Lot 16, Block A, Alexander Point, Unit One, as per plat recorded Plat Book 31, Page 283, Gwinnett County Records, which plat is hereby referred to and made a part of this description, being property known as 1281 Appian Way according to the present system of numbering houses in said county. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Sharon Smith-king or a tenant or tenants and said property is more commonly known as 1281 Appian Way, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank As Trustee, c/o Residential Funding as Attorney in Fact for Sharon Smith-king Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/neb 1/2/08 Our file no. 1674307-FT11 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517208,12/6,13,20,27 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated July 11, 2002 executed by ANDREA L. SMITHBURG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. , recorded in Deed Book 28401, Page 32, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $108,500.00, Mortgage Electronic Registration Systems, Inc., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Wednesday in January, 2008, to-wit: January 2, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 106, of the 7th District, Gwinnett County, Georgia, being Lot 5, Block D, Unit Four, Pine Ridge Point Subdivision, as per plat recorded in Plat book Y, page 55, Gwinnett County Records, which plat is incorporated herein and made a part hereof by reference. The aforedescribed real property is also known as 2209 Red Coat Run, Lawrenceville, Georgia according to the present system of numbering houses in Gwinnett County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of Andrea L. Smithburg and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for ANDREA L. SMITHBURG David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE. 950-06587455,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kimberly Ann Snipes to Option One Mortgage Corporation , dated March 17, 2005, recorded in Deed Book 42093, Page 64, Gwinnett County, Georgia Records, as last transferred to U.S. Bank, National Association, as trustee for J.P. Morgan Mortgage Acquisition Corp. 2005-OPT1 Asset Backed Pass-Through Certificates Series 2005-OPT1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in the City of Buford, Land Lot 293, 7th Land District, Gwinnett County, Georgia, being Lot 4. Subdivision for Terry Cohron, containing 0.358 acre, and being more particularly described as follows; Beginning at an IPF on the southwesterly right-of-way of Pugh Street (a 35-foot right-of-way), which pin is situated North 34-53-06 West 647.99 feet from the centerline intersection of Shadburn Avenue and Pugh Street; thence departing said right-of-way South 60-53-12 West 154.42 feet to an IPF; thence North 34-25-14 West 100.00 feet to an IPS; thence North 60-47-15 East 158.11 feet to an IPS on said right of way of Pugh Street; thence along said right-of-way South 32-18-02 East 100.00 feet to the Point of Beginning, as shown on plat of survey for John D. Brown, by Henry Bailey, Ga. R.L.S., No. 1586, dated June 20, 1994, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kimberly Ann Snipes or a tenant or tenants and said property is more commonly known as 210 Pugh St, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank, National Association, as trustee for J.P. Morgan Mortgage Acquisition Corp. 2005-OPT1 Asset Backed Pass-Through Certificates Series 2005-OPT1 as Attorney in Fact for Kimberly Ann Snipes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 1/2/08 Our file no. 51489007-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582006,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in that certain Security Deed given by Joshua F. Sobers and Johanna Klinkenberg to USMoney Source, Inc., d/b/a Solunafirst, a Georgia Corporation dated July 7, 2000, recorded in Deed Book 20950, Page 202, Gwinnett County, Georgia Records, and last transferred to Franklin Credit Management Corporation by assignment to be recorded, conveying the after-described property to secure a Note in the original principal amount of One Hundred Seventy Nine Thousand Dollars ($179,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 89 of the 5th District of Gwinnett County, Georgia, being Lot 90, Block A of Pinehurst at Lakeview, Unit III, as per plat recorded in Plat Book 79, Page 45 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Joshua F. Sobers and Johanna Klinkenberg, tenant or tenants and said property is more commonly known as 1155 Pine Lake Drive, Grayson, Georgia 30017. The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code. FRANKLIN CREDIT MANAGEMENT CORPORATION, as Attorney in Fact for Joshua F. Sobers and Johanna Klinkenberg. By: Heath W. Williams Attorney for Franklin Credit Management Corporation. Heath W. Williams, LLC 170 Mitchell Street, SW Atlanta, Georgia 30303 (404) 525-5204 (404) 581-3801 (fax) 950-07582043,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the Power of Sale contained in a Security Deed given by Ioan Sofinet to The Peoples Bank, dated September 22, 2005, recorded in Deed Book 44602, Page 140, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note dated September 22, 2006, in the original principal amount of $630,279.50, with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: ALL THAT TRACT OR PARCEL OF LAND lying and being in the Martins Militia District, also known as Land Lot 74 of the 7th District of Gwinnett County, Georgia, being more particularly described as follows: One (1) acre, more or less, and bounded on the northwest and northeast of lands of N.J. Clark; on the southeast by land of J.F. Hughes, and on the southwest by public road leading from the Lawrenceville Norcross Road by way of J.T. and F.A. Huff, et all, to Lawrenceville and Duluth Road and more particularly described as follows: Beginning at a corner, designated by an iron pin, on the Northeast side of the above named public road, which is 249 feet northwest from property of J.S. McDaniel line, 210 feet to an iron pin corner; then northwest, parallel with said road, 210 along said road, 210 feet to the point of beginning. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ioan Sofinet , or a tenant or tenants, and said property is more commonly known as 1685 Atkisnon Road, Lawrenceville, Georgia, 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The Peoples Bank as Attorney in Fact for Ioan Sofinet Samuel L. Chesnutt as Attorney at Law for The Peoples Bank Strickland, Chesnutt & Lindsay, LLP P.O. Box 249 Winder, Georgia 30680 Our file no. A07-650 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517342,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Vimary Solis to Mortgage Electronic Registration Systems, Inc. as nominee for CTX Mortgage Company, LLC, dated June 12, 2006, recorded in Deed Book 46656, Page 89, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($228,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 333 of the 7th District, Gwinnett County, Georgia, being Lot 148, Block A, Unit One, Windsor at Lanier Subdivision, as per plat recorded in Plat Book 88, page 166, Gwinnett County Georgia Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Vimary Solis or a tenant or tenants and said property is more commonly known as 5885 Lake Windsor Parkway, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Vimary Solis Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/cjb 1/2/08 Our file no. 1829907-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517380,12/6,13,20,27 Notice of Sale Under Power Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Rodolfo Visoso Solis to HomeBanc Mortgage Corporation, dated May 31, 2006, and recorded in Deed Book 46834, Page 800, Gwinnett County, Georgia records, as last assigned to DLJ Mortgage Capital, Inc . by assignment to be recorded in Gwinnett County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $56,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, to wit: January 2, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 193 of the 6th District, Gwinnett County, Georgia, and being identified and depicted as Condominium Unit Number 0610, in Building Number 6, of Piccadilly Place, a Condominium, as more particularly shown on As-Built Survey for Piccadilly Place, a Condominium, Unit Three, prepared by Hayes, James & Associates, dated January 25, 1983, and recorded in Condominium Plat Book 1, page 75, Gwinnett County records. Together with its appurtenant percentage of undivided interest in the common elements of said Piccadilly Place, a condominium, as set forth and provided in that certain Declaration of Condominium for Piccadilly place, a condominium recorded in Deed Book 2445, page 204, Gwinnett County records, as now or thereafter amended as provided herein; being improved property known as 6648 Witherington Court, according to the present system of numbering in Gwinnett County, Georgia. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 6648 Witherington Court, Norcross, GA 30093 is (are): Rodolfo Visoso Solis or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. DLJ Mortgage Capital, Inc. as attorney in fact for Rodolfo Visoso Solis Richard B. Maner, P.C. 5775 Glenridge Drive Building D, Suite 100 Atlanta, GA 30328 (404)252-6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581956,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Manuel D. Sosa-Reyes to Mortgage Electronic Registration Systems, Inc., dated March 31, 2005, recorded in Deed Book 42471, Page 227, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($168,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 147 of the 7th District of Gwinnett County, Georgia, being Lot 15, Block A of Spring Crossing, as per plat recorded in Plat Book 57, Page 162, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Manuel D. Sosa-Reyes or a tenant or tenants and said property is more commonly known as 2800 Spring Brook Lane, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Manuel D. Sosa-Reyes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/qns 1/2/08 Our file no. 51424407-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587298,12/6,13,20,27 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Carl S. Spangler to Mortgage Electronic Registration Systems, Inc. dated February 28, 2007, and recorded in Deed Book 47656, Page 580, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, N.A. as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP2, Asset Backed Pass-Through Certificates , by Assignment securing a Note in the original principal amount of $168,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 321 of the 7th District of Gwinnett County, Georgia, being shown and designated as Lot 22, Block A, Pine Pavillion Estates, per plat recorded in Plat Book X, Page 201-B, Gwinnett County Records which plat is referred to herein for a more complete and detailed description. Being the same property as that conveyed to Victoria V. Sudderth by Deed of W.L. Farmer, by Executor dated March, 1994, recorded in Deed Book 10135, Page 27. Said property is known as 5627 Pinedale Circle, Sugar Hill, GA 30518, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Carl S. Spangler, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Carl S. Spangler , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, N.A. as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP2, Asset Backed Pass-Through Certificates as Attorney-in-Fact for Carl S. Spangler File no. 07-4540 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581765,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Randall K. Spence and Denise Y. Spence to Sun America Mortgage Corporation , dated February 24, 1998, recorded in Deed Book 15589, Page 241, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND AND 0/100 DOLLARS ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 261 of the 7th District, Gwinnett County, Georgia and being Lot 43, Block C, Brickton Station, Section II, Unit I, as per plat recorded in Plat Book 47, page 160, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Randall K. Spence and Denise Y. Spence or a tenant or tenants and said property is more commonly known as 2179 Brickton Crossing, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Randall K. Spence and Denise Y. Spence McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 1/2/08 Our file no. 52525707-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582105,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Dianne Lynn Sprang to Mortgage Electronic Registration Systems, Inc., dated December 27, 2005, recorded in Deed Book 45885, Page 196, Gwinnett County, Georgia Records, as last transferred to Citibank, N.A., as Trustee by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVEN THOUSAND NINE HUNDRED FIFTY AND 0/100 DOLLARS ($207,950.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 224 of the 7th District, Pucketts 1397th GMD District, Gwinnett County, Georgia, being Lot 90, Block A, of Stoneleigh Subdivision, as per Plat thereof recorded in Plat Book 99, Page 155-156, Gwinnett County, Georgia Records, which recorded Plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Dianne Lynn Sprang or a tenant or tenants and said property is more commonly known as 3315 Stoneleigh Run Drive, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Citibank, N.A., as Trustee as Attorney in Fact for Dianne Lynn Sprang McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 1/2/08 Our file no. 52485207-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587309,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by William M. Staples to Bayrock Mortgage Corp, dated March 1, 2005, recorded in Deed Book 41937, Page 2, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($146,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 52 of the 5th District, Gwinnett County, Georgia, being known and designated as Lot 18, Block C, Hunter's Cove Subdivision, Unit Four, as per plat recorded in plat book 35, page 245, Gwinnett County, Georgia Records; said plat being incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is William M. Staples or a tenant or tenants and said property is more commonly known as 2000 Hunters Ridge Drive, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company as Attorney in Fact for William M. Staples McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mt1 1/2/08 Our file no. 51958906-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582034,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Rodney L. Stark to Mortgage Electronic Registration Systems, Inc., dated May 19, 2005, recorded in Deed Book 43002, Page 273, Gwinnett County, Georgia Records, as last transferred to Irwin Union Bank & Trust Company by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-EIGHT THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($58,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 58 of the 6th Land District, Gwinnett County, Georgia, containing .464 acres according to plat of survey by Hannon Meeks & Bagwell, Surveyors and Engineers, Inc. dated April 21, 1976 and being more particularly described as follows: Beginning at a point on the southeast right of way of Pounds Drive South located on 965.81 feet southwesterly, south southeasterly and northeasterly as measured along the northwesterly, northerly, westerly, southwesterly and southeasterly right of way of Pounds Drive South from the point of intersection of the northeasterly right of way line of Pounds Drive South with the southwest right of way of Flint Rock Road; run thence northeasterly along the southeasterly right of way line of Pounds Drive South 100 feet to an iron pin; run thence southeasterly 202.26 feet to an iron pin on the Land Lot line 100 common to Land Lots 58 and 43; run thence southwest along said land lot line 100 feet to an iron pin; run thence northwesterly 202.60 feet to an iron pin on the southeast right of way of Pounds Drive South which is the place or point of beginning. Subject to security deed recorded in Deed Book 43002, Page 264, aforesaid records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Rodney L. Stark and Deborah K. Stark or a tenant or tenants and said property is more commonly known as 5286 Pound Dr S, Stone Mountain, Georgia 30087. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Irwin Union Bank & Trust Company as Attorney in Fact for Rodney L. Stark McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tah 1/2/08 Our file no. 51278807-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587445,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Andre Stephens and Vicki L. Stephens to Cendant Mortgage Corporation, dated February 19, 1999, recorded in Deed Book 17836, Page 36, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND FOUR HUNDRED THIRTY-THREE AND 0/100 DOLLARS ($144,433.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 120 of the 5th District of Gwinnett County, Georgia, being shown and designated as Lot 20, Block A, Hillside Crossing Subdivision, Unit One, according to a plat of subdivision recorded in plat book 75, page 28, Gwinnett County, Georgia Records, which plat is incorporated by reference herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Andre Stephens and Vicki L. Stephens or a tenant or tenants and said property is more commonly known as 1570 Hill Crossing Court, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Andre Stephens and Vicki L. Stephens McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 1/2/08 Our file no. 52336007-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581834,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Mike Stephens to Mortgage Electronic Registration Systems, Inc . dated February 20, 2002 in the amount of $99,470.00, and recorded in Deed Book 26733, Page 36, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 31 of the 6th District, Gwinnett County, Georgia, being Lot 4, Block B, Centerville North Subdivision, Unit One, as per plat recorded in Plat Book 3, Page 135, Gwinnett County, Georgia Records, which plat is referred to and incorporated herein by reference. which has the property address of 3186 Scenic Highway S., Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Mike Stephens and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Mike Stephens Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-16848 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582140,12/6,13,20,27 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Lynnett Stewart to Challenge Financial Investors, Corp. dated March 20, 2006, and recorded in Deed Book 46469, Page 415, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2006-NC4, by Assignment securing a Note in the original principal amount of $206,680.