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Foreclosures

NOTICE OF SA

Part 12

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Luis Alfredo Rivera and Sulma Rosana Sosa to Mortgage Electronic Registration Systems, Inc., dated February 10, 2005, recorded in Deed Book 41789, Page 277, Gwinnett County, Georgia Records, as last transferred to Nationstar Mortgage LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($104,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 172 of the 6th District of Gwinnett County, Georgia, being Unit 4 A, Argonne Forest Condominium, as per plat recorded at Condominium Plat Book 3, page 47, aforesaid records, said plat being incorporated and made a part of this description. Said floor plans for Unit 4 A being shown on the floor plans recorded in Condominium Floor Plan Nos. 2412 - 2416, Gwinnett County Records, together with an undivided percentage interest in all the rights, title, and interest of grantor in the aforesaid Unit and the easements, right of way, strips, gores, ways, alleys, passages, sewer rights, waters, water courses, water rights and owners, and all estates, rights, title, interests, privileges, liberties, tenements, hereditaments and appurtenances, limited common elements and appurtenances thereto as set forth in the Declaration of Condominium for Argonne Forest Condominium recorded in Deed Book 28586, page 0184, Gwinnett County, Georgia Records (the "Declaration"), including such undivided interest in the common elements as set forth in said Declaration.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NationStar Mortgage LLC, 350 Highland Drive, Lewisville, TX 75067, 888-850-9398x3705. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Luis Alfredo Rivera and Sulma Rosana Sosa or a tenant or tenants and said property is more commonly known as 5345 Lambert Drive Unit 4A, Norcross, Georgia 30093.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Nationstar Mortgage LLC as Attorney in Fact for Luis Alfredo Rivera and Sulma Rosana Sosa

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/gsg 7/5/11

Our file no. 5473208-FT17

950-03576845, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of the power of sale contained in the Security Deed by and between JORGE RIVERA, (“Borrower”) to FIRST CENTURY BANK (“Lender”) dated May 31, 2002, and recorded in Deed Book 27792, Page 256, Gwinnett County Records conveying the realty described on Exhibit “A” attached hereto as collateral for the debt in the principal amount of $130,500.00 together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Gwinnett County Georgia, within the legal hours of sale on the first Tuesday of July, 2011 the realty in the 5th District, Gwinnett County, Georgia, being more completely described as follows:

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 52 of the 5th District of Gwinnett County, Georgia, being Lot 5, Black A, Hunter Cove Subdivision, as per plat recorded in Book 29, page 118, Gwinnett County Records, which is incorporated herein by this reference and made a part of this description.

Said property bears the address 2041 HUNTERS COVE DRIVE, LAWRENCEVILLE, GEORGIA 30044.

The debt secured by said Security Deed has been and is hereby declared due and payable because, among other possible events of default, of the Borrower’s failure to pay the interest and principal when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of Grantee, the party in possession of the property is Borrower or a tenant or tenants.

FIRST CENTURY BANK As Attorney In Fact For JORGE RIVERA

/s/ Dylan E. Wilbanks

Dylan E. Wilbanks

Wilbanks Law Firm, LLC

1237 S. Elm Street, Suite B

Commerce, GA 30529

PHONE: 706-335-2355

FAX: 706-243-6464

950-06619521,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Reina Rivera to Bank of America, N.A. dated June 29, 2007 in the amount of $187,530.00, and recorded in Deed Book 48069, Page 353, Gwinnett County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP by assignment; the undersigned, BAC Home Loans Servicing, LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 223 of the 7th District, Gwinnett County, Georgia, being Lot 1, Block A, The Arbors at Hamilton Mill, as per plat recorded in Plat Book 109, Page 114, Gwinnett County records, said plat being incorporated herein by reference thereto.

which has the property address of 3102 Little Bear Lane, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Reina Rivera and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP Attorney in Fact for Reina Rivera

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-16568

/FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07615739,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Abdur Rob and Nilufa Yesmin to Mortgage Electronic Registration Systems, Inc., dated July 17, 2007, recorded in Deed Book 48149, Page 0127, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-EIGHT THOUSAND SIX HUNDRED EIGHT AND 0/100 DOLLARS ($268,608.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in land lot 138, 6th district, Gwinnett County, Georgia, being lot 123, Block A, Princeton Crossing Subdivision, Unit 1, as per plat recorded in plat book 118, pages 218-225, Gwinnett County, Georgia records, which plat is hereby referred to and made a part hereof by description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Abdur Rob and Nilufa Yesmin or a tenant or tenants and said property is more commonly known as 5835 Princeton Run Trail, Tucker, Georgia 30084.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countywide Home Loans Servicing LP as Attorney in Fact for Abdur Rob and Nilufa Yesmin McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dna 7/5/11

Our file no. 52845110-FT10

950-03576302, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Dennis Virgil Roberts and Joan Roberts to Inland Mortgage Corporation, dated April 22, 1994, recorded in Deed Book 10262, Page 301, Gwinnett County, Georgia Records, as last transferred to Secretary of Veterans Affairs by assignment recorded in Deed Book 17432, Page 87, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND SIX HUNDRED FIFTY AND 0/100 DOLLARS ($123,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 159 of the 6th District, Gwinnett County, Georgia, being Lot 7, Block A, Ashford Cove Subdivision, Phase Two, as shown on plat recorded in Plat Book 59, Page 63, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dennis Virgil Roberts and Joan Roberts or a tenant or tenants and said property is more commonly known as 655 Ashford Cove Drive, Lilburn, Georgia 30247.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Secretary of Veterans Affairs as Attorney in Fact for Dennis Virgil Roberts and Joan Roberts

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jec 7/5/11

Our file no. 5114808-FT11

950-

06619611, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Kevin A Roberts and Candiss A Roberts to Wells Fargo Bank, N A, dated May 19, 2006, recorded in Deed Book 46641, Page 758, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($135,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 127 of the 7th District, Gwinnett County, Georgia, being Lot 28, Block D, Suwanee Lakes Subdivision, Phase Three, as per plat recorded in Plat Book 58, page 249, Gwinnett County records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kevin A Roberts and Candiss A Roberts or a tenant or tenants and said property is more commonly known as 555 Fosters Mill Lane, Suwanee, Georgia 30024.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N A as Attorney in Fact for Kevin A Roberts and Candiss A Roberts

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cls1 7/5/11

Our file no. 5703011-FT7

950-03576425, 6/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from LARRY LAMAR ROBERTS to UNITED COMMUNITY BANK, dated August 19, 2010, recorded August 23, 2010, in Deed Book 50223, Page 621, Gwinnett County, Georgia records, said Security Deed being given to secure a Note from LARRY LAMAR ROBERTS of even date in the original principal amount of Fifty Two Thousand Two Hundred Twelve and 00/100 ($52,212.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 85 of the 7th District, Gwinnett County, Georgia, being Tract A and B, and being more particularly described in a plat of survey recorded in Plat Book 39, Page 3-B, Gwinnett County Records, and incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is LARRY LAMAR ROBERTS or a tenant or tenants.

UNITED COMMUNITY BANK, as attorney in Fact for LARRY LAMAR ROBERTS

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-02931

950-08562897, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Marvin A. Roberts to Mortgage Electronic Registration Systems, Inc., as nominee for LoanCity.com Inc. dated 3/8/2004 and recorded in Deed Book 37502 Page 204, Gwinnett County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 138,821.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011 (July 5, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 336 of the 4th District, Gwinnett County, Georgia, being known and designated as Lot 3, Block A, of Unit One, Oaktree Subdivision, as per plat of said subdivision recorded in Plat Book 59, Page 113, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 4365 Hillsborough Drive, Snellville, Georgia 30039 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Marvin A. Roberts or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Marvin A. Roberts

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-62561

950-12535663,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of the power of sale contained in that certain Deed to Secure Debt/Security Deed dated April 17, 2006, executed by Stevie Roberts to Mortgage Electronic Registration Systems, Inc., as nominee for Meritlending.com, said Security Deed having been recorded on May 1, 2006 in Book 46440, Page 0551, and further assigned to Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC3 Asset-Backed Pass-Through Certificates in Gwinnett County, Georgia Records, said Deed to Secure Debt/Security Deed having been given to secure a Note dated April 17, 2006, in the original principal sum of One Hundred Seventy-Seven Thousand and no/100 ($177,000.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011, the property described as:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 58 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 13, BLOCK A, UNIT FIVE, ROCKBRIDGE ACRES SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 5 PAGE 30, GWINNETT COUNTY, GEORGIA RECORDS, WHICH SAID PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A OF THIS DESCRIPTION, BEING IMPROVED PROPERTY.

Parcel No.: R6058-181

which has the property address of 5333 Pounds Drive North, Stone Mountain, GA 30087, together with all fixtures and other personal property conveyed by said deed.

The debt secured by said Deed to Secure Debt/Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold as the property of Stevie Roberts, subject to the outstanding ad valorem taxes and/or assessments, if any, and all rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record having priority over this Deed to Secure Debt/Security Deed.

Said property will be sold as the property of Stevie Roberts and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Deed to Secure Debt/Security Deed.

Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC3 Asset-Backed Pass-Through Certificates

as attorney-in-fact for

Stevie Roberts

Carrington Mortgage Services, LLC, servicer for

Wells Fargo Bank N.A., as Trustee, for

Carrington Mortgage Loan Trust, Series

2006-NC3 Asset-Backed Pass-Through Certificates

Attn: Loss Mitigation

1610 E. St. Andrew Place, Suite B150

Santa Ana, CA 92705

800-790-9502

By:

Trustee Management Company

10975 El Monte, Suite 225

Overland Park, KS 66211

1-800-478-2580

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07615856,6/9,16,23,30

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Barton Robinson to Mortgage Electronic Registration System Inc., as nominee for American Sterling Bank dated 5/15/2008 and recorded in Deed Book 48864 Page 0841, Gwinnett County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 243,079.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011 (July 5, 2011), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 221 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 76, BLOCK A, CHANDLER GROVE, UNIT FOUR, AS PER PLAT RECORDED IN PLAT BOOK 92, PAGE 121, GWINNETT COUNTY, GEORGIA RECORDS; SAID PLAT BEING INCORPORATED HEREIN AND MADE REFERENCE HERETO.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 3763 Southland Drive, Buford, Georgia 30519 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Barton Robinson or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Barton Robinson

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-63609

950-07615821,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ramona S. Robinson to Mortgage Electronic Registration Systems, Inc. as nominee for Amtrust Mortgage Corporation, its successors and assigns dated December 23, 2004 in the amount of $198,879.00, and recorded in Deed Book 41249, Page 49, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 121 of the 7th District, Gwinnett County, Georgia, being Unit 64, Building L, of The Landings at Sugarloaf Subdivision, as per plat recorded in Plat Book 94, Pages 289-291, as revised Plat Book 102, Pages 147-148, in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.

which has the property address of 2397 Meadow Falls Lane, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Ramona S. Robinson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Ramona S. Robinson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-30013 /FHA/cyeats

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07615740,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Patrisia Robles to Mortgage Electronic Registration Systems, Inc., dated September 28, 2006, recorded in Deed Book 47124, Page 748, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 50647, Page 581, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND ONE HUNDRED THIRTY-FIVE AND 0/100 DOLLARS ($155,135.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 39 of the 7th District, Gwinnett County, Georgia, being Lot 59, Block A, Heritage Forest III, as per plat thereof recorded in Plat Book 37, Page 258, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Patrisia Robles or a tenant or tenants and said property is more commonly known as 1161 Realm Lane, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Patrisia Robles

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jec 7/5/11

Our file no. 5150411-FT10

950-03576293, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Allen Rockwell and J Angela Rockwell to Mortgage Electronic Registration Systems, Inc., dated April 27, 2007, recorded in Deed Book 47863, Page 721, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($229,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

Attached to file: 96-00764333

All that tract or parcel of land lying and being in Land Lot 110 of the 6th District, Gwinnett County, Georgia, being Lot 23, Block D, Unit 9, Hanarry Estates, as per plat recorded in Plat Book U, Page 61, Gwinnett County, Georgia Records, which plat is incorporated herein by reference. Tax Id No. R6110 063

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Allen Rockwell and J Angela Rockwell or a tenant or tenants and said property is more commonly known as 4128 Linda Ln SW, Lilburn, Georgia 30047.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Allen Rockwell and J Angela Rockwell

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 7/5/11

Our file no. 5697311-FT10

950-08562622, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Rosario Rodas to AccuBanc Mortgage a division of National City Bank of Indiana, dated March 31, 2005, recorded in Deed Book 42254, Page 189, Gwinnett County, Georgia Records, as last transferred to Green Tree Servicing LLC by assignment recorded in Deed Book 49987, Page 288, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND AND 0/100 DOLLARS ($113,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 174 of the 5th District, Gwinnett County, Georgia, being Lot 12, Block B, of Sterling Hills Subdivision, Unit Two, as per plat recorded in Plat Book T, page 19, Gwinnett County Records, which plat is incorporated herein by this reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Green Tree Servicing, LLC., 1400 Turbine Drive, Rapid City, SD 57703, 877-816-9125. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Rosario Rodas and Ovidio Rivera or a tenant or tenants and said property is more commonly known as 33 Duke Dr, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Green Tree Servicing LLC as Attorney in Fact for Rosario Rodas

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/gsg 7/5/11

Our file no. 52042810-FT17

950-03576852, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Shundal C. Rodgers to Bank of America, N.A., dated December 13, 2007, recorded December 18, 2007, in Deed Book 48504, Page 0625, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Two Thousand Sixty-Six and 00/100 dollars ($202,066.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, L.P., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 139 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: CONDOMINIUM UNIT 54 IN BUILDING J OF BELLEWOOD CONDOMINIUM, A CONDOMINIUM, AS MORE PARTICULARLY DESCRIBED AND DELINEATED IN THE DECLARATION OF CONDOMINIUM FOR BELLEWOOD CONDOMINIUM, RECORDED IN DEED BOOK 46085, PAGE 237, ET SEQ., GWINNETT COUNTY, GEORGIA RECORDS, AS MAY BE AMENDED. THIS CONVEYANCE IS MADE SUBJECT TO THE DECLARATION AND ALL MATTERS REFERENCED THEREIN, ALL MATTERS SHOWN ON THE PLAT RECORDED IN CONDOMINIUM PLAT BOOK 4, PAGE 43, GWINNETT COUNTY, GEORGIA RECORDS, AS MAY BE AMENDED AND THE FLOOR PLANS RECORDED IN CONDOMINIUM FLOOR PLAN FOLDER 4134, AFORESAID RECORDS, AS MAY BE AMENDED.

