NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Amanda J Johnson to Mortgage Electronic Registration Systems Inc. dated September 1, 2006 in the amount of $220,450.00, and recorded in Deed Book 47010, Page 53, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 29 of the 7th District, Gwinnett County, Georgia, being Lot 39, Block B, Forest River Subdivision, Unit 3, as per plat recorded in Plat Book 40, Page 151, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference.

which has the property address of 849 Ashton Park Court, Lawrencville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Amanda J Johnson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Amanda J Johnson Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17816 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582555,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Security Deed from Amy Johnson to First Franklin Financial Corporation dated December 18, 2002, recorded in Deed Book 5791, Page 480, Gwinnett County Records, and last assigned to Wells Fargo Bank Minnesota, N.A. as trustee for S.A.I.L. 2003-BC3, conveying the after-described property to secure a Note in the original principal amount of SIX HUNDRED THOUSAND AND 00/100 ($600,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday in February, 2008 the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 174 OF THE 2ND DISTRICT, 2ND SECTION, CHEROKEE COUNTY, GEORGIA, BEING LOT 1, AARONWOOD SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 63, PAGE 59, CHEROKEE COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. SUBJECT TO ALL EASEMENTS AND RESTRICTIONS OF RECORD. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneys fees, notice of intent to collect attorneys fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Amy Johnson and Michael A. Johnson or, a tenant or tenants, and said property was or is commonly known as 111 Aaronwood Ct, Alpharetta, GA 30004. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder for the security deed. Wells Fargo Bank Minnesota, N.A. as trustee for S.A.I.L. 2003-BC3 As Attorney in Fact for Amy Johnson Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 07-6136 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587904,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Michael K. Johnson to Lendmark Financial Services, Inc., dated July 28, 2006 in the amount of $151,200.00, and recorded in Deed Book 46912, Page 0384, Gwinnett County, Georgia Records; as last transferred to Bank of New York as Trustee for the Certificateholder S CWABS, Inc. Asset-Backed Certificates, Series 2006-18 by assignment; the undersigned, Bank of New York as Trustee for the Certificateholder S CWABS, Inc. Asset-Backed Certificates, Series 2006-18 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 230 of the 6th District of Gwinnett County, Georgia, being Lot 61, Block B of Stanton Court, Phase Two as shown on plat recorded in Plat Book 66, Page 206, Gwinnett County, Georgia Records, which is incorporated herein and made a part hereof by reference. Which has the property address of 4 059 Beaver Oaks Drive, Duluth, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Michael K. Johnson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Bank of New York as Trustee for the Certificateholder S CWABS, Inc. Asset-Backed Certificates, Series 2006-18 Attorney in Fact for Michael K. Johnson Anthony DeMarlo, Attorney/kgrant. McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17929 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587791-1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Simon Lee Jones, Jr. to Resource Bancshares Mortgage Group, Inc . dated October 12, 1998 in the amount of $136,420.00, and recorded in Deed Book 17061, Page 172, Gwinnett County, Georgia Records; as last transferred to Washington Mutual Bank, FA by assignment; the undersigned, Washington Mutual Bank, FA pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 265 of the 6th District, Gwinnett County, Georgia and being Lot 17, Block B, Ennfield Subdivision, Phase I, as per plat recorded in Plat Book 62, Page 16, Gwinnett County records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 3424 Ennfield Way, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Simon Lee Jones, Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Washington Mutual Bank, FA Attorney in Fact for Simon Lee Jones, Jr. Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-14538 /VA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517693,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Elizabeth Jones to Mortgage Electronic Registration Systems Inc . dated February 25, 2005 in the amount of $170,000.00, and recorded in Deed Book 42896, Page 0138, Gwinnett County, Georgia Records; as last transferred to HSBC by assignment; the undersigned, HSBC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 263 of the 6th District of Gwinnett County, Georgia, being Lot 1, Block F of Claiborne Manor, Unit No.2, as per plat recorded in Plat Book Q, Page 188, Gwinnett County, Records, which plat is hereby referred to and made a part of this description being improved property known as 3034 Kent Court according to the present system of numbering houses in Gwinnett County, Georgia. Subject to all restrictive covenants, easements and restrictions of record affecting the title said real estate and all easement or right of way visible upon the property. Being the same property conveyed to Mildred E. Osborne by Deed from Ernestine C. Osborne aka Mildred Ernestine Osborne Quit Claim Deed recorded 9/23/1994 in Deed Book 10701 Page 223, In the Office of the Clerk of the Superior Court of Gwinnett County, Georgia. Tax ID#R6263049 which has the property address of 3205 Chandon Lane, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Elizabeth Jones and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. HSBC Attorney in Fact for Elizabeth Jones Anthony DeMarlo, Attorney/efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-19538 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517847,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Claudia R. Jones to Mortgage Electronic Registration Systems, Inc . dated June 14, 2006, and recorded in Deed Book 46637, Page 354, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for Deutsche Alt-A Securities Mortgage Loan Trust, Series 2006-AR5, by Assignment securing a Note in the original principal amount of $147,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 53 of the 5th District, Gwinnett County, Georgia, being Lot 32, Block A, Unit Two of Flowers Crossing Subdivision, as per plat thereof recorded in Plat Book 28, Page 295, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. Said property is known as 769 Flowers Crossing Drive, Lawrenceville, GA 30044, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Claudia R. Jones, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Claudia R. Jones , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, National Association, as Trustee for Deutsche Alt-A Securities Mortgage Loan Trust, Series 2006-AR5 as Attorney-in-Fact for Claudia R. Jones File no. 07-7800 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582758,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Desiree Jones to Mortgage Electronic Registration Systems, Inc as nominee for America's Wholesale Lender, dated April 13, 2005, recorded April 15, 2005, in Deed Book 42383, Page 0244, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty Four Thousand Seven Hundred and 00/100 Dollars ($134,700.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 211 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 24, BLOCK C, PHASE THREE, OLDE ATHENS SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 71, PAGE 209, GWINNETT COUNTY RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION. Said property is commonly known as 1290 Mercury Drive, Lawrenceville, Georgia 30045. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Desiree Jones or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. COUNTRYWIDE HOME LOANS, INC. as Attorney in Fact for DESIREE JONES Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215400.1055 950-06587472,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Brian Jones and Pamela E. Jones A/K/A Pamela Jones to Franklin First Financial, Ltd, dated April 4, 2005, recorded in Deed Book 42482, Page 28, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2005-OPT1, Asset-Backed Certificates, Series 2005-OPT1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-THREE THOUSAND FIVE HUNDRED TWENTY AND 0/100 DOLLARS ($143,520.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 37 of the 7th District of Gwinnett County, Georgia, and being Lot 4, Block A, Glen Meadows, Unit One, as per plat recorded in Plat Book 59, page 10, Gwinnett County Records. Being the same property conveyed to Brian Jones and Pamela E. Jones by deed from Brian Jones recorded 02/10/2000 in Deed Book 20013 Page 80, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is or a tenant or tenants and said property is more commonly known as 1087 Glen Chase Dr, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2005-OPT1, Asset-Backed Certificates, Series 2005-OPT1 as Attorney in Fact for Brian Jones and Pamela E. Jones A/K/A Pamela Jones McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/th1 2/5/08 Our file no. 51522307-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587947,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ineathea Jones and Jonathan J. Jones to Chase Manhattan Mortgage Corporation, dated November 29, 2001, recorded in Deed Book 25831, Page 87, Gwinnett County, Georgia Records, as last transferred to Citibank, N.A., as Trustee by assignment recorded in Deed Book 38767, Page 183, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-EIGHT THOUSAND EIGHT HUNDRED SIXTEEN AND 0/100 DOLLARS ($228,816.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 22 of the 5th District of Gwinnett County, Georgia, being Lot 123, Block "B" Bright Water Subdivision, Phase V, as per plat recorded in plat book 91, pages 138-139, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ineathea Jones and Jonathan J. Jones or a tenant or tenants and said property is more commonly known as 911 Blue Sky Ridge, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Citibank, N.A., as Trustee as Attorney in Fact for Ineathea Jones and Jonathan J. Jones McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mt1 2/5/08 Our file no. 51889306-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582436,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Gary L. Jones to Mortgage Electronic Registration Systems, Inc., dated June 27, 2007, recorded in Deed Book 48076, Page 78, Gwinnett County, Georgia Records, as last transferred to GreenPoint Mortgage Funding, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIX HUNDRED THIRTY THOUSAND AND 0/100 DOLLARS ($630,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 90 of the 5th District, Gwinnett County, Georgia, being more particularly described as follows: Beginning at a point on the western right of way of Snellville Grayson Road 575 feet southwest of the land lot line common to Land Lots 90 and 103; running thence 175 feet south 24 degrees 23 minutes 32 seconds west to a point; running thence 725.36 feet north 67 degrees 21 minutes 57 seconds south west to an iron pin found; running thence 217.16 feet north 49 degrees 22 minutes east to an iron pin set; running thence 633.12 feet south 65 degrees 36 minutes 28 seconds east to the point of beginning; said tract containing 2.889 acres according to the survey entitled survey for David L. Todd, Jr., dated February 5, 1987, by S.R. Fields, according to plat which is recorded in plat book 39, page 188, Gwinnett County, Georgia Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gary L. Jones or a tenant or tenants and said property is more commonly known as 1251 Grayson Parkway, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. GreenPoint Mortgage Funding, Inc. as Attorney in Fact for Gary L. Jones McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/eds 2/5/08 Our file no. 52586707-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588333,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by John T. Jones to First Horizon Home Loan Corporation , dated June 24, 2002, recorded in Deed Book 28105, Page 106, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-TWO THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($82,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 101, 6th District, Gwinnett County, Georgia, being Lots 14 and 15, Block F, Village Green Subdivision, Unit 2, as per plat recorded in Plat Book W, Page 114, Gwinnett County, Georgia Records which plat is incorporated herein and made a part hereof by reference for a more detailed description. Subject to restrictions, reservations, easements, covenants, oil, gas or mineral rights of record, if any. The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is John T. Jones or a tenant or tenants and said property is more commonly known as 4646 Silversmith Cove SW, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. First Horizon Home Loans, a division of First Tennesse Bank, National Association fka First Horizon Home Loan Corporation as Attorney in Fact for John T. Jones McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/chl 2/5/08 Our file no. 5582304-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582838,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by James E. Joseph and Winnie Joseph to Mortgage Electronic Registration Systems, Inc. as nominee for Heartland Home Finance, Inc. , dated June 23, 2005, recorded in Deed Book 43565, Page 53, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND AND 0/100 DOLLARS ($113,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 301, 7th District, Gwinnett County, Georgia, being more particularly described as follows: To find the true point of beginning, commence at the corner formed by the intersection of the center line of Brown Alley; running thence north 21 degrees 45 minutes west 294.3 feet to a point; running thence north 20 degrees 09 minutes west 55 feet to a point; running thence south 65 degrees 22 minutes west 19.6 feet to an iron pin found on the southwesterly side of Roberts Street and the true point of beginning; said point also being located at the northwesterly line of property now or formerly owned by Dunahoo; running thence north 22 degrees 36 minutes west along the southwesterly side of Roberts Street 50 feet to an iron pin found and property now or formerly owned by Ivey Wansley; running thence south 65 degrees 22 minutes west along the southeasterly line of said wansley property 201.5 feet to an iron pin found; running thence south 22 degrees 44 minutes east 50 feet to an iron pin found and the northwesterly line of said Dunahoo property; running thence north 65 degrees 22 minutes east along the northwesterly line of said Dunahoo property 201.4 feet to the true point of beginning, being more particularly described on a survey by Georgia Land Surveying Co., Inc. dated December 7, 1978. Parcel #R7301-036 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is James E. Joseph and Winnie Joseph or a tenant or tenants and said property is more commonly known as 231 Roberts St, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for James E. Joseph and Winnie Joseph Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/eds 2/5/08 Our file no. 1955808-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583232,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Joseph and Yvonne R. Joseph to GWF Mortgage Corporation, dated March 27, 1987, recorded in Deed Book 4225, Page 32, Gwinnett County, Georgia Records, as last transferred to JPMorgan Chase Bank, as Trustee for certificateholders of Bear Stearns Asset Backed Securities Trust 2005-SD1, Asset Backed Certificates, Series 2005-SD1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND AND 0/100 DOLLARS ($123,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 3 of the 6th District, Gwinnett County, Georgia, being Lot 30, Block C, Camaron Springs, Unit One, as per plat recorded in plat book 35, page 93, Gwinnett County, Georgia records which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Joseph and Yvonne R. Joseph or a tenant or tenants and said property is more commonly known as 3981 Windy Shore Drive, Lithonia, Georgia 30058. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, as Trustee for certificateholders of Bear Stearns Asset Backed Securities Trust 2005-SD1, Asset Backed Certificates, Series 2005-SD1 as Attorney in Fact for Michael Joseph and Yvonne R. Joseph McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 51910506-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588442,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Tracy S. Joseph and Kristina L. Joseph to Mortgage Electronic Registration Systems, Inc., dated December 17, 2003, recorded in Deed Book 36413, Page 230, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED THOUSAND AND 0/100 DOLLARS ($400,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 107 of the 5th District, Gwinnett County, Georgia, being Lot 86, Block C, Knollwood Lakes Subdivision, Unit Two, according to plat of survey recorded in Plat Book 89, Page 185, Gwinnett County, Georgia Records, which plat and the record thereof are incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Tracy S. Joseph and Kristina L. Joseph or a tenant or tenants and said property is more commonly known as 1120 Dayspring Court, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Tracy S. Joseph and Kristina L. Joseph McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/djc 2/5/08 Our file no. 588107-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588201,1/10,17,24,31 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of an indebtedness on a Loan Agreement executed by SABRINA LYNETT JOYCE in the original principal amount of $252,825.00, secured by Deed to Secure Debt executed by SABRINA LYNETT JOYCE dated MARCH 25, 2005, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., its successors and assigns, as nominee for ACCREDITED HOME LENDERS, INC., and recorded MARCH 31, 2005, in Deed Book 42161, Page 167, Clerk, GWINNETT County Superior Court, and assigned to HSBC MORTGAGE SERVICES, INC., the undersigned, HSBC MORTGAGE SERVICES, INC., pursuant to said Deed and the note thereby secured has declared the entire balance outstanding on said indebtedness due and payable and pursuant to Power of Sale contained in said Deed, will on the first TUESDAY in FEBRUARY, 2008, during the legal hours of sale, sell said property before the Courthouse door in GWINNETT County at public outcry to the highest bidder for CASH. The property to be sold is described in said Deed and is set forth hereinafter in full: All that tract or parcel of land lying and being in Land Lot 288 of the 7th District, Gwinnett County, Georgia, being Lot 1, Block A, Unit I of Townsend Creek Subdivision, Phase A, as per plat recorded in Plat Book 99, Page 292-294, Gwinnett County, Georgia Records, to which plat reference is made for a more detailed description. This property is known as: 18 Crystal Downs Way, Suwanee, GA 30024. This sale will be held subject to the following additional items which may affect title to said property: all restrictive covenants, easements, rights of way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, trash collection, water, sewage and public utilities which may be liens upon said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of SABRINA LYNETT JOYCE, and the sale will be applied to the payment of said indebtedness and the expenses of said Deed, and the undersigned will execute a Deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt which Deed will be subject to the liens and encumbrances of record. To the best of the undersigned's knowledge, information and belief, the premises are in the possession of SABRINA LYNETT JOYCE. This is a communication from a debt collector. The debt collector is attempting to collect a debt, and any information obtained will be used for that purpose. HSBC MORTGAGE SERVICES, INC. AS ATTORNEY IN FACT FOR SABRINA LYNETT JOYCE STEPHEN J. KNEZO Attorney at Law PO Box 724618 Atlanta, GA 31139 (678) 305-0043 950-07582901,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by In Sun Jun to Washington Mutual Bank, FA dated July 2, 2003, and recorded in Deed Book 34369, Page 122, Gwinnett County Records, securing a Note in the original principal amount of $137,300.