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 2 of the 2nd District, Gwinnett County, Georgia, and being known as Lot 135, Block A, Unit Six, of Mineral Springs Crossing, as more particularly described on plat of survey recorded at Plat Book 110, Page 55, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Said property is known as 4102 Duran Lane, Auburn, GA 30011, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Lynnett Stewart, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Lynnett Stewart , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2006-NC4 as Attorney-in-Fact for Lynnett Stewart File no. 07-6508 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517355,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Norman E. Stout and Carol A. Stout to Washington Mutual Bank, F.A., dated April 13, 2005, recorded in Deed Book 42511, Page 156, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-THREE THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($133,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: Lying and being located in the unincorporated area, County of Gwinnett, State of Georgia, all that certain parcel or tract of land known as: All that tract or parcel of land lying and being in Land Lot 178, of the 6th DIstrict of Gwinnett County, Georgia, and being shown and depicted as Lot 216 Block B, Unit Four of Vintage Pointe Subdivision on plat recorded at Plat Book 75, page 244, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Norman E. Stout and Carol A. Stout or a tenant or tenants and said property is more commonly known as 3371 Vintage Pointe Ct, Lawrenceville, Georgia 30044-8202. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank as Attorney in Fact for Norman E. Stout and Carol A. Stout Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/kb4 1/2/08 Our file no. 1839907-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582102,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Denise Suarez to Mortgage Electronic Registration Systems, Inc., dated June 28, 2006, recorded in Deed Book 46709, Page 805, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND AND 0/100 DOLLARS ($132,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 230 of the 6th District, Gwinnett County, Georgia, being Lot 47, Block B of Stanton Court Subdivision, Phase two, as per plat thereof recorded in Plat Book 52, Page 28, last revised in Plat Book 72, Page 54, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Denise Suarez or a tenant or tenants and said property is more commonly known as 3949 Oak Glenn Drive, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Denise Suarez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/syh 1/2/08 Our file no. 52352907-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581813,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt from Sugarloaf Common Partners LLC to Main Street Bank, dated September 7, 2005 and recorded in Deed Book 44405, page 188, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia (as modified and/or amended from time to time, the "Security Deed"), the undersigned will sell at public outcry before the door of the Courthouse of Gwinnett County, Georgia during the legal hours of sale on the first Wednesday in January 2008 to the highest and best bidder for cash the following described real property, to wit: All that tract or parcel of land lying and being in Land Lot 123 of the 7th Land District of Gwinnett County, Georgia, and being more particularly described as follows: To find The Point of Beginning, Commence at the Intersection of the Westerly Right-of-Way of Satellite Boulevard (R/W varies) and the Southerly Right-of-Way of Old Peachtree Road (R/W varies); THENCE leaving said Intersection and traveling along the aforesaid Southerly Right-of-Way of Old Peachtree Road the following four (4) courses and distances: North 52 degrees 53 minutes 22 seconds West for a distance of 69.55 feet to a point; THENCE North 84 degrees 44 minutes 43 seconds West for a distance of 150.53 feet to a point; THENCE North 83 degrees 13 minutes 04 seconds West for a distance of 64.29 feet to a point; THENCE along a curve to the right having a radius of 1205.91 feet and an arc length of 263.81 feet, being subtended by a chord of North 75 degrees 25 minutes 24 seconds West for a distance of 263.28 feet to a point; THENCE along a curve to the right having a radius of 1205.91 feet and an arc length of 50.19 feet to a point, being subtended by a chord North 67 degrees 57 minutes 50 seconds West for a distance of 50.19 feet to a point; said point being THE TRUE POINT OF BEGINNING. THENCE from said point as thus established and leaving said Right-of-Way, South 24 degrees 24 minutes 05 seconds West for a distance of 23.06 feet to a point; THENCE South 11 degrees 05 minutes 54 seconds West for a distance of 38.78 feet to a point; THENCE South 01 degrees 48 minutes 01 seconds West for a distance of 17.63 feet to a point; THENCE South 60 degrees 10 minutes 14 seconds West for a distance of 312.26 feet to a point; THENCE North 29 degrees 58 minutes 23 seconds West for a distance of 220.38 feet to an Iron Pin Set on the Land Lot Line Common to Land Lots 123 and 156; THENCE along said Land Lot Line, North 60 degrees 20 minutes 31 seconds East for a distance of 241.52 feet to an Iron Pin Set at the Intersection of said Land Lot Line and the aforesaid Southerly Right-of-Way of Old Peachtree Road; THENCE leaving said Land Lot Line and continuing along said Right-of-Way the following seven (7) courses and distances, South 10 degrees 48 minutes 47 seconds East for distance of 3.03 feet to a point; THENCE South 20 degrees 09 minutes 32 seconds East for a distance of 33.20 feet to a point; THENCE North 89 degrees 26 minutes 33 seconds East for a distance of 82.97 feet to a point; THENCE along a curve to the left having a radius of 1205.91 feet and an arc length of 59.14 feet, being subtended by a chord of South 63 degrees 14 minutes 08 seconds East for a distance of 59.13 feet to a point; THENCE South 61 degrees 15 minutes 24 seconds East for a distance of 15.30 feet to a point; THENCE North 28 degrees 22 minutes 47 seconds East for a distance of 1.00 feet to a point; THENCE along a curve to the left having a radius of 1205.91 feet an arc length of 29.52 feet, being subtended by a chord of South 66 degrees 04 minutes 13 seconds East for a distance of 29.52 feet to a point, said point being THE TRUE POINT OF BEGINNING. Said property contains 1.553 acres, as shown on Lot 3 of the ALTA/ACSM Land Title Survey for Old Peachtree Commons, LLC and Sugarloaf Commons, LLC, prepared by Precision Planning, Inc., dated 8/23/05. The debt secured by the Security Deed is evidenced by a Note dated September 7, 2005 executed by Sugarloaf Common Partners LLC in favor of Main Street Bank in the original principal amount of $2,600,000.00, as amended and restated by that certain Note dated January 27, 2006 executed by Sugarloaf Common Partners LLC in favor of Main Street Bank in the original principal amount of $2,865,000.00 (collectively, as modified and/or amended from time to time, the "Note"), plus interest from date on the unpaid balance until paid, and other indebtedness. Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys' fees, notice of intent to collect attorneys' fees having been given. Said property will be sold subject to any outstanding ad valorem taxes and/or assessments (including taxes which are a lien but are not yet due and payable), possible redemptive rights of the Internal Revenue Service, if any, any matters which might be disclosed by an accurate survey and inspection of the property, and any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final audit and confirmation of the status of the loan with the holder of the Security Deed. To the best of the undersigned's knowledge and belief, the real property is presently owned by Sugarloaf Common Partners LLC To the best of the undersigned's knowledge and belief, the party in possession of the real property is Sugarloaf Common Partners LLC and tenants holding under Sugarloaf Common Partners LLC Branch Banking and Trust Company, successor by merger to Main Street Bank, as Attorney-in-Fact for Sugarloaf Common Partners LLC Michael R. Wing Greenberg Traurig, LLP The Forum 3290 Northside Parkway, N.W., Suite 400 Atlanta, Georgia 30327 (678) 553-2675 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582238,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Linda Suidan and Edward Suidan to Mortgage Electronic Registration Systems Inc., dated March 24, 2006 in the amount of $112,800.00, and recorded in Deed Book 46363, Page 0281, Gwinnett County, Georgia Records; as last transferred to Indy Mac Bank , F.S.B. by assignment; the undersigned, Indy Mac Bank , F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 130, of the 6th District, Gwinnett County, Georgia, being Lot 16, Block C, Unit One of Timbertop Subdivision, as per Plat recorded in Plat Book 25, Pages 216, Gwinnett County Records, Said Plat by this reference being incorporated herein and made a part hereof for a more complete description. which has the property address of 147 Omega Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Linda Suidan and Edward Suidan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Indy Mac Bank , F.S.B. Attorney in Fact for Linda Suidan and Edward Suidan Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-16481 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582098,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Brian Summerall and Valerie Summerall to HomeBanc Mortgage Corporation, dated June 28, 2001, recorded in Deed Book 23773, Page 92, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($168,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 49 of the 7th District, Gwinnett County, Georgia, being Lot 54, Block B, Unit III, Charter Club on the River Subdivision, per plat thereof recorded in Plat Book 72, page 248, Gwinnett County Records, which plat is made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Brian Summerall and Valerie Summerall or a tenant or tenants and said property is more commonly known as 1185 Charter Club Drive, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Brian Summerall and Valerie Summerall McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 1/2/08 Our file no. 52524207-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582076,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Security Deed from Souksavan Sunthonthip to American Mortgage Exchange, Inc. dated February 28, 2001, recorded in Deed Book 22459, Page 149, Gwinnett County Records, and last assigned to Chase Home Finance LLC , conveying the after-described property to secure a Note in the original principal amount of One Hundred Ninety Thousand Seven Hundred and 00/100 DOLLARS ($190,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Wednesday in January, 2008, the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 191 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING LOT 67, BLOCK C, BUCKINGHAM PARK SUBDIVISION, UNIT TWO, AS PER PLAT RECORDED IN PLAT BOOK 84, PAGE 11, GWINNETT COUNTY RECORDS, WHICH PLAT IS HEREBY INCORPORATED HEREIN AND MADE A PART HEREOF BY THIS REFERENCE. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees, notice of intent to collect attorney's fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Souksavan Sunthonthip or, a tenant or tenants, and said property was or is commonly known as 3596 Castle View Court, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder for the security deed. Chase Home Finance LLC s/b/m Chase Manhattan Mortgage Corporation As Attorney in Fact for Souksavan Sunthonthip Martin & Brunavs Attorneys at Law 2800 North Druid Hills Rd., NE Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 05-0691 This law firm is acting as a debt collector, attempting to collect a debt. Any information obtained will be used for that purpose. 950-06587116,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of the indebtedness secured by a Security Deed executed by SUNVIEW HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated AUGUST 19, 2005, said deed recorded in Gwinnett County Deed Records at Deed Book 44805, Page 182, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 206 OF THE 5TH LAND DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 19, BLOCK A, LYNNFIELD PARK SUBDIVISION, AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY FOR LYNNFIELD PARK SUBDIVISION, RECORDED IN PLAT BOOK 110, PAGE 167-169, GWINNETT COUNTY, GEORGIA PLAT RECORDS. SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of SUNVIEW HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for SUNVIEW HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582046,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of the indebtedness secured by a Security Deed executed by SUNVIEW HOMES, LLC, Grantor, to PEOPLES BANK & TRUST , Grantee, dated AUGUST 19, 2005, said deed recorded in Gwinnett County Deed Records at Deed Book 44805, Page 206, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 206 OF THE 5TH LAND DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 20, BLOCK A, LYNNFIELD PARK SUBDIVISION, AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY FOR LYNNFIELD PARK SUBDIVISION, RECORDED IN PLAT BOOK 110, PAGE 167-169, GWINNETT COUNTY, GEORGIA PLAT RECORDS. SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of SUNVIEW HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for SUNVIEW HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582048,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of the indebtedness secured by a Security Deed executed by VERITAS HOMES, INC., Grantor, to PEOPLES BANK & TRUST , Grantee, dated AUGUST 18, 2006, said deed recorded in Gwinnett County Deed Records at Deed Book 46979, Page 415 (which was assumed by SUNVIEW HOMES, LLC, by unrecorded Assumption Agreement dated March 10, 2007), the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 206 OF THE 5TH LAND DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 43, BLOCK A, LYNNFIELD PARK SUBDIVISION, AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY FOR LYNNFIELD PARK SUBDIVISION, RECORDED IN PLAT BOOK 110, PAGE 167-169, GWINNETT COUNTY, GEORGIA PLAT RECORDS. SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of VERITAS HOMES, INC., and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for VERITAS HOMES, INC. Jery N. Kilgore Garner & Kilgore 16 S. Harris Street P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582053,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of the indebtedness secured by a Security Deed executed by SUNVIEW HOMES, LLC, Grantor, to PEOPLES BANK & TRUST , Grantee, dated AUGUST 18, 2006, said deed recorded in Gwinnett County Deed Records at Deed Book 46936, Page 535, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 206 OF THE 5TH LAND DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 45, BLOCK A, LYNNFIELD PARK SUBDIVISION, AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY FOR LYNNFIELD PARK SUBDIVISION, RECORDED IN PLAT BOOK 110, PAGE 167-169, GWINNETT COUNTY, GEORGIA PLAT RECORDS. SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of SUNVIEW HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for SUNVIEW HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582051,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of the indebtedness secured by a Security Deed executed by SUNVIEW HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated AUGUST 18, 2006, said deed recorded in Gwinnett County Deed Records at Deed Book 46936, Page 540, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 206 OF THE 5TH LAND DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 46, BLOCK A, LYNNFIELD PARK SUBDIVISION, AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY FOR LYNNFIELD PARK SUBDIVISION, RECORDED IN PLAT BOOK 110, PAGE 167-169, GWINNETT COUNTY, GEORGIA PLAT RECORDS. SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of SUNVIEW HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for SUNVIEW HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582052,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of the indebtedness secured by a Security Deed executed by SUNVIEW HOMES, LLC, Grantor, to PEOPLES BANK & TRUST , Grantee, dated AUGUST 18, 2006, said deed recorded in Gwinnett County Deed Records at Deed Book 46936, Page 530, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 206 OF THE 5TH LAND DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 73, BLOCK A, LYNNFIELD PARK SUBDIVISION, AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY FOR LYNNFIELD PARK SUBDIVISION, RECORDED IN PLAT BOOK 110, PAGE 167-169, GWINNETT COUNTY, GEORGIA PLAT RECORDS. SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of SUNVIEW HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for SUNVIEW HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582050,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of the indebtedness secured by a Security Deed executed by SUNVIEW HOMES, LLC, Grantor, to PEOPLES BANK & TRUST , Grantee, dated AUGUST 18, 2006, said deed recorded in Gwinnett County Deed Records at Deed Book 46936, Page 525, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 206 OF THE 5TH LAND DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 74, BLOCK A, LYNNFIELD PARK SUBDIVISION, AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY FOR LYNNFIELD PARK SUBDIVISION, RECORDED IN PLAT BOOK 110, PAGE 167-169, GWINNETT COUNTY, GEORGIA PLAT RECORDS. SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of SUNVIEW HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for SUNVIEW HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582049,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of the indebtedness secured by a Security Deed executed by SUNVIEW HOMES, LLC, Grantor, to PEOPLES BANK & TRUST , Grantee, dated AUGUST 19, 2005, said deed recorded in Gwinnett County Deed Records at Deed Book 44805, Page 200, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 206 OF THE 5TH LAND DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 75, BLOCK A, LYNNFIELD PARK SUBDIVISION, AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY FOR LYNNFIELD PARK SUBDIVISION, RECORDED IN PLAT BOOK 110, PAGE 167-169, GWINNETT COUNTY, GEORGIA PLAT RECORDS. SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of SUNVIEW HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for SUNVIEW HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582047,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of the indebtedness secured by a Security Deed executed by SUNVIEW HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated AUGUST 14, 2007, said deed recorded in Gwinnett County Deed Records at Deed Book 48205, Page 288, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 272 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOT 111 , CREEKSIDE AT PINECREST SUBDIVISION, AS SHOWN ON A PLAT OF SURVEY, RECORDED IN PLAT BOOK 114, PAGES 94-96, GWINNETT COUNTY, GEORGIA DEED RECORDS, WHICH SAID PLAT IS INCORPORATED HEREIN FOR A MORE COMPLETE LEGAL DESCRIPTION. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of SUNVIEW HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for SUNVIEW HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587272,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of the indebtedness secured by a Security Deed executed by SUNVIEW HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated MARCH 16, 2007, said deed recorded in Gwinnett County Deed Records at Deed Book 47699, Page 152, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 272 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOT 117 , CREEKSIDE AT PINECREST SUBDIVISION, AS SHOWN ON A PLAT OF SURVEY, RECORDED IN PLAT BOOK 114, PAGES 94-96, GWINNETT COUNTY, GEORGIA DEED RECORDS, WHICH SAID PLAT IS INCORPORATED HEREIN FOR A MORE COMPLETE LEGAL DESCRIPTION. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of SUNVIEW HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for SUNVIEW HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587273,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of the indebtedness secured by a Security Deed executed by SUNVIEW HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated MARCH 16, 2007, said deed recorded in Gwinnett County Deed Records at Deed Book 47699, Page 157, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 272 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOT 118 , CREEKSIDE AT PINECREST SUBDIVISION, AS SHOWN ON A PLAT OF SURVEY, RECORDED IN PLAT BOOK 114, PAGES 94-96, GWINNETT COUNTY, GEORGIA DEED RECORDS, WHICH SAID PLAT IS INCORPORATED HEREIN FOR A MORE COMPLETE LEGAL DESCRIPTION. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of SUNVIEW HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for SUNVIEW HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587274,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of the indebtedness secured by a Security Deed executed by SUNVIEW HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated MAY 16, 2006, said deed recorded in Gwinnett County Deed Records at Deed Book 46568, Page 233, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 272 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOTS 104, 105, 107, 108, 109, 110 and 120, CREEKSIDE AT PINECREST SUBDIVISION, AS SHOWN ON A PLAT OF SURVEY, RECORDED IN PLAT BOOK 114, PAGES 94-96, GWINNETT COUNTY, GEORGIA DEED RECORDS, WHICH SAID PLAT IS INCORPORATED HEREIN FOR A MORE COMPLETE LEGAL DESCRIPTION. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of SUNVIEW HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for SUNVIEW HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587271,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of the indebtedness secured by a Security Deed executed by SUNVIEW HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated MAY 16, 2006, said deed recorded in Gwinnett County Deed Records at Deed Book 46568, Page 227, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 272 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOTS 9, 10, 11, 26, 27, 28, 31, 32, 33, 78, 79, 91, 92, 96 AND 97, CREEKSIDE AT PINECREST SUBDIVISION, AS SHOWN ON A PLAT OF SURVEY, RECORDED IN PLAT BOOK 114, PAGES 94-96, GWINNETT COUNTY, GEORGIA DEED RECORDS, WHICH SAID PLAT IS INCORPORATED HEREIN FOR A MORE COMPLETE LEGAL DESCRIPTION. Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-ways, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed. Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed. Said property will be sold as the property of SUNVIEW HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed. PEOPLES BANK & TRUST, as Attorney-in-Fact for SUNVIEW HOMES, LLC Jery N. Kilgore Garner & Kilgore 16 S. Harris Street P.O. Box 602 Buford, Georgia 30515 (770) 945-1294 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587270,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Sydney to Mortgage Electronic Registration Systems Inc. as nomiee for Lehman Brothers Bank, dated July 5, 2007, recorded in Deed Book 48218, Page 875, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED FORTY-NINE THOUSAND AND 0/100 DOLLARS ($449,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land lying and being in the Rocky Creek District GMD No. 1587, Land Lot 1, 2nd District, Headright District, Gwinnett County, Georgia, being Lot 113, Block H, Sterling Green at Apalachee Farms Subdivision, as per plat recorded in Plat Book 64, Pages 206-261, Gwinnett County Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Sydney or a tenant or tenants and said property is more commonly known as 2660 Preston Ridge Lane, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Michael Sydney Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/cjb 1/2/08 Our file no. 1855207-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517385,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ryan Christopher Ta to Mortgage Electronic Registration Systems, Inc., dated May 25, 2006, recorded in Deed Book 46556, Page 737, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($228,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in land Lot 185, 5th District, Gwinnett County, Georgia, being Lot 21, Block C, The Estates at Chandler Woods Subdivision, Unit 5, as per plat recorded at Plat Book 110, pages 45-46, Gwinnett County, Georgia Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ryan Christopher Ta or a tenant or tenants and said property is more commonly known as 1885 Cutleaf Creek Rd, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Ryan Christopher Ta McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 1/2/08 Our file no. 52414307-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587077,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Katie D. Tang to Concorde Acceptance Corporation, dated June 27, 2002, recorded in Deed Book 28170, Page 151, Gwinnett County, Georgia Records, as last transferred to JPMorgan Chase Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($166,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 260 of the 6th District, Gwinnett County, Georgia Being lot 48, Block B, Unit Four Bromolow Woods Subdivision, as per plat recorded in Plat Book 53, Page 89, and revised in Plat Book 53, Page 211, Gwinnett County, Georgia Records, which plat is referred to and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Katie D. Tang and Katie Dung Tang or a tenant or tenants and said property is more commonly known as 3979 Leeward Court, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, N.A. as Attorney in Fact for Katie D. Tang Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/neb 1/2/08 Our file no. 1796207-FT11 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517211,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Nelson S. Tani and Tani Nelson to Mortgage Electronic Registration Systems, Inc. as nominee BancFinancial, dated October 7, 2003, recorded in Deed Book 35707, Page 55, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($244,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 241 of the 7th District, Gwinnett County, Georgia, being Lot 29, Block A, River Plantation Subdivision, Phase Three, as per plat recorded in plat book 68, page 249, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Nelson S. Tani and Tani Nelson or a tenant or tenants and said property is more commonly known as 1924 Noblin Woods Trail, Duluth, Georgia 30097. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Nelson S. Tani and Tani Nelson Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/cjb 1/2/08 Our file no. 1832207-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517383,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Hye Song Tarvin to Wells Fargo Bank, N.A., dated May 26, 2004, recorded in Deed Book 38489, Page 190, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FIVE THOUSAND AND 0/100 DOLLARS ($225,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 310 of the 7th District, Gwinnett County, Georgia, being Lot 57, Block C, Grandview Subdivision, Unit VI, Phase A, as per plat recorded in Plat Book 86, Page 65, Gwinnett County Georgia Records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Hye Song Tarvin or a tenant or tenants and said property is more commonly known as 5172 Aurella Trail, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Hye Song Tarvin McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ll2 1/2/08 Our file no. 52378607-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581883,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Raymond F. Taylor and Stephanie J. Taylor to Wells Fargo Bank, N.A., dated June 25, 2004, recorded in Deed Book 39181, Page 185, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND FIVE HUNDRED FIFTY-SIX AND 0/100 DOLLARS ($180,556.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that certain parcel of land situate in Land Lot 232 of the 5th District of the County of Gwinnett, State of Georgia, being known and designated as Lot 47, Block A, Tribble Mill Walk, Unit Four, Phase Two, as per plat recorded in Plat Book 90, Page 127. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Raymond F. Taylor and Stephanie J. Taylor or a tenant or tenants and said property is more commonly known as 1968 Tribble Valley Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Raymond F. Taylor and Stephanie J. Taylor McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sm5 1/2/08 Our file no. 5106207-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587347,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Harry R. Taylor, Jr. and Toni Taylor to Prestige Mortgage Co., Inc., dated March 25, 1996, recorded in Deed Book 12680, Page 149, Gwinnett County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 47778, Page 0301, Gwinnett County, Georgia Records, as last transferred to First of America Loan Services, Inc. by assignment recorded in Deed Book 15100, Page 153, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($162,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 71 of the 5th District, Gwinnett County, Georgia, being Lot 31, Block A, Wellington, as per plat recorded in Plat Book 63, Page 62, in the Office of the Clerk of Superior Court of Gwinnett County, Georgia, which recorded plat is incorporated herein and by reference made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Harry R. Taylor, Jr. and Toni Taylor or a tenant or tenants and said property is more commonly known as 2365 Pinehaven Court, Grayson, Georgia 30221. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. National City Real Estate Services LLC sbm National City Mortgage, Inc. fka National City Mortgage Co. sbm First of America Loan Services, Inc. as Attorney in Fact for Harry R. Taylor, Jr. and Toni Taylor McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 1/2/08 Our file no. 52529802-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581822,12/6,13,20,27 STATE OF GEORGIA COUNTY OF Gwinnett NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Larry A. Taylor to Mortgage Electronic Registration Systems, Inc. dated 03/28/2007, and recorded in Deed Book 47760, page 386, Gwinnett County records, as last transferred to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Wednesday in January, 2008 by CitiMortgage, Inc., as Attorney-in-Fact for Larry A. Taylor the following described property: All that tract or parcel of land lying and being in Land Lot 112, of the 5th District of Gwinnett County, Georgia, being Lot 13, Block C, Kingsport, Unit Two, as per plat recorded in Plat Book 29, page 265, Gwinnett County, Georgia Records, said plat being incorporated herein and made a part hereof by reference and being improved property known as 1351 Providence Way according to the present system of numbering property in Gwinnett County. Property known as: 1351 Providence Way, Lawrenceville, GA 30045 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Larry A. Taylor. CitiMortgage, Inc., as Attorney-in-fact for Larry A. Taylor. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces. Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-12517280,12/6,13,20,27 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF Gwinnett Pursuant to a power of sale contained in a certain security deed executed by Alberto Terrones, hereinafter referred to as Grantor, to Sun America Mortgage Corporation recorded in Deed Book 21066, beginning at page 87, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Wednesday in January, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 246 of the 6th District, Gwinnett County, Georgia being Lot 11, Block B, Unit one of Liberty Heights Subdivision, as per plat recorded in Plat Book F, Page 254A, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference, being known as 4513 Bruce Street, Doraville, Georgia. Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Alberto Terrones. Midfirst Bank, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor Raymond S. Martin Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582118,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Fernando Terry to Chase Bank USA, N.A., dated February 7, 2007, recorded in Deed Book 47567, Page 352, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND AND 0/100 DOLLARS ($132,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 31, 7th District, Gwinnett County, Georgia, being Lot 18, Block A, Unit Two of Rivergate Subdivision, as per plat thereof recorded in Plat Book 43, Page 63, Gwinnett County Records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Fernando Terry or a tenant or tenants and said property is more commonly known as 1435 Watercrest Cir, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Fernando Terry McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tdb 1/2/08 Our file no. 52466307-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587286,12/6,13,20,27 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt ("Security Deed") executed by THE ASILO GROUP, INC., in favor of Security Bank of Gwinnett County dated March 15th, 2006, and recorded at Deed Book 46275, Page 126; and modified March 20th, 2007, and recorded at Deed Book 47757, Pages 0003, of the Gwinnett County, Georgia Records, the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Gwinnett County, Georgia, during the legal hours of sale, on the first Wednesday in January, 2008, that being January 2nd, 2007, the following described property: ALL that tract or parcel of land lying and being in Land Lot 370 of the 7th District of Gwinnett County, Georgia, being Lot 1, on exemption plat for William Weiller by In The Field, Inc., Land Surveyors, which plat is recorded in Plat Book 106, Page 190, Gwinnett County, Georgia records, which plat is incorporated herein by reference The debt secured by said Security Deed is evidenced by certain Promissory Notes ("the Notes"), dated March 15th, 2006 and modified March 20th, 2007 totaling the original principal amount of $ 373,800.00, payable, principal and interest from the date thereof shown on the said Notes on the unpaid balance until paid. Default has occurred in the payment of the debt evidenced by the Notes and secured by the Security Deed as a result of the nonpayment of the debt as provided in said Notes. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms. The debt remaining in default, the property will be sold to the highest bidder for cash, the proceeds to be applied to the payment of said indebtedness, attorneys' fees (notice of intention to collect attorneys' fees having been given), and the lawful expenses of said sale, all as provided in the Notes and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above. To the best of the undersigned's knowledge and belief, the property is in the possession of THE ASILO GROUP, INC. SECURITY BANK OF GWINNETT COUNTY as Attorney-in-fact for THE ASILO GROUP, INC., Julius Asilo, President BY: James E. Howard, Attorney at Law 1304 Rockbridge Road, Suite 1 Stone Mountain, GA 30087 770-923-1200 950-07582128,12/6,13,20,27 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt ("Security Deed") executed by THE ASILO GROUP, INC., in favor of Security Bank of Gwinnett County dated March 15th, 2006, and recorded at Deed Book 46275 Page 121; and modified March 20th, 2007 and recorded at Deed Book 47757, Page 0001, of the Gwinnett County, Georgia Records, the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Gwinnett County, Georgia, during the legal hours of sale, on the first Wednesday in January, 2008, that being January 2nd, 2008 the following described property: ALL that tract or parcel of land lying and being in Land Lot 370 of the 7th District of Gwinnett County, Georgia, being Lot 2, on exemption plat for William Weiller by In The Field, Inc., Land Surveyors, which plat is recorded in Plat Book 106, Page 190, Gwinnett County, Georgia records, which plat is incorporated herein by reference. The debt secured by said Security Deed is evidenced by certain Promissory Notes ("the Notes"), dated March 15th, 2006 and modified March 20th, 2007 totaling the original principal amount of $ 387,450.00, payable, principal and interest from the date thereof shown on the said Notes on the unpaid balance until paid. Default has occurred in the payment of the debt evidenced by the Notes and secured by the Security Deed as a result of the nonpayment of the debt as provided in said Notes. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms. The debt remaining in default, the property will be sold to the highest bidder for cash, the proceeds to be applied to the payment of said indebtedness, attorneys' fees (notice of intention to collect attorneys' fees having been given), and the lawful expenses of said sale, all as provided in the Notes and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above. To the best of the undersigned's knowledge and belief, the property is in the possession of THE ASILO GROUP, INC. SECURITY BANK OF GWINNET COUNTY as Attorney-in-fact for THE ASILO GROUP, INC., Julius Asilo, President BY: James E. Howard, Attorney at Law 1304 Rockbridge Road, Suite 1 Stone Mountain, GA 30087 770-923-1200 950-07582133,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Amin S. Thobhani to Wells Fargo Bank, N.A., dated June 29, 2006, recorded in Deed Book 46726, Page 692, Gwinnett County, Georgia Records and as re-recorded in Deed Book 47021, Page 243, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHT THOUSAND SIX HUNDRED FORTY AND 0/100 DOLLARS ($208,640.