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Foreclosures

NOTICE OF SA

Part 18

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Deeanna M Sinko and Kristopher Torrens to Mortgage Electronic Registration Systems, Inc. as nominee for The Lending Company, Inc, its successors and assigns dated April 21, 2008 in the amount of $169,505.00, and recorded in Deed Book 48849, Page 406, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 184 and 185, 5th District of Gwinnett County, Georgia, being Lot 34, Block A, Waverly Crossing Subdivision, Phase Two, as per plat recorded in Plat Book 74, Page 15, Gwinnett County, Georgia records, said plat being incorporated herein by reference and made a part of this description.

which has the property address of 404 Waverly Forest Court , Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Deeanna M Sinko and Kristopher Torrens and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Deeanna M Sinko and Kristopher Torrens

Anthony DeMarlo, Attorney/smitchell

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-25535 /FHA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559806, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael A Skaj to Chase Manhattan Mortgage Corporation, dated February 21, 2003, recorded in Deed Book 31519, Page 0017, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($101,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 92 of the 7th District, Gwinnett County, Georgia, being Lots 17 and 18, Block A, Prospect Downs Subdivision, Unit One, as per plat recorded in Plat Book 47, Page 166, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. File Number: 03SL0195

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael A Skaj or a tenant or tenants and said property is more commonly known as 1470 Palomino Trail, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC, successor by merger to Chase Manhattan Mortgage Corporation as Attorney in Fact for Michael A Skaj

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/rat 2/1/11

Our file no. 52881110-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559909, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael David Slawinski to Dime Mortgage Company, Inc, dated June 16, 1988, recorded in Deed Book 4987, Page 234, Gwinnett County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($119,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 165 of the 7th District Gwinnett County, Georgia, being Lot 3, Block "A" Unit One, Wickersham, as per Plat recorded in Plat Book 30, Page 287, in the Office of the Clerk of Superior Court of Gwinnett County, Georgia, which recorded Plat is incorporated herein by reference and made a part of this description.

The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on February 1, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael David Slawinski or a tenant or tenants and said property is more commonly known as 1601 Wickersham Place, Suwanee, Georgia 30174.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association as Attorney in Fact for Michael David Slawinski

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/kmh 2/1/11

Our file no. 180709-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573467,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Phillip A. Small, Jr. and Lindsay D. Small to Lendmark Financial Services, Inc., dated June 27, 2006, recorded June 30, 2006, in Deed Book 46691, Page 0132, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seven Thousand Two Hundred and 00/100 dollars ($107,200.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Cwabs,Inc., Asset-Backed Certificates,Series 2006-14, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2011, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 179 OF THE 5THDISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 9, BLOCK C, UNIT TWO OF THE VILLAGE GATE SUBDIVISION, AS PER RECORDED PLAT IN PLAT BOOK 12, PAGE 222, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION.

Said property is commonly known as 538 Village Run, Lawrenceville, GA 30046.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Phillip A. Small, Jr. and Lindsay D. Small, Phillip A. Small, Jr., Lindsay D. Small, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC., ASSET-BACKED CERTIFICATES,SERIES 2006-14 as Attorney in Fact for PHILLIP A. SMALL, JR. AND LINDSAY D. SMALL

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092

Telephone Number: (888) 890-5309 Case No. BAC-

10-10410-2

www.rubinlublin.com/property-listings.php

950-07612430,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Naomi R Smart to Mortgage Electronic Registration Systems, Inc., dated February 3, 2003, recorded in Deed Book 31049, Page 0264, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment recorded in Deed Book 49773, Page 171, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($176,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 221 of the 7th District, Gwinnett County, Georgia, being Lot 103, Block A, Chandler Grove, Unit Four, as per plat recorded in Plat Book 92, Page 121, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Naomi R Smart or a tenant or tenants and said property is more commonly known as 3635 Mystic Drive, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC as Attorney in Fact for Naomi R Smart

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/psm 2/1/11

Our file no. 52882510-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559888, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Gary R. Smelcer and Darlene D. Smelcer to Mortgage Electronic Registration Systems, Inc., dated November 30, 2006, recorded in Deed Book 47351, Page 0350, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 50226, Page 622, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-NINE THOUSAND AND 0/100 DOLLARS ($229,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 65 of the 5th District of Gwinnett County, Georgia, being Lot 16, Block A of Saint Martin's Landing, Unit One, as shown on a plat of St. Martin's Landing Subdivision, recorded in the Office of the Clerk of Superior Court of Gwinnett County in Plat Book 101, Page 249, 250 and 251, Gwinnett County Plat records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gary R. Smelcer and Darlene D. Smelcer or a tenant or tenants and said property is more commonly known as 3980 Fredricksberg Ct, Loganville, Georgia 30052.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Gary R. Smelcer and Darlene D. Smelcer

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11

Our file no. 52109410-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573126,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Larry Smith and Lynette Smith to Mortgage Electronic Registration Systems, Inc. dated November 14, 2005, and recorded in Deed Book 45796, Page 70, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $172,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 104 & 105 of the 5th District, Gwinnett County, Georgia, being Lot 2, Block G, Unit VII of Waterton Subdivision, as per plat thereof recorded In Plat Book 60, page 71, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

Said property is known as 1935 Big Haynes Court, Grayson, GA 30017, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Larry Smith and Lynette Smith, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Larry Smith and Lynette Smith, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Larry Smith and Lynette Smith

File no. 10-013798

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616236,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Robert A. Smith to Mortgage Electronic Registration Systems, Inc. dated May 16, 2008, and recorded in Deed Book 48866, Page 625, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $145,650.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 223 of the 7th District, Gwinnett County, Georgia, being known and designated at Lot 26, Block B, Bradford Farms Subdivision, Unit One, as per plat recorded at Plat Book 78, Page 15, Gwinnett County, Georgia records which plat by reference is incorporated into and made a part of this description.

Said property is known as 3193 English Ivy Lane, Buford, GA 30519, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Robert A. Smith, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Robert A. Smith, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Robert A. Smith

File no. 10-014189

SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559836, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Denise B. Smith and Sebastian R. Smith to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for American Residential Mortgage Corp., dated April 26, 2004, recorded May 24, 2004, in Deed Book 38362, Page 0007, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty Thousand Fifty and 00/100 dollars ($130,050.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Bank, N.A., As Indenture Trustee Under The Indenture Relating To IMH Assets Corp., Collateralized Asset-Backed Bonds, Series 2004-6, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2011, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 336 OF THE 4TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 99, BLOCK A, OAKTREE SUBDIVISION, UNIT TWO, ACCORDING TO PLAT RECORDED IN PLAT BOOK 70, PAGE 84, GWINNETT COUNTY RECORDS. REFERENCE TO SAID PLAT IS HEREBY MADE FOR A COMPLETE DESCRIPTION OF THE PROPERTY HEREIN DESCRIBED. SAID PROPERTY IS IMPROVED PROPERTY KNOWN AS 4362 WHEATON WAY, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN GWINNETT COUNTY, GEORGIA.

SUBJECT TO ALL EASEMENTS AND RESTRICTIONS OF RECORD,IF ANY.

PARCEL IDENTIFICATION NUMBER: R4336-216

Said property is commonly known as 4362 Wheaton Way, Snellville, GA 30039.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Denise B. Smith and Sebastian R. Smith, Denise B. Smith and Sebastian R. Smith, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

WELLS FARGO BANK, N.A., AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2004-6 as Attorney in Fact for DENISE B. SMITH AND SEBASTIAN R. SMITH

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (888) 890-5309 Case No.

BAC-10-12174-1

www.rubinlublin.com/property-listings.php

950-07612507,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Ymagus L Smith and Jennifer A Scheffer to Mortgage Electronic Registration Systems, Inc. as nominee for First Horizon Home Loan Corporation, dated April 26, 2007, recorded in Deed Book 47855, Page 35, Gwinnett County, Georgia Records, as last transferred to Fannie Mae ("Federal National Mortgage Association") by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($178,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 42 of the 7th District, Gwinnett County Georgia, being Lot 18, Block A, Oakland Chase Subdivision, Unit One, as per plat recorded in Plat Book 70, Page 53, Gwinnett Count Georgia Records; which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

IBM Lender Business Process Services, Inc. can be contacted at 888-917-3094 or by writing to 14523 S.W. Millikan Way Suite 200, Beaverton, OR 97005, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ymagus L Smith and Jennifer A Scheffer or a tenant or tenants and said property is more commonly known as 2320 Oakland Chase Court, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Fannie Mae ("Federal National Mortgage Association") as Attorney in Fact for Ymagus L Smith and Jennifer A Scheffer

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/ho 2/1/11

Our file no. 1670710-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573451,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Alfred Smith and Verline V Smith to Bank of America, N.A. , dated March 17, 2006, recorded in Deed Book 46280, Page 386, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. by assignment recorded in Deed Book 50173, Page 271, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($228,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that certain tract or parcel of land lying and being in Land Lot 63 of the 5th Land District of Gwinnett County, Georgia, being Lot 11, Block B of the Streamwood Village Subdivision, according to a plat of survey which is recorded in Plat Book 62, Page 248 of the Gwinnett County records, which plat is incorporated herein by reference thereto. The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by Bank of America, N.A. .

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Alfred Smith and Verline Smith or a tenant or tenants and said property is more commonly known as 2089 Village Centre Dr, Loganville, Georgia 30052-5368.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for Alfred Smith and Verline V Smith

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/sns1 2/1/11

Our file no. 51545710-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559381, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Gretel Smith to Mortgage Electronic Registration Systems, Inc., dated November 2, 2006, recorded in Deed Book 47209, Page 682, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 48875, Page 647, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in land Lot 39, of the 6th District, Gwinnett County, Georgia, being Lot 20, Block A, Mossy Creek, as per plat recorded in plat Book 23, Page 84, Gwinnett County Records, which plat is incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gretel Smith or a tenant or tenants and said property is more commonly known as 4989 Mossy Court, Stone Mountain, Georgia 30087.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc. as Attorney in Fact for Gretel Smith

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/sns1 2/1/11

Our file no. 52221009-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559371, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Dahlia C Smith to Mortgage Electronic Registration Systems, Inc., dated January 29, 2007, recorded in Deed Book 47562, Page 120, Gwinnett County, Georgia Records, as last transferred to Capital One, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($199,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 182 of the 5th District of Gwinnett County, Georgia, and being all of Lot 102, Block "A" of Magnolia Place, Unit Three, in accordance with the legal description as shown in that certain plat of subdivision.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Capital One, N.A., 3905 N. Dallas Pkwy Building 1 Floor 1, Plano, MD 20707, 877-230-8516. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dahlia C Smith or a tenant or tenants and said property is more commonly known as 1084 Spanish Moss Court, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Capital One, N.A. as Attorney in Fact for Dahlia C Smith

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/ho 2/1/11

Our file no. 52292910-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559667, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Kimberly Smith to Mortgage Electronic Registration Systems, Inc., dated November 20, 2007, recorded in Deed Book 48451, Page 86, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-SEVEN THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($257,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 234 of the 7th District, Gwinnett County, Georgia, being Lot 95, Block E, Ruby Forest Subdivision, Phase Two, Unit Four, as per plat recorded in Plat Book 66, Page 191, Gwinnett County Records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kimberly Smith or a tenant or tenants and said property is more commonly known as 294 Azalea Chase Dr, Suwanee, Georgia 30024.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Kimberly Smith

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11

Our file no. 53327210-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573101,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Archie K Smith to Bayrock Mortgage Corporation, dated May 12, 2005, recorded in Deed Book 42826, Page 270, Gwinnett County, Georgia Records, as last transferred to EMC Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FOUR THOUSAND AND 0/100 DOLLARS ($184,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 57 of the 6th District of Gwinnett County, Georgia, being Lot 34, Block A, Beverly Woods Subdivision, Unit 1, as per plat recorded in Plat Book 20, Page 296, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Archie K Smith or a tenant or tenants and said property is more commonly known as 2197 Stone Drive SW, Lilburn, Georgia 30047.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

EMC Mortgage Corporation as Attorney in Fact for Archie K Smith

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/llb 2/1/11

Our file no. 53413310-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616559,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Benson D. Smith to Mortgage Electronic Registration Systems, Inc. as nominee for Synovus Mortgage Corp., its successors and assigns dated October 3, 2007 in the amount of $136,857.00, and recorded in Deed Book 48338, Page 0674, Gwinnett County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 258 of the 7th District of Gwinnett County, Georgia, being Unit 95 of Chatham Village fka Chatham Road Townhomes as per plat recorded in Plat Book 120, Pages 182 and 183, Gwinnett County, Georgia Records; which plat is incorporated herein by reference and made a part hereof; together with and subject to all right, title and interest in and to those certain covenants, easements and restrictions contained in Declaration of Covenants, Easements and Restrictions for Chatham Village dated June XX, 2004, by Brooks Land, Inc., filed for record on June 30, 2004 at 8:43 a.m. and recorded in Deed Book 38876, Page 180, aforesaid records; as amended by First Amendment dated September 22, 2004, recorded in Deed Book 40667, Page 267, aforesaid records; and as further amended from time to time.

which has the property address of 4285 Buford Valley Way, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Benson D. Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Benson D. Smith

Anthony DeMarlo, Attorney/krider

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-19817 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559599, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Brian J. Smith to Mortgage Electronic Registration Systems, Inc. as nominee for Concorde Acceptance Corporation, its successors and assigns dated October 24, 2005 in the amount of $80,000.00, and recorded in Deed Book 20166, Page 542, Gwinnett County, Georgia Records; as last transferred to The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RAMP 2006RZ1 by assignment; the undersigned, The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RAMP 2006RZ1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 348 of the 4th District of Gwinnett County, Georgia, and Land Lot 226 of the 16th District of DeKalb County, Georgia and being more particularly designated as Lot 16, Block Y, Norris Lake Shores Subdivision, according to a plat of subdivision recorded in Plat Book 4, Page 238-A, Gwinnett County, Georgia Records, and being more particularly described in accordance with a plat of survey for Sherry Bragg by Georgia Land Surveying Co., Inc., dated April 26, 1999, as follows:

Beginning at the intersection of the Southeasterly side of Baowman Way (based on a 50 foot Right of Way) with the Northeasterly side of Gray Court (based on a 50 foot Right of Way); running thence Northeasterly along the Southeasterly side of Bowman Way, 100 feet to an iron pin found; running thence Southeasterly, 150.00 feet to an iron pin found; running thence Southwesterly 100.0 feet to an iron pin found on the Northeasterly side of Gray Court; running thence Northwesterly along the Northeasterly side of Gray Court, 150.0 feet to the aforementioned intersection and the Point of Beginning.

which has the property address of 4345 Bowman Way, Lithonia, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Brian J. Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RAMP 2006RZ1 Attorney in Fact for Brian J. Smith

Anthony DeMarlo, Attorney/awilby

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-24624 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533259,1/6,13,20,27

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Carol Ann Turner Smith to Mortgage Electronic Registration Systems, Inc. as nominee for Preferred Lending Group, Inc dated 8/23/2004 and recorded in Deed Book 39635 Page 0027, GWINNETT County, Georgia records; as last transferred to HSBC Mortgage Services, Inc by Assignment filed for record in GWINNETT County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 122,350.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of GWINNETT County, Georgia, within the legal hours of sale on the first Tuesday in February, 2011 (February 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 173 of the 5th District of Gwinnett County, Georgia, being Lot 28, Block A, Bay Lake Subdivision, Unit One, as per plat recorded in Plat Book 38, Page 123, Gwinnett County records, which plat is incorporated herein by this reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 140 Summer Pond Trail, Lawrenceville, Georgia 30045 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Carol Ann Turner Smith or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

HSBC Mortgage Services, Inc as agent and Attorney in Fact for Carol Ann Turner Smith

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

1021-14419

950-06616264,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale in deed from Hazel Smith to DGT Properites, LLC and assigned to Salem 64, Inc., grantee dated October 5, 2009, and recorded in Deed Book 49759, Pages 0663-0664 Gwinnett County, Georgia records, said security deed having been given to secure a promissory note dated October 5, 2009 , in the original principal amount of Two Hundred Sixty Four Thousand, Nine Hundred Dollars and no/ ($264,900.00), there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the courthouse of Gwinnett County, Georgia, on the first Tuesday in February, 2011, to-wit: February 1, 2011 to the highest and best bidder for cash the property described as follows to-wit:

EXHIBIT A

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 299 OF THE 5TH DISTRICT, CITY OF DACULA, GWINNETT COUNTY, GEORGIA, BEING LOT 135, THE DEL MAR CLUB AT HARBINS, PHASE 2, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 118, PAGES 264-265, GWINNETT COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE, WHICH HAS THE ADDRESS OF 2765 PADDOCK POINT PLACE, DACULA, GEORGIA 30019.

The debt secured by said security deed and note has been and is hereby declared due and payable in full because of non-payment of the principal and interest pursuant to the terms of said security deed and note and pursuant to the maturity of said security deed and note. Notice has been given of intention to enforce provisions for collection of attorney’s fees and foreclosure in accordance with the legal requirements and the terms of the security deed and note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the security deed, accrued interest and expenses of the sale and other sums secured by the security deed, including attorney’s fees and the remainder, if any, shall be applied as provided by law.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matter of record superior to the Security Deed first set out above.

To the best of the undersigned’s knowledge and belief, the property is in the possession of Hazel Smith, and said property will be sold as the property of Hazel Smith subject to outstanding ad valorem taxes and easements and restrictions of record, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the security deed.

Salem 64, Inc., as attorney in fact:

Donald W. Osborne, PC,

PO BOX 584 Monroe,

Georgia 30655,

404-474-1320.

950-07612575,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Leslie Smith and Rodney Smith to Bayrock Mortgage Corp. dated June 1, 2004 in the amount of $322,526.00, and recorded in Deed Book 38686, Page 0080, Gwinnett County, Georgia Records; as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2004-HE7 by assignment; the undersigned, Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2004-HE7 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of Land lying and being in Land Lot 2 of the 3rd District, Duncans GMD NO. 1749, Headright section, Gwinnett County, Georgia, being Lot 37, Block SS, Treybyrne (aka Phase 10B) at Hamilton Mill- a home town subdivision, as per plat recorded in Plat Book 95, Page 250, Gwinnett County records, which plat is hereby incorporated by reference thereto and made a part of this description.

which has the property address of 3700 Millwater Crossing, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Leslie Smith and Rodney Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2004-HE7 Attorney in Fact for Leslie Smith and Rodney Smith

Anthony DeMarlo, Attorney/krider

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-16696 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533222,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Robin M. Smith to Southtrust Mortgage Corporation dated April 20, 1995 in the amount of $55,000.00, and recorded in Deed Book 11256, Page 261, Gwinnett County, Georgia Records; as last transferred to JP Morgan Chase Bank, National Association by assignment; the undersigned, JP Morgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 346 of the 4th District of Gwinnett County, Georgia, being Lot 37 and part of Lots 36 and 38, Block N, Norris Lake Shores Subdivision, Section No. 5, and being more particularly described as follows:

Beginning at a point on the Easterly side of Marjorie Road (a 50 foot Right of Way) 274.56 feet from the intersection of Marjorie Road and Burdette Place (a 50 foot Right of Way), thence running North 53 degrees 51 minutes 41 seconds East, 129.76 feet to an iron pin set, thence running South 36 degrees 07 minutes 30 seconds East, 25.24 feet to an iron pin, thence running South 35 degrees 45 minutes 12 seconds East 49.95 feet to an iron pin, thence running South 36 degrees 07 minutes 58 seconds East, 12.22 feet to an iron pin set, thence running South 53 degrees 55 minutes 06 seconds West, 129.77 feet to an iron pin set, thence running North 35 degrees 49 minutes 58 seconds West 12.15 feet to an iron pin, thence running North 35 degrees 55 minutes 47 seconds West, 50.03 feet to an iron pin, thence running North 35 degrees 54 minutes 07 seconds West, 25.10 feet to an iron pin set and the TRUE POINT OF BEGINNING.

which has the property address of 4220 Marjorie Road, Lithonia, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Robin M. Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JP Morgan Chase Bank, National Association Attorney in Fact for Robin M. Smith

Anthony DeMarlo, Attorney/kcarr

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 09-24219 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559794, 1/6,13,20,27

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by SUSAN J SMITH to INFINITY MORTGAGE CORPORATION, DBA RES-COM FINANCIAL, MORTGAGE LENDER , dated 07/30/1999, and Recorded on 08/06/1999 as Book No. 18947 and Page No. 0036, GWINNETT County, Georgia records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $158,692.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 168 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 4, BLOCK J, UNIT FOUR OF SMOKETREE, AS PER PLAT RECORDED IN PLAT BOOK 26, PAGE 62A, GWINNETT COUNTY RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION, BEING IMPROVED PROPERTY KNOWN AS NO. 984 SMOKETREE DRIVE, ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: U.S. BANK, N.A. C/O NATIONAL DEFAULT SERVICING CORPORATION, 7720 N. 16TH STREET, Foreclosure SUITE 300, PHOENIX, AZ 85020, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 984 SMOKETREE DRIVE, TUCKER, GEORGIA 30084 is/are: SUSAN J SMITH or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK, N.A. as Attorney in Fact for SUSAN J SMITH.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100090100438

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417

Telephone: (972) 341-5398.

950-08559973, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by William K. Smith  to Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for Countrywide Bank, a Division of Treasury Bank, N.A., dated June 30, 2004 and filed for record July 8, 2004 in Deed Book 38977, Page 23, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $323,000.00; last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by Assignment filed for record February 2, 2010  in Deed Book 49922, Page 883, Gwinnett County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in February, 2011, by BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney-in-Fact for William K. Smith  the following property to-wit:

All that tract or parcel of land lying and being in Land Lot 2 of the 3rd District, Duncan’s 1749, and being Lot 43, Block “JJ”, Hamilton Mill – A Home Town, AKA Phase 4, as per plat recorded in Plat Book 77, Page 267, Gwinnett County, Georgia Records, which plat is incorporated herein by reference.

The Social Security Number shown for the taxpayer at those certain Federal Tax Liens recorded at  GED 2229, Page 78 and GED 2441, Page 39, Gwinnett County, Georgia Records, are different than the Social Security number for William K. Smith against whom we are foreclosing.

The above described property is also known as 1761 Mulberry Lake Drive, Dacula, Georgia  30019.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by William K. Smith .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-800-669-6650.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney-in-Fact for William K. Smith

SHUPING, MORSE & ROSS, LLP

By:   S. Andrew Shuping, Jr.   S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100 Riverdale, Georgia  30274-1698 (770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559688, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated March 18, 2005, from Lynn Snyder to Mortgage Electronic Registration Systems, Inc., as nominee for SunTrust Mortgage, Inc. DBA BancFinancial, recorded on April 4, 2005 in Deed Book 42200 at Page 159, in the office of the Clerk of the Superior Court of Gwinnett County, Georgia, and said Deed to Secure Debt having been given to secure a note dated March 18, 2005, in the amount of $133,500.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Gwinnett County, Georgia, on February 1, 2011, the following described real property (hereinafter referred to as the "Property"):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 362 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING UNIT G4, OF LANIER POINTE, AS PER PLAT RECORDED IN CONDOMINIUM PLAT BOOK 2, PAGE 80, GWINNETT COUNTY, GEORGIA RECORDS; TOGETHER WITH ALL RIGHT, TITLE AND INTEREST IN APPURTENANCES THERETO AS DESCRIBED IN DECLARATION FOR LANIER POINTE, RECORDED JANUARY 8, 1999 IN DEED BOOK 17528, PAGE 207, GWINNETT COUNTY, GEORGIA RECORDS, AS MAY BE AMENDED.

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note.

The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law.

To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Lynn Snyder. The property, being commonly known as 2075 Pinetree Drive, #G4, Buford, GA 30518 in Gwinnett County, will be sold as the property of Lynn Snyder, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.

Albertelli Law Attorney for Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2005-AR27, Mortgage Pass-Through Certificates, Series 2005-AR27 under the Pooling and Servicing Agreement dated October 1, 2005 as Attorney in Fact for Lynn Snyder 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 ASAP# 3862373

950-12533193,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Asora Snyder to Mortgage Electronic Registration Systems, Inc., dated April 25, 2007, recorded in Deed Book 48011, Page 143, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 50124, Page 695, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-TWO THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($172,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 49 of the 7th District, Gwinnett County, Georgia, being Lot 31, Block B, Charter Club on the River Subdivision, Unit III, as per plat recorded in Plat Book 72, Page 248, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 1272 Woodland View Rd. according to the present system of numbering property in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Asora Snyder or a tenant or tenants and said property is more commonly known as 1272 Woodland View Road, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Asora Snyder

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/dna 2/1/11

Our file no. 51698310-FT11

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616635,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Won Hak So to Mortgage Electronic Registration Systems, Inc. dated July 21, 2005, and recorded in Deed Book 43844, Page 37, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $288,650.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 162 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 10, BLOCK A, PARCVIEW NORTH SUBDIVISION, SAID PLAT BEING RECORDED AT PLAT BOOK 101, PAGES 277-278, GWINNETT COUNTY, GEORGIA RECORDS, WHICH SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

Said property is known as 2468 Parcview Run Cove, Duluth, GA 30096, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Won Hak So, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Won Hak So, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Won Hak So

File no. 10-013686

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616242,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Geum Ja So to Mortgage Electronic Registration Systems, Inc., dated August 25, 2005, recorded in Deed Book 44185, Page 174, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($127,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 125 of the 7th District, Gwinnett County, Georgia, being more particularly described as follows: Condominium Unit #17A, Garrison Square Townhome Condominiums, a Condominium, as more particularly described and delineated in the declaration of condominium for Garrison Square Townhome Condominiums, a condominium, recorded in Deed Book 27267, Page 181, as amended in Deed Book 28068, Pages 1-5, et seq., Gwinnett County, Georgia records ,as the same by amended. This conveyance is made subject to the declaration and all matters referenced therein, all matters shown on the plat recorded in Condominium Plat Book 2, Pages 210-212, as revised in Condominium Plat Book 3, Pages 136-141, aforesaid records, and the floor plans recorded in Condominium Floor Plans Nos. 2393-2398, Gwinnett County, Georgia records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Geum Ja So or a tenant or tenants and said property is more commonly known as 801 Old Peachtree Road NE #17A, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA

as Attorney in Fact for Geum Ja So

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net MR/cls1 2/1/11

Our file no. 53361510-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15524434,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jeong Ja So to Mortgage Electronic Registration Systems, Inc., nominee for Just Mortgage, Inc. its successors and assigns dated September 30, 2005 in the amount of $184,750.00, and recorded in Deed Book 44823, Page 155, Gwinnett County, Georgia Records; as last transferred to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2005-8 by assignment; the undersigned, DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2005-8 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 215 of the 7th District, Gwinnett County, Georgia, being Lot 35, Block C, Unit Three of Roxwood Park Subdivision, as per plat thereof recorded in Plat Book 106, Pages 154-155, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

which has the property address of 763 Roxholly Walk, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jeong Ja So and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2005-8 Attorney in Fact for Jeong Ja So

Anthony DeMarlo,

Attorney/lseymore

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-25025 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612410,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ron So to Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc.), its successors and assigns dated February 14, 2007 in the amount of $219,600.00, and recorded in Deed Book 47601, Page 122, Gwinnett County, Georgia Records; as last transferred to U.S. Bank National Association as Trustee for RASC 2007KS3 by assignment; the undersigned, U.S. Bank National Association as Trustee for RASC 2007KS3 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 251 of the 7th District, Gwinnett County, Georgia, being Lot 18, Block C, Unit One, Stoneridge Subdivision, as recorded in Plat Book 68, Page 270, Gwinnett County, Georgia Records, which plat is incorporated herein for a more complete reference.

which has the property address of 4319 Silver Peak Parkway, Suwanee, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Ron So and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank National Association as Trustee for RASC 2007KS3 Attorney in Fact for Ron So