Said property is commonly known as 210 Bellecliff Court, Tucker, GA 30084.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Shundal C. Rodgers, Shundal C. Rodgers, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BAC HOME LOANS SERVICING, L.P. as Attorney in Fact for SHUNDAL C. RODGERS

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-09-36405-0005

950-06619668, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Irene P. Rodriguez and Romen T. Rodriguez to Mortgage Electronic Registration systems, Inc., acting solely as nominee for Shelter Mortgage Company, LLC dba Fairfield Mtg, dated April 27, 2007, recorded May 4, 2007, in Deed Book 47850, Page 0749, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Sixty Thousand Two Hundred and 00/100 dollars ($160,200.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 137 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 5, BLOCK B, ARENDELL ACRES SUBDIVISION, UNIT 4, AS PER PLAT RECORDED IN PLAT BOOK 5, PAGE 56, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 5676 BOB WHITE CIRCLE NW ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN GWINNETT COUNTY, GEORGIA.

Said property is commonly known as 5676 Bob White Circle NW, Lilburn, GA 30047.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due.

The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Irene P. Rodriguez and Romen T. Rodriguez, Irene P. Rodriguez, Romen T. Rodriguez, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for IRENE P. RODRIGUEZ AND ROMEN T. RODRIGUEZ

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-A08-01028-5

www.rubinlublin.com/property-listings.php

950-08562655, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Samuel Rodriguez to Bank of America, N.A., dated December 28, 2006, recorded in Deed Book 47443, Page 661, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVEN THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($207,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 150 of the 7th District, Gwinnett County, Georgia, being Lot 45, Block A, Collinswood Park, as per plat recorded in Plat Book 114, Pages 178-179, Gwinnett County Records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Samuel Rodriguez or a tenant or tenants and said property is more commonly known as 2731 Hallwood Lane, Suwanee, Georgia 30024.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Samuel Rodriguez

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/km8 7/5/11

Our file no. 5698511-FT10

950-08562687, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Amy Rodriguez and Pedro Christian Rodriguez to HomeBanc Mortgage Corporation dated December 21, 2005 in the amount of $134,500.00, and recorded in Deed Book 45777, Page 87, Gwinnett County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 178 of the 6th District, Gwinnett County, Georgia, being Lot 7, Block A, Vintage Pointe Subdivision, Unit One, as per plat recorded in Plat Book 70, Page 190, Gwinnett County Records, said plat being incorporated herein by reference thereto.

which has the property address of 931 Vintage Pointe Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Amy Rodriguez and Pedro Christian Rodriguez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association Attorney in Fact for Amy Rodriguez and Pedro Christian Rodriguez

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-04022 /FNMA/llawson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03576358, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Carlos G. Rodriguez to Mortgage Electronic Registration Systems, Inc., as nominee for American Brokers Conduit, its successors and assigns dated March 28, 2007 in the amount of $286,900.00, and recorded in Deed Book 47737, Page 663, Gwinnett County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 94 of the 7th District, Gwinnett County, Georgia, being Lot 17, Block A, The Arbors at Old Peachtree Subdivision, as per plat recorded in Plat Book 99, Pages 76-81, Gwinnett County, Georgia Records, said plat is incorporated herein by reference thereto.

which has the property address of 2093 Arbor Springs Way, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Carlos G. Rodriguez and Gloria M. Guarin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Carlos G. Rodriguez

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 09-04754 /FNMA/smagnuson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08562606, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

By virtue of the power of sale contained in a Security Deed from Fabian Rodriguez to Mortgage Electronic Registration Systems Inc., as nominee for Citizens Fidelity Mortgage Corp., A Georgia Corporation dated August 13, 2003 recorded in Deed Book 34503, Page 98 , Gwinnett County Records, and last assigned to JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND TWO HUNDRED FORTY-FIVE AND 00/100 ($128,245.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday, July 5, 2011 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 229, of the 6th District of Gwinnett County, Georgia, being Lot 21, Block D, Hopkins Mill, Unit Six, as per plat recorded in Plat Book 18, page 295, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Fabian Rodriguez or, a tenant or tenants, and said property was or is commonly known as 4429 Stonebridge Ct., Duluth, GA 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC As Attorney in Fact for Fabian Rodriguez

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 10-9886

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06619766, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Rosendo Rodriquez to Excel Home Loan Inc. dated May 30, 2003 in the amount of $203,300.00, and recorded in Deed Book 33007, Page 81, Gwinnett County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 61 & 94 of the 7th District, Gwinnett County, Georgia records, being Lot 90, Block B, The Lakes of Old Peachtree Subdivision F/K/A/ Crowes Lake, Unit Six, as per plat recorded in Plat Book 66, Page 266 and revised in Plat Book 69, Page 184, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by this reference.

which has the property address of 1805 Sunset Harbour Pointe, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Rosendo Rodriquez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association Attorney in Fact for Rosendo Rodriquez

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-02177

/FNMA/cyeats

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07615653,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jeewon Roh to Mortgage Electronic Registration Systems, Inc. as nominee for America's First Choice Lending, Inc., its successors and assigns dated November 16, 2006 in the amount of $155,920.00, and recorded in Deed Book 47278, Page 417, Gwinnett County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 156 of the 6th District, Gwinnett County, Georgia, being Unit 65, Avery Park Townhomes, per Plat Book 115, Page 111, Gwinnett County, Georgia Records, which is referred to and made a part of this description.

which has the property address of 3921 Snipes Court, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jeewon Roh and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Nationstar Mortgage LLC Attorney in Fact for Jeewon Roh

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-05464 /FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08562745, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement by and between Edward R. Rolquin, Jr. and Julia Rolquin ("Grantor") and SunTrust Bank, a Georgia banking corporation ("Lender" or "Grantee"), dated the 6th day of September, 2006 and recorded in Deed Book 46983, Page 0609, Gwinnett County, Georgia records (the "Security Deed"); Grantee as attorney-in-fact for Grantor will sell at public outcry to the highest and best bidder for cash before the courthouse doors of Gwinnett County, Georgia, during the legal hours of sale, on the first Tuesday in July, 2011, the following described real property, to wit:

All that tract or parcel of land lying and being in Land Lot 237 of the 7th District, Gwinnett County, Georgia, being more particularly described as follows:

BEGINNING at a point on the northwesterly side of Sheltonville Road (also known as Eva Kennedy Road and having an 80 foot right of way) 488.0 feet northeasterly as measured along the northwesterly side of Sheltonville Road from its intersection with the land lot line dividing Land Lots 237 and 238; run thence North 27 degrees 54 minutes West a distance of 218.22 feet to a point; run thence North 66 degrees 58 minutes East a distance of 90.0 feet to a point; run thence South 29 degrees 56 minutes East a distance of 228.95 feet to a point on the northwesterly side of Sheltonville Road; run thence South 72 degrees 39 minutes West along the northwesterly side of Sheltonville Road a distance of 99.5 feet to the POINT OF BEGINNING; being the same property conveyed by deed dated January 16, 1981, recorded in Deed Book 2102, page 154, Gwinnett County, Georgia records.

Said property is commonly known as 651 Eva Kennedy Road, Suwanee, Georgia 30024.

The debt secured by the Security Deed is evidenced by that certain Promissory Note by and between Grantor and Grantee dated or last renewed on or about September 6, 2006 in the original principal amount of $174,870.00 (the "Note"), plus interest on the unpaid balance until paid.

Default has occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due of the indebtedness evidenced by the Note and secured by the Security Deed and the failure to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the Security Deed has been declared foreclosable according to its terms.

The above-described real property will be sold to the highest and best bidder for cash, the proceeds to be applied to the payment of said indebtedness, attorneys' fees, and the lawful expenses of said sale, all as provided in the Note and Security Deed. The sale shall be subject to the following: all outstanding ad valorem taxes and/or assessments, if any; possible redemptive rights of the Internal Revenue Service, if any; and all other prior assessments, easements, restrictions, or matters of record.

To the best of the undersigned's knowledge and belief, the party in possession of the real property is Grantor.

SunTrust Bank,

As attorney in fact for Edward R. Rolquin, Jr. and Julia Rolquin

Joshua M. Katz, Esquire

Macey, Wilensky, Kessler & Hennings, LLC

230 Peachtree Street, Suite 2700

Atlanta, Georgia 30303-1229

404/584-1200

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07615776,6/9,16,23,30

Notice of Sale

Under Power

Georgia,

Gwinnett County

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Cesar A. Romero and Flor A. Romero to Aames Funding Corporation dba Aames Home Loan, dated June 14, 2005, and recorded in Deed Book 43178, Page 23, Gwinnett County, Georgia records, as last transferred to Deutsche Bank National Trust Company, as Trustee der Pooling and Servicing Agreement Dated as of November 1, 2005 Morgan Stanley ABS Capital I Inc. Trust 2005-HE6 by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $146,200.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011, to wit: July 5, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 138 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 9, BLOCK B OF GATES MILL SUBDIVISION, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 47, PAGE 135, GWINNETT COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorneyís fees (notice of intent to collect attorneyís fees having been given).

To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 1389 Gates Mill Walk, Lawrenceville, GA 30045 is (are): Cesar A. Romero and Flor A. Romero or tenant or tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

Deutsche Bank National Trust Company, as Trustee under Pooling and Servicing Agreement Dated as of November 1, 2005 Morgan Stanley ABS Capital I Inc. Trust 2005-HE6 as attorney in fact for Cesar A. Romero and Flor A. Romero

Richard B. Maner, P.C.

5775 Glenridge Drive

Building D, Suite 100

Atlanta, GA 30328

(404)252-6385

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

FC10-812

950-07615805,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Isabel Romero to JP Morgan Chase Bank, N.A. dated March 21, 2008 in the amount of $130,000.00, and recorded in Deed Book 48741, Page 0793, Gwinnett County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 240 of the 6th District of Gwinnett County, Georgia, and being known as Lot 2, Block C, of Pony Run Subdivision, Unit One, according to plat recorded in Plat Book 17, Page 74, Gwinnett County, Georgia Records, and being improved property known as No. 2754 Bronco Trail, according to the present system of numbering houses in Gwinnett County, Georgia, said plat is by reference incorporated herein.

which has the property address of 2754 Bronco Trl, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Isabel Romero and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association Attorney in Fact for Isabel Romero

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-09209 /FNMA/efisher

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03576601, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Drupati K Roopnarine to Bank of America, N.A., dated November 20, 2007, recorded in Deed Book 48467, Page 200, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND AND 0/100 DOLLARS ($120,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 205 of the 5th District, Gwinnett County, Georgia, being Lot 43, Block "A", Castlebrooke Subdivision, Unit Three, as per plat recorded at Plat Book 93, Page 151 and 152, Gwinnett County Records, which said plat is incorporated herein and made a part hereof by reference, being improved property.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Drupati K Roopnarine or a tenant or tenants and said property is more commonly known as 648 Castlebrooke Way, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Drupati K Roopnarine

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jec 7/5/11

Our file no. 5719011-FT10

950-08562831, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Eliud L. Rosa and Gloria A. Rosa to Mortgage Electronic Registration Systems, Inc. as nominee for Oxford Capital, LLC, its successors and assigns dated October 23, 2008 in the amount of $193,325.00, and recorded in Deed Book 49148, Page 35, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 136 of the 6th District, Gwinnett County, Georgia, being Lot 4, Block A, Unit 1, of Lilburn Village Subdivision, as per plat recorded in Plat Book 6, Page 251, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 293 Dillard Court NW, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Eliud L. Rosa and Gloria A. Rosa and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Eliud L. Rosa and Gloria A. Rosa

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-01881 /FHA/llawson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08562635, 6/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Selso Rosales and Graciela Rosales to ABN AMRO Mortgage Group, Inc. in the original principal amount of $129,450.00 dated 06/08/2004, and recorded in Deed Book 39240, page 197, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2011 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Selso Rosales and Graciela Rosales the following described property:

All that tract or parcel of land lying and being in Land Lot 128 of the 5th District, Gwinnett County, Georgia, being Lot 7, Block E, Breckenridge Club, Phase V, as per plat recorded in Plat Book 84, Pages 225-226, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto.

Property known as: 400 Springwatch Court, Loganville, GA 30052

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

4050 Regent Blvd.

Irving, TX 75063

PHONE: 866-450-3172

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Selso Rosales and Graciela Rosales.

CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Selso Rosales and Graciela Rosales.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-05826

950-07615701,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Maria Rosales to Perimeter Mortgage Funding Corporation, dated June 1, 2001, recorded June 12, 2001, in Deed Book 23467, Page 263, Gwinnett County, Georgia Records, and as last assigned to Union Planters PMAC, Inc. by virtue of assignment recorded in Deed Book 25082, Page 207, Gwinnett County, Georgia Records, and as modified, said Security Deed having been given to secure a Note of even date in the principal amount of ONE HUNDRED FORTY-FIVE THOUSAND FIVE HUNDRED FORTY DOLLARS AND NO CENTS ($145,540.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July 2011, all property described in said Security Deed including but not limited to the following described property:

All that tract or parcel of land lying and being in Land Lot 125 of the 6th District of Gwinnett County, Georgia, being Lot 51, Block A, Safehaven Point, Unit One, as per plat recorded in Plat Book 86, Page 174, as revised at Plat Book 87, Page 297, as last revised at Plat Book 88, Page 170, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of the description hereof.

Said property being known as 4026 Jackson Shoals Court, Lawrenceville, GA 30044 according to the present numbering system in Gwinnett County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Maria Rosales or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed,

Regions Bank sbm Union Planters Bank, N.A. sbm Union Planters Mortgage, Inc. fka Union Planters PMAC, Inc. as Attorney in Fact for Maria Rosales.

