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Foreclosures

Part 17

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Rebecca Vance to Mortgage Electronic Registration Systems, Inc as nominee for Homecomings Financial Network, Inc., its successors and assigns dated June 4, 2002 in the amount of $119,800.00, and recorded in Deed Book 27739, Page 0123, Gwinnett County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 160 of the 6th District Gwinnett County, Georgia, being Lot 4, Block A of Brandlewood West Subdivision, Unit One, as per plat recorded in Plat Book 24, Page 160, Gwinnett County Records, being improved property known as 689 Sunfield Avenue, Lilburn, Georgia 30047

which has the property address of 680 Sunfield Drive, Lilburn, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Rebecca Vance, Clara C. Stitely, Norman Stitely and Clara C. Stitely, as Executrix of the Estate of Rebecca L. Stitely Vance and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC Attorney in Fact for Rebecca Vance

Anthony DeMarlo, Attorney/cyeats

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 09-19523 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558821, 12/9,16,23,30

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JEFFERY VANDERHORST AND JILL VANDERHORST to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR FIRST OPTION MORTGAGE, LLC., , dated 12/12/2008, and Recorded on 01/20/2009 as Book No. 49246 and Page No. 0486, GWINNETT County, Georgia records, as last assigned to BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $196,886.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 274 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 30, BLOCK A OF THE PARK AT APALACHEE WOODS SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 92, PAGE 38-39, AND REVISED IN PLAT BOOK 97, PAGE 114-115, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY THIS REFERENCE.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 252 MURRAY PARK DRIVE, DACULA, GEORGIA 30019 is/are: JEFFERY VANDERHORST AND JILL VANDERHORST or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP as Attorney in Fact for JEFFERY VANDERHORST AND JILL VANDERHORST.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100031413771

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100

Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-

08559274, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Pedro Vanegas to Mortgage Electronic Registration Systems, Inc. as nominee for RBC Mortgage Company, dated August 23, 2004, recorded in Deed Book 39693, Page 194, Gwinnett County, Georgia Records, as last transferred to Fannie Mae ("Federal National Mortgage Association") by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND AND 0/100 DOLLARS ($145,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 179 of the 6th District, Gwinnett County, Georgia, being Lot 27, Block B, Copperfield Subdivision, Unit 3, as shown on plat recorded in Plat Book 60, Page 108, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). IBM Lender Business Process Services, Inc. can be contacted at 888-917-3094 or by writing to 14523 S.W. Millikan Way Suite 200, Beaverton, OR 97005, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Pedro Vanegas and Petrona E. Vanegas or a tenant or tenants and said property is more commonly known as 3237 Kibbe Court, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Fannie Mae ("Federal National Mortgage Association") as Attorney in Fact for Pedro Vanegas

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/kmh 1/4/11

Our file no. 1701710-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558923, 12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Rodrigo Varela to Mortgage Electronic Registration Systems, Inc. dated June 25, 2007, and recorded in Deed Book 48088, Page 91, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by Assignment, securing a Note in the original principal amount of $197,671.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 131 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 20, BLOCK C, OLDE PEACHTREE TOWNHOMES SUBDIVISION, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 101, PAGES 193-195; REVISED AT PLAT BOOK 108, PAGES 71-73, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

Said property is known as 943 Pierce Ivy Court, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Rodrigo Varela, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Rodrigo Varela Hernandez, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP. as Attorney-in-Fact for Rodrigo Varela AKA Rodrigo Varela Hernandez

File no. 09-015546

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/CC

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572258,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jose Guadalupe Varela to Washington Mutual Bank, FA dated August 30, 2006 in the amount of $128,000.00, and recorded in Deed Book 47008, Page 868, Gwinnett County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 188 of the 6th District, Gwinnett County, Georgia, being Lot 4, Block C, Roman Pointe, Unit One, as per plat recorded in Plat book 13, Page 97, Gwinnett County records, which plat is hereby referred to and made a part of this description, being improved property having a house located thereon known as 5510 Gladiator Way, according to the present system of numbering in Gwinnett County, Georgia, and being more particularly shown on survey prepared by Georgia Land Surveying Co., Inc., dated May 7, 1986.

Which has the property address of 5510 Gladiator Way, Norcross, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jose Guadalupe Varela and Maribel Vela Rosas and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association Attorney in Fact for Jose Guadalupe Varela

Anthony DeMarlo,

Attorney/jauman

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-18968 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12532671,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jose Guadalupe Esquivel Vargas to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated January 31, 2006, recorded in Deed Book 46126, Page 398, Gwinnett County, Georgia Records, as last transferred to Fannie Mae ("Federal National Mortgage Association") by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-NINE THOUSAND AND 0/100 DOLLARS ($149,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 154 of the 5th District, City of Grayson, Gwinnett County, Georgia, being Lot 3, Block E, Grayfield Subdivision, Unit Two, as per plat thereof recorded in Plat Book 40, Page 57, Gwinnett County Records, which plat is incorporated herein and made a part hereof by this reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

IBM Lender Business Process Services, Inc. can be contacted at 888-917-3094 or by writing to 14523 S.W. Millikan Way Suite 200, Beaverton, OR 97005, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jose Guadalupe Esquivel Vargas or a tenant or tenants and said property is more commonly known as 2118 Gray Meadow Drive, Grayson, Georgia 30017.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Fannie Mae ("Federal National Mortgage Association") as Attorney in Fact for Jose Guadalupe Esquivel Vargas

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/kmh 1/4/11

Our file no. 1291010-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572435,12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Mariana M. Vasquez to Mortgage Electronic Registration Systems, Inc. dated October 21, 2004, and recorded in Deed Book 40369, Page 34, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A, by Assignment , securing a Note in the original principal amount of $123,200.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 135 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 18, BLOCK E, YOUNG ESTATES SUBDIVISION, AS SHOWN ON PLAT OF SUBJECT PROPERTY RECORDED IN PLAT BOOK J, PAGE 257, GWINNETT COUNTY, GEORGIA REAL ESTATE RECORDS, WHICH PLAT IS REFERENCE INCORPORATED HEREIN AND MADE A PART HEREOF.

Said property is known as 4939 Elizabeth Way NW, Lilburn, GA 30047, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Mariana M. Vasquez, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Mariana M. Vazquez, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A. as Attorney-in-Fact for Mariana M. Vasquez

File no. 10-013421

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd.,

Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612037,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Juan Vasquez aka Juan Manuel Vasquez to Chase Manhattan Mortgage Corporation, dated February 11, 2004, recorded in Deed Book 37168, Page 215, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($156,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 37 of the 7th District of Gwinnett County, Georgia, being Lot 9, Block A, Waterford Downs Subdivision, Unit One, as shown on plat of subject property recorded at Plat Book 62, Page 207, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. Being improved property known as 2205 Camp Town Way, according to the present system of numbering houses in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Juan Vasquez or a tenant or tenants and said property is more commonly known as 2205 Camp Town Way, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC sbm Chase Manhattan Mortgage Corporation as Attorney in Fact for Juan Vasquez aka Juan Manuel Vasquez

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ms8 1/4/11

Our file no. 52422710-FT18

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572715,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lorenzo Vazquez to Perimeter Mortgage Funding Corporation dated August 27, 1999 in the amount of $123,875.00, and recorded in Deed Book 19127, Page 211, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 127 of the 7th District, Gwinnett County, Georgia and being Lot 14, Block A of Devonshire Walk, as shown and designated on a plat thereof recorded at Plat Book 60, Page 202, in the Clerks Office for the Superior Court of Gwinnett County, Georgia to which plat reference is hereby made for a more complete and accurate description as to metes, bounds and location of said property.

which has the property address of 590 Devonshire Walk Drive, Suwanee, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Lorenzo Vazquez and Eliazar Flores Cano and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Lorenzo Vazquez

Anthony DeMarlo, Attorney/llawson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-11573 /FHA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558850, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sixto Vazquez A/K/A Sixto Vazquez Ruis to Mortgage Electronic Registration Systems, Inc. as nominee for Cornerstone Home Lending, its successors and assigns dated April 21, 2009 in the amount of $133,934.00, and recorded in Deed Book 49449, Page 46; and re-recorded on 06/23/2009 in Deed Book 49554, Page 61, Gwinnett County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 35 of the 6th District of Gwinnett County, Georgia, being Lot 6, Block B, Quail Hollow Subdivision, Unit Three, as shown on plat of subject property recorded at Plat Book 27, Page 300, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.

which has the property address of 3730 Quail Hollow Trail, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Sixto Vazquez A/K/A Sixto Vazquez Ruis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC Attorney in Fact for Sixto Vazquez A/K/A Sixto Vazquez Ruis Anthony DeMarlo, Attorney/krider McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-22965 /FHA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07611893,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Delmy M Velasquez to Mortgage Electronic Registration Systems, Inc., dated September 27, 2002, recorded in Deed Book 30088, Page 77, Gwinnett County, Georgia Records, as last transferred to Coastal States Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($159,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 144 of the 6th District, Gwinnett County, Georgia, being Lot 44, Block A, Judean Hills, Unit Four, As per plat Recorded in Plat Book 1, Page 42, Gwinnett County, Georgia Records, said Plat being Incorporated herein and made reference hereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Coastal States Mortgage Corporation, 600 Corporate Drive Suite 620, Fort Lauderdale, FL 33334, 800-558-5885. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Delmy M Velasquez or a tenant or tenants and said property is more commonly known as 533 Cana Of Galilee Court, Tucker, Georgia 30084.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Coastal States Mortgage Corporation as Attorney in Fact for Delmy M Velasquez

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/jn2 1/4/11

Our file no. 52842810-FT17

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558897, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Gilmer M. Velasquez to Greater Atlanta Financial Services, LLC dated 6/30/2006 and recorded in Deed Book 46740 Page 887, Gwinnett County, Georgia records; as last transferred to Wells Fargo Bank, NA., successor by merger to Wells Fargo Home Mortgage, Inc. by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 177,618.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January , 2011 (January 4, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 174 of the 6th District, Gwinnett County, Georgia, being Lot 89, Block A, Parklake Subdivision, Unit One as per plat recorded in Plat Book 57, Page 244, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 1090 Falling Water Lane according to the present system of numbering houses in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 1090 Falling Water Lane, Norcross, Georgia 30093 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Gilmer M. Velasquez or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA., successor by merger to Wells Fargo Home Mortgage, Inc. as agent and Attorney in Fact for Gilmer M. Velasquez

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-4238

950-

08558946, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Rolando Velez and Noelia E Rosario to Mortgage Electronic Registration Systems, Inc. as nominee for Unity Mortgage Corp., dated November 13, 2003, recorded in Deed Book 36175, Page 68, Gwinnett County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 246 of the 5th District, Gwinnett County, Georgia, being Lot 40, Block A, Campbell Crossing, Unit One, as per plat recorded in Plat Book 83, Page 183, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Rolando Velez and Noelia E Rosario or a tenant or tenants and said property is more commonly known as 1750 Campbell Ives Drive, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association as Attorney in Fact for Rolando Velez and Noelia E Rosario

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/kmh 1/4/11

Our file no. 1719010-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572358,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Ania Velez to Coastal Lending Corporation, dated June 17, 2002, recorded in Deed Book 27814, Page 55, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SIX THOUSAND AND 0/100 DOLLARS ($126,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 187 of the 6th District of Gwinnett County, Georgia, being Lot 2, Block C, Singleton Valley Subdivision, Unit 3, as shown on plat of subject property recorded at Plat Book 9, Page 265, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of this description. Being improved property known as 5392 Singleton Road, according to the present system of numbering houses in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ania Velez or a tenant or tenants and said property is more commonly known as 5392 Singleton Rd, Norcross, Georgia 30093.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC as Attorney in Fact for Ania Velez