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 86, 5th District, Gwinnett County, Georgia, being Lot 23, Block B, Scenic Overlook, as per plat recorded in plat book 106, pages 132-133, Gwinnett County, Georgia Records, which plat is hereby referred to and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Amin S. Thobhani and Rozina Thobhani or a tenant or tenants and said property is more commonly known as 1478 Scenic Pines Drive, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Amin S. Thobhani McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 1/2/08 Our file no. 5973407-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581823,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carla Thomas to Long Beach Mortgage Company, dated February 28, 2006, recorded in Deed Book 46217, Page 261, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND AND 0/100 DOLLARS ($108,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 93 of the 5th District, Gwinnett County, Georgia, being Lot 3, Block A, of Summit Point Subdivision, as per plat thereof recorded in Plat Book 23, Page 225, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Notals Investments LLC or a tenant or tenants and said property is more commonly known as 1261 Summit Links Court, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-3 as Attorney in Fact for Carla Thomas Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/lkh 1/2/08 Our file no. 1598907-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517200,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Chacko Thomas to Washington Mutual Bank, F.A, dated April 28, 2006, recorded in Deed Book 46482, Page 223, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-TWO THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($142,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the Land Lot 142 of the Fifth Land District, Gwinnett County, Georgia and being more particularly shown by a plat prepared by S.R. Fields, Registered Land Surveyor Number 739, on May 6, 1968, entitled "Surveyor for V.H. Corbin" and being of record in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia, in Plat Book Q, Page 96, which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description. The property conveyed is more particularly described according to said plat as follows: Beginning at an iron pin located on the northeast side of Sims Street at a point common to the property herein described and property owned by Lowery, said point beginning being located 160 feet in a southeasterly direction as measured along the Northeasterly right of way of Sims Street from the point formed by the intersection of the northeasterly right of way of Sims Street with the southeastern side of Phillips Street, and running thence from said point of beginning along property of Lowery and property of Sims North 59 degrees 18 minutes East 190.0 feet to an iron pin at property of Rowden; thence along property of Rowden South 27 degrees East 90.0 feet to an iron pin at property of Sims; thence along property of Sims South 59 degrees 18 minutes West 190.0 feet to an iron pin located on the northeasterly right of way of Sims Street; thence along the northeastern right of way of Sims Street in a northwesterly direction 90.0 feet to an iron pin which is the point of beginning. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Chacko Thomas or a tenant or tenants and said property is more commonly known as 262 Sims St, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Washington Mutual Bank as Attorney in Fact for Chacko Thomas Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/kb4 1/2/08 Our file no. 1857907-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517388,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kathleen M Thomas to Mortgage Electronic Registration Systems, Inc., dated December 9, 2005, recorded in Deed Book 46047, Page 2, Gwinnett County, Georgia Records, as last transferred to FIRST HORIZON HOME LOANS, a division of FIRST TENNESSEE BANK NATIONAL ASSOCIATION by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SEVEN THOUSAND ONE HUNDRED TWENTY-EIGHT AND 0/100 DOLLARS ($147,128.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 258 of the 7th District of Gwinnett County, Georgia, being Unit 103 of Chatham Village fka Chatham Road Townhomes as per plat recorded in Plat Book 105, pages 67 and 68, Gwinnett County, Georgia Records; which plat is incorporated herein by reference and made a part hereof; together with and subject to all right, title and interest in and to those certain covenants, easements and restrictions contained in Declaration of Covenants, Easements and Restrictions for Chatham Village dated June xx, 2004, by Brooks Land, Inc., filed for record on June 30, 2004 at 8:43 a.m. and recorded in Deed Book 38876, page 180, aforesaid records; as amended by First Amendment dated September 22, 2004, recorded in Deed Book 40667, page 267, aforesaid records; and as further amended from time to time. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kathleen M Thomas or a tenant or tenants and said property is more commonly known as 4251 Buford Valley Way, Buford, Georgia 30508. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. FIRST HORIZON HOME LOANS, a division of FIRST TENNESSEE BANK NATIONAL ASSOCIATION as Attorney in Fact for Kathleen M Thomas McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lr3 1/2/08 Our file no. 52134807-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581865,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jason Lee Thomas to Mortgage Electronic Registration Systems, Inc., dated May 25, 2005, recorded in Deed Book 42925, Page 59, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($121,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 237 of the 6th District, Gwinnett County, Georgia, being Lot 20, Block D, Berkely Manor Subdivision, Unit four, as per Plat Book 55, Page 177, Gwinnett County Records, said plat being referred to and made a part hereof. Said property being commonly known as 4059 Buckingham Place, Duluth, GA 30096 according to the present system of numbering in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jason Lee Thomas or a tenant or tenants and said property is more commonly known as 4059 Buckingham Pl, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Jason Lee Thomas McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tdb 1/2/08 Our file no. 52393907-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581885,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Richard A. Thomas and Brunette E. Thomas to Mortgage Electronic Registration Systems, Inc., dated August 8, 2005, recorded in Deed Book 44167, Page 215, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED TWENTY THOUSAND AND 0/100 DOLLARS ($320,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 38 of the 6th District of Gwinnett County, Georgia, and being Lot 20, Block F, Riverfront at the Morning Subdivision, Unit Three, as per Plat recorded in Plat Book 42, Page 293, Gwinnett County, Georgia Records, which Plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Richard A. Thomas and Brunette E. Thomas or a tenant or tenants and said property is more commonly known as 2810 Riverfront Drive, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Richard A. Thomas and Brunette E. Thomas McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/saf 1/2/08 Our file no. 52403207-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582107,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Maurice Thomas to Mortgage Electronic Registration Systems, Inc. dated January 16, 2007 in the amount of $61,000.00, and recorded in Deed Book 47528, Page 691, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 304 of the 5th District of Gwinnett County, Georgia, being Lot 19, Block E, Apalachee Heritage (f/k/a Apalachee on the River), Unit Two, as per plat recorded in Plat Book 89, pages 12 through 14, Gwinnett County, Georgia records, which said plat is hereby incorporated herein and made part hereof by this reference; being improved property. which has the property address of 2633 Hanriva Court, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. Also subject to a First Priority Security Deed to Mortgage Electronic Registration Systems, Inc. recorded in Deed Book 47528 page 666 The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Maurice Thomas and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Maurice Thomas Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-15182 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06586932,12/6,13,20,27 STATE OF GEORGIA COUNTY OF Gwinnett NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Willie A. Thomas and Tanya Thomas to Conseco Finance Servicing Corp . dated 06/22/2000, and recorded in Deed Book 20787, page 148, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Wednesday in January, 2008 by Green Tree Servicing, LLC f/k/a Conseco Finance Servicing Corp., as Attorney-in-Fact for Willie A. Thomas and Tanya Thomas the following described property: All that tract or parcel of land lying and being in Land Lot 324, 6th District, Gwinnett County, Georgia, being Lot 35, Block A, Abbotts Pointe, as per plat recorded in Plat Book 55, Page 53, Gwinnett County, Georgia records, which plat is hereby referred to and made a part of this description being improved property having a house thereon known as 2945 Abbotts Pointe Drive according to the present system of numbering houses in Gwinnett County, State of Georgia and being more particularly described in a survey prepared by Land Dev. Co. date April 20, 1992 and made and being more fully described in a deed dated 02-24-97 and recorded 03-03-97 in Deed Book 13660, Page 75 in Gwinnett County, Georgia. Property known as: 2945 Abbotts Point Drive, Duluth, GA 30097 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Willie A. Thomas and Tanya Thomas. Green Tree Servicing, LLC f/k/a Conseco Finance Servicing Corp., as Attorney-in-fact for Willie A. Thomas and Tanya Thomas. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces. Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-12517281,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ksenia Thompson and David F. Thompson to Mortgage Electronic Registration Systems, Inc. as nominee for Sebring Capital Partners, LP , dated June 30, 2005, recorded in Deed Book 43464, Page 107, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($121,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 337 of the 7th District, Gwinnett County, Georgia, being Lot 48, Block A, of Sycamore Summit Subdivision, Unit Four, as per plat of survey recorded in Plat Book 54, Page 111, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part hereof, being improved property known as 1150 Austin Court, Sugar Hill, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ksenia Thompson and David F. Thompson or a tenant or tenants and said property is more commonly known as 1150 Austin Court, Sugar Hill, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Ksenia Thompson and David F. Thompson Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/nsl 1/2/08 Our file no. 1837007-FT11 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582018,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by James Thompson to Mortgage Electronic Registration Systems, Inc. dated December 11, 2006 in the amount of $117,520.00, and recorded in Deed Book 47364, Page 677, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank Trust Company Americas formerly known as Banker''s Trust Company, as Trustee and Custodian for Morgan Stanley, MSAC 2007-NC2 by: Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as its attorney-in-fact by assignment; the undersigned, Deutsche Bank Trust Company Americas formerly known as Banker''s Trust Company, as Trustee and Custodian for Morgan Stanley, MSAC 2007-NC2 by: Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as its attorney-in-fact pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 238 of the 5th District, Gwinnett County, Georgia, being known as Lot 8, Block D of Alcovy Falls Subdivision, as shown on plat of survey, recorded in Plat Book 115, Pages 138-139, Gwinnett County, Georgia Deed Records, which said plat of survey is incorporated herein for a more complete description. which has the property address of 1517 Alcovy Falls Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of James Thompson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank Trust Company Americas formerly known as Banker''s Trust Company, as Trustee and Custodian for Morgan Stanley, MSAC 2007-NC2 by: Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as its attorney-in-fact Attorney in Fact for James Thompson Anthony DeMarlo, Attorney/ajackson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-13926 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582117,12/6,13,20,27 NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT GEORGIA, GWINNETT COUNTY Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by TOMOKA SPRINGS, LLC to HOMESTEAD BANK, dated March 29, 2005, and recorded in Deed Book 42144, page 284, of the records of the Clerk of the Superior Court of Gwinnett County, Georgia, said deed having been modified by Modification of Deed to Secure Debt dated October 5, 2006, recorded in Deed Book 47136, page 657, Gwinnett County Records, SECURITY BANK OF GWINNETT COUNTY as Successor by Merger to HOMESTEAD BANK, pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Wednesday in January 2008, during the legal hours of sale at the Courthouse door in Gwinnett County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit: ALL THAT TRACT or parcel of land lying and being in Land Lot 344 of the 5th Land District, Gwinnett County, Georgia, containing 27.864 acres as shown on a plat of survey for George M. Weems, Sr. by Thomas Wood (Georgia Registered Land Surveyor No. 1990) dated August 17, 1999, and more particularly described according to said plat as follows: TO LOCATE THE POINT OF BEGINNING, begin at the point at which the centerline of Indian Shoals Road, if extended, would intersect the southwest right of way line of Berry Hall Road (an 80-foot right of way); run thence northwest along the southwest right of way line of Berry Hall Road a distance of 96.29 feet to a point marked by an iron pin set, WHICH IS THE TRUE PLACE OR POINT OF BEGINNING; from said beginning point as thus established, run thence South 36 degrees 03 minutes 11 seconds West 598.58 feet to an iron pin found; run thence South 30 degrees 26 minutes 07 seconds East 538.66 feet to an iron pin found; run thence South 59 degrees 55 minutes 05 seconds West 1521.08 feet to a point in the center of a creek; run thence along the centerline of said creek, the following courses and distances: North 46 degrees 47 minutes 35 seconds West 176.52 feet, North 70 degrees 42 minutes 48 seconds West 42.93 feet, North 12 degrees 31 minutes 24 seconds West 75.17 feet, North 46 degrees 23 minutes 58 seconds West 64.64 feet; North 05 degrees 58 minutes 44 seconds West 46.88 feet; South 87 degrees 31 minutes 30 seconds West 31.97 feet, and North 39 degrees 23 minutes 22 seconds West 46.72 feet to a point; thence leaving the centerline of said creek run North 61 degrees 19 minutes 39 seconds East 564.82 feet to an iron pin set; run thence North 79 degrees 18 minutes 51 seconds East 427.82 feet to an iron pin set; run thence North 45 degrees 14 minutes 40 seconds West 172.74 feet to an iron pin set; run thence North 29 degrees 47 minutes 50 seconds West 70.65 feet to an iron pin set; run thence North 09 degrees 54 minutes 48 seconds West 102.71 feet to an iron pin set; run thence North 29 degrees 03 minutes 28 seconds West 121.35 feet to an iron pin set; run thence North 13 degrees 07 minutes 16 seconds East 25.08 feet to an iron pin set; run thence North 46 degrees 49 minutes 01 seconds East 227.73 feet to an iron pin set; run thence South 84 degrees 33 minutes 55 seconds East 110.96 feet to an iron pin set; run thence North 09 degrees 01 minutes 30 seconds East 789.13 feet to a point marked by an iron pin set on the southwest right of way line of Berry Hall Road; run thence along said right of way line South 74 degrees 37 minutes 41 seconds East 113.71 feet to a point; continue thence along said right of way line South 73 degrees 09 minutes 13 seconds East 99.67 feet to a point; continue thence along said right of way line South 71 degrees 16 minutes 51 seconds East 161.06 feet to a point; run thence southeasterly along said right of way, and following the arc of a curve to the right having a radius of 305.54 feet and a chord of South 56 degrees 33 minutes 29 seconds East 162.11 feet, a distance of 163.86 feet to a point; run thence along said right of way South 42 degrees 24 minutes 51 seconds East 162.00 feet to a point marked by an iron pin set, WHICH IS THE PLACE OR POINT OF BEGINNING. The above-described real estate is more commonly known as 2647 Berry Hall Road, Bethlehem, Georgia. The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney's fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of TOMOKA SPRINGS, LLC and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney's fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia. The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale. SECURITY BANK OF GWINNETT COUNTY As Attorney in Fact for TOMOKA SPRINGS, LLC RUSSELL, STELL, SMITH & MATTISON, P.C. ATTORNEYS FOR SECURITY BANK OF GWINNETT COUNTY 98 North Broad Street P.O. Box 644 Winder, Georgia 30680 770-867-7431 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517332,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Randall W. Tonne to Mortgage Electronic Registration Systems, Inc. dated October 9, 2003 in the amount of $123,350.00, and recorded in Deed Book 35602, Page 189, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 93 of the 7th District of Gwinnett County, Georgia, being Lot 7, Block A, Carriage Hills Subdivision, Unit One, as per plat recorded at Plat Book 3, Page 202, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 2023 Carriage Way, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Randall W. Tonne and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Randall W. Tonne Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-16439 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582001,12/6,13,20,27 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in a Security Deed from ANH VAN TRAN A/K/A VAN ANH TRAN to BANK OF AMERICA, N.A., dated November 3, 2006, recorded December 1, 2006, in Deed Book 47310, Page 192, Gwinnett County, Georgia records, said Security Deed being given to secure a Note from ANH VAN TRAN of even date in the original principal amount of Forty Five Thousand and 00/100 ($45,000.