Anthony DeMarlo, Attorney/lseymore

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-08393 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559525,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Arnold Soda to Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns dated June 20, 2003 in the amount of $100,000.00, and recorded in Deed Book 33919, Page 179, Gwinnett County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 106 of the 7th Land District of Gwinnett County, Georgia, being Lot 1, Block I, Unit 6 of Pine Ridge Point Subdivision, as per Plat thereof recorded in Plat Book 2, page 260 of the Public records of Gwinnett County, Georgia, which said Plat is incorporated herein by reference and made a part hereof.

which has the property address of 2122 Perrin Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Arnold Soda and Deborah D. Soda and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Arnold Soda

Anthony DeMarlo, Attorney/krider

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-16375 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533220,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Angel Solano-Perulero and Isidra Lorenzo to BancMortgage, a division of National Bank of Commerce, dated December 7, 2004, recorded in Deed Book 40857, Page 237, Gwinnett County, Georgia Records, as last transferred to SunTrust Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($129,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 34 of the 6th District, Gwinnett County, Georgia, being Lot 5, Block C of Glynn Mill Subdivisions, Unit Two, according to plat of survey recorded in Plat Book 42, Page 64, Gwinnett County, Georgia records, which plat and the record thereof are incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Angel Solano-Perulero and Isidra Lorenzo or a tenant or tenants and said property is more commonly known as 3113 Glynn Mill Drive, Snellville, Georgia 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Bank as Attorney in Fact for Angel Solano-Perulero and Isidra Lorenzo

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/cs9 2/1/11

Our file no. 52984910-FT2

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559877, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Richard A Solensky to Countrywide Home Loans, Inc., dated May 20, 2005, recorded in Deed Book 43353, Page 176, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIX THOUSAND AND 0/100 DOLLARS ($106,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 240 of the 6th District, Gwinnett County, Georgia, being Lot 4, Block A, Unit Three, Pony Run Subdivision, as per plat recorded in Plat Book 20, Page 88, Gwinnett County Records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Richard A Solensky or a tenant or tenants and said property is more commonly known as 4957 Old Norcross Rd, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Richard A Solensky

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11

Our file no. 53295410-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573084,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Silvia Solis to Mortgage Electronic Registration Systems, Inc., dated April 4, 2007, recorded in Deed Book 47752, Page 133, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance, LLC. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($279,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 4 of the 1st District,Puckett's GMD Gwinnett County, Georgia, being Lot 23, Block C, Morgan's Crossing Subdivision, Unit IV, as per plat thereof recorded in Plat Book 74, Page 237, as revised at Plat Book 75, Page 91, Gwinnett County, Georgia records, which recorder plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Silvia Solis or a tenant or tenants and said property is more commonly known as 3385 Lake Seminole Place, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC. as Attorney in Fact for Silvia Solis

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/psm 2/1/11

Our file no. 53382010-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559911, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Song Bo Song to JPMorgan Chase Bank, N.A., dated March 23, 2006, recorded in Deed Book 46310, Page 0129, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 50293, Page 71, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY THOUSAND AND 0/100 DOLLARS ($170,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in land Lot 112 of the 7th District, Gwinnett County, Georgia, being Lot 6, Block A, Spring Hill Subdivision, as per plat recorded in Plat Book 72, Page 12, Gwinnett County Records, which plat is incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Song B Song and Song Bo Song or a tenant or tenants and said property is more commonly known as 955 Spring Ives Dr, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC as Attorney in Fact for Song Bo Song

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kb4 2/1/11

Our file no. 52130810-FT18

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573386,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Kook Nam Song to Mortgage Electronic Registration Systems, Inc., dated July 28, 2006, recorded in Deed Book 46842, Page 432, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing fka LP Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 49387, Page 727, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-ONE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($251,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 295, 6th District, Gwinnett County, Georgia, Being Lot 10, Block "A", Willbrooke Subdivision, Phase 1, as per Plat recorded at Plat Book 71, Page 71 Gwinnett County, Georgia records, which Plat is incorporated herein by this reference and made a part hereof. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on February 1, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kook Nam Song or a tenant or tenants and said property is more commonly known as 3655 McClure Woods Drive, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing fka LP Countrywide Home Loans Servicing LP as Attorney in Fact for Kook Nam Song

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wcj 2/1/11

Our file no. 53250008-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573033,1/6,13,20,27

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Hae Jung Song to Argent Mortgage Company, LLC dated 8/9/2005 and recorded in Deed Book 45164 Page 258, Gwinnett County, Georgia records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W3 by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $189,006.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2011 (February 1, 2011), the following described property:

All That Tract Or Parcel Of Land Lying And Being In Land Lot 350 Of The 7th District, Gwinnett County, Georgia, Being Known As Lot 146, Block A, Lanier Springs, Unit 1, Phase 1, As Per Plat Recorded At Plat Book 103, Pages 261 Through 263, And All Revisions Of Said Plat Recorded As Of The Date Of Recording Of This Deed, If Any, Gwinnett County, Georgia Records, Said Plat And All Revised Plats, If Any, Being Incorporated Herein And Made A Part Hereof By Reference For A More Complete Description Of Captioned Property And Being Improved Property Known As 6140 Sparkling Cove Lane, Buford, GA 30518, According To The Present System Of Numbering Houses In Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 6140 Sparkling Cove Lane, Buford, Georgia 30518 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Hae Jung Song or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W3 as agent and Attorney in Fact for Hae Jung Song

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1002-484

950-08559675, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Amador Sotelo to Coastal Lending Corporation, dated March 29, 2002, recorded in Deed Book 27413, Page 230, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 27413, Page 247, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($155,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 194, 6th District, Gwinnett County, Georgia, being Lot 65, Block C, Unit IV, Danbury Village, as per plat recorded in Plat Book U, Page 284, Gwinnett County records, and being more particularly described as follows: Beginning at a point on the Northeasterly side of Village drive two hundred sixty (260) feet southeasterly from the corner formed by the intersection of the northeasterly side of Village Drive with the southeasterly side of Danbury Lane, said point of beginning also being at the line dividing lots 64 and 65, said block and subdivision; run thence southeasterly along the northeasterly side of Village Drive Eighty-five (85) feet to Lot 66, said block and subdivision; run thence northeasterly along the northwesterly line of said lot 66 one hundred sixty-three (163) feet to Lot 59, said block and subdivision; run thence northwesterly along the southwesterly line of said lot 59 sixty-eight and eight tenths (68.8) feet to Lot 62, said block and subdivision; run thence southwesterly along the southeasterly line f said lot 62 Forty (40) feet to said lot 64; run thence southwesterly along the southeasterly line of said lot 64 one hundred thirty-five and one tenth (135.1) feet to the northeasterly side of Village drive and the point of beginning, being improved property having a house thereon known as 1816 Village Drive according to the present system of numbering houses in Gwinnett County, Georgia. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on February 1, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Amador Sotelo and Rocio Sotelo or a tenant or tenants and said property is more commonly known as 1604 Village Dr, Norcross, Georgia 30093.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Amador Sotelo

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/hq1 2/1/11

Our file no. 11416308-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573439,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Rocio Soto to Mortgage Electronic Registration Systems, Inc. dated July 21, 2006, and recorded in Deed Book 46831, Page 532, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for Citigroup Asset-Backed Pass-Through Certificates, Series 2006-FX1, by Assignment , securing a Note in the original principal amount of $127,716.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in the City of Braselton (GMD (1749) of Gwinnett County, Georgia and being Lot 140 of Mulberry Park Subdivision Phase II as per that plat of the subdivision recorded in Plat Book 97, Pages 299-300, and Plat Book 98, Pages 1-6 Gwinnett County, Georgia Records which plat is incorporated herein by reference and made a part hereof.

Said property is known as 6752 Grand Hickory Drive, Braselton, GA 30517, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Rocio Soto, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Rocio Soto, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association, as Trustee for Citigroup Asset-Backed Pass-Through Certificates, Series 2006-FX1 as Attorney-in-Fact for Rocio Soto

File no. 09-012403

SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559837, 1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Patrick Spall to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $127,120.00 dated 05/26/2005, and recorded in Deed Book 42981, page 227, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Patrick Spall the following described property:

All that tract or parcel of land lying and being in Land Lot 303 of the 6th District, Gwinnett County, Georgia, and being all of Lot 32, Spalding Square, Phase-II, as per plat recorded in Plat Book 27, Page 187, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

Property known as: 3653 Monticello Commons, Norcross, GA 30092

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

4050 Regents Blvd.

Irving, TX 75063

PHONE: 866-450-3172

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Patrick Spall.

CitiMortgage, Inc., as Attorney-in-fact for Patrick Spall.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-15352

950-03573300,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by David Spottedhorse to Mortgage Electronic Registration Systems, Inc. as Nominee for Taylor, Bean & Whitaker Mortgage Corp., dated December 11, 2007, recorded in Deed Book 48740, Page 744, Gwinnett County, Georgia records, as last transferred to OCWEN LOAN SERVICING, LLC by assignment recorded in Deed Book 50288, Page 457, Gwinnett County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY THOUSAND AND N0/100 DOLLARS ($190,000.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2011 the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 126 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 79, BLOCK A, SAFEHAVEN POINTE SUBDIVISION, UNIT TWO, AS PER PLAT RECORDED IN PLAT BOOK 91, PAGES 33-34 AND REVISED PLAT RECORDED IN PLAT BOOK 92, PAGES 163-164, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 3865 JACKSON SHOALS CT ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN GWINNETT COUNTY, GEORGIA.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the parties in possession of the property are David Spottedhorse or a tenant or tenants and said property is more commonly known as 3865 Jackson Shoals Ct, Lawrenceville, GA 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

OCWEN LOAN SERVICING, LLC as Attorney in Fact for David Spottedhorse

Weissman, Nowack, Curry & Wilco, PC

Attn: Ocwen Team

One Alliance Center

3500 Lenox Road

Atlanta, GA 30326

Our File# 005219

950-07612454,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Joan Springer to Mortgage Electronic Registration Systems, Inc. as nominee for Pine State Mortgage Corporation, dated November 30, 2001, recorded in Deed Book 25785, Page 218, Gwinnett County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 50334, Page 566, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-THREE THOUSAND SIX HUNDRED FIFTY AND 0/100 DOLLARS ($173,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 32, of the 6th District, Gwinnett County, Georgia, and being Lot 53, Springdale, as per plat recorded in Plat Book 87, Page 256, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property. Said property is commonly known as 3525 Spring Mesa Court, Snellville, Georgia, according to the present system of numbering in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Joan Springer or a tenant or tenants and said property is more commonly known as 3525 Spring Mesa Drive, Snellville, Georgia 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association as Attorney in Fact for Joan Springer

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/ho 2/1/11

Our file no. 1545510-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573444,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jason Michael Spry and Jennifer Marie Berman Spry to Mortgage Electronic Registration Systems, Inc., dated April 17, 2008, recorded in Deed Book 48805, Page 402, Gwinnett County, Georgia Records, as last transferred to FIRST HORIZON HOME LOANS, a division of FIRST TENNESSEE BANK NATIONAL ASSOCIATION by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($114,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that certain parcel of land situate in the City of Dacula, County of Gwinnett and State of Georgia bounded and described as follows: Being in Duncan's GMD #1749, being Lot 62, Block F, of Apalachee Plantation, Unit Four, as per plat recorded at Plat Book 81, page 211, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. Tax ID#: R3001E110

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: MetLife Home Loans, 4000 Horizon Way Mail Stop 6205, Irving, TX 75063, 800-364-7662. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jason Michael Spry and Jennifer Marie Berman Spry or a tenant or tenants and said property is more commonly known as 1821 Fort River Court, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

FIRST HORIZON HOME LOANS, a division of FIRST TENNESSEE BANK NATIONAL ASSOCIATION as Attorney in Fact for Jason Michael Spry and Jennifer Marie Berman Spry

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/mds3 2/1/11

Our file no. 53293710-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559742, 1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Charassri Srisukha to Mortgage Electronic Registration Systems, Inc. dated April 29, 2004, and recorded in Deed Book 38268, Page 252, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $118,300.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 198 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING BUILDING 9, UNIT 902 OF WILLOW COVE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 87, PAGE 290-293, GWINNETT COUNTY RECORDS; SAID PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

Said property is known as 1527 Cove Creek Circle, Norcross, GA 30093, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Charassri Srisukha, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Charassri Srisukha, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Charassri Srisukha

File no. 10-014030

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612568,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by John Stahl to Mortgage Electronic Registration Systems, Inc., dated August 3, 2004, recorded in Deed Book 39656, Page 19, Gwinnett County, Georgia Records, as last transferred to Ixis Real Estate Capital Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIX THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($106,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 17 and 48 of the 5th District, Gwinnett County, Georgia, being Lot 10, Block F, Shannon Woods Subdivision, Unit Two, as per plat recorded in Plat Book P, Page 153, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is John Stahl or a tenant or tenants and said property is more commonly known as 436 Shannon Way, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Ixis Real Estate Capital Inc. as Attorney in Fact for John Stahl

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11

Our file no. 53286510-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573051,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Marion L. Stanford, Jr. and Rebekah L. Stanford to First Atlantic Mortgage, LLC dated September 15, 2004, and recorded in Deed Book 39986, Page 221, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Bank of America, N.A., as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2004-11, by Assignment , securing a Note in the original principal amount of $90,300.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING and being in Land Lot 69 of the 6th District of Gwinnett County, Georgia, being part of Lot 38, Block "F", Country Square, Unit 3, as shown on plat of survey prepared by Eston Pendley & Associates, Inc. dated May 28, 1979 and recorded in Plat Book 10, Page 186A, Gwinnett County, Georgia Records; being the same property conveyed to Leon M. Stanford, Jr. and Rebekah L. Stanford by virtue of a Warranty Deed dated on May 30, 1979 and recorded in Deed Book 1717, Page 127, Gwinnett County Records.

