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Foreclosures

NOTICE OF PO

Part 10

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jorge H Hernandez and Hong Hahn Nguyen to Mortgage Electronic Registration Systems, Inc., dated August 7, 2002, recorded in Deed Book 28389, Page 33, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment recorded in Deed Book 50355, Page 444, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($127,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 193 of the 6th District of Gwinnett County, Georgia, being Lot 5, Block A, Unit One, Magnolia, as per plat recorded in Plat Book 56, Page 267, Gwinnett County Records. Reference to said plat is hereby made for a complete description of the property herein described. Said property is improved property known as 6810 Magnolia Park Lane, according to the present system of numbering property in Gwinnett County, Georgia. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on March 1, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jorge H Hernandez and Hong Hahn Nguyen or a tenant or tenants and said property is more commonly known as 6810 Magnolia Park Lane, Norcross, Georgia 30093.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC as Attorney in Fact for Jorge H Hernandez and Hong Hahn Nguyen

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rap 3/1/11

Our file no. 52529710-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573740,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Martin J. Hernandez to Bank of America, N.A. dated January 31, 2007 in the amount of $168,600.00, and recorded in Deed Book 47568, Page 106, Gwinnett County, Georgia Records; as last transferred to Bank of America, N. A. by assignment; the undersigned, Bank of America, N. A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 257, 6th District, Gwinnett County, being Lot 41, Creekside Villas, Phase 1, as per plat recorded at Plat Book 114, Pages 282-284, revised at Plat Book 115, Pages 120-121, Gwinnett County, Georgia Records, which recorded plat is incorporated herein and made a part hereof by reference.

which has the property address of 2835 Suabury Trace, Norcross, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Martin J. Hernandez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, N. A. Attorney in Fact for Martin J. Hernandez

Anthony DeMarlo, Attorney/mtucker

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-18101 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560421, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gonzalo Herrera to Washington Mutual Bank, FA dated March 19, 2007 in the amount of $134,800.00, and recorded in Deed Book 47809, Page 744, Gwinnett County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

The Land referred to in this policy is situated in the State of GA, County of Gwinnett, City of Lawrenceville and described as follows:

All that Tract or Parcel of Land Lying and being in Land Lot 74, 7th District, Gwinnett County, Georgia, being Lot 14, Block A, Willow Pointe, Unit 1, as per Plat recorded in Plat Book 69, Pages 131, Gwinnett County records. Which Plat is hereby referred to and made a part of this description, being improved property know as No. 1535 Maple Pointe Court according to the present system of numbering houses in Gwinnett County.

which has the property address of 1535 Maple Pointe Court, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Gonzalo Herrera and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association Attorney in Fact for Gonzalo Herrera

Anthony DeMarlo, Attorney/mtucker

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-00889 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533624,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Fredis Jose Herrera to Washington Mutual Bank, FA dated July 5, 2006 in the amount of $252,000.00, and recorded in Deed Book 46815, Page 547, Gwinnett County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 84 of the 7th District, Gwinnett County, Georgia, being Lot 90, Block A, of the Glen at Whitehawk, Unit Three, as per plat recorded in Plat Book 67, Page 124, records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof.

which has the property address of 2114 Morning Brook Circle, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Fredis Jose Herrera and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association Attorney in Fact for Fredis Jose Herrera

Anthony DeMarlo, Attorney/smagnuson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-10353 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612816,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jocelyne Herring and Michael G Herring to Mortgage Electronic Registration Systems, Inc., dated July 31, 2008, recorded in Deed Book 49027, Page 0796, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 50007, Page 125, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND NINE HUNDRED SIXTY-EIGHT AND 0/100 DOLLARS ($153,968.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 215, 5th District, Gwinnett County, Georgia, being Lot 55, Block A, Cold Water Creek Subdivision, Unit Three, as per plat thereof recorded in Plat Book 93, Page 34, Gwinnett County, Georgia, records, which plat and legal description thereon are incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jocelyne Herring and Michael G Herring or a tenant or tenants and said property is more commonly known as 1080 Chimney Trace Way, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Jocelyne Herring and Michael G Herring

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mm7 3/1/11

Our file no. 5351810-FT11

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616760,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Wanda Herron to Citifinancial Services, Inc, dated February 19, 2008, recorded in Deed Book 48704, Page 641, Gwinnett County, Georgia Records, last assigned to CitiFinancial, Inc, conveying the after-described property to secure a Note in the original principal amount of One Hundred Thirty-Four Thousand Forty-Five and 43/100 DOLLARS ($134,045.43), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT "A"

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 37 OF THE 7TH LAND DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 3, BLOCK B OF CHESTNUT GROVE SUBDIVISION, UNIT ONE, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 32, PAGE 251 OF THE PUBLIC RECORDS OF GWINNETT COUNTY, GEORGIA, WHICH SAID PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE APART HEREOF. BEING THE SAME PROPERTY CONVEYED FROM S.L. O'KELLEY, TO LARRY N. HERRON AND WANDA S. HERRON, RECORDED 04/09/1986, IN BOOK 3468 PAGE 246. BEING THE SAME FEE SIMPLE PROPERTY CONVEYED BY WARRANTY DEED FROM LARRY NORMAN HERRON SR. TO WANDA S. HERRON DATED 08/15/1989 RECORDED ON 08/17/1989 IN BOOK 5617, PAGE 293 IN GWINNETT COUNTY RECORDS, STATE OF GEORGIA

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Wanda Herron or a tenant or tenants and said property is more commonly known as 2239 Cruise Rd, Lawrenceville, GA 30044.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiFinancial North America, Attention: Foreclosure Department, 1111 Northpoint, Suite 100 Bldg 4, Coppell, TX 75019 AND ¬877-675-3656 . Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

CitiFinancial, Inc as Attorney in Fact for Wanda Herron

Barry King Morris|Hardwick|Schneider, LLC

1303 Hightower Trail

Suite 315

Sandy Springs, Georgia

30350

http://foreclosure.closingsource.net

BK/KW Jan/20/2011

MHS File #: GA-91000018-11

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06617196,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Lonnie Hesiquio to Bank of America, NA, dated February 21, 2007, recorded in Deed Book 47601, Page 466, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($166,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 349 of the 7th District, Gwinnett County, Georgia, being Lot 326, Block E, Unit III of Riverside Walk Subdivision, Phase II, as per plat thereof recorded in Plat Book 86, Pages 152 and 153, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Bank of America can be contacted at 800-285-6000 or by writing to 475 Crosspoint Parkway, Getzville, NY 14068, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Lonnie Hesiquio or a tenant or tenants and said property is more commonly known as 1125 Riverside Walk Xing, Sugar Hill, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, NA as Attorney in Fact for Lonnie Hesiquio

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/smw 3/1/11

Our file no. 1668109-FT19

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03574132,2/3,10,17,24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Barbara A. Hesson, Robert E. Hesson and Peggy N. Hesson to Washington Mutual Bank, FA dated December 19, 2003, and recorded in Deed Book 36503, Page 259, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment , securing a Note in the original principal amount of $123,945.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or Parcel of land lying and being in Land Lot 12 of the 6th District, Gwinnett County Georgia, being Lot 61, Block "A", Campbell Glen Subdivision, according to plat recorded in Plat Book 86, Page 249, Gwinnett County Records, which plat in incorporated herein by reference.

Said property is known as 4354 Lock Ness Lane, Snellville, GA 30039, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Barbara A. Hesson, Robert E. Hesson and Peggy N. Hesson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Barbara A. Hesson, Robert E. Hesson, and Peggy N. Hesson, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Barbara A. Hesson, Robert E. Hesson and Peggy N. Hesson

File no. 11-014959

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/KLM

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06617003,2/3,10,17,24

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ANTHONY C HESTER AND ANGELA PASEUR HESTER to NBG MORTGAGE CORPORATION , dated 05/19/1987, and Recorded on 06/12/1987 as Book No. 4366 and Page No. 273, GWINNETT County, Georgia records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $78,784.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 111 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 15, BLOCK E, UNIT NO. 3, HANARRY ESTATES, AS PER PLAT RECORDED IN PLAT BOOK Q, PAGE 228, GWINNETT COUNTY RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION, BEING PROPERTY KNOWN AS 562 BEN COURT ACCORDING TO THE PRESENT SYSTEMS OF NUMBERING HOUSES IN SAID COUNTY, AS MORE PARTICULARLY SHOWN ON THAT CERTAIN PLAT OF SURVEY PREPARED BY GEORGIA LAND SURVEYING CO., INC., DATED MAY 11, 1987.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: U.S. BANK, N.A. C/O NATIONAL DEFAULT SERVICING CORPORATION, 7720 N. 16TH STREET, Foreclosure SUITE 300, PHOENIX, AZ 85020, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 562 BEN COURT, LILBURN, GEORGIA 30047 is/are: ANTHONY C HESTER AND ANGELA PASEUR HESTER or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK, N.A. as Attorney in Fact for ANTHONY C HESTER AND ANGELA PASEUR HESTER. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110090100006

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03574025,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Patrick T Hickox to Norwest Mortgage,Inc., dated August 13, 1999, recorded in Deed Book 19048, Page 71, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($134,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 150, 7th District, Gwinnett County, Georgia, being Lot 19, Block A, Unit II, Peachtree Horizon Subdivision, as per plat recorded in Plat Book 74, Page 162, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Patrick T Hickox or a tenant or tenants and said property is more commonly known as 3070 Ridge Oak Drive, Suwanee, Georgia 30021.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank,N.A sbm Wells Fargo Home Mortgage,Inc. fka Norwest Mortgage,Inc. as Attorney in Fact for Patrick T Hickox

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/cls1 3/1/11

Our file no. 521611-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560160, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Cheryl Higgins and Bobby Higgins to Bank of America, N.A, dated June 11, 2003, recorded in Deed Book 33304, Page 0252, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIFTY THOUSAND AND 0/100 DOLLARS ($50,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 309 of the 5th District of Gwinnett County, Georgia, being Lots 24 and 25 of Section B, Tannet Estates Subdivision, and further described in the plat filed of record in Plat Book 4, Page 133, incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Bank of America (HELOC Loans) can be contacted at 336-805-9867 or by writing to 4161 Piedmont Parkway, Greensboro, NC 27410-8110, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Cheryl Higgins and Bobby L. Higgins aka Bobby Higgins or a tenant or tenants and said property is more commonly known as 2578 Majestic Cir, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A as Attorney in Fact for Cheryl Higgins and Bobby Higgins Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/clp2 3/1/11 Our file no. 122311-FT19 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533748,2/3,10,17,24

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Kim Hill to Greater Atlanta Financial Services, LLC dated 12/15/2006 and recorded in Deed Book 47468 Page 2, Gwinnett County, Georgia records; as last transferred to Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc. by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 211,678.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011 (March 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 300 of the 6th District, Gwinnett County, Georgia, being Lot 6, Block A, Unit One of Summertree Subdivision, as per plat thereof recorded in Plat Book 17, Page 296, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 3753 Summertree Court, Duluth, Georgia 30096 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Kim Hill or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc. as agent and Attorney in Fact for Kim Hill

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-4779

950-08560229, 2/3,10,17,24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Leonard Hill and Melanie Hill to First Financial Mortgage Corporation in the original principal amount of $90,500.00 dated 09/23/2003, and recorded in Deed Book 35509, page 130, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Leonard Hill and Melanie Hill the following described property:

All that tract or parcel of land lying and being in Land Lot 95, of the 5th District, Gwinnett County, Georgia, being Lot 5, Block C, Wade's Mill Subdivision, according to plat of survey recorded in Plat Book 57, Page 148, Gwinnett County, Georgia Records, which plat and the record thereof are incorporated herein by reference thereto.

Property known as: 1630 Rose Point Dr, Loganville, GA 30052

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Leonard Hill and Melanie Hill.