Contact: The Geheren Firm, P.C., 1535 Mount Vernon Road, Atlanta, GA 30338 TEL (678) 587-9500.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06619913,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Josefina Rosario to JPMorgan Chase Bank, N.A. dated January 22, 2008 in the amount of $175,000.00, and recorded in Deed Book 48616, Page 481, Gwinnett County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 3 of the 7th District, Gwinnett County, Georgia and being Lot 3, Block A, Eagle Creek Subdivision, as per plat recorded at Plat Book 55, Page 51, Gwinnett County Records, which plat is referred hereby as reference for more particular description and delineation of the lot dimensions thereof.

which has the property address of 870 Eagle Creek Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Josefina Rosario and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association Attorney in Fact for Josefina Rosario

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-08468 /FNMA/lfairgood

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08562792, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Ian Rose to Mortgage Electronic Registration Systems, Inc., dated January 10, 2008, recorded in Deed Book 48578, Page 0737, Gwinnett County, Georgia Records, last assigned to Flagstar Bank, FSB, conveying the after-described property to secure a Note in the original principal amount of Two Hundred Twenty-One Thousand Seven Hundred Seventy-Seven and 00/100 DOLLARS ($221,777.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT "A"

ALL TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 191 OF THE 7TH DISTRICT OF GWINNETT COUNTY, GEORGIA BEING LOT 72, BLOCK C, BUCKINGHAM PARK SUBDIVISION, UNIT TWO AS PER PLAT RECORDED IN PLAT BOOK 84, PAGE 11 GWINNETT COUNTY, GEORGIA RECORDS WHICH PLAT IS HEREBY INCOPORATED HEREIN AND MADE A PART HEREOF BY THIS REFERENCE.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ian Rose or a tenant or tenants and said property is more commonly known as 3646 Castle View Court, Suwanee, GA 30024.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, FSB, 5151 Corporate Drive, MS S-110-3, Troy, MI 48098 AND -800-945-7700 . Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Flagstar Bank, FSB as Attorney in Fact for Ian Rose

Greg Thorne

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail,

Suite 305

Sandy Springs,

Georgia 30350

http://foreclosure.closingsource.net

GT/RN May/19/2011

MHS File #: GA-91000411-11

950-03576820, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Carol Rose and Dale A. Rose to Mortgage Electronic Registration Systems, Inc, dated October 26, 2007, recorded in Deed Book 48421, Page 0066, Gwinnett County, Georgia Records, last assigned to Flagstar Bank, FSB, conveying the after-described property to secure a Note in the original principal amount of One Hundred Seventy-One Thousand Six Hundred Thirty-Six and 00/100 DOLLARS ($171,636.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT "A"

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 223, OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 57, BLOCK A, VILLAGE AT BAY CREEK, PHASE I, UNIT ONE. AS PER PLAT RECORDED IN PLAT BOOK 106, PAGES 76 THROUGH 78, GWINNETT COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Carol Rose and Dale A. Rose or a tenant or tenants and said property is more commonly known as 3951 Village Main Street, Loganville, GA 30052.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, FSB, 5151 Corporate Drive, MS S-110-3, Troy, MI 48098 AND -800-945-7700 . Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Flagstar Bank, FSB as Attorney in Fact for Carol Rose and Dale A. Rose

Barry King

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail,

Suite 305

Sandy Springs,

Georgia 30350

http://foreclosure.closingsource.net

BK/LT May/18/2011

MHS File #: GA-91000877-10

950-03576819, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Nichole Ross to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated October 26, 2006, recorded in Deed Book 47236, Page 191, Gwinnett County, Georgia Records, as last transferred to SunTrust Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND SEVEN HUNDRED NINETY AND 0/100 DOLLARS ($101,790.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 159 of the 5th District, of Gwinnett County, Georgia, being Lot 13, Block B, Kelly's Mill Subdivision, Unit One, as per plat recorded in Plat Book 10, Page 217, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. File #: RD060821 Property: 4896 Kellys Mill Drive, Lilburn, GA 30047

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nichole Ross and Nicole Ross or a tenant or tenants and said property is more commonly known as 4896 Kellys Mill Dr NW, Lilburn, Georgia 30047.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Bank as Attorney in Fact for Nichole Ross Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/vb1 7/5/11

Our file no. 1212111-FT19

950-03576830, 6/9,16,23,30

Notice of Sale

Under Power

State of Georgia

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by EVE S ROTH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR COLDWELL BANKER HOME LOANS , dated 07/20/2007, and Recorded on 08/03/2007 as Book No. 48148 and Page No. 717, GWINNETT County, Georgia records, as last assigned to PHH MORTGAGE CORPORATION, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $128,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 322, 7TH DISTRICT, CITY OF SUGAR HILL, GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOT 13, BLOCK "A", THE SPRINGS SUBDIVISION, UNIT 2, AS PER PLAT RECORDED AT PLAT BOOK 70, PAGE 254, GWINNETT COUNTY, GEORGIA RECORDS. SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH MORTGAGE CORP. F/K/A CENDANT MORTGAGE CORP., 2001 BISHOPS GATE BLVD., Foreclosure, MT. LAUREL, NJ 08054, 800-592-9245. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 5460 WINDSWEPT TRACE, SUGAR HILL, GEORGIA 30518 is/are: EVE S ROTH or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

PHH MORTGAGE CORPORATION as Attorney in Fact for EVE S ROTH. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110028700658

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03576718, 6/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Kallicharran R. Roye to Suntrust Bank dated May 9, 2006, and recorded in Deed Book 46768, Page 252, and Deed Book 48846, Page 152, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2006-2, Asset-Backed Certificates, Series 2006-2, by AssignmentÝ, securing a Note in the original principal amount of $180,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 5, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 6 of the 5th District, Gwinnett County, Georgia, being Lot 95, Block A, Newton's Crest Subdivision, as per plat recorded in Plat Book 96, Pages 185-186, Gwinnett County, Georgia Records, which recorded plat is incorporated herein and made a part hereof by reference.

Said property is known as 3093 Newtons Crest Circle, Snellville, GA 30078, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Kallicharran R. Roye, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Kallicharran R. Roye and Kafi A. Roye, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2006-2, Asset-Backed Certificates, Series 2006-2 as Attorney-in-Fact for Kallicharran R. Roye

File no. 10-012270

SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941

(770)220-2535/SJ

www.swertfeger.net

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08562760, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kendra A. Rudd to Trilogy Financial Services Inc dated December 6, 2005 in the amount of $147,520.00, and recorded in Deed Book 45842, Page 141, Gwinnett County, Georgia Records; as last transferred to PNC Bank NA by assignment; the undersigned, PNC Bank NA pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 6 of the 3rd District, Gwinnett County, Georgia, being Lot 306, Mulberry Park Subdivision, Phase One, as per plat recorded in Plat Book 95, Page 124-130, Gwinnett County Records which plat is incorporated herein by reference.

which has the property address of 2691 Bald Cypress Drive, Braselton, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Kendra A. Rudd and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

PNC Bank NA Attorney in Fact for Kendra A. Rudd

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-08332 /CONV/krider

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03576587,6/9,16,23,30

Notice of Sale

Under Power

State of Georgia

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by NELSON RUEDA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), AS NOMINEE FOR SUNTRUST MORTGAGE, INC , dated 03/22/2004, and Recorded on 05/03/2004 as Book No. 38061 and Page No. 0094, GWINNETT County, Georgia records, as last assigned to THE BANK OF NEW YORK MELLON, FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JP MORGAN CHASE BANK NA AS TRUSTEE FOR STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. BEAR STEARNS ALT-A TRUST 2004-7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-7, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $148,750.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 182 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 29, BLOCK A OF SIMONTON SPRINGS, AS PER PLAT RECORDED IN PLAT BOOK 89, PAGE 71, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: AMERICA'S SERVICING COMPANY, 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-013, FORT MILL, SC 29715, 800-288-3212. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 390 GROVEHURST COVE, LAWRENCEVILLE, GEORGIA 30045 is/are: NELSON RUEDA or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

THE BANK OF NEW YORK MELLON, FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JP MORGAN CHASE BANK NA AS TRUSTEE FOR STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. BEAR STEARNS ALT-A TRUST 2004-7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-7 as Attorney in Fact for NELSON RUEDA. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110134001453

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03576661, 6/9,16,23,30

Notice of Sale

Under Power

State of Georgia

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by GILBERTO RUIZ to HOMEBANC MORTGAGE CORPORATION , dated 02/16/2001, and Recorded on 02/23/2001 as Book No. 22334 and Page No. 0079, GWINNETT County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION SUCCESSOR BY MERGER TO CHASE MORTGAGE COMPANY, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $122,800.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 229 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 49, BLOCK C, HOPKINS MILL SUBDIVISION, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 12, PAGE 249, GWINNETT COUNTY, GEORGIA DEED RECORDS. THE AFORESAID PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF CAPTIONED PROPERTY.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 4309 HOPKINS LAKE DRIVE, DULUTH, GEORGIA 30096 is/are: GILBERTO RUIZ or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

CHASE HOME FINANCE, LLC SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION SUCCESSOR BY MERGER TO CHASE MORTGAGE COMPANY as Attorney in Fact for GILBERTO RUIZ. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110187402324

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03576747, 6/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from John Samuel Russell to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $269,800.00 dated 10/15/2007, and recorded in Deed Book 48361, page 708, Gwinnett County records, said Security Deed being last transferred and assigned to U.S. Bank, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2011 by U.S. Bank, N.A., as Attorney-in-Fact for John Samuel Russell the following described property:

All that tract or parcel of land lying and being in Land Lot 295 of the 6th District, Gwinnett County, Georgia, being Lot 12, Block A, Chattawood, as per plat recorded in Plat Book 4, page 47, Gwinnett County Records, said plat being incorporated herein by reference thereto.

Property known as: 3365 Timber Ridge Trail, Duluth, GA 30096

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

U.S. Bank, N.A.

4801 Frederica Street

Owensboro, KY 42301

PHONE: 800-365-7772

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is John Samuel Russell.

U.S. Bank, N.A., as Attorney-in-fact for John Samuel Russell.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 09-7494

950-07615691,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Roman Rustrian and Socorro Ramirez to Mortgage Electronic Registration Systems, Inc., dated July 30, 2007, recorded in Deed Book 48189, Page 355, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($140,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in land lot 212 of the 5th Land District of Gwinnett County, Georgia, being Lot 5, Block A of Olde Chapel Parke as recorded in Plat Book 89, Pages 199-200, of the Gwinnett County, Georgia Plat Records and which said plat is hereby incorporated by reference and made a part of this description. Said property is subject to all other easements, covenants and restrictions of record, if any.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Roman Rustrian and Socorro Ramirez or a tenant or tenants and said property is more commonly known as 1001 Chapel Walk Ct, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Roman Rustrian and Socorro Ramirez

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/dna 7/5/11

Our file no. 52847310-FT10

950-06619555,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Audrey R Ryan and T David Ryan to Sunbelt National Mortgage Corporation dated December 22, 1987 in the amount of $90,000.00, and recorded in Deed Book 4705, Page 311, Gwinnett County, Georgia Records; as last transferred to MetLife Home Loans, a division of MetLife Bank, N.A. by assignment; the undersigned, MetLife Home Loans, a division of MetLife Bank, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 104 of the 7th District, Gwinnett County, Georgia, being Lot 44, Block A, Unit Two of Prospect Common Subdivision, as per plat recorded in Plat Book 43, Page 82, Gwinnett County, Georgia Records.

which has the property address of 1455 Barclay Dr, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Audrey R Ryan and T David Ryan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

MetLife Home Loans, a division of MetLife Bank, N.A. Attorney in Fact for Audrey R Ryan and T David Ryan

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-07658 /FNMA/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08562807, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Deborah Ryder to Mortgage Electronic Registration Systems, Inc., dated September 9, 2005, recorded in Deed Book 44602, Page 225, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-FOUR THOUSAND AND 0/100 DOLLARS ($94,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 321 of the 7th District of Gwinnett County, Georgia, and containing .34 acres according to Plat of Survey for H. W. Frady prepared by David Bealle, Surveyors, dated May 13, 1985, as shown in Plat Book 30, Page 170-B, Gwinnett County Records, which plat is incorporated herein by this reference and made a part of this description; said property being known as 646 Old Cumming Road, Buford, Georgia 30518, according to the present system of numbering in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Estate of Deborah Denise Tribble Ryder and Kimberly Landers as Executor of the Estate of Deborah Denise Trimble a/k/a Deborah Ryder or a tenant or tenants and said property is more commonly known as 646 Old Cumming Road, Buford, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc as Attorney in Fact for Deborah Ryder

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tm10 7/5/11

Our file no. 5654211-FT2

950-03576420, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Richard D. Rylander and Danielle Rylander to Mortgage Electronic Registration Systems, Inc., dated March 31, 2006, recorded in Deed Book 46350, Page 397, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 50685, Page 0202, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SEVEN THOUSAND NINE HUNDRED EIGHTY-THREE AND 0/100 DOLLARS ($307,983.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 18 of the 7th District, Gwinnett County, Georgia, being Lot 9, Block a, Apalachee Station, Phase I, as per plat recorded in Plat Book 109, Pages 196-198, Gwinnett County, Records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Richard D. Rylander and Danielle Rylander or a tenant or tenants and said property is more commonly known as 740 Valla Crucis Lane, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc. as Attorney in Fact for Richard D. Rylander and Danielle Rylander

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cdh 7/5/11

Our file no. 51558209-FT2

950-08562665, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Kyung Ah Ryu to Bank of America, N.A., dated July 28, 2006, recorded in Deed Book 46897, Page 641, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-THREE THOUSAND AND 0/100 DOLLARS ($173,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 150 of the 7th District, Gwinnett County, Georgia, being Lot 57, Block A, Collinswood Park, as per plat recorded in Plat Book 112, Pages 187-188, Gwinnett County records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kyung Ah Ryu or a tenant or tenants and said property is more commonly known as 2703 Hallwood Lane, Suwanee, Georgia 30024.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Kyung Ah Ryu

