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Foreclosures

NOTICE OF

Part 11

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated July 17, 2007, executed by SABRINA C. JONES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 48109, Page 617, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $236,000.00, said Security Deed and Note last having been assigned to OCWEN LOAN SERVICING, LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in February, 2011, to-wit: February 1, 2011, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land lying and being in Land Lot 44, of the 6th District of Gwinnett County, Georgia, being Lot 87, Block C, Unit II, Cherokee Woods, East Subdivision, as per plat thereof recorded in Plat Book 24, Page 132, Gwinnett County, Georgia records, which plat is by reference incorporated herein and made a part hereof, and being improved property located at and known as 4911 Signal Court, according to the present system of numbering houses in Gwinnett Court, Georgia.

The aforedescribed real property is also known as 4911 Signal Court, Lilburn, Georgia 30047 according to the present system of numbering houses in Gwinnett County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of Sabrina C. Jones and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

OCWEN LOAN SERVICING, LLC as Attorney-in-Fact for SABRINA C. JONES

David W. Adams, Esquire

Ellis, Painter, Ratterree

& Adams LLP

2 East Bryan Street,

Suite 1001

Savannah, Georgia 31401

(912) 233-9700

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.

950-06616491,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Willie Jones aka Willie C. Jones to Matrix Financial Services Corporation dated January 25, 2002 in the amount of $201,198.00, and recorded in Deed Book 26313, Page 43, Gwinnett County, Georgia Records; as last transferred to Matrix Financial Services Corp. by assignment; the undersigned, Matrix Financial Services Corp. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 89 of the 7th District, Gwinnett County, Georgia, and being Lot 12, Block A, Sweet Briar Plantation, as per plat recorded in Plat Book 70, Page 217 of Gwinnett County, Georgia Records. Said plat is incorporated herein and made a part hereof.

which has the property address of 380 Sweet Ivy Lane, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Willie Jones aka Willie C. Jones and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Matrix Financial Services Corp. Attorney in Fact for Willie Jones aka Willie C. Jones

Anthony DeMarlo, Attorney/jnunn

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 09-22074 /VA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559312, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of the power of sale contained in a Security Deed from Yasma Jones to Coastal Lending Corporation dated July 28, 2003 recorded in Deed Book 35214, Page 3, Gwinnett County Records, and last assigned to Chase Home Finance LLC s/b/m Chase Manhattan Mortgage Corporation , conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND AND 00/100 ($129000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday, February 1, 2011 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 290, 7th District, Gwinnett County, Georgia and being Lot 15, Block B, Bent Creek Subdivision, Phase II, as per Plat Book 48, page 271, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Yasma Jones and Alexander Gonzalez or, a tenant or tenants, and said property was or is commonly known as 5089 Shelly Lane, Sugar Hill, GA 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC s/b/m Chase Manhattan Mortgage Corporation As Attorney in Fact for Yasma Jones

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 10-10697

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612368,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Robert P Jordan and Diane Z Jordan to Mortgage Electronic Registration Systems, Inc., dated April 30, 2003, recorded in Deed Book 33331, Page 270, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 29 of the 7th Land District of Gwinnett County, Georgia, being Lot 95, Block A, of Old Peachtree Station, Unit VI, as per plat recorded in Plat Book 80, Page 29, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robert P Jordan and Diane Z Jordan or a tenant or tenants and said property is more commonly known as 972 Nickel Plate Run, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Robert P Jordan and Diane Z Jordan

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wcj 2/1/11

Our file no. 53258610-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573034,1/6,13,20,27

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Walton Chester Jordan to Mortgage Electronic Registration Systems, Inc. as nominee for Guaranteed Rate, Inc. dated 6/9/2008 and recorded in Deed Book 48928 Page 3, Gwinnett County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 117,841.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2011 (February 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 171 of the 5th District, Gwinnett County, Georgia, being Lot 9, Block A, Unit One, New Hope Estates Subdivision, as per plat recorded in Plat Book Y, Page 221, Gwinnett County, Georgia records, to which plat reference is made for a more detailed description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 958 Hilltop Court, Lawrenceville, Georgia 30045 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Walton Chester Jordan or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Walton Chester Jordan

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-4400

950-12533174,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Karen L. Jordan-Allen and Somsak Pathoumthong to United Service Financial Corporation dated August 2, 1999 in the amount of $145,250.00, and recorded in Deed Book 18955, Page 28, Gwinnett County, Georgia Records; as last transferred to Chase Home Finance, LLC by assignment; the undersigned, Chase Home Finance, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being Duncan's GMD 1749, also being in Land Lot 1 of the 3rd District of Gwinnett County, Georgia, being Lot 49, Block B, Windsong Park Subdivision, Unit Seven, as per plat recorded in Plat Book 75, Page 146, Gwinnett County, Georgia Records, which plat is incorporated herein and by this reference made a part hereof.

which has the property address of 3379 Brooksong Way, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Karen L. Jordan-Allen and Somsak Pathoumthong and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Chase Home Finance, LLC Attorney in Fact for Karen L. Jordan-Allen and Somsak Pathoumthong

Anthony DeMarlo, Attorney/smitchell

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-19194 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559565, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Mathew Jose and Jincy Jose to Mortgage Electronic Registration Systems, Inc., dated January 26, 2006, recorded in Deed Book 46109, Page 0739, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 49950, Page 612, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND AND 0/100 DOLLARS ($112,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 33 of the 7th District of Gwinnett County, Georgia, being Lot 2, Block A of McKendree Farms, Unit One, according to the plat thereof recorded in Plat Book 26, Page 232, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference for a more detailed description APN# R7033-039

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mathew Jose and Jincy Jose or a tenant or tenants and said property is more commonly known as 1046 Brown Duck Trl, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Mathew Jose and Jincy Jose

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cls1 2/1/11

Our file no. 5224810-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573032,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Tracy S. Joseph and Kristina L. Joseph to Mortgage Electronic Registration Systems, Inc., dated December 17, 2003, recorded in Deed Book 36413, Page 230, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 49184, Page 291, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED THOUSAND AND 0/100 DOLLARS ($400,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 107 of the 5th District, Gwinnett County, Georgia, being Lot 86, Block C, Knollwood Lakes Subdivision, Unit Two, according to plat of survey recorded in Plat Book 89, Page 185, Gwinnett County, Georgia Records, which plat and the record thereof are incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tracy S. Joseph and Kristina L. Joseph or a tenant or tenants and said property is more commonly known as 1120 Dayspring Court, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Tracy S. Joseph and Kristina L. Joseph

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wlg 2/1/11

Our file no. 588107-FT4

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573502,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Guyvenson Cineus and Sofia Joseph-Cineus to Mortgage Electronic Registration Systems, Inc., dated March 17, 2008, recorded in Deed Book 48738, Page 0058, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 50124, Page 688, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-NINE THOUSAND FIVE HUNDRED FORTY AND 0/100 DOLLARS ($239,540.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 25 of the 7th District, Gwinnett County, Georgia, being Lot 95, Block A, Fountain Lakes Subdivision, according to plat of survey recorded in Plat Book 94, Page 153, Gwinnett County, Georgia records, which plat and the record thereof are incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Guyvenson Cineus and Sofia Joseph-Cineus or a tenant or tenants and said property is more commonly known as 1117 Fountain Lakes Court, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Guyvenson Cineus and Sofia Joseph-Cineus

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/dna 2/1/11

Our file no. 51722610-FT11

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616637,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Desaray H Joshua and Clifton A Joshua to HomeBanc Mortgage Corporation, dated January 11, 2006, recorded in Deed Book 46049, Page 95, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FOUR THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($174,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 46 of the 7th District, Gwinnett County, Georgia, and being Lot 56, Block B, Pinehurst at River Colony, as per plat recorded in Plat Book 50, Page 8, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Desaray H Joshua or a tenant or tenants and said property is more commonly known as 1090 San Marcos Cove, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC as Attorney in Fact for Desaray H Joshua and Clifton A Joshua

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/cs3 2/1/11

Our file no. 11030910-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573422,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Gary Joyner and Cynthia Joyner to Bank of Ameirca, N.A., dated November 20, 2007, recorded in Deed Book 48473, Page 39, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($99,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 231 of the 6th District of Gwinnett County, Georgia, being shown and depicted as Unit 94, Block A, Building 27 on plat entitled "Pinnacle Pointe Unit One", recorded in Plat Book 78, Pages 134 through 136, Gwinnett County, Georgia records; which plat is incorporated herein by reference and made a part hereof. Conditions, and restrictions for Pinnacle Pointe Homeowners Association, dated November, 1997, filed for record on November 14, 1997 at 1:35 P.M. And recorded in Deed Book 15035, Page 232, Gwinnett County, Georgia records; as amended in Deed Book 15510, Page 120, aforesaid records; and as further amended from time to time.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gary Joyner and Cynthia Joyner or a tenant or tenants and said property is more commonly known as 5222 Pinnacle Point Court, Norcross, Georgia 30071.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of Ameirca, N.A. as Attorney in Fact for Gary Joyner and Cynthia Joyner

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wcj 2/1/11

Our file no. 52574310-FT10

UNDER POWER GEORGIA, GWINNETT COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573078,1/6,13,20,27

JSA, INC.

NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained in that certain Construction Deed to Secure Debt and Security Agreement by JSA, Inc. to Integrity Bank, dated September 26, 2006, filed September 27, 2006 and recorded in Deed Book 47059, Page 262, Gwinnett County, Georgia records, as assigned by the Federal Deposit Insurance Corporation, as receiver for Integrity Bank, to Multibank 2009-1 RES-ADC Venture, LLC ("Multibank") pursuant to that certain Assignment of Real Estate Deed to Secure Debt, executed as of March 1, 2010 and made effective as of February 9, 2010, filed March 30, 2010 and recorded in Deed Book 50001, Page 353, Gwinnett County, Georgia records, as further assigned by Multibank to RES-GA JWC, LLC pursuant to that certain Assignment of Real Estate Deed to Secure Debt, dated October 13, 2010, filed October 20, 2010 and recorded in Deed Book 50338, Page 81, Gwinnett County, Georgia records (collectively, the "Security Deed"); there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in February, 2011, by RES-GA JWC, LLC, as Attorney-in-Fact for JSA, Inc., the following property to-wit:

ALL THAT TRACT or parcel of land lying and being in Land Lot 31 of the 7th Land District of Gwinnett County, Georgia, being Building 1165, Units B, C and D, Lawrenceville Suwanee Professional Center, a Condominium, Phase I, as shown on that certain Plat of Survey for Lawrenceville Suwanee Professional Center, Condominium Phase I, prepared by Frontline Surveying and Mapping, Inc., dated June 19, 2001, certified by Thomas Edward Peay, Jr., Georgia Registered Land Surveyor No. 2402, and recorded in Condominium Plat Book CD 2, Page 156, in the Clerk of the Superior Court Records of Gwinnett County, Georgia; said floor plans for Building 1165, Units B, C and D, are shown on those certain floor plans for Lawrenceville Suwanee Professional Center, Condominium Phase I, dated May 24, 2000, prepared by The Southern Group, and certified by Francis J. P. Allegret, Georgia Registered Architect Certificate No. 1912, said plans being recorded as Condominium Floor Plans No. 2287 through 2296, in the Clerk of Superior Court of Gwinnett County, Georgia Records; together with all the rights, title and interest of Grantor in the aforesaid Building 1165, Units B, C and D, and easements, rights-of-way, strips, gores, ways, alleys, passages, sewer rights, waters, water courses, water rights, and all estates, rights, title, interests, privileges, liberties, tenaments, hereditaments and appurtenances, limited common elements, and appurtenances thereto as set forth in the Declaration of Condominium for Lawrenceville Suwanee Professional Center, a Condominium, recorded in Deed Book 23640, Page 165, in the Clerk of Superior Court of Gwinnett County, Georgia Records, including such undivided interest in the common elements as set forth in said Declaration.

The indebtedness secured by said Security Deed having been declared due and payable because of, among other possible events of default, failure to pay the indebtedness secured thereby as and when due, this sale will be made for the purpose of paying the same and all expenses of sale, including attorneys' fees (notice of intention to collect attorneys' fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best of the undersigned’s knowledge and belief, possession of the subject property is held by JSA, Inc.

RES-GA JWC, LLC As Attorney-in-Fact for JSA, Inc.

Nelson Mullins Riley &

Scarborough, L.L.P.