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/cs3 1/4/11

Our file no. 1763310-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572595,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jose A. Ventura to HomeBanc Mortgage Corporation, dated June 15, 2007, recorded in Deed Book 48014, Page 425, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($176,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 27 and 52 of the 7th District,Gwinnett County, Georgia, being Lot 52, Block A, Sagamore Hill Subdivision, Phase II, as per plat recorded in Plat Book 72, Page 113, Gwinnett County records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jose A. Ventura or a tenant or tenants and said property is more commonly known as 821 Norwalk Hill Ct, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Jose A. Ventura

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ap9 1/4/11

Our file no. 53785409-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572088,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Lynwood Vereen to Mortgage Electronic Registration Systems, Inc., dated August 9, 2006, recorded in Deed Book 46888, Page 109, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans by assignment recorded in Deed Book 49387, Page 703, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-ONE THOUSAND SEVEN HUNDRED SEVENTY-FIVE AND 0/100 DOLLARS ($141,775.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 322 of the 7th District, Gwinnett County, Georgia, being Lot 42, Block A, Sycamore Summit Subdivision, Unit Two, as per plat recorded in Plat Book 59, Page 118A, Gwinnett County records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Lynwood Vereen or a tenant or tenants and said property is more commonly known as 5642 Riverside Dr, Sugar Hill, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans as Attorney in Fact for Lynwood Vereen

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mm7 1/4/11

Our file no. 51692307-FT11

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572151,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ana Viezcas to Washington Mutual Bank, FA dated February 28, 2007 in the amount of $235,040.00, and recorded in Deed Book 47621, Page 730, Gwinnett County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 49 of the 5th District, Gwinnett County, Georgia being Lot 36, Block B, Brooks Chase Subdivision Phase 1, per Plat Book 116, Pages 255-258, Gwinnett County, Georgia Records, which is referred to and made a part of this description.

which has the property address of 1641 Stoney Chase Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Ana Viezcas and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association Attorney in Fact for Ana Viezcas

Anthony DeMarlo, Attorney/kcarr

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 09-17710 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08559253, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Paula A. Villada to E-Z Loan, Inc., dated October 17, 2003, recorded in Deed Book 35781, Page 206, Gwinnett County, Georgia Records and as re-recorded in Deed Book 36961, Page 46, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 35781, Page 227, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-EIGHT THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($158,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 174 of the 7th District, of Gwinnett County, Georgia, and being Lot 110, Block A of The Village at Rock Springs, Unit 2, as per plat recorded in Plat Book 90, Page 38 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Paula A. Villada or a tenant or tenants and said property is more commonly known as 1145 Grace Dr, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC sbm Chase Manhattan Mortgage Corporation as Attorney in Fact for Paula A. Villada

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/kb4 1/4/11

Our file no. 53147110-FT18

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08559284, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Tomas C Villalobos to JPMorgan Chase Bank, N.A., dated July 6, 2007, recorded in Deed Book 48112, Page 172, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND AND 0/100 DOLLARS ($135,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 172 of the 6th District, Gwinnett County, Georgia, being Lot 17, Block B, Unit One, Belmont Farms, as per plat thereof recorded in Plat Book 7, page 241, Gwinnett County records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tomas C Villalobos or a tenant or tenants and said property is more commonly known as 5209 Bluegrass Ct, Norcross, Georgia 30093.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC as Attorney in Fact for Tomas C Villalobos

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kb4 1/4/11

Our file no. 53133810-FT18

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572979,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Wilfredo Villalta and Yeny P Valle de Villalta to Dividend America LLC dba Dividend America Mortgage, dated March 11, 2005, recorded in Deed Book 42051, Page 118, Gwinnett County, Georgia Records, as last transferred to National City Mortgage Co. by assignment recorded in Deed Book 42051, Page 137, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY THOUSAND AND 0/100 DOLLARS ($190,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 107, 7th District, Gwinnett County, Georgia, being Lot 36, Block C of Edgewater Subdivision, Unit I, Phase 2, as per plat recorded in Plat Book 56, page 114, Gwinnett County, Georgia records; which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Wilfredo Villalta, Ruben Esau Valle and Yeny P Valle de Villalta or a tenant or tenants and said property is more commonly known as 2385 Ashbourne Dr, Lawrencville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

PNC Bank, National Association sbm to National City Real Estate Services, LLC sbm National City Mortgage, Inc. fka National City Mortgage Co. as Attorney in Fact for Wilfredo Villalta and Yeny P Valle de Villalta

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ap9 1/4/11

Our file no. 51669610-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572224,12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Bertin Villegas to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $123,920.00 dated 11/2/2005, and recorded in Deed Book 45226, page 45, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Bertin Villegas the following described property:

All that tract or parcel of land lying and being in Land Lot 139 of the 5th District, Gwinnett County, Georgia, being Lot 38, Block A, Unit II, Northfield Subdivision, as per plat recorded in Plat Book 65, Page 186, Gwinnett County, Georgia records.

Property known as: 780 Old Johnson Rd, Lawrenceville, GA 30045

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

4050 Regents Blvd.

Irving, TX 75063

PHONE: 866-450-3172

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Bertin Villegas.

CitiMortgage, Inc., as Attorney-in-fact for Bertin Villegas.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-10149

950-03572825,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Vanessa Vinas to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. its successors and assigns dated July 25, 2007 in the amount of $146,000.00, and recorded in Deed Book 48158, Page 634, Gwinnett County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment; the undersigned, BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 131 of the 7th District, Gwinnett County, Georgia and being Lot 6, Block A, Olde Peachtree Townhomes Subdivision, Phase 1, as per plat thereof recorded in Plat Book 98, Pages 222-224, as revised in Plat Book 103, Pages 121-123, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 2766 Pierce Brennen Court, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Vanessa Vinas and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Attorney in Fact for Vanessa Vinas

Anthony DeMarlo, Attorney/kgrant

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-22743 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558779, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Rahim Virani to HomeBanc Mortgage Corporation, dated December 22, 2005, recorded in Deed Book 45963, Page 240, Gwinnett County, Georgia Records, as last transferred to U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE OF THE HOMEBANC MORTGAGE TRUST 2006-2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-NINE THOUSAND FIFTY AND 0/100 DOLLARS ($269,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 109 of the 5th District, Gwinnett County, Georgia, being Lot 26, Block C, Sugarloaf Manor Subdivision, Unit 2, as per plat thereof recorded in Plat Book 106, Page 207; as revised in Plat Book 110, Page 206, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Rahim Virani or a tenant or tenants and said property is more commonly known as 3320 Drayton Manor Run, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE OF THE HOMEBANC MORTGAGE TRUST 2006-2 as Attorney in Fact for Rahim Virani

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ta2 1/4/11

Our file no. 51704508-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572352,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Delichia Virdell to Mortgage Electronic Registration Systems, Inc, dated March 30, 2007, recorded in Deed Book 47759, Page 587, Gwinnett County, Georgia Records, as last transferred to Nationwide Advantage Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SEVEN THOUSAND FIVE HUNDRED SEVENTY-TWO AND 0/100 DOLLARS ($157,572.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 34 of the 7th District of Gwinnett County, Georgia, being Lot 9, Block C, Jackson's Township Subdivision, Unit One, as per plat thereof recorded in Plat Book 33, Page 3, Gwinnett County, Georgia records and being improved property known as 1169 Maude Way according to the present system of numbering houses in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Nationwide Advantage Mortgage Company, 1100 Locust St., Des Moines, IA 50391-9000, 800-356-3442. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Delichia Virdell or a tenant or tenants and said property is more commonly known as 1169 Maude Way, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Nationwide Advantage Mortgage Company as Attorney in Fact for Delichia Virdell

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/eja 1/4/11

Our file no. 53214010-FT17

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08559022,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Thong Vo to E-Z Loan, Inc., dated November 21, 2003, recorded in Deed Book 36129, Page 179, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY THOUSAND FIFTY AND 0/100 DOLLARS ($170,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 170, 6th District, Gwinnett County, Georgia, and being part of Lots 20 and 21, Block A, Unit Three, Metro Acres, as per plat recorded in Plat Book O, Page 94, Gwinnett County, Georgia Records, and being more particularly described as follows: Beginning at the intersection formed by the southeasterly right of way of Cobb Meadow (a 60 foot right of way), with the southwesterly right of way of Button Gwinnett Place (a 60 foot right of way); running thence southwesterly along the southeasterly right of way of Cobb Meadow a distance of 158.04 feet to an iron pin; running thence southeasterly partially along a chain line fence 252.70 feet to an iron pin on the southwesterly line of Lot 20; running thence southeasterly a distance of 12.13 feet along the southwesterly line of Lot 20 of the southwest corner of Lot 20, running thence northeasterly along the southeasterly line of Lot 20 a distance of 190.4 feet to a point on the southwesterly right of way of Button Gwinnett Place; thence running northwesterly along the northeasterly line of Lot 20 and 21 a distance of 267.8 feet to the point of beginning. Being the same property as conveyed to James F. Bryan and Geraldine Bryan recorded in Deed Book 974, Page 234, said records, less and except that property conveyed to Galo Moya and Vanessa Moya recorded at Deed Book 1765, Page 133, said records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Thong Vo or a tenant or tenants and said property is more commonly known as 5723 Button Gwinnett Place, Norcross, Georgia 30093.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Thong Vo

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/hq1 1/4/11

Our file no. 1745510-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572097,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Vincent Ngoc Vo to Mortgage Electronic Registration Systems, Inc., dated October 20, 2006, recorded in Deed Book 47220, Page 120, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 50228, Page 245, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED ONE THOUSAND AND 0/100 DOLLARS ($301,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 230 of the 7th District, Gwinnett County, Georgia, being Lot 14, Highland Creek Subdivision, Unit two, as per plat recorded in Plat Book 114 Page 130-133, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference hereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Vincent Ngoc Vo and Vivian Trinh or a tenant or tenants and said property is more commonly known as 1508 Centerville Drive, Buford, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Vincent Ngoc Vo McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cls1 1/4/11 Our file no. 52088310-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12532715,12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated May 5, 2009, executed by LEONID VOLOZHANIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 49479 Page 847, Gwinnett County, Georgia Deed Records, and securing a Note in the original principal amount of $108,000.00, said Security Deed and Note having last been assigned to EverBank, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in January, 2011, to-wit: January 4, 2011, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land lying and being in Land Lot 133 of the 6th District, Gwinnett County, being Lot 73, Block A, Michelle Estates Subdivision, Unit II, as per plat recorded in Plat Book 31, Page 164, Gwinnett County Records, which plat is hereby incorporated and made a part hereof.

The aforedescribed real property is also known as 76 Timothy Lane NW, Lilburn, Georgia 30047 according to the present system of numbering houses in Gwinnett County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of Leonid Volozhanin and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

EVERBANK as Attorney-in-Fact for LEONID VOLOZHANIN

David W. Adams, Esquire

Ellis, Painter, Ratterree

& Adams LLP

2 East Bryan Street,

Suite 1001

Savannah, Georgia 31401

(912) 233-9700

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.

950-06615781,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

IN SECURITY DEED

STATE OF GEORGIA

COUNTY OF GWINNETT

Because of default in the payment of the indebtedness secured by a Security Deed executed by RACHEL BROOKSHIRE WADE and JAMES MICHAEL HERBERT, JR., Grantor, to PEOPLES BANK & TRUST, Grantee, dated MAY 19, 2010, said deed recorded in Gwinnett County Deed Records at Deed Book 50101, Page 513, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in January, 2011, during the legal hours of sale, at the courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:

All that tract or parcel of land lying and being in Land Lot 232 of the 5th District, Gwinnett County, Georgia, being Lot 12, Block C, Great River at Tribble Mill, Unit 2, Phase I, as per plat recorded in Plat Book 92, Pages 77-81, Gwinnett County, Georgia Records, which plat is incorporated herein by reference for a more complete description.

Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.

Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.

Said property will be sold as the property of RACHEL BROOKSHIRE WADE and JAMES MICHAEL HERBERT, JR., and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.