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 7/5/11

Our file no. 51267710-FT14

950-06619649, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF GWINNETT

By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from S & D DEVELOPMENT, LLC, a Georgia limited liability company (“Grantor”), to GEORGIAN BANK (“Original Grantee”), dated May 2, 2006, recorded in Deed Book 46464, Page 759, Gwinnett County, Georgia Superior Court Records, as last modified by Modification of Security Deed dated June 25, 2007, recorded in Deed Book 48135, Page 527, aforesaid records (said Deed to Secure Debt and Security Agreement, as may have been further modified and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of a promissory note dated May 2, 2006, made by Grantor to the order of Original Grantee in the original principal amount of THREE MILLION EIGHT HUNDRED EIGHTY-ONE THOUSAND AND 00/100 DOLLARS ($3,881,000.00), as renewed by Promissory Note dated May 5, 2007, as further renewed by Promissory Note dated November 10, 2007, which renewal Promissory Note modified the principal amount of the Loan to $4,353,000.00, as further renewed by Promissory Note dated May 10, 2008, which renewal Promissory Note modified the principal amount of the Loan to $4,248,000.00, and as last renewed by Promissory Note dated November 10, 2008, with interest from the date thereof at the rate specified therein (said promissory note, as may gave been further renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), the Federal Deposit Insurance Corporation (the “FDIC”) having been named as Receiver for Original Grantee, and the Loan Documents having been assigned to FIRST CITIZENS BANK AND TRUST COMPANY, INC., a South Carolina corporation (“Grantee”), pursuant to the terms of that certain Purchase and Assumption Agreement dated September 25, 2009, between the FDIC, Grantee and the Federal Deposit Insurance Corporation as Receiver of Georgian Bank, together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday of July, 2011, the following described land and interest in land, estates, easements, rights, improvements, personal property, fixtures, equipment, furniture, furnishings, appliances and appurtenances (hereinafter collectively referred to as the “Property”):

(a) All that certain tract or parcel of land more particularly described in Exhibit “A” attached hereto and by this reference made a part hereof (hereinafter referred to as the “Land”);

EXHIBIT “A”

LEGAL DESCRIPTION

ALL THAT TRACT OR PARCEL OF LAND lying and being in land Lot 15 of the 7th Land District, Gwinnett County, Georgia, containing 19.0464 acres according to a survey for National City Bank, a National Banking Association, Chicago Title Insurance Company, and S&D Development, LLC, a Georgia limited liability company, prepared by Hannon, Meeks & Bagwell, Surveyors & Engineers, Inc., by Miles H. Hannon (GRLS 1528), dated September 14, 2001, last revised April 14, 2006, and being more particularly described according to said survey as follows:

BEGINNING at the southernmost point of the mitered intersection of the westerly right of way line of Cedars Road (80 foot right of way) with the northerly right of way line of Progress Industrial Boulevard (80 foot right of way), run thence along the aforesaid right of way line of Progress Industrial Boulevard North 69 degrees 39 minutes 00 seconds West a distance of 428.28 feet to a point; run thence along aforesaid right of way line, following a curve an arc distance of 80.64 feet to a one-half inch rebar set, said arc having a radius of 1185.92 feet and being subtended by a chord bearing and distance North 71 degrees 35 minutes 53 seconds West 80.63 feet; leaving aforesaid right of way line, run thence North 31 degrees 40 minutes 00 seconds West a distance of 586.70 feet to a point marked by a one-half inch rebar located along the southerly right of way line of Progress Court (80 foot right of way); run thence along aforesaid right of way line, following a counterclockwise curve an arc distance of 58.98 feet to a point, said curve having a radius of 400.74 feet and being subtended by a chord bearing and distance North 65 degrees 47 minutes 47 seconds East 58.93 feet; run thence along aforesaid right of way line, following a counterclockwise curve an arc distance of 196.61 feet to a point, said arc having a radius of 76.00 feet and being subtended by a chord bearing and distance North 54 degrees 46 minutes 54 seconds East 146.19 feet; run thence along aforesaid right of way line, following a counterclockwise curve an arc distance of 196.66 feet to a point, said arc having a radius of 76.00 feet and being subtended by a chord bearing and distance South 86 degrees 32 minutes 26 seconds West 146.21 feet; run thence along aforesaid right of way line, following a curve in a counterclockwise direction an arc distance of 76.19 feet to a point, said arc having a radius of 480.74 feet and being subtended by a chord bearing and distance South 65 degrees 34 minutes 45 seconds West 76.11 feet; leaving aforesaid right of way line, run thence North 31 degrees 40 minutes 00 seconds West a distance of 377.99 feet to a one-half inch rebar set; run thence North 59 degrees 01 minutes 18 seconds East a distance of 734.27 feet to a one-half inch rebar set located along the westerly right of way line of Cedars Road; run thence along aforesaid right of way line South 40 degrees 25 minutes 00 seconds East a distance of 108.90 feet to a point; continue thence along right of way line following a curve in clockwise direction an arc distance of 270.85 feet to a point, said arc having a radius of 676.20 feet and being subtended by a chord bearing and distance South 28 degrees 56 minutes 30 seconds East 269.05 feet; continue thence along right of way line South 17 degrees 28 minutes 00 seconds East a distance of 853.94 feet to a point; continue thence along right of way line, following a curve in a clockwise direction an arc distance of 192.00 feet to a point, said arc having a radius of 318.10 feet and being subtended by a chord bearing and distance South 00 degrees 10 minutes 30 seconds East 189.10 feet; continue thence along right of way line, following a curve in a clockwise direction an arc distance of 112.75 feet to a point, said arc having a radius of 3779.72 feet and being subtended by a chord bearing and distance South 17 degrees 58 minutes 17 seconds West 112.75 feet; continue thence along right of way line South 64 degrees 35 minutes 12 seconds West a distance of 28.66 feet to a point located along the mitered intersection of Cedars Road and Progress Industrial Boulevard, said point being the TRUE PLACE OF POINT OF BEGINNING.

(b) All buildings, structures and improvements of every nature whatsoever now or hereafter situated on the Land, and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, water heaters, mirrors, mantles, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes owned by Grantor and attached to said buildings, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, building supplies and materials, books and records, chattels, inventory, accounts, consumer goods, general intangibles and personal property of every kind and nature whatsoever owned by Grantor and now or hereafter located in, on or about, or used or intended to be used with or in connection with the use, operation or enjoyment of the Land and the improvements located from time to time thereon, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions or proceeds from a permitted sale of any of the foregoing, all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way now or hereafter belong, relate or appertain to the Land and the improvements located thereon or any part thereof and are now or hereafter acquired by Grantor; and all inventory, accounts, chattel paper, documents, equipment, fixtures, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared and shall be deemed to be fixtures and accessions to the Land as between the parties hereto and all persons claiming by, through or under them, and which shall be deemed to be a portion of the security for the indebtedness herein described and to be secured by this Security Deed. The location of the above described collateral is also the location of the Land;

(c) All building materials, fixtures, building machinery and building equipment delivered on site to the Land during the course of, or in connection with, construction of the buildings and improvements upon the Land and which are now or hereafter owned by Grantor;

(d) All easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, minerals, flowers, shrubs, trees, timber and other emblements now or hereafter located on the Land or under or above the same or any part of parcel thereof or appurtenant to the title to the Land, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the Land or any part thereof, or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Grantor; and

(e) All income, rents, issues, profits and revenues of the Property from time to time accruing (including, without limitation, all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by Grantor or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor in and to the same; reserving only the right to Grantor to collect the same so long as an Event of Default has not occurred hereunder.

The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed including, but not limited to, the failure to make payments thereunder when due. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.

Grantee reserves the right to sell the Property in one parcel and as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.

Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.

FIRST CITIZENS BANK AND TRUST COMPANY, INC., a South Carolina corporation, ATTORNEY-IN-FACT FOR S & D DEVELOPMENT, LLC, a Georgia limited liability company

Taylor English Duma LLP

1600 Parkwood Circle,

Suite 400

Atlanta, Georgia 30339

Attn: Marc D. Glenn, Esq.

(678) 336-7175

950-06619931,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Bounlome Saechang to Mortgage Electronic Registration Systems, Inc., dated April 30, 2004, recorded in Deed Book 38088, Page 206, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIX THOUSAND FIFTY AND 0/100 DOLLARS ($206,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 136 of the 5th District, Gwinnett County, Georgia, being Lot 30, Block A, The Enclave at Glenns Meadow, Unit Two, as per plat recorded in Plat Book 100, Pages 95-96, Gwinnett County Records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Bounlome Saechang or a tenant or tenants and said property is more commonly known as 481 Glenns Farm Way, Grayson, Georgia 30017.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc. as Attorney in Fact for Bounlome Saechang

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 7/5/11

Our file no. 5678611-FT2

950-06619682, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Danixa A. Salaman to Mortgage Electronic Registration Systems, Inc., dated March 14, 2007, recorded in Deed Book 47743, Page 461, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 49580, Page 554, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($196,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 321 of the 4th District, Gwinnett County, Georgia, and being Lot 46, Block A, Rosebud Park Subdivision, as per Plat recorded in Plat Book 115, Pages 190-192, Gwinnett County, Georgia records, which recorded Plat is incorporated herein by reference for a more complete description of said property.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Danixa A. Salaman or a tenant or tenants and said property is more commonly known as 3527 Rosebud Park Drive, Snellville, Georgia 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Danixa A. Salaman

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/km8 7/5/11

Our file no. 51521309-FT10

950-08562671, 6/9,16,23,30

Notice of Sale

Under Power

State of Georgia

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by VICTOR SALDANA to HOMEBANC MORTGAGE CORPORATION , dated 09/29/2006, and Recorded on 10/18/2006 as Book No. 47147 and Page No. 413, GWINNETT County, Georgia records, as last assigned to HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR LUMINENT MORTGAGE TRUST 2007-2, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $120,700.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 173 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 8, BLOCK C OF INDIAN SPRINGS SUBDIVISION, UNIT SEVEN, AS PER PLAT RECORDED IN PLAT BOOK 19, PAGE 73, RECORDS OF GWINNETT COUNTY, GEORGIA, WHICH PLAT IS BY REFERENCE INCORPORATED HEREIN AND MADE A PART HEREOF.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: AMERICA'S SERVICING COMPANY, 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-013, FORT MILL, SC 29715, 800-288-3212. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1186 INDIAN WAY NW, LILBURN, GEORGIA 30047 is/are: VICTOR SALDANA or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR LUMINENT MORTGAGE TRUST 2007-2 as Attorney in Fact for VICTOR SALDANA.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110134001814

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03576780, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Alejandro Sales-Mendez to Mortgage Electronic Registration Systems, Inc. as nominee for IndyMac Bank, F.S.B., its successors and assigns dated August 17, 2007 in the amount of $209,000.00, and recorded in Deed Book 48236, Page 142, Gwinnett County, Georgia Records; as last transferred to OneWest Bank, FSB by assignment; the undersigned, OneWest Bank, FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 114 of the 5th District, Gwinnett County, Georgia being Lot 2, Block B, Regal Estates Subdivision, Unit 2, as per plat recorded in Plat Book 10, Page 226, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 184 Regal Drive, according to the present system of numbering houses of Gwinnett County.

which has the property address of 184 Regal Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Alejandro Sales-Mendez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank, FSB Attorney in Fact for Alejandro Sales-Mendez

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-05530 /FNMA/llawson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03576454, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Londa Samuels and Ian R. Samuels to Mortgage Electronic Registration Systems. Inc., as nominee for Wachovia Mortgage Corporation dated 1/11/2008 and recorded in Deed Book 48663 Page 373, Gwinnett County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 202,610.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011 (July 5, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 255 of the 5th District, Gwinnett County, Georgia, being Lot 30, Block A of Watson Farms fka Watson Fain Estates Subdivision, Block A, as per plat thereof recorded in Plat Book 113, Page 193, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 2385 Watson Fain Trail, Loganville, Georgia 30052 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Londa Louisa Samuels or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Londa Samuels and Ian R. Samuels

Aldridge Connors, LLP,

780 Johnson Ferry Road, NE, Suite 600,

Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-62176

950-08562822, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Jose M Sanchez to FT Mortgage Companies d.b.a. HomeBanc Mortgage Corporation, dated October 14, 1998, recorded in Deed Book 17026, Page 246, Gwinnett County, Georgia Records, as last transferred to MidFirst Bank by assignment recorded in Deed Book 49009, Page 609, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($100,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 210 and 211 of the 6th District of Gwinnett County, Georgia, being Lot 11, Block A, Hopkins Ridge Subdivision, as shown on plat of subject property recorded at Plat Book 27, Page 66, Gwinnett County, Georgia Real Estate Records, which plat is incorporated herein by reference and made a part of this description. Being improved property known as 4517 Montgomery Way, according to the present system of numbering houses in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Midland Mortgage Corporation, 999 N.W. Grand Boulevard Suite 100, Oklahoma City, OK 73118-6116, 800-654-4566. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jose M Sanchez or a tenant or tenants and said property is more commonly known as 4517 Montgomery Way, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. MidFirst Bank as Attorney in Fact for Jose M Sanchez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/gsg 7/5/11

Our file no. 5593311-FT17

950-07615403,5/26,6/2,9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Esmerlin Sanchez to JPMorgan Chase Bank, N.A. dated May 31, 2007 in the amount of $184,000.00, and recorded in Deed Book 47961, Page 591, Gwinnett County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 216, 5th District, Gwinnett County, Georgia, being known as Lot 88, Block "A", Melrose Subdivision, Unit IV (FKA Bramlett Forest Subdivision) as per plat recorded at Plat Book 89, Pages 264-265, Gwinnett County, Georgia records. Said plat being incorporated herein by reference thereto. Being improved property known as 1213 Melrose Forest Lane, according to the present system of numbering houses in Gwinnett County, Georgia.

which has the property address of 1213 Melrose Forest Ln, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Esmerlin Sanchez and Betty F. Sanchez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association Attorney in Fact for Esmerlin Sanchez

