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Notice of Sale Under Power

Part 5

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Shahnewaz Hossain to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for America's Wholesale Lender, dated November 9, 2005, recorded December 23, 2005, in Deed Book 45775, Page 0189, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Seventy Thousand and 00/100 dollars ($270,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-80CB Mortgage Pass-Through Certificates, Series 2005-80CB, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 14 AND 15 OF THE 5TH DISTRICT, GWINNETT COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT A ONE INCH ROD FOUND AT THE COMMON LAND LOT CORNER OF LAND LOT 18, 19, 15, AND 14; RUNNING THENCE SOUTH 69 DEGREES 05 MINUTES 27 SECONDS WEST 7.96 FEET TO A 1/2 INCH REBAR FOUND AND BEING THE POINT OF BEGINNING. RUNNING THENCE SOUTH 28 DEGREES 35 MINUTES 34 SECONDS EAST 110.64 FEET TO A POINT; RUNNING THENCE SOUTH 30 DEGREES 11 MINUTES 40 SECONDS EAST 91.15 FEET TO A 1/2 INCH REBAR FOUND; RUNNING THENCE SOUTH 69 DEGREES 04 MINUTES 30 SECONDS WEST 229.15 FEET TO A 1/2 INCH REBAR FOUND; RUNNING THENCE NORTH 48 DEGREES 16 MINUTES 00 SECONDS WEST 44.03 FEET TO A POINT; RUNNING THENCE NORTH 29 DEGREES 09 MINUTES 22 SECONDS WEST 65.81 FEET TO A POINT; RUNNING THENCE NORTH 21 DEGREES 16 MINUTES 03 SECONDS WEST 95.46 FEET TO A 1/2 INCH REBAR FOUND; RUNNING THENCE NORTH 69 DEGREES 05 MINUTES 57 SECONDS EAST 229.92 FEET TO A 1/2 INCH REBAR FOUND AND THE POINT OF BEGINNING. SAID PROPERTY BEING DEPICTED ON A PLAT OF SURVEY PREPARED FOR SHANNEWAZ HOSSAIN. BY JEFF H. GRIFFIN, REGISTERED LAND SURVEYOR, NO. 2503, DATED 10/31/05.

AS IT AFFECTS THE ABOVE-REFERENCED PROPERTY, LESS AND EXCEPT, ANY PORTION OF SUBJECT PROPERTY CONTAINED IN TRACT I AS CONVEYED BY QUITCLAIM DEED FROM EDDIE RAY BROWN AND DEE KENERLY BROWN TO OLD TOWN INVESTMENTS, LLC , DATED 8/8/00, FILED 8/11/00, IN DEED BOOK 21078, PAGE 156, GWINNETT COUNTY, GEORGIA RECORDS.

SUBJECT TO AN ENCROACHMENT EASEMENT AGREEMENT DATED 10/8/98, FILED 11/5/98, IN DEED BOOK 17094, PAGE 213, AFORESAID RECORDS.

Said property is commonly known as 25 Jordan Road, Lawrenceville, GA 30044.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Shahnewaz Hossain or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-80CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-80CB as Attorney in Fact for SHAHNEWAZ HOSSAIN

Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024

TELEPHONE NUMBER: 800-669-6087

Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309

TELEPHONE NUMBER:

(888) 890-5309

ADORNO FILE NO.

215400.4152

WWW.ADORNO.COM/ATLDOCS/SALES.HTML

950-06597174,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Leslie House to Mortgage Electronic Registration Systems, Inc. dated December 28, 2004, and recorded in Deed Book 41228, Page 0236, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Indenture Trustee for the registered holders of AEGIS Asset Backed Securities Trust 2005-2, Mortgage Backed Notes by Assignment securing a ote in the original principal amount of $99,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 179 of the 5th District, Gwinnett County, Georgia being Lot 40, Block B, Village Gate Subdivision, Unit One, as per plat recorded in Plat Book 2, Page 77, Gwinnett County Records, said Plat being incorporated herein by reference thereto.

Said property is known as 463 Bramden Circle, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Leslie House, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Leslie House and Percella D. House , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

U.S. Bank National Association, as Indenture Trustee for the registered holders of AEGIS Asset Backed Securities Trust 2005-2, Mortgage Backed Notes as Attorney-in-Fact for Leslie House

File no. 08-005250

L. J. SWERTFEGER, JR.

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Boulevard, Suite 100

Atlanta, GA 30341

(770) 220-2730/BG

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15505976,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Yu J. Hue to Mortgage Electronic Registration Systems, Inc. , acting solely as nominee for America's Wholesale Lender, dated June 15, 2006, recorded June 29, 2006, in Deed Book 46687, Page 0166, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Twenty-One Thousand Two Hundred and 00/100 dollars ($221,200.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 292 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 16, BLOCK C, WILLBROOKE SUBDIVISION, UNIT TWO, AS PER PLAT RECORDED IN PLAT BOOK 76, PAGE 148, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE REFERENCE HERETO.

Said property is commonly known as 3445 McClure Woods Drive, Duluth, GA 30096.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property Yu J. Hue or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

COUNTRYWIDE HOME LOANS, INC.

as Attorney in Fact for

YU J. HUE

Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024

TELEPHONE NUMBER: 800-669-6087

Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309

TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215400.4292

WWW.ADORNO.COM/ATLDOCS/SALES.HTML

950-15505898,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Lucille Huffman to Argent Mortgage Company, LLC, dated August 3, 2005, recorded August 15, 2005, in Deed Book 44002, Page 0150, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seventy-Eight Thousand Four Hundred Seventy and 00/100 dollars ($178,470.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to WM Specialty Mortgage LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 273 OF THE 4TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 35, BLOCK A, IVY FORK, AS PER PLAT RECORDED IN PLAT BOOK 103, PAGE 251-252, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE REFERENCE HERETO.

Said property is commonly known as 4560 Ivy Fork Drive, Loganville, GA 30052 .

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property Lucille Huffman or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

WM SPECIALTY MORTGAGE LLC

as Attorney in Fact for

LUCILLE HUFFMAN

Lender Contact: CITIRL, Loss Mitigation Dept., 10801 E. 6th Street, Suite 130, Rancho Cucamonga, CA 91730-5977

TELEPHONE NUMBER: 800-211-6926

Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309

TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 212600.2190

WWW.ADORNO.COM/ATLDOCS/SALES.HTML

950-15505899,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Mica Hughes to Mortgage Electronic Registration Systems, Inc., dated August 16, 2007, recorded in Deed Book 48221, Page 894, Gwinnett County, Georgia Records, as last transferred to HSBC Mortgage Corporation (USA) by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($118,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 81 of the 5th District of Gwinnett County, Georgia, being Lot 59, Block B of Summerville Subdivision, Unit Six, as per plat recorded in Plat Book 50, Page 143, records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Mortgage Corporation, 2929 Walden Avenue, Depew, NY 14043, 716-651-5515. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mica Hughes or a tenant or tenants and said property is more commonly known as 1550 Sundale Drive, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC Mortgage Corporation (USA) as Attorney in Fact for Mica Hughes

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/js2 11/4/08

Our file no. 51953608-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597363,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Melissa S Hughes and Sean A Hughes to Mortgage Electronic Registration Systems, Inc. dated February 16, 2007 in the amount of $151,200.00, and recorded in Deed Book 47656, Page 190, Gwinnett County, Georgia Records; as last transferred to Wells Fargo Bank, NA as Trustee under Pooling and Servicing Agreement Dated as of June 1, 2006 Securitized Asset Backed Receivables LLC Trust 2006-FR2 Mortgage Pass-Through Certificates Series 2006-FR2 as Party of the Second Part, by assignment; the undersigned, Wells Fargo Bank, NA as Trustee under Pooling and Servicing Agreement Dated as of June 1, 2006 Securitized Asset Backed Receivables LLC Trust 2006-FR2 Mortgage Pass-Through Certificates Series 2006-FR2 as Party of the Second Part, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 38, 5th District, Gwinnett County, Georgia , and being Lot 16, Block Z, Abington Park Subdivision, Unit Six, as per plat recorded in Plat Book U, Page 280, Gwinnett County, Georgia records, which plat is incorporated herein by reference for a more complete description of said property.

which has the property address of 2673 Abilene Trail, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Melissa S Hughes and Sean A Hughes and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Wells Fargo Bank, NA as Trustee under Pooling and Servicing Agreement Dated as of June 1, 2006 Securitized Asset Backed Receivables LLC Trust 2006-FR2 Mortgage Pass-Through Certificates Series 2006-FR2 as Party of the Second Part,

Attorney in Fact for

Melissa S Hughes and Sean A Hughes

Anthony DeMarlo, Attorney/jnesbitt

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-13326 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12521112,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Catarino Huizar, III and Cynthia Huizar to Mortgage Electronic Registration Systems, Inc., dated August 23, 2006, recorded in Deed Book 46940, Page 671, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-ONE THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($231,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 52 of the 5th District, Gwinnett County, Georgia, being Lot 7, Block B, Saratoga Springs Subdivision, Unit Seven, as per Plat recorded in Plat Book 57, Page 287, Gwinnett County, Georgia records, which Plat is incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Catarino Huizar, III and Cynthia Huizar or a tenant or tenants and said property is more commonly known as 1995 Skidmore Circle, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC as Attorney in Fact for Catarino Huizar, III and Cynthia Huizar

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/lr3 11/4/08

Our file no. 51992008-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597360,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Robert J. Hurrigan to Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., dated August 6, 2004, recorded in Deed Book 41226, Page 145, Gwinnett County, Georgia Records, as last transferred to GreenPoint Mortgage Funding, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-THREE THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($173,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

All that tract or parcel of land lying and being in Land Lot 180 of the 5th District, of Gwinnett County, Georgia, and being Lot 65, Block B of Paper Mill, Unit III, as per plat recorded in Plat Book 95, Page 232 of Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

GreenPoint Mortgage Funding, Inc. can be contacted at 800-784-5566x5533 or by writing to 2300 Brookstone Center PArkway, Columbus, GA 31904, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robert J. Hurrigan or a tenant or tenants and said property is more commonly known as 995 Paper Creek Drive, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

GreenPoint Mortgage Funding, Inc. as Attorney in Fact for Robert J. Hurrigan

Morris, Schneider, Prior,

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.msplaw.com/foreclosure_sales.asp

MSP/tmc 11/4/08

Our file no. 11214208-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597276,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Sandra J. Hussett to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Margaret M. Brown Inc., dba Perlene Home Loans, dated May 10, 2007, recorded May 14, 2007, in Deed Book 47879, Page 0408, and re-recorded on June 20, 2007, in Deed Book 48001, Page 0663, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifty-Seven Thousand and 00/100 dollars ($157,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 74 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 9, BLOCK E, FAIRFIELD OAKS SUBDIVISION, UNIT TWO, AS PER PLAT RECORDED IN PLAT BOOK 59, PAGE 93, GWINNETT COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

SAID PROPERTY BEING KNOWN AS 1965 RACQUET CLUB CIRCLE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN GWINNETT COUNTY, GEORGIA.

Said property is commonly known as 1 965 Racquet Club Circle, Lawrenceville, GA 30043 .

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property Sandra J. Hussett or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

COUNTRYWIDE HOME LOANS, INC.

as Attorney in Fact for

SANDRA J. HUSSETT

Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024

TELEPHONE NUMBER: 800-669-6087

Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309

TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215400.4217

WWW.adorno.com/atldocs/sales.html

950-07592135,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from John B. Hussey III to Argent Mortgage Company, LLC, dated July 27, 2005, recorded July 29, 2005, in Deed Book 43750, Page 0260, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Fifty-Six Thousand Four Hundred Five and 00/100 dollars ($256,405.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Deutsche Bank National Trust Company, As Trustee, In Trust For The Registered Holders Of Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W2, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 333 OF THE 7TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 30, BLOCK A, WINDSOR AT LANIER SUBDIVISION, UNIT III, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 97, PAGE 192, GWINNETT COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE.

Said property is commonly known as 6095 Lake Windsor Parkway, Buford, GA 30518.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property John B. Hussey III or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE, IN TRUST FOR THE REGISTERED HOLDERS OF ARGENT SECURITIES INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-W2

as Attorney in Fact for

JOHN B. HUSSEY III

Lender Contact: CITIRL, Loss Mitigation Dept., 10801 E. 6th Street, Suite 130, Rancho Cucamonga, CA 91730-5977

TELEPHONE NUMBER: 800-211-6926

Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309

TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 212600.2160

WWW.adorno.com/atldocs/sales.html

950-07592134,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Lee Morris Hutchinson to Mortgage Electronic Registration Systems, Inc. , dated September 11, 2003, recorded in Deed Book 36073, Page 86, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association as trustee for SAIL 2004-2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($121,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lot 101 of the 5th District, Gwinnett County, Georgia, being known as Lot 31, Block E, of Hawthorn Glen, Unit Three-A, as per plat recorded in Plat Book 98, page 106 and all revisions of said plat recorded as of the dated of recording of this deed, if any, Gwinnett County, Georgia Records, said plat and all revised plats, if any, being incorporated herein and made a part hereof by reference for a more complete description of captioned property and being improved property known as 2770 Stony Place Court, Grayson, GA 30017 according to the present system of numbering houses in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorneyís fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Manhattan Mortgage Corporation, 10790 Rancho Bernardo Road, San Diego, CA 92127, 877-838-1882x52195. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Lee Morris Hutchinson and Tumekia L. Hutchinson or a tenant or tenants and said property is more commonly known as 2770 Stony Place Court, Grayson, Georgia 30017.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

LaSalle Bank National Association as trustee for SAIL 2004-2 as Attorney in Fact for

Lee Morris Hutchinson

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/lr3 11/4/08

Our file no. 52429306-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592172,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Sang Thanh Huynh to Mortgage Electronic Registration Systems, Inc. , acting solely as nominee for Pine State Mortgage Corporation, dated January 17, 2007, recorded January 25, 2007, in Deed Book 47509, Page 0865, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Twenty-Nine Thousand Five Hundred and 00/100 dollars ($229,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 127 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING KNOWN AS LOT 110 OF BRYNFIELD SUBDIVISION, AS SHOWN ON PLAT OF SURVEY RECORDED IN PLAT BOOK 115, PAGES 260-262, GWINNETT COUNTY, GEORGIA DEED RECORDS, WHICH SAID PLAT OF SURVEY IS INCORPORATED HEREIN FOR A MORE COMPLETE DESCRIPTION.

Said property is commonly known as 453 Reynoldston Way, Suwanee, GA 30024.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property Sang Thanh Huynh or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

COUNTRYWIDE HOME LOANS, INC.

as Attorney in Fact for

SANG THANH HUYNH

Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024

TELEPHONE NUMBER: 800-669-6087

Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309

TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215400.4330

WWW.ADORNO.COM/ATLDOCS/SALES.HTML

950-15506046,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

WHEREAS, I&C Peachtree, LLC, a Georgia limited liability company (hereinafter called "Borrower"), did execute and deliver to Standard Insurance Company, an Oregon corporation (hereinafter called "Lender"), that certain Deed to Secure Debt, Assignment of Rents and Security Agreement, made August 1, 2007 (hereinafter called the "Security Deed"), which was filed and recorded on August 16, 2007 in Deed Book 48194, Page 179, in the records of the Office of the Clerk of the Superior Court of Gwinnett County, Georgia (hereinafter called the "Gwinnett County, Georgia Records"), and

WHEREAS, Lender is the current owner and holder of legal title to the Secured Obligations (defined below) and the Loan Documents (defined below) and is the duly authorized agent for United of Omaha Life Insurance Company, a Nebraska corporation ("United") which owns and holds a forty-nine percent (49%) beneficial interest in the Loan and the Loan Documents (as those terms are defined below); and

WHEREAS, under and pursuant to the Security Deed, Borrower granted, bargained, sold, conveyed, assigned, transferred and set over to the use, benefit and behoof of Lender, its successors and assigns, all of the following (collectively, the "Secured Property"):

1. The following described tracts or parcels of land (hereinafter called the "Property"):

All that tract or parcel of land lying and being in Land Lots 322 & 325 of the 6th District, City of Duluth, Gwinnett County, Georgia, and being more particularly described as follows:

BEGINNING at the miter of the northwesterly margin of the 150-foot right-of-way of Peachtree Industrial Boulevard and the southwesterly margin of River Greene Parkway (having a variable right-of-way), said miter being at the most southwesterly intersection of said roadways and also being known as the TRUE POINT OF BEGINNING; with the TRUE POINT OF BEGINNING as thus being established, running thence along the northwesterly right-of-way of Peachtree Industrial Boulevard South 38 degrees 58 minutes 49 seconds West a distance of 204.59 feet to an iron pin set (#4 rebar), thence leaving said right-of-way running North 51 degrees 00 minutes 00 seconds West a distance of 254.74 feet to an iron pin set (#4 rebar); thence running North 39 degrees 00 minutes 00 seconds East a distance of 253.81 feet to an iron pin set (#4 rebar), said iron pin set being located on the southwesterly right-of-way of River Green Parkway (having a variable right-of-way), thence running along the southwesterly right-of-way of said roadway and along a curve to the right an arc distance of 31.06 feet to an iron pin set (#4 rebar), said arc having a radius of 1060.0 feet and being subtended by a chord bearing South 51 degrees 58 minutes 33 seconds East and a chord distance of 31.06 feet; thence continue along said roadway running South 48 degrees 26 minutes 18 seconds East a distance of 183.80 feet to an iron pin set (#4 rebar); thence running along the mitered right-of-way South 04 degrees 55 minutes 13 seconds East a distance of 57.66 feet to an iron pin set (#4 rebar), said iron pin being the TRUE POINT OF BEGINNING.

Said lot, being part of "Old Lot C" contains 1.443 acres or 62,860 sq. ft., more or less.

Commonly known as: 3305 Peachtree Industrial Blvd., Duluth, Georgia 30096.