PEOPLES BANK & TRUST, as Attorney-in-Fact for RACHEL BROOKSHIRE WADE and JAMES MICHAEL HERBERT, JR. Jery N. Kilgore

Garner & Kilgore

16 S. Harris Street

P.O. Box 602

Buford, Georgia 30515

(770) 945-1294

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07611922,12/9,16,23,30

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by TAWANA WALDEN to FREMONT INVESTMENT & LOAN , dated 11/10/2005, and Recorded on 11/23/2005 as Book No. 45389 and Page No. 0127, GWINNETT County, Georgia records, as last assigned to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR HOME EQUITY LOAN TRUST SERIES ACE 2006-HE1, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $213,300.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 334 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 7, BLOCK A, ELM TREE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 63, PAGE 190, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART TO THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 2000 ELM TREE TERRACE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: AMERICA'S SERVICING COMPANY, 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-013, FORT MILL, SC 29715, 800-288-3212. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 2000 ELM TREE TERRACE, BUFORD, GEORGIA 30518 is/are: TAWANA WALDEN or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR HOME EQUITY LOAN TRUST SERIES ACE 2006-HE1 as Attorney in Fact for TAWANA WALDEN.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100134005725

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100

Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-

08559143, 12/9,16,23,30

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ARTHUR WALKER AND VELREE WALKER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR WATERMARK FINANCIAL PARTNERS, INC, dated 06/22/2004, and Recorded on 07/09/2004 as Book No. 38998 and Page No. 0177, GWINNETT County, Georgia records, as last assigned to WELLS FARGO BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $122,237.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 321, OF THE 4TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING LOT 37B, BLOCK B, MILLENIUM EAST PLACE, PHASE TWO "B", AS PER PLAT RECORDED IN PLAT BOOK 91, PAGE 208-209, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY.

BEING THE SAME PROPERTY CONVEYED TO ARTHUR WALKER AND VELREE WALKER BY DEED FROM ELLENWOOD DEVELOPMENT CO., INC. RECORDED 05/22/2002 IN DEED BOOK 27470 PAGE 110, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF GWINNETT COUNTY, GEORGIA

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 4688 GENERATION COURT, SNELLVILLE, GEORGIA 30039 is/are: ARTHUR WALKER AND VELREE WALKER or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

WELLS FARGO BANK, N.A. as Attorney in Fact for ARTHUR WALKER AND VELREE WALKER.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100169812560

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100

ddison, Texas 75001-4417 Telephone: (972) 341-5398.

950-

08559271, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jessie C. Wallace, Jr. and Frankie F. Wallace to Premier Lending Corporation, dated October 8, 1993, recorded in Deed Book 9482, Page 40, Gwinnett County, Georgia Records, as last transferred to Chase Mortgage Company by assignment recorded in Deed Book 21034, Page 128, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($85,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 214 of the 6th District, Gwinnett County, Georgia and being Lot 50, Block A, Brook Hollow Trace Subdivision, as per plat recorded in Plat Book 57, Page 170, Gwinnett County records, which plat is referred to hereby as reference for more particular description and delineation of the lot dimensions thereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Frankie F. Wallace or a tenant or tenants and said property is more commonly known as 5684 Crest Hollow Court, Norcross, Georgia 30071.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC sbm to Chase Manhattan Mortgage Company sbm to Chase Mortgage Company as Attorney in Fact for Jessie C. Wallace, Jr. and Frankie F. Wallace

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/hq1 1/4/11

Our file no. 11286608-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572497,12/9,16,23,30

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Monica L. Wallace and Robert E. Wallace to Mortgage Electronic Registration Systems, Inc. as nominee for Bank of North Georgia Mortgage, A division of Bank of North Georgia dated 3/29/2005 and recorded in Deed Book 42413 Page 115, Gwinnett County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 191,888.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January , 2011 (January 4, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 42 of the 6th District, Gwinnett County, Georgia, being Lot 13, Block H of Summertown Subdivision, Unit Two, as per plat thereof recorded in Plat Book 5, Page 35, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 2358 Broad Creek Drive, Stone Mountain, Georgia 30087 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Monica L. Wallace and Robert E. Wallace or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Monica L. Wallace and Robert E. Wallace

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-3698

950-

08558658, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Darren Walters and Eulissa Walters to Option One Mortgage Corporation dated April 20, 2004 in the amount of $192,000.00, and recorded in Deed Book 37951, Page 141, Gwinnett County, Georgia Records; as last transferred to Bank of America, N.A., as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2004-7 by assignment; the undersigned, Bank of America, N.A., as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2004-7 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 54 of the 5th District, Gwinnett County, Georgia, Being Lot 42, Block B, Flowers Crossing Subdivision, Unit Four, According to plat of survey recorded in Plat Book 50, Page 99, Gwinnett County, Georgia Records, which plat and the record thereof are incorporated herein by reference thereto.

which has the property address of 1920 Bethwick Court, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Darren Walters and Eulissa Walters and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, N.A., as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2004-7 Attorney in Fact for Darren Walters and Eulissa Walters

Anthony DeMarlo, Attorney/ajackson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 07-03186 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572531,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jodi Ward to Mortgage Electronic Registration Systems, Inc. nominee for Pine State Mortgage Corporation, its successors and assigns dated November 15, 2005 in the amount of $152,632.00, and recorded in Deed Book 45857, Page 0124, Gwinnett County, Georgia Records; as last transferred to The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JPMorgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-1 by assignment; the undersigned, The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JPMorgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 338, of the 4th District, Gwinnett County, Georgia, and being Lot 76A, Bridle Point Subdivision, Unit Four, as per plat recorded in Plat Book 106, Pages 164 and 165, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property.

which has the property address of 4028 Brumby Way, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jodi Ward and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JPMorgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-1 Attorney in Fact for Jodi Ward

Anthony DeMarlo, Attorney/krider

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-19167 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558768, 12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Timothy L. Warren and Joan C. Warren to Norwest Mortgage, Inc. dated March 30, 1998, and recorded in Deed Book 15845, Page 131, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for SASCO 2007-RF2, by AssignmentÝ, securing a Note in the original principal amount of $108,250.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 184 of the 6th District, Gwinnett County, Georgia, being Lot 3, Block E, Windtree Subdivision, Unit Four, as per plat recorded in Plat Book 28, Page 89, Gwinnett County Records, which plat is hereby referred to and made a part of this description.

Said property is known as 4161 Wind Court, Norcross, GA 30093, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Timothy L. Warren and Joan C. Warren, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Timothy L. Warren and Joan C. Warren, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

HSBC Bank USA, National Association, as Trustee for SASCO 2007-RF2 as Attorney-in-Fact for Timothy L. Warren and Joan C. Warren

File no. 09-018992

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/AB

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572014,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Fred Russell Warren to Mortgage Electronic Registration Systems, Inc. as nominee for First Horizon Loan Corporation, its successors and assigns dated October 4, 2004 in the amount of $167,325.00, and recorded in Deed Book 40097, Page 111, Gwinnett County, Georgia Records; as last transferred to First Horizon Home Loans, a division of First Tennessee Bank National Association by assignment; the undersigned, First Horizon Home Loans, a division of First Tennessee Bank National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 55 of the 7th District, Gwinnett County, Georgia, being Lot 3, Block C, Unit Two, Fountain Cove, as per plat recorded in Plat Book 75, Page 160, which plat is incorporated herein by reference and made a part hereof, being improved property known as 1302 Fountain View Drive according to the present system of numbering houses in Gwinnett County, Georgia.

which has the property address of 1302 Fountain View Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Fred Russell Warren and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

First Horizon Home Loans, a division of First Tennessee Bank National Association Attorney in Fact for Fred Russell Warren Anthony DeMarlo, Attorney/llawson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-22694 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07611894,12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Gerald Washington to Union Planters Bank, N.A. dated March 3, 2004, and recorded in Deed Book 37307, Page 185, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverBank, by Assignment, securing a Note in the original principal amount of $164,582.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 45 AND 46, 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 12, BLOCK A, PLANTATION VIEW SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 56, PAGE 135, GWINNETT COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF.

Said property is known as 305 Plantation View Drive, Lawrenceville, GA 30044, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Gerald Washington, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Gerald Washington, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

EverBank as Attorney-in-Fact for Gerald Washington

File no. 08-007659

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/BB

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572261,12/9,16,23,30

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Tionne T Watkins-Rolison to World Savings Bank, FSB dated 7/11/2001 and recorded in Deed Book 24736 Page 235, Gwinnett County, Georgia records; as last transferred to Wells Fargo Bank, N.A. aka Wachovia Mortgage, a division of Wells Fargo Bank, N.A. fka Wachovia Mortgage, FSB World Savings Bank, FSB by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 532,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2011 (January 4, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 157 and 164 of the 7th District, of Gwinnett County, Georgia, being Lot 528, Block P, Phase III, POD 15, Sugarloaf Country Club, as per plat recorded in Plat Book 81, Page 197 through 199, Gwinnett County Records, which plat and the legal description thereon are incorporated herein by this reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 1744 Malvern Hill Place, Duluth, Georgia 30097-4978 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Tionne T Watkins-Rolison or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, N.A. aka Wachovia Mortgage, a division of Wells Fargo Bank, N.A. fka Wachovia Mortgage, FSB World Savings Bank, FSB as agent and Attorney in Fact for Tionne T Watkins-Rolison

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1080-051

950-

08558947, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lisa S. Watts aka Lisa Bartels Wheeler to First Horizon Home Loan Corporation dated July 1, 2004 in the amount of $156,900.00, and recorded in Deed Book 38980, Page 3, Gwinnett County, Georgia Records; as last transferred to MetLife Home Loans, a division of MetLife Bank, N.A. by assignment; the undersigned, MetLife Home Loans, a division of MetLife Bank, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 280, 6th District, Gwinnett County, Georgia, being Lot 7, Block A, Lake View Subdivision, as per plat recorded in Plat Book G, Page 75, Gwinnett County Records, which plat is hereby referred to and made a part of this description.

which has the property address of 7039 Lakeview Lane, Atlanta, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Lisa S. Watts aka Lisa Bartels Wheeler and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

MetLife Home Loans, a division of MetLife Bank, N.A. Attorney in Fact for Lisa S. Watts aka Lisa Bartels Wheeler

Anthony DeMarlo, Attorney/smagnuson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-05934 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08559240, 12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Stacey Watts to Associated Credit Union in the original principal amount of $344,000.00 dated 8/31/2005, and recorded in Deed Book 44280, page 173, Gwinnett County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2011 by Associated Credit Union, as Attorney-in-Fact for Stacey Watts the following described property:

All that tract or parcel of land lying and being in Land Lot 317 of the 6th District, Gwinnett County, Georgia, being Lot 126, Block “A”, of Amberfield, Unit I, as per plat recorded in Plat Book 56, Page 175, Gwinnett County, Georgia Records, which plat is incorporated herein by this reference and made a part of this description.

Property known as: 5161 Edgerton Drive, Norcross, GA 30092

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Associated Credit Union

6251 Crooked Creek Road

Norcross, GA 30092

PHONE: 770-448-8200

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Stacey Watts.