CitiMortgage, Inc., as Attorney-in-fact for Leonard Hill and Melanie Hill.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-10010

950-03574260,2/3,10,17,24

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Shalda U Hill and Essie J Hill to Saxon Mortgage, Inc. dated 11/16/2006 and recorded in Deed Book 47336 Page 129, Gwinnett County, Georgia records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Saxon Asset Securities Trust 2007-1 by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 214,900.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011 (March 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 30 of the 6th District, Gwinnett County, Georgia, being Lot 82, Block B, Unit I of Kittery Point Subdivision, as per plat thereof recorded in Plat Book 83, pages 156-157, Gwinnett County, Georgia Records, Which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 3712 Fryeburg Place, Snellville, Georgia 30039 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Shalda U Hill and Essie J Hill or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Deutsche Bank National Trust Company, as Trustee for Saxon Asset Securities Trust 2007-1 as agent and Attorney in Fact for Shalda U Hill and Essie J Hill

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1037-312

950-08560471, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Shanton B. Hines and Nicole L. Hines to Bank of America, N.A., dated July 22, 2003, recorded in Deed Book 34162, Page 42, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-TWO THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($192,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 3 of the 5th District, Gwinnett County, Georgia, being Lot 6, Block A, Southfork Plantation Subdivision, Unit One, Phase One, as per plat thereof recorded in Plat Book 66, Page 231, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part of this description, being improved property. Being that parcel of land conveyed to Shanton B. Hines and Nicole L. Hines, as joint tenants with survivorship from Moore-Perry Homes, Inc. by that deed dated 08/17/2000 and recorded 08/25/2000 in Deed Book 21167, at Page 178 of the Gwinnett County, GA Public Registry. Tax Map Reference: R5003-362

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Shanton B. Hines and Nicole L. Hines or a tenant or tenants and said property is more commonly known as 3535 Prarie Drive, Snellville, Georgia 30078.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Shanton B. Hines and Nicole L. Hines

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 3/1/11

Our file no. 586211-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573668,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by L. Jeanette Hinesley aka L. Jeannette Hinesley and Patricia G. Hinesley-Pringle to Mortgage Electronic Registration Systems, Inc. as nominee for Pine State Mortgage Corporation its successors and assigns dated April 25, 2003 in the amount of $166,150.00, and recorded in Deed Book 32811, Page 150, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 54 of the 6th District, Gwinnett County, Georgia, being Lot 7, Block B, Unit 1, Wellington Hills, as per plat recorded in Plat Book U, Page 229, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference for a more detailed description.

which has the property address of 2252 Wellington Hills Way, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of L. Jeanette Hinesley aka L. Jeannette Hinesley and Patricia G. Hinesley-Pringle and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for L. Jeanette Hinesley aka L. Jeannette Hinesley and Patricia G. Hinesley-Pringle

Anthony DeMarlo,

Attorney/smitchell

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-01035 /FHA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616970,1/27,2/3,10,17,24

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Andre L. Hinnant to Mortgage Electronic Registration Systems, Inc., as nominee for Calusa Investments, LLC dated 4/18/2006 and recorded in Deed Book 46489 Page 604, GWINNETT County, Georgia records; as last transferred to HSBC Mortgage Services Inc. by Assignment filed for record in GWINNETT County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 200,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of GWINNETT County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011 (March 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 19 of the 6th District of Gwinnett County, Georgia being Lot 15, Block A, Allie's Plantation Subdivision, as per plat recroded in Plat Book 94, Page 39, Records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof.

Being the same property conveyed to Anre L. Hinnant by deed from Montana Homes, Inc. recorded 3/03/2003 in Peed Book 31286 Page 235, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia.

Tax ID# R6019-2427

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 3690 Spivey Court, Snellville, Georgia 30039 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Andre L. Hinnant or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

HSBC Mortgage Services Inc. as agent and Attorney in Fact for Andre L. Hinnant

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1021-15435

950-03573796,2/3,10,17,24

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ANDRE S HINTON to NEW CENTURY MORTGAGE CORPORATION , dated 11/30/2005, and Recorded on 01/10/2006 as Book No. 45995 and Page No. 0091, GWINNETT County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE STRUCTURED ASSET INVESTMENT LOAN TRUST, 2006-4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $152,100.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 51 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 6, BLOCK B, PATTERSON POINTE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 28, PAGE 40, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS BY REFERENCE INCORPORATED HEREIN AND MADE A PART HEREOF.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: AMERICA'S SERVICING COMPANY, 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-013, FORT MILL, SC 29715, 800-288-3212. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1918 -1920 PATTERSON COURT, LAWRENCEVILLE, GEORGIA 30044 is/are: ANDRE S HINTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE STRUCTURED ASSET INVESTMENT LOAN TRUST, 2006-4 as Attorney in Fact for ANDRE S HINTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100134005830

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03574057,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lindsey F Hiraldo and Mario Hiraldo to Mortgage Electronic Registration Systems, Inc. as nominee for Irwin Mortgage Corporation, its successors and assigns dated November 18, 2005 in the amount of $132,000.00, and recorded in Deed Book 45562, Page 204, Gwinnett County, Georgia Records; as last transferred to U.S. Bank National Association as Trustee for RALI 2006QS2 by assignment; the undersigned, U.S. Bank National Association as Trustee for RALI 2006QS2

pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 205 of the 5th District of Gwinnett County, Georgia being known and designated as Lot 17, Marthas Pointe as per plat recorded in Plat Book 93, Page 206, Gwinnett County, Georgia Records which plat is incorporated herein and made a part hereof by reference.

which has the property address of 345 Lynn Katie Ct, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Lindsey F Hiraldo and Mario Hiraldo and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank National Association as Trustee for RALI 2006QS2 Attorney in Fact for Lindsey F Hiraldo and Mario Hiraldo

Anthony DeMarlo, Attorney/awilby

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-17381 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560461, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Milan Chalupa and Halka Hnidova to HomeBanc Mortgage Corporation, dated January 31, 2005, recorded in Deed Book 41528, Page 247, Gwinnett County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 47778, Page 543, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-3 by assignment recorded in Deed Book 50181, Page 659, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($146,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 388 of the 7th District of Gwinnett County, Georgia and being Lot 12, Block "A", Austin Woods Subdivision, as per plat recorded in Plat Book 104, Page 291 and 292, Gwinnett County, Georgia Records, which plat is incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Austin Ranch Hill Trust, V. Radisi, as Trustee or a tenant or tenants and said property is more commonly known as 658 Austin Creek Dr, Sugar Hill, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-3 as Attorney in Fact for Milan Chalupa and Halka Hnidova

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ss3 3/1/11

Our file no. 51883810-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03574217,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Phi Ho and Hoang Tran to E-Z Loan, Inc., dated March 29, 2004, recorded in Deed Book 37819, Page 24, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 37819, Page 40, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($137,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 39 of the 7th District of Gwinnett County, Georgia, being Lot 79, Block A, Avalon Park Subdivision, Unit Two, according to plat recorded in Plat Book 54, Page 57, Gwinnett County Records, which plat is incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Phi Ho and Hoang Tran or a tenant or tenants and said property is more commonly known as 1060 Avalon Dr, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC sbm Chase Manhattan Mortgage Corporation as Attorney in Fact for Phi Ho and Hoang Tran

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kb4 3/1/11

Our file no. 53501910-FT18

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03574442,2/3,10,17,24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Adam Ho to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $207,000.00 dated 01/26/2007, and recorded in Deed Book 47543, page 709, Gwinnett County records, said Security Deed being last transferred and assigned to The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificate Holders of CWABS, Inc., Asset-Backed Certificates, Series 2007-4, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2011 by The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificate Holders of CWABS, Inc., Asset-Backed Certificates, Series 2007-4, as Attorney-in-Fact for Adam Ho the following described property:

All that tract or parcel of land lying and being in Land Lot 30 of the 6th District, Gwinnett County, Georgia, being Lot 2, Block A, Kittery Point Subdivision, Unit One, according to plat of survey recorded in Plat Book 83, Pages 156-157, Gwinnett County, Georgia Records, which plat and the record thereof are incorporated herein by reference thereto.

Property known as: 3312 Kittery Dr, Snellville, GA 30039

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Bank of America Corp. Home Loans Servicing, LP

BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B

Simi Valley, CA 93065

PHONE: 888-219-7773

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Adam Ho.

The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificate Holders of CWABS, Inc., Asset-Backed Certificates, Series 2007-4, as Attorney-in-fact for Adam Ho.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-10889

950-03574261,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Darwin V. Hobbs, Sr. and Sherrie L. Hobbs to Mortgage Electronic Registration Systems, Inc., dated December 28, 2006, recorded in Deed Book 47485, Page 11, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SIX THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($306,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 119 of the 5th District of Gwinnett County, Georgia, being Lot 19, Block "A", Spring Arbor Subdivision, Unit One formerly known as Willingham Estates, as per plat recorded in Plat Book 76, Page 209, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Darwin V. Hobbs, Sr. and Sherrie L. Hobbs or a tenant or tenants and said property is more commonly known as 1275 Thistle Gate Path, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC as Attorney in Fact for Darwin V. Hobbs, Sr. and Sherrie L. Hobbs

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kb4 3/1/11

Our file no. 53502210-FT18

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03574441,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Mirnesa Hodzic and Nizama Hodzic to Mortgage Electronic Registration Systems, Inc., dated December 24, 2007, recorded in Deed Book 48526, Page 651, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 49800, Page 35, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 109 of the 5th District, Gwinnett County Georgia, being Lot 23, Block E, Stone Mill, Unit nine, as per plat recorded in plat book 21, page 168 Gwinnett County Georgia records, which plat is incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mirnesa Hodzic and Nizama Hodzic or a tenant or tenants and said property is more commonly known as 407 Mill Ridge Way, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Mirnesa Hodzic and Nizama Hodzic

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/cj 3/1/11

Our file no. 51911909-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560606, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Patrick Charles Hoglen and Wanda Lynn Hoglen to Wachovia Bank, NA, dated June 9, 2006, recorded in Deed Book 46659, Page 130, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY THOUSAND NINE HUNDRED FOURTEEN AND 0/100 DOLLARS ($60,914.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

All that certain property situated in the City of Dacula in the County of Gwinnett and State of Georgia and being described in a deed dated 07/08/2003 and recorded 08/12/2003 in Book 34145, Page 161 among the land records of the County and State set forth above and referenced as follows: Lot 1, Block B, Landlot 315, District 5, Subdivision Wilshire Estates, Plat Book 76, Plat Page 219. Parcel ID Number: R 5312-A-092

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Wells Fargo Bank N.A. can be contacted at 1-800-662-3806 or by writing to PO Box 10328, Des Moines, IA 50306-0328, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Patrick Charles Hoglen and Wanda Lynn Hoglen or a tenant or tenants and said property is more commonly known as 2705 Jona Trail, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA sbmt Wachovia Bank, NA as Attorney in Fact for Patrick Charles Hoglen and Wanda Lynn Hoglen

Johnson Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/car 3/1/11

Our file no. 16611-FT12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616958,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Hugh E Holcombe to Wells Fargo Home Mortgage, Inc., dated September 30, 2003, recorded in Deed Book 36115, Page 169, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND FIVE HUNDRED SIX AND 0/100 DOLLARS ($68,506.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 298 of the 5th District of Gwinnett County, Georgia, being shown and designated as Lot 2, Block A, Brooktown Downs Subdivision, Unit One, Gwinnett County, Georgia, according to a plat of subdivision recorded in Plat Book 51, Page 275, Gwinnett County, Georgia records, which plat is incorporated by reference herein and made a part hereof. APN: 5-311-017

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Hugh E Holcombe or a tenant or tenants and said property is more commonly known as 1285 Brookton Dr, Dacula, Georgia 30211.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Hugh E Holcombe

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/cls1 3/1/11

Our file no. 511411-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560167, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Denise Holcombe and Leonard E. Holcombe to CTX Mortage Company dated August 21, 1998 in the amount of $128,150.00, and recorded in Deed Book 16721, Page 0202, Gwinnett County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 100 of the 7th District, Gwinnett County, Georgia, being Lot 155, Block A, of Kirkstone, Unit I, as per plat recorded in Plat Book 74, Pages 265-266, Gwinnett County Records, which plat is incorporated herein by this reference and made a part of this description.

which has the property address of 2583 Dunleigh Place, Buford, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Denise Holcombe and Leonard E. Holcombe and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association Attorney in Fact for Denise Holcombe and Leonard E. Holcombe

Anthony DeMarlo,

Attorney/kcarr

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-10919 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573827,2/3,10,17,24

Notice of Sale

Under Power

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by VALERIE A HOLCOMBE to HOMEBANC MORTGAGE CORPORATION , dated 04/13/2006, and Recorded on 04/17/2006 as Book No. 46394 and Page No. 0680, GWINNETT County, Georgia records, as last assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-10, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $110,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 126 OF THE 7TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

CONDOMINIUM UNIT 70, PHASE 1X, OF GARRISON SQUARE TOWNHOMES CONDOMINUMS, PHASE ONE-NINE, A CONDOMINIUM, AS MORE PARTICULARLY DESCRIBED AND DELINEATED IN THE DECLARATION OF CONDOMINIUM FOR GARRISON SQUARE TOWNHOMES CONDOMINIUMS, RECORDED IN DEED BOOK 27267, PAGE 181, GWINNETT COUNTY, GEORGIA RECORDS, AS LAST AMENDED AT DEED BOOK 32191, PAGE 224.