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 125 of the 7th District, of Gwinnett County, Georgia, and being Lot 55, of Glencrest Place, as per plat recorded in Plat Book 97, Page 76-77 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Said property is known as 2415 Birkhall Way, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of In Sun Jun, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of In Sun Jun, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Washington Mutual Bank as Attorney-in-Fact for In Sun Jun File no. 07-7982 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/S.M www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588026,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jung Yu Kim to Mortgage Electronic Registration Systems, Inc . dated November 17, 2006 in the amount of $194,400.00, and recorded in Deed Book 47299, Page 444, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank F.S.B. by assignment; the undersigned, IndyMac Bank F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 74, of the 7th District, Gwinnett County, Georgia, being Lot 38, Block A, Enclave at Discover Mill n/k/a The Village at Nelms Pointe, as per plat recorded in Plat Book 104, Page 263 and 264, Gwinnet County records, which plat is incorporated herein by reference and made a part hereof. which has the property address of 1796 Martha Pointe Terrace, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jung Yu Kim and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Bank F.S.B. Attorney in Fact for Jung Yu Kim Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17658 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582842,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ejub Kacevic and Elmina Kacevic to , dated March 23, 2004, recorded in Deed Book 37596, Page 162, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND ONE HUNDRED FIFTY-FIVE AND 0/100 DOLLARS ($162,155.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lots 115 & 142 of the 5th District, Gwinnett County, Georgia, being Lot 10, Block D, Final Unit 6 of Sherwood Forest Subdivision, as per plat recorded in Plat Book 98, page 49, Gwinnett County, Georgia Records, which plat is by reference incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ejub Kacevic and Elmina Kacevic or a tenant or tenants and said property is more commonly known as 155 Meadow Brook Dr, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Ejub Kacevic and Elmina Kacevic McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ll2 2/5/08 Our file no. 52630407-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587917,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Patrice Kaira and James C. Kaira to Mortgage Electronic Registration Systems, Inc. , dated May 3, 2005, recorded in Deed Book 42855, Page 205, Gwinnett County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-ONE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($251,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 197 of the 7th District, Gwinnett County, Georgia, being shown and designated as Lot 9, Block C of Maple Ridge Subdivision, Unit Five, according to a plat of Subdivision recorded in Plat Book 40, Page 149, Gwinnett County, Georgia Records, which plat is incorporated by reference herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Patrice Kaira and James C. Kaira or a tenant or tenants and said property is more commonly known as 1451 Eryn Circle, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CitiMortgage, Inc. as Attorney in Fact for Patrice Kaira and James C. Kaira McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 2/5/08 Our file no. 52802507-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588120,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jennifer N. Dean and Collin Kalevitch to Prestige Mortgage Company, Inc dated April 26, 2006 in the amount of $230,000.00, and recorded in Deed Book 46443, Page 68, Gwinnett County, Georgia Records; as last transferred to Prestige Mortgage Company Inc by assignment; the undersigned, Prestige Mortgage Company Inc pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 224 of the 7th District, Gwinnett County, Georgia, being Lot 63, Block B, Ellsworth Subdivision, Unit One, f/k/a Sandy Branch Farms Unit One f/k/a Sandy Hill, per Plat Book 110, Page 222, Gwinnett County, Georgia Records, which is referred to and made a part of this description. which has the property address of 3206 Copper Creek Lane, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jennifer N. Dean and Collin Kalevitch and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Prestige Mortgage Company Inc Attorney in Fact for Jennifer N. Dean and Collin Kalevitch Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18794 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588082,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Priscilla Kanorr to Option One Mortgage Corporation, dated December 30, 2005, recorded January 18, 2006, in Deed Book 46065, Page 0348, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Thirty Two Thousand and 00/100 Dollars ($232,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to GRP LOAN, LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: All that tract or parcel of land lying and being in Land Lot 288 of the 6th District of Gwinnett County, Georgia and being more particularly described as follows: Beginning at an iron pin located on the northwesterly right-of-way of Lou Ivy Road aka Aunt Lou Ivy Road (based upon a 60 foot right-of-way) 159.4 feet northeasterly. As measured along the northwesterly right-of-way line of Lou Ivy Road aka Aunt Lou Ivy Road, from the point formed by the intersection of the northwesterly right-of-way line of Lou Ivy Road aka Aunt Lou Ivy Road and the northeasterly right-of-way line of Grist Mill court, said point of beginning also being located on the land lot line dividing Land Lot 287 and 288; thence north 29 degrees 57 minutes west, 200.00 feet to an iron pin found; thence north 58 degrees 31 minutes 01 seconds east, 83.91 feet to an iron pin found; thence south 34 degrees 33 minutes 33 seconds east, 189.57 feet to an iron pin found on the northwesterly right-of-way line of Lou Ivy Road aka Aunt Ivy Road; thence southwest along the northwesterly side of said road. 77.66 feet to an iron pin found at the point of beginning; as shown and delineated on a plat of survey prepared by for Richard J. Turnbull and Alicia D. Turnbull, by James H. Carter, Georgia Registered Land Surveyor No. 1999, dated August 26, 1987. Property address 4763 Lou Ivy Rd Duluth, GA 30096 Property ID # R6288090 Said property is commonly known as 4763 Lou Ivy Road, Duluth, Georgia 30096. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Priscilla Kanorr or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. GRP LOAN, LLC as Attorney in Fact for PRISCILLA KANORR Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215059.0130 950-07583184,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Marisa N. Kavanaugh-Hogans to Mortgage Electronic Registration Systems, Inc., dated July 10, 2006, recorded in Deed Book 46849, Page 63, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND NINE HUNDRED NINETY-TWO AND 0/100 DOLLARS ($171,992.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 306 of the 5th District, Gwinnett County, Georgia, being Lot 50, Block A, Alcovy Ridge, as per plat recorded in plat book 107, pages 223-229, Gwinnett County Records, said plat being incorporated herein by reference thereto The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Marisa N. Kavanaugh-Hogans or a tenant or tenants and said property is more commonly known as 2623 Austin Ridge Drive, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Marisa N. Kavanaugh-Hogans McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/djc 2/5/08 Our file no. 52320707-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582796,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Seetadai Kawal and Navin Mursalim to Mortgage Electronic Registration Systems, Inc. dated May 26, 2006, and recorded in Deed Book 46615, Page 2, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee by Assignment securing a Note in the original principal amount of $176,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 213 of the 5th District, Gwinnett County, Georgia, being Lot 5, Block A, Unit One, Georgian Hills Subdivision, as per plat recorded in Plat Book 66, Page 69, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. Said property is known as 645 Dana Pointe Court, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Seetadai Kawal and Navin Mursalim, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Seetadai Kawal; Navin Mursalim , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association as Trustee as Attorney-in-Fact for Seetadai Kawal and Navin Mursalim File no. 07-7680 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582616,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Fermena Kelly to Mortgage Electronic Registration Systems, Inc., dated May 15, 2006, recorded in Deed Book 46659, Page 379, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 140 of the 7th District, Gwinnett County, Georgia, being Lot 52, Block A, Briarglen at Ivy Creek Subdivision, Unit Five, as per plat recorded in Plat Book 59, Page 202, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Fermena Kelly or a tenant or tenants and said property is more commonly known as 3410 Camens Ct, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Fermena Kelly McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ml1 2/5/08 Our file no. 5212107-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588395,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carolyn Kelly and Lee Bonnett to Mortgage Electronic Registration Systems, Inc., dated April 26, 2006, recorded in Deed Book 46531, Page 329, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND AND 0/100 DOLLARS ($159,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 72 of the 6th District, Gwinnett County, Georgia, being Lot 6, Block E, Unit Two of Stonemount as per plat thereof recorded in Plat Book V, page 149, Gwinnett County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Carolyn Kelly and Lee Bonnett or a tenant or tenants and said property is more commonly known as 4102 Stonemount Drive, SW, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Carolyn Kelly and Lee Bonnett McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/saf 2/5/08 Our file no. 52758507-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583012,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carol Kennedy and Tony C. Kennedy to Mortgage Electronic Registration Systems, Inc. , dated March 12, 2004, recorded in Deed Book 37511, Page 23, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 46770, Page 858, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($109,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 186 of the 5th District, Gwinnett County, Georgia, being Tract 1 containing 0.871 acres, according to plat of survey for Stephen T. Qualls, dated October 14, 1998, prepared by B.J. Gobel, Jr., and being recorded in Plat Book 79, page 198, Gwinnett County, Georgia Records, which plat and the record thereof are incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Carol Kennedy, Tony C. Kennedy and Carol D. Kennedy, aka, Carol Kennedy, fka, Carol D. Bennett or a tenant or tenants and said property is more commonly known as 2135 Chandler Rd, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Carol Kennedy and Tony C. Kennedy McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mt1 2/5/08 Our file no. 51149206-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583086,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Jacqueline Kershaw to Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin a Division of National City Bank, dated August 14, 2006, recorded September 27, 2006, in Deed Book 47058, Page 0484, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Thousand and 00/100 Dollars ($200,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Bank, N.A., as Trustee for First Franklin Mortgage Loan Trust 2006-FF15, Mortgage Pass-Through Certificates, Series 2006-FF15, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 38 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING LOT 8, BLOCK E, RIVERFRONT AT THE MOORINGS SUBDIVISION, UNIT TWO, AND RECORDED IN PLAT BOOK 38, PAGE 95, GWINNETT COUNTY RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART HEREOF BY REFERENCE. Said property is commonly known as 2742 Moorings Parkway, Snellville, Georgia 30039. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Jacqueline Kershaw or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. WELLS FARGO BANK, N.A., AS TRUSTEE FOR FIRST FRANKLIN MORTGAGE LOAN TRUST 2006-FF15, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-FF15 as Attorney in Fact for JACQUELINE KERSHAW Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215758.0217 950-06587595,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Melissa Kesselring to Mortgage Electronic Registration Systems, Inc. dated March 23, 2005 in the amount of $731,500.00, and recorded in Deed Book 42419, Page 96, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 273 of the 5th District, of Gwinnett County, Georgia, and being Lot 2, Block A of Stone Ridge Estates, Unit One, as per plat recorded in Plat Book 19, Page 288 of Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 3336 Old Peachtree Road, Dacula, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Melissa Kesselring and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Melissa Kesselring Anthony DeMarlo, Attorney/apatterson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-10293 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582708,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by David T. Keyes and Martha A. Keyes to Wells Fargo Home Mortgage, Inc., dated December 30, 2003, recorded in Deed Book 37251, Page 112, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-NINE THOUSAND AND 0/100 DOLLARS ($179,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 2 of the 6th District of Gwinnett County, Georgia being Lot 14, Block "E", Inns Brook Subdivision, Unit Five, according to plat recorded in Plat Book 16, Page 103, Gwinnett County Records, Georgia, which plat is incorporated herein by reference. The above described property is conveyed subject to all easements and restrictions of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is David T. Keyes and Martha A. Keyes or a tenant or tenants and said property is more commonly known as 4158 Azalea Ct, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for David T. Keyes and Martha A. Keyes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 2/5/08 Our file no. 5691907-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588112,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Bibi Khan to Mortgage Electronic Registration Systems, Inc. dated June 30, 2006, and recorded in Deed Book 46780, Page 301, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee Asset-Backed Certificates, series 2006-3 by Assignment securing a Note in the original principal amount of $94,410.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 64 of the 6th District, Gwinnett County, Georgia, being Lot 64, Block C, Unit Eight of Tucker Woods Subdivision, as per plat thereof recorded in Plat Book 21, Page 44, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. Said property is known as 6866 Graves Mill Court, Norcross, GA 30093, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Bibi Khan, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Bibi Khan , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Deutsche Bank National Trust Company, as Trustee Asset-Backed Certificates, series 2006-3 as Attorney-in-Fact for Bibi Khan File no. 07-7608 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517679,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Melanie Kicklighter and Christopher Kicklighter to First Franklin Financial Corporation, dated June 4, 2004, recorded in Deed Book 38605, Page 129, Gwinnett County, Georgia Records, as last transferred to National City Real Estate Services LLC sbm National City Mortgage, Inc. fka National City Mortgage, Co. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($109,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 128 of the 7th District, Gwinnett County, Georgia, and being Lot 64, Block B, Arbour Trace, Unit five, as per plat thereof, recorded in Plat Book 39, Page 176, of the Public Records of Gwinnett County, Georgia, which plat is hereby referred to and made a part hereof by reference. File Number: 04SL0533R The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Melanie Kicklighter and Christopher Kicklighter or a tenant or tenants and said property is more commonly known as 2460 Arbour Trace Vista, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. National City Real Estate Services LLC sbm National City Mortgage, Inc. fka National City Mortgage, Co. as Attorney in Fact for Melanie Kicklighter and Christopher Kicklighter McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 52650307-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582718,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Security Deed from Amy Kilasonia to MERS, Inc. as nominee for Encore Credit Corp. dated March 24, 2005, recorded in Deed Book 42207, Page 102, Gwinnett County Records, and last assigned to HSBC Bank, USA, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND AND 00/100 ($145,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday in February, 2008 the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 93 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA AND BEING SHOWN AS LOT 15, UNIT 1, THE BRANCHES, AS RECORDED IN PLAT BOOK 39, PAGE 2216, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees, notice of intent to collect attorney's fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Amy Kilasonia or, a tenant or tenants, and said property was or is commonly known as 1951 Shady Creek Lane, Lawrenceville, GA 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder for the security deed. HSBC Bank, USA As Attorney in Fact for Amy Kilasonia Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 07-6172 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587975,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jung Myung Kim to Mortgage Electronic Registration Systems, Inc . dated March 31, 2006, and recorded in Deed Book 46365, Page 744, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for SB Mortgage Securities ASset Backed Certificates, Series 2006-FRE2, by Assignment securing a Note in the original principal amount of $193,770.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 7 of the 3rd District, Gwinnett County, Georgia, being Lot 13, Block C, Flowery Branch Crossing, Unit I, as per plat recorded in Plat Book 109, Pages 22-24, Gwinnett County Records, said plat being incorporated herein by reference thereto. Said property is known as 1964 Tulip Petal Road, Auburn, GA 30011, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Jung Myung Kim, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jung Myung Kim , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association, as Trustee for SB Mortgage Securities ASset Backed Certificates, Series 2006-FRE2 as Attorney-in-Fact for Jung Myung Kim File no. 07-1870 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588268,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Eun M. Kim to Bank of America, N.A., dated August 12, 2005, recorded in Deed Book 44152, Page 246, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($135,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 204 of the 5th District, Gwinnett County, Georgia, being Lot 1, Simonton Park Subdivision, as per plat recorded in Plat Book 106, Page 204, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by this reference, being improved property known as 805 Simonton Road, according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Eun M. Kim or a tenant or tenants and said property is more commonly known as 805 Simonton Road, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Eun M. Kim Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/eds 2/5/08 Our file no. 1957008-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583231,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ingu Kim to Wells Fargo Home Mortgage,Inc., dated September 26, 2003, recorded in Deed Book 35228, Page 254, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($132,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 75 of the 7th District, Gwinnett County, Georgia, being Lot 58, Block A, Herrington Place Subdivision, Unit Two, as per plat recorded in plat book 35, page 52, Gwinnett County Records, which said plat is incorporated herein by this reference and made a part of this description, being improved property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ingu Kim or a tenant or tenants and said property is more commonly known as 1721 Tessa Ct, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Ingu Kim McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 2/5/08 Our file no. 51211806-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587944,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Young Moon Kim to Mortgage Electronic Registration Systems, Inc., dated November 21, 2006, recorded in Deed Book 47322, Page 445, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($161,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 69 of the 7th District, Gwinnett County, Georgia, being Lot 15, Block A, Hambridge North Subdivision, Unit One as per plat recorded in Plat Book 50, page 93, Gwinnett County, Georgia Records, which recorded plat recorded is incorporated herein by this reference and made a part of this description. Said property being known as 461 Inwood Trail according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Young Moon Kim or a tenant or tenants and said property is more commonly known as 461 Inwood Trail, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Young Moon Kim McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 52521107-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582783,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kang Soo Kim to JP Morgan Chase Bank, N.A., dated October 28, 2005, recorded in Deed Book 45164, Page 71, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTEEN THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($217,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 287 of the 7th District, Gwinnett County, Georgia, being Lot 8, Block C, Grandview, Unit VIII, Phase A, as per plat recorded in plat book 89, page 17, Gwinnett County, Georgia Records, which said plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kang Soo Kim or a tenant or tenants and said property is more commonly known as 5136 Wellisford Ct, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance, LLC as Attorney in Fact for Kang Soo Kim McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 2/5/08 Our file no. 52614207-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582457,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Gyu Young Kim to Wells Fargo Bank, N.A., dated July 29, 2005, recorded in Deed Book 43992, Page 58, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for SASCO 2005-WF4. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($182,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lots 199 and 206, 7th District, Gwinnett County, Georgia, being Lot 70, The Regency at Sugarloaf Ridge, Unit IV, Phase II, as per plat recorded in Plat Book 109, Pages 15-17, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gyu Young Kim or a tenant or tenants and said property is more commonly known as 2083 Deptford Drive, Duluth, Georgia 30097. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as Trustee for SASCO 2005-WF4. as Attorney in Fact for Gyu Young Kim McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/syh 2/5/08 Our file no. 52628807-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587948,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Young R. Kim to Mortgage Electronic Registration Systems, Inc., dated September 14, 2005, recorded in Deed Book 44536, Page 2, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-NINE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($279,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 1, 1st District, Pucketts G.M.D. No. 1397, Gwinnett County, Georgia, and being more particularly described in accordance with a plat of survey prepared for Art Defalcis and Esther Defalcis by Wallace Long Hambrick, Georgia Registered Land Surveyors No. 1375, dated September 22, 1994, said tract containing 3.93 acres and being more particularly described in accordance with said survey as follows: Beginning at an iron pin located on the southeasterly side of the right of way of Tuggle Road (having a 60 foot right of way width) said iron pin being located 2,786.41 feet northeasterly, as measured along the southeasterly and southerly side of the right of way of Tuggle Road and following the curvature thereof, from the point formed by the southerly side of the right of way of Tuggle Road with the northeasterly side of the right of way of Hamilton Mill Road (having an 80 foot right of way width) running thence from the true point or place of beginning so established North 47 degrees 31 minutes 44 seconds East along the southeasterly side of the right of way of Tuggle Road a distance of 200.00 feet to an iron pin set; running thence South 42 degrees 40 minutes 11 seconds East a distance of 623.15 feet to a point located in the centerline of a creek (said point being herein after referred to a traverse point "A") running thence southwesterly, westerly, northwesterly and southwesterly along the centerline of said creek and following the meanderings thereof a distance of 270.00 feet more or less to a point located in the centerline of said creek said point in the centerline of said creek being located North 37 degrees 04 minutes 57 seconds West a distance of 4.45 feet from an iron pin located on the southeasterly side of said creek (said iron pin being hereinafter referred to as Traverse Point "B") the courses and distances along said creek being represented by the following traverse lines. Having the following courses and distances, commence at Traverse Point "A" as follows: commencing at Traverse Point "A" thence South 59 degrees 46 minutes 57 seconds West a distance of 30.44 feet to a Traverse Point; thence South 34 degrees 38 minutes 17 seconds West a distance of 70.95 feet to a Traverse Point; thence South 32 degrees 00 minutes 56 seconds West a distance of 30.48 feet to a Traverse Point; thence South 89 degrees 39 minutes 41 seconds West a distance of 5.29 feet to a Traverse Point; thence South 89 degrees 38 minutes 41 seconds West a distance of 13.71 feet to a Traverse Point; thence South 43 degrees 50 minutes 35 seconds West a distance of 120.00 feet to Traverse Point "B", running thence from Traverse Point "B" North 37 degrees 04 minutes 57 seconds West a distance of 638.48 feet (634 feet, more or less from the centerline of said creek) to an iron pin located on the southeasterly side of the right of way Tuggle Road and the True Point or place of beginning. The southeastern property line of subject property is the centerline of a Creek as shown on the above referenced plat of survey. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Young R. Kim or a tenant or tenants and said property is more commonly known as 3691 Tuggle Road, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Young R. Kim McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sm5 2/5/08 Our file no. 5443207-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588385,1/10,17,24,31 STATE OF GEORGIA COUNTY OF Gwinnett NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Chul Joo Kim to Mortgage Electronic Registration Systems, Inc. dated 02/24/2004, and recorded in Deed Book 37388, page 15, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in February, 2008 by Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, NA, as Attorney-in-Fact for Chul Joo Kim the following described property: All that tract or parcel of land lying and being in Land Lot 11 of the 5th District, Gwinnett County, Georgia, being Lot 91, Block A, Dominion Walk Subdivision, Unit III, as per plat recorded in Plat Book 65, Page 149, Gwinnett County, Georgia Records, which plat is hereby incorporated by reference thereto and made a part of this description. Property known as: 2905 Dominion Walk, Snellville, GA 30078 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. To the best of the undersigned's knowledge and belief, the party in possession is Chul Joo Kim. Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, NA, as Attorney-in-fact for Chul Joo Kim. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces. Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-12517809,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Thomas Kimbrough and Shirley Kimbrough to Heathrow Funding, Inc., dated May 26, 2006, recorded in Deed Book 46575, Page 651, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for First Franklin Mortgage Loan Trust 2006-FF12, Mortgage Pass-Through Certificates, Series 2006-FF12 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THOUSAND AND 0/100 DOLLARS ($200,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 327 and 328 of the 7th District, Gwinnett County, Georgia, being Lot 46, Block A, Frontier Woods Subdivision, Unit one as per plat recorded in Plat Book 27, page 38-A, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 5550 Lakeshore Road according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Thomas Kimbrough and Shirley Kimbrough or a tenant or tenants and said property is more commonly known as 5550 Lakeshore Road, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as Trustee for First Franklin Mortgage Loan Trust 2006-FF12, Mortgage Pass-Through Certificates, Series 2006-FF12 as Attorney in Fact for Thomas Kimbrough and Shirley Kimbrough McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 52643007-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582873,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Abdul King and Admire King to Mortgage Electronic Registration Systems, Inc. dated September 7, 2005, and recorded in Deed Book 44403, Page 152, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee by Assignment securing a Note in the original principal amount of $168,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 234 of the 5th District, Gwinnett County, Georgia, being Lot 43, Block B, the Oaks at Coldwater Creek Subdivision, Phase II as per plat recorded in Plat Book 92, Page 197, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property is known as 1504 Log Cabin Lane, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Abdul King and Admire King, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Abdul King and Admire King , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association as Trustee as Attorney-in-Fact for Abdul King and Admire King File no. 07-8174 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517750,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Helen King to Argent Mortgage Company, LLC, dated November 4, 2004, recorded November 17, 2004, in Deed Book 40611, Page 0038, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Ninety Six Thousand Two Hundred and 00/100 Dollars ($196,200.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2004-W11, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 194 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 1, BLOCK H, PHASE ONE, UNIT THREE, WILLOWWIND PARK SUBDIVISION, PER PLAT THEREOF RECORDED IN PLAT BOOK 81, PAGE 272, GWINNETT COUNTY RECORDS, WHICH PLAT IS MADE A PART HEREOF BY REFERENCE. THIS BEING THE SAME PROPERTY AS CONVEYED FROM DELTA ENTERPRISES, INC. TO HELEN KING BY WARRANTY DEED, DATED 07-28-2000, FILED FOR RECORD 08-01-2000, DEED BOOK 21002, PAGE 46, GWINNETT COUNTY RECORDS. Said property is commonly known as 655 Willow Wind Drive, Loganville, Georgia 30052. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Helen King or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE, IN TRUST FOR THE REGISTERED HOLDERS OF ARGENT SECURITIES INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2004-W11 as Attorney in Fact for HELEN KING Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 212600.1725 950-12517754,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by General George King to BSM Financial, L.P. DBA Brokersource, dated August 4, 2006, recorded in Deed Book 47006, Page 227, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FIVE THOUSAND ONE HUNDRED FORTY-EIGHT AND 0/100 DOLLARS ($95,148.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 202 of the 8th District of Gwinnett County, Georgia, being known and designated as Unit 4110, Building No. 11, of Stillwater Plantation Condominiums, together with all right, title and interest of Grantor in said unit under the declaration of Condominium for Stillwater Plantation Condominiums, recorded in Deed Book 3797, Page 63, et seq, Gwinnett County, Georgia records; and as said declaration may from time to time have been or and may be amended; all of same incorporated herein by reference. The interest herein conveyed includes without limiting the foregoing, the appurtenant undivided interest in the common elements of Stillwater Condominiums, as same is defined in said declaration with amendments thereto, the Condominium Plat is recorded in Condominium Plat Book 1, Page 230, Gwinnett County, Georgia Records, with the Condominium Plans being recorded in Condominium Cabinet Number 1, aforesaid records. Said plat and plans are incorporated herein by reference. This conveyance is subject to all the terms, provisions, and restrictions of said declaration with amendments thereto, and the Georgia Condominium Act (O.C.G.A. Title 44-3-70) as amended from time to time, which terms, provisions and restrictions the Grantee herein assumes and agrees to observe and perform. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is General George King or a tenant or tenants and said property is more commonly known as 4110 Stillwater Drive, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for General George King McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh3 2/5/08 Our file no. 52747607-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588371,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Amber Simone King and Brent Lamonte King to Mortgage Electronic Registration Systems, Inc., dated March 13, 2006, recorded in Deed Book 46281, Page 892, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($109,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 296 of the 6th District, Gwinnett County, Georgia, being Townhome Number 79, Berkeley Crossing Subdivision, Unit IV-C, as per plat thereof recorded in Plat Book 74, Page 21, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Amber Simone King and Brent Lamonte King or a tenant or tenants and said property is more commonly known as 3720 Berkeley Crossing, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Amber Simone King and Brent Lamonte King McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dxp 2/5/08 Our file no. 52753307-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587967,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Norma I. King to Mortgage Electronic Registration Systems, Inc., dated July 28, 2000, recorded in Deed Book 21227, Page 146, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($108,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lots 179 and 180, being Unit No. 139 of Springlake Cove, a condominium, Phase 1 as per plat recorded July 25, 2000 in condominium Plat Book 2, Pages 110-112, Gwinnett County, Georgia records. Subject to that certain declaration of condominium for Springlake Cove, a condominium, filed for record July 25, 2000, and recorded at Deed Book 20961, Pages 224-258, Gwinnett County, Georgia records, which declaration may be amended from time to time and which terms and conditions are incorporated herein and made a part hereof by reference The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Norma I. King or a tenant or tenants and said property is more commonly known as 347 Springhaven Way, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Norma I. King McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mt1 2/5/08 Our file no. 52827907-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588384,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Elizabeth G. Boggs and Kayce Allison Kinser to Mortgage Electronic Registration Systems Inc. , dated August 31, 2006 in the amount of $149,600.00, and recorded in Deed Book 46994, Page 0360, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 2 of the 1st District, G.M. District, 1397, Gwinnett County, Georgia, being Lot 43, Block C, Duncan Park Subdivision, Unit Five , formerly known as Parkside Estates formerly recorded as Duncan Estates, Unit One, as per plat recorded in Plat Book 85, Page 35, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof, being improved property known as 3289 Sharp Creek Lane, according the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 3289 Sharp Creep Lane, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Elizabeth G. Boggs and Kayce Allison Kinser and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Elizabeth G. Boggs and Kayce Allison Kinser Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-16219 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582450,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Mark S. Kirkus and Rhonda H. Kirkus to Bank of America, N.A., dated July 30, 2003, recorded in Deed Book 35075, Page 252, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($179,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 3 of the 5th District, Gwinnett County, Georgia, and being Lot 11, Block A, Southfork Plantation Subdivision, Unit One, Phase One, as per plat recorded in Plat Book 66, Page 231, Gwinnett County, Georgia Records which plat by reference is incorporated into and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Mark S. Kirkus and Rhonda H. Kirkus or a tenant or tenants and said property is more commonly known as 3485 Prairie Dr, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Mark S. Kirkus and Rhonda H. Kirkus McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 2/5/08 Our file no. 52222405-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588330,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Harold H. Klicko and Mary L. Klicko to Long Beach Mortgage Company, dated March 15, 2004, recorded in Deed Book 37435, Page 253, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2004-3, Asset-Backed Certificates series 2004-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED EIGHTEEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($518,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 335 of the 4th District of Gwinnett County, Georgia, being Lot 1, Block B, Unit One, Belle Glade Forest Subdivision, according to the plat recorded in Plat Book 35, Page 179, Gwinnett County, Georgia records, which plat is incorporated and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Harold H. Klicko and Mary L. Klicko or a tenant or tenants and said property is more commonly known as 3670 Bell Glade Trail, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2004-3, Asset-Backed Certificates series 2004-3 as Attorney in Fact for Harold H. Klicko and Mary L. Klicko McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dxp 2/5/08 Our file no. 52789407-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582897,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Steven R. Klimes to Long Beach Mortgage Company, dated March 31, 2005, recorded in Deed Book 42456, Page 241, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2005-WL1 by assignment recorded in Deed Book 48428, Page 0013, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-THREE THOUSAND NINE HUNDRED TEN AND 0/100 DOLLARS ($143,910.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 224 OF THE 6th DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 3, BLOCK E, UNIT FOUR OF TREEBROOK SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 46, PAGE 126, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS LEGAL DESCRIPTION. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Steven R. Klimes or a tenant or tenants and said property is more commonly known as 2300 Anamanda Close, Norcross, Georgia 30071. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2005-WL1 as Attorney in Fact for Steven R. Klimes Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/lkh 2/5/08 Our file no. 1614507-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588231,1/10,17,24,31 Name of Debtor NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF Gwinnett On the 8th day of June, 2007, Jill Knestaut and Stephen Knestaut executed a Deed to Secure Debt to Andy Park as Trustee of the Gwinnett Gold October Trust, securing one promissory note of even date in the amount of $285,817.22 DOLLARS; said Deed to Secure Debt is recorded in Deed Book 48014, Page 0671, GwinnettCounty, Georgia Records. By virtue of the power of sale contained in said Deed to Secure Debt, there will be sold by the undersigned at public outcry to the highest bidder, for cash, before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, the same being February 5, 2008, the following described tract of land, to wit: All that tract or parcel of land lying and being in Land Lot 156 of the 5th District, Gwinnett County, Georgia, being Lot 36, Block B, Wildwood at Meadow Gate Subdivision, Unit One, as per plat recorded in Plat Book 88, Page 49, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 2946 Gold October Loganville, Georgia 30518 according to the present system of numbering property in Gwinnett County, Georgia. Being the same property conveyed by deed dated 5/3/06 and recorded at deed book 46494 page 858 of the Gwinnett County Records Tax ID #R5156-196 The debt secured by said Deed to Secure Debt having been declared due because of default under the terms delineated in the Deed to Secure Debt in that the agreed upon monthly payments have not been paid as per the terms of the Note of even date. The sale will be made for the purpose of paying the indebtedness, attorney's fees, and the lawful expense of said sale. Said property will be sold to the highest bidder for cash. Said property will be sold subject to all outstanding ad valorem taxes, assessments, and/or easements, and/or restrictive covenants appearing of record, if any. The following persons, corporations or firms hold prior Deeds to Secure Debt against said property: Taylor Bean and Whitaker; Ken Hall. The undersigned will execute a Deed Under Power of Sale to the purchaser at said sale as provided in the aforementioned deed to secure debt. Said property will be sold as the property of Jill Knestaut and Stephen Knestaut, who was furnished with a copy of this Notice of Sale Under Power not less than fifteen (15) days prior to the sale. Said notice was sent by Certified Mail Return Receipt Requested to the address of the foregoing described property and as previously designated by the borrowers; in full compliance of the requirements of O.C.G.A. Section 44-14-162 et. seq. To the best knowledge and belief of the undersigned, the foregoing described real property is presently in the possession of Jill Knestaut and Stephen Knestaut, and said property is more commonly known as 2946 Gold October Loganville, GA 30518. This 5th day of February 2008. Andy Park, as Trustee, As Attorney in Fact for Jill Knestaut and Stephen Knestaut under Power of Sale contained in Loan Deed at Deed Book 48014, Page 0671, GwinnettCounty, Georgia Records HARLAN AND ASSOCIATES, LLC, 6290 Abbotts Bridge Road Suite 104, Alpharetta, Georgia 30097. (770) 817-1012. 