2. TOGETHER WITH: (a) all rents, income, contract rights, issues and profits then due or which may have become due under or by virtue of any lease, rental agreement or other contract, whether written or oral, for the use or occupancy of the Property or any part thereof, together with all tenant security deposits, subject, however, to the right, power and authority hereinafter given to and conferred upon Borrower to collect and apply such rents, issues, income, contract rights, security deposits and profits prior to any default thereunder; (b) all buildings and improvements then or thereafter thereon, and all appurtenances, easements, right in party walls, water and water rights, pumps and pumping plants and all shares of stock evidencing the same; (c) all fixtures and property then or thereafter attached to or used in the operation of the Property, including but not limited to machinery, equipment, appliances and fixtures for generating or distributing air, water, heat, electricity, light, fuel or refrigeration, or for ventilating or sanitary purposes, or for the exclusion of vermin or insects, or for the removal of dust, refuse or garbage, all wallbeds, wallsafes, built-in furniture and installations, shelving, lockers, partitions, door stops, vaults, elevators, dumbwaiters, awnings, window shades, venetian blinds, light fixtures, fire hoses and brackets and boxes for same, fire sprinklers, alarm systems, drapery rods and brackets, screens, linoleum, carpets, plumbing, laundry tubs and trays, ice boxes, refrigerators, heating units, stoves, water heaters, incinerators, communication systems and all installations for which any such building is specifically designed; (d) all awards, compensation and settlements in lieu thereof made as a result of the taking by power of eminent domain of the whole or any part of the Property; (e) all trade names by which all or any part of the Property is known, any books and records relating to the use and operation of all or any portion of the Property, all present and future plans and specifications and contracts relevant to the design, construction, management or inspection of any construction on any improvements on the Property and all present and future licenses, permits, approvals and agreements with or from any municipal corporation, county, state or other governmental or quasi-governmental entity relevant to the development, improvement or use of all or any portion of the Property; (f) all rights of Borrower in and to any escrow or withhold agreements, surety bonds, warranties, management contracts, leasing or sales agreements with any real estate agents or brokers, and service contracts with any entity, which are in any way relevant to the development, improvement, leasing, sale or use of the Property or any personal property located thereon; and all of said items whether then or thereafter installed being thereby declared to be, for all purposes of the Security Deed, a part of the realty; and all the estate, interest or other claim or demand, including insurance, in law as well as in equity, which Borrower had or may have thereafter acquired, in and to the aforesaid Property; the specific enumerations herein not excluding the general.

WHEREAS, the Security Deed was given to secure the payment and performance of the following obligations and indebtedness (hereinafter collectively called the "Secured Obligations"):

(a) The payment of the indebtedness evidenced by that certain Note dated August 1, 2007 (hereinafter called the "Note"), made by Borrower payable to the order of Lender, in the principal sum of Two Million Three Hundred Thousand and No/100ths Dollars ($2,300,000.00) (the "Loan"), and any unpaid commitment or origination fees owing by Borrower to Lender; TOGETHER WITH any and all renewal or renewals and extension or extensions of the indebtedness evidenced by the Note; TOGETHER WITH any and all accrued and unpaid interest thereon and any and all other amounts due to Lender under the Security Deed and the Note and under all other documents, instruments and agreements evidencing, securing or in any way relating to the Loan (collectively, the "Loan Documents");

(b) Any and all additional advances made by Lender to protect or preserve the Property or the lien thereof on the Secured Property, or to pay taxes, to pay premiums on insurance on the Secured Property or to repair or maintain the Secured Property, or to complete improvements on the Secured Property (whether or not Borrower remains the owner of the Secured Property at the time of such advances and whether or not the Lender remains the owner of the indebtedness secured thereby);

(c) Any and all expenses incident to the collection of the indebtedness secured under the Security Deed and the foreclosure hereof by action in any court or by exercise of the power of sale therein contained;

(d) Any and all indebtedness now owed or which may thereafter be owed by Borrower to Lender, however and whenever incurred or evidenced, whether direct or indirect, absolute or contingent, due or to become due, together with any and all renewal or renewals and extension or extensions of said other indebtedness; and

(e) The full and prompt payment and performance of each and every condition, obligation, covenant, promise and agreement of Borrower in the Security Deed or in the Note or in any of the other Loan Documents, specifically including, without limitation, the assignment of rents and leases given by Borrower to Lender contained in the Security Deed; and

WHEREAS, the Security Deed grants to Lender the power of attorney to sell the Secured Property or any part of the Secured Property at public sale or sales before the door of the courthouse of the county in which the Secured Property or any part of the Secured Property is situated, to the highest bidder for cash, in order to pay the indebtedness secured by the Security Deed and all expenses of the sale and of all proceedings in connection therewith, including reasonable attorney's fees, if incurred, after advertising the time, place and terms of such sale once a week for four (4) consecutive weeks immediately preceding such sale (but without regarding to the number of days) in a newspaper in which Sheriff's sales are advertised in said county; and

WHEREAS, the Security Deed provides that at any such public sale, Lender may execute and deliver to the purchaser a conveyance of the Secured Property or any part of the Secured Property in fee simple, with full warranties of title, and to that end, Borrower constituted and appointed Lender the agent and attorney-in-fact of Borrower to make such sale and conveyance, and thereby to divest Borrower of all right, title or equity that Borrower may have in and to the Secured Property and to vest the same in the purchaser or purchasers at such sale or sales, and all the acts and doings of Lender, as said agent and attorney-in-fact, are thereby ratified and confirmed and any recitals in said conveyance or conveyances as to facts essential to a valid sale shall be binding upon Borrower; and

WHEREAS, the Security Deed further provides that the aforesaid power of sale and agency granted to Lender by Borrower are coupled with an interest and are irrevocable by death or otherwise, and are granted as cumulative of the other remedies provided in the Security Deed or by law for collection of the indebtedness secured by the Security Deed and shall not be exhausted by one exercise thereof but may be exercised until full payment of all of the indebtedness secured by the Security Deed; and

WHEREAS, the Security Deed further provides that in the event of any sale under the Security Deed by virtue of the exercise of the powers therein granted, or pursuant to any order in any judicial proceeding or otherwise, the Secured Property may be sold as an entirety or in separate parcels and in such manner or order as Lender, in its sole discretion may elect, and if Lender so elects, Lender may sell the personal property covered by the Security Deed at one or more separate sales in any manner permitted by the Uniform Commercial Code of the State of Georgia, and one or more exercises of the powers granted in the Security Deed shall not extinguish nor exhaust such powers, until the entire Secured Property is sold or the indebtedness secured by the Security Deed is paid in full; and

WHEREAS, defaults and Events of Default (as defined in the Security Deed) have occurred under the Note, the Security Deed and the other Loan Documents and continue by reason of, among other things, the non-payment, when due, of the Secured Obligations evidenced by the Note, in accordance with the terms thereof, and the failure to pay and perform other Secured Obligations contained in the Security Deed and the other Loan Documents, and because of the occurrence and continuation of such defaults and Events of Default, the Lender, being the present owner and holder of legal title to the Note, the Security Deed and the other Loan Documents and of all other Secured Obligations and as authorized agent for United, the Secured Obligations have been, and are hereby, declared due and the Security Deed has become, is, and is hereby declared to be foreclosable in accordance with its terms;

NOW, THEREFORE, under and pursuant to the power of sale contained in the Security Deed and according to the terms of the Security Deed and the laws in such cases made and provided, Lender will expose the Secured Property for sale, at public sale to the highest bidder, for cash on that certain first Tuesday in November, 2008, being November 4, 2008, during the legal hours for sale, before the courthouse door in Gwinnett County, Georgia. The Secured Property will be sold subject to the following:

1. All taxes and assessments for the year 2008 and all subsequent years, not yet due and payable, and all, if any, unpaid taxes and assessments for prior years which are a lien against the Secured Property or any part thereof or interest therein;

2. Rights of upper, lower, and adjacent riparian owner's in and to the waters of any creek or stream which bounds or traverses the land, if any, free from diminution or pollution;

3. Rights of tenants in possession under unrecorded leases, if any, that are senior to the Security Deed;

4. Easement (Sanitary Sewer) from Prime Communities, LLLP, a Georgia limited liability limited partnership, to Gwinnett Prado, L.P., a Georgia limited liability limited partnership, dated January 8, 2002, filed for record January 10, 2002, and being recorded in Deed Book 25903, Page 221, Gwinnett County Records;

5. Easement (Storm Water Drainage) from Prime Communities, LLLP a Georgia limited liability limited partnership, to Gwinnett Prado, L.P., a Georgia limited liability limited partnership, dated January 8, 2002 filed for record January 10, 2002 and being recorded in Deed Book 25903, Page 218, Gwinnett County Records;

6. Right of Way Deed from Partridge-Greene, Inc. to Gwinnett County, Georgia, dated December 16, 1976 filed for record September 9, 1977, and being recorded in Deed Book 1337, Page 97, Gwinnett County Records;

7. Right of Way Deed from Partridge Greene, Inc., et al, to Gwinnett County, Georgia, dated November 9, 1979 filed for record November 16, 1979, and being recorded in Deed Book 1840, Page 139, Gwinnett County Records;

8. Right of Way Deed from Partridge Greene. Inc., et al, to Gwinnett County, Georgia, dated November 9, 1979, filed for record November 16, 1979, and being recorded in Deed Book 1840, Page 145, Gwinnett County Records;

9. Right of Way Deed from Partridge Greene. Inc. to Gwinnett County, dated November 19, 1990, filed for record March 14, 1991, and being recorded in Deed Book 6434, Page 335, Gwinnett County Records;

10. Amended and Restated Declaration of Protective Covenants for River Green Business Park, dated March 22, 2006, filed for record March 27, 2006, and being recorded in Deed Book 46309, Page 2, Gwinnett County Records;

11. All matters of survey shown on that certain Post Construction Survey for River Green Partners, LLC prepared by Development Consultants Group, being job no 06005:

a. Rock wall along eastern corner;

b. Landscape easement along eastern portion;

c. Overhead utility line across southwestern portion;

d. Power poles beyond southern and western corners;

e. 20 foot drainage easement abutting northwest boundary line;

f. 20 foot sewer easement abutting northwest boundary line;

g. 10 foot utility easement along northeastern boundary line;

h. 18 inch corrugated metal pipe runs along southeastern portion to northern portion (connected to 3 grates and oil/grit separator) and across northwestern boundary line within drainage easement;

i. 6 inch sanitary sewer line connects to building and runs along northwest portion, (connected to 2 clear outs and test manhole) and across northwest boundary line within sewer easement;

12. Landscape easement affecting title as depicted on Plat of River Green Business Park dated June 19, 1985, filed and recorded October 8, 1985 in Plat Book 38, Page 85, Gwinnett County Records;

13. Easement from Vantress Farms, Inc. to Georgia Power Company dated August 15, 1968, filed and recorded August 19, 1968 in Deed Book 303, Page 515, Gwinnett County Records;

14. Easement from Vantress Farms, Inc. to Georgia Power Company dated December 10, 1969, filed and recorded January 21, 1970 in Deed Book 341, Page 348, Gwinnett County Records;

15. Easement from Vantress Farms, Inc . to Georgia Power Company dated April 3, 1970, filed and recorded April 14, 1970 in Deed Book 347, Page 314, Gwinnett County Records;

16. The rights, if any, of others under those certain Subordination, Attornment, and Nondistribution Agreements, each dated August 1, 2007, filed for record August 16, 2007, and recorded in Deed Book 48194, Page 218; Deed Book 48194, Page 228; Deed Book 48194, Page 238; Deed Book 48194, Page 248; and Deed Book 48194, Page 258 Gwinnett County Records;

17. All valid zoning ordinances.

18. All other, if any, easements, limitations, reservations, covenants, restrictions, deeds to secure debt, liens and other encumbrances and matters of public records to which the Security Deed is junior and subordinate in terms of priority.

The Secured Obligations and the Loan Documents remaining in default and the Events of Default continuing, the sale of the Secured Property under and pursuant to the power of sale contained in the Security Deed will be made for the purpose of distributing and applying the proceeds thereof, as provided for in the Security Deed and pursuant to applicable law (notice of intent to collect attorneys' fees having been given pursuant to O.C.G.A. §13-1-11), with the balance of such proceeds, if any, paid to the persons legally entitled thereto.

The Secured Property will be sold on an "as is, where is" basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever with respect thereto, with no assurance afforded as to the exact acreage of the Property.

To the best of Lender's knowledge and belief, the Secured Property is presently owned by Borrower, and Borrower is in possession of the Secured Property.

The requirement for giving of notice to the Borrower, pursuant to O.C.G.A. §44-14-162.2, of the initiation of these proceedings to exercise the power of sale contained in the Security Deed is not applicable because none of the Secured Property conveyed by the Security Deed was used as a dwelling place by Borrower at the time the Security Deed was executed and delivered.

The undersigned may sell the Secured Property or any part of the Secured Property in such manner and order as Lender may elect and may sell that portion of the Secured Property, which, under the laws of the State of Georgia, constitutes an estate or interest in real estate separately from that portion of the Secured Property, which, under the laws of the State of Georgia, constitutes personalty and not an interest in the real estate, in which case separate bids will be taken therefor, or collectively in a single sale or lot, in which case a single bid will be taken therefor. Notice of the undersigned's intent shall be given by announcement made at the commencement of the public sale.

STANDARD INSURANCE COMPANY, an Oregon corporation

By: its attorney-at-law

/John W. Mills/

John W. Mills, Esq.

Kilpatrick Stockton LLP

1100 Peachtree Street,

Suite 2800

Atlanta, Georgia

30309-4530

Telephone: 404-815-6500

950-06597426,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Ignacio A. Ibarra to Continental Mortgage Services, Inc., dated May 30, 2002, recorded in Deed Book 27796, Page 59, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 27796, Page 76, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($130,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 39 of the 7th District of Gwinnett County, Georgia, being Lot 46, Block D, Heritage Station Subdivision, Unit Two, as per Plat recorded in Plat Book 31, Page 66, Gwinnett County, Georgia records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Ignacio A. Ibarra or a tenant or tenants and said property is more commonly known as 2518 Porter Dr, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Ignacio A. Ibarra

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/lr3 11/4/08

Our file no. 51991308-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597359,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jane S. Ieler to Mortgage Electronic Registration Systems, Inc. , dated February 13, 2006 in the amount of $157,500.00, and recorded in Deed Book 46328, Page 854, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 126 of the 6th District of Gwinnett County ,Georgia , being known and designated as Lot 3, Block A, Sunnydale Subdivision, according to plat recorded in Plat Book 2, Page 297, Gwinnett County, Georgia Records, to which plat reference is made for a more detailed description.

which has the property address of 27 Lester Rd, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jane S. Ieler and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.

Attorney in Fact for

Jane S. Ieler

Anthony DeMarlo, Attorney/kjenrette

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-20037 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15505792,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Joseph Imafidon to Mortgage Electronic Registration Systems, Inc. dated September 15, 2004 in the amount of $125,649.90, and recorded in Deed Book 39990, Page 2, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 76 & 77 of the 5th District, Gwinnett County, Georgia, and being Lot 48, Block A, Aston Place, Unit One as per plat recorded at Plat Book 41, Page 4, Gwinnett County records, which plat is referred to hereby as referenced for a more particular description and delineation of the lot dimensions thereof.

which has the property address of 1791 Surrey Hill Circle, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Joseph Imafidon and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.

Attorney in Fact for

Joseph Imafidon

Anthony DeMarlo, Attorney/efisher

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-22562 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12521094,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Livius Indrei to Mortgage Electronic Registration Systems, Inc. dated January 8, 2007, and recorded in Deed Book 47547, Page 24, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, N.A., as Trustee for the registered holders of First NLC Trust 2007-1 Mortgage Backed Certificates, Series 2007-1, by Assignment securing a Note in the original principal amount of $360,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 2 of the 3rd District, of Gwinnett County, Georgia, being Lot 17, Block O, Hamilton Mill-A Home Town Subdivision, Phase 5-C, as per plat recorded in Plat book 74, Page 88, Gwinnett County Records, said plat being incorporated herein by reference thereto.

Less and Except:

All that tract or parcel of land lying and being in Land Lot 2, of the 3rd District, of Gwinnett County, Georgia, being a part of Lot 17, Block "O", Phase 5-C, of Hamilton Mill-A Home Town Subdivision, and being more particularly described as follows:

To find the True Point of Beginning begin at a point on the Northwesterly Right-of Way of Millside Terrace (50 foot Right-of Way) a distance of 1,534.22 Northeast from the intersection of the Easterly Right-of Way of Millside Terrace and the Northerly Right-of Way of Millwater Crossing (50 foot Right of Way) and run thence North 43 degrees 08 minutes 09 seconds West a distance of 149.70 feet to a 1/2 inch rebar found, run thence North 63 degrees 16 minutes 37 seconds East a distance of 43.94 feet to a 1/2 inch rebar found and the True Point of Beginning; from True Point of Beginning run thence North 32 degrees 49 minutes 38 seconds West a distance of 35.21 feet to an iron pin set; run thence North 74 degrees 33 minutes 11 seconds East a distance of 114.53 feet to an iron pin set; run thence South 56 degrees 39 minutes 04 seconds West a distance of 109.31 feet to a 1/2 inch rebar found and the True Point of Beginning.

Said property is known as 2585 Millwater Crossing, Dacula, GA 30019, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Livius Indrei, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Livius Indrei, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

HSBC Bank USA, N.A., as Trustee for the registered holders of First NLC Trust 2007-1 Mortgage Backed Certificates, Series 2007-1 as Attorney-in-Fact for Livius Indrei

File no. 08-002152

L. J. SWERTFEGER, JR.

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Boulevard, Suite 100

Atlanta, GA 30341

(770) 220-2730/AR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15505970,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kimberly A. Ingram and Mark A. Ingram to Mortgage Electronic Registration Systems, Inc. dated July 23, 2003 in the amount of $167,200.00, and recorded in Deed Book 35204, Page 255, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 3, 2nd District, Gwinnett County, Georgia, being lot 24, Block A, Willow Park Subdivision, Unit Two, as per plat recorded in Plat Book 81, Page 36, Gwinnett County, Georgia Records, which plat is hereby referred to and made a part of this description.

which has the property address of 930 Willow Hollow Drive, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Kimberly A. Ingram and Mark A. Ingram and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Kimberly A. Ingram and Mark A. Ingram

Anthony DeMarlo,

Attorney/thayle

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-20961 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597134,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Osilama Innih to Mortgage Electronic Registration Systems, Inc. dated January 7, 2004 in the amount of $124,000.00, and recorded in Deed Book 36700, Page 196, Gwinnett County, Georgia Records; as last transferred to The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust 2004-1 by assignment; the undersigned, The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust 2004-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 70 of the 7th District, of Gwinnett County, Georgia, and being Lot 42, Block A, of McKendree Place, Unti I, as per plat recorded in Plat Book 83, Pages 274-275 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Subject to restrictive and protective covenants of records.

which has the property address of 1524 Hayden Mill Way, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Osilama Innih and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust 2004-1 Attorney in Fact for Osilama Innih

Anthony DeMarlo, Attorney/efisher

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 07-14145 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07591586,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

CONTAINED IN

SECURITY DEED

STATE OF GEORGIA,

COUNTY OF Gwinnett

Pursuant to a power of sale contained in a certain security deed executed by Shawn L. Irvin, hereinafter referred to as Grantor, to Amtrust Mortgage Corporation recorded in Deed Book 26014, beginning at page 63, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in November, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A". Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. Midland Mortgage Co. as loan servicer is the entity with authority to negotiate, amend and modify the terms of the Note and Security Deed. Midland Mortgage Co's address is: 999 Northwest Grand Boulevard, Oklahoma City, Oklahoma 73118. Midland Mortgage Co. may be contacted by telephone at 1-800-552-3000, extension 8301. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Shawn L. Irvin.