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-03500 /FNMA/llawson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08562787, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gabriela Sanchez to Mortgage Electronic Registration Systems, Inc. as nominee for Home America Mortgage, Inc., its successors and assigns dated November 21, 2006 in the amount of $178,800.00, and recorded in Deed Book 47401, Page 496; Loan Modification Agreement recorded at Book/Page 50194/262, Gwinnett County, Georgia Records; as last transferred to Saxon Mortgage Services, Inc. by assignment; the undersigned, Saxon Mortgage Services, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land lot 2 of the (G.M.D. 1397) 1st District of GWINNETT County, Georgia, being Lot 73, BLOCK A, of SEDGEFIELD OF HAMILTON MILL, as per plat recorded in Plat Book 107, Page 58-59, GWINNETT County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 2749 Suttonwood Way, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Gabriela Sanchez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Saxon Mortgage Services, Inc. Attorney in Fact for Gabriela Sanchez

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-16470 /FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03576471, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gloria Sanchez to JPMorgan Chase Bank, N.A. d ated March 7, 2008 in the amount of $192,900.00, and recorded in Deed Book 48718, Page 43, Gwinnett County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 25 of the 7th District, Gwinnett County, Georgia, being Lot 82, Block A, Brickshire Park Subdivision, Phase I, as per plat recorded in Plat Book 93, Page 300, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 1481 Beckley Pointe according to the present system of numbering property in Gwinnett County, Georgia. Subject to any easements or restrictions of record.

which has the property address of 1481 Beckley Pointe, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Gloria Sanchez and Julio C. Lasso and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association Attorney in Fact for Gloria Sanchez

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-07518 /FHLMC/sillescas

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03576525, 6/9,16,23,30

Notice of Sale

Under Power

State of Georgia

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by LUCITANIA SANCHEZ to CHASE MANHATTAN MORTGAGE CORPORATION , dated 10/27/2003, and Recorded on 11/05/2003 as Book No. 35853 and Page No. 0146, GWINNETT County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $133,878.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 40 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 8, BLOCK C, SWEETWATER OAKS, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 39, PAGE 81, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1281 BALDRIDGE DR, LAWRENCEVILLE, GEORGIA 30044 is/are: LUCITANIA SANCHEZ or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION as Attorney in Fact for LUCITANIA SANCHEZ. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100187437059

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03576722, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Oscar Sanders, Sr. and Beverly H Sanders to Mortgage Electronic Registration Systems, Inc., dated November 20, 2002, recorded in Deed Book 30099, Page 0211, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-THREE THOUSAND THREE HUNDRED TWENTY-SIX AND 0/100 DOLLARS ($223,326.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 154 of the 5th District, Gwinnett County, Georgia, being Lot 33, Block A, Herring Ridge Subdivision, as per plat recorded in Plat Book 86, Page 146, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773.

Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Oscar Sanders, Sr. and Beverly H Sanders or a tenant or tenants and said property is more commonly known as 2288 Herring Woods Way, Grayson, Georgia 30017.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Oscar Sanders, Sr. and Beverly H Sanders

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net

MR/cj 7/5/11

Our file no. 52560210-FT10

950-07615568,6/9,16,23,30

Notice of Sale

Under Power

State of Georgia

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by COLLEEN K SANDERSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR OPTEUM MORTGAGE, A DIVISION OF METROCITIES MORTGAGE, LLC , dated 12/18/2007, and Recorded on 12/28/2007 as Book No. 48530 and Page No. 730, GWINNETT County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $256,683.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 10 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 11, BLOCK B, NASH FARM ESTATES SUBDIVISION, AS PER PLAT RECORDED AT PLAT BOOK 100, PAGE 45, GWINNETT COUNTY, GEORGIA RECORDS, AND BEING KNOWN AS 1506 LECHEMIN DRIVE, SNELLVILLE, GA 30078, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1506 LECHEMIN DRIVE, SNELLVILLE, GEORGIA 30078 is/are: COLLEEN K SANDERSON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC as Attorney in Fact for COLLEEN K SANDERSON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110187402254

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03576748, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Mary V. Sandoval to Mortgage Electronic Registration Systems, Inc., dated July 31, 2006, recorded in Deed Book 46845, Page 868, Gwinnett County, Georgia Records, as last transferred to EMC Mortgage Corporation by assignment recorded in Deed Book 49731, Page 470, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($190,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 3, of the 2nd District, Gwinnett County, Georgia, being Lot 3, Block B, Brookside Crossing Subdivision, Unit 1, Phase 1, as per plat recorded at Plat Book 105, Pages 228-231, Gwinnett County, Georgia records, which plat is incorporated herein by this reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mary V. Sandoval or a tenant or tenants and said property is more commonly known as 1080 Rock Elm Drive, Auburn, Georgia 30011.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association successor by merger to EMC Mortgage Corporation as Attorney in Fact for Mary V. Sandoval

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jwy 7/5/11

Our file no. 51794208-FT18

950-08562920, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Carlos Sandoval to Washington Mutual Bank, FA dated March 4, 2005 in the amount of $184,750.00, and recorded in Deed Book 42714, Page 1, Gwinnett County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

The following described Real Property situate in the City of Duluth, County of Gwinnett, and State of Georgia, to wit:

The following described property: All that tract or parcel of land lying and in Land Lot 242. of the 7th District, Section of Gwinnett County, Georgia, being Lot 192, The Plantation at Chattahoochee Reserve II, Subdivision, as per Plat recorded in Plat Book 72, Page 179-181, and revised at Plat Book 73, Page 183, Gwinnett County, Georgia records, which Plat is hereby referred to and made a part of this description. Tax ID #: R7242-091 By fee simple Deed from Akira Komori and Ikuko Komori as set forth in Deed Book 24755, Page 0191 and recorded on 10/10/2001, Gwinnett County records.

which has the property address of 1890 Chattahoochee Drive, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Carlos Sandoval and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association Attorney in Fact for Carlos Sandoval

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-18553 /FHLMC/sillescas

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03576526, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Olakunle Sangosina to American Home Mortgage Acceptance, Inc. dated 7/27/2005 and recorded in Deed Book 43792 Page 58, GWINNETT County, Georgia records; as last transferred to U.S. Bank National Association, as Indenture Trustee for American Home Mortgage Investment Trust 2005-4A by Assignment filed for record in GWINNETT County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $116,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of GWINNETT County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011 (July 5, 2011), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 53 OF THE 6TH DISTRICT GWINNETT COUNTY, GEORGIA, AND BEING LOT 12, BLOCK B OF OAKLAND CREEK, AS PER PLAT RECORDED IN PLAT BOOK 82, PAGES 170-171, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE REFERENCE HERETO. SUBJECT TO EASEMENTS AND RESTRICTIONS OF RECORD AFFECTING SAID BARGAINED PREMISES.

This sale will be made subject to any right of the United States of America to redeem the hereinabove described property within 120 days from the sale date aforesaid, in order to satisfy certain outstanding federal tax liens.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 2268 Ligney Creek Lane, Snellville, Georgia 30039 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Abiola A. Sangosina or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

U.S. Bank National Association, as Indenture Trustee for American Home Mortgage Investment Trust 2005-4A as agent and Attorney in Fact for Olakunle Sangosina.

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1002-1596.

950-07615753,6/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Mostafa Sannoun to Mortgage Electronic Registration Systems, Inc. dated November 3, 2004, and recorded in Deed Book 40619, Page 247, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $165,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 5, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 310 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA AND BEING LOT 120, BLOCK A, GRANDVIEW, UNIT THREE, AS PER PLAT RECORDED IN PLAT BOOK 85, PAGE 233, GWINNETT COUNTY, GEORGIA RECORDS WHICH PLAT IS REFERRED TO HEREBY AS REFERENCE FOR A MORE PARTICULAR DESCRIPTION AND DELINEATION OF THE LOT DIMENSIONS THEREOF.

Said property is known as 268 Coddington Court, Suwanee, GA 30024, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Mostafa Sannoun, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Mostafa Sannoun, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Mostafa Sannoun

File no. 11-020064

SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03576449, 6/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Emanoel Santa and Nina Santa to Mortgage Electronic Registration Systems, Inc. dated May 6, 2008, and recorded in Deed Book 48868, Page 114, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment , securing a Note in the original principal amount of $160,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 5, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 1 of the 3rd District, Rocky Creek G.M.D. 1587, Gwinnett County, Georgia, being Lot 187, Block C, of Lakeview at Belfaire Subdivision, as per plat thereof recorded in Plat Book 83, Pages 266-268, Gwinnett County, Georgia records, which recorded plat Is incorporated herein by reference and made a part of this description.

Tax Parcel Identification Number: R2001-720

Said property is known as 3041 Belfaire Lake Drive, Dacula, GA 30019, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Emanoel Santa and Nina Santa, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Emanoel Santa and Nina Santa, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A. as Attorney-in-Fact for Emanoel Santa and Nina Santa

File no. 11-019756

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07615377,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Antonia Santiago to JPMorgan Chase Bank, N.A., dated March 28, 2008, recorded in Deed Book 48763, Page 0396, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FIVE THOUSAND AND 0/100 DOLLARS ($175,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 174, 6th District, Gwinnett County, Georgia, being Lot 19, Block A, Unit Two, Parklake Subdivision, as per plat recorded at Plat Book 57, Page 247, Gwinnett County records, said plat being referred to and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Antonia Santiago or a tenant or tenants and said property is more commonly known as 4659 Rippling Brook Ct, Norcross, Georgia 30093.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association as Attorney in Fact for Antonia Santiago

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jwy 7/5/11

Our file no. 52581310-FT18

950-03576416, 6/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Citlaly C. Santiago to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $173,215.00 dated 04/21/2008, and recorded in Deed Book 48901, page 795, Gwinnett County records, said Security Deed being last transferred and assigned to GMAC Mortgage, LLC in Deed Book 50607, Page 459, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2011 by GMAC Mortgage, LLC, as Attorney-in-Fact for Citlaly C. Santiago the following described property:

All that tract or parcel of land lying and being in Land Lot 157 of the 6th District, Gwinnett County, Georgia, being Lot 29, Block F, Unit Four, Huntington Subdivision, per plat thereof recorded in Plat Book 13, Page 142, Gwinnett County records, which plat is made a part hereof by reference; and being improved property known as 3960 Millwood Lane, Lilburn, Georgia 30047, according to the present system of numbering property in Gwinnett County, Georgia.

Property known as: 3960 Millwood Lane, Lilburn, GA 30047-0000

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

GMAC Mortgage, LLC

Two Ravinia Dr, Suite 500

Atlanta, GA 30346

PHONE: 678-855-7067

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Citlaly C. Santiago.

GMAC Mortgage, LLC, as Attorney-in-fact for Citlaly C. Santiago.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates,

P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-02539

950-06619928,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from KELDRICK SAPP to ARGENT MORTGAGE COMPANY, LLC., dated April 5, 2005, recorded April 11, 2005, in Deed Book 42313, Page 0187, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Eighty-Five Thousand Three Hundred and 00/100 dollars ($185,300.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to WELLS FARGO BANK, N.A. AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF PARK PLACE SECURITIES, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-WCW2, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 127, 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 26, BLOCK A, BERKSHIRE SUBDIVISION, PHASE II, AS PER PLAT RECORDED IN PLAT BOOK 55, PAGE 1, GWINNET COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE DETAILED DESCRIPTION.

Said property is commonly known as 2868 BEDDINGTON WAY, SUWANEE, GA 30024.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is KELDRICK SAPP, KELDRICK SAPP, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

WELLS FARGO BANK, N.A. AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF PARK PLACE SECURITIES, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-WCW2 as Attorney in Fact for KELDRICK SAPP

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992

Case No. BAC-11-04224-1

950-03576568, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Valeri I. Sarioglo and Valentine Sarioglo A/K/A Valentina Sarioglo to Bank of America, N.A., dated January 8, 2007 and filed for record January 18, 2007 in Deed Book 47485, Page 0078, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $145,487.48, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in July, 2011, by Bank of America, N.A. as Attorney-in-Fact for Valeri I. Sarioglo and Valentine Sarioglo A/K/A Valentina Sarioglo the following property to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 79 OF DISTRICT 5, GWINNETT COUNTY, GEORGIA, BEING LOT 8, BLOCK D, MURPHY SUBDIVISION, UNIT II, AS PER PLAT RECORDED IN PLAT BOOK H, PAGE 200, GWINNETT COUNTY, GEORGIA RECORDS.

The above described property is also known as 244 Huston Drive, Lawrenceville, GA 30044.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Valeri I. Sarioglo and Valentine Sarioglo.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-800-669-6650. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for Bank of America, N.A. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

Bank of America, N.A. as Attorney-in-Fact for Valeri I. Sarioglo and Valentine Sarioglo A/K/A Valentina Sarioglo

SHUPING, MORSE & ROSS, LLP

By: S. Andrew Shuping, Jr.

S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, Georgia 30274-1698

(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06619764, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by James L. Saunders and Leila D. Saunders to Mortgage Electronic Registration Systems, Inc. as nominee forTaylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated May 31, 2006 in the amount of $200,864.00, and recorded in Deed Book 46640, Page 718, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 370 of the 7th District, Gwinnett County, Georgia, being Lot 9, Block A, Island Pointe, as per plat recorded in Plat Book 97, Page 218, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

This deed is given subject to all easements and restrictions of record, if any.