950-07583044,1/10,17,24,31 NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in a Deed to Secure Debt by Pyong Hwa Ko to Mortgage Electronic Registration Systems, Inc. ("MERS"), nominee for America's Wholesale Lender, dated December 13, 2006 and filed for record January 3, 2007 in Deed Book 47427, Page 856, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $140,000.00; last transferred to Bank of New York as Trustee for the Certificate Holders CWABS, Inc., Asset-Backed Certificates, Series 2006-25 by Assignment filed for record December 7, 2007 in Deed Book 48479, Page 510, Gwinnett County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in February, 2008, by Bank of New York as Trustee for the Certificate Holders CWABS, Inc., Asset-Backed Certificates, Series 2006-25 as Attorney-in-Fact for Pyong Hwa Ko the following property to-wit: ALL THAT TRACT or parcel of land lying and being in Land Lot 69 of the 7th District, Gwinnett County, Georgia, being Lot 2, Block A, Sterling Pointe Subdivision, Unit I, as per plat recorded in Plat Book 82, Page 102, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part hereof. The above described property is also known as 595 Sterling Pointe Court, Lawrenceville, GA 30043. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the undersigned's knowledge and belief, possession of the subject property is held by Pyong Hwa Ko . Bank of New York as Trustee for the Certificate Holders CWABS, Inc., Asset-Backed Certificates, Series 2006-25 as Attorney-in-Fact for Pyong Hwa Ko SHUPING, MORSE & ROSS, LLP By: S. Andrew Shuping, Jr S. Andrew Shuping, Jr. 6259 Riverdale Road Suite 100 Riverdale, Georgia 30274-1698 (770) 991-0000 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582756,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Allen J. Kodash to H&R Block Mortgage Corporation dated October 6, 2005 in the amount of $146,400.00, and recorded in Deed Book 44874, Page 134, Gwinnett County, Georgia Records; as last transferred to Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-1 Asset-Backed Certificates, Series 2006-1 by assignment; the undersigned, Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-1 Asset-Backed Certificates, Series 2006-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: Land referred to in this Commitment is described as all that certain property situated in the City of Loganville in the County of Gwinnett, and State of GA and being described in a deed dated 05/11/2001 and recorded 05/24/2001 in Book 23261 Page 83 among the land records of the county and state set forth above, and referenced as follows: Lot 90 Block: B All that tract or parcel of land lying and being in Land Lot 128 of the 5th District, Gwinnett County, Georgia being known as Lot 90, Block B of Breckenridge Club, Phase V, as per plat recorded at Plat Book 84, Pages 225 and 226, Gwinnett County, Georgia Records, said plat being incorporated herein and made a part hereof by reference for a more complete description of captioned property and being improved property known as 907 Creekmore Land, Loganville, GA, 30052 according to the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 907 Creekmore Lane, Loganville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Allen J. Kodash and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-1 Asset-Backed Certificates, Series 2006-1 Attorney in Fact for Allen J. Kodash Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-15336 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588401,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Themelina Kouvaris to Long Beach Mortgage Company , dated July 26, 2005, recorded in Deed Book 43774, Page 51, Gwinnett County, Georgia Records, as last transferred to Deustsche Bank National Trust, as Trustee for Long Beach Mortgage Loan Trust 2005-WL3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($147,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 15 of the 7th District, Gwinnett County, Georgia, being Lot 39, Block A, Cedar Woods Subdivision, Unit one, according to plat of survey recorded in Plat Book 55, Page 41, Gwinnett County, Georgia records, which plat and the record thereof are incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Themelina Kouvaris or a tenant or tenants and said property is more commonly known as 1315 Cedar Brook Drive, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deustsche Bank National Trust, as Trustee for Long Beach Mortgage Loan Trust 2005-WL3 as Attorney in Fact for Themelina Kouvaris Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/js2 2/5/08 Our file no. 1610607-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588259,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Aaron R. Kratzer and Tandy T. Kratzer to Mortgage Electronic Registration Systems Inc. dated April 26, 2004 in the amount of $94,844.00, and recorded in Deed Book 38063, Page 9, Gwinnett County, Georgia Records; as last transferred to National City Mortgage Company by assignment; the undersigned, National City Mortgage Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 128 of the 6th District, Gwinnett County, Georgia, being Lot 9, Block C, of Wood Creek Estates Subdivision, Unit Two, as per plat recorded in Plat Book X, Page 91, and revised in Plat Book 1, Page 284, In the Office of the Clerk of the Superior Court of Gwinnett County, Georgia, which recorded plat is incorporated herein by the reference and made a part of this description. which has the property address of 275 Windmill Pointe, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Aaron R. Kratzer and Tandy T. Kratzer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. National City Mortgage Company Attorney in Fact for Aaron R. Kratzer and Tandy T. Kratzer Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18689 /VA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517753,1/10,17,24,31 NOTICE OF POWER OF SALE CONTAINED IN GEORGIA SECURITY DEED AND SECURITY AGREEMENT STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from KUKA, INC. (hereinafter referred to as "Borrower") to MAIN STREET BANK, which subsequently merged into BRANCH BANKING AND TRUST COMPANY (hereinafter referred to as "Lender") , dated March 8, 2002, and recorded in Deed Book 26692, Page 71, et. seq., Gwinnett County, Georgia Records (the "Security Deed"), the undersigned, as Attorney-in-Fact for Borrower, will sell at public outcry to the highest and best bidder for cash, between the legal hours of sale before the Courthouse door of Gwinnett County, Georgia, on the first Tuesday in February, 2008 (February 5, 2008), the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lots 107 and 108, 5th District, Gwinnett County, Georgia, and being more particularly described as follows: BEGINNING at a concrete monument found on the southeasterly right-of-way line of State Route 124 (aka Scenic Highway, a variable width right-of-way) at a point where the aforesaid right-of-way line intersects with the right-of-way line that connects the southeasterly right-of-way line of State Route 124 to the southerly right-of-way line of Sugarloaf Parkway (f/k/a Johnson Road, a variable width right-of-way); thence in a northeasterly direction along the said right-of-way line connecting the southeasterly right-of-way line of State Route 124 to the southerly right-of-way line of Sugarloaf Parkway North 68 degrees 54 minutes 44 seconds East a distance of 60.29 feet to a concrete monument found on the southerly right-of-way line of Sugarloaf Parkway; continuing thence along the aforesaid right-of-way line South 70 degrees 25 minutes 35 seconds East a distance of 13.16 feet to a concrete monument found on the aforesaid right-of-way line; continuing thence along said right-of-way line South 54 degrees 47 minutes 10 seconds East a distance of 42.32 feet to a point located on the aforesaid right-of-way line; continuing thence South 66 degrees 50 minutes 20 seconds East a distance of 36.96 feet to a point located on the aforesaid right-of-way line; continuing thence South 62 degrees 48 minutes 30 seconds East a distance of 66.28 feet to a point located on the aforesaid right-of-way line; continuing thence South 59 degrees 33 minutes 00 seconds East a distance of 33.47 feet to an iron pin set on the aforesaid right-of-way line; thence leaving the aforesaid right-of-way line and running South 15 degrees 44 minutes 02 seconds West a distance of 305.66 feet to a iron pin set; thence North 74 degrees 15 minutes 58 seconds West a distance of 231.15 feet to an iron pin set on the southerly right-of-way line of State Route 124; continuing thence along the aforesaid right-of-way line North 14 degrees 58 minutes 32 seconds East a distance of 45.00 feet to an iron pin set on the aforesaid right-of-way line; continuing thence North 14 degrees 58 minutes 32 seconds East a distance of 265.99 feet to THE POINT OF BEGINNING; being 1.751 acres of improved real property as depicted on that certain as-built plat prepared for Kuka, Inc., Main Street Bank, and Chicago Title Insurance Company, certified and prepared by Jeffrey L. Nipper, Georgia Registered Land Surveyor No. 2736, dated February 22, 2002, which plat is incorporated herein by this reference, and known as 850 Scenic Highway, Lawrenceville, Gwinnett County, Georgia. TOGETHER WITH all easements for ingress, egress, sewer, and utilities as set forth on the aforesaid survey and as described in that certain Declaration of Joint and Reciprocal Easements recorded in Deed Book 24163, Page 107, Gwinnett County, Georgia, Records, which is incorporated herein by this reference. Said Security Deed was given to secure a Note dated March 8, 2002, in the original principal amount of ONE MILLION EIGHT HUNDRED THOUSAND AND NO/HUNDREDTHS DOLLARS ($1,800,000.00) (the "Promissory Note"), with interest thereon as provided in said Promissory Note until paid. On account of defaults in the terms of the Promissory Note, the Security Deed and other loan documents, including Borrower's failure to make monthly payments as due and when due, Lender, the present holder of said Security Deed and Promissory Note, has declared the entire unpaid principal balance of all obligations secured by said Security Deed, including interest to date of sale, to be due and payable immediately. The debt remaining in default and unpaid, this sale will be for the purpose of satisfying the principal and interest due, amounts, if any, expended by Lender to protect its interest in the Property, and all expenses of this sale, including, without limitation, attorneys' fees. The Property will be sold subject to outstanding ad valorem taxes and/or assessments, and superior easements, restrictions and rights-of-way and other superior matters of record, if any. The undersigned will execute a deed to the purchaser at the sale as provided in the aforesaid Security Deed. To the best knowledge and belief of Lender, the equitable title to the Property is vested in Borrower, and the party in possession of the Property is Borrower. BRANCH BANKING AND TRUST COMPANY, as successor by merger with MAIN STREET BANK, as Attorney-in-Fact for Kuka, Inc. R. Russell Berry, Esq. Womble, Carlyle, Sandridge & Rice, PLLC Attorneys at Law One Atlantic Center, Suite 3500 1201 West Peachtree Street Atlanta, Georgia 30309 (404) 888-7459 950-12517733,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Tiffany A. La Pierre to eHome Credit Corp., dated May 12, 2005, recorded in Deed Book 42751, Page 259, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2005-WL2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND AND 0/100 DOLLARS ($176,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 4 of the 1st District, Puckett GMD 1397 of Gwinnett County, Georgia, being Lot 39, Block A, Seneca Farms, Unit 1 (FKA Ivy Glen Subdivision, Unit I), per plat thereof recorded in Plat Book 89, Page 81-82, Gwinnett County records, which plat is made a part hereof by reference. This being the same property as conveyed in that certain Warranty Deed as filed in Deed Book 27600, Page 124, Gwinnett County records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Tiffany A. La Pierre or a tenant or tenants and said property is more commonly known as 3447 Seneca Farm Drive Unit #1, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2005-WL2 as Attorney in Fact for Tiffany A. La Pierre Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/lkh 2/5/08 Our file no. 1439007-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588237,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Richard H. Laird to Mortgage Electronic Registration Systems, Inc., dated November 22, 2006, recorded in Deed Book 47301, Page 713, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-TWO THOUSAND NINE HUNDRED SIXTY-THREE AND 0/100 DOLLARS ($172,963.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 198 of the 5th District, Gwinnett County, Georgia, being Lot 25, Block A, Unit II, Tribble Mill Cove Subdivision as per Plat Book 70, Page 15, Gwinnett County Records, which plat is incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Richard H. Laird or a tenant or tenants and said property is more commonly known as 842 Mill Cove Dr, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Richard H. Laird McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh3 2/5/08 Our file no. 52750007-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583014,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Lisa Lampkin and Cleo Lampkin to Mortgage Electronic Registration Systems, Inc., dated August 31, 2004, recorded in Deed Book 41039, Page 44, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A . by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY THOUSAND SIX HUNDRED TWENTY-SIX AND 0/100 DOLLARS ($150,626.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 185 of the 5th District, Gwinnett County, Georgia, being known as Lot 63, Block A of Chandler Woods, Unit 3, Tract One - East side, F.K.A. Chandler Oaks, Parcel 5-185-001, as per plat recorded at Plat Book 101, Pages 45 and 46 and all revisions of said plat recorded as of the date of recording of this deed, if any, Gwinnett County, Georgia Records, said plat and all revised plats, if any, being incorporated herein and made a part hereof by reference for a more complete description of captioned property and being improved property known as 432 Leaflet Ives Trail, Lawrenceville, GA 30045 according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Lisa Lampkin and Cleo Lampkin or a tenant or tenants and said property is more commonly known as 432 Leaflet Ives Trail, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N. A. as Attorney in Fact for Lisa Lampkin and Cleo Lampkin McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mio 2/5/08 Our file no. 51062606-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582741,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Lascelles W. Lancashire to Mortgage Electronic Registration Systems, Inc., dated October 12, 2005, recorded in Deed Book 45123, Page 77, Gwinnett County, Georgia Records, as last transferred to EverHome Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($179,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 202, 5th District, Gwinnett County, Georgia, being known as Lot 18, Block A, Hunter's Ridge Subdivision, Unit 2, as per plat recorded at plat book 102, page 168, Gwinnett County, Georgia Records. Said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Lascelles W. Lancashire or a tenant or tenants and said property is more commonly known as 981 Cruiser Run, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. EverHome Mortgage Company as Attorney in Fact for Lascelles W. Lancashire McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 5661907-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583090,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Neal H. Landers to Argent Mortgage Company, LLC dated October 7, 2004 in the amount of $225,000.00, and recorded in Deed Book 40297, Page 1, Gwinnett County, Georgia Records; as last transferred to Wells Fargo Bank NA as Trustee by assignment; the undersigned, Wells Fargo Bank NA as Trustee pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 240 of the 6th District of Gwinnett County, Georgia, being Lot 3, Block A of Ingram Village Subdivision, as per plat recorded in Plat Book V, Page 122, Records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof. which has the property address of 2588 Ingram Road, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Neal H. Landers and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Wells Fargo Bank NA as Trustee Attorney in Fact for Neal H. Landers Anthony DeMarlo, Attorney/apatterson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-19431 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583176,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Enrique M. Lara to Mortgage Electronic Registration Systems, Inc., dated May 18, 2007, recorded in Deed Book 47979, Page 296, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND AND 0/100 DOLLARS ($163,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 107 of the 3rd District of Gwinnett County, Georgia and being more particularly described as Building 212, Unit 3, in that declaration of Condominiums for Sugarloaf Forest Condominiums, filed September 10, 2003, and recorded at Deed Book 34706, Page 160, Gwinnett County real property records, an thereafter amended, as setforth on that Condominium Plat recorded at condominium Plat Book DC-3, Page 107, as revised at condominium Plat Book CD-3, Page 112 and 113, aforesaid records, as also setforth in that condominium floor plans recorded in the Gwinnett County, Georgia condominium File Folder #2721 and 2722, as revised in File Folder # 2723 and 2724. Property Address: 985 Pike Forest Drive, Lawrenceville, GA 30045 #812123 Together with an undivided interest in the common areas. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Enrique M. Lara or a tenant or tenants and said property is more commonly known as 985 Pike Forest Drive Unit 46, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Enrique M. Lara McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/djc 2/5/08 Our file no. 52438407-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587920,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Marlene Larochelle to Mortgage Electronic Registration Systems, Inc., dated July 6, 2007 in the amount of $134,910.00, and recorded in Deed Book 48137, Page 404, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 76 of the 5th District, Gwinnett County, Georgia, being Lot C-9, Unit One, Bristol Downs Subdivision, per plat thereof recorded in Plat Book 43, Page 210, Gwinnett County Records, which plat is made a part hereof by reference. which has the property address of 715 Oxford Hall Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Marlene Larochelle and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Marlene Larochelle Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18221 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517739,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Daniel R. Laskowski and Danielle L. Laskowski to HomeBanc Mortgage Corporation, dated May 31, 2002, recorded in Deed Book 27692, Page 88, Gwinnett County, Georgia Records, as last transferred to PHH Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($199,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 152 of the 5th District of Gwinnett County, Georgia being Lot 26, Block B of Wheatfields Subdivision, Unit Four, as per plat recorded in Plat Book 90, Page 284, records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Daniel R. Laskowski and Danielle L. Laskowski or a tenant or tenants and said property is more commonly known as 1782 Sweet Branch Trail, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. PHH Mortgage Corporation as Attorney in Fact for Daniel R. Laskowski and Danielle L. Laskowski McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 52847508-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588448,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Chee Choi Law to Republic Consumer Lending Group, Inc. , dated April 15, 1998, recorded in Deed Book 15878, Page 196, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY THOUSAND AND 0/100 DOLLARS ($130,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lots 86 and 87 of the 7th District, Gwinnett County, Georgia, being Lot 4, Block A, Wildwood Lakes Subdivision, Unit one, as per plat recorded in Plat Book 55, Page 224, in the office of the Clerk of Superior Court of Gwinnett County, Georgia, which plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Chee Choi Law or a tenant or tenants and said property is more commonly known as 2127 York River Way, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA N.A. as Attorney in Fact for Chee Choi Law McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 52750907-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583002,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Security Deed from Nassico L. Lawson to MERS, Inc., as nominee for RBC Mortgage Company dated December 17, 2004, recorded in Deed Book 41035, Page 3, Gwinnett County Records, and last assigned to Chase Home Finance, LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FIVE THOUSAND AND 00/100 ($175,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday in February, 2008 the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 49 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 100, BLOCK E, THE LANDINGS AT RIVER PARK SUBDIVISION, UNIT 5, AS PER PLAT RECORDED IN PLAT BOOK 51, PAGE 17, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND BY THIS REFERENCE MADE A PART HEREOF. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneys fees, notice of intent to collect attorneys fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Nassico L. Lawson or, a tenant or tenants, and said property was or is commonly known as 425 Clearwater Place, Lawrenceville, GA 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder for the security deed. Chase Home Finance, LLC As Attorney in Fact for Nassico L. Lawson Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 07-6230 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588294,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jesus Lazalde to Westminster Mortgage Corporation dated August 4, 2000, and recorded in Deed Book 21131, Page 215, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. , by Assignment dated January 18, 2007 and recorded in Deed Book 47511, Page 839, aforesaid records. securing a Note in the original principal amount of $137,544.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 235 of the 6th District of Gwinnett County, Georgia and being Lot 28, Block F, Stephens Hills Subdivision, Unit 3, as shown on plat of subject property recorded at Plat Book V, Page 141, Gwinnett County, Georgia Real Estate Records, which plat is incorporated herein by reference and made a part of this description. Said property is known as 2676 Hill Court, Duluth, GA 30096 , together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Jesus Lazalde, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jesus Lazalde , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, N.A. as Attorney-in-Fact for Jesus Lazalde File no. 06-2049 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/AB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582391,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Lewis M. Lea and Bonzie J. Lea to HomeBanc Mortgage Corporation dated July 25, 2002, and recorded in Deed Book 28494, Page 1, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Bank One, National Association, as Trustee for the holders of Structured Asset Mortgage Investments, Inc., Mortgage Pass-Through Certificates, Series 2002-AR4, by Assignment securing a Note in the original principal amount of $227,200.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 19 of the 7th District, Gwinnett County, Georgia, being Lot 27, Block A, Appalachee River Club, Phase Three-A, as per plat recorded in Plat Book 79, Page 290 and 291, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. Said property is known as 858 Misty River Court, Dacula, GA 30019, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Lewis M. Lea and Bonzie J. Lea, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Lewis M. Lea and Bonzie J. Lea , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Bank One, National Association, as Trustee for the holders of Structured Asset Mortgage Investments, Inc., Mortgage Pass-Through Certificates, Series 2002-AR4 as Attorney-in-Fact for Lewis M. Lea and Bonzie J. Lea File no. 07-1057 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582564,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Steven Lee to Mortgage Electronic Registration Systems, Inc as nominee for BancMortgage, dated December 27, 2004, recorded in Deed Book 41388, Page 218, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND ONE HUNDRED FIFTY AND 0/100 DOLLARS ($166,150.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 203 of the 6th District, Gwinnett County, Georgia, being Lot 34, The Gates at Crestwood, Unit 2, as per plat recorded in Plat Book 104, Page 86, Gwinnett County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Steven Lee or a tenant or tenants and said property is more commonly known as 1684 Northgate Mill Drive, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Steven Lee Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/neb 2/5/08 Our file no. 1910307-FT11 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582582,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sang Yoon Lee to Mortgage Electronic Registration Systems, Inc., dated May 26, 2005, recorded in Deed Book 42921, Page 203, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FOUR THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($154,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 90 of the 7th District, Gwinnett County, Georgia, being Lot 7, Block F, Thousand Oaks Subdivision, Unit 2, as per plat recorded in Plat Book 41, Page 211, Gwinnett County, Georgia Records, which plat is hereby incorporated and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Sang Yoon Lee or a tenant or tenants and said property is more commonly known as 684 Oak Moss Dr, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Sang Yoon Lee McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/djc 2/5/08 Our file no. 51909006-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588198,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Mee Ae Lee to Mortgage Electronic Registration Systems, Inc., dated February 22, 2006, recorded in Deed Book 46274, Page 108, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for WFMBS 2006-AR7 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-SIX THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($256,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 208 of the 7th District, Gwinnett County, Georgia, being Lot 64, Block B, of Baxley Point, as per plat recorded in plat book 111, page 47-49, Gwinnett County, Georgia Records, said plat is incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Mee Ae Lee or a tenant or tenants and said property is more commonly known as 1511 Baxley Way, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as Trustee for WFMBS 2006-AR7 as Attorney in Fact for Mee Ae Lee McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ll2 2/5/08 Our file no. 52608407-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587925,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Young Sook Lee to Mortgage Electronic Registration Systems, Inc., dated June 30, 2005, recorded in Deed Book 43842, Page 59, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-THREE THOUSAND SEVEN HUNDRED FORTY AND 0/100 DOLLARS ($133,740.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 38 of the 7YH District of Gwinnett County, Georgia being of Herrington Walk Townhomes , Unit 15 as per plat recorded in plat book 108, page 166, Gwinnett County Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Young Sook Lee or a tenant or tenants and said property is more commonly known as 2487 Emma Way, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Young Sook Lee McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 2/5/08 Our file no. 52609907-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587953,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by In Ok Lee to Mortgage Electronic Registration Systems, Inc. , dated July 6, 2006, recorded in Deed Book 46732, Page 596, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINETY-TWO THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($392,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 252 of the 7th District of Gwinnett County, Georgia, being Lot 25,, Block G, Village Grove, Unit Three, Phase I, as per plat recorded in plat book 107, page 239, Gwinnett County, Georgia Records, said plat is incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is In Ok Lee or a tenant or tenants and said property is more commonly known as 4768 Arbor Crest Place, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for In Ok Lee McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 2/5/08 Our file no. 52610507-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587664,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carmen Lee to Mortgage Electronic Registration Systems, Inc., dated April 27, 2006, recorded in Deed Book 46476, Page 3, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND SIXTY-EIGHT AND 0/100 DOLLARS ($123,068.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 178 of the 6th District, Gwinnett County, Georgia, being known as Lot 110, Block B of Vintage Pointe Subdivision, Unit One, as per plat recorded in Plat Book 70, Page 190, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Carmen Lee or a tenant or tenants and said property is more commonly known as 3326 Merlot Pass, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Carmen Lee McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ib 2/5/08 Our file no. 52816707-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588429,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in that certain Open End Security Deed given by Jong Hee Lee to SunTrust Mortgage, dated July 12, 2006 and filed August 8, 2006, recorded in Deed Book 46855, Page 0843,GWINNETT County, Georgia Records, later assigned to SunTrust Bank by assignment filed September 17, 2007 in Deed book 48276, page 244 Gwinnett County Georgia Records, conveying the after-described property to secure a Home Equity Line of Credit and Promissory Note in the original principal amount of Seventy Two Thousand Dollars and No Cents ($72,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of GWINNETT County, Georgia, within the legal hours of sale on the first Tuesday in February 2008, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN PUCKETT G.M.D. 1397 AND DUNCAN G.M.D. 1749, GWINNETT COUNTY, GEORGIA, CONTAINING 3.04 ACRES, AND BEING KNOWN AS TRACT 5 OF THE RUNELLE B. TURNER PROPERTY, AS PER PLAT RECORDED AT PLAT BOOK 18, PAGE 270, GWINNETT COUNTY, GEORGIA RECORDS. SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. The debt secured by said Open End Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Home Equity Line of Credit and Promissory Note and Open End Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Open End Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Open End Security Deed first set out above, included but not limited to that certain Security Deed given by J ong Hee Lee to MERS as Nominee for SunTrust Mortgage, Inc. dated July 12, 2006 and filed August 8, 2006, recorded in Deed Book 46855, Page 0821,GWINNETT County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of $290,400.000. To the best knowledge and belief of the undersigned, the party in possession of the property is Jong Hee Lee or a tenant or tenants and said property is more commonly known as 3729 Sardis Church Road Buford, GA 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Open End Security Deed. SunTrust Bank, as Attorney in Fact for Jong Hee Lee By: Andrew D. Gleason Attorney for SunTrust Bank Lefkoff, Rubin & Gleason, P.C. 5555 Glenridge Connector Suite 900 Atlanta, Georgia 30342 (404)869-6900 (404)869-6909 (fax) THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587849,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by SookHee Lee a/k/a Sook Hee Lee to Mortgage Electronic Registration Systems, Inc. dated November 14, 2006 in the amount of $185,600.00, and recorded in Deed Book 47294, Page 781, Gwinnett County, Georgia Records; as last transferred to HSBC Bank USA, National Association as Trustee for the Ellington Trust Series 2007-2 by assignment; the undersigned, HSBC Bank USA, National Association as Trustee for the Ellington Trust Series 2007-2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 201 of the 7th District of Gwinnett County, Georgia, being Lot 4, Block B, Peachtree Walk Subdivision, Unit 1, as per plat recorded in Plat Book 28, Page 111, Gwinnett County, Georgia Records, which plat is incorporated herein and by this reference made a part hereof. which has the property address of 2615 Peachtree Walk, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of SookHee Lee a/k/a Sook Hee Lee and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. HSBC Bank USA, National Association as Trustee for the Ellington Trust Series 2007-2 Attorney in Fact for SookHee Lee a/k/a Sook Hee Lee Anthony DeMarlo, Attorney/etillery McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-19125 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588136,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Steven Lee to Mortgage Electronic Registration Systems, Inc . dated December 28, 2005 in the amount of $170,200.00, and recorded in Deed Book 45984, Page 254, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 235 and 236 of the 6th District, Gwinnett County, Georgia, and being more particularly described as follows: Unit No. 33, Building 6, and rights appurtenant thereto as described in the certain declaration for the Old Norcross Regency, a Townhome Community, Phase V, as per platr recored in Deed Book 41357, Pages 78-112, Gwinnett County, Georgia Records, and as depicted on a plat recorded at Condominium Plat Book CD4, Pages 5-7 aforesaid records, together with said units appurtenant percentage of undivided interest in the common elements of Old Norcross Regency, a Townhome Condominium, as proved in the aforesaid declaration, which declaration and plat are incorporated herein and made a part hereof by reference. which has the property address of 2454 Fairlie Drive, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Steven Lee and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Steven Lee Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-19143 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588420,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Young Mi Lee to Mortgage Electronic Registration Systems, Inc . dated April 28, 2006 in the amount of $292,000.00, and recorded in Deed Book 46454, Page 805, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank F.S.B. by assignment; the undersigned, IndyMac Bank F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 181 of the 6th District of Gwinnett County, Georgia, being .6926 acres as recorded in Plat Book 20, Page 27, Gwinnett County, Georgia Records, which plat is incorporated herein and by this reference made a part hereof. which has the property address of 3370 Club Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Young Mi Lee and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Bank F.S.B. Attorney in Fact for Young Mi Lee Anthony DeMarlo, Attorney/efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00020 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583171,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Security Deed from Yung Jin Lee to MERS, Inc., as nominee for Primary Capital Advisores LC dated June 6, 2006, recorded in Deed Book 46617, Page 166, Gwinnett County Records, and last assigned to Chase Home Finance, LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND NINE HUNDRED AND 00/100 ($139,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday in February, 2008 the following described property, to wit: All that tract or parcel of land lying and being in Land Lot 178 of the 6th District, Gwinnett County, Georgia, being Lot 92, Block A of Vintage Pointe Subdivision, Unit Four, as per plat recorded in Plat Book 75, Page 244, Gwinnett County, Georgia Records. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees, notice of intent to collect attorney's fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Yung Jin Lee or, a tenant or tenants, and said property was or is commonly known as 1459 Vintage Pointe Drive, Lawrenceville, GA 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder for the security deed. Chase Home Finance, LLC As Attorney in Fact for Yung Jin Lee Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 07-5487 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588158,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by James A. Leitch and Dawnette N. Leitch to Mortgage Electronic Registration Systems, Inc., dated April 25, 2007, recorded in Deed Book 47829, Page 259, Gwinnett County, Georgia Records, as last transferred to PHH Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-EIGHT THOUSAND AND 0/100 DOLLARS ($198,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 71 of the 5th District, Gwinnett County, Georgia, being Lot 38, Block F, of Pinehurst Manor Subdivision, Unit one, as per plat recorded in Plat Book 106, Page 100, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference. Said property being known as 1615 Tuftstown Court, according to the present system of numbering property in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is James A. Leitch and Dawnette N. Leitch or a tenant or tenants and said property is more commonly known as 1615 Tuftstown Court, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. PHH Mortgage Corporation as Attorney in Fact for James A. Leitch and Dawnette N. Leitch McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 52743107-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582864,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Lowery L. Lennix, Jr. to New Century Mortgage Corporation dated December 12, 2005, and recorded in Deed Book 46062, Page 414, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for Securitized Asset Backed Receivables LLC Trust, 2006-NC1 , by Assignment securing a Note in the original principal amount of $170,792.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 126 of the 5th District, Gwinnett County, Georgia, being Lot 15, Block A, Midway Cove, as per plat recorded in Plat Book 110, Pages 177-178, Gwinnett County Records, said plat being incorporated herein by reference thereto. Said property is known as 3414 Midway Cove Drive, Loganville, GA 30052, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Lowery L. Lennix, Jr., the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Lowery L. Lennix, Jr , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association, as Trustee for Securitized Asset Backed Receivables LLC Trust, 2006-NC1 as Attorney-in-Fact for Lowery L. Lennix, Jr. File no. 07-7504 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/MH www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588263,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Miguel Leon to Washington Mutual Bank, FA dated February 6, 2004, and recorded in Deed Book 37050, Page 42, Gwinnett County Records, securing a Note in the original principal amount of $149,200.