MidFirst Bank, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor Raymond S. Martin Attorney at Law 990 Hammond Drive

Suite800 One Lakeside Commons Atlanta, Georgia 30328 (770) 392-0041

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592252,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated June 26, 2006, executed by JOHN IRVINE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 46757, Page 619, Gwinnett County, Georgia Deed Records, and securing an Interest First Adjustable Rate Note ("Note") in the original principal amount of $120,700.00, Mortgage Electronic Registration Systems, Inc., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in November, 2008, to-wit: November 4, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land lying and being in Land Lot 47 and 50 of the 5th District of Gwinnett County, Georgia, of Patriots Point, Unit 3, Bldg. G as per plat recorded in Plat Book 110, Page 196-197, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The aforedescribed real property is also known as 248 Spring Valley Road, Byron, Georgia, according to the present system of numbering houses in Gwinnett County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of John Irvine and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

as Attorney-in-Fact for

JOHN IRVINE

David W. Adams, Esquire

Ellis, Painter, Ratterree & Adams LLP

2 East Bryan Street, Suite 1001

Savannah, Georgia 31401

(912) 233-9700

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.

950-15505868,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Harold Jackson and Carolyn Jackson to Mortgage Electronic Registration Systems, Inc. dated July 10, 2006, and recorded in Deed Book 46868, Page 96, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Fremont Home Loan Trust Series 2006-3, by Assignment securing a Note in the original principal amount of $234,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 185 of the 5th District, Gwinnett County, Georgia, being Lot 1, Block C of the Estate at Chandler Woods, Unit 4, Tract Two- West Side f/k/a Chandler Woods f/k/a Chandler Oaks, as per plat recorded in Plat Book 105, Page 49, Gwinnett County, Georgia records; which plat is hereby referred to and made a part of this description; being improved property known as 2095 Cutleaf Creek Road, according to the present system of numbering in Gwinnett County, Georgia.

Said property is known as 2095 Cutleaf Creek Road, Grayson, GA 30017, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Harold Jackson and Carolyn Jackson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Harold Jackson and Carolyn Jackson, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Deutsche Bank National Trust Company, as Trustee for Fremont Home Loan Trust Series 2006-3 as Attorney-in-Fact for Harold Jackson and Carolyn Jackson

File no. 08-006158

L. J. SWERTFEGER, JR.

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Boulevard,

Suite 100

Atlanta, GA 30341

(770) 220-2730/KF

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597170,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by John R. Jackson and Latisha D. Jackson to Mortgage Electronic Registration Systems, Inc., dated March 16, 2007, recorded in Deed Book 47980, Page 306, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust 2007-2, Mortgage Loan Asset-Backed Certificates, Series 2007-2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-ONE THOUSAND EIGHT HUNDRED FIFTY AND 0/100 DOLLARS ($241,850.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 255 of the 5th District, Gwinnett County, Georgia, being Lot 39, of Watson Farms FKA Watson Fain Estates Subdivision, as per plat thereof recorded in Plat Book 113, Page 193, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, 800-622-5035. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is John R. Jackson and Latisha D. Jackson or a tenant or tenants and said property is more commonly known as 2404 Watson Fain Trl, Loganville, Georgia 30052.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

LaSalle Bank National Association as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust 2007-2, Mortgage Loan Asset-Backed Certificates, Series 2007-2 as Attorney in Fact for John R. Jackson and Latisha D. Jackson

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/js2 11/4/08

Our file no. 5595508-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597400,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Katherine Jackson to Mortgage Electronic Registration Systems, Inc. dated August 4, 2006 in the amount of $245,860.00, and recorded in Deed Book 46875, Page 267, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 233 of the 5th District, Gwinnett County, Georgia, being Lot 139, Block A, Bramlett Station, Unit One, as per plat recorded in Plat Book 107, Pages 127-128, Gwinnett County records, said plat being incorporated herein by reference thereto.

which has the property address of 1315 Union Station Drive, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Katherine Jackson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.

Attorney in Fact for

Katherine Jackson

Anthony DeMarlo, Attorney/thayle

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-22167 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12520979,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Carla Jackson-Phyfer to Mortgage Electronic Registration Systems, Inc. dated December 9, 2003 in the amount of $168,400.00, and recorded in Deed Book 36660, Page 81, Gwinnett County, Georgia Records; as last transferred to The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust 2004-1 by assignment; the undersigned, The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust 2004-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

The land referred to in this commitment is described as follows: All that tract or parcel of land lying and being in Land Lot 8 of the 5th District of Gwinnett County, Georgia, being Lot 35, Block C, Oak Meadow Subdivision, Unit One, as per plat recorded in Plat Book 45, Page 276, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of the description hereof.

which has the property address of 2737 Oak Meadow Lane, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Carla Jackson-Phyfer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust 2004-1

Attorney in Fact for

Carla Jackson-Phyfer

Anthony DeMarlo, Attorney/jnesbitt

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-21605 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12520935,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Glenroy N. James and Halina S. James to Mortgage Electronic Registration Systems, Inc., dated December 11, 2003, recorded in Deed Book 36397, Page 223, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FOUR THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($184,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT A

All that tract or parcel of land lying and being in Land Lot 337 of the 4th District, Gwinnett County, Georgia and being Lot 64, Block A, Unit I, Wynterhaven Subdivision, as per Plat recorded in Plat Book 98, Pages 58-60, Gwinnett County, Georgia Records, which Plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Glenroy N. James and Halina S. James or a tenant or tenants and said property is more commonly known as 4584 Sequoia Park Trail, Snellville, Georgia 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC as Attorney in Fact for Glenroy N. James and Halina S. James

McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net

MR/lr3 11/4/08 Our file no. 52090808-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07591951,10/9,16,23,30

STATE OF GEORGIA

GWINNETT COUNTY

NOTICE OF SALE

UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt and Absolute Assignment of Rents and Leases and Security Agreement (and Fixture Filing) (the "Security Deed") from James River Plantation Apartments, LLC, a Georgia limited liability company ("Borrower"), to Bridger Commercial Funding, LLC, a Missouri limited liability company , dated July 27, 2001, filed for record July 31, 2001, and recorded in Deed Book 24011, Page 243, as Document No. 303066, Gwinnett County, Georgia Records, as assigned by that certain Assignment and Conveyance from Bridger Commercial Funding LLC, to Bridger Commercial Realty Finance LLC, effective as of July 31, 2001, filed for record July 31, 2001, and recorded in Deed Book 24011, Page 272, as Document No. 303067, Gwinnett County, Georgia Records, as assigned by that certain Assignment and Conveyance from Bridger Commercial Realty Finance LLC, to Bank of America, N.A., effective as of July 27, 2001, filed for record June 3, 2002, and recorded in Deed Book 27556, Page 108, as Document No. 098119, Gwinnett County, Georgia Records, as assigned by that certain Assignment of Deed to Secure Debt from Bank of America, N.A., to Wells Fargo Bank Minnesota, N.A., as Trustee for the registered holders of Banc of America Commercial Mortgage Inc., Commercial Mortgage Pass-Through Certificates, Series 2002-PB2, effective as of May 22, 2002, filed for record September 6, 2002, and recorded in Deed Book 28645, Page 94, as Document No. 158072, Coweta County, Georgia Records, as further assigned by that certain Assignment of Deed to Secure Debt and Absolute Assignment of Rents and Leases and Security Agreement (and Fixture Filing) from Wells Fargo Bank, N.A. (formerly known as Wells Fargo Bank Minnesota, N.A.), as Trustee for the registered holders of Banc of America Commercial Mortgage Inc., Commercial Mortgage Pass-Through Certificates, Series 2002-PB2 to BACM 2002-PB2 Wilton Lane Limited Partnership, a Georgia limited partnership ("Lender"), said Security Deed having been given to secure a Promissory Note ("Note") dated July 27, 2001, in the original principal sum of Four Million, Six Hundred Thousand Dollars ($4,600,000.00) now held by Lender, with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, to wit November 4, 2008, the following described real property (the "Property"):

TRACT "A"

ALL THAT TRACT OR PARCEL of land lying and being in Land Lots 160, 161 and 173 of the 6th District of Gwinnett County, Georgia and being more particularly described as follows:

Beginning at an iron pin found at the intersection of the northwesterly side of Burns Road (80 foot right of way) and the northeasterly side of Wilton Lane (50 foot right of way), running thence North 32 degrees 27 minutes 14 seconds West 196.84 feet along the northeast side of Wilton Lane to a point; continuing thence along a counter-clockwise curve to the left an arc distance of 240.96 feet along Wilton Lane to a point (said arc being subtended by a 216.91 foot chord distance with a bearing of North 77 degrees 28 minutes 40 seconds West with a radius of 153.31 feet); continuing thence South 57 degrees 29 minutes 54 seconds West 349.95 feet along the southwest side of Wilton Lane to a point; continuing thence along a counter-clockwise curve to the left an arc distance of 162.30 feet along the northwest side of Wilton Lane to an iron pin found at the intersection of the northwest side of Wilton Lane and the northwest side of Westover Circle (50 foot right of way), (said arc being subtended by a 157.62 foot chord distance with a bearing of South 33 degrees 33 minutes 43 seconds West with a radius of 194.24 feet); continuing thence along a counter-clockwise curve to the left an arc distance of 171.54 feet along the northwest side of Westover Circle to a point (said arc being subtended by a 167.33 foot chord distance with a bearing of South 79 degrees 38 minutes 43 seconds West with a radius of 222.74 feet); continuing South 57 degrees 34 minutes 54 seconds West 186.27 feet along the northwesterly side of Westover Circle to a point; continuing thence along a counter-clockwise curve to the left an arc distance of 261.06 feet along the northwest side of Westover Circle to a point (said arc being subtended by a 253.59 foot chord distance with a bearing of South 33 degrees 44 minutes 11 seconds West with a radius of 313.65 feet); continuing thence South 9 degrees 53 minutes 29 seconds West 69.33 feet along the northwest side of Westover Circle to a point; continuing thence along a counter-clockwise curve to the left an arc distance of 192.48 feet along the southwest side of Westover Circle to a point (said arc being subtended by a 188.52 foot chord distance with a bearing of South 10 degrees 17 minutes 47 seconds East with a radius of 273.15 feet); continuing thence South 30 degrees 29 minutes 03 seconds East 21.94 feet along the southwest side of Westover Circle to an iron pin found at the northwest side of Burns Road; continuing thence along a counter-clockwise curve to the left an arc distance of 137.15 feet along the northwest side of Burns Road to a point (said arc being subtended by a 136.96 foot chord distance with a bearing of South 52 degrees 59 minutes 56 seconds West with a radius of 754.19 feet); continuing thence along a clockwise curve to the right an arc distance of 91.37 feet along the northwest side of Burns Road to a point (said arc being subtended by a 90.70 foot chord with a bearing of South 58 degrees 34 minutes 25 seconds West with a radius of 216.53 feet); continuing thence South 71 degrees 48 minutes 37 seconds West 62.78 feet along the northwest side of Burns Road to an iron pin found on the southeast side of Dickens Road (80 foot right of way); continuing thence North 3 degrees 47 minutes 00 seconds East 154.39 feet along the southeast side of Dickens Road to a point; continuing thence along a clockwise curve to the right an arc distance of 137.53 feet along the southeast side of Dickens Road to a point; (said arc being subtended by a 137.42 foot chord with a bearing of North 7 degrees 46 minutes 36 seconds East with a radius of 986.62 feet); continuing thence North 11 degrees 42 minutes 07 seconds East 384.66 feet along the southeast side of Dickens Road to an iron pin found on the northwest line of Land Lot 161; continuing thence North 59 degrees 01 minutes 33 seconds East 428.62 feet along the northwest Land Lot lines of Land Lot 161 and Land Lot 160 to an iron pin found; running thence North 36 degrees 28 minutes 25 seconds West 142.67 feet to an iron pin found; running thence South 83 degrees 47 minutes 59 seconds East 26.81 feet to an iron pin found; running thence South 87 degrees 09 minutes 44 seconds East 47.90 feet to an iron pin found; running thence North 81 degrees 29 minutes 26 seconds East 31.91 feet to an iron pin found; running thence North 71 degrees 49 minutes 25 seconds East 49.99 feet to an iron pin found; running thence North 69 degrees 44 minutes 13 seconds East 50.76 feet to an iron pin found; running thence North 70 degrees 20 minutes 50 seconds East 88.22 feet to an iron pin found; running thence North 70 degrees 14 minutes 51 seconds East 87.09 feet to an iron pin found; running thence North 66 degrees 46 minutes 00 seconds East 85.30 feet to an iron pin found; running thence North 64 degrees 04 minutes 52 seconds East 83.49 feet to an iron pin found; running thence North 60 degrees 24 minutes 00 seconds East 51.50 feet to an iron pin found; running thence North 57 degrees 44 minutes 00 seconds East 81.60 feet to an iron pin found; running thence North 58 degrees 57 minutes 00 seconds East 177.30 feet to an iron pin found; running thence North 60 degrees 53 minutes 00 seconds East 67.80 feet to an iron pin found; running thence North 60 degrees 53 minutes 00 seconds East 19.65 feet to an iron pin found; running thence South 31 degrees 36 minutes 32 seconds East 483.70 feet to the northwest side of Burns Road; running thence South 56 degrees 16 minutes 50 seconds West 155 feet along the northwest side of Burns Road to the iron pin found at the northeast side of Wilton Lane and the point of beginning; containing 389,414 square feet (8.940 acres) according to a plat of survey of James River Plantation apartments by A.S. Giometti & Associates, Inc., dated July 10, 2001.

TRACT "B"

ALL THAT TRACT OR PARCEL of land lying and being in Land Lots 160 and 161 of the 6th District of Gwinnett County, Georgia and being more particularly described as follows:

Beginning at an iron pin found at the intersection of the northwest side of Burns Road (80 foot right of way) and the southwest side of Westover Circle (50 foot right of way); running thence South 57 degrees 10 minutes 59 seconds West 369.88 feet along the northwest right of way of Burns Road to a point; continuing thence South 57 degrees 02 minutes 26 seconds West 290.35 feet along the northwest side of Burns Road to an iron pin found at the northeast side of Westover Circle; running thence North 30 degrees 29 minutes 03 seconds West 18.17 feet along the northeast side of Westover Circle; continuing thence along a clockwise curve to the right an arc distance of 157.24 feet along the northeast side of Westover Circle to a point (said arc being subtended by a chord distance of 154.01 feet with a bearing of North 10 degrees 17 minutes 47 seconds West with a radius of 223.15 feet); continuing thence North 9 degrees 53 minutes 29 seconds East 69.33 feet along the southeast side of Westover Circle to a point; continuing thence along a clockwise curve to the right along the southeast side of Westover Circle an arc distance of 219.47 feet to a point (said arc being subtended by a chord distance of 213.17 feet with a bearing of North 33 degrees 44 minutes 11 seconds East with a radius of 263.65 feet); continuing thence North 57 degrees 34 minutes 54 seconds East 186.27 feet along the southeast side of Westover Circle to a point; continuing thence along a clockwise curve to the right an arc distance of 270 feet (said arc being subtended by a chord distance of 243.34 feet with a bearing of South 77 degrees 38 minutes 31 seconds East with a radius of 172.74 feet); continuing thence South 32 degrees 51 minutes 55 seconds East 121.57 feet along the southwest side of Westover Circle to the iron pin found on the northwest side of Burns Road and the point of beginning, containing 167,151 square feet (3.837 acres), according to plat Survey of James River Plantation Apartments by A.S. Giometti & Associates, Inc., dated July 10, 2001.

TRACT "C"

ALL THAT TRACT OR PARCEL of land lying and being in Land Lot 160 of the 6th District of Gwinnett County, Georgia and being more particularly described as follows:

Beginning at an iron pin found at the intersection of the northwest side of Burns Road (80 foot right of way) and the northeast side of Westover Circle (50 foot right of way), running thence North 32 degrees 51 minutes 55 seconds West 121.61 feet along the northeast side of Westover Circle to a point; running thence along a counter-clockwise curve to the left along the northeast side of Westover Circle an arc distance of 125.72 feet to the northeast intersection of Westover Circle and Wilton Lane (said arc being subtended by a chord distance of 124.05 feet with a bearing of North 49 degrees 02 minutes 07 seconds West with a radius of 222.74 feet); running thence along a clockwise curve to the right along the southeast side of Wilton Lane (50 foot right of way) an arc distance of 128.14 feet to a point (said arc being subtended by a chord distance of 123.97 feet with a chord bearing of North 32 degrees 02 minutes 54 seconds East with a radius of 144.24 feet); running thence North 57 degrees 29 minutes 54 seconds East 349.95 feet along the southeast side of Wilton Lane to a point; running thence along a clockwise curve to the right an arc distance of 162.37 feet along the southeast side of Wilton Lane to a point (said arc being subtended by a chord distance of 146.17 feet with a bearing of South 77 degrees 28 minutes 40 seconds East with a radius of 103.31 feet); running thence South 32 degrees 27 minutes 14 seconds East 197.78 feet along the southeast side of Wilton Lane to an iron pin found at the northwest side of Burns Road; continuing thence South 60 degrees 25 minutes 07 seconds West 18.47 feet along the northwest side of Burns Road to a point; continuing thence along a counter-clockwise curve to the left along the northwest side of Burns Road an arc distance of 327.16 feet to a point; (said arc being subtended by a chord distance of 327.12 feet with a bearing of South 58 degrees 48 minutes 03 seconds West with a radius of 5793.23 feet); continuing thence South 57 degrees 10 minutes 59 seconds West 183.48 feet along the northwest side of Burns Road to the iron pin found at Westover Circle and the point beginning; containing 155,192 square feet (3.563 acres), all according to plat of survey for James River Plantation Apartments by A.S. Giometti & Associates, Inc., dated July 10, 2001.

The aforedescribed described Property (the 'Land") is also known as James River Apartments, 868 Wilton Lane NW, Lilburn, Georgia 30047 , according to the present system of numbering buildings in Gwinnett County, Georgia.

Together with the following personal property, whether now owned or hereafter acquired by Borrower: (a) all appurtenances, easements, rights of way, water and water rights, pumps, pipes, flumes and ditches and ditch rights, water stock, ditch and/or reservoir stock or interests, royalties, development rights and credits, air rights, minerals, oil rights, and gas rights, now or later used or useful in connection with, appurtenant to or related to the Land; (b) all buildings, structures, facilities, other improvements and fixtures now or hereafter located on the Land; (c) all apparatus, equipment, machinery and appliances and all accessions thereto and renewals and replacements thereof and substitutions therefor used in the operation or occupancy of the Land, it being intended by the parties that all such items shall be conclusively considered to be a part of the Land, whether or not attached or affixed to the Land; (d) all land lying in the right-of-way of any street, road, avenue, alley or right-of-way opened, proposed or vacated, and all sidewalks, strips and gores of land adjacent to or used in connection with the Land; (e) all additions and accretions to the property described above; (f) all licenses, authorizations, certificates, variances, consents, approvals and other permits now or hereafter pertaining to the Land and all estate, right, title and interest of Borrower in, to, under or derived from all tradenames or business names relating to the Land or the present or future development, construction, operation or use of the Land; and (g) all proceeds of any of the foregoing.