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: That tract or parcel of land lying and being in Land Lot 165 of District 6, Gwinnett County, Georgia, being Lot 11, Block D, Arbors/Jackson Creek Subdivision, Phase 1-B, as per plat recorded in Gwinnett County, Georgia records. Being and intending to describe the same premises conveyed in a deed recorded 03/03/2005, in Book 41831, Page 205, in Doc No. 41831v205. Known as: 6453 Wandering Way. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above; including but not limited to that certain Deed to Secure Debt from Van Anh Tran to Mortgage Electronic Registration Systems, Inc., solely as nominee for America's Wholesale Lender, dated February 16, 2005, recorded in Deed Book 41831, page 208, Gwinnett County, Georgia records. To the best knowledge and belief of the undersigned, the party in possession of the property is ANH VAN TRAN a/k/a VAN ANH TRAN or a tenant or tenants. BANK OF AMERICA, N.A., as attorney in Fact for ANH VAN TRAN a/k/a VAN ANH TRAN L. Lou Allen Stites & Harbison, PLLC 11 Mountain Street, Suite 8 Blue Ridge, Georgia 30513 (706) 632-7923 File No. 6970A-00255 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582025,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Brad Amos Trenta to Mortgage Electronic Registration Systems, Inc. dated January 28, 2005 in the amount of $146,900.00, and recorded in Deed Book 41654, Page 215, Gwinnett County, Georgia Records; as last transferred to HSBC Mortgage Services Inc. by assignment; the undersigned, HSBC Mortgage Services Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 154 of the 5th District, Gwinnett County, Georgia, being Lot 4, Block A, Unit Three of Grayfield Subdivision, as per plat recorded in Plat Book 44, Page 76, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. which has the property address of 2152 Brookview Lane, Grayson, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Brad Amos Trenta and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. HSBC Mortgage Services Inc. Attorney in Fact for Brad Amos Trenta Anthony DeMarlo, Attorney/efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-09593 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517359,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Walter J. Tucker and Sandra K. Tucker to Accubanc Mortgage Corporation dba Dunwoody Mortgage Company, dated April 26, 1996, recorded in Deed Book 12641, Page 174, Gwinnett County, Georgia Records and as re-recorded in Deed Book 12699, Page 64, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc . by assignment recorded in Deed Book 13277, Page 70, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND FIVE HUNDRED THIRTY-FOUR AND 0/100 DOLLARS ($101,534.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 69 of the 5th District of Gwinnett County, Georgia, being Lot 7, Block B, Summit View Subdivision, as per plat thereof recorded in Plat Book 49, Page 272, Gwinnett County Records, which plat is incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Walter J. Tucker and Sandra K. Tucker or a tenant or tenants and said property is more commonly known as 1665 Summit View Way, Snellville, Georgia 30278. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney in Fact for Walter J. Tucker and Sandra K. Tucker McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rcr 1/2/08 Our file no. 51301805-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582123,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Darlene L. Tucker to Mortgage Electronic Registration Systems, Inc. dated January 11, 2006 in the amount of $124,781.00, and recorded in Deed Book 46076, Page 0693, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 58, of the 5th District, Gwinnett County, Georgia, being known as Lot 4, Block A, Woodland Hill Subdivision, Unit One, as per plat recorded at Plat Book 2, Page 54, Gwinnett County, Georgia Records. Said plat being incorporated herein by reference thereto which has the property address of 2242 Chaparral Drive, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Darlene L. Tucker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Darlene L. Tucker Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-16686 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582164,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by James Tucker to Mortgage Electronic Registration Systems Inc., dated February 16, 2007 in the amount of $123,120.00, and recorded in Deed Book 47596, Page 0462, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in land lot 26 of the 7th District of Gwinnett County, Georgia, Being lot 4, Block C, Gunter Estates, Unit I, as per plat recorded in plat book 62, Page 7, Gwinnett County Records, which plat is hereby reference to and made a part of this description. which has the property address of 1063 Oak Grove Circle, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of James Tucker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for James Tucker Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-15855 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581847,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Deed to Secure Debt to Christian Turner to TMK Investments, LLC dated December 04, 2006 and filed for record January 4, 2007 in Deed Book 47435, Page 1, Gwinnett County, Georgia Records, and securing a Note in the original principal amount of $110,000.00, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in January, 2008 by TMK Investments, LLC Attorney-in-fact for Christian Turner the following described property: All that tract or parcel of land lying and being in Land Lot 176 of the 6th District, Gwinnett County, Georgia Records, being Lot 2, Block A, Harbins Hills Subdivision as per plat recorded in Plat Book 12 Page 185, Gwinnett County, Georgia Records which plat is hereby referred to and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Christian Turner and said property is more commonly known as 5494 Cobb Meadow, Norcross, Georgia 30093 TMK Investments, LLC as Attorney-in-fact for Christian Turner C/O Ken Grizzle 770-995-9590 PO Box 70, Dacula, GA 30019 1688 Highway 53 Hoschton, GA 30548 LENDER IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE 950-07581950,12/6,13,20,27 Notice of Sale Under Power Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Dwight M. Turner to New Century Mortgage Corporation, dated June 21,2006, and recorded in Deed Book 46749, Page 37, Gwinnett County, Georgia records, as last transferred to REO Properties Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia records., conveying the after-described property to secure a Note of even date in the original principal amount of $243,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, to wit: January 2, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 43, 6th District of Gwinnett County, Georgia, being Lot 1, Block B, Summertown Subdivision, Unit No 1, According to plat recorded at Plat Book 2, Page 187, Gwinnett County records, which plat is hereby to made a part of this description. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 5252 Deep Springs Drive, Stone Mountain, GA 30087 is (are): Dwight M. Turner or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. REO Properties Corporation as attorney in fact for Dwight M. Turner Richard B. Maner, P.C. 5775 Glenridge Drive Building D, Suite 100 Atlanta, GA 30328 (404)252-6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581955,12/6,13,20,27 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF Gwinnett Pursuant to a power of sale contained in a certain security deed executed by Tyrone J. Turner, hereinafter referred to as Grantor, to Mortgage Electronic Registration Systems, Inc. as nominee for Opteum Financial Services, LLC recorded in Deed Book 46928, beginning at page 382, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Wednesday in January, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". EXHIBIT "A" Midland Mortgage Co. - Tyrone J. Turner M07-13684 / 51505769 All that tract or parcel of land lying and being in Land Lot 121 of the 5th District of Gwinnett County, Georgia, being known and designated as Lot 97, Block A, Windsor Creek Subdivision, Phase IV as more particularly described on a plat of survey recorded in Plat Book 107, Page 17-18, Gwinnett County, Georgia Records, reference to said plat of survey and the recorded thereof being hereby made for a more complete legal description. Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Tyrone J. Turner. US Bank, National Association As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor Raymond S. Martin Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517392,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Marta Lila Umana to Mortgage Electronic Registration Systems, Inc as nominee for Southtrust Mortgage Corp. dba Equibanc Mortgage, dated September 26, 2005, recorded in Deed Book 44807, Page 239, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($135,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 237 of the 6th District, Gwinnett County, Georgia, being Lot 9, Block E, Berkeley Manor, Unit 3, as per plat recorded at plat book 12. page 96, Gwinnett County Georgia Records, which plat is incorporated herein by reference and made a part of this description. Being improved property known as 2695 Hyde Circle, according to the present system of numbering houses in Gwinnett County, Georgia, being the same property conveyed to grantor at deed book 4289, page 233, Gwinnett County, Georgia Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Marta Lila Umana or a tenant or tenants and said property is more commonly known as 2695 Hyde Circle, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Marta Lila Umana Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/neb 1/2/08 Our file no. 1788807-FT11 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587119,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Randy Umeh to Mortgage Electronic Registration Systems, Inc., dated May 27, 2003, recorded in Deed Book 33113, Page 215, Gwinnett County, Georgia Records, as last transferred to EverHome Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 277 of the 7th District of Gwinnett County, Georgia, being Lot 33, Block A, Unit I of Settles Bridge Subdivision, as per plat recorded in Plat Book 35, page 166, Records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Randy Umeh or a tenant or tenants and said property is more commonly known as 4890 Settles Point Road, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. EverHome Mortgage Company as Attorney in Fact for Randy Umeh McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 1/2/08 Our file no. 52318307-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582106,12/6,13,20,27 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated December 15, 2006, from Michael O. Uziewe to New Century Mortgage Corporation, recorded on December 20, 2006 in Deed Book 47387 at Page 69, in the office of the Clerk of the Superior Court of Gwinnett County, Georgia, and said Deed to Secure Debt having been given to secure a note dated December 15, 2006, in the amount of $276,000.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Gwinnett County, Georgia, on January 2, 2008, the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 119 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 28, BLOCK A OF SPRING ARBOR, UNIT TWO, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 60, PAGE 70, REVISED AT PLAT BOOK 80, PAGE 248, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE DETAILED DESCRIPTION. The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Michael O. Uziewe. The property, being commonly known as 1215 Thistle Gate Path, Lawrenceville, GA 30045 in Gwinnett County, will be sold as the property of Michael O. Uziewe, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Albertelli Law Attorney for Deutsche Bank National Trust Company as Trustee as Attorney in Fact for Michael O. Uziewe 100 Galleria Parkway, Suite 900 Atlanta, GA 30339 Phone: (866) 690-0418 By: James E. Albertelli, Esq. For the Firm 07-02223 950-07582200,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carlo T. Valentin to First Franklin a Division of National City Bank of IN, dated April 15, 2005, recorded in Deed Book 42812, Page 70, Gwinnett County, Georgia Records, as last transferred to National City Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND AND 0/100 DOLLARS ($120,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 179 of the 5th District of Gwinnett County Georgia and being Lot 28, Block B of Springlake Falls, as per plat recorded in Plat Book 99, Page 43 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Carlo T. Valentin or a tenant or tenants and said property is more commonly known as 345 Cool Weather Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. National City Bank as Attorney in Fact for Carlo T. Valentin McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 1/2/08 Our file no. 52397107-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587235,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Zahid Valliani to Homebanc Mortgage Corporation, dated December 28, 2001, recorded in Deed Book 25770, Page 178, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc . by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($112,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 42 of the 7th District, Gwinnett County, Georgia, being Lot 28, Block A, Parkside Village Subdivision, Unit one, as per plat recorded in Plat Book 61, Page 22, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Zahid Valliani or a tenant or tenants and said property is more commonly known as 1427 Parkside Club Drive, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney in Fact for Zahid Valliani McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rcr 1/2/08 Our file no. 52549607-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582241,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Peter Van Eerten to Home Pointe Mortgage, Inc., dated December 3, 1999, recorded in Deed Book 19717, Page 35, Gwinnett County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment recorded in Deed Book 19717, Page 49, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($118,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 262 of the 6th District, Gwinnett County, Georgia, being Lot 11, Block A, Unit Three, Creekport Estates Subdivision, as per plat recorded in Plat Book 1, Page 132, Gwinnett County, Georgia, records, which said plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Peter Van Eerten and Mary H. Van Eerten or a tenant or tenants and said property is more commonly known as 2896 Red Pine Court, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Flagstar Bank, FSB as Attorney in Fact for Peter Van Eerten McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ttw 1/2/08 Our file no. 5584000-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582189,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Maria W. Vanmeter to , dated October 29, 2003, recorded in Deed Book 35979, Page 249, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND THREE HUNDRED NINETEEN AND 0/100 DOLLARS ($118,319.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 66 of the 5th District, Gwinnett County, Georgia, being Lot 9, Block B, Rose Garden Subdivision, Unit I, as per plat recorded in plat book 30, page 127, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Maria W. Vanmeter and Steve M. Vanmeter or a tenant or tenants and said property is more commonly known as 1590 Rose Garden Lane, Snellville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. as Attorney in Fact for Maria W. Vanmeter McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sm5 1/2/08 Our file no. 52329407-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581786,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Estela Vargas to Chase Manhattan Mortgage Corporation, dated October 10, 2003, recorded in Deed Book 35783, Page 144, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($176,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 1 of the 7th District, Gwinnett County, Georgia, and being Lot 14, Block A, Paces Woods Subdivision, and recorded in plat book 61, page 258, Gwinnett County Records, which plat is hereby referred to and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Estela Vargas or a tenant or tenants and said property is more commonly known as 3035 Paces Woods Drive, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance, LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Estela Vargas McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sdm 1/2/08 Our file no. 52502207-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587339,12/6,13,20,27 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF Gwinnett Pursuant to a power of sale contained in a certain security deed executed by Norma Vazquez, hereinafter referred to as Grantor, to Union Planters Bank, NA recorded in Deed Book 21791, beginning at page 66, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Wednesday in January, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 240 of the 6th District of Gwinnett County, Georgia and being Lot 3, Block B, Beechwood Hills Subdivision, Unit One, as shown on plat of subject property recorded at Plat Book 17, Page 43, Gwinnett County, Georgia Real Estate Records, which plat is incorporated herein by reference and made a part of this description. Being improved property known as 4968 Glenwhite Drive according to the present system of numbering houses in Gwinnett County, Georgia. Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Norma Vazquez and Isidro Vazquez. Midfirst Bank, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor Raymond S. Martin Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Re: Norma Vazquez and Isidro Vazquez- Midland Mortgage Co. M07-13228F3 / 50616125 950-12517393,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Security Deed from Adalberto Vera to American Dollar Funding Inc. dated October 31, 2000, recorded in Deed Book 21872, Page 115, Gwinnett County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of One Hundred Eighteen Thousand Two Hundred and 00/100 DOLLARS ($118,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Wednesday in January, 2008, the following described property, to wit: All that tract or parcel of land lying and being in Land Lot 229 of the 6th District, Gwinnett County, Georgia, being Lot 36, Block C, Unit Three, Hopkins Mill Subdivision, as per plat recorded in Plat Book 16, Page 189, Gwinnett County, Georgia Records, which plat is made a part of this description by reference thereto; and being improved property. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneys fees, notice of intent to collect attorneys fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Adalberto Vera and Armandina Plata or, a tenant or tenants, and said property was or is commonly known as 2265 Millwood Court, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder for the security deed. Chase Home Finance LLC s/b/m Chase Manhattan Mortgage Corporation As Attorney in Fact for Adalberto Vera Martin & Brunavs Attorneys at Law 2800 North Druid Hills Rd., NE Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 06-4982 This law firm is acting as a debt collector, attempting to collect a debt. Any information obtained will be used for that purpose. 950-06587115,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sandy M. Victoria and Chastity M. Victoria to PHH Mortgage Corp fka Cendant Mortgage Corp dba PHH Mortgage Services, dated July 14, 2006, recorded in Deed Book 46787, Page 863, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($126,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 31 of the 7th District of Gwinnett County, Georgia, being Unit 3, Building H, Creekside at Wellington Subdivision, as per plat recorded in Plat Book 88, Pages 45 and 46, Gwinnett County, Georgia Records, which plat is incorporated herein and by this reference made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Sandy M. Victoria and Chastity M. Victoria or a tenant or tenants and said property is more commonly known as 936 Tree Creek Boulevard, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. PHH Mortgage Corporation as Attorney in Fact for Sandy M. Victoria and Chastity M. Victoria McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cjb 1/2/08 Our file no. 52459807-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587404,12/6,13,20,27 STATE OF GEORGIA COUNTY OF Gwinnett NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Luis Villegas to Mortgage Electronic Registration Systems, Inc. dated 09/29/2006, and recorded in Deed Book 47089, page 133, Gwinnett County records, as last transferred to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Wednesday in January, 2008 by CitiMortgage, Inc., as Attorney-in-Fact for Luis Villegas the following described property: All that tract or parcel of land lying and being in Land Lot 189 of the 6th District, Gwinnett County Georgia, being part of Lots 12 and 13, Dickens Plantation, Unit Four, and being more particularly described as follows: Beginning at an iron pin found on the northeasterly right of way of the Cul De Sac of Carriage Trail 935.37 feet in a generally southeasterly direction as measured along the right of way Carriage Trail and southeasterly as measured along the northerly right of way of the cul de sac of Carriage Trail from the intersection of the right of way of Carriage Trail with the right of way of Marcelle Lane if said street lines were extended to form an angle instead of a curve; running thence northeasterly 59.2 feet to a point; running thence northeasterly 74.9 feet to an iron pin found, having an exterior angle 197 degrees 57 minutes with the preceding call; running thence in a southeasterly direction 195.0 feet to an iron pin found; run thence westerly 202.1 feet to an iron pin found on the easterly right of way of the cul de sac of Carriage Trail; run thence northerly and northwesterly along the easterly and northeasterly right of way of the cul de sac of Carriage Trail, and following the curvature thereof a distance of 50.0 feet to an iron pin found and the point of beginning. Being improved property having a house located thereon known as 1209 Carriage Trail according to the present system of numbering houses in Gwinnett County, Georgia, and being more particularly shown on that certain plat of survey prepared by Georgia Land Surveying Co., Inc. dated September 5, 1986. Property known as: 1209 Carriage Trail, Norcross, GA 30093 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Luis Villegas. CitiMortgage, Inc., as Attorney-in-fact for Luis Villegas. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces. Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-12517282,12/6,13,20,27 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated March 9, 2007 executed by DAVID R. WAGNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 47665, Page 224, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $173,900.00, Mortgage Electronic Registration Systems, Inc., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Wednesday in January, 2008, to-wit: January 2, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 1 of the 2ND District, Rocky Creek GMD 1587, GWINNETT County, Georgia, being Lot 22, Block A, THORNWOOD Subdivision, as per plat recorded in Plat Book 60, Page 34, as revised in Plat Book 65, Page 278, GWINNETT County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. LESS AND EXCEPT that portion contained in the Pole Line Easement at Deed Book 44815, Page 233, containing 0.071 acres. Being known as 3214 Woodwind Lane, according to the present system of numbering property in GWINNETT County, Georgia. The aforedescribed real property is also known as 3214 Woodwind Lane, Dacula, Georgia according to the present system of numbering houses in Gwinnett County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of David R. Wagner and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for DAVID R. WAGNER David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE. 950-06587441,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ronald J. Walker to , dated April 5, 2002, recorded in Deed Book 27130, Page 267, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND FOUR HUNDRED FOURTEEN AND 0/100 DOLLARS ($113,414.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 31, 7th District, Gwinnett County, Georgia, being Lot 11, Block A, Village at Wellington Subdivision, Unit one, as per plat recorded in Plat Book 79, Page 217, Gwinnett County, Georgia Records, which plat is hereby referred to and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald J. Walker or a tenant or tenants and said property is more commonly known as 781 Sugar Oak Lane, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. as Attorney in Fact for Ronald J. Walker McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sm5 1/2/08 Our file no. 52406007-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581814,12/6,13,20,27 NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in a Deed to Secure Debt by Troy M. Wallace to Mortgage Electronic Registration Systems, Inc., as nominee for Michigan Fidelity Acceptance Corp. d/b/a Franklin Mortgage Funding, Inc., dated March 30, 2005 and filed for record April 15, 2005 in Deed Book 42367, Page 41, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $110,400.00; last transferred to U.S. Bank, NA by Assignment filed for record July 19, 2006 in Deed Book 46765, Page 476, Gwinnett County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in January, 2008, by U.S. Bank, NA as Attorney-in-Fact for Troy M. Wallace the following property to-wit: ALL THAT TRACT or parcel of land lying and being in Land Lots 179 and 180 of the 5th District, Gwinnett County, Georgia, being Unit 55, Block B of Springlake Cove, a Condominium, Unit Three, Phase B, as per plat recorded in Condominium Plat Book 2, Pages 232-234, in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records. Subject to that certain Declaration of Condominium for Springlake Cove, a Condominium, filed for record July 25, 2000, and recorded at Deed Book 20961, Pages 224-258, Gwinnett County, Georgia Records, which Declaration may be amended from time to time and which terms and conditions are incorporated herein and made a part hereof by reference. The above described property is also known as 388 Springbottom Court, Lawrenceville, GA 30045. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the undersigned's knowledge and belief, possession of the subject property is held by Troy M. Wallace. U.S. Bank, NA as Attorney-in-Fact for Troy M. Wallace SHUPING, MORSE & ROSS, LLP By: S. Andrew Shuping, Jr. S. Andrew Shuping, Jr. 6259 Riverdale Road Suite 100 Riverdale, Georgia 30274-1698 (770) 991-0000 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517344,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Dannard Waller and Symmignon Waller to Mortgage Electronic Registration Systems, Inc., dated April 5, 2007, recorded in Deed Book 47814, Page 700, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2007-3, Mortgage Loan Asset-Backed Certificates, Series 2007-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($171,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 101 of the 5th District, Gwinnett County, Georgia, being Lot 4, Block B of Hawthorn Glen Subdivision, Unit three-A, as per plat thereof recorded in Plat Book 98, Page 106, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Dannard Waller and Symmignon Waller or a tenant or tenants and said property is more commonly known as 1018 Bramble Way, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2007-3, Mortgage Loan Asset-Backed Certificates, Series 2007-3 as Attorney in Fact for Dannard Waller and Symmignon Waller McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/db1 1/2/08 Our file no. 52362207-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581893,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Drew Evans Simpson Walters to First Union National Bank, dated March 13, 2001, recorded in Deed Book 22690, Page 172, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THIRTY-THREE THOUSAND AND 0/100 DOLLARS ($33,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 47 of the 7th District of Gwinnett County, Georgia, being Lot 2, Block "C", Unit one, Meadow Trace Subdivision, as per plat recorded in Plat Book 42, Page 140, Gwinnett County, Georgia Records. JC The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Drew Evans Simpson Walters or a tenant or tenants and said property is more commonly known as 888 Crosscreek Way, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wachovia Bank, National Association fka First Union National Bank as Attorney in Fact for Drew Evans Simpson Walters McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lr3 1/2/08 Our file no. 52488307-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587219,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Rhonda K. Ward and James D. Ward to Wells Fargo Home Mortgage, Inc., dated June 27, 2003, recorded in Deed Book 33441, Page 193, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-SIX THOUSAND AND 0/100 DOLLARS ($296,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 21 of the 7th District of Gwinnett County, Georgia, being known and designated as Lot 12, Block F of the Terraces at Appalachee Farms Subdivision, Unit Four as more particularly described on a plat of survey recorded at Plat Book 90, Page 93, and revised at Plat Book 93, Page 100, Gwinnett County, Georgia Records reference to said plat of survey and the record thereof being hereby made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Rhonda K. Ward and James D. Ward or a tenant or tenants and said property is more commonly known as 570 River Valley Drive, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Rhonda K. Ward and James D. Ward McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 1/2/08 Our file no. 51323407-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582019,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Taneisha Warren to Mortgage Electronic Registration Systems, Inc., dated December 16, 2004, recorded in Deed Book 41080, Page 127, Gwinnett County, Georgia Records, as last transferred to GMAC Mortgage, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED ELEVEN THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($211,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 182 of the 5th District of Gwinnett County, Georgia, being Lot 172, Block A, Unit One of Ridgeview Subdivision, as per plat recorded in Plat Book 103, Pages 40-42, records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is C. F. Parkinson and Taneisha Warren-Parkinson aka Taneisha Warren or a tenant or tenants and said property is more commonly known as 625 Simonton Crest Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. GMAC Mortgage, LLC as Attorney in Fact for Taneisha Warren McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 1/2/08 Our file no. 51675507-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581794,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Deborah A. Warrick and Reita W. Warrick to Mortgage Electronic Registration Systems, Inc., dated March 24, 2004, recorded in Deed Book 37625, Page 170, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND THREE HUNDRED SIXTEEN AND 0/100 DOLLARS ($109,316.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 57 of the 6th District of Gwinnett County, Georgia, and being known as Lot 10, Block "A", according to plat of unit two, Cannon Estates Subdivision, recorded in Plat Book Y, Page 32, Gwinnett County, Georgia, records and being more particularly described as follows: Beginning at a point located on the northeasterly side of Cannon Hill Road, 970.0 feet southeasterly from a point where the northeasterly side of Cannon Hill Road intersects the 60 foot right of way of Old Camp Road; extending thence southeasterly and along the northeasterly side of Cannon Hill Road, 115.0 feet to Lot 11, said block and subdivision; extending thence northeasterly and along the line of Lot 11 a distance of 198.1 feet to a point; extending thence northwesterly, 105.0 feet to a point; extending thence southeasterly and along the line of Lot 9, Block "A", Unit 1, Cannon Estates Subdivision, a distance of 207.8 feet to the northeasterly side of Cannon Hill Road and the point of beginning. Being the same property conveyed to Otho Warrick and Reita W. Warrick by deed from Charles H. Yancey and Diane S. Yancey, recorded 04/19/1977 in deed book 1257 page 29. Also Being the same property conveyed to Deborah A. Warrick and Reita W. Warrick by deed from Reita W. Warrick, recorded 01/27/2000 in deed book 19949 page 61. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Deborah A. Warrick and Reita W. Warrick or a tenant or tenants and said property is more commonly known as 2238 Cannon Hill Road, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Deborah A. Warrick and Reita W. Warrick McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 1/2/08 Our file no. 52435307-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587154,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Armond R. Watlington Jr. and Felicia C. Watlington to Mortgage Electronic Registration Systems, Inc. dated November 25, 2006 in the amount of $300,000.00, and recorded in Deed Book 47344, Page 137, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 152, 5th District, Gwinnett County, Georgia, being Lot 78, Block C, Wheatfields Subdivision, Unit 5, as per plat recorded at Plat Book 92, Page 237, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part hereof. which has the property address of 247 Wheat Grass Court, Grayson, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Armond R. Watlington Jr. and Felicia C. Watlington and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Armond R. Watlington Jr. and Felicia C. Watlington Anthony DeMarlo, Attorney/etillery McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-15440 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06586928,12/6,13,20,27 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Rachel Sara Watson to Mortgage Electronic Registration Systems, Inc. dated July 6, 2004, and recorded in Deed Book 39129, Page 2, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Trust Company, NA as successor in interest to JP Morgan Chase Bank, NA, as Trustee for BS ALT A 2004-11, by Assignment securing a Note in the original principal amount of $135,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 263 of the 6th District of Gwinnett County, Georgia, being Lot 6, Block G, Unit 3, Forest Manor North, as per plat recorded in Plat Book 1, Page 202, Gwinnett County, Georgia records, which plat is incorporated herein and made part hereof by reference. Said property is known as 3215 Kent Court, Duluth, GA 30096, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Rachel Sara Watson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Rachel Sara Watson , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. The Bank of New York Trust Company, NA as successor in interest to JP Morgan Chase Bank, NA, as Trustee for BS ALT A 2004-11 as Attorney-in-Fact for Rachel Sara Watson File no. 07-7236 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/CC www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581784,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Amanda Watts and Ashley Watts to Mortgage Electronic Registration Systems, Inc. dated May 21, 2004 in the amount of $167,881.00, and recorded in Deed Book 38630, Page 152, Gwinnett County, Georgia Records; as last transferred to CitiMortgage Inc. by assignment; the undersigned, CitiMortgage Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 272 of the 7th Land District in the City of Sugar Hill, Gwinnett County, Georgia, being known and designated as Lot 40, Block A of Pinecrest Station, Unit Two, as shown on that certain plat of survey being recorded at Plat Book 99, Page 45, Gwinnett County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description. which has the property address of 1401 Pine Acre Drive, Sugar Hill, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Amanda Watts and Ashley Watts and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage Inc. Attorney in Fact for Amanda Watts and Ashley Watts Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-16766 