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land together with all improvements thereon, lying and being in Land Lot 80, of the 5th District of Gwinnett County, Georgia, being all of Lot 17, Block B, Unit Three of Lamancha Subdivision, according to plat recorded in Plat Book 2, Page 115, of Gwinnett County, Georgia Records, said plat being incorporated herein by reference and made a part of this description. Said property is known as 1744 Lamancha Drive, Lawrenceville, GA 30044, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Miguel Leon, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Miguel Leon, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Washington Mutual Bank as Attorney-in-Fact for Miguel Leon File no. 07-8056 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/S.M www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588138,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Felix Frank Leon to JPMorgan Chase Bank, N.A., dated July 9, 2007, recorded in Deed Book 48080, Page 564, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-FIVE THOUSAND AND 0/100 DOLLARS ($265,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Rocky Creek GMD 1587 and also being in Land Lot 1 of the 2nd District, Gwinnett County, Georgia, being known as Lot 1, Block B, The Cottonfields Subdivision, Phase II, as per plat recorded at Plat Book 106, Pages 28-29, Gwinnett County, Georgia records. Said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Felix Frank Leon or a tenant or tenants and said property is more commonly known as 3403 Jordan Lea Ln, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Felix Frank Leon McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tdb 2/5/08 Our file no. 52770107-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583111,1/10,17,24,31 NOTICE OF POWER OF SALE CONTAINED IN DEED TO SECURE DEBT AND IN GEORGIA SECURITY DEEDS AND SECURITY AGREEMENTS STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the powers of sale contained in (i) that certain Georgia Security Deed and Security Agreement from LEROUX ENTERTAINMENT CORPORATION OF AMERICA, a Georgia corporation (hereinafter referred to as "Borrower") to BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation (hereinafter referred to as "Lender"), dated April 17, 2003, and recorded in Deed Book 32043, Page 231, et. seq., Gwinnett County, Georgia Records, as modified by that certain Modification Agreement by and between Borrower and Lender dated August 25, 2006, and recorded in Deed Book 46994, Page 398, aforesaid records ("Security Deed #1"), (ii) that certain Deed to Secure Debt from Borrower to Lender dated October 29, 2004, and recorded in Deed Book 41034, Page 153, aforesaid records ("Security Deed #2"), (iii) that certain Georgia Security Deed and Security Agreement from Borrower to Lender, dated August 29, 2005, and recorded in Deed Book 44236, Page 140, aforesaid records, as modified by that certain Modification Agreement by and between Borrower and Lender dated August 25, 2006, and recorded in Deed Book 46994, Page 404, aforesaid records ("Security Deed #3"), (iv) that certain Georgia Security Deed and Security Agreement from Borrower to Lender, dated August 25, 2006, and recorded in Deed Book 46952, Page 52, aforesaid records ("Security Deed #4"), and (v) that certain Georgia Security Deed and Security Agreement from Borrower to Lender dated July 28, 2006, and recorded in Deed Book 46952, page 81, aforesaid records ("Security Deed #5") (Security Deed #1, Security Deed #2, Security Deed #3, Security Deed #4 and Security Deed #5 are hereinafter collectively referred to as the "Security Deeds"), the undersigned, as Attorney-in-Fact for Borrower, will sell at public outcry to the highest and best bidder for cash, between the legal hours of sale before the Courthouse door of Gwinnett County, Georgia, on the first Tuesday in February, 2008 (February 5, 2008) the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 205 of the 7th District, City of Duluth, Gwinnett County, Georgia, being more particularly described as follows: TO FIND THE POINT OF BEGINNING, commence at the point of intersection of the centerline of Chattahoochee Drive (right-of-way varies) and the southerly right-of-way line of Peachtree Industrial Boulevard; thence continuing in a southeasterly direction along said Chattahoochee Drive, south 07 degrees 12 minutes 44 seconds east a distance of 1,099.43 feet to a _" rebar set located on the southeasterly right-of-way line of Chattahoochee Drive, said _" rebar set being the POINT OF BEGINNING; from the POINT OF BEGINNING AS THUS ESTABLISHED, and continuing westerly along the southeasterly right-of-way line of said Chattahoochee Drive and following the curvature thereof, the following seven (7) courses and distances: (1) south 23 degrees 23 minutes 38 seconds west a distance of 30.13 feet to a point; (2) south 45 degrees 04 minutes 38 seconds west a distance of 50.00 feet to a point; (3) south 61 degrees 11 minutes 38 seconds west a distance of 32.82 feet to an iron pin set; (4) along the arc of a curve having a radius of 332.00 feet to the right an arc distance of 147.88 feet, said arc being subtended by a chord bearing south 56 degrees 52 minutes 19 seconds west a distance of 146.66 feet to a point; (5) south 69 degrees 37 minutes 56 seconds west a distance of 123.50 feet to a point; (6) along the arc of a curve to the left, said arc having a radius of 379.26 feet, an arc distance of 143.94 feet, said arc being subtended by a chord bearing south 58 degrees 45 minutes 34 seconds west a distance of 143.08 feet to a point; and (7) south 47 degrees 53 minutes 12 seconds west a distance of 62.46 feet to an iron pin set; thence leaving said Chattahoochee Drive and continuing south 39 degrees 48 minutes 32 seconds east a distance of 218.64 feet to a _" rebar set; thence south 84 degrees 48 minutes 15 seconds east a distance of 58.12 feet to a _" rebar set; thence south 39 degrees 48 minutes 32 seconds east a distance of 186.62 feet to a point; thence north 50 degrees 09 minutes 05 seconds east a distance of 533.61 feet to a 1" open top pipe; thence north 39 degrees 46 minutes 32 seconds west a distance of 380.79 feet to a _" rebar set, said _" rebar set being the POINT OF BEGINNING. The above described property is located at 2400 Chattahoochee Drive, Duluth, Georgia 30097 and contains approximately 5.134 acres and is shown on and described according to that certain Survey for City of Duluth, dated August 17, 2001, by Keck & Wood, Inc. being the seal of Russell S. Shadrix, Georgia Registered Land Surveyor No. 2874, which survey is incorporated herein by this reference (hereinafter referred to as the "Property"). The Security Deeds secure a Promissory Note dated April 17, 2003, in the original principal amount of TWO MILLION TWO HUNDRED THOUSAND AND NO/HUNDREDTHS DOLLARS ($2,200,000.00), as modified by Note Modification Agreements dated March 10, 2006, July 25, 2006 and August 25, 2006 ("Promissory Note #1"), a Promissory Note dated August 29, 2005, in the original principal amount of ONE MILLION FIVE HUNDRED THOUSAND AND NO/100 DOLLARS ($1,500,000.00), as modified by Note Modification Agreement dated August 25, 2006 ("Promissory Note #2") and a Promissory Note dated August 25, 2006, in the original principal amount of ONE MILLION TWO HUNDRED TEN THOUSAND AND NO/100 DOLLARS ($1,210,000.00) ("Promissory Note #3"), together with all other indebtedness, whether direct or indirect, owing or to be owed by Borrower to Lender (Promissory Note #1, Promissory Note #2 and Promissory Note #3 are hereinafter collectively referred to as the "Promissory Notes"). The Promissory Notes accrue interest as provided therein until paid. On account of defaults in the terms of the Promissory Notes, the Security Deeds and other loan documents, including Borrower's failure to pay the Promissory Notes in full at maturity, Lender, the present holder of the Security Deeds and the Promissory Notes, has declared the entire unpaid principal balances of all obligations secured by the Security Deeds, including interest to the date of the hereinafter referenced sale, to be due and payable immediately. The indebtedness evidenced by the Promissory Notes remaining in default and unpaid, this sale will be for the purpose of satisfying the principal and interest due under the Promissory Notes, amounts, if any, expended by Lender to protect its interest in the Property, and all expenses of this sale, including, without limitation, attorneys' fees. The Property will be sold subject to outstanding ad valorem taxes and/or assessments, and superior easements, restrictions and rights-of-way and other superior matters of record, if any. The undersigned will execute a deed to the purchaser at the sale as provided in the aforesaid Security Deeds. To the best knowledge and belief of Lender, the equitable title to the Property is vested in Borrower, and the party in possession of the Property is Borrower. BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation, as Attorney-in-Fact for LEROUX ENTERTAINMENT CORPORATION OF AMERICA, a Georgia corporation R. Russell Berry, Esq. Womble, Carlyle, Sandridge & Rice, PLLC Attorneys at Law One Atlantic Center, Suite 3500 1201 West Peachtree Street Atlanta, Georgia 30309 (404) 888-7468 950-07582938,1/10,17,24,31 NOTICE OF POWER OF SALE CONTAINED IN DEED TO SECURE DEBT AND IN GEORGIA SECURITY DEEDS AND SECURITY AGREEMENTS STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the powers of sale contained in (i) that certain Deed to Secure Debt from LEROUX ENTERTAINMENT CORPORATION OF AMERICA, a Georgia corporation (hereinafter referred to as "Borrower") to BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation (hereinafter referred to as "Lender"), dated October 29, 2004, and recorded in Deed Book 41034, Page 153, et. seq., Gwinnett County, Georgia Records ("Security Deed #1"), (ii) that certain Georgia Security Deed and Security Agreement from Borrower to Lender, dated August 29, 2005, and recorded in Deed Book 44236, Page 153, aforesaid records, as modified by that certain Modification Agreement by and between Borrower and Lender dated August 25, 2006 and recorded in Deed Book 46994, Page 401, aforesaid records ("Security Deed #2"), (iii) that certain Georgia Security Deed and Security Agreement from Borrower to Lender, dated August 25, 2006, and recorded in Deed Book 46952, Page 65, aforesaid records ("Security Deed #3") and (iv) that certain Georgia Security Deed and Security Agreement from Borrower to Lender, dated July 28, 2006, and recorded in Deed Book 46952, Page 89, aforesaid records ("Security Deed #4") (Security Deed #1, Security Deed #2, Security Deed #3 and Security #4 are hereinafter collectively referred to as the "Security Deeds"), the undersigned, as Attorney-in-Fact for Borrower, will sell at public outcry to the highest and best bidder for cash, between the legal hours of sale before the Courthouse door of Gwinnett County, Georgia, on the first Tuesday in February, 2008 (February 5, 2008) the following described property (hereinafter referred to as the "Property"), to wit: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lots 243 and 246 of the 7th Land District, Gwinnett County, City of Duluth, Georgia, and being more particularly described as follows: BEGINNING at a concrete monument found at the intersection of the westerly right-of-way line of Rodgers Bridge Road (having a variable width right-of-way at this point) and the northerly right-of-way line of Peachtree Industrial Boulevard (having a 200 foot right-of-way); thence running north 08 degrees 44 minutes 08 seconds east a distance of 105.76 feet to a point, being on the westerly right-of-way line of Rodgers Bridge Road, said road having an 80 foot right-of-way from this point northward to the Chattahoochee River; thence running along the westerly right-of-way line of Rodgers Bridge Road north 45 degrees 06 minutes 07 seconds west a distance of 71.14 feet to a point, being the point of curvature of a curve to the right having a radius of 421.97 feet a chord bearing of north 32 degrees 23 minutes 00 seconds west a chord distance of 185.81 feet along said curve an arc distance of 187.34 feet to a point; thence north 19 degrees 39 minutes 52 seconds west a distance of 384.79 feet to an iron pin found; thence north 19 degrees 36 minutes 45 seconds west a distance of 694.36 feet to a point; thence north 20 degrees 24 minutes 49 seconds west a distance of 152.80 feet to an iron pin found being the TRUE POINT OF BEGINNING; thence from true point of beginning as thus established and departing the westerly right-of-way line of Rodgers Bridge Road running along the property of A.J. Embry south 59 degrees 34 minutes 54 seconds west a distance of 553.94 feet to an iron pin found; running thence along the property of Hamilton Corporation the following two courses and distances: north 29 degrees 28 minutes 43 seconds west a distance of 315.60 feet to an iron pin found on the line dividing land lots 243 and 246; running thence north 59 degrees 57 minutes 56 seconds west a distance of 1,372.00 feet to a point on the high water mark of the southerly side of the Chattahoochee River; running thence easterly along said high water mark of said Chattahoochee River and following the meanderings thereof 1,520 feet more or less to a point on the westerly side of the 80 foot right-of-way of Rodgers Bridge Road; thence running southeasterly along the westerly right-of-way line of Rodgers Bridge Road the following six courses and distances: south 24 degrees 34 minutes 44 seconds east a distance of 129.38 feet to a point; south 28 degrees 14 minutes 00 seconds east a distance of 183.21 feet to a point; south 20 degrees 05 minutes 08 seconds east a distance of 53.67 feet to a point; south 31 degrees 00 minutes 33 seconds east and crossing back over into land lot 243 a distance of 156.39 feet to a point; south 21 degrees 20 minutes 15 seconds east a distance of 235.62 feet to a point; south 20 degrees 24 minutes 49 seconds east a distance of 22.30 feet to the iron pin found at the TRUE POINT OF BEGINNING. Said tract contains 18.000 acres (including all easements). LESS AND EXCEPT from the above-described property that certain tract containing 6.87 acres, more or less, conveyed by Limited Warranty Deed from Robert Leland LeRoux to OT Golf Club, LLC dated as of August 25, 1997, recorded in Deed Book 14858, Page 94, Gwinnett County, Georgia Records. TOGETHER WITH any and all impervious surface rights of the above-described properties, including any such rights retained in the conveyance of the "LESS AND EXCEPT" parcel referenced above and TOGETHER WITH those easement rights arising under the aforesaid Limited Warranty Deed from Robert Leland Leroux to OT Golf Club, LLC dated as of August 25, 1997, recorded in Deed Book 14858, Page 94, Gwinnett County, Georgia Records. The above described property is known as the Chattahoochee Event Center and is located at 4791 Rogers Bridge Road, Duluth, Georgia 30097 The Security Deeds secure a Promissory Note dated August 29, 2005, in the original principal amount of ONE MILLION FIVE HUNDRED THOUSAND AND NO/100 DOLLARS ($1,500,000.00), as modified by Note Modification Agreement dated August 25, 2006 ("Promissory Note #1") and a Promissory Note dated August 25, 2006, in the original principal amount of ONE MILLION TWO HUNDRED TEN THOUSAND AND NO/100 DOLLARS ($1,210,000.00) ("Promissory Note #2"), together with all other indebtedness, whether direct or indirect, owing or to be owed by Borrower to Lender (Promissory Note #1 and Promissory Note #2 are hereinafter collectively referred to as the "Promissory Notes"). The Promissory Notes accrue interest as provided therein until paid. On account of defaults in the terms of the Promissory Notes, the Security Deeds and other loan documents, including Borrower's failure to pay the Promissory Notes in full at maturity, Lender, the present holder of the Security Deeds and the Promissory Notes, has declared the entire unpaid principal balances of all obligations secured by the Security Deeds, including interest to the date of the hereinafter referenced sale, to be due and payable immediately. The indebtedness evidenced by the Promissory Notes remaining in default and unpaid, this sale will be for the purpose of satisfying the principal and interest due under the Promissory Notes, amounts, if any, expended by Lender to protect its interest in the Property, and all expenses of this sale, including, without limitation, attorneys' fees. The Property will be sold subject to outstanding ad valorem taxes and/or assessments, and superior easements, restrictions and rights-of-way and other superior matters of record, if any. The undersigned will execute a deed to the purchaser at the sale as provided in the aforesaid Security Deeds. To the best knowledge and belief of Lender, the equitable title to the Property is vested in Borrower, and the party in possession of the Property is Borrower. BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation, as Attorney-in-Fact for LEROUX ENTERTAINMENT CORPORATION OF AMERICA, a Georgia corporation R. Russell Berry, Esq. Womble, Carlyle, Sandridge & Rice, PLLC Attorneys at Law One Atlantic Center, Suite 3500 1201 West Peachtree Street Atlanta, Georgia 30309 (404) 888-7468 950-07582939,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Barbara E. Lewis to Wells Fargo Bank, N.A., dated September 1, 2004, recorded in Deed Book 39732, Page 137, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($139,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 159 of the 6th District, Gwinnett County, Georgia, being Lot 33, Block A, Ashford Cove Subdivision, Phase Two, as per plat recorded in Plat Book 59, Page 63, Gwinnett County Records, which plat is incorporated herein by reference and made a part or this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Barbara E. Lewis or a tenant or tenants and said property is more commonly known as 4574 Pine Shadow Court, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Barbara E. Lewis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 2/5/08 Our file no. 52796007-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588122,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Thomas Leyva to Homebanc Mortgage Corporation dated May 15, 2003, and recorded in Deed Book 32772, Page 0180, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Everhome Mortgage Company, by Assignment securing a Note in the original principal amount of $109,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 13 of the 5th District, Gwinnett County, Georgia, being Lot 13, Block A, Greenhill Woods Subdivision, according to plat of Survey recorded in Plat Book 4, Page 29, Gwinnett County, Georgia records, which plat and the record thereof are incorporated herein by reference thereto. Said property is known as 2844 Franklin Road, Lawrenceville, GA 30044, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Thomas Leyva, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Thomas Leyva , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Everhome Mortgage Company as Attorney-in-Fact for Thomas Leyva File no. 07-7754 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/KF www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517705,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Richard E. Lilly, Jr. to Home Mortgage Corporation, dated April 26, 2004, recorded in Deed Book 38244, Page 126, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Home Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TEN THOUSAND AND 0/100 DOLLARS ($110,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 129 of the 6th District of Gwinnett County, Georgia, and being Lot 13, Block B, Unit Number Two of the Stratford Square Subdivision, according to the plat recorded in plat book X, page 265, Gwinnett County Records, which reference is made for the purpose of incorporating the same as a part herein, and being more particularly described on survey by Georgia Land Surveying Co., Inc., dated August 8, 1978. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Richard E. Lilly, Jr. or a tenant or tenants and said property is more commonly known as 153 Sir Gregory Manor, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Richard E. Lilly, Jr. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/las 2/5/08 Our file no. 52492907-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588414,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Heang Sook Lim to Mortgage Electronic Registration Systems, Inc., dated January 31, 2006, recorded in Deed Book 46117, Page 262, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THREE THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($203,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or Parcel of Land lying and being in Land Lot 215 of the 7th District, Gwinnett County, Georgia, being Lot 118, Block 1), Unit Three of Rox wood Park Subdivision, as Per Plat thereof recorded in Plat Book 106, Pages 154-155, Gwinnett County, Georgia Records, which recorded Plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Heang Sook Lim or a tenant or tenants and said property is more commonly known as 4032 Roxberry Hill Lane, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A as Attorney in Fact for Heang Sook Lim McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jr1 2/5/08 Our file no. 52710407-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583095,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Security Deed from Anthony J Linsey to MERS, Inc., as nominee for M&T Mortgage Corporation dated March 15, 2006, recorded in Deed Book 46289, Page 269, Gwinnett County Records, and last assigned to Chase Home Finance, LLC, conveying the after-described property to secure a Note in the original principal amount of EIGHT HUNDRED EIGHTY THOUSAND AND 00/100 ($880,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday in February, 2008 the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 103 OF THE 5TH LAND DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOT 7, BLOCK A, WILSHIRE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 78 PAGE 111, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneys fees, notice of intent to collect attorneys fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Anthony J Linsey or, a tenant or tenants, and said property was or is commonly known as 909 Wilshire Ct, Grayson, Ga 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder for the security deed. Chase Home Finance, LLC As Attorney in Fact for Anthony J Linsey Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 06-4981 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517736,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Candace R. Little to Navy Federal Credit Union dated September 29, 2004 in the amount of $27,400.00, and recorded in Deed Book 40360, Page 71, Gwinnett County, Georgia Records; as last transferred to Navy Federal Credit Union by assignment; the undersigned, Navy Federal Credit Union pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: The following described lot, piece or parcel of land, situate, lying and being the County of Gwinnett, State of Georgia, to wit: All that tract or parcel of land lying and being in Land Lot 352 of the 7th District, of Gwinnett County, Georgia, and being Lot 25, Block A of Ambercrest, as per plat recorded in Plat Book 98, Page 120 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Subject to prior Security Deed. which has the property address of 6240 Ambercrest Court, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Candace R. Little and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Navy Federal Credit Union Attorney