By: Gregory M. Taube

201 17th Street, N.W.,

Suite 1700

Atlanta, Georgia 30363

(404) 322-6000

950-06616550,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Rafael Juarez to Chase Manhattan Mortgage Corporation, dated August 14, 2003, recorded in Deed Book 35201, Page 28, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($151,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 82 of the 5th District of Gwinnett County, Georgia, being Lot 20, Block B, Alexander Pointe Subdivision, Unit Three, as shown on plat of subject property recorded at Plat Book 38, Page 97, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. Being improved property known as 980 Appian Way, according to the present system of numbering houses in Gwinnett County, Georgia, being the same property conveyed to grantor at Deed Book 5703, Page 51, Gwinnett County, Georgia Records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Rafael Juarez or a tenant or tenants and said property is more commonly known as 980 Appian Way, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC. sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Rafael Juarez

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs3 2/1/11

Our file no. 52762410-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573478,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Todd W Judy to Mortgage Electronic Registration Systems, Inc. as nominee for Opteum Financial Services, LLC, dated March 5, 2007, recorded in Deed Book 47665, Page 654, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance, LLC. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-ONE THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($221,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 306, 5th District, Gwinnett County, Georgia, being Lot 179, Block C, Fairmont on the Park, Unit 6B, as per plat recorded in Plat Book 111, Pages 101-103, Gwinnett County Records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Todd W Judy or a tenant or tenants and said property is more commonly known as 2562 Carleton Gold Road, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC. as Attorney in Fact for Todd W Judy

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/psm 2/1/11

Our file no. 11079810-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573537,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Efrain Juliao and Martha Juliao to New Century Mortgage Corporation, dated December 3, 2004, recorded in Deed Book 41001, Page 232, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($132,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 321 of the 7th District, Gwinnett County, Georgia, being Lot 54, Block A, Stephens Mill, Unit 3, as per plat recorded in Plat Book 86, Page 259, Gwinnett County, Georgia Records, said plat being incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Carrington Mortgage Services can be contacted at 888-477-0193x2 or by writing to 1610 E. St. Andrew Pl #B150, Santa Ana, CA 92705, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Efrain Juliao and Martha Juliao or a tenant or tenants and said property is more commonly known as 5710 Stephens Mill Drive, Sugar Hill, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-1 as Attorney in Fact for Efrain Juliao and Martha Juliao

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/pxs 2/1/11

Our file no. 11072710-FT17

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573534,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Lue Ann Junious to HomeBanc Mortgage Corporation dated August 31, 2004, and recorded in Deed Book 39830, Page 50, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for certificate holders of Bear Stearns Asset Backed Securities I LLC, Asset Backed Certificates, Series 2004-AC7, by AssignmentÝ, securing a Note in the original principal amount of $171,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 192, 6th District, Gwinnett County, Georgia, being Lot 17, Block B of Cornerstone, as per plat recorded in Plat Book 57, Page 262, Gwinnett County Records, which plat is hereby referred to and made a part of this description, as more particularly shown on that certain plat of survey prepared by Griffin Land Surveying, Inc., dated September 27, 1993.

Said property is known as 6735 Cornerstone Court, Tucker, GA 30084, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Lue Ann Junious, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Lue Ann Junious and Adjoa T. Affum, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association, as Trustee for certificate holders of Bear Stearns Asset Backed Securities I LLC, Asset Backed Certificates, Series 2004-AC7 as Attorney-in-Fact for Lue Ann Junious her successors in title being Lue Ann Junious and Adjoa T. Affum

File no. 08-003247

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616361,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Yves C. N Juste to Wells Fargo Bank, NA, dated May 31, 2007, recorded in Deed Book 47950, Page 900, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FOURTEEN THOUSAND FORTY-ONE AND 0/100 DOLLARS ($214,041.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 322 of the 7th District, of Gwinnett County, Georgia, and being Lot 32, Block A of Sycamore Ridge, as per plat recorded in Plat Book 109, Page 32-33 of Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Yves C. N Juste or a tenant or tenants and said property is more commonly known as 1059 Arbor Grove Way, Sugar Hill, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Yves C. N Juste

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/ms0 2/1/11

Our file no. 51265908-FT5

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559848, 1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from David Justice to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $112,500.00 dated 10/13/2008, and recorded in Deed Book 49129, page 756, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for David Justice the following described property:

All that tract or parcel of land lying and being in Land Lot 320 of the 7th District, Gwinnett County, Georgia, being Lot 430, Block A, Arbor Clos Subdivision, Unit IV, as per plat recorded in Plat Book 74, page 100, Gwinnett County, Georgia records, which recorded plat is incorporated herein and made a part hereof by reference.

Property known as: 530 Silverberry Lane, Buford, GA 30518

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is David Justice.

CitiMortgage, Inc., as Attorney-in-fact for David Justice.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-06270

950-03573323,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Kielawo Z. Karbia and Archie G. Karbia to Bank of America, N.A., dated September 23, 2005 and filed for record October 3, 2005 in Deed Book 44686, Page 200, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $148,000.00;  last transferred to US Bank, N.A., as Trustee for the CertificateHolders of Banc of America Funding Corporation Mortgage Pass-Through Certificates, Series 2006-A by Assignment filed for recording in Gwinnett County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in February, 2011, by US Bank, N.A., as Trustee for the CertificateHolders of Banc of America Funding Corporation Mortgage Pass-Through Certificates, Series 2006-A as Attorney-in-Fact for Kielawo Z. Karbia and Archie G. Karbia the following property to-wit:

ALL THAT TRACT or parcel of land lying and being in Land Lot 337, 4th District, Gwinnett County, Georgia, being Lot 10, Block D, Medlock Park Subdivision, Unit Three, as per plat recorded at Plat Book 92, Pages 157-159, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part hereof.

The above described property is also known as 4160 Medlock Park Drive, Snellville, GA 30039.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Kielawo Z. Karbia and Archie G. Karbia.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-800-669-6650.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for US Bank, N.A., as Trustee for the CertificateHolders of Banc of America Funding Corporation Mortgage Pass-Through Certificates, Series 2006-A  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

US Bank, N.A., as Trustee for the CertificateHolders of Banc of America Funding Corporation Mortgage Pass-Through Certificates, Series 2006-A as Attorney-in-Fact for Kielawo Z. Karbia and Archie G. Karbia

SHUPING, MORSE & ROSS,

LLP

By: S. Andrew Shuping, Jr.

S. Andrew Shuping, Jr.

6259 Riverdale Road,

Suite 100

Riverdale, Georgia

30274-1698

(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616373,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Kielawo Z. Karbia and Archie G. Karbia to Bank of America, N.A., dated September 23, 2005 and filed for record October 3, 2005 in Deed Book 44686, Page 200, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $148,000.00;  last transferred to US Bank, N.A., as Trustee for the CertificateHolders of Banc of America Funding Corporation Mortgage Pass-Through Certificates, Series 2006-A by Assignment filed for recording in Gwinnett County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in February, 2011, by US Bank, N.A., as Trustee for the CertificateHolders of Banc of America Funding Corporation Mortgage Pass-Through Certificates, Series 2006-A as Attorney-in-Fact for Kielawo Z. Karbia and Archie G. Karbia the following property to-wit:

ALL THAT TRACT or parcel of land lying and being in Land Lot 337, 4th District, Gwinnett County, Georgia, being Lot 10, Block D, Medlock Park Subdivision, Unit Three, as per plat recorded at Plat Book 92, Pages 157-159, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part hereof.

The above described property is also known as 4160 Medlock Park Drive, Snellville, GA 30039.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Kielawo Z. Karbia and Archie G. Karbia.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-800-669-6650.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for US Bank, N.A., as Trustee for the CertificateHolders of Banc of America Funding Corporation Mortgage Pass-Through Certificates, Series 2006-A  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

US Bank, N.A., as Trustee for the CertificateHolders of Banc of America Funding Corporation Mortgage Pass-Through Certificates, Series 2006-A as Attorney-in-Fact for Kielawo Z. Karbia and Archie G. Karbia

SHUPING, MORSE & ROSS, LLP

By:  S. Andrew Shuping, Jr.  

S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100 Riverdale, Georgia  30274-1698 (770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559458, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Alemgez A. Kelemework and Assefa W Makonnen to Mortgage Electronic Registration Systems, Inc. as nominee ofr Principal Residential Mortgage, Inc., its successors and assigns dated April 25, 2001 in the amount of $133,428.00, and recorded in Deed Book 23122, Page 0221, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 83 of the 6th District, Gwinnett County, Georgia and being Lot 4, Block B, Mcdaniel's Bluff, as recorded in Plat Book 21, Page 181, Gwinnett County, Georgia Records, said plat is incorporated herein and made a part hereof by reference.

which has the property address of 1476 Thornhill Ct, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Alemgez A. Kelemework and Assefa W Makonnen and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Alemgez A. Kelemework and Assefa W Makonnen

Anthony DeMarlo,

Attorney/llawson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-25220 /FHA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616331,12/30,1/6,

13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Susan Gooding Kelly to Mortgage Electronic Registration Systems, Inc., dated January 12, 2007, recorded in Deed Book 47491, Page 861, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND AND 0/100 DOLLARS ($120,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 175 of the 6th District, Gwinnett County, Georgia, being Lot 4, Block "A" Unit 3 of Arcadia Forest Subdivision, as per plat thereof recorded in Plat Book K, Page 280, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Susan Gooding Kelly or a tenant or tenants and said property is more commonly known as 4395 Arcadia Drive, Norcross, Georgia 30093.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Susan Gooding Kelly

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/km8 2/1/11

Our file no. 53437610-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559733, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jeffrey B Kemper and Lisa A Kemper to Mortgage Electronic Registration Systems, Inc., dated January 2, 2003, recorded in Deed Book 30636, Page 214, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($207,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 56 of the 7th District, Gwinnett County, Georgia, being Lot 48, Block C, Unit One of Turtle Creek Lake Subdivision all as more particularly shown and delineated on a final plat of subdivision prepared by Development Consultants Group dated June 29, 1999, and recorded in Plat Book 82, Pages 84 and 85, at Page 85, Gwinnett County, plat records, said plat being incorporated herein by reference thereto for a more particular and complete description of said lot. Said lot is known as 2017 Turtlebrook Way according to the present system of numbering in effect in Gwinnett County Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jeffrey B Kemper and Lisa A Kemper or a tenant or tenants and said property is more commonly known as 2017 Turtlebrook Way, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Jeffrey B Kemper and Lisa A Kemper

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/km8 2/1/11

Our file no. 53376610-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559636, 1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

WHEREAS, Kenbar Atlanta, LLC, a Delaware limited liability company (hereinafter called “Borrower”), did execute and deliver to Mortgage Electronic Registration Systems, Inc., a Delaware corporation (hereinafter called “MERS”), solely as nominee, in an administrative capacity, for Merrill Lynch Mortgage Lending, Inc., a Delaware corporation (hereinafter called “Original Lender”), that certain Deed to Secure Debt, Assignment of Leases and Rents and Security Agreement (the “Security Deed”), made as of February 27, 2007, filed and recorded February 28, 2007 in Deed Book 476161, Page 621, in the Records of the Clerk of the Superior Court of Gwinnett County, Georgia (the “Gwinnett County Records”), as such Security Deed was granted, bargained, sold, conveyed, assigned, transferred and set over by MERS to U.S. Bank National Association, as Trustee for the Registered Holders of ML-CFC Commercial Mortgage Trust 2007-7, Commercial Mortgage Pass-Through Certificates, Series 2007-7 (hereinafter called “Holder”), pursuant to that certain Assignment of Deed to Secure Debt, Assignment of Leases and Rents and Security Agreement, executed October 8, 2010, filed and recorded October 12, 2010 in Deed Book 50323, Page 144, Gwinnett County Records (said Security Deed, as so assigned, being hereinafter called the “Security Instrument”); and

WHEREAS, under and pursuant to the Security Instrument, Borrower does thereby irrevocably grant, bargain, sell, pledge, assign, warrant, transfer and convey a security interest to Holder and its successors and assigns, the following properties, rights, interests and estates then owned, or thereafter acquired by Borrower (collectively, the “Property”):

(a) Land. Each of the real properties described as Tract 1 and Tract 2 as follows (collectively, the “Land”):

TRACT 1:

Colony Center - Lot 1, Block A

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lots 250 and 277 of the 6th Land District, Gwinnett County, Georgia, and being more particularly described as follows:

To find the TRUE POINT OF BEGINNING, COMMENCE at an iron pin set at the intersection of the southeasterly right-of-way line of Peachtree Industrial Boulevard (having a 300-foot right-of-way) and the southwesterly right-of-way line of Gateway Drive (having at this point a 70-foot right-of-way); running thence along the arc of a curve to the left along the southwestern right-of-way line of Gateway Drive an arc distance of 188.56 feet to a point (said curve having a radius of 151.39 feet and subtended by a chord bearing south 65 degrees 21 minutes 55 seconds east a distance of 176.61 feet); running thence along the arc of a curve to the right along the southwestern right-of-way of Gateway Drive an arc distance of 144.27 feet to a point (said curve having a radius of 190.00 feet and subtended by a chord bearing south 79 degrees 17 minutes 42 seconds east a distance of 140.83 feet); running thence south 57 degrees 32 minutes 34 seconds east along the southwestern right-of-way line of Gateway Drive a distance of 730.59 feet to a nail & cap set and the TRUE POINT OF BEGINNING; running thence south 57 degrees 32 minutes 34 seconds east along the southwestern right-of-way line of Gateway Drive a distance of 152.31 feet to a point; running thence along the arc of a curve to the right along the southwestern right-of-way line of Gateway Drive an arc distance of 94.37 feet to a point (said curve having a radius of 190.00 feet and subtended by a chord bearing south 43 degrees 18 minutes 50 seconds east a distance of 93.40 feet) (having at this point a 60-foot right-of-way); running thence south 29 degrees 05 minutes 06 seconds east along the southwestern right-of-way line of Gateway Drive a distance of 52.12 feet to a point; running thence along the arc of a curve to the right along the southwestern and then western and then northwestern right-of-way line of Gateway Drive an arc distance of 214.77 feet to a point (said curve having a radius of 148.00 feet and subtended by a chord bearing south 12 degrees 29 minutes 15 seconds west a distance of 196.42 feet); running thence south 54 degrees 03 minutes 36 seconds west along the northwestern right-of-way line of Gateway Drive a distance of 264.15 feet to an iron pin set; running thence north 35 degrees 46 minutes 47 seconds west a distance of 345.16 feet to an iron pin found on the land lot line common to Land Lots 250 and 277; running thence along said land lot line south 60 degrees 06 minutes 52 seconds west a distance of 30.86 feet to an iron pin found; running thence north 28 degrees 55 minutes 08 seconds west a distance of 73.00 feet to an iron pin found; running thence north 54 degrees 45 minutes 51 seconds east a distance of 370.08 feet to a nail & cap set and the TRUE POINT OF BEGINNING;

