NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Cheryl L. Bogues to Mortgage Electronic Registration Systems, Inc., dated September 30, 2003, recorded in Deed Book 36190, Page 29, Gwinnett County, Georgia Records, as last transferred to The Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2004-BC2 by assignment recorded in Deed Book 48882, Page 76, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($131,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 70 of the 7th District, Gwinnett County, Georgia, being Lot 60, Block B, Prestonwood (aka The Pines at Prestonwood Unit 1), Unit III, as per plat recorded in Plat Book 51, Page 1, Gwinnett County, Georgia records, which plat is hereby referred to and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Cheryl L. Bogues or a tenant or tenants and said property is more commonly known as 1529 Longwood Drive, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2004-BC2 as Attorney in Fact for Cheryl L. Bogues McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nll 9/2/08 Our file no. 5637207-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595241,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Juan Bonilla to Century Mortgage Corporation, dated August 3, 2001, recorded in Deed Book 24235, Page 51, Gwinnett County, Georgia Records, as last transferred to National City Mortgage Co by assignment recorded in Deed Book 24235, Page 62, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SEVEN THOUSAND ONE HUNDRED FORTY AND 0/100 DOLLARS ($157,140.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land being in Land Lot 170 of the 6th District of Gwinnett County, Georgia, being Lot 38, Block B, Unit Two, Metro Acres, as per plat recorded in Plat Book 0, Page 75, Gwinnett County records; and being more particularly described as follows: Beginning at a point on the northeasterly side of Fulton Circle, 122.9 feet northwesterly from the intersection formed by the northwesterly side of Fulton Lane with the northwesterly side of Fulton Circle, as measured along the also being at the line dividing Lots 37 and 38 of said block, unit and subdivision; and running thence northwesterly along the northeasterly side of Fulton Circle, 100 feet to a point at Lot 39; running thence northeasterly along the southeasterly side of Lot 39, 200.1 feet to the northeasterly line of Land Lot 170; running thence southeasterly along said land lot line, 105 feet to a point at Lot 37; running thence southwesterly along the northwesterly side of Lot 37, 203.4 feet to the northeasterly side of Fulton Circle and the point of beginning; being improved property having a house thereon known as no. 1530 Fulton Circle, according to the present system of numbering houses in the City of Norcross, Georgia and suburbs. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Mortgage Co., 3232 Newmark Drive, Miamisburg, OH 45342, 800-367-9305. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Juan Bonilla or a tenant or tenants and said property is more commonly known as 5714 Fulton Circle, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. National City Mortgage Co as Attorney in Fact for Juan Bonilla McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmw 9/2/08 Our file no. 51662908-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595108,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Bossuet J Borelus and Marie V. Borelus to HomeBanc Mortgage Corporation , dated June 30, 2006, recorded in Deed Book 46745, Page 148, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment recorded in Deed Book 48875, Page 643, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($244,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 233 of the 5th District, Gwinnett County, Georgia, being Lot 3, Block B, Bramlett Station, Unit One, as per plat recorded in Plat Book 107, Pages 127-128, Gwinnett County, Georgia records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Bossuet J Borelus and Marie V. Borelus or a tenant or tenants and said property is more commonly known as 1282 Melrose Woods Lane, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance, LLC as Attorney in Fact for Bossuet J Borelus and Marie V. Borelus McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kjf 9/2/08 Our file no. 5921808-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589910,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Cherry J. Boss to The First National Bank of Gainesville d/b/a The Mortgage Source, dated October 27, 1993, recorded in Deed Book 9610, Page 114, Gwinnett County, Georgia Records, as last transferred to Citicorp Mortgage, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-THREE THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($53,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 187 and 218 of the 7th District, Gwinnett County, Georgia, being Lot 19, Block A, Knoll Crest Subdivision, per plat recorded in plat book 34, page 279, Gwinnett County Records, which plat is incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiMortgage, Inc., 1000 Technology Drive, MS 314, O'Fallon, MO 63304, 800-695-0384. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Cherry J. Boss or a tenant or tenants and said property is more commonly known as 3610 Knollcrest Trail, Buford, Georgia 30245. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CitiMortgage, Inc. fka Citicorp Mortgage, Inc as Attorney in Fact for Cherry J. Boss McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/chl 9/2/08 Our file no. 51438906-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595575,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Faviola Botello to Union Planters Bank, N.A., dated August 19, 2002, recorded in Deed Book 29361, Page 215, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-THREE THOUSAND EIGHT HUNDRED TWENTY-FIVE AND 0/100 DOLLARS ($143,825.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 129 of the 6th District of Gwinnett County, Georgia, and being more particularly described as follows: To find the true point of beginning, begin at the corner formed by the intersection of the northeasterly right-of-way line of Bethesda Church Road (an 80-foot right-of-way) with the southerly right-of-way line of Hidden Drive; running thence southeasterly along the northeasterly right-of-way line of Bethesda Church Road, a distance of 1,211.9 feet to an iron pin found at the most southerly corner of Lot 1, Block "B", Hidden Acres Subdivision; running thence south 29 degrees 08 minutes 11 seconds east along the northeasterly right-of-way line of Bethesda Church Road, a distance of 100.32 feet to a point located at the most westerly corner of property now or formerly owned by James R. Coleman; thence leaving the northeasterly right-of-way line of Bethesda Church Road and running north 58 degrees 02 minutes 06 seconds east along the northwesterly line of said Coleman Property, a distance of 204.00 feet to an iron pin found; running thence south 31 degrees 46 minutes 54 seconds east along the northeasterly line of said Coleman Property, a distance of 320.43 feet to an iron pin found; running thence north 59 degrees 50 minutes 23 seconds east, a distance of 263.80 feet to an iron pin found, which iron pin marks the true point of beginning; From the true point of beginning thus established, run thence north 22 degrees 00 minutes 00 seconds east, a distance of 60.00 feet to an iron pin set; running thence north 36 degrees 25 minutes 00 seconds east, a distance of 114.00 feet to an iron pin set; running thence north 76 degrees 25 minutes 49 seconds east, a distance of 86.68 feet to an iron pin set; running thence south 34 degrees 57 minutes 25 seconds east, a distance of 64.42 feet to an iron pin set; running thence south 18 degrees 45 minutes 00 seconds west, a distance of 57.50 feet to an iron pin set; running thence south 41 degrees 25 minutes 00 seconds west, a distance of 150.30 feet to an iron pin set; running thence north 60 degrees 46 minutes 39 seconds west, a distance of 107.03 feet to the iron pin found which marks the true point of beginning; and being a tract of land containing 0.606 acres designated as "Tract 2", according to a plat of survey prepared for Cole Investments, Inc. by Roy Cole, Georgia Registered Land Surveyor No. 2230, dated November 19, 1984. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Faviola Botello and Joaquin Botello or a tenant or tenants and said property is more commonly known as 112 Bethesda Church Rd, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Regions Bank DBA Regions Mortgage sbm Union Planters Bank, N.A as Attorney in Fact for Faviola Botello McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/chl 9/2/08 Our file no. 5296808-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595573,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Matthew T. Bowers and Karen G. Bowers to HomeBanc Mortgage Corporation dated June 28, 2001, and recorded in Deed Book 23782, Page 210, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $174,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 321 of the 7th District, Gwinnett County, Georgia, being Lot 119, Block B, Stephens Mill Unit 3, as per plat recorded in Plat Book 86, Page 259, Gwinnett County, Georgia Records, said plat being incorporated herein by reference and made a part hereof. Together with and subject to all right, title and interest in and to those certain covenants, conditions and easements recorded in Deed Book 17611, Page 152, Gwinnett county, Georgia Records; as amended from time to time. Said property is known as 818 Pond View Court, Buford, GA 30518, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Matthew T. Bowers and Karen G. Bowers, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Matthew T. Bowers and Karen G. Bowers , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, N.A. as Attorney-in-Fact for Matthew T. Bowers and Karen G. Bowers File no. 06-0323 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/AB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589140,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by David Bowersock and Leah Bowersock to Saxon Mortgage Inc. dated October 7, 2005, and recorded in Deed Book 45019, Page 170, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Saxon Asset Securities Trust 2005-4, by Assignment securing a Note in the original principal amount of $185,250.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 70 of the 5th District, Gwinnett County, Georgia, being Lot 16, Block B, The Pines at Crestview Subdivision, Unit Two, as per plat recorded in Plat Book 87, Page 234, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part of this description by reference. Said property is known as 2742 Whispering Pines Drive, Grayson, GA 30017 , together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of David Bowersock and Leah Bowersock, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of David Bowersock and Leah Bowersock , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Deutsche Bank National Trust Company, as Trustee for Saxon Asset Securities Trust 2005-4 as Attorney-in-Fact for David Bowersock and Leah Bowersock File no. 08-003844 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589734,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Boyd to Mortgage Electronic Registration Systems, Inc ., dated May 25, 2007, recorded in Deed Book 48106, Page 648, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc . by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND AND 0/100 DOLLARS ($171,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 39 of The 7th District, Gwinnett County, Georgia, Being Lot 18, Block A, of Avalon Park Subdivision, Unit Two, as per Plat recorded in Plat Book 54, Page 57, Gwinnett County, Georgia records, to which Plat reference is made for a more detailed description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Boyd or a tenant or tenants and said property is more commonly known as 2690 Avalon Pl, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney in Fact for Michael Boyd McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ps1 9/2/08 Our file no. 51768408-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589787,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ivan E. Boyzo to JPMorgan Chase Bank, NA, dated September 19, 2007, recorded in Deed Book 48301, Page 201, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTEEN THOUSAND AND 0/100 DOLLARS ($215,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 186 of the 7th District of Gwinnett County, Georgia, being Lot 13, Block A, Cherokee Farms Subdivision, as shown on Plat of subject property recorded at Plat Book 50, Page 52, and last revised at Plat Book 58, Page 112, Gwinnett County, Georgia, which Plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ivan E. Boyzo or a tenant or tenants and said property is more commonly known as 3420 Coles Creek Dr, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Ivan E. Boyzo McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmw 9/2/08 Our file no. 51682608-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595115,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Rodrick Branch aka Rodrick P. Branch and Dawn Branch to Wells Fargo Home Mortgage, Inc., dated December 12, 2001, recorded in Deed Book 26033, Page 180, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-THREE THOUSAND AND 0/100 DOLLARS ($93,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 311 of the 5th District, Gwinnett County, Georgia, being Lot 53, Block A, Brookton North, as per plat recorded in plat book 59, page 195, Gwinnett County Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Rodrick Branch aka Rodrick P. Branch and Dawn Branch or a tenant or tenants and said property is more commonly known as 1222 Torrey Place, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Rodrick Branch aka Rodrick P. Branch and Dawn Branch McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmw 9/2/08 Our file no. 51618507-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06594695,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Warren Bridges and Sharice Bridges to Mortgage Electronic Registration Systems, Inc. as nominee for United Financial Mortgage Corp., dated April 24, 2006, recorded April 28, 2006, in Deed Book 46435, Page 826, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seventeen Thousand and 00/100 dollars ($117,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to HSBC Bank USA, National Association, as Trustee for the Holders of Deutsche ALT-B Securities Mortgage Loan Trust, Mortgage Pass-Through Certificates Series 2007, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 50 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 96, BLOCK A, STEPHENS SQUARE SUBDIVISION, PHASE I, AS SHOWN ON PLAT OF SUBJECT PROPERTY RECORDED AT PLAT BOOK 42, PAGE 192, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. BEING IMPROVED PROPERTY KNOWN AS 121 MONA COURT, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA. Said property is commonly known as 121 Mona Court, Lawrenceville, GA 30044. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Warren Bridges and Sharice Bridges or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF DEUTSCHE ALT-B SECURITIES MORTGAGE LOAN TRUST, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2007 as Attorney in Fact for WARREN BRIDGES AND SHARICE BRIDGES Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024 TELEPHONE NUMBER: 800-669-6087 Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309 TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215400.2858 WWW.ADORNO.COM/ATLDOCS/SALES.HTML 950-06595530,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Derek D. Bridges and Vickie M. Bridges to Mortgage Electronic Registration Systems, Inc . dated September 16, 2006 in the amount of $152,000.00, and recorded in Deed Book 47082, Page 704, Gwinnett County, Georgia Records; as last transferred to HSBC Mortgage Services Inc . by assignment; the undersigned, HSBC Mortgage Services Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 52, 6th District, Gwinnett County, Georgia, being Lot 7, Block B, Plantation Forest Subdivision, Unit One, as per plat recorded in Plat Book 43, Page 41, Gwinnett County records, said plat being expressly incorporated herein and made a part of this description by reference. Being the same property conveyed to Derek D. Bridges and Vicki M. Bridges as joint tenants with the Right at Survivorship and not as Tenants in Common by deed from Mohmmed Feroj Ahmend and Dilruba Jahan recorded 07/29/2002 in Deed Book 28177 Page 0230, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia. Tax ID # R6052-081 which has the property address of 2041 Boone Place, Snellville, Georgia ., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Derek D. Bridges and Vickie M. Bridges and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. HSBC Mortgage Services Inc. Attorney in Fact for Derek D. Bridges and Vickie M. Bridges Anthony DeMarlo, Attorney/efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-16324 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589675,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Bridget Brooks to Wells Fargo Bank, NA, dated May 12, 2007, recorded in Deed Book 47898, Page 608, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-TWO THOUSAND AND 0/100 DOLLARS ($152,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that certain parcel of land situate in Land Lot 178 of the 5th District, County of Gwinnett, State of Georgia, being known and designated as follows: Unit 48, of Providence Plantation, as per Plat recorded in Plat Book 106, Page 91-92, Gwinnett County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Bridget Brooks or a tenant or tenants and said property is more commonly known as 471 Providence Run Way, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Bridget Brooks McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmw 9/2/08 Our file no. 51576108-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589144,8/7,14,21,28 Notice of Sale Under Power. State of Georgia, County of GWINNETT. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by SHERI L. BROOKS to CHASE HOME FINANCE, LLC, dated 03/21/2006, and Recorded on 04/11/2006 as Book No. 46366 and Page No. 0386, GWINNETT County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $187,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in September, 2008, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 294 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 6, BLOCK A OF IVY STATION SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 57, PAGE 135, GWINNETT COUNTY, GEORGIA RECORDS, TO WHICH PLAT REFERENCE IS MADE FOR A MORE DETAILED DESCRIPTION. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43224, 800-446-8939. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 3885 IVY RUN CIRCLE, DULUTH, GEORGIA 30096 is/are: SHERI L. BROOKS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CHASE HOME FINANCE, LLC as Attorney in Fact for SHERI L. BROOKS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20080073401078 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398. 950-06595257,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Markee W. Brown, Jr. and Johanna Brown to Option One Mortgage Corporation, dated June 22, 2007, recorded in Deed Book 48041, Page 27, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE MILLION FOUR HUNDRED THOUSAND AND 0/100 DOLLARS ($1,400,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: All that tract or parcel of land lying and being in Duncan's GMD 1749, Gwinnett County, Georgia, being Lot 45, The Woodlands at Chateau Elan, Phase 7-A, as per plat recorded at Plat Book 119, Pages 261-263, Gwinnett County records, which plat is incorporated herein by reference and made a part hereof for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). American Home Mortgage Servicing Inc. can be contacted at 888-275-2648 or by writing to 3 Ada, Irvine, CA 92618, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Markee W. Brown, Jr. and Johanna Brown or a tenant or tenants and said property is more commonly known as 2244 Northern Oak Dr, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, National Association as Attorney in Fact for Markee W. Brown, Jr. and Johanna Brown Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/rrr 9/2/08 Our file no. 11223408-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595068,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Margaret M. Brown to Margaret M.Brown, Inc., dated July 12, 2007, recorded in Deed Book 48106, Page 853, Gwinnett County, Georgia Records, as last transferred to National City Mortgage by assignment recorded in Deed Book 48106, Page 880, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($360,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 121 of the 7th District of Gwinnett County, Georgia, being Lot 43, Block A, Sugarloaf Park, Unit Two, as per plat recorded in Plat Book 84, Page 67, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Mortgage Co., 3232 Newmark Drive, Miamisburg, OH 45342, 800-367-9305. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Margaret M. Brown or a tenant or tenants and said property is more commonly known as 2480 Gramercy Park Circle, Duluth, Georgia 30097. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. National City Mortgage as Attorney in Fact for Margaret M. Brown McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cm8 9/2/08 Our file no. 51379008-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595493,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Robin Brown to Mortgage Electronic Registration Systems, Inc. , dated November 28, 2006, recorded in Deed Book 47326, Page 872, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP for the benefit of HSBC Bank USA, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FIFTY-SEVEN THOUSAND AND 0/100 DOLLARS ($357,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 241 of The 7th District, Gwinnett County, Georgia, Being Lot 536, Block C, Unit Two, Phase V, River Plantation Subdivision, as per Plat recorded in Plat Book 79, Page 271, Gwinnett County Georgia records, which Plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Robin Brown or a tenant or tenants and said property is more commonly known as 2165 Wood River Lane, Duluth, Georgia 30097. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans Servicing LP for the benefit of HSBC Bank USA, N.A. as Attorney in Fact for Robin Brown McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ps1 9/2/08 Our file no. 51741808-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589693,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Rolando Brown to Mortgage Electronic Registration Systems, Inc., dated May 13, 2003, recorded in Deed Book 32697, Page 152, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND NINE HUNDRED SEVENTY-SIX AND 0/100 DOLLARS ($148,976.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 224 of the 6th District of Gwinnett County, Georgia, being Lot 65, Block A, Treebrook Subdivision, Unit One, and being more particularly described as follows: Beginning at a point on the southwesterly side of the 50 foot right-of-way of Western Hills Drive, 514.92 feet northwesterly as measured along said southwesterly Right-of-way from the 50 foot Right-of-way of Williams Place; Running thence south 60 degrees 15 minutes 30 seconds west 133.99 feet to a point along the northwest line of Lot 66, said block and subdivision to a point; running thence north 29 degrees 58 minutes 30 seconds west 60 feet to a point; Running thence north 60 degrees 15 minutes 30 seconds east 134.23 feet to a point on the southwesterly Right-of-Way of Western Hills Drive; Running thence south 29 degrees 44 minutes 45 seconds east 60 feet to the point of beginning. Being improved property known as 5761 Western Hills Drive, according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Rolando Brown and Pilar Cubias or a tenant or tenants and said property is more commonly known as 5761 Western Hills Drive, Norcross, Georgia 30071. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Rolando Brown McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/vj2 9/2/08 Our file no. 5473407-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595183,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Arthur Brown to Mortgage Electronic Registration Systems, Inc . dated January 5, 2006 in the amount of $96,000.00, and recorded in Deed Book 46082, Page 66, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that Tract or Parcel of Land lying and being in Land Lot 160, of the 6th District, of Gwinnett County, Georgia, being Part of Site 41A, Block A, Indian Lake Subdivision, as per Plat recorded in Plat Book 24, Page 128, Gwinnett County, Georgia Records, and being more particularly described as follows: BEGINNING at a point on the southeast right-of-way of Indian Lake Court, a distance of 173.52 feet northwesterly as measured along said right-of-way from its intersection with the northeast right-of-way of Indian Lake Drive; said point of beginning being the northwest corner of Site 42A, said Block; running thence southeasterly along the northeast line of said Site, a distance of 139.82 feet to a point on the northwest right-of-way of Hillcrest Road; running thence northeasterly along said right-of way for a distance of 83.77 feet to a point; running thence northwesterly a distance of 166.85 feet to a point on the southeast right-of-way of Indian Lake Court; running thence southwesterly along said right-of-way and following the curvature thereof for a distance of 26.04 feet to the point of beginning as stipulated on said plat as Future Lot 82, Block A, and being improved property known as No. 4868 Indian Lake Court, according to the present system of numbering houses in Gwinnett County, Georgia, as more particularly shown on that certain plat of survey prepared by Steed & Boyd Land Surveyors, dated April 4, 1986. which has the property address of 4868 Indian Lake Court, Lilburn, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Arthur Brown and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Arthur Brown Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-12422 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595015,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated October 26, 2006, executed by DEBORAH L. BROWN AND CHARLES W. BROWN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 47195, Page 383, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $88,200.00, Mortgage Electronic Registration Systems, Inc., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in September, 2008, to-wit: September 2, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 48, 6th District, Gwinnett County, Georgia, being Lot 7, Block B, Grier's Mill Subdivision, Unit 1 as per plat recorded in Plat Book 27, Page 219, Gwinnett County Georgia Records, which plat is incorporated herein by reference thereto. The aforedescribed real property is also known as 2593 Laurel View Drive, Snellville, Georgia, according to the present system of numbering houses in Gwinnett County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of DEBORAH L. BROWN AND CHARLES W. BROWN and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for DEBORAH L. BROWN AND CHARLES W. BROWN David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE. 950-06595355,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jessica Brown to Mortgage Electronic Registration Systems, Inc. dated October 28, 2003 in the amount of $165,117.00, and recorded in Deed Book 35884, Page 0273, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 71 of the 7th District, Gwinnett County, Georgia, being Lot 2, Block C, Keswick Subdivision, Unit VI, as per Plat recorded in Plat 66, Page 198, Gwinnett County, Georgia records, said Plat is incorporated herein by reference and made a part hereof. which has the property address of 1602 Tunbridge Lane, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jessica Brown and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Jessica Brown Anthony DeMarlo, Attorney/jnesbitt McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-16581 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589989,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Omar H. Browne to Mortgage Electronic Registration Systems, Inc., dated April 5, 2006, recorded in Deed Book 46404, Page 333, Gwinnett County, Georgia Records, as last transferred to Bank of New York as trustee for the certificateholders CWALT, Inc. alternative loan trust 2006-OA11 mortgage pass-through certificates, series 2006-OA11 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-TWO THOUSAND AND 0/100 DOLLARS ($152,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 5 of The 7th District, Gwinnett County, Georgia, Being Unit Number 792 of The Arbors At Sugarloaf Condominium on Plat of record in condominium Plat Book 3, Pages 279-281 Gwinnett County, Georgia records, which Plat is incorporated herein by reference and made a part hereof; and as shown on floor plans recorded as Condominium Floor Plans 3736-3767, Gwinnett County, Georgia records; which floor plans are incorporated herein by reference and made a part hereof; together with its appurtenant percentage of undivided interest in the common elements of the Arbors At Sugarloaf Condominium, as set forth an provided in that certain declaration of condominium for the Arbors At Sugarloaf Condominium by Beazer Homes Corp., a Tn. Corp. Recorded in Deed Book 37467, Page 247, aforesaid records; as amended time to time as provided therein; said Unit being known as Unit 1302, in Building 13 and having an address of 792 Tulip Poplar Way, Lawreceville, GA. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Omar H. Browne or a tenant or tenants and said property is more commonly known as 792 Tulip Poplar Way, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of New York as trustee for the certificateholders CWALT, Inc. alternative loan trust 2006-OA11 mortgage pass-through certificates, series 2006-OA11 as Attorney in Fact for Omar H. Browne McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ps1 9/2/08 Our file no. 51638108-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595295,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated August 19, 2005, executed by OMAR BROWNE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. , recorded in Deed Book 44452, Page 144, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $117,500.00, Mortgage Electronic Registration Systems, Inc., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in September, 2008, to-wit: September 2, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 47, 5th District, Gwinnett County, Georgia, being Building U, Unit 2, Patriots Point, as per plat recorded in Plat Book 109, Page 135-136, Gwinnett County, Georgia Records. Which plat is incorporated herein and made a part hereof by reference. The aforedescribed real property is also known as 2144 Hasel Street, Lawrenceville, Georgia, according to the present system of numbering houses in Gwinnett County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of OMAR BROWNE and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for OMAR BROWNE David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE. 950-07589324,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lamont Brunson to HomeBanc Mortgage Corporation dated October 13, 2006 in the amount of $136,500.00, and recorded in Deed Book 47149, Page 0406, Gwinnett County, Georgia Records; as last transferred to E MC Mortgage Corporation by assignment; the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that or parcel of land lying and being in Land Lot 50 of the 6th District, Gwinnett County, Georgia, being Lot 35, Block A, Unit One of Rosedale Creek FKA Highpoint Square, Unit One Subdivision, as per plat thereof recorded in Plat Book 46, Page 78, as revised in Plat Book 48, Page 23, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. which has the property address of 3200 Rosedale Creek Court, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Lamont Brunson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. EMC Mortgage Corporation Attorney in Fact for Lamont Brunson Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 1308-15024 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595394,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Yvette AnnMarie Bryan to Mortgage Electronic Registration Systems, Inc., dated July 26, 2006, recorded in Deed Book 46857, Page 659, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-TWO THOUSAND ONE HUNDRED EIGHTEEN AND 0/100 DOLLARS ($172,118.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 177 of the 6th District, Gwinnett County, Georgia, being Lot 1, Block A, McClaren Parke, as per plat recorded in Plat Book 110, Page 106, Gwinnett County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Yvette AnnMarie Bryan or a tenant or tenants and said property is more commonly known as 3669 McClaren Way, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Yvette AnnMarie Bryan McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/yjr 9/2/08 Our file no. 51414208-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589348,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by David Bryant to Mortgage Electronic Registration Systems, Inc. , dated March 2, 2006, recorded in Deed Book 46326, Page 834, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association as Trustee for certificateholders of Structured Asset Mortgage Investments II Inc., Bear Stearns Alt-A Trust, Mortgage Pass-Through Certificates Series 2006-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND AND 0/100 DOLLARS ($132,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 178 of the 7th District, Gwinnett County, Georgia, being Lot 40, Block A, Mill gate Crossing Subdivision, Phase Ill, as per plat recorded in Plat Book 95 Page 230-231, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 2162 Mill Garden Run according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is David Bryant or a tenant or tenants and said property is more commonly known as 2162 Mill Garden Run, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association as Trustee for certificateholders of Structured Asset Mortgage Investments II Inc., Bear Stearns Alt-A Trust, Mortgage Pass-Through Certificates Series 2006-3 as Attorney in Fact for David Bryant McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sj2 9/2/08 Our file no. 5166608-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589625,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Mary Nicole Bryant to Mortgage Electronic Registration Systems, Inc ., dated July 12, 2005, recorded in Deed Book 43541, Page 169, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust Mortgage Loan Asset-Backed Certificates, Series 2005-4 by assignment recorded in Deed Book 48866, Page 0335, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 111 of the 7th District, Gwinnett County, Georgia, being Building 8, Unit 43, The Village at White Bluff, prepared by Precision Planning Inc., Walter David Leonard, III, registered land surveyor no. 12271, dated October 8, 2001, revised October 25, 2001, recorded in Plat Book 93, Pages 285-286, Gwinnett County, Georgia deeds records, which said plat is incorporated herein for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Mary Nicole Bryant or a tenant or tenants and said property is more commonly known as 654 Kenridge Way, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust Mortgage Loan Asset-Backed Certificates, Series 2005-4 as Attorney in Fact for Mary Nicole Bryant McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dxp 9/2/08 Our file no. 5844108-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589639,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by James Buckland and Delores Buckland to Mortgage Electronic Registration Systems, Inc., dated September 22, 2006, recorded in Deed Book 47107, Page 451, Gwinnett County, Georgia Records, as last transferred to Bank of New York as trustee for the certificateholders CWALT, Inc alternative loan trust 2006-OC10, mortgage pass-through certificates, series 2006-OC10 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-EIGHT THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($198,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 53 of the 5th District, Gwinnett County, Georgia, being Lot 73, Block "C", Unit Four, Flowers Crossing, as per Plat herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is James Buckland and Delores Buckland or a tenant or tenants and said property is more commonly known as 908 Flowers Crossing, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of New York as trustee for the certificateholders CWALT, Inc alternative loan trust 2006-OC10, mortgage pass-through certificates, series 2006-OC10 as Attorney in Fact for James Buckland and Delores Buckland McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ps1 9/2/08 Our file no. 51643808-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595296,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Connie Buice and Ronald G. Buice to Mortgage Electronic Registration Systems,Inc., dated July 22, 2003 in the amount of $112,050.00, and recorded in Deed Book 34896, Page 0001, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: Beginning at an iron pin found at the corner formed by the intersection of the Northwesterly side of Stanley Street with the Northeasterly side of Oak Street; running thence North 50 degrees 47 minutes West along the Northeasterly side of Oak Street, Two Hundred (200) Feet to an iron pin found; running thence North 24 degrees 53 minutes East Two Hundred Seventy-Two and Seven Tenths (272.7) Feet to an iron pin found; running thence North 59 degrees 06 minutes East One Hundred Forty-Nine ( 149) Feet to an iron pin found; running thence South 28 degrees 18 minutes East One Hundred Fifty-One and Two Tenths (151.2) Feet to an iron pin found on the Northwesterly side of Stanley Street; running thence South 26 degrees 40 minutes West along the Northwesterly side of Stanley Street, Three Hundred Fifty-Five and Two Tenths(355.2) Feet to an iron pin found on the Northeasterly side of Oak Street and the Point of Beginning, being improved property having a house thereon and being more particularly shown on survey prepared by Georgia Land Surveying Co., Inc. dated August 6, 1979. which has the property address of 1312 Stanley Street, Sugar Hill, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Connie Buice and Ronald G. Buice and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Connie Buice and Ronald G. Buice Anthony DeMarlo, Attorney/jnesbitt McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-16458 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595534,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by James Henry Burnett to Mortgage Electronic Registration Systems, Inc ., dated June 26, 2007, recorded in Deed Book 48056, Page 463, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA, National Association, as Trustee for WFMBS 2007-14 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SEVENTY-SIX THOUSAND AND 0/100 DOLLARS ($476,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of Land lying and being in Land Lot 54 of the 5th District, Gwinnett County, Georgia, being Lot 22, Block A, Havenstone Subdivision, Phase One, per plat of survey recorded in Plat Book 94, Page 128-129, Gwinnett County, Georgia Records, said plat is incorporated herein by reference The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is James Henry Burnett or a tenant or tenants and said property is more commonly known as 632 Grassmeade Way, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, National Association, as Trustee for WFMBS 2007-14 as Attorney in Fact for James Henry Burnett McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ib 9/2/08 Our file no. 5424008-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07590008,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Richard F. Busse and Kimberly S. Lane to Crestar Mortgage Corporation , dated November 20, 1997, recorded in Deed Book 15102, Page 135, Gwinnett County, Georgia Records, as last transferred to Mellon Mortgage Company by assignment recorded in Deed Book 16591, Page 138, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($150,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 197, 7th District, Gwinnett County, Georgia, being Lot 77, Block B, Unit Five, Maple Ridge, as per plat recorded in Plat Book 37, page 68, Gwinnett County records, which plat is hereby referred to and made a part of this description; being improved property having a house located thereon known as 3384 Floral Court according to the present system of numbering houses in Gwinnett County, Georgia; as shown on survey prepared by Eston Pendley & Assoc., Inc., dated December 8, 1986. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Richard F. Busse and Kimberly S. Lane or a tenant or tenants and said property is more commonly known as 3384 Floral Court N.E., Suwanee, Georgia 30174. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC sbm Chase Manhattan Mortgage Corporation sbm Chase Mortgage Company West fka Mellon Mortgage Company as Attorney in Fact for Richard F. Busse and Kimberly S. Lane McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmw 9/2/08 Our file no. 51290405-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589909,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Jeffrey C. Butler and Aida F. Butler to Mortgage Electronic Registration systems, Inc., acting solely as nominee for Guaranty Residential Lending, Inc., dated August 31, 2001, recorded October 3, 2001, in Deed Book 24661, Page 0124, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Fifty-One Thousand Nine Hundred Ninety-Two and 00/100 ($251,992.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc. , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 199 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 6, BLOCK A, UNIT ONE, OLD PEACHTREE PLANTATION SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 49, PAGE 166, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF, BEING IMPROVED PROPERTY KNOWN AS 3350 HIGHGATE HILLS DRIVE, N.W., ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA. Said property is commonly known as 3350 Highgate Hills Drive NW, Duluth, GA 30097. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Jeffrey C. Butler and Aida F. Butler or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for JEFFREY C. BUTLER AND AIDA F. BUTLER Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-B-209, Plano, TX 75024 TELEPHONE NUMBER: 800-669-6087 Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309 TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215400.2838 WWW.ADORNO.COM/ATLDOCS/SALES.HTML 950-07589824,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Stanley B. Butler to New Century Mortgage Corporation, dated July 16, 2004, recorded in Deed Book 39356, Page 265, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2004-HE9, Mortgage Pass Through Certificates, Series 2004-HE9 by assignment recorded in Deed Book 42919, Page 113, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED ELEVEN THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($411,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 167 of the 7th District, Gwinnett County, Georgia, being Lot 50, Block A, Wildwood at McGinnis Ferry Subdivision, as per plat recorded in Plat Book 96, Pages 174-175, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Stanley B. Butler or a tenant or tenants and said property is more commonly known as 3322 Heathchase Lane, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2004-HE9, Mortgage Pass Through Certificates, Series 2004-HE9 as Attorney in Fact for Stanley B. Butler McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ps1 9/2/08 Our file no. 5343705-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595315,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Rosa K. Byers to Mortgage Electronic Registration Systems, Inc. dated October 27, 2006, and recorded in Deed Book 47275, Page 266, Gwinnett County Records, securing a Note in the original principal amount of $388,906.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 249 of the 5th District, Gwinnett County, Georgia, being Lot 86, Block B, Great River at Tribble Mill Subdivision, Unit Three, Phase Three, as per plat recorded in Plat Book 108, Page 41 and 42, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. Said property is known as 1948 Alcovy Shoals Bluff, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Rosa K. Byers, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Rosa K. Byers, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Rosa K. Byers File no. 08-000555 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595546,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Rae Y. Byun to Northpoint Capital, Inc, dated July 12, 2001, recorded in Deed Book 23900, Page 176, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-SIX THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($186,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 160, 7th District, Gwinnett County Georgia, Being Lot 37, Block B, Woodbridge Subdivision, Unit Two, as per Plat recorded in Plat Book 60, Page 13, Gwinnett County records, said Plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is David Raphael or a tenant or tenants and said property is more commonly known as 3090 Dogwood Creek Hwy, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Rae Y. Byun McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmw 9/2/08 Our file no. 51710108-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595204,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sa Rome Byun to Mortgage Electronic Registration Systems, Inc., dated September 13, 2006, recorded in Deed Book 47093, Page 574, Gwinnett County, Georgia Records, as last transferred to Just Mortgage Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FOURTEEN THOUSAND THREE HUNDRED TWENTY AND 0/100 DOLLARS ($214,320.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 208 of The 7th District, Gwinnett County, Georgia, Being Lot 53, Block A, of Baxley Point, as per Plat recorded in Plat Book 111, Page 47-49, Gwinnett County, Georgia records, said Plat is incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Sa Rome Byun or a tenant or tenants and said property is more commonly known as 3795 Baxley Lane, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Just Mortgage Inc as Attorney in Fact for Sa Rome Byun McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ps1 9/2/08 Our file no. 51728708-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589697,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Linda Caceres to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for America's Wholesale Lender, dated August 28, 2003, recorded September 16, 2003, in Deed Book 34795, Page 0206, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Ninety-Four Thousand Seven Hundred Fifty and 00/100 dollars ($194,750.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 194 OF THE 8TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 31, BLOCK A, MARTINS FARM, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 70, PAGE 81, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE REFERENCE HERETO. Said property is commonly known as 3735 Roeshaven Way, Suwanee, GA 30024. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Linda Caceres and Alejandra S. Wynter or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for LINDA CACERES Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024 TELEPHONE NUMBER: 800-669-6087 Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309 TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215400.2979 WWW.ADORNO.COM/ATLDOCS/SALES.HTML 950-06595624,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by William James Cade to Washington Mutual Bank, FA now known as Washington Mutual Bank dated February 15, 2006, and recorded in Deed Book 46172, Page 287, Gwinnett County Records, securing a Note in the original principal amount of $370,480.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 249 of the 5th District, Gwinnett County, Georgia and being Lot 1, Block C, Unit 1, Phase I, Riversprings (fka Ewing Chapel Road Tract) as recorded in Plat Book 111, Pages 242-243, Gwinnett County, Georgia Records, said plat is incorporated herein and made a part hereof by reference. Said property is known as 1765 RiverPark Drive, Dacula, GA 30019, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of William James Cade, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of William James Cade, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Washington Mutual Bank, formerly known as Washington Mutual Bank, FA as Attorney-in-Fact for William James Cade File no. 08-002951 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595587,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Abel Callejas to One Choice Mortgage, Inc., dated January 17, 2006, recorded in Deed Book 46127, Page 478, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($176,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 148 of the 5th District, Gwinnett County, Georgia, being Lot 18, Block A , Saddle Cove Subdivision, Unit One as per Plat recorded in Plat Book 71, Page 115, Gwinnett County, Georgia records, which recorded Plat is incorporated herein by this reference and made a part of this description. Said property being known as 679 First Street according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Abel Callejas or a tenant or tenants and said property is more commonly known as 679 First St, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Abel Callejas McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kjf 9/2/08 Our file no. 51183508-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589309,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Felix O. Camacho to Mortgage Electronic Registration Systems, Inc ., dated March 9, 2006, recorded in Deed Book 46247, Page 376, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND AND 0/100 DOLLARS ($114,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 178, 6th District, Gwinnett County, Georgia, being Lot 215, Block B, Vintage Pointe, Unit Four, as per plat recorded in Plat Book 75, Page 244, Gwinnett County records, said plat is incorporated herein by reference and made a part hereof The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Felix O. Camacho or a tenant or tenants and said property is more commonly known as 3379 Vintage Pointe Court, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9 as Attorney in Fact for Felix O. Camacho McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 9/2/08 Our file no. 51630008-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07590013,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Cherlyn S. Cambrice to Mortgage Electronic Registration Systems, Inc ., dated January 5, 2006, recorded in Deed Book 45974, Page 77, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF5, Mortgage Pass-Through Certificates, Series 2006-FF5 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND ONE HUNDRED TWENTY AND 0/100 DOLLARS ($127,120.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 61 of the 5th District, Gwinnett County, Georgia, being Lot 26, Block A, Unit One of Charleston Lake Subdivision, as per plat thereof recorded in Plat Book 38, Page 90, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Cherlyn S. Cambrice or a tenant or tenants and said property is more commonly known as 3185 Pond Ridge Trail, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF5, Mortgage Pass-Through Certificates, Series 2006-FF5 as Attorney in Fact for Cherlyn S. Cambrice McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ar2 9/2/08 Our file no. 51626608-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07590018,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michelle A. Campbell to , dated January 6, 2006, recorded in Deed Book 46155, Page 255, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FIVE THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($225,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 2, of the 2nd District, Gwinnett County, Georgia, and being known as Lot 136, Block A, Unit Six of Mineral Springs Crossing, as more particularly described on Plat of survey recorded at Plat Book 105, Page 125, Gwinnett County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Michelle A. Campbell or a tenant or tenants and said property is more commonly known as 4112 Duran Lane, Auburn, Georgia 30011. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. as Attorney in Fact for Michelle A. Campbell McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nll 9/2/08 Our file no. 51600508-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595088,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Luis Miguel Campos-Serrano to Pheonix Globel Mortgage Corporation dated May 18, 2007, and recorded in Deed Book 47950, Page 488, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, N.A., as Trustee for the registered holders of Nomura Asset Acceptance Corporation, Alternative Loan Trust, Series 2006-S3, by Assignment securing a Note in the original principal amount of $131,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 179 of the 6th District, Gwinnett County, Georgia, being Lot 19, Block B, Heritage Park Subdivision, as per plat thereof recorded in Plat Book 31, Page 108, Gwinnett County Records, said plat being incorporated herein by reference thereto. Said property is known as 3131 Dowry Drive, Lawrenceville, GA 30044, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Luis Miguel Campos-Serrano, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Luis Miguel Campos Serrano, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, N.A., as Trustee for the registered holders of Nomura Asset Acceptance Corporation, Alternative Loan Trust, Series 2006-S3 as Attorney-in-Fact for Luis Miguel Campos-Serrano File no. 08-003005 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/kf www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595509,8/7,14,21,28 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the Power of Sale contained in that Deed to Secure Debt from Randolph J. Canganelli and Kimberly A. Canganelli dated December 20, 2004, recorded in Deed Book 41251, Page 207, Gwinnett County, Georgia, Records as recorded in Deed Book 41251, Page 207, Gwinnett County records; said Deed to Secure Debt given to secure a Note dated December 20, 2004 in the principal amount of One Hundred Fifty Five Thousand and No/100 Dollars ($155,000.00), with interest from May 1, 2008 at the rate of 12% per annum on the unpaid balance until paid; there will be sold at public outcry to the highest and best bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September 2008, the following described property: PARCEL ONE: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 51 of the 7th Land District of Gwinnett County, Georgia and being Lot no. One of Block "A", Unit One, of the Coronada Hills subdivision as per plat made by Higginbotham and James, Surveyors on January 20, 1965 and said plat being recorded in Plat Book K, Page 218, Gwinnett County Records and said land is described as follows: BEGINNING AT A POINT ON THE NORTHEAST SIDE OF THE Georgia Highway No. 20 and said point of beginning being on the original land lot line that separates land lost 28 and 51; thence in a northwesterly direction 110 feet to a point; thence in a northeasterly direction 299.6 feet to a point; thence in a southeasterly direction 105 feet; thence south 60 degrees 15 minutes west 277.5 feet to the point of beginning. PARCEL TWO: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot No. 51 of the 7th District of Gwinnett County, Georgia and being Lot No. Two, Block "A", Unit One of the Coronada Hills subdivision as per plat made by Higginbotham and James, Surveyors on January 20, 1965 and said plat being recorded in Plat Book K, Page 218, Gwinnett County Records and said land is described as follows: BEGINNING at a point on the east side of Georgia Highway No. 20 and said point of beginning being 110 feet northwesterly from the original land lot line that separates land lot 51 and 28; thence in a northwesterly direction 110 feet to a point; thence in a northeasterly direction 299.7 feet to a point; thence in a southeasterly direction 103 feet to a point; thence in a southwesterly direction 299.6 feet to the point of beginning. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note, failure to make monthly payments and failure to pay ad valorem taxes for the years 2006 and 2007. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. A letter relative to attorney's fees as required by O.C.G.A. 13-1-11 has been sent to the grantors of said security deed. In addition, notice has been sent to the grantor's by certified mail as required by O.C.G.A. 44-14-162. To the best knowledge and belief of Grantee, the above described property is in the possession of Randolph J. Canganelli and Kimberly A. Canganelli or their lessees and will be sold subject to the outstanding ad valorem taxes and/or assessments, if any. -s- James W. Garner As Attorney in Fact for William A. Fullerton and Charlene S. Fullerton 950-06594909,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Omar P. Cantillo to One Choice Mortgage, Inc, dated August 3, 2005, recorded in Deed Book 44342, Page 107, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 18 of the 5th District, of Gwinnett County, Georgia, and being Lot 9, Block F of Planters Walk, Unit Three, Phase Two, as per Plat recorded in Plat Book 74, Page 147, Gwinnett County records, which Plat is incorporated herein and made a part hereof by reference. Being the same property as conveyed on the warranty deed at Deed Book 20815, Page 11; on this warranty deed at Deed Book 14739, Page 77; on the warranty deed at Deed Book 14454, Page 210. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Omar P. Cantillo or a tenant or tenants and said property is more commonly known as 2099 Morning Dew Place, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Omar P. Cantillo McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmw 9/2/08 Our file no. 51687908-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595186,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in a Security Deed from JOHN C. CARAVELLA and MARCIA A. CARAVELLA to NATIONSBANK OF GEORGIA, N.A. N/K/A BANK OF AMERICA, N.A., dated June 2, 1995, recorded June 9, 1995, in Deed Book 11371, Page 110, Gwinnett County, Georgia records, said Security Deed being given to secure a Note from MARCIA A. CARAVELLA and JOHN C. CARAVELLA of even date in the original principal amount of Forty Five Thousand and 00/100 ($45,000.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 304 of the 6th District of Gwinnett County, Georgia, and being Residence 5 in Building 2 of La Hacienda, as shown on plat of survey (supplemental plat) dated May 22, 1978, made by Construction Engineering Associates, Site Planners and Land Surveyors, which plat is recorded in Condominium Plat Book 1, Page 52, Gwinnett County Records, which residence is a part of that property shown on plat of survey (revised master plot plan) dated January 2, 1974, revised August 16, 1976, made by Milton Robert Lemon, Registered Land Surveyor, which plat is recorded in Condominium Plat Book 1, Page 51, Gwinnett County Records, together with all right, title and interest of Grantor in said residence and the appurtenances thereto under the Declaration of Covenants, Conditions and Restrictions for La Hacienda dated May 29, 1974, recorded July 24, 1974, in Deed Book 849, Page 195, Gwinnett County Records, as amended by amendments thereto filed of record in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia, which plats, Declaration and all recorded amendments thereto are, by reference, incorporated herein and made a part hereof. The interest herein conveyed includes, without limiting the generality of the foregoing, an undivided 2.17% interest in the common area of La Hacienda as the same is defined in said Declaration. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is JOHN C. CARAVELLA and MARCIA A. CARAVELLA or a tenant or tenants. NATIONSBANK OF GEORGIA, N.A. N/K/A BANK OF AMERICA, N.A., as attorney in Fact for JOHN C. CARAVELLA and MARCIA A. CARAVELLA L. Lou Allen Stites & Harbison, PLLC 11 Mountain Street, Suite 8 Blue Ridge, Georgia 30513 (706) 632-7923 File No. 6970A-00557 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589914,8/7,14,21,28 NOTICE OF SALE UNDER POWER IN SECURITY DEED STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from CarPro Auto Sales, LLC to Main Street Bank, dated July 15, 2005 and recorded in Deed Book 43745, page 0064 in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia (as modified and/or amended from time to time, the "Security Deed") and pursuant to that Order Granting Motion for Relief from the Automatic Stay of Branch Banking and Trust Company in the matter styled "In Re Car Pro Auto Sales, LLC", Chapter 7 Case No. 08-61935, United States Bankruptcy Court for the Northern District of Georgia, Atlanta Division, the undersigned will sell at public outcry before the door of the Courthouse of Gwinnett County, Georgia during the legal hours of sale on the first Tuesday in September 2008 to the highest and best bidder for cash the following described real property, to wit: All that tract or parcel of land lying and being in Land Lot 219 of the 7th District of Gwinnett County, Georgia, and being more particularly described as follows: BEGIN AT A POINT marked by an open topped pipe found on the northeasterly right-of-way line of Georgia Highway 20 (a variable right-of-way) 1,187.61 feet southeasterly along said right-of-way line from the intersection of said right-of-way line and the southeasterly right-of-way of Interstate 985. From said POINT OF BEGINNING, and departing from the aforesaid northeasterly right-of-way line of Georgia Highway 20, run North 58 Degrees 08 Minutes 37 Seconds East a distance of 463.13 feet to a point marked by a 1/2" rebar set at the eastern edge of a 48" corrugated metal pipe. From said point run thence the following courses and distances, as established pursuant to that certain Boundary Line Agreement dated December 10, 1999 between and among Harrwood, LLC, McLynn Advertising Properties Development Company, LLC and Action Outdoor Advertising I, Inc., filed December 14, 1999, and recorded in Deed Book 19719, page 0250, Gwinnett County, Georgia records, and the plat of survey shown therein: South 04 Degrees 19 Minutes 12 Seconds East a distance of 27.50 feet to a point; thence South 04 Degrees 19 Minutes 12 Seconds East a distance of 89.35 feet to a point; thence South 04 Degrees 19 Minutes 12 Seconds East a distance of 29.04 feet to a point; run thence South 59 Degrees 26 Minutes 12 Seconds West a distance of 319.48 feet to a point marked by a 1/2" rebar set on the aforesaid northeasterly right-of-way line of Georgia Highway 20 (a variable right-of-way); run thence northwesterly along said northeasterly right-of-way line of Georgia Highway 20, along the arc of a curve to the left, an arc distance of 118.30 feet, said arc having a radius of 589.85 feet, and being subtended by a chord bearing North 46 degrees 18 minutes 03 seconds West with a chord distance of 118.10 feet, run thence continuing northwesterly along said northeasterly right-of-way line of Georgia Highway 20, North 47 Degrees 40 Minutes 05 Seconds West a distance of 111.87 feet to a point; run thence continuing along said right-of-way line North 30 Degrees 42 Minutes 15 Seconds East a distance of 11.12 feet to a point; run thence continuing along said right-of-way line North 47 Degrees 16 Minutes 51 Seconds West a distance of 03.51 feet to the POINT OF BEGINNING. The debt secured by the Security Deed is evidenced by a Note dated July 15, 2005 executed by CarPro Auto Sales, LLC. in favor of Main Street Bank in the original principal amount of $2,366,050.00 (as modified and/or amended from time to time, the "Note"), plus interest from date on the unpaid balance until paid, and other indebtedness. Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms. The above-described real property will be sold to the highest and best bidder for cash as the property of CarPro Auto Sales, LLC, the proceeds to be applied to the payment of said indebtedness, attorneys' fees, and the lawful expenses of said sale, all as provided in the Note and Security Deed. The sale shall be subject to any prior security interest, the general utility or other easements recorded against the property in the aforesaid records; all outstanding ad valorem taxes and/or assessments, if any; possible redemptive rights of the Internal Revenue Service, if any; and all other prior assessments, easements, restrictions or matters of record. To the best of the undersigned's knowledge and belief, the real property is presently owned by CarPro Auto Sales, LLC. To the best of the undersigned's knowledge and belief, the party in possession of the real property is CarPro Auto Sales, LLC and tenants holding under CarPro Auto Sales, LLC. Branch Banking and Trust Company, successor by merger to Main Street Bank , as Attorney-in-Fact for CarPro Auto Sales, LLC. Michael R. Wing Greenberg Traurig, LLP The Forum 3290 Northside Parkway, N.W., Suite 400 Atlanta, Georgia 30327 (678) 553-2675 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595698,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Alexander Peter Carrasco to Mortgage Electronic Registration Systems, Inc. , dated February 27, 2004, recorded in Deed Book 37276, Page 258, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-EIGHT THOUSAND THREE HUNDRED NINETY-SEVEN AND 0/100 DOLLARS ($158,397.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 71 of the 7th District of Gwinnett County, Georgia, being Lot 22, Block B, Unit IV, Keswick, as per plat recorded in Plat Book 62, Page 229, Gwinnett County, Georgia records, which plat is incorporated herein by this reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Alexander Peter Carrasco or a tenant or tenants and said property is more commonly known as 9 74 Bexhill Drive, Lawrenceville, Georgia 30043 . The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Alexander Peter Carrasco McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/vj2 9/2/08 Our file no. 51328508-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589596,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Natalia Carroll to Mortgage Electronic Registration Systems, Inc. , dated March 20, 2007, recorded in Deed Book 47755, Page 38, Gwinnett County, Georgia Records, as last transferred to HSBC Mortgage Corporation (USA) by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A "1940 Grayson Court, Lawrenceville, GA 30045 All that tract or parcel of land lying and being in Land Lot 217 of the 5th District of Gwinnett County, Georgia, and being Lot 17, Block A, Grayson Oaks Subdivision, as shown on plat of subject property recorded at Plat Book 80, Page 147, Gwinnett County, Georgia real estate records, which plat is incorporated herein by reference and made a part of this description, being improved property." The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Mortgage Corporation, 2929 Walden Avenue, Depew, NY 14043, (716) 651-6743. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Natalia Carroll or a tenant or tenants and said property is more commonly known as 1940 Grayson Oaks Court, Lawrenceville, Georgia 30045 . The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Mortgage Corporation (USA) as Attorney in Fact for Natalia Carroll McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sj2 9/2/08 Our file no. 51260508-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589634,8/7,14,21,28 Notice of Sale Under Power Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Levida Carson to Mortgage Electronic Registration Systems, Inc. ("MERS"), as nominee for NovaStar Mortgage, Inc., dated April 24, 2006, and recorded in Deed Book 46478, Page 161, Gwinnett County, Georgia records, as last transferred to The Bank of New York, as Successor Trustee under NovaStar Mortgage Funding Trust, Series 2006-2 by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $78,275.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, to wit: September 2, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 295 of the Seventh District of Gwinnett County, Georgia, and being within the City of Buford, more particularly described as follows: Commencing at a stake on the corner of New Street where the property herein described adjoins the property now or formerly owned by Pace; thence proceeding westerly along New Street 100 feet to a corner; thence southerly a distance of 76 feet to a corner; thence easterly along the properties now or formerly owned by Gravitt and King, 100 feet to a corner; thence northerly along the property of Pace 107 feet to an corner; and point of beginning on New Street. Being the same property conveyed to Levida Brown by deed from R. Michael Ivey recorded October 19, 1980 in Deed Book 2053, Page 272, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 455 New Street, Buford, GA 30518 is (are): Levida Carson or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. The Bank of New York, as Successor Trustee under NovaStar Mortgage Funding Trust, Series 2006-2 as attorney in fact for Levida Carson Richard B. Maner 5775 Glenridge Drive Building D, Suite 100 Atlanta, GA 30328 (404) 252-6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589766,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Norman A. Carter III to Homeowners Mortgage of America, INC. dated November 23, 2004 in the amount of $169,587.00, and recorded in Deed Book 40933, Page 46, Gwinnett County, Georgia Records; as last transferred to National City Real Estate Services, LLC s/b/m National City Mortgage Inc., f/k/a National City Mortgage Co. by assignment; the undersigned, National City Real Estate Services, LLC s/b/m National City Mortgage Inc., f/k/a National City Mortgage Co. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 153 of the 7th District, Gwinnett County, Georgia, being Lot 28, Block A, Phase 1 of Peachtree Manor Subdivision, as per Plat thereof recorded in Plat Book 62, Page 116, Gwinnett County, Georgia Records, which recorded Plat is incorporated herein by reference and made a part of this description. which has the property address of 2777 Manor Glen Lane, Suwanee, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Norman A. Carter III and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. National City Real Estate Services, LLC s/b/m National City Mortgage Inc., f/k/a National City Mortgage Co. Attorney in Fact for Norman A. Carter III Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-07082 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595589,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Martin Casillas-Gonzalez to Mortgage Electronic Registration Systems, Inc . dated January 20, 2006 in the amount of $175,000.00, and recorded in Deed Book 46083, Page 0500, Gwinnett County, Georgia Records; as last transferred to IndyMac Federal Bank, F.S.B . by assignment; the undersigned, IndyMac Federal Bank, F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 179, of the 6th District, Gwinnett County, Georgia, being Lot 14, Block A, Unit One, Thorngate Subdivision, as per Plat recorded in Plat Book 62, Page 233, Gwinnett County records, said Plat being incorporated herein by reference thereto. which has the property address of 1046 Martin Heights Drive, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Martin Casillas-Gonzalez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Federal Bank, F.S.B. Attorney in Fact for Martin Casillas-Gonzalez Anthony DeMarlo, Attorney/jnesbitt McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-16406 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595387,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by James R. Cassity and Sheila Denise Cassity to Mortgage Electronic Registration Systems, Inc. as nominee for Freedom Mortgage Corporation, dated June 21, 2007, recorded in Deed Book 48043, Page 193, Gwinnett County, Georgia Records, as last transferred to Freedom Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY THOUSAND AND 0/100 DOLLARS ($80,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land 53 of the 6th District of Gwinnett County, Georgia, being Lot 7, Block C, Unit Three, McCart Estates Subdivision, as per plat recorded in Plat Book 15, Page 267, Gwinnett County, Georgia records, which plat by reference is incorporated herein and made a part hereof. Being the same premises with William Lee Anderson and Rosalie M. Anderson by indenture bearing the date of August 15, 1994 and recorded in the Office of the Recorder of Deeds for Gwinnett County, Georgia on August 23, 1994 in Book 10614 Page 116 conveyed unto James R. Cassity and Sheila Denise Cassity, their heirs and assigns in fee. Parcel ID R6053098 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Loancare Servicing Center, 410 North Center Drive, Building #9, Norfolk, VA 23502, 800-909-9525. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is James R. Cassity or a tenant or tenants and said property is more commonly known as 3814 Whaley Court, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Freedom Mortgage Corporation as Attorney in Fact for James R. Cassity and Sheila Denise Cassity McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmc 9/2/08 Our file no. 51628108-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589706,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Albeiro Castaneda to Argent Mortgage Company, LLC dated July 29, 2005 in the amount of $292,500.00, and recorded in Deed Book 43980, Page 0180, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank National Trust Compan, as Trustee, in trust for the registered holders of Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W2 by assignment; the undersigned, Deutsche Bank National Trust Compan, as Trustee, in trust for the registered holders of Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 28 of the 6th District, Gwinnett County, Georgia, being Lots 17 and 18, Block A, The Vineyards, Unit Two, as per plat recorded in Plat Book 25, Page 219, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference, being improved property know as 4232 Vineyard Trail, Snellville, GA 30039. which has the property address of 4232 Vineyard Trail, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Albeiro Castaneda and Octavia H. Southwell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Compan, as Trustee, in trust for the registered holders of Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W2 Attorney in Fact for Albeiro Castaneda Anthony DeMarlo, Attorney/awilby McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-19299 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595002,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY. Will be sold Tuesday, September 2, 2008, before the courthouse door in Gwinnett County, Georgia, during the legal hours of sale, to the highest bidder for cash, the following described property, to-wit: All that tract or parcel of land lying and being in Land Lot 147 of the 7th District, Gwinnett County, Georgia. Being Lot 35, Block A, Sentinel Ridge Subdivision, Unit 1, Phase 2, as per plat recorded in Plat Book 72, Page 300, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 2919 Sentinel Circle according to the present system of numbering houses in Gwinnett County, Georgia. Sale will be made under the power of sale contained in a deed to secure debt dated December 29, 2005, from Jesus Castillo to Banco Popular North America to secure a promissory note of even date therewith in the original principal amount of $147,250.00, and all renewals, extensions or modifications thereof. Said deed appears of record in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia, in Deed Book 46114, Page 513. Default having occurred in the payment of the indebtedness thereby secured and in compliance with other terms and provisions thereof, the power of sale in said deed to secure debt has become operative. A copy of this notice of sale has been given to the debtor as required by O.C.G.A. 44-14-162.1. The proceeds of said sale will be applied as provided in said deed to secure debt. Sale will be made subject to unpaid ad valorem taxes and assessments, if any. To the best of the undersigned's knowledge and belief the party in possession of the property is Jesus Castillo. The entity with full authority to negotiate, amend, and modify the terms of the Deed to Secure Debt is: Banco Popular North America, Attn: Silvia Kennedy, 950 Echo Lane, Suite 357, Houston, Texas 77024, Telephone No. (713) 984-9997. This 15th day of July, 2008. BANCO POPULAR NORTH AMERICA AS ATTORNEY-IN-FACT FOR JESUS CASTILLO CATER C. THOMPSON JONES, CORK & MILLER, LLP P. O. Box 6437 Macon, Georgia 31208-6437 (478) 745-2821 950-07589297,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Donald K. Cavin to Mortgage Electronic Registration Systems, Inc. as nominee for Amtrust Mortgage Corporation, dated January 6, 2005, recorded in Deed Book 41384, Page 1, Gwinnett County, Georgia Records, as last transferred to Aurora Loan Services, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWENTY-FIVE THOUSAND AND 0/100 DOLLARS ($25,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 206 of the 6th Land District of Gwinnett County, Georgia, being known and designated as Lot 18, Block B of Breckinridge Station as shown on that certain Final Plat of Breckinridge Station, as dated December 10, 2003, prepared by Precision Planning, Inc., said plat of survey filed for record on March 5, 2004 and recorded at Plat Book 102, pages 81-82 and revised at Plat Book 105, pages 90-91 recorded on August 26, 2004, Gwinnett County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Aurora Loan Services LLC can be contacted at 800-550-0509 or by writing to 601 Fifth Avenue, Scottsbluff, NE 69361, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Donald K. Cavin or a tenant or tenants and said property is more commonly known as 2695 Briaroak Dr., Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Aurora Loan Services, LLC as Attorney in Fact for Donald K. Cavin Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/tmc 9/2/08 Our file no. 1740807-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589672,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Donald K. Cavin to Washington Mutual Bank, FA dated October 16, 2003 in the amount of $118,500.00, and recorded in Deed Book 35751, Page 1, Gwinnett County, Georgia Records; as last transferred to Washington Mutual Bank , f/k/a Washington Mutual Bank, FA by assignment; the undersigned, Washington Mutual Bank, f/k/a Washington Mutual Bank, FA pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 92 of the 5th District, Gwinnett County, Georgia and being Lot 62, Block B of Summit Chase Subdivision, Unit One, Section One, as shown and designated on a plat thereof recorded at Plat Book 1, Page 227, in the Clerk's Office for the Superior Court of Gwinnett County, Georgia to which plat reference is hereby made for a more complete and accurate description as to the metes, bounds and location of said property. which has the property address of 1475 Chase Terrace, Snellville, Georgia ., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Donald K. Cavin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Washington Mutual Bank, f/k/a Washington Mutual Bank, FA Attorney in Fact for Donald K. Cavin Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-04128 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589312,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lee Mui Chai to ABN AMRO Mortgage Group, Inc dated October 31, 2003 in the amount of $169,400.00, and recorded in Deed Book 36058, Page 39, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. sbm ABN AMRO Mortgage, Group, Inc. by assignment; the undersigned, CitiMortgage, Inc. sbm ABN AMRO Mortgage, Group, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 157 of the 6th District, Block A, Unit 23-A, Gwinnett County, Georgia, being Lot 23, Shadycrest Subdivision, Plat Book 98, Page 160, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. which has the property address of 835 Minor Creek Way, Lilburn, Georgia ., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Lee Mui Chai and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. sbm ABN AMRO Mortgage, Group, Inc. Attorney in Fact for Lee Mui Chai Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-15026 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595372,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Johnathan Desmoines Chaney and Tanja Marie Chaney to Mortgage Electronic Registration Systems, Inc. dated March 17, 2006 in the amount of $199,295.00, and recorded in Deed Book 46314, Page 750, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 339, of the 4th District, Gwinnett County, Georgia, and being Lot 188, Block A, Ellington Springs, Phase Two, as per plat