The debt secured by said Security Deed has been accelerated and declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The Security Deed remaining in default, this sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest thereon and late charges, expenses of the sale and all proceedings in connection therewith, including attorneys' fees as provided in the Note and the Security Deed, notice of intention to collect attorneys' fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law. Subject to the right of Lender, which may be exercised at any time, to enter and take possession of the Property, to the best of the knowledge of Lender, the above described Property is in the possession of Borrower, tenants of Borrower under unrecorded leases, or other persons in possession with the consent or acquiescence of Borrower.

Said Property will be sold by Lender as attorney-in-fact for Borrower, subject to any and all unpaid taxes and assessments, all prior leases, restrictions, liens, encumbrances and easements of record, if any, having priority over the Security Deed.

BACM 2002-PB2 Wilton Lane Limited Partnership,

as Attorney in Fact for

James River Plantation Apartments, LLC

John W. Benson, Esq.

Theodore E. Woodward, Esq.

Sutherland Asbill & Brennan LLP

999 Peachtree Street, NE Atlanta, Georgia 30309-3996 (404) 853-8000

95007592301,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Eun Jin Jang to Mortgage Electronic Registration Systems, Inc. dated October 10, 2006, and recorded in Deed Book 47277, Page 279, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, N.A., as Trustee for the registered holders of Nomura Home Equity Loan, Inc., Asset-Backed Certificates, Series 2007-3, by Assignment securing a Note in the original principal amount of $850,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 164 of the 7th District, Gwinnett County Georgia, being Lot 456, Block E, POD 13B, Sugarloaf Country Club Subdivision, Phase III, as per plat recorded in Plat Book 86, Pages 267-268 Gwinnett County Georgia Records; which plat is incorporated herein and made a part hereof by reference.

Said property is known as 2111 Broadfield Run, Duluth, GA 30097, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Eun Jin Jang, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Eun Jin Jang, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

HSBC Bank USA, N.A., as Trustee for the registered holders of Nomura Home Equity Loan, Inc., Asset-Backed Certificates, Series 2007-3 as Attorney-in-Fact for Eun Jin Jang

File no. 07-6467

L. J. SWERTFEGER, JR.

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Boulevard, Suite 100

Atlanta, GA 30341

(770) 220-2730/AR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15505968,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

IN SECURITY DEED

STATE OF GEORGIA

COUNTY OF GWINNETT

Because of default in the payment of the indebtedness secured by a Security Deed executed by DORIS S. JARRARD, Grantor, to PEOPLES BANK & TRUST, Grantee , dated MAY 25, 1993, said deed recorded in Gwinnett County Deed Records at Deed Book 8831, Page 12, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in November, 2008, during the legal hours of sale, at the courthouse door in Gwinnett County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 294 OF THE 7TH LAND DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING IN THE CITY OF BUFORD, AND BEING 0.1437 ACRE AS SHOWN ON A PLAT OF SURVEY FOR DORIS J. JARRARD BY HANNON, MEEKS & BAGWELL, SURVEYORS AND ENGINEERS, INC., DATED MAY 21, 1993, WHICH PLAT IS RECORDED IN PLAT BOOK 59, PAGE 28, GWINNETT COUNTY GEORGIA RECORDS AND IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.

Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.

Said property will be sold as the property of DORIS S. JARRARD, or her estate, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.

PEOPLES BANK & TRUST, as Attorney-in-Fact for DORIS S. JARRARD

Jery N. Kilgore

Garner & Kilgore

16 S. Harris Street

P.O. Box 602

Buford, Georgia 30515

(770) 945-1294

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15505897,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Michael Jenike and Suzanne Jenike to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for First National Bank Of Arizona, dated May 5, 2005, recorded May 10, 2005, in Deed Book 42681, Page 0205, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seventeen Thousand Nine Hundred and 00/100 dollars ($117,900.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-31 Mortgage Pass-Through Certificates, Series 2005-31, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 193 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 19, BLOCK B, HYDE MANOR SUBDIVISION, UNIT ONE, AS PER PLAT RECORDED AT PLAT BOOK 24, PAGE 148, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

Said property is commonly known as 1623 Esquire Place, Norcross, GA 30093.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property Michael Jenike and Suzanne Jenike or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-31 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-31 as Attorney in Fact for MICHALE JENIKE AND SUZANNE JENIKE

Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024

TELEPHONE NUMBER: 800-669-6087

Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309

TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215400.4311

WWW.ADORNO.COM/ATLDOCS/SALES.HTML

950-07592433,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by April S. Jenkins to Mortgage Electronic Registration Systems, Inc., dated November 13, 2006, recorded in Deed Book 47310, Page 844, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2007-3 Home Equity Pass-Through Certificates, Series 2007-3 by assignment recorded in Deed Book 48976, Page 301, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SEVEN THOUSAND EIGHT HUNDRED FORTY AND 0/100 DOLLARS ($157,840.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 37 of the 6th District, Gwinnett County, Georgia, being Lot 40, Block B of Horseshoe Creek Subdivision, Unit One, as per plat recorded in Plat Book 71, Page 77, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference subject to any right of way deeds or other easements of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Select Portfolio Servicing, 3815 S West Temple, Salt Lake City, UT 84115, 888-349-8955. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is April S. Jenkins and Douglas B. Smith or a tenant or tenants and said property is more commonly known as 4522 Saddle Bend Trail, Snellville, Georgia 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2007-3 Home Equity Pass-Through Certificates, Series 2007-3 as Attorney in Fact for April S. Jenkins

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/js2 11/4/08

Our file no. 5432008-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597396,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Suzieanna A. Jennings to Mortgage Electronic Registration Systems, Inc as nominee for Encore Credit Corp., dated March 31, 2005, recorded in Deed Book 42417, Page 2, Gwinnett County, Georgia Records, as last transferred to HSBC Bank, USA as Indenture Trustee for Friedman, Billings, Ramsey Group, Inc (FBR) Securitization Name - FBRSI 2005-2 by assignment recorded in Deed Book 48885, Page 0593, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($108,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

All that tract or parcel of land lying and being in the City of Braselton, (GMD 1749) of Gwinnett County, Georgia and being Lot 47 of Mulberry Park Townhomes, a townhome development, as per that plat of the subdivision recorded in Plat Book 99, Pages 56-68, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part hereof.

Subject to and together with all grants and restrictions contained on the above referenced plat and that declaration of covenants, conditions, easements and restrictions for Mulberry Townhomes, as recorded in Deed Book 24756, Page 1, Gwinnett County, Georgia records, and as subsequently amended at Deed Book 31357, Page 0017, aforesaid records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Chase Manhattan Mortgage Corporation can be contacted at 877-838-1882x52195 or by writing to 10790 Rancho Bernardo Road, San Diego, CA 92127, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Suzieanna A. Jennings or a tenant or tenants and said property is more commonly known as 6474 Mossy Oak Landing, Braselton, Georgia 30517.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC Bank, USA as Indenture Trustee for Friedman, Billings, Ramsey Group, Inc (FBR) Securitization Name - FBRSI 2005-2 as Attorney in Fact for Suzieanna A. Jennings

Morris, Schneider, Prior,

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.msplaw.com/foreclosure_sales.asp

MSP/lr3 11/4/08

Our file no. 11093108-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597291,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Young J. Jeon to Mortgage Electronic Registration Systems, Inc. , dated August 11, 2006, recorded in Deed Book 46889, Page 222, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company as Trustee under the Pooling and Servicing Agreement dated as of December 1, 2006, GSAMP Trust 2006-FM3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($524,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT "A"

All that tract or parcel op land lying and being in Land Lot 16 and Land Lot 24 of the 7th Land District of Gwinnett County, Georgia, containing 5.0138 acres as shown on Plat of survey by Grant Shepherd and Associates, dated December 18, 2000 and revised May 13, 2002, said Plat being incorporated herein by reference and being more particularly described as follows:

Beginning at an iron pin on the southwesterly right-of-way of Tullis Road (also known as Old Fountain Road) (80 Foot Right-Of-Way) located 799.09 feet northwesterly as measured along the southwesterly right-of-way line of Tullis Road from Point at which said right-of-way line is intersected by the centerline of Hood Road; thence south 40 Degrees 36 Minutes 52 Seconds west 889.51 feet to Point; thence north 40 Degrees 11 Minutes 55 Seconds west 223.42 feet to an iron pin; thence north 38 Degrees 01 minute 18 Seconds east 929.18 feet to an iron pin on the southwesterly right-of-way of the said Tullis Road; thence south 33 Degrees 34 Minutes 03 Seconds east along the southwesterly right-of-way of the said Tullis Road 272.92 feet to an iron pin and the true pont of beginning.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorneyís fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Young J. Jeon or a tenant or tenants and said property is more commonly known as 921 Tullis Rd, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Deutsche Bank National Trust Company as Trustee under the Pooling and Servicing Agreement dated as of December 1, 2006, GSAMP Trust 2006-FM3

as Attorney in Fact for

Young J. Jeon

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/vn1 11/4/08

Our file no. 52111708-FT12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592195,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement dated October 5, 2005 given by JGM Land, LLC (hereinafter "Grantor"), to Branch Banking and Trust Company, originally recorded in Deed Book 44806, Page 119, Gwinnett County Superior Court Records on October 10, 2005 (hereinafter the "Deed to Secure Debt"), said Deed to Secure Debt having been given to secure a certain Promissory Note dated on or about October 5, 2005 in the original principal amount of One Million Three Hundred Seventy-Five Thousand and 00/100 Dollars ($1,375,000.00) with interest thereon as provided therein (hereinafter the "Note"), said Deed to Secure Debt having been modified by a First Modification of Deed to Secure Debt dated October 18, 2006 and as recorded on November 3, 2006 in Deed Book 47213, Page 230, Gwinnett County Superior Court Records, and said Note having been modified by a First Modification of Promissory Note dated October 18, 2006 with said modification increasing the loan amount to One Million Four Hundred Sixty Thousand and 00/100 Dollars ($1,460,000.00) with interest thereon as provided therein. There will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

ALL THAT TRACT OF LAND LYING AND BEING in Land Lot 277 of the 5th District of Gwinnett County, Georgia, containing 2.000 acres, according to a Boundary and Topographic for JGM Land, LLC, the U.S. Small Business Administration, Branch Banking and Trust Company and Chicago Title Insurance Company, prepared by Clark Design Group, dated June 8, 2005, and being more particularly described according to said survey as follows:

BEGINNING at an iron pin set on the northwesterly right of way line of Alcovy Road (80 foot right of way), which iron pin is located 1711.67 feet northeasterly as measured along said right of way from its intersection with the Land Lot line common to Land Lots 277 and 268; leaving said right of way line run thence north 30 degrees 05 minutes 44 seconds west a distance of 405.25 feet to an iron pin set; run thence north 60 degrees 06 minutes 00 seconds east a distance of 215.00 feet to an iron pin set; run thence south 30 degrees 05 minutes 44 seconds east a distance of 405.25 feet to an iron pin found on the northwesterly right of way line of Alcovy Road (80 foot right of way); run thence along said right of way line south 60 degrees 06 minutes 00 seconds west a distance of 215.00 feet to an iron pin set, which iron pin marks the TRUE PLACE OR POINT OF BEGINNING.

Together with all fixtures and personal property attached to and constituting a part of said property as referenced in said Deed to Secure Debt and exhibits thereto.

Being improved property generally known by a street address of 2243 Alcovy Road, Dacula, GA 30019.

The debt secured by the above Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due in the manner provided in the Note and Deed to Secure Debt and the modifications thereto. The debt described herein remaining in default, this sale will be made for the purpose of paying said debt and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including reasonable attorney's fees, as provided for therein.

The above-described property will be sold subject to outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), matters which might be disclosed by an accurate survey and inspection of the property, assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the above-referenced Deed to Secure Debt. To the best of the undersigned's knowledge, information and belief, equitable title to this property is held by the Grantor and said party has possession of this property.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) the provisions of O.C.G.A. § 9-13-172.1; and (3) final confirmation and audit of the status of the loan by the holder of the Deed to Secure Debt.

Branch Banking and Trust Company as Attorney in Fact for JGM Land, LLC

Patrick M. Sneed, Esq.

Davis, Pickren &

Seydel, LLP

285 Peachtree Center Avenue

2300 Marquis Two Tower

Atlanta, GA 30303

Phone: (404) 588-0505

Fax: (404) 582-8823

950-06597418,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of the power of sale contained in a Security Deed from Celia Jimenez to Metro Mortgage Funding Services, Inc. dated September 5, 2003, recorded in Deed Book 35203, Page 4, Gwinnett County Records, and last assigned to Chase Home Finance LLC s/b/m Chase Manhattan Mortgage Corporation, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FOUR THOUSAND SEVEN HUNDRED AND 00/100 ($164,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday, November 4, 2008 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 322 of the 7th District, Gwinnett County, Georgia, being Lot 19, Block B, The Springs Subdivision, Unit 2, as per plat recorded in Plat Book 70, page 254, Gwinnett County, Georgia Records, which plat is hereby incorporated herein by reference.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Celia Jimenez or, a tenant or tenants, and said property was or is commonly known as 973 Altavista Court, Sugar Hill, GA 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC s/b/m Chase Manhattan Mortgage Corporation As Attorney in Fact for Celia Jimenez

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 08-7372

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15505880,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Gangzhe Jin to Mortgage Electronic Registration Systems, Inc., dated November 6, 2007, recorded in Deed Book 48425, Page 307, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 49026, Page 798, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND FIFTY AND 0/100 DOLLARS ($151,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 38 of the 7th District of Gwinnett County, Georgia, being Unit 24, of Herrington Walk Townhomes, as per plat recorded in Plat Book 108, Page 166, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gangzhe Jin or a tenant or tenants and said property is more commonly known as 2528 Emma Way, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Gangzhe Jin

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ms8 11/4/08

Our file no. 51608008-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06596943,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Tavere Johnson to Mortgage Electronic Registration Systems, Inc. dated May 5, 2006, and recorded in Deed Book 46517, Page 803, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for the First Franklin Mortgage Loan Trust 2006-FF11, by Assignment securing a Note in the original principal amount of $114,080.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 96 of the 5th District, Gwinnett County, Georgia, being Lot 23, Block A, Phase II, of Crooked Creek Crossing Subdivision, as per plat thereof recorded in Plat Book 105, Page 13-16, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

Said property is known as 4084 Granite Falls LN, Loganville, GA 30052, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Tavere Johnson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Tavere Johnson, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Deutsche Bank National Trust Company, as Trustee for the First Franklin Mortgage Loan Trust 2006-FF11 as Attorney-in-Fact for Tavere Johnson

File no. 08-004613

L. J. SWERTFEGER, JR.

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Boulevard,

Suite 100

Atlanta, GA 30341

(770) 220-2730/KF

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597197,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Edward E. Johnson to Mortgage Electronic Registration Systems, Inc., dated September 29, 2006, recorded in Deed Book 47128, Page 149, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley Home Equity Loan Trust, MSHEL 2007-1 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SIX THOUSAND SIX AND 0/100 DOLLARS ($136,006.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 25 of the 6th District, Gwinnett County, Georgia, being Lot 19, Block C, Unit Four, of The Landings Subdivision, as per plat thereof recorded in Plat Book 12, Page 155, in the Office of the Clerk of the Superior Court of Gwinnett County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description and being known as 5179 Rockbridge Drive, Stone Mountain, Georgia 30087, according to the present system of numbering houses in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Saxon Mortgage Services, Inc., 4709 Mercantitle Drive North, Fort Worth, TX 76137, 888-325-3502. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Edward E. Johnson or a tenant or tenants and said property is more commonly known as 5179 Rockbridge Dr, Stone Mountain, Georgia 30087.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Deutsche Bank National Trust Company, as Trustee for Morgan Stanley Home Equity Loan Trust, MSHEL 2007-1 as Attorney in Fact for Edward E. Johnson

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/jm6 11/4/08

Our file no. 52253708-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597255,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Eric D. Johnson to Mortgage Electronic Registration Systems, Inc., dated February 16, 2007, recorded in Deed Book 47600, Page 873, Gwinnett County, Georgia Records, as last transferred to Citibank, N.A., as Trustee for certificateholders of Structured Asset Mortgage Investments II Trust 2007-AR5, Mortgage Pass-Through Certificates, Series 2007-AR5 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($260,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 186 of the 5th District, Gwinnett County, Georgia, being Lot 9, Chandler Bluff Subdivision, as per plat recorded in Plat Book 111, Pages 166-168, as revised at Plat Book 113, Pages 218-220, Gwinnett County, Georgia records, which said plat is incorporated herein by this reference and made a part of this description, being improved property.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Eric D. Johnson or a tenant or tenants and said property is more commonly known as 430 Chandler Bluff Court, Grayson, Georgia 30017.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Citibank, N.A., as Trustee for certificateholders of Structured Asset Mortgage Investments II Trust 2007-AR5, Mortgage Pass-Through Certificates, Series 2007-AR5 as Attorney in Fact for Eric D. Johnson

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/js2 11/4/08

Our file no. 52272408-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597394,10/9,16,23.,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated June 22, 2007, executed by ALEXANDRIA MEIKO JOHNSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for PROVIDENT FUNDING ASSOCIATES, L.P., recorded in Deed Book 48114, Page 203, Gwinnett County, Georgia Deed Records, and securing a Note the original principal amount of $145,700.00, said Security Deed and Note having last been assigned to Provident Funding Associates, L.P., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in November, 2008, to-wit: November 4, 2008, during the legal hours of sale, before the Gwinnett County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land lying and being in Land Lot 204 of the 6th Land District of Gwinnett County, Georgia, being more particularly described as follows:

Condominium Unit 526, Building 5, of Newbury Park Condominium, a Condominium, Phase II, as more particularly described and delineated in the Declaration of Condominium for Newbury Park Condominium, a Condominium, recorded in Deed Book 37574, Page 47, et seq., and amended in Deed Book 46905, Page 148, Gwinnett County, Georgia Records, as the same may be amended.

This conveyance is made subject to the Declaration and all matters referenced therein, all matters shown on the Plat recorded in Condominium Plat Book CD 4, Pages 157 and 158, aforesaid records, and the floor plans recorded as Condominium Floor Plans NO(s) 4418 - 4426, Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference.

The aforedescribed real property is also known as 3500 Sweetwater Road, Unit 526, Duluth, Georgia , according to the present system of numbering houses in Gwinnett County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of Alexandria Meiko Johnson and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

PROVIDENT FUNDING ASSOCIATES, L.P.

as Attorney-in-Fact for

ALEXANDRIA MEIKO JOHNSON

David W. Adams, Esquire

Ellis, Painter, Ratterree & Adams LLP

2 East Bryan Street, Suite 1001

Savannah, Georgia 31401

(912) 233-9700

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.