SUBJECT TO THE DECLARATION AND ALL MATTERS REFERENCED THEREIN. ALL MATTERS SHOWN ON PLAT RECORDED IN CONDOMINIUM PLAT BOOK CD3, PAGES 67-71, AFORESAID RECORDS; AND THE FLOOR PLANS ARE RECORDED IN CONDOMINIUM FLOOR PLAN NO. 2609-2614, AFORESAID RECORDS, AS AMENDED.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 801 OLD PEACHTREE RD #70 NW, LAWRENCEVILLE, GEORGIA 30043 is/are: VALERIE A HOLCOMBE or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-10 as Attorney in Fact for VALERIE A HOLCOMBE.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20110031400876

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-07613028,2/3,10,17,24

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Judith Hollis to Mortgage Electronic Registration Systems, Inc. as nominee for CTX Mortgage Company, LLC dated 12/18/2006 and recorded in Deed Book 47442 Page 0713, Gwinnett County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 213,750.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011 (March 1, 2011), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 139, 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING CONDOMINIUM UNIT 68, BUILDING L, OF BELLEWOOD CONDOMINIUM, AS PER PLAT RECORDED IN CONDOMINIUM PLAT BOOK 4, PAGE 43, REVISED AT CONDOMINIUM PLAT BOOK 4, PAGE 50, REVISED AT CONDOMINIUM PLAT BOOK 4, PAGE 64, REVISED AT CONDOMINIUM PLAT BOOK 4, PAGE 133, AND REVISED AT CONDOMINIUM PLAT BOOK 4, PAGE 183, AFORESAID RECORDS, TOGETHER WITH ALL RIGHT, TITLE AND INTEREST OF GRANTOR IN THE UNIT AND THE APPURTENANCES THERETO UNDER THAT CERTAIN DECLARATION OF CONDOMINIUM FOR BELLEWOOD CONDOMINIUM RECORDED AT DEED BOOK 46085, PAGE 237, AFORESAID RECORDS, (SAID DECLARATION TOGETHER WITH ALL EXHIBITS THERETO AND AMENDMENTS THERETO AND AS MAY BE AMENDED FROM TIME TO TIME, HEREINAFTER BEING REFERRED TO COLLECTIVELY AS THE "DECLARATION") AND THE FLOOR PLANS RECORDED IN THE FLOOR PLAN BOOK AT PAGE 4654, AFORESAID RECORDS, AS MAY BE AMENDED. THE INTEREST HEREBY CONVEYED INCLUDES WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, THE UNDIVIDED PERCENTAGE INTEREST IN THE COMMON ELEMENTS OF BELLEWOOD CONDOMINIUM, APPURTENANT TO THE UNIT, AS THE SAME IS SPECIFIED IN THE DECLARATION.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 6200 Bellecliff Run, Tucker, Georgia 30084 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Judith Hollis or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Judith Hollis

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-5743

950-07613123,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Henry E. Holloway, Jr. and Mildred Marie Holloway to Mortgage Electronic Registration Systems, Inc., dated August 11, 2008, recorded in Deed Book 49046, Page 534, Gwinnett County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment recorded in Deed Book 50081, Page 332, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SEVENTY-TWO THOUSAND AND 0/100 DOLLARS ($372,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 2 of the 3rd District, Duncans GMD 1749, Gwinnett County, Georgia, being Lot 4, Block H, Hamilton Mill - A Home Town a/k/a Hamilton Mills - Home Town, Phase 3A, as per plat recorded in Plat Book 70, Page 212, Gwinnett County Records, said plat is being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Henry E. Holloway, Jr. and Mildred Marie Holloway or a tenant or tenants and said property is more commonly known as 3335 Fairway Bend Drive, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Flagstar Bank, FSB as Attorney in Fact for Henry E. Holloway, Jr. and Mildred Marie Holloway

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 3/1/11

Our file no. 51281610-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573777,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Charles Holmes and Tina Wright Holmes to HomeBanc Mortgage Corporation dated June 29, 2005 in the amount of $247,900.00, and recorded in Deed Book 43594, Page 118, Gwinnett County, Georgia Records; as last transferred to U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-4 by assignment; the undersigned, U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-4 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 123 and 134 of the 6th District, Gwinnett County, Georgia, being Lot 10, Block A, Bryson Cove, Unit One, as per plat of survey recorded in Plat Book 71, Page 13, Gwinnett county Records, which plat is hereby referred to and made a part of this description.

which has the property address of 55 Bryson Landing SW, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Charles Holmes and Tina Wright Holmes and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-4 Attorney in Fact for Charles Holmes and Tina Wright Holmes

Anthony DeMarlo,

Attorney/jnunn

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-23478 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612930,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Gwendolyn Holston to Mortgage Electronic Registration Systems, Inc., dated December 11, 2007, recorded in Deed Book 48547, Page 0410, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 50030, Page 261, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND SIX HUNDRED SEVENTY-FOUR AND 0/100 DOLLARS ($160,674.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in land lot 5 of the 7th district, Gwinnett County,Georgia, being known as lot 87 block A of Bennington Square Subdivision, as shown on aplat of survey, recorded in plat book 120, pages 190-192, Gwinnett County, Georgia deed records,which said plat of survey is incorporated herein for a more complete legal description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gwendolyn Holston or a tenant or tenants and said property is more commonly known as 1742 Coleville Oak Lane, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Gwendolyn Holston

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mm7 3/1/11

Our file no. 51088610-FT11

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616755,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Tae K Hong to Mortgage Electronic Registration Systems, Inc., dated January 9, 2006, recorded in Deed Book 46025, Page 234, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND AND 0/100 DOLLARS ($162,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 234, 7th District, Gwinnett County, Georgia, being Lot 35, Block E, Ruby Forest, Unit Five, Phase Two, as per plat recorded at Plat Book 69, Page 227, Gwinnett Count Records, said plat being referred to and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tae K Hong or a tenant or tenants and said property is more commonly known as 297 Dogwood View Lane, Suwanee, Georgia 30024.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Tae K Hong

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/wcj 3/1/11

Our file no. 5117111-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560400, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jim W. Hong and Miyoung Hong to Mortgage Electronic Registration Systems, Inc., dated April 21, 2005, recorded in Deed Book 42864, Page 175, Gwinnett County, Georgia Records, as last transferred to Flagstar Bank FSB by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($176,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 257 of the 7th District, of Gwinnett County, Georgia, and being Lot 22, Block A of Suwanee Brooke, as per plat recorded in Plat Book 103, Page 299-300 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on March 1, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jim W. Hong and Miyoung Hong or a tenant or tenants and said property is more commonly known as 4356 Suwanee Brook Court, Buford, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Flagstar Bank FSB as Attorney in Fact for Jim W. Hong and Miyoung Hong

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/kmh 3/1/11

Our file no. 53294808-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560382, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Mark Douglas Hooks and Teresa Anne Hooks to Mortgage Electronic Registration Systems, Inc., dated October 25, 2004, recorded in Deed Book 40392, Page 35, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 50405, Page 514, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTEEN THOUSAND THREE HUNDRED SIXTY AND 0/100 DOLLARS ($213,360.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 169 of the 5th District, Gwinnett County, Georgia, being Lot 36, Block A, Wheatfields Crossing, Phase 1, as per plat recorded in Plat Book 101, Pages 86-88, Gwinnett County, Georgia records, which plat is hereby incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mark Douglas Hooks and Teresa Anne Hooks or a tenant or tenants and said property is more commonly known as 41 Whitegrass Way, Grayson, Georgia 30017.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Mark Douglas Hooks and Teresa Anne Hooks

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/cls1 3/1/11

Our file no. 53021410-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616780,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Brenda D. Hopkins and Barry J. Webb to HomeBanc Mortgage Corporation dated April 20, 2006 in the amount of $194,150.00, and recorded in Deed Book 46451, Page 128, Gwinnett County, Georgia Records; as last transferred to U.S. Bank National Association as Trustee for Citigroup Mortgage Loan Trust Inc., 2006-AR6, Mortgage Pass-Through Certificates, Series 2006-AR6 by assignment; the undersigned, U.S. Bank National Association as Trustee for Citigroup Mortgage Loan Trust Inc., 2006-AR6, Mortgage Pass-Through Certificates, Series 2006-AR6 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in 1587th GMD of Gwinnett County, Georgia, being Lot 5, Block A, of Yorkshire Estates, as per plat recorded in Plat Book 107, Page 117-118 Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 758 York View Drive, Auburn, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Brenda D. Hopkins and Barry J. Webb and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank National Association as Trustee for Citigroup Mortgage Loan Trust Inc., 2006-AR6, Mortgage Pass-Through Certificates, Series 2006-AR6 Attorney in Fact for Brenda D. Hopkins and Barry J. Webb

Anthony DeMarlo, Attorney/ajackson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-01077 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533698,2/3,10,17,24

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by LTIA HORTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR AHM MORTGAGE , dated 03/30/2006, and Recorded on 04/05/2006 as Book No. 46340 and Page No. 631, GWINNETT County, Georgia records, as last assigned to WELLS FARGO BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $99,768.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 202 OF THE 6TH DISTRICT OF GWINNETT COUNTY. GEORGIA, AND BEING KNOWN AND DESIGNATED AS UNIT 4035 OF PHASE I OF STILLWATER PLANTATION CONDOMINIUM TWO. A CONDOMINIUM DEVELOPMENT. UNDER THE PROVISIONS OF THE GEORGIA CONDOMINIUM ACT. AS AMENDED, OF THE STATE OF GEORGIA (GEORGIA LAWS 1975, PAGE 609, ET. SEQ., AS AMENDED) ACCORDING TO AND AS SHOWN ON PLAT ENTITLED "SURVEY FOR STILLWATER PLANTATION CONDOMINIUM TWO, PHASE I" DATED JULY 22, 1986, BY BRAGG, WOOD & ASSOCIATES, IAN M. BRAGG, REGISTERED LAND SURVEYOR, RECORDED IN CONDOMINIUM PLAT BOOK 1, PAGE 237, GWINNETT COUNTY, GEORGIA RECORDS. TOGETHER WITH ALL THE RIGHTS TITLE AND INTEREST OF THE GRANTOR IN SAID UNIT AND ANY APPURTENANTCES THERETO UNDER THE DECLARATIONS OF CONDOMINIUM OF STILLWATER PLANTATION CONDOMINIUM TWO, AS RECORDED IN DEED BOOK 4146, PAGE 11. GWINNETT COUNTY RECORDS, WHICH SAID PLAT AND DECLARATIONS ARE BY REFERENCE INCORPORATED HEREIN AND MADE A PART HEREOF.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 4035 STILLWATER DRIVE, DULUTH, GEORGIA 30096 is/are: LTIA HORTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

WELLS FARGO BANK, N.A. as Attorney in Fact for LTIA HORTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110169800548

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03574047,2/3,10,17,24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Edward M. Hosier and Shelly H. Hosier and Jennifer M. Harrison to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $132,000.00 dated 06/08/2006, and recorded in Deed Book 46671, page 889, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Edward M. Hosier and Shelly H. Hosier and Jennifer M. Harrison the following described property:

All that tract or parcel of land lying and being in Land Lot 37, of the 5th District, Gwinnett County, Georgia, being Lot 11, Block E, Abington Park Subdivision, Unit No. 2, as per plat recorded in Plat Book R, Page 141, Gwinnett County, Georgia Records, and being known as 2316 Street DeVille, Snellville, Georgia 30078, according to the present system of numbering houses.

Property known as: 2316 Street Deville, Snellville, GA 30078

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Edward M. Hosier and Shelly H. Hosier and Jennifer M. Harrison.

CitiMortgage, Inc., as Attorney-in-fact for Edward M. Hosier and Shelly H. Hosier and Jennifer M. Harrison.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-00545

950-03574252,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

CONTAINED IN

SECURITY DEED

STATE OF GEORGIA,

COUNTY OF Gwinnett

Pursuant to a power of sale contained in a certain security deed executed by Houston Homes, Inc., hereinafter referred to as Grantor, to Bank of North Georgia recorded in Deed Book 45836, beginning at page 226, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in March, 2011, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A".

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lot 169, 5th District, Gwinnett County, Georgia, being Lot 2, Block B, Wheatfield Reserve, Unit 2, Phase 1, as per plat recorded in Plat Book 111, Page 191-193, Gwinnett County, Georgia records, which plat is hereby incorporated herein by reference.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said security deed.

The entity that has full authority to negotiate, amend, and modify all terms of the Note and Security Deed is Synovus Bank, 8025 Westside Parkway, Alpharetta, GA 30009, (770) 751-4700.

To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Houston Homes, Inc. or tenant(s).

Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with Bank of North Georgia, As attorney-in-fact for the aforesaid Grantor

Campbell & Brannon, LLC

990 Hammond Drive

Suite 800

One Lakeside Commons

Atlanta, Georgia 30328

(770) 392-0041

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

SYN/Houston Homes, Inc./11-60159

950-08560312, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

CONTAINED IN

SECURITY DEED

STATE OF GEORGIA,

COUNTY OF Gwinnett

Pursuant to a power of sale contained in a certain security deed executed by Houston Homes, Inc., hereinafter referred to as Grantor, to Bank of North Georgia recorded in Deed Book 48792, beginning at page 250, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in March, 2011, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A".