Parcel Number: R7370-088

which has the property address of 958 Island Pointe Way, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of James L. Saunders and Leila D. Saunders and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for James L. Saunders and Leila D. Saunders

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-07733 /FHA/kandrade

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03576606, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Sisay Sayasane to Nexus Financial Group, Inc., dated August 21, 2003, recorded in Deed Book 36017, Page 122, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 36017, Page 143, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND AND 0/100 DOLLARS ($127,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 151 and 156, of the 6th District, Gwinnett County, Georgia, being known as Lot 11, Block A, of Charlton Ives, Unit Two, as per plat recorded at Plat Book 76, Page 199, Gwinnett County, Georgia Records, said plat being incorporated herein and made a part hereof by reference for a more complete description of captioned property and being improved property known as 3675 Charlton Ives Drive, Lilburn, Georgia, 30047, according to the present system of number houses in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sisay Sayasane or a tenant or tenants and said property is more commonly known as 3675 Charlton Ives Dr NW, Lilburn, Georgia 30047.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC successor by merger to Chase Manhattan Mortgage Corporation as Attorney in Fact for Sisay Sayasane

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jwy 7/5/11

Our file no. 52340310-FT18

950-06619623, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Dawn Scarbrough and Anthony Scarbrough to Mortgage Electronic Registration Systems, Inc., dated July 26, 2006, recorded in Deed Book 46906, Page 83, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 50249, Page 462, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($146,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 322 of the 7th, Gwinnett County, Georgia, being Lot 111, Block A, Princeton Oaks, Unit One, as per plat recorded in Plat Book 50, Page 181, Gwinnett County Records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dawn Scarbrough or a tenant or tenants and said property is more commonly known as 5599 Princeton Oaks Lane, Sugar Hill, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Dawn Scarbrough and Anthony Scarbrough

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ap9 7/5/11

Our file no. 52179010-FT14

950-03576406, 6/9,16,23,30

STATE OF GEORGIA

GWINNETT COUNTY

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in that certain Deed of Secure Debt, Assignment of Leases and Rents, and Security Agreement (the “Security Deed”) from SCENIC SQUARE SHOPPING CENTER, LLC, a Delaware limited liability company (“Borrower”) to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., a Delaware corporation, dated as of August 1, 2007, recorded August 7, 2007, in Book 48164, Page 634, Gwinnett County, Georgia Records, as assigned to and currently held by BACM 2007-4 SCENIC HIGHWAY LIMITED PARTNERSHIP, a Georgia limited partnership (“Lender”), dated as of February 28, 2011, recorded March 4, 2011, in Book 50569, Page 306, Gwinnett County, Georgia Records and pursuant to the applicable provisions of the Uniform Commercial Code, as enacted in Georgia, including, without limitation, O.C.G.A § 11-9-604, the undersigned will sell at public outcry to the highest bidder for cash before the courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011, the following described property located in Gwinnett County, Georgia (the “Secured Property”):

TRACT I:

All that tract or parcel of land lying and being in Land Lot 40 of the 5th District of Gwinnett County, Georgia, located in the City of Snellville, and being more particularly described as follows:

Commencing at the intersection point of the eastern Right-of-Way line of Georgia Highway No. 124 (a.k.a. Scenic Highway, variable Right-of-Way) and the center line of Dogwood Road, thence moving in a northeasterly direction along the eastern Right-of-Way of Georgia Highway No. 124 a distance of 382.4’ to a 1/2” Open Top Pipe Found which is the True Point of Beginning; thence leaving said Right-of-Way N 76š16’33” W a distance of 120.03’ to a 3/8” Rebar Found; thence S 13š44’53”W a distance of 68.47’ to a PK Nail Found; thence N 76š16’10” W a distance of 305.32’ to a 1/2” Rebar Found; thence N 30š26’41” W a distance of 18.98’ to a 1/2” Rebar Set; thence N 30š42’30” W a distance of 212.20’ to a 1/2” Rebar Set; thence N 32š11’06” W a distance of 3.59’ to a 1/2” Rebar Found; thence N 13š45’18” E a distance of 335.46’ to a 1/2” Capped Rebar Found; thence S 76š12’02” E a distance of 254.89’ to a 1” Crimped Top Pipe Found; thence S 13š29’42” W a distance of 2.81’ to a PK Nail Set; thence S 76š23’37” E a distance of 25.02’ to a Concrete Nail Found; thence S 12š54’22” W a distance of 5.01’ to a PK Nail Found; thence S 76š13’33” E a distance of 309.58’ to a PK Nail Set at the eastern Right-of-Way of Georgia Highway No. 124; thence continuing along said Right-of-Way, S 13š43’28” W a distance of 426.29’ to a 1/2” Open Top Pipe Found; which is the True Point of Beginning, having an area of 271990.26 square feet, 6.244 acres.

Together with a non-exclusive easement for access and for a sanitary sewer line across certain contiguous property owned by Pinehurst Land Associates pursuant to that certain Easement Agreement dated 6/27/1989, between Pinehurst Land Associates and Scenic Square Associates, recorded 7/17/1989 in Deed Book 5567, Page 265, Gwinnett County, Georgia records.

TRACT II:

All that tract or parcel of land lying and being in Land Lot 40 of the 5th District of Gwinnett County, Georgia, located in the City of Snellville, and being more particularly described as follows:

Commencing at the intersection point of the eastern Right-of-Way line of Georgia Highway No. 124 (a.k.a. Scenic Highway, variable Right-of-Way) and the centerline of Dogwood Road, thence moving in a northeasterly direction along the eastern Right-of-Way of Georgia Highway No. 124 a distance of 808.69’ to a PK Nail Set; thence continuing along said Right-of-Way N 13š45’45” E a distance of 85.57’ to a PK Nail Set; thence leaving said Right-of-Way N 74š29’49”W a distance of 240.00’ to a PK Nail Set; thence S 13š45’47” W a distance of 92.81’ to a PK Nail Set; thence S 76š13’33” E a distance of 239.89’ to a PK Nail Set on the eastern Right-of-Way of Georgia Highway No. 124; which is the True Point of Beginning, having an area of 21395.66 square feet, 0.491 acres.

Together with those easement rights arising under that certain Easement from John Hardy Jones to SNL Properties, Inc., dated 9/11/1987, recorded 9/14/1987 in Deed Book 4538, Page 6, Gwinnett County, Georgia records; as amended by that certain Amendment to Easement by and between John Hardy Jones, Pinehurst Land Associates, L.P. and SNL Properties, Inc., dated 8/23/1993, recorded 8/26/1993 in Deed Book 9230, Page 74, aforesaid records; as further amended by that certain Second Amendment to Easement by and between John Hardy Jones, Pinehurst Land Associates, L.P. and SNL Properties, Inc., dated 2/17/1994, recorded 5/6/1994 in Deed Book 10280, Page 212, aforesaid records.

Further together with those easement rights arising under that certain Easement Agreement by and between Pinehurst Land Associates and Scenic Square Associates, dated 6/27/1989, recorded 7/17/1989 in Deed Book 5567, Page 265, aforesaid records.

TRACT III:

All that tract or parcel of land lying and being in Land Lot 40 of the 5th District of Gwinnett County, Georgia, located in the City of Snellville, and being more particularly described as follows:

Commencing at the intersection point of the eastern Right-of-Way line of Georgia Highway No. 124 (a.k.a Scenic Highway, variable Right-of-Way) and the centerline of Dogwood Road, thence moving in a northeasterly direction along the eastern Right-of-Way of Georgia Highway No. 124 a distance of 382.4’ to a 1/2” Open Top Pipe Found; thence leaving said Right-of-Way N 76š16’33” W a distance of 120.03’ to a 3/8” Rebar Found; thence S 13š44’53” W a distance of 68.47’ to a PK Nail Found; thence N 76š16’10” W a distance of 118.80’ to a PK Nail Found, which is the True Point of Beginning; thence S 18š06’13” W a distance of 184.13’ to a PK Nail Set; thence N 33š48’ 26” W a distance of 271.95’ to a Point, said Point is S 51š47’36” W a distance of 0.42’from a Disturbed 1” Crimped Top Pipe Found; thence leaving said Point S 76š16’10” E a distance of 214.66’ to a PK Nail Found, which is the True Point of Beginning, having an area of 19705.47 square feet, 0.452 acres.

Together with easement for ingress and egress to and from Dogwood Road created by Easement from W. Raymond Williams to Everett Smith, Everett Smith, Jr., Joe Edens, Jr. d/b/a Snellville-Lawrenceville Associates, dated 3/16/1981, recorded 3/16/1981 in Deed Book 2135, Page 38, Gwinnett County, Georgia records.

All of the foregoing real property is referred to as the “Land”.

TOGETHER WITH the following property:

(a) Additional Land. All additional lands, estates and development rights hereafter acquired by Borrower for use in connection with the Land and the development of the Land and all additional lands and estates therein which may, from time to time, by supplemental instrument or otherwise be expressly made subject to the lien of the Security Deed;

(b) Improvements. The buildings, structures, fixtures, pads, additions, enlargements, extensions, modifications, repairs, replacements and improvements now or hereafter erected or located on the Land (collectively, the “Improvements”);

(c) Easements. All easements, rights-of-way or use, rights, strips and gores of land, streets, ways, alleys, passages, sewer rights, water, water courses, water rights and powers, air rights and development rights, and all estates, rights, titles, interests, privileges, liberties, servitudes, tenements, hereditaments and appurtenances of any nature whatsoever, in any way now or hereafter belonging, relating or pertaining to the Land and the Improvements and the reversions and remainders, and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Land, to the center line thereof and all the estates, rights, titles, interests, rights of dower, rights of curtesy, property, possession, claim and demand whatsoever, both at law and in equity, of Borrower of, in and to the Land and the Improvements and every part and parcel thereof, with the appurtenances thereto;

(d) Fixtures and Personal Property. All machinery, equipment, fixtures (including, but not limited to, all heating, air conditioning, plumbing, lighting, communications and elevator fixtures), furniture, software used in or to operate any of the foregoing and other property of every kind and nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Land and the Improvements, or appurtenant thereto, and usable in connection with the present or future operation and occupancy of the Land and the Improvements and all building equipment, materials and supplies of any nature whatsoever owned by Borrower, or in which Borrower has or shall have an interest, now or hereafter located upon the Land and the Improvements, or appurtenant thereto, or usable in connection with the present or future operation and occupancy of the Land and the Improvements (collectively, the “Personal Property”), and the right, title and interest of Borrower in and to any of the Personal Property which may be subject to any security interests, as defined in the Uniform Commercial Code, as adopted and enacted by the state or states where any of the Property is located (the “Uniform Commercial Code”), and all proceeds and products of the above;

(e) Leases and Rents. All leases, subleases, subsubleases, lettings, licenses, concessions or other agreements (whether written or oral) pursuant to which any Person is granted a possessory interest in, or right to use or occupy all or any portion of, the Land and the Improvements, and every modification, amendment or other agreement relating to such leases, subleases, subsubleases, or other agreements entered into in connection with such leases, subleases, subsubleases, or other agreements and every guarantee of the performance and observance of the covenants, conditions and agreements to be performed and observed by the other party thereto, heretofore or hereafter entered into, whether before or after the filing by or against Borrower of any petition for relief under any creditors rights laws (collectively, the “Leases”) and all right, title and interest of Borrower, its successors and assigns therein and thereunder, including, without limitation, cash or securities deposited thereunder to secure the performance by the lessees of their obligations thereunder and all rents, additional rents, rent equivalents, moneys payable as damages or in lieu of rent or rent equivalents, royalties (including, without limitation, all oil and gas or other mineral royalties and bonuses), income, receivables, receipts, revenues, deposits (including, without limitation, security, utility and other deposits), accounts, cash, issues, profits, charges for services rendered, and other consideration of whatever form or nature received by or paid to or for the account of or benefit of Borrower or its agents or employees from any and all sources arising from or attributable to the Property, including, all receivables, customer obligations, installment payment obligations and other obligations now existing or hereafter arising or created out of the sale, lease, sublease, license, concession or other grant of the right of the use and occupancy of property or rendering of services by Borrower or Manager and proceeds, if any, from business interruption or other loss of income insurance whether paid or accruing before or after the filing by or against Borrower of any petition for relief under any creditors rights laws (collectively, the “Rents”) and all proceeds from the sale or other disposition of the Leases and the right to receive and apply the Rents to the payment of the Debt;

(f) Insurance Proceeds. All Insurance Proceeds in respect of the Property under any policies covering the Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Property;

(g) Condemnation Awards. All Awards, including interest thereon, which may heretofore and hereafter be made with respect to the Property by reason of Condemnation, whether from the exercise of the right of eminent domain (including, but not limited to, any transfer made in lieu of or in anticipation of the exercise of the right), or for a change of grade, or for any other injury to or decrease in the value of the Property;

(h) Tax Certiorari. All refunds, rebates or credits in connection with reduction in real estate taxes and assessments charged against the Secured Property as a result of tax certiorari or any applications or proceedings for reduction;

(i) Rights. The right, in the name and on behalf of Borrower, to appear in and defend any action or proceeding brought with respect to the Secured Property and to commence any action or proceeding to protect the interest of Lender in the Secured Property;

(j) Agreements. All agreements, contracts, certificates, instruments, franchises, permits, licenses, plans, specifications and other documents, now or hereafter entered into, and all rights therein and thereto, respecting or pertaining to the use, occupation, construction, management or operation of the Land and any part thereof and any Improvements or any business or activity conducted on the Land and any part thereof and all right, title and interest of Borrower therein and thereunder, including, without limitation, the right, upon the happening of any default hereunder, to receive and collect any sums payable to Borrower thereunder;

(k) Intangibles. All tradenames, trademarks, servicemarks, logos, copyrights, goodwill, books and records and all other general intangibles relating to or used in connection with the operation of the Secured Property;

(l) Accounts. All reserves, escrows and deposit accounts maintained by Borrower with respect to the Secured Property, including, without limitation, the Reserve Accounts, the Lockbox Account, the Cash Management Account and all accounts established pursuant to Article X of the Loan Agreement, together with all deposits or wire transfers made to any of the foregoing and all cash, checks, drafts, certificates, securities, investment property, financial assets, instruments and other property held therein from time to time and all proceeds, products, distributions or dividends or substitutions thereon and thereof;

(m) Conversion. All proceeds of the conversion, voluntary or involuntary, of any of the foregoing items set forth in subsections (a) through (m) including, without limitation, Insurance Proceeds and Awards, into cash or liquidation claims; and

(n) Other Rights. Any and all other rights of Borrower in and to the items set forth in subsections (a) through (m) above.

The Secured Property is a portion of the project commonly known as Scenic Square Shopping Center, with an address of 1957-1987 Scenic Highway, Snellville, Georgia 30078, in accordance with the present system of numbering in Gwinnett County, Georgia.

To the best of the knowledge of Lender, the above described Secured Property is in the possession of Borrower, tenants of Borrower under unrecorded leases, or other persons in possession with the consent or acquiescence of Borrower.