Associated Credit Union, as Attorney-in-fact for Stacey Watts.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-09044

950-03572823,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Pamela C. Weatherby to Wells Fargo Home Mortgage, Inc., dated February 26, 2004, recorded in Deed Book 37361, Page 158, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($134,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 21 of the 5th District, Gwinnett County, Georgia, being Lot 4, Block B, Emerald Forest Subdivision, according to plat of survey recorded in Plat Book 1, Page 89, Gwinnett County, Georgia records, which plat and the record thereof are incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Pamela C. Weatherby and Pamela C. Weatherby aka Pamela D. Weatherby or a tenant or tenants and said property is more commonly known as 653 Emerald Forest Circle, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Pamela C. Weather

by McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sc1 1/4/11

Our file no. 51058908-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572555,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Dennis S. Webb to Mortgage Electronic Registration Systems, Inc., dated July 13, 2005, recorded in Deed Book 43723, Page 109, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-TWO THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($152,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or Parcel of Land lying and being in Land Lot 59 of the 5th District, Gwinnett County, Georgia, being Lot 1, Block E, Saddle Club Estates, Unit one, Per Plat thereof recorded in Plat Book 75, Page 245, Gwinnett County records, which flat is made a fart hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dennis S. Webb or a tenant or tenants and said property is more commonly known as 1937 Old Grayson Road, Grayson, Georgia 30017.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank NA as Attorney in Fact for Dennis S. Webb

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ld0 1/4/11

Our file no. 52871508-FT5

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572583,12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Randy J. Weber to First Atlantic Mortgage, L.L.C. of Georgia dated March 15, 2006, and recorded in Deed Book 46307, Page 12, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc Trust 2006-NC4 by Assignment , securing a Note in the original principal amount of $142,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 60 of the 5th District, Gwinnett County, Georgia, being Lot 26, Block B, Lakeview Manor Subdivision, Unit Two, as per plat recorded in Plat Book 50, Page 242, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto. Being the same property conveyed to Randy J. Weber by virtue of a quitclaim deed dated May 13, 2005 and recorded June 3, 2005 in Deed Book 42967, Page 149, Gwinnett County, Georgia Records.

Said property is known as 2805 Brookhill Court, Snellville, GA 30078, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Randy J. Weber, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Randy J. Weber, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc Trust 2006-NC4 as Attorney-in-Fact for Randy J. Weber

File no. 09-012709

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572251,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Ingrid N Wedderburn-Diaz aka Ingrid Wedderburn and Claudio Edgardo Diaz to Winmark Financial, LLC, dated May 17, 2007, recorded in Deed Book 47934, Page 0198, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 48709, Page 0073, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-EIGHT THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($178,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 1 of the 1st District (GMD 1397), Gwinnett County, Georgia, being Lot 67, Block A, Unit One of Cascade Falls Subdivision, as per plat thereof recorded in Plat Book 78, Page 170, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on January 4, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ingrid N Wedderburn-Diaz aka Ingrid Wedderburn or a tenant or tenants and said property is more commonly known as 3465 Cascade Falls Dr, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Ingrid N Wedderburn-Diaz aka Ingrid Wedderburn and Claudio Edgardo Diaz

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sc1 1/4/11

Our file no. 51946610-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572559,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Michael S. Weiss to Mortgage Electronic Registration Systems, Inc.nominee for Quicken Loans Inc. its successors and assigns dated January 25, 2007 in the amount of $150,000.00, and recorded in Deed Book 47515, Page 636, Gwinnett County, Georgia Records; as last transferred to OneWest Bank, FSB by assignment; the undersigned, OneWest Bank, FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 288 of the 7th District, Gwinnett County, Georgia, being Lot 9, Block A, North Pointe Subdivision, Unit One, as per Plat recorded in Plat Book 43, Page 120, Gwinnett County, Georgia records, which Plat is incorporate herein by reference and made a part hereof.

which has the property address of 110 Hayfield Way, Sugar Hill, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Michael S. Weiss and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

OneWest Bank, FSB Attorney in Fact for Michael S. Weiss

Anthony DeMarlo,

Attorney/lseymore

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 09-28550 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06615994,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Emma L Wells to Washington Mutual Bank, FA, dated December 7, 2005, recorded in Deed Book 45718, Page 63, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FOUR THOUSAND AND 0/100 DOLLARS ($174,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 216 of the 5th District, Gwinnett County, Georgia, being Lot 16, Block B, Unit One of Bramlett Shoals Subdivision, as per plat thereof recorded in Plat Book 77, Page 151, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. 984 Josie Court, Lawrenceville, GA 30045

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Emma L Wells or a tenant or tenants and said property is more commonly known as 984 Josie Court, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association, the current lender, as the purchaser of the loans and other assets of Washington Mutual Bank, fka Washington Mutual Bank, FA from the Federal Deposit Insurance Corporation, acting as receiver for Washington Mutual Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 USC Sec. 1821 (d) as Attorney in Fact for Emma L Wells

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/kmh 1/4/11

Our file no. 1719910-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558911, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Breanna Wells and Albert Wells to Mortgage Electronic Registration Systems, Inc., dated January 10, 2008, recorded in Deed Book 48575, Page 161, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 50124, Page 724, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-ONE THOUSAND FOUR HUNDRED TWENTY AND 0/100 DOLLARS ($231,420.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 36 of the 6th District, Gwinnett County, Georgia, being Lot 12, Block J, Bridlegate Subdivision, as per plat recorded in Plat Book 66, Page 174 and revised plat recorded in Plat Book 89, Page 63, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 4112 Trotters Way Drive according to the present system of numbering property in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Breanna Wells and Albert Wells or a tenant or tenants and said property is more commonly known as 4112 Trotters Way Drive, Snellville, Georgia 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Breanna Wells and Albert Wells

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ld0 1/4/11

Our file no. 51441910-FT5

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572163,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Dwight Wells and Veronica Wells to Argent Mortgage Company, LLC, dated August 31, 2004, recorded in Deed Book 40138, Page 62, Gwinnett County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2004-HE11 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($129,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 77 of the 6th District, Gwinnett County, Georgia, Georgia, being Lot 7, Block E, Unit Two of Mountain Park Subdivision, as per plat thereof recorded in Plat Book I, Page 270, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dwight Wells and Veronica Wells or a tenant or tenants and said property is more commonly known as 5445 Brownlee Road, Stone Mountain, Georgia 30087.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2004-HE11 as Attorney in Fact for Dwight Wells and Veronica Wells

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/ss3 1/4/11

Our file no. 52885410-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08559189, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Chaoying Wen to Mortgage Electronic Registration Systems, Inc., dated October 26, 2007, recorded in Deed Book 48409, Page 274, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($116,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 241 of the 6th District, Gwinnett County, Georgia, being Lot 2, Block G, Edgemoor North Subdivision, Unit Eight, as per plat recorded in Plat Book T, Page(s) 87, Gwinnett County records which plat is incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Chaoying Wen or a tenant or tenants and said property is more commonly known as 2466 Bailey Dr, Norcross, Georgia 30071.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Chaoying Wen

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ac0 1/4/11

Our file no. 53265410-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573019,12/9,16,23,30

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by David L. Werner and Courtney D. Werner to Mortgage Electronic Registration Systems, Inc. as nominee for Home America Mortgage, Inc. dated 2/28/2005 and recorded in Deed Book 41882 Page 124, Gwinnett County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 185,587.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in February, 2011 (February 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 247 of the 4th District, Gwinnett County, Georgia, being Lot 22, Block A, of Simonton Ridge Subdivision, as per plat recorded in Plat Book 102, Pages 29-30 in the Office of the Clerk of Superior Court of Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 4463 Prather Pass Drive, Loganville, Georgia 30052 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): David L. Werner and Courtney D. Werner or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for David L. Werner and Courtney D. Werner

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-4575

950-07612482,12/30,1/6,13,20,

27

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Freda M Wheeler to First Horizon Home Loan Corporation, dated August 21, 2003, recorded in Deed Book 35196, Page 273, Gwinnett County, Georgia Records, as last transferred to MidFirst Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND SIX HUNDRED TWENTY-THREE AND 0/100 DOLLARS ($116,623.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 179 of the 6th District, Gwinnett County, Georgia, being Lot 15, Block D, Heritage Place Subdivision, Unit Three, as per plat recorded in Plat Book 38, Page 45, in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, which Plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Midland Mortgage Corporation, 999 N.W. Grand Boulevard Suite 100, Oklahoma City, OK 73118-6116, 800-654-4566. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Freda M Wheeler or a tenant or tenants and said property is more commonly known as 800 Hampton Hill Court, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

MidFirst Bank as Attorney in Fact for Freda M Wheeler

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/kgo 1/4/11

Our file no. 53217810-FT17

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572494,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Christine A. Whinstanley to Mortgage Electronic Registration Systems, Inc., dated November 30, 2006, recorded in Deed Book 47446, Page 457, Gwinnett County, Georgia Records, as last transferred to OneWest Bank, FSB by assignment recorded in Deed Book 49366, Page 142, Gwinnett County, Georgia Records,

conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-THREE THOUSAND FOUR HUNDRED FORTY AND 0/100 DOLLARS ($273,440.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 304 of the 5th District of Gwinnett County, Georgia, being Lot 34, Block F, Apalachee Heritage Subdivision, Unit One, as per plat recorded in Plat Book 109, Pages 297-298, Gwinnett County, Georgia records, said plat being incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: OneWest Bank FSB, 2900 Esperanza Crossing, Austin, TX 78758, 877-908-4357. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Christine A. Whinstanley or a tenant or tenants and said property is more commonly known as 2580 Legend Mill Run, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

OneWest Bank, FSB as Attorney in Fact for Christine A. Whinstanley

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/axh 1/4/11

Our file no. 5405409-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572086,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Vonda M. Whitehead A/K/A Vonda Whitehead Benton N/K/A Vonda M. Benton to Mortgage Electronic Registration Systems, Inc., as nominee for EquiFirst Corporation.,its successors and assigns dated January 11, 2006 in the amount of $171,000.00, and recorded in Deed Book 46141, Page 852, Gwinnett County, Georgia Records; as last transferred to U.S. Bank National Association as Trustee for RASC 2006KS3 by assignment; the undersigned, U.S. Bank National Association as Trustee for RASC 2006KS3 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 12 of the 6th District, Gwinnett County, Georgia, being Lot 42, Block A, Campbell Glen Subdivision, as per plat recorded in Plat Book 89, Page 300, Gwinnett County records, which plat is hereby incorporated by reference thereto and made a part of this description.

which has the property address of 3672 Kilt Lane, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Vonda M. Whitehead A/K/A Vonda Whitehead Benton N/K/A Vonda M. Benton and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank National Association as Trustee for RASC 2006KS3 Attorney in Fact for Vonda M. Whitehead A/K/A Vonda Whitehead Benton N/K/A Vonda M. Benton

Anthony DeMarlo, Attorney/kandrade

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-06542 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08559015, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kathryn J. Whitenack to Mortgage Electronic Registration Systems, Inc. nominee for American Mortgage Network, Inc. its successors and assigns dated August 12, 2005 in the amount of $153,440.00, and recorded in Deed Book 44022, Page 183, Gwinnett County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 113 of the 7th District, Gwinnett County, Georgia, being Lot 9, Block A, Steeplechase Subdivision, as per plat recorded in Plat Book 28, Page 177, as revised in Plat Book 78, Page 121, Gwinnett County, Georgia Records, which plats are incorporated herein and made a part hereof by reference.

which has the property address of 1391 Warrenton Hunt, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Kathryn J. Whitenack and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Kathryn J. Whitenack

Anthony DeMarlo, Attorney/smitchell

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-14264 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572743,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of the power of sale contained in that certain Deed to Secure Debt/Security Deed executed by Michael A. Whitley to Mortgage Electronic Registration Systems, Inc. as nominee for Home Mortgage Corporation, dated April 25, 2007 and recorded in Book 47849, Page 344, and later assigned to The Bank of New York Mellon formerly known as The Bank of New York as Trustee on behalf of CIT Mortgage Loan Trust 2007-1, Gwinnett County, Georgia Records, said Deed to Secure Debt/Security Deed having been given to secure a Note dated April 25, 2007, in the original principal sum of One Hundred Fifty-One Thousand Two Hundred and 00/100 ($151,200.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2011, the property described as:

All that tract or parcel of land lying and being in Land Lot 90 of the 7th District, Gwinnett County, Georgia, being Lot 14, Block G, THOUSAND OAKS SUBDIVISION, Unit 2, as per plat recorded in Plat Book 41, Page 211, Gwinnett County Records, said Plat being incorporated herein by reference thereto.

Parcel No.: R7090160

which has the property address of 739 Oak Moss Drive, Lawrenceville, GA 30043,

together with all fixtures and other personal property conveyed by said deed.