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lot 54 of the 5th District, Gwinnett County, Georgia, being Lot 26, Block E, Havenstone, Unit III, as per plat recorded in Plat Book 118, Pages 179 through 180, Gwinnett County, Georgia records, which plat is hereby incorporated herein by reference

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said security deed.

The entity that has full authority to negotiate, amend, and modify all terms of the Note and Security Deed is Synovus Bank, 8025 Westside Parkway, Alpharetta, GA 30009, (770) 751-4700.

To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Houston Homes, Inc. or tenant(s).

Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with Bank of North Georgia, As attorney-in-fact for the aforesaid Grantor

Campbell & Brannon, LLC

990 Hammond Drive

Suite 800

One Lakeside Commons

Atlanta, Georgia 30328

(770) 392-0041

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

SYN/Houston Homes, Inc./11-60161

950-08560310, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

CONTAINED IN

SECURITY DEED

STATE OF GEORGIA,

COUNTY OF Gwinnett

Pursuant to a power of sale contained in a certain security deed executed by Houston Homes, Inc., hereinafter referred to as Grantor, to Bank of North Georgia recorded in Deed Book 48801, beginning at page 296, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in March, 2011, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A".

EXHIBIT "A"

All that tract or parcel of land lying and being Land Lot 54 of the 5th District, Gwinnett County, Georgia, being Lot 37, Block E, Havenstone, Phase II, as per plat recorded in Plat Book 105, Page 32 through 33, Gwinnett County, Georgia Records, which plat is hereby incorporated herein by reference.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said security deed.

The entity that has full authority to negotiate, amend, and modify all terms of the Note and Security Deed is Synovus Bank, 8025 Westside Parkway, Alpharetta, GA 30009, (770) 751-4700.

To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Houston Homes, Inc. or tenant(s).

Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with Bank of North Georgia, As attorney-in-fact for the aforesaid Grantor

Campbell & Brannon, LLC

990 Hammond Drive

Suite 800

One Lakeside Commons

Atlanta, Georgia 30328

(770) 392-0041

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

SYN/Houston Homes, Inc./11-60162

950-08560313, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

CONTAINED IN

SECURITY DEED

STATE OF GEORGIA,

COUNTY OF Gwinnett

Pursuant to a power of sale contained in a certain security deed executed by Houston Homes, Inc., hereinafter referred to as Grantor, to Bank of North Georgia recorded in Deed Book 46920, beginning at page 217, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in March, 2011, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A".

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lot 54 of the 5th District, Gwinnett County, Georgia, being Lot 9, Block G, Havenstone, Phase 4, as per plat recorded in Plat Book 111, Page 209, Gwinnett County, Georgia records, which plat is hereby incorporated herein by reference.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said security deed.

The entity that has full authority to negotiate, amend, and modify all terms of the Note and Security Deed is Synovus Bank, 8025 Westside Parkway, Alpharetta, GA 30009, (770) 751-4700.

To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Houston Homes, Inc. or tenant(s).

Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with Bank of North Georgia, As attorney-in-fact for the aforesaid Grantor

Campbell & Brannon, LLC

990 Hammond Drive

Suite 800

One Lakeside Commons

Atlanta, Georgia 30328

(770) 392-0041

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

SYN/Houston Homes, Inc./11-60160

950-08560311, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

CONTAINED IN

SECURITY DEED

STATE OF GEORGIA,

COUNTY OF Gwinnett

Pursuant to a power of sale contained in a certain security deed executed by Houston Homes, Inc., hereinafter referred to as Grantor, to Bank of North Georgia recorded in Deed Book 45151, beginning at page 84, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in March, 2011, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A".

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lots 169 and 170, 5th District, Gwinnett County, Georgia, Being Lot s 207 and 227, Block A, Wheatfields Reserve, Unit 2, Phase 1, as per plat recorded in Plat Book 111, Pages 191 through 193, Gwinnett County, Georgia Records, which plat is hereby incorporated herein by reference.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said security deed.

The entity that has full authority to negotiate, amend, and modify all terms of the Note and Security Deed is Synovus Bank, 8025 Westside Parkway, Alpharetta, GA 30009, (770) 751-4700.

To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Houston Homes, Inc. or tenant(s).

Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with Bank of North Georgia, As attorney-in-fact for the aforesaid Grantor

Campbell & Brannon, LLC

990 Hammond Drive

Suite 800

One Lakeside Commons

Atlanta, Georgia 30328

(770) 392-0041

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

SYN/Houston Homes, Inc./11-60158

950-08560309, 2/3,10,17,24

NOTICE OF

FORECLOSURE

SALE UNDER POWER

GWINNETT COUNTY,

GEORGIA

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Gwen D. Howard by Shannon Obringer as her attorney in fact to ING Bank, FSB, dated July 8, 2005, and recorded in Deed Book 43685, Page 131, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Three Thousand Seven Hundred Forty-Eight and 0/100 dollars ($103,748.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on March 1, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 178 OF THE 7TH DISTRICT OF GWINNETT COUNTY, GEORGIA AND BEING LOT 119, BLOCK A, MILLGATE CROSSING, PHASE 2, AS RECORDED IN PLAT BOOK 93, PAGE 201-202, GWINNETT COUNTY, GEORGIA RECORDS. SAID PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Your mortgage servicer can be contacted by writing to 525 Vine Street, Suite 800, Cincinnati, Ohio 45202, to discuss possible alternatives to avoid foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gwen D. Howard or tenant(s); and said property is more commonly known as 2172 Millgate Lane, Buford, GA 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

ING Bank, FSB as Attorney in Fact for Gwen D. Howard by Shannon Obringer as her attorney in fact.

Brock & Scott, PLLC

5431 Oleander Drive,

Wilmington NC 28403

888-726-9953

B&S file no.: 11-01522

950-06617193,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Barbara J Howard to Washington Mutual Bank, FA, dated June 11, 2003, recorded in Deed Book 33215, Page 152, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND TWO HUNDRED EIGHTY-SEVEN AND 0/100 DOLLARS ($122,287.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

All that tract certain plat of land situate, lying and being in Land Lot 4, of the 7th District, Gwinnett County, Georgia, being known and designated as being Lot 44, Block B, Glen Oaks Racquet Club, Unit III, as shown on plat recorded in Plat Book 67, Page 148, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Tax ID: R7004-485

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Barbara J Serrato or a tenant or tenants and said property is more commonly known as 857 Conners Cove, Lawrenceville, Georgia 30244.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association, the current lender, as the purchaser of the loans and other assets of Washington Mutual Bank, fka Washington Mutual Bank, FA from the Federal Deposit Insurance Corporation, acting as receiver for Washington Mutual Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 USC Sec. 1821 (d) as Attorney in Fact for Barbara J Howard

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/kmh 3/1/11

Our file no. 126411-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03574121,2/3,10,17,24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Maritza Hoyos to Mortgage Electronic Registration Systems, Inc. dated August 9, 2006, and recorded in Deed Book 46894, Page 0491, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for CSAB Mortgage-Backed Pass-Through Certificates, Series 2006-3, by AssignmentÝ, securing a Note in the original principal amount of $162,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 171 of the 6th District, Gwinnett County, Georgia, being Lot 21, Block B, Williamsburg Estates Subdivision, Unit I as per plat recorded in Plat Book X, Page 178, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description.

Said property is known as 5632 Williamsburg Drive, Norcross, GA 30093, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Maritza Hoyos, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Maritza Hoyos, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association, as Trustee for CSAB Mortgage-Backed Pass-Through Certificates, Series 2006-3 as Attorney-in-Fact for Maritza Hoyos

File no. 08-009249

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573907,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Karin L Hoyos and Jose Hoyos to Wachovia Bank, NA, dated July 28, 2007, recorded in Deed Book 48187, Page 198, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-THREE THOUSAND SIX HUNDRED FORTY-FOUR AND 37/100 DOLLARS ($173,644.37), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

The following property: That tract or parcel of land lying and being in Land Lot(s) 275 of District 7, Gwinnett County, Georgia, being Lot(s) 5, Sunset Heights Subdivision, as per plat recorded in Gwinnett County, Georgia records. Being and intending to describe the same premises conveyed in a deed recorded 08/20/2001, in Book 24207, Page 3. Known as: 4799 Sunview Ct. Parcel: 7-288-042

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Wells Fargo Bank N.A. can be contacted at 1-800-662-3806 or by writing to PO Box 10328, Des Moines, IA 50306-0328, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Karin L Hoyos and Jose Hoyos or a tenant or tenants and said property is more commonly known as 4799 Sunview Ct, Suwanee, Georgia 30024.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Karin L Hoyos and Jose Hoyos

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/car 3/1/11

Our file no. 15711-FT12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560064, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Debra E Hoyte n/k/a Debra E. Hoyte-Malette and Fabrice D Malette to Mortgage Electronic Registration Systems, Inc. Citimortgage, Inc., its successors and assigns dated January 26, 2009 in the amount of $229,688.00, and recorded in Deed Book 49270, Page 825, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

The following described property, to wit: all that tract or parcel of land lying and being in Land Lot 321 of the 4th District of Gwinnett County, Georgia, being Lot 95, Block A of Pembrook Farms, as per Plat recorded in Plat Book 109, Page 129-129, Gwinnett County, Georgia records.

Tax ID: R4321390.

Being the same fee simple property conveyed by Quit Claim Deed from Fabrice D. Malette and Debra E. Hoyte NKA Debra E. Hoyte-Malette Joint tenants with full right of survivorship to Fabrice D. Malette and Debra E. Hoyte-Malette joint tenants with full right of survivorship, dated 12/20/2007 recorded on 01/09/2008 in Book 48557, Page 0102 in Gwinnett County records, State of GA.

which has the property address of 3452 Foster Ridge Trl Sw, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Debra E Hoyte n/k/a Debra E. Hoyte-Malette and Fabrice D Malette and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Debra E Hoyte n/k/a Debra E. Hoyte-Malette and Fabrice D Malette

Anthony DeMarlo, Attorney/awilby

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-06385 /FHA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533727,2/3,10,17,24

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by PATRICK W HUDSON to WELLS FARGO HOME MORTGAGE, INC. , dated 06/29/2001, and Recorded on 12/19/2001 as Book No. 25632 and Page No. 0085, GWINNETT County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME MORTGAGE, INC., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $135,355.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 216 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA BEING KNOWN AS LOT 5, BLOCK A OF IVEY POINTE, UNIT ONE, AS PER PLAT RECORDED AT PLAT BOOK 87, PAGES 202 AND 203, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF CAPTIONED PROPERTY AND BEING IMPROVED PROPERTY KNOWN AS 1092 ALYSUM AVENUE, LAWRENCEVILLE, GA 30045 ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., ONE HOME CAMPUS, Foreclosure, DES MOINES, IA 50328, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1092 ALYSUM AVENUE, LAWRENCEVILLE, GEORGIA 30045 is/are: PATRICK W HUDSON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME MORTGAGE, INC. as Attorney in Fact for PATRICK W HUDSON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110058300015

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03574044,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Yuneera Hudson to Bank of America, N.A. dated March 21, 2003 in the amount of $132,900.00, and recorded in Deed Book 31877, Page 88, Gwinnett County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP by assignment; the undersigned, BAC Home Loans Servicing, LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 46 of the 5th District, Gwinnett County, Georgia, being Lot 94, Block A, Kentshire Subdivision, as per plat recorded in Plat Book 89, Pages 295 and 296, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference.

which has the property address of 310 Kentshire Pl, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Yuneera Hudson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP Attorney in Fact for Yuneera Hudson

Anthony DeMarlo, Attorney/smitchell

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-25938 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03574533,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Theresa Y. Huff to Mortgage Electronic Registration Systems, Inc, dated August 19, 2005, recorded in Deed Book 44790, Page 100, Gwinnett County, Georgia Records, last assigned to Deutsche Bank National Trust Company, as Trustee of the Residential Asset Securitization Trust 2005-A15, Mortgage Pass-Through Certificates, Series 2005-O under the Pooling and Servicing Agreement dated December 1, 2005, conveying the after-described property to secure a Note in the original principal amount of Ninety-Four Thousand Six Hundred Forty and 00/100 DOLLARS ($94,640.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT "A"

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 79 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 55, BLOCK A OF DAVIS MILL ESTATES SUBDIVISION, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 35, PAGE 261, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Theresa Y. Huff or a tenant or tenants and said property is more commonly known as 84 Davis Mill Court, Lawrenceville, GA 30044.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: IndyMac Mortgage Services, a Division of OneWest Bank, 888 East Walnut Street, Pasadena, CA 91101 AND ¬866-354-5947 . Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Deutsche Bank National Trust Company, as Trustee of the Residential Asset Securitization Trust 2005-A15, Mortgage Pass-Through Certificates, Series 2005-O under the Pooling and Servicing Agreement dated December 1, 2005 as Attorney in Fact for Theresa Y. Huff Barry King

