NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Cristina Abboud to JPMorgan Chase Bank, NA, dated April 5, 2007, recorded in Deed Book 47757, Page 887, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TEN THOUSAND AND 0/100 DOLLARS ($110,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 92 of the 7th District, Gwinnett County, Georgia and being Lot 35, Block C, Sommerset Hills Subdivision, as per plat recorded in Plat Book 2, Page 161, Gwinnett County records, which plat is incorporated herein and made a part hereof by reference. Property Address: 1209 Alpha Drive Lawrenceville, GA 30043 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Cristina Abboud or a tenant or tenants and said property is more commonly known as 1209 Alpha Dr, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Cristina Abboud McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/daw 7/1/08 Our file no. 5713008-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592976,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Fozi Abdulahi and Sara Shaite to Mortgage Electronic Registration Systems, Inc., dated November 27, 2006, recorded in Deed Book 47338, Page 208, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2007-3 Asset-Backed Certificates, Series 2007-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-NINE THOUSAND AND 0/100 DOLLARS ($279,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT"A" "All that parcel of land in Land Lot 75 of the 6th District, Gwinnett County, State of Georgia, as more fully described in Deed Book 40200, Page 78 ID# r6075 301, being known and designated as Lot 2, Block B, Parker Woods, Unit One, as shown and designated on a plat thereof recorded at Plat Book 50, Page 136, in the Clerk's Office for the Superior Court of Gwinnett County. By fee simple deed from Fozi Abdulahi as set forth in Deed Book 40200, Page 78 dated 07/28/2004 and recorded 10/13/2004, Gwinnett County records, State of Georgia." The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Option One Mortgage Corporation, 3 Ada, Irvine, CA 92618, 888-275-2648. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Fozi Abdulahi and Sara Shaite or a tenant or tenants and said property is more commonly known as 4974 Oak Leaf Terrace, Stone Mountain, Georgia 30087. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2007-3 Asset-Backed Certificates, Series 2007-3 as Attorney in Fact for Fozi Abdulahi and Sara Shaite McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 7/1/08 Our file no. 51166108-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587561,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Emmanuel D. Ablornyi to Mortgage Electronic Registration Systems, Inc. , dated August 11, 2003, recorded in Deed Book 34901, Page 149, Gwinnett County, Georgia Records, as last transferred to Washington Mutual Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND FOUR HUNDRED NINETY-FIVE AND 0/100 DOLLARS ($148,495.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 130 of the 5th District Gwinnett County, Georgia, being Lot 42, Block A, Bradford Place Subdivision, Unit 1, as per plat thereof recorded in Plat Book 93, Page 185, Gwinnett County Records, which plat is incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Washington Mutual Bank, 7255 Baymeadows Way, Jacksonville, FL 32256, 866-926-8937. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Emmanuel D. Ablornyi or a tenant or tenants and said property is more commonly known as 425 Aristocrat Drive, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Washington Mutual Bank as Attorney in Fact for Emmanuel D. Ablornyi McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sj2 7/1/08 Our file no. 5444507-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588022,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated July 24, 2007, executed by ABDULLAH ABUSHALHOUB to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for PROVIDENT FUNDING ASSOCIATES, L.P., recorded in Deed Book 48140, Page 300, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $129,000.00, said Security Deed and Note having last been assigned to Provident Funding Associates, L.P., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in July, 2008, to-wit: July 1, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 50 of the 5th District, Gwinnett County, Georgia, being Lot 19, Block C, The Landings at River Park, Unit 1, as per plat recorded at Plat Book 38, Page 176, Gwinnett County Records, which plat is referred to hereby as reference for more particular description and delineation of the dimensions thereof. Subject to restrictions, reservations, easements, covenants, oil, gas or mineral rights of record, if any. The aforedescribed real property is also known as 260 Clearwater Place, Lawrenceville, Georgia, according to the present system of numbering houses in Gwinnett County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of Abdullah Abushalhoub and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. PROVIDENT FUNDING ASSOCIATES, L.P. as Attorney-in-Fact for ABDULLAH ABUSHALHOUB David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE. 950-06593396,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Marcos Aceituno to Franklin American Mortgage Company, dated June 4, 2001, recorded in Deed Book 23648, Page 172, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Home Mortgage, Inc. by assignment recorded in Deed Book 24529, Page 122, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($128,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 41 of the 7th District, Gwinnett County, Georgia, being Lot 2, Block B, Unit One, The Wildings Subdivision, as per plat recorded in Plat Book 16, Page 157, Gwinnett County, Georgia Records, which plat is referred to and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., 3476 Stateview Blvd, Foreclosure Mac # X7801-013, Fort Mill, SC 29515, 877-216-8448. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Sergio Gill or a tenant or tenants and said property is more commonly known as 1297 Herrington Road, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Marcos Aceituno McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/meh 7/1/08 Our file no. 52734203-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593202,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Robert Acks and Tammy Acks to CitiMortgage, Inc, dated January 24, 2005, recorded in Deed Book 42015, Page 263, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FIFTY-NINE THOUSAND THREE HUNDRED FIFTY AND 0/100 DOLLARS ($359,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 278 of the 7th District of Gwinnett County, Georgia, being Lot 3, Block A, Settler's Cove Subdivision, Unit One, as per plat recorded in Plat Book 47, Page 118, revised and re-recorded in Plat Book 62, Page 186, Gwinnett County, Georgia records, which plats are incorporated herein and by this reference made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiMortgage, Inc., 1000 Technology Drive, MS 314, O'Fallon, MO 63304, 800-695-0384. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert Acks and Tammy Acks or a tenant or tenants and said property is more commonly known as 4595 Colony Point, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CitiMortgage, Inc. as Attorney in Fact for Robert Acks and Tammy Acks. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 7/1/08 Our file no. 5408508-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587319,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Tonya Adams to Option One Mortgage Corporation, dated May 18, 2006, recorded in Deed Book 46558, Page 281, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA,National Association as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2006-OP2 Asset Backed Pass-Through Certificates by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SIX THOUSAND THREE HUNDRED SEVENTY-FIVE AND 0/100 DOLLARS ($96,375.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that improved real property lying and being in Land Lot 282 of the 6th District of Gwinnett County, Georgia, being more particularly described as Unit No. 1513 of Glenleaf, a condominium (the "condominium:), as per that certain As-Built Survey for Glenleaf, a condominium, dated October 29, 1984, prepared by Planners and Engineers Collaborative (Robert L. White, Georgia registered land surveyor no. 2080), recorded in Condominium Plat Book 1, Pages 154-155, Gwinnett County, Georgia, records, as supplemented by that certain As-Built Survey for Glenleaf, a condominium, Phase II, dated January 17, 1985, prepared by Planners and Engineers Collaborative (Robert L. White, Georgia registered land surveyor no. 2080) and recorded in Condominium Plat Book 1, Pages 173-174, Gwinnett County, Georgia, records, as supplemented by that certain As-Built Survey for Glenleaf, a condominium, Phase III, dated May 16, 1985, prepared by Planners and Engineers Collaborative (Robert L. White, Georgia registered land surveyor no. 2080) and recorded in Condominium Plat Book 1, Page 187-188, Gwinnett County, Georgia, records, as supplemented by that certain As-Built Survey for Glenleaf, Phase IV, a condominium, dated August 6, 1985, prepared by Planners and Engineers Collaborative (Robert L. White, Georgia registered land surveyor no. 2080), recorded in Condominium Plat Book 1, Pages 193-195, Gwinnett County, Georgia, records (said plats hereinafter collectively called the "condominium plat"), and as per those certain plans for Glenleaf, a condominium, prepared by Miles Bolton Associates, Inc., architects and planners, dated January 9, 1984, last revised October 29, 1984, recorded in Condominium Floor Plan Cabinet No. 1, Gwinnett County, Georgia, records, as supplemented by those certain Plans for Glenleaf, a condominium, Phase II, prepared by Miles Bolton Associates, Inc., Architects and Planners, dated January 9, 1984, last revised January 30, 1985, recorded in Condominium Floor Plan Cabinet No. 1, Gwinnett County, Georgia, records, as supplemented by those certain Plans for Glenleaf, A Condominium, Phase III, prepared by Miles Bolton Associates, Inc., Architects and Planners, dated January 9, 1984, last revised January 30, 1985, recorded in Condominium Floor Plan Cabinet No. 1, Gwinnett County, Georgia, records, as supplemented by those certain Plans for Glenleaf, A Condominium, Phase III, as prepared by Miles Bolton Associates, Inc., architects and planners, dated January 9, 1984, last revised June 17, 1985, recorded in Condominium Floor Plan Cabinet No. 1, Gwinnett County, Georgia, records, as supplemented by those certain Plans for Glenleaf, a condominium, Phase IV, dated January 9, 1984, last revised August 12, 1989, prepared by Miles Bolton Associates, Inc., recorded in Condominium Floor Plan Cabinet No. 1, Gwinnett County, Georgia, records (said plans hereinafter collectively called the "condominium plans"), said condominium plat and condominium plans being incorporated property hereby conveyed, together with, as an appurtenance to the said unit, all improvements thereon or attached thereto and intended to be used as a part thereof and all fixtures and personality attached thereto or located therein and all easements and other rights set forth for the benefit of said unit in that certain declaration for Glenleaf, a condominium, dated October 29, 1984, recorded in Deed Book 2?06, Page 512, Gwinnett County, Georgia, records, as amended by that certain first amendment to declaration for Glenleaf, a condominium, The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Option One Mortgage Corporation, 3 Ada, Irvine, CA 92618, 888-275-2648. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Tonya Adams or a tenant or tenants and said property is more commonly known as 1513 Glenleaf Dr, Norcross, Georgia 30092. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA,National Association as Trustee for ACE Securities Corp. Home Equity Loan Trust, Series 2006-OP2 Asset Backed Pass-Through Certificates as Attorney in Fact for Tonya Adams. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 7/1/08 Our file no. 51166508-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587562,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Deane Adams to Mortgage Electronic Registration Systems, Inc., dated June 30, 2006, recorded in Deed Book 46711, Page 220, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A Land Lot 272 of the 7th District, Gwinnett County, Georgia, being Lot 29, Block A, Secret Cove Subdivision, Unit Three, Phase II, per plat recorded in Plat Book 51, Page 135, Gwinnett County Records, said plat by this reference being incorporated herein and made a part hereof for a more complete description. A/K/A: 915 Secret Cove Drive, Buford, GA 30518 Date Acquired: 11/4/1997 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Deane Adams or a tenant or tenants and said property is more commonly known as 915 Secret Cove Drive, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney in Fact for Deane Adams McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cam 7/1/08 Our file no. 51245107-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588080,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Martha Adamson to Mortgage Electronic Registration Systems, Inc., dated April 9, 2007, recorded in Deed Book 47781, Page 155, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2007-3, Mortgage Loan Asset-Backed Certificates, Series 2007-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND NINE HUNDRED SEVENTY-FIVE AND 0/100 DOLLARS ($161,975.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 131 of the 7th District of Gwinnett County, Georgia, being Lot 183, Block A, Old Peachtree Townhomes Subdivision, as per plat recorded in Plat Book 115, page 104, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by this reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Martha Adamson or a tenant or tenants and said property is more commonly known as 989 Pierce Brennen Dr, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2007-3, Mortgage Loan Asset-Backed Certificates, Series 2007-3 as Attorney in Fact for Martha Adamson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/db1 7/1/08 Our file no. 52892508-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587525,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in that certain Security Deed from Meraj Adenwala ("Grantor") to Platinum Federal Credit Union ("Grantee") dated February 22, 2008, filed and recorded March 13, 2008, in Deed Book 48701, Page 777, Gwinnett County, Georgia Records (the "First Deed"), and that certain Revolving Credit Security Deed from Grantor to Grantee dated June 13, 2005, filed and recorded June 27, 2005, in Deed Book 43272, Page 11, aforesaid records (the "Second Deed") (the First Deed and the Second Deed collectively referred to as the "Security Deeds"), conveying the after-described property to secure that certain Multistate Fixed Rate Note dated February 22, 2008, from Grantor payable to Grantee in the original principal amount of One Hundred Fifty-Seven Thousand Seven Hundred Sixty-Six and 46/100 Dollars ($157,766.46), with interest thereon as set forth therein (the "First Note"), and that certain Note dated June 13, 2005, from Grantor payable to Grantee in the original principal amount of Fifty-One Thousand Three Hundred and No/100 Dollars ($51,300.00), with interest thereon as set forth therein (the "Second Note") (the First Note and the Second Note collectively referred to as the "Notes"), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 144 of the 6th District, Gwinnett County, Georgia, being Lot 85, Block B, Parkview Pointe, Unit 1, as per plat recorded in Plat Book 84, Page 15, Gwinnett County, Georgia records, to which plat reference is made for a more detailed description. The indebtedness secured by said Security Deeds has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Notes. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deeds and by law, including attorney's fees (notice of intent to collect attorney's fees having been given as provided by law). The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deeds, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deeds. Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deeds. To the best of the undersigned's knowledge and belief, the property is located at Lot 85, Block B, Parkview Pointe, Unit 1, Gwinnett County, Georgia, and the party in possession of the property is Meraj Adenwala, or his tenant or tenants. PLATINUM FEDERAL CREDIT UNION as Attorney-in-Fact for Meraj Adenwala Thompson, O'Brien, Kemp & Nasuti, P.C. 40 Technology Parkway South, Suite 300 Norcross, Georgia 30092 (770) 925-0111 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587735,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Folashade Akande to Mortgage Electronic Registration Systems, Inc., dated November 18, 2005, recorded in Deed Book 45700, Page 105, Gwinnett County, Georgia Records, as last transferred to Bank of New York as Trustee for the Certificate Holders CWABS, Inc. Asset-Backed Certificates, Series 2006-BC2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND ONE HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($160,185.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 7 of the 3rd District, Gwinnett County, Georgia, being Lot 29, Block B, Flowery Branch Crossing, Unit 1, as per plat recorded in Plat Book 109, Pages 22-24, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Folashade Akande or a tenant or tenants and said property is more commonly known as 4766 Lily Stem Drive, Auburn, Georgia 30011. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of New York as Trustee for the Certificate Holders CWABS, Inc. Asset-Backed Certificates, Series 2006-BC2 as Attorney in Fact for Folashade Akande McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/scc 7/1/08 Our file no. 51962307-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587937,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that Security Deed, dated June 4, 2007, executed by NAJAH J. AKILAH and DERRICK MARSHALL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. , recorded in Deed Book 47962, Page 391, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $284,600.00, Mortgage Electronic Registration Systems, Inc., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in July, 2008, to-wit: July 1, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 311 of the 5th District, Gwinnett County, Georgia, being Lot 15, Harbins Landing Estates, Phase I, as per plat recorded in Plat Book 116, Pages 74-78, Gwinnett County records, said plat being incorporated herein by reference thereto. The aforedescribed real property is also known as 1547 Rolling View Way, Dacula, Georgia, according to the present system of numbering houses in Gwinnett County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of Najah J. Akilah and Derrick Marshall and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact fo NAJAH J. AKILAH AND DERRICK MARSHALL David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE. 950-07587905,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kimbie Akins to Mortgage Electronic Registration Systems Inc . dated December 31, 2004 in the amount of $114,400.00, and recorded in Deed Book 41262, Page 243, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc . by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 97 of the 5th District, Gwinnett County, Georgia, being Lot 21, Block B of the Cobblestone Mill Subdivision, as per plat recorded in Plat Book 90, Page 115, Gwinnett County, Georgia Records, which said plat is incorporated herein by this reference and made a part of this description. which has the property address of 4045 Brushmill Court, Loganville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Kimbie Akins and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Kimbie Akins Anthony DeMarlo, Attorney/kgrant McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-06363 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587900,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Blanca Alarcon to Aames Funding Corporation DBA Aames Home Loan dated February 27, 2006, and recorded in Deed Book 46263, Page 203, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee for Home Equity Pass-Through Certificates Series HEAT 2006-5 , by Assignment securing a Note in the original principal amount of $80,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 225 of the 6th District of Gwinnett County, Georgia, being Lot 72, Block B, Governors Ridge Subdivision, Unit One, as shown on plat of subject property recorded at Plat Book 52, Page 50, Gwinnett County, Georgia Real Estate Records, which plat is incorporated herein by reference and made a part of this description. Said property is known as 5620 Executive Way, Norcross, GA 30071, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Blanca Alarcon, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Blanca Alarcon , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. U.S. Bank National Association, as Trustee for Home Equity Pass-Through Certificates Series HEAT 2006-5 as Attorney-in-Fact for Blanca Alarcon File no. 08-002408 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/BB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587174,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Hector V. Alburquerque, Jr. to Mortgage Electronic Registration Systems, Inc., dated December 20, 2005, recorded in Deed Book 45947, Page 2, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA as Trustee for OMAC 2006-1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND ONE HUNDRED FIFTY AND 0/100 DOLLARS ($180,150.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 196 of the 6th District, Gwinnett County, Georgia, being Unit 71, Brookside Green Townhomes, as per plat recorded in plat book 105, pages 96-100, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Cenlar Federal Savings Bank, 425 Phillips Boulevard, Ewing, NJ 08618, (609) 883-3900. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Hector V. Alburquerque, Jr. or a tenant or tenants and said property is more commonly known as 6035 Brookside Oak Circle, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA as Trustee for OMAC 2006-1 as Attorney in Fact for Hector V. Alburquerque, Jr. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/db1 7/1/08 Our file no. 51587907-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587510,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Oscar A. Aldana and Ofelia D. Vasquez to Mortgage Electronic Registration Systems, Inc., dated July 7, 2003, recorded in Deed Book 34062, Page 162, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, INC. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND ONE HUNDRED NINETY-SEVEN AND 0/100 DOLLARS ($163,197.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 163 of the 6th District, Gwinnett County, Georgia, being Lot 15A, Rockbridge Estates, Unit 2, as per plat recorded in Plat Book P, Page 89, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Oscar A. Aldana and Ofelia D. Vasquez or a tenant or tenants and said property is more commonly known as 5986 Walnut Circle, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, INC. as Attorney in Fact for Oscar A. Aldana and Ofelia D. Vasquez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/scc 7/1/08 Our file no. 51235908-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587686,6/5,12,19,26 Notice of Sale Under Power Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Dessolegn Alemayehu and Alemayhu Haile to EquiFirst Corporation, dated September 25, 2002, and recorded in Deed Book 29119, Page 101, Gwinnett County, Georgia records, as last assigned to Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Equifirst Mortgage Loan Trust 2003-1, Asset-Backed Certificates, Series 2003-1 by assignment to be recorded in Gwinnett County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $144,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, to wit: July 1, 2008, the following described property: All that tract or parcel or land lying and being 10 Land Lot 192 of the 6th District of Gwinnett County, Georgia, being Lot 20, Block A, Unit No. 2, Osceola Village Subdivision, according to plat recorded at Plat Book 20, Page 207, Gwinnett County Records, which said plat is incorporated herein by this reference and made a part of this description. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 1206 Osceola Court, Tucker, GA 30084 is (are): Dessolegn Alemayehu aka Dessalegn Alemayhu and Alemayhu Haile or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Equifirst Mortgage Loan Trust 2003-1, Asset-Backed Certificates, Series 2003-1 as attorney in fact for Dessolegn Alemayehu and Alemayhu Haile Richard B. Maner, P.C. 5775 Glenridge Drive Building D, Suite 100 Atlanta, GA 30328 (404)252-6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. FC07-607 950-06593550,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Jose Alfaro to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $152,000.00 dated 11/26/2003, and recorded in Deed Book 36192, page 185, Gwinnett County records,, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2008 by Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, NA , as Attorney-in-Fact for Jose Alfaro the following described property: All that tract or parcel of land lying and being in Land Lot 39 of the 7th District, Gwinnett County, Georgia and being Lot 116, Block A of Stonewall Mill Subdivision, Unit One as per plat of survey recorded in Plat Book 53, page 214, in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, which recorded plat is incorporated herein and made a part hereof by reference. Property known as: 954 Merrimac Way, Lawrenceville, GA 30044 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: U.S. Bank, N.A. 4801 Frederica Street Owensboro, KY 42301 PHONE: 800-365-7772 Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Jose Alfaro. Mortgage Electronic Registration Systems, Inc. as nominee for U.S. Bank, NA, as Attorney-in-fact for Jose Alfaro. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces. Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-06593008,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Norma Alfaro to Mortgage Electronic Registration Systems, Inc. dated July 30, 2007 in the amount of $139,000.00, and recorded in Deed Book 48176, Page 0440, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 45 of the 7th District, Gwinnett County, Georgia, being Lot 18, Block D, Jacksons Township Subdivision, Unit One, as shown on Plat recorded in Plat Book 38, Page 166, Gwinnett County records, being improved property known as 1324 Shelton Way according to the present system of numbering house in Gwinnett County, Georgia. which has the property address of 1324 Shelton Way, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Norma Alfaro and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Norma Alfaro Anthony DeMarlo, Attorney/llawson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-10791 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587536,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Alberto Alfonseca and Guadalupe Ortiz to National City Mortgage Co. dba Accubanc Mortgage, a Corporation dated December 18, 2001 in the amount of $141,528.00, and recorded in Deed Book 25805, Page 2, Gwinnett County, Georgia Records; as last transferred to National City Real Estate Services, LLC s/b/m National City Mortgage Inc., f/k/a National City Mortgage Co. by assignment; the undersigned, National City Real Estate Services, LLC s/b/m National City Mortgage Inc., f/k/a National City Mortgage Co. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 14 of the 5th District, Gwinnett County, Georgia, being Lot 3, Block B, Brentwood Gates, Unit One, as per plat recorded in Plat Book 58, Page 226, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto. which has the property address of 60 Park Meadows Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Alberto Alfonseca and Guadalupe Ortiz and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. National City Real Estate Services, LLC s/b/m National City Mortgage Inc., f/k/a National City Mortgage Co. Attorney in Fact for Alberto Alfonseca and Guadalupe Ortiz Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-10369 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587146,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Tarra Allen and Gregory Roosevelt to Mortgage Electronic Registration Systems, Inc. dated February 2, 2007 in the amount of $173,192.00, and recorded in Deed Book 47556, Page 721, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank F.S.B. by assignment; the undersigned, IndyMac Bank F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 306 of the 5th District, Gwinnett County, Georgia, being Lot 35, Block B, Alcovy Ridge, as per plat recorded in Plat Book 108, Pages 90-96, Gwinnett County Records, said plat being incorporated herein by reference thereto. which has the property address of 2826 Riders Court, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Tarra Allen and Gregory Roosevelt and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Bank F.S.B. Attorney in Fact for Tarra Allen and Gregory Roosevelt Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11197 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593225,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Merwyn G. Alsbury and Linda Lea Alsbury to Mortgage Electronic Registration Systems Inc. as nominee for GreenPoint Mortgage Funding, Inc., dated February 10, 2006, recorded in Deed Book 46197, Page 560, Gwinnett County, Georgia Records, as last transferred to GreenPoint Mortgage Funding, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($151,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 75 of the 7th District of Gwinnett County, Georgia, being Unit 52, of Enclave at Breckinridge Townhomes, as per Plat recorded in Plat Book CD3, Page 172-174, Gwinnett County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, GreenPoint Mortgage Funding, Inc. Loss Mitigation Department at 800-784-5566x5533 or by writing to 2300 Brookstone Center PArkway, Columbus, GA 31904, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Merwyn G. Alsbury or a tenant or tenants and said property is more commonly known as 2176 Pebble Beach Drive, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. GreenPoint Mortgage Funding, Inc. as Attorney in Fact for Merwyn G. Alsbury and Linda Lea Alsbury Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/tmc 7/1/08 Our file no. 11323508-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593210,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by to Mortgage Electronic Registration Systems, Inc., dated July 25, 2003, recorded in Deed Book 35038, Page 3, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, INC. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($134,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 240, 6th District, Gwinnett County, Georgia, being Lot 19, Block A, Unit Five, Pony Run as per plat recorded in Plat Book 21, Page 146, Gwinnett County records, said plat being incorporated herein and made a part hereof; being improved property known as 2573 Bronco Trail according to the present system of numbering houses in said county. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Juan Amparo or a tenant or tenants and said property is more commonly known as 2573 Bronco Trail, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, INC. as Attorney in Fact for McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cam 7/1/08 Our file no. 51017908-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587880,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Sean R. Andersen to Mortgage Electronic Registration Systems, Inc. dated August 20, 2002, and recorded in Deed Book 28725, Page 27, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company, by Assignment securing a Note in the original principal amount of $125,685.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 110 of the 5th District, Gwinnett County, Georgia, being Lot 5, Block A, Stone Mill Subdivision, Unit Two, as per plat recorded in Plat Book 6, Page 179, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. Said property is known as 1155 Stone Mill Run, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Sean R. Andersen, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Sean R. Andersen , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. EverHome Mortgage Company as Attorney-in-Fact for Sean R. Andersen File no. 08-003452 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592927,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michael B. Anderson and Mabel A. Anderson to Collateral Mortgage LTD, dated June 15, 1992, recorded in Deed Book 7567, Page 84, Gwinnett County, Georgia Records, as last transferred to New South FSB by assignment recorded in Deed Book 7639, Page 222, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND ONE HUNDRED EIGHTY-EIGHT AND 0/100 DOLLARS ($91,188.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot of the 7th District, Gwinnett County, Georgia, being Lot 42, Block C, Unit I, Glen Oaks Racquet Club as shown on Plat recorded in Plat Book 55, Page 205, Gwinnett County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Cenlar Federal Savings Bank, 425 Phillips Boulevard, Ewing, NJ 08618, (609) 883-3900. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael B. Anderson and Mabel A. Anderson or a tenant or tenants and said property is more commonly known as 1832 Bitsy Grant Court, Lawrenceville, Georgia 30244. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. New South FSB as Attorney in Fact for Michael B. Anderson and Mabel A. Anderson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/th1 7/1/08 Our file no. 51052508-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587706,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jacqueline Andrade to Mortgage Electronic Registration Systems, Inc., dated May 20, 2005, recorded in Deed Book 43137, Page 3, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($159,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 273 of the 4th District, Gwinnett County, Georgia, being Lot 44, Block A, Ivy Fork, as per plat recorded in Plat Book 103, Page 251-252, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jacqueline Andrade or a tenant or tenants and said property is more commonly known as 4650 Ivy Fork Drive, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Jacqueline Andrade. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 7/1/08 Our file no. 51164408 - FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587696,6/8,15,22,29 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kimps Andre to Mortgage Electronic Registration Systems, Inc., dated December 29, 2004, recorded in Deed Book 41212, Page 65, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NAMortgage, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-SEVEN THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($227,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of Land lying and being in Land Lot 309 of the 7th District of Gwinnett County, Georgia; being Lot 29, Block A, Townsend creek (enclave), Unit 3, Phase A, as per plat recorded at Plat Book 105, Pages 232 - 234, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., 3476 Stateview Blvd, Foreclosure Mac # X7801-013, Fort Mill, SC 29515, 877-216-8448. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Kimps Andre and Yvelle Andre or a tenant or tenants and said property is more commonly known as 298 Crystal Downs Way, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NAMortgage, Inc as Attorney in Fact for Kimps Andre McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/daw 7/1/08 Our file no. 5446508-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592966,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Yun Jeong Andrea to Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc. , dated May 18, 2005, recorded in Deed Book 42951, Page 56, Gwinnett County, Georgia Records, as last transferred to Suntrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($145,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 203 of the 6th District, Gwinnett County, Georgia, being Lot 16, the Gates at Crestwood, Unit 2, as per Plat recorded in Plat Book 104, Page 86, Gwinnett County, Georgia records, said Plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, Suntrust Mortgage, Inc. Loss Mitigation Department at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Yun Jeong Andrea or a tenant or tenants and said property is more commonly known as 1647 Northgate Mill Drive, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Suntrust Mortgage, Inc. as Attorney in Fact for Yun Jeong Andrea Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/jea 7/1/08 Our file no. 11357508-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587915,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Craig A. Anglese to Mortgage Electronic Registration Systems, Inc., dated February 5, 2007, recorded in Deed Book 47569, Page 815, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2007-1, Mortgage Loan Asset-Backed Certificates, Series 2007-1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FIVE THOUSAND AND 0/100 DOLLARS ($225,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 205 of the 7th District, Gwinnett County, Georgia, and being Lot 97, The Summit at Chattahoochee Reserve, as per plat recorded in Plat Book 69, Page 233, Gwinnett County, Georgia records; said pint being incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Craig A. Anglese or a tenant or tenants and said property is more commonly known as 3825 Lake Lanier Dr, Duluth, Georgia 30097. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2007-1, Mortgage Loan Asset-Backed Certificates, Series 2007-1 as Attorney in Fact for Craig A. Anglese McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/db1 7/1/08 Our file no. 52799807-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587524,6/5,12,19,26 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Anthony Berry Homes, Inc. to Branch Banking and Trust Company, dated April 27, 2007 and recorded in Deed Book 47827, page 214 in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia (as modified and/or amended from time to time, the "Security Deed"), the undersigned will sell at public outcry before the door of the Courthouse of Gwinnett County, Georgia during the legal hours of sale on the first Tuesday in July 2008 to the highest and best bidder for cash the following described real property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 266 AND 267 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 6 AND 20, OF THE ESTATES OF EWING CHAPEL, AS PER PLAT RECORDED AT PLAT BOOK 118, PAGES 176-177, GWINNETT COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF. The debt secured by the Security Deed is evidenced by a Promissory Note dated April 25, 2007 executed by Anthony Berry Homes, Inc. in favor of Branch Banking and Trust Company in the original principal amount of $892,500.00 (as modified and/or amended from time to time, the "Note"), plus interest from date on the unpaid balance until paid, and other indebtedness. Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys' fees, notice of intent to collect attorneys' fees having been given. Said property will be sold subject to any outstanding ad valorem taxes and/or assessments (including taxes which are a lien but are not yet due and payable), possible redemptive rights of the Internal Revenue Service, if any, any matters which might be disclosed by an accurate survey and inspection of the property, and any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final audit and confirmation of the status of the loan with the holder of the Security Deed. To the best of the undersigned's knowledge and belief, the real property is presently owned by Anthony Berry Homes, Inc. To the best of the undersigned's knowledge and belief, the party in possession of the real property is Anthony Berry Homes, Inc. and tenants holding under Anthony Berry Homes, Inc. Branch Banking and Trust Company, as Attorney-in-Fact for Anthony Berry Homes, Inc. Michael R. Wing Greenberg Traurig, LLP The Forum 3290 Northside Parkway, N.W., Suite 400 Atlanta, Georgia 30327 (678) 553-2675 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593443,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Valeriya Antonova to Mortgage Electronic Registration Systems, Inc as nominee for American Mortgage Network, Inc., dated July 31, 2007, recorded in Deed Book 48157, Page 724, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FIVE THOUSAND FOUR HUNDRED NINETY AND 0/100 DOLLARS ($165,490.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 232 of the 6th District, Gwinnett County, Georgia, being Lot 19, Block D , the Regency at Cambridge, Unit IIA, as per Plat recorded in Plat Book 81, Pages 192-193, Gwinnett County, Georgia records, which Plat is referred to and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, Chase Home Finance LLC Loss Mitigation Department at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Valeriya Antonova or a tenant or tenants and said property is more commonly known as 2744 Regent Walk Dr, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Valeriya Antonova Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/ssh 7/1/08 Our file no. 11205708-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593094,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Nelda M. Appling, a/k/a Nelda Appling and Douglas Scott Appling to Wells Fargo Bank, NA, dated September 6, 2007, recorded in Deed Book 48286, Page 85, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED THOUSAND AND 0/100 DOLLARS ($500,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 360 of the 7th District of Gwinnett County, Georgia, being all of Lot 48 and portions of Lots 46 and 47, Brogdon & Garrett Subdivision and addition from us government, consisting of. 786 acres and being more particularly described as follows: Beginning at an iron pin found on the northwesterly side of Lakeview Drive (30' right of way), said iron pin being located a distance of 232.1 feet northeasterly as measured along the northwesterly right of way of Lakeview Drive from its intersection with the line dividing Land Lots 360 and 361, said District and County; running thence north 19 Degrees 20 Minutes 00 Seconds east along the northwesterly right of way of Lakeview Drive a distance of 57.20 feet to an iron pin set; running thence north 56 Degrees 27 Minutes 50 Seconds west a distance of 187.45 feet to an iron pin found; running thence north 52 Degrees 25 Minutes 23 Seconds west a distance of 142.05 feet to an iron pin found; running thence south 58 Degrees 18 Minutes 47 Seconds west a distance of 40.58 feet to an iron pin found; running thence north 31 Degrees 32 Minutes 54 Seconds west a distance of 24.99 feet to an iron pin found; running thence south 58 Degrees 00 Minutes 17 Seconds west a distance of 59.97 feet to an iron pin found; running thence south 32 Degrees 05 Minutes 56 Seconds east a distance of 108.64 feet to an iron pin found; running thence south 67 Degrees 30 Minutes 29 Seconds east a distance of 314.56 feet to an iron pin found at the point of beginning. Said tract being depicted on that certain survey prepared for the estate of William G. Archer, by Thomas Wood & Associates, Thomas Wood, RLS#1990, dated 12/15/2001. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). The Borrower may contact the mortgage servicer, A.S.C. for Norwest Home Improvement Loss Mitigation Department at 1-800-662-3806 or by writing to PO Box 10328, Des Moines, IA 50306-0328, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Nelda M. Appling or a tenant or tenants and said property is more commonly known as 6346 Lakeview Dr, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Nelda M. Appling, a/k/a Nelda Appling and Douglas Scott Appling Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/yjr 7/1/08 Our file no. 11385108-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587716,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jose Araya to Mortgage Electronic Registration Systems, Inc. dated December 23, 2005, and recorded in Deed Book 46083, Page 383, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for Bear Stearns ABS 2006-AC2, by Assignment securing a Note in the original principal amount of $141,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 154, 6th District, Gwinnett County, Georgia, being Lot 30, Block B, Unit Three, Dunlin Subdivision, as per plat recorded at Plat Book 63, Page 294, Gwinnett County Records, which plat is incorporated herein by this reference and made a part hereof. Said property is known as 3094 Dunlin Lake Road, Lawrenceville, GA 30044, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Jose Araya, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jose Araya, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association, as Trustee for Bear Stearns ABS 2006-AC2 as Attorney-in-Fact for Jose Araya File no. 08-003588 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/BB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593240,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Kikelomo Arekemase to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. dba America's Wholesale Lender, dated June 28, 2007, recorded July 26, 2007, in Deed Book 48120, Page 306, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Sixty-Five Thousand ($265,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 3 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 5, BLOCK C OF LAUREL FALLS SUBDIVISION, ACCORDING TO PLAT RECORDED IN PLAT BOOK 44, PAGE 79, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE; BEING IMPROVED PROPERTY KNOWN AS 3825 LAUREL BROOK LANE, SNELLVILLE, GEORGIA 30039, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN SAID COUNTY. Said property is commonly known as 3825 Laurel Brook Lane, Snellville, Georgia 30039. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Kikelomo Arekemase or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for KIKELOMO AREKEMASE Lender Contact: Countrywide Home Loans, Loss Mitigation Dept. 800-262-4218 Lender Address; 400 Countrywide Way Mail Stop: SV-35,Simi Valley,CA 93065 Attorney Contact: Adorno & Yoss, L.L.C., 1349 West Peachtree Suite 1500, Atlanta, GA, 30309 TELEPHONE NUMBER: (888) 890-5390 ADORNO FILE NO. 215400.2205 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587197,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Edwar F. Arias to Mortgage Electronic Registration Systems, Inc., dated July 28, 2006, recorded in Deed Book 46961, Page 559, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc . by assignment recorded in Deed Book 48875, Page 688, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-SIX THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($296,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 230 of the 7th District, Gwinnett County, Georgia, being Lot 81, Highland Creek, Unit One, as per plat recorded in Plat Book 113, Pages 112-115, Gwinnett County, Georgia records, said plat is incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Edwar F. Arias or a tenant or tenants and said property is more commonly known as 4167 Reynolds Place, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Edwar F. Arias McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jpk 7/1/08 Our file no. 5818208-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588009,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Carlos Arias to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $201,400.00 dated 07/26/2007, and recorded in Deed Book 48149, page 452, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2008 by Mortgage Electronic Registration Systems, Inc. as nominee for American Home Mortgage Servicing, Inc., as Attorney-in-Fact for Carlos Arias the following described property: All that tract or parcel of land lying and being in Land Lot 147 of the 7th District, Gwinnett County, Georgia, being Lot 35, Block A, Spring Crossing Subdivision, as per plat recorded in Plat Book 57, page 162, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description, said property being known as 1014 Crossing Rock Drive according to the present system of numbering property in Gwinnett County, Georgia. Property known as: 1014 Crossing Rock Drive, Lawrenceville, GA 30043 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: American Home Mortgage Servicing 4600 Regents Blvd., Suite 200 Irving, TX 75063 PHONE: 877-304-3100 Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Carlos Arias. Mortgage Electronic Registration Systems, Inc. as nominee for American Home Mortgage Servicing, Inc., as Attorney-in-fact for Carlos Arias. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-06593009,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Eliseo Arias to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $126,003.00 dated 05/18/2006, and recorded in Deed Book 46546, page 882, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2008 by Mortgage Electronic Registration Systems, Inc. as nominee for American Home Mortgage Servicing, Inc., as Attorney-in-Fact for Eliseo Arias the following described property: All that tract or parcel of land lying and being in Land Lot 81, 5th District, Gwinnett County, Georgia, being known as Lot 31, Block A of Independence Square Subdivision, Unit 4 as shown on Plat of record at Plat Book 6, page 136, Gwinnett County Records, which reference is made for the purpose of incorporating the same as part herein; being improved property known as 613 Mephisto Circle, according to the present system of numbering houses in Gwinnett County, Georgia. Property known as: 613 Mephisto Circle, Lawrenceville, GA 30045 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: American Home Mortgage Servicing 4600 Regents Blvd., Suite 200 Irving, TX 75063 PHONE: 877-304-3100 Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Eliseo Arias. Mortgage Electronic Registration Systems, Inc. as nominee for American Home Mortgage Servicing, Inc., as Attorney-in-fact for Eliseo Arias. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces. Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-06593010,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Brian Arlt to Mortgage Electronic Registration Systems, Inc., dated October 30, 2006, recorded in Deed Book 47240, Page 723, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2007-FF2, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2 by assignment recorded in Deed Book 48720, Page 87, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND AND 0/100 DOLLARS ($162,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 168 of the 6th District, Gwinnett County, Georgia, being Lot 27, Block A, Strawberry Heights (formerly sevenoaks), unit one, as per plat recorded in Plat Book 24, Page 172, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Brian Arlt or a tenant or tenants and said property is more commonly known as 1139 Pin Oak Drive, Tucker, Georgia 30084. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2007-FF2, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2 as Attorney in Fact for Brian Arlt. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/db1 7/1/08 Our file no. 52209907-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587519,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Adeyemo Aromolaran to Mortgage Electronic Registration Systems, Inc., dated October 23, 2006, recorded in Deed Book 47178, Page 609, Gwinnett County, Georgia Records, as last transferred to Bank of New York as Trustee for the Certificate Holders CWABS, INC., Asset-Backed Certificates, series 2006-22 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FOUR THOUSAND SEVEN HUNDRED NINETY-TWO AND 0/100 DOLLARS ($224,792.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 2 of the 5th District, Gwinnett County, Georgia, being Lot 53, Block A, Kimberly Downs, as per plat recorded in Plat Book 114, Pages 285-289, Gwinnett County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Adeyemo Aromolaran or a tenant or tenants and said property is more commonly known as 2873 Beaut Court, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of New York as Trustee for the Certificate Holders CWABS, INC., Asset-Backed Certificates, series 2006-22 as Attorney in Fact for Adeyemo Aromolaran. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/scc 7/1/08 Our file no. 5881208-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587835,6/5,12,19,26 NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in that certain Deed to Secure Debt ("Security Deed") executed by Elizabeth Arreola-Ortiz ("Borrower") to Mortgage Electronic Registration Systems, Inc., ("MERS") as nominee for Century Mortgage Corporation, and as thereafter transferred and assigned to Coastal States Mortgage Corporation ("Lender"), dated April 14, 2003, and recorded in the office of the Clerk of Superior Court of Gwinnett County, Georgia in Deed Book 32372, Page 107, the undersigned Lender will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Gwinnett County, Georgia, during the legal hours of sale, on the first Tuesday in July, to wit: July 1, 2008, the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 147 of the 7th District, Gwinnett County, Georgia, and being Lot 23, Block E, Unit One, Phase One, of Sentinel Ridge Subdivision, as per plat recorded in Plat Book 66, Page 266, Gwinnett County, Georgia records, which plat is incorporated herein and by this reference made a part hereof, and being known as 2965 Sentinel Parkway, Lawrenceville, GA 30043 , according to the present system of numbering houses in Gwinnett County, Georgia. The Debt secured by said Security Deed is evidenced by a Note ("Note") dated April 14, 2003, in the original principal amount of $148,400.00, payable, principal and interest from the date thereof at the rate of interest shown on said note on the unpaid balance until paid. Default has occurred in the payment of the debt evidenced by the Note and secured by the Security Deed as a result of the nonpayment of the entire amount owed there under at maturity. Accordingly, the total balance of said debt has been and is hereby declared due and the Security Deed foreclosable according to its terms. The debt remaining in default, the property will be sold to the highest bidder for cash as the property of the Borrower, and the proceeds to be applied to the payment of said indebtedness, attorneys' fees (notice of intention to collect attorneys' fees having been given), and the lawful expenses of said sale, all as provided in the Note and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions and easements of record, if any. To the best of the undersigned Lender's knowledge and belief, Borrower is now in the possession of the property. Please be advised that the law firm is acting as a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Coastal States Mortgage Corporation as attorney in fact for Elizabeth Arreola-Ortiz. Frank B. Pallotta, P.C. Attorney at Law 400 Creekstone Ridge Woodstock, Georgia 30188 (770) 924-1400 950-06592743,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Harvest Arrington to Mortgage Electronic Registration Systems, Inc . dated January 3, 2003, and recorded in Deed Book 30565, Page 50, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Everhome Mortgage Company, by Assignment securing a Note in the original principal amount of $105,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 211 of the 5th Land District, Gwinnett County, Georgia, containing One (1) acre as shown on a plat of survey by W.T. Dunahoo, Surveyor, dated August 24, 1972, and being more particularly described as follows: To find the place or point of beginning, begin at the point of intersection of the center line of Sweet Gum-Martins Chapel Road with the center line of Springlake Road; run thence Northwest along the center line of Sweet Gum-Martins Chapel Road 1200 feet to a point; run thence North 62 degrees 17 minutes East 40 feet to an iron pin on the Northeast right of way line of Sweet Gum-Martins Chapel Road, which is the place or point of beginning; from said beginning point as thus established, run thence North 62 degrees 17 minutes East 210 feet to an iron pin; run thence North 31 degrees 13 minutes West 208 feet to an iron pin; run thence South 62 degrees 17 minutes West 210.5 feet to an iron pin on the Northeast right of way line of Sweet Gum-Martins Chapel Road; run thence South 32 degrees 01 minutes East along said right of way line 33 feet to a point; continue thence South 31 degrees 13 minutes East along said right of way line 175 feet to an iron pin at the place or point of beginning. Said property is known as 182 SweetGum Road, Lawrenceville, GA 30045 , together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Harvest Arrington, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Harvest Arrington , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Everhome Mortgage Company as Attorney-in-Fact for Harvest Arrington File no. 08-003733 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587808,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Robert Arrington to Mortgage Electronic Registration Systems, Inc., dated June 24, 2005, recorded in Deed Book 43484, Page 213, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FIVE THOUSAND ONE HUNDRED SIXTY-ONE AND 0/100 DOLLARS ($125,161.