The debt secured by said Deed to Secure Debt/Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold as the property of Michael A. Whitley, subject to the outstanding ad valorem taxes and/or assessments, if any, and all rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record having priority over this Deed to Secure Debt/Security Deed.

Said property will be sold as the property of Michael A. Whitley and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Deed to Secure Debt/Security Deed.

The Bank of New York Mellon formerly known as The Bank of New York as Trustee on behalf of CIT Mortgage Loan Trust 2007-1 as attorney-in-fact for Michael A. Whitley

Vericrest Financial Inc., servicers for The Bank of New York Mellon formerly known as The Bank of New York as Trustee on behalf of CIT Mortgage Loan Trust 2007-1

Attn: Loss Mitigation

715 S. Metropolitan Ave.

Oklahoma City, OK 73108

866-650-0968

By: Trustee Management Company

10975 El Monte, Suite 225

Overland Park, KS 66211

1-800-478-2580

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572499,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Keisha Whittaker to Mortgage Electronic Registration Systems, Inc., dated September 28, 2007, recorded in Deed Book 48337, Page 0159, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND THREE HUNDRED FIFTY AND 0/100 DOLLARS ($168,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 31 of the 7th District, Gwinnett County, Georgia, being Lot 34, Block B, Rivergate Subdivision, Unit Two, as per plat thereof recorded in Plat Book 45, Page 147, and revised at Plat Book 58, Page 46, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Keisha Whittaker or a tenant or tenants and said property is more commonly known as 1594 Watercrest Circle, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage Inc as Attorney in Fact for Keisha Whittaker

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/vb1 1/4/11

Our file no. 53238610-FT2

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572513,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Charles Wigley to HomeBanc Mortgage Corporation, dated June 17, 2004, recorded in Deed Book 38838, Page 206, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA dba Americas Servicing Company. by assignment recorded in Deed Book 49351, Page 302, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 39 of the 6th District, Gwinnett County, Georgia, being Lot 6, Block A, Cherokee Springs Subdivision, Unit One, according to a plat of survey recorded in Plat Book 22, Page 181, Gwinnett County, Georgia records, which plat is incorporated herein by this reference and made a part of this description; being improved property known as 2828 Cherokee Cove, according to the current system of numbering houses in Gwinnett County Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Bank N.A., PO Box 10328, Des Moines, IA 50306-0328, 1-800-662-3806. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Charles E. Wigley or a tenant or tenants and said property is more commonly known as 2828 Cherokee Cove, Stone Mountain, Georgia 30087.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA dba Americas Servicing Company. as Attorney in Fact for Charles Wigley

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmp 1/4/11

Our file no. 53006708-FT12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572169,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by George Wilcox II and Lyndsey Wilcox to HomeBanc Mortgage Corporation dated May 16, 2007 in the amount of $145,400.00, and recorded in Deed Book 47945, Page 723, Gwinnett County, Georgia Records; as last transferred to American Home Mortgage Servicing, Inc. by assignment; the undersigned, American Home Mortgage Servicing, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 322 of the 7th District, Gwinnett County, Georgia, being Lot 171, Block B, Princeton Oaks Subdivision, Unit One, as per Plat recorded in Plat Book 50, Page 181, Gwinnett County records, said Plat being incorporated herein by reference thereto.

which has the property address of 5544 Princeton Oaks Lane, Sugar Hill, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

Also subject to a First Priority Security Deed to HomeBanc Mortgage Corporation recorded in Deed Book 47945 page 723

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of George Wilcox II and Lyndsey Wilcox and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

American Home Mortgage Servicing, Inc. Attorney in Fact for George Wilcox II and Lyndsey Wilcox

Anthony DeMarlo, Attorney/kcarr

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-25478 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07611989,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jean W William and Onie M Attimy to Wells Fargo Bank, NA, dated April 14, 2005, recorded in Deed Book 42453, Page 0049, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-SEVEN THOUSAND AND 0/100 DOLLARS ($197,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 273 of the 5th District, Gwinnett County, Georgia, being Lot 8, Block B, Unit III IV, The Glens at Apalachee Subdivision, a/k/a Beckenham Walk Units II III, as per plat recorded in Plat Book 92, Pages 275-276, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jean W William and Onie Attimy or a tenant or tenants and said property is more commonly known as 1995 Beckenham Walk Lane, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Jean W William and Onie M Attimy

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cls1 1/4/11 Our file no. 5326610-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572393,12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Luther Williams to New Century Mortgage Corporation dated July 31, 2006, and recorded in Deed Book 46837, Page 595, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC4 Asset-Backed Pass-Through Certificates, by Assignment, securing a Note in the original principal amount of $271,280.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 124 of the 5th District, Gwinnett County, Georgia, being Lot 1, Block A, of Ashbrook subdivision, as per plat thereof recorded in Plat Book 108, Pages 280-281, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

Said property is known as 653 Hope Hollow Lane, Loganville, GA 30052, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Luther Williams, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Luther Williams, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC4 Asset-Backed Pass-Through Certificates as Attorney-in-Fact for Luther Williams

File no. 08-001546

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/BMB

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612044,12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Luther Williams to New Century Mortgage Corporation dated July 31, 2006, and recorded in Deed Book 46837, Page 595, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC4 Asset-Backed Pass-Through Certificates, by Assignment, securing a Note in the original principal amount of $271,280.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 124 of the 5th District, Gwinnett County, Georgia, being Lot 1, Block A, of Ashbrook subdivision, as per plat thereof recorded in Plat Book 108, Pages 280-281, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

Said property is known as 653 Hope Hollow Lane, Loganville, GA 30052, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Luther Williams, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Luther Williams, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank N.A., as Trustee, for Carrington Mortgage Loan Trust, Series 2006-NC4 Asset-Backed Pass-Through Certificates as Attorney-in-Fact for Luther Williams

File no. 08-001546

SHAPIRO & SWERTFEGER, LLP Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941

(770)220-2535/BMB

www.swertfeger.net

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08559209, 12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Richard S. Williams to Mortgage Electronic Registration Systems, Inc. dated December 16, 2005, and recorded in Deed Book 45895, Page 48, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for MASTR Asset Backed Securities Trust, 2006-FRE2, by Assignment , securing a Note in the original principal amount of $136,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 204 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 29, BLOCK B, SIMONTON PRESERVE, UNIT ONE, PER PLAT RECORDED IN PLAT BOOK 76, PAGE 109, AS REVISED AT PLAT BOOK 82, PAGE 161, GWINNETT COUNTY RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY THIS REFERENCE.

Said property is known as 972 Simon Park Circle, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Richard S. Williams, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Richard S. Williams, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association, as Trustee for MASTR Asset Backed Securities Trust, 2006-FRE2 as Attorney-in-Fact for Richard S. Williams

File no. 09-017076

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612028,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Victoria Williams to Mortgage Electronic Registration Systems, Inc. as nominee for BNC Mortgage, Inc., A Delaware Corporation, dated June 6, 2007, recorded in Deed Book 48007, Page 826, Gwinnett County, Georgia Records, as last transferred to Fannie Mae ("Federal National Mortgage Association") by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THOUSAND AND 0/100 DOLLARS ($200,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 267 of the 5th Land District, Gwinnett County, Georgia, being identified as Lot No. 218, Block A, Wolf Creek Subdivision fka Ewing Chapel Mitford Village, Unit 1, as shown on a plat of survey recorded in Plat Book 81, Page 243, revised at Plat Book 86, Page 161, Gwinnett County, Georgia Records, which plat is incorporated herein by reference as a part of this description. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on January 4, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). IBM Lender Business Process Services, Inc. can be contacted at 888-917-3094 or by writing to 14523 S.W. Millikan Way Suite 200, Beaverton, OR 97005, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Victoria Williams or a tenant or tenants and said property is more commonly known as 1010 Lilac Arbor Rd, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Fannie Mae ("Federal National Mortgage Association") as Attorney in Fact for Victoria Williams

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/kmh 1/4/11

Our file no. 1585110-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558919, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Ruby M. Williams to Long Beach Mortgage Company, dated November 16, 2005, recorded in Deed Book 45361, Page 1, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND AND 0/100 DOLLARS ($108,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 178 of the 6th District, Gwinnett County, Georgia, being Lot 101, Block B, Vintage Pointe, Unit One, as per plat thereof recorded in Plat Book 70, Page 190, Gwinnett County Records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ruby M. Williams or a tenant or tenants and said property is more commonly known as 932 Vintage Pointe Drive, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-1 as Attorney in Fact for Ruby M. Williams

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/kmh 1/4/11

Our file no. 1721510-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558914, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Michelle D. Williams to Mortgage Electronic Registration Systems, Inc., dated January 26, 2004, recorded in Deed Book 36937, Page 91, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 50173, Page 328, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-FOUR THOUSAND EIGHT HUNDRED THIRTY-EIGHT AND 0/100 DOLLARS ($94,838.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 179 and 180 of the 6th District of Gwinnett County, and being known as residence No. 1146 Country Court, Unit 5, Building 20, of Willowrun at Northwood Condominium, recorded in Condo Plat book 1, Page 26, Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michelle D. Williams or a tenant or tenants and said property is more commonly known as 1146 Country Court, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Michelle D. Williams

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/ld0 1/4/11

Our file no. 5440206-FT5

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558717, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Terrence L Williams and Tiann S Williams to Leadership Mortgage Services, Inc., dated October 30, 2002, recorded in Deed Book 29990, Page 90, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank Midwest N.A. by assignment recorded in Deed Book 48218, Page 51, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND SEVEN HUNDRED SEVEN AND 0/100 DOLLARS ($139,707.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 133 of the 6th District of Gwinnett County, Georgia being known and designated as Lot 67 Block A Michelle Estates Subdivision, Unit II as per plat recorded in Plat Book 31 Page 164 Gwinnett County Records, which hereby incorporated by reference thereto and made a part of this description. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on January 4, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Terrence L Williams and Tiann S Williams or a tenant or tenants and said property is more commonly known as 51 Timothy Lane Northwest, Lilburn, Georgia 30047.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A. as Attorney in Fact for Terrence L Williams and Tiann S Williams

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mm7 1/4/11

Our file no. 5873010-FT11

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572962,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Cynthia Williams to Infinity Mortgage Corp dated September 24, 2002 in the amount of $109,127.00, and recorded in Deed Book 29434, Page 183, Gwinnett County, Georgia Records; as last transferred to PNC Bank, National Association by assignment; the undersigned, PNC Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 348 of the 4th District, Gwinnett County, Georgia, being Lot 15, Block 39, Norris Lake Shores Subdivision, as per plat recorded in Plat Book G, Page 19, Gwinnett County, Georgia Records, said plat being incorporated herein and made reference thereto.

which has the property address of 4460 Wallace Circle, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Cynthia Williams and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

PNC Bank, National Association Attorney in Fact for Cynthia Williams

Anthony DeMarlo, Attorney/llawson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-24062 /FHA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612052,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Lee Williamson to Mortgage Electronic Registration Systems, Inc., dated August 26, 2005, recorded in Deed Book 44242, Page 168, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association successor-in-interest to Wachovia Bank NA as Trustee for BAFC SALT 2005-1F by assignment recorded in Deed Book 50173, Page 191, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVEN HUNDRED TWENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($728,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 180 of the 7th District of Gwinnett County, Georgia, being Lot 2, containing 2.8365 acres on exemption Plat of Camp Branch Ridge, as per Plat recorded in Plat Book 72, Page 216, Gwinnett County, Georgia records, which Plat is incorporated herein and by this reference made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Lee Williamson or a tenant or tenants and said property is more commonly known as 3035 Camp Branch Road, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

U.S. Bank National Association successor-in-interest to Wachovia Bank NA as Trustee for BAFC SALT 2005-1F as Attorney in Fact for Lee Williamson

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/vb1 1/4/11

Our file no. 51413609-FT2

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06615868,12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Paul Williamson to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $228,000.00 dated 05/21/2003, and recorded in Deed Book 33000, page 34, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Paul Williamson the following described property:

All that tract or parcel of land lying and being in Land Lot 72 of the 5th District, Gwinnett County, Georgia, and being more particularly described as follows:

Beginning at an iron pin found on the northeasterly right of way line of Ridgedale Drive (80 foot right of Way) 424.28 feet along said right of way from its intersection with the extended center line of Driftwood Place (50 foot right of way); run thence northwesterly along the northeasterly right of way of Ridgedale Drive and following the curvature thereof a distance of 83.57 feet to a point; run thence north 80 degrees 33 minutes 39 seconds east a distance of 327.54 feet to an iron pin found; run thence north 09 degrees 26 minutes 21 seconds west a distance of 169.19 feet to an iron pin found; run thence north 61 degrees 50 minutes 47 seconds east a distance of 255.00 feet to an iron pin found; run thence south 32 degrees 15 minutes 09 seconds east a distance of 494.16 feet to a point; run thence south 58 degrees 02 minutes 06 seconds west a distance of 27.19 feet to an iron pin found; run thence south 80 degrees 11 minutes 36 seconds west a distance of 276.49 feet to a point; run thence north 53 degrees 04 minutes 13 seconds west a distance of 191.47 feet to an iron pin found; run thence south 79 degrees 39 minutes 00 seconds west a distance of 331.57 feet to an iron pin found located on the northeasterly right of way of Riverdale Drive and the point of beginning; being more particularly shown on a plat of survey for Paul D. Williamson, Jr. and Linda K. Soop dated October 10, 1996, by Tru-Line Surveying, Inc. and certified by W. E. Clontz, GRLS No. 2166, which plat is incorporated herein by reference.