Said tract being that tract of land shown as “Lot 1, Block A,” containing 3.783 acres, more or less, on that certain Subdivision Plat for Colony Center, dated October 15, 1981, prepared by J.S. Ross & Associates, certified by James S. Ross, GRLS No. 1556, as more particularly depicted on a plat recorded in Plat Book 16, page 279, Gwinnett County, Georgia records;

TOGETHER WITH those easement rights arising under that certain Easement Agreement by and between Charles S. Ackerman, Adair Mortgage Company, a Florida corporation and Lake Colony, Ltd., a Georgia limited partnership, dated August 5, 1976, filed for record August 18, 1976 at 3:31 p.m., recorded in Deed Book 1158, page 258, Gwinnett County records; as modified by that certain Easement Modification by and between Peachtree Industrial Ltd., a Georgia limited partnership, Amwiller-Gwinnett Joint Venture, composed of The Prudential Insurance Company of America, a New Jersey corporation, and K.S. Inc., a Georgia corporation, Adair Mortgage Company, a Florida corporation and Lake Colony Ltd., a Georgia limited partnership, dated August 30, 1978, filed for record September 8, 1978 at 1:48 p.m., recorded in Deed Book 1546, Page 28, Gwinnett County, Georgia records;

TRACT 2:

All that tract or parcel of land lying and being in Land Lot 256 of the 6th District of Gwinnett County, Georgia, and being more particularly described as follows:

Beginning at a right-of-way monument found at the southwestern end of the miter line connecting the northwestern right-of-way line of Buford Highway (US 23) 100’ R/W with the southwestern right-of-way line of Norcross Industrial Court 60’ R/W; running thence south 48 degrees 16 minutes west a distance of 379.87 feet, to a point; thence north 28 degrees 28 minutes west a distance of 685.7 feet to a point; thence north 63 degrees 08 minutes east a distance of 393.81 feet to a point on the southwesterly right of way line of Norcross Industrial Court; running thence south 29 degrees 05 minutes 32 seconds east, along said right of way line of Norcross Industrial Court, a distance of 544.76 feet to a point; thence south 6 degrees 26 minutes 41 seconds west a distance of 52.20 feet to a point said point being the true point of beginning, said tract containing 5.76 acres.

Together with those easement rights arising under that certain easement agreement by and between William A. Rooker, also known as William A. Rooker, Sr., First United Corporation and Formost-McKesson Property Company, a division of Formost-McKesson, Inc., a Maryland corporation, dated December 4, 1978, filed for record December 6, 1978 at 10:18 a.m. recorded in Deed Book 1601, Page 161, records of Gwinnett County, Georgia, as amended by that certain amendment to easement, by and between William A. Rooker, also known as William A. Rooker, Sr.. First United Corporation and Morton Rude and Jeanette Rude, as tenants in common dated September 7, 1981, filed for record September 27, 1981 at 1:01 a.m. recorded in Deed Book 2257, Page 206, Gwinnett County, Georgia Records;

(b) Additional Land. All additional lands, estates and development rights thereafter acquired by Borrower for use in connection with the Land and the development of the Land and all additional lands and estates therein which may, from time to time, by security deed or otherwise be expressly made subject to the lien of the Security Instrument;

(c) Improvements. The buildings, structures, fixtures, additions, enlargements, extensions, modifications, repairs, replacements and improvements then or thereafter erected or located on the Land (collectively, the “Improvements”);

(d) Easements. All easements, rights-of-way or use, rights, strips and gores of land, streets, ways, alleys, passages, sewer rights, water, water courses, water rights and powers, air rights and development rights, and all estates, rights, titles, interests, privileges, liberties, servitudes, tenements, hereditaments and appurtenances of any nature whatsoever, in any way then or thereafter belonging, relating or pertaining to the Land and the Improvements and the reversions and remainders, and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Land, to the center line thereof and all the estates, rights, titles, interests, rights of dower, rights of curtesy, property, possession, claim and demand whatsoever, both at law and in equity, of Borrower of, in and to the Land and the Improvements and every part and parcel thereof, with the appurtenances thereto;

(e) Fixtures and Personal Property. All machinery, equipment, fixtures (including, but not limited to, all heating, air conditioning, plumbing, lighting, communications and elevator fixtures), furniture and other property of every kind and nature whatsoever owned by Borrower, or in which Borrower then had or shall thereafter have an interest, then or thereafter located upon the Land and the Improvements, or appurtenant thereto, and usable in connection with the present or future operation and occupancy of the Land and the Improvements and all building equipment, materials and supplies of any nature whatsoever owned by Borrower, or in which Borrower then had or shall thereafter have an interest, then or thereafter located upon the Land and the Improvements, or appurtenant thereto, or usable in connection with the present or future operation and occupancy of the Land and the Improvements (collectively, the “Personal Property”), and the right, title and interest of Borrower in and to any of the Personal Property which may be subject to any security interests, as defined in the Uniform Commercial Code, as adopted and enacted by the state or states where any Property is located (the “Uniform Commercial Code”), and all proceeds and products of the above;

(f) Leases and Rents. All leases, subleases, lettings, licenses, concessions or other agreements (whether written or oral) pursuant to which any Person (as defined in that certain Loan Agreement (as the same may have been or may be amended, restated, replaced, supplemented or otherwise modified from time to time, the “Loan Agreement”), between Borrower and Original Lender, dated as of February 27, 2007, as assigned to Holder), is granted a possessory interest in, or right to use or occupy all or any portion of the Land and the Improvements, and every modification, amendment or other agreement relating to such leases, subleases, or other agreements entered into in connection with such leases, subleases, or other agreements and every guarantee of the performance and observance of the covenants, conditions and agreements to be performed and observed by the other party thereto, theretofore or thereafter entered into, whether before or after the filing by or against Borrower of any petition for relief under any Creditors Rights Laws (as defined in the Loan Agreement) (collectively, the “Leases”) and all right, title and interest of Borrower, its successors and assigns therein and thereunder, including, without limitation, cash or securities deposited thereunder to secure the performance by the lessees of their obligations thereunder and all rents, additional rents, revenues, issues and profits (including all oil and gas or other mineral royalties and bonuses) from the Land and the Improvements whether paid or accruing before or after the filing by or against Borrower of any petition for relief under any Creditors Rights Laws (collectively, the “Rents”) and all proceeds from the sale or other disposition of the Leases and the right to receive and apply the Rents to the payment or the Debt (as defined in the Loan Agreement);

(g) Insurance Proceeds. All Insurance Proceeds (as defined in the Loan Agreement) in respect of the Property under any Policies (as defined in the Loan Agreement) covering the Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Property;

(h) Condemnation Awards. All Awards (as defined in the Loan Agreement), including interest thereon, which may theretofore and thereafter be made with respect to the Property by reason of Condemnation (as defined in the Loan agreement), whether from the exercise of the right of eminent domain (including, but not limited to, any transfer made in lieu of or in anticipation of the exercise of the right), or for a change of grade, or for any other injury to or decrease in the value of the Property;

(i) Tax Certiorari. All refunds, rebates or credits in connection with a reduction in real estate taxes and assessments charged against the Property as a result of tax certiorari or any applications or proceedings for reduction;

(j) Rights. The right, in the name and on behalf of Borrower, to appear in and defend any action or proceeding brought with respect to the Property and to commence any action or proceeding to protect the interest of Holder in the Property;

(k) Agreements. All agreements, contracts, certificates, instruments, franchises, permits, licenses, plans, specifications and other documents, then or thereafter entered into, and all rights therein and thereto, respecting or pertaining to the use, occupation, construction, management or operation of the Land and any part thereof and any Improvements or any business or activity conducted on the Land and any part thereof and all right, title and interest of Borrower therein and thereunder, including, without limitation, the right, upon the happening of any default thereunder, to receive and collect any sums payable to Borrower thereunder;

(l) Intangibles. All tradenames, trademarks, servicemarks, logos, copyrights, goodwill, books and records and all other general intangibles relating to or used in connection with the operation of the Property;

(m) Accounts. All reserves, escrows and deposit accounts maintained by Borrower with respect to the Property including, without limitation, the Reserve Accounts (as defined in the Loan Agreement), and all cash, checks, drafts, certificates, securities, investment property, financial assets, instruments and other property held therein from time to time and all proceeds, products, distributions or dividends or substitutions thereon and thereof;

(n) Conversion. All proceeds of the conversion, voluntary or involuntary, of any of the foregoing items set forth in subsections (a) through (m) including, without limitation. Insurance Proceeds and Awards, into cash or liquidation claims; and

(o) Other Rights. Any and all other rights of Borrower in and to the items set forth in subsections (a) through (n) above.

WHEREAS, the Security Instrument secures, in part, a loan (the “Loan”) in the principal sum of Sixteen Million Four Hundred Thousand and No/100 Dollars ($16,400,000) advanced pursuant to the Loan Agreement and evidenced by that certain Promissory Note, dated as of February 27, 2007, made by Borrower in favor of Original Lender (such Promissory Note, together with all extensions, renewals, replacements, restatements or modifications thereof being hereinafter referred to as the “Note”), as such Note has been endorsed assigned to Holder; and

WHEREAS, defaults and Events of Default (as defined in the Loan Agreement) have occurred and are continuing under the Note, the Security Instrument and the Loan Agreement, specifically including, without limitation, the failure of Borrower to make payments of sums due under the Note, the Security Instrument, the Loan Agreement and any other Loan Document (as defined in the Loan Agreement) on the dates such sums were due; and

WHEREAS, by reason of such defaults and Events of Default, the Debt has been, and is hereby, accelerated and declared immediately due and payable, and the Security Instrument has become, is, and is hereby subject to foreclosure as provided by law, the Note, the Security Instrument and the Loan Agreement; and

WHEREAS, prior to the consummation of the exercise of the power of sale contained in the Security Instrument and the consummation of the foreclosure sale of all or any portion of the Property, any letters-of-credit, if any, any and all funds, cash and any other sums held by Holder in the Reserve Account, the Reserve Funds (as defined in the Loan Agreement), and any other escrow, in reserve or in other accounts established under the Note, the Security Instrument, the Loan Agreement or any other Loan Document, if any, for payment of taxes, insurance, capital improvements, replacements, tenant improvements, leasing commissions or otherwise (collectively, the “Funds”) have been or shall have been applied by Holder toward payment of the Debt in accordance with and to the extent provided for in the Note, the Security Instrument, the Loan Agreement or any other Loan Document;

NOW, THEREFORE, under and pursuant to the power of sale contained in the Security Instrument and according to the terms of the Security Instrument and the laws in such cases made and provided, Holder will expose the Property (less and except the Funds) for sale, at public sale to the highest bidder, for cash on that first Tuesday in February, being February 1, 2011, during the legal hours for sale, before the courthouse door in Gwinnett County, Georgia. The Property (less and except the Funds) will be sold subject to the following:

THE FOLLOWING AFFECTS TRACTS 1 AND 2:

1. All outstanding taxes and assessments, and any additional taxes which result from a reassessment of the Property;

2. Riparian rights, if any, incident to the Property;

3. Rights of tenants in possession under unrecorded leases, if any, that are senior to the Security Instrument;

4. All valid zoning ordinances;

5. All other, if any, easements, limitations, reservations, covenants, restrictions, deeds to secure debt, liens and other encumbrances and matters of public records to which the Security Instrument is junior and subordinate in terms of priority under the laws of the State of Georgia;

THE FOLLOWING AFFECT TRACT 1:

6. Easement from Lake Colony, Ltd. to Georgia Power Company, dated August 6, 1973, filed for record August 10, 1973, recorded in Deed Book 708, Page 132, Gwinnett County Records;

7. Reservation of easements as contained in that certain Limited Warranty Deed from Adair Mortgage Company, a Florida corporation, to Lake Colony, Ltd., a Georgia limited partnership, dated August 3, 1976, filed for record August 18, 1976, recorded in Deed Book 1158, Page 245, Gwinnet County Records;