Morris|Hardwick|Schneider, LLC 1303 Hightower Trail Suite 315 Sandy Springs, Georgia 30350 http://foreclosure.closingsource.net BK/BK Jan/24/2011 MHS File #: GA-91000063-11

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560726, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Sharie G. Huggins  to Bank of America, N.A., dated October 21, 2004 and filed for record November 18, 2004 in Deed Book 40630, Page 136, Gwinnett County, Georgia records, and securing a Note in the original principal amount of $137,934.00, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Gwinnett County, Georgia, between the legal hours of sale on the first Tuesday in March, 2011, by Bank of America, N.A. as Attorney-in-Fact for Sharie G. Huggins  the following property to-wit:

ALL THAT TRACT or parcel of land lying and being in Land Lot 94 of the 5th District, Gwinnett County, Georgia, being more particularly described as follows:

TO ARRIVE AT the point of beginning, commence at the intersection of the southeasterly right of way of Temple Johnson Road, said right of way being 80 feet in width, with the northeasterly right of way of Stephens Road; running thence southeasterly along the northeasterly right of way of Stephens Road, 292.78 feet to a point; running thence south 34 degrees 03 minutes 57 seconds east along the northeasterly right of way of Stephens Road 33.66 feet to a point; running thence south  25 degrees 27 minutes 26 seconds east along the northeasterly right of way of Stephens Road 79.7 feet to a point; running thence south 23 degrees 21 minutes 44 seconds east along the northeasterly right of way of Stephens Road 14.75 feet to the Point of Beginning; running thence north 71 degrees 13 minutes 28 seconds east, 212.24 feet to a point; running thence south 18 degrees 46 minutes 31 seconds east, 121.01 feet to a point; running thence south 70 degrees 08 minutes 54 seconds west 135.77 feet to a point; running thence south 69 degrees 34 minutes 41 seconds west 59.6 feet to a point; running thence  south 52 degrees 53 minutes 27 seconds west 6.55 feet to a point located on the northeasterly right of way of Stephens Road; running thence north 24 degrees 03 minutes 56 seconds west along the northeasterly right of way of  Stephens Road 39.68 feet to a point; running thence north 23 degrees 21 minutes 44 seconds west along the northeasterly right of way of Stephens Road, 88.10 feet to the Point of Beginning; said more particular legal description according to plat of survey prepared by S. R. Fields R.L.S., dated January 31, 1986, revised February 10, 1986.       

The above described property is also known as 3530 Stephens Road, Loganville, GA 30052.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned's knowledge and belief, possession of the subject property is held by Sharie G. Huggins  

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-800-669-6650.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for Bank of America, N.A.  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

Bank of America, N.A. as Attorney-in-Fact for Sharie G. Huggins

SHUPING, MORSE & ROSS, LLP

By:  S. Andrew Shuping, Jr.  

S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100 Riverdale, Georgia  30274-1698 (770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560503, 2/3,10,17,24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Walter R. Hughes to Shelter Mortgage Company, LLC d/b/a Fairfield Mtg. dated March 10, 2000, and recorded in Deed Book 20202, Page 200, Modified at Deed Book 46662, Page 710 Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Fleet Mortgage Corp., by Assignment, securing a Note in the original principal amount of $139,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 126, 7th District, Gwinnett County, Georgia, being Lot 48, Block A, Berkshire Manor, Unit III as per plat recorded in Plat Book 56, Page 134, Gwinnett County Records, which plat is hereby referred to and made a part of this description.

Said property is known as 2400 Compton Place, Suwanee, GA 30024, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Walter R. Hughes, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Walter R. Hughes, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

JPMorgan Chase Bank, National Association successor in interest from the Federal Deposit Insurance Corporation, as Receiver for Washington Mutual Bank, formerly known as Washington Mutual Bank, FA, successor in interest to Washington Mutual Home Loans, Inc., successor by merger to Fleet Mortgage Corp. as Attorney-in-Fact for Walter R. Hughes

File no. 03-1623

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/BMB

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07613047,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Lisa P. Hughes to Wells Fargo Home Mortgage, Inc., dated November 5, 2003, recorded in Deed Book 35988, Page 22, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Harborview Mortgage Loan Trust 2004-3 by assignment recorded in Deed Book 49705, Page 0016, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWELVE THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($212,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Duncan GMD 1749, Rocky Creek GMD 1587 and Hog Mountain GMD 444, Gwinnett County, Georgia, being Lot 322, Block A, Daniel Park, Unit Two, as per plat recorded in Plat Book 90, Page 151, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference. The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by ;. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on March 1, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Lisa P. Hughes and Lisa P. Hughes aka Lisa Panos Hughes or a tenant or tenants and said property is more commonly known as 2910 Daniel Park Run, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Deutsche Bank National Trust Company, as Trustee for Harborview Mortgage Loan Trust 2004-3 as Attorney in Fact for Lisa P. Hughes

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rjt 3/1/11

Our file no. 51045209-FT5

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573666,2/3,10,17,24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Christopher M. Hughes to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $132,000.00 dated 02/06/2006, and recorded in Deed Book 46186, page 667, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Christopher M. Hughes the following described property:

All that tract or parcel of land lying and being in Land Lot 106, of the 7th District, Gwinnett County, Georgia, being Lot 4, Block B, Pine Cone Acres Subdivision, Unit 1, as shown and designated on a plat thereof recorded in Plat Book 23, Page 112, in the Office of the Superior Court of Gwinnett County, Georgia, to which the plat reference is hereby made for a more complete description as to the metes, bounds and location of said property.

Property known as: 779 Slew Ave, Lawrenceville, GA 30043

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Christopher M. Hughes.

CitiMortgage, Inc., as Attorney-in-fact for Christopher M. Hughes.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-05684

950-03574263,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Stephanie Hughley to Mortgage Electronic Registration Systems, Inc, dated February 6, 2007, recorded in Deed Book 47579, Page 0053, Gwinnett County, Georgia Records, last assigned to Deutsche Bank National Trust Company, as Trustee of the IndyMac IMSC Mortgage Loan Trust 2007-AR1, Mortgage Pass-Through Certificates, Series 2007-AR1 under the Pooling and Servicing Agreement dated June 1, 2007, conveying the after-described property to secure a Note in the original principal amount of One Hundred Eleven Thousand One Hundred and 00/100 DOLLARS ($111,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT "A"

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 39 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOT 21, BLOCK A OF MOSSY CREEK SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 23, PAGE 84, GWINNETT COUNTY, GEORGIA RECORDS, WHICH REFERENCE IS MADE FOR THE PURPOSE OF INCORPORATING THE SAME AS A PART HEREIN

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Stephanie Hughley or a tenant or tenants and said property is more commonly known as 4979 Mossy Court, Stone Mountain, GA 30087.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: IndyMac Mortgage Services, a Division of OneWest Bank, 888 East Walnut Street, Pasadena, CA 91101 AND ¬866-354-5947 . Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Deutsche Bank National Trust Company, as Trustee of the IndyMac IMSC Mortgage Loan Trust 2007-AR1, Mortgage Pass-Through Certificates, Series 2007-AR1 under the Pooling and Servicing Agreement dated June 1, 2007 as Attorney in Fact for Stephanie Hughley

Barry King

Morris|Hardwick|Schneider, LLC 1303 Hightower Trail Suite 315 Sandy Springs, Georgia 30350 http://foreclosure.closingsource.net BK/KW Jan/20/2011 MHS File #: GA-91000443-10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03574158,2/3,10,17,24

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Stephanie Hughley a/k/a Stephanie S. Hughley to Mortgage Electronic Registration Systems, Inc. as nominee for EquiFirst Corporation dated 6/18/2007 and recorded in Deed Book 48112 Page 0874, Gwinnett County, Georgia records; as last transferred to SABR Mortgage Loan 2008-1 REO Subsidiary-1, LLC by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $513,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011 (March 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 37 of the 6th District, Gwinnett County, Georgia, being Lot 61, Block A of Haven Crest Subdivision, Phase One, as per plat recorded in Plat Book 98, Page 100, Gwinnett County records, said plat by this reference being incorporated herein and made a part hereof for a more complete description.

This deed is subject to all easements, covenants and restrictions of record, if any.

Parcel ID#: R 6037-375

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 4470 Portchester Way, Snellville, GA 30039 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Stephanie Smith Hughley as Trustee of the Stephanie Smith Hughley Revocable Trust or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

SABR Mortgage Loan 2008-1 REO Subsidiary-1, LLC as agent and Attorney in Fact for Stephanie Hughley a/k/a Stephanie S. Hughley

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-035

950-03573786,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Tamara Hughley to Option One Mortgage Corporation dated February 9, 2007 in the amount of $256,000.00, and recorded in Deed Book 47575, Page 0178, Gwinnett County, Georgia Records; as last transferred to Wells Fargo Bank, N.A., as Trustee for Soundview Home Loan Trust 2007-OPT1, Asset-Backed Certificates, Series 2007-OPT1 by assignment; the undersigned, Wells Fargo Bank, N.A., as Trustee for Soundview Home Loan Trust 2007-OPT1, Asset-Backed Certificates, Series 2007-OPT1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 44 of the 6th District of Gwinnett County, Georgia being Lot 24, Block A, Cherokee Woods East Subdivision, Unit Ten, as per plat recorded in Plat Book 24, Page 93, Gwinnett County Records, which plat is incorporated herein by this reference and made a part of this description being improved property.

which has the property address of 2477 Dakota Trail SW, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Tamara Hughley and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Wells Fargo Bank, N.A., as Trustee for Soundview Home Loan Trust 2007-OPT1, Asset-Backed Certificates, Series 2007-OPT1 Attorney in Fact for Tamara Hughley

Anthony DeMarlo, Attorney/kandrade

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-18485 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533686,2/3,10,17,24

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Danielle Humberstone and Brad Humberstone to Ashton Mortgage, LP dated 3/28/2003 and recorded in Deed Book 31887 Page 46, Gwinnett County, Georgia records; as last transferred to US Bank National Association as successor in interest to Bank One, National Association, as Trustee for registered holders for Credit Suisse First Bank Mortgage-Backed Pass-Through Certificates, Series 2003-AR22 by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 171,791.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March , 2011 (March 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 365, 7th District, Gwinnett County, Georgia, being Lot 155, Laurel Park Subdivision, Phase Three-A, as per plat recorded in Plat Book 94, Page 209, Gwinnett County, Georgia records, which plat is hereby referred to and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 6535 Grand Magnolia, Sugar Hill, Georgia 30518 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Danielle Humberstone and Brad Humberstone or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

US Bank National Association as successor in interest to Bank One, National Association, as Trustee for registered holders for Credit Suisse First Bank Mortgage-Backed Pass-Through Certificates, Series 2003-AR22 as agent and Attorney in Fact for Danielle Humberstone and Brad Humberstone

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-5414

950-07613126,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Hsiu Lan Hung to Century Mortgage Corporation, dated April 19, 2002, recorded in Deed Book 27273, Page 252, Gwinnett County, Georgia Records, as last transferred to PNC Bank, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SIXTY THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($60,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 188, 6th District, Gwinnett County, Georgia, being Lot 906B, Shady Oaks Condominiums, Phase Two, as per plat recorded in Cond. Plat Book 1, page 179, Gwinnett County Records, which plat is hereby referred to and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Hsiu Lan Hung or a tenant or tenants and said property is more commonly known as 906 Six Oaks Circle Unit B, Norcross, Georgia 30093.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

PNC Bank, National Association as Attorney in Fact for Hsiu Lan Hung

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/ts1 3/1/11

Our file no. 53494610-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560087, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Terry M Hunter to Mortgage Electronic Registration Systems, Inc., dated February 15, 2005, recorded in Deed Book 42078, Page 0261, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 50085, Page 591, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TEN THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($110,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in land lot 262 and 265 of the 6th district of Gwinnett County, Georgia, being lot 4, block B, unit three of Creekport Estates Subdivision, as per plat recorded in plat book 1, page 132, Gwinnett County, Georgia Records, which plat is hereby incorporated herein and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Terry M Hunter and Annette Marie Hunter or a tenant or tenants and said property is more commonly known as 3397 Larch Pine Drive, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Terry M Hunter McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cno 3/1/11 Our file no. 51358410-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533525,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Robert J. Hurrigan to Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., dated August 6, 2004, recorded in Deed Book 41226, Page 145, Gwinnett County, Georgia Records, as last transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, AS TRUSTEE FOR BEAR STEARNS ALT-A TRUST 2004-11, MORTGAGE PASS-THROUGH CERTIFICATES by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-THREE THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($173,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 180 of the 5th District, of Gwinnett County, Georgia, and being Lot 65, Block B of Paper Mill, Unit III, as per plat recorded in Plat Book 95, Page 232 of Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Bank of America can be contacted at (661) 951-5722 or by writing to 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robert J. Hurrigan or a tenant or tenants and said property is more commonly known as 995 Paper Creek Drive, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, AS TRUSTEE FOR BEAR STEARNS ALT-A TRUST 2004-11, MORTGAGE PASS-THROUGH CERTIFICATES as Attorney in Fact for Robert J. Hurrigan

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/smw 3/1/11

Our file no. 11214208-FT19

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03574326,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Guillermo E. Hurtado to First Class Mortgage Group, Inc., dated June 26, 2003, recorded in Deed Book 33679, Page 2, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation Chase Home Finance LLC by assignment to be recorded Deed Book 33679, Page 22, the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($162,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 215 of the 7th District of Gwinnett County, Georgia, being Lot 16, Block B, Old Suwanee Crossing Subdivision, Phase II, as per plat recorded in Plat Book 97, Pages 222-223, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of the description hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Guillermo E. Hurtado and Maria Del Carman or a tenant or tenants and said property is more commonly known as 3883 Alexandra Oak Court, Suwanee, Georgia 30024.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC sbm Chase Manhattan Mortgage Corporation as Attorney in Fact for Guillermo E. Hurtado

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/kb4 3/1/11

Our file no. 597511-FT18

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560651, 2/3,10,17,24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated July 9, 2007, executed by EDWIN H. HUSTON AND IDA R. HUSTON A/K/A IDA MAE HUSTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. recorded in Deed Book 48092, Page 53, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $163,200.00, said Security Deed and Note last having been assigned to Ocwen Loan Servicing, LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in March, 2011, to-wit: March 1, 2011, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land lying and being in Land Lot 3 of the 7th District, Gwinnett County, Georgia, being Lot 14, Block M, Unit 9, Shannon Woods Subdivision, as per plat recorded in Plat Book W, page 167, Gwinnett County Records, which plat is hereby referred to and made a part of this description.