recorded in Plat Book 105, Pages 154 and 155, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property. which has the property address of 4138 Ash Tree Street, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Johnathan Desmoines Chaney and Tanja Marie Chaney and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Johnathan Desmoines Chaney and Tanja Marie Chaney Anthony DeMarlo, Attorney/jnesbitt McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-01834 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595592,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Chi Chang to Mortgage Electronic Registration Systems, Inc., dated January 12, 2006, recorded in Deed Book 46036, Page 262, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED ONE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($301,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 251 of the 7th District, Gwinnett County, Georgia, being Lot 21, Block D , Village Grove Subdivision, Unit Three, Phase I, as per Plat recorded in Plat Book 107, Page 239, Gwinnett County records, said Plat being incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Chi Chang or a tenant or tenants and said property is more commonly known as 4689 Arbor Crest Place, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Chi Chang McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmw 9/2/08 Our file no. 51575408-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589141,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jerry W. Chapman Jr and Leanne W. Chapman to Mortgage Electronic Registration Systems, Inc. dated November 21, 2001 in the amount of $159,239.00, and recorded in Deed Book 25409, Page 0029, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of Land lying and being in Land Lot 24 of the 7th District, of Gwinnett County, Georgia, and being Lot 22, Block A of Amhearst, Unit two, as per Plat recorded in Plat Book 82, Page 152 of Gwinnett County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. which has the property address of 1115 Amhearst Oaks Dr, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jerry W. Chapman Jr and Leanne W. Chapman and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jerry W. Chapman Jr and Leanne W. Chapman Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-16360 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595539,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Claudia M. Charles to Mortgage Electronic Registration Systems, Inc., dated January 3, 2008, recorded in Deed Book 48595, Page 864, Gwinnett County, Georgia Records, as last transferred to First Horizon Home Loans, a Division of First Tennessee Bank, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED ELEVEN THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($411,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 28 of the 6th District, Gwinnett County, Georgia, being Lot 17 of Block A, in Annistown Meadows Subdivision, as per plat thereof recorded in Plat Book 114, Pages 169-172, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: First Horizon Home Loans, a Division of First TN Bank, NA, 4000 Horizon Way Mail Stop 6205, Irving, TX 75063, 800-364-7662. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Claudia M. Charles or a tenant or tenants and said property is more commonly known as 4203 Moon Beam Way, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. First Horizon Home Loans, a Division of First Tennessee Bank, National Association as Attorney in Fact for Claudia M. Charles McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/chl 9/2/08 Our file no. 51355308-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595547,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Claudia M Charles to Washington Mutual Bank, FA dated January 3, 2008 in the amount of $417,000.00, and recorded in Deed Book 48595, Page 881, Gwinnett County, Georgia Records; as last transferred to Washington Mutual Bank f/k/a Washington Mutual Bank, FA by assignment; the undersigned, Washington Mutual Bank f/k/a Washington Mutual Bank, FA pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land lot 28 of the 6th District, Gwinnett County, Georgia, being Lot 23 of Block A, in Annistown Meadows Subdivision, as per plat thereof recorded in Plat Book 114, Pages 169-172, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. which has the property address of 4143 Moon Beam Way, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jocelyn Sennyuen and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Washington Mutual Bank f/k/a Washington Mutual Bank, FA Attorney in Fact for Claudia M Charles Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-16515 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589828,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Antone M. Charleston to Mortgage Electronic Registration Systems, Inc. dated May 28, 2003, and recorded in Deed Book 33406, Page 115, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company, by Assignment securing a Note in the original principal amount of $130,650.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 128 of the 7tth District, Gwinnett County, Georgia, being Lot 66, Block B, Unit Five of Arbour Trace Subdivision, as per plat thereof recorded in Plat Book 30, Page 36, Gwinnett County, Georgia Records, which plat is made a part hereof by reference. Said property is known as 2440 Arbour Trace Vista, Suwanee, GA 30024, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Antone M. Charleston, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Antone M. Charlestonand Rosalyn N. Smith, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. EverHome Mortgage Company as Attorney-in-Fact for Antone M. Charleston his successors in title being Antone M. Charleston and Rosalyn N. Smith File no. 08-002566 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/BB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595485,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Amit V Chaudhari to First Union National Bank, dated March 9, 2001, recorded in Deed Book 22691, Page 1, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-EIGHT THOUSAND AND 0/100 DOLLARS ($58,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that lot, tract or parcel of land situate, lying and being in Land Lot(s) numbered 67 of the 5th District, Gwinnett County, Georgia, being known and designated as all of Lot 56, Block C, Unit Six Summit Place Subdivision, as said lot is shown upon a map or plat of said subdivision recorded in the office of the Clerk of the Superior Court of Gwinnett County, Georgia at Plat Book 67, Page 140. Subject to security deed recorded in Deed Book 22490, Page 45 and prior judgment recorded in GED Bok 562, Page 17, aforesaid records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Bank, National Association, 3563 Philips Highway, Building D, Mail Code FLO613, Jacksonville, FL 32207, 800-922-4684. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Amit V Chaudhari or a tenant or tenants and said property is more commonly known as 3307 Summit Glenn Drive, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wachovia Bank, National Association fka First Union National Bank as Attorney in Fact for Amit V Chaudhari McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/hw1 9/2/08 Our file no. 51713108-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595356,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gretchen Childs and William Childs to IndyMac Bank, F.S.B dated August 14, 2002 in the amount of $234,400.00, and recorded in Deed Book 28455, Page 145, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank National Trust Company as Trustee by assignment; the undersigned, Deutsche Bank National Trust Company as Trustee pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 227 of the 5th District, Gwinnett County, Georgia, being Lot 2, containing 1.619 acres according to a survey prepared by Paul E. Borders, dated 2/24/00, entitled "Survey for Andrew Lunsford Property, LLC", recorded in Plat Book 84, Page 77, Gwinnett County, Georgia Records, said plat being incorporated hereing and made reference hereto. which has the property address of 1415 Ozora Road, Loganville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Gretchen Childs and William Childs and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company as Trustee Attorney in Fact for Gretchen Childs and William Childs Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-09931 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595033,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jun B. Cho to Mortgage Electronic Registration Systems, Inc. dated February 28, 2007, and recorded in Deed Book 47685, Page 897, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for NAAC 2007-3, by Assignment securing a Note in the original principal amount of $303,750.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 221 and 222 of the 7th District of Gwinnett County, Georgia and being Lot 13, Block "A", The Preserve at Hamilton Mill Subdivision, as per plat recorded at Plat Book 106, Pages 93 and 94, Gwinnett County, Georgia, which plat is incorporated herein by reference. Said property is known as 2727 Bearcreek Place, Buford, GA 30519, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Jun B. Cho, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jun B. Cho , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, National Association, as Trustee for NAAC 2007-3 as Attorney-in-Fact for Jun B. Cho File no. 08-004679 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/BB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07590042,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Hea Jung Cho to Washington Mutual Bank dated August 11, 2006 in the amount of $116,800.00, and recorded in Deed Book 46985, Page 829, Gwinnett County, Georgia Records; as last transferred to Deeutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-9 by assignment; the undersigned, Deeutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-9 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 200 of the 7th District, Gwinnett County, Georgia, being Lot 23, Block B, Unit Two, Leaf Land Estates, as per plat thereof recorded in Plat Book 21, Page 165, Gwinnett County records, said plat being incorporated herein by reference hereto. which has the property address of 2215 Post Oak Drive, Duluth, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Hea Jung Cho and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deeutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-9 Attorney in Fact for Hea Jung Cho Anthony DeMarlo, Attorney/lseymore McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-16038 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595047,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Soo Y. Choe to Mortgage Electronic Registration Systems, Inc. dated December 6, 2006 in the amount of $458,400.00, and recorded in Deed Book 47389, Page 0113, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank, F.S.B. by assignment; the undersigned, IndyMac Bank, F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lots 179 and 180 of the 7th District, Gwinnett County, Georgia being lot 70, Block E, Hedgerows Subdivision, Unit Two, as per plat recorded in Plat Bok 103, Page 201 and 202, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a apart of this description. Said property being known as 2708 Bridle Ridge Way according to the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 2708 Bridle Ridge Way, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Soo Y. Choe and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Bank, F.S.B. Attorney in Fact for Soo Y. Choe Anthony DeMarlo, Attorney/jnesbitt McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-16461 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595535,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Soon Iee Choi to World Savings Bank, FSB, dated October 11, 2005, recorded in Deed Book 44877, Page 88, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($90,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 37 of the 7th District, Gwinnett County, Georgia, Being Lot 39, Block B, Chestnut Grove Subdivision, Unit One as per Plat recorded in Plat Book 32, Page 251, Gwinnett County, Georgia records, which recorded Plat is incorporated herein by this reference and made a part of this description. Said property being known as 1016 Walnut Dr according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Mortgage, FSB, 4101 Wiseman Blvd, San Antonio, TX 78251, . Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Soon Iee Choi or a tenant or tenants and said property is more commonly known as 1016 Walnut Dr, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wachovia Mortgage, FSB. f.k.a. World Savings Bank, FSB as Attorney in Fact for Soon Iee Choi McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sj2 9/2/08 Our file no. 51587208-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595451,8/7,14,21,28 NOTICE OF SALE UNDER POWER IN SECURITY DEED By virtue of a Power of Sale contained in a Security Deed from Sung Dae Choi dated March 23, 2007 originally in favor of Mortgage Electronic Registration Systems, Inc. as nominee for The Cit Group/Consumer Finance, Inc., and recorded in the records of the Clerk of Superior Court, Gwinnett County, Deed Book 47729, Pages 871-875 as assigned to MorEquity, Inc . in an Assignment of Security Deed recorded in the records of the Clerk of Superior Court, Gwinnett County, all securing a debt of March 23, 2007 in the original principal amount of $164,000.00 and any and all other indebtedness thereafter owing to the grantee, however incurred, with interest as provided therein on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the 1st Tuesday in September, 2008 the property described as follows: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING LOT 46, BLOCK C, AVALON FOREST SUBDIVISION UNIT FOUR, AS PER PLAT RECORDED IN PLAT BOOK 62, PAGE 174, GWINNETT COUNTY, GEORGIA RECORDS. SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. SUBJECT TO ANY RIGHT OF WAY DEEDS OR OTHER EASEMENTS OF RECORD. The property is commonly known as 697 Loral Pines Ct, Lawrenceville, GA 30044 according to the present method of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of non-payment of monthly installments on said loan and other defaults as defined in the Security Deed. This sale will be made for the purposes of paying same, and all expenses of this sale, including attorneys' fees. The property will be sold as the property of Sung Dae Choi, and subject to all outstanding ad valorem taxes and/or assessments, if any, and subject to all easements and other items appearing in the record. MOREQUITY, INC. As Attorneys-In-Fact for Sung Dae Choi DOUGLAS L. BROOKS, P.C. Post Office Box 8477 Atlanta, Georgia 31106-0477 404-442-9101 950-06595503,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Amy J. Chong to Mortgage Electronic Registration Systems, Inc., dated January 24, 2007, recorded in Deed Book 47524, Page 216, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-FIVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($275,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 232 of the 7th District, Gwinnett County, Georgia, being Lot 32, Block A, Old Suwanee Station Subdivision, as per plat recorded in Plat Book 90, Page 96, Gwinnett County, Georgia records, said plat being revised and re-recorded in Plat Book 94, Page 46, aforesaid records, which plats are incorporated herein and made a part hereof by reference for a more detailed description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Amy J. Chong or a tenant or tenants and said property is more commonly known as 4055 Suwanee Bend Drive, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Amy J. Chong McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kjf 9/2/08 Our file no. 51582408-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06594745,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Chee Hun Chung to Mortgage Electronic Registration Systems, Inc., , dated November 8, 2005, recorded in Deed Book 45505, Page 200, Gwinnett County, Georgia Records, as last transferred to Bank of New York as Trustee for the benefit of Harborview Mortgage Loan Trust 2006-CB1 Mortgage Loan Pass-Through Certificates, series 2006-CB1 by assignment recorded in Deed Book 48875, Page 664, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THREE THOUSAND AND 0/100 DOLLARS ($203,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 113 of the 7th District, Gwinnett County, Georgia, and being identified and depicted as Unit 18, Building D, The Villages at Huntcrest Condominium, together with all right, title and interest in the unit and the appurtenances thereto under that certain declaration of condominium recorded December 15, 2003, in Deed Book 36359, Page 226, Gwinnett County records, (said declaration) together with all exhibits thereto and as may be amended from time to time, being hereinafter referred to as the "declaration"); the interest hereby conveyed includes, without limiting the generality of the foregoing, an equal undivided percentage interest in the common elements of The Villages at Huntcrest Condominium. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Chee Hun Chung or a tenant or tenants and said property is more commonly known as 2354 Strand Ave Unit 18, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of New York as Trustee for the benefit of Harborview Mortgage Loan Trust 2006-CB1 Mortgage Loan Pass-Through Certificates, series 2006-CB1 as Attorney in Fact for Chee Hun Chung McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ps1 9/2/08 Our file no. 5986008-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589783,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Caroline Church to Mortgage Electronic Registration Systems, Inc., dated April 22, 2004, recorded in Deed Book 38120, Page 1, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND AND 0/100 DOLLARS ($112,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 46 of the 7th District of Gwinnett County, Georgia, Being Lot 3, Block B of Orchard Mill Subdivision, Unit One of Fairview Planned Unit Development, Phase C, as per Plat recorded in Plat Book 34, Page 111, Gwinnett County records, Georgia, which Plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Caroline Church or a tenant or tenants and said property is more commonly known as 1231 Peach Blossom Court, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Caroline Church McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmw 9/2/08 Our file no. 51576808-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589145,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Carla Church to Mortgage Electronic Registration Systems, Inc. dated August 24, 2007 in the amount of $158,906.00, and recorded in Deed Book 48236, Page 66, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc . by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 48 of the 5th District, Gwinnett County, Georgia, being Lot 26, Block B, Unit Three, Oakland Park Subdivision, as per plat recorded in Plat Book 53, Page 193, Gwinnett County Records, said plat being incorporated herein by reference thereto. which has the property address of 2234 Valley Wood Drive, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Carla Church and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Carla Church Anthony DeMarlo, Attorney/jnesbitt McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-16637 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589991,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Adriana Cisneros to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for NetBank, dated August 19, 2005, recorded August 29, 2005, in Deed Book 44178, Page 170, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Forty-One Thousand and 00/100 dollars ($141,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 169 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING LOT 17, BLOCK A, WINTER PARK SUBDIVISION, AS PER PLAT RECORDED AT PLAT BOOK 67, PAGE 196; REVISED AT PLAT BOOK 70, PAGE 131, GWINNETT COUNTY, GEORGIA RECORDS WHICH PLAT BY REFERENCE IS INCORPORATED INTO AND MADE A PART OF THIS DESCRIPTION. Said property is commonly known as 6155 Glacier Run, Norcross, GA 30093. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Adriana Cisneros or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for ADRIANA CISNEROS Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024 TELEPHONE NUMBER: 800-669-6087 Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309 TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215400.2921 WWW.adorno.com/atldocs/sales.html 950-07589978,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ion Ciurar to Mortgage Electronic Registration Systems, Inc., dated December 30, 2005, recorded in Deed Book 46058, Page 31, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND AND 0/100 DOLLARS ($139,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land situate, lying and being in Land Lot 185 of the 7th District, G.M. Gwinnett County, Georgia, containing 1.280 acres, more or less as shown on plat of survey entitled "Survey for Nina and Charlie Adams" prepared by Matthew V. Ingram, GRLS, dated August 12, 1988, filed for record on March 26, 1991, and being of record in the Office of the Clerk of Superior Court for Gwinnett County, Georgia in Plat Book 53, Page 22, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ion Ciurar and Jon Ciuras or a tenant or tenants and said property is more commonly known as 3378 Cross Road, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc as Attorney in Fact for Ion Ciurar McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kjf 9/2/08 Our file no. 51505708-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06594697,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Rosario Clara to Wells Fargo Home Mortgage, Inc, dated August 19, 2003, recorded in Deed Book 34557, Page 160, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($137,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 232 of the 5th District, Gwinnett County, Georgia, Being Lot 8, Block F, Great River at Tribble Mill, Unit II, Phase I, per Plat Book 92, Page 267-271, Gwinnett County, Georgia Records, which is referred to and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Rosario Clara or a tenant or tenants and said property is more commonly known as 1158 Low Water Way, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc as Attorney in Fact for Rosario Clara McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmw 9/2/08 Our file no. 51569208-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589362,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Paul Clarke to Aames Funding Corporation DBA Aames Home Loan dated January 10, 2006, and recorded in Deed Book 46054, Page 116, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U S Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Loan Trust 2006-AM1, by Assignment securing a Note in the original principal amount of $139,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 75 of the 5th District of Gwinnett County, Georgia being Lot 19, Block A, Plantation Gate East Subdivision, Unit Three, as per plat recorded in Plat Book 42, Page 72, Gwinnett County, Georgia, records which plat is incorporated herein and made a part hereof by reference. Said property is known as 918 Gate Post Lane, Lawrenceville, GA 30044, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Paul Clarke, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Paul Clarke, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Loan Trust 2006-AM1 as Attorney-in-Fact for Paul Clarke File no. 08-002113 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/BB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595208,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Tamarra R. Clay to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for First Franklin a Division of Nat. City Bank of IN, dated June 28, 2006, recorded July 18, 2006, in Deed Book 46760, Page 0770, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seventy-Two Thousand and 00/100 Dollars ($172,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. Bank National Association, as Trustee for First Franklin Mortgage Loan Trust 2006-FF12, Mortgage Pass-Through Certificates, Series 2006-FF12, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 4 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 118, BLOCK B, GLEN OAKS RACQUET CLUB, UNIT 1, AS PER PLAT RECORDED IN PLAT BOOK 55, PAGE 34, GWINNETT COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. Said property is commonly known as 1919 Lendl Court, Lawrenceville, GA 30044. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Tamarra R. Clay or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR FIRST FRANKLIN MORTGAGE LOAN TRUST 2006-FF12, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-FF12 as Attorney in Fact for TAMARRA R. CLAY Lender Contact: HLS, Loss Mitigation Dept., 150 Allegheny Center, Pittsburgh, PA 15212 TELEPHONE NUMBER: 800-622-5035 Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309 TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215758.0690 WWW.ADORNO.COM/ATLDOCS/SALES.HTML 950-06595112,8/7,14,21,28 NOTICE OF POWER OF SALE CONTAINED IN DEED TO SECURE DEBT STATE OF GEORGIA COUNTY OF GWINNETT Loan No. 00084 Under and by virtue of the powers of sale contained in that certain Deed to Secure Debt and Security Agreement from CLEAR CREEK BUILDERS, INC., a Georgia corporation (hereinafter referred to as "Borrower") to BRANCH BANKING AND TRUST COMPANY , a North Carolina banking corporation (hereinafter referred to as "Lender"), dated January 16, 2007, and recorded in Deed Book 47496, Page 761, et. seq., Gwinnett County, Georgia Records (the "Security Deed"), the undersigned, as Attorney-in-Fact for Borrower, will sell at public outcry to the highest and best bidder for cash, between the legal hours of sale before the Courthouse door of Gwinnett County, Georgia, on the first Tuesday in September, 2008 (September 2, 2008) the following described property, to wit: ALL THAT TRACT or parcel of land lying and being in Land Lot 138 of the 7th District of Gwinnett County, Georgia, and being more particularly described as Lots 67, 68 and 70, Block A, Morgan Commons, as per plat recorded in Plat Book 117, Pages 290-291, Gwinnett County, Georgia records, which plat is incorporated herein by this reference. The Security Deed secures a Promissory Note dated January 16, 2007, in the original principal amount of NINE HUNDRED FIFTY-NINE THOUSAND FIVE HUNDRED AND NO/HUNDREDTHS DOLLARS ($959,500.00), executed by Borrower in favor of Lender, as amended (collectively, the "Promissory Note"), with interest thereon as provided in said Note until paid. On account of defaults in the terms of the Promissory Note, the Security Deed and other loan documents, including Borrower's failure to make payments as due and when due, Lender, the present holder of the Security Deed and the Promissory Note, has declared the entire unpaid principal balance of all obligations secured by the Security Deed, including interest to the date of the hereinafter referenced sale, to be due and payable immediately. The debt remaining in default and unpaid, this sale will be for the purpose of satisfying the principal and interest due, amounts, if any, expended by Lender to protect its interest in the Property, and all expenses of this sale, including, without limitation, attorneys' fees. The Property will be sold subject to outstanding ad valorem taxes and/or assessments, and superior easements, restrictions and rights-of-way and other superior matters of record, if any. The undersigned will execute a deed to the purchaser at the sale as provided in the aforesaid Security Deed. To the best knowledge and belief of Lender, the equitable title to the Property is vested in Borrower, and the party in possession of the Property is Borrower. BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation, as Attorney-in-Fact for CLEAR CREEK BUILDERS, INC., a Georgia corporation Carolyn Saffold Wilson, Esq. Womble, Carlyle, Sandridge & Rice, PLLC Attorneys at Law One Atlantic Center, Suite 3500 1201 West Peachtree Street Atlanta, Georgia 30309 (404) 888-7487 950-07589643,8/7,14,21,28 NOTICE OF POWER OF SALE CONTAINED IN DEED TO SECURE DEBT STATE OF GEORGIA COUNTY OF GWINNETT Loan No. 00082 Under and by virtue of the powers of sale contained in that certain Deed to Secure Debt and Security Agreement from CLEAR CREEK BUILDERS, INC ., a Georgia corporation (hereinafter referred to as "Borrower") to BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation (hereinafter referred to as "Lender"), dated January 16, 2007, and recorded in Deed Book 47502, Page 1, et. seq., Gwinnett County, Georgia Records (the "Security Deed"), the undersigned, as Attorney-in-Fact for Borrower, will sell at public outcry to the highest and best bidder for cash, between the legal hours of sale before the Courthouse door of Gwinnett County, Georgia, on the first Tuesday in September, 2008 (September 2, 2008) the following described property, to wit: ALL THAT TRACT or parcel of land lying and being in Duncan's GMD 1749, Gwinnett County, Georgia, and being more particularly described as Lot 114 of The Woodlands at Chateau Elan, Phase Two, as per plat recorded in Plat Book 98, Pages 231-232, Gwinnett County, Georgia records, which plat is incorporated herein by this reference. The Security Deed secures a Promissory Note dated January 16, 2007, in the original principal amount of TWO HUNDRED TWO THOUSAND AND NO/HUNDREDTHS DOLLARS ($202,000.00), executed by Borrower in favor of Lender, as amended (collectively, the "Promissory Note"), with interest thereon as provided in said Note until paid. On account of defaults in the terms of the Promissory Note, the Security Deed and other loan documents, including Borrower's failure to make payments as due and when due, Lender, the present holder of the Security Deed and the Promissory Note, has declared the entire unpaid principal balance of all obligations secured by the Security Deed, including interest to the date of the hereinafter referenced sale, to be due and payable immediately. The debt remaining in default and unpaid, this sale will be for the purpose of satisfying the principal and interest due, amounts, if any, expended by Lender to protect its interest in the Property, and all expenses of this sale, including, without limitation, attorneys' fees. The Property will be sold subject to outstanding ad valorem taxes and/or assessments, and superior easements, restrictions and rights-of-way and other superior matters of record, if any. The undersigned will execute a deed to the purchaser at the sale as provided in the aforesaid Security Deed. To the best knowledge and belief of Lender, the equitable title to the Property is vested in Borrower, and the party in possession of the Property is Borrower. BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation, as Attorney-in-Fact for CLEAR CREEK BUILDERS, INC., a Georgia corporation Carolyn Saffold Wilson, Esq. Womble, Carlyle, Sandridge & Rice, PLLC Attorneys at Law One Atlantic Center, Suite 3500 1201 West Peachtree Street Atlanta, Georgia 30309 (404) 888-7487 950-07589644,8/7,14,21,28 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Clear Creek Builders, Inc. (the "Grantor") to and in favor of Mountain National Bank (the "Lender"), predecessor-in-interest to Bank of North Georgia (the "Holder") dated October 3, 2003, filed for record October 15, 2003, and recorded in Deed Book 35380, Page 0194, Gwinnett County, Georgia records; re-recorded on April 8, 2004, in Deed Book 37736, Page 0227, aforesaid records (the "Security Deed"); securing that certain renewal Universal Note from Grantor to and in favor of Holder dated April 10, 2007, in the original principal sum of THREE HUNDRED THIRTY-EIGHT THOUSAND FIVE HUNDRED AND 00/100 DOLLARS ($338,500.00) (the "Note") and the repayment of all other indebtedness, liabilities and obligations of Grantor to Holder, however and whenever incurred or evidenced, whether absolute or contingent, primary or secondary, joint or several, express or implied, direct or indirect, or due or to become due, and all renewals, modifications, consolidations and extensions thereof; there will be sold at public outcry by Holder as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Gwinnett County, Georgia, on the first Tuesday in September, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit: All that tract or parcel of land lying and being located in Land Lot 143 of the 5th District, Gwinnett County, Georgia containing 7.377 acres according to a survey for Clear Creek Builders, prepared by Conroy & Associates, P.C., by Daniel F. Conroy (Georgia Registered Land Surveyor No. 2350), dated September 12, 2004, as last revised November 7, 2003, and being more particularly described according to said survey as follows: BEGINNING at a point marked by an iron pin found located at the intersection of the southwesterly right of way line of Ridgecrest Drive (50' R/W) with the northwesterly right of way line of Stark Street (50' R/W); run thence along the aforesaid right of way line of Ridgecrest Drive South 41 degrees 50 minutes 25 seconds East a distance of 50.87 feet to a point located at the intersection of the southeasterly right of way line of Stark Street with the southwesterly right of way line of Ridgecrest Drive; continuing along the aforesaid right of way line of Ridgecrest Drive, run thence South 41 degrees 50 minutes 25 seconds East a distance of 165.92 feet to a point; leaving the aforesaid right of way line, run thence South 53 degrees 31 minutes 56 seconds West a distance of 399.91 feet to a point; run thence North 36 degrees 13 minutes 39 seconds West a distance of 10.00 feet to a point; run thence South 50 degrees 54 minutes 24 seconds West a distance of 100.00 feet to a point marked by an iron pin found; run thence North 30 degrees 09 minutes 14 seconds West a distance of 121.06 feet to a point marked by an iron pin found; run thence South 59 degrees 48 minutes 20 seconds West a distance of 201.82 feet to a point marked by an iron pin found located on the Land Lot line common to Land Lots 114 and 143; run thence along the aforesaid Land Lot line, North 29 degrees 44 minutes 43 seconds West a distance of 535.00 feet to a point marked by an iron pin found; leaving the aforesaid Land Lot line, run thence North 59 degrees 20 minutes 35 seconds East a distance of 217.50 feet to a point located on the southwesterly right of way line of Stark Street; run thence North 57 degrees 29 minutes 57 seconds east a distance of 49.61 feet to a point located on the northeasterly right of way line of Stark Street; run thence North 58 degrees 09 minutes 33 seconds East a distance of 187.18 feet to a point marked by a _ inch open top pipe found; run thence South 29 degrees 06 minutes 03 seconds East a distance of 407.74 feet to a point marked by a one half iron pin found located on the northwesterly right of way line of Stark Street; run thence along the aforesaid right of way line North 58 degrees 40 minutes 28 seconds East a distance of 204.80 feet to a point marked by an iron pin found located at the intersection of the northwesterly right of way line of Stark Street with the southwesterly right of way line of Ridgecrest Drive, said point being the point of BEGINNING (the "Land"). Together with all buildings, structures and improvements now or hereafter erected on the Land, all tenements, easements, rights, appurtenances, reversions, remainders, insurance proceeds, rents, royalties, rights and profits to, from, and appertaining to, the Land; all minerals, oil, gas, water, water rights, and water stock, rights to trees, crops, timber and shrubs now or hereafter on the Land; all furnishings, furniture, appliances, vehicles (excluding Grantor's personal automobiles, if any), building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever now or hereafter owned by Grantor and located in, on or about, or used or intended to be used with or in connection with the use, operation or enjoyment of the Land; all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way now or hereafter belong, relate or appertain to the Land or any part thereof or are now or hereafter acquired by Grantor; all insurance policies, leases, tenant contracts, rental agreements, franchise agreements, management contracts, construction contracts (including, but not limited to, all documents and agreements relating to the construction of any improvements on the Land, such as architectural contracts, engineering contracts, designs, plans, specifications, drawings, surveys, tests, reports, bonds and governmental approvals and all guaranties and warranties with respect to any of the foregoing), and all other contracts, licenses and permits now or hereafter affecting the Land, or any part thereof; all equipment, machinery, and fixtures now or hereafter attached to the Land, including replacements and additions thereto, and all proceeds from a permitted sale thereof; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property. The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed. The Premises will be sold on an "as is, where is" basis without recourse against Holder and without representation or warranty of any kind or nature whatsoever by Holder with respect thereto. The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises. To the best of the undersigned's knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor. BANK OF NORTH GEORGIA, successor-in-interest to Mountain National Bank, as Attorney-in-Fact for CLEAR CREEK BUILDERS, INC. James M. Ottley, Esq. Morris, Manning & Martin, L.L.P. 1600 Atlanta Financial Center 3343 Peachtree Road, N.E. Atlanta, Georgia 30326 (404) 233-7000 950-07589881,8/7,14,21,28 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Clear Creek Builders, Inc. (the "Grantor") to and in favor of Mountain National Bank (the "Lender"), predecessor-in-interest to Bank of North Georgia (the "Holder") dated April 13, 2004, filed for record April 19, 2004, and recorded in Deed Book 37882, Page 0074, Gwinnett County, Georgia records (the "Security Deed"); securing that certain renewal Universal Note and Security Agreement from Grantor to and in favor of Holder dated May 10, 2006 in the original principal sum of FOUR HUNDRED SIXTEEN THOUSAND FOUR HUNDRED TWENTY-EIGHT AND 55/100 DOLLARS ($416,428.55) (the "Note") and the repayment of all other indebtedness, liabilities and obligations of Grantor to Holder, however and whenever incurred or evidenced, whether absolute or contingent, primary or secondary, joint or several, express or implied, direct or indirect, or due or to become due, and all renewals, modifications, consolidations and extensions thereof; there will be sold at public outcry by Holder as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Gwinnett County, Georgia, on the first Tuesday in September, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit: All that tract or parcel of land lying and being located in Land Lot 289, 7th District, Gwinnett County, Georgia containing 9.222 acres according to a survey for Clear Creek Builders, Inc., prepared by Conroy & Associates, P.C., by Daniel F. Conroy (Georgia Registered Land Surveyor No. 2350), dated March 18, 2004 and being more particularly described as follows: BEGINNING at a point located on the northwesterly right of way line of Level Creek Road (80' R/W), said point being located at 104.68 feet along the aforesaid right of way line in a southwesterly direction from its intersection with the right of way line of Markham Forest Lane, run thence along the aforesaid right of way line of Level Creek Road South 63 degrees 22 minutes 58 seconds West a distance of 150.39 feet to a point marked by an iron pin found; leaving the aforesaid right of way line, run thence North 30 degrees 19 minutes 53 seconds West a distance of 217.20 feet to a point; run thence North 34 degrees 10 minutes 4 seconds West a distance of 1326.73 feet to a point; run thence North 11 degrees 13 minutes 04 seconds East a distance of 358.00 feet to a point marked by a one half inch rebar found; run thence South 33 degrees 55 minutes 21 seconds East a distance of 1612.14 feet to a point; run thence South 61 degrees 51 minutes 15 seconds West a distance of 99.65 feet to a point; run thence South 30 degrees 19 minutes 53 seconds East a distance of 213.46 feet to a point marked by a one inch angle iron found, said point being the point of BEGINNING (the "Land"). Together with all buildings, structures and