8. Easement Agreement by and between Charles S. Ackerman, Adair Mortgage Company, a Florida corporation, and Lake Colony, Ltd., a Georgia limited partnership, dated August 5, 1976, filed for record August 18, 1976, recorded in Deed Book 1158, Page 258, Gwinnett County Records; as modified by that certain Easement Modification by and between Peachtree Industrial Ltd., a Georgia limited partnership, Amwiller-Gwinnett Joint Venture, composed of The Prudential Insurance Company of America, a New Jersey corporation, and K. S. Inc., a Georgia corporation, Adair Mortgage Company, a Florida corporation and Lake Colony Ltd., a Georgia limited partnership, dated August 30, 1978, filed for record September 8, 1978, recorded in Deed Book 1546, Page 28, Gwinnett County Records;

9. Water Metering Device Easement from AP-Southeast Realty, LP to Gwinnett County Water and Sewer Authority, a political subdivision of the State of Georgia, dated March 3, 2006, filed for record May 16, 2006, recorded in Deed Book 46506, Page 284, Gwinnett County Records;

10. Those matters as disclosed by that certain survey entitled “ Survey of Lot 1, Block A - Colony Center Prepared for: Kenbar Atlanta LLC, Chicago Title Insurance Company, and Merrill Lynch Mortgage Lending, Inc.”, prepared by Land Development Technologies, Inc., bearing the seal and certification of Jack R. Busby, Georgia Registered Land Surveyor No. 1875, dated January 29, 2007, as follows:

(a) Building 4 encroaching onto the easement recorded in Deed Book 1158, Page 245, Gwinnett County Records on Tract 1; and

(b) Fifty (50’) foot building setback line along the Right-of-Way of Gateway Drive;

THE FOLLOWING AFFECT TRACT 2:

11. Easement from Mrs. Ruby P. Duke to Georgia Power Company, dated July 10, 1951, filed for record September 11, 1951, recorded in Deed Book 102, Page 250, Gwinnett County Records;

12. Easement from W. P. Smith to Georgia Power Company, dated July 10, 1951, filed for record September 11, 1951, recorded in Deed Book 102, Page 250, Gwinnett County Records;

13. Those matters as disclosed by that certain survey entitled “ ALTA/ACSM Survey for: Kenbar Atlanta LLC, Merrill Lynch Mortgage Lending, Inc. and Chicago Title Insurance Company”, prepared by East Metro Land Development Consultants, Inc., bearing the seal and certification of B.J. Goble, Jr., Georgia Registered Land Surveyor No. 1081, dated January 30, 2007, as follows:

(a) Fifty (50’) foot building setback line along the Rights-of-Way of Buford Highway (U.S. Highway 23) and Norcross Industrial Court;

(b) Fifteen (15’) foot building setback line along the northerly boundary line of subject property; and

(c) Twenty (20’) foot building setback line along the westerly boundary line of subject property.

The Loan, the Debt and the Other Obligations (as defined in the Security Instrument) remaining in default and the aforesaid defaults and Events of Default continuing, the sale of the Property (less and except the Funds) under and pursuant to the power of sale contained in the Security Instrument will be made for the purpose of applying the proceeds thereof, as provided for in the Security Instrument and pursuant to applicable law.

The Property (less and except the Funds) will be sold on an “as is, where is” basis without recourse against Holder and without representation or warranty of any kind or nature whatsoever with respect thereto, with no assurance afforded as to the exact acreage of the Land.

To the best of Holder’s knowledge and belief, the Property is presently owned by Borrower, subject to the aforesaid interests of Holder, and Borrower is the party in possession of the Property (less and except the Funds), subject to the aforesaid interests.

The requirement for giving of notice to the Borrower, pursuant to O.C.G.A. §44-14-162.2, of the initiation of these proceedings to exercise the power of sale contained in the Security Instrument is not applicable because none of the Property conveyed by the Security Instrument was used as a dwelling place by Borrower at the time the Security Instrument was executed and delivered.

The undersigned may sell the Property (less and except the Funds) or any part of the Property (less and except the Funds) in such manner and order as Holder may elect and may sell that portion of the Property (less and except the Funds), which, under the laws of the State of Georgia, constitutes an estate or interest in real estate separately from that portion of the Property (less and except the Funds), which, under the laws of the State of Georgia, constitutes personalty and not an interest in the real estate, in which case separate bids will be taken therefor, or collectively in a single sale or lot, in which case a single bid will be taken therefor. Notice of the undersigned’s intent shall be given by announcement made at the commencement of the public sale.

The recitals set forth hereinabove are hereby incorporated in and made a part of this Notice of Sale Under Power.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE REGISTERED HOLDERS OF ML-CFC COMMERCIAL MORTGAGE TRUST 2007-7, COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-7 as agent and attorney-in-fact for KENBAR ATLANTA, LLC, a Delaware limited liability company

By: Midland Loan Services, Inc., a Delaware corporation, as Special Servicer to Holder pursuant to that certain Pooling and Serving Agreement dated as of June 1, 2007, among Merrill Lynch Mortgage Investors, Inc., as Depositor, Midland Loan Services, Inc., as Master Servicer No.1, Wachovia Bank, National Association, as Master Servicer No. 2, Midland Loan Services, Inc., as Special Servicer, U.S. Bank National Association, as Trustee and Custodian regarding ML-CFC Commercial Mortgage Trust 2007-7, Commercial Mortgage Pass-Through Certificates, Series 2007-7

By: its attorney-at-law:

/Eric Berardi/

Eric Berardi, Esq.

Kilpatrick Townsend

& Stockton LLP

1100 Peachtree Street,

Suite 2800

Atlanta, Georgia

30309-4530

404-815-6500

950-06616494,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from James R. Kennedy to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $394,000.00 dated 02/28/2003, and recorded in Deed Book 31417, page 35, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for James R. Kennedy the following described property:

All that tract or parcel of land lying and being in Land Lot 87 of the 5th Land District of Gwinnett County, Georgia, being Lot 105, Block B Northforke Plantation Subdivision, Unit Six, as per plat recorded in Plat Book 73, page 248, Gwinnett County, Georgia records, said plat being incorporated herein by reference thereto.

Property known as: 1453 Stratford Hall Ct, Grayson, GA 30017

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is James R. Kennedy.

CitiMortgage, Inc., as Attorney-in-fact for James R. Kennedy.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-06965

950-03573324,1/6,13,20,27

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by KEN F. KENNEDY to HOMEBANC MORTGAGE CORPORATION , dated 11/09/2005, and Recorded on 11/10/2005 as Book No. 45246 and Page No. 0104, GWINNETT County, Georgia records, as last assigned to BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $140,850.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

ALL THAT TRACT OR PARCL OF LAND LYING AND BEING IN LAND LOT 55 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 9, BLOCK A, CANDLE LITE PARK SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 11, PAGE 241, GWINNETT COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1366 CANDLELITE LANE, SNELLVILLE, GEORGIA 30078 is/are: KEN F. KENNEDY or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP as Attorney in Fact for KEN F. KENNEDY.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100031414251

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417

Telephone: (972) 341-5398.

950-08559981, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jason M. Ketring and Katherine A. Ketring to Mortgage Electronic Registration Systems, Inc. as nominee for AME Financial Corporation, its successors and assigns dated February 21, 2008 in the amount of $175,000.00, and recorded in Deed Book 48671, Page 30, Gwinnett County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 29 of the 7th District, Gwinnett County, Georgia, being Lot 132, Block B, Rivershyre Subdivision, Unit 4, as per plat recorded in Plat Book 51, Page 152, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference.

Being known as 170 Shyrewood Drive, according to the present system of numbering property in Gwinnett County, Georgia.

which has the property address of 170 Shyrewood Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jason M. Ketring and Katherine A. Ketring and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Jason M. Ketring and Katherine A. Ketring

Anthony DeMarlo, Attorney/jnunn

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-25687 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533296,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Brett Kettlewell to HomeBanc Mortgage Corporation, dated August 31, 2000, recorded in Deed Book 21259, Page 90, Gwinnett County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association as Trustee for certificateholders of EMC Mortgage Loan Trust 2004-A, Mortgage Loan Pass-Through Certificates, Series 2004-A by assignment recorded in Deed Book 49947, Page 192, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND EIGHT HUNDRED FIFTY AND 0/100 DOLLARS ($151,850.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 5 of the 5th District, Gwinnett County, Georgia, being Lot 5, Block N, Hickory Hills, Unit Six, as per plat recorded in Plat Book X, Page 86, Gwinnett County, Georgia, records, which said plat is incorporated herein by this reference and made a part of this description, being improved property. The indebtedness secured hereby represents a portion of the purchase price of the property secured herein.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Brett Kettlewell and Christina Kettlewell or a tenant or tenants and said property is more commonly known as 2713 Hickory Smoke Court, Snellville, Georgia 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, National Association as successor by merger to LaSalle Bank National Association as Trustee for certificateholders of EMC Mortgage Loan Trust 2004-A, Mortgage Loan Pass-Through Certificates, Series 2004-A as Attorney in Fact for Brett Kettlewell

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/nll 2/1/11

Our file no. 5144502-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559934, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Omari D Khalfani and Jackie Khalfani to Mortgage Electronic Registration Systems, Inc., dated May 3, 2007, recorded in Deed Book 47854, Page 0488, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 50000, Page 506, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-FIVE THOUSAND AND 0/100 DOLLARS ($195,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 28 of the 6th District, Gwinnett County Georgia, being Lot 15, Block B, Unit Two of the Vineyards Subdivision, as per plat recorded in Plat Book 25 Page 219 Gwinnett County records, which plat is incorporated herein by reference and made a part thereof

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Omari D Khalfani and Jackie Khalfani or a tenant or tenants and said property is more commonly known as 4261 Vineyard Trl, Snellville, Georgia 30039-6198.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Omari D Khalfani and Jackie Khalfani

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/cj 2/1/11

Our file no. 53900609-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559486, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Bushra Khan to Mortgage Electronic Registration Systems, Inc., dated April 18, 2007, recorded in Deed Book 47809, Page 333, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 153 of the 5th District of Gwinnett County, Georgia, being Lot 18, BlockA, Grayson Meadows Subdivision, Unit One, as per plat recorded in Plat Book 68, page 268, Gwinnett County, Georgia Records, which plat is incorporated herein and by this reference made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Bushra Khan or a tenant or tenants and said property is more commonly known as 2037 Green Gate Place, Grayson, Georgia 30017.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Bushra Khan

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/car 2/1/11

Our file no. 53323510-FT12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559618, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gladys E Kida and John H Kida to Mortgage Electronic Registration Systems, Inc. as nominee for Sunshine Mortgage Corporation, its successors and assigns dated March 19, 2004 in the amount of $136,300.00, and recorded in Deed Book 37627, Page 53, Gwinnett County, Georgia Records; as last transferred to HSBC Mortgage Corporation (USA) by assignment; the undersigned, HSBC Mortgage Corporation (USA) pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 5, of the 7th District, Gwinnett County, Georgia, being Lot 13, Block A, Gwynay Forest Subdivision, Unit Two, as per plat recorded in Plat Book 29, Page 39, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference for a more detailed description.

which has the property address of 1597 Isham Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Gladys E Kida and John H Kida and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

HSBC Mortgage Corporation (USA) Attorney in Fact for Gladys E Kida and John H Kida

Anthony DeMarlo, Attorney/mtucker

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-18556 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559534, 1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Fikirte Kifle to Bank of America, N.A. in the original principal amount of $163,000.00 dated 04/23/2007, and recorded in Deed Book 47832, page 160, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2011 by Bank of America, N.A., as Attorney-in-Fact for Fikirte Kifle the following described property:

All that tract or parcel of land lying and being in Land Lot 132, of the 6th District, Section One of Gwinnett County, Georgia, being Lot 16, Block A, Unit One, Landress Ridge Subdivision, as shown on plat recorded in Plat Book 70, Page 205, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part of this description. Subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.

Property known as: 165 Halbert Ct, Lawrenceville, GA 30044

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Bank of America Corp. Home Loans Servicing, LP

BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B

Simi Valley, CA 93065

PHONE: 888-219-7773

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Fikirte Kifle.