950-07592459,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Rex Jones to Mortgage Electronic Registration Systems, Inc., dated March 24, 2005, recorded in Deed Book 42233, Page 193, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE7 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-NINE THOUSAND FIFTY AND 0/100 DOLLARS ($229,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 36 of the 6th District, Gwinnett County, Georgia records, being Lot 6, Block H, Bridlegate Subdivision f/k/a Trotter's Ridge, Unit II, as per plat recorded in Plat Book 66, Page 174, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorneyís fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Rex Jones or a tenant or tenants and said property is more commonly known as 4147 Trotters Way Dr, Snellville, Georgia 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE7 as Attorney in Fact for

Rex Jones

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/gxw 11/4/08

Our file no. 51672708-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597482,10/11,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jeff A. Jones a/k/a Jeffrey A. Jones to New Century Mortgage Corporation, dated June 27, 2003, recorded in Deed Book 33740, Page 17, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as trustee under the Pooling and Servicing Agreement dated as of September 1, 2003, Morgan Stanley ABS Capital I Inc. Trust 2003-NC8 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($119,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 94 of the 5th District, Gwinnett County, Georgia, being Lot 18, Block A,m Summit Creek Subdivision, Unit One, Phase II, as per plat recorded in plat book 82, page 98, Gwinnett County, Georgia Records, said plat being incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorneyís fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jeff A. Jones a/k/a Jeffrey A. Jones or a tenant or tenants and said property is more commonly known as 3308 Range Way, Loganville, Georgia 30052.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Deutsche Bank National Trust Company, as trustee under the Pooling and Servicing Agreement dated as of September 1, 2003, Morgan Stanley ABS Capital I Inc. Trust 2003-NC8 as Attorney in Fact for Jeff A. Jones a/k/a Jeffrey A. Jones

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sj2 11/4/08

Our file no. 51861807-FT12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592288,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by to Mortgage Electronic Registration Systems, Inc., dated July 15, 2005, recorded in Deed Book 43931, Page 129, Gwinnett County, Georgia Records, as last transferred to LaSalle Bank National Association, as Trustee for the registered holders of GSAMP Trust 2005-AHL2, Mortgage Pass-Through Certificates, Series 2005-AHL2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FOUR THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($174,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

A certain tract or parcel of land in Gwinnett County, in the State of Georgia, described as follows:

All that tract or parcel of land lying and being in Land Lot 49 of the 6th District, Gwinnett County, Georgia, being Lot 4, Block B, Parkwood Ridge Subdivision, Unit II, as per plat thereof recorded in Plat Book 46, Page 170, Gwinnett County records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, 12650 Ingenuity Drive, Orlando, FL 32826, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Manuel Jones or a tenant or tenants and said property is more commonly known as 3426 Woodlaurel Drive, Snellville, Georgia 30078.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

LaSalle Bank National Association, as Trustee for the registered holders of GSAMP Trust 2005-AHL2, Mortgage Pass-Through Certificates, Series 2005-AHL2 as Attorney in Fact for

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/jn2 11/4/08

Our file no. 52176408-FT2

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597352,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Rochelle D. Jones to Mortgage Electronic Registration Systems, Inc., dated April 13, 2006, recorded in Deed Book 46404, Page 715, Gwinnett County, Georgia Records, as last transferred to The Bank of New York by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($149,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

The following described real estate situated in the County of Gwinnett in the State of Georgia to wit:

All that tract or parcel of land lying and being in Land Lot 300 of the 4th District, Gwinnett County, Georgia Records, being Lot 82, Block A, Lake Port Subdivision, Unit I, as per Plat recorded in Plat Book 95, Page 83-84, Gwinnett County, Georgia records, said Plat being incorporated herein and made reference hereto.

Being the same property conveyed to Rochelle Jones, Linda C. Smith and Vardell Smith, by Warranty Deed dated October 15, 2003, of record in Deed Book 35707, Page 0190, in the Gwinnett County, Georgia Records.

Being the same property commonly known as: 4041 Concourse Trail, Snellville, Georgia 30039

Tax ID No.: R4300 177.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Rochelle D. Jones or a tenant or tenants and said property is more commonly known as 4041 Concourse Trail, Snellville, Georgia 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

The Bank of New York as Attorney in Fact for Rochelle D. Jones

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/wa2 11/4/08

Our file no. 52307308-FT4

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597355,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Rudolph Valentino Jones, JR to Mortgage Electronic Registration Systems, Inc . dated September 12, 2003 in the amount of $171,850.00, and recorded in Deed Book 34883, Page 167, Gwinnett County, Georgia Records; as last transferred to CitiMortgage, Inc . by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 47 of the 7th District, Gwinnett County, Georgia, being Lot 25, Block A, Riverside Gables subdivision, Unit Two, as per plat recorded in Plat Book 64, Page 187, Gwinnett County records, said plat being incorporated herein by reference thereto.

which has the property address of 540 Oxford Crest Court, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Rudolph Valentino Jones, JR and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc. Attorney in Fact for Rudolph Valentino Jones, JR

Anthony DeMarlo,

Attorney/smagnuson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-19329 /FHLMC

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12521111,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated July 24, 2006, from Primus Jones to Primequity, LLC, recorded on July 28, 2006 in Deed Book 46808 at Page 278, in the office of the Clerk of the Superior Court of Gwinnett County, Georgia, and said Deed to Secure Debt having been given to secure a note dated September 24, 2006, in the amount of $355,720.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Gwinnett County, Georgia, on November 4, 2008, the following described real property (hereinafter referred to as the "Property"):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 108 OF THE 7TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 21, BLOCK A, SHREWSBURY AT CAMDEN CREEK SUBDIVISION, UNIT I, AS PER PLAT RECORDED IN PLAT BOOK 84, PAGE 183, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Primus Jones. The property, being commonly known as 205 Camden Creek Ct., Lawrenceville, GA 30043 in Gwinnett County, will be sold as the property of Primus Jones, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.

Albertelli Law

Attorney for Deutsche Bank National Trust Company as Trustee under Pooling and Servicing Agreement dated as of December 1, 2006 Securitized Asset Backed Receivables LLC Trust 2006-WM4 Mortgage Pass-Through Certificates, Series 2006-WM4 as Attorney in Fact for Primus Jones

100 Galleria Parkway, Suite 900

Atlanta, GA 30339

Phone: (866) 690-0418

By: James E. Albertelli, Esq.

For the Firm

08-09194

950-07592150,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sheila A. Jones and Keith O. Jones, Sr. to Mortgage Electronic Registration Systems, Inc . dated October 20, 2006 in the amount of $199,665.00, and recorded in Deed Book 47167, Page 206, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 121 of the 6th District of Gwinnett County, Georgia, being Lot 59, Block C, Unit 6 of Carrefour Place Subdivision, as per Plat recorded in Plat Book 9, Page 13, Gwinnett County, Georgia, records, which Plat is incorporated herein and made a part of this description, being improved property known as 62 Lancaster Court, according to the present system of numbering in Gwinnett County, Georgia.

Tax Map No: R6-235-440

which has the property address of 62 Lancaster Ct. SW, Lilburn, Georgia. , together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Sheila A. Jones and Keith O. Jones, Sr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Sheila A. Jones and Keith O. Jones, Sr.

Anthony DeMarlo,

Attorney/awilby

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 07-08621 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592405,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by John Joseph and Janice Joseph to Option One Mortgage Corporation, dated June 6, 2006, recorded in Deed Book 46687, Page 581, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2006-BC6 by assignment recorded in Deed Book 48814, Page 46, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND FIVE HUNDRED TWENTY AND 0/100 DOLLARS ($137,520.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

All that tract or parcel of land lying and being in Land Lot 61 of the 5th District of Gwinnett County, Georgia, being Lot 9, Block A, Unit One of Charleston Close Subdivision, as per plat thereof recorded in Plat Book 33, Page 34, Gwinnett County records, said plat being incorporated herein by reference thereto.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorney's fees having been given).

American Home Mortgage Servicing Inc. can be contacted at 877-304-3100 or by writing to 3 Ada, Irvine, CA 92618, to discuss possible alternatives to foreclosure.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is John Joseph and Janice Joseph or a tenant or tenants and said property is more commonly known as 2071 Buckley Trl, Snellville, Georgia 30078.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

U.S. Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2006-BC6 as Attorney in Fact for John Joseph and Janice Joseph

Morris, Schneider, Prior, Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.msplaw.com/foreclosure_sales.asp

MSP/js2 11/4/08

Our file no. 11026708-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592284,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by In Sun Jun to Washington Mutual Bank, FA now know as Washington Mutual Bank dated July 2, 2003, and recorded in Deed Book 34369, Page 122, Gwinnett County Records, securing a Note in the original principal amount of $137,300.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 125 of the 7th District, of Gwinnett County, Georgia, and being Lot 55, of Glencrest Place, as per plat recorded in Plat Book 97, Page 76-77 of Gwinnett County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

Said property is known as 2415 Birkhall Way, Lawrenceville, GA 30043, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of In Sun Jun, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of In Sun Jun and Dae Ho Choi, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

JP Morgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA from the Federal Deposit Insurance Corporation, acting as receiver for Washington Mutual Bank and pursuant to its authority under the Federal Deposit Insurance Act , 12 U.S.C. § 1821(d)., as Attorney-in-Fact for In Sun Jun his successor in title being In Sun Jun and Dae Ho Choi

File no. 07-7982

L. J. SWERTFEGER, JR.

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Boulevard, Suite 100

Atlanta, GA 30341

(770) 220-2730/SM

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592038,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Hin Jin Jun to Mortgage Electronic Registration Systems, Inc. dated November 22, 2005, and recorded in Deed Book 45930, Page 205, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Bear Stearns Asset Backed Securities LLLC Bear Stearns ALT-A Mortgage. , by Assignment securing a Note in the original principal amount of $55,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Duncans GMD 1749, Gwinnett County, Georgia, being Lot 36, Block XX, final plat for Oakbrooke (AKA Phase 20) at Hamilton Mill a Home Town, as per plat recorded in Plat Book 105, Page 55, Gwinnett County Records, said plat being incorporated herein by reference thereto.

Said property is known as 3326 Thimbleberry Trail, Dacula, GA 30019, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Hin Jin Jun, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of He Jin Jun , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Bear Stearns Asset Backed Securities LLLC Bear Stearns ALT-A Mortgage. as Attorney-in-Fact for Hin Jin Jun

File no. 08-006532

L. J. SWERTFEGER, JR.

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Boulevard, Suite 100

Atlanta, GA 30341

(770) 220-2730/KF

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15505965,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Yong Jae Jung to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Countrywide Home Loans, Inc. , dated October 18, 2006, recorded November 28, 2006, in Deed Book 47291, Page 0316, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Fifty-Nine Thousand and 00/100 dollars ($259,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2006- 41CB, Mortgage Pass-Through Certificates, Series 2006-41CB, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 211 OF THE 7TH DISTRICT OF GWINNETT COUNTY, GEORGIA, IN THE CITY OF SUWANNEE, BEING KNOWN AND DESIGNATED AS LOT 58, BLOCK "G" OF SHADOWBROOK AT TOWN CENTER, PHASE TWO, AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY ENTITLED "FINAL PLAT FOR SHADOWBROOK AT TOWN CENTER, PHASE TWO", BEING RECORDED AT PLAT BOOK 108, PAGE 109-115, GWINNETT COUNTY, GEORGIA RECORDS, REFERENCE TO SAID PLAT OF SURVEY AND THE RECORD THEREOF BEING HEREBY MADE FOR A MORE COMPLETE LEGAL DESCRIPTION.

PARCEL #: R7211-225

Said property is commonly known as 3862 Memphis Drive, Suwanee, GA 30024.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property Yong Jae Jung or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2006- 41CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-41CB

as Attorney in Fact for

YONG JAE JUNG

Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024

TELEPHONE NUMBER: 800-669-6087

Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309

TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215400.4418

WWW.adorno.com/atldocs/sales.html

950-07592260,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Cheryl Jupierre to Mortgage Electronic Registration Systems, Inc. dated February 22, 2006 in the amount of $294,270.00, and recorded in Deed Book 46274, Page 47, Gwinnett County, Georgia Records; as last transferred to The Bank of New York Mellon, as Successor Indenture Trustee under NovaStar Mortgage Funding Trust 2006-1 by assignment; the undersigned, The Bank of New York Mellon, as Successor Indenture Trustee under NovaStar Mortgage Funding Trust 2006-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 232 of the 5th District, Gwinnett County, Georgia, being Lot 22, Block D, Great River at Tribble Mill, Unit Three, Phase Three, as per plat recorded in Plat Book 108, Page 41-42, Gwinnett County, Georgia Records, said plat being incorporated herein and made a reference hereto.

which has the property address of 2079 Alcovy Shoals Bluff, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Cheryl Jupierre and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

The Bank of New York Mellon, as Successor Indenture Trustee under NovaStar Mortgage Funding Trust 2006-1 Attorney in Fact for Cheryl Jupierre

Anthony DeMarlo,

Attorney/ajackson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-19879 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06596828,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Robert R Jurcik and Carolyn E Jurick to Mortgage Electronic Registration Systems, Inc. dated August 17, 2007 in the amount of $303,000.00, and recorded in Deed Book 48420, Page 845, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 20 of the 5th District, Gwinnett County, Georgia and being Lot 86, Block A, Coopers Pond, Unit III, as per plat recorded in Plat Book 51, Page 65 of Gwinnett County, Georgia records, which plat is hereby incorporated by reference for a more complete description. Commonly known as 446 Coopers Pond Dr, Lawrenceville, GA 30044 . For title reference see Deed in Book 14917 Page 230.

which has the property address of 446 Coopers Pond Dr, Lawrenceville, Georgia. , together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Robert R Jurcik and Carolyn E Jurick and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.

Attorney in Fact for

Robert R Jurcik and Carolyn E Jurick

Anthony DeMarlo, Attorney/kgrant

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-22370 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592406,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Mohamed Kaba to Mortgage Electronic Registration Systems, Inc., dated August 29, 2007, recorded in Deed Book 48240, Page 78, Gwinnett County, Georgia Records, as last transferred to Litton Loan Servicing, L.P . by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY THOUSAND AND 0/100 DOLLARS ($190,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ì"A" ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lot 60 of the 5th District of Gwinnett County, Georgia, being Lot 18, Block B of Lakeview Manor, Unit Two, as per Plat recorded in Plat Book 50, Page 242, Gwinnett County, Georgia records, which Plat is incorporated herein by reference and made a part of this description.

Our File number 0003760NGA07

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorneyís fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mohamed Kaba or a tenant or tenants and said property is more commonly known as 2800 Brookhill Court, Snellville, Georgia 30078.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Litton Loan Servicing, L.P.

as Attorney in Fact for

Mohamed Kaba

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/vn1 11/4/08

Our file no. 52195808-FT12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592091,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

State of GEORGIA,

County of GWINNETT.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by SHAMSHAD KARIM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR WILMINGTON FINANCE, A DIVISION OF AIG FEDERAL SAVINGS BANK, dated 06/27/2005, and Recorded on 07/05/2005 as Book No. 43384 and Page No. 0165, GWINNETT County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR STRUCTURED ASSET INVESTMENT LOAN TRUST (SAIL) 2005-10, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $146,800.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the GWINNETT County Courthouse within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 338 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 41, BLOCK A, STEPHENS MILL SUBDIVISION, UNIT 2, AS PER PLAT RECORDED IN PLAT BOOK 84, PAGE 28, GWINNETT COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 810 JOHNSON MILL TERRACE ACCORDING TOTHE PRESENT SYSTEM OF NUMBERING HOUSES IN GWINNETT COUNTY, GEORGIA.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION, 10790 RANCHO BERNARDO ROAD, Foreclosure, SAN DIEGO, CA 92127, 877-838-1882. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 810 JOHNSON MILL TERRACE, SUGARHILL, GEORGIA 30518 is/are: SHAMSHAD KARIM or tenant/tenants.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR STRUCTURED ASSET INVESTMENT LOAN TRUST (SAIL) 2005-10 as Attorney in Fact for SHAMSHAD KARIM.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20080161905044

BARRETT, DAFFIN &

FRAPPIER, L.L.P.

4004 Beltline,

Building 2, Suite 100

Addison, Texas 75001-4417

Telephone: (972) 341-5398

950-06596822,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Boleko Kasende and Cecilia Kasende and Fortunat Kasende to Mortgage Electronic Registration Systems, Inc. dated November 2, 2006 in the amount of $1,000,000.00, and recorded in Deed Book 47305, Page 7, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 163, 7th District, Gwinnett County, Georgia, being known as Lot 357, Block E, Sugarloaf Country Club Subdivision, Phase III, as per plat recorded at Plat Book 77, Pages 186-187, Gwinnett County, Georgia records. Said plat being incorporated herein by reference thereto.

Parcel ID Number: R7163129

which has the property address of 3083 Glen Mary Walk, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Boleko Kasende and Cecilia Kasende and Fortunat Kasende and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Boleko Kasende and Cecilia Kasende and Fortunat Kasende

Anthony DeMarlo,

Attorney/kjenrette

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-20295 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06596940,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Wadikonda Kayembe and Tishiteya Nkolongo to Mortgage Electronic Registration Systems, Inc. dated June 28, 2005 in the amount of $137,040.00, and recorded in Deed Book 43510, Page 59, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 213 of the 6th District, Gwinnett County, Georgia, being Lot 2, Sterling Brook Subdivision, as per plat recorded in Plat Book 105, Pages 166-167, Gwinnett County records, said plat being incorporated herein by reference thereto.

which has the property address of 95 Brookway Trace, Norcross, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Wadikonda Kayembe and Tishiteya Nkolongo and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Wadikonda Kayembe and Tishiteya Nkolongo

Anthony DeMarlo,

Attorney/awilby

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-19811 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597154,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

IN DEED TO

SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Burt Kelly, Jr. and Gloria Kelly to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $174,000.00 dated 05/11/2007, and recorded in Deed Book 47901, page 104, Gwinnett County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 49023, Page 711, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2008 by CitiMortgage, Inc., as Attorney-in-Fact for Burt Kelly, Jr. and Gloria Kelly the following described property:

All that tract or parcel of land lying and being in Land Lot 212 of the 15th District, Gwinnett County, Georgia, being Lot 54, Block A, Stephens Point Subdivision, Phase I, as per plat recorded in Plat Book 51, page 157, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 605 Alcovy Hills Drive, according to the present system of numbering property in Gwinnett County, Georgia.

Property known as: 605 Alcovy Hills Drive, Lawrenceville, GA 30045

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney's fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O'Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned's knowledge and belief, the party in possession is Burt Kelly, Jr. and Gloria Kelly.

