NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Vance L. Harper and Wendy G. Harper to Mortgage Electronic Registration Systems, Inc., dated January 4, 2005, recorded in Deed Book 41740, Page 113, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($148,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 34 of the 6th District, Gwinnett County, Georgia, being Lot 13, Block D, Glynn Mill subdivision, Unit Two, as per plat recorded in Plat Book 42, page 64, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference thereto.

This sale shall be made subject to the right of redemption in favor of the Small Business Administration to redeem the property for a period of one year from the date of sale pursuant to 28 U.S.C. Section 2410(c The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Vance L. Harper and Wendy G. Harper or a tenant or tenants and said property is more commonly known as 2931 Glynn Creek Court, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Vance L. Harper and Wendy G. Harper McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/qns 2/5/08 Our file no. 51990307-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582779,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Keisha Harris to Mortgage Electronic Registration Systems, Inc., as nominee for Pine State Mortgage Corporation, dated November 30, 2006, recorded December 14, 2006, in Deed Book 47364, Page 403, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty Eight Thousand Four Hundred Fifty and 00/100 Dollars ($128,450.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 206 OF THE 6TH LAND DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS TOWNHOME LOT 28 OF BRECKINRIDGE STATION AS SHOWN ON THAT CERTAIN FINAL PLAT OF BRECKINRIDGE STATION TOWNHOMES, RECORDED AT PLAT BOOK 115, PAGES 244-245, GWINNETT COUNTY, GEORGIA RECORDS, REFERENCED TO SAID PLAT OF SURVEY AND THE RECORD THEREOF BEING HEREBY MADE FOR A MORE COMPLETE LEGAL DESCRIPTION. Said property is commonly known as 2124 Executive Drive, Duluth, Georgia 30096. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Keisha Harris or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for KEISHA HARRIS Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215400.1228 950-07582839,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, WALTON AND GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Rodney Carl Harris and Lisa Harris to Mortgage Electronic Registration Systems, Inc. dated August 21, 2006 in the amount of $171,200.00, and recorded in Deed Book 47490, Page 0390, Walton AND GWINNETT COUNTY, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008, during the legal hours of sale, at the Courthouse door in Walton AND GWINNETT COUNTY, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 255 of the 5th District, Walton County, Georgia, and Land Lot 255 of the 5th District, Gwinnett County, Georgia being Lot 24 of Watson Farms f/k/a Watson Fain Estates Subdivision, as per plat thereof recorded in Plat Book 98, Page 65, revised at plat Book 98, Page 166, Walton County, Georgia Records, and Plat Book 113, Page 193, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. which has the property address of 2361 Watson Fain Trail, Loganville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Rodney Carl Harris and Lisa Harris and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Rodney Carl Harris and Lisa Harris Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17817 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587908,1/10,17,24,31 Notice of Sale Under Power Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Sylvester J. Harris to Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Funding Corporation, dated November 2, 2004, and recorded in Deed Book 40588, Page 239, Gwinnett County, Georgia records, as last assigned to U.S. Bank National Association, successor-in-interest to Wachovia Bank, N.A., as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2004-6, Mortgage Backed Notes by assignment to be recorded in Gwinnett County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $149,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, to wit: February 5, 2008, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 119, 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 16, BLOCK DD, UNIT 19, CARDINAL LAKE ESTATES, AS PER PLAT RECORDED IN PLAT BOOK 8, PAGE 245, GWINNETT COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 2816 Whippoorwill Circle, Duluth, GA 30097 is (are): Sylvester J. Harris or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. Bank National Association, successor-in-interest to Wachovia Bank, N.A., as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2004-6, Mortgage Backed Notes as attorney in fact for Sylvester J. Harris Richard B. Maner, P.C. 5775 Glenridge Drive Building D, Suite 100 Atlanta, GA 30328 (404)252-6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. FC07-967 950-06588064,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Philmore J. Hart and Janet L. Brooks-Hart to Damla Corporation D/B/A Alpha Mortgage Bankers, dated December 31, 1998, recorded in Deed Book 17699, Page 85, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND FOUR HUNDRED TWENTY-FOUR AND 0/100 DOLLARS ($137,424.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 104 & 105 of the 5th District, of Gwinnett County Georgia, and being Lot 103, Block G of Waterton, Unit VII, as per plat recorded in Plat Book 60, Page 71 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Philmore J. Hart and Janet L. Brooks-Hart or a tenant or tenants and said property is more commonly known as 1880 Big Haynes Court, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Philmore J. Hart and Janet L. Brooks-Hart McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ib 2/5/08 Our file no. 51748307-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583153,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Alan Hartford, II to People's Choice Home Loan, Inc. , dated August 1, 2002, recorded in Deed Book 28313, Page 182, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A., successor by merger to Wells Fargo Bank Minnesota, N.A., as trustee, in trust for the Holders of Structured Asset Securities Corporation - Amortizing Residential Collateral Trust Mortgage Pass-Through Certificates, Series 2002-BC8 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THREE THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($103,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 39 of the 6th District of Gwinnett County, Georgia, being Lot 4, Block A, Annistown Ridge Subdivision, Unit No. 1, as per plat recorded in Plat Book 4, Page 270, Gwinnett County, Georgia Records, which plat is incorporated by reference and made a part of this description. The above described property ("Property") is commonly known as 4905 Annistown Road, Stone Mountain, Georgia 30087. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Alan Hartford, II or a tenant or tenants and said property is more commonly known as 4905 Annistown Road, Stone Mountain, Georgia 30087. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A., successor by merger to Wells Fargo Bank Minnesota, N.A., as trustee, in trust for the Holders of Structured Asset Securities Corporation - Amortizing Residential Collateral Trust Mortgage Pass-Through Certificates, Series 2002-BC8 as Attorney in Fact for Alan Hartford, II McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 52155207-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582787,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Norman K. Hartley Jr. and Kelly M. Hartley to Mortgage Electronic Registration Systems, Inc as nominee for Aegis Mortgage Corporation dba New America Financial, dated July 19, 2002, recorded July 30, 2002, in Deed Book 28204, Page 0013, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty Three Thousand Seven Hundred Fifty and 00/100 Dollars ($123,750.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 48 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING LOT 3, BLOCK K, SHANNON WOODS SUBDIVISION, UNIT EIGHT, AS PER PLAT THEREOF, RECORDED IN PLAT BOOK U, PAGE 187, OF THE PUBLIC RECORDS OF GWINNETT COUNTY, GEORGIA, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART HEREOF BY REFERENCE. FILE NUMBER: 02G0314 Said property is commonly known as 487 Shannon Court, Lawrenceville, Georgia 30044. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Norman K. Hartley Jr. and Kelly M. Hartley and Kelly M. Segars or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. COUNTRYWIDE HOME LOANS, INC. as Attorney in Fact for NORMAN K. HARTLEY JR. AND KELLY M. HARTLEY Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215400.1273 950-07582770,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Dimas I. Haryono to Wells Fargo Bank, NA, dated May 14, 2004, recorded in Deed Book 38373, Page 136, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND SIX HUNDRED EIGHTY-TWO AND 0/100 DOLLARS ($100,682.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 168 of the 6th District of Gwinnett County, Georgia, and being identified and depicted as Unit H thereinafter sometimes referred to as the "Unit") of Building T, Phase two of The Townhomes at Wedgewood, as per plat recorded at Plat Book 49, Page 167, in the Office of the Clerk of the Superior Court, Gwinnett County, Georgia, being known as 6432 Wedgeview Drive, together with all right, title and interest in the Unit and the appurtenances thereto under that certain Declaration of Covenants, Conditions, Restrictions and Easements for Wedgewood Community recorded in Deed Book 1046, Page 1, aforesaid records, as may be amended, and under that certain declaration of Covenants, Conditions and Restrictions of The Townhomes at Wedgewood recorded in Deed Book 3046, Page 84, aforesaid records, as may be amended (said Declaration of Covenants, Conditions, Restrictions and Easements for Wedgewood Community and Declaration of Covenants, Conditions and Restrictions of the Townhomes at Wedgewood together with all exhibits thereto and amendments thereto and as may be amended from time to time, hereinafter being collectively referred to as the "Declaration"). The interest herein includes, without limiting the generality of the foregoing the undivided interest in the common elements of the Townhomes at Wedgewood appurtenant to the Unit, as the same is specified in the Declaration. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Dimas I. Haryono and Daesy Ruslinawati or a tenant or tenants and said property is more commonly known as 6432 Wedgeview Drive, Tucker, Georgia 30084. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Dimas I. Haryono McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 2/5/08 Our file no. 52664507-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582976,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Eric Hawkins to Mortgage Electronic Registration Systems, Inc. dated April 13, 2005, and recorded in Deed Book 43382, Page 28, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York, as Trustee for BS ALT A 2005-7, by Assignment securing a Note in the original principal amount of $126,420.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 338 of the 4th District, Gwinnett County, and being Lot 50, Block "B", Unit Tree, Bridle Point Subdivision formerly known as Lee Road Tract, as show on plat of said subdivision recorded in Plat Book 105, Pages 93-94, and last revised at Plat Book 106, Pages 26-27, Gwinnett County, Georgia Records, which recorded plat is incorporated herein for a more complete reference. Said property is known as 4690 Bridle Point Parkway, Snellville, GA 30039, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Eric Hawkins, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Eric Hawkins , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. The Bank of New York, as Trustee for BS ALT A 2005-7 as Attorney-in-Fact for Eric Hawkins File no. 07-7727 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582752,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jamey A. Hawkins and Michele Hawkins to FT Mortgage Companies dba Homebanc Mortgage Corporation , dated January 20, 1998, recorded in Deed Book 15349, Page 190, Gwinnett County, Georgia Records, as last transferred to Secretary of Veterans Affairs by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND NINE HUNDRED FIFTY AND 0/100 DOLLARS ($109,950.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 83 of the 5th District, Gwinnett County, Georgia, being Lot 52, Block D, Grayland Hills Subdivision, Unit Four, as per plat recorded in Plat Book 46, Page 100, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jamey A. Hawkins and Michele Hawkins or a tenant or tenants and said property is more commonly known as 115 Grayland Creek Dr, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Secretary of Veterans Affairs as Attorney in Fact for Jamey A. Hawkins and Michele Hawkins McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ml1 2/5/08 Our file no. 5759398-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588397,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from John E. Haynes Sr. to Mortgage Electronic Registration Systems, Inc. as nominee for Credit Suisse First Boston Financial Corporation, dated January 13, 2006, recorded January 30, 2006, in Deed Book 46102, Page 678, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Seventy Two Thousand and 00/100 Dollars ($272,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. Bank National Association, as Trustee for the Certificateholders of CSMC 2007-3 , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF AND LYING AND BEING IN LAND LOT 305 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA BEING KNOWN AS DESIGNATED AS LOT 23, BLOCK A, SPALDING BRIDGE SUBDIVISION AS PER PLAT RECORDED AT PLAT BOOK 17, PAGE 27 GWINNETT COUNTY, GEORGIA RECORDS WHICH PLAT BY REFERENCE IS INCORPORATED HEREIN AND MADE A PART HEREOF. Said property is commonly known as 6419 Baker Court, Norcross, Georgia 30092. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is John E. Haynes Sr. or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CSMC 2007-3 as Attorney in Fact for JOHN E. HAYNES SR. Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215400.1132 950-07582282,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by John E. Haynes, Sr. to Mortgage Electronic Registration Systems, Inc., dated March 3, 2006, recorded in Deed Book 46369, Page 186, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-THREE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($263,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 282 of the 6th District of Gwinnett County, Georgia, being Lot 9, Block A, Unit I, The Four Corners Subdivision, as per plat recorded at Plat Book 16, Page 40, made a part of this description; being improved property known as 6458 Parton Court, according to the present system of numbering in Gwinnett County, Georgia. Being the same property conveyed from Harry Xenidis and Zetta Xenidis to Zetta Xenidis on December 12, 1991, recorded on November 16, 1992 at 9:01 A.M. in Deed Book 8089, Page 196, Gwinnett County Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is John E. Haynes, Sr. or a tenant or tenants and said property is more commonly known as 6458 Parton Court, Norcross, Georgia 30092. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for John E. Haynes, Sr. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rcr 2/5/08 Our file no. 52522207-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588357,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Chrislon L. Heath to Mortgage Electronic Registration Systems, Inc., dated November 21, 2005, recorded in Deed Book 45545, Page 268, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($131,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 37 7th District, Gwinnett County, Georgia records, being Lot 35, Block B, Waterford Park Subdivision, Unit II, as per plat recorded in Plat Book 48, Page 226, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. This is a purchase money Security Deed. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Chrislon L. Heath and Steven Bennett Stoddard or a tenant or tenants and said property is more commonly known as 2555 Waterford Park Dr, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Chrislon L. Heath McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/yrb 2/5/08 Our file no. 51210906-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587637,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Theodore S. Hegley to Community Mortgage Services, Inc. dated December 3, 2003 in the amount of $193,750.00, and recorded in Deed Book 36220, Page 134, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank National Trust Company Americas (f/k/a Bankers Trust Company), as Trustee by Residential Funding Company, LLC f/k/a Residential Funding Corporation by assignment; the undersigned, Deutsche Bank National Trust Company Americas (f/k/a Bankers Trust Company), as Trustee by Residential Funding Company, LLC f/k/a Residential Funding Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 233, 7th District, Gwinnett County, Georgia, being Lot 25, Block C, Unit Two, Wyndam Hill FKA Morningview Estates, as recorded in Plat Book 96, Page 63, Gwinnett County records, which said plat is incorporated herein and made a part hereof by reference. which has the property address of 343 Shawnee Indian Lane, Suwanee, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Theodore S. Hegley and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company Americas (f/k/a Bankers Trust Company), as Trustee by Residential Funding Company, LLC f/k/a Residential Funding Corporation Attorney in Fact for Theodore S. Hegley Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17419 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587714,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Anthony Henderson to Mortgage Electronic Registration Systems, Inc. as nominee for First Magnus Financial Corporation, dated March 7, 2007, recorded in Deed Book 47905, Page 605, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND AND 0/100 DOLLARS ($156,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 196 of the 6th District, Gwinnett County, Georgia, being Lot 8, Block D, Stonewood Subdivision, Unit Two, as per plat recorded in Plat Book T, Page 107, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 5812 Kay Drive according to the present system of numbering property in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Anthony Henderson or a tenant or tenants and said property is more commonly known as 5812 Kay Drive, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Anthony Henderson Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/eds 2/5/08 Our file no. 1900307-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588246,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Vonzel Henderson to Mortgage Electronic Registration Systems dated August 29, 2003, recorded in Deed Book 34833, Page 162, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY EIGHT THOUSAND FOURTEEN AND 0/100 DOLLARS ($178.014.