Bank of America, N.A., as Attorney-in-fact for Fikirte Kifle.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-11914

950-03573288,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Woo Song Kil to Mortgage Electronic Registration Systems, Inc., dated September 12, 2005, recorded in Deed Book 44505, Page 113, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 50353, Page 625, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($164,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 86 of the 7th District, Gwinnett County, Georgia, being Lot 13A, Woodland Park Estates (f/k/a Lawrenceville Suwanee Road Tract), per Plat Book 102, Pages 289-290, Gwinnett County, Georgia records, which is referred to and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Woo Song Kil or a tenant or tenants and said property is more commonly known as 575 Woodland Park Terrace, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Woo Song Kil

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11

Our file no. 52656110-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573161,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by William B. Kilpatrick and Amber N. Kilpatrick to Mortgage Electronic Registration Systems, Inc. dated June 30, 2005, and recorded in Deed Book 43435, Page 154, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by AssignmentÝ, securing a Note in the original principal amount of $85,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 173 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA AND BEING UNIT 1103 ROCK CREEK LANE, DOVER PLACE CONDOMINIUM, PURSUANT TO THE DECLARATION OF CONDOMINIUM FOR DOVER PLACE CONDOMINIUM, FILES DECEMBER 1, 1983, AT DEED BOOK 2678, PAGE 1, GWINNETT COUNTY, GEORGIA RECORDS, AS AMENDED FROM TIME TO TIME, WHICH DECLARATION, AS AMENDED, IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

Said property is known as 1103 Rock Creek Lane, Norcross, GA 30093, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of William B. Kilpatrick and Amber N. Kilpatrick, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of William B. Kilpatrick and Amber N. Kilparick, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A. as Attorney-in-Fact for William B. Kilpatrick and Amber N. Kilpatrick

File no. 10-014077

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616423,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Hyon Ki Kim to Mortgage Electronic Registration Systems, Inc. dated October 25, 2001, and recorded in Deed Book 25286, Page 127, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to J PMorgan Chase Bank National Association by Assignment, securing a Note in the original principal amount of $173,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 198 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 48, BLOCK A, HIGHLAND LAKE SUBDIVISION, UNIT TWO AS PER PLAT RECORDED IN PLAT BOOK 79, PAGE 170, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

Said property is known as 1555 Highland Farm Drive, Suwanee, GA 30024, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Hyon Ki Kim, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Young Sook Kim aka Youngsook Kim, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

JPMorgan Chase Bank, National Association as Attorney-in-Fact for Hyon Ki Kim his successor in title being Young Sook Kim aka Youngsook Kim

File no. 10-005915

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/CW

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533139,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Howard Kim to Mortgage Electronic Registration Systems, Inc. dated August 15, 2005, and recorded in Deed Book 44330, Page 79, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment, securing a Note in the original principal amount of $210,150.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT tract or parcel of land lying and being in Land Lot 284, 6th District, Gwinnett County, Georgia, being Lot 61, Greenwood Townhome Community, as per plat recorded in Plat Book 109, Pages 125 and 126, Gwinnett County Records, which plat is hereby referred to and made a part of this description.

Said property is known as 3221 Greenwood Oak Drive, Norcross, GA 30092, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Howard Kim, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Howard Kim, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A. as Attorney-in-Fact for Howard Kim

File no. 10-011159

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616363,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Ok Cha Kim to Wells Fargo Bank, N.A. dated June 28, 2007, and recorded in Deed Book 48057, Page 886, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment, securing a Note in the original principal amount of $141,300.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 226 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 14, BLOCK B, UNIT TWO, THE EDGEMOOR NORTH, AS PER PLAT RECORDED IN PLAT BOOK Q, PAGE 101, GWINNETT COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

Said property is known as 2340 Plymouth Lane, Norcross, GA 30071, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Ok Cha Kim, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Ok Cha Kim, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A. as Attorney-in-Fact for Ok Cha Kim

File no. 10-011358

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573233,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Seong Keun Kim to Mortgage Electronic Registration Systems, Inc. dated May 18, 2001, and recorded in Deed Book 23368, Page 236, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association, by Assignment , securing a Note in the original principal amount of $250,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 214, 7TH DISTRICT, GWINNETT CO., GEORGIA: BEING LOT 46, BLOCK H, WESTBROOK AT MORNINGVIEW SUBDIVISION UNIT THREE, TRACT F, AS PER PLAT RECORDED AT PLAT BOOK 02, PAGE 110, GWINNETT CO, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

Said property is known as 3903 Shadow Loch Drive, Suwanee, GA 30024, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Seong Keun Kim, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Seong Keun Kim, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

JPMorgan Chase Bank, National Association as Attorney-in-Fact for Seong Keun Kim

File no. 10-012325

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/CW

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573218,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Paul Kyung-Kook Kim to Mortgage Electronic Registration Systems, Inc. dated June 27, 2006, and recorded in Deed Book 46691, Page 61, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by AssignmentÝ, securing a Note in the original principal amount of $204,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 234 OF THE 7TH LAND DISTRICT, GWINNETT COUNTY, GEORGIA, LOT 130, BLOCK B OF RUBY FOREST SUBDIVISION, UNIT 6, PHASE II AS MORE PARTICULARLY DESCRIBED ON A PLAT OF SURVEY RECORDED AT PLAT BOOK 78, PAGE 98, GWINNETT COUNTY, GEORGIA RECORDS, REFERENCE TO SAID PLAT OF SURVEY AND THE RECORD THEREOF BEING MADE FOR A MORE COMPLETE LEGAL DESCRIPTION.

Said property is known as 440 Ruby Forest Parkway, Suwanee, GA 30024, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Paul Kyung-Kook Kim, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Paul Kyung-Kook Kim, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A. as Attorney-in-Fact for Paul Kyung-Kook Kim

File no. 10-014074

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616424,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Dong Chun Kim to Mortgage Electronic Registration Systems, Inc. dated July 30, 2007, and recorded in Deed Book 48140, Page 392, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $190,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 193 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 69, BLOCK A, AVONLEA CROSSING SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 76, PAGE 178-179 AND REVISED PLAT RECORDED IN PLAT BOOK 77, PAGE 77, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION.

Said property is known as 102 Avonlea Park Place, Suwanee, GA 30024, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Dong Chun Kim, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Dong Chun Kim, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Dong Chun Kim

File no. 10-014139

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533132,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Ki Kon Kim to Bank of America, NA, dated May 7, 2007, recorded in Deed Book 47900, Page 178, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA as Trustee for the CertificateHolders of Banc of America Mortgage 2007-3 Trust, Mortgage Pass-Through Certificates, Series 2007-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE MILLION FOUR HUNDRED SEVENTY THOUSAND AND 0/100 DOLLARS ($1,470,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 163 of the 7th District, of Gwinnett County, Georgia, being Lot 468, Block E, Sugarloaf Country Club, Phase III, POD 13B, as per plat recorded in Plat book 80, Pages 127, 128 and 129, of Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof; and being the same property which is more commonly known as 2192 Broadfield Run, Duluth, Georgia 30097, according to the present system of street address numbering in Gwinnett County, Georgia.

This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said described property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Bank of America can be contacted at 800-285-6000 or by writing to 475 Crosspoint Parkway, Getzville, NY 14068, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ki Kon Kim or a tenant or tenants and said property is more commonly known as 2192 Broadfield Run, Duluth, Georgia 30097.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Trustee for the CertificateHolders of Banc of America Mortgage 2007-3 Trust, Mortgage Pass-Through Certificates, Series 2007-3 as Attorney in Fact for Ki Kon Kim

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/kns 2/1/11

Our file no. 1772009-FT19

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573475,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Tae Jin Kim to Home Loans, Inc., dated December 19, 2000, recorded in Deed Book 21932, Page 117, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 21932, Page 136, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($70,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 245, 6th District, Gwinnett County, Georgia, being Lot 9, Block A, Oakhurst Subdivision, as per plat recorded at Plat Book E, Page 108, Gwinnett County Records, said plat being referred to and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tae Jin Kim or a tenant or tenants and said property is more commonly known as 5947 Pine Rd, Atlanta, Georgia 30340.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC, successor by merger to Chase Manhattan Mortgage Corporation as Attorney in Fact for Tae Jin Kim

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/hq1 2/1/11

Our file no. 1780510-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573436,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jung Yul Kim and Jang Kyu Kim to Northpoint Capital, Inc., dated August 20, 2004, recorded in Deed Book 39700, Page 184, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 39700, Page 208, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($144,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 271 of The 6th District, Gwinnett County, Georgia, being Lot 31, Block A, Medlock Corners, Unit 2, as per Plat recorded in Plat Book 86, Page 156, Gwinnett County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jung Yul Kim and Jang Kyu Kim or a tenant or tenants and said property is more commonly known as 5376 Medlock Corners Dr, Norcross, Georgia 30092.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC sbm Chase Manhattan Mortgage Corporation as Attorney in Fact for Jung Yul Kim and Jang Kyu Kim

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/kb4 2/1/11

Our file no. 51111109-FT18

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559755, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Lak J Kim to Mortgage Electronic Registration Systems, Inc., dated April 27, 2007, recorded in Deed Book 47865, Page 00099, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 50303, Page 310, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($292,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 221 of the 7th District, Gwinnett County, Georgia, being Lot 53, Block B, The Shoals at Bogans Bridge Crossing, Phase 3, a Residential Subdivision (f/k/a Bogans Bridge Crossing, Unit Three), as per plat recorded in Plat Book 115, Pages 151-153, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Lak J Kim or a tenant or tenants and said property is more commonly known as 3643 Lost Oak Dr, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing LP as Attorney in Fact for Lak J Kim

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jw0 2/1/11

Our file no. 514010-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573053,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Sunny Choi to Bank of America, N.A., dated April 19, 2005, recorded in Deed Book 42462, Page 0057, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FIVE THOUSAND AND 0/100 DOLLARS ($185,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 121 of the 7th District, Gwinnett County, being Lot 103, Block B, Charleston Row Townhomes, per Plat Book 98, Pages 102-103, Gwinnett County, Georgia Records, which is referred to and made a part of this description. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on February 1, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sunny Kim and Sunny Choi or a tenant or tenants and said property is more commonly known as 2621 Gadsen Walk, Duluth, Georgia 30097.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A. as Attorney in Fact for Sunny Choi

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jw0 2/1/11

Our file no. 51490310-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573055,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Moon H Kim to Fifth Third Mortgage Company, dated January 30, 2009, recorded in Deed Book 49282, Page 0381, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY THOUSAND AND 0/100 DOLLARS ($220,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 72 of the 7th District of Gwinnett County, Georgia, Being Lot 63 of the Village at Telfair Subdivision, Phase Three, as per plat recorded in Plat Book 86, Pages 193-197, Gwinnett County, Georgia records, said plat being incorporated herein and made a part hereof by reference. Being improved property known as 1673 Hampton Hollow Trail, Lawrenceville GA 30043, according to the present system of numbering houses in Gwinnett County, Georgia. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on February 1, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Fifth Third Bank, 5001 Kingsley Drive, MD 1MOB-BW, Cincinnati, OH 45227, 800-375-1745opt3. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Moon H Kim and Moon Hee Kim aka Moon H. Kim or a tenant or tenants and said property is more commonly known as 1673 Hampton Hollow Trail, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Fifth Third Mortgage Company as Attorney in Fact for Moon H Kim

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/sns1 2/1/11

Our file no. 51912210-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559747, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Young Sook Kim and Hyonki Kim to Chase Manhattan Mortgage Corporation , dated August 27, 2004, recorded in Deed Book 40278, Page 14, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($159,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 203 of the 6th District, Gwinnett County, Georgia, being Lot 17, The Gates at Crestwood, Unit I, as per plat recorded in Plat Book 102, Page 193, Gwinnett County records, said plat being incorporated herein by reference thereto. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on February 1, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Young Sook Kim or a tenant or tenants and said property is more commonly known as 1659 Southgate Mill Dr, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Young Sook Kim and Hyonki Kim

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/psm 2/1/11

Our file no. 52267410-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559903, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Song C. Kim to United Mortgage Funding, dated March 14, 2003, recorded in Deed Book 31634, Page 235, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 31634, Page 255, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 191 of the 7th District, Gwinnett County, Georgia, being Lot 42, Block B, Canterbury Place, Unit II, per Plat Book 84, Page 10, Gwinnett County, Georgia Records, which is referred to and made a part of this description. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on February 1, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Song C. Kim or a tenant or tenants and said property is more commonly known as 417 Canterbury Place Dr, Suwanee, Georgia 30024.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Song C. Kim

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs3 2/1/11

Our file no. 52484110-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573483,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by In Sang Kim to Mortgage Electronic Registration Systems, Inc., dated December 18, 2006, recorded in Deed Book 47420, Page 277, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA. by assignment recorded in Deed Book 49266, Page 505, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-ONE THOUSAND AND 0/100 DOLLARS ($251,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 199 of the 7th District of Gwinnett County, Georgia, City of Duluth, being Lot 282, The Regency at Sugarloaf Ridge, Unit V, Phase II, as per plat recorded at Plat Book 109, Pages 223-226, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is In Sang Kim and Bong Su Kim or a tenant or tenants and said property is more commonly known as 2002 Polesdean Lane, Duluth, Georgia 30097.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA. as Attorney in Fact for In Sang Kim

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/car 2/1/11

Our file no. 52514408-FT12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559740, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Lydia Kim to Mortgage Electronic Registration Systems, Inc., dated May 2, 2008, recorded in Deed Book 48897, Page 5, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 50380, Page 647, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($229,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 257 of the 7th District Gwinnett County, Georgia being Lot 25 Block A Suwanee Brooke Subdivision, as per plat recorded in Plat Book 103, Page 299-300 Gwinnett County, Georgia records, which recorded Plat is incorporated herein by this reference and made a part of this description. Said property being known as 4341 Suwanee Brook Ct. according to the present system of numbering property in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Lydia Kim or a tenant or tenants and said property is more commonly known as 4341 Suwanne Brook Court, Sugar Hill, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC as Attorney in Fact for Lydia Kim