improvements now or hereafter erected on the Land, all tenements, easements, rights, appurtenances, reversions, remainders, insurance proceeds, rents, royalties, rights and profits to, from, and appertaining to, the Land; all minerals, oil, gas, water, water rights, and water stock, rights to trees, crops, timber and shrubs now or hereafter on the Land; all furnishings, furniture, appliances, vehicles (excluding Grantor's personal automobiles, if any), building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever now or hereafter owned by Grantor and located in, on or about, or used or intended to be used with or in connection with the use, operation or enjoyment of the Land; all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way now or hereafter belong, relate or appertain to the Land or any part thereof or are now or hereafter acquired by Grantor; all insurance policies, leases, tenant contracts, rental agreements, franchise agreements, management contracts, construction contracts (including, but not limited to, all documents and agreements relating to the construction of any improvements on the Land, such as architectural contracts, engineering contracts, designs, plans, specifications, drawings, surveys, tests, reports, bonds and governmental approvals and all guaranties and warranties with respect to any of the foregoing), and all other contracts, licenses and permits now or hereafter affecting the Land, or any part thereof; all equipment, machinery, and fixtures now or hereafter attached to the Land, including replacements and additions thereto, and all proceeds from a permitted sale thereof; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property. The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed. The Premises will be sold on an "as is, where is" basis without recourse against Holder and without representation or warranty of any kind or nature whatsoever by Holder with respect thereto. The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises. To the best of the undersigned's knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor. BANK OF NORTH GEORGIA, successor-in-interest to MOUNTAIN NATIONAL BANK, as Attorney-in-Fact for CLEAR CREEK BUILDERS, INC. James M. Ottley, Esq. Morris, Manning & Martin, L.L.P. 1600 Atlanta Financial Center 3343 Peachtree Road, N.E. Atlanta, Georgia 30326 (404) 233-7000 950-07589882,8/7,14,21,28 NOTICE OF POWER OF SALE CONTAINED IN DEED TO SECURE DEBT STATE OF GEORGIA COUNTY OF GWINNETT Loan No. 00077 Under and by virtue of the powers of sale contained in that certain Deed to Secure Debt and Security Agreement from CLEAR CREEK BUILDERS, INC. , a Georgia corporation (hereinafter referred to as "Borrower") to BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation (hereinafter referred to as "Lender"), dated February 11, 2005, and recorded in Deed Book 41835, Page 205, et. seq., Gwinnett County, Georgia Records (the "Security Deed"), the undersigned, as Attorney-in-Fact for Borrower, will sell at public outcry to the highest and best bidder for cash, between the legal hours of sale before the Courthouse door of Gwinnett County, Georgia, on the first Tuesday in September, 2008 (September 2, 2008) the following described property, to wit: ALL THAT TRACT or parcel of land lying and being in Duncan's GMD 1749, Gwinnett County, Georgia, and being more particularly described as Lot 115 of The Woodlands at Chateau Elan, Phase Two, as per plat recorded in Plat Book 98, Pages 231-232, Gwinnett County, Georgia records, which plat is incorporated herein by this reference. The Security Deed secures a Promissory Note dated February 11, 2005, in the original principal amount of ONE MILLION FOUR HUNDRED THIRTY-NINE THOUSAND TWO HUNDRED AND NO/HUNDREDTHS DOLLARS ($1,439,200.00), executed by Borrower in favor of Lender, as amended by Note Modifications dated February 16, 2006, August 1, 2006, January 31, 2007 and July 2, 2007 (collectively, the "Promissory Note"), with interest thereon as provided in said Note until paid. On account of defaults in the terms of the Promissory Note, the Security Deed and other loan documents, including Borrower's failure to make payments as due and when due, Lender, the present holder of the Security Deed and the Promissory Note, has declared the entire unpaid principal balance of all obligations secured by the Security Deed, including interest to the date of the hereinafter referenced sale, to be due and payable immediately. The debt remaining in default and unpaid, this sale will be for the purpose of satisfying the principal and interest due, amounts, if any, expended by Lender to protect its interest in the Property, and all expenses of this sale, including, without limitation, attorneys' fees. The Property will be sold subject to outstanding ad valorem taxes and/or assessments, and superior easements, restrictions and rights-of-way and other superior matters of record, if any. The undersigned will execute a deed to the purchaser at the sale as provided in the aforesaid Security Deed. To the best knowledge and belief of Lender, the equitable title to the Property is vested in Borrower, and the party in possession of the Property is Borrower. BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation, as Attorney-in-Fact for CLEAR CREEK BUILDERS, INC., a Georgia corporation Carolyn Saffold Wilson, Esq. Womble, Carlyle, Sandridge & Rice, PLLC Attorneys at Law One Atlantic Center, Suite 3500 1201 West Peachtree Street Atlanta, Georgia 30309 (404) 888-7487 950-07589645,8/7,14,21,28 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from Clear Creek Builders, Inc. (the "Grantor") to and in favor of Bank of North Georgia (the "Lender") dated February 16, 2006, filed for record February 27, 2006, and recorded in Deed Book 46196, Page 0862, Gwinnett County, Georgia records (the "Security Deed"); securing that certain renewal Master Promissory Note from Grantor to and in favor of Lender dated February 10, 2007, in the original principal sum of SEVEN HUNDRED NINETEEN THOUSAND FOUR HUNDRED AND 00/100 DOLLARS ($719,400.00) (the "Note") and the repayment of all other indebtedness, liabilities and obligations of Grantor to Lender, however and whenever incurred or evidenced, whether absolute or contingent, primary or secondary, joint or several; there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Gwinnett County, Georgia, on the first Tuesday in September, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit: All that tract or parcel of land lying and being in Land Lot 262 of the 6th District, Gwinnett County, Georgia, being Lot 1, Block A, Duncan's Cove, as per plat recorded in Plat Book 113, Page 77-78, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference (the "Land"). Together with all buildings, structures, and improvements now or hereafter erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the Land; all minerals, oil, gas, water, water rights and water stock, rights to trees, crops, timber and shrubs now or hereafter on the Land; all equipment, machinery, and fixtures now or hereafter attached to the Land, including replacements and additions thereto; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property. The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed. The Premises will be sold on an "as is, where is" basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto. The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises. To the best of the undersigned's knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor. BANK OF NORTH GEORGIA As Attorney-in-Fact for CLEAR CREEK BUILDERS, INC. James M. Ottley, Esq. Morris, Manning & Martin, L.L.P. 1600 Atlanta Financial Center 3343 Peachtree Road, N.E. Atlanta, Georgia 30326 (404) 233-7000 950-07589883,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Russell Clebert to Mortgage Electronic Registration Systems, Inc. dated August 10, 2006, and recorded in Deed Book 46988, Page 23, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for the registered holders of GSRPM Mortgage Loan Trust 2007-1 Mortgage Pass-Through Certificates, Series 2007-1, by Assignment securing a Note in the original principal amount of $198,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 182 of the 5th District, Gwinnett County, Georgia, being Lot 148, Block A, Unit Two of Ridgeview Subdivision, as per plat recorded in Plat Book 104, Page 167-168, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. Said property is known as 549 Simonton Oak Lane, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Russell Clebert, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Russell Clebert , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Deutsche Bank National Trust Company, as Trustee for the registered holders of GSRPM Mortgage Loan Trust 2007-1 Mortgage Pass-Through Certificates, Series 2007-1 as Attorney-in-Fact for Russell Clebert File no. 07-2949 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/BG www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595448,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ruben Clisanchez to Mortgage Electronic Registration Systems, Inc., dated January 3, 2007, recorded in Deed Book 47481, Page 478, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTEEN THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($217,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 186, 7th District of Gwinnett County, being known as Lot 4, Block A of Autumnbrooke Subdivision, as shown on a Plat of survey for Autumnbrooke Subdivision, recorded in Plat Book 113, Page 209, Gwinnett County, Georgia Deed Records, which said Plat of survey is incorporated herein for a more complete legal description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ruben Clisanchez or a tenant or tenants and said property is more commonly known as 3586 Harvest Ridge Lane, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney in Fact for Ruben Clisanchez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ps1 9/2/08 Our file no. 51550808-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595082,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Richard V. Cochrane to United Mortgage Investors, Inc., dated July 31, 2002, recorded August 13, 2002, in Deed Book 28368, Page 0090, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty-Six Thousand Seven Hundred and 00/100 dollars ($136,700.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to US Bank N.A. , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 131 OF THE 5TH LAND DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOT 49, BLOCK B UNIT 2 OF GRAYSON MANOR SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 92. PAGES 295-296, GWINNETT COUNTY, GEORGIA RECORDS. WHICH PLAT IS BY REFERENCE INCORPORATED HEREIN AND MADE A PART HEREOF. Said property is commonly known as 3537 Lake Valley Court, Loganville, GA 30052. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Richard V. Cochrane or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. US BANK N.A. as Attorney in Fact for RICHARD V. COCHRANE Lender Contact: U.S. BANK, Loss Mitigation Dept., 4801 Frederica Street, Owensboro, KY 42301 TELEPHONE NUMBER: 877-334-0453 Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309 TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 212508.1071 WWW.ADORNO.COM/ATLDOCS/SALES.HTML 950-07590047,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Lillian E. Coffee to Mortgage Electronic Registration Systems, Inc ., dated July 20, 2005, recorded in Deed Book 43889, Page 143, Gwinnett County, Georgia Records, as last transferred to PHH Mortgage Services, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-FOUR THOUSAND ONE HUNDRED NINETY AND 0/100 DOLLARS ($194,190.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 306 of the 5th District, Gwinnett County, Georgia, being Lot 21, Block A, Alcovy Ridge, as per plat recorded in Plat Book 108, Pages 90-96, Gwinnett County records, said Plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH Mortgage Corporation, Mailstop SV01, 4001 Leadenhall Rd, Mount Laurel, NJ 08054, 800-750-2518. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lillian E. Coffee or a tenant or tenants and said property is more commonly known as 144 River Pass Court, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. PHH Mortgage Services, Inc as Attorney in Fact for Lillian E. Coffee McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sj2 9/2/08 Our file no. 5486408-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589778,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by John Cohen to Mortgage Electronic Registration Systems, Inc. , dated June 11, 2007, recorded in Deed Book 48075, Page 861, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc . by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND FIVE HUNDRED SIXTY-ONE AND 0/100 DOLLARS ($166,561.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 237 of The 5th District, Gwinnett County, Georgia, being known as Lot 4, Block F, Unit Two of Alcovy Falls Subdivision, as shown on Plat of survey, recorded in Plat Book 119, Pages 3-4, Gwinnett County, Georgia Deed Records, which said Plat of survey is incorporated herein for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is John Cohen or a tenant or tenants and said property is more commonly known as 380 Little Creek Road, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans, Inc. as Attorney in Fact for John Cohen McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ps1 9/2/08 Our file no. 51725708-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589698,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Cathy S Cole and Chris S Cole to Mortgage Electronic Registration Systems Inc dated August 26, 2005 in the amount of $223,250.00, and recorded in Deed Book 44280, Page 210, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc . by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of Land lying and being in Land Lot 203, 5th District, Gwinnett County, Georgia, being known as Lot 87, Block A, The Falls at Northcliff Subdivision, Phase three, as per plat recorded at Plat Book 80, Page 187, Gwinnett County, Georgia records. Said plat being incorporated herein by reference thereto. which has the property address of 1845 Silverstone Drive, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Cathy S Cole and Chris S Cole and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Cathy S Cole and Chris S Cole Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-16039 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595376,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from David P. Cole to Aames Funding Corporation dba Aames Home Loan in the original principal amount of $268,720.00 dated 07/26/2005, and recorded in Deed Book 43736, page 121, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2008 by Mortgage Electronic Registration Systems, Inc. as nominee for Accredited Home Lenders, Inc., successor by merger with Aames Home Loan, as Attorney-in-Fact for David P. Cole the following described property: All that tract or parcel of land lying and being in Land Lot 221 of the 7th District, Gwinnett County, Georgia, being Lot 36, Block A, Bogan's Bridge Crossing Subdivision, Unit 2, Phase 2, as per plat recorded in Plat Book 104, pages 237-238, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. Property known as: 3864 Lost Oak Drive, Buford, GA 30519 The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law). The property will be sold as the property of The Aforesaid Grantors subject to the following: (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Accredited Home Lenders, Inc. 16550 W. Bernardo Drive, Bldg. 1 San Diego, CA 92217 PHONE: 800-675-7334 Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned's knowledge and belief, the party in possession is David P. Cole. Mortgage Electronic Registration Systems, Inc. as nominee for Accredited Home Lenders, Inc., successor by merger with Aames Home Loan, as Attorney-in-fact for David P. Cole. This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose. Pendergast & Jones, P.C. South Terraces, Suite 1000 115 Perimeter Center Place Atlanta, GA 30346 770-392-0303 950-07589947,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michael R. Coleman and Arteria Foster-Coleman to Mortgage Electronic Registration Systems, Inc., dated June 8, 2006, recorded in Deed Book 46618, Page 238, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for First Franklin Mortgage Loan Trust 2006-FF12, Mortgage Pass-Through Certificates, Series 2006-FF12 by assignment recorded in Deed Book 48834, Page 0606, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($149,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 126 of the 6th District, Gwinnett County, Georgia, being Lot 13, Block A, Woods of Sweetwater Subdivision, Unit One, as per plat recorded in Plat Book 53, Page 213, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is or a tenant or tenants and said property is more commonly known as 3595 Manchester Drive, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as Trustee for First Franklin Mortgage Loan Trust 2006-FF12, Mortgage Pass-Through Certificates, Series 2006-FF12 as Attorney in Fact for Michael R. Coleman and Arteria Foster-Coleman McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/bjs 9/2/08 Our file no. 5349508-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595441,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Edward R Collins and Cheryl D. Collins to Metro Brokers Financial, Inc. , dated March 27, 1998, recorded in Deed Book 15781, Page 37, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 18492, Page 157, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND ONE HUNDRED TWENTY-FIVE AND 0/100 DOLLARS ($159,125.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 87 of the 6th District of Gwinnett County, Georgia, being Lot 11, Block C , Brookwood Corners, per Plat recorded in Plat Book 67, Page 83, as revised at Plat Book 76, Page 219, Gwinnett County, Georgia records, which Plat and revision are incorporated herein and made a part hereof by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Edward R Collins and Cheryl D. Collins or a tenant or tenants and said property is more commonly known as 3170 Royal Creek Way, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Edward R Collins and Cheryl D. Collins McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mt1 9/2/08 Our file no. 51413808-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07590003,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Eleuterio Colunga Mancilla to Rci Mortgage Inc., dated May 28, 2004, recorded in Deed Book 38561, Page 225, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($156,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 1 of the 7th District, Gwinnett County, Georgia, being Lot 51, Block E, Unit One, Dunlin Fields Subdivision, as per Plat recorded in Plat Book 67, Page 85, Gwinnett County, Georgia Records, said Plat being incorporated herein and made reference to. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Eleuterio Colunga Mancilla or a tenant or tenants and said property is more commonly known as 2919 Dunlin Meadows Dr, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Eleuterio Colunga Mancilla McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmw 9/2/08 Our file no. 51682808-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595116,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Dalis M. Concepcion to Bank of America, N.A., dated July 26, 2007, recorded in Deed Book 48175, Page 327, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTEEN THOUSAND AND 0/100 DOLLARS ($217,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lots 245 of the 5th Land District of Gwinnett County, Georgia, being known and designated as Lot 87, Block A of Freeman Crossing Subdivision, Unit One as more particularly shown on that certain plat of survey prepared by Precision Planning, Inc., dated March 24, 2005, filed and recorded on August 17, 2005 at Deed Book 113, Pages 13-14, Gwinnett County, Georgia records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 866-246-8222. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dalis M. Concepcion and Ervin A. Cevallos or a tenant or tenants and said property is more commonly known as 1177 Balvaird Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Dalis M. Concepcion McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmc 9/2/08 Our file no. 51725208-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595519,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kakra Condua to Mortgage Electronic Registration Systems, Inc. dated August 30, 2002 in the amount of $132,900.00, and recorded in Deed Book 28734, Page 219; re-recorded in Deed Book 29897 Page 129, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc . by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 90 and 91 of the 5th District of Gwinnett County, Georgia, being Lot 4, Block A, Haynes Creek Trace Subdivision, as per plat thereof recorded in Plat Book 93, Pages 231 and 232, Gwinnett County Records, which plat is incorporated herein by reference. which has the property address of 2398 Haynes Trace Drive, Grayson, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Kakra Condua and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Kakra Condua Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-15518 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595373,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by John Cook and Sherry G. Cook to Mortgage Electronic Registration Systems, Inc. , dated September 25, 2003 in the amount of $150,100.00, and recorded in Deed Book 35209, Page 0094, Gwinnett County, Georgia Records; as last transferred to JPMorgan Chase Bank, N.A., as Trustee for the holders of Structured Asset Mortgage Investments, Inc., Mortgage Pass-Through Certificates, Series 2003-AR2 by assignment; the undersigned, JPMorgan Chase Bank, N.A., as Trustee for the holders of Structured Asset Mortgage Investments, Inc., Mortgage Pass-Through Certificates, Series 2003-AR2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 93 of the 6th District, Gwinnett County, Georgia, and being Lot 4, Block E of Unit Three, Camp Creek Estates, as per plat recorded in Plat Book 26, Page 138, Gwinnett County Records, which plat is incorporated herein and made a part hereof by reference. Subject to all easements and restrictions of record, if any. Parcel Identification Number: R6093-235 which has the property address of 1135 Harview Drive, Lilburn, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of John Cook and Sherry G. Cook and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. JPMorgan Chase Bank, N.A., as Trustee for the holders of Structured Asset Mortgage Investments, Inc., Mortgage Pass-Through Certificates, Series 2003-AR2 Attorney in Fact for John Cook and Sherry G. Cook Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-14912 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595390,8/7,14,21,28 Notice of Sale Under Power Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Thomas E. Cooper to Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan, dated June 30, 2005, and recorded in Deed Book 43497, Page 0242, Gwinnett County, Georgia records, as last transferred to U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2005-7 Home Equity Pass-Through Certificates, Series 2005-7 by assignment recorded in Deed Book 48958, Page 795, Gwinett County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $217,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, to wit: September 2, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 205 of the 7th District of Gwinnett County, Georgia, being Lot 119, of The Plantation At Chattahoochee Reserve (f/k/a Chattahoochee Reserve I-I), as per plat recorded in Plat Book 76, Page 206, Gwinnett County, Georgia records, said plat being incorporated herein and made a part hereof by reference. Parcel ID Number: 7205098 The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 2130 Chatahoochee Drive, Duluth, GA 30097 is (are): Thomas E. Cooper or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2005-7 Home Equity Pass-Through Certificates, Series 2005-7 as attorney in fact for Thomas E. Cooper Richard B. Maner, P.C. 5775 Glenridge Drive Building D, Suite 100 Atlanta, GA 30328 (404)252-6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. FC08-469 950-06595219,8/7,14,21,28 Notice of Sale Under Power Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Thomas E. Cooper to Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan, dated June 30, 2005, and recorded in Deed Book 43497, Page 0242, Gwinnett County, Georgia records, as last transferred to U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2005-7 Home Equity Pass-Through Certificates, Series 2005-7 by assignment recorded in Deed Book 48958, Page 795, Gwinett County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $217,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, to wit: September 2, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 205 of the 7th District of Gwinnett County, Georgia, being Lot 119, of The Plantation At Chattahoochee Reserve (f/k/a Chattahoochee Reserve I-I), as per plat recorded in Plat Book 76, Page 206, Gwinnett County, Georgia records, said plat being incorporated herein and made a part hereof by reference. Parcel ID Number: 7205098 The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 2130 Chatahoochee Drive, Duluth, GA 30097 is (are): Thomas E. Cooper or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2005-7 Home Equity Pass-Through Certificates, Series 2005-7 as attorney in fact for Thomas E. Cooper Richard B. Maner 5775 Glenridge Drive Building D, Suite 100 Atlanta, GA 30328 (404) 252-6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. FC08-469 950-06595537,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by James Martin Coppla to Mortgage Electronic Registration Systems, Inc. dated January 9, 2007 in the amount of $127,800.00, and recorded in Deed Book 47476, Page 441, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank F.S.B . by assignment; the undersigned, IndyMac Bank F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in GMD 1397, Gwinnett County, Georgia, and being shown as Lot 2, South Puckett Estates Subdivision on a plat of survey recorded in Plat Book 116, Pages 20-21, Gwinnett County, Georgia Plat Records. Said plat is incorporated herein and made a part hereof by reference. which has the property address of 3545 S. Puckett Road, Buford, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of James Martin Coppla and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Bank F.S.B. Attorney in Fact for James Martin Coppla Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-14490 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589564,8/7,14,21,28 Notice of Sale Under Power. State of Georgia, County of GWINNETT. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ARMANDO CORONA to CHASE HOME FINANCE, LLC, dated 03/30/2006, and Recorded on 04/06/2006 as Book No. 46350 and Page No. 0075, GWINNETT County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $138,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in September, 2008, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 188 OF THE 6TH DISTRICT,GWINNETT COUNTY, GEORGIA, BEING LOT 21, BLOCK B, CHIMNEY PASS SUBDIVISION, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 21, PAGE 73, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE REFERENCE HERETO. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43224, 800-446-8939. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 844 SANDUNE DRIVE, NORCROSS, GEORGIA 30093 is/are: ARMANDO CORONA or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CHASE HOME FINANCE, LLC as Attorney in Fact for ARMANDO CORONA. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20080073401373 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398. 950-06594916,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Francisco D. Cortez and Edith Palma-Decortez to Mortgage Electronic Registration Systems, Inc . dated July 28, 2006, and recorded in Deed Book 46841, Page 266, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company, by Assignment securing a Note in the original principal amount of $157,603.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 194 of the 6th District, Gwinnett County, Georgia, being Lot 16, Block E, Unit 3, Glenbrook Forest Subdivision, as per plat recorded in Plat Book V, Page 105, Gwinnett County, Georgia Records, reference to said plat is made for a more complete description of the property. Said property is known as 6422 Birch Glen Drive, Norcross, GA 30093, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Francisco D. Cortez and Edith Palma-Decortez, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Francisco D. Cortez and Edith Palma-Decortez , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. EverHome Mortgage Company as Attorney-in-Fact for Francisco D. Cortez and Edith Palma-Decortez File no. 08-005010 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/BB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589849,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Robert L. Cowan and Carey Christina Cowan to American National Financial, Inc. dated November 18, 1992, and recorded in Deed Book 8142, Page 141, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EMC Mortgage Corporation, by Assignment securing a Note in the original principal amount of $80,898.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in the 1587th GM District of Gwinnett County, Georgia, and being Lot 46, Block A of The Saddlecreek Subdivision, Unit Two, as per plat recorded in Plat Book 42, Page 288 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Said property is known as 4383 Saddlecreek Court, Auburn, GA 30011, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Robert L. Cowan and Carey Christina Cowan, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Robert L. Cowan and Carey Christina Cowan , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. EMC Mortgage Corporation as Attorney-in-Fact for Robert L. Cowan and Carey Christina Cowan File no. 08-005042 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/AB www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589900,8/7,14,21,28 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Floretta A. Walker-Cowell and Anthony Cowell to Bank of America, N. A ., dated August 17, 2006, recorded August 31, 2006, in Deed Book 46958, Page 0734, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Thirty-Two Thousand Three Hundred Forty-Six and 00/100 ($232,346.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bank of America, N.A ., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 335 OF THE 4TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 53, BLOCK "A", PRESCOTT AT MINK LIVSEY F/K/A MINK LIVSEY MANOR, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 108, PAGE 251; REVISED AT PLAT BOOK 109, PAGE 36, GWINNETT COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE. Said property is commonly known as 4758 Chafin Point, Snellville, GA 30039. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Floretta A. Walker-Cowell and Anthony Cowell or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BANK OF AMERICA, N.A. as Attorney in Fact for FLORETTA A. WALKER-COWELL AND ANTHONY COWELL Lender Contact: BOA, Loss Mitigation Dept., 475 CrossPoint Parkway, P.O. Box 9000, Getzville, NY 14068-9000 TELEPHONE NUMBER: 800-846-2222 Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309 TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 218303.0025 WWW.ADORNO.COM/ATLDOCS/SALES.HTML 950-07589599,8/7,14,21,28 NOTICE OF SALE UNDER POWER IN DEED TO SECURE DEBT GEORGIA, GWINNETT COUNTY Because of the default in the payment of the indebtedness secured by a Security Deed executed by CREEKVIEW PROPERTIES LLC to THE COMMUNITY BANK, dated February 28, 2006, and recorded in Deed Book 46253, page 0418, of the records of the Clerk of the Superior Court of Gwinnett County, Georgia, THE COMMUNITY BANK, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in September 2008, during the legal hours of sale at the Courthouse door in Gwinnett County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit: All that tract or parcel of land lying and being in Land Lot 131 of the 5th District, Gwinnett County, Georgia, being Lots 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33 and 34 and being more particularly described and delineated according to a plat and survey entitled "Final Plat for Creekview Conservation Subdivision" prepared by Von Itter and McGee, Inc., Surveyors and Engineers, certified by Robert W. Von Itter, Georgia Registered Land Surveyor No. 2251, dated October 18, 2005 and recorded in Plat Book 112, pages 239-240, in the Office of the Clerk of Superior Court Gwinnett County, Georgia records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property. The above-described real estate is more commonly known as 3197 Krisam Creek Drive, Loganville, GA 30052; 3187 Krisam Creek Drive, Loganville, GA 30052; 3177 Krisam Creek Drive, Loganville, GA 30052; 3167 Krisam Creek Drive, Loganville, GA 30052; 534 Cherry Creek Drive, Loganville, GA 30052; 544 Cherry Creek Drive, Loganville, GA 30052; 573 Cherry Creek Drive, Loganville, GA 30052; 563 Cherry Creek Drive, Loganville, GA 30052; 553 Cherry Creek Drive, Loganville, GA 30052; 543 Cherry Creek Drive, Loganville, GA 30052; 533 Cherry Creek Drive, Loganville, GA 30052; 523 Cherry Creek Drive, Loganville, GA 30052; 513 Cherry Creek Drive, Loganville, GA 30052; 503 Cherry Creek Drive, Loganville, GA 30052; 493 Cherry Creek Drive, Loganville, GA 30052; 483 Cherry Creek Drive, Loganville, GA 30052; 473 Cherry Creek Drive, Loganville, GA 30052; 463 Cherry Creek Drive, Loganville, GA 30052; 453 Cherry Creek Drive, Loganville, GA 30052; 443 Cherry Creek Drive, Loganville, GA 30052; 433 Cherry Creek Drive, Loganville, GA 30052; 444 Cherry Creek Drive, Loganville, GA 30052; 454 Cherry Creek Drive, Loganville, GA 30052; 474 Cherry Creek Drive, Loganville, GA 30052; 3160 Sparrow Creek Drive, Loganville, GA 30052; 3170 Sparrow Creek Drive, Loganville, GA 30052; 3175 Sparrow Creek Drive, Loganville, GA 30052; 3165 Sparrow Creek Drive, Loganville, GA 30052; 494 Cherry Creek Drive, Loganville, GA 30052; 504 Cherry Creek Drive, Loganville, GA 30052; 3158 Krisam Creek Drive, Loganville, GA 30052; 3178 Krisam Creek Drive, Loganville, GA 30052; 3188 Krisam Creek Drive, Loganville, GA 30052; and 3198 Krisam Creek Drive, Loganville, GA 30052. The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney's fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of CREEKVIEW PROPERTIES, LLC and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney's fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia. The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale. THE COMMUNITY BANK As Attorney in Fact for CREEKVIEW PROPERTIES LLC Lender Contact: The Community Bank P.O. Box 188 Loganville, Georgia 30052 Attention: Diane C. Motes Telephone: 770-466-4822 RUSSELL, STELL, SMITH & MATTISON, P.C. ATTORNEYS FOR THE COMMUNITY BANK 485 Perry Street, Suite A Lawrenceville, Georgia 30045 770-962-4437 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06595711,8/7,14,21,28 NOTICE OF SALE UNDER POWER By virtue of the power of sale contained in a Deed to Secure Debt by Eudora F. Crichlow to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for Axiom Financial Services , dated February 21, 2007 and filed for record March 8, 2007 in Deed Book 47650, Page 2, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $287,600.00; last transferred to U.S. Bank National Association as Trustee for the Certificate Holders CitiGroup Mortgage Loan Trust Inc. Asset-Backed Pass-Through Certificates Series 2007-AHL3 by Assignment filed for record in the public deed records of Gwinnett County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in September, 2008, by U.S. Bank National Association as Trustee for the Certificate Holders CitiGroup Mortgage Loan Trust Inc. Asset-Backed Pass-Through Certificates Series 2007-AHL3 as Attorney-in-Fact for Eudora F. Crichlow the following property to-wit: All that tract or parcel of land lying and being in Land Lot 230 of the 7th District, Gwinnett County, Georgia, being Lot 12, Highland Creek, Unit Two, as per plat recorded in Plat Book 114, Page 130-133, Gwinnett County, Georgia records, said plat is incorporated herein by reference thereto. The above described property is also known as 1488 Centerville Drive, Buford, GA 30518. The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable. The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable. To the best of the undersigned's knowledge and belief, possession of the subject property is held by Eudora F. Crichlow . Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall be construed to require Countrywide Home Loans Servicing, LP to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. U.S. Bank National Association as Trustee for the Certificate Holders CitiGroup Mortgage Loan Trust Inc. Asset-Backed Pass-Through Certificates Series 2007-AHL3 as Attorney-in-Fact for Eudora F. Crichlow SHUPING, MORSE & ROSS, LLP By: S. Andrew Shuping, Jr. S. Andrew Shuping, Jr. 6259 Riverdale Road, Suite 100 Riverdale, Georgia 30274-1698 (770) 991-0000 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589842,8/7,14,21,28 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Josh Crocker to Mortgage Electronic Registration Systems, Inc . dated June 16, 2006, and recorded in Deed Book 46673, Page 681, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U S Bank National Association as Trustee, by Assignment securing a Note in the original principal amount of $96,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in the City of Dacula, in Land Lot 302, 5th District, Gwinnett County, Georgia, being 0.247 acres, more or less, as shown on plat of survey for Maggie P. Sensibar dated November 7, 1985, by Gresham & Marvelstein, Engineers & Surveyors, and being more particularly described as follows: Beginning at an iron pin on the northeasterly right-of-way of Dacula Road (also known as Rabbitt Hill Road, also known as Monroe Street or Road) 178.4 feet northwesterly, as measured along the northeasterly right-of-way of Dacula Road from the point of intersection of said northeasterly right-of-way of Dacula Road with the Northerly right-of-way of U.S. Highway 29; thence running North 26 degrees 53 minutes 00 seconds West 92.00 feet along said northeasterly right-of-way of Dacula Road to an iron pin; thence running North 63 degrees 20 minutes 42 seconds East 112.00 feet to an iron pin; thence running South 30 degrees 42 minutes 36 seconds East 95.18 feet to an iron pin; thence running South 04 degrees 46 minutes 00 seconds West 116.40 feet to an iron pin on said northeasterly right-of-way of Dacula Road and Point of beginning; being the same property conveyed to George L. and Maggie P. Sensibar by Warranty Deed dated October 9, 1982, recorded in Deed Book 2455, Page 633, Gwinnett County Records. Said property is known as 35 Dacula Road, Dacula, GA 30019 , together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Josh Crocker, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Josh Crocker , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association as Trustee as Attorney-in-Fact for Josh Crocker File no. 07-8054 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07589669,8/7,14,21,28 Notice of Sale Under Power State of Georgia, County of GWINNETT Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by TERRI CROCKETT to CHASE HOME FINANCE, LLC, dated 06/02/2004, and Recorded on 06/14/2004 as Book No. 38652 and Page No. 0104, GWINNETT County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC , by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $144,420.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in September, 2008, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 4, 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 93, BLOCK A, LAKESIDE RIDGE SUBDIVISION, UNIT TWO, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 99, PAGE 30, GWINNETT COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43224, 800-446-8939. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 4104 WATERS END LANE, SNELLVILLE, GEORGIA 30039 is/are: TERRI CROCKETT or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. CHASE HOME FINANCE, LLC as Attorney in Fact for TERRI CROCKETT. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20080073401325 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398. 950-07589343,8/7,14,21,28