Said property is known as 3250 Vail Court, Snellville, GA 30078, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Marion L. Stanford, Jr. and Rebekah L. Stanford, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Marion L. Stanford, Jr. and Rebekah L. Stanford, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Bank of America, N.A., as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2004-11 as Attorney-in-Fact for Marion L. Stanford, Jr. and Rebekah L. Stanford

File no. 09-013324

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/BB

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616241,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Craig E Stanley and Terri A Stanley to Mortgage Electronic Registration Systems, Inc., dated June 25, 2003, recorded in Deed Book 33639, Page 224, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 50191, Page 163, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FIVE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($185,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 311 of the 5th District, Gwinnett County, Georgia, being Lot 47, Block A, Barimore Subdivision, per Plat Book 81, Page 135, Gwinnett County, Georgia records, which plat is referred to and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Craig E Stanley, a/k/a Craig Stanley, a/k/a Terri Stanley and Terri A Stanley or a tenant or tenants and said property is more commonly known as 1414 Filigree Place, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Craig E Stanley and Terri A Stanley

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wcj 2/1/11

Our file no. 53035810-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573047,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Dierdre H Starke to Mortgage Electronic Registration Systems, Inc., dated December 19, 2006, recorded in Deed Book 47445, Page 377, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-EIGHT THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($228,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 23, 7th District, Gwinnett County, Georgia, being Lot 20, Block A, Ivey Chase, Unit I, Phase 2, as per plat recorded in Plat Book 101, Pages 293-294, Gwinnett County records, said plat being incorporated herein and made reference hereto, being known as 2073 Ivey Chase Drive, according to the present system of numbering in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dierdre H Starke or a tenant or tenants and said property is more commonly known as 2072 Ivey Chase Drive, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc. as Attorney in Fact for Dierdre H Starke

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/ts1 2/1/11

Our file no. 53433710-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559743, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Sergey Starostin to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage Inc., dated August 25, 2004, recorded in Deed Book 39711, Page 148, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND AND 0/100 DOLLARS ($162,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 161 of the 6th District, Gwinnett County, Georgia, being Lot 41, Block "A", Cloverwood Subdivision, as recorded in Plat Book 63, Page 262, of Gwinnett County, Georgia records, which plat in incorporated herein by reference and made a part of this description. Being improved property known as 770 Cloverwood Court, according to the present system of numbering houses in Gwinnett County.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sergey Starostin or a tenant or tenants and said property is more commonly known as 770 Cloverwood Court, Lilburn, Georgia 30047.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc. as Attorney in Fact for Sergey Starostin

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/kns 2/1/11

Our file no. 1669510-FT19

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573529,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Mary H Steerman to Bank of America, N.A., dated August 11, 2003, recorded in Deed Book 35265, Page 0101, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($90,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 290 of the 6th District of Gwinnett County, Georgia, and being known as Condominium Unit No. 301, Building No. 300, Phase 1, of Berkeley Woods Condominium, recorded in Condominium Plat Book 2, Page 3, of Gwinnett County, Georgia, records, and as more particularly described in that certain Declaration of Condominium for Berkeley Woods Condominium dated October 5, 1989, and recorded in Deed Book 6009, Page 323, aforesaid records, as the same may be amended from time to time (hereafter referred to as the "Declaration") together with all the rights, title, and interest of grantor in the aforesaid unit and the appurtenances thereto as set forth in the declaration, including such undivided interest in the common areas as set forth in the declaration. Being the same property conveyed to Mary H. Steerman no tenancy listed by deed from Wendy S. Wasserman recorded 10/15/1999, in Deed Book 19392, Page 192 Tax ID # R6290A105

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mary H Steerman or a tenant or tenants and said property is more commonly known as 301 Berkeley Woods Dr, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A. as Attorney in Fact for Mary H Steerman

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11

Our file no. 52689710-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573099,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Joann Stephens  to Bank of America, N.A., dated April 19, 2006 and filed for record April 27, 2006 in Deed Book 46430, Page 0002, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $129,900.00, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in February, 2011, by Bank of America, N.A. as Attorney-in-Fact for Joann Stephens  the following property to-wit:

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 147 of the 6th District of GWINNETT County, Georgia, being Lot 39, of BARRINGTON RIDGE FEE-SIMPLE TOWNHOMES, as per plat recorded in Plat Book 104, page 132-134, GWINNETT County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The above described property is also known as 430 Berckman Drive, NW, Lilburn, GA  30047-4982.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Joann Stephens.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-800-669-6650.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for Bank of America, N.A.  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

Bank of America, N.A. as Attorney-in-Fact for Joann Stephens

SHUPING, MORSE & ROSS,

LLP

By: S. Andrew Shuping, Jr.

S. Andrew Shuping, Jr.

6259 Riverdale Road,

Suite 100

Riverdale, Georgia

30274-1698

(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616369,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Joann Stephens  to Bank of America, N.A., dated April 19, 2006 and filed for record April 27, 2006 in Deed Book 46430, Page 0002, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $129,900.00, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in February, 2011, by Bank of America, N.A. as Attorney-in-Fact for Joann Stephens  the following property to-wit:

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 147 of the 6th District of GWINNETT County, Georgia, being Lot 39, of BARRINGTON RIDGE FEE-SIMPLE TOWNHOMES, as per plat recorded in Plat Book 104, page 132-134, GWINNETT County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The above described property is also known as 430 Berckman Drive, NW, Lilburn, GA  30047-4982.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Joann Stephens .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-800-669-6650.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for Bank of America, N.A.  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

Bank of America, N.A. as Attorney-in-Fact for Joann Stephens

SHUPING, MORSE & ROSS, LLP

By:  S. Andrew Shuping, Jr.  

S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100 Riverdale, Georgia  30274-1698 (770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559455, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Darris P Stewart and Deborah Stewart to Wachovia Bank, NA, dated August 21, 2003, recorded in Deed Book 34606, Page 50, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND FIVE HUNDRED EIGHTY-THREE AND 0/100 DOLLARS ($129,583.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

Property in the City of Loganville, County of Gwinnett, State of Georgia in Deed dated 4/10/2001 received 4/28/2001 Book 22937, Page 45 referenced as: Landlot 189, District 5 Subdivision 0.938 acres Parcel ID R5189017 metes and bounds.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Wells Fargo Bank N.A. can be contacted at 1-800-662-3806 or by writing to PO Box 10328, Des Moines, IA 50306-0328, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Darris P Stewart or a tenant or tenants and said property is more commonly known as 3025 Camp Mitchell Rd, Loganville, Georgia 30052.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA sbmt Wachovia Bank, NA as Attorney in Fact for Darris P Stewart and Deborah Stewart

Johnson Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/car 2/1/11

Our file no. 11081510-FT12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616673,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Nancy L. Stewart and Charles Stewart to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $141,283.00 dated 08/30/2002, and recorded in Deed Book 28767, page 111, Gwinnett County records, said Security Deed being last transferred and assigned to The Bank of New York Mellon, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2011 by GMAC Mortgage, LLC f/k/a GMAC Mortgage Corporation, as Attorney-in-Fact for Nancy L. Stewart and Charles Stewart the following described property:

All that tract or parcel of land lying and being in Land Lot 130 of the 5th District, Gwinnett County, Georgia, being Lot 39, Block A, Unit I, Bradford Place Subdivision, as per plat recorded in Plat Book 93, Page 186, Gwinnett County, Georgia records, which said plat is incorporated herein by this reference and made a part of this description.

Property known as: 455 Aristocrat Drive, Loganville, GA 30052-8930

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

GMAC Mortgage, LLC

Two Ravinia Dr, Suite 500

Atlanta, GA 30346

PHONE: 678-855-7067

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Nancy L. Stewart and Charles Stewart.

The Bank of New York Mellon as Attorney-in-fact for Nancy L. Stewart and Charles Stewart.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates,

P.C.

South Terraces,

Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-15141

950-03573299,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Musette Stone to Mortgage Electronic Registration Systems, Inc., dated May 1, 2007, recorded in Deed Book 47918, Page 793, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND AND 0/100 DOLLARS ($119,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 35 of the 6th District, Gwinnett County, Georgia, being Lot 91, Block A, Quinn Ridge Subdivision, Unit One, as per plat recorded in Plat Book 24, page 238, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of this description. Subject to all easements and restrictions of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Musette Stone or a tenant or tenants and said property is more commonly known as 3823 Holland Dr, Snellville, Georgia 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Musette Stone

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/cls1 2/1/11

Our file no. 53348710-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559845, 1/6,13,20,27

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by WALTER STUBBLEFIELD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR PNNACLE DIRECT FUNDING CORPORATION , dated 10/03/2006, and Recorded on 10/05/2006 as Book No. 47097 and Page No. 0225, GWINNETT County, Georgia records, as last assigned to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR NAAC MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-1, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $193,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 102, 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 46, BLOCK C, THE OAKS AT CHARLESTON COMMONS SUBDIVISION, UNIT ONE, AS PER PLAT BOOK 95, PAGES 256-258, GWINNETT COUNTY RECORDS, WHICH IS REFERRED TO AND MADE A PART OF THIS DESCRIPTION.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: AMERICA'S SERVICING COMPANY, 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-013, FORT MILL, SC 29715, 800-288-3212. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1830 CHARLESTON OAK CIR, LAWRENCEVILLE, GEORGIA 30043 is/are: WALTER STUBBLEFIELD or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR NAAC MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-1 as Attorney in Fact for WALTER STUBBLEFIELD.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100134004524

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417

Telephone: (972) 341-5398.

950-08559955, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Mortgage Electronic Registration Systems, Inc. as nominee for RBC Mortgage Company, its successors and assigns dated June 10, 2005 in the amount of $151,000.00, and recorded in Deed Book 43137, Page 231, Gwinnett County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment; the undersigned, BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 174 of the 6th District of Gwinnett County, Georgia, being Lot 9, Block D, Park Forest Subdivision, Unit Four, according to the plat of survey recorded in Plat Book 23, Page 124, Gwinnett County, Georgia Real Estate records, which plat is incorporated herein by reference and made a part of this description.

which has the property address of 1066 Park Forest Drive Nw, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jose Nelson Suares and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Attorney in Fact for Jose Nelson Suares

Anthony DeMarlo, Attorney/krider

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-25640 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559778, 1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Elizabeth Suarez to Wells Fargo Home Mortgage, Inc. dated November 20, 2001, and recorded in Deed Book 25618, Page 149, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment , securing a Note in the original principal amount of $148,372.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 46 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 34, BLOCK C, UNIT ONE, PINEHURST AT RIVER COLONY NORTH, AS PER PLAT RECORDED IN PLAT BOOK 50, PAGE 8, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE REFERENCE HERETO.

Said property is known as 1173 Bailing Road, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Elizabeth Suarez, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Elizabeth Suarez, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Elizabeth Suarez

File no. 10-009891

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/AB

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616357,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Antonio Suarez to Mortgage Electronic Registration Systems, Inc. as nominee for Platinum Mortgage, Inc., its successors and assigns dated January 25, 2008 in the amount of $239,540.00, and recorded in Deed Book 48608, Page 679, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 83 of the 5th District, Gwinnett County, Georgia, being Lot 113, Block A, Dunhill Subdivision, Unit One, as per plat recorded in Plat Book 83, Page 198, Gwinnett County Records, said plat being incorporated herein by reference thereto.

which has the property address of 121 Kirkland Drive, Lawenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Antonio Suarez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Antonio Suarez

Anthony DeMarlo, Attorney/kandrade

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-00828 /FHA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559797, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Nurfija Suljic and Mujo Suljic to Bank of America, N.A., dated May 15, 2007 and filed for record May 17, 2007 in Deed Book 47894, Page 561, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $153,000.00, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in February, 2011, by Bank of America, N.A. as Attorney-in-Fact for Nurfija Suljic and Mujo Suljic the following property to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 136, 6TH DISTRICT, GWINNETT COUNTY, GEORGIA RECORDS, BEING LOT 7, BLOCK B, UNIT TWO, LILBURN VILLAGE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 8, PAGE 107, GWINNETT COUNTY, RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION.

The above described property is also known as 5265 Cobblestone Way NW, Lilburn, GA 30047.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Nurfija Suljic and Mujo Suljic.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-800-669-6650.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for Bank of America, N.A.  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

Bank of America, N.A. as Attorney-in-Fact for Nurfija Suljic and Mujo Suljic

SHUPING, MORSE & ROSS,

LLP

By: S. Andrew Shuping, Jr.

S. Andrew Shuping, Jr.

6259 Riverdale Road,

Suite 100

Riverdale, Georgia

30274-1698

(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616371,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained in that certain Construction Deed to Secure Debt and Security Agreement, dated as of February 10, 2006, from Summerlyn Craftsman, LLC, a Georgia limited liability company, a/k/a Summerlyn Craftmans, LLC (hereinafter referred to as “Grantor”), to SunTrust Bank, a Georgia banking corporation (hereinafter referred to as “Original Lender”), recorded on February 27, 2006, in Deed Book 46196, Page 872 with the Clerk of Superior Court, Gwinnett County, Georgia (hereinafter referred to as the “Records”), as affected by certain quitclaim deeds recorded in the Records in Deed Book 48067, Page 721, Deed Book 48120, Page 481, Deed Book 48413, Page 734, Deed Book 48669, Page 186, Deed Book 48669, Page 187, Deed Book 48688, Page 815 and Deed Book 48688, Page 816, and as assigned by Original Lender to CRM Central Properties, LLC, a Georgia limited liability company (“Secured Party”), pursuant to that certain Assignment of Security Deed and Other Loan Documents, dated as of October 29, 2010, and recorded in the Records on or about November 3, 2010 (as affected and assigned, and as the same may have been modified and amended from time to time, the “Security Deed”); said Security Deed having been given to secure, among other obligations recited in the Security Deed, the payment and performance of any and all indebtedness evidenced by that certain Commercial Note, dated as of June 1, 2008, in the original principal face amount of Seven Hundred Fifty-Five Thousand Seven Hundred Seventy-Five and 00/100 Dollars ($755,775.00), made by Grantor to the order of Original Lender, as assigned to Secured Party by Allonge, dated as of October 29, 2010 (as assigned, and as the same may have been modified and amended from time to time, the “Note”; and said Note, Security Deed and any and all other documents and instruments evidencing, securing, guaranteeing or otherwise relating to the indebtedness of the Note, all as assigned to Secured Party, and as the same may have been modified and amended from time to time, are hereinafter referred to as the “Loan Documents”), there will be sold by Secured Party, at public outcry, to the highest bidder for cash, before the door of the courthouse of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2011, being February 1, 2011, the real and personal property conveyed by the Security Deed and being all of the following described land, interest in land and other property (hereinafter collectively referred to as the “Property”):

(a) All those certain tracts or parcels of land more particularly described below (the “Land”):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN L AND LOT 166 OF THE 5TH DISTRICT, OF GWINNETT COUNTY, GEORGIA, AND BEING LOT(S) 22, 25 AND 30 OF BAY CREEK MANOR CONSERVATION SUBDIVISION, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 112, PAGE 191-193 OF GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE; and

(b) All buildings, structures and improvements of every nature whatsoever situated on the Land, and all fixtures, and building, construction and landscaping supplies and materials of any kind whatsoever, and equipment, machinery and appliances of every kind and nature whatsoever located in or on the Land or to be used on or in connection with the Land, including but not limited to, all gas, electric, solar, oil burning and wood burning apparatus, ranges and other cooking apparatus, dishwashers, trash compactors, disposals, refrigerators, freezers, bathroom fixtures and equipment, plumbing and heating fixtures, carpeting and other floor coverings, curtains and draperies and related equipment, washers, dryers, water heaters, elevators and motors, chandeliers and all other ceiling, wall, and exterior lighting devices, mirrors, mantels, air conditioning apparatus (including humidity control equipment), attic and ceiling fans, window screens and screen doors, awnings and storm windows and doors, alarm devices of all types, garage door openers, sprinkler systems, central vacuum systems, cabinets and shelving, paneling and wall coverings.