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/psm 2/1/11

Our file no. 52828409-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616607,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Min S Kim to Mortgage Electronic Registration Systems, Inc., dated August 14, 2003, recorded in Deed Book 34997, Page 91, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($148,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that Tract or parcel of land lying and being in Land Lot 174 of the 7th District, Gwinnett County, Georgia, and being Lot 90, Block A of the Village at Rock Springs, Unit 2, as per plat recorded in Plat Book 90, page 38, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Min S Kim or a tenant or tenants and said property is more commonly known as 1050 Grace Drive, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA

as Attorney in Fact for Min S Kim

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net MR/cls1 2/1/11

Our file no. 53090908-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15524295,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Hyong Suk Kim to Mortgage Electronic Registration Systems, Inc., dated September 18, 2003, recorded in Deed Book 35752, Page 102, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 1 and 2 of the 7th District of Gwinnett County, Georgia being Lot 4, Block B of Barkley Manor Subdivision, as per plat recorded in Plat Book 98, page 29, records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Hyong Suk Kim or a tenant or tenants and said property is more commonly known as 2622 Barkley Manor Drive, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA

as Attorney in Fact for Hyong Suk Kim

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net MR/cls1 2/1/11

Our file no. 53290110-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15524427,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Soo Dong Kim and Jung Won Kim to Mortgage Electronic Registration Systems, Inc., dated December 21, 2007, recorded in Deed Book 48550, Page 784, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-NINE THOUSAND AND 0/100 DOLLARS ($239,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 182 of the 7th District, Gwinnett County, Georgia, being Lot 14, Block A, Unit One of The Hamptons Subdivision, as per plat thereof recorded in Plat Book 112, Pages 110-116, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Soo Dong Kim and Jung Won Kim or a tenant or tenants and said property is more commonly known as 3236 Montauk Hill Drive, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Soo Dong Kim and Jung Won Kim

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11

Our file no. 53326910-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573100,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Son Suk Kim to Mortgage Electronic Registration Systems, Inc., dated July 18, 2008, recorded in Deed Book 48994, Page 0820, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 49938, Page 48, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($400,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 165 of the 7th District, Gwinnett County, Georgia, being Lot 14, Block A, Nours Landing Subdivision, as per plat recorded in Plat Book 118, Page 193-194, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 3197 Nours Landing Circle according to the present system of numbering property in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Son Suk Kim or a tenant or tenants and said property is more commonly known as 3197 Nours Landing Circle, Suwanee, Georgia 30024.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Son Suk Kim

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/car 2/1/11

Our file no. 53364509-FT12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559617, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Moon K. Kim to Mortgage Electronic Registration Systems, Inc., dated November 7, 2005, recorded in Deed Book 45240, Page 94, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for GSR 2006-1F by assignment recorded in Deed Book 49500, Page 704, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED THIRTY-EIGHT THOUSAND NINE HUNDRED THIRTY AND 0/100 DOLLARS ($538,930.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 312 of the 7th District, Gwinnett County, Georgia, being Lot 215, Block A, Edinburgh, Unit II, as per Plat thereof recorded in Plat Book 98, Page 272-274, as revised in Plat Book 109, Page 185-187; Gwinnett County, Georgia, records, which Plat is incorporated herein and made a part hereof by reference for a more detailed description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Moon K. Kim or a tenant or tenants and said property is more commonly known as 5140 Aldeburgh Court, Suwanee, Georgia 30024.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

U.S. Bank National Association, as Trustee for GSR 2006-1F

as Attorney in Fact for Moon K. Kim McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/xx1 2/1/11

Our file no. 5813409-FT4

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15524458,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Cholshik Kim to Mortgage Electronic Registration Systems, Inc., nominee for New Century Mortgage Corporation its successors and assigns dated December 5, 2006 in the amount of $299,999.00, and recorded in Deed Book 47351, Page 805, Gwinnett County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 181 & 182 of the 7th District, Gwinnett County, Georgia, being Lot 11, Block A, Unit 1 of The Hamptons Subdivision, as per plat thereof recorded in Plat Book 112, Page 110-116, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description

which has the property address of 3266 Montauk Hill Drive, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Cholshik Kim and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association Attorney in Fact for Cholshik Kim

Anthony DeMarlo,

Attorney/cyeats

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-21680 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612399,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Michelle Kim to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $230,100.00 dated 04/27/2006, and recorded in Deed Book 46437, page 854, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Michelle Kim the following described property:

All that tract or parcel of land lying and being in Land Lot 199, 7th District, Gwinnett County, Georgia, being Lot 21, Sugarloaf Ridge (Haven), Unit VI, Phase II, as per plat recorded in Plat Book 111, Pages 261-264, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

Property known as: 3583 Stoneham Drive, Duluth, GA 30097

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Michelle Kim.

CitiMortgage, Inc., as Attorney-in-fact for Michelle Kim.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 09-2292

950-03573325,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated April 3, 2007, executed by PAUL KIM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 47795, Page 803, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $410,600.00, said Security Deed and Note last having been assigned to CENLAR FSB, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in February, 2011, to-wit: February 1, 2011, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 156, 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOT 26, BLOCK A OF ASHMORE SUBDIVISION, RECORDED IN PLAT BOOK 112, PAGES 223-225, GWINNETT COUNTY, GEORGIA DEED RECORDS, 'WHICH SAID PLAT IS HEREBY INCORPORATED HEREIN AND MADE A PART HEREOF.

The aforedescribed real property is also known as 1745 Morningdale Circle, Duluth, Georgia 30097, according to the present system of numbering houses in Gwinnett County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of PAUL KIM and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

CENLAR FSB as Attorney-in-Fact for PAUL KIM

David W. Adams, Esquire

Ellis, Painter, Ratterree & Adams LLP

2 East Bryan Street, Suite 1001

Savannah, Georgia 31401

(912) 233-9700

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.

950-07612488,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Seung Jae Kim to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $176,700.00 dated 06/05/2008, and recorded in Deed Book 48908, page 681, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 50336, Page 658, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Seung Jae Kim the following described property:

All that tract or parcel of land lying and being in Land Lot 127, of the 7th District, Gwinnett County, Georgia, being Lot 7, Block A of Brynfield Townhomes, as shown on a plat of survey recorded in Plat Book 123, Pages 230-233, Gwinnett County, Georgia Deed Records, which said plat of survey is incorporated herein by reference for a more complete description.

Property known as: 2718 Beynon Lane, Suwanee, GA 30024

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Seung Jae Kim.

CitiMortgage, Inc., as Attorney-in-fact for Seung Jae Kim.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-08943

950-03573326,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Sun Chong Kim to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $270,000.00 dated 08/17/2005, and recorded in Deed Book 44345, page 120, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 48892, Page 451, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Sun Chong Kim the following described property:

All that tract or parcel of land lying and being in Land Lot 191 of the 7th District of Gwinnett County, Georgia, and being Lot 13, Block B, Morningview, Unit Two, Phase E, as per plat recorded in Plat Book 76, Page 243 and revised is Plat Book 80, Page 57, Gwinnett County, Georgia Records, to which plat reference is hereby made for the purpose of incorporating herein.

Property known as: 3700 Hickory Branch Trail, Suwanee, GA 30024

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Sun Chong Kim.

CitiMortgage, Inc., as Attorney-in-fact for Sun Chong Kim.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 09-6332

950-03573273,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sung S. Kim to JPMorgan Chase Bank, N.A. dated July 19, 2007 in the amount of $175,000.00, and recorded in Deed Book 48105, Page 709, Gwinnett County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 110 of the 7th District, Gwinnett County, Georgia, being Lot 22, Block A, Miller Brook Subdivision, as per plat recorded in Plat Book 80, Page 230 and revised plat recorded in Plat Book 81, Page 81, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 328 Lee Miller Dr according to the present system of number property in Gwinnett County, Georgia.

which has the property address of 328 Lee Miller Drive, Suwanee, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Sung S. Kim and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association Attorney in Fact for Sung S. Kim

Anthony DeMarlo, Attorney/llawson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-25199 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559548, 1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Yi Kim to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $164,500.00 dated 03/23/2005, and recorded in Deed Book 42354, page 191, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Yi Kim the following described property:

All that tract or parcel of land lying and being in Land Lot 338, of the 7th District, of Gwinnett County, Georgia, being Lot 9, Block A of Stephens Mill, Unit 1, as per plat recorded in Plat Book 84, Page 27, and revised in Plat Book 86, page 258, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part hereof; together with and subject to all right title and interest in and to those certain covenants, conditions and easements recorded in Deed Book 17611, page 152, aforesaid records, as amended from time to time.

Property known as: 5942 Johnson Mill Way, Buford, GA 30518

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Yi Kim.

CitiMortgage, Inc., as Attorney-in-fact for Yi Kim.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-12018

950-03573327,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Young Kim to Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns dated June 15, 2006 in the amount of $177,600.00, and recorded in Deed Book 46670, Page 606, Gwinnett County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 156 of the 7th District, Gwinnett County, Georgia, being Lot 17, Block A, Meadow Forest Subdivision as per plat recorded in Plat Book 61, Page 209, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 2760 Forest Close Dr. according to the present system of numbering houses in Gwinnett County, Georgia.

which has the property address of 2760 Forest Close Dr, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Young Kim and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association Attorney in Fact for Young Kim

Anthony DeMarlo, Attorney/kcarr

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-24311 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559577, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated September 7, 2006, from Joshua I. Kimjacobs to Mortgage Electronic Registration Systems, Inc., as nominee for IndyMac Bank, F.S.B., a Federally Chartered Savings Bank, recorded on October 10, 2006 in Deed Book 47117 at Page 384, in the office of the Clerk of the Superior Court of Gwinnett County, Georgia, and said Deed to Secure Debt having been given to secure a note dated September 7, 2006, in the amount of $124,000.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Gwinnett County, Georgia, on February 1, 2011, the following described real property (hereinafter referred to as the "Property"): ?

ALL THAT TRACT OR PARCEL OF LAND AND BEING IN LOT 237 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 37, BLOCK A, SUGAR MILL SUBDIVISION, UNIT TWO AS PER PLAT RECORDED IN PLAT BOOK 33, PAGE 178, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION, SAID PROPERTY BEING KNOWN AS 2350 HONEYCOMB WAY ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA.

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note.

The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law.

To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Joshua I. Kimjacobs.

The property, being commonly known as 2350 Honeycomb Way, Duluth, GA 30096 in Gwinnett County, will be sold as the property of Joshua I. Kimjacobs, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Albertelli Law Attorney for Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Loan Trust 2006-AR29, Mortgage Pass-Through Certificates, Series 2006-AR29 under the Pooling and Servicing Agreement dated September 1, 2006 as Attorney in Fact for Joshua I. Kimjacobs 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 ASAP# 3860298

950-12533194,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Joseph P Kimsey, III to Mortgage Electronic Registration Systems, Inc., dated June 8, 2006, recorded in Deed Book 46610, Page 310, Gwinnett County, Georgia Records, as last transferred to HSBC Mortgage Services Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($149,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 309 of the 5th District, Gwinnett County, Georgia, being Lot 8, Tanner Estates, as per plat recorded in Plat Book 1, Page 255, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Mortgage Services, 636 Grand Regency Blvd., Brandon, FL 33510-3942, 800-365-6730. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Joseph P Kimsey, III or a tenant or tenants and said property is more commonly known as 836 Tanner Road, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC Mortgage Services Inc. as Attorney in Fact for Joseph P Kimsey, III

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/ho 2/1/11

Our file no. 53418310-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559657, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Terica Kindred to Mortgage Electronic Registration Systems, Inc. as nominee for Sunshine Mortgage Corporation, its successors and assigns dated January 8, 2004 in the amount of $246,320.00, and recorded in Deed Book 36837, Page 9, Gwinnett County, Georgia Records; as last transferred to U.S. Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-AC5 by assignment; the undersigned, U.S. Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-AC5 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 51 of the 6th District, Gwinnett County, Georgia, being Lot 3, Block C, Lanier Mountain Woods Subdivision, as per plat recorded in Plat Book 29, Page 18, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

File Number: 04SL0014

which has the property address of 3051 -57 Spruce Circle, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Terica Kindred and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-AC5 Attorney in Fact for Terica Kindred

Anthony DeMarlo, Attorney/jnunn

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-22630 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533327,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Steven D. King and Linda G. Daniels to Mortgage Electronic Registration Systems, Inc. dated August 15, 2007, and recorded in Deed Book 48243, Page 583, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to PHH Mortgage Corporation, by AssignmentÝ, securing a Note in the original principal amount of $213,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 96 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 57, BLOCK C, UNIT 1 OF BUTLER SPRINGS SUBDIVISION, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 84, PAGE 88, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

Said property is known as 1465 Juniper Springs Trail, Loganville, GA 30052, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Steven D. King and Linda G. Daniels, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Steven D. King and Linda G. Daniels, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

PHH Mortgage Corporation as Attorney-in-Fact for Steven D. King and Linda G. Daniels

File no. 10-014416

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/AK

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533130,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Joann M Kirk to HomeBanc Mortgage Corporation dated May 26, 2005 in the amount of $213,000.00, and recorded in Deed Book 4304, Page 165, Gwinnett County, Georgia Records; as last transferred to Chase Home Finance, LLC by assignment; the undersigned, Chase Home Finance, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 44 of the 5th District, Gwinnett County, Georgia, being Lot 5, Block A, Unit One, Singley Springs, as per plat recorded in Plat Book 29, Page 106, Gwinnett County Records, said plat being incorporated herein by reference thereto.

which has the property address of 676 Singley Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Joann M Kirk and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Chase Home Finance, LLC Attorney in Fact for Joann M Kirk

Anthony DeMarlo, Attorney/smitchell

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-25280 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559545, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Barbara J. Kirkland to HomeBanc Mortgage Corporation dated 7/16/2007 and recorded in Deed Book 48099 Page 572, GWINNETT County, Georgia records; as last transferred to JPMorgan Chase Bank, N.A., as administrative agent for the HomeBanc Syndicate Lenders by Assignment filed for record in GWINNETT County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 61,300.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of GWINNETT County, Georgia, within the legal hours of sale on the first Tuesday in February, 2011 (February 1, 2011), the following described property:

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 109 of the 7th District, GWINNETT County, Georgia, being Lot 24, Block D, WATERFORD AT RICHLAND Subdivision, Unit Two, as per plat recorded in Plat Book 63, Page 69, GWINNETT County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

Being known as 2387 Merrymount Drive, according to the present system of numbering property in GWINNETT County, Georgia.

