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Staff Photo: John Bohn Doctor Ravin Talati runs a primary care family medical practice in Duluth, where he doesn't require or take insurance. He provides services for a monthly rate of $35 and $15 per visit fees. Dr. Talati also offers discounted fees for lab work and x-rays.

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Insurance-free doctor prefers quality over quantity

A Duluth doctor recently opened a "direct pay" practice where he doesn't accept insurance, and charges patients $35 per month, and $15 per visit.

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