(c) Together With all easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, minerals, royalties, easements, privileges, liberties, tenements, hereditaments and appurtenances whatsoever in any way belonging, relating or appertaining to the Property or any part thereof, or which in any way belongs, relates or is appurtenant thereto, and the reversion and reversions, remainder and remainders, the rents, issues, profits and revenues of the Property (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of, in, and to the same.

The entire indebtedness evidenced by the Loan Documents and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default by Grantor under the Loan Documents. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exists, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed and by Georgia law.

To the best of Secured Party’s knowledge and belief, the above-described Property is in the possession of Grantor or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to (a) any and all outstanding unpaid taxes and assessments, if any; (b) unpaid water and sewage bills that constitute liens against the Property, whether due and payable or not yet due and payable; (c) such matters as would be revealed by an accurate survey and inspection of the Property; and (d) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

CRM CENTRAL PROPERTIES, LLC, as Attorney-in-Fact for Summerlyn Craftsman, LLC, a Georgia limited liability company, a/k/a Summerlyn Craftmans, LLC

Jess A. Pinkerton, Esq.

McKenna Long & Aldridge LLP

303 Peachtree Street, N.E., Suite 5300

Atlanta, Georgia 30308

(404) 527-4000

950-12533189,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained in that certain Construction Deed to Secure Debt and Security Agreement, dated as of August 10, 2006, from Summerlyn Craftsman, LLC, a Georgia limited liability company (hereinafter referred to as “Grantor”), to SunTrust Bank, a Georgia banking corporation (hereinafter referred to as “Original Lender”), recorded on September 29, 2006, in Deed Book 47068, Page 204 with the Clerk of Superior Court, Gwinnett County, Georgia (hereinafter referred to as the “Records”), as affected by that certain Quit Claim Deed (For Release of Deed to Secure Debt), dated as of December 14, 2007, and recorded in the Records on January 31, 2008, in Deed Book 48601, Page 828, and as assigned by Original Lender to CRM Central Properties, LLC, a Georgia limited liability company (“Secured Party”), pursuant to that certain Assignment of Security Deed and Other Loan Documents, dated as of October 29, 2010, and recorded in the Records on or about November 3, 2010 (as affected and assigned, and as the same may have been modified and amended from time to time, the “Security Deed”); said Security Deed having been given to secure, among other obligations recited in the Security Deed, the payment and performance of any and all indebtedness evidenced by that certain Commercial Note, dated as of May 1, 2008, in the original principal face amount of One Million Five Hundred Ninety Thousand Three Hundred and 00/100 Dollars ($1,590,300.00), made by Grantor to the order of Original Lender, as assigned to Secured Party by Allonge, dated as of October 29, 2010 (as assigned, and as the same may have been modified and amended from time to time, the “Note”; and said Note, Security Deed and any and all other documents and instruments evidencing, securing, guaranteeing or otherwise relating to the indebtedness of the Note, all as assigned to Secured Party, and as the same may have been modified and amended from time to time, are hereinafter referred to as the “Loan Documents”), there will be sold by Secured Party, at public outcry, to the highest bidder for cash, before the door of the courthouse of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2011, being February 1, 2011, the real and personal property conveyed by the Security Deed and being all of the following described land, interest in land and other property (hereinafter collectively referred to as the “Property”):

(a) All those certain tracts or parcels of land more particularly described below (the “Land”):

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 166 of the 5TH District of GWINNETT County, Georgia, being Lot(s) 6, 9, 31, 32, 33 AND 40, of BAY CREEK MANOR CONSERVATION, UNIT ONE as per plat recorded in Plat Book 112, Page 191-193, GWINNETT County, Georgia records, which plat is incorporated herein and made a part hereof by reference; and

(b) All buildings, structures and improvements of every nature whatsoever situated on the Land, and all fixtures, and building, construction and landscaping supplies and materials of any kind whatsoever, and equipment, machinery and appliances of every kind and nature whatsoever located in or on the Land or to be used on or in connection with the Land, including but not limited to, all gas, electric, solar, oil burning and wood burning apparatus, ranges and other cooking apparatus, dishwashers, trash compactors, disposals, refrigerators, freezers, bathroom fixtures and equipment, plumbing and heating fixtures, carpeting and other floor coverings, curtains and draperies and related equipment, washers, dryers, water heaters, elevators and motors, chandeliers and all other ceiling, wall, and exterior lighting devices, mirrors, mantels, air conditioning apparatus (including humidity control equipment), attic and ceiling fans, window screens and screen doors, awnings and storm windows and doors, alarm devices of all types, garage door openers, sprinkler systems, central vacuum systems, cabinets and shelving, paneling and wall coverings.

(c) Together With all easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, minerals, royalties, easements, privileges, liberties, tenements, hereditaments and appurtenances whatsoever in any way belonging, relating or appertaining to the Property or any part thereof, or which in any way belongs, relates or is appurtenant thereto, and the reversion and reversions, remainder and remainders, the rents, issues, profits and revenues of the Property (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of, in, and to the same.

The entire indebtedness evidenced by the Loan Documents and secured by the Security Deed has been declared due and payable in full, and is hereby declared due and payable in full, because of certain defaults and events of default by Grantor under the Loan Documents. Said indebtedness remaining unpaid, and said defaults and events of default continuing to exists, this sale will be made for the purpose of applying the proceeds of such sale in the manner required by the Security Deed and by Georgia law.

To the best of Secured Party’s knowledge and belief, the above-described Property is in the possession of Grantor or parties claiming by, through or under Grantor.

The Property will be sold as the property of Grantor on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto, and will be sold subject to (a) any and all outstanding unpaid taxes and assessments, if any; (b) unpaid water and sewage bills that constitute liens against the Property, whether due and payable or not yet due and payable; (c) such matters as would be revealed by an accurate survey and inspection of the Property; and (d) all assessments, easements, covenants, reservations, restrictions, liens, encumbrances, zoning ordinances and other matters of record, if any, to which the Security Deed is inferior in terms of priority.

CRM CENTRAL PROPERTIES, LLC, as Attorney-in-Fact for Summerlyn Craftsman, LLC, a Georgia limited liability company

Jess A. Pinkerton, Esq.

McKenna Long & Aldridge LLP

303 Peachtree Street, N.E., Suite 5300

Atlanta, Georgia 30308

(404) 527-4000

950-12533188,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Bridget Summerour to Mortgage Electronic Registration Systems, Inc., dated January 13, 2006, recorded in Deed Book 46064, Page 497, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($98,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 322, 6th District, Gwinnett County, Georgia, being Building 12, Unit B, Woodehaven at Chattahoochee Crossing, Phase II, as per plat recorded at Plat Book 28, Page 124, Gwinnett County, Georgia records. Said plat being incorporated herein by reference thereto. Subject to any right of way deeds or other easements of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Bridget Summerour or a tenant or tenants and said property is more commonly known as 4126 Quincey Lane, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP

as Attorney in Fact for Bridget Summerour

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net MR/km8 2/1/11

Our file no. 53456810-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15524475,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Summit Homes Partners, LLC (the "Grantor") to and in favor of Georgian Bank (the "Lender"), as transferred and assigned by the Federal Deposit Insurance Corporation ("FDIC"), as Receiver for Lender, to First Citizens Bank and Trust Company, Inc. ("Holder") dated June 29, 2009, filed for record July 7, 2009, and recorded in Deed Book 49582, Page 421, Gwinnett County, Georgia records, as assigned by that certain Assignment (the "Assignment") by and between FDIC and Holder filed in public records of Gwinnett County, Georgia (as assigned, the "Security Deed"); securing that certain Promissory Note from Grantor to and in favor of Lender dated June 29, 2009 in the original principal sum of ONE HUNDRED THIRTY-SEVEN THOUSAND TWO HUNDRED AND 00/100 DOLLARS ($137,200.00) (the "Note"); there will be sold at public outcry by Holder as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Gwinnett County, Georgia, on the first Tuesday in February, 2011, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit:

All that tract or parcel of land lying and being in Land Lot 273 and 284 of the 6th District, Gwinnett County, Georgia, being Units 29, 30, 31, and 32, Reps Miller Townhomes, as per plat recorded in Plat Book 117, pages 71-72, Filed October 11, 2006, Gwinnett County Records, said plat being incorporated herein by reference thereto (the "Land").

Together with all buildings, structures and other improvements of every kind and nature whatsoever now or hereafter situated on the Land; and all machinery, equipment, fixtures, appliances and building, construction, development and landscaping supplies and materials now or hereafter placed on or in the Land; and all of the things addressed in this paragraph, whether generally or specifically, shall be deemed to be fixtures and accessions to the freehold and a part of the Land as between the parties hereto and all persons claiming, by, through, or under either of them; and

Together with all and singular the easements, rights-of-way, strips and gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, estates, rights, titles, interests, minerals, royalties, privileges, liberties, tenements, hereditaments and appurtenances whatsoever, in any way now or hereafter belonging, relating or appertaining to the Land or the improvements now or hereafter located thereon, or any part thereof, whether now owned or hereafter acquired by Grantor, and the reversion or reversions, remainder and remainders, rents, issues and profits thereof; and all right to receive excess payments in any tax sale of the Land and the improvements now or hereafter located thereon, or any part thereof; and all the estate, right, title, interest, claim and demand whatsoever of Grantor of, in and to the same; and

Together with any and all rents which are now due or may hereafter become due by reason of the renting, leasing and bailment of the Land or the improvements now or hereafter located thereon, or any part thereof; and

Together with any and all awards or payments, including interest thereon, and the right to receive the same, as a result of (i) the exercise of the right of eminent domain, (ii) the alteration of the grade of any street, or (iii) any other injury to the taking of, or decrease in the value of, the Land or the improvements now or hereafter located thereon.

The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.

The Premises will be sold on an "as is, where is" basis without recourse against Holder and without representation or warranty of any kind or nature whatsoever by Holder with respect thereto.

The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.

To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.

FIRST CITIZENS BANK AND TRUST COMPANY, INC. As Attorney-in-Fact for

SUMMIT HOMES PARTNERS, LLC

Robert W. Reardon, Esq.

Morris, Manning & Martin, L.L.P.

1600 Atlanta Financial Center

3343 Peachtree Road, N.E.

Atlanta, Georgia 30326

(404) 233-7000

950-07612558,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Summit Homes Partners, LLC (the "Grantor") to and in favor of Georgian Bank (the "Lender"), as transferred and assigned by the Federal Deposit Insurance Corporation ("FDIC"), as Receiver for Lender, to First Citizens Bank and Trust Company, Inc. ("Holder") dated June 29, 2009, filed for record July 7, 2009, and recorded in Deed Book 49582, Page 445, Gwinnett County, Georgia records, as assigned by that certain Assignment (the "Assignment") by and between FDIC and Holder filed in public records of Gwinnett County, Georgia (as assigned, the "Security Deed"); securing that certain Promissory Note from Grantor to and in favor of Lender dated June 29, 2009 in the original principal sum of ONE HUNDRED THIRTY-SEVEN THOUSAND TWO HUNDRED AND 00/100 DOLLARS ($137,200.00) (the "Note"); there will be sold at public outcry by Holder as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Gwinnett County, Georgia, on the first Tuesday in February, 2011, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit:

All that tract or parcel of land lying and being in Land Lot 273 and 284 of the 6th District, Gwinnett County, Georgia, being Units 3, 4, 5, and 6, Reps Miller Townhomes, as per plat recorded in Plat Book 117, Pages 71-72, filed October 11, 2006, Gwinnett County Records, said plat being incorporated herein by reference thereto (the "Land").

Together with all buildings, structures and other improvements of every kind and nature whatsoever now or hereafter situated on the Land; and all machinery, equipment, fixtures, appliances and building, construction, development and landscaping supplies and materials now or hereafter placed on or in the Land; and all of the things addressed in this paragraph, whether generally or specifically, shall be deemed to be fixtures and accessions to the freehold and a part of the Land as between the parties hereto and all persons claiming, by, through, or under either of them; and

Together with all and singular the easements, rights-of-way, strips and gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, estates, rights, titles, interests, minerals, royalties, privileges, liberties, tenements, hereditaments and appurtenances whatsoever, in any way now or hereafter belonging, relating or appertaining to the Land or the improvements now or hereafter located thereon, or any part thereof, whether now owned or hereafter acquired by Grantor, and the reversion or reversions, remainder and remainders, rents, issues and profits thereof; and all right to receive excess payments in any tax sale of the Land and the improvements now or hereafter located thereon, or any part thereof; and all the estate, right, title, interest, claim and demand whatsoever of Grantor of, in and to the same; and

Together with any and all rents which are now due or may hereafter become due by reason of the renting, leasing and bailment of the Land or the improvements now or hereafter located thereon, or any part thereof; and

Together with any and all awards or payments, including interest thereon, and the right to receive the same, as a result of (i) the exercise of the right of eminent domain, (ii) the alteration of the grade of any street, or (iii) any other injury to the taking of, or decrease in the value of, the Land or the improvements now or hereafter located thereon.