The aforedescribed real property is also known as 637 Chris Circle, Lawrenceville, Georgia 30044 according to the present system of numbering houses in Gwinnett County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of EDWIN H. HUSTON and/or the heirs, executors or administrators of the Estate of EDWIN H. HUSTON and/or person of persons claiming interest or title to said real property under, by or through them AND IDA R. HUSTON A/K/A IDA MAE HUSTON and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

OCWEN LOAN SERVICING, LLC as Attorney-in-Fact for

EDWIN H. HUSTON AND IDA R. HUSTON A/K/A IDA MAE HUSTON

David W. Adams, Esquire

Ellis, Painter, Ratterree & Adams LLP

2 East Bryan Street, Suite 1001

Savannah, Georgia 31401

(912) 233-9700

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.

950-08560507, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Lemuel Hutchins, Jr. to Mortgage Electronic Registration Systems, Inc. as nominee for First Magnus Financial Corporation dated 10/16/2006 and recorded in Deed Book 47217 Page 732, Gwinnett County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 131,957.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011 (March 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 50 of the 6th District, of Gwinnett County, Georgia, being Lot 11, Block B, Unit One, Rosedale Creek Subdivision fka Highpoint Square Subdivision, as per plat recorded in Plat Book 48, page 23, Gwinnett County Records. Reference to said plat is hereby made for a complete description of the property herein described. Said property is improved property known as 2535 Rosedale Road, according to the present of numbering property in Gwinnett County. Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 2535 Rosedale Road, Snellville, Georgia 30078 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Lemuel Hutchins, Jr. and Juan D. Hutchins or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Lemuel Hutchins, Jr.

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-5256

950-08560222, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Ollie Hutchins and Greer Hutchins to Mortgage Electronic Registration Systems, Inc., as nominee for Encore Credit Corp. dated 9/26/2005 and recorded in Deed Book 44684 Page 107, GWINNETT County, Georgia records; as last transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC2 by Assignment filed for record in GWINNETT County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 163,200.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of GWINNETT County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011 (March 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 17 of the 6th District, Gwinnett County, Georgia, being part of Tract #3 of a survey for Bryant Huff, Special Commissioner, by Hannon & Meeks, Surveyor, on March 13, 1970 and said land being described as follows:

BEGINNING at a point on the east side of an old field road at a point where Tract No. 3 and Tract No. 3-B join; thence along the curvature of said road in a southerly direction to lands of John M. Allen; thence in an easterly direction along lands of Allen to a point where Tract No. 3 and Tract No. 5-A join; thence in a northeasterly direction 296.1 feet to the center line of a right of way as shown on a plat; thence south 85 degrees 20 minutes west 102.9 feet to a point; thence south 4 degrees 40 minutes east 200 feet to the POINT OF BEGINNING.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 3400 Hutchins Place, Snellville, Georgia 30039 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Ollie Hutchins and Greer Hutchins or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-BC2 as agent and Attorney in Fact for Ollie Hutchins and Greer Hutchins

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-181

950-08560556, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Phuong Huynh to Wells Fargo Bank, NA., dated April 3, 2008, recorded in Deed Book 48786, Page 682, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($240,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 73 of the 7th District, Gwinnett County, Georgia, being Lot 4, Block B, Enclave at Telfair Subdivision, Phase 1, as per plat recorded in Plat Book 83, Page 1-2 and revised plat recorded in Plat Book 84, Page 210-211, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 1504 Enclave Drive according to the present system of numbering property in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Phuong Huynh or a tenant or tenants and said property is more commonly known as 1504 Enclave Dr, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA. as Attorney in Fact for Phuong Huynh

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cls1 3/1/11

Our file no. 52858310-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573638,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Thao Huynh and Vinh Dinh Tran to Mortgage Electronic Registration Systems, Inc. as nominee for HomeComings Financial Network, Inc. its successorrs and assign s dated August 28, 2006 in the amount of $161,000.00, and recorded in Deed Book 47007, Page 538, Gwinnett County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 48 of the 5th District of Gwinnett County, Georgia, being Lot 22, Block A, Oakland Place Subdivision, as per plat recorded in Plat Book 87, Page 175, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of the description hereof.

which has the property address of 2015 Oakland Place Way, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Thao Huynh and Vinh Dinh Tran and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC Attorney in Fact for Thao Huynh and Vinh Dinh Tran

Anthony DeMarlo, Attorney/kcarr

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-00696 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533708,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Erik J. Hydo to Mortgage Electronic Registration Systems, Inc. as nominee for Quicken Loans Inc., dated August 22, 2008, recorded in Deed Book 49061, Page 577, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($123,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

Tax ID Number(s): R7334-071 Land situated in the County of Gwinnett in the State of GA All that tract or parcel of land lying and being in Land Lot 334 of the 7th Land District of Gwinnett County, Georgia and being Lot 29, Block B, Northwest Harbor, Unit Two, as per plat recorded in Plat Book 4, Page 268, of the Gwinnett County Plat Records, which plat is incorporated herein by reference and made a part hereof. Commonly known as: 2038 Shipwreck Ct, Buford, GA 30518

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Erik J. Hydo or a tenant or tenants and said property is more commonly known as 2038 Shipwreck Ct, Buford, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC as Attorney in Fact for Erik J. Hydo

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/rap 3/1/11

Our file no. 121611-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573853,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Syeda Hye to JPMorgan Chase Bank, N.A., dated May 29, 2007, recorded in Deed Book 47971, Page 771, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($148,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 177 of the 6th District, Gwinnett County, Georgia, being Lot 2, Block C, Unit One of Greenbay Estates Subdivision, as per plat recorded in Plat Book K, Page 217, records of Gwinnett County, Georgia, which plat is hereby referred to and made a part hereof by reference, being improved property known as No. 3745 Green Bay Drive, according to the present system of numbering houses in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Syeda Hye or a tenant or tenants and said property is more commonly known as 3745 Green Bay Dr, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC as Attorney in Fact for Syeda Hye

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/kb4 3/1/11

Our file no. 549011-FT18

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560639, 2/3,10,17,24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jin Hyun to Washington Mutual Bank, FA dated May 23, 2003, and recorded in Deed Book 32846, Page 78, Gwinnett County Records, securing a Note in the original principal amount of $184,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND Lying and being in Land Lot 197 of the 7th District, GWINNETT COUNTY, Georgia, being Lot 40, Block A, Idlewild Subdivision, according to plat of survey recorded in Plat Book 85, Page 256, Gwinnett County, Georgia Records, which plat and the record thereof are incorporated herein by reference thereto.

Said property is known as 3817 Idlewild Place, Suwanee, GA 30024, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Jin Hyun, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jin Hyun, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

JPMorgan Chase Bank, National Association Successor in interest from the Federal Deposit Insurance Corporation, as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA as Attorney-in-Fact for Jin Hyun

File no. 10-002352

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/BMB

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03574401,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Mihai Iacob to Mortgage Electronic Registration Systems, Inc. as nominee for Allied Home Mortgage Capital Corporation, its successors and assigns dated May 30, 2006 in the amount of $175,138.00, and recorded in Deed Book 46754, Page 625, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 68 of the 7th District, Gwinnett County, Georgia, being Lot 27, Crystal River, as per plat recorded in Plat Book 7, Page 57, Gwinnett County Records, said plat being incorporated herein by reference thereto.

which has the property address of 1558 Collins Hill Road, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Mihai Iacob and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Mihai Iacob

Anthony DeMarlo,

Attorney/llawson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 09-10774 /FHA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06617037,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Neveen Ibrahim and Ayman Fadalla aka Ayman Fadlalla to Mortgage Electronic Registration Systems, Inc., dated August 30, 2005, recorded in Deed Book 44554, Page 135, Gwinnett County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2005-10 by assignment recorded in Deed Book 49119, Page 902, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-NINE THOUSAND FIVE HUNDRED EIGHT AND 0/100 DOLLARS ($169,508.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 215 of the 7th District, Gwinnett County, Georgia, being Lot 34, Block C, Unit Three of Roxwood Park Subdivision, as per plat thereof recorded in Plat Book 106, Pages 154-155, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Neveen Ibrahim and Ayman Fadalla aka Ayman Fadlalla or a tenant or tenants and said property is more commonly known as 773 Roxholly Walk, Buford, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JPMorgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2005-10 as Attorney in Fact for Neveen Ibrahim and Ayman Fadalla aka Ayman Fadlalla

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ss3 3/1/11

Our file no. 3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573622,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by David Ighodaro to Wells Fargo Home Mortgage, Inc., dated March 26, 2004, recorded in Deed Book 37626, Page 1, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SEVEN THOUSAND EIGHT HUNDRED THREE AND 0/100 DOLLARS ($177,803.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 11 of the 6th District, Gwinnett County, Georgia being Lot 21, Block D, Unit 6, Mountain Cove Subdivision as per plat recorded in Plat Book 40, Page 41, Gwinnett County records; said plat is incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is David Ighodaro or a tenant or tenants and said property is more commonly known as 3760 Mountain Cove Road, Snellville, Georgia 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for David Ighodaro

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/ld0 3/1/11

Our file no. 5601409-FT5

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560285, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Gary A. Ingram to Mortgage Electronic Registration Systems, Inc., dated June 25, 2007, recorded in Deed Book 48024, Page 664, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 49776, Page 859, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($161,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Headrights/Puckett GMD 1397, also being Land Lot 1 of the 1st District of Gwinnett County, Georgia, being Lot 5, Block A, Victoria Woods Subdivision, as per plat recorded in Plat Book 78, Page 32, Gwinnett County, Georgia records, which plat is incorporated herein and by this reference made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gary A. Ingram or a tenant or tenants and said property is more commonly known as 3676 Victoria Drive, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc. as Attorney in Fact for Gary A. Ingram

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/tm10 3/1/11

Our file no. 52372809-FT2

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560120, 2/3,10,17,24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Lee A. Ingram and Prudence Y. Ingram to ABN AMRO Mortgage Group, Inc. in the original principal amount of $324,000.00 dated 07/18/2006, and recorded in Deed Book 46799, page 175, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2011 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Lee A. Ingram and Prudence Y. Ingram the following described property:

All that tract or parcel of land lying and being in Land Lot 122 of the 6th District, Gwinnett County, Georgia, being Lot 20, Block A, The Woods of Parkview Subdivision, Unit 8, as per plat recorded in Plat Book 63, Page 209, and revised plat recorded in Plat Book 75, Page 284, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 105 Parkview Trace Pass, according to the present system of numbering houses in Gwinnett County, Georgia.

Property known as: 105 Parkview Trace Pass SW, Lilburn, GA 30047

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Lee A. Ingram and Prudence Y. Ingram.

CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Lee A. Ingram and Prudence Y. Ingram.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-00831

950-03574264,2/3,10,17,24

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Marco Ingram to Mortgage Electronic Registration Systems, Inc as nominee for Countrywide Home Loans, Inc. dated 4/24/2006 and recorded in Deed Book 46458 Page 258, GWINNETT County, Georgia records; as last transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-12 by Assignment filed for record in GWINNETT County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 123,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of GWINNETT County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011 (March 1, 2011), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING LAND LOT 45 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING SHOWN AND DESIGNATED AS LOT 29, BLOCK B, JACKSON'S TOWNSHIP SUBDIVISION UNIT ONE, GWINNETT COUNTY, GEORGIA, ACCORDING TO A PLAT OF SUBDIVISION RECORDED IN PLAT BOOK 38, PAGE 166, GWINNETT COUNTY, GEORGIA RECORDS; SAID PLAT BEING INCORPORATED HEREIN AND MADE APART HEREOF BY REFERENCE.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 1231 Della Way, Lawrenceville, Georgia 30043-5810 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Marco Ingram or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-12 as agent and Attorney in Fact for Marco Ingram

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-186

950-03573936,2/3,10,17,24

Notice of Sale

Under Power

Georgia,

Gwinnett County

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Assignment of Rents given by Inhwa Group, Inc. (the “Grantor”) to Wells Fargo Bank, N.A., as successor-in-interest by merger to Wachovia Bank, National Association (the “Lender”) dated August 27, 2007 and recorded September 11, 2007 in Deed Book 48259, Pages 0805, Gwinnett County, Georgia official records (together with any and all amendments and modifications, hereinafter referred to as the “Security Deed”), conveying the property described below to secure repayment of (i) that certain Promissory Note dated August 27, 2007 made payable by Grantor to the order of Lender in the maximum principal amount of $337,500.00, together with interest thereon as set forth therein; and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter (together with any and all amendments or modifications, collectively hereinafter referred to as the “Secured Indebtedness”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011 (being March 1, 2011) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 266 AND 291 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

CONDOMINIUM UNITS #1810 AND #1820 OF SUMMIT RIDGE PARC, INC., A CONDOMINIUM, TOGETHER WITH ITS APPURTENANT PERCENTAGE OF UNDIVIDED INTEREST IN THE COMMON ELEMENTS, ALL AS MORE PARTICULARLY DESCRIBED AND DELINEATED IN THE DECLARATION OF CONDOMINIUM FOR SUMMIT RIDGE PARC, INC., A CONDOMINIUM, RECORDED IN DEED BOOK, 48191, PAGE 109, ET SEQ., GWINNETT COUNTY, GEORGIA RECORDS, AS MAY BE AMENDED;

THIS CONVEYANCE IS MADE SUBJECT TO THE DECLARATION AND ALL MATTER REFERENCED THEREIN, ALL MATTERS SHOWN ON THE PLAT RECORDED IN CONDOMINIUM PLAT BOOK CD5, PAGE 34, AS MAY BE AMENDED AND BLDG "18" FLOOR PLANS RECORDED AS CONDOMINIUM FLOOR PLAN NO. 5031, AS MAY BE AMENDED, GWINNETT COUNTY, GEORGIA RECORDS. SAID DECLARATION, CONDOMINIUM PLAT, AND CONDOMINIUM PLANS ARE INCORPORATED HEREIN BY REFERENCE FOR ALL PURPOSES.

The above-described property is improved property known as 3296 Summit Ridge Parkway, Suites 1810 and 1820, Duluth, GA 30096, according to the present system of numbering property in Gwinnett County, Georgia.

The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is the Borrower or a tenant or tenants claiming through it.

WELLS FARGO BANK, N.A., as successor-in-interest by merger to Wachovia Bank, National Association, Attorney-in-Fact and Agent for Inhwa Group, Inc.

Erich N. Durlacher

Edwin H. Garrison

Burr & Forman LLP

Suite 1100, 171 Seventeenth Street, N.W.

Atlanta, Georgia 30363

Email: edurlach@burr.com

(404) 815-3000

(404) 214-7387

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560701, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Elena Irias to Mortgage Electronic Registration Systems, Inc., dated December 5, 2007, recorded in Deed Book 48541, Page 00349, Gwinnett County, Georgia Records, as last transferred to HSBC Mortgage Corporation (USA) by assignment recorded in Deed Book 50081, Page 313, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($138,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 224 of the 6th District, Gwinnett County, Georgia, being Lot 24, Block E, Treebrook Subdivision, Unit Four, as per plat recorded in Plat Book 48, Page 285, Gwinnett County records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Mortgage Corporation, 2929 Walden Avenue, Depew, NY 14043, 716-651-5515. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Elena Irias or a tenant or tenants and said property is more commonly known as 2315 Anamanda Close, Norcross, Georgia 30071-3476.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Mortgage Corporation (USA) as Attorney in Fact for Elena Irias McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rao1 3/1/11 Our file no. 51020610-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533521,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Dale M Irving to Mortgage Electronic Registration Systems, Inc., dated October 30, 2006, recorded in Deed Book 47209, Page 291, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ELEVEN THOUSAND AND 0/100 DOLLARS ($111,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

Property Address: 1134 Riva Ridge Drive, Norcross, GA 30093 Parcel Tax ID # R6172-138

All that tract or parcel of land lying and being in Land Lot 172, 6th District, Gwinnett County, Georgia, being Lot 6, Block C, Belmont Farms, Unit Two, as per plat recorded at Plat Book 9, Page 243, Gwinnett County records, which plat is referred to hereby as reference for a more particular description and delineation of the lot dimensions thereof. Subject to any right of way deeds or other easements of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dale M. Irving aka Dale Irving or a tenant or tenants and said property is more commonly known as 1134 Riva Ridge Dr, Norcross, Georgia 30093.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Dale M Irving

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/ks5 3/1/11

Our file no. 53137510-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

950-07612702,2/3,10,17,24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Patrick Itedjere to Mortgage Electronic Registration Systems, Inc. dated May 10, 2006, and recorded in Deed Book 46509, Page 41, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to B ank of America, National Association successor by merger to LaSalle Bank NA as trustee for Washington Mutual Asset-Backed Certificates WMABS Series 2006-HE3 Trust, by Assignment, securing a Note in the original principal amount of $144,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or pared of land Tying and being in Land Lot 182 of the 6th District, Gwinnett County, Georgia and being known as Lot 32, Block A, Bray's Mill, Unit 1, Section B, as per plat recorded in Plat Book 18, Page 119, Gwinnett County Records, which plat is incorporated herein by reference and made part hereof.

Said property is known as 1398 Brays Mill Trace, Lawrenceville, GA 30044, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Patrick Itedjere, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Patrick Itedjere, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Bank of America, National Association successor by merger to LaSalle Bank NA as trustee for Washington Mutual Asset-Backed Certificates WMABS Series 2006-HE3 Trust as Attorney-in-Fact for Patrick Itedjere

File no. 10-013206

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/CW

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06617010,2/3,10,17,24

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by PATRICK ITEDJERE AND TINA ITEDJERE to NOVELLE FINANCIAL SERVICES , dated 01/19/2006, and Recorded on 02/07/2006 as Book No. 46134 and Page No. 0820, GWINNETT County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE STRUCTURED ASSET INVESTMENT LOAN TRUST, 2006-3, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $148,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 132 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 25, BLOCK B OF LESTER WOODS SUBDIVISION, UNIT 3, AS SHOWN ACCORDING TO PLAT THEREOF RECORDED IN PLAT BOOK 19, PAGE 42, RECORDS OF GWINNETT COUNTY, GEORGIA, WHICH PLAT IS BY REFERENCE INCORPORATED HEREIN AND MADE A PART HEREOF.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: AMERICA'S SERVICING COMPANY, 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-013, FORT MILL, SC 29715, 800-288-3212. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 4018 LANDRESS WAY, LAWRENCEVILLE, GEORGIA 30044 is/are: PATRICK ITEDJERE AND TINA ITEDJERE or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE STRUCTURED ASSET INVESTMENT LOAN TRUST, 2006-3 as Attorney in Fact for PATRICK ITEDJERE AND TINA ITEDJERE.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100134005828

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-03574093,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Marco Antonio Iturbe to C Financial Services Inc, dated March 29, 2007, recorded in Deed Book 47730, Page 119, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 49877, Page 745, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTY-EIGHT THOUSAND AND 0/100 DOLLARS ($288,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land GMD 1397, Gwinnett County, Georgia, as shown and delineated as 2.00 acres, more or less, on plat of survey for Samuel Brown and Wanda D. Brown by Paul M. Thompkins dated April 4, 1991. This is the same property shown as said 2.00 acres on plat recorded in Gwinnett County Plat Records in Plat Book 43, Page 66-B, which plat is incorporated herein by reference for a more complete description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Marco Antonio Iturbe and Edi Doroteo Lara or a tenant or tenants and said property is more commonly known as 2851 Old Thompson Mill Rd, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC as Attorney in Fact for Marco Antonio Iturbe

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/jwy 3/1/11

Our file no. 53274609-FT18

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560636, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Spencer W. Iverson to Mortgage Electronic Registration Systems, Inc., dated January 26, 2007, recorded in Deed Book 47529, Page 34, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. d/b/a Sun America Mortgage by assignment recorded in Deed Book 50465, Page 735, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($159,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 152 and 153 of the 6th District, Gwinnett County, Georgia, being Lot 6, Block B, Brookside Plantation Subdivision, Unit Two, as per plat recorded in Plat Book 74, Page 280, Gwinnett County Records, which plat is hereby incorporated by reference thereto and made a part of this description. File# HM070017 The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on March 1, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Spencer W. Iverson, Tonya R. Iverson and Tonya R. Iverson aka Tonya H. Iverson or a tenant or tenants and said property is more commonly known as 444 Laurel Springs Court, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc. d/b/a Sun America Mortgage as Attorney in Fact for Spencer W. Iverson

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/mds3 3/1/11

Our file no. 53252710-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560527, 2/3,10,17,24

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by BRENNAN IVORY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR PRIMARY CAPITAL ADVISORS LC , dated 12/20/2005, and Recorded on 01/24/2005 as Book No. 41418 and Page No. 00167, GWINNETT County, Georgia records, as last assigned to THE BANK OF NEW YORK MELLON, FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JP MORGAN CHASE BANK NA AS TRUSTEE FOR STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. BEAR STEARNS ALT-A TRUST 2005-4, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $271,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

FILE NUMBER SL105-05-0011-P

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 114 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 1, BLOCK J OF JEFFERSON STATION SUBDIVISION, UNIT SIX, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 51, PAGE 187, SAID PLAT HAVING BEEN REVISED AND RECORDED IN PLAT BOOK 53, PAGE 130, GWINNETT COUNTY, GEORGIA, RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE DETAILED DESCRIPTION.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: AMERICA'S SERVICING COMPANY, 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-013, FORT MILL, SC 29715, 800-288-3212. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1901 SHADWELL WAY, LAWRENCEVILLE, GEORGIA 30043 is/are: BRENNAN IVORY or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

THE BANK OF NEW YORK MELLON, FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JP MORGAN CHASE BANK NA AS TRUSTEE FOR STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. BEAR STEARNS ALT-A TRUST 2005-4, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-4 as Attorney in Fact for BRENNAN IVORY.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100134006138

BARRETT, DAFFIN & FRAPPIER, L.L.P.

4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417

Telephone: (972) 341-5398.

950-08560511. 2/3.10.17.24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Omar Iza and April Marie Iza to Citicorp Trust Bank, FSB in the original principal amount of $209,957.32 dated 03/17/2006, and recorded in Deed Book 46285, page 802, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2011 by Citicorp Trust Bank, FSB, as Attorney-in-Fact for Omar Iza and April Marie Iza the following described property:

All that tract or parcel of land lying and being in Land Lot 194 of the 5th District, Gwinnett County, Georgia, being Lot 6, Block E, The Cove at Bay Creek Subdivision, Unit Two, as per plat recorded in Plat Book 95, Page 279, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of the description.

Property known as: 915 Shannon Rd SW, Loganville, GA 30052

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Omar Iza and April Marie Iza.

Citicorp Trust Bank, FSB, as Attorney-in-fact for Omar Iza and April Marie Iza.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-10088

950-03574265,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated July 7, 2005, from Elisabeta Jac and Jon Jac to Mortgage Electronic Registration Systems, Inc., as nominee for Home Funds Direct, recorded on July 18, 2005 in Deed Book 43588 at Page 68, in the office of the Clerk of the Superior Court of Gwinnett County, Georgia, and said Deed to Secure Debt having been given to secure a note dated July 7, 2005, in the amount of $270,000.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Gwinnett County, Georgia, on March 1, 2011, the following described real property (hereinafter referred to as the "Property"):

ALL THAT PARCEL OF LAND IN GWINNETT COUNTY, STATE OF GEORGIA, AS MORE FULLY DESCRIBED IN BOOK 27783, PAGE 237, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 150 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 14, BLOCK A, RE-MOR DOWNS SUBDIVISION, UNIT NO. ONE, AS PER PLAT RECORDED IN PLAT BOOK 16, PAGE 235, GWINNETT COUNTY, GEORGIA, WHICH PLAT IS INCORPORATED HEREIN AND BY THIS REFERENCE MADE A PART HEREOF.