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in the Braselton District (GMD 1749) of Gwinnett County, Georgia and being Lot 298 of Mulberry Park, Phase I, as per that plat of the subdivision recorded in plat book 95, page 124-130 which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Vonzel Henderson or a tenant or tenants and said property is more commonly known as 2700 Bald Cypress Drive, Braselton, Georgia 30517 . The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Vonzel Henderson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh3 2/5/08 Our file no. 52777607-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588374,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Yvonne Hendrick to Mortgage Electronic Registration Systems, Inc., dated March 6, 2006, recorded in Deed Book 46231, Page 362, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($131,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 223 of the 5th District, Gwinnett County, Georgia, being Lot 115, Block A, the Village at Bay Creek, Phase I, Unit Two as per plat recorded in Plat Book 111, Pages 60 - 61, Gwinnett County, Georgia Records which plat is hereby incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Yvonne Hendrick or a tenant or tenants and said property is more commonly known as 3772 Plymouth Rock Dr, Loganville, Georgia 30052. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Yvonne Hendrick McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 52848408-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588447,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Alton M. Henry to Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation, dated January 11, 2007, recorded in Deed Book 47494, Page 809, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED TWENTY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($328,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 18 of the 6th District, Gwinnett County, Georgia, being Lot 34, Block B, Lochwolde Subdivision, Unit Three, as per plat recorded in plat book 42, page 43, Gwinnett County Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 3540 Kilpatrick Lane according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Lillian A. Coleman or a tenant or tenants and said property is more commonly known as 3540 Kilpatrick Lane, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Alton M. Henry Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/eds 2/5/08 Our file no. 1874107-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588243,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Vivian Henshaw to Bank One, N.A. dated April 28, 2000, and recorded in Deed Book 20553, Page 0190, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Washington Mutual Bank, by Assignment securing a Note in the original principal amount of $177,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 68 of the 6th District, Gwinnett County, Georgia, being Lot 92, Block A, Ashwood Grove, Unit Two, as per plat recorded in Plat Book 79, Page 245, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. Said property is known as 1882 Ashwood Grove Drive, Snellville, GA 30078, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Vivian Henshaw, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Vivian Henshaw , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Washington Mutual Bank as Attorney-in-Fact for Vivian Henshaw File no. 05-2489 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SM www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582589,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carlita Hernandez to Mortgage Electronic Registration Systems, Inc as nominee for Southtrust Mortgage Corporation dba Equibanc Mortgage, dated May 13, 2004, recorded in Deed Book 38849, Page 221, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-FOUR THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($194,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that or parcel of land lying and being in Land Lot 241 of the 6th District, Gwinnett County, Georgia, being Lot 13. Block A of Old Norcross Station fka Old Norcross Road tract, as per plat recorded in plat book 100, pages 75 and 76, Gwinnett County, Georgia Records; which plat is incorporated herein by reference and made a part hereof; together with and subject to all right, title and interest in and to those certain covenants, conditions and easements contained in Declaration of Covenants, restrictions and easements for Old Norcross Station recorded in deed book 34628, page 239, aforesaid records; as amended from time to time. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Carlita Hernandez or a tenant or tenants and said property is more commonly known as 5305 Locomotive Lane, Norcross, Georgia 30071. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Carlita Hernandez Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/neb 2/5/08 Our file no. 1893807-FT11 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582456,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Camilo Hernandez to Mortgage Electronic Registration Systems, Inc., dated March 16, 2007, recorded in Deed Book 47698, Page 595, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA N.A . by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($144,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A File #: 07-2464S All that tract or parcel of land lying and being in Land Lots 30 and 31 of the 6th District of Gwinnett County, Georgia, being Lot 4, Block A, Unit one, Centerville-North Subdivision, as per plat recorded in Plat Book 2, Page 266, Gwinnett County, Georgia, which plat is referred to and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Camilo Hernandez or a tenant or tenants and said property is more commonly known as 3217 Sunderland Drive, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA N.A. as Attorney in Fact for Camilo Hernandez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 52548407-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582785,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Joel Hernandez and Maria Hernandez to Mortgage Electronic Registration Systems, Inc . dated March 18, 2005 in the amount of $146,300.00, and recorded in Deed Book 42153, Page 119, Gwinnett County, Georgia Records; as last transferred to Bank of New York, as Trustee for Encore Receivables Trust 2005-1 by assignment; the undersigned, Bank of New York, as Trustee for Encore Receivables Trust 2005-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of Land lying and being in Land Lot 174 of the 6th District, Gwinnett County, Georgia, being Lot 6, Block D, Park Forest Subdivision, Unit Four, as per Plat recorded at Plat Book 23, Page 124, Gwinnett County records which Plat is incorporated herein by reference and made a part hereof. Being improved property know as 4707 Vail Trace, according to the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 4707 Vail Trace NW, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Joel Hernandez and Maria Hernandez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Bank of New York, as Trustee for Encore Receivables Trust 2005-1 Attorney in Fact for Joel Hernandez and Maria Hernandez Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-19522 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588406,1/10,17,24,31 NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF Gwinnett Pursuant to a power of sale contained in a certain security deed executed by Sonia Hernandez, hereinafter referred to as Grantor, to Perimeter Mortgage Funding Corporation recorded in Deed Book 20743, beginning at page 256 and modified at Deed Book 47356, Page 559, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in February, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 180 of the 5th District, Gwinnett County, Georgia, being Lot 11, Block B, Saddle Shoals Subdivision, Unit V, as per plat thereof recorded in Plat Book 80, Page 31, Gwinnett County Records, said plat being incorporated herein by reference thereto. Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Sonia Hernandez. Midfirst Bank, As attorney-in-fact for the aforesaid Grantor Raymond S. Martin Attorney at Law 990 Hammond Drive Suite 800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588433,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Luz Herrera to Mortgage Electronic Registration Systems, Inc., dated April 20, 2006 in the amount of $130,619.00, and recorded in Deed Book 46589, Page 490, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 178 of the 7th District, Gwinnett County, Georgia, being Lot 133, Block B, Millgate Crossing Subdivision, Phase 1, as per plat recorded in Plat Book 92, Page 167-168, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 2140 Millgate Lane according to the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 2140 Millgate Lane, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Luz Herrera and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Luz Herrera Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18949 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588132,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Tommy W. Herrington and Nikita C. Herrington to Mortgage Electronic Registration Systems, Inc. dated May 3, 2005, and recorded in Deed Book 42606, Page 46, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Assoication, as Trustee for Home Equity Loan Trust Series ACE 2005-HE5, by Assignment securing a Note in the original principal amount of $135,200.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 305, 7th District, Gwinnett County, Georgia, being Lot 24, Unit Two, The Glens of Sugar Hill Subdivision, as per plat recorded in Plat Book 75, Page 267, Gwinnett County, Georgia Records, which plat is incorporated herein by reference. Said property is known as 5270 Gable Ridge Way, Sugar Hill, GA 30518, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Tommy W. Herrington and Nikita C. Herrington, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Tommy W. Herrington and Nikita C. Herrington , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, National Assoication, as Trustee for Home Equity Loan Trust Series ACE 2005-HE5 as Attorney-in-Fact for Tommy W. Herrington and Nikita C. Herrington File no. 07-7634 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582737,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sherman Hewitt and Andrea Hewitt to Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., dated August 11, 2005, recorded in Deed Book 44356, Page 61, Gwinnett County, Georgia Records, as last transferred to GreenPoint Mortgage Funding, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($115,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 179, of the 5th District, of Gwinnett County, Georgia, being Lot 29, Block "B" of Springlake Falls, as per plat recorded in Plat Book 99, page 43, Gwinnett County, Georgia records, which recorded plat is incorporated herein and made a part hereof by reference and being known as 335 Cool Weather Drive, Lawrenceville, Georgia 30045, according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Sherman Hewitt and Andrea Hewitt or a tenant or tenants and said property is more commonly known as 335 Cool Weather Dr, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. GreenPoint Mortgage Funding, Inc. as Attorney in Fact for Sherman Hewitt and Andrea Hewitt Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/eds 2/5/08 Our file no. 1890107-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588245,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Emma Hileman and Michael Veltre to Mortgage Electronic Registration Systems Inc. dated October 4, 2005 in the amount of $141,578.00, and recorded in Deed Book 44830, Page 227 as modified by Loan Modification Agreement filed for record in Deed Book 47787, Page 41, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 277 of the 6th district, Gwinnett County, Georgia, being Lot 9, Block K, Winterhill Subdivision, unit four, as per plat recorded in Plat Book H, Page 70, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. which has the property address of 3415 Spring Drive, Doraville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Emma Hileman and Michael Veltre and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Emma Hileman and Michael Veltre Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17799 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582560,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Wanda Hill to Wells Fargo Bank, N.A., dated July 21, 2006, recorded in Deed Book 46792, Page 338, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWENTY-NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($29,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 117 of the 5th District, Gwinnett County, Georgia, being Lot 23, Block A, of River Mill Station, Unit One, as per plat thereof recorded in Plat Book 55, Page 263, Gwinnett County Records, said plat being incorporated herein by reference thereto. Subject to security deed recorded in Deed Book 46792, Page 319, aforesaid records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Wanda Hill or a tenant or tenants and said property is more commonly known as 910 Mill Station Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Wanda Hill McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ib 2/5/08 Our file no. 51340707-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583154,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Steve L. Hill and Donna D. Hill to Mortgage Electronic Registration Systems, Inc. , dated January 10, 2003, recorded in Deed Book 30718, Page 37, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVEN THOUSAND AND 0/100 DOLLARS ($207,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 84 of the 6th District, Gwinnett County, Georgia being Lot 24, Block L, Rivermist Subdivision, Unit Five, as per plat recorded in plat book 11, page 118, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Steve L. Hill and Donna D. Hill or a tenant or tenants and said property is more commonly known as 3657 Starwood Trail SW, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Steve L. Hill and Donna D. Hill McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mt1 2/5/08 Our file no. 5259607-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583116,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Michelle Hobbs to Mortgage Electronic Registration Systems Inc. dated November 14, 2005 in the amount of $134,000.00, and recorded in Deed Book 45503, Page 3, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 208 of the 5th District, of Gwinnett County, Georgia, and being Lot 105, Block A of Ashland Park Unit Two, as per plat recorded in Plat Book 89, Page 118 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 880 Ashland Parkway, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Michelle Hobbs and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Michelle Hobbs Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18103 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582597,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kate A. Holdbrook and Michael Odoi to FT Mortgage Companies d:b:a Homebanc Mortgage Corporation dated April 16, 1999 in the amount of $149,650.00, and recorded in Deed Book 18229, Page 0249, Gwinnett County, Georgia Records; as last transferred to First Horizon Home Loans, a division of First Tennessee Bank National Association by assignment; the undersigned, First Horizon Home Loans, a division of First Tennessee Bank National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 47 of the 7th District, Gwinnett County, Georgia, being Lot 7, Block E, Riverside Gables Subdivision, Unit One, as per plat recorded in Plat Book 62, Page 31, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. which has the property address of 645 Oxford Crest Court, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Kate A. Holdbrook, Michael Odoi and Kobina Odoi and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. First Horizon Home Loans, a division of First Tennessee Bank National Association Attorney in Fact for Kate A. Holdbrook and Michael Odoi Anthony DeMarlo, Attorney/awilby McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-00057 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583177,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Don Holladay to Wells Fargo Home Mortgage, Inc., dated September 8, 2003, recorded in Deed Book 34726, Page 176, Gwinnett County, Georgia Records, as last transferred to The Bank of New York, as Trustee for the holders of Bear Stearns Asset-Backed Securities Trust 2004-SD3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-SIX THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($86,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 44 of the 7th District, Gwinnett County, Georgia, being Lot 32, Block A, Unit three, High Sierra Subdivision, per plat thereof recorded in Plat Book 23, Page 98, Gwinnett County Records, which plat is made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Don Holladay or a tenant or tenants and said property is more commonly known as 1631 Marie Way, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. The Bank of New York, as Trustee for the holders of Bear Stearns Asset-Backed Securities Trust 2004-SD3 as Attorney in Fact for Don Holladay McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh3 2/5/08 Our file no. 52723407-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583013,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Arthur Holloway to Mortgage Electronic Registration Systems, Inc., dated March 1, 2007, recorded in Deed Book 47661, Page 351, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-TWO THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($92,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 187, 5th District, Gwinnett County, Georgia, being Lot 28, Block D, Unit 3, Country Downs, as per plat recorded in Plat Book 12, Page 28, Gwinnett County Records, which plat is hereby referenced to and made a part of this description, being property known as 5208 Downs Lane according to the present system of numbering houses in said county, as more particularly shown on that certain plat of survey prepared by Georgia Land Surveying Co. Inc., dated 8-14-90. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Arthur Holloway or a tenant or tenants and said property is more commonly known as 5208 Downs Lane, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Arthur Holloway McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ba1 2/5/08 Our file no. 52793707-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583035,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Shirl Holmes to Mortgage Electronic Registration Systems, Inc., dated October 27, 2005, recorded in Deed Book 45202, Page 91, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-THREE THOUSAND THREE HUNDRED FIFTY AND 0/100 DOLLARS ($173,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 196 of the 6th District, Gwinnett County, Georgia, being Lot 13, Brookside Green Townhomes, as per plat recorded in Plat Book 105, Pages 96-100, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Shirl Holmes or a tenant or tenants and said property is more commonly known as 5989 Brookside Oak Circle, Norcross, Georgia 30093. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Shirl Holmes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dxp 2/5/08 Our file no. 52789307-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582896,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Nashanda Owens Holt to First Franklin, a division of National City Bank of Indiana , dated January 7, 2005, recorded in Deed Book 41351, Page 272, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($119,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 220 of the 5th District of Gwinnett County, Georgia, being Lot 31, Block B, Lakeview Plantation Subdivision, Unit One, as per Plat recorded in Plat Book 59, Page 13, Gwinnett County, Georgia records, which Plat is incorporated herein by reference and made a part of the description hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Nashanda Owens Holt or a tenant or tenants and said property is more commonly known as 980 Crystal Water Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1 as Attorney in Fact for Nashanda Owens Holt McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 51575307-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583010,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by John H. Houston to Mortgage Electronic Registration Systems Inc., dated August 11, 2006 in the amount of $227,900.00, and recorded in Deed Book 46892, Page 0468, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 65 of the 6th District, Gwinnett County, Georgia, being Lot 24, Block A, Killians Pond, as per plat recorded in Plat Book 107, Pages 251-252, Gwinnett County Records, said plat being incorporated herein by reference thereto. which has the property address of 4283 Pond Edge Road, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of John H. Houston and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for John H. Houston Anthony DeMarlo, Attorney/awilby McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17394 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587603,1/10,17,24,31. STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement dated March 22, 2005, and recorded at Deed Book 42111, Page 200, Gwinnett County Records (hereinafter, together with all amendments and modifications thereto, the "Security Deed"), executed and delivered by HOUSTON FAMILY BUSINESS, INC. ("Grantor") to GWINNETT BANKING COMPANY ("GBC"), to secure the indebtedness evidenced by that certain Promissory Note dated March 22, 2005, in the original principal amount of $1,850,500, as subsequently modified by that certain Second Modification of Promissory Note dated August 4, 2006, which increased the principal amount of the loan evidenced thereby to $2,079,150.00 (as at any time further amended, modified, restated or replaced, the "Note") executed and delivered by Grantor in favor of GBC, which Security Deed and Note were subsequently assigned to ZIONS FIRST NATIONAL BANK ("Lender") pursuant to that certain Assignment of Deed to Secure Debt and Security Agreement & Assignment of Assignment of Leases and Rents & Assignment of Financing Statement dated August 22, 2006, and recorded at Deed Book 47013, Page 108, Gwinnett County Records, Lender, as attorney-in-fact for Grantor, will sell at public outcry to the highest bidder for cash before the courthouse doors of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February of 2008 (to wit, February 5, 2008), the following described property (hereinafter collectively referred to as the "Property"): (a) All those tracts, pieces or parcels of land of which Grantor is now seized situated in Gwinnett County, Georgia, being more particularly described below (hereinafter referred to as the "Real Property"): ALL THAT TRACT or parcel of land lying and being in Land Lots 79 and 82 of the 5th District of Gwinnett County, Georgia, containing 1.738 Acres according to survey for B-Trek Group prepared by Rochester & Associates, Inc., dated September 28, 1999, and being more particularly described as follows: BEGINNING at an iron pin located at the point of intersection of the southeasterly right of way of U.S. 29 - Lawrenceville Highway (right of way varies), with the southeasterly right of way of Sugarloaf Parkway (right of way varies); running thence in a northeasterly direction along the southeasterly right of way of U.S. 29 - Lawrenceville Highway an arc distance of 387.25 feet to a point, said arc having a radius of 1306.73 feet and a chord bearing and distance of North 80 degrees 12 minutes 50 seconds East a distance of 385.84 feet; leaving said right of way, thence South 00 degrees 10 minutes 23 seconds West a distance of 104.02 feet to a point; thence in a southwesterly direction an arc distance of 27.23 feet to a point, said arc having a radius of 200.00 feet and a chord bearing and distance of South 04 degrees 04 minutes 24 seconds West a distance of 27.21 feet to a point; thence South 07 degrees 58 minutes 25 seconds West a distance of 95.18 feet to a point; thence North 82 degrees 01 minute 35 seconds West a distance of 123.73 feet to a point; thence in a southwesterly direction an arc distance of 99.05 feet to a point, said arc having a radius of 100.00 feet and a chord bearing and distance of South 69 degrees 35 minutes 57 seconds West a distance of 95.05 feet; thence South 41 degrees 13 minutes 29 seconds West a distance of 47.09 feet to a point located on the northeasterly right of way of Sugarloaf Parkway; running thence in a northwesterly direction along said right of way an arc distance of 190.86 feet to an iron pin, said arc having a radius of 3759.72 feet and a chord bearing and distance of North 47 degrees 25 minutes 48 seconds West a distance of 190.84 feet; running thence North 12 degrees 38 minutes 36 seconds East along the southeasterly right of way of Sugarloaf Parkway a distance of 84.17 feet to the iron pin located on the southeasterly right of way of U.S. 29 - Lawrenceville Highway, and the point of beginning; (b) All of Borrower's right, title and interest in and into all buildings, structures and improvements of every nature whatsoever now or hereafter situated on the Land, and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers and any other safety equipment required by governmental regulation or law, washers, dryers, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awning and storm sashes, which are or shall be attached to equipment, appliances, vehicles (excluding Borrower's personal automobiles, if any), building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever now or hereafter owned by Borrower and located in, on or about, or used or intended to be used with or in connection with the use, operation or enjoyment of the Premises, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions, or proceeds from a permitted sale of any of the foregoing, and all the right, title and interest of Borrower in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and personal property subject to or covered by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments now or hereafter made by Borrower or on behalf of Borrower, all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way now or hereafter belong, relate or appertain to the Premises or any part thereof or are now or hereafter acquired by Borrower; and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared and shall be deemed to be fixtures and accessions to the Land and a part of the Premises as between the parties hereto and all persons claiming by, through or under them, and which shall be deemed to be a portion of the security for the indebtedness herein described and to be secured by this Deed. The location of the above described collateral is also the location of the Real Property; (c) All easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, water courses, water rights and powers, minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the Premises or any part thereof, or which hereafter shall in any way belong, related or be appurtenant thereto, whether now owned or hereafter acquired by Borrower; and (d) All income, rents, issues, profits and revenues of the Premises from time to time accruing (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by Borrower or in a trust account, and escrow funds), and all the estate, right title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Borrower of, in and to the same. The Property may be sold as an entirety or in separate parcels, tracts, lots or bids, with such election to be announced by Lender at the sale. Lender may sell that portion of the Property, as under the laws of the State of Georgia, may constitute an estate or interest in real estate either separately from that portion of the Property which, under the laws of the State of Georgia, may constitute personalty and not an interest in real estate (the "Personal Property"), in which case separate bids will be taken therefor, or collectively in a single sale and lot, and in a single bid. Lender may elect not to sell the Personal Property at the same time as the remainder of the Property. Notice of intent to sell separately or in a single lot and notice of Lender's election with respect to sale of the Personal Property shall be announced at the sale. With regard to the sale of either the Real Property, or the Personal Property, or both, Lender reserves the right to credit bid at the sale all or any portion of its debt. To the best knowledge and belief of the undersigned, the Property is in the possession of Grantor or others with the permission of Grantor and may have been known from time to time as 1480 Lawrenceville Highway, Lawrenceville, Georgia 30044. The Property will be sold on an "AS IS, WHERE IS" basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever with respect thereto, with no assurance afforded to the exact acreage contained in the Real Property description and subject to, including, but not limited to, all of the following: (a) All outstanding taxes (including taxes which are liens, but not yet payable), assessments and utility bills which are valid liens and encumbrances upon any of the Property and which are prior in right to the Security Deed; (b) Any and all easements, restrictions, covenants, encumbrances and other matters which would be revealed by an inspection or accurate survey of the Property; (c) All valid zoning ordinances; (d) Rights of tenants under recorded and unrecorded leases; (e) All valid federal tax liens (if any) affecting any of the Property and the rights of the United States Government relative thereto, including, but not limited to, the right of redemption of the United States Government, if any such rights validly exist, and any rights of redemption of the United States Government (specifically the U.S. Small Business Administration) relative to the junior lien on the Property in favor of Georgia Small Business Lender, Inc.; and (f) Any and all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is subordinate in terms of priority. The indebtedness evidenced by the Note and secured by the Security Deed has been, and is hereby, declared immediately due and payable because of defaults by Grantor under the Note, including, but not limited to, the failure to pay the indebtedness as and when due. The proceeds of the sale of the Property shall be applied in accordance with the Security Deed to the payment of the unpaid indebtedness under the Note and all fees, costs, charges, and expenses of the sale and of all proceedings in connection therewith, including, without limitation, attorneys' fees incurred by Lender. ZIONS FIRST NATIONAL BANK ("Lender"), as attorney-in-fact for HOUSTON FAMILY BUSINESS, INC. ("Grantor") PARKER HUDSON RAINER & DOBBS LLP Attorneys for Lender Eric W. Anderson, Esq. 1500 Marquis Two Tower 285 Peachtree Center Avenue, NE Atlanta, Georgia 30303 (404) 523-5300 950-12517701,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jason W. Hovey to Option One Mortgage Corporation, a California Corporation , dated May 16, 2005, recorded in Deed Book 42948, Page 60, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2005-OPT2, Asset-Backed Certificates, Series 2005-OPT2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($120,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 105 and 106 of the 15th District, Gwinnett County, Georgia, being Lot 27, Block B of Westwood Crossing, Phase Two-B, as per plat recorded in Plat Book 15, page 150, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jason W. Hovey or a tenant or tenants and said property is more commonly known as 1106 Westwood Pl, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2005-OPT2, Asset-Backed Certificates, Series 2005-OPT2 as Attorney in Fact for Jason W. Hovey McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 52540207-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582784,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Robert F. Howard and Anita Howard to Long Beach Mortgage Company, dated September 24, 2004, recorded in Deed Book 40129, Page 158, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2005-1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lots 46 and 47 of the 6th Land District of Gwinnett County, Georgia, being Lot 19, Block D, Unit One, Shiloh Farms, as per plat recorded in Plat Book 2, Page 11, Gwinnett County records. Reference to said plat is hereby made for a complete description of the property herein described. Said property is improved property known as 4198 White Road, according to the present system of numbering property in Gwinnett County, Georgia. This deed is given subject to easements and restrictions of record. The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by Lon. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert F. Howard and Anita Howard or a tenant or tenants and said property is more commonly known as 4198 White Road, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2005-1 as Attorney in Fact for Robert F. Howard and Anita Howard Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/kb4 2/5/08 Our file no. 1939807-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582998,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Clinton Hoze, Jr. to Mortgage Electronic Registration Systems, Inc., dated July 6, 2004, recorded in Deed Book 39035, Page 114, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FIVE THOUSAND AND 0/100 DOLLARS ($175,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 115 of the 6th District, Gwinnett County, Georgia, being Lot 27. Block B, Unit Three, The Four Winds, as per plat recorded in Plat Book W, page 41, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Clinton Hoze, Jr. or a tenant or tenants and said property is more commonly known as 449 Wayward Wind Drive, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Clinton Hoze, Jr. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/djc 2/5/08 Our file no. 52691007-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582876,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sherry C Hudson to Mortgage Electronic Registration Systems Inc. dated April 29, 2005 in the amount of $90,900.00, and recorded in Deed Book 42664, Page 00002, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 202 of the 6th District, Gwinnett County, Georgia , and being designated as Unit 3912, Building 5 of Stillwater Plantation Condominium II, A Condominium Development under the provisions of the Georgia Condominium Act, as amended, of the State of Georgia (Georgia Laws 1975, Page 609, Et Seq. as amended) according to and as shown on plat entitled Survey of Stillwater Plantation II Dated April 17, 1996, By W.T. Dunahoo and Associates, Inc., RLS, recorded in Condominium Plat Book 2, Page 71, In the Office of the Clerk of the Superior Court of Gwinnett County, Georgia, together with all right, title and interest of the grantor in said Unit and any appurtenances thereto under the Declaration of Condominium of Stillwater II, recorded in Deed Book 4146, Page 11, The Clerks Office, which plat and Declaration are by reference incorporated herein and made a part hereof; and being know as 3912 Stillwater Drive, Duluth, Georgia 30096. Without limiting the generality of the rights, title and interest herein above described together with the present undivided 1/21st interest in the common elements, common areas, and facilities of Stillwater Plantation II, as the same is defined in said Declaration, said undivided interest is subject to real location, as provided in said Declaration in the event of the expansion of the Condominium. which has the property address of 3912 Stillwater Drive, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Sherry C Hudson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Sherry C Hudson Anthony DeMarlo, Attorney/cyeats McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-19256 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588053,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Tony Hudson and Sharon A. Floyd-Hudson to Mortgage Electronic Registration Systems, Inc. dated September 24, 2004, and recorded in Deed Book 40081, Page 201, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee, by Assignment securing a Note in the original principal amount of $126,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 48 of the 7th District, Gwinnett County, Georgia, being Lot 7, Block A, Unit One, Oak Brook Forest, as per plat recorded in Plat Book 22, Page 282, Gwinnett County Records, which plat is hereby referred to and made a part hereof by reference. Said property is known as 495 Ashwood Drive, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Tony Hudson and Sharon A. Floyd-Hudson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Tony Hudson and Sharon A. Floyd- Hudson , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. The Bank of New York Trust Company, N.A. as sucessor To JPMorgan Chse Bank N.A. as Trustee as Attorney-in-Fact for Tony Hudson and Sharon A. Floyd-Hudson File no. 07-7599 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517704,1/10,17,24,31 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT By virtue of the Power of Sale contained in that Security Deed executed and delivered by Albert R. Hudson and Joan W. Hudson to Regions Bank, dated September 15, 2004, and recorded in Deed Book 42868, Page 167, Gwinnett County Records, there will be sold at public outcry before the Courthouse door in said County by Regions Bank, during the legal hours of sale on the first Tuesday in February, 2008 to the highest bidder for cash, the following described property, as follows: All that tract or parcel of land lying and being in Land Lot 316 of the 6th District of Gwinnett County, Georgia, being Lot 14, Block G, Unit Eight of Peachtree Station Subdivision, as per plat recorded in Plat Book 14, Page 67, Gwinnett County, Georgia records, which plat by reference is incorporated herein and made a part hereof. Upon information and belief of lender, said property is commonly known as 4398 Allenhurst Drive, Norcross, Georgia 30092. The said debt secured by the said Security Deed being in default, said sale will be made for the purpose of paying the same and all expenses in connection with this foreclosure including but not limited to all accrued and unpaid interest, attorney's fees and expenses of sale. Upon the best information and belief of Lender, the above-described property is in the possession of the Borrower, and/or tenants of Borrower or other persons or entities in possession with the consent or acquiescence of Borrower. Said property will be sold as the property of Albert R. Hudson and Joan W. Hudson, and subject to any outstanding ad valorem real property taxes (including taxes which are a lien, but not yet due and payable), any matter which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed first set out above, including that certain security deed from Albert R. Hudson and Joan W. Hudson to Bank of America, N.A., dated September 22, 2003, recorded at Deed Book 35639, Page 206, Gwinnett County, Georgia records. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Regions Bank, as attorney in fact for Albert R. Hudson and Joan W. Hudson MICHAEL D. PAYNE, Attorney for Regions Bank McCullough, Payne & Haan, LLC 171 17th Street, N.W. Suite 975 Atlanta, Georgia 30363 (404) 873-1386 950-06587986,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Robert L. Huffman to Mortgage Electronic Registration Systems, Inc dated January 18, 2006 in the amount of $151,200.00, and recorded in Deed Book 46150, Page 520, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank F.S.B. by assignment; the undersigned, IndyMac Bank F.S.B . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 349 of the 7th District, Gwinnett County, Georgia being Lot 322, Unit III, Riverside Walk, Phase I, as per plat recorded in Plat Book 85, Pages 106-107, Cobb County, Georgia records, which plat is incorporated herein by this reference and made a part of this description. Subject to all easements and restrictions of record affecting said bargained premises. which has the property address of 1165 Riverside Walk Crossing, Sugar Hill, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Robert L. Huffman and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Bank F.S.B. Attorney in Fact for Robert L. Huffman Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-19179 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588044,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher Hughes to Mortgage Electronic Registration Systems, Inc., dated March 31, 2003, recorded in Deed Book 32115, Page 209, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND FOUR HUNDRED TWENTY-NINE AND 0/100 DOLLARS ($145,429.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 80, 5th District, Gwinnett County Georgia, being Lot 9, Block B, River Parc at Sugarloaf Subdivision, Unit Two, as per plat recorded in Plat Book 93 at page 223, Gwinnett County, Georgia Records, said plat being incorporated herein and made a part hereof by this reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher Hughes or a tenant or tenants and said property is more commonly known as 874 Parc River Blvd, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Christopher Hughes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 2/5/08 Our file no. 52777107-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588353,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Melissa Hunter to Mortgage Electronic Registration Systems, Inc. dated February 19, 2005 in the amount of $116,775.00, and recorded in Deed Book 42012, Page 0136, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that parcel of land in County of Gwinnett, State of Georgia as more fully described in Book 36044 Page 257 and being more particularly described as follows: All that tract or parcel of land lying and being in the Land Lot 74 of the 5th District, of Gwinnett County, Georgia, and being Lot 11, Block D of Fairfield Farms, Unit II, as per Plat recorded in Plat Book 20, Page 25 of Gwinnett County, Georgia Records, which Plat is incorporated herein and made part hereof by reference. A.P.N.#: R5074-132 which has the property address of 1769 Stratford Drive, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Melissa Hunter and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Melissa Hunter Anthony DeMarlo, Attorney/jgooding McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-19188 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588049,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Johnathan L. Huskey and Deloise A. Huskey to Mortgage Electronic Registration System, Inc as nominee for American Brokers Conduit, dated October 12, 2006, recorded November 27, 2006, in Deed Book 47287, Page 0501, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty Three Thousand Five Hundred and 00/100 Dollars ($133,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 68 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 71, BLOCK A, SUMMIT PLACE SUBDIVISION, UNIT TWO, AS PER PLAT RECORDED IN PLAT BOOK 61, PAGE 300 AND REVISED PLAT RECORDED IN PLAT BOOK 66, PAGE 114, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 3090 SUMMIT PLACE DRIVE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA. PARCEL ID #R 5068 209 Said property is commonly known as 3090 Summit Place Drive, Loganville, Georgia 30052. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Johnathan L. Huskey and Deloise A. Huskey or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC as Attorney in Fact for JOHNATHAN L. HUSKEY AND DELOISE A. HUSKEY Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 TEL (888) 890-5309 ADORNO File No. 215400.1078 WWW.ADORNO.COM/ATLDOCS/SALES.HTML THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE 950-07582283,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Vinh Nam Huynh to America's Wholesale Lender, dated November 12, 2002, recorded November 25, 2002, in Deed Book 29850, Page 192, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Fifty Thousand and 00/100 Dollars ($50,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bank of New York as Trustee for the Certificateholders CWABS, Inc. Revolving Home Equity Loan Asset Backed Notes, Series 2002-H, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GWINNETT COUNTY, GEORGIA, G.M.D. 1749, BEING DESIGNATED AS LOT 128, PHASE 2, THE WOODLANDS AT CHATEAU ELAN, ACCORDING TO PLAT RECORDED IN PLAT BOOK 93, PAGES 237-238, GWINNETT COUNTY RECORDS AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION. Said property is commonly known as 2409 Autumn Maple Drive, Braselton, Georgia 30517. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Vinh Nam Huynh or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. REVOLVING HOME EQUITY LOAN ASSET BACKED NOTES, SERIES 2002-H as Attorney in Fact for VINH NAM HUYNH Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215400.1050 950-06587473,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Alan S. Hyde to Bank of America, N.A., dated January 23, 2004, recorded in Deed Book 36923, Page 228, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($109,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 337 of the 7th District of Gwinnett County, Georgia, being Lot 15, Block A of Sycamore Summit Subdivision, Unit Two, as per plat recorded in Plat Book 49, Page 207, records of Gwinnett County, Georgia which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Alan S. Hyde or a tenant or tenants and said property is more commonly known as 5772 Riverside Drive, Sugar Hill, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Alan S. Hyde Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/eds 2/5/08 Our file no. 1948207-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588251,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Elsy Ibanez to Wells Fargo Home Mortgage, Inc., dated December 12, 2003, recorded in Deed Book 36365, Page 99, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND FOUR HUNDRED TWENTY AND 0/100 DOLLARS ($180,420.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 125 of the 6th District, Gwinnett County, Georgia, being Lot 21, Block B, River Pointe Subdivision, Unit One, as per plat recorded in Plat Book 32, Page 131, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Elsy Ibanez or a tenant or tenants and said property is more commonly known as 141-143 River Point Court, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Elsy Ibanez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh3 2/5/08 Our file no. 5219005-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588365,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Jose A. Ibarra to Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation, dated January 5, 2006, recorded January 17, 2006, in Deed Book 46061, Page 0318, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Eighty-Six Thousand and 00/100 Dollars ($186,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Mortgage Electronic Registration Systems, Inc. , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: 975 CLAIRIDGE LANE, LAWRENCEVILLE, GA 30045 ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 117 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 128, BLOCK A, CLAIRIDGE CROSSING, PHASE FIVE, AS PER PLAT RECORDED IN PLAT BOOK 98, PAGES 275-278, GWINNETT COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE A REFERENCE HERETO. Said property is commonly known as 975 Clairidge Lane, Lawrenceville, Georgia 30045. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Jose A. Ibarra and Francisco J. Alvarez Aguilera or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney in Fact for JOSE A. IBARRA Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215400.1407 950-06588408,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Hana Ibrahimovic and Rijad Ibrahimovic to Mortgage Electronic Registration Systems, Inc. dated March 31, 2005 in the amount of $178,203.00, and recorded in Deed Book 42294, Page 0035, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 32 of the 7th District, Gwinnett County, Georgia, being Lot 26, Block A, Fairview Station Walk Subdivision, Unit One, as per Plat recorded in Plat Book 60, Page 85, Gwinnett County Records, which Plat is incorporated herein by reference. which has the property address of 625 Station View Run, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Hana Ibrahimovic and Rijad Ibrahimovic and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Hana Ibrahimovic and Rijad Ibrahimovic Anthony DeMarlo, Attorney/ajackson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18524 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588159,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ae Ja Im to Mortgage Electronic Registration Systems, Inc. , dated November 20, 2001, recorded in Deed Book 25774, Page 259, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND AND 0/100 DOLLARS ($156,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 70, 7th District, Gwinnett County, Georgia, being Lot 14, Block A, Prestonwood Subdivision, Unit One, as per Plat recorded at Plat Book 49, Page 131, Gwinnett County records, said Plat being referred to and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ae Ja Im or a tenant or tenants and said property is more commonly known as 761 Burwood Park Drive, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Ae Ja Im McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mt1 2/5/08 Our file no. 5963507-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582433,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Masompe Imasuagbon to Long Beach Mortgage Company , dated August 26, 2004, recorded in Deed Book 39683, Page 77, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2005-1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND AND 0/100 DOLLARS ($148,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: 952 Waldwick Drive, Lawrenceville, Georgia 30045 All that tract or parcel of land lying and being in Land Lot 181, of the 5th District, of Gwinnett County, Georgia, being Lot 72, Block "B", Unit Two of Lexington Place Subdivision, as per plat recorded in Plat Book 83, Pages 240 and 241, Gwinnett County, Georgia records, which recorded plat is incorporated herein and made a part hereof by reference and being known as 952 Waldwick Drive, Lawrenceville, Georgia 30045, according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Masompe Imasuagbon or a tenant or tenants and said property is more commonly known as 952 Waldwick Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2005-1 as Attorney in Fact for Masompe Imasuagbon Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/lkh 2/5/08 Our file no. 1951007-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583060,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Oliver Ingram to Mortgage Electronic Registration Systems, Inc., dated October 14, 2005, recorded in Deed Book 44970, Page 82, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($168,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 292 of the 6th District, Gwinnett County, Georgia, being Lot 118, Block A of Grove Park, Unit five, as per plat recorded in plat book 70, page 268, Gwinnett County, Georgia Records, which plat is hereby incorporated herein by reference; being improved property known as 3533 Shortleaf Run, Duluth, according to the present system of numbering in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Oliver Ingram or a tenant or tenants and said property is more commonly known as 3533 Short Leaf Run, Duluth, Georgia 30096. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Oliver Ingram McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ba1 2/5/08 Our file no. 52479507-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588344,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Katrina V. Ingram to HomeBanc Federal Savings Bank, dated March 31, 1992, recorded in Deed Book 7333, Page 128, Gwinnett County, Georgia Records, as last transferred to Regions Bank DBA Regions Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-ONE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($51,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 266 of the 7th District, Gwinnett County, Georgia being Lot 13, Block B, Unit III, Pebblebrook Subdivision, per plat thereof recorded in Plat Book 22, Page 100, Gwinnett County Records, which plat is made a part hereof by reference and being improved property known as 4671 Candlewyck Way, Buford, Georgia 30518 according to the present system of numbering property in Gwinnett County, Georgia. This is a purchase money Security Deed. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Katrina V. Ingram or a tenant or tenants and said property is more commonly known as 4671 Candlewyck Way, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Regions Bank DBA Regions Mortgage, Inc. as Attorney in Fact for Katrina V. Ingram McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 2/5/08 Our file no. 52587707-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582809,1/10,17,24,31 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Under and by virtue of the power of sale in deed from Innovative Design Enterprises, Inc. to The Community Bank, grantee dated March 23, 2006 with Modification of Security Deed dated March 8, 2007, and recorded in Deed Book 46313, Pages 0441-0447, Gwinnett County, Georgia records, said security deed having been given to secure a promissory note March 23, 2006 with Modification of Security Deed dated March 8, 2007, in the original principal amount Seven Million Four Hundred Fifty Three Thousand One Hundred Twenty Five Dollars and no/100 ($7,453,125.00) modified to Eight Million Three Hundred Thirty Thousand Seven Hundred Thirty Eight Dollars and no/100, ($8,330,738.00), there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the courthouse of Gwinnett County, Georgia, on the first Tuesday in February, 2008, to-wit: February 5, 2008 to the highest and best bidder for cash the property described as follows to-wit: EXHIBIT A All that tract or parcel of land lying and being Land Lot 186, 5th District of Gwinnett County, Georgia, being Lots 2,4,6,8,10,12,14,16,18,20, 22,24,26,28,32,34,26,38,40,42,44,46,48 and 50, Block A, Quinton Crossing FKA Chandler Crossing, as per plat recorded in plat book 113, page 66 and 67, Gwinnett County records, which plat is incorporated herein by this reference and made a part of this description. The debt secured by said security deed and note has been and is hereby declared due and payable in full because of non-payment of the principal and interest pursuant to the terms of said security deed and note and pursuant to the maturity of said security deed and note. Notice has been given of intention to enforce provisions for collection of attorney's fees and foreclosure in accordance with the legal requirements and the terms of the security deed and note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the security deed, accrued interest and expenses of the sale and other sums secured by the security deed, including attorney's fees and the remainder, if any, shall be applied as provided by law. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matter of record superior to the Security Deed first set out above. To the best of the undersigned's knowledge and belief, the property is in the possession of Innovative Design Enterprises, Inc. and said property will be sold as the property of Innovative Design Enterprises, Inc.. subject to outstanding ad valorem taxes and easements and restrictions of record, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the security deed. The Community Bank, as attorney in fact: Donald W. Osborne, PC, PO BOX 584 Monroe, Georgia 30655, 404-474-1320. Michelle Osborne Donald W. Osborne, PC PO Box 584 Monroe, Georgia 30655 404-474-1320 FAX 404-380-1209 950-06588425,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Theodora Irish to Aames Funding Corporation DBA Aames Home Loan dated January 26, 2006, and recorded in Deed Book 46130, Page 101, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Loan Trust, 2006-AM1, by Assignment securing a Note in the original principal amount of $157,165.