The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.

The Premises will be sold on an "as is, where is" basis without recourse against Holder and without representation or warranty of any kind or nature whatsoever by Holder with respect thereto.

The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.

To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.

FIRST CITIZENS BANK AND TRUST COMPANY, INC. As Attorney-in-Fact for

SUMMIT HOMES PARTNERS, LLC

Robert W. Reardon, Esq.

Morris, Manning & Martin, L.L.P.

1600 Atlanta Financial Center

3343 Peachtree Road, N.E.

Atlanta, Georgia 30326

(404) 233-7000

950-07612559,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Summit Homes Partners, LLC (the "Grantor") to and in favor of Georgian Bank (the "Lender"), as transferred and assigned by the Federal Deposit Insurance Corporation ("FDIC"), as Receiver for Lender, to First Citizens Bank and Trust Company, Inc. ("Holder") dated June 29, 2009, filed for record July 7, 2009, and recorded in Deed Book 49582, Page 433, Gwinnett County, Georgia records, as assigned by that certain Assignment (the "Assignment") by and between FDIC and Holder filed in public records of Gwinnett County, Georgia (as assigned, the "Security Deed"); securing that certain Promissory Note from Grantor to and in favor of Lender dated June 29, 2009 in the original principal sum of SIXTY-EIGHT THOUSAND SIX HUNDRED AND 00/100 DOLLARS ($68,600.00) (the "Note"); there will be sold at public outcry by Holder as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Gwinnett County, Georgia, on the first Tuesday in February, 2011, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit:

All that tract or parcel of land lying and being in Land Lot 273 and 284 of the 6th District, Gwinnett County, Georgia, being Units 1 and 2, Reps Millers Townhomes, as per plat recorded in Plat Book 117, Pages 71-72, filed October 11, 2006, Gwinnett County Records, said plat being incorporated herein by reference thereto (the "Land").

Together with all buildings, structures and other improvements of every kind and nature whatsoever now or hereafter situated on the Land; and all machinery, equipment, fixtures, appliances and building, construction, development and landscaping supplies and materials now or hereafter placed on or in the Land; and all of the things addressed in this paragraph, whether generally or specifically, shall be deemed to be fixtures and accessions to the freehold and a part of the Land as between the parties hereto and all persons claiming, by, through, or under either of them; and

Together with all and singular the easements, rights-of-way, strips and gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, estates, rights, titles, interests, minerals, royalties, privileges, liberties, tenements, hereditaments and appurtenances whatsoever, in any way now or hereafter belonging, relating or appertaining to the Land or the improvements now or hereafter located thereon, or any part thereof, whether now owned or hereafter acquired by Grantor, and the reversion or reversions, remainder and remainders, rents, issues and profits thereof; and all right to receive excess payments in any tax sale of the Land and the improvements now or hereafter located thereon, or any part thereof; and all the estate, right, title, interest, claim and demand whatsoever of Grantor of, in and to the same; and

Together with any and all rents which are now due or may hereafter become due by reason of the renting, leasing and bailment of the Land or the improvements now or hereafter located thereon, or any part thereof; and

Together with any and all awards or payments, including interest thereon, and the right to receive the same, as a result of (i) the exercise of the right of eminent domain, (ii) the alteration of the grade of any street, or (iii) any other injury to the taking of, or decrease in the value of, the Land or the improvements now or hereafter located thereon.

The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.

The Premises will be sold on an "as is, where is" basis without recourse against Holder and without representation or warranty of any kind or nature whatsoever by Holder with respect thereto.

The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.

To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.

FIRST CITIZENS BANK AND TRUST COMPANY, INC. As Attorney-in-Fact for

SUMMIT HOMES PARTNERS, LLC

Robert W. Reardon, Esq.

Morris, Manning & Martin, L.L.P.

1600 Atlanta Financial Center

3343 Peachtree Road, N.E.

Atlanta, Georgia 30326

(404) 233-7000

950-07612560,1/6,13,20,27

Notice of Sale

Under Power

Gwinnett County,

Georgia

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement given by Sun Holcomb Bridge, LLC (the “Borrower”) to Flagstar Bank, FSB (the "Lender") dated March 15, 2007 and recorded March 19, 2007 in Deed Book 47688, Page 767, Gwinnett County, Georgia records, as affected by those certain Assignment and Assumption Agreements dated March 15, 2007 between Lender and Borrower and each of Sun HB 13, LLC, Sun HB 14, LLC, Sun HB 15, LLC, Sun HB 16, LLC, Sun HB 18, LLC, Sun HB 21, LLC, Sun HB 25, LLC, Sun HB 35, LLC, Sun HB 38, LLC, Sun HB 40, LLC, Sun HB 45, LLC, Sun HB 49, LLC, Sun HB 50, LLC, Sun HB 51, LLC, Sun HB 52, LLC, Sun HB 53, LLC, Sun HB 55, LLC, Sun HB 57, LLC, Sun HB 58, LLC, Sun HB 62, LLC, Sun HB 63, LLC, Sun HB 64, LLC, Sun HB 65, LLC, Sun HB 71, LLC, Sun HB 73, LLC, and Sun HB 74, LLC (together with Borrower, the "Obligors") (together with any and all amendments or modifications, the “Security Deed”), conveying the property described below to secure repayment of (i) that certain Promissory Note dated March 15, 2007 in the stated principal amount of $7,735,000.00, together with interest thereon as set forth therein, and (ii) any and all other indebtedness of Obligors, whenever borrowed or incurred, together with interest thereon as set forth therein (collectively, the "Secured Indebtedness"), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2011 (being February 1, 2011) the following described parcel of real property together with all improvements, personalty, fixtures, easements, hereditaments, rights, members, and appurtenances located thereon and described in the Security Deed (collectively, the “Property”):

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lots 304 and 305 of the 6th District, Gwinnett County, Georgia, and being more particularly described as follows:

BEGINNING at an iron pin found at the intersection of Land Lot lines common to Land Lots 304, 305, 313, and 314; thence running north 60 degrees 00 minutes 00 seconds east a distance of 585.49 feet to an iron pin found; thence south 31 degrees 53 minutes 50 seconds east a distance of 520.25 feet to an point; thence running south 31 degrees 53 minutes 49 seconds east a distance of 200.50 feet to an iron pin found; thence running south 58 degrees 37 minutes 14 seconds west a distance of 209.13 feet to a point; thence north 31 degrees 55 minutes 34 seconds west a distance of 167.29 feet to a point; thence south 58 degrees 04 minutes 26 seconds west a distance of 24.75 feet to a point; thence south 32 degrees 36 minutes 41 seconds east a distance of 18.82 feet to a point; thence south 58 degrees 05 minutes 30 seconds west a distance of 126.32 feet to a point; thence north 32 degrees 17 minutes 47 seconds west a distance of 14.64 feet to a point; thence along an arc to the left an arc distance of 13.84 feet, said arc having a radius of 6.56 feet and being subtended by a chord bearing of south 88 degrees 08 minutes 15 seconds west and a chording bearing distance of 11.27 feet to a point; thence south 35 degrees 48 minutes 37 seconds west a distance of 10.48 feet to a point; thence north 55 degrees 05 minutes 55 seconds west a distance of 139.17 feet to a point; thence along an arc to the right an arc distance of 8.09 feet, said arc having a radius of 41.41 feet and being subtended by a chord bearing of north 42 degrees 05 minutes 29 seconds west and a chord distance of 8.08 feet to a point; thence north 34 degrees 56 minutes 57 seconds west a distance of 15.0 feet to a point; thence north 56 degrees 23 minutes 39 seconds east a distance of 13.34 feet to a point; thence along an arc to the left an arc distance of 17.55 feet, said arc having a radius of 7.00 feet and being subtended by a chord bearing of north 19 degrees 48 minutes 09 seconds west and a chord distance of 13.30 feet to a point; thence along an arc to the left an arc distance of 36.16 feet, said arc having a radius of 136.63 feet and being subtended by a chord bearing of north 86 degrees 57 minutes 14 seconds west and a chord distance of 36.05 feet to a point; thence south 89 degrees 31 minutes 51 seconds west a distance of 7.77 feet to a point; thence south 57 degrees 21 minutes 40 seconds west a distance of 83.01 feet to a point; thence south 35 degrees 08 minutes 06 seconds west a distance of 95.51 feet to a point of the easterly right of way line of Holcomb Bridge Road (100 foot right of way); thence along said right of way line of Holcomb Bridge Road north 54 degrees 37 minutes 08 West a distance of 314.00 feet to an iron pin found; thence leaving said right of way north 59 degrees 00 minutes 00 seconds east a distance of 212.21 feet to an iron pin found and the POINT OF BEGINNING; said tract contains 389,589 square feet (8.94 acres), more or less, and being more particularly shown on that certain ALTA/ACSM Land Title Survey prepared by A. S. Giometti & Associates, Inc., as certified by A. S. Giometti, GRLS No. 1125, for Spalding Woods Office Park for Spalding Woods Partners, LLC, Spalding Woods Management, LLC, Sun Holcomb Bridge, LLC, a Georgia limited liability company, Flagstar Bank and First American Title Insurance Company, dated March 14, 2007.

TOGETHER WITH all right, title and interest in that certain Declaration of Covenants, Conditions and Easement Agreement by and among Spalding Woods Management, LLC, a Georgia limited liability company, Spalding Woods Partners, LLC, a Georgia limited liability company and Sun Holcomb Bridge, LLC, a Georgia limited liability company dated as of March 15, 2007, filed March 19, 2007, recorded in Deed Book 47688, Page 747, aforesaid records.

The above-described property is improved property more commonly known as: 3850 Holcomb Bridge Road, Norcross, Gwinnett County, Georgia 30092, according to the present system of numbering property in Gwinnett County, Georgia.

The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and the Security Deed. As the Secured Indebtedness remains in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given).

At the election of Lender, the Property or any part thereof may be sold in one parcel and as an entirety, or in such parcels, manner or order as Lender, in its sole discretion may elect, and one or more exercises of the powers granted in the Security Deed shall not extinguish or exhaust the powers granted in the Security Deed unless the entire Property is sold or the Secured Indebtedness is paid in full.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed.

To the best knowledge and belief of the undersigned, the party or parties in possession of the property is the Obligors or tenants, persons and/or entities claiming by, through, or under Obligors. The undersigned is further aware that on or about October 25, 2010, Charles Stephen Yeager was appointed as receiver over the property until further order of the Court (Superior Court of Gwinnett County, Civil Action File No. 10A-08780-9) or foreclosure by Lender.

Flagstar Bank, FSB, as Attorney-in-Fact and Agent for Sun Holcomb Bridge, LLC, Sun HB 13, LLC, Sun HB 14, LLC, Sun HB 15, LLC, Sun HB 16, LLC, Sun HB 18, LLC, Sun HB 21, LLC, Sun HB 25, LLC, Sun HB 35, LLC, Sun HB 38, LLC, Sun HB 40, LLC, Sun HB 45, LLC, Sun HB 49, LLC, Sun HB 50, LLC, Sun HB 51, LLC, Sun HB 52, LLC, Sun HB 53, LLC, Sun HB 55, LLC, Sun HB 57, LLC, Sun HB 58, LLC, Sun HB 62, LLC, Sun HB 63, LLC, Sun HB 64, LLC, Sun HB 65, LLC, Sun HB 71, LLC, Sun HB 73, LLC, and Sun HB 74, LLC

William C. Collins, Jr., Esq.

Bret A. Beldt, Esq.

Burr & Forman LLP

171 Seventeenth Street, N.W., Suite 1100

Atlanta, Georgia 30363

Email: wcollins@burr.com

bbeldt@burr.com

Phone: (404) 815-3000

Fax: (404) 817-3244

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533166,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Derek H. Sutherland and Tamara S. Sutherland to Mortgage Electronic Registration Systems, Inc. dated November 23, 2005, and recorded in Deed Book 45519, Page 179, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee, by Assignment , securing a Note in the original principal amount of $144,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 89 of the 7th District, Gwinnett County, Georgia, and being Lot 17, Block D, Pine Ridge Country Club Estates, Unit 7, as per plat recorded in Plat Book 44, Page 58, Gwinnett County., Georgia Records. which plat is hereby referred to and made a part of this description.

Said property is known as 2006 Lake Ridge Terrace, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Derek H. Sutherland and Tamara S. Sutherland, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Derek H. Sutherland and Tamara Sutherland, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association as Trustee as Attorney-in-Fact for Derek H. Sutherland and Tamara S. Sutherland

File no. 10-002127

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612567,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Costan Svinti to HomeBanc Mortgage Corporation dated December 29, 2005 in the amount of $463,200.00, and recorded in Deed Book 46024, Page 0253, Gwinnett County, Georgia Records; as last transferred to U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE OF THE HOMEBANC MORTGAGE TRUST 2006-2 by assignment; the undersigned, U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE OF THE HOMEBANC MORTGAGE TRUST 2006-2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 229 of the 5th District, Gwinnett County, Georgia, being Lot 9, Block A of River Station Estates, Unit One, per plat thereof recorded in Plat Book 103, Page 184, Gwinnett County Records, which plat is made a part hereof by reference.

which has the property address of 1351 River Station Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Costan Svinti and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE OF THE HOMEBANC MORTGAGE TRUST 2006-2 Attorney in Fact for Costan Svinti

Anthony DeMarlo, Attorney/tnalty

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-04319 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533221,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by George H Sweat to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., its successors and assigns dated March 31, 2004 in the amount of $80,000.00, and recorded in Deed Book 37815, Page 190, Gwinnett County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

That certain Condominium Unit in Land Lot 283 of the 6th District, Gwinnett County, Georgia, being identified and depicted as Condominium Unit No., 6206 on as-built survey of Woodmont Landing Condominium (Phase Two), recorded in Condominium Plat Book 1, Page 68, Gwinnett County, Georgia records and on the Architectural Plans applicable thereto, prepared by Morton M. Gruber, Georgia registered architect No. 1261, and filed in the Condominium Cabinet, Gwinnett County records, together with its appurtenant percentage of undivided interest in the common elements of said Woodmont Landing Condominium as provided in that certain Declaration of Condominium for Woodmont Landing Condominium recorded in Deed Book 2428, Page 164, Gwinnett County, Georgia records, as now of hereafter amended as therein provided. Said recorded as-built survey, architectural plans, and said recorded declarations, including and all recorded amendments thereto, are incorporated herein by reference as part of the description of the property conveyed hereby.

which has the property address of 6206 Woodmont Blvd , Norcross , Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of George H Sweat and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for George H Sweat

Anthony DeMarlo,

Attorney/kjenrette

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-22058 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612392,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Richard Sweet to Washington Mutual Bank, FA dated September 5, 2007 in the amount of $128,800.00, and recorded in Deed Book 48276, Page 624, Gwinnett County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 352 of the 7th District, of Gwinnett County, Georgia, being E-4 Lanier Pointe Condominium, as per plat recoded in Condominium Plat Book 2, Page 80, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.

which has the property address of 2075 Pine Tree Dr # E4, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Richard Sweet and Janet L. Sweet and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association Attorney in Fact for Richard Sweet

Anthony DeMarlo, Attorney/smagnuson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 09-07422 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559538, 1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jose Guadalupe Tabares to Mortgage Electronic Registration Systems, Inc. dated April 29, 2003, and recorded in Deed Book 35158, Page 4, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment, securing a Note in the original principal amount of $150,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 183 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 28, BLOCK A, WATSON'S RIDGE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 65, PAGE 137, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY INCORPORATED BY REFERENCE THERETO AND MADE A PART OF THIS DESCRIPTION.