Property known as: 1946 Ridgedale Drive, Snellville, GA 30078

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Paul Williamson.

CitiMortgage, Inc., as Attorney-in-fact for Paul Williamson.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-11657

950-03572822,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Dwayne A. Wilson to Washington Mutual Bank, F.A., dated March 14, 2005, recorded in Deed Book 42287, Page 58, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND AND 0/100 DOLLARS ($156,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:All that certain parcel of land situate in the County of Gwinnett and State of Georgia being known and designated as follows:

All that tact or parcel of land lying and being in Pucketts G.M.D. 1397, Gwinnett County, Georgia, being Lot 11, Block A, Ivy Mill Plantation Subdivision, Unit 1, as per Plat thereof recorded in Plat Book 78, Page 132, Gwinnett County records, said Plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dwayne A. Wilson or a tenant or tenants and said property is more commonly known as 3811 Plantation Mill Drive, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association, the current lender, as the purchaser of the loans and other assets of Washington Mutual Bank, fka Washington Mutual Bank, FA from the Federal Deposit Insurance Corporation, acting as receiver for Washington Mutual Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 USC Sec. 1821 (d) as Attorney in Fact for Dwayne A. Wilson

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/kmh 1/4/11

Our file no. 1342109-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572432,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated July 28, 2006, from Audrey R. Wilson to Mortgage Electronic Registration Systems, Inc., as nominee for Market Street Mortgage Corporation, recorded on August 8, 2006 in Deed Book 46861 at Page 607, in the office of the Clerk of the Superior Court of Gwinnett County, Georgia, and said Deed to Secure Debt having been given to secure a note dated July 28, 2006, in the amount of $118,320.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Gwinnett County, Georgia, on January 4, 2011, the following described real property (hereinafter referred to as the "Property"):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 94 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 17, BLOCK A, SUMMIT CREEK SUBDIVISION, UNIT ONE, PHASE II, AS PER PLAT RECORDED IN PLAT BOOK 82, PAGE 98, GWINNETT COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note.

The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law.

To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Audrey R. Wilson.

The property, being commonly known as 1726 Summit Creek Way, Loganville, GA 30052 in Gwinnett County, will be sold as the property of Audrey R. Wilson, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.

Albertelli Law Attorney for HSBC Bank USA, NA, as trustee for the LMT 2006-7 Trust Fund as Attorney in Fact for Audrey R. Wilson

100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 ASAP# 3825198

950-03572762,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Tracy Wilson to Wells Fargo Bank, N.A, dated June 9, 2005, recorded in Deed Book 43190, Page 45, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-TWO THOUSAND SEVEN HUNDRED EIGHTY-SIX AND 0/100 DOLLARS ($152,786.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 349 of the 7th District, Gwinnett County, Georgia, being Lot 317, Unit III of Riverside Walk Subdivision, Phase 1, as per palt thereof recorded in plat Book 85, Page 106-107, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tracy Wilson or a tenant or tenants and said property is more commonly known as 1215 Riverside Walk Crossing, Sugar Hill, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A as Attorney in Fact for Tracy Wilson

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jkw 1/4/11

Our file no. 53161110-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573014,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Ronald E Wilson to American National Financial, Inc., dated May 11, 1993, recorded in Deed Book 8777, Page 156, Gwinnett County, Georgia Records, as last transferred to Bank of Oklahoma, N.A. by assignment recorded in Deed Book 8920, Page 39, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND NINE HUNDRED SEVEN AND 0/100 DOLLARS ($68,907.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in land lot 322 of the 7th Land District, Gwinnett County, Georgia, as shown delineated as 0.599 acres, more or less, on plat of survey for Ronald E. Wilson by Melvin Pair Associates dated May 4, 1993, revised May 11, 1993. This is the same property shown on plat recorded in Gwinnett County Plat Records at Plat Book 58, Page 269A, Which Palt is incorporated herein by reference for a more complete description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of Oklahoma, N.A., 7060 South Yale, Tulsa, OK 74136, 800-947-7067. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald E Wilson or a tenant or tenants and said property is more commonly known as 5539 Sycamore Road, Buford, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of Oklahoma, N.A. as Attorney in Fact for Ronald E Wilson

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 1/4/11

Our file no. 53161310-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572338,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Thelma Wilson to Mortgage Electronic Registration Systems, Inc. as nominee for New South Federal Savings Bank, its successors and assigns dated September 12, 2005 in the amount of $141,920.00, and recorded in Deed Book 44508, Page 112, Gwinnett County, Georgia Records; as last transferred to U.S. Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed Certificates, Series 2005-AC9 by assignment; the undersigned, U.S. Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed Certificates, Series 2005-AC9 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 34 of the 5th District, Gwinnett County, Georgia, being Lot 91, Block A, Fall Creek Unit VIII-A (F.K.A. Pate Road) Subdivision, as per plat recorded in Plat Book 102, Page 79, Gwinnett County, Georgia Records; which plat is incorporated herein by reference and made a part hereof together with and subject to all right, title and interest in and to those certain covenants, easements and restrictions contained in Declaration of Covenants, Restrictions and Easements for Fall Creek recorded in Deed Book 19881, Page 241, aforesaid records; as amended from time to time.

which has the property address of 2462 Fall Creek Ldg, Loganville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Thelma Wilson, Rudolph Richards and Stacey Richards and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed Certificates, Series 2005-AC9 Attorney in Fact for Thelma Wilson

Anthony DeMarlo, Attorney/smitchell

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-23925 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08559164, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Allan Wiltshire and Sherry B. Wiltshire to HomeBanc Mortgage Corporation, dated January 28, 2005, recorded in Deed Book 41571, Page 147, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETEEN THOUSAND AND 0/100 DOLLARS ($219,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 205 of the 7th District, Gwinnett County, Georgia, being Lot 94, The Summit at Chattahoochee River Reserve (FKA Chattahoochee Reserve), as per plat recorded in Plat Book 72, Page 178, Gwinnett County Records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Allan Wiltshire and Sherry B. Wiltshire or a tenant or tenants and said property is more commonly known as 3855 Lake Lanier Drive, Duluth, Georgia 30097.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC. as Attorney in Fact for Allan Wiltshire and Sherry B. Wiltshire

Johnson Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/psm 1/4/11

Our file no. 1705010-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572187,12/9,16,23,30

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Thomas Wimbish to Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. dated 5/3/2007 and recorded in Deed Book 47856 Page 287, Gwinnett County, Georgia records; as last transferred to HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2007-11 by Assignment filed for record in Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 482,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2011 (January 4, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 123 of the 5th District, Gwinnett County, Georgia, being Lot 44, Block A, The Heritage at Grayson, Unit Two, as per plat recorded in Plat Book 109, Pages 220-222, Gwinnett County, Georgia records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 911 Coopers Ridge Path, Grayson, Georgia 30017 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Thomas Wimbish and Karen Russell or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

HSBC Bank USA, National Association as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates, Series 2007-11 as agent and Attorney in Fact for Thomas Wimbish

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-3973

950-03572937,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Kip V. Witherspoon to Mortgage Electronic Registration Systems, Inc., dated March 20, 2003, recorded in Deed Book 31842, Page 137, Gwinnett County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment recorded in Deed Book 50181, Page 640, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND SIX HUNDRED FOURTEEN AND 0/100 DOLLARS ($156,614.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 235 of the 5th District, Gwinnett County, Georgia, being Lot 15, Block B, of Martins Chapel Grove Subdivision, Unit Two, (F/K/A Martins Chapel Estates), as per plat recorded in Plat Book 91, Pages 163-164, Gwinnett County, Georgia records, which plat is incorporated herein and made a part of hereof by reference, being known as 855 Chapel Hill Drive by the present system of numbering houses in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kip V. Witherspoon or a tenant or tenants and said property is more commonly known as 855 Chapel Hill Drive, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Branch Banking and Trust Company as Attorney in Fact for Kip V. Witherspoon

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/cw5 1/4/11

Our file no. 568110-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558957, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kip V Witherspoon Sr to Mortgage Electronic Registration Systems, Inc. as nominee for First Horizon Home Loans, its successors and assigns dated July 31, 2007 in the amount of $284,500.00, and recorded in Deed Book 48153, Page 698, Gwinnett County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

Al that tract or parcel of land lying and being in Land Lot 261 of the 5th District, Gwinnett County, Georgia, being Lot 91, Block A, Stone Haven, Unit 1B, (fka Palm Creek Hills), as per Plat recorded in Plat Book 114, Pages 269-273, Gwinnett County records, said Plat being incorporated herein by reference thereto.

which has the property address of 3176 Dolostone Way, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Kip V Witherspoon Sr and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association Attorney in Fact for Kip V Witherspoon Sr

Anthony DeMarlo, Attorney/llawson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-02088 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08559172, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by You Ra Won to Mortgage Electronic Registration Systems, Inc., dated August 30, 2005, recorded in Deed Book 44448, Page 210, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 49419, Page 00123, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-NINE THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($179,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 325 of the 7th District of Gwinnett County, Georgia, being Lot 3, Block A, Unit 1 of Providence Crossing Subdivision, as per plat recorded in Plat Book 89, Page 38, as revised at Plat Book 91, Page 220, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is You Ra Won or a tenant or tenants and said property is more commonly known as 1830 Skylar Leigh Drive, Buford, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A. as Attorney in Fact for You Ra Won

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jj9 1/4/11

Our file no. 5399709-FT12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572349,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by E sther Wong to Mortgage Electronic Registration Systems, Inc., dated July 28, 2005, recorded in Deed Book 43892, Page 141, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 49950, Page 614, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-TWO THOUSAND FIVE HUNDRED EIGHTY-ONE AND 0/100 DOLLARS ($242,581.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 191 of the 7th District, Gwinnett County, Georgia, being Lot 48, Block A, Old Suwanee Park Subdivision, as per plat thereof recorded in Plat Book 105, Pages 139-140; revised at Plat Book 109; Pages 131-132, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Esther Wong or a tenant or tenants and said property is more commonly known as 3457 Rutlidge Park Court, Suwanee, Georgia 30024.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Esther Wong McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cls1 1/4/11 Our file no. 5267310-FT7 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12532693,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Linda G Woodberry to Washington Mutual Bank, FA, dated August 16, 2006, recorded in Deed Book 46928, Page 554, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND AND 0/100 DOLLARS ($120,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 88 of the 7th District, Gwinnett County, Georgia, being Lot 38, Block A, Stonewood Forest Subdivision, as per plat recorded in Plat Book 48, Page 229, Gwinnett County Records, which plat is hereby incorporated by reference thereto and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Linda G Woodberry or a tenant or tenants and said property is more commonly known as 15 Karen Camile Drive, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association, the current lender, as the purchaser of the loans and other assets of Washington Mutual Bank, fka Washington Mutual Bank, FA from the Federal Deposit Insurance Corporation, acting as receiver for Washington Mutual Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 USC Sec. 1821 (d) as Attorney in Fact for Linda G Woodberry