CitiMortgage, Inc., as Attorney-in-fact for Burt Kelly, Jr. and Gloria Kelly.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Jones, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

770-392-0303

950-07592438,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Cary C. Kennedy and Bruce D. Kennedy to Mortgage Electronic Registration Systems Inc. dated August 11, 2006, and recorded in Deed Book 46906, Page 240, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee, by Assignment securing a Note in the original principal amount of $468,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 283 of the 5th District, Gwinnett County, Georgia, being Lot 7, Block A, of Edwards Estate Subdivision, as per plat thereof recorded in Plat Book 95, Page 247, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of his description

Said property is known as 2863 Edwards Estate Cir, Dacula, GA 30019, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Cary C. Kennedy and Bruce D. Kennedy, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Cary C. Kennedy and Bruce D. Kennedy, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association as Trustee as Attorney-in-Fact for Cary C. Kennedy and Bruce D. Kennedy

File no. 08-006137

L. J. SWERTFEGER, JR.

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Boulevard,

Suite 100

Atlanta, GA 30341

(770) 220-2730/KF

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597164,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from KHAMPHAPHONE KEONAVONGSA and VILAYSACK DEJVONGSA to BANK OF AMERICA, N.A ., dated October 11, 2005, recorded January 3, 2006, in Deed Book 45882, Page 192, Gwinnett County, Georgia records, said Security Deed being given to secure a Note from KHAMPHAPHONE KEONAVONGSA and VILAYSACK DEJVONGSA of even date in the original principal amount of Fifty Five Thousand and 00/100 ($55,000.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

That tract or parcel of land lying and being in Land Lot 125 of District 7, Gwinnett County, Georgia, being Lot 16, Block A, Falconcrest Subdivision, as per plat recorded in Gwinnett County, Georgia records.

Being and intending to describe the same premises conveyed in a deed recorded 04/13/1992, in Book 7334, Page 27.

Known as: 2506 Verner Road

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above; including but not limited to that certain Deed to Secure Debt from Khamphaphone Keonavongsa and Vilaysack Dejvongsa to Traditional Mortgage Corporation dated March 30, 1992, recorded in Deed Book 7334, Page 28, Gwinnett County, Georgia records.

To the best knowledge and belief of the undersigned, the party in possession of the property is KHAMPHAPHONE KEONAVONGSA and VILAYSACK DEJVONGSA or a tenant or tenants.

BANK OF AMERICA, N.A.,

as attorney in Fact for KHAMPHAPHONE KEONAVONGSA and VILAYSACK DEJVONGSA

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 6970A-00655

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592396,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Khakhamov to Mortgage Electronic Registration Systems, Inc., dated June 8, 2005, recorded in Deed Book 43132, Page 23, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND AND 0/100 DOLLARS ($156,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 230 of the 6th District, Gwinnett County, Georgia, being Lot 24, Block A, Berkeley Springs Subdivision, Unit Two, as per plat recorded in Plat Book 69, Page 30, Gwinnett County, Georgia records; which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Khakhamov or a tenant or tenants and said property is more commonly known as 4130 Fallbrook Drive, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Michael Khakhamov

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ib 11/4/08

Our file no. 51839108-FT5

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597387,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Stacie Khayyam to Mortgage Electronic Registration Systems, Inc. dated September 29, 2006 in the amount of $178,900.00, and recorded in Deed Book 47168, Page 70, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 63 of the 5th District, Gwinnett County, Georgia, being Lot 312, Block J, The Park at Haynes Creek, Unit Two, as per Plat recorded in Plat Book 112, Pages 156-157, Gwinnett County records, which Plat is incorporated herein and made a part hereof by reference.

which has the property address of 1252 Preserve Park Drive, Loganville, Georgia. , together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Stacie Khayyam and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.

Attorney in Fact for

Stacie Khayyam

Anthony DeMarlo, Attorney/ajackson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-22130 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15505729,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Husein Khimani to Mortgage Electronic Registration Systems, Inc. dated January 17, 2006 in the amount of $528,000.00, and recorded in Deed Book 46069, Page 0459, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank, F.S.B. by assignment; the undersigned, IndyMac Bank, F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 164 of the 7th District of Gwinnett County, Georgia, being Lot 104, Block A of Stonebrier at Sugarloaf Subdivision, as per plat recorded in Plat Book 85, Page 65, Records of Gwinnett County, Georgia, which plat is by reference incorporated herein and made a part hereof.

Said property being commonly known as 1930 Briergate Drive, Duluth, GA 30097 according to the present system of numbering in Gwinnett County, Georgia.

which has the property address of 1930 Briergate Drive, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Husein Khimani and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

IndyMac Bank, F.S.B.

Attorney in Fact for

Husein Khimani

Anthony DeMarlo, Attorney/jplanicka

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-20703 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12520947,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jun H. Kim to Washington Mutual Bank, FA dated June 19, 2001, and recorded in Deed Book 23596, Page 2, Gwinnett County Records, securing a Note in the original principal amount of $140,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 138, 5th District, Gwinnett County, Georgia, being Lot 34, Block B, Gates Mill, Unit One, as per plat recorded in Plat Book 47, Page 135, Gwinnett County Records, which plat is hereby referred to and made a part of this description.

Said property is known as 1437 Mill Glenn Court, Lawrenceville, GA 30045, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Jun H. Kim, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jun H. Kim, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

JP Morgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA from the Federal Deposit Insurance Corporation, acting as receiver for Washington Mutual Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. § 1821(d)., as Attorney-in-Fact for Jun H. Kim

File no. 08-006026

L. J. SWERTFEGER, JR.

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Boulevard, Suite 100

Atlanta, GA 30341

(770) 220-2730/SM

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12521129,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Seung U. Kim to Mortgage Electronic Registration Systems, Inc. dated November 17, 2006 in the amount of $185,600.00, and recorded in Deed Book 47278, Page 586, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 119 of the 7th District, Gwinnett County, Georgia, being Lot 20, Block A, Village at Cardinal Lake Subdivision as per plat recorded in Plat Book 95, Page 298, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 2379 Alnwick Drive according to the present system of numbering houses in Gwinnett County, Georgia.

which has the property address of 2379 Alnwick Drive, Duluth, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Seung U. Kim and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.

Attorney in Fact for

Seung U. Kim

Anthony DeMarlo, Attorney/kgrant

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-20503 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15505798,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Se E. Kim a/k/a Se Eun Kim to America's Wholesale Lender, dated November 25, 2003, recorded December 3, 2003, in Deed Book 36192, Page 0159, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Forty-Six Thousand and 00/100 dollars ($146,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 226 OF THE 6TH DISTRICT, GWINNETT COUNTY, GEORGIA, BEING LOT 53, BEAVER CREEK SUBDIVISION, PHASE I, AS PER PLAT RECORDED IN PLAT BOOK 92, PAGES 1118-120, AS RE-RECORDED PLAT BOOK 94, PAGES 118-120, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HERIIN A ND MADE A PART HEREOF BY REFERENCE.

Said property is commonly known as 2373 Beaver Falls Drive, Norcoss, GA 30071.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Se E. Kim a/k/a Se Eun Kim or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

COUNTRYWIDE HOME LOANS, INC. as Attorney in Fact for SE E. KIM A/K/A SE EUN KIM

Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024

TELEPHONE NUMBER: 800-669-6087

Attorney Contact:

Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309

TELEPHONE NUMBER: (888) 890-5309

ADORNO FILE NO.

215400.4123

WWW.ADORNO.COM/ATLDOCS/SALES.HTML

950-06596800,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Hae S. Kim to Bank of America, N.A., dated April 28, 2006, recorded in Deed Book 46455, Page 431, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-SIX THOUSAND AND 0/100 DOLLARS ($196,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 215 of the 7th District, County, Georgia, being Lot 93, Block D, Unit Three of Roxwood Park Subdivision, as per plat thereof recorded in Plat Book 106, Pages 154-155, County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

Subject to all easements and restrictions of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property isHae S. Kim or a tenant or tenants and said property is more commonly known as 3903 Roxberry Hill Lane, Buford, Georgia 30518.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A. as Attorney in Fact for Hae S. Kim

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/crs 11/4/08

Our file no. 52163208-FT10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597304,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Mee Ra Kim to Mortgage Electronic Registration Systems, Inc., dated June 21, 2005, recorded in Deed Book 43525, Page 184, Gwinnett County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($118,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 42 of the 7th District, of Gwinnett County, Georgia, and being Lot 51 of Hawks Bluff Townhomes, as per plat recorded in Plat Book 101, Page 127 & 128 of Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mee Ra Kim or a tenant or tenants and said property is more commonly known as 2243 Hawks Bluff Trail, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

as Attorney in Fact for Mee Ra Kim

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/rc3 11/4/08

Our file no. 52291308-FT5

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597422,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Nam S. Kim to Mortgage Electronic Registration Systems, Inc., dated November 22, 2006, recorded in Deed Book 47295, Page 822, Gwinnett County, Georgia Records, as last transferred to DEUTSCHE BANK NATIONAL TRUST COMPANY., AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT RELATING TO IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-1. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED THOUSAND AND 0/100 DOLLARS ($400,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT A

All that tract or parcel of land lying and being in Land Lots 86 and 110 of the 7th District, Gwinnett County, Georgia, being Lot 11, Block A, Taylor Woods Subdivision as per Plat recorded in Plat Book 111, Page 77-81, Gwinnett County, Georgia records, which recorded Plat is incorporated herein by this reference and made a part of this description. Said property being known as 595 Deerwood Dr according to the present system of numbering houses in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nam S. Kim or a tenant or tenants and said property is more commonly known as 595 Deerwood Drive, Suwanee, Georgia 30024.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Countrywide Home Loans, Inc. as Attorney in Fact for Nam S. Kim

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/wa2 11/4/08

Our file no. 52328808-FT4

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597417,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Chang Soon Kim to Mortgage Electronic Registration Systems, Inc., dated November 30, 2007, recorded in Deed Book 48488, Page 9, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SIXTY-ONE THOUSAND AND 0/100 DOLLARS ($361,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 119 of The 7th District, Gwinnett County, Georgia, Being Lot 11, Block A, Hampton Hall Subdivision, as per Plat recorded in Plat Book 97, Page 48, Gwinnett County, Georgia records, which recorded Plat is incorporated herein by this reference and made a part of this description. Said property being known as 2802 Salem Oak Way according to the present system of numbering property in Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Chang Soon Kim or a tenant or tenants and said property is more commonly known as 2802 Salem Oak Way, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Countrywide Home Loans, Inc

as Attorney in Fact for

Chang Soon Kim

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/tmw 11/4/08

Our file no. 52343308-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597446,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Hee J Kim to Mortgage Electronic Registration Systems, Inc . dated November 4, 2005 in the amount of $172,000.00, and recorded in Deed Book 45254, Page 0195, Gwinnett County, Georgia Records; as last transferred to IndyMac Bank, F.S.B. by assignment; the undersigned, IndyMac Bank, F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 170 of the 7th District, Gwinnett County, Georgia, being Lot 4, Block A, Avonlea Crossing Subdivision, Unit One as per plat recorded in Plat Book 60, Page 47, Gwinnett County Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 3145 Maple Terrace Drive according to the present system of numbering houses in Gwinnett County, Georgia.

which has the property address of 3145 Maple Terrace Drive, Suwanee, Georgia. , together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Hee J Kim and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

IndyMac Bank, F.S.B.

Attorney in Fact for

Hee J Kim

Anthony DeMarlo, Attorney/isheffield

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-20719 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12520959,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of the power of sale contained in a Security Deed from Tu Joon Kim to JPMorgan Chase Bank, N.A . dated December 9, 2005, recorded in Deed Book 45867, Page 95, Gwinnett County Records, and last assigned to JPMorgan Chase Bank, N.A. , conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FORTY-NINE THOUSAND SIX HUNDRED AND 00/100 ($349,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday, November 4, 2008 the following described property, to wit:

2157 Huntcrest Way, Lawrenceville, GA 30043

All that tract or parcel of land lying and being in Land Lot 113 of the 7th District, Gwinnett County, Georgia, being Lot 42, Block A, The Summit at Huntcrest Subdivision, Unit Three, as per plat recorded in Plat Book 98, Page 197, Gwinnett County, Georgia Records, said plat being incorporated herein by reference thereto.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Tu Joon Kim or, a tenant or tenants, and said property was or is commonly known as 2157 Huntcrest Way, Lawrenceville, GA 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, N.A. As Attorney in Fact for Tu Joon Kim

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 08-7373

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592017,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Tovoris King to Wells Fargo Bank, NA. , dated November 17, 2005, recorded in Deed Book 45572, Page 259, Gwinnett County, Georgia Records, as last transferred to US Bank National Association, as Trustee for Structured Asset Securities Corporation Trust 2006-WF1 by assignment recorded in Deed Book 49069, Page 146, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-NINE THOUSAND ONE HUNDRED TWENTY AND 0/100 DOLLARS ($129,120.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lot 206 of the 7th District, Parcel 273, Gwinnett County, Georgia, Unit III, Phase I, The Preserve at Sugarloaf Ridge, being Lot 138, as per plat recorded in Plat Book 108, Page 153-155, Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Tovoris King or a tenant or tenants and said property is more commonly known as 3647 Postwaite Circle, Duluth, Georgia 30097.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

US Bank National Association, as Trustee for Structured Asset Securities Corporation Trust 2006-WF1 as Attorney in Fact for Tovoris King

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/yjr 11/4/08

Our file no. 51846508-FT5

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592265,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by General George King to Mortgage Electronic Registration Systems, Inc., dated August 4, 2006, recorded in Deed Book 47006, Page 227, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FIVE THOUSAND ONE HUNDRED FORTY-EIGHT AND 0/100 DOLLARS ($95,148.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 202 of the 6th District of Gwinnett County, Georgia, being known and designated as Unit 4110, Building No. 11, of Stillwater Plantation Condominiums, together with all right, title and interest of Grantor in said unit under the declaration of Condominium for Stillwater Plantation Condominiums, recorded in Deed Book 3797, Page 63, et seq, Gwinnett County, Georgia records; and as said declaration may from time to time have been or and may be amended; all of same incorporated herein by reference. The interest herein conveyed includes without limiting the foregoing, the appurtenant undivided interest in the common elements of Stillwater Condominiums, as same is defined in said declaration with amendments thereto, the Condominium Plat is recorded in Condominium Plat Book 1, Page 230, Gwinnett County, Georgia Records, with the Condominium Plans being recorded in Condominium Cabinet Number 1, aforesaid records. Said plat and plans are incorporated herein by reference.

This conveyance is subject to all the terms, provisions, and restrictions of said declaration with amendments thereto, and the Georgia Condominium Act (O.C.G.A. Title 44-3-70) as amended from time to time, which terms, provisions and restrictions the Grantee herein assumes and agrees to observe and perform.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is General George King or a tenant or tenants and said property is more commonly known as 4110 Stillwater Drive, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A. as Attorney in Fact for General George King

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ib 11/4/08

Our file no. 52747607-FT5

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06596979,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Wilbur King to FT Mortgagr Companie d.b.a. HomeBanc Mortgage Corporation dated May 28, 1999 in the amount of $132,290.00, and recorded in Deed Book 18498, Page 179, Gwinnett County, Georgia Records; as last transferred to First Horizon Home Loans, a Division of First Tennessee Bank, National Association by assignment; the undersigned, First Horizon Home Loans, a Division of First Tennessee Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 299 of the 5th District, Gwinnett County, Georgia, being Lot 2, Block A, Briarwood Forest, Unit One, as per Plat recorded in Plat Book 79, Page 23, Gwinnett County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference.

which has the property address of 920 Oak Valley Road, Dacula, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Wilbur King and Charlotte King and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

First Horizon Home Loans, a Division of First Tennessee Bank, National Association Attorney in Fact for Wilbur King

Anthony DeMarlo,

Attorney/awilby

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-03663 /FHA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597152,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Clevone S. Kirby to Mortgage Electronic Registration Systems, Inc. dated May 12, 2006 in the amount of $184,300.00, and recorded in Deed Book 46546, Page 654, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 335 of the 4th District of Gwinnett County, Georgia, being Lot 26, Block A, Prescott at Mink Livsey f/k/a Mink Livsey Manor, as per plat thereof recorded in Plat Book 108, Page 251; revised at Plat Book 109, Page 36, Gwinnett County Records, which plat is incorporated herein by reference.

which has the property address of 3480 Grand Manor Trail, Snellville, Georgia. , together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Clevone S. Kirby and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.

Attorney in Fact for

Clevone S. Kirby

Anthony DeMarlo, Attorney/smitchell

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-21791 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15505760,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Young Rye Ko to Mortgage Electronic Registration Systems, Inc., dated October 31, 2007, recorded in Deed Book 48400, Page 301, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED FIVE THOUSAND FOUR HUNDRED FIVE AND 0/100 DOLLARS ($405,405.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 4 of the 3rd District of Gwinnett County, Georgia, being Lot 87, Block A, Ashbury Park - Unit 1, as per Plat recorded in Plat Book 119, Pages 130-131; revised in Plat Book 119, Pages 181-182, Gwinnett County Records, which Plat is incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Young Rye Ko or a tenant or tenants and said property is more commonly known as 1461 Ashbury Park Drive, Hoschton, Georgia 30548.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Countrywide Home Loans Inc. as Attorney in Fact for Young Rye Ko

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/wa2 11/4/08

Our file no. 52227108-FT4

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597109,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Johnny M. Koch and Debra Koch to Mortgage Electronic Registration Systems, Inc dated November 15, 2005, and recorded in Deed Book 45525, Page 2, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee, by Assignment securing a Note in the original principal amount of $145,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 271 of the 7th District, Gwinnett County, Georgia, being Lot 7, Millcreek Trace Subdivision, as per plat recorded in Plat Book 46, Page 299, Gwinnett County Records, which plat is incorporated herein and made part hereof by reference.

Said property is known as 1262 MILL WALK CT, Buford, GA 30518, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Johnny M. Koch and Debra Koch, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Johnny M. Koch, and Debra Koch, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

US Bank National Association as Trustee as Attorney-in-Fact for Johnny M. Koch and Debra Koch

File no. 08-003531

L. J. SWERTFEGER, JR.

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Boulevard,

Suite 100

Atlanta, GA 30341

(770) 220-2730/KF

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597129,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Gary Krebs to Mortgage Electronic Registration Systems, Inc., dated September 9, 2005, recorded in Deed Book 44593, Page 232, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 48875, Page 644, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($160,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 27 of the 7th District of Gwinnett County, Georgia, being Lot 18, Block A, Pin Brook Subdivision, Unit One, as per plat recorded in Plat Book 30, Page 23, Gwinnett County records, which plat is incorporated herein by this reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gary Krebs and Aldenise Cardoso Krebs or a tenant or tenants and said property is more commonly known as 926 Pinbrook Drive, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc. as Attorney in Fact for Gary Krebs

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/tah 11/4/08

Our file no. 5819308-FT2

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597351,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jong Hoi Ku to Mortgage Electronic Registration Systems, Inc., dated August 26, 2005, recorded in Deed Book 44597, Page 214, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($138,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 38 of the 7th District of Gwinnet County, Georgia, being Unit 6, of Herrington Walk Townhomes, as per plat recorded in Plat Book 108, Page 166, Gwinnett County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jong Hoi Ku or a tenant or tenants and said property is more commonly known as 2529 Emma Way, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA as Attorney in Fact for Jong Hoi Ku

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/kjf 11/4/08

Our file no. 52130208-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597117,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Kevin C. Kutchback to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for New Equity Financial Corporation, dated March 16, 2007, recorded March 26, 2007, in Deed Book 47708, Page 0721, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty-Four Thousand Nine Hundred Fifty and 00/100 dollars ($134,950.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, all property described in said Security Deed including but not limited to the following described property:

STREET ADDRESS: 1678 BRANDON SQUARE LAWRENCEVILLE, GEORGIA 30044 ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 181 OF THE 6TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 34, BLOCK A, BRANDON HILL SUBDIVISION, UNIT TWO, ACCORDING TO PLAT RECORDED AT PLAT BOOK 27, PAGE 240, GWINNETT COUNTY RECORDS, WHICH REFERENCE IS MADE FOR THE PURPOSE OF INCORPORATING THE SAME AS A PART HEREIN.