This Security Deed is junior and inferior to the lien of that certain Security Deed dated July 16, 2007, executed by Barbara J. Kirkland, in favor of HomeBanc Mortgage Corporation in the original principal amount of $245,200.00, and a default under the terms of this Security Deed shall constitute a default under the terms of the hereinabove described Security Deed.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 2387 Merrymount Drive, Suwanee, Georgia 30024 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Barbara J. Kirkland and Reginald Kirkland or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, N.A., as administrative agent for the HomeBanc Syndicate Lenders as agent and Attorney in Fact for Barbara J. Kirkland

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

1031-3335

950-06616199,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of the power of sale contained in a Security Deed from Angela Kitchens and Brent Kitchens to New Century Mortgage Corporation dated November 15, 2004 recorded in Deed Book 41051, Page 182, Gwinnett County Records, and last assigned to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Structured Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2005-NC!, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND NINE HUNDRED AND 00/100 ($144,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday, February 1, 2011 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 338, 4th District, Gwinnett County, Ga, being Lot 18, Block B, Brittany Downs Subdivision, as per plat recorded in Plat Book 49, page 121, Gwinnett County, Ga Records, which plat is incorporated herein and made a part hereof by reference.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Angela Kitchens and Brent Kitchens or, a tenant or tenants, and said property was or is commonly known as 3980 Birttan Glade Trail, Snellville, GA 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Structured Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2005-NC! As Attorney in Fact for Angela Kitchens and Brent Kitchens

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 10-10713

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559521, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Lori M. Knapp aka Lori Marie Knapp and Roberta M. Knapp to Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Network, Inc, dated May 1, 2008, recorded in Deed Book 48840, Page 836, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 50272, Page 581, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTY-TWO THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($282,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 169 of the 5th District, Gwinnett County, Georgia, being Lot 240, Block A Unit 2, Phase I of Wheatfields Reserve Subdivision, as per Plat thereof recorded in Plat Book 112, Pages 212-214, Gwinnett County, Georgia records, which recorded Plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Lori M. Knapp aka Lori Marie Knapp and Roberta M. Knapp or a tenant or tenants and said property is more commonly known as 1524 Stargrass Dr, Grayson, Georgia 30017.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC as Attorney in Fact for Lori M. Knapp aka Lori Marie Knapp and Roberta M. Knapp Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/cs3 2/1/11

Our file no. 1103009-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612497,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Renee E Knott to Mortgage Electronic Registration Systems, Inc., dated November 26, 2003, recorded in Deed Book 36221, Page 215, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 50355, Page 454, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FIVE THOUSAND ONE HUNDRED THIRTY AND 0/100 DOLLARS ($125,130.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 301 of the 5th District, Gwinnett County, Georgia, being Lot 25, Block "A", Unit Two, Dacula Crossings, as per a plat recorded in Plat Book 65, Page 26, Gwinnett County Georgia records, which plat is hereby referred to and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Renee E Knott or a tenant or tenants and said property is more commonly known as 2670 Dacula Ridge Drive, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Renee E Knott

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wcj 2/1/11

Our file no. 52576810-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573077,1/6,13,20,27

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by EUN SOOK KO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR JUST MORTGAGE INC. , dated 02/15/2006, and Recorded on 03/09/2006 as Book No. 46245 and Page No. 0479, GWINNETT County, Georgia records, as last assigned to BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $170,270.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 150 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 97, BLOCK A, COLLINSWOOD PARK, AS PER PLAT RECORDED IN PLAT BOOK 112, PAGES 187-188, GWINNETT COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 245 BELL GROVE LANE, SUWANEE, GEORGIA 30024 is/are: EUN SOOK KO or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP as Attorney in Fact for EUN SOOK KO.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090031408812

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100

Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-08560040, 1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Esther Kong to Mortgage Electronic Registration Systems, Inc. dated May 27, 2004, and recorded in Deed Book 38782, Page 235, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $108,360.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 124 OF THE 7TH DISTRICT, OF GWINNETT COUNTY, GEORGIA, AND BEING LOT 74, OF GLENCREST PARK, AS PER PLAT RECORDED IN PLAT BOOK 102, PAGE 145 & 146 OF GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

Said property is known as 2751 Heathrow Drive, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Esther Kong, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Esther Kong, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Esther Kong

File no. 10-008539

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573252,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Bradley M. Kopp and Crystal D. Kopp to Mortgage Electronic Registration Systems, Inc., dated February 26, 2007, recorded in Deed Book 47618, Page 36, Gwinnett County, Georgia Records, as last transferred to Wachovia Mortgage Corporation by assignment recorded in Deed Book 49773, Page 0205, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-THREE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($173,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 58 of the 7th District, of Gwinnett County, Georgia, and being Lot 51, Block B, of Wyndsor Grove at Charleston Park, Unit Two, as per plat recorded in Plat Book 87, Page 285-286 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

Subject to any right of way deeds of other easements of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Mortgage Corporation, 1100 Corporate Center Drive, Raleigh, NC 27607, 8666428608. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Bradley M. Kopp and Crystal D. Kopp or a tenant or tenants and said property is more commonly known as 1280 Brisbane Drive, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wachovia Mortgage Corporation as Attorney in Fact for Bradley M. Kopp and Crystal D. Kopp

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmp 2/1/11

Our file no. .

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573578,1/6,13,20,27

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHARLES W KOROM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR HOME FUNDS DIRECT , dated 05/06/2005, and Recorded on 05/16/2005 as Book No. 42751 and Page No. 0139, GWINNETT County, Georgia records, as last assigned to HSBC BANK USA, NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE OF THE FBR SECURITIZATION TRUST 2005-2, CALLABLE MORTGAGE-BACKED NOTES, SERIES 2005-2, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $140,580.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

ALL THAT CERTAIN PIECE, PARCEL OR LOT OF LAND LYING AND BEING IN LAND LOT 237 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 34, BLOCK A, UNIT 2, OF KINGS HILL A/K/A KINGSHILL, AS PER PLAT RECORDED IN PLAT BOOK 45, PAGE 210, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION.

PARCEL NO: R5237-085

COMMONLY KNOWN AS: 1502 SIR KNIGHTS WAY, LAWRENCEVILLE, GA 30045

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-548-7912. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1502 SIR KNIGHTS WAY, LAWRENCEVILLE, GEORGIA 30045 is/are: CHARLES W KOROM or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

HSBC BANK USA, NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE OF THE FBR SECURITIZATION TRUST 2005-2, CALLABLE MORTGAGE-BACKEDNOTES, SERIES 2005-2 as Attorney in Fact for CHARLES W KOROM. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100187503525

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100

Addison, Texas 75001-4417

Telephone: (972) 341-5398.

950-08559989, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Aagbara Kpea to Mortgage Electronic Registration Systems, Inc. as nominee for Home America Mortgage, Inc., its successors and assigns dated September 23, 2005 in the amount of $136,450.00, and recorded in Deed Book 44754, Page 197, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. as nominee for Home America Mortgage, Inc., its successors and assigns by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. as nominee for Home America Mortgage, Inc., its successors and assigns

pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 347 of the 4th District of Gwinnett County, Georgia, being Lot 47, Block A, Stoney Ridge, Unit One, F/K/A Crestview, as per plat recorded in Plat Book 100, Pages 89-90, Gwinnett County, Georgia Records, which plat is hereby incorporated by reference thereto and made a part of this description.

which has the property address of 4373 Flat Stone Lane, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Aagbara Kpea and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc. as nominee for Home America Mortgage, Inc., its successors and assigns

Attorney in Fact for

Aagbara Kpea

Anthony DeMarlo, Attorney/mtucker

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-24791 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559524, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Edward E Kramer to Chase Manhattan Mortgage Corporation dated April 30, 2003 in the amount of $88,800.00, and recorded in Deed Book 32490, Page 12, Gwinnett County, Georgia Records; as last transferred to Chase Home Finance, LLC by assignment; the undersigned, Chase Home Finance, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 237 of the 6th District, Gwinnett County, Georgia, being Lot 23, Block B, Sugar Mill Subdivision, Unit Two, as per plat recorded in Plat Book 35, Page 223, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part hereof.

Being the same property conveyed to Edward E. Kramer by deed from Thomas N. Anderson and Cynthia G. Anderson, recorded 01/16/1996 in Deed Book 12200, Page 92.

which has the property address of 2480 Honeycomb Way, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Edward E Kramer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Chase Home Finance, LLC Attorney in Fact for Edward E Kramer

Anthony DeMarlo,

Attorney/llawson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-18986 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612269,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Refika Krdzalic  to Bank of America, N.A., dated October 17, 2006 and filed for record October 25, 2006 in Deed Book 47171, Page 183, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $61,200.00, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in February 2011, by Bank of America, N.A. as Attorney-in-Fact for Refika Krdzalic  the following property to-wit:

ALL THAT TRACT or parcel of land lying and being in Land Lot 145 of the 5th District, being in the City of Lawrenceville, Gwinnett County, Georgia, on the east side of McDaniel Street, and more particularly described as follows:

BEGINNING at the corner of lands of Orell Jordan, on the east side of McDaniel Street and running in a southerly direction along said street one hundred (100) feet to the corner of lands of C. C. Wall Estate; thence in an easterly direction along the line of C.C. Wall Estate two hundred (200) feet to the lands of formerly Mrs. J. F. Langley Estate; thence northerly along the Langley Estate one hundred (100) feet to the lands of Orell Jordan; thence in a westerly direction along Jordan's line two hundred (200) feet to the beginning point.

The above described property is also known as 457 Northdale Road, Lawrenceville, GA 30046.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Refika Krdzalic .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-800-669-6650.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP servicer for Bank of America, N.A.  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

Bank of America, N.A. as Attorney-in-Fact for Refika Krdzalic

SHUPING, MORSE & ROSS, LLP

By:  S. Andrew Shuping, Jr.  