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/kmh 1/4/11

Our file no. 1736910-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572293,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Sharon D. Woods and Isaac M. Woods to Mortgage Electronic Registration Systems, Inc., dated September 29, 2005, recorded in Deed Book 44832, Page 200, Gwinnett County, Georgia Records, as last transferred to Citibank, N.A., as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($129,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 118 of the 5th District, Gwinnett County, Georgia; and being Lot 51, Block A, Johnson's Landing Subdivision, Unit Two, as per plat recorded in Plat Book 59, Page 106, Gwinnett County, Georgia records; which plat by reference is incorporated herein and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sharon D. Woods and Isaac M. Woods or a tenant or tenants and said property is more commonly known as 665 Johns Landing Way, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Citibank, N.A., as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE3 as Attorney in Fact for Sharon D. Woods and Isaac M. Woods

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/kag1 1/4/11

Our file no. 53146110-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558669, 12/9,16,23,30

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by KIMBERLY R. WOODY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR AMTRUST MORTGAGE CORPORATION , dated 10/01/2004, and Recorded on 10/11/2004 as Book No. 40145 and Page No. 0253, GWINNETT County, Georgia records, as last assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS 04-AB2, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $87,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 28 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING UNIT A, BUILDING #2170 OF KNIGHT'S COURT OF KING'S GATE, SECTION II, AS PER PLAT RECORDED IN PLAT BOOK 40, PAGE 259, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 2170 KINGS GATE CIRCLE, SNELLVILLE, GEORGIA 30078 is/are: KIMBERLY R. WOODY or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS 04-AB2 as Attorney in Fact for KIMBERLY R. WOODY.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20090031416152

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100

Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-

08559155, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Katreva Wooten to Mortgage Electronic Registration Systems, Inc., dated December 30, 2005, recorded in Deed Book 45965, Page 57, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA, National Association as trustee on behalf of the holders of the OPTEMAC Asset-Backed Pass-Through Certificates, Series 2006-1 by assignment recorded in Deed Book 50160, Page 736, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($153,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

Situated in Lawrenceville, Gwinnett County, State of GA and being described as follows: All that tract or parcel of land lying and being in Land Lot 40 of the 7th District of Gwinnett County, Georgia, being Lot 28, Block G, Sweetwater Oaks Subdivision, Unit Seven, as per plat recorded in Plat Book 53, Page 182, Gwinnett County records which said plat is incorporated herein and made a part hereof by reference. The above legal description being the same as the last deed of record, no boundary survey having been made at the time of this conveyance. Parcel #R7040 281 Being the same property conveyed to Kevin A. Hutcheson and Kuniko Y. Hutcheson, as joint tenants and not as tenants in common, for and during their joint lives, and upon the death of either of them, then to the survivor of them, in fee simple, together with every contingent remainder and right of reversion, by deed from Daniel O. Laufer, dated 07-23-97, recorded 08-01-97, in Book 14530, Page 79, in the Office of the Clerk of the Superior Court of Gwinnett County, GA. This derivation clause represents a 24 month chain of title. The above information is to be used for reference purposes only and not to be relied on as evidence of title and/or encumbrances. Accordingly, said information is furnished at a reduced rate, and the company's liability shall in no event exceed the amount paid for said information. 2995 Shady Woods Circle, Lawrenceville, GA 30044

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Midland Mortgage Corporation, 999 N.W. Grand Boulevard Suite 100, Oklahoma City, OK 73118-6116, 800-654-4566. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Katreva Wooten or a tenant or tenants and said property is more commonly known as 2995 Shady Woods Circle, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC Bank USA, National Association as trustee on behalf of the holders of the OPTEMAC Asset-Backed Pass-Through Certificates, Series 2006-1 as Attorney in Fact for Katreva Wooten

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076

www.foreclosurehotline.net MR/jn2 1/4/11

Our file no. 52788310-FT17

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558898, 12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Denise Muschette Wray to Mortgage Electronic Registration Systems, Inc. dated June 29, 2007, and recorded in Deed Book 48048, Page 358, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. by Assignment , securing a Note in the original principal amount of $416,954.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 113 of the 7th District of Gwinnett County, Georgia, being Lot 61, Block A, Unit 2, Phase I, The Villages at Huntcrest Subdivision, as per plat recorded in Plat Book 103, Pages 154-155, Gwinnett County, Georgia Records, said plat incorporated herein and made a part hereof by reference.

Said property is known as 1579 Legrand Circle, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Denise Muschette Wray, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Denise Muschette Wray, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A. as Attorney-in-Fact for Denise Muschette Wray

File no. 10-012371

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/RR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572016,12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Christopher R. Wrhel and Susan A. Wrhel to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $157,150.00 dated 09/19/2003, and recorded in Deed Book 35551, page 4, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Christopher R. Wrhel and Susan A. Wrhel the following described property:

All that tract or parcel of land lying and being in Land Lot 194 of the 5th District, Gwinnett County, Georgia, being Lot 32, Block A, The Cove at Bay Creek Subdivision, Unit 2, as per plat recorded in Plat Book 92, page 141, Gwinnett County, Georgia Records, which plat is incorporated herein by reference and made a part of the description hereof.

Property known as: 818 Shannon Road, Loganville, GA 30052

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Christopher R. Wrhel and Susan A. Wrhel.

CitiMortgage, Inc., as Attorney-in-fact for Christopher R. Wrhel and Susan A. Wrhel.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-11329

950-03572821,12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Rosa Marie Wright to Mortgage Electronic Registration Systems, Inc. dated June 29, 2001, and recorded in Deed Book 23819, Page 76, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment, securing a Note in the original principal amount of $112,243.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 173 and 160, 6th District, Gwinnett County, Georgia being Lot 32, Block F, Unit Six, Indian Springs Subdivision, per plat recorded in Plat Book 13, Page 123, Gwinnett County Records, which plat is incorporated herein and made a part hereof by reference.

Said property is known as 1348 Indian Way Northwest, Lilburn, GA 30047, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Rosa Marie Wright, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Rosa Marie Wright, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A. as Attorney-in-Fact for Rosa Marie Wright

File no. 04-1680

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770)220-2535/AB

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07612046,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by John R Wright and Traci L Wright to Wells Fargo Home Mortgage, Inc., dated July 31, 2003, recorded in Deed Book 34146, Page 112, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SEVENTEEN THOUSAND FOUR HUNDRED FORTY-NINE AND 0/100 DOLLARS ($317,449.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 2 of the 3rd District, Duncan's GMD 1749, Gwinnett County, Georgia, being Lot 71, Block TT, Treybyrne (phase 10B) Hamilton Mill - a home town subdivision, as per plat recorded in Plat Book 95, Page 250, Gwinnett County records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is John R Wright and Traci L Wright or a tenant or tenants and said property is more commonly known as 4190 Greenside Court, Dacula, Georgia 30019.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A. sbm Wells Fargo Bank, N.A. as Attorney in Fact for John R Wright and Traci L Wright

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sc1 1/4/11

Our file no. 53174010-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03573018,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Bradley D Wright to Mortgage Electronic Registration Systems Inc., as nominee for Colonial Bank, its successors and assigns dated January 16, 2009 in the amount of $237,720.00, and recorded in Deed Book 49245, Page 898, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 183 of the 5th District of Gwinnett County, Georgia, being Lot 112, Block A, Avington Glen-The Arbors Subdivision (F.K.A. Glenbrooke Cove), (F.K.A. New Hope Road Tract), as per plat thereof recorded in Plat Book 114, Page 298, revised at Plat Book 124, Pages 265-267, Gwinnett County Records, which plat is incorporated herein by reference.

which has the property address of 1126 Donington Circle, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Bradley D Wright and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Bradley D Wright

Anthony DeMarlo, Attorney/llawson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-23856 /FHA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08559258, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by John T. Wright to Saxon Mortgage, Inc., dated October 8, 2004, recorded in Deed Book 40214, Page 175, Gwinnett County, Georgia, as last transferred to DEUTSCHE BANK TRUST COMPANY AMERICAS AS INDENTURE TRUSTEE FOR THE REGISTERED HOLDERS OF SAXON ASSET SECURITIES TRUST 2004-3 MORTGAGE LOAN ASSET BACKED NOTES, SERIES 2004-3 by assignment recorded in Deed Book 50339, Page 0530, Gwinnett County, Georgia records conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWELVE THOUSAND NINE HUNDRED AND 00/100THS DOLLARS ($212,900.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January 2011 the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 194 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 19, BLOCK E, WILLOW WIND PARK SUBDIVISION, UNIT TWO, PHASE TWO, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 77, PAGE 193, GWINNETT COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is John T. Wright and Maria C. Wright or a tenant or tenants and said property is more commonly known as 3681 Willow Club, Loganville, GA 30052.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

DEUTSCHE BANK TRUST COMPANY AMERICAS AS INDENTURE TRUSTEE FOR THE REGISTERED HOLDERS OF SAXON ASSET SECURITIES TRUST 2004-3 MORTGAGE LOAN ASSET BACKED NOTES, SERIES 2004-3 as Attorney in Fact for John T. Wright

Weissman, Nowack, Curry & Wilco, PC

Attn: Ocwen Team

One Alliance Center

3500 Lenox Road

Atlanta, GA 30326

Our File# 005440

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572673,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Olzia Wright to Mortgage Electronic Registration Systems, Inc. as nominee for Pine State Mortgage Corporation its successors and assigns dated December 8, 2005 in the amount of $160,312.00, and recorded in Deed Book 45725, Page 0064, Gwinnett County, Georgia Records; as last transferred to The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JPMorgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-2 by assignment; the undersigned, The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JPMorgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 339 of the 4th District, Gwinnett County, Georgia, and being Lot 94-A, Ellington Springs, Phase Two, as per plat recorded in Plat Book 105, Pages 154 and 155, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property.

which has the property address of 4161 Ash Tree Street, Snellville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Olzia Wright and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JPMorgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-2 Attorney in Fact for Olzia Wright

Anthony DeMarlo, Attorney/tnalty

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-18575 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572523,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Tsuifen Wu to PHH Mortgage Corp (fka Cendant Mortgage Corp) d/b/a PHH Mortgage Services, dated May 27, 2005, recorded in Deed Book 43440, Page 106, Gwinnett County, Georgia Records, as last transferred to PHH Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND AND 0/100 DOLLARS ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 181 of the 6th District, Gwinnett County, Georgia, being Lot 11, Block A, Rolling Ridge Subdivision, Unit IV B, Phase IV of Northwood P.U.D. as per plat recorded in Plat Book 11, Page 299, Gwinnett County Records, said plat being incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH Mortgage Corporation, Mailstop SV01, 2001 Leadenhall Rd, Mount Laurel, NJ 08054, 800-750-2518. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tsuifen Wu or a tenant or tenants and said property is more commonly known as 3328 Timbercreek Drive, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

PHH Mortgage Corporation as Attorney in Fact for Tsuifen Wu

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/kag1 1/4/11

Our file no. 53264910-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06615965,12/9,16,23,30

Notice of Sale

Under Power.