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582136,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kerry Welch and Phillip Welch to American Equity Mortgage, Inc. dated September 1, 2000 in the amount of $116,000.00, and recorded in Deed Book 21426, Page 73, Gwinnett County, Georgia Records; as last transferred to Household Realty Corporation by assignment; the undersigned, Household Realty Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 354 of the 5th District, Gwinnett County, Georgia and being Lot 15, Block A of Biltmore Woods Subdivision, Unit One, as per Plat Recorded in Plat Book 68, Page 149, Gwinnett County Records, which Plat is incorporated herein and made a part hereof by reference. which has the property address of 3760 Biltmore Oaks Dr., Bethlehem, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Kerry Welch and Phillip Welch and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Household Realty Corporation Attorney in Fact for Kerry Welch and Phillip Welch Anthony DeMarlo, Attorney/efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-01413 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06586894,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carolyn West to Mortgage Electronic Registration Systems, Inc., dated April 15, 2005, recorded in Deed Book 42494, Page 41, Gwinnett County, Georgia Records, as last transferred to HSBC Mortgage Services Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-ONE THOUSAND AND 0/100 DOLLARS ($141,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 49 of the 6th District of Gwinnett County, Georgia, being known and designated as Lot 49, Block B, Unit one, Eastmont Cove Subdivision, as per plat recorded in Plat Book 41, Page(s) 130, Gwinnett County records, which plat is hereby referred to and made a part of this description, being improved property more particularly known as 3471 Eastpines Way, according to the current system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Carolyn West or a tenant or tenants and said property is more commonly known as 3471 Eastpines Way, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Mortgage Services Inc as Attorney in Fact for Carolyn West McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 1/2/08 Our file no. 52510607-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587341,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Leisha Westfall to Mortgage Electronic Registration Systems, Inc. dated September 22, 2006 in the amount of $202,400.00, and recorded in Deed Book 47052, Page 76, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc . by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 44 of the 5th District, Gwinnett County, Georgia, being Lot 19, Block C, Singley Springs Subdivision, Unit Two, as per plat recorded in Plat Book 36, Page 72, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 2333 Windland Drive according to the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 2333 Windland Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Leisha Westfall and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Leisha Westfall Anthony DeMarlo, Attorney/awilby McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-15975 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581785,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by G. Richard Wheeler to Home Town Mortgage, Inc., dated October 22, 2003, recorded in Deed Book 35738, Page 96, Gwinnett County, Georgia Records, as last transferred to National City Mortgage Co. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-FIVE THOUSAND AND 0/100 DOLLARS ($265,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 233 of the 7th District, Gwinnett County, Georgia, being Lot 33, Block G, Morningview Subdivision, Tract D, Unit Three, Parcel 6, as per Plat recorded in Plat Book 78, Page 225, Gwinnett County, Georgia Records, which Plat and the record thereof are incorporated herein and made reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is G. Richard Wheeler or a tenant or tenants and said property is more commonly known as 4148 Windgrove Crossing, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. National City Real Estate Services, LLC sbm National City Mortgage, Inc fka National City Mortgage Co. as Attorney in Fact for G. Richard Wheeler McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 1/2/08 Our file no. 52505907-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587365,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Cedketa Q. Whitlock to American Residential Mortgage Corporation, dated April 27, 2001, recorded in Deed Book 23218, Page 91, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 25922, Page 57, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND EIGHT HUNDRED EIGHTY-SEVEN AND 0/100 DOLLARS ($140,887.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 214, 6th District, Gwinnett County, Georgia, being Lot 56, Block A, Oakbrook Station Subdivision, Unit Three, as per plat recorded in Plat Book 34, Page 151, Gwinnett County records, which said plat is incorporated here in by this reference and made a part of this description. Being improved property known as 1969 Hoot Owl Trail. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Cedketa Q. Whitlock or a tenant or tenants and said property is more commonly known as 1969 Hoot Owl Trail, Norcross, Georgia 30071. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance, LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Cedketa Q. Whitlock McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sdm 1/2/08 Our file no. 51001303-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581827,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sharon Whittaker-Brown to Mortgage Electronic Registration Systems, Inc., dated September 13, 2002, recorded in Deed Book 28870, Page 51, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND FIVE HUNDRED SIXTY-EIGHT AND 0/100 DOLLARS ($168,568.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 181, of the 5th District, Gwinnett County, Georgia, and being known as Lot 78, Block B, of Lexington Place, Unit II, as per plat recorded in Plat Book 83, Pages 240-241, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Sharon Whittaker-Brown or a tenant or tenants and said property is more commonly known as 230 Cedarhurst Road, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Sharon Whittaker-Brown McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sdm 1/2/08 Our file no. 52051205-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581871,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA GWINNETT By virtue of a Power of Sale contained in that certain Deed to Secure Debt from RICHARD WILDER and SAM WILSON to THOMAS JOHNSON, dated May 10, 2006, and recorded in Deed Book 42690, page 81, Gwinnett County records, said Security Deed having been given to secure a note of even date in the original principal sum of ONE HUNDRED TWO THOUSAND FOUR HUNDRED DOLLARS ($102,400.00), with interest thereon as provided therein, the undersigned will sell at public outcry to the highest bidder for cash, before the courthouse door in Gwinnett County, Georgia, during the legal hours of sale on the first Wednesday in January, 2008, pursuant to Georgia law, the first Tuesday being on New Years day. the property described in said Deed to Secure Debt, to-wit: ALL THAT TRACT or parcel of land lying and being in Land Lot 28 of the 7th District, Gwinnett County, Georgia, being Lot 1, Block B of the C. E. Humphries Subdivision, as shown on a survey for Henry H. Holman Jr. and Lisa A. Holman dated April 25, 1995 and recorded in Plat Book 66, page 93-A, Gwinnett County Georgia records, which plat is incorporated herein by reference. Said property is known by the address of 511 Allen Drive, according to the present system of numbering houses in Gwinnett County, Georgia. Said property will be sold subject to any outstanding taxes or assessments, easements, covenants and other matters of record. The debt secured by the said Deed to Secure Debt has been and is hereby declared due in full because of, among other events of default, failure to make payments as required thereunder. Said default not having been cured, this sale will be made for the purpose of paying same, plus all expenses of sale, as provided in said Deed to Secure Debt, including attorney fees, the notice and intent to collect same having been given. To the best knowledge of the undersigned, the party is in the possession of Richard Wilder and Sam Wilson or their tenant. Thomas Johnson, Attorney in Fact for Richard Wilder and Sam Wilson Arlton G. Cole, Attorney 305 Culver St., S. Lawrenceville, GA 30045 (770) 995-1397 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT: ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587367,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Phyllis A. Williams to Mortgage Electronic Registration Systems, Inc. dated March 9, 2006 in the amount of $146,000.00, and recorded in Deed Book 46312, Page 367, Gwinnett County, Georgia Records; as last transferred to US Bank, NA by assignment; the undersigned, US Bank, NA pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 273 of the 5th District of Gwinnett County, Georgia being Lot 24, Block E, The Park at Apalachee Woods, Unit Three aka Beckenham Place Unit Three, as more particularly depicted on a plat recorded in Plat Book 86, Page 52, Gwinnett County records, Georgia which plat is incorporated herein by reference hereto. which has the property address of 2200 Beckenham Place, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Phyllis A. Williams and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. US Bank, NA Attorney in Fact for Phyllis A. Williams Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-15183 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 95006586880,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Gail Williams to Long Beach Mortgage Company, dated July 14, 2004, recorded in Deed Book 39275, Page 43, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2004-4 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($77,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 193 of the 6th District, Gwinnett County, Georgia, being identified and depicted as Condominium Unit Number 0210 in Building Number 02 of Piccadilly Place, a condominium, Phase Two, prepared by Hayes, James & Associates, dated September 13, 1982, and recorded in Condominium Plat Book 1, Page 69, Gwinnett County, Georgia records, together with its appurtenant percentage of undivided interest in the common elements of said Piccadilly Place, a condominium, as set forth and provided in that certain declaration of condominium for Piccadilly Place, a condominium dated September 14, 1982 and recorded in Deed Book 2455, Page 204, Gwinnett County records, as now or hereafter amended and provided therein. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gail Williams or a tenant or tenants and said property is more commonly known as 6728 Colchester Place, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2004-4 as Attorney in Fact for Gail Williams Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/kb4 1/2/08 Our file no. 1527007-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587303,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kathleen Harris to Mortgage Electronic Registration Systems, Inc as nominee for Impac Funding Corporation dba Impac Lending Group , dated May 8, 2006, recorded in Deed Book 46492, Page 734, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED ONE THOUSAND THREE HUNDRED TWO AND 0/100 DOLLARS ($301,302.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land lying and being in GMD 1587, Gwinnett County, Georgia, being Lot 17, Block A, Wildflower Park Subdivision, Unit Two, as per plat recorded in Plat Book 107, Page 116, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Paulette P. Williams and Kathleen Harris or a tenant or tenants and said property is more commonly known as 949 Verbena Way, Auburn, Georgia 30011. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Kathleen Harris Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/neb 1/2/08 Our file no. 1824907-FT11 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581998,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Charlene Williams to Washington Mutual Bank, FA, dated September 14, 2005, recorded in Deed Book 44851, Page 96, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($294,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 262 of the 6th District of Gwinnett County, Georgia; and being Lot 18, Block J, Unit 12, Cardinal Lake Estates Subdivision, as per plat recorded in Plat Book I, page 190, Gwinnett County, Georgia records; which plat is incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Charlene Williams or a tenant or tenants and said property is more commonly known as 3321 Canary Lake Drive, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank as Attorney in Fact for Charlene Williams Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/jm6 1/2/08 Our file no. 1858007-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587288,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Miriam S. Williams to Mortgage Electronic Registration Systems, Inc., dated January 24, 2007, recorded in Deed Book 47510, Page 115, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2007-1, Mortgage Loan Asset-Backed Certificates, Series 2007-1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINETY THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($390,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 261, of the 5th District, Gwinnett County, Georgia, being Lot 13, Block A, Stone Haven, Unit 1A, as per plat recorded in plat book 114, pages 114 through 117, Gwinnett County Records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Miriam S. Williams or a tenant or tenants and said property is more commonly known as 2824 Olivine Dr, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2007-1, Mortgage Loan Asset-Backed Certificates, Series 2007-1 as Attorney in Fact for Miriam S. Williams McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/db1 1/2/08 Our file no. 52374107-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581894,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kerry B. Williams and Angela D. Williams to First Franklin A Division of National City Bank of Indiana, dated October 24, 2005, recorded in Deed Book 45617, Page 209, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF3, Mortgage Pass-Through Certificates, Series 2006-FF3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($145,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 24 of the 6th District of Gwinnett County, Georgia, being Lot 31, Block A, Westheimer Subdivision, as per plat recorded, which plat is incorporated herein and by this reference made a part hereof. Situated in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kerry B. Williams and Angela D. Williams or a tenant or tenants and said property is more commonly known as 5164 Hopewell Drive, Stone Mountain, Georgia 30087. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF3, Mortgage Pass-Through Certificates, Series 2006-FF3 as Attorney in Fact for Kerry B. Williams and Angela D. Williams McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/th1 1/2/08 Our file no. 52416507-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582000,12/6,13,20,27 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated October 18, 2004, executed by LYN A. WILLIAMS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC , recorded in Deed Book 40306, Page 262, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $134,868.00, Mortgage Electronic Registration Systems, Inc., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Wednesday in January, 2008, to-wit: January 2, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 247 OF THE 4TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 17, BLOCK A, OF SIMONTON RIDGE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 100, PAGES 290-291, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. The aforedescribed real property is also known as 4508 Prather Pass Drive, Loganville, Georgia according to the present system of numbering houses in Gwinnett County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of Lyn A. Williams and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for LYN A. WILLIAMS David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE. 950-06587112,12/6,13,20,27 STATE OF GEORGIA COUNTY OF Gwinnett NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Michael Williams to Mortgage Electronic Registration Systems, Inc. dated 04/20/2005, and recorded in Deed Book 42488, page 230, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Wednesday in January, 2008 by Mortgage Electronic Registration Systems, Inc., as Attorney-in-Fact for Michael Williams the following described property: All that tract or parcel of land lying and being in Land Lot 86 of the 5th District, Gwinnett County, Georgia and being shown as Lot 38, Block A, Unit One, The Villas of Knollwood Lakes, as recorded in Plat Book 108, page 89, Gwinnett County, Georgia Records, said plat is incorporated herein and made a part hereof by reference. Property known as: 1030 Lake Bend Drive, Lawrenceville, GA 30045 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Michael Williams. Mortgage Electronic Registration Systems, Inc., as Attorney-in-fact for Michael Williams. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces. Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-12517283,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Torrance Williams and Ursula Williams to Mortgage Electronic Registration Systems, Inc . dated April 26, 2006 in the amount of $143,200.00, and recorded in Deed Book 46541, Page 810, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 161 of the 6th District, Gwinnett County, Georgia, being Lot 23, Block A, of Windemere Place Subdivision, as per plat recorded in Plat Book 61, Page 150, Gwinnett County, Georgia records, reference to which plat is made for a complete description of the property; and being improved property known as 5242 Windfield Glen Court, according to the present system of numbering property in Gwinnett County, Georgia. which has the property address of 5242 Windfield Glen Court, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Torrance Williams and Ursula Williams and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Torrance Williams and Ursula Williams Anthony DeMarlo, Attorney/kgrant McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-16822 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE 950-07582169,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Erica P. Willis to Mortgage Electronic Registration Systems, Inc., dated October 31, 2002, recorded in Deed Book 29862, Page 159, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND ONE HUNDRED FIFTY AND 0/100 DOLLARS ($114,150.