Said property is known as 1465 Watson Ridge Trail, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Jose Guadalupe Tabares, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jose Guadalupe Tabares and Celestino Martinez, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Jose Guadalupe Tabares; successors in title being Jose Guadalupe Tabares and Celestino Martinez

File no. 09-020993

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/AB

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573224,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Herminia M. Tabbs to Mortgage Electronic Registration Systems, Inc., dated November 30, 2007, recorded in Deed Book 48490, Page 424, Gwinnett County, Georgia Records, as last transferred to HSBC Mortgage Corporation (USA) by assignment recorded in Deed Book 49431, Page 565, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIVE THOUSAND AND 0/100 DOLLARS ($105,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 122 of the 6th District of Gwinnett County, Georgia and being shown and designated as Lot 5, Block A of Kettlewood Subdivision, as per plat recorded in Plat Book 4, Page 125-A, said plat having been revised and re-recorded in Plat Book 8, Page 114-B, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Mortgage Corporation, 2929 Walden Avenue, Depew, NY 14043, 716-651-5515. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Herminia M. Tabbs or a tenant or tenants and said property is more commonly known as 267 Kettlewood Dr, Lilburn, Georgia 30047.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC Mortgage Corporation (USA) as Attorney in Fact for Herminia M. Tabbs

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/mds3 2/1/11

Our file no. 5705009-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559744, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Fumilayo Taiwo  to Bank of America, N.A., dated June 8, 2007 and filed for record June 12, 2007 in Deed Book 47978, Page 660, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $295,295.00, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in February, 2011, by Bank of America, N.A. as Attorney-in-Fact for Fumilayo Taiwo  the following property to-wit:

All that tract or parcel of land lying and being in Land Lot 183, 5th District, Gwinnett County, Georgia, being Lot 4, Block A, Avington Glen-The Enclave F.K.A. Avington Park and Avington Glen Subdivision, as per plat thereof recorded in Plat Book 115, Page 99. Gwinnett County Records, which plat is incorporated herein by reference. 

The above described property is also known as 1258 Avington Glen Drive, Lawrenceville, GA 30045.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Funmilayo Taiwo .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-800-669-6650.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP for Bank of America, N.A.  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

Bank of America, N.A. as Attorney-in-Fact for Fumilayo Taiwo

SHUPING, MORSE & ROSS, LLP

By:  S. Andrew Shuping, Jr.  

 S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100 Riverdale, Georgia  30274-1698 (770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573172,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Mahmood Talat to Wells Fargo Bank, NA, dated July 30, 2007, recorded in Deed Book 48144, Page 759, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($104,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 18 of the 5th District, Section, of Gwinnett County, Georgia, and being Lot 2, Block A, of Kingstown Subdivision, Unit I, as per plat recorded at Plat Book T, Page 109, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mahmood Talat and Khanum Farfzana or a tenant or tenants and said property is more commonly known as 152 Gloster Road, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA

as Attorney in Fact for Mahmood Talat

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net MR/cls1 2/1/11

Our file no. 52304710-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15524409,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Juan L. Talley Sr to Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan, its successors and assigns dated December 3, 2004 in the amount of $135,975.73, and recorded in Deed Book 40851, Page 28; loan modified in Deed Book 48452, page 137, Gwinnett County, Georgia Records; as last transferred to Deutsche Bank National Trust Company as Trustee for Fremont Home Loan Trust 2005-1, Asset-Backed Certificates, Series 2005-1 by assignment; the undersigned, Deutsche Bank National Trust Company as Trustee for Fremont Home Loan Trust 2005-1, Asset-Backed Certificates, Series 2005-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 49 of the 6th District of Gwinnett County, Georgia, being Lot 6, Block B of Eastmont Cove Subdivision, Unit Four, as per plat thereof recorded in Plat Book 46, Page 13, revised in Plat Book 59, Page 83, Gwinnett County, Georgia, records, which plat is incorporated herein and made a part hereof by reference for a more detailed description.

which has the property address of 3477 Chinaberry Lane , Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Juan L. Talley Sr and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Deutsche Bank National Trust Company as Trustee for Fremont Home Loan Trust 2005-1, Asset-Backed Certificates, Series 2005-1 Attorney in Fact for Juan L. Talley Sr

Anthony DeMarlo, Attorney/kjenrette

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-17218 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559784, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Anh Quoc Tang and Nhung M Nguyen to Maxim Capital, Inc., dated March 25, 2005, recorded in Deed Book 42208, Page 0144, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance, LLC. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIVE THOUSAND AND 0/100 DOLLARS ($205,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 85 of the 5th District, Gwinnett County, Georgia, being Lot 25, Block B, Villages of Flowers Crossing Subdivision, Unit One, as per plat recorded in Plat Book 97, Page 290, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Anh Quoc Tang and Nhung M Nguyen or a tenant or tenants and said property is more commonly known as 858 Edgeley Lane, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC. as Attorney in Fact for Anh Quoc Tang and Nhung M Nguyen

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/psm 2/1/11

Our file no. 53305810-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573485,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Mai Kim Tang to Mortgage Electronic Registration Systems, Inc., dated June 1, 2005, recorded in Deed Book 43150, Page 214, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 49580, Page 564, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-SIX THOUSAND ONE HUNDRED THIRTY-TWO AND 0/100 DOLLARS ($196,132.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 305 of the 5th District, Gwinnett County, Georgia, being Lot 9, Block D, Apalachee Heritage Subdivision, Unit Seven, as per Plat recorded at Plat Book 103, Pages 9-10, Gwinnett County, Georgia records, which Plat is incorporated herein by this reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mai Kim Tang or a tenant or tenants and said property is more commonly known as 2978 Heritage Oaks Circle, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Mai Kim Tang

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/cj 2/1/11

Our file no. 5793309-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559488, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Katie D. Tang to Concorde Acceptance Corporation dated June 27, 2002 in the amount of $166,500.00, and recorded in Deed Book 28170, Page 151, Gwinnett County, Georgia Records; as last transferred to The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RASC 2002KS6 by assignment; the undersigned, The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RASC 2002KS6 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being Land Lot 260 of the 6th District, Gwinnett County, Georgia, being Lot 48, Block B, Unit Four, Bromolow Woods Subdivision, as per plat recorded in Plat Book 53, Page 89, and revised in Plat Book 53, Page 211, Gwinnett County, Georgia records, which plat is referred to and incorporated herein by reference.

which has the property address of 3979 Leeward Court, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Katie D. Tang and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RASC 2002KS6 Attorney in Fact for Katie D. Tang

Anthony DeMarlo,

Attorney/tnalty

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-22596 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612415,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Nadira D. Tarar to Mortgage Electronic Registration Systems, Inc. as nominee for Just Mortgage, Inc., dated December 15, 2003, recorded in Deed Book 36732, Page 166, Gwinnett County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 50300, Page 725, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($180,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 115 of the 6th District, Gwinnett County Georgia, being Lot 12, Block B, Chanterella Subdivision, as per plat recorded in Plat Book 1, Page 88 Gwinnett County Georgia Records; which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nadira D. Tarar and Hayat Choudhary a/k/a Hayat Tarar Choudhary or a tenant or tenants and said property is more commonly known as 5444 Chanterella Court, Lilburn, Georgia 30047.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association as Attorney in Fact for Nadira D. Tarar

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/ho 2/1/11

Our file no. 1724009-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573452,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Vulate C. Tate to HomeBanc Mortgage Corporation dated July 14, 2003, and recorded in Deed Book 34592, Page 222, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverBank, by Assignment , securing a Note in the original principal amount of $155,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 233 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOT 94, BLOCK B OF IVEY POINTE, UNIT THREE, AS PER PLAT RECORDED AT PLAT BOOK 95, PAGES 268 AND 269, AND ALL REVISIONS OF SAID PLAT RECORDED AS OF THE DATE OF RECORDING OF THIS DEED, IF ANY, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT AND ALL REVISED PLATS, IF ANY, BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE COMPLETE DESCRIPTION

Said property is known as 1765 Ivey Pointe Court, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Vulate C. Tate, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Vulate C. Tate, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverBank as Attorney-in-Fact for Vulate C. Tate

File no. 10-014467

SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941

(770)220-2535/BB

www.swertfeger.net

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559844, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Johnny B. Tate to Mortgage Electronic Registration Systems, Inc., dated May 19, 2006, recorded in Deed Book 46534, Page 637, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 50081, Page 378, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND FOUR HUNDRED THIRTY-SEVEN AND 0/100 DOLLARS ($134,437.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 173, 5th District, Gwinnett County, Georgia, being Lot 34, Block A, Bay Lake Subdivision, Unit Two, as per plat recorded in Plat Book 39, Page 1, Gwinnett County, Georgia records, which plat is incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Johnny B. Tate or a tenant or tenants and said property is more commonly known as 471 Bay Lake Pass, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A. as Attorney in Fact for Johnny B. Tate McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/aet 3/1/11

Our file no. 51324009-FT5

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612255,12/23,30,1/6,13,

20,27,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Leon Taylor to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated January 4, 2006, recorded in Deed Book 46070, Page 69, Gwinnett County, Georgia Records, as last transferred to US Bank National Association as Trustee for JP ALT 2006-S2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND SEVEN HUNDRED TWENTY AND 0/100 DOLLARS ($180,720.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property: All that tract or parcel of land lying and being in Land Lot 53 and 64 of the 7th District, Gwinnett County, Georgia, being Lot 7, Block A, The Park at Glenns Ridge, Unit One, as per plat recorded in Plat Book 108, Pages 244-246, Gwinnett County, Georgia records, said plat is incorporated and made a part hereof by reference. File #: HM0514126 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Leon Taylor or a tenant or tenants and said property is more commonly known as 940 Park Knoll Ct, Lawrenceville, Georgia 30043. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. US Bank National Association as Trustee for JP ALT 2006-S2 as Attorney in Fact for Leon Taylor Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/clp2 2/1/11 Our file no. 11053910-FT19 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533113,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Julie Ann Taylor to Mortgage Electronic Registration Systems, Inc., dated December 12, 2002, recorded in Deed Book 30307, Page 132, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-THREE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($93,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Puckett GMD 1397 of Gwinnett County, Georgia, as shown and delineated on plat of survey for Christopher H. Julie Ann Taylor by Jimmy D. Bullock, dated February 3, 1990 and being more particularly described as follows: Beginning at an iron pin at a point on the center line of Hosch Valley Road, said pin being 661.85 feet south, as measured along said center line, from the intersection of said center line and the southern right-of-way of Old Thompson Mill Road (80 feet r/w); thence running north 83 degrees 14 minutes 35 seconds east, a distance of 166.24 feet, to an iron pin; thence running north 40 degrees 18 minutes 42 seconds east, a distance of 217.76 feet to an iron pin; thence running south 46 degrees 06 minutes 00 seconds east, a distance of 271.70 feet, to an iron pin; thence running south 57 degrees 51 minutes 31 seconds west, a distance of 276.77 feet, to an iron pin; thence running north 04 degrees 29 minutes 46 seconds west, a distance of 30.00 feet, to an iron pin; thence running north 48 degrees 07 minutes 41 seconds west, a distance of 68.07 feet to an iron pin; thence running south 83 degrees 14 minutes 35 seconds west, a distance of 191.68 feet to an iron pin on the center line of Hosch Valley Road; thence running northwesterly along said center line, following the curvature thereof, a distance of 100.00 feet to an iron pin at the point or place of beginning.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Julie Ann Taylor or a tenant or tenants and said property is more commonly known as 2921 Hosch Valley Road, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Julie Ann Taylor

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/km8 2/1/11

Our file no. 53438610-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559734, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Cynthia Taylor and Mark B. Taylor to Bank of America, N.A. dated February 11, 2004 in the amount of $91,375.00, and recorded in Deed Book 37208, Page 84, sent into a Loan Assumption Agreement filed on 11/06/09, in Deed book 49790, page 65 and send into a Loan Modification Agreement, filed 11/06/09, in Deed book 49790, page 73, Gwinnett County, Georgia Records; as last transferred to Bank of America, N.A. by assignment; the undersigned, Bank of America, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 262 and 265 of the 6th District of Gwinnett County, Georgia, being Lot 39, Block B, Hidden Lakes, Unit Two, as per plat of same recorded in Plat Book 24, Page 69, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia, and being improved property known as 3347 Highland Pine way, according to the present system of numbering houses in Gwinnett County, Georgia.

which has the property address of 3347 Highland Pine Way, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Mark B. Taylor, as Executor of the Estate of Cynthia C. Taylor, Mark B. Taylor and Cynthia Taylor and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, N.A. Attorney in Fact for Cynthia Taylor and Mark B. Taylor

Anthony DeMarlo, Attorney/kcarr

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-15316 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533318,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Minnie L Taylor to HomeBanc Mortgage Corporation dated November 1, 2000 in the amount of $118,350.00, and recorded in Deed Book 21668, Page 47, Gwinnett County, Georgia Records; as last transferred to US Bank National Association as Trustee for PRIME 2005-5 by assignment; the undersigned, US Bank National Association as Trustee for PRIME 2005-5 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 261, 7th District, Gwinnett County, Georgia, being in the City of Buford, and being Lot 1, Block C, Unit One, Woodbriar East Subdivision, as shown on plat of survey prepared by James Akins, Surveyor, dated April 15, 1974, recorded in Plat Book 3, Page 23, Gwinnett County records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 2280 Woodbriar Drive , Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Minnie L Taylor and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

US Bank National Association as Trustee for PRIME 2005-5 Attorney in Fact for Minnie L Taylor

Anthony DeMarlo, Attorney/efisher

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-10266 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559835, 1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Marise A. Teixeira to Mortgage Electronic Registration Systems, Inc. dated December 5, 2008, and recorded in Deed Book 49203, Page 749, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverBank, by Assignment , securing a Note in the original principal amount of $180,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 154 of the 7th District, Gwinnett County, Georgia, being Unit 23, Building 6, Block A, Riverdance Residential, a Condominium, being more particularly shown and delineated in that Declaration of Condominium recorded in Deed Book 48294, Page 356, Gwinnett County records, and being further shown on plat recorded in Condominium Plat Book 5, Pages 177-178, Gwinnett County records, said plat and Declaration being incorporated herein by reference thereto.