in Fact for Candace R. Little Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17297 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582577,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Elia Llamosas to FirstCity Mortgage Inc. dba Eagle Mortgage Services, Inc. dated January 11, 2002 in the amount of $165,367.00, and recorded in Deed Book 26308, Page 0055, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 164 of the 6th District of Gwinnett County Georgia, being Lot 9, Block C, The Trails Subdivision, Unit 1, according to plat recorded in Plat Book 6, Page 272, Gwinnett County Records; reference to said plat is hereby made for a complete description of the property herein described. Said property is improved property. which has the property address of 6124 Wandering Way, Norcross, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Elia Llamosas and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Elia Llamosas Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18832 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582964,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Manuel Loma to New Horizon Mortgage, Inc., dated June 4, 2003, recorded in Deed Book 3173, Page 226, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINE THOUSAND AND 0/100 DOLLARS ($209,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lots 86 and 87 of the 7th District, Gwinnett County, Georgia, being Lot 1, Block B, Taylor Mill at Richland Subdivision, Unit One, as per plat of record in Plat Book 45, Page 139, Gwinnett County records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Manuel Loma or a tenant or tenants and said property is more commonly known as 305 Hunt River Way, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Manuel Loma McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mt1 2/5/08 Our file no. 52844108-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583140,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kelly Long to Mortgage Electronic Registration Systems Inc. dated November 23, 2005 in the amount of $188,000.00, and recorded in Deed Book 45594, Page 0186, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 291, 7th District, Gwinnett County, Georgia, being Lot 1, on the exemption plat for Maroon Bagley recorded in plat book 53, page 229, Gwinnett County, Georgia Records; which plat and legal description thereon are incorporated herein by reference thereto. which has the property address of 4977 Spring Hill Drive, Sugar Hill, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Kelly Long and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Kelly Long Anthony DeMarlo, Attorney/etillery McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-19547 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517842,1/10,17,24,31 NOTICE OF SALE UNDER POWER IN SECURITY DEED GWINNETT COUNTY, GEORGIA UNDER AND BY VIRTUE of the power of sale contained in that certain Security Deed dated March 12, 2002, given by ALTERNATIVE HOUSING LONGLEAF, L.L.C., a Georgia limited liability company ("Borrower"), to PRUDENITAL HUNTOON PAIGE ASSOCIATES, LTD., a Delaware corporation, recorded on March 12, 2002, in Deed Book 26677, at page 194 et. seq., Gwinnett County, Georgia Records; as last assigned to PAMI SEPTEMBER, LLC, pursuant to that certain Assignment of Mortgage dated September 25, 2007, recorded in Deed Book 48313, at page 655, et seq., Gwinnett County, Georgia Records ("Lender") (as so assigned, said Security Deed is hereinafter referred to as the "Security Deed"), and pursuant to the applicable provisions of the Uniform Commercial Code, as enacted in Georgia, including, without limitation, O.C.G.A. 11-9-501, the undersigned will sell at public outcry, to the highest bidder for cash, before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, to wit, February 5, 2008, all of Borrower's right, title and interest in and to the following described property commonly known as Long Leaf Apartments (the "Secured Property"): (a) All that tract or parcel of land lying and being located in Land Lot 116 of the 5th District of Gwinnett County, Georgia, said tract being particularly described as follows (the "Land"): BEGINNING at a point marked by an iron pin located on the Southeasterly side of the 80' R/W of Lawrenceville-Five Forks Road at the intersection of the Southeasterly side of said 80' right-of-way of Lawrenceville-Five Forks Road with the Southerly side of the unspecified right-of-way of Long Leaf Drive; thence running North 7950'47" East along the Southerly right-of-way line of Long Leaf Drive for a distance of 290.94 feet to an iron pin found; thence departing said right-of-way running South 1018'25" East for a distance of 235.53 feet to an iron pin found; thence running North 7942'38" East for a distance of 95.92 feet to an iron pin found; thence running South 1005'23" East for a distance of 65.00 feet to an iron pin found; thence South 0636'07" West for a distance of 87.80 feet to an iron pin found; thence running South 6033'44" East for a distance of 155.57 feet to an iron pin found; thence running South 7755'08" East for a distance of 22.97 feet to an iron pin found; thence running North 2446'32" East for a distance of 165.68 feet to an iron pin found; thence running South 6329'33" East for a distance of 85.03 feet to an iron pin found; thence running South 1339'51" West for a distance of 712.54 feet to an iron pin found; thence running North 3041'00" West for a distance of 1,113.20 feet to an iron pin found located on the Southeasterly R/W of Lawrenceville-Five Forks Road; thence running North 2527'00" East for a distance of 20.30 feet along said right-of-way to an iron pin found and the TRUE POINT OF BEGINNING, said point also being located at the Southeasterly right-of-way of the intersection of Lawrenceville-Five Forks Road and Long Leaf Drive. Said tract containing 6.385 acres, more or less. TOGETHER WITH those easement rights arising under that certain Drainage Easement from Cedargate Apartments of Lawrenceville, Ltd., a Georgia limited partnership to Long Leaf Apartments of Lawrenceville, Ltd., a Georgia limited partnership, dated September 22, 1987, filed for record October 8, 1987 at 9:00 am., recorded in Deed Book 4575, Page 82, Records of Gwinnett County, Georgia. ALSO TOGETHER WITH those easement rights arising under that certain Declaration of Reserved Easements by Citizens and Southern Mortgage Company, a Georgia corporation, dated September 29, 1975, filed for record September 30, 1975 at 8:08 am., recorded in Deed Book 1017, Page 43, aforesaid Records. (b) All buildings and improvements thereon (or that may hereafter be erected thereon); and together with the hereditaments and appurtenances and all other rights thereunto belonging, or in anywise now or hereafter appertaining, and the reversion and reversions, remainder and remainders, rents, issues and profits thereof; including but not limited to all gas and electric fixtures; all radiators, heaters, furnaces, heating equipment, steam and hot water boilers, stoves and ranges; all elevators and motors; all bathtubs, sinks, water closets, basins, pipes, faucets and other plumbing fixtures; all mantels and cabinets; all refrigerating plants and refrigerators, whether mechanical or otherwise; all cooking apparatus; all furniture, shades, awnings, screens, blinds and other furnishings; all of which apparatus, fixtures, and equipment, whether affixed to the realty or not, shall be considered real estate for the purposes hereof., and including all furnishings now or hereafter attached to or used in and about the building or buildings now erected or hereafter to be erected on the lands herein described which are necessary to the complete and comfortable use and occupancy of such building or buildings for the purposes for which they were or are to be erected, including all goods, chattels, and personal property as are ever used or furnished in operating a building or the activities conducted therein, similar to the one herein described and referred to, and all renewals or replacements thereof or articles in substitution therefor; and (c) All building materials and equipment now or hereafter delivered to said premises and intended to be installed therein; To the best of the knowledge of the undersigned, the Secured Property is in the possession of ALTERNATIVE HOUSING LONGLEAF, L.L.C., a Georgia limited liability company, and tenants holding under it. The undersigned may sell that portion of the Secured Property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate (the "Real Property") separately from that portion of the Secured Property as constitutes under the laws of the State of Georgia personalty and not an interest in real estate (the "Personal Property"), in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned's intent shall be given by announcement made at the commencement of the public sale. The Real Property will be sold on an "as is, where is" basis without recourse against the Lender and without representation or warranty of any kind or nature whatsoever with respect thereto. The Real Property will be sold subject to the following items which may affect title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or inspection of said property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property prior in right to the Security Deed; special assessments against said property which are prior in right to the Security Deed; all outstanding bills for public utilities which constitute liens upon said property prior in right to the Security Deed; and all other easements, limitations, restrictions, reservations, covenants and encumbrances of record which are prior in right to the Security Deed. The Personal Property will be sold on an "as is, where is" basis without recourse against the Lender and without representation or warranty of any kind or nature whatsoever with respect thereto. The Personal Property will be sold subject to all unpaid taxes and assessments, if any, which are liens against the Personal Property and which are prior in right to the Security Deed and subject to all other encumbrances of record which are prior in right to the Security Deed. The Security Deed was given to secure the Promissory Note dated March 12, 2002, in the original principal amount of $4,391,600.00, and made by ALTERNATIVE HOUSING LONGLEAF, L.L.C., a Georgia limited liability company to the order of PRUDENITAL HUNTOON PAIGE ASSOCIATES, LTD., a Delaware corporation, as last assigned to PAMI SEPTEMBER, LLC (as so assigned, said Security Deed Note is hereinafter referred to as the "Note"). The indebtedness evidenced by the Note and secured by the Security Deed (the "Indebtedness") has been and is hereby declared due and immediately payable because of default by Borrower in payment of the Indebtedness in accordance with the terms of the Note and the Security Deed and the failure of Borrower to perform its obligations under the Security Deed. The proceeds of the sale of the Secured Property shall be applied in accordance with the Security Deed to (i) the payment of the costs and expenses of this sale, including the expenses of protecting the Secured Property and attorneys' fees (notice of intent to collect attorneys' fees having been given pursuant to O.C.G.A. 13-1-11), (ii) payment of the indebtedness secured by the Security Deed, and (iii) the surplus, if any, to the person or persons legally entitled thereto. PAMI SEPTEMBER, LLC As Attorney-in-Fact for ALTERNATIVE HOUSING LONGLEAF, L.L.C. Clyde E. Click, Esq. Click & Null, P.C. 3475 Piedmont Road, N.E. Suite 1910 Atlanta, Georgia 30305 (404) 760-2707 950-06588339,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Medra Lopez to Mortgage Electronic Registration Systems, Inc., dated May 16, 2005, recorded in Deed Book 42831, Page 167, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-NINE THOUSAND TWO HUNDRED FORTY-NINE AND 0/100 DOLLARS ($179,249.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 174, 6th District, Gwinnett County Georgia being Lot 11, Block A, Parklake Subdivision, Unit One, as per plat recorded at plat book 57, page 244, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Medra Lopez or a tenant or tenants and said property is more commonly known as 4672 Park Lake Court, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Medra Lopez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jr1 2/5/08 Our file no. 52117607-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588352,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Rene Lopez and Maria Lopez to Perimeter Mortgage Funding Corporation, dated June 23, 2003, recorded in Deed Book 34670, Page 244, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA, National Association in its capacity as trustee for the Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2007-SHL1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND FOUR HUNDRED FIVE AND 0/100 DOLLARS ($123,405.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 154 and 179 of the 6th District, Gwinnett County, Georgia, being Lot 1, Block A, Park Creek Subdivision, Phase I, as per plat recorded in plat book 31, page 59, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jorge G Quintero or a tenant or tenants and said property is more commonly known as 901 Park Creek Circle, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, National Association in its capacity as trustee for the Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2007-SHL1 as Attorney in Fact for Rene Lopez and Maria Lopez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 2/5/08 Our file no. 52424507-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587984,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Delvy S. Lopez and Carlos Steve Lopez Gonzalez to Mortgage Electronic Registration Systems, Inc., dated January 21, 2005, recorded in Deed Book 41545, Page 5, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FOUR THOUSAND THREE HUNDRED EIGHTY-ONE AND 0/100 DOLLARS ($154,381.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 173 of the 6th District of Gwinnett County, Georgia, being Lot 39, Block C, Indian Springs Subdivision, Unit Seven, as shown on plat recorded in Plat Book 19, at page 73, Gwinnett County Records, and being known as 1284 Indian Way, according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Delvy S. Lopez and Carlos Steve Lopez Gonzalez or a tenant or tenants and said property is more commonly known as 1284 Indian Way NW, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A as Attorney in Fact for Delvy S. Lopez and Carlos Steve Lopez Gonzalez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jr1 2/5/08 Our file no. 52664907-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583028,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Orly Lopez to First Class Mortgage Group, Inc., dated June 26, 2003, recorded in Deed Book 33947, Page 116, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 33947, Page 134, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-EIGHT THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($158,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 178 of the 6th District, Gwinnett County, Georgia and being Lot 44, Block A, Heritage Commons Subdivision, as per plat recorded at Plat Book 48, Page 73, Gwinnett County, Georgia Records, which plat is incorporated herein by reference. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on February 5, 2008, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Orly Lopez or a tenant or tenants and said property is more commonly known as 3440 Haverhill Row St, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Orly Lopez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mt1 2/5/08 Our file no. 52835006-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583141,1/10,17,24,31 Notice of Sale Under Power Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement given by Lowell Pratt Residential, LLC (the "Borrower") to RBC Centura Bank dated March 14, 2007 and recorded March 21, 2007 in Book 47691, Page 0869, Gwinnett County, Georgia records (the "Security Deed"), conveying the property described below to secure repayment of (1) a Construction Loan Note Multi Lot dated March 17, 2006 in the stated principal amount of $7,417,500.00, with interest thereon as set forth therein (the "Note #1") and (2) a Construction Loan Note dated March 14, 2007 in the stated principal amount of $1,387,500.00, with interest thereon as set forth therein (the "Note #2," and, together with Note #1, the "Notes"), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008 (being February 5, 2008) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed: All that tract or parcel of land lying and being in Land Lot 166 of the 5th District, Gwinnett County, Georgia, being Lots 1, 20, 30, 31, 32 & 39, Block A, Grey Stone Manor, as per plat recorded at Plat Book 113, pages 296 - 298, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia. The above-described property is improved property located in Land Lots 166 of the 5th District in Gwinnett County, Georgia. The debt secured by the Security Deed has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Notes and Security Deed. The debt remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (written notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is the Borrower or a tenant or tenants claiming through it. RBC Centura Bank as Attorney-in-Fact and Agent for Lowell Pratt Residential, LLC John Michael Kearns, Esq. Burr & Forman LLP Suite 1100, 171 Seventeenth Street, N.W. Atlanta, Georgia 30363 Email: jkearns@burr.com Phone (404) 815-3000 Fax (404) 214-7935 BF File No. 17392-61 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588287,1/10,17,24,31 Notice of Sale Under Power Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by Lowell Pratt Residential, LLC (the "Borrower") to RBC Centura Bank, successor by merger to Flag Bank, dated March 17, 2006 and recorded March 22, 2006 in Book 46286, Page 0803, Gwinnett County, Georgia records (the "Security Deed"), conveying the property described below to secure repayment of (1) a Construction Loan Note Multi Lot dated March 17, 2006 in the stated principal amount of $7,417,500.00, with interest thereon as set forth therein (the "Note #1") and (2) a Construction Loan Note dated March 14, 2007 in the stated principal amount of $1,387,500.00, with interest thereon as set forth therein (the "Note #2," and, together with Note #1, the "Notes"), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008 (being February 5, 2008) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed: All that tract or parcel of land lying and being in Land Lots 166 & 167 of the 5th District, Gwinnett County, Georgia, being Lots 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 21, 22, 23, 24, 25, 26, 27, 28, 29, 33, 34, 35, 36, 37 & 38, Grey Stone Manor, as per plat recorded at Plat Book 113, pages 296 - 298, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia The above-described property is improved property located in Land Lots 166 & 167 of the 5th District in Gwinnett County, Georgia. The debt secured by the Security Deed has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Notes and Security Deed. The debt remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (written notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is the Borrower or a tenant or tenants claiming through it. RBC Centura Bank successor-by-merger to Flag Bank, as Attorney-in-Fact and Agent for Lowell Pratt Residential, LLC John Michael Kearns, Esq. Burr & Forman LLP Suite 1100, 171 Seventeenth Street, N.W. Atlanta, Georgia 30363 Email: jkearns@burr.com Phone (404) 815-3000 Fax (404) 214-7935 BF File No. 17392-61 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588288,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER By virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement from Lowell Pratt Residential, LLC, hereinafter called "Borrower" or "party of the first part", to Piedmont Bank of Georgia, through acquisition and merger, Piedmont Bank of Georgia is now known as The PrivateBank (the "Company") or "party of the second part, dated September 7, 2006, and recorded in Deed Book 47046, Page 0447, Gwinnett County, Georgia records (the "Security Deed"), conveying the after-described property to secure a Revolving Note (the "Note") in the original principal amount of Five Million ($5,000,000.00) Dollars, with interest thereon as set forth therein, the undersigned, pursuant to said Security Deed has declared the entire amount of said indebtedness due and payable because of default in the payment of said indebtedness. Further, pursuant to that Power of Sale, the undersigned will, on the first Tuesday in February, 2008, during the legal hours of sale before the courthouse door in Gwinnett County, Georgia, sell at public outcry to the highest bidder, for cash, the following property described in said Security Deed, to wit: All that tract or parcel of land lying and being in Land Lots 70 and 71 of the 5th District, Gwinnett County, Georgia, being Lots 1 thru 40, final plat for Trillium, as per plat recorded in Plat Book 116, Pages 51-53, Gwinnett County, records, said plat being incorporated herein by reference thereto (hereinafter referred to as the "Land"). TOGETHER WITH all buildings, structures and improvements now or hereafter erected upon the Land and