The undersigned may sell that portion of the Secured Property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate (the “Real Property”) separately from that portion of the Secured Property as constitutes under the laws of the State of Georgia personalty and not an interest in real estate (the “Personal Property”), in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Unless otherwise set forth in an announcement by the undersigned made at the commencement of the public sale, the Real Property and Personal Property shall be sold collectively in a single sale and lot, in which case a single bid will be taken therefor.

The Real Property will be sold on an “AS IS, WHERE IS” basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever with respect thereto. The Real Property will be sold subject to (1) all unpaid taxes and assessments and sanitary charges which are liens against the Real Property and which are prior in right to the Security Deed, including taxes that are liens, but not yet due or payable, any additional taxes, interest and/or penalties which may be assessed for prior tax years by virtue of adjustment, re-appraisal, re-assessment, appeal or other amendment to the tax records of the city or county of the Real Property; (2) all matters affecting the Real Property would be shown on a current survey of the Real Property; (3) all valid zoning ordinances; (4) rights of tenants in possession of the Secured Property under all leases and subleases granting the right to use or occupy all or any part of the Secured Property; and (5) any and all other easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is junior and subordinate in terms of priority under the laws of the State of Georgia.

The Personal Property will be sold on an “AS IS, WHERE IS” basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever with respect thereto. The Personal Property will be sold subject to all unpaid taxes and assessments, if any, which are liens against the Personal Property and which are prior in right to the Security Deed.

The Security Deed was originally given to secure, without limitation, (1) the payment of the indebtedness evidenced by that certain Promissory Note dated August 1, 2007 (the “Note”) in the original principal sum of Five Million Six Hundred Thousand and 00/100 Dollars ($5,600,000.00) now held by Lender, with the indebtedness evidenced by the Note referred to as the “Indebtedness”), and (2) the performance of all of Borrower’s covenants and obligations under any and all other documents evidencing or securing the Indebtedness (said documents, together with the Note and the Security Deed, are herein collectively referred to as the “Loan Documents”. The Indebtedness has been and is hereby declared due and immediately payable because of default by Borrower in payment of the Indebtedness in accordance with the terms of the Note and the Security Deed and the other Loan Documents and the failure of Borrower to perform its obligations under the Loan Documents.

The proceeds of the sale of the Secured Property shall be applied in accordance with the Security Deed to (i) the payment of the costs and expenses of this sale, including the expenses of protecting the Secured Property and attorneys’ fees (notice of intent to collect attorneys’ fees having been given pursuant to O.C.G.A. § 13-1-11), (ii) payment of the Indebtedness and any other amounts secured by the Security Deed, and (iii) the surplus, if any, to the person or persons legally entitled thereto.

BACM 2007-4 SCENIC HIGHWAY LIMITED PARTNERSHIP, a Georgia limited partnership, as Attorney in Fact for SCENIC SQUARE SHOPPING CENTER, LLC, a Delaware limited liability company

BY: John W. Benson, Esq.

Sutherland

999 Peachtree Street NE

Atlanta, Georgia 30309-3996

(404) 853-8000

950-06619904,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Andrew D. Schor and Dolly Sue Siler to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgag Network, Inc., its successors and assigns dated March 15, 2006 in the amount of $184,000.00, and recorded in Deed Book 46297, Page 820, Gwinnett County, Georgia Records; as last transferred to OneWest Bank, FSB by assignment; the undersigned, OneWest Bank, FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 223 of the 7th District of Gwinnett County, Georgia, being Lot 42, Block A, Hamilton Fields, Unit One, as per plat recorded in Plat Book 78, Pages 79 and 80, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.

which has the property address of 3240 Goldmist Drive, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Andrew D. Schor and Dolly Sue Siler and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank, FSB Attorney in Fact for Andrew D. Schor and Dolly Sue Siler

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-03650 /FNMA/krider

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06619663, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Andrew D. Schor and Dolly Sue Siler to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgag Network, Inc., its successors and assigns dated March 15, 2006 in the amount of $184,000.00, and recorded in Deed Book 46297, Page 820, Gwinnett County, Georgia Records; as last transferred to OneWest Bank, FSB by assignment; the undersigned, OneWest Bank, FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 223 of the 7th District of Gwinnett County, Georgia, being Lot 42, Block A, Hamilton Fields, Unit One, as per plat recorded in Plat Book 78, Pages 79 and 80, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.

which has the property address of 3240 Goldmist Drive, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Andrew D. Schor and Dolly Sue Siler and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank, FSB Attorney in Fact for Andrew D. Schor and Dolly Sue Siler

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-03650 /FNMA/krider

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03576357, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Rex Schreiner and Rebecca Schreiner to Bank of America, N.A., dated October 7, 2009, recorded in Deed Book 49760, Page 588, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SEVEN THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($147,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

The land referred to in this policy is situated in the State of Georgia, County of Gwinnett, City of Duluth, and described as follows: All that tract or parcel of land lying and being in Land Lot 238 of the 6th District, Gwinnett County, Geogia, being Lot 38, Block C, of Covered Bridge Subdivision, Unit Five, as per plat recorded in Plat Book 13, Page 262, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part thereof by this reference. APN # R6238 219

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Rex Schreiner and Rebecca Schreiner or a tenant or tenants and said property is more commonly known as 2580 Chippewa Ct, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Rex Schreiner and Rebecca Schreiner

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jec 7/5/11

Our file no. 5720411-FT10

950-08562839, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Barbara Schroeter and Garfield Schroeter to Mortgage Electronic Registration Systems, Inc. as nominee for IndyMac Bank, F.S.B., its successors and assigns dated April 4, 2006 in the amount of $236,000.00, and recorded in Deed Book 46392, Page 710, Gwinnett County, Georgia Records; as last transferred to OneWest Bank, FSB by assignment; the undersigned, OneWest Bank, FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 104 of the 6th District, Gwinnett County, Georgia, being Lot 7, Block A, Ryans Run Subdivision, as per plat recorded in Plat Book 62, Page 41, and Plat Book 60, Page 261, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 3870 Ryans Run Way according to the present system of numbering houses in Gwinnett County, Georgia.

which has the property address of 3870 Ryans Run Way SW, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Barbara Schroeter and Garfield Schroeter and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank, FSB Attorney in Fact for Barbara Schroeter and Garfield Schroeter

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-08706 /FNMA/tgreer

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

905-06619671, 6/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Tony Scott and Welna Scott to Mortgage Electronic Registration Systems, Inc. dated March 7, 2008, and recorded in Deed Book 48716, Page 273, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $220,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 5, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 34 of the 6th District, Gwinnett County, Georgia, being Lot 66, Block A, The Preserve at Parkwood, as per plat recorded in Plat Book 98, Page 52, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

Said property is known as 3010 Rusticwood Drive, Snellville, GA 30078, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Tony Scott and Welna Scott, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Tony Scott and Welna Scott, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Tony Scott and Welna Scott

File no. 11-019496

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06619518,6/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by John Allen Scott A/K/A John A. Scott to Mortgage Electronic Registration Systems, Inc. dated April 17, 2003, and recorded in Deed Book 32370, Page 70, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $67,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 5, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 48 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 26, BLOCK F, THE FOREST SUBDIVISION, UNIT 5, AS PER PLAT RECORDED IN PLAT BOOK 12, PAGE 95, GWINNETT COUNTY RECORDS, WHICH SAID PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION, BEING IMPROVED PROPERTY.

Said property is known as 3818 Burnt Leaf Lane, Snellville, GA 30039, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of John Allen Scott A/K/A John A. Scott, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of John Allen Scott, A/K/A John A. Scott, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for John Allen Scott A/K/A John A. Scott

File no. 11-020005

SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08562684, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Shean Scott and Susie D Porter to Mortgage Electronic Registration Systems, Inc as nominee for SunTrust Mortgage, Inc, dated July 10, 2007, recorded in Deed Book 48089, Page 0599, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc by assignment recorded in Deed Book 49179, Page 265, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-TWO THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($92,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

All that tract or parcel of land lying and being in land lot 11 of the 5th District, Gwinnett County Georgia, Being lot 6, Block E, Sawgrass Subdivision, Unit four as per plat recorded in Plat Book 15, page 111, Gwinnett County, Georgia Records, Which plat is incorporated herein by reference and made a part hereof

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Shean Scott and Susie D Porter or a tenant or tenants and said property is more commonly known as 1056 Oak Road, Lilburn, Georgia 30047.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc as Attorney in Fact for Shean Scott and Susie D Porter Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/cm8 7/5/11

Our file no. 1487711-FT19

950-03576826, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ronald Scott and Ronda Scott to Bank of America, N.A. dated May 15, 2000 in the amount of $118,500.00, and recorded in Deed Book 20680, Page 19, Gwinnett County, Georgia Records; as last transferred to Bank of America, N.A. by assignment; the undersigned, Bank of America, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 180 of the 5th District of Gwinnett County, Georgia, being Lot 52, Block C, Saddle Shoals Subdivision, Unit IV, as per plat recorded in Plat Book 69, Page 178, Gwinnett County, Georgia records, which plat is incorporated herein by this reference and made a part of this description.

which has the property address of 602 Shoal Circle, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Ronald Scott and Ronda Scott and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, N.A. Attorney in Fact for Ronald Scott and Ronda Scott

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-07361 /FNMA/tgreer

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08562809, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Shean P. Scott to Wells Fargo Bank, N.A. s/b/m Wells Fargo Home Mortgage, Inc. dated 10/21/2003 and recorded in Deed Book 35966 Page 1, Gwinnett County, Georgia records; conveying the after-described property to secure a Note in the original principal amount of $ 157,629.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011 (July 5, 2011), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 47, BLOCK A, BRANDON LAKES SUBDIVISION, UNIT ONE, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 81, PAGE 39, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 2773 Brandon Lake Drive, Snellville, Georgia 30039 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Shean P. Scott and Nicole T. Scott or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Shean P. Scott

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-63194

950-03576376, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Chester B. Seale Jr. to Mortgage Electronic Registration Systems, Inc. as nominee for Real Estate Mortgage Network, Inc.,its successors and assigns dated January 8, 2009 in the amount of $169,048.00, and recorded in Deed Book 49245, Page 853, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 210 and 229 of the 6th District, Gwinnett County, Georgia, being Lot 37, Block A, Unit Three, Berkeley Forest, as per plat recorded in Plat Book 72, Page 162, Gwinnett County Records, said plat being incorporated herein by reference thereto.

which has the property address of 4200 Hopkins Bluff Way, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Chester B. Seale Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Chester B. Seale Jr.

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-04647 /FHA/llawson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08562800, 6/9,16,23,30

Notice of Sale

Under Power

State of Georgia

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by GREGORY SEARS AND DEBORAH SEARS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR WILMINGTON FINANCE, INC. , dated 07/28/2006, and Recorded on 08/07/2006 as Book No. 46851 and Page No. 0467, GWINNETT County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR CSAB 2006-4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $271,200.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 31 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORGIA BEING LOT 23, BLOCK A, WIND LAKE ESTATES SUBDIVISION, UNIT ONE, ACCORDING TO PLAT THEREOF RECORDED IN PLAT BOOK 39, PAGE 110, IN THE CLERK'S OFFICE OF THE SUPERIOR COURT OF GWINNETT COUNTY, GEORGIA; SAID RECORDED PLAT BEING INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: AMERICA'S SERVICING COMPANY, 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-013, FORT MILL, SC 29715, 800-288-3212. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 3780 WIND LAKE DRIVE, SNELLVILLE, GEORGIA 30039 is/are: GREGORY SEARS AND DEBORAH SEARS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR CSAB 2006-4 as Attorney in Fact for GREGORY SEARS AND DEBORAH SEARS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100134004798

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03576732, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Hanifa Selimovic to Mortgage Electronic Registration Systems, Inc. as nominee for Home America Mortgage, Inc., its successors and assigns dated April 10, 2008 in the amount of $115,000.00, and recorded in Deed Book 48784, Page 723, Gwinnett County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 150 of the 5th District, City of Lawrenceville, Gwinnett County, Georgia, being Lot 11, Block C, Unit Four of St. Lawrence Plantation Subdivision, as per plat recorded in Plat Book 48, Page 51, records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof.

which has the property address of 351 Cottonpatch Rd, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Hanifa Selimovic and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Cenlar FSBAttorney in Fact for Hanifa Selimovic

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-09196 /FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03576613, 6/9,16,23,30

Notice of Sale

Under Power

State of Georgia

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by MARY SEREBOUR AND BERNARD SEREBOUR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR FREMONT INVESTMENT & LOAN , dated 03/24/2006, and Recorded on 03/31/2006 as Book No. 46324 and Page No. 0073, GWINNETT County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR SG MORTGAGE SECURITIES ASSET BACKED CERTIFICATES, SERIES 2006-FRE2, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $143,520.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 317 OF THE 4TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 20, BLOCK A, LENORA MEADOWS SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 108, PAGE 157, GWINNETT COUNTY, GEORGIA RECORDS, WHICH SAID PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION, BEING IMPROVED PROPERTY.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: AMERICA'S SERVICING COMPANY, 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-013, FORT MILL, SC 29715, 800-288-3212. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 3119 MEADOW POINT DR, SNELLVILLE, GEORGIA 30039 is/are: MARY SEREBOUR AND BERNARD SEREBOUR or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR SG MORTGAGE SECURITIES ASSET BACKED CERTIFICATES, SERIES 2006-FRE2 as Attorney in Fact for MARY SEREBOUR AND BERNARD SEREBOUR.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110134001847

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03576775, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Aida Serrano to Mortgage Electronic Registration Systems, Inc, dated March 10, 2005, recorded in Deed Book 41964, Page 174, Gwinnett County, Georgia Records, last assigned to OneWest Bank, FSB, conveying the after-described property to secure a Note in the original principal amount of One Hundred Twenty-Three Thousand Nine Hundred Twenty and 00/100 DOLLARS ($123,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT "A"

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 37 & 42 OF THE 7TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 34, BLOCK A OF CARLYSLE, UNIT THREE, AS PER PLAT RECORDED IN PLAT BOOK 65, PAGE 148 OF GWINNETT COUNTY, GEORGIA RECORDS WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. SAID PROPERTY BEING KNOWN AS 1216 CARLYSLE INN COURT, LAWRENCEVILL, GEORGIA.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Aida Serrano or a tenant or tenants and said property is more commonly known as 1216 Carlysle Inn Court, Lawrenceville, GA 30044.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: IndyMac Mortgage Services, a Division of OneWest Bank, 888 East Walnut Street, Pasadena, CA 91101 AND -866-354-5947 . Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

OneWest Bank, FSB

as Attorney in Fact for

Aida Serrano

Barry King

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail,

Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

BK/DAP May/17/2011

MHS File #:

GA-91000497-11

950-07615827,6/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by that Security Deed, dated July 30, 2007, executed by TERESA B. SERRATO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 48184, Page 47, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $104,900.00, said Security Deed and Note last having been assigned to Ocwen Loan Servicing, LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in July, 2011, to-wit: July 5, 2011, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land lying and being in Land Lot 38; 7th District of Gwinnett County, Georgia, Lot 20, Block A of Country Oaks Subdivision, Unit One; As Per Plat Recorded in Plat Book 22, page 221, Gwinnett County, Georgia Records, and being improved property known as Number 938 Country Oak Court, Lawrenceville, Georgia 30044. According to the present system of numbering houses in the City of Lawrenceville, Gwinnett County, Georgia.