PARCEL # R6181 259

BEING THE SAME PROPERTY CONVEYED TO KEVIN C. KUTCHBACK, BY DEED DATED APRIL 28, 2006, OF RECORD IN BOOK 46479, PAGE 21, IN THE OFFICE OF THE SUPERIOR COURT CLERK OF GWINNETT COUNTY, GEORGIA.

BEING THE SAME PROPERTY CONVEYED TO TOM HLASS, RONALD S. STEVENS AND ERVIN H. GERSON, BY DEED DATED JUNE 29, 1992, OF RECORD IN BOOK 7696, PAGE 28, IN THE OFFICE OF THE SUPERIOR COURT CLERK OF GWINNETT COUNTY, GEORGIA.

Said property is commonly known as 1678 Brandon Square, Lawrenceville, GA 30044.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property Kevin C. Kutchback or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

COUNTRYWIDE HOME LOANS, INC. as Attorney in Fact for KEVIN C. KUTCHBACK

Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024

TELEPHONE NUMBER: 800-669-6087

Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309

TELEPHONE NUMBER:

(888) 890-5309

ADORNO FILE NO.

215400.4377

WWW.ADORNO.COM/ATLDOCS/SALES.HTML

950-06597413,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Gun O. Kwon to Mortgage Electronic Registration Systems, Inc., dated March 7, 2007, recorded in Deed Book 47700, Page 38, Gwinnett County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY THOUSAND THREE HUNDRED TWENTY AND 0/100 DOLLARS ($190,320.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 224 of the 7th District, Gwinnett County, Georgia and being known as Lot 25, Block "B" of Sandy Creek Subdivision as shown on a Plat of survey entitled "Final Plat for Sandy Creek f/k/a Spring Lake", prepared by Ringo Abernathy & Associates, dated August 15, 2005 and recorded at Plat Book 111, Page 253, Gwinnett County, Georgia Plat Records. Said Plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Gun O. Kwon or a tenant or tenants and said property is more commonly known as 4292 Creekrun Circle, Buford, Georgia 30519.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.

as Attorney in Fact for

Gun O. Kwon

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/jn2 11/4/08

Our file no. 51868508-FT2

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597444,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Mark Labanda to Real Estate Financial Services, Inc., dated November 26, 2001, recorded in Deed Book 25537, Page 77, Gwinnett County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 25537, Page 93, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($148,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 28 of the 7th District, Gwinnett County, Georgia, being Lot 3, Block B , Rivershyre, Unit 2, as per Plat recorded in Plat Book 45, Page 75, Gwinnett County records, which Plat is hereby referred to and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Mark Labanda or a tenant or tenants and said property is more commonly known as 541 Shyrewood Dr, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance, LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Mark Labanda

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/lr3 11/4/08

Our file no. 5932208-FT3

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597222,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By reason of default in the terms and conditions of the Construction Security Deed from Lakeland Homes, Inc. in favor of Stock Building Supply, Inc. recorded at Deed Book 47301 Page 0587, Gwinnett County, Georgia Records, the entire indebtedness has been declared due and Stock Building Supply, Inc. as attorney in fact for Lakeland Homes, Inc. will sell at public outcry in front of the Courthouse door in Gwinnett County, Georgia on the first Tuesday in November 2008, during the legal hours of sale (such sale to continue from day to day thereafter until the property is sold), to the highest bidder for cash, the property described as:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING FN LAND LOT 7 OF THE 3RD DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 7, OF STONE RIDGE MANOR F.K.A OAKWODD VILLAGE F.K.A. SPOUT SPRINGS ROAD TRACT, AS MORE PARTICULARLY SHOWN AND DELINEATED BY THAT CERTAIN PLAT OF SURVEY RECORDED IN PLAT BOOK 112, PAGES 235 THROUGH 237, GWINNETT COUNTY, GEORGIA RECORDS, WHICH SAID PLAT OF SURVEY IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE COMPLETE DESCRIPTION, AND BEING KNOWN AS 5078 STEFAN RIDGE WAY ACCORDING TO SAID PLAT OF SURVEY REFERENCED HEREINABOVE.

Said property will be sold as the property of Stock Building Supply, Inc. and by virtue of the power and authority contained in the aforementioned Construction Security Deed.

Said property will be sold subject: (i) to all unpaid taxes and assessments, if any; and (ii) all easements and restrictions of record senior in priority to the aforementioned deed to secure debt.

Stock Building Supply, Inc

Attorney in fact for

Lakeland Homes, Inc.

J Richard Wilkinson Jr.

Attorney at Law

Six North Parkway Square

4200 Northside Parkway

Atlanta, Georgia 30327

(404) 848 9393

950-15505894,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Patrick F. Landers to JPMorgan Chase Bank, N.A., dated March 15, 2005, recorded in Deed Book 42020, Page 107, Gwinnett County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND AND 0/100 DOLLARS ($146,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lot 123 of the 6th District of Gwinnett County, Georgia, being Lot 14, Block E of Nantucket Subdivision, as per Plat recorded in Plat Book 1, Page 268, records of Gwinnett County, Georgia, which Plat is by reference incorporated herein and made a part hereof.

Tax identification number: R6123123.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorneyís fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Patrick F. Landers or a tenant or tenants and said property is more commonly known as 123 Newport Road, Lilburn, Georgia 30047.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Chase Home Finance LLC

as Attorney in Fact for

Patrick F. Landers

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/kjf 11/4/08

Our file no. 52224308-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592160,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Clarence Landrum to Mortgage Electronic Registration Systems, Inc . dated November 15, 2002, and recorded in Deed Book 29782, Page 69, Gwinnett County Records, securing a Note in the original principal amount of $117,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 126 of the 7th District of Gwinnett County, Georgia, being Lot 41, Block A, Jackson Square Subdivision, Unit One, as per plat recorded in Plat Book 88, Page 59, Gwinnett County, Georgia Records, which plat is incorporated herein and by this reference made a part hereof.

Said property is known as 627-629 Telfair Court, Suwanee, GA 30024 , together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Clarence Landrum, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Clarence Landrum, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Mortgage Electronic Registration Systems, Inc. as Attorney-in-Fact for Clarence Landrum

File no. 08-004757

L. J. SWERTFEGER, JR.

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Boulevard, Suite 100

Atlanta, GA 30341

(770) 220-2730/AR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12521136,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Gerardson Laurent and Marie Laurent to Mortgage Electronic Registration Systems, Inc . dated September 13, 2007 in the amount of $216,354.00, and recorded in Deed Book 48281, Page 113, Gwinnett County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 3 of the 2nd District, Gwinnett County, Georgia, being Lot 38, Block A of Unit III of Saddlebrook Farm Subdivision, as per plat thereof recorded in Plat Book 121, Page 37, Gwinnett County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

which has the property address of 727 Colt Shoals Lane, Auburn, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Gerardson Laurent and Marie Laurent and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Mortgage Electronic Registration Systems, Inc.

Attorney in Fact for

Gerardson Laurent and Marie Laurent

Anthony DeMarlo, Attorney/smitchell

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-19940 /FHA

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07591901,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

CONTAINED IN

SECURITY DEED

STATE OF GEORGIA,

COUNTY OF Gwinnett

Pursuant to a power of sale contained in a certain security deed executed by Frederick W. Lavender and Glenda S. Lavender, hereinafter referred to as Grantor, to Beazer Mortgage Corp. recorded in Deed Book 22005, beginning at page 151 and modified at Deed Book 46374, Page 465, and modified at Deed Book 48763, Page 567, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in November, 2008, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit "A".

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lot 273 of the 5th District of Gwinnett County, Georgia being Lot 31, Block "C", The Park at Apalachee Woods, Unit Three A/K/A Beckenham Place Unit Three, as per plat recorded in Plat Book 86, Page 52, Gwinnett County Records; said plat is incorporated herein by reference.

Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property. Midland Mortgage Co. as loan servicer is the entity with authority to negotiate, amend and modify the terms of the Note and Security Deed. Midland Mortgage Co's address is: 999 Northwest Grand Boulevard, Oklahoma City, Oklahoma 73118. Midland Mortgage Co. may be contacted by telephone at 1-800-552-3000, extension 8301. To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Frederick W. Lavender and Glenda S. Lavender.

MidFirst Bank, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor

Raymond S. Martin

Attorney at Law

990 Hammond Drive

Suite 800

One Lakeside Commons

Atlanta, Georgia 30328

(770) 392-0041

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15506019,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Stacy Law to Mortgage Electronic Registration Systems, Inc. , dated August 24, 2005, recorded in Deed Book 44213, Page 90, Gwinnett County, Georgia Records, as last transferred to HSBC Bank USA, National Association as trustee for Opteum Mortgage Acceptance Corporation, Asset Backed, Pass Through Certificates, Series 2005-5 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($109,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT "A"

All that tract or parcel of land lying and being in Land Lot 6 of the 3rd District, (GMD 1749) Gwinnett County Georgia, being Lot 74, Mulberry Park Townhomes, as per plat thereof recorded in Plat Book 99, Pages 56-69, Gwinnett County Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorneyís fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EverHome Mortgage Company, 8100 Nations Way, Jacksonville, FL 32256, (904) 224-4667. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Investments Enterprises, Inc., or a tenant or tenants and said property is more commonly known as 6477 Whitebeam Trail, Braselton, Georgia 30517.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Everhome Mortgage Company as Attorney in Fact for Stacy Law

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/js2 11/4/08

Our file no. 5869907-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592272,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Princess Genee Lawrence to Mortgage Electronic Registration Systems, Inc., dated January 13, 2006, recorded in Deed Book 46065, Page 426, Gwinnett County, Georgia Records, as last transferred to U.S. Bank National Association as Trustee for Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-TWO THOUSAND AND 0/100 DOLLARS ($172,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 234 of the 5th District, Gwinnett County, Georgia, being Lot 63, Block A, Brooks Crossing, as per plat recorded in Plat Book 93, Page 127, Gwinnett County, Georgia records, which plat is hereby incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Princess Genee Lawrence or a tenant or tenants and said property is more commonly known as 904 Tibwen Place, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

U.S. Bank National Association as Trustee for Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-3 as Attorney in Fact for Princess Genee Lawrence

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ssh 11/4/08

Our file no. 51701708-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597361,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Michael C. Ledwell to Mortgage Electronic Registration Systems, Inc. dated October 24, 2005 in the amount of $242,730.00, and recorded in Deed Book 45069, Page 249, Gwinnett County, Georgia Records; as last transferred to Wachovia Bank of Delaware, Wachovia Mortgage by assignment; the undersigned, Wachovia Bank of Delaware, Wachovia Mortgage pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 221 of the 7th District, Gwinnett County, Georgia, being Lot 64, Block A, Chandler Grove, Unit Four, as per plat recorded in Plat Book 92, Page 121, Gwinnett County, Georgia records, said plat being incorporated herein and made reference hereto.

which has the property address of 3693 Southland Drive, Buford, Georgia. , together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Michael C. Ledwell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Wachovia Bank of Delaware, Wachovia Mortgage

Attorney in Fact for

Michael C. Ledwell

Anthony DeMarlo, Attorney/lseymore

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-15410 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-12521020,10/9,16,23,30

STATE OF GEORGIA

COUNTY OF GWINNETT

NOTICE OF SALE

UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Brian R. Lee and Carol B. Lee to Mortgage Electronic Registration Systems, Inc. dated May 16, 2005, and recorded in Deed Book 42849, Page 261, Gwinnett County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for Home Equity Loan Trust Series ACE 2005-HE5, by Assignment securing a Note in the original principal amount of $200,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 4, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract or parcel of land lying and being in Land Lot 110 of the 7th District, Gwinnett County, Georgia, being Lot 5, Block 6, Richland Subdivision, Unit 2, as per plat recorded in Plat Book 43, Page 35, Gwinnett County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description.

Said property is known as 2395 Shore View Way, Suwanee, GA 30024, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney's fees in accordance with the terms of the Note secured by said Deed.

Said property will be sold as the property of Brian R. Lee and Carol B. Lee, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Brian R. Lee and Carol B. Lee , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

HSBC Bank USA, National Association, as Trustee for Home Equity Loan Trust Series ACE 2005-HE5 as Attorney-in-Fact for Brian R. Lee and Carol B. Lee

File no. 08-001150

L. J. SWERTFEGER, JR.

SHAPIRO & SWERTFEGER,

LLP*

Attorneys and Counselors

at Law

2872 Woodcock Boulevard,

Suite 100

Atlanta, GA 30341

(770) 220-2730/KF

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597202,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Bea Lee and Sonny Lee to Mortgage Electronic Registration Systems, Inc. dated February 17, 2006 in the amount of $212,650.00, and recorded in Deed Book 46267, Page 854, Gwinnett County, Georgia Records; as last transferred to U.S. Bank, National Association, as trustee, on behalf of the holders of the Terwin Mortgage Trust 2006-5 Asset-Backed Certificates, TMTS Series 2006-5 by assignment; the undersigned, U.S. Bank, National Association, as trustee, on behalf of the holders of the Terwin Mortgage Trust 2006-5 Asset-Backed Certificates, TMTS Series 2006-5 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008 , during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 22 of the 7th District, Gwinnett County, Georgia, being Lot 12, Block E, Ivey Chase, Unit II, Phase 1, as per plat recorded in Plat Book 106, Pages 241-243, filed November 23, 2004, Gwinnett County records, said plat being incorporated herein by reference thereto.

which has the property address of 2110 Indian Ivy Lane, Dacula, Georgia ., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Bea Lee and Sonny Lee and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank, National Association, as trustee, on behalf of the holders of the Terwin Mortgage Trust 2006-5 Asset-Backed Certificates, TMTS Series 2006-5

Attorney in Fact for

Bea Lee and Sonny Lee

Anthony DeMarlo, Attorney/apatterson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-21286 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15505738,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Jin Sik Lee to Mortgage Electronic Registration Systems, Inc., dated April 17, 2006, recorded in Deed Book 46460, Page 591, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINETY-FOUR THOUSAND AND 0/100 DOLLARS ($394,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 113 of the 7th District of Gwinnett County, Georgia, being Lot 81, Block B , The Villages at Huntcrest, Unit 2, Phase 1, as per Plat recorded at Plat Book 103, Pages 154 & 155, in the office of the clerk of the Superior Court of Gwinnett County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jin Sik Lee or a tenant or tenants and said property is more commonly known as 1679 Legrand Circle, Lawrenceville, Georgia 30043.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A. as Attorney in Fact for Jin Sik Lee

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ms8 11/4/08

Our file no. 51575608-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06596942,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Henry Lee to Mortgage Electronic Registration Systems, Inc., dated January 21, 2005, recorded in Deed Book 41592, Page 110, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank National Association, as Trustee for Fremont Investment & Loan SABR 2005-FR2 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SIX THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($126,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 231, 6th District, Gwinnett County, Georgia, being known as Lot 76, Block A, Grovemont Subdivision, as recorded on plat of survey in Plat Book 99, Pages 260-262, Gwinnett County, Georgia deed records, which said plat of survey is incorporated herein for a more complete description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorneyís fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Saxon Mortgage Services, Inc., 4709 Mercantitle Drive North, Fort Worth, TX 76137, 888-325-3502. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Henry Lee or a tenant or tenants and said property is more commonly known as 3845 Dandridge Wy, Duluth, Georgia 30096.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank National Association, as Trustee for Fremont Investment & Loan SABR 2005-FR2 as Attorney in Fact for Henry Lee

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ac3 11/4/08

Our file no. 52098808-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597472,10/11,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Eun K. Lee to Mortgage Electronic Registration Systems, Inc. , dated June 19, 2006, recorded in Deed Book 46662, Page 425, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($270,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorneyís fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Eun K. Lee or a tenant or tenants and said property is more commonly known as 2518 Gambrell Lane, Duluth, Georgia 30097.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, NA

as Attorney in Fact for

Eun K. Lee

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/kjf 11/4/08

Our file no. 52130808-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07591968,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Antoinette N. Lee to Mortgage Electronic Registration Systems, Inc., dated December 29, 2005, recorded in Deed Book 45883, Page 167, Gwinnett County, Georgia Records, as last transferred to Wells Fargo Bank, N.A by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-SIX THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($186,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 335 of the 4th District of Gwinnett County, Georgia, being Lot 99, Block "A", Prescott at Mink Livsey f/k/a Mink Livsey Manor, as per plat thereof recorded in Plat Book 108, Page 251; revised at Plat Book 109, Page 36, Gwinnett County records, which plat is incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Antoinette N. Lee and Jean Francois or a tenant or tenants and said property is more commonly known as 4656 Beau Point Court, Snellville, Georgia 30039.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A as Attorney in Fact for Antoinette N. Lee

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/kjf 11/4/08

Our file no. 52160208-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597212,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Soon S. Lee to Mortgage Electronic Registration Systems, Inc., dated March 17, 2006, recorded in Deed Book 46303, Page 720, Gwinnett County, Georgia Records, as last transferred to Countrywide Home Loans Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FIVE THOUSAND TWO HUNDRED TWENTY-FOUR AND 0/100 DOLLARS ($185,224.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 199 of the 7th District, Gwinnett County, Georgia, being Lot 226, The Regency at Sugarloaf Ridge Subdivision, Unit IV, Phase II, as per Plat recorded in Plat Book 109, Pages 15-17, Gwinnett County, Georgia Records, which said Plat is incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Soon S. Lee or a tenant or tenants and said property is more commonly known as 2123 Hailston Dr, Duluth, Georgia 30097.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Countrywide Home Loans In as Attorney in Fact for Soon S. Lee

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/wa2 11/4/08

Our file no. 52258508-FT4

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597208,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of the power of sale contained in a Security Deed from Dae Lee to JP Morgan Chase Bank, N.A. dated August 26, 2005, recorded in Deed Book 44334, Page 104, Gwinnett County Records, and last assigned to US Bank National Association Successor-in-Interest to Wachovia Bank, N.A. as Trustee for JP Morgan 2005-A8, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED NINETY-FIVE THOUSAND FOUR HUNDRED FIFTY AND 00/100 ($595,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Gwinnett County, Georgia, during the legal hours of sale on the first Tuesday, November 4, 2008 the following described property, to wit:

2414 THURLESTON LANE, DULUTH, GA 30097

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 120 OF THE 7TH DISTRICT OF GWINNETT COUNTY, GEORGIA, BEING LOT 91, BLOCK D, SUGARLOAF COUNTRY CLUB, PHASE 1, POD 2, PER PLAT BOOK 71, PAGES 7 AND 8, GWINNETT COUNTY, GEORGIA RECORDS, WHICH IS REFERRED TO AND MADE A PART OF THIS DESCRIPTION.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Dae Lee and Gloria Lee and Jessica Rae Hyun Lee or, a tenant or tenants, and said property was or is commonly known as 2414 Thurleston Lane, Duluth, GA 30097.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

US Bank National Association Successor-in-Interest to Wachovia Bank, N.A. as Trustee for JP Morgan 2005-A8 As Attorney in Fact for Dae Lee

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 08-7110

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-15505846,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jae M. Lee to HSBC Mortgage Corporaction (USA) dated October 30, 2003 in the amount of $187,100.00, and recorded in Deed Book 35919, Page 30, Gwinnett County, Georgia Records; as last transferred to HSBC Mortgage Corporation USA by assignment; the undersigned, HSBC Mortgage Corporation USA pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2008, during the legal hours of sale, at the Courthouse door in Gwinnett County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 15 & 16 of the 5th District, Gwinnett County, Georgia, being Lot 10B of the Spring Valley Subdivision, Unit 1, as per plat recorded at Plat Book 96, Page 176 & 177, Gwinnett County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

which has the property address of 286 Zena Court, Lawrenceville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jae M. Lee and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

HSBC Mortgage Corporation USA Attorney in Fact for Jae M. Lee

Anthony DeMarlo,

Attorney/efisher

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 08-20287 /CONV

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06596833,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Dennis Leming and Laurie Sutton to Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC, dated August 26, 2004, recorded in Deed Book 39707, Page 257, Gwinnett County, Georgia Records, as last transferred to HSBC Mortgage Services, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-NINE THOUSAND AND 0/100 DOLLARS ($169,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of Land lying and being in Land Lot 171 of the 5th District, Gwinnett County, Georgia, and being more particularly described as follows:

Beginning at a point on the southwesterly side of New Hope Road aka Lawrence Ville New Hope Road 398.2 feet southeasterly from the intersection of the southwesterly side of New Hope Road and the southeasterly side of Simonton Road; running thence south 40 degrees 00 minutes 00 seconds along said right of way 128,00 feet to an iron pin found; run thence south 58 degrees 05 minutes 00 seconds west 205,00 feet to an iron pin found; run thence north 40 degrees 00 minutes 00 seconds west 128.00 feet to an iron pin found; run thence north 58 degrees 05 minutes 00 seconds east 205.00 feet to an iron pin set at the point of beginning; being improved property known as 923 New Hope Road according to the present system of numbering houses in Gwinnett County, Georgia.