Said property is known as 2715 Daybreak Court NW, Suwanee, GA 30024, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Marise A. Teixeira, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Marise A. Teixeira, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverBank as Attorney-in-Fact for Marise A. Teixeira

File no. 10-014475

SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941

(770)220-2535/BB

www.swertfeger.net

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559842, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Juan Carlos Tejada to Mortgage Electronic Registration Systems, Inc., dated April 19, 2007, recorded in Deed Book 47901, Page 783, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-EIGHT THOUSAND AND 0/100 DOLLARS ($198,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 46, 5th District, Gwinnett County, Georgia, and shown as Lot 45, Block A, Phase 1, Unit 1, Laurelton Subdivision, in accordance with a plat of said subdivision recorded at Plat Book 111, Page 15-16, Gwinnett County, Georgia records, which plat is incorporated herein by reference for a more complete description of said property. Homeland Title Services File Number: 07-0407

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Juan Carlos Tejada or a tenant or tenants and said property is more commonly known as 75 Laurelton Circle, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Juan Carlos Tejada

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11

Our file no. 52805910-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573150,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Beyene Tekle  to Bank of America, N.A., dated August 31, 2004 and filed for record September 3, 2004 in Deed Book 39711, Page 263, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $213,750.00; last transferred to U.S. Bank, N.A., as Successor in Interest to Wachovia Bank, N.A. as Trustee for Banc of America Funding Corporation, Mortgage Pass-Through Certificates, Series 2004-C by Assignment filed for record in the public deed records in Gwinnett County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in February, 2011, by U.S. Bank, N.A., as Successor in Interest to Wachovia Bank, N.A. as Trustee for Banc of America Funding Corporation, Mortgage Pass-Through Certificates, Series 2004-C as Attorney-in-Fact for Beyene Tekle  the following property to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 15 AND 16, 5TH DISTRICT, GWINNETT COUNTY, GEORGIA RECORDS, AND BEING IN LOT 19, BLOCK A, OF SPRING VALLEY SUBDIVISION, AND BEING RECORDED IN PLAT BOOK 96, PAGE 176 OF THE GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERENCED AND MADE A PART OF THIS DESCRIPTION.

The above described property is also known as 2844 Valley Spring Drive, Lawrenceville, GA 30044.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Beyene Tekle and BIETLHEM BEYENE TECLE.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-800-669-6650.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for U.S. Bank, N.A., as Successor in Interest to Wachovia Bank, N.A. as Trustee for Banc of America Funding Corporation, Mortgage Pass-Through Certificates, Series 2004-C  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

U.S. Bank, N.A., as Successor in Interest to Wachovia Bank, N.A. as Trustee for Banc of America Funding Corporation, Mortgage Pass-Through Certificates, Series 2004-C as Attorney-in-Fact for Beyene Tekle

SHUPING, MORSE & ROSS, LLP

By:  S. Andrew Shuping, Jr.  

  S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100 Riverdale, Georgia  30274-1698 (770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573182,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Sharon Telander and Donald C. Telander to Mortgage Electronic Registration Systems, Inc., dated March 24, 2008, recorded in Deed Book 48745, Page 511, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($160,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of Land Lying and being in Land Lot 49, 5th District of Gwinnett County, Georgia, being Lot 2, Block "C", Quail Crossing Subdivision, Unit I, as per plat recorded in Plat Book 46, pages 253 and 254, Gwinnett County, Georgia records, which plat is hereby referred to and made a part of this description, being improved property known as 531 Cold Brook Court, according to the present system of numbering houses in Gwinnett County, Georgia and being more particularly shown on that certain plat of survey prepared by Georgia Land Surveyeing, Co., Inc., dated August 12, 1992.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sharon Telander and Donald C. Telander or a tenant or tenants and said property is more commonly known as 531 Cold Brook Ct, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc. as Attorney in Fact for Sharon Telander and Donald C. Telander

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/cdh 2/1/11

Our file no. 53287510-FT2

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559876, 1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Beth Camille Terrell to Mortgage Electronic Registration Systems, Inc. dated May 20, 2005, and recorded in Deed Book 42851, Page 269, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for Credit Suisse First Boston ARMT 2005-11, by Assignment , securing a Note in the original principal amount of $182,700.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 205 of the 5th District, Gwinnett County, Georgia, being Lot 21, Block A, Saddle Bend Subdivision, as per plat thereof recorded in Plat Book 77, Page 217, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

Said property is known as 513 Macland Drive, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Beth Camille Terrell, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Beth Camille Terrell and Terrence L. Williams, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association, as Trustee for Credit Suisse First Boston ARMT 2005-11 as Attorney-in-Fact for Beth Camille Terrell, her successor in title being Beth Camille Terrell and Terrence L. Williams

File no. 08-000988

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616212,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Yared Tesfamariam to Mortgage Electronic Registration Systems, Inc., dated November 26, 2007, recorded in Deed Book 48453, Page 869, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FOUR THOUSAND EIGHT HUNDRED TWENTY-FIVE AND 0/100 DOLLARS ($164,825.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 139 of the 6th District, Gwinnett County, Georgia, being Lot 108, Block A, Thorncrest, Unit I, as per plat recorded in PLat Book 120, Pages 264-268, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Yared Tesfamariam or a tenant or tenants and said property is more commonly known as 6182 Thorncrest Drive, Tucker, Georgia 30084.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for Yared Tesfamariam

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net MR/km8 2/1/11

Our file no. 53104510-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15524464,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Chitra B Thapa to Mortgage Electronic Registration Systems, Inc., dated February 9, 2007, recorded in Deed Book 47590, Page 0237, Gwinnett County, Georgia Records, as last transferred to Nationstar Mortgage LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-TWO THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($142,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 293 of the 6th District, Gwinnett County, Georgia, being Lot 2, Block A, Windsor Gate Subdivision, , Unit 1, as per palt recorded in plat Book 63 page 42, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being know as 3340 Northgage lane according to the present system of numbering houses in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NationStar Mortgage LLC, 350 Highland Drive, Lewisville, TX 75067, 888-850-9398x3705. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Chitra B Thapa or a tenant or tenants and said property is more commonly known as 3340 Northgate Lane, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Nationstar Mortgage LLC as Attorney in Fact for Chitra B Thapa

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ks9 2/1/11

Our file no. 53098610-FT17

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573401,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of the power of sale contained in the Deed To Secure Debt from THE ADAMS GROUP BUILDERS, INC. (“Grantor”) to AMERICAN TRUST BANK (“Grantee”) dated April 5, 2007, recorded in Deed Book 47762, Page 783, Gwinnett County Records, modified by the Promissory Note and Deed to Secure Debt Modification Agreement dated April 10, 2008, recorded in Deed Book 48874, Page 209, Gwinnett County Records, the following realty will be auctioned:

All that tract or parcel of land lying and being in Land Lot 284 of the 7th District, Gwinnett County, Georgia and being Lot 163 of The River Club Subdivision, Phase IV, Unit 2, as per plat thereof recorded in Plat Book 110, Pages 32-37 as revised in Plat Book 114, Page 8, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. Said property is known as 919 Crescent River Pass, Suwanee, Georgia 30024.

Said Deed to Secure Debt conveyed title to the subject realty as collateral for a debt originally in the amount of $1,462,500.00, together with all interest from date of execution at the rate provided therein on the unpaid balance until paid. Pursuant to the terms of the Deed to Secure Debt, the realty will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday of February 2011.

The debt secured by the Deed To Secure Debt has been and is hereby declared due because of, among other possible events of default, Grantor has failed to pay the principal and accrued interest when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

To the best knowledge and belief of Grantee, the above-described property is in the possession of Richard & Catherine Adams. It will be sold subject to any outstanding restrictions, protective covenants, ad valorem taxes and assessments.

American Trust Bank As Attorney-in-Fact for The Adams Group Builders, Inc.

E. Dale Dewberry

Bach, Dewberry &

Hipes, LLC

Suite 150, Brookside Two

3655 Brookside Parkway

Alpharetta, GA 30022

(770) 664-4087

950-06616512,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of the power of sale contained in the Deed To Secure Debt from THE ADAMS GROUP BUILDERS, INC. (“Grantor”) to AMERICAN TRUST BANK (“Grantee”) dated August 4, 2005, recorded in Deed Book 44149, Page 156, Gwinnett County Records, modified by the Promissory Note and Deed to Secure Debt Modification Agreement dated August 4, 2006, recorded in Deed Book 47027, Page 526, Gwinnett County Records, modified by the Promissory Note and Deed to Secure Debt Modification Agreement dated August 4, 2007, recorded in Deed Book 48329, Page 761, modified by the Promissory Note and Deed to Secure Debt Modification Agreement dated August 15, 2008, recorded in Deed Book 49093, Page 211, modified by the Promissory Note and Deed to Secure Debt Modification Agreement dated November 15, 2008, recorded in Deed Book 49221, Page 450 Gwinnett County Records, the following realty will be auctioned:

All that tract or parcel of land lying and being in Land Lot 284 of the 7th District, Gwinnett County, Georgia and being Lot 226 of The River Club Subdivision, Block M, Phase 4, Unit 2, as per plat thereof recorded in Plat Book 110, Pages 32-37, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.

Said Deed to Secure Debt conveyed title to the subject realty as collateral for a debt originally in the amount of $405,000.00, together with all interest from date of execution at the rate provided therein on the unpaid balance until paid. Pursuant to the terms of the Deed to Secure Debt, the realty will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday of February 2011.

The debt secured by the Deed To Secure Debt has been and is hereby declared due because of, among other possible events of default, Grantor has failed to pay the principal and accrued interest when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

To the best knowledge and belief of Grantee, the above-described property is in the possession of the debtor. It will be sold subject to any outstanding restrictions, protective covenants, ad valorem taxes and assessments.

American Trust Bank As Attorney-in-Fact for The Adams Group Builders, Inc.

E. Dale Dewberry

Bach, Dewberry &

Hipes, LLC

Suite 150, Brookside Two

3655 Brookside Parkway

Alpharetta, GA 30022

(770) 664-4087

950-06616513,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of the power of sale contained in the Deed To Secure Debt from THE ADAMS GROUP BUILDERS, INC. (“Grantor”) to AMERICAN TRUST BANK (“Grantee”) dated December 21, 2006, recorded in Deed Book 47407, Page 689, Gwinnett County Records, modified by the Promissory Note and Deed to Secure Debt Modification Agreement dated December 15, 2007, recorded in Deed Book 48580, Page 727, Gwinnett County Records, modified by the Promissory Note and Deed to Secure Debt Modification Agreement dated December 15, 2008, recorded in Deed Book 49243, Page 53, the following realty will be auctioned:

All that tract or parcel of land lying and being in Land Lot 284 of the 7th District, Gwinnett County, Georgia and being Lot 262 of The River Club Subdivision, aka The Glass Tract Subdivision, Unit I, Phase 4, as per plat thereof recorded in Plat Book 116, Pages 150-154, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.

Said Deed to Secure Debt conveyed title to the subject realty as collateral for a debt originally in the amount of $665,000.00, together with all interest from date of execution at the rate provided therein on the unpaid balance until paid. Pursuant to the terms of the Deed to Secure Debt, the realty will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday of February 2011.

The debt secured by the Deed To Secure Debt has been and is hereby declared due because of, among other possible events of default, Grantor has failed to pay the principal and accrued interest when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

To the best knowledge and belief of Grantee, the above-described property is in the possession of the debtor. It will be sold subject to any outstanding restrictions, protective covenants, ad valorem taxes and assessments.

American Trust Bank As Attorney-in-Fact for The Adams Group Builders, Inc.

E. Dale Dewberry

Bach, Dewberry &

Hipes, LLC

Suite 150, Brookside Two

3655 Brookside Parkway

Alpharetta, GA 30022

(770) 664-4087

950-06616514,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Peter Thevenin and Geunevieve Thevenin to Mortgage Electronic Registration Systems, Inc., dated March 19, 2007, recorded in Deed Book 47839, Page 00796, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 50300, Page 700, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND NINE HUNDRED NINETY-FOUR AND 0/100 DOLLARS ($161,994.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 322 of the 7th District, Gwinnett County, Georgia, being Lot 134, Block B, Unit One of Princeton Oaks Subdivision, as per plat thereof recorded in Plat Book 50, Page 181, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Peter Thevenin and Geunevieve Thevenin or a tenant or tenants and said property is more commonly known as 5615 Princeton Oaks Drive, Sugar Hill, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Peter Thevenin and Geunevieve Thevenin

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sdw2 2/1/11

Our file no. 548110-FT11

THIS LAW FIRM IS ACTING AS A DBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616644,1/6,13,20,27