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 215, 5th District, Gwinnett County, Georgia, being known as Lot 38, Block A, Hunter's Ridge Subdivision, Unit 2, as per plat recorded at Plat Book 108, Page 170, Gwinnett County, Georgia Records, said plat being incorporated herein by reference thereto. Subject to any right of way deeds or other easements of record. Said property is known as 1204 Opie Lane, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Theodora Irish, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Theodora Irish , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Loan Trust, 2006-AM1 as Attorney-in-Fact for Theodora Irish File no. 07-5926 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582932,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gena L Isler to Mortgage Electronic Registration Systems Inc . dated May 24, 2005 in the amount of $120,800.00, and recorded in Deed Book 42881, Page 223, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of Land lying and being in Land Lot 122 of the 7th District, Gwinnett County, Georgia, being more particularly described as follows: Condominium Units 401 and 402, Building 400, Sugarloaf Professional Park Condominium, a Condominium, as more particularly described and delineated in the Declaration of Condominium for Sugarloaf Professional Park Condominium, a Condominium, recorded in Deed Book 42024, page 84, et seq., Gwinnett County, Georgia, records, as the same may be amended. This conveyance is made subject to the Declaration and all matters referenced therein, all matters shown on Plat recorded in Condominium Floor Plans 3371 and 3376, Gwinnett County, Georgia, records. which has the property address of 2905 Clipper Court, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Gena L Isler and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Gena L Isler Anthony DeMarlo, Attorney/kgrant McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18433 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517695,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Sonya Isreal to Mortgage Electronic Registration Systems, Inc. dated March 29, 2006, and recorded in Deed Book 46343, Page 736, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee Residential Funding Company, LLC fka Residential Funding Corporation Attorney in Fact by Assignment securing a Note in the original principal amount of $100,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 47 of the 6th District, Gwinnett County, Georgia, and being all of Lot 7, Block G, Valley Brook Subdivision, Phase 4A, as per plat recorded in Plat Book 3, Page 175, Gwinnett County, Georgia, records, which plat is hereby referred to and made a part of this description. Said property is known as 3998 Valley Brook Road, Snellville, GA 30039, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Sonya Isreal, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Sonya Isreal , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association as Trustee Residential Funding Company, LLC fka Residential Funding Corporation Attorney in Fact as Attorney-in-Fact for Sonya Isreal File no. 07-8064 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587924,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Darya Ivanova to Mortgage Electronic Registration Systems, Inc as nominee for Ampro Mortgage Corporation, dated December 30, 2004, recorded January 14, 2005, in Deed Book 41323, Page 253, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Forty-Two Thousand Five Hundred and 00/100 Dollars ($142,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 161 OF THE 6TH DISTRICT, GWINNETT COUNTY GEORGIA, BEING LOT 9, BLOCK A, WINDEMERE PLACE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 61 PAGE 150, GWINNETT COUNTY GEORGIA RECORDS; WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said property is commonly known as 860 Windemere Oak Way NW, Lilburn, Georgia 30047. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Darya Ivanova or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. COUNTRYWIDE HOME LOANS, INC. as Attorney in Fact for DARYA IVANOVA Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215400.1221 950-06587718,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated April 26, 2006, executed by LAMONT JACK, to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for WACHOVIA MORTGAGE CORPORATION, recorded in Deed Book 46466, Page 122, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $147,920.00, said Security Deed and Note having been last assigned to Wachovia Mortgage Corporation, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in February, 2008, to-wit: February 5, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 155 of the 6th District, Gwinnett County, Georgia, being Lot 7, Block A of Yorkshire Subdivision, Unit Two, as per plat recorded in Plat Book 22, Page 284, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part hereof, said plat having been revised and recorded in Plat Book 24, Page 2, aforesaid records, said revised plat being incorporated herein by reference and made a part hereof. The aforedescribed real property is known as 831-833 Yorkshire Lane, Lawrenceville, Georgia, according to the present system of numbering houses in Gwinnett County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to a determination that the borrower has not reinstated the loan prior to the foreclosure sale. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of Lamont Jack, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. WACHOVIA MORTGAGE CORPORATION as Attorney-in-Fact for LAMONT JACK David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE. 950-06588338,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ronald Jackson and Shawn Jackson to Mortgage Electronic Registration Systems, Inc. dated October 26, 2006 in the amount of $172,800.00, and recorded in Deed Book 47247, Page 405, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 59 of the 5th District, Gwinnett County, Georgia, being Lot 111, Block A of Olde Hickory Village, Phase 1, as per plat recorded in Plat Book 39, Page 271, Gwinnett County records, which plat is incorporated herein by reference and made a part hereof, being improved property known as 2155 Hickory Station Circle according to the present system of numbering houses in Gwinnett County, Georgia. which has the property address of 2155 Hickory Station Circle, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Ronald Jackson and Shawn Jackson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Ronald Jackson and Shawn Jackson Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18409 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517688,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jamel Jackson to Mortgage Electronic Registration Systems, Inc., dated January 3, 2007, recorded in Deed Book 47521, Page 321, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THREE THOUSAND AND 0/100 DOLLARS ($103,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 225 of the 6th District of Gwinnett County, Georgia, being Lot 2, Block "A", Governors Ridge, Unit 1, as per plat by Precision Planning, Inc., Consulting Planners and Engineers, under the seal of Randall W. Dixon, Georgia RLS No. 1678, dated 12/4/84, as last revised 10/17/90, as recorded in Plat Book 52, page 50, Gwinnett County, Georgia Records, which plat is by this reference incorporated in and made a part hereof. Subject to declaration of covenants, conditions, restrictions, reservations and easements of Governors Ridge, dated August 31, 1990, by Thomas W. Limbach, et al, as declarant as recorded in Deed Book 6297, page 165-171, said records; and as hereafter amended. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jamel Jackson or a tenant or tenants and said property is more commonly known as 2334 Mitchell Road, Norcross, Georgia 30071. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Jamel Jackson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 2/5/08 Our file no. 51859607-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587719,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Rosalind Jackson to Wells Fargo Home Mortgage Inc, dated April 22, 2004, recorded in Deed Book 37991, Page 245, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-NINE THOUSAND ONE HUNDRED FIFTY AND 0/100 DOLLARS ($149,150.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 220 of the 5th District of Gwinnett County, Georgia, and being Lot 6, Block A, Lakeview Plantation, Unit One, as per plat thereof, recorded in Plat Book 59, Page 13, of the Public Records of Gwinnett County, Georgia, which plat is hereby referred to and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Rosalind Jackson or a tenant or tenants and said property is more commonly known as 2875 Cove Crossing Drive, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank NA sbm Wells Fargo Home Mortgage Inc as Attorney in Fact for Rosalind Jackson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mam 2/5/08 Our file no. 52631107-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582862,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kimon Jackson to Washington Mutual Bank, NA, dated May 22, 2006, recorded in Deed Book 46588, Page 509, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND NINE HUNDRED SIXTY-SEVEN AND 0/100 DOLLARS ($137,967.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that certain parcel of land situated in Land Lot 34 of the 6th District of Gwinnett County, State of Georgia, being known and designated as Lot 55, Block C, Quail Hollow East Subdivision, Unit Three, as per plat recorded in Plat Book 41, page 111, Gwinnett County, Georgia records, which plat is incorporated herein by this reference and made a part of this legal description. Tax ID: R6034-191 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kimon Jackson and NKA Kimon McDonald or a tenant or tenants and said property is more commonly known as 2878 Cordite Loop, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Kimon Jackson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rc3 2/5/08 Our file no. 52739007-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588361,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Lloyd D. Jackson to Mortgage Electronic Registration Systems, Inc., dated August 25, 2004, recorded in Deed Book 39924, Page 58, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-TWO THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($62,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land and being in Land Lot 147 of the 5th Land District of Gwinnett County, Georgia, and being identified and depicted as dwelling Unit 259 (hereinafter referred to as the "dwelling") on that certain as-built site plan for Sandalwood Townhomes Unit II, a condominium, dated February 25, 1981 and recorded in condominium Plat Book 1, Page 58, Gwinnett County, Georgia records, together with all right, title and interest of grantor in the dwelling and the appurtenances thereto under that certain declaration of condominium for Sandalwood Townhomes Unit II, a condominium, recorded in Deed Book 2288, Page 13, aforesaid records as may be amended from time to time by amendments thereto filed for record on the aforesaid records (said declaration including all exhibits thereto and amendments thereto hereinafter being referred to as the "declaration of condominium for Sandalwood Townhomes Unit II, a condominium"). The interest herein conveyed includes, without limiting the generality of the foregoing, the undivided percentage of interest in the common elements of Sandalwood Townhomes Unit II, a condominium appurtenant to the dwelling as the same is specified in the declaration of condominium for Sandalwood Townhomes Unit II, a condominium. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Lloyd D. Jackson or a tenant or tenants and said property is more commonly known as 259 Mission Walk, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Lloyd D. Jackson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/yrb 2/5/08 Our file no. 52835407-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588329,1/10,17,24,31 Notice of Sale Under Power Georgia, Gwinnett County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Millicent C. Jackson to Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Funding Corporation, dated July 12, 2005, and recorded in Deed Book 43749, Page 27, Gwinnett County, Georgia records, as last assigned to U.S. Bank National Association, successor-in-interest to Wachovia Bank, National Association, as Trustee for the Registered Holders of Aegis Asset Backed Securities Trust Mortgage Pass-Through Certificates, Series 2005-4 by assignment to be recorded in Gwinnett County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $150,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, to wit: February 5, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 47, 7th District, Gwinnett County, Georgia, being Lot 43, Block A, Unit One, Chandler Creek, as per plat recorded in Plat Book 51, Page 46, Gwinnett County records, which plat is hereby referred to and made a part of this description, being property known as 1455 Gabriel Drive according to the present system of numbering houses in said county, as more particularly shown on that certain plat of survey prepared by Georgia Land Surveying Co., Inc. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 1455 Gabriel Drive, Lawrenceville, GA 30043 is (are): Millicent C. Jackson or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. Bank National Association, successor-in-interest to Wachovia Bank, National Association, as Trustee for the Registered Holders of Aegis Asset Backed Securities Trust Mortgage Pass-Through Certificates, Series 2005-4 as attorney in fact for Millicent C. Jackson Richard B. Maner, P.C. 5775 Glenridge Drive Building D, Suite 100 Atlanta, GA 30328 (404)252-6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. FC07-934 950-06588065,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Israel Jacobo-Garcia to Mortgage Electronic Registration Systems, Inc., dated December 20, 2005, recorded in Deed Book 46069, Page 366, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel in land lying and being in Land Lot 216 of the 5th District, Gwinnett County, Georgia, being Lot 92, Block A, Unit IV, Melrose Subdivision (f/k/a Bramlett Forest Subdivision), as per plat recorded in Plat Book 89, Pages 264 and 265, Gwinnett County, Georgia, Records, reference to which plat is made for a complete description of the property; and being improved property known as 1253 Melrose Forest Lane, according to the present system of numbering property in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Israel Jacobo-Garcia or a tenant or tenants and said property is more commonly known as 1253 Melrose Forest Lane, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Israel Jacobo-Garcia McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/saf 2/5/08 Our file no. 51769907-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587789,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Lilawatee Jaipaul to Mortgage Electronic Registration Systems, Inc., dated January 8, 2007, recorded in Deed Book 47511, Page 789, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank NA sbm Wells Fargo Home Mortgage Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($148,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 85, 5th District, Gwinnett County, Georgia, being Lot 34, Block A, Somerset Place, as per plat recorded in Plat Book 65, page 240 Gwinnett County, Georgia records, which plat is incorporated herein by this reference and made a part of this description. Parcel/Tax I.D. #: 5-085-017 Commonly known as: 650 Summerset Vale Drive, Lawrenceville, GA 30044. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Lilawatee Jaipaul or a tenant or tenants and said property is more commonly known as 650 Summerset Vale Dr., Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank NA sbm Wells Fargo Home Mortgage Inc as Attorney in Fact for Lilawatee Jaipaul McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mam 2/5/08 Our file no. 52712607-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583099,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Otis M. James and Jimmie Jefcoat to Long Beach Mortgage Company, dated June 29, 2006, recorded in Deed Book 46714, Page 117, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-7 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($137,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 37 of the 7th District, Gwinnett County, Georgia, being Lot 45, Block A, Waterford Downs Subdivision, Unit One, as per plat thereof recorded in Plat Book 52, Page 207, Gwinnett County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Otis M. James and Jimmie Jefcoat or a tenant or tenants and said property is more commonly known as 2353 Martingale Lane, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-7 as Attorney in Fact for Otis M. James and Jimmie Jefcoat Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/lkh 2/5/08 Our file no. 1951707-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588256,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Garth James to Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, dated January 29, 2003, recorded February 20, 2003, in Deed Book 31157, Page 122, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Eighty One Thousand Four Hundred and 00/100 Dollars ($81,400.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: All that tract or parcel of land lying and being in Land Lots 193 & 194, 6th District, Gwinnett County, Georgia, being Unit No. 908, of Olde Mill Crossing Condominium together with all right, title and interest of grantor in the unit and the appurtenances thereto under that certain declaration of condominium for Olde Mill Crossing Condominium recorded in Deed Book 3702, Page 240, Gwinnett County, Georgia Records, as the same may be amended from time to time by amendments thereto filed in aforesaid records (said declaration together with all exhibits thereto and amendments thereto hereinafter being referred to as the "declaration"). With all rights, members and appurtenances to the said described premises in any wise appertaining or belonging. Said property is commonly known as 908 Olde Mill Lane, Norcross, Georgia 30093. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Garth James or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. COUNTRYWIDE HOME LOANS, INC. as Attorney in Fact for GARTH JAMES Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215400.1415 950-06588440,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Claude A James and Yvonne Roberts to Mortgage Electronic Registration Systems Inc. dated May 31, 2006 in the amount of $179,990.00, and recorded in Deed Book 46868, Page 781, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 2, of the 2nd District, Gwinnett County, Georgia, and being known as Lot 134, Block A, Unit 6 of Mineral Springs Crossing, as more particularly described on plat of survey recorded at Plat Book 105, Page 125, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 4092 Duran Lane, Auburn, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Claude A James and Yvonne Roberts and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Claude A James and Yvonne Roberts Anthony DeMarlo, Attorney/apatterson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17387 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582406,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Murphy I. Jameson and Georgia Delaine Jameson to Mortgage Electronic Registration Systems, Inc., dated July 20, 2006, recorded in Deed Book 46815, Page 1, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND AND 0/100 DOLLARS ($122,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 224, 6th District, Gwinnett County, Georgia, being Lot 4, Block B, Western Hills Subdivision, Unit one, as per plat recorded in Plat Book 5, Page 264, Gwinnett County, Georgia Records, which plat is hereby referred to and made a part of this description. Commonly Known as: 5938 Western Hills Dr, Norcross, GA 30071 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Murphy I. Jameson and Georgia Delaine Jameson or a tenant or tenants and said property is more commonly known as 5938 Western Hills Drive, Norcross, Georgia 30071. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Murphy I. Jameson and Georgia Delaine Jameson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 2/5/08 Our file no. 52311307-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582952,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Mohammad Javed to Mortgage Electronic Registration Systems, Inc., dated March 6, 2006, recorded in Deed Book 46251, Page 141, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($131,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 85 of the 7th District, Gwinnett County, being Lot 24, BLock A, Woodland Park Estates Subdivision, as per plat recorded in Plat Book 102, Page 247 in the office of the Clerk of Superior Court of Gwinnett County, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Mohammad Javed or a tenant or tenants and said property is more commonly known as 549 Woodland Park Terrace, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Mohammad Javed McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/djc 2/5/08 Our file no. 52730907-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582971,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Monfred Jean-Noel to Mortgagequote.com, d ated April 12, 2006, recorded in Deed Book 46419, Page 651, Gwinnett County, Georgia Records, as last transferred to Trustmark National Bank by assignment recorded in Deed Book 46419, Page 670, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SEVENTEEN THOUSAND AND 0/100 DOLLARS ($417,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 122, of the 5th District, Gwinnett County, Georgia, being Lot 116, Block A, The Heritage at Grayson Subdivision, Unit One, as per plat recorded in Plat Book 112, Pages 1 through 3, Gwinnett County, Georgia Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Monfred Jean-Noel and Myrtho Mar Jean-Noel or a tenant or tenants and said property is more commonly known as 2627 Hunters Place Landing, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Trustmark National Bank as Attorney in Fact for Monfred Jean-Noel Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/ttw 2/5/08 Our file no. 1166807-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583058,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Vincent Jefferson to Mortgage Electronic Registration Systems, Inc., dated April 14, 2005, recorded in Deed Book 42523, Page 14, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($114,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 347 of the 4th District, Gwinnett County, Georgia, being Lot 57, Block, Unit Three of Eagles Point Landing Subdivision, as per plat thereof recorded in plat book 99, page 214, Gwinnett County, Georgia Records,which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed andby law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Vincent Jefferson or a tenant or tenants and said property is more commonly known as 4216 Gray Raptor Court, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Vincent Jefferson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 52727007-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582916,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Julanna Jenkins to Long Beach Mortgage Company, dated June 24, 2005, recorded in Deed Book 43323, Page 77, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortage Loan Trust 2005-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($159,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 143 of the 6th District of Gwinnett County, Georgia, being Lot 35, Block B, Braxton Square Townhouse Development, Phase IV, as per plat recorded in Plat Book 67, page 122. Gwinnett County records, which plat is hereby referred to and made a part of this description, being improved property known as No. 364 Braxton Place, according to the present system of numbering houses in Gwinnett County, Georgia. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on February 5, 2008, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719) The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Julanna Jenkins or a tenant or tenants and said property is more commonly known as 364 Braxton Place, Tucker, Georgia 30084. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for Long Beach Mortage Loan Trust 2005-3 as Attorney in Fact for Julanna Jenkins Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/lkh 2/5/08 Our file no. 181407-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588262,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jihyun Yang to Mortgage Electronic Registration Systems Inc dated May 15, 2006 in the amount of $172,600.00, and recorded in Deed Book 46552, Page 877, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 208 of the 7th District, Gwinnett County, Georgia, being Lot 198, Block A, Suwanee Station, Unit II-A, as per plat recorded in Plat Book 110, Pages 256 through 259, Gwinnett County, Georgia Records; Together with and subject to all right, title and interest in and to those certain covenants, restrictions and easements as contained in A. Declaration of Covenants, Conditions and Restrictions for Suwanee Station recorded in Deed Book 29461, Page 95, Gwinnett County, Georgia Records; as amended from time to time and B. Declaration of Covenants, Conditions and Restrictions for Suwanee Station recorded in Deed Book 42823, Page 244, aforesaid records; as amended from time to time. which has the property address of 3958 Church View Lane, Suwanee, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jihyun Yang and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jihyun Yang Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18526 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582937,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Lloyd Johnson and Gwendolyn Elias to Mortgage Electronic Registration Systems, Inc. dated May 25, 2006, and recorded in Deed Book 46648, Page 421, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Mortgage Electronic Registration Systems, Inc . by Assignment securing a Note in the original principal amount of $232,584.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 138, 6th District, Gwinnett County, Georgia, being Lot 5, Villa Chase Subdivision, Unit Two, Block G, as per plat recorded in Plat Book 103, Pages 240-241, Gwinnett County, Georgia Records, which plat is hereby referred to and made a part hereof by description. Said property is known as 6405 Mimosa Circle, Tucker, GA 30084, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Lloyd Johnson and Gwendolyn Elias, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Lloyd Johnson; Gwendolyn Elias , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Residential Funding Company, LLC as Attorney-in-Fact for Lloyd Johnson and Gwendolyn Elias File no. 07-2013 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517682,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Julie N. Johnson to Mortgage Electronic Registration Systems, Inc . dated March 31, 2005, and recorded in Deed Book 42524, Page 200, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association as trustee for Opteum Mortgage Acceptance Corporation Asset Backed, Pass through Certificates, Series 2005-3, by Assignment securing a Note in the original principal amount of $132,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 144 of the 7th District, Gwinnett County, Georgia, being Unit 74, The Reserve at Ivy Creek Townhomes, as per plat recorded in Plat Book 106, Pages 86-87, Gwinnett County Records, said plat being incorporated herein by reference thereto. Said property is known as 1867 APPALOOSA MILL COURT, BUFORD, GA 30519, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Julie N. Johnson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Julie N. Johnson and Josh Johnson, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, National Association as trustee for Opteum Mortgage Acceptance Corporation Asset Backed, Pass through Certificates, Series 2005-3 as Attorney-in-Fact for Julie N. Johnson her successor in title being Julie Johnson and Josh Johnson File no. 07-4904 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/S.M www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582899,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Kevin R. Johnson to Wells Fargo Bank, NA, dated September 24, 2004, recorded in Deed Book 40290, Page 128, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND FOUR HUNDRED NINETY-NINE AND 0/100 DOLLARS ($127,499.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 11 of the 5th District, Gwinnett County, Georgia, being Lot 6, Block B, Holly Hills Subdivision, Unit two, as per plat recorded in Plat Book 5, Page 89, Gwinnett County Records, which said plat is incorporated herein by this reference and made a part of this description, being improved property and being known as Number 2767 Spanish Oak Drive, according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kevin R. Johnson or a tenant or tenants and said property is more commonly known as 2767 Spanish Oak Drive, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Kevin R. Johnson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jr1 2/5/08 Our file no. 52233307-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583015,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michael K. Johnson to Mortgage Electronic Registration Systems, Inc. , dated May 31, 2006, recorded in Deed Book 46601, Page 26, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company as Trustee by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($67,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 365, 7th District, Gwinnett County, City of Sugar Hill, Georgia, being Lot 267, Laurel Park Subdivision, Phase Four-C, Unit Two, as per plat recorded in Plat Book 113, pages 5 through 11, Gwinnett County, Georgia Records, which plat is hereby referred to and made a part of this description. Subject to security deed recorded in Deed Book 46601, Page 2, aforesaid records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael K. Johnson or a tenant or tenants and said property is more commonly known as 581 Fulper Ct, Sugar Hill, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company as Trustee as Attorney in Fact for Michael K. Johnson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/saf 2/5/08 Our file no. 52599607-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588195,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michael E. Johnson to Mortgage Electronic Registration Systems, Inc., dated March 29, 2006, recorded in Deed Book 46346, Page 698, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($163,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 1 of the 7th District, Gwinnett County, Georgia, being Lot 46, Block 1, Avalon Forest Subdivision, Unit Two, as per plat recorded in plat book 58, page 9, and revised in plat book 59, page 191, Gwinnett County Georgia, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael E. Johnson or a tenant or tenants and said property is more commonly known as 2915 Camelot Woods Drive, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Michael E. Johnson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/djc 2/5/08 Our file no. 52716607-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582863,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Sheila Johnson to Mortgage Electronic Registration Systems, Inc., dated August 10, 2004, recorded in Deed Book 39714, Page 132, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FOUR THOUSAND TWO AND 0/100 DOLLARS ($224,002.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 109 of the 5th District, Gwinnett County, Georgia and being Lot 37, Block C, Sugarloaf Manor Subdivision, Unit I, as per plat thereof recorded in Plat Book 101, Page 163, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Sheila Johnson or a tenant or tenants and said property is more commonly known as 585 Briarhurst Court, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Sheila Johnson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rcr 2/5/08 Our file no. 5331207-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583031,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Crystalyn Y. Johnson to SouthStar Funding, LLC, dated December 6, 2000, recorded in Deed Book 21894, Page 247, Gwinnett County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment recorded in Deed Book 23865, Page 78, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND SIX HUNDRED FIFTY AND 0/100 DOLLARS ($156,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that certain real property land lying and being in Land Lot 47 of the 6th District, Gwinnett County, Georgia, being Lot 30, Block B, of Unit One, of Springridge Subdivision, as per plat of said subdivision recorded in Plat Book 59, Page 226, in the office of clerk of Superior Court Records of Gwinnett County, Georgia Records, which plat is hereby referred to and incorporated herein by reference and made a part hereof this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Crystalyn Y. Johnson or a tenant or tenants and said property is more commonly known as 4040 Willowmeade Drive, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Crystalyn Y. Johnson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/eds 2/5/08 Our file no. 5986607-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588337,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Amanda J Johnson to Mortgage Electronic Registration Systems Inc. dated September 1, 2006 in the amount of $220,450.00, and recorded in Deed Book 47010, Page 53, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 213, 5th District of Gwinnett Co., Georgia, being Lot 44, Block A, Ballantrae Subdivision F.K.A. Ashton Park Subdivision, as per plat thereof recorded in Plat Book 114, Pages 49-51, Gwinnett County records, which plat is incorporated herein by reference. which has the property address of 849 Ashton Park Court, Lawrencville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Amanda J Johnson and Timothy Simeong Dowling and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Amanda J Johnson Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17816 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582555,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Security Deed from Amy Johnson to First Franklin Financial Corporation dated December 18, 2002, recorded in Deed Book 5791, Page 480, Gwinnett County Records, and last assigned to Wells Fargo Bank Minnesota, N.A. as trustee for S.A.I.L. 2003-BC3, conveying the after-described property to secure a Note in the original principal amount of SIX HUNDRED THOUSAND AND 00/100 ($600,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday in February, 2008 the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 174 OF THE 2ND DISTRICT, 2ND SECTION, CHEROKEE COUNTY, GEORGIA, BEING LOT 1, AARONWOOD SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 63, PAGE 59, CHEROKEE COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. SUBJECT TO ALL EASEMENTS AND RESTRICTIONS OF RECORD. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneys fees, notice of intent to collect attorneys fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Amy Johnson and Michael A. Johnson or, a tenant or tenants, and said property was or is commonly known as 111 Aaronwood Ct, Alpharetta, GA 30004. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder for the security deed. Wells Fargo Bank Minnesota, N.A. as trustee for S.A.I.L. 2003-BC3 As Attorney in Fact for Amy Johnson Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 07-6136 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587904,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Michael K. Johnson to Lendmark Financial Services, Inc., dated July 28, 2006 in the amount of $151,200.00, and recorded in Deed Book 46912, Page 0384, Gwinnett County, Georgia Records; as last transferred to Bank of New York as Trustee for the Certificateholder S CWABS, Inc. Asset-Backed Certificates, Series 2006-18 by assignment; the undersigned, Bank of New York as Trustee for the Certificateholder S CWABS, Inc. Asset-Backed Certificates, Series 2006-18 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 230 of the 6th District of Gwinnett County, Georgia, being Lot 61, Block B of Stanton Court, Phase Two as shown on plat recorded in Plat Book 66, Page 206, Gwinnett County, Georgia Records, which is incorporated herein and made a part hereof by reference. Which has the property address of 4 059 Beaver Oaks Drive, Duluth, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Michael K. Johnson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Bank of New York as Trustee for the Certificateholder S CWABS, Inc. Asset-Backed Certificates, Series 2006-18 Attorney in Fact for Michael K. Johnson Anthony DeMarlo, Attorney/kgrant. McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17929 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587791-1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Simon Lee Jones, Jr. to Resource Bancshares Mortgage Group, Inc . dated October 12, 1998 in the amount of $136,420.00, and recorded in Deed Book 17061, Page 172, Gwinnett County, Georgia Records; as last transferred to Washington Mutual Bank, FA by assignment; the undersigned, Washington Mutual Bank, FA pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 265 of the 6th District, Gwinnett County, Georgia and being Lot 17, Block B, Ennfield Subdivision, Phase I, as per plat recorded in Plat Book 62, Page 16, Gwinnett County records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 3424 Ennfield Way, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Simon Lee Jones, Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Washington Mutual Bank, FA Attorney in Fact for Simon Lee Jones, Jr. Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-14538 /VA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517693,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Elizabeth Jones to Mortgage Electronic Registration Systems Inc . dated February 25, 2005 in the amount of $170,000.00, and recorded in Deed Book 42896, Page 0138, Gwinnett County, Georgia Records; as last transferred to HSBC by assignment; the undersigned, HSBC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 263 of the 6th District of Gwinnett County, Georgia, being Lot 1, Block F of Claiborne Manor, Unit No.2, as per plat recorded in Plat Book Q, Page 188, Gwinnett County, Records, which plat is hereby referred to and made a part of this description being improved property known as 3034 Kent Court according to the present system of numbering houses in Gwinnett County, Georgia. Subject to all restrictive covenants, easements and restrictions of record affecting the title said real estate and all easement or right of way visible upon the property. Being the same property conveyed to Mildred E. Osborne by Deed from Ernestine C. Osborne aka Mildred Ernestine Osborne Quit Claim Deed recorded 9/23/1994 in Deed Book 10701 Page 223, In the Office of the Clerk of the Superior Court of Gwinnett County, Georgia. Tax ID#R6263049 which has the property address of 3205 Chandon Lane, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Elizabeth Jones and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. HSBC Attorney in Fact for Elizabeth Jones Anthony DeMarlo, Attorney/efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-19538 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517847,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Claudia R. Jones to Mortgage Electronic Registration Systems, Inc . dated June 14, 2006, and recorded in Deed Book 46637, Page 354, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for Deutsche Alt-A Securities Mortgage Loan Trust, Series 2006-AR5, by Assignment securing a Note in the original principal amount of $147,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 53 of the 5th District, Gwinnett County, Georgia, being Lot 32, Block A, Unit Two of Flowers Crossing Subdivision, as per plat thereof recorded in Plat Book 28, Page 295, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. Said property is known as 769 Flowers Crossing Drive, Lawrenceville, GA 30044, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Claudia R. Jones, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Claudia R. Jones , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, National Association, as Trustee for Deutsche Alt-A Securities Mortgage Loan Trust, Series 2006-AR5 as Attorney-in-Fact for Claudia R. Jones File no. 07-7800 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582758,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Desiree Jones to Mortgage Electronic Registration Systems, Inc as nominee for America's Wholesale Lender, dated April 13, 2005, recorded April 15, 2005, in Deed Book 42383, Page 0244, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty Four Thousand Seven Hundred and 00/100 Dollars ($134,700.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 211 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 24, BLOCK C, PHASE THREE, OLDE ATHENS SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 71, PAGE 209, GWINNETT COUNTY RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION. Said property is commonly known as 1290 Mercury Drive, Lawrenceville, Georgia 30045. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Desiree Jones or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. COUNTRYWIDE HOME LOANS, INC. as Attorney in Fact for DESIREE JONES Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215400.1055 950-06587472,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Brian Jones and Pamela E. Jones A/K/A Pamela Jones to Franklin First Financial, Ltd, dated April 4, 2005, recorded in Deed Book 42482, Page 28, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2005-OPT1, Asset-Backed Certificates, Series 2005-OPT1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-THREE THOUSAND FIVE HUNDRED TWENTY AND 0/100 DOLLARS ($143,520.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 37 of the 7th District of Gwinnett County, Georgia, and being Lot 4, Block A, Glen Meadows, Unit One, as per plat recorded in Plat Book 59, page 10, Gwinnett County Records. Being the same property conveyed to Brian Jones and Pamela E. Jones by deed from Brian Jones recorded 02/10/2000 in Deed Book 20013 Page 80, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is or a tenant or tenants and said property is more commonly known as 1087 Glen Chase Dr, Lawrenceville, Georgia 30044. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2005-OPT1, Asset-Backed Certificates, Series 2005-OPT1 as Attorney in Fact for Brian Jones and Pamela E. Jones A/K/A Pamela Jones McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/th1 2/5/08 Our file no. 51522307-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587947,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ineathea Jones and Jonathan J. Jones to Chase Manhattan Mortgage Corporation, dated November 29, 2001, recorded in Deed Book 25831, Page 87, Gwinnett County, Georgia Records, as last transferred to Citibank, N.A., as Trustee by assignment recorded in Deed Book 38767, Page 183, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-EIGHT THOUSAND EIGHT HUNDRED SIXTEEN AND 0/100 DOLLARS ($228,816.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 22 of the 5th District of Gwinnett County, Georgia, being Lot 123, Block "B" Bright Water Subdivision, Phase V, as per plat recorded in plat book 91, pages 138-139, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ineathea Jones and Jonathan J. Jones or a tenant or tenants and said property is more commonly known as 911 Blue Sky Ridge, Snellville, Georgia 30078. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Citibank, N.A., as Trustee as Attorney in Fact for Ineathea Jones and Jonathan J. Jones McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mt1 2/5/08 Our file no. 51889306-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582436,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Gary L. Jones to Mortgage Electronic Registration Systems, Inc., dated June 27, 2007, recorded in Deed Book 48076, Page 78, Gwinnett County, Georgia Records, as last transferred to GreenPoint Mortgage Funding, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIX HUNDRED THIRTY THOUSAND AND 0/100 DOLLARS ($630,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 90 of the 5th District, Gwinnett County, Georgia, being more particularly described as follows: Beginning at a point on the western right of way of Snellville Grayson Road 575 feet southwest of the land lot line common to Land Lots 90 and 103; running thence 175 feet south 24 degrees 23 minutes 32 seconds west to a point; running thence 725.36 feet north 67 degrees 21 minutes 57 seconds south west to an iron pin found; running thence 217.16 feet north 49 degrees 22 minutes east to an iron pin set; running thence 633.12 feet south 65 degrees 36 minutes 28 seconds east to the point of beginning; said tract containing 2.889 acres according to the survey entitled survey for David L. Todd, Jr., dated February 5, 1987, by S.R. Fields, according to plat which is recorded in plat book 39, page 188, Gwinnett County, Georgia Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gary L. Jones or a tenant or tenants and said property is more commonly known as 1251 Grayson Parkway, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. GreenPoint Mortgage Funding, Inc. as Attorney in Fact for Gary L. Jones McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/eds 2/5/08 Our file no. 52586707-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588333,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by James E. Joseph and Winnie Joseph to Mortgage Electronic Registration Systems, Inc. as nominee for Heartland Home Finance, Inc. , dated June 23, 2005, recorded in Deed Book 43565, Page 53, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND AND 0/100 DOLLARS ($113,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 301, 7th District, Gwinnett County, Georgia, being more particularly described as follows: To find the true point of beginning, commence at the corner formed by the intersection of the center line of the paved portion of Roberts street(18 feet wide) with the center line of Brown Alley; running thence north 21 degrees 45 minutes west 294.3 feet to a point; running thence north 20 degrees 09 minutes west 55 feet to a point; running thence south 65 degrees 22 minutes west 19.6 feet to an iron pin found on the southwesterly side of Roberts Street and the true point of beginning; said point also being located at the northwesterly line of property now or formerly owned by Dunahoo; running thence north 22 degrees 36 minutes west along the southwesterly side of Roberts Street 50 feet to an iron pin found and property now or formerly owned by Ivey Wansley; running thence south 65 degrees 22 minutes west along the southeasterly line of said wansley property 201.5 feet to an iron pin found; running thence south 22 degrees 44 minutes east 50 feet to an iron pin found and the northwesterly line of said Dunahoo property; running thence north 65 degrees 22 minutes east along the northwesterly line of said Dunahoo property 201.4 feet to the true point of beginning, being more particularly described on a survey by Georgia Land Surveying Co., Inc. dated December 7, 1978. Parcel #R7301-036 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is James E. Joseph and Winnie Joseph or a tenant or tenants and said property is more commonly known as 231 Roberts St, Buford, Georgia 30518. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for James E. Joseph and Winnie Joseph Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/eds 2/5/08 Our file no. 1955808-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583232,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Joseph and Yvonne R. Joseph to GWF Mortgage Corporation, dated March 27, 1987, recorded in Deed Book 4225, Page 32, Gwinnett County, Georgia Records, as last transferred to JPMorgan Chase Bank, as Trustee for certificateholders of Bear Stearns Asset Backed Securities Trust 2005-SD1, Asset Backed Certificates, Series 2005-SD1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND AND 0/100 DOLLARS ($123,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 3 of the 6th District, Gwinnett County, Georgia, being Lot 30, Block C, Camaron Springs, Unit One, as per plat recorded in plat book 35, page 93, Gwinnett County, Georgia records which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Joseph and Yvonne R. Joseph or a tenant or tenants and said property is more commonly known as 3981 Windy Shore Drive, Lithonia, Georgia 30058. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, as Trustee for certificateholders of Bear Stearns Asset Backed Securities Trust 2005-SD1, Asset Backed Certificates, Series 2005-SD1 as Attorney in Fact for Michael Joseph and Yvonne R. Joseph McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 51910506-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588442,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Tracy S. Joseph and Kristina L. Joseph to Mortgage Electronic Registration Systems, Inc., dated December 17, 2003, recorded in Deed Book 36413, Page 230, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED THOUSAND AND 0/100 DOLLARS ($400,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 107 of the 5th District, Gwinnett County, Georgia, being Lot 86, Block C, Knollwood Lakes Subdivision, Unit Two, according to plat of survey recorded in Plat Book 89, Page 185, Gwinnett County, Georgia Records, which plat and the record thereof are incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Tracy S. Joseph and Kristina L. Joseph or a tenant or tenants and said property is more commonly known as 1120 Dayspring Court, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Tracy S. Joseph and Kristina L. Joseph McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/djc 2/5/08 Our file no. 588107-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588201,1/10,17,24,31 NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF GWINNETT Because of default in the payment of an indebtedness on a Loan Agreement executed by SABRINA LYNETT JOYCE in the original principal amount of $252,825.00, secured by Deed to Secure Debt executed by SABRINA LYNETT JOYCE dated MARCH 25, 2005, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., its successors and assigns, as nominee for ACCREDITED HOME LENDERS, INC., and recorded MARCH 31, 2005, in Deed Book 42161, Page 167, Clerk, GWINNETT County Superior Court, and assigned to HSBC MORTGAGE SERVICES, INC., the undersigned, HSBC MORTGAGE SERVICES, INC., pursuant to said Deed and the note thereby secured has declared the entire balance outstanding on said indebtedness due and payable and pursuant to Power of Sale contained in said Deed, will on the first TUESDAY in FEBRUARY, 2008, during the legal hours of sale, sell said property before the Courthouse door in GWINNETT County at public outcry to the highest bidder for CASH. The property to be sold is described in said Deed and is set forth hereinafter in full: All that tract or parcel of land lying and being in Land Lot 288 of the 7th District, Gwinnett County, Georgia, being Lot 1, Block A, Unit I of Townsend Creek Subdivision, Phase A, as per plat recorded in Plat Book 99, Page 292-294, Gwinnett County, Georgia Records, to which plat reference is made for a more detailed description. This property is known as: 18 Crystal Downs Way, Suwanee, GA 30024. This sale will be held subject to the following additional items which may affect title to said property: all restrictive covenants, easements, rights of way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, trash collection, water, sewage and public utilities which may be liens upon said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of SABRINA LYNETT JOYCE, and the sale will be applied to the payment of said indebtedness and the expenses of said Deed, and the undersigned will execute a Deed to the purchaser at said sale as provided in the aforementioned Deed to Secure Debt which Deed will be subject to the liens and encumbrances of record. To the best of the undersigned's knowledge, information and belief, the premises are in the possession of SABRINA LYNETT JOYCE. This is a communication from a debt collector. The debt collector is attempting to collect a debt, and any information obtained will be used for that purpose. HSBC MORTGAGE SERVICES, INC. AS ATTORNEY IN FACT FOR SABRINA LYNETT JOYCE STEPHEN J. KNEZO Attorney at Law PO Box 724618 Atlanta, GA 31139 (678) 305-0043 950-07582901,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by In Sun Jun to Washington Mutual Bank, FA dated July 2, 2003, and recorded in Deed Book 34369, Page 122, Gwinnett County Records, securing a Note in the original principal amount of $137,300.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 125 of the 7th District, of Gwinnett County, Georgia, and being Lot 55, of Glencrest Place, as per plat recorded in Plat Book 97, Page 76-77 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Said property is known as 2415 Birkhall Way, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of In Sun Jun, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Dae Ho Choi and In Sun Jun, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Washington Mutual Bank as Attorney-in-Fact for In Sun Jun his successor in title being Dae Ho Choi and In Sun Jun File no. 07-7982 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/S.M www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588026,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jung Yu Kim to Mortgage Electronic Registration Systems, Inc . dated November 17, 2006 in the amount of $194,400.00, and recorded in Deed Book 47299, Page 444, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank F.S.B. by assignment; the undersigned, IndyMac Bank F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 74, of the 7th District, Gwinnett County, Georgia, being Lot 38, Block A, Enclave at Discover Mill n/k/a The Village at Nelms Pointe, as per plat recorded in Plat Book 104, Page 263 and 264, Gwinnet County records, which plat is incorporated herein by reference and made a part hereof. which has the property address of 1796 Martha Pointe Terrace, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jung Yu Kim and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. IndyMac Bank F.S.B. Attorney in Fact for Jung Yu Kim Anthony DeMarlo, Attorney/isheffield McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-17658 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582842,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ejub Kacevic and Elmina Kacevic to , dated March 23, 2004, recorded in Deed Book 37596, Page 162, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND ONE HUNDRED FIFTY-FIVE AND 0/100 DOLLARS ($162,155.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lots 115 & 142 of the 5th District, Gwinnett County, Georgia, being Lot 10, Block D, Final Unit 6 of Sherwood Forest Subdivision, as per plat recorded in Plat Book 98, page 49, Gwinnett County, Georgia Records, which plat is by reference incorporated herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ejub Kacevic and Elmina Kacevic or a tenant or tenants and said property is more commonly known as 155 Meadow Brook Dr, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Ejub Kacevic and Elmina Kacevic McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ll2 2/5/08 Our file no. 52630407-FT5 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587917,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Patrice Kaira and James C. Kaira to Mortgage Electronic Registration Systems, Inc. , dated May 3, 2005, recorded in Deed Book 42855, Page 205, Gwinnett County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-ONE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($251,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 197 of the 7th District, Gwinnett County, Georgia, being shown and designated as Lot 9, Block C of Maple Ridge Subdivision, Unit Five, according to a plat of Subdivision recorded in Plat Book 40, Page 149, Gwinnett County, Georgia Records, which plat is incorporated by reference herein and made a part hereof. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Patrice Kaira and James C. Kaira or a tenant or tenants and said property is more commonly known as 1451 Eryn Circle, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CitiMortgage, Inc. as Attorney in Fact for Patrice Kaira and James C. Kaira McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/as5 2/5/08 Our file no. 52802507-FT8 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588120,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jennifer N. Dean and Collin Kalevitch to Prestige Mortgage Company, Inc dated April 26, 2006 in the amount of $230,000.00, and recorded in Deed Book 46443, Page 68, Gwinnett County, Georgia Records; as last transferred to Prestige Mortgage Company Inc by assignment; the undersigned, Prestige Mortgage Company Inc pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 224 of the 7th District, Gwinnett County, Georgia, being Lot 63, Block B, Ellsworth Subdivision, Unit One, f/k/a Sandy Branch Farms Unit One f/k/a Sandy Hill, per Plat Book 110, Page 222, Gwinnett County, Georgia Records, which is referred to and made a part of this description. which has the property address of 3206 Copper Creek Lane, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jennifer N. Dean and Collin Kalevitch and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Prestige Mortgage Company Inc Attorney in Fact for Jennifer N. Dean and Collin Kalevitch Anthony DeMarlo, Attorney/canderson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-18794 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588082,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Priscilla Kanorr to Option One Mortgage Corporation, dated December 30, 2005, recorded January 18, 2006, in Deed Book 46065, Page 0348, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Thirty Two Thousand and 00/100 Dollars ($232,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to GRP LOAN, LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: All that tract or parcel of land lying and being in Land Lot 288 of the 6th District of Gwinnett County, Georgia and being more particularly described as follows: Beginning at an iron pin located on the northwesterly right-of-way of Lou Ivy Road aka Aunt Lou Ivy Road (based upon a 60 foot right-of-way) 159.4 feet northeasterly. As measured along the northwesterly right-of-way line of Lou Ivy Road aka Aunt Lou Ivy Road, from the point formed by the intersection of the northwesterly right-of-way line of Lou Ivy Road aka Aunt Lou Ivy Road and the northeasterly right-of-way line of Grist Mill court, said point of beginning also being located on the land lot line dividing Land Lot 287 and 288; thence north 29 degrees 57 minutes west, 200.00 feet to an iron pin found; thence north 58 degrees 31 minutes 01 seconds east, 83.91 feet to an iron pin found; thence south 34 degrees 33 minutes 33 seconds east, 189.57 feet to an iron pin found on the northwesterly right-of-way line of Lou Ivy Road aka Aunt Ivy Road; thence southwest along the northwesterly side of said road. 77.66 feet to an iron pin found at the point of beginning; as shown and delineated on a plat of survey prepared by for Richard J. Turnbull and Alicia D. Turnbull, by James H. Carter, Georgia Registered Land Surveyor No. 1999, dated August 26, 1987. Property address 4763 Lou Ivy Rd Duluth, GA 30096 Property ID # R6288090 Said property is commonly known as 4763 Lou Ivy Road, Duluth, Georgia 30096. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Priscilla Kanorr, Russell Kanorr or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. GRP LOAN, LLC as Attorney in Fact for PRISCILLA KANORR Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215059.0130 950-07583184,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Marisa N. Kavanaugh-Hogans to Mortgage Electronic Registration Systems, Inc., dated July 10, 2006, recorded in Deed Book 46849, Page 63, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND NINE HUNDRED NINETY-TWO AND 0/100 DOLLARS ($171,992.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 306 of the 5th District, Gwinnett County, Georgia, being Lot 50, Block A, Alcovy Ridge, as per plat recorded in plat book 107, pages 223-229, Gwinnett County Records, said plat being incorporated herein by reference thereto The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Marisa N. Kavanaugh-Hogans or a tenant or tenants and said property is more commonly known as 2623 Austin Ridge Drive, Dacula, Georgia 30019. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Marisa N. Kavanaugh-Hogans McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/djc 2/5/08 Our file no. 52320707-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582796,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Seetadai Kawal and Navin Mursalim to Mortgage Electronic Registration Systems, Inc. dated May 26, 2006, and recorded in Deed Book 46615, Page 2, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee by Assignment securing a Note in the original principal amount of $176,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 213 of the 5th District, Gwinnett County, Georgia, being Lot 5, Block A, Unit One, Georgian Hills Subdivision, as per plat recorded in Plat Book 66, Page 69, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. Said property is known as 645 Dana Pointe Court, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Seetadai Kawal and Navin Mursalim, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Seetadai Kawal; Navin Mursalim , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association as Trustee as Attorney-in-Fact for Seetadai Kawal and Navin Mursalim File no. 07-7680 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582616,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Fermena Kelly to Mortgage Electronic Registration Systems, Inc., dated May 15, 2006, recorded in Deed Book 46659, Page 379, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 140 of the 7th District, Gwinnett County, Georgia, being Lot 52, Block A, Briarglen at Ivy Creek Subdivision, Unit Five, as per plat recorded in Plat Book 59, Page 202, Gwinnett County Records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Fermena Kelly or a tenant or tenants and said property is more commonly known as 3410 Camens Ct, Buford, Georgia 30519. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Fermena Kelly McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ml1 2/5/08 Our file no. 5212107-FT4 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588395,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carolyn Kelly and Lee Bonnett to Mortgage Electronic Registration Systems, Inc., dated April 26, 2006, recorded in Deed Book 46531, Page 329, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND AND 0/100 DOLLARS ($159,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 72 of the 6th District, Gwinnett County, Georgia, being Lot 6, Block E, Unit Two of Stonemount as per plat thereof recorded in Plat Book V, page 149, Gwinnett County records, said plat being incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Carolyn Kelly and Lee Bonnett or a tenant or tenants and said property is more commonly known as 4102 Stonemount Drive, SW, Lilburn, Georgia 30047. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Carolyn Kelly and Lee Bonnett McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/saf 2/5/08 Our file no. 52758507-FT2 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583012,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Carol Kennedy and Tony C. Kennedy to Mortgage Electronic Registration Systems, Inc. , dated March 12, 2004, recorded in Deed Book 37511, Page 23, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 46770, Page 858, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($109,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 186 of the 5th District, Gwinnett County, Georgia, being Tract 1 containing 0.871 acres, according to plat of survey for Stephen T. Qualls, dated October 14, 1998, prepared by B.J. Gobel, Jr., and being recorded in Plat Book 79, page 198, Gwinnett County, Georgia Records, which plat and the record thereof are incorporated herein by reference thereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Carol Kennedy, Tony C. Kennedy and Carol D. Kennedy, aka, Carol Kennedy, fka, Carol D. Bennett or a tenant or tenants and said property is more commonly known as 2135 Chandler Rd, Grayson, Georgia 30017. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Carol Kennedy and Tony C. Kennedy McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mt1 2/5/08 Our file no. 51149206-FT3 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583086,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Jacqueline Kershaw to Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin a Division of National City Bank, dated August 14, 2006, recorded September 27, 2006, in Deed Book 47058, Page 0484, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Thousand and 00/100 Dollars ($200,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Bank, N.A., as Trustee for First Franklin Mortgage Loan Trust 2006-FF15, Mortgage Pass-Through Certificates, Series 2006-FF15, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 38 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING LOT 8, BLOCK E, RIVERFRONT AT THE MOORINGS SUBDIVISION, UNIT TWO, AND RECORDED IN PLAT BOOK 38, PAGE 95, GWINNETT COUNTY RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART HEREOF BY REFERENCE. Said property is commonly known as 2742 Moorings Parkway, Snellville, Georgia 30039. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Jacqueline Kershaw or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose. WELLS FARGO BANK, N.A., AS TRUSTEE FOR FIRST FRANKLIN MORTGAGE LOAN TRUST 2006-FF15, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-FF15 as Attorney in Fact for JACQUELINE KERSHAW Contact: Glen D. Rubin Adorno & Yoss, L.L.C. Two Midtown Plaza 1349 West Peachtree Suite 1500 Atlanta, GA 30309 WWW.ADORNO.COM/ATLDOCS/SALES.HTML TEL (888) 890-5309 ADORNO File No. 215758.0217 950-06587595,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Melissa Kesselring to Mortgage Electronic Registration Systems, Inc. dated March 23, 2005 in the amount of $731,500.00, and recorded in Deed Book 42419, Page 96, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc . pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 273 of the 5th District, of Gwinnett County, Georgia, and being Lot 2, Block A of Stone Ridge Estates, Unit One, as per plat recorded in Plat Book 19, Page 288 of Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 3336 Old Peachtree Road, Dacula, Georgia. , together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Melissa Kesselring and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Melissa Kesselring Anthony DeMarlo, Attorney/apatterson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 07-10293 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582708,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by David T. Keyes and Martha A. Keyes to Wells Fargo Home Mortgage, Inc., dated December 30, 2003, recorded in Deed Book 37251, Page 112, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-NINE THOUSAND AND 0/100 DOLLARS ($179,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 2 of the 6th District of Gwinnett County, Georgia being Lot 14, Block "E", Inns Brook Subdivision, Unit Five, according to plat recorded in Plat Book 16, Page 103, Gwinnett County Records, Georgia, which plat is incorporated herein by reference. The above described property is conveyed subject to all easements and restrictions of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is David T. Keyes and Martha A. Keyes or a tenant or tenants and said property is more commonly known as 4158 Azalea Ct, Snellville, Georgia 30039. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for David T. Keyes and Martha A. Keyes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jtm 2/5/08 Our file no. 5691907-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588112,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Bibi Khan to Mortgage Electronic Registration Systems, Inc. dated June 30, 2006, and recorded in Deed Book 46780, Page 301, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee Asset-Backed Certificates, series 2006-3 by Assignment securing a Note in the original principal amount of $94,410.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Wednesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 64 of the 6th District, Gwinnett County, Georgia, being Lot 64, Block C, Unit Eight of Tucker Woods Subdivision, as per plat thereof recorded in Plat Book 21, Page 44, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. Said property is known as 6866 Graves Mill Court, Norcross, GA 30093, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Bibi Khan, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Bibi Khan , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Deutsche Bank National Trust Company, as Trustee Asset-Backed Certificates, series 2006-3 as Attorney-in-Fact for Bibi Khan File no. 07-7608 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-12517679,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Melanie Kicklighter and Christopher Kicklighter to First Franklin Financial Corporation, dated June 4, 2004, recorded in Deed Book 38605, Page 129, Gwinnett County, Georgia Records, as last transferred to National City Real Estate Services LLC sbm National City Mortgage, Inc. fka National City Mortgage, Co. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($109,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT A All that tract or parcel of land lying and being in Land Lot 128 of the 7th District, Gwinnett County, Georgia, and being Lot 64, Block B, Arbour Trace, Unit five, as per plat thereof, recorded in Plat Book 39, Page 176, of the Public Records of Gwinnett County, Georgia, which plat is hereby referred to and made a part hereof by reference. File Number: 04SL0533R The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Melanie Kicklighter and Christopher Kicklighter or a tenant or tenants and said property is more commonly known as 2460 Arbour Trace Vista, Suwanee, Georgia 30024. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. National City Real Estate Services LLC sbm National City Mortgage, Inc. fka National City Mortgage, Co. as Attorney in Fact for Melanie Kicklighter and Christopher Kicklighter McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs9 2/5/08 Our file no. 52650307-FT1 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07582718,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY By virtue of the power of sale contained in a Security Deed from Amy Kilasonia to MERS, Inc. as nominee for Encore Credit Corp. dated March 24, 2005, recorded in Deed Book 42207, Page 102, Gwinnett County Records, and last assigned to HSBC Bank, USA, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND AND 00/100 ($145,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday in February, 2008 the following described property, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 93 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA AND BEING SHOWN AS LOT 15, UNIT 1, THE BRANCHES, AS RECORDED IN PLAT BOOK 39, PAGE 2216, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees, notice of intent to collect attorney's fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Amy Kilasonia or, a tenant or tenants, and said property was or is commonly known as 1951 Shady Creek Lane, Lawrenceville, GA 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder for the security deed. HSBC Bank, USA As Attorney in Fact for Amy Kilasonia Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M&B File No.: 07-6172 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06587975,1/10,17,24,31 STATE OF GEORGIA COUNTY OF GWINNETT NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jung Myung Kim to Mortgage Electronic Registration Systems, Inc . dated March 31, 2006, and recorded in Deed Book 46365, Page 744, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for SB Mortgage Securities ASset Backed Certificates, Series 2006-FRE2, by Assignment securing a Note in the original principal amount of $193,770.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 5, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 7 of the 3rd District, Gwinnett County, Georgia, being Lot 13, Block C, Flowery Branch Crossing, Unit I, as per plat recorded in Plat Book 109, Pages 22-24, Gwinnett County Records, said plat being incorporated herein by reference thereto. Said property is known as 1964 Tulip Petal Road, Auburn, GA 30011, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed. Said property will be sold as the property of Jung Myung Kim, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jung Myung Kim , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. US Bank National Association, as Trustee for SB Mortgage Securities ASset Backed Certificates, Series 2006-FRE2 as Attorney-in-Fact for Jung Myung Kim File no. 07-1870 L. J. SWERTFEGER, JR. SHAPIRO & SWERTFEGER, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/LW www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-06588268,1/10,17,24,31 NOTICE OF SALE UNDER POWER GEORGIA, GWINNETT COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Eun M. Kim to Bank of America, N.A., dated August 12, 2005, recorded in Deed Book 44152, Page 246, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($135,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2008, the following described property: All that tract or parcel of land lying and being in Land Lot 204 of the 5th District, Gwinnett County, Georgia, being Lot 1, Simonton Park Subdivision, as per plat recorded in Plat Book 106, Page 204, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by this reference, being improved property known as 805 Simonton Road, according to the present system of numbering houses in Gwinnett County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Eun M. Kim or a tenant or tenants and said property is more commonly known as 805 Simonton Road, Lawrenceville, Georgia 30045. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Eun M. Kim Morris, Schneider, Prior, Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.msplaw.com/foreclosure_sales.asp MSP/eds 2/5/08 Our file no. 1957008-FT10 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 950-07583231,1/10,17,24,31