The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on November 4, 2008, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719).

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorneyís fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Mortgage Services, 636 Grand Regency Blvd., Brandon, FL 33569, 800-365-6730. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dennis Leming and Laurie Sutton or a tenant or tenants and said property is more commonly known as 923 New Hope Road, Lawrenceville, Georgia 30045.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

HSBC Mortgage Services, Inc. as Attorney in Fact for Dennis Leming and Laurie Sutton

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/js2 11/4/08

Our file no. 5478408-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597398,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Ricardo Leon to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Aegis Wholesale Corporation, dated January 26, 2007, recorded February 1, 2007, in Deed Book 47530, Page 0317, Gwinnett County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Sixty-Seven Thousand and 00/100 dollars ($167,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 37 OF THE 7TH DISTRICT, GWINNETT COUNTY, GEORGIA AND BEING LOT 47, BLOCK A, WATERFORD DOWNS SUBDIVISION, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 52, PAGE 207, GWINNETT COUNTY, GEORGIA RECORDS, WHICH PLAT IS REFERRED TO HEREBY AS REFERENCE FOR MORE PARTICULAR DESCRIPTION AND DELINEATION OF THE LOT DIMENSIONS THEREOF.

Said property is commonly known as 2333 Martingale Lane, Lawrenceville, GA 30044.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property Ricardo Leon or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

COUNTRYWIDE HOME LOANS, INC.

as Attorney in Fact for

RICARDO LEON

Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024

TELEPHONE NUMBER: 800-669-6087

Attorney Contact: Adorno & Yoss LLC, Two Midtown Plaza, 1349 West Peachtree Suite 1500, Atlanta, GA 30309

TELEPHONE NUMBER: (888) 890-5309 ADORNO FILE NO. 215400.4319

WWW.ADORNO.COM/ATLDOCS/SALES.HTML

950-07592056,10/9,16,23,30

NOTICE OF POWER

OF SALE CONTAINED

IN DEED TO

SECURE DEBT AND

SECURITY AGREEMENT

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from LEVERETTE P., INC., a Georgia corporation (hereinafter referred to as "Borrower") to BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation (hereinafter referred to as "Lender") , dated February 1, 2006, and recorded in Deed Book 46128, Page 214, et. seq., Gwinnett County, Georgia Records (the "Security Deed"), the undersigned, as Attorney-in-Fact for Borrower, will sell at public outcry to the highest and best bidder for cash, between the legal hours of sale before the Courthouse door of Gwinnett County, Georgia, on the first Tuesday in November, 2008 (November 4, 2008) the following described property, to wit:

All that tract or parcel of land lying and being in Duncans GMD 1749 of Gwinnett County, Georgia, being Lots 11, 74, and 78, Final Plat for Chateau Retreat, Phase I, for Ruby Forest, Inc., as per plat recorded in Plat Book 112, pages 218-222, Gwinnett County, Georgia records, which plat is incorporated herein by reference.

Said Property being improved property known as (1) 2340 Hopehaven Way, Hoschton, Georgia 30548; (2) 2448 Peace Point Trail, Hoschton, Georgia 30538; and (3) 2489 Peace Point Trail, Hoschton, Georgia 30538.

Said Security Deed was given to secure a Promissory Note dated February 1, 2006, in the original principal amount of ONE MILLION ONE HUNDRED FIFTY THOUSAND AND NO/HUNDREDTHS DOLLARS ($1,150,000.00), as amended by that certain Note Modification Agreement dated February 1, 2007, as further amended by that certain Note Modification Agreement dated September 5, 2007, as further amended by that certain Note Modification Agreement dated January 25, 2008, as further amended by that certain Note Modification Agreement dated April 1, 2008, and as further amended by that certain Note Modification Agreement dated May 20, 2008 (the "Promissory Note"), with interest thereon as provided in said Promissory Note until paid.

On account of defaults in the terms of the Promissory Note, the Security Deed and other loan documents, including Borrower's failure to pay the Promissory Note as due and when due at maturity, Lender, the present holder of said Security Deed and Promissory Note, has declared the entire unpaid principal balance of all obligations secured by said Security Deed, including interest to date of sale, to be due and payable immediately.

The debt remaining in default and unpaid, this sale will be for the purpose of satisfying the principal and interest due, amounts, if any, expended by Lender to protect its interest in the Property, and all expenses of this sale, including, without limitation, attorneys' fees.

The Property will be sold subject to outstanding ad valorem taxes and/or assessments, and superior easements, restrictions and rights-of-way and other superior matters of record, if any. The undersigned will execute a deed to the purchaser at the sale as provided in the aforesaid Security Deed.

To the best knowledge and belief of Lender, the equitable title to the Property is vested in Borrower, and the party in possession of the Property is Borrower.

BRANCH BANKING AND TRUST COMPANY, as Attorney-in-Fact for LEVERETTE P., INC.

Lisa A. Thieler, Esq.

Womble, Carlyle, Sandridge & Rice, PLLC

Attorneys at Law

One Atlantic Center, Suite 3500

1201 West Peachtree Street

Atlanta, Georgia 30309

(404) 888-7429

950-15506023,10/9,16,23,30

NOTICE OF POWER

OF SALE CONTAINED

IN DEED TO

SECURE DEBT AND

SECURITY AGREEMENT

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from LEVERETTE P., INC., a Georgia corporation (hereinafter referred to as "Borrower") to BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation (hereinafter referred to as "Lender") , dated April 11, 2007, and recorded in Deed Book 47799, Page 816, et. seq., Gwinnett County, Georgia Records (the "Security Deed"), the undersigned, as Attorney-in-Fact for Borrower, will sell at public outcry to the highest and best bidder for cash, between the legal hours of sale before the Courthouse door of Gwinnett County, Georgia, on the first Tuesday in November, 2008 (November 4, 2008) the following described property, to wit:

All that tract or parcel of land lying and being in Duncans GMD 1749 of Gwinnett County, Georgia, being Lot 72, Final Plat for Chateau Retreat, Phase I, for Ruby Forest, Inc., as per plat recorded in Plat Book 112, pages 218-222, Gwinnett County, Georgia records, which plat is incorporated herein by reference.

Said Property being improved property known as 2428 Peace Point Trail, Hoschton, Georgia 30538.

Said Security Deed was given to secure a Promissory Note dated April 11, 2007, in the original principal amount of ONE MILLION SIX HUNDRED AND SEVEN THOUSAND NINE HUNDRED AND NO/HUNDREDTHS DOLLARS ($1,607,900.00), as amended by that certain Note Modification Agreement dated April 8, 2008 (the "Promissory Note"), with interest thereon as provided in said Promissory Note until paid.

On account of defaults in the terms of the Promissory Note, the Security Deed and other loan documents, including Borrower's failure to pay the Promissory Note as due and when due, Lender, the present holder of said Security Deed and Promissory Note, has declared the entire unpaid principal balance of all obligations secured by said Security Deed, including interest to date of sale, to be due and payable immediately.

The debt remaining in default and unpaid, this sale will be for the purpose of satisfying the principal and interest due, amounts, if any, expended by Lender to protect its interest in the Property, and all expenses of this sale, including, without limitation, attorneys' fees.

The Property will be sold subject to outstanding ad valorem taxes and/or assessments, and superior easements, restrictions and rights-of-way and other superior matters of record, if any. The undersigned will execute a deed to the purchaser at the sale as provided in the aforesaid Security Deed.

To the best knowledge and belief of Lender, the equitable title to the Property is vested in Borrower, and the party in possession of the Property is Borrower or a tenant or tenants claiming under Borrower.

BRANCH BANKING AND TRUST COMPANY, as Attorney-in-Fact for LEVERETTE P., INC.

Lisa A. Thieler, Esq.

Womble, Carlyle, Sandridge & Rice, PLLC

Attorneys at Law

One Atlantic Center, Suite 3500

1201 West Peachtree Street

Atlanta, Georgia 30309

(404) 888-7429

950-15506021,10/9,16,23,30

NOTICE OF POWER

OF SALE CONTAINED

IN DEED TO

SECURE DEBT AND

SECURITY AGREEMENT

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from LEVERETTE P., INC., a Georgia corporation (hereinafter referred to as "Borrower") to BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation (hereinafter referred to as "Lender"), dated February 1, 2006, and recorded in Deed Book 46128, Page 327, et. seq., Gwinnett County, Georgia Records (the "Security Deed"), the undersigned, as Attorney-in-Fact for Borrower, will sell at public outcry to the highest and best bidder for cash, between the legal hours of sale before the Courthouse door of Gwinnett County, Georgia, on the first Tuesday in November, 2008 (November 4, 2008) the following described property, to wit:

All that tract or parcel of land lying and being in Duncans GMD 1749 of Gwinnett County, Georgia, being Lots 4, 24, and 28, Final Plat for Chateau Retreat, Phase I, for Ruby Forest, Inc., as per plat recorded in Plat Book 112, pages 218-222, Gwinnett County, Georgia records, which plat is incorporated herein by reference.

Said Property being improved property known as (1) 2485 Retreat Point Parkway, Hoschton, Georgia 30548; (2) 2491 Hope Haven Way, Hoschton, Georgia 30538; and (3) 2451 Hopehaven Way, Hoschton, Georgia 30548.

Said Security Deed was given to secure a Promissory Note dated February 1, 2006, in the original principal amount of FOUR MILLION THREE HUNDRED FIFTY-TWO THOUSAND AND NO/HUNDREDTHS DOLLARS ($4,352,000.00), as amended by that certain Note Modification Agreement dated January 2, 2007, as further amended by that certain Note Modification Agreement dated July 2, 2007, and as further amended by that certain Note Modification Agreement dated January 25, 2008 (the "Promissory Note"), with interest thereon as provided in said Promissory Note until paid.

On account of defaults in the terms of the Promissory Note, the Security Deed and other loan documents, including Borrower's failure to pay the Promissory Note as due and when due at maturity, Lender, the present holder of said Security Deed and Promissory Note, has declared the entire unpaid principal balance of all obligations secured by said Security Deed, including interest to date of sale, to be due and payable immediately.

The debt remaining in default and unpaid, this sale will be for the purpose of satisfying the principal and interest due, amounts, if any, expended by Lender to protect its interest in the Property, and all expenses of this sale, including, without limitation, attorneys' fees.

The Property will be sold subject to outstanding ad valorem taxes and/or assessments, and superior easements, restrictions and rights-of-way and other superior matters of record, if any. The undersigned will execute a deed to the purchaser at the sale as provided in the aforesaid Security Deed.

To the best knowledge and belief of Lender, the equitable title to the Property is vested in Borrower, and the party in possession of the Property is Borrower.

BRANCH BANKING AND TRUST COMPANY, as Attorney-in-Fact for LEVERETTE P., INC.

Lisa A. Thieler, Esq.

Womble, Carlyle, Sandridge

& Rice, PLLC

Attorneys at Law

One Atlantic Center,

Suite 3500

1201 West Peachtree Street

Atlanta, Georgia 30309

(404) 888-7429

950-15506022,10/9,16,23,30

NOTICE OF POWER

OF SALE CONTAINED

IN DEED TO

SECURE DEBT AND

SECURITY

AGREEMENT

STATE OF GEORGIA

COUNTY OF GWINNETT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from LEVERETTE P., INC., a Georgia corporation (hereinafter referred to as "Borrower") to BRANCH BANKING AND TRUST COMPANY, a North Carolina banking corporation (hereinafter referred to as "Lender") , dated July 12, 2007, and recorded in Deed Book 48096, Page 627, et. seq., Gwinnett County, Georgia Records (the "Security Deed"), the undersigned, as Attorney-in-Fact for Borrower, will sell at public outcry to the highest and best bidder for cash, between the legal hours of sale before the Courthouse door of Gwinnett County, Georgia, on the first Tuesday in November, 2008 (November 4, 2008) the following described property, to wit:

All that tract or parcel of land lying and being in Duncans GMD 1749 of Gwinnett County, Georgia, being Lot 81, Final Plat for Chateau Retreat, Phase I, for Ruby Forest, Inc., as per plat recorded in Plat Book 112, pages 218-222, Gwinnett County, Georgia records, which plat is incorporated herein by reference.

Said Property being improved property known as 2459 Peace Point Trail, Hoschton, Georgia 30548.

Said Security Deed was given to secure a Promissory Note dated July 12, 2007, in the original principal amount of ONE MILLION ONE HUNDRED EIGHTY THOUSAND FIVE HUNDRED AND NO/HUNDREDTHS DOLLARS ($1,180,500.00) (the "Promissory Note"), with interest thereon as provided in said Promissory Note until paid.

On account of defaults in the terms of the Promissory Note, the Security Deed and other loan documents, including Borrower's failure to pay the Promissory Note as due and when due at maturity, Lender, the present holder of said Security Deed and Promissory Note, has declared the entire unpaid principal balance of all obligations secured by said Security Deed, including interest to date of sale, to be due and payable immediately.

The debt remaining in default and unpaid, this sale will be for the purpose of satisfying the principal and interest due, amounts, if any, expended by Lender to protect its interest in the Property, and all expenses of this sale, including, without limitation, attorneys' fees.

The Property will be sold subject to outstanding ad valorem taxes and/or assessments, and superior easements, restrictions and rights-of-way and other superior matters of record, if any. The undersigned will execute a deed to the purchaser at the sale as provided in the aforesaid Security Deed.

To the best knowledge and belief of Lender, the equitable title to the Property is vested in Borrower, and the party in possession of the Property is Borrower or a tenant or tenants claiming under Borrower.

BRANCH BANKING AND TRUST COMPANY, as Attorney-in-Fact for LEVERETTE P., INC.

Lisa A. Thieler, Esq.

Womble, Carlyle, Sandridge & Rice, PLLC

Attorneys at Law

One Atlantic Center, Suite 3500

1201 West Peachtree Street

Atlanta, Georgia 30309

(404) 888-7429

950-15506020,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Karen Lewis and Deshannon Lewis to First Horizon Home Loan Corporation, dated August 11, 2005, recorded in Deed Book 44391, Page 257, Gwinnett County, Georgia Records, as last transferred to Deutsche Bank Trust Company Americas formerly known as Banker's Trust Company, as Trustee and Custodian for IXIS 2005-HE4 by assignment to be recorded in the Office of the Clerk of Superior Court of Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND FIVE HUNDRED TWENTY AND 0/100 DOLLARS ($121,520.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

All that tract or parcel of land lying and being in Land Lot 128 of the 6th District of Gwinnett County, Georgia, being Lot 26, Block G, Brentwood Gates Subdivision, Unit Four, as shown on plat of subject property recorded at Plat Book 68, Page 214 Gwinnett County, Georgia records, which plat is incorporated herein by reference and made a part of this description.

Being improved property known as 540 Heathgate Drive, according to the present system of numbering houses in Gwinnett County, Georgia records.

Subject to all easements and restrictions of record, if any.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Saxon Mortgage Services, Inc., 4709 Mercantitle Drive North, Fort Worth, TX 76137, 888-325-3502. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Karen Lewis and Deshannon Lewis or a tenant or tenants and said property is more commonly known as 540 Heathgate Drive, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Deutsche Bank Trust Company Americas formerly known as Banker's Trust Company, as Trustee and Custodian for IXIS 2005-HE4 as Attorney in Fact for Karen Lewis and Deshannon Lewis

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/js2 11/4/08

Our file no. 52199308-FT1

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-06597220,10/9,16,23,30

NOTICE OF SALE

UNDER POWER

GEORGIA,

GWINNETT COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Lewis to Bank Of America, N.A., dated May 4, 2007, recorded in Deed Book 47969, Page 634, Gwinnett County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND EIGHT HUNDRED FIFTY-FIVE AND 0/100 DOLLARS ($114,855.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Gwinnett County, Georgia, within the legal hours of sale on the first Tuesday in November, 2008, the following described property:

SEE EXHIBIT ìAî ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT ìAî

The land referred to in this commitment is described as follows:

All that tract or parcel of land lying and being in Land Lot 154 of the 6th District, of Gwinnett County, Georgia being Lot 62, Block B of the Windwood Estates Subdivision, Phase II, as per plat recorded in Plat Book 51, Page 76.

Tax ID: R6154 256

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneyís fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 4161 Piedmont Parkway, Greensboro, NC 27410-8110, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Estate Of Michael Lewis and Pamela Cha vez-Lewis as Executrix or a tenant or tenants and said property is more commonly known as 3144 Edington Cir, Lawrenceville, Georgia 30044.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank Of America, N.A. as Attorney in Fact for Estate Of Michael Lewis

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ms8 11/4/08

Our file no. 52306008-FT7

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07592285,10/9,16,23,30