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 92 of the 7th Land District of Gwinnett County, Georgia, being Lot 5, Block C of Prospect Station Subdivision, Unit Two, as per plat thereof recorded in Plat Book 31, Page 109 of the public records of Gwinnett County, Georgia, which said plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert Arrington or a tenant or tenants and said property is more commonly known as 2070 Sunsweet Court, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Robert Arrington McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 7/1/08 Our file no. 5836008-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587886,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Nigist Asfaw and Asnake Dagne to Mortgage Electronic Registration Systems, Inc. dated July 18, 2001 in the amount of $130,452.00, and recorded in Deed Book 23934, Page 111; modified by Loan Modification Agreement recorded in Book 43396, Page 235, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc . by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 320 of the 4th District, Gwinnett County, Georgia, being Lot 25, Block A, Summit Glen Subdivision, as per plat recorded in Plat Book 85, Page 243, Gwinnett County, Georgia Records, which said plat is incorporated herein by this reference and made a part of this description, being improved property. which has the property address of 4420 Summit Heights Drive, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Nigist Asfaw and Asnake Dagne and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Nigist Asfaw and Asnake Dagne Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-15410 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587910,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Darius Ashlock to Mortgage Electronic Registration Systems Inc., dated January 8, 2007 in the amount of $171,200.00, and recorded in Deed Book 47470, Page 0038, Gwinnett County, Georgia Records; as last transferred to US Bank, National Association as Trustee for the MLMI SURF Trust Series 2007-AB1 by assignment; the undersigned, US Bank, National Association as Trustee for the MLMI SURF Trust Series 2007-AB1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 22 of the 6th District of Gwinnett County, Georgia, being Lot 15, Block A, of Moorings Estate, Unit One, as per plat recorded in Plat Book 41, Page 223, Gwinnett County Records, which plat is incorporated herein by this reference and made a part of this description. which has the property address of 4585 Shumart Drive, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Darius Ashlock and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. US Bank, National Association as Trustee for the MLMI SURF Trust Series 2007-AB1 Attorney in Fact for Darius Ashlock Anthony DeMarlo, Attorney/kjenrette McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-09222 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593363,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Tweneboa Asiamah to Wells Fargo Bank, NA, dated December 22, 2006, recorded in Deed Book 47421, Page 24, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHT THOUSAND AND 0/100 DOLLARS ($208,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All tract or parcel of Land lying and being in Land Lot 148 of the 5th District, Gwinnett County, Georgia, being Lot 37, Block A, Wynfield Park Subdivision, as per plat recorded in Plat Book 115, Page 168, f/k/a Hwy 20, as per plat recorded in Plat Book 113, Page 29, Gwinnett County, Georgia Records, which said plat is incorporated herein by this reference and made a part of this descriptions, being improved property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., 3476 Stateview Blvd, Foreclosure Mac # X7801-013, Fort Mill, SC 29515, 877-216-8448. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Tweneboa Asiamah or a tenant or tenants and said property is more commonly known as 280 Kubol Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Tweneboa Asiamah McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/daw 7/1/08 Our file no. 5559608-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592973,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Mary Asoera to Mortgage Electronic Registration Systems, Inc., dated September 27, 2006, recorded in Deed Book 47097, Page 534, Gwinnett County, Georgia Records, as last transferred to US Bank National Association as Trustee for JPMALT 2007-A2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-TWO THOUSAND AND 0/100 DOLLARS ($272,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 79 of the 5th District, Gwinnett County, Georgia, being Lot 7, Block B, Winn Crossing Subdivision, as per Plat recorded in Plat Book 35, Page 298, Gwinnett County, Georgia records, which recorded Plat is incorporated herein by this reference and made a part of this description. Said property being known as 55 caboose court according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Mary Asoera or a tenant or tenants and said property is more commonly known as 55 Caboose Court, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. US Bank National Association as Trustee for JPMALT 2007-A2 as Attorney in Fact for Mary Asoera McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lr3 7/1/08 Our file no. 51105008-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593084,6/5,12,19,26 NOTICE OF SALE UNDER POWER Under and by virtue of the Power of Sale contained in a Security Deed given by Felicia Atkins to Frederick W. Ansley, recorded in Deed Book 46177, page 0802, Gwinnett County, Georgia Records, conveying the after described property to a secure a Note in the original principal amount of One Hundred Four Thousand No/100s Dollars (U.S. $104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in Land Lot 202, 6th District, Gwinnett County, Georgia, and being known and designated as Unit 4025 of Phase I of Stillwater Plantation Condominium Two, a condominium development under the provisions of the Georgia Condominium Act, as amended, of the State of Georgia (Georgia Laws 1975, page 609, et seq., as amended) according to and as shown on plat entitled "Survey for Stillwater Plantation Condominium Two, Phase I" dated July 22, 1986, by Bragg, Wood & Associates, Ian M. Bagg, Registered Land Surveyor, recorded in Condominium Plat Book I, page 237, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia, together with all the right, title and interest of the Grantor in said unit and any appurtenances thereto under the Declaration of Condominium of Stillwater Plantation Condominium Two, recorded in Deed Book 4146, page 11, in said Clerk's Office, which plat and declaration are by reference incorporated herein and made a part hereof; being improved property known as 4025 Stillwater Drive, according to the present system of numbering houses in Gwinnett County, Georgia. Without limiting the generality of the rights, title and interest herein above described together with the present undivided 1/24 interest in the common elements, common areas and facilities of Stillwater Plantation Condominium Two as the same is defined in said Declaration; said undivided interest is subject to real location as provided in said Declaration in the event of the expansion of the Condominium. Subject to Security Deed from Frederick W. Ansley to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. dated September 18, 2002, filed and recorded September 23, 2002, in the original amount of $73,600.00, recorded in Deed Book 28878, page 257, Gwinnett County Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Felicia Atkins or tenant or tenants and said property is more commonly known as 4025 Stillwater Drive, Duluth, GA 30096. Frederick W. Ansley. As Attorney in Fact for Felicia Atkins Riley, Lewis & McLendon 315 Washington Ave. Marietta, GA 30060 (770) 590-5900 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593015,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Charles Atkins to ABN AMRO Mortgage Group, Inc. dated June 28, 2002 in the amount of $234,000.00, and recorded in Deed Book 28946, Page 55, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that certain tract or parcel of land lying in Land Lot 1, Rocky Creek GMD 1587, 2nd Headright Distrrict, Gwinnett County, Georgia, being Lot 21, Block F, Riverside at Appalachee Farms, Unit One (f/k/a Appalachee Farms), as per plat recorded in Plat Book 65, Page 8, Gwinnett County, Georgia Records, which plat is hereby referred to , incorporated herein by such reference and made a part of this description, being known as 765 Fairview Club Circle, Dacula, Georgia, according to the present system of numbering in Gwinnett County, Georgia. which has the property address of 765 Fairview Club Cir, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Charles Atkins and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Charles Atkins Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-12014 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593409,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Archie Lee Atwell, Jr. to Mortgage Electronic Registration Systems, Inc., dated June 30, 2007, recorded in Deed Book 48082, Page 39, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ELEVEN THOUSAND AND 0/100 DOLLARS ($111,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A The land referred to in this exhibit is located in the county of Gwinnett and the state of Georgia in Deed Book 46595 at Page 393 and described as follows. All that tract or parcel of land lying and being in Land Lot 224 of the 6th District of Gwinnett County, Georgia, being Lot 23, Block 19, Section 4, Unit 1, Sheffield Forrest Subdivision as per Plat recorded in Plat Book P, Page 135, Gwinnett County records, being more particularly described as follows: Beginning at an iron pin on the northerly side of east Glochester place, said pin being Seven Forty-Five (745) feet westwardly from the intersection of east Glochester place with LanceLot Drive, as measured along the northerly side of east Glochester place; running thence north Two Hundred Thirty-Two (232) feet to an iron pin; thence west Eighty-Six (86) feet, more or less to an iron pin; thence south Two Hundred Twenty-One (221) feet to an iron pin on the northerly side of east Glochester place; thence easterly along the northerly side of east Glochester place Eighty-Five (85) feet to the point of beginning. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Archie Lee Atwell, Jr. or a tenant or tenants and said property is more commonly known as 863 East Glochester Place, Norcross, Georgia 30071. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Archie Lee Atwell, Jr. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/meh 7/1/08 Our file no. 51177108-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593185,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Zeall Augustus and Rosa Cruz to Mortgage Electronic Registration Systems, Inc. as nominee for Home America Mortgage Inc., dated January 31, 2003, recorded in Deed Book 31405, Page 118, Gwinnett County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 46140, Page 581, Gwinnett County, Georgia Records, as last transferred to Washington Mutual Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-NINE THOUSAND ONE HUNDRED EIGHTY-EIGHT AND 0/100 DOLLARS ($179,188.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 187 of the 7th District of Gwinnett County, Georgia, being Lot 10, Block B of Crown Ridge Subdivision, (fka Pucketts Ridge), Unit I, as per plat recorded in Plat Book 41, Page 217, records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). The Borrower may contact the mortgage servicer, Washington Mutual Bank Loss Mitigation Department at 866-926-8937 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Zeall Augustus and Rosa Cruz or a tenant or tenants and said property is more commonly known as 1587 Casper Hill Drive, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Washington Mutual Bank as Attorney in Fact for Zeall Augustus and Rosa Cruz. Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/js2 7/1/08 Our file no. 1939707-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587694,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Edgar Ayala and Selvia Carias to Mortgage Electronic Registration Systems, Inc. dated December 8, 2004 in the amount of $152,406.00, and recorded in Deed Book 41020, Page 164, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 35 of the 6th District, Gwinnett County, Georgia, being Lot 2, Block A, Quinn Ridge, Unit 8, as per plat recorded in Plat Book 104, Page 256, Gwinnett County Records, said plat being incorporated herein by reference thereto. which has the property address of 2992 Beryton Place, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Edgar Ayala and Selvia Carias and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Edgar Ayala and Selvia Carias Anthony DeMarlo, Attorney/ajackson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11582 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593249,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Earl S. Aymer, Charmaine D. Miller and Lucille Short to Bank of America, N.A., dated June 14, 2006, recorded in Deed Book 47603, Page 410, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY THOUSAND AND 0/100 DOLLARS ($50,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: The following property: That tract or parcel of land lying and being in Land Lot(s) 104 of District 5, Gwinnett County, Georgia, being Lot(s) 11, Block C, Pinehurst/Lakeview Subdivision, as per plat recorded in Gwinnett County, Georgia Records. Being and intending to describe the same premises conveyed in a deed recorded 08/06/2004, in book 39366, page 127. Known as: 1242 Hogan Ridge Court Parcel 5-104-299 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). The Borrower may contact the mortgage servicer, Bank of America Loss Mitigation Department at 800-285-6000 or by writing to 4161 Piedmont Parkway, Greensboro, NC 27410-8110, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Earl S. Aymer, Charmaine D. Miller and Lucille Short or a tenant or tenants and said property is more commonly known as 1242 Hogan Ridge Ct, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Earl S. Aymer, Charmaine D. Miller and Lucille Short Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/js2 7/1/08 Our file no. 11316108-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588029,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Cyrina Azuike to Mortgage Electronic Registration Systems, Inc., dated February 1, 2005, recorded in Deed Book 41649, Page 244, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-ONE THOUSAND FIVE HUNDRED THIRTY AND 0/100 DOLLARS ($241,530.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 85, of the 5th District, Gwinnett County, Georgia, and being Lot 29, Block A, Unit Four, of Tanners Pointe Subdivision, as more particularly described on plat of survey recorded at Plat Book 81, Page 235, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Eucharia Nwoke and Cyrina Ulunma Nwoke or a tenant or tenants and said property is more commonly known as 1002 Tanners Pointe Drive, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc as Attorney in Fact for Cyrina Azuike McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/daw 7/1/08 Our file no. 5782808-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593031,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jean Bacchus to Mortgage Electronic Registration Systems, Inc. as nominee for Pine State Mortgage Corporation , dated September 16, 2005, recorded in Deed Book 44610, Page 169, Gwinnett County, Georgia Records, as last transferred to Aurora Loan Services, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY THOUSAND ONE HUNDRED FORTY-SIX AND 0/100 DOLLARS ($150,146.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lots 337 and 338 of the 4th District, Gwinnett County, Georgia, and being Lot 64A, Unit four, Bridle Point, formerly known as Lee Road Tract, as per plat recorded in Plat Book 106, Pages 163 through 164, Gwinnett County, Georgia Records, which recorded plat is incorporated herein for a more complete description of said property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). The Borrower may contact the mortgage servicer, Aurora Loan Services LLC Loss Mitigation Department at 800-550-0509 or by writing to 601 Fifth Avenue, Scottsbluff, NE 69361, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jean Bacchus and Collen Bacchus or a tenant or tenants and said property is more commonly known as 4925 Bridle Point Parkway, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Aurora Loan Services, LLC as Attorney in Fact for Jean Bacchus Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/tmc 7/1/08 Our file no. 1153707-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588028,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Byung Jo Bae to Mortgage Electronic Registration Systems, Inc., dated November 18, 2004, recorded in Deed Book 41019, Page 85, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($166,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 153 of the 7th District of Gwinnett County, Georgia, and being Lot 29, Block A, Peachtree Manor Subdivision, Phase II, as per plat recorded in Plat Book 65, Page 47, Gwinnett County, Georgia, records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Byung Jo Bae or a tenant or tenants and said property is more commonly known as 550 Manor Glen Dr, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank NA as Attorney in Fact for Byung Jo Bae McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jr1 7/1/08 Our file no. 5719508-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588007,6/5,12,19,26 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the Power of Sale contained in that certain Security Deed from Jose Guadalupe Baez to Phoenix Global Mortgage Corporation dated December 28, 2001, recorded in Deed Book 25912, Page 120, in the offices of the Clerk of the Superior Court of Gwinnett County, Georgia, as assigned to United Americas Bank, N.A. by virtue of Assignment dated December 28, 2001, recorded in Deed Book 25912, Page 128, aforesaid records (the "Security Deed"), the undersigned will sell at public outcry before the doors of the Courthouse of Gwinnett County, Georgia, during the legal hours of sale, on the first Tuesday in July 2008 to the highest and best bidder for cash the following described real property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 183 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 19, BLOCK D, HICKORY PLANTATION, UNIT II, AS SHOWN ON PLAT OF SUBJECT PROPERTY RECORDED AT PLAT BOOK 27, PAGE 281, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. BEING IMPROVED PROPERTY KNOWN AS 1582 BLACK HICKORY PLACE, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA. The debt secured by the Security Deed is evidenced by a Balloon Note dated December 28, 2001 executed by Jose Guadalupe Baez in favor of Phoenix Global Mortgage Corporation in the original principal amount of $119,600.00, as modified and/or amended from time to time (the "Note"), plus interest from date on the unpaid balance until paid, and other indebtedness. United Americas Bank, N.A. is the present owner and holder of the Note and Security Deed. Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys' fees, notice of intent to collect attorneys' fees having been given. Said property will be sold subject to any outstanding ad valorem taxes and/or assessments (including taxes which are a lien but are not yet due and payable), possible redemptive rights of the Internal Revenue Service, if any, any matters which might be disclosed by an accurate survey and inspection of the property, and any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final audit and confirmation of the status of the loan with the holder of the Security Deed. To the best of the undersigned's knowledge and belief, the real property is presently owned by Jose Guadalupe Baez. To the best of the undersigned's knowledge and belief, the parties in possession of the real property is Jose Guadalupe Baez, and tenant holding under Jose Guadalupe Baez. United Americas Bank, N.A., successor in interest to Phoenix Global Mortgage Corporation, as Attorney-in-Fact for Jose Guadalupe Baez. Michael R. Wing Greenberg Traurig, LLP The Forum 3290 Northside Parkway, N.W., Suite 400 Atlanta, Georgia 30327 (678) 553-2100 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587773,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Russell J. Baggett and Mary E. Baggett to ABN AMRO Mortgage Group, Inc., dated December 5, 2001, recorded in Deed Book 25539, Page 228, Gwinnett County, Georgia Records, as last transferred to Lasalle Bank Midwest, N.A. by assignment recorded in Deed Book 48184, Page 793, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($176,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 83 of the 7th District, Gwinnett County, Georgia, being Lot 15, Block E, Unit Two of Steeple Chase Subdivision, as per plat recorded in Plat Book 36, Page 299, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. Subject to restrictions, reservations, easements, covenants, oil, gas or mineral rights of record, if any. This property is owned by or vested in: Russell J. Baggett and Mary E. Baggett, as joint tenants, with right of survivorship. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on July 1, 2008, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Cenlar Federal Savings Bank, 425 Phillips Boulevard, Ewing, NJ 08618, (609) 883-3900. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Russell J. Baggett and Mary E. Baggett or a tenant or tenants and said property is more commonly known as 1111 Steeple Run, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Lasalle Bank Midwest, N.A. as Attorney in Fact for Russell J. Baggett and Mary E. Baggett McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 7/1/08 Our file no. 51044403-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587541,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in a Security Deed from BAINBRIDGE HOMES, LLC to UNITED COMMUNITY BANK, dated May 17, 2006, recorded May 24, 2006, in Deed Book 46535, Page 225, Gwinnett County, Georgia records, said Security Deed being given to secure a Note from BAINBRIDGE HOMES, LLC of even date , as amended, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 2 of the 1st District, Gwinnett County, Georgia, being Lot 17, The Reserve at Summerhaven a/k/a Arbor Wood Park Subdivision, as per plat recorded in Plat Book 114, Pages 163-164, Gwinnett County Records, said plat being incorporated herein by reference thereto. Including the following: (i) all sums of Grantor on deposit with Grantee from time to time (the "Deposits"); (ii) if the Land is to be subdivided into lots, all income received from the sale of such lots (the "Lot Sales Income"); (iii) all fixtures and personal property included (whether generally or specifically) in the definition of "Premises" set forth hereinabove and now or hereafter acquired by Grantor, and all replacements, substitutions and additions thereto (the "Fixtures and Personalty"); (iv) all plans, specifications, drawings, surveys, contracts (including contracts with general contractors and architects) and subcontracts related to the improvement and development of the Premises (the "Improvement Documents"); and (v) all proceeds (including cash proceeds and proceeds of proceeds) of all of the foregoing (all such Deposits, Lot Sales Income, Fixtures and Personalty, Improvement Documents and proceeds are collectively referred to herein as the "Collateral"). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is BAINBRIDGE HOMES, LLC or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for BAINBRIDGE HOMES, LLC L. Lou Allen Stites & Harbison, PLLC 11 Mountain Street, Suite 8 Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-00441 950-07587856,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in a Security Deed from BAINBRIDGE HOMES, LLC to UNITED COMMUNITY BANK, dated April 13, 2006, recorded April 19, 2006, in Deed Book 46401, Page 646, Gwinnett County, Georgia records, said Security Deed being given to secure a Note from BAINBRIDGE HOMES, LLC of even date, as amended, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 2 of the 1st District, Gwinnett County, Georgia, being Lots 69 and 77, Summerhaven f/k/a Caralluma, Unit I, as per plat recorded in Plat Book 112, Pages 11-12, Gwinnett County Records, said plat being incorporated herein by reference thereto. Including the following: (i) all sums of Grantor on deposit with Grantee from time to time (the "Deposits"); (ii) if the Land is to be subdivided into lots, all income received from the sale of such lots (the "Lot Sales Income"); (iii) all fixtures and personal property included (whether generally or specifically) in the definition of "Premises" set forth hereinabove and now or hereafter acquired by Grantor, and all replacements, substitutions and additions thereto (the "Fixtures and Personalty"); (iv) all plans, specifications, drawings, surveys, contracts (including contracts with general contractors and architects) and subcontracts related to the improvement and development of the Premises (the "Improvement Documents"); and (v) all proceeds (including cash proceeds and proceeds of proceeds) of all of the foregoing (all such Deposits, Lot Sales Income, Fixtures and Personalty, Improvement Documents and proceeds are collectively referred to herein as the "Collateral"). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is BAINBRIDGE HOMES, LLC or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for BAINBRIDGE HOMES, LLC L. Lou Allen Stites & Harbison, PLLC 11 Mountain Street, Suite 8 Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-00425 950-07587852,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in a Security Deed from BAINBRIDGE HOMES, LLC to UNITED COMMUNITY BANK, dated May 17, 2006, recorded May 24, 2006, in Deed Book 46535, Page 238, Gwinnett County, Georgia records, said Security Deed being given to secure a Note from BAINBRIDGE HOMES, LLC of even date, as amended, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 2 of the 1st District, Gwinnett County, Georgia, being Lots 10, 12, 13, 14 and 15, The Reserve at Summerhaven a/k/a Arbor Wood Park Subdivision, as per plat recorded in Plat Book 114, Pages 163-164, Gwinnett County, Georgia records, said plat being incorporated herein by reference thereto. Including the following: (i) all sums of Grantor on deposit with Grantee from time to time (the "Deposits"); (ii) if the Land is to be subdivided into lots, all income received from the sale of such lots (the "Lot Sales Income"); (iii) all fixtures and personal property included (whether generally or specifically) in the definition of "Premises" set forth hereinabove and now or hereafter acquired by Grantor, and all replacements, substitutions and additions thereto (the "Fixtures and Personalty"); (iv) all plans, specifications, drawings, surveys, contracts (including contracts with general contractors and architects) and subcontracts related to the improvement and development of the Premises (the "Improvement Documents"); and (v) all proceeds (including cash proceeds and proceeds of proceeds) of all of the foregoing (all such Deposits, Lot Sales Income, Fixtures and Personalty, Improvement Documents and proceeds are collectively referred to herein as the "Collateral"). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is BAINBRIDGE HOMES, LLC or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for BAINBRIDGE HOMES, LLC L. Lou Allen Stites & Harbison, PLLC 11 Mountain Street, Suite 8 Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-00424 950-06593348,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Charles Douglas Ballentine and Dana Gail Jeffers Ballentine to Mortgage Electronic Registration Systems, Inc. , dated November 1, 2002, recorded in Deed Book 29700, Page 109, Gwinnett County, Georgia Records, as last transferred to EverHome Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($116,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying or being in Land Lot 87 of the 6th District, Gwinnett County, Georgia, being Lot 5, Block "D" of Unit Two, Amber Hills, as per plat recorded in plat book 1, page 8, Gwinnett County, Georgia Records. to which plat reference is made for a more detailed description The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EverHome Mortgage Company, 8100 Nations Way, Jacksonville, FL 32256, (904) 224-4667. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Charles Douglas Ballentine and Dana Gail Jeffers Ballentine or a tenant or tenants and said property is more commonly known as 1166 Golden Circle SW, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. EverHome Mortgage Company as Attorney in Fact for Charles Douglas Ballentine and Dana Gail Jeffers Ballentine McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jpk 7/1/08 Our file no. 5675107-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588015,6/5,12,19,26 NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in a Deed to Secure Debt by Martin T. Ballew and Deborah K. Ballew to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for First Option Mortgage, dated April 30, 2007 and filed for record May 23, 2007 in Deed Book 47914, Page 178, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $205,580.00; last transferred to CitiMortgage, Inc. by assignment filed for record April 25, 2008 in Deed Book 48805, Page 190, aforesaid records; there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in July, 2008, by CitiMortgage, Inc. as Attorney-in-Fact for Martin T. Ballew and Deborah K. Ballew the following property to-wit: ALL THAT TRACT or parcel of land lying and being in Land Lot 37 of the 7th District, of Gwinnett County, Georgia, and being Lot 65, Block A of Carlysle, Unit Four, as per plat recorded in Plat Book 75, Page 97 of Gwinnett County, Georgia Records, which is incorporated herein and made a part hereof by reference. The above described property is also known as 2167 Carlysle Creek Drive, Lawrenceville, GA 30044. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the undersigned's knowledge and belief, possession of the subject property is held by Deborah K. Ballew and Martin T. Ballew. "Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: CitiMortgage, Inc., Attn: Loss Mitigation Department, 1111 Northpoint Drive, Building 4, Suite 100, Coppell, TX 75062, Telephone: 1-800-422-1498. The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein." CitiMortgage, Inc. as Attorney-in-Fact for Martin T. Ballew and Deborah K. Ballew SHUPING, MORSE & ROSS, LLP By: S. Andrew Shuping, Jr. S. Andrew Shuping, Jr. 6259 Riverdale Road Suite 100 Riverdale, Georgia 30274-1698 (770) 991-0000 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593239,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jorge Barajas to Option One Mortgage Corporation, dated March 1, 2007, recorded in Deed Book 47681, Page 21, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A., as Trustee for the Certificateholders of Soundview Home Loan Trust 2007-OPT1, Asset-Backed Certificates, Series 2007-OPT1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FIVE THOUSAND AND 0/100 DOLLARS ($225,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 1, 7th District, Gwinnett County, GA, being Lot 49, Block A, The Gates at Bethesda Subdivision, as per Plat recorded in Plat Book 80, Pages 133-134, Gw1nnett County, GA records, which Plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, Option One Mortgage Corporation Loss Mitigation Department at 888-275-2648 or by writing to 3 Ada, Irvine, CA 92618, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jorge Barajas or a tenant or tenants and said property is more commonly known as 358 Celia Glen Ct, Lawrenceville, Georgia 30044 . The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A., as Trustee for the Certificateholders of Soundview Home Loan Trust 2007-OPT1, Asset-Backed Certificates, Series 2007-OPT1 as Attorney in Fact for Jorge Barajas Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/js2 7/1/08 Our file no. 11324608-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587677,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Collin Barnes and Gemlyn Barnes to Mortgage Electronic Registration Systems, Inc., dated November 10, 2004, recorded in Deed Book 40697, Page 167, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, INC. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-THREE THOUSAND NINE HUNDRED EIGHTY AND 0/100 DOLLARS ($143,980.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that certain parcel of land situate in Land Lot 63 of the 5th District, the County of Gwinnett and State of Georgia, being known and designated as follows: Lot 14, Block A, Horizon Ridge Subdivision, Unit One, according to plat of survey recorded in Plat Book 93 Pages 145-146, Gwinnett County, Georgia records, which plat and the record thereof are incorporated herein by reference thereto. Tax Id: R5063-228" The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Collin Barnes and Gemlyn Barnes or a tenant or tenants and said property is more commonly known as 1990 Winnstead Place, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, INC. as Attorney in Fact for Collin Barnes and Gemlyn Barnes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cam 7/1/08 Our file no. 51021408-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07588001,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from JASON BARONA to Mortgage Electronic Registration Systems, Inc. as Nominee for Mortgage Bankers Financial Group, Inc., dated April 27, 2006, recorded May 5, 2006, in Deed Book 46465, Page 826, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Seventeen Thousand Five Hundred Thirty-Three and 00/100 Dollars ($217,533.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 2 OF THE 2ND DISTRICT (GMD 1587) OF GWINNETT COUNTY, GEORGIA, BEING LAND LOT 11, BLOCK A, OF YORKSHIRE ESTATES, AS PER PLAT RECORDED IN PLAT BOOK 107, PAGE 117-118, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF REFERENCE. Said property is commonly known as 3576 York View Court, Auburn, Georgia 30011. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is JASON BARONA or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for JASON BARONA Lender Contact: Countrywide Home Loans, Loss Mitigation Dept. 800-262-4218 Lender Address; 400 Countrywide Way Mail Stop: SV-35,Simi Valley,CA 93065 Attorney Contact: Adorno & Yoss, L.L.C., 1349 West Peachtree Suite 1500, Atlanta, GA, 30309 TELEPHONE NUMBER: (888) 890-5390 ADORNO FILE NO. 215400.2277 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587898,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carlos R. Barroso to JPMorgan Chase Bank, N.A., dated July 26, 2005, recorded in Deed Book 43754, Page 252, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND AND 0/100 DOLLARS ($155,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 172 of the 6th District of Gwinnett County, Georgia, being Lot 74, Block C , Unit Two, Glenn Hills Subdivision, as per Plat recorded in Plat Book 26, Page 117, Gwinnett County, Georgia records, which Plat is incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Carlos R. Barroso or a tenant or tenants and said property is more commonly known as 5169 Cold Springs Dr NW, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Carlos R. Barroso McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/meh 7/1/08 Our file no. 51181908-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593119,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Rick R. Beasley and Judy R. Beasley to B. F. Saul Mortgage Company, dated April 28, 1983, recorded in Deed Book 2545, Page 478, Gwinnett County, Georgia Records, as last transferred to Matrix Financial Services Corporation by assignment recorded in Deed Book 13950, Page 50, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-EIGHT THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($78,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 161, 7th District, Gwinnett County, Georgia, being Lot 50, Block F, Norman Downes, Unit Seven, as per plat recorded in Plat Book 19, Pg. 71, Gwinnett County records, which plat is hereby referred to and made a part of this description, being improved property having a house thereon known as 2696 Chancellor Way according to the present system of numbering houses in Gwinnett County, Georgia, and being more particularly shown on survey prepared by Georgia Land Surveying Co., Inc., dated April 21, 1983. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Dovenmuehle Mortgage, Inc., 1501 Woodfiled Road Suite 400, Scaumburg, IL 60173, .. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Rick R. Beasley and Judy R. Beasley or a tenant or tenants and said property is more commonly known as 2696 Chancellor Way, Duluth, Georgia 30136. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Dovenmuehle Mortgage Inc. as Attorney in Fact for Rick R. Beasley and Judy R. Beasley McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/daw 7/1/08 Our file no. 51041701-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593263,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Melissa Bedoya to Washington Mutual Bank, FA dated December 18, 2007 in the amount of $135,000.00, and recorded in Deed Book 48512, Page 0692, Gwinnett County, Georgia Records; as last transferred to Washington Mutual Bank f/k/a Washington Mutual Bank, FA by assignment; the undersigned, Washington Mutual Bank f/k/a Washington Mutual Bank, FA pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 294 of the 7th District of Gwinnett County, Georgia, in the City of Buford, being Lot 1, as shown on plat of survey prepared for Wilco By W.T. Dunahoo & Associates, Surveyors, March 29, 1974, as per plat recorded in Plat Book 2, Page 17A, Gwinnett County, Georgia Records, which plat is incorporated herein and by this reference made a part hereof. which has the property address of 469 South Street, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Melissa Bedoya and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Washington Mutual Bank f/k/a Washington Mutual Bank, FA Attorney in Fact for Melissa Bedoya Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11775 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593366,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Darnetta Benford to Mortgage Electronic Registration Systems, Inc., dated June 8, 2007, recorded in Deed Book 47979, Page 687, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, INC. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-THREE THOUSAND AND 0/100 DOLLARS ($133,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 18 of the 6th District, Gwinnett County, Georgia; and being Lot 10, Block J, Centerville-North, Unit Three, as per plat recorded in Plat Book 32, Page 230, and as per individual survey recorded at Plat Book 40, Page 215A, Gwinnett County, Georgia records, said plats being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Darnetta Benford or a tenant or tenants and said property is more commonly known as 3424 Warwick Way, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, INC. as Attorney in Fact for Darnetta Benford McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/scc 7/1/08 Our file no. 5916108-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587929,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Bouchra Benhamacht and Youssef F. Aitcadi to Chase Bank USA, N.A., dated December 20, 2006, recorded in Deed Book 47412, Page 781, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Chase Bank, National Association JPMAC 2007-CH3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-THREE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($133,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 173 of the 6th District, Gwinnett County, Georgia, being Lot 11, Block A, White Cliffs Subdivision, Unit One, as per plat recorded in Plat Book 33, Page 135, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Manhattan Mortgage Corporation, 10790 Rancho Bernardo Road, San Diego, CA 92127, 877-838-1882x52195. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Bouchra Benhamacht and Youssef F. Aitcadi or a tenant or tenants and said property is more commonly known as 4867 Warners Trl, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for J.P. Morgan Chase Bank, National Association JPMAC 2007-CH3 as Attorney in Fact for Bouchra Benhamacht and Youssef F. Aitcadi. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lr3 7/1/08 Our file no. 5368508-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587711,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Leovigilda N. Benitez to JP Morgan Chase Bank, N.A., dated September 30, 2005, recorded in Deed Book 45393, Page 274, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($150,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 179 of the 6th District, Gwinnett County, Georgia, being Lot 13, Block A, Copperfield, Unit 2 as shown on plat recorded in Plat Book 57, Page 105 Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Being improved property known as 785 Kibbe Circle, according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Leovigilda N. Benitez and Sandra Luz Benitez or a tenant or tenants and said property is more commonly known as 785 Kibbie Cir, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Leovigilda N. Benitez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/meh 7/1/08 Our file no. 52731206-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593201,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Debra Benjamin to Mortgage Electronic Registration Systems, Inc., dated February 28, 2006, recorded in Deed Book 46206, Page 20, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 291 of the 6th District, 2nd Section, Gwinnett County, Georgia, being Lot 20D, Ashley Square. Unit II, as per plat recorded in plat book 52, page 158, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. This property is known as 3644 East Bay Street, Duluth, Georgia. 30136 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Debra Benjamin or a tenant or tenants and said property is more commonly known as 3644 East Bay Street, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Debra Benjamin McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/daw 7/1/08 Our file no. 52610207-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593332,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Shamell Benson to Georgia Federal Credit Union in the original principal amount of $92,000.00 dated 05/04/2005, and recorded in Deed Book 42765, page 84, Gwinnett County records, said Security Deed being last transferred and assigned to U.S. Bank, N.A. in Deed Book 43643, Page 202, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2008 by U.S. Bank, NA, as Attorney-in-Fact for Shamell Benson the following described property: All that tract or parcel of land lying and being in Land Lot 173, of the 6th District of Gwinnett County, Georgia, being Unit 1027 Dover Way, Dover Place Condominium, Pursuant to the declaration of Condominium for Dover Place Condominium, filed December 1, 1983, at Deed Book 2678, page 1, as amended from time to time, Plat Book 1, page 258, which declaration amended is incorporated herein by reference and made a part of this description. Property known as: 1027 Dover Way, Norcross, GA 30093 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: U.S. Bank, N.A. 4801 Frederica Street Owensboro, KY 42301 PHONE: 800-365-7772 Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Shamell Benson. U.S. Bank, NA, as Attorney-in-fact for Shamell Benson. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-06593011,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Monica Bentancor to Coastal Lending Corporation, dated September 4, 2003, recorded in Deed Book 35166, Page 164, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY THOUSAND NINE HUNDRED FIFTY AND 0/100 DOLLARS ($130,950.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 182, 6th District, Gwinnett County, Georgia, being Lot 14, Block A , Unit 1, North Gate Subdivision, as per Plat recorded in Plat Book 19, Page 247, Gwinnett County Records, which Plat is hereby referred to and made a part of this description, being improved property, having a house thereon known as 3658 Willow Wood Way, according to the present system of numbering houses in Gwinnett County, Georgia, being more particularly described on survey prepared by Georgia Land Surveying Company Dated June 1, 1987. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Monica Bentancor or a tenant or tenants and said property is more commonly known as 3658 Willow Wood Way, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Monica BentancorR> McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/meh 7/1/08 Our file no. 51176008-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593117,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carlos A. Bermudez and Nicole D. Bermudez to Mortgage Electronic Registration Systems, Inc., dated September 27, 2003, recorded in Deed Book 35661, Page 196, Gwinnett County, Georgia Records, as last transferred to HSBC Bank, USA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($153,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" "All that tract or parcel of land lying and being in Land Lot 157 of the 6th District of Gwinnett County Georgia, being known and designated as Lot 16, Block D, Huntington Subdivision, Unit Three, according to a plat thereof recorded at Plat Book 10, Page 276, Gwinnett County records, which plat by reference thereto is incorporated herein and made a part hereof. Tax ID# R6157 172 Re: Carlos A. Bermudez and Nicole D. Bermudez" The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Mortgage Services, 636 Grand Regency Blvd., Brandon, FL 33569, 800-222-4293. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Carlos A. Bermudez and Nicole D. Bermudez or a tenant or tenants and said property is more commonly known as 857 Huntington Way Nw, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank, USA as Attorney in Fact for Carlos A. Bermudez and Nicole D. Bermudez. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 7/1/08 Our file no. 51221608-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587705,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Christopher J Bernard to Mortgage Electronic Registration Systems, Inc. dated June 23, 2007 in the amount of $190,950.00, and recorded in Deed Book 48041, Page 177, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 185, 7th District, Gwinnett County, Georgia as shown and delineated as Lot 4, Block B, Ivy Creek Subdivision, Unit II on plat of survey for John R. McDaniel, Jr. and Evelyn M. McDaniel by Robert T. Black and Associates dated February 25, 1985. This is the same property shown as said lot, block and unit of said subdivision on plat of said subdivision recorded in Gwinnett County, Georgia Plat Records at Plat Book 26, Page 276, which plat is incorporated herein by reference thereto. This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises. Parcel Number R7185 083 which has the property address of 2283 Ivy Crest Drive, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Christopher J Bernard and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Christopher J Bernard Anthony DeMarlo, Attorney/llawson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11094 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587521,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Charles L. Berry to Mortgage Electronic Registration Systems, Inc. dated November 29, 2005, and recorded in Deed Book 45485, Page 207, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for Home Equity Loan Trust, Series ACE 2006-HE1, by Assignment securing a Note in the original principal amount of $150,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 135 of the 6th District, Gwinnett County, Georgia being Lot 26, Block A, St. Albans, Unit Three, per plat thereof recorded in Plat Book 61, Page 678, Gwinnett County Records, which plat is made a part hereof by reference. Said property is known as 15 Jon Jeff Drive NW, Lilburn, GA 30047, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Charles L. Berry, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Charles L. Berry, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, National Association, as Trustee for Home Equity Loan Trust, Series ACE 2006-HE1 as Attorney-in-Fact for Charles L. Berry File no. 07-6640 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/BB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593408,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Greg Bertollini to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $130,150.00 dated 10/19/2006, and recorded in Deed Book 47170, page 13, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2008 by CitiMortgage, Inc., as Attorney-in-Fact for Greg Bertollini the following described property: All that tract or parcel of land lying and being in Land Lot 370 of the 7th District, Gwinnett County, Georgia, containing .43 acres, more or less, as per plat recorded in Plat Book 11, Page 77B, Gwinnett County, Georgia Records, to which plat reference is made for a more detailed description. Property known as: 1133 Buford Dam Road, Buford, GA 30518 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: CitiMortgage, Inc. 4050 Regents Blvd. Irving, TX 75063 PHONE: 800-422-1498 Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is Greg Bertollini. CitiMortgage, Inc., as Attorney-in-fact for Greg Bertollini. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-06593012,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Genet G. Beyene and Haylay T. Hailemariam to Mortgage Electronic Registration Systems, Inc., dated March 7, 2007, recorded in Deed Book 47675, Page 726, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($162,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" "All that tract or parcel of land lying and being in Land Lots 337 and 338 of the 4th District, Gwinnett County, Georgia, and being Lot 96A, Unit Four, Bridle Point, formerly known as Lee Road Tract, as per plat recorded in Plat Book 106, Pages 163-164, Gwinnett County, Georgia records, which recorded plat is incorporated herein for a more complete description of said property. Being the same property conveyed to Haylay T. Hailemariam and Genet G. Beyene by deed from Homelife Communities of Bridle Point, Inc. recorded 09/12/2005 in Deed Book 44365 Page 272, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia." The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Genet G. Beyene and Haylay T. Hailemariam or a tenant or tenants and said property is more commonly known as 5195 Bridle Point Parkway, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Genet G. Beyene and Haylay T. Hailemariam McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 7/1/08 Our file no. 51169708-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587335,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in that certain Security Deed given by Paul Bhagwant and Chandenee M. Bhagwant to Ace Mortgage Funding, LLC, dated August 8, 2006, recorded in Deed Book 46967, Page 353, Gwinnett County, Georgia Records, and last transferred to Franklin Credit Management Corporation by assignment to be recorded, conveying the after-described property to secure a Note in the original principal amount of One Hundred Fifty Three Thousand Dollars ($153,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on July 1, 2008 the following described property: All that tract or parcel of land lying and being in Land Lot 71 of the 5th District, Gwinnett County, Georgia, being Lot 6, Block A, Turtle Cove Subdivision, as per plat recorded in Plat Book 87, Page 69, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 2595 Turtle Terrace according to the present system of numbering property in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Paul Bhagwant and Chandenee M. Bhagwant or a tenant or tenants and said property is more commonly known as 2595 Turtle Terrace, Grayson, Georgia 30017. The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code. FRANKLIN CREDIT MANAGEMENT CORPORATION, as Attorney in Fact for Paul Bhagwant and Chandenee M. Bhagwant By: Heath W. Williams Attorney for Franklin Credit Management Corporation Heath W. Williams, LLC 170 Mitchell Street, SW Atlanta, Georgia 30303 (404) 525-5204 (404) 581-3801 (fax) 950-06593405,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Nadine R Binns to Mortgage Electronic Registration Systems, Inc. dated September 6, 2006 in the amount of $161,200.00, and recorded in Deed Book 47028, Page 718, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 182 of the 5th District of Gwinnett County, Georgia Records, being Lot 57, Block A, Magnolia Place Subdivision, Unit Five as per plat recorded in Plat Book 87, Page 125, Gwinnett County, Georgia Records, which plat is incorporated herein and by this reference made a part hereof. which has the property address of 540 Cotton Gin Lane, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Nadine R Binns and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Nadine R Binns Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-08823 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587725,6/5,12,19,26 STATE OF GEORGIA County of GWINNETT NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt from Birdco Builders, Inc. to Branch Banking and Trust Company as successor to Main Street Bank dated May 5, 2006 and recorded in Deed Book 46489, Page 817, Gwinnett County, Georgia Records (hereinafter referred to as "Deed to Secure Debt"), said Deed to Secure Debt securing a Promissory Note (hereinafter referred to as "Note") in the principal sum of Two Hundred Ninety Nine Thousand Two Hundred Fifty and 00/100 Dollars ($299,250.00), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Gwinnett County, Georgia, within the legal hours of sale on Tuesday, July 1, 2008, the property described on Exhibit "A" attached hereto and incorporated herein by reference. Exhibit "A" Legal Description All that tract or parcel of land lying and being in Land Lots 28 and 29 of the 6th District, Gwinnett County, Georgia, being Lots 10, Block A, of Annistown Meadows Subdivision, as per plat thereof recorded in Plat Book 114, pages 169-172, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. The debts secured by said Deed to Secure Debt has been and are hereby declared due made payable because of, among other possible events of default, failure to make payments on said Notes. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above. To the best knowledge and belief of the undersigned, the Party in possession of the property is Birdco Builders, Inc., or a tenant or tenants, and said property is more commonly known as 4264 Moonbeam Way, Snellville, Georgia 30039 . However, please rely only on the legal description contained in this notice for the location of the property. Branch Banking & Trust Company Attorney in Fact for Birdco Builders, Inc. Martin G. Quirk, Esq. Quirk & Quirk, LLC. 6000 Lake Forrest Drive Suite 325 Atlanta, Georgia 30328 404-252-1425 950-07587947,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lewis J Bishop to Kellner Mortgage Investments I, LTD. dated September 11, 2002 in the amount of $99,000.00, and recorded in Deed Book 28972, Page 83, Gwinnett County, Georgia Records; as last transferred to Residential Funding Company, LLC. by assignment; the undersigned, Residential Funding Company, LLC. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 5 of the 7th District of Gwinnett County, Georgia, being Lot 6, Block M, Unit Four, Oakland North Subdivision, as per plat recorded in Plat Book 2, Page 264, Gwinnett County, Georgia Records, which recorded plat is incorporated herein for a more complete description of said property. which has the property address of 1788 Woodhaven Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Lewis J Bishop and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Residential Funding Company, LLC. Attorney in Fact for Lewis J Bishop Anthony DeMarlo, Attorney/awilby McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-05787 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593395,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Huey Blake and Corliss Blake to H&R Block Mortgage Corporation, dated February 10, 2005, recorded in Deed Book 41749, Page 145, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Carrington Mortgage Loan Trust 2005-OPT2, Asset-Backed Certificates, Series 2005-OPT2 by assignment recorded in Deed Book 48464, Page 0607, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINETY-SIX THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($396,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 122 of the 5th District, Gwinnett County, Georgia, being known as Lot 154, Block A, Unit One, The Heritage at Grayson subdivision, as per plat recorded in Plat Book 103, pages 222-224, Gwinnett County, Georgia Records, said plat being incorporated herein and made a reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Option One Mortgage Corporation, 3 Ada, Irvine, CA 92618, 888-275-2648. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Huey Blake and Corliss Blake or a tenant or tenants and said property is more commonly known as 632 Chestnut Walk Place, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Carrington Mortgage Loan Trust 2005-OPT2, Asset-Backed Certificates, Series 2005-OPT2 as Attorney in Fact for Huey Blake and Corliss Blake McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sj2 7/1/08 Our file no. 52131607-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587751,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Charles S. Blamo to Mortgage Electronic Registration Systems, Inc. dated September 7, 2007 in the amount of $401,850.00, and recorded in Deed Book 48270, Page 260, Gwinnett County, Georgia Records; as last transferred to Indy Mac Bank , F.S.B. by assignment; the undersigned, Indy Mac Bank , F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All That Tract Or Parcel Of Land Lying And Being In Land Lot 232 Of The 5th District, Gwinnett County, Georgia, Being Lot 127, Block C, Great River At Tribble Mill Subdivision, Unit Two, Phase Three, As Per Plat Recorded In Plat Book 104, Pages 212-213, Gwinnett County, Georgia Records, Said Plat Being Incorporated Herein And Made Reference Thereto. which has the property address of 1028 River Forest Point, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Charles S. Blamo and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Indy Mac Bank , F.S.B. Attorney in Fact for Charles S. Blamo Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-04952 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593402,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Doris S. Blamo to Mortgage Electronic Registration Systems, Inc. dated November 20, 2006 in the amount of $159,705.00, and recorded in Deed Book 47404, Page 62, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank National Trust Company as Trustee for the MLMI Trust Series 2007-MLN1 by assignment; the undersigned, Deutsche Bank National Trust Company as Trustee for the MLMI Trust Series 2007-MLN1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 133 of the 6th District, Gwinnett County, Georgia, being Lot 6, Block A, Lancaster Downs Subdivision, Unit One, per plat recorded at Plat Book 25, Page 53, said county records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 4272 Janet Court NW, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Doris S. Blamo and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company as Trustee for the MLMI Trust Series 2007-MLN1 Attorney in Fact for Doris S. Blamo Anthony DeMarlo, Attorney/kjenrette McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-08838 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593364,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Mitzi Bloomfield to Mortgage Electronic Registration Systems, Inc. dated January 26, 2007 in the amount of $399,200.00, and recorded in Deed Book 47534, Page 866, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 107 of the 5th District, Gwinnett County, Georgia, being Lot 31, Block A, Unit Two, Knollwood Lakes Subdivision, as per plat recorded in Plat Book 84, Page 33, Gwinnett County, Georgia records, which Plat is hereby incorporated herein and made a part hereof. which has the property address of 1182 Hidden Spirit Trl, Lawrenceville, Georgia. together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Mitzi Bloomfield and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Mitzi Bloomfield Anthony DeMarlo, Attorney/kgrant McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-10708 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587484,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by William B. Blount, Jr. to Mortgage Electronic Registration Systems, Inc., dated April 5, 2005, recorded in Deed Book 43114, Page 141, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND FOUR HUNDRED FIFTY-SIX AND 0/100 DOLLARS ($159,456.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 338 of the 4th District, Gwinnett County, Georgia and being Lot 68, Block C, Unit three, Bridle Point Subdivision formerly known as Lee Road Tract, as shown on plat recorded at Plat Book 105, Pages 93-94, Gwinnett County, Georgia Records, which plat is by this reference incorporated herein. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., 3476 Stateview Blvd, Foreclosure Mac # X7801-013, Fort Mill, SC 29515, 877-216-8448. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is William B. Blount, Jr. or a tenant or tenants and said property is more commonly known as 4429 Persian Court, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for William B. Blount, Jr. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jr1 7/1/08 Our file no. 5787008-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587627,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Owen Boaitey to Mortgage Electronic Registration Systems, Inc., dated June 15, 2006, recorded in Deed Book 46682, Page 545, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND ONE HUNDRED TWENTY AND 0/100 DOLLARS ($159,120.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 206 of the 7th District of Gwinnett County, Georgia, City of Duluth, being Lot 212, The Regency at Sugarloaf Ridge, Unit IV, Phase I, as per plat recorded at Plat Book 112, Pages 118 - 120, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Owen Boaitey or a tenant or tenants and said property is more commonly known as 2085 Hailston Drive, Duluth, Georgia 30097. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Owen Boaitey McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tah 7/1/08 Our file no. 5804008-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593328,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated September 16, 2005, executed by KEITH BODDIE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 44625, Page 117, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $118,950.00, Mortgage Electronic Registration Systems, Inc., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in July, 2008, to-wit: July 1, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 47, 5th District, Gwinnett County, Georgia, being Building V, Unit 2, Patriots Point, as per plat recorded in Plat Book 110, Pages 196-197, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The aforedescribed real property is also known as 2134 Hasel Street, Lawrenceville, Georgia, according to the present system of numbering houses in Gwinnett County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of KEITH BODDIE and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for KEITH BODDIE David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE. 950-07587539,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Matthew Frank Bommicino to Mortgage Electronic Registration Systems, Inc., dated June 15, 2005, recorded in Deed Book 43219, Page 73, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THIRTY-SEVEN THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($337,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 114 of the 5th District, Gwinnett County, Georgia, being Lot 76, Block A, Unit Four of Cramac Plantation Subdivision, as per plat thereof recorded in Plat Book 58, Page 47, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Matthew Frank Bommicino or a tenant or tenants and said property is more commonly known as 241 Leila Court, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Matthew Frank Bommicino. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jr1 7/1/08 Our file no. 5395608-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587778,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Norman Bonner to Mortgage Electronic Registration Systems, Inc. dated November 23, 2005 in the amount of $196,198.00, and recorded in Deed Book 45462, Page 217, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 158 of the 5th District, Gwinnett County, Georgia, being Lot 58 of Watson's Grove Subdivision, as per plat thereof recorded in Plat Book 107, Page 269-271, Gwinnett County, which recorded plat is incorporated herein by reference and made a part of this description. which has the property address of 3315 Watson Gate Road, Loganville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Norman Bonner and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. Attorney in Fact for Norman Bonner Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-08498 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587732,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Carol L. Booher and Rickey J. Booher to BancPlus Mortgage Corp. dated November 2, 1992 in the amount of $126,750.00, and recorded in Deed Book 8324, Page 245, Gwinnett County, Georgia Records; as last transferred to Washington Mutual Bank by assignment; the undersigned, Washington Mutual Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 52 of the 5th District, Gwinnett County, Georgia, being known and designated as Lot 21, Block B, Hunter's Cove, Unit Three, as per plat recorded in Plat Book 32, Page 77, Gwinnett County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference. which has the property address of 491 Hunters Cove Ct, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Carol L. Booher and Rickey J. Booher and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Washington Mutual Bank Attorney in Fact for Carol L. Booher and Rickey J. Booher Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-07643 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593188,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Lee C. Boone to Mortgage Electronic Registration Systems, Inc., dated January 24, 2003, recorded in Deed Book 30876, Page 257, Gwinnett County, Georgia Records, as last transferred to CitiMortgage, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-TWO THOUSAND AND 0/100 DOLLARS ($92,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 47, 6th District, Gwinnett County, Georgia, being Lot 20, Block D, of Valley Brook Subdivision, Phase Four, as per plat recorded in Plat Book 1, Page 135, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference, and being improved property known as 2550 North Brook Road, Snellville, Georgia, according to the present system of numbering houses in Gwinnett County Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiMortgage, Inc., 1000 Technology Drive, MS 314, O'Fallon, MO 63304, 800-695-0384. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lee C. West or a tenant or tenants and said property is more commonly known as 2550 Northbrook Rd, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CitiMortgage, Inc as Attorney in Fact for Lee C. Boone McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rao 7/1/08 Our file no. 5777608-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587848,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Andrew Borders to Union Planters Bank, N.A, dated September 10, 2002, recorded in Deed Book 28711, Page 120, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($119,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lots 141 and 148, of the 5th District of Gwinnett County, Georgia, being Lot 1, Block A, Windsor Farms Subdivision, as per plat recorded in Plat Book 4, page 52, Gwinnett County, Georgia records, which plat is hereby referred to and made a part of this description, being improved property known as 303 Windsor Farms Drive, according to the current system of numbering in Gwinnett County, Georgia. Less and except property conveyed by right of way deed recorded in Deed Book 48111, Page 767, aforesaid records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Andrew Borders or a tenant or tenants and said property is more commonly known as 303 Windsor Farms Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Regions Bank dba Regions Mortgage sbm Union Planters Bank, N.A as Attorney in Fact for Andrew Borders McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 7/1/08 Our file no. 53808-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592961,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jhon J. Botero to JPMorgan Chase Bank, N.A., dated October 26, 2007, recorded in Deed Book 48389, Page 64, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND AND 0/100 DOLLARS ($163,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 159 of the 6th District of Gwinnett County, Georgia, and Being Lot 14, Block B, Burntwood Subdivision, Unit One, as per Plat recorded in Plat Book 17, Page 56, Gwinnett County, Georgia records; and being the same property conveyed to Willa S. Boutt by warranty deed dated May 10, 1989, recorded in Deed Book 5497, Page 221, Gwinnett County records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jhon J. Botero or a tenant or tenants and said property is more commonly known as 4726 Mossy Ln NW, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance, LLC as Attorney in Fact for Jhon J. Botero McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lr3 7/1/08 Our file no. 5927508-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593110,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Leneze Boucard to Mortgage Electronic Registration Systems, Inc. dated June 24, 2005, and recorded in Deed Book 43660, Page 44, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York, as Trustee for Structured Asset Mortgage Investments II, Inc., Bear Stearns ALT-A Trust Mortgage Pass-Through Certificates Series 2005-8, by Assignment securing a Note in the original principal amount of $164,320.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 14 of the 6th District of Gwinnett County, Georgia, being Lot 32, Campbell Creek Subdivision, per Plat Book 106, Pages 237-238, Gwinnett County, Georgia Records, which is referred to and made a part of this description. Said property is known as 3696 Campbell Creek Circle, Snellville, GA 30039, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Leneze Boucard, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Leneze Boucard and Natacha Zephyrin-Boucard, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. The Bank of New York, as Trustee for Structured Asset Mortgage Investments II, Inc., Bear Stearns ALT-A Trust Mortgage Pass-Through Certificates Series 2005-8 as Attorney-in-Fact for Leneze Boucard his successor in title being Leneze Boucard and Natacha Zephyrin-Boucard File no. 08-003576 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/BB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587676,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carolyn Boumait to Mortgage Electronic Registration Systems, Inc., dated February 28, 2003, recorded in Deed Book 31401, Page 40, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND NINE HUNDRED TWENTY-EIGHT AND 0/100 DOLLARS ($116,928.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 52 of the 6th District, Gwinnett County, Georgia, being Lot 42, Block A, Plantation Forest, Unit One, as per plat recorded in Plat Book 43, Page 41, Gwinnett County, Georgia, Records, which plat is hereby referred to and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Carolyn Boumait or a tenant or tenants and said property is more commonly known as 2190 Boone Place, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Carolyn Boumait McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 7/1/08 Our file no. 52240604-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587926,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Connie S. Bowen and Johnny R. Bowen to Mortgage Electronic Registration Systems, Inc. dated August 19, 2005 in the amount of $153,900.00, and recorded in Deed Book 44273, Page 0001, Gwinnett County, Georgia Records; as last transferred to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-PC1 by assignment; the undersigned, LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-PC1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 93 of the 7th District, Gwinnett County, Georgia, and being known as Lot 25, Block B, Peachtree Downs Subdivision, as per plat recorded in Plat Book 32, Page 55, Gwinnett County, Georgia records, which Plat is incorporated herein and by this reference made a part hereof. Parcel/Tax I.D. #: 7-093-123. Commonly known as: 1940 Winners Circle, Lawrenceville, GA 30043 which has the property address of 1940 Winners Circle, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Connie S. Bowen and Johnny R. Bowen and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-PC1 Attorney in Fact for Connie S. Bowen and Johnny R. Bowen Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-11348 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593144,6/5,12,19,26 NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in a Deed to Secure Debt by Jesse Dwayne Bowens to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for America's Wholesale Lender, dated February 13, 2007 and filed for record February 27, 2007 in Deed Book 47611, Page 229, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $128,000.00; last transferred to T he Bank of New York as Trustee for the Benefit of the Certificate Holders CWABS, Inc. Asset-Backed Certificates, Series 2007-6, Series 2007-6 by Assignment filed for record in the public deed records of Gwinnett County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in July, 2008, by The Bank of New York as Trustee for the Benefit of the Certificate Holders CWABS, Inc. Asset-Backed Certificates, Series 2007-6, Series 2007-6 as Attorney-in-Fact for Jesse Dwayne Bowens the following property to-wit: ALL THAT TRACT or parcel of land lying and being in Land Lot 244 of the 5th District of Gwinnett County, Georgia, being Lot 29, Block "C", Alcovy Springs Subdivision, Unit Two, as per plat recorded in Plat Book 86, Page 66, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part of this description. The above described property is also known as 1808 Alcovy Oaks Drive, Lawrenceville, GA 30045. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the undersigned's knowledge and belief, possession of the subject property is held by Jesse Dwayne Bowens. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall be construed to requireCountrywide Home Loans Servicing, LP to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. The Bank of New York as Trustee for the Benefit of the Certificate Holders CWABS, Inc. Asset-Backed Certificates, Series 2007-6, Series 2007-6 as Attorney-in-Fact for Jesse Dwayne Bowens SHUPING, MORSE & ROSS, LLP By: S. Andrew Shuping, Jr. S. Andrew Shuping, Jr. 6259 Riverdale Road Suite 100 Riverdale, Georgia 30274-1698 (770) 991-0000 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593246,6/5,12,19,26 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Matthew T. Bowers and Karen G. Bowers to HomeBanc Mortgage Corporation dated June 28, 2001, and recorded in Deed Book 23782, Page 210, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $174,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 1, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 321 of the 7th District, Gwinnett County, Georgia, being Lot 119, Block B, Stephens Mill Unit 3, as per plat recorded in Plat Book 86, Page 259, Gwinnett County, Georgia Records, said plat being incorporated herein by reference and made a part hereof. Together with and subject to all right, title and interest in and to those certain covenants, conditions and easements recorded in Deed Book 17611, Page 152, Gwinnett county, Georgia Records; as amended from time to time. Said property is known as 818 Pond View Court, Buford, GA 30518, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Matthew T. Bowers and Karen G. Bowers, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Matthew T. Bowers and Karen G. Bowers, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, N.A. as Attorney-in-Fact for Matthew T. Bowers and Karen G. Bowers File no. 06-0323 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/AB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06592733,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Adris Boyd and Paisley A. Boyd to Mortgage Electronic Registration Systems, Inc. dated December 19, 2006 in the amount of $346,500.00, and recorded in Deed Book 47392, Page 633, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank National Trust Company as Trustee for the MLMI Trust Series 2007-MLN1 by assignment; the undersigned, Deutsche Bank National Trust Company as Trustee for the MLMI Trust Series 2007-MLN1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 22 of the 7th District, Gwinnett County, Georgia, being Lot 21, Block E, Ivey Chase, Unit II, Phase I, as per plat recorded in Plat Book 106, Page 241-243, Gwinnett County Records, said plat being incorporated herein by reference thereto. which has the property address of 2143 Indian Ivey Lane, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Adris Boyd and Paisley A. Boyd and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company as Trustee for the MLMI Trust Series 2007-MLN1 Attorney in Fact for Adris Boyd and Paisley A. Boyd Anthony DeMarlo, Attorney/kjenrette McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-08092 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593365,6/5,12,19,26 Notice of Sale Under Power. State of Georgia, County of GWINNETT. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by WILHELMINA BOYD to CHASE HOME FINANCE, LLC, SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION, dated 05/27/2005, and Recorded on 06/09/2005 as Book No. 43062 and Page No. 106, GWINNETT County, Georgia records, as last assigned to US BANK NATIONAL ASSOCIATION, TRUSTEE FOR "JPMAC 2005 WMC 1 JP MORGAN MORTGAGE ACQUISITION CORP 2005-WMC1", by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $139,920.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in July, 2008, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 102 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 6, BLOCK B, WATERSTONE SUBDIVISION, UNIT TWO, AS PER PLAT RECORDED IN PLAT BOOK 57, PAGE 78, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 2345 ROCKY WATER TRAIL, BUFORD, GEORGIA 30519 is/are: WILHELMINA BOYD or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. US BANK NATIONAL ASSOCIATION, TRUSTEE FOR "JPMAC 2005 WMC 1 JP MORGAN MORTGAGE ACQUISITION CORP 2005-WMC1" as Trustee Attorney in Fact for WILHELMINA BOYD. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20080161904048 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398 Lender Contact: Attn: Loss Mitigation CHASE HOME FINANCE, LLC, SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION 10790 RANCHO BERNARDO ROAD, SAN DIEGO, CA 92127 Telephone: 877-838-1882 950-06592729,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ingram F. Boykins to First Franklin Financial Corp.,subsidiary of National City Bank of Indiana, dated May 25, 2004, recorded in Deed Book 38495, Page 104, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank National Association, as Trustee for First Franklin Mortgage Loan Trust 2004-FFH2 by assignment recorded in Deed Book 48357, Page 817, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THIRTY-EIGHT THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($338,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 109 of the 6th District, Gwinnett County, Georgia, and being known as Lot 5, Block A, Riverwood Park Subdivision, as per plat recorded in Plat Book 87, Page 162, Gwinnett County, Georgia records, which recorded plat is incorporated herein and made a part hereof by reference. This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, Saxon Mortgage Services, Inc. Loss Mitigation Department at 888-325-3502 or by writing to 4709 Mercantitle Drive North, Fort Worth, TX 76137, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ingram F. Boykins or a tenant or tenants and said property is more commonly known as 440 Gavenwood Drive, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank National Association, as Trustee for First Franklin Mortgage Loan Trust 2004-FFH2 as Attorney in Fact for Ingram F. Boykins Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/js2 7/1/08 Our file no. 1519607-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587685,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Perry J. Bradford to Mortgage Electronic Registration Systems, Inc as nominee for NationPoint a Division of National City Bank, dated November 20, 2006, recorded January 30, 2007, in Deed Book 47522, Page 93, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty-Four Thousand Four Hundred and 00/100 Dollars ($124,400.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to LaSalle Bank National Association as Trustee for First Franklin Mortgage Loan Trust 2007-FF1, Mortgage Loan Asset-Backed Certificates, Series 2007-FF1 , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 5 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 153, BLOCK A, LAKESIDE RIDGE SUBDIVISION, UNIT ONE AS PER PLAT RECORDED IN PLAT BOOK 94, PAGES 15-17, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 4077 SHORESIDE CIRCLE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA. Said property is commonly known as 4077 Shoreside Circle, Snellville, Georgia 30039. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Perry J. Bradford or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. LASALLE BANK NATIONAL ASSOCIATION AS TRUSTEE FOR FIRST FRANKLIN MORTGAGE LOAN TRUST 2007-FF1, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007-FF1 as Attorney in Fact for PERRY J. BRADFORD Lender Contact: HOME LOAN SERVICES, INCORPORATED, Loss Mitigation Dept. (412) 918-7364 Lender Address; 150 ALLEGHENY CENER-LOC23-030, PITTSBURG, PA 15212 Attorney Contact: Adorno & Yoss, L.L.C., 1349 West Peachtree Suite 1500, Atlanta, GA, 30309 TELEPHONE NUMBER: (888) 890-5390 ADORNO FILE NO. 215758.0570 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587638,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Lillian Bradley to Wells Fargo Bank, N.A., dated May 30, 2006, recorded in Deed Book 46584, Page 503, Gwinnett County, Georgia Records, as last transferred to US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE2. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-EIGHT THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($158,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 49 of the 7th District, Gwinnett County, Georgia, being Lot 41, Block B, Channings Lake Subdivision, as per plat recorded in Plat Book 51, Page 239, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lillian Bradley or a tenant or tenants and said property is more commonly known as 185 Channings Lake Drive, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE2. as Attorney in Fact for Lillian Bradley McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 7/1/08 Our file no. 52164407-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593311,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Rodrick Branch aka Rodrick P. Branch and Dawn Branch to Wells Fargo Home Mortgage, Inc., dated December 12, 2001, recorded in Deed Book 26033, Page 180, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-THREE THOUSAND AND 0/100 DOLLARS ($93,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 311 of the 5th District, Gwinnett County, Georgia, being Lot 53, Block A, Brookton North, as per plat recorded in plat book 59, page 195, Gwinnett County Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Rodrick Branch aka Rodrick P. Branch and Dawn Branch or a tenant or tenants and said property is more commonly known as 1222 Torrey Place, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Rodrick Branch aka Rodrick P. Branch and Dawn Branch McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/daw 7/1/08 Our file no. 51618507-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587919,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ken D. Brandon and Carolyn Brandon to Mortgage Electronic Registration Systems, Inc., dated August 2, 2006, recorded in Deed Book 46882, Page 730, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. as Trustee for the Holders of SASCO 2007-MLN1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($280,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 71 of the 5th District, Gwinnett County, Georgia, being Lot 14, Block A, Wellington Subdivision, as per plat recorded in Plat Book 63, Page 62, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ken D. Brandon and Carolyn Brandon or a tenant or tenants and said property is more commonly known as 1805 Glenden Court, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Trustee for the Holders of SASCO 2007-MLN1 as Attorney in Fact for Ken D. Brandon and Carolyn Brandon McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/scc 7/1/08 Our file no. 51160508-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593253,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony J. Bremer to Option One Mortgage Corporation , dated April 15, 2002, recorded in Deed Book 27354, Page 225, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2002-A, Asset-Backed Certificates, Series 2002-A by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 32 and 47 of the 7th District, Gwinnett County, Georgia, being Lot 21, Block H, Unit Four, Meadow Trace Subdivision, as shown on plat recorded in Plat Book 54, page 99, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference; being improved property known as 875 Trellis Pond Court, Lawrenceville, Georgia 30043 , according to the present system of numbering houses in Gwinnett County, Georgia; and being the same property conveyed to Anthony J. Bremer by Quit Claim Deed dated May 11, 1994, recorded in Deed Book 18033, Page 27, Gwinnett County Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). The Borrower may contact the mortgage servicer, Option One Mortgage Corporation Loss Mitigation Department at 888-275-2648 or by writing to 3 Ada, Irvine, CA 92618, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony J. Bremer or a tenant or tenants and said property is more commonly known as 875 Trellis Pond Court, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2002-A, Asset-Backed Certificates, Series 2002-A as Attorney in Fact for Anthony J. Bremer Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/js2 7/1/08 Our file no. 1289907-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587682,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from SIOBHAN M. BRENNAN to Mortgage Electronic Registration Systems, Inc. as Nominee for New Century Mortgage Corporation, dated December 1, 2005, recorded December 22, 2005, in Deed Book 45750, Page 263, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifty-Nine Thousand and 00/100 Dollars ($159,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 161 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 26, BLOCK A, OF WINDEMERE PLACE, FORMERLY KNOWN AS HARBINS ROAD SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 60, PAGE 203, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. Said property is commonly known as 5272 Windfield Glen Court NW, Lilburn, Georgia 30047. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is SIOBHAN M. BRENNAN or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for SIOBHAN M. BRENNAN Lender Contact: Countrywide Home Loans, Loss Mitigation Dept. 800-262-4218 Lender Address; 400 Countrywide Way Mail Stop: SV-35,Simi Valley,CA 93065 Attorney Contact: Adorno & Yoss, L.L.C., 1349 West Peachtree Suite 1500, Atlanta, GA, 30309 TELEPHONE NUMBER: (888) 890-5390 ADORNO FILE NO. 215400.2275 HTTP://WWW.ADORNO.COM/ATLDOCS/SALES.HTML THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593265,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Greg Brennan to Mortgage Electronic Registration Systems Inc dated November 29, 2001 in the amount of $112,273.00, and recorded in Deed Book 25475, Page 145, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 50, 6th District, Gwinnett County, Georgia, being Lot 27, Block A, Unit One, Rosedale Creek Subdivision (f/k/a Highpoint Square), as per plat recorded in Plat Book 48, Page 23, Gwinnett County, Georgia Records; which recorded plat is incorporated herein by reference and made a part hereof. which has the property address of 3275 Rosedale Creek Court, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Greg Brennan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Greg Brennan Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-12027 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593415,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jacque J. Brooker to American Equity Mortgage, Inc., dated July 28, 1999, recorded in Deed Book 19060, Page 190, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 19390, Page 0001, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED THOUSAND AND 0/100 DOLLARS ($500,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 87 of the 5th District, Gwinnett County, Georgia and being Lot 91, Northforke Plantation, Unit Six, as per plat recorded in Plat Book 69, Page 247, Gwinnett County records, which plat is incorporated herein and made a part hereof by reference. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on July 1, 2008, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jacque J. Brooker or a tenant or tenants and said property is more commonly known as 1451 Hattiesburg Court, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Jacque J. Brooker McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 7/1/08 Our file no. NORB-00-00011-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06593461,6/5,12,19,26 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michael D. Brooks and Regina A. Brooks to Bank of America, N.A., dated July 9, 2001, recorded in Deed Book 23927, Page 133, Gwinnett County, Georgia Records, as last transferred to J P Morgan Chase Bank, as Trustee, by Residential Funding Corporation, attorney in fact by assignment recorded in Deed Book 41982, Page 50, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED TEN THOUSAND THREE HUNDRED TWENTY AND 0/100 DOLLARS ($310,320.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 276 of the 7th District, of Gwinnett County, Georgia, and being Lot 5, Block A of Barrington, Phase One, as per plat recorded in Plat Book 85, Page 261 of Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). The Borrower may contact the mortgage servicer, Bank of America Loss Mitigation Department at 866-246-8222 or by writing to 475 Crosspoint Parkway, Getzville, NY 14068, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael D. Brooks or a tenant or tenants and said property is more commonly known as 4572 Terquay Court, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. J P Morgan Chase Bank, as Trustee, by Residential Funding Corporation, attorney in fact as Attorney in Fact for Michael D. Brooks and Regina A. Brooks Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/tmc 7/1/08 Our file no. 1931107-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07587655,6/5,12,19,26 Notice of Sale Under Power State of Georgia, County of GWINNETT Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by SHERI L. BROOKS to CHASE HOME FINANCE, LLC, dated 03/21/2006, and Recorded on 04/11/2006 as Book No. 46366 and Page No. 0386, GWINNETT County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $187,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in July, 2008, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 294 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 6, BLOCK A OF IVY STATION SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 57, PAGE 135, GWINNETT COUNTY, GEORGIA RECORDS, TO WHICH PLAT REFERENCE IS MADE FOR A MORE DETAILED DESCRIPTION. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 3885 IVY RUN CIRCLE, DULUTH, GEORGIA 30096 is/are: SHERI L. BROOKS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CHASE HOME FINANCE, LLC as Trustee Attorney in Fact for SHERI L. BROOKS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20080073401078 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398 Lender Contact: Attn: Loss Mitigation CHASE HOME FINANCE, LLC 3415 VISION DRIVE, COLUMBUS, OH 43224 Telephone: 800-446-8939 950-07587207,6/5,12,19,26