State of Georgia,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by KATHLEEN WYATT to FIRST ATLANTIC MORTGAGE, LLC, OF GEORGIA , dated 08/22/2003, and Recorded on 09/17/2003 as Book No. 34821 and Page No. 0157, GWINNETT County, Georgia records, as last assigned to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR STRUCTURED ASSET INVESTMENT LOAN TRUST MORTGAGE PASS THROUGH CERTIFICATE SERIES 2004-1, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $126,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 260 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA AND BEING KNOWN AS LOT 1, BLOCK D, UNIT ONE OF LAKESIDE AT BERKLEY MANOR, FORMERLY LAKE INVERNESS, AS PER PLAT RECORDED IN PLAT BOOK 21, PAGE 39, GWINNETT COUNTY, GEORGIA RECORDS, WHICH REFERENCE IS MADE FOR THE PURPOSE OF INCORPORATING THE SAME AS A PART HEREIN, BEING IMPROVED PROPERTY KNOWN AS 2705 LANDINGTON WAY, DULUTH, GEORGIA 30096 ACCORDING TO THE SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA AND BEING THE SAME PROPERTY CONVEYED TO KATHLEEN WYATT FKA KATHLEEN MAPLE BY VIRTUE OF A QUITCLAIM DEED DATED ON MARCH 2, 1992 AND RECORDED IN DEED BOOK 7281, PAGE 90; GWINNETT COUNTY, RECORDS.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt.

Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: AMERICA'S SERVICING COMPANY, 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-013, FORT MILL, SC 29715, 800-288-3212. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 2705 LANDINGTON WAY, DULUTH, GEORGIA 30096 is/are: KATHLEEN WYATT or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR STRUCTURED ASSET INVESTMENT LOAN TRUST MORTGAGE PASS THROUGH CERTIFICATE SERIES 2004-1 as Attorney in Fact for KATHLEEN WYATT.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20100134005628

BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100

Addison, Texas 75001-4417 Telephone: (972) 341-5398.

950-

08559062, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Robert Donald Xander and Margy Von Xander to Mortgage Electronic Registration Systems, Inc., dated August 22, 2003, recorded in Deed Book 35106, Page 104, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 49993, Page 010, Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-THREE THOUSAND AND 0/100 DOLLARS ($93,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 282 of the 6th District of Gwinnett County, Georgia and Residence No. 6390 Hawthorne Terrace in building No. 6 of Apple Valley Condominiums as shown on plat of survey (supplemental plat) made by construction Engineering Associates dated March 13 1974 which is recorded in Condominium Plat Book 1 Page 13 Gwinnett County Records, which residence is a part of that property shown on plat of survey (Master Plot Plan) dated January 3 1974 made by Construction Engineering Associates as the property of Grantor which plat is recorded in Condominium Plat Book 1 Page 11, Gwinnett County Records, together with all right title and interest of Grantor in said Residence and the appurtenances thereto under the Declaration of Covenants Conditions and Restrictions for Apple Valley Condominiums dated April 3 1974 recorded April 5, 1974 in deed book 798 page 199 Gwinnett County Records as amended by amendments thereto filed for record in the Office of the Clerk of Superior Court of Gwinnett County Georgia which plats declarations and all recorded amendments thereto are by reference incorporated herein and made a part hereof. The interest herein conveyed includes without limiting the generality of the foregoing and undivided .6211 % interest in the common area of Apple Valley Condominiums as the same is defined in said Declaration. This conveyance is subject to all of the provisions of said declaration and Ga Law 1963 no 452 at 561 as subsequently amended which provisions the Grantee herein assume and agrees to observe and perform. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on January 4, 2011, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Margy V. Xander and Robert D. Xander or a tenant or tenants and said property is more commonly known as 6390 Hawthorne Terrace, Norcross, Georgia 30092.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc. as Attorney in Fact for Robert Donald Xander and Margy Von Xander

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tm10 1/4/11

Our file no. 53454809-FT2

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572347,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jesuino M Xavier to Mortgage Electronic Registration Systems, Inc., dated September 11, 2006, recorded in Deed Book 47105, Page 886, Gwinnett County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND FOUR HUNDRED FIVE AND 0/100 DOLLARS ($180,405.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT “A”

File No.: 06-1344S

All that tract or parcel of land lying and being in Land Lot 1 of the 3rd District, Hog Mountain, GMD 444, Gwinnett County, Georgia, being Lot 57, Block A, Morgans Run Subdivision, Unit One, per Plat Book 87, Page 9, Gwinnett County, Georgia Records, which is referred to and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jesuino M Xavier or a tenant or tenants and said property is more commonly known as 2320 Morgans Run Court, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Jesuino M Xavier

McCalla Raymer, LLC

1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sns1 1/4/11

Our file no. 53232410-FT14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-03572586,12/9,16,23,30

NOTICE OF SALE

UNDER POWER,

GWINNETT COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Daniil Yakimov and Svetlana Yakimov to Wachovia Mortgage, FSB dated 1/14/2008 and recorded in Deed Book 48583 Page 814, Gwinnett County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 508,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in January, 2011 (January 4, 2011), the following described property:

ALL THAT CERTAIN REAL PROPERTY SITUATED IN THE COUNTY OF GWINNETT STATE OF GEORGIA DESCRIBED AS FOLLOWS:

ALL THAT TRACT OR PARCEL 0F LAND LYING AND BEING IN LAND LOT 13 OF THE 5TH DISTRICT OF GWINNETT COUNTY, GEORGIA. AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO LOCATE THE TRUE PLACE OR POINT OF BEGINNING, BEGIN AT A POINT IN THE CENTER OF HUTCHINS ROAD AT THE INTERSECTION OF THE LAND LOT LINE COMMON TO LAND LOTS 20 AND 13 OF THE 5TH DISTRICT; RUN THENCE NORTH 31 DEGREES, 28 MINUTES 00 SECONDS WEST ALONG SAID LAND LOT LINE A DISTANCE OF 962.3 FEET TO A POINT; RUN THENCE SOUTH 41 DEGREES 47 MINUTES 56 SECONDS WEST A DISTANCE OF 1083.05 FEET TO A POINT; RUN THENCE SOUTH 49 DEGREES 37 MINUTES 34 SECONDS WEST A DIST ANCE OF 386.61 FEET TO A POINT WHICH IS THE PLACE OR POINT OF BEGINNING (SAID POINT OF BEGINNING AND THE FOREGOING CALLS ARE SHOWN ON PLAT FOR HOLLIS BRITT BY INGRAM ENTERPRISES, DATED 1/20/1989, RECORDED IN THE DEED RECORDS OF GWINNETT COUNTY, GEORGIA);

FROM SAID POINT OF BEGINNING AS THUS ESTABLISHED, RUN THENCE SOUTH 49 DEGREES 38 MINUTES 04 SECONDS WEST A DISTANCE OF 174.35 FEET TO A POINT ON THE NORTHERLY RIGHT OF WAY, RUN THENCE NORTH 78 DEGREES 19 MINUTES 50 SECONDS WEST A DISTANCE OF 143.16 FEET ALONG SAID RIGHT OF WAY TO A POINT; RUN THENCE NORTH 38 DEGREES 15 MINUTES 00 SECONDS EAST A DISTANCE OF 265.47 FEET TO A POINT; RUN THENCE SOUTH 41 DEGREES 07 MINUTES 07 SECONDS EAST A DISTANCE OF 165.28 FEET TO A POINT WHICH IS THE PLACE OR POINT OF BEGINNING;TOGETHER WITH AND SUBJECT TO COVENANTS AND RESTRICTIONS OF RECORD.

SAID PROPERTY CONTAINS 0.721 ACRE, MORE OR LESS, ACCORDING TO INDIVIDUAL PLAT OF SURVEY PREPARED FOR FEDERAL NATIONAL MORTGAGE ASSOCIATION, BY ADVANCE SURVEY, INC., GEORGIA REGISTERED LAND SURVEYORS DATED AUGUST 5, 2005, A COPY OF SAID PLAT BEING ATTACHED HERETO AS EXHIBIT "b" AND MADE A PART OF THIS DESCRIPTION. BEING THE SAME PROPERTY DESCRIBED AND CONVEYED IN WARRANTY DEED FROM DANIEL L. MEYER AND GINGER MEYER TO JORGE HERRERA, DATED JUNE 4, 2002, RECORDED IN DEED ROOK 27792, PAGE 194, OF THE DEED RECORDS OF GWINNETT COUNTY, GEORGIA.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 2839 Hutchins Road, Lawrenceville, Georgia 30044-5712 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Daniil Yakimov and Svetlana Yakimov or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, N.A. fka Wachovia Mortgage, a division of Wells Fargo Bank, N.A. fka Wachovia Mortgage, FSB as agent and Attorney in Fact for Daniil Yakimov and Svetlana Yakimov

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1080-057

950-

08559161, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Koichi Yamamoto to Mortgage Electronic Registration Systems, Inc. as nominee for Shelter Mortgage Company, LLC dba Fairfield Mtg, dated December 23, 2004, recorded in Deed Book 41101, Page 180, Gwinnett County, Georgia Records, as last transferred to Fannie Mae ("Federal National Mortgage Association") by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($155,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 193 of the 6th District, Gwinnett County, Georgia, being Lot 81, Block A, Magnolia Subdivision, Unit One, as per plat recorded in Plat Book 56, Page 267, Gwinnett County Records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). IBM Lender Business Process Services, Inc. can be contacted at 888-917-3094 or by writing to 14523 S.W. Millikan Way Suite 200, Beaverton, OR 97005, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Koichi Yamamoto or a tenant or tenants and said property is more commonly known as 1710 Magnolia Walk Ct, Norcross, Georgia 30093.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Fannie Mae ("Federal National Mortgage Association") as Attorney in Fact for Koichi Yamamoto

Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com

MSP/kmh 1/4/11

Our file no. 1747110-FT8

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558906, 12/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE UNDER

POWER IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Tommy Yandell to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $132,720.00 dated 02/22/2007, and recorded in Deed Book 47606, page 705, Gwinnett County records, said Security Deed being last transferred and assigned to GMAC Mortgage, LLC, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2011 by GMAC Mortgage, LLC, as Attorney-in-Fact for Tommy Yandell the following described property:

All that tract or parcel of land lying and being in Land Lot 1 of the 1st District, Gwinnett County, Georgia, being Lot 30, Block B, Briarglen at Ivy Creek Subdivision, Unit 2, as per plat recorded in Plat Book 56, Page 16, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

Property known as: 3329 Briar Glen Court, Buford, GA 30519

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

GMAC Mortgage, LLC

Two Ravinia Dr, Suite 500

Atlanta, GA 30346

PHONE: 678-855-7067

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Tommy Yandell.

GMAC Mortgage, LLC, as Attorney-in-fact for Tommy Yandell.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 10-11283

950-03572819,12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by David Y. Yang to Bank of America, N.A. dated October 21, 2005 in the amount of $180,500.00, and recorded in Deed Book 45272, Page 110, Gwinnett County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP by assignment; the undersigned, BAC Home Loans Servicing, LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 311 of the 7th District, Gwinnett County, Georgia, being Lot 8, Block B, Deer Valley Subdivision, Unit One, Phase One, as per plat recorded in Plat Book 68, Page 116, Gwinnett County Records, which plat is incorporated herein by reference and made a part of this description.

which has the property address of 547 Antler Lane, Suwanee, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of David Y. Yang and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

BAC Home Loans Servicing, LP Attorney in Fact for David Y. Yang

Anthony DeMarlo, Attorney/apatterson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-22229 /FNMA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-

08558797, 12/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Frances Marie Yarborough and Horace Frank Yarborough to Washington Mutual Bank, FA dated August 27, 2003 in the amount of $264,000.00, and recorded in Deed Book 35405, Page 74, Gwinnett County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 290, 6th District, Gwinnett County, Georgia, being Lot 5, Block B, Unit One of Miramont at Berkeley Lake Subdivision, as per plat recorded in Plat Book 61, Page 15, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

which has the property address of 3415 Duckpond Trace, Berkeley Lake, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Frances Marie Yarborough and Horace Frank Yarborough and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

JPMorgan Chase Bank, National Association Attorney in Fact for Frances Marie Yarborough and Horace Frank Yarborough

Anthony DeMarlo, Attorney/kcarr

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 10-23844 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

950-

08559250, 12/9,16,23,30