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note.

The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law.

To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Elisabeta Jac and Jon Jac.

The property, being commonly known as 566 Johns Way NW, Lilburn, GA 30047 in Gwinnett County, will be sold as the property of Elisabeta Jac and Jon Jac, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.

Albertelli Law Attorney for US Bank National Association as Trustee as Attorney in Fact for Elisabeta Jac and Jon Jac

100 Galleria Parkway,

Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 ASAP#3891061

950-08560743, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Tamerria Jackson to Mortgage Electronic Registration Systems Inc. as nominee for Opteum Financial Services, LLC, dated March 23, 2007, recorded in Deed Book 47715, Page 496, Gwinnett County, Georgia Records, as last transferred to Fannie Mae ("Federal National Mortgage Association") by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($128,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lots 176 and 183 of the 6th District, Gwinnett County, Georgia, being Lot 12, Block A, Phase One, Arc Way Forest Subdivision, formerly Buckley Square, Phase Five, as per plat recorded in Plat Book 48, Page 48, revised at Plat Book 48, Page 244, Gwinnett County, Georgia Records, which plats are incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). IBM Lender Business Process Services, Inc. can be contacted at 888-917-3094 or by writing to 14523 S.W. Millikan Way Suite 200, Beaverton, OR 97005, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tamerria Jackson or a tenant or tenants and said property is more commonly known as 4037 Heritage Valley Ct, Norcross, Georgia 30093.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Fannie Mae ("Federal National Mortgage Association") as Attorney in Fact for Tamerria Jackson

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/ho 3/1/11

Our file no. 147011-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560544, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Ona D Jackson and Mashud O Busari to NationsBanc Mortgage Corporation, dated March 30, 1998, recorded in Deed Book 15782, Page 35, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ELEVEN THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($111,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land, situate, lying and being in Land Lot 173 of the 5th District of Gwinnett County, Georgia, being known as Lot 3, Block C, New Hope VIllage Subdivision, Unit One, as shown on plat of survey recorded in Plat Book 38, Page 109, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ona D Jackson and Mashud O Busari or a tenant or tenants and said property is more commonly known as 323 Crosshill Trail, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Ona D Jackson and Mashud O Busari

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 3/1/11

Our file no. 51883410-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573672,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Al L. Jackson, II to Mortgage Electronic Registration Systems, Inc., dated February 25, 2005, recorded in Deed Book 42183, Page 120, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 50039, Page 629, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-EIGHT THOUSAND FOUR HUNDRED ELEVEN AND 0/100 DOLLARS ($158,411.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 61, of the 5th District, Gwinnett County, Georgia, being Lot 19, Block B, Skyland Glen Subdivision, Unit Three, as per plat recorded in Plat Book 20, Page 112, Gwinnett County, Georgia records, said plat being revised and re-recorded in Plat Book 25, Page 181, aforesaid records, which plat is incorporated herein and made a part hereof by reference for a more detailed description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Al L. Jackson, II or a tenant or tenants and said property is more commonly known as 1824 Skyland Glen Drive, Snellville, Georgia 30078-3870.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Al L. Jackson, II

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/rjt 3/1/11

Our file no. 5918910-FT5

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560138, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Bernice C. Jackson to Mortgage Electronic Registration Systems, Inc. as nominee for Ryland Mortgage Company, its successors and assigns dated April 30, 2002 in the amount of $177,864.64, and recorded in Deed Book 27431, Page 136, Gwinnett County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 152, 5th District, Gwinnett County, Georgia, being Lot 52, Block C, Wheatfields Subdivision (f/k/a Greenbriar), Unit Two, as per plat recorded at Plat Book 87, Pages 18 and 19, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part hereof.

which has the property address of 1702 Brackin Court, Grayson, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Bernice C. Jackson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Bernice C. Jackson

Anthony DeMarlo, Attorney/apatterson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-01537 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03574556,2/3,10,17,24

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Charles Jackson to Beneficial Mortgage Co. of Georgia dated 12/18/2007 and recorded in Deed Book 48580 Page 191, Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 376,497.10, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011 (March 1, 2011), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING N LAND LOT 88 6TH DISTRICT GWINNETT COUNTY, GEORGIA, BEING LOT 4 BLOCK A, UNIT I WOODS AT RIVERMIST AS PER PLAT IN PLAT BOOK 57 PACE 2 GWINNETT COUNTY, GEORGIA RECORDS WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY THIS REFERENCE

TAX MAP OR PARCEL ID NO. R6088-145.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 3670 Lester Court, Lilburn, Georgia 30047 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Charles Jackson or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Beneficial Mortgage Co. of Georgia as agent and Attorney in Fact for Charles Jackson

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1021-15713

950-07613143,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Russell Jackson to Mortgage Electronic Registration Systems, Inc. as nominee for American Brokers Conduit its successors and assigns dated July 11, 2007 in the amount of $254,300.00, and recorded in Deed Book 48103, Page 688, Gwinnett County, Georgia Records; as last transferred to CitiBank, N.A. as Trustee For Certificateholders of Structured Asset Mortgage Investments II Trust 2007-AR7, Mortgage Pass-Through Certificates, Series 2007-AR7 by assignment; the undersigned, CitiBank, N.A. as Trustee For Certificateholders of Structured Asset Mortgage Investments II Trust 2007-AR7, Mortgage Pass-Through Certificates, Series 2007-AR7 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 268, of the 5th District, Gwinnett County, Georgia, being Lot 16, Block B, Wolfcreek Subdivision, FKA Ewing Chapel and Mitford Village, as per plat recorded in Plat Book 86, Page 160, revised at Plat Book 90, Page 88, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 2157 Mitford Ct, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Russell Jackson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiBank, N.A. as Trustee For Certificateholders of Structured Asset Mortgage Investments II Trust 2007-AR7, Mortgage Pass-Through Certificates, Series 2007-AR7 Attorney in Fact for Russell Jackson

Anthony DeMarlo, Attorney/ajackson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-01066 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03574534,2/3,10,17,24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Belford A. James to Pine State Mortgage Corporation dated November 2, 2004, and recorded in Deed Book 40528, Page 26, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-2, Mortgage Pass-Through Certificates, Series 2005-2, by Assignment, securing a Note in the original principal amount of $115,157.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 338 of the 4th District, Gwinnett County, and being Lot 45, Block A, Unit Three, Bridle Point Subdivision formerly known as Lee Road Tract, as shown on plat of said subdivision recorded in Plat Book 105, Pages 93-94, Gwinnett County, Georgia Records, which recorded plat is incorporated herein for a more complete reference.

Said property is known as 4725 Bridle Point Parkway, Snellville, GA 30039, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Belford A. James, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Mary L. Stewart, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-2, Mortgage Pass-Through Certificates, Series 2005-2 as Attorney-in-Fact for Belford A. James his successor in title being Mary L. Stewart

File no. 08-005521

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06616944,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Gerald J James to Mortgage Electronic Registration Systems Inc. as nominee for First Magnus Financial Corporation, dated May 26, 2006, recorded in Deed Book 46673, Page 358, Gwinnett County, Georgia Records, as last transferred to Aurora Loan Services, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THREE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($103,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lots 179 180 of the 5th District, Gwinnett County, Georgia, being Unit 16, Block D of Springlake Cove, a condominium, Unit 3, Phase B, as per plat recorded in Condominium Plat Book 2, Pages 207-20, Gwinnett County, Georgia Records, to which plat reference is made for a more detailed description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Aurora Loan Services LLC can be contacted at 866-521-3828 or by writing to 2617 College Park Drive, Scottsbluff, NE 69361, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gerald J James or a tenant or tenants and said property is more commonly known as 456 Spring Head Court, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Aurora Loan Services, LLC as Attorney in Fact for Gerald J James

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/ho 3/1/11

Our file no. 148911-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

950-08560545, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Aldyth James to Mortgage Electronic Registration Systems, Inc., dated May 27, 2004, recorded in Deed Book 38570, Page 102, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-EIGHT THOUSAND AND 0/100 DOLLARS ($198,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 130 of the 7th District, Gwinnett County, Georgia, being Lot 41, Block D, Unit 7 of Edgewater Subdivision, as per plat recorded in Plat Book 56, Page 116, Gwinnett County, Georgia records, which plat is incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Aldyth James or a tenant or tenants and said property is more commonly known as 405 Woodbrook Way, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Aldyth James

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/ks5 3/1/11

Our file no. 5122411-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560602, 2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Glenda James to Bank of America, N.A. , dated March 28, 2008, recorded in Deed Book 48809, Page 0589, Gwinnett County, Georgia Records, as last transferred to Bank of America, N.A. by assignment recorded in Deed Book 50293, Page 35, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FOUR THOUSAND NINE HUNDRED SEVENTY AND 0/100 DOLLARS ($204,970.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that certain property situated in the City of Snellville in the County of Gwinnett, and State of Georgia, being described as follows: Parcel ID: R4337-287 and being more fully described in a deed dated 05/26/2006, and recorded 06/23/2006, among the land records of the county and state set forth above, in Deed Book 46665, Page 35. All that tract or parcel of land lying and being in Land Lot 339 of the 4th District, Gwinnett County, Georgia and being Lot 7, Block D, Ellington Springs, Phase Four, as per plat recorded in Plat Book 109, Pages 42-43, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference for a more complete description of said property. This conveyance is made subject to all easements, restrictions and covenants of record. Parcel ID: R4339-287 Being the same property conveyed to Glenda James by deed from Homelife Communities of Gwinnett, Inc recorded 06/23/2006 in Deed Book 46665 Page 35, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Glenda James or a tenant or tenants and said property is more commonly known as 4815 Michael Jay St, Snellville, Georgia 30039-7643.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A. as Attorney in Fact for Glenda James

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ap9 3/1/11

Our file no. 51672710-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560148,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Delilah La Saint James and Glen James, Jr. to Mortgage Electronic Registration Systems, Inc., dated August 15, 2006, recorded in Deed Book 46901, Page 718, Gwinnett County, Georgia Records, as last transferred to EMC Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND SEVEN HUNDRED TWENTY AND 0/100 DOLLARS ($156,720.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 145 of the 5th District of Gwinnett County, Georgia, being Lot 59, Block A, Knightsbridge Square Subdivision, Unit Two, as per plat recorded in Plat Book 24, page 248, Gwinnett County, Georgia Records, which plat is incorporated herein and by this reference made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Delilah La Saint James and Glen James, Jr. or a tenant or tenants and said property is more commonly known as 440-442 Downing Street, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. EMC Mortgage Corporation as Attorney in Fact for Delilah La Saint James and Glen James, Jr. McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rao1 3/1/11 Our file no. 53078910-FT14 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12533517,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Larry James a/k/a Larry James II to HomeBanc Mortgage Corporation dated March 29, 2007 in the amount of $116,150.00, and recorded in Deed Book 47782, Page 335, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being Land Lot 169 of the 6th District, Gwinnett County Georgia County Georgia, and being 895 Redwood Drive, Building 6, Unit 603, Redwood Cove as per plat recorded in Plat Book 95, Pages 86-91, Gwinnett County Records, which plat is incorporated herein by reference.

which has the property address of 895 Redwood Drive, Norcross, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Larry James a/k/a Larry James II and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Larry James a/k/a Larry James II

Anthony DeMarlo,

Attorney/kandrade

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 09-20096 /FHA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03574492,2/3,10,17,24

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Kathleen F. Jameson to Home America Mortgage, Inc. in the original principal amount of $92,900.00 dated 01/10/2005, and recorded in Deed Book 41392, page 77, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Kathleen F. Jameson the following described property:

All that tract or parcel of land lying and being in Land Lot 221, of the 5th District of Gwinnett County, Georgia, being Lot 49, Block A of Woodmere Subdivision, as per plat recorded in Plat Book 96, Pages 220-221, Records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof.

Property known as: 1194 Woodmere Dr, Loganville, GA 30052

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Kathleen F. Jameson.

CitiMortgage, Inc., as Attorney-in-fact for Kathleen F. Jameson.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-15853

950-03574266,2/3,10,17,24

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Marcin Jankowski to Mortgage Electronic Registration Systems, Inc., dated July 31, 2006, recorded in Deed Book 46926, Page 0840, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-EIGHT THOUSAND AND 0/100 DOLLARS ($188,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of lan d lying and being in Land Lot 297 of the 6th District, Gwinnett County, Georgia, being lot 5, Block B, Whitney Park, Unit Two, as per plat thereof recorded in plat book 13, page 113, Gwinnett County records, said plat being incorporated herein by reference thereto/

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Marcin Jankowski or a tenant or tenants and said property is more commonly known as 3667 Tinsley Place, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc. as Attorney in Fact for Marcin Jankowski

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/nh5 3/1/11

Our file no. 578411-FT2

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-08560320, 2/3,10,17,24