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lots 179 and 180, of the 5th District of Gwinnett County, Georgia, being Unit 10, Block F of Springlake Cove, a condominium, Unit Three, Phase B, as per plat recorded in Condominium Plat Book 2, Pages 232-234, Gwinnett County, Georgia records. Subject to that certain declaration of Condominium for Springlake Cove, a condominium, filed for record July 25, 2000, and recorded at Deed Book 20961, Pages 224-258, Gwinnett County, Georgia records, which declaration may be amended from time to time and which terms and conditions are incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Erica P. Willis or a tenant or tenants and said property is more commonly known as 374 Springwalk Trace, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Erica P. Willis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 1/2/08 Our file no. 51604507-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581980,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jerome Wilson to Mortgage Electronic Registration Systems, Inc., dated December 15, 2006, recorded in Deed Book 47799, Page 393, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2007-FXD2 Asset-Backed Certificates, Series 2007-FXD2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINETY-FOUR THOUSAND AND 0/100 DOLLARS ($394,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A The land referred to in this policy is situated in the State of Georgia, County of Gwinnett City of Dacula, and described as follows: All that tract or parcel of land lying and being in Duncan's GMD 1749, Land Lot 2 of the 3rd District, Gwinnett County, Georgia, being Lot 58, Block KK, Ridgebrook at Hamilton Mill, Phase 8A, Hamilton Mill - a home town, as per plat recorded in plat book 21, page 249, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jerome Wilson or a tenant or tenants and said property is more commonly known as 3632 Carriage Glen Way, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2007-FXD2 Asset-Backed Certificates, Series 2007-FXD2 as Attorney in Fact for Jerome Wilson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 1/2/08 Our file no. 52437007-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587295,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Security Deed from Cassandra Y. Wilson to Military Mortgage dated April 17, 2003, recorded in Deed Book 32316, Page 223, Gwinnett County Records, and last assigned to Chase Home Finance, LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTEEN THOUSAND SEVEN HUNDRED FIFTY AND 00/100 ($117,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Wednesday in January, 2008 the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 179-180 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORHIA, BEING UNIT NO. 89-B OF SPRINGLAKE COVE, A CONDOMINIUM, UNIT THREE,,K PHASE A, AS PER PLAT RECORDED IN CONDOMINIUM PLAT BOOK 2, PAGES 197-199, GWINNETT COUNTY, GEORGIA RECORDS, SUBJECT TO THAT CERTAIN DECLARATION OF CONDOMINIUM FOR SPRINGLAKE COVE, A CONDOMINIUM, FILED FOR RECORD JULY 25, 2000, AND RECORDED AT DEED BOOK 20961, PAGES 224-258, GWINNETT COUNTY, GEORGIA RECORDS, WHICH TERMS AND CONDITIONS ARE INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. SUBJECT TO ALL EASEMENTS AND RESTRICTIONS OF RECORD, IF ANY. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneys fees, notice of intent to collect attorneys fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Cassandra Y. Wilson or, a tenant or tenants, and said property was or is commonly known as 252 Springbottom Court, Lawrenceville, GA 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder for the security deed. Chase Home Finance, LLC As Attorney in Fact for Cassandra Y. Wilson Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 07-6100 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582069,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Dexter Wimberly to Mortgage Electronic Registration Systems, Inc. dated January 19, 2006 in the amount of $188,000.00, and recorded in Deed Book 46086, Page 313, Gwinnett County, Georgia Records; as last transferred to HSBC Mortgage Services Inc. by assignment; the undersigned, HSBC Mortgage Services Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 36 of the 6th District, Gwinnett County, Georgia, being Lot 9, Block B, Brackenwood Subdivision, Unit Two, according to plat of survey recorded in Plat Book 13, Page 264, Gwinnett County, Georgia records, which plat and the record thereof are incorporated herein by reference thereto. which has the property address of 2780 Brackenwood Drive, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Dexter Wimberly and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. HSBC Mortgage Services Inc. Attorney in Fact for Dexter Wimberly Anthony DeMarlo, Attorney/efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-16636 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517358,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Bradley M. Witcher to Mortgage Electronic Registration Systems Inc., dated October 17, 2005 in the amount of $116,000.00, and recorded in Deed Book 45015, Page 0141, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel land lying and being in Land Lot 76 of the 6th District of Gwinnett County, Georgia, and being Lot 16, Block E, of Corinth Hills Estates Subdivision, Unit I, according to plat of record at Plat Book Q, Page 298, Gwinnett County, Georgia records. which has the property address of 1674 Pounds Road, Stone Mountain, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Bradley M. Witcher and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Bradley M. Witcher Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-16077 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581863,12/6,13,20,27 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Alvin J. Wright to New Century Mortgage Corporation dated June 30, 2005, and recorded in Deed Book 43492, Page 214, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank, N.A., as Trustee for the registered holders of MASTR Asset Backed Securities Trust 2005-NC2, Mortgage Pass-Through Certificates, Series 2005-NC2, by Assignment securing a Note in the original principal amount of $116,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, January 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that Tract or Parcel of Land lying and being in Land Lot 53 of the 6th District of Gwinnett County, Georgia, being Lot 27,Block A of Oakland Creek, as per Plat recorded in Plat Book 82, Page 170, Gwinnett County, Georgia Records, to which Plat reference is made for a more detailed description. Said property is known as 3748 Oakland Spring Court, Snellville, GA 30039, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Alvin J. Wright, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Alvin J. Wright , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. U.S. Bank, N.A., as Trustee for the registered holders of MASTR Asset Backed Securities Trust 2005-NC2, Mortgage Pass-Through Certificates, Series 2005-NC2 as Attorney-in-Fact for Alvin J. Wright File no. 07-3023 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587042,12/6,13,20,27 NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in a Deed to Secure Debt by Ashley E. Wright, Sr. to Choice Capital Funding, Inc., dated November 19, 2002 and filed for record December 11, 2002 in Deed Book 30113, Page 146, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $111,254.00; last transferred to CitiFinancial Mortgage Company, Inc. by Assignment filed for record March 3, 2006 in Deed Book 46213, Page 642, Gwinnett County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Wednesday in January 2008, by CitiMortgage, Inc. successor by reason of merger with CitiFinancial Mortgage Company, Inc. as Attorney-in-Fact for Ashley E. Wright, Sr. the following property to-wit: ALL THAT TRACT or parcel of land lying and being in Land Lot 84 of the 5th District, Gwinnett County, Georgia, being Lot 57, Block B, Unit Two of Millridge Subdivision, as per plat recorded in Plat Book 28, Page 174, which plat is incorporated herein by reference and made a part hereof, being improved property known as 1611 Daniel Lane according to the present system of numbering houses in Gwinnett County, Georgia. The above described property is also known as 1611 Daniel Lane, Lawrenceville, GA 30045. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the undersigned's knowledge and belief, possession of the subject property is held by Ashley E. Wright, Sr.. CitiMortgage, Inc. successor by reason of merger with CitiFinancial Mortgage Company, Inc. as Attorney-in-Fact for Ashley E. Wright, Sr. SHUPING, MORSE & ROSS, LLP By: S. Andrew Shuping, Jr. S. Andrew Shuping, Jr. 6259 Riverdale Road Suite 100 Riverdale, Georgia 30274-1698 (770) 991-0000 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587440,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Donald B. Wrushen to First Horizon Home Loan Corporation, dated July 30, 2001, recorded in Deed Book 24415, Page 55, Gwinnett County, Georgia Records, as last transferred to Bank One, National Association, as trustee for the holders of the Mortgage-Backed Pass-Through Certificates, Series 2001-28 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 83, of the 6th District, Gwinnett County, Georgia, being Lot 1, Block B,Deerbrook Subdivision, Unit One, as per plat recorded in Plat Book 13, Page 222, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description, being improved property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Donald B. Wrushen or a tenant or tenants and said property is more commonly known as 3992 Deerbrook Way, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank One, National Association, as trustee for the holders of the Mortgage-Backed Pass-Through Certificates, Series 2001-28 as Attorney in Fact for Donald B. Wrushen McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/th1 1/2/08 Our file no. 51887706-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587194,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Mecca Wyche to Long Beach Mortgage Company dated August 26, 2005 in the amount of $129,600.00, and recorded in Deed Book 45373, Page 0192, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-WL1 by assignment; the undersigned, Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-WL1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 125, 5th District, Gwinnett County, Georgia, being Lot 48, Block A, Wrenwood Hills Subdivision, Unit 2, as per plat recorded in Plat Book 91, Page 105, Gwinnett County, Georgia Records, and being known as 3216 Shady Valley Lane. which has the property address of 3216 Shady Valley Lane, Loganville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Mecca Wyche and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-WL1 Attorney in Fact for Mecca Wyche Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-15800 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581704,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Mansfield F. Yancy Jr. and Melanie Yancy to Saxon Mortgage Inc. dated February 7, 2007 in the amount of $211,850.00, and recorded in Deed Book 47600, Page 0025, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank Trust Company Americas formerly known as Banker's Trust Company, as Trustee by: Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as its attorney-in-fact by assignment; the undersigned, Deutsche Bank Trust Company Americas formerly known as Banker's Trust Company, as Trustee by: Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as its attorney-in-fact pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 211 of the 5th District, of Gwinnett County, Georgia, and being Lot 22, Block A of Chapel Station, as per plat recorded in Plat Book 95, Page 170-171 of Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. Subject to easements, conditions and restrictions of record affecting the herein described property. Deed Note: Prior interest from 3-21-05. Tax ID#r5211.285 which has the property address of 238 Wallace Hill Court, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Mansfield F. Yancy Jr. and Melanie Yancy and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank Trust Company Americas formerly known as Banker's Trust Company, as Trustee by: Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as its attorney-in-fact Attorney in Fact for Mansfield F. Yancy Jr. and Melanie Yancy Anthony DeMarlo, Attorney/ajackson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-15332 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06586930,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Myong You a/k/a Myong S.You to Mortgage Electronic Registration Systems, Inc., dated September 19, 2005, recorded in Deed Book 44650, Page 144, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($239,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 233 of the 7th District, Gwinnett County, Georgia being Lot 15, Block B, Suwanee Creek Park Subdivision, Unit One, as per plat recorded in plat book 88 page 38, Gwinnett County, Georgia Records, which plat incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Myong You a/k/a Myong S.You or a tenant or tenants and said property is more commonly known as 4484 Austin Hills Drive, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Myong You a/k/a Myong S.You McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sm5 1/2/08 Our file no. 52449607-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581992,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony L. Young to Mortgage Electronic Registration Systems, Inc as nominee for Ampro Mortgage Corporation dba Westworks Mortgage, dated August 31, 2005, recorded in Deed Book 44372, Page 201, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($163,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 40, of the 7th District, Gwinnett County, Georgia and being Lot 19, Block H, Unit Five, Sweetwater Oaks subdivision as per plat recorded in Plat Book 52, Page 235, Gwinnett County, Georgia County said plat being herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony L. Young or a tenant or tenants and said property is more commonly known as 3495 Shady Woods Circle, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Anthony L. Young Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/neb 1/2/08 Our file no. 1796707-FT11 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517212,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Grace Young to Mortgage Electronic Registration Systems, Inc., dated February 25, 2005, recorded in Deed Book 41921, Page 81, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-SEVEN THOUSAND FIVE HUNDRED FIFTY-ONE AND 0/100 DOLLARS ($197,551.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 273 of the 4th District, Gwinnett County, Georgia, being Lot 29, Block A, Ivy Fork, as per plat recorded in plat book 103, pages 251-252, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Grace Young or a tenant or tenants and said property is more commonly known as 4500 Ivy Fork Drive, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Grace Young McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jr1 1/2/08 Our file no. 51920407-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581994,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sharon E. Young to Mortgage Electronic Registration Systems, Inc., dated June 21, 2006, recorded in Deed Book 46712, Page 630, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($137,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 1 of the 6th District, Gwinnett County, Georgia, being Lot 12 Block A, Summer Place Unit One as per plat recorded in plat book 7 page 167, Gwinnett County, Georgia Records, which plat is incorporated herein and by this reference and made part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Sharon E. Young or a tenant or tenants and said property is more commonly known as 3213 Summer Court E, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Sharon E. Young McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/syh 1/2/08 Our file no. 52353007-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07581839,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Barbara A. Young to Mortgage Electronic Registration Systems, Inc., dated January 31, 2005, recorded in Deed Book 41714, Page 160, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-EIGHT THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($78,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Wednesday in January, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 176 of the 6th District of Gwinnett County, Georgia, being known and designated as Lot 29B of Block B, Mill Farms Subdivision, Unit 3, as per plat recorded in plat book 28, page 52, Gwinnett County Records, which plat is hereby incorporated by reference thereto and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Barbara A. Young or a tenant or tenants and said property is more commonly known as 1037 Carla Place, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Barbara A. Young McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ba1 1/2/08 Our file no. 52438107-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582109,12/6,13,20,27 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Beverly B. Zammett to Mortgage Electronic Registration Systems, Inc. dated July 23, 2003 in the amount of $134,122.00, and recorded in Deed Book 33995, Page 259, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Wednesday in January, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 320 of the 4th District of Gwinnett County, Georgia, being Lot 45, Block A, Glen Ridge Subdivision, Unit One, as per plat thereof recorded in Plat Book 84, Page 229, Gwinnett County Records, which plat is incorporated herein by reference. which has the property address of 3421 Glen Summit Lane, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Beverly B. Zammett and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Beverly B. Zammett Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-15806 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517141,12/6,13,20,27