any and all of the following items of property which party of the first part has heretofore placed or caused to be placed or hereafter places or causes to be placed in or on the said buildings; gas and electric fixtures, radiators, beaters, furnaces, heating equipment, steam and hot water boilers, hot water heaters, stoves, ranges and ovens, refrigerators, refrigerating plants, air conditioning equipment, elevators, tubs, sinks, water closets and basins, garbage disposal equipment, vacuum cleaning equipment, sprinkler systems, fire alarm systems, carpets, shades, screens, blinds, awnings, and all other furniture, furnishings and equipment placed in and about the said buildings for use therein which are necessary to the completed and comfortable use and occupancy of the said buildings for the purpose for which they were or are to be constructed or erected and together with all renewals or replacements of or articles in substitution for the said enumerated and described items of property. The items of property dealt with in this paragraph shall include but not be limited to those shown on any plans and specifications furnished by the party of the first part to party of the second part in connection with the making of the loan hereby secured. The items of property dealt with in this paragraph not actually attached to the buildings where located shall be deemed to be constructively attached and all items herein dealt with whether actually or constructively attached are agreed to be fixtures constituting a part of the realty above described (hereinafter referred to as "Premises"). TO HAVE AND TO HOLD the same Premises, with all and singular the rights, members and appurtenances thereof, to the same belonging or in any wise appertaining to the only proper use, benefit and behoof of the said party of the second part, its successors and assigns, forever, in fee simple. The above-referenced Premises shall be sold subject to the following: all, if any, outstanding ad valorem taxes and/or assessments; all, if any, other prior liens, easements, covenants, restrictions, encumbrances, zoning ordinances or other matters of record to which the Security Deed is junior in priority, specifically that certain Deed to Secure Debt and Security Agreement recorded in Deed Book 47046, page 0437, Gwinnett County, Georgia records; and all, if any, matters affecting said Premises which would be disclosed by an accurate survey and inspection of said Premises. Said Premises will be sold as the property of Lowell Pratt Residential, LLC and the proceeds will be applied to the payment of the described indebtedness, attorney's fees, and all expenses of this sale. Any remaining proceeds will be applied pursuant to the Security Deed and the laws of the State of Georgia. The above-referenced Premises will be sold on an "as is, where is" basis without recourse against party of the second part and without representation or warranty of any kind or nature whatsoever by party of the second part with respect thereto. To the best of the undersigned's knowledge and belief, the Premises is presently owned by Lowell Pratt Residential LLC, who is the party in possession or a tenant or tenants, and said Premises is more commonly known as Lots 1 through 40, Final Plat for Trillium, Gwinnett County, Georgia. The PrivateBank, as Attorney-in-Fact for Lowell Pratt Residential, LLC Mark L. Golder, Esq. Lynn L. Carroll, Esq. SIEGEL & GOLDER, P.C. One Premier Plaza 5605 Glenridge Drive, Suite 690 Atlanta, Georgia 30342 (404) 252-3000 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583122,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Marcelino Lupercio to Chase Manhattan Mortgage Corporation, dated June 26, 2003, recorded in Deed Book 33925, Page 143, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($155,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 79 of the 5th District of Gwinnett County, Georgia Records, being Lot 10 and part of Lot 11, Block "C" of Murphy Estates as shown on survey for A & L Development Co., prepared by Horlbeck & Associates, Surveyors, dated February 20, 1973 and more particularly described as follows; Beginning at a point on the northeasterly right of way line of Houston Drive located 387.2 feet southeasterly as measured along said right of way line from its intersection with the southeasterly right of way line of Pine Circle and run thence North 61 degrees 12 minutes East 200.00 feet to a point; run thence South 30 degrees 49 minutes East 150.0 feet to a point; run thence South 61 degrees 12 minutes West 200.00 feet to a point on the northeasterly right of way line of Houston Drive; run thence along said right of way line North 30 degrees 49 minutes West 150.0 feet to the place or point of beginning. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Marcelino Lupercio or a tenant or tenants and said property is more commonly known as 233 Huston Dr, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Marcelino Lupercio McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mt1 2/5/08 Our file no. 5487707-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583138,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Daniel W Lyle to Mortgage Electronic Registration Systems, Inc . dated October 14, 2004 in the amount of $83,500.00, and recorded in Deed Book 40474, Page 272, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 46, of the 7th District, Gwinnett County, Georgia, being Lot 6, Block A, Phase C, of Fairview Planned Unit Development, Orchard Mill, Unit One, as shown on revised plat recorded in Plat Book 34, Page 111, Gwinnett County, Georgia Records, which is incorporated herein and made a part hereof by reference. which has the property address of 950 Orchard Mill Lane, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Daniel W Lyle and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Daniel W Lyle Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00006 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588413,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Don F. MacDonald to People's Choice Home Loan, Inc. , dated May 20, 2002, recorded in Deed Book 27532, Page 33, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for the registered holders of CDC Mortgage Capital Trust 2002-HE2 Mortgage Pass-Through Certificates, Series 2002-HE2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TEN THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($110,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 244 of the 7th District, Gwinnett County, Georgia, being Lot 143 of the Village at Albion Farm, Unit Two, as per plat recorded at Plat Book 58, Page 98, Gwinnett County Records, said plat being incorporated herein by reference thereto and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Don F. MacDonald, Linda F. MacDonald and Derrick T. MacDonald or a tenant or tenants and said property is more commonly known as 3943 Hawks Nest Cour t, Duluth, Georgia 30097. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for the registered holders of CDC Mortgage Capital Trust 2002-HE2 Mortgage Pass-Through Certificates, Series 2002-HE2 as Attorney in Fact for Don F. MacDonald McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/saf 2/5/08 Our file no. 5431806-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582967,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Corine A. Macklin to Bank of America , N.A. dated December 18, 2000 in the amount of $110,105.00, and recorded in Deed Book 21904, Page 0218, Gwinnett County, Georgia Records; as last transferred to LaSalle Bank National Association as Trustee for certificateholders of EMC Mortgage Loan Trust 2002-B, Mortgage Loan Pass-Through Certificates, Series 2002-B by assignment; the undersigned, LaSalle Bank National Association as Trustee for certificateholders of EMC Mortgage Loan Trust 2002-B, Mortgage Loan Pass-Through Certificates, Series 2002-B pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 180 of the 5th District, Gwinnett County, Georgia, being Lot 25, Block a, Saddle Shoals Subdivision, Until 111, as per plat recorded in Plat Book 68, Page 19, Gwinnett County Records. which has the property address of 715 Saddle Shoals Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Corine A. Macklin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. LaSalle Bank National Association as Trustee for certificateholders of EMC Mortgage Loan Trust 2002-B, Mortgage Loan Pass-Through Certificates, Series 2002-B Attorney in Fact for Corine A. Macklin Anthony DeMarlo, Attorney/efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-11097 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588046,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Jarrett Maddox to Citizens Fidelity Mortgage Corp, a Georgia Corporation , dated January 17, 2003, recorded June 14, 2004, in Deed Book 38676, Page 178, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty Six Thousand Three Hundred Eleven and 00/100 Dollars ($126,311.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to US Bank NA, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 53 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 24, BLOCK A, OAKLAND CREEK, AS PER PLAT RECORDED AT PLAT BOOK 82, PAGE 170-171, GWINNETT COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property is commonly known as 3808 Oakland Springs Court, Snellville, Georgia 30078. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Jarrett Maddox or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. US BANK NA as Attorney in Fact for JARRETT MADDOX Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 212508.0578 950-07582854,1/3,10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michael W. Maddox to Mortgage Electronic Registration Systems, Inc., dated August 14, 2002, recorded in Deed Book 28445, Page 87, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FOUR THOUSAND TWO HUNDRED THIRTY-EIGHT AND 0/100 DOLLARS ($94,238.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 294 of the 7th District of Gwinnett County, Georgia and being designated as .29 acres, pursuant to a plat of survey prepared for Kenneth and Vickie Jenkins by Thomas Woods & Associates, dated April 11, 1984, said plat recorded in Plat Book 25, Page 170-A, Gwinnett County, Georgia Records, which plat is incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael W. Maddox or a tenant or tenants and said property is more commonly known as 130 Wilbanks St, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Michael W. Maddox McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/djc 2/5/08 Our file no. 52730507-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588193,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Burel Maindron to Mortgage Electronic Registration Systems, Inc. dated December 20, 2005 in the amount of $188,575.00, and recorded in Deed Book 46072, Page 283, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank F.S.B. by assignment; the undersigned, IndyMac Bank F.S.B . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 321 of the 4th District of Gwinnett County, Georgia, being Lot 108, of Pembrook Farms, as per plat recorded in Plat Book 109, Page 128 and 129, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 4669 Duval Point Way, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Burel Maindron and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Bank F.S.B. Attorney in Fact for Burel Maindron Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17952 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582845,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by J. Anthony Mann to The Huntington Mortgage Company, dated March 8, 1994, recorded in Deed Book 10136, Page 263, Gwinnett County, Georgia Records, as last transferred to Citicorp Mortgage, Inc. by assignment recorded in Deed Book 12036, Page 94, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FIVE THOUSAND AND 0/100 DOLLARS ($125,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 304, 6th District, Gwinnett County, Georgia, and being Lot 7, Block A, Unit I, Peachtree Forest, Phase III of Peachtree World of Tennis- P.U.D., as per plat recorded in Plat Book 23, Page 230, Gwinnett County Records, Georgia, which plat is incorporated herein. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is J. Anthony Mann or a tenant or tenants and said property is more commonly known as 6075 Courtside Drive, Norcross, Georgia 30092. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CitiMortgage, Inc. fka Citicorp Mortgage, Inc. as Attorney in Fact for J. Anthony Mann McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lr3 2/5/08 Our file no. 5353206-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587708,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Vallie Manning to Wells Fargo Bank, N.A., dated June 3, 2004, recorded in Deed Book 38641, Page 192, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FIVE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($125,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 111 of the 7th District, Gwinnett County, Georgia, being Lot 20, Block B, Park Place Forest North, Unit One, as per Plat recorded in Plat Book 36, Page 127, Gwinnett County Records, which Plat is incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Vallie Manning or a tenant or tenants and said property is more commonly known as 870 Forest Park Ln, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Vallie Manning McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ll2 2/5/08 Our file no. 52689907-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588180,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by John Davies Manu and Brown Naomi Manu to Mortgage Electronic Registration Systems, Inc., dated May 19, 2004, recorded in Deed Book 38538, Page 120, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND THREE HUNDRED NINETY-SEVEN AND 60/100 DOLLARS ($140,397.60), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 155 of the 6th District, Gwinnett County, Georgia, being Lot 21, Block A, Paces Landing, as per plat recorded in Plat Book 57, Page 215, Gwinnett County, Records, which plat is hereby referred to and made a part of this description, being property known as 3400 Paces Landing Drive, according to the present system of numbering houses in said county. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is John Davies Manu and Brown Naomi Manu or a tenant or tenants and said property is more commonly known as 3400 Paces Landing Dr, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for John Davies Manu and Brown Naomi Manu McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/djc 2/5/08 Our file no. 5398007-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583105,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Security Deed from Maria Eugenia Marable to MERS, Inc., as nominee for New Century Mortgage Corporation dated November 29, 2006, recorded in Deed Book 47342, Page 299, Gwinnett County Records, and last assigned to Chase Home Finance, LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND FOUR HUNDRED FIFTY-SEVEN AND 00/100 ($159,457.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday in February, 2008 the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 213, 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AS UNIT 53 OF BROOKHOLLOW VILLAGE, AS PER PLAT RECORDED AT PLAT BOOK 113, PAGES 85-86, REVISED AT PLAT BOOK 114, PAGES 222-224, GWINNETT COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF. SUBJECT TO ANY RIGHT OF WAY DEEDS OR OTHER EASEMENTS OF RECORD. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneys fees, notice of intent to collect attorneys fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Maria Eugenia Marable or, a tenant or tenants, and said property was or is commonly known as 1960 Ferentz Trace, Norcross, GA 30071. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder for the security deed. Chase Home Finance, LLC As Attorney in Fact for Maria Eugenia Marable Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 07-6236 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583023,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Alexander E. Mariduena to Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, dated October 14, 2005, recorded October 25, 2005, in Deed Book 45009, Page 0119, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Fifty Four Thousand Five Hundred and 00/100 Dollars ($254,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 243 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 9, BLOCK E, THE OVERLOOK SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 91, PAGES 25-29, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART HEREOF THIS DESCRIPTION. Said property is commonly known as 2615 Niblick Way, Duluth, Georgia 30097. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Alexander E. Mariduena or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. COUNTRYWIDE HOME LOANS, INC. as Attorney in Fact for ALEXANDER E. MARIDUENA Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215400.1400 950-12517832,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Charlene E. Marilla to American Equity Mortgage, Inc. , dated December 21, 2001, recorded in Deed Book 26045, Page 1, Gwinnett County, Georgia Records, as last transferred to U.S. Bank, N.A., successor trustee to Wachovia Bank, N.A. (formerly known as First Union National Bank),as Trustee for Long Beach Mortgage Loan Trust 2002-1, Asset Backed Certificates, Series 2002-1 in trust for the benefit of the Certificateholders by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($228,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 27 of the 6th District of Gwinnett County, Georgia, being known and designated as Lot 19, Block B, The Moorings, Unit One, according to plat recorded in Plat Book 7, Page 86, Gwinnett County, Georgia records, which plat by reference is incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Charlene E. Marilla or a tenant or tenants and said property is more commonly known as 4516 Ashington Dr, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank, N.A., successor trustee to Wachovia Bank, N.A. (formerly known as First Union National Bank),as Trustee for Long Beach Mortgage Loan Trust 2002-1, Asset Backed Certificates, Series 2002-1 in trust for the benefit of the Certificateholders as Attorney in Fact for Charlene E. Marilla Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/lkh 2/5/08 Our file no. 1492907-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588239,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Octavio Marin to Fidelity National Mortgage, a division of Fidelity National Bank, dated November 22, 2002, recorded in Deed Book 30727, Page 23, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 47379, Page 104, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SIX THOUSAND NINE HUNDRED NINETY-EIGHT AND 0/100 DOLLARS ($126,998.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 41 of the 7th District, Gwinnett County, Georgia, being Lot 7, Block C, The Wildings Subdivision, Unit One, as per plat recorded in Plat Book 22, Page 25, Gwinnett County, records said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Octavio Marin or a tenant or tenants and said property is more commonly known as 2560 Wild Flower Lane, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Octavio Marin McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh3 2/5/08 Our file no. 51740307-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588364,1/10,17,24,31 NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT GEORGIA, GWINNETT COUNTY Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by MARLBOROUGH DEVELOPERS, LLC to FIRST PIEDMONT BANK, dated August 4, 2005, and recorded in Deed Book 43909, page 220, of the records of the Clerk of the Superior Court of Gwinnett County, Georgia, FIRST PIEDMONT BANK , pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in February 2008, during the legal hours of sale at the Courthouse door in Gwinnett County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit: All that tract or parcel of land lying and being in Land Lot 344 of the 5th Land District, Gwinnett County, Georgia, encompassing 32.26 acres and being more particularly described and delineated according to a plat and survey entitled "Boundary Survey for Hal Craig" prepared by Ringo Abernathy & Associates, certified by Kevin V. Ringo, Georgia Registered Land Surveyor, dated April 5, 2005 and recorded in Plat Book 110, page 113, Gwinnett County, Georgia records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property. The above-described real estate is more commonly known as 2597 Berry Hall Road, Bethlehem, Georgia. The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney's fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of MARLBOROUGH DEVELOPERS, LLC and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney's fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia. The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale. FIRST PIEDMONT BANK As Attorney in Fact for MARLBOROUGH DEVELOPERS, LLC RUSSELL, STELL, SMITH & MATTISON, P.C. ATTORNEYS FOR FIRST PIEDMONT BANK 98 North Broad Street P.O. Box 644 Winder, Georgia 30680 770-867-7431 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517830,1/10,17,24,31

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