S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100 Riverdale, Georgia  30274-1698(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559457, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Kelly M Krueger to Mortgage Electronic Registration Systems, Inc., dated May 28, 2004, recorded in Deed Book 38506, Page 0029, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 50355, Page 470, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND AND 0/100 DOLLARS ($134,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 187 of the 5th District of Gwinnett County, Georgia, being Lot 35, Block A, Tribble Mill Creek Subdivision, Unit Two, as per plat recorded in Plat Book 67, Page 227, Gwinnett County, Georgia records, which plat is incorporated herein and by this reference made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kelly M Krueger or a tenant or tenants and said property is more commonly known as 429 Creek Crossing Court, Grayson, Georgia 30017.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Kelly M Krueger

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11

Our file no. 52515910-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573152,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Venessa Krupa to Mortgage Electronic Registration Systems, Inc., dated January 3, 2003, recorded in Deed Book 30586, Page 195, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TEN THOUSAND AND 0/100 DOLLARS ($110,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 13, of the 5th District, Section, Gwinnett County, Georgia, and being known as Lot 4, Block A of Greenhill Woods Subdivision, and being more particularly described and delineated according to a plat of survey prepared by W.T. Dunahoo and Associates, INC, verified by W. T. Dunahoo, Georgia RLS No. 1577, dated July 24, 1987 entitled "closing plat for Daniel M. Clark Jr. and Brenda K Clark" said plat being of record in the Office of the Clerk of Superior Court of Gwinnett County, Georgia in PLat Book 42, Page 12, which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Venessa Krupa aka Venessa C. Beach or a tenant or tenants and said property is more commonly known as 2934 Franklin Road, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Venessa Krupa

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/km8 2/1/11

Our file no. 53105110-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616587,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Alex G. Kucera and Pamela R. Kucera to Cardinal Financial Company, Ltd. dated August 6, 2003, and recorded in Deed Book 34236, Page 31, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Washington Mutual Bank FA, by Assignment, securing a Note in the original principal amount of $198,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 251 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 95, BLOCK B, LANSDOWE SUBDIVISION, UNIT 3, AS PER PLAT RECORDED IN PLAT BOOK 62, PAGE 283, GWINNETT COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

Said property is known as 804 Aldenham Court, Suwanee, GA 30024, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Alex G. Kucera and Pamela R. Kucera, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Pamela R. Kucera, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

JPMorgan Chase Bank, National Association Successor in interest from the Federal Deposit Insurance Corporation, as Receiver for Washington Mutual Bank Fka Washington Mutual Bank FA as Attorney-in-Fact for Alex G. Kucera and Pamela R. Kucera Successor in title being Pamela R Kucera

File no. 10-010139

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/CW

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616356,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Ui Kun-U and Tae Jong Kwak to Bank of America, N.A., dated December 19, 2005, recorded in Deed Book 45893, Page 94, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED TWENTY-ONE THOUSAND AND 0/100 DOLLARS ($321,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 54 of the 7th District of Gwinnett County, Georgia and containing 6.138 acres and being Tract No. 11 of a survey for W. A. Elinburg, Jr., by Hayes, James and Associates, Surveyors on May 3, 1977, more particularly described as follows: Beginning at a point on the north side of Old Fontain Road and said point of beginning being 1034.22 feet southwest from a point on the original Land Lot Line separating Land Lots 54 and 55; thence south 59 degrees 26 minutes west 250 feet to a point; thence north 31 degrees 39 minutes west 1066.29 feet to a point; thence north 58 degrees 28 minutes east 250 feet to a point; thence south 31 degrees 39 minutes east 1071.90 feet to the true point of beginning.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ui Kun-U and Tae Jong Kwak or a tenant or tenants and said property is more commonly known as 1395 Old Fountain Road, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A. as Attorney in Fact for Ui Kun-U and Tae Jong Kwak

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11

Our file no. 53487509-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573103,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Elizabeth Kurup and Ravi Kurup to Mortgage Electronic Registration Systems, Inc., dated December 16, 2005, recorded in Deed Book 45921, Page 72, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

"The following described real property situate in the City of Snellville, County of Gwinnett, and State of Georgia, to wit: All that tract or parcel of land lying and being in Land Lot 36, 6th District, Gwinnett County, Georgia, being Lot 72, Block C, Quinn Ridge Subdivision, Unit Seven, as per plat recorded in Plat Book 33, Page 295, Gwinnett County records, which plat is hereby incorporated herein by reference and made a part hereof, being improved property known as 3970 Rocmar Drive, according to the present system of numbering houses in Gwinnett County. Tax ID #: R6036-165 By fee simple deed from Ravi Kurup, a married man as set forth in Deed Book 43290, Page 00050 and recorded on 6/27/2005, Gwinnett County records. The source deed as stated above is the last record of vesting filed for this property. There have been no vesting changes since the date of the above referenced source."

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Elizabeth Kurup and Ravi Kurup or a tenant or tenants and said property is more commonly known as 3970 Rocmar Drive, Snellville, Georgia 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Elizabeth Kurup and Ravi Kurup

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/km8 2/1/11

Our file no. 53376110-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559642, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Nana Kusi AKA Nana Kwabena Kusi to Bank of America, N.A., dated August 11, 2008, recorded in Deed Book 49042, Page 631, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-TWO THOUSAND AND 0/100 DOLLARS ($152,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 46 and 47 of the 5th District, Gwinnett County, Georgia being Lot 30, Block B, Orchard Grove Subdivision, Unit Four, as per plat recorded in Plat Book 85, Page 24, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 170 Taggart Run according to the present system of numbering property in Gwinnett County, Georgia. Subject to any easements or restrictions of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nana Kusi AKA Nana Kwabena Kusi and Hannah Annor or a tenant or tenants and said property is more commonly known as 170 Taggart Run, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A. as Attorney in Fact for Nana Kusi AKA Nana Kwabena Kusi

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wcj 2/1/11

Our file no. 53071410-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573049,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Brian O. Kuti to Mortgage Electronic Registration Systems, Inc., dated September 11, 2008, recorded in Deed Book 49085, Page 196, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 50042, Page 527, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND NINE HUNDRED TWENTY-TWO AND 0/100 DOLLARS ($163,922.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 125 of the 6th District of Gwinnett County, Georgia being Lot 38 Block A Safehaven Point, Unit One, as per plat recorded in Plat Book 88 Page 170 Gwinnett County, Georgia records, which recorded plat is incorporated herein and made a part hereof by reference and being known as 3862 Jackson Shoals Drive, Lawrenceville Georgia 30044 according to the present system of numbering houses in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Brian O. Kuti or a tenant or tenants and said property is more commonly known as 3862 Jackson Shoals Drive, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Brian O. Kuti

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dna 2/1/11

Our file no. 5877410-FT11

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573366,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Robert M. Kutuk and Suzanne S. Kutuk to Mortgage Electronic Registration Systems, Inc. dated May 10, 2004, and recorded in Deed Book 38906, Page 209, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverBank, by Assignment , securing a Note in the original principal amount of $195,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 240 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 83 OF BLOCK A, UNIT ONE, RIVER GLEN, AS PER PLAT RECORDED IN PLAT BOOK 59, PAGE 105, GWINNETT COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

Said property is known as 3945 Riverglen Circle, Suwanee, GA 30024, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Robert M. Kutuk and Suzanne S. Kutuk, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Robert M. Kutuk and Suzanne S. Kutuk, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverBank as Attorney-in-Fact for Robert M. Kutuk and Suzanne S. Kutuk

File no. 10-001834

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/KB

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612524,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Andriy Kuvshynnikov to Mortgage Electronic Registration Systems, Inc., dated August 21, 2006, recorded in Deed Book 46974, Page 60, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 50423, Page 262, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SEVEN THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($167,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in land lot 257 of the 7th District, Gwinnett County, Georgia, being lot 32, block B, Secret Cove subdivision, phase I, as per plat recorded in plat book 48, page 99, Gwinnett County, Georgia records; which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Andriy Kuvshynnikov or a tenant or tenants and said property is more commonly known as 4540 Browning Trail, Sugar Hill, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA

as Attorney in Fact for Andriy Kuvshynnikov

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net MR/cls1 2/1/11

Our file no. 52790210-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15524418,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Reddy S. Kwan to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $228,000.00 dated 09/18/2008, and recorded in Deed Book 49086, page 753, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of February, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Reddy S. Kwan the following described property:

All that certain tract or parcel of land lying in Duncan’s G.M.D. No. 1749, Headright Section, Gwinnett County, Georgia, being Lot 126, Block E, of Hamilton Mill - a Home Town, Phase 1-B, as per plat recorded in Plat Book 71, Pages 96 and 97, Gwinnett County, Georgia Records, which plat is hereby referred to incorporated herein by such reference and made a part of this description, being known as 3077 Green Farm Trail, Dacula, Georgia, according to the present system of numbering in Gwinnett County, Georgia.

Property known as: 3077 Green Farm Trail, Dacula, GA 30019

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Reddy S. Kwan.

CitiMortgage, Inc., as Attorney-in-fact for Reddy S. Kwan.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-15074

950-03573328,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Kaitlyn A. Kwasny to Mortgage Electronic Registration Systems, Inc. dated May 13, 2005, and recorded in Deed Book 43000, Page 2, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8, by AssignmentÝ, securing a Note in the original principal amount of $219,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 311 OF THE 7TH DISTRICT, OF GWINNETT COUNTY, GEORGIA, AND BEING LOT 26, BLOCK B OF HIGHLANDS AT BRIDGEGATE, UNIT 3, AS PER PLAT RECORDED IN PLAT BOOK 78, PAGE 94 OF GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

Said property is known as 5354 Culzean Way, Suwanee, GA 30024, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Kaitlyn A. Kwasny, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Kaitlyn A. Christensen n/k/a Kaitlyn A. Kwasny and Brian Kwasny, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8 as Attorney-in-Fact for Kaitlyn A. Kwasny her sucessors in title being Kaitlyn A. Christensen n/k/a Kaitlyn A. Kwasny and Brian Kwasny

File no. 10-009272

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616418,1/6,13,20,27

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Ata Kwateng to Mortgage Electronic Registration Systems, Inc. dated August 31, 2004, and recorded in Deed Book 40315, Page 160, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2004-12, Mortgage Pass-Through Certificates, Series 2004-12 , by Assignment, securing a Note in the original principal amount of $135,120.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 337 of the 4th District, of Gwinnett County, Georgia, and being Lot 80, Block A of Preserve @ Oak Hollow, Unit One, as per plat recorded in Plat Book 100, Page 294-296 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

Said property is known as 4059 Preserve Glen Court, Snellville, GA 30039, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Ata Kwateng, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Ata Kwateng, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2004-12, Mortgage Pass-Through Certificates, Series 2004-12 as Attorney-in-Fact for Ata Kwateng

File no. 07-5149

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573246,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Young Shi Kwon to Wachovia Bank, NA, dated August 9, 2006, recorded in Deed Book 46961, Page 51, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND TWO HUNDRED NINETY-THREE AND 0/100 DOLLARS ($129,293.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:The following property:

That tract or parcel of land lying and being in Land Lot(s) 113 of District 7, Gwinnett County, Georgia, being Lot(s) 51, Summit/Huntcrest Subdivision, 3 as per plat recorded in Gwinnett County, Georgia records. Being and intending to describe the same premises conveyed in a deed recorded 08/20/2003, in Book 34314, Page 1. Known as: 2227 Huntcrest Way Parcel: 7-113-244

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Wells Fargo Bank N.A. can be contacted at 1-800-662-3806 or by writing to PO Box 10328, Des Moines, IA 50306-0328, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Young Shi Kwon or a tenant or tenants and said property is more commonly known as 2227 Huntcrest Way, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA sbmt Wachovia Bank, NA as Attorney in Fact for Young Shi Kwon

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/car 2/1/11 Our file no. 11066810-FT12 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533093,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Young S Kwon to Mortgage Electronic Registration Systems, Inc., dated June 30, 2003, recorded in Deed Book 34314, Page 2, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 50405, Page 440, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED TWENTY-TWO THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($322,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in land lot 113 of the 7th district, Gwinnett County, Georgia, being lot 51, block A, The Summit at Huntcrest subdivision, Unit Three, as per plat recorded in plat book 97, page 177, Gwinnett County records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Young S Kwon or a tenant or tenants and said property is more commonly known as 2227 Huntcrest Way, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA

as Attorney in Fact for Young S Kwon

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net MR/cls1 2/1/11

Our file no. 52788010-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15524284,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Young S Kwon to Mortgage Electronic Registration Systems, Inc., dated June 30, 2003, recorded in Deed Book 34314, Page 2, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 50405, Page 440, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED TWENTY-TWO THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($322,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in land lot 113 of the 7th district, Gwinnett County, Georgia, being lot 51, block A, The Summit at Huntcrest subdivision, Unit Three, as per plat recorded in plat book 97, page 177, Gwinnett County records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Young S Kwon or a tenant or tenants and said property is more commonly known as 2227 Huntcrest Way, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA

as Attorney in Fact for Young S Kwon

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net MR/cls1 2/1/11

Our file no. 52788010-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15524417,1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Hyuk Kwon to Mortgage Electronic Registration Systems, Inc., nominee for Flex Mortgage its successors and assigns dated November 1, 2006 in the amount of $180,400.00, and recorded in Deed Book 47259, Page 786, Gwinnett County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment; the undersigned, BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 21 and 44 of the 5th District, Gwinnett County, Georgia, being known and designated as Lot 2, Block A of Almont Farms Subdivision as more particularly described on a plat of survey recorded at Plat Book 82, Page 267, Gwinnett County Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.

which has the property address of 715 Cricket Hill Trail, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Hyuk Kwon and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Attorney in Fact for Hyuk Kwon

Anthony DeMarlo, Attorney/cyeats

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-24454 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08559558, 1/6,13,20,27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Wha Ja Kwoun to Mortgage Electronic Registration Systems, Inc., dated April 28, 2006, recorded in Deed Book 46472, Page 609, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND AND 0/100 DOLLARS ($116,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 240 of the 6th District, Gwinnett County, Georgia, being Lot 49, Block A, Country Creek, per plat recorded in Plat Book 20, Page 12, Gwinnett County, Georgia records, which plat is incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Wha Ja Kwoun or a tenant or tenants and said property is more commonly known as 2618 Willow Creek Drive, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Wha Ja Kwoun

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/km8 2/1/11

Our file no. 53449110-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616585,1/6,13,20,27