The aforedescribed real property is also known as 938 Country Oaks Court, Lawrenceville, Georgia 30044, according to the present system of numbering houses in Gwinnett County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of Teresa B. Serrato and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

OCWEN LOAN SERVICING, LLC as Attorney-in-Fact for TERESA B. SERRATO

David W. Adams, Esquire

Ellis, Painter, Ratterree & Adams LLP

2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.

950-08562823,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Fanta Sesay and Janga T. Yamah to CitiMortgage, Inc. dated October 4, 2005 in the amount of $170,378.00, and recorded in Deed Book 46163, Page 718, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 185 of the 5th District, Gwinnett County, Georgia, being Lot 65, Block A, Unit 3 of Chandler Woods Subdivision, Tract One - East Side, f/k/a Chandler Oaks, as per plat thereof recorded in Plat Book 101, Page 45-46, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

which has the property address of 452 Leaflet Ives Trail, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Fanta Sesay and Janga T. Yamah and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Fanta Sesay and Janga T. Yamah

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 07-10022 /FHA/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08562590, 6/2,9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Fanta Sesay and Janga T. Yamah to CitiMortgage, Inc. dated October 4, 2005 in the amount of $170,378.00, and recorded in Deed Book 46163, Page 718, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 185 of the 5th District, Gwinnett County, Georgia, being Lot 65, Block A, Unit 3 of Chandler Woods Subdivision, Tract One - East Side, f/k/a Chandler Oaks, as per plat thereof recorded in Plat Book 101, Page 45-46, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

which has the property address of 452 Leaflet Ives Trail, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Fanta Sesay and Janga T. Yamah and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Sesay and Janga T. Yamah

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 07-10022 /FHA/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08562651, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of the power of sale contained in a Security Deed from Frederick S. Seward and Nikki Young-Seward to HomeSouth Mortgage Corporation dated February 26, 1999 recorded in Deed Book 18029, Page 170 , Gwinnett County Records, and last assigned to JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC s/b/m Chase Manhattan Mortgage Corporation , conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND ONE HUNDRED THIRTY-FIVE AND 00/100 ($156,135.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday, July 5, 2011 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 223 of the 7th District, Gwinnett County, Georgia, and being Lot 22, Block B, Bradford Farms Subdivision, Unit One, as per plat recorded in Plat Book 78, Page 15, Gwinnett County Records, which plat is hereby referred to and made a part hereof by reference.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Frederick S. Seward and Nikki Young-Seward or, a tenant or tenants, and said property was or is commonly known as 3153 English Ivey Lane, Buford, GA 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC s/b/m Chase Manhattan Mortgage Corporation

As Attorney in Fact for

Frederick S. Seward and Nikki Young-Seward

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 06-4743

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08562691, 6/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Robert D. Shafer to Mortgage Electronic Registration Systems, Inc. dated June 6, 2005, and recorded in Deed Book 43517, Page 157, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association as Trustee for Opteum Mortgage Acceptance Corporation, Asset-Backed Pass-Through Certificates, Series 2005-4, by AssignmentÝ, securing a Note in the original principal amount of $105,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 5, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 80 of the 5th District of Gwinnett County, Georgia, being more particularly described as follows:

BEGINNING at an r-bar found on the Northeasterly Right-of-Way line of Dovie Place (50 foot Right-of-Way) four hundred sixty-three and seventy-six hundredths (463.76) feet Southeasterly along the Southwesterly Right-of-Way line of Dovie Place and continuing thence Southwesterly, Southerly, Southeasterly, Easterly, Northeasterly, Northerly, and Northwesterly along the cul de sac of Dovie Place, and following the curvature thereof; continue thence Northwesterly along the Northeasterly Right-of-Way line of Dovie Place, as measured from the point of intersection of the Southwesterly Right-of-Way line of Dovie Place with the Southeasterly Right-of-Way line of Mill Run Place (50 foot Right-of-Way); from said BEGINNING POINT thus established, run thence North 26 degrees 30 minutes West along the Northeasterly Right-of-Way line of Dovie Place, one hundred (100) feet to an iron pin set; run thence North 63 degrees 30 minutes East along the Southeasterly line of Lot 31, said block and subdivision hereinafter referred to, two hundred forty and sixty-six hundredths (240.66) feet to a point and the center line of Yellow River, (said point being located North 63 degrees 30 minutes East, thirty-five (35) feet from an r-bar found); run thence South 22 degrees 26 minutes 47 seconds East along the center line of Yellow River, one hundred eighteen and thirty-seven hundredths (118.37) feet to a point, (which point is located North 67 degrees 55 minutes East, thirty-five (35) feet from an r-bar found); run thence South 67 degrees 55 minutes West along the Northwesterly line of Lot 29, said block and subdivision hereinafter referred to, two hundred thirty-five and fifty-six hundredths (235.56) feet to the r-bar found on the Northeasterly Right-of-Way line of Dovie Place at the POINT OF BEGINNING; being known as Lot 30, Block A, Davis Mill Woods, as per Plat recorded at Plat Book 11, Page 15, Gwinnett County, Georgia Records;

Said property is known as 588 Dovie Place, Lawrenceville, GA 30045, t ogether with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Robert D. Shafer, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Robert D. Shafer, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

HSBC Bank USA, National Association as Trustee for Opteum Mortgage Acceptance Corporation, Asset-Backed Pass-Through Certificates, Series 2005-4 as Attorney-in-Fact for Robert D. Shafer

File no. 11-019761

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/SJ

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06619592,6/9,16,23,30

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Clarence Shank and Asia Speller to Bank of America, N.A., dated June 15, 2007 and filed for record July 19, 2007 in Deed Book 48099, Page 0053, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $190,385.00, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in July, 2011, by Bank of America, N.A. as Attorney-in-Fact for Clarence Shank and Asia Speller the following property to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 321 OF THE 4TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING LOT 1, BLOCK B, ROSEBUD PARK SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 115, PAGES 190-192, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY.

The above described property is also known as 3502 Rosebud Park Drive, Snellville, GA 30039.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Clarence Shank and Asia Speller.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-800-669-6650. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for Bank of America, N.A. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

Bank of America, N.A. as Attorney-in-Fact for Clarence Shank and Asia Speller

SHUPING, MORSE & ROSS, LLP

By: S. Andrew Shuping, Jr.

S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, Georgia 30274-1698

(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06619657, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Deed to Secure Debt (With Future Advance Clause) from Sharpe Homes, LLC, a Georgia limited liability company, to SunTrust Bank, successor by merger to Gainesville Bank & Trust (“SunTrust”), dated July 6, 2006, filed and recorded July 10, 2006, in Deed Book 46717, Page 460, Gwinnett County, Georgia Records (as amended, modified, or revised from time to time, the “Security Deed”), said Security Deed having been given to secure a Note (the “Note”) in the original principal amount of TWO HUNDRED NINTY-SIX THOUSAND TWO HUNDRED FIFTY AND NO/100THS DOLLARS ($296,250.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours for sale on the first Tuesday in July, 2011, all property described in said Security Deed, including, but not limited to, declarant's rights, if any, and, without limitation, the following described property (or so much thereof as has not, as of said first Tuesday, by duly executed and recorded instrument, previously been released from the lien of the Security Deed by SunTrust):

ALL THAT TRACT or parcel of land lying and being in Land Lots 34 and 45 of the 7th District of Gwinnett County, Georgia, being Lot 77, Block "A" of the Jackson's Township Subdivision, Unit Three, as more particularly depicted on a plat recorded in Plat Book 46, Page 35, Records of Gwinnett County, Georgia, which plat is incorporated herein by reference hereto.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights of way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Sharpe Homes, LLC or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. SunTrust and its counsel are acting as a debt collector. Any information obtained will be used for that purpose.

SunTrust as Attorney-in-Fact for Sharpe Homes, LLC

Contact: Guillermo Todd,

Esq.

Busch, Slipakoff & Schuh,

LLP

3350 Riverwood Parkway,

Suite 1550

Atlanta, Georgia 30339

Telephone (770) 790-3550

950-06619934,6/9,16,23,30

Notice of Sale

Under Power

State of Georgia

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by FINDA SHARPE to AMERICAS FIRST HOME MORTGAGE CO, , dated 04/26/2004, and Recorded on 05/14/2004 as Book No. 38262 and Page No. 0007, GWINNETT County, Georgia records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $148,887.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 338 OF THE 4TH DISTRICT OF GWINNET COUNTY, GEORIGA, AND BEING LOT 28, BLOCK A, OF ASHLYN COVE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 95, PAGE 23-24, RECORDS OF GWINNETT COUNTY, GEORGIA WHICH PLAT IN INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: U.S. BANK, N.A. C/O NATIONAL DEFAULT SERVICING CORPORATION, 4801 FREDERICA ST, Foreclosure ATTN: BANKRUPTCY DEPT, OWENSBORO, KY 42301, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 4659 ASHLYNN REBECCA DRIVE, SNELLVILLE, GEORGIA 30039 is/are: FINDA SHARPE or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK, N.A. as Attorney in Fact for FINDA SHARPE. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20090090100428

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03576687, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Kimberly P Shearer to American Equity Mortgage, Inc., dated April 11, 2003, recorded in Deed Book 32176, Page 90, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SIX THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($136,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 122 of the 6th District, Gwinnett County, Georgia and being Lot 1, Block I of Stoneview Acres Subdivision, Unit 2, as per plat recorded in Plat Book Q, Page 160, Gwinnett County Records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kimberly P Shearer or a tenant or tenants and said property is more commonly known as 5018 Joy Ln SW, Lilburn, Georgia 30047.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Kimberly P Shearer

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/cj 7/5/11

Our file no. 53095110-FT10

950-07615571,6/9,16,23,30

Notice of Sale

Under Power

State of Georgia

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JERRY WAYNE SHELNUTT JR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR FIDELITY HOME MORTGAGE CORP , dated 02/18/2005, and Recorded on 03/28/2005 as Book No. 42122 and Page No. 0227, GWINNETT County, Georgia records, as last assigned to FV-1, INC., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $94,800.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 34, 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOT 37, BLOCK A, BROXTON MILL, UNIT TWO, AS PER PLAT RECORDED AT PLAT BOOK 15, PAGE 138, IN THE OFFICE OF THE CLERK OF TEH SUPERIOR COURT OF GWINNETT COUNTY, GEORGIA RECORDS. SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: AMERICA'S SERVICING COMPANY, 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-013, FORT MILL, SC 29715, 800-288-3212. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 2861 BROXTON MILL COURT, SNELLVILLE, GEORGIA 30039 is/are: JERRY WAYNE SHELNUTT JR or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

FV-1, INC. as Attorney in Fact for JERRY WAYNE SHELNUTT JR. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110134000829

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03576672, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by A Bin Shim to Mortgage Electronic Registration Systems, Inc., as nominee for Just Mortgage Inc. dated 10/10/2006 and recorded in Deed Book 47141 Page 723, Gwinnett County, Georgia records; as last transferred to U.S. Bank National Association, as Trustee for GSAA Home Equity Trust 2007-1, Asset-Backed Certificates, Series2007-1 by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 282,320.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in July, 2011 (July 5, 2011), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 235 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 29, BLOCK A, PARK POINTE, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 107, PAGES 119-120, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION, SAID PROPERTY BEING KNOWN AS 3842 PARK CASTLE COURT ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 3843 Park Castle Court, Suwanee, Georgia 30024 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): A Bin Shim or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

U.S. Bank National Association, as Trustee for GSAA Home Equity Trust 2007-1, Asset-Backed Certificates, Series2007-1 as agent and Attorney in Fact for A Bin Shim

Aldridge Connors, LLP,

780 Johnson Ferry Road, NE, Suite 600,

Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1007-033

950-08562712, 6/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Joon Sup Shin to Headlands Mortgage Company, dated November 19, 1998, recorded in Deed Book 17257, Page 128, Gwinnett County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment recorded in Deed Book 50679, Page 0809, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($130,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in July, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 29 of the 7th District, Gwinnett County, Georgia, being Lot 69, Block A, Olde Peachtree Station Subdivision, Unit V, as per plat recorded in Plat Book 75, Page 250, Gwinnett County Records, said plat being incorporated herein by reference thereto. APN: 7-029-069 The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on July 5, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiMortgage, Inc., 5280 Corporate Drive, Attn: Default Mail Services, Frederick, MD 21703, 866-272-4749. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Joon Sup Shin and Hyo Yong Pak or a tenant or tenants and said property is more commonly known as 1097 Nickel Plate Court, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

CitiMortgage, Inc. as Attorney in Fact for Joon Sup Shin

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cno 7/5/11

Our file no. 